fact sheet october 2013 -...

FACT SHEETOctober 2013

1

Debt Market Commentary for the month of October 2013

Equity Market Commentary for the month of October 2013

Indian equity markets continued with its positive momentum for second month in a row. With US Fed delaying the tapering of stimulus program and also averting the debt-ceiling issue in near term, markets world over got the desired relief. Besides this, market sentiments also got a boost from set of steps that were taken by the RBI so as to ease liquidity pressures.

MARKETS..

Markets gained across the board with rally being wide-spread. The broad-based large cap index CNX Nifty jumped 9.8%; whereas BSE Sensex moved up by 9.2% for the month. The gains were equally large for mid and small cap indices; with BSE Mid cap index gaining 8.9% and BSE Small cap index registering 7.9% gains for the month.

The rally was extensive among all sectors, with the exception being FMCG index which ended negative. In line with expectations, rate-sensitive sectors performed better than the defensive sectors. Banking, Capital Goods and Realty sector indices were the noticeable out performers giving double digit returns for the month of October. Defensive sectors like FMCG and Healthcare under-performed and remained at the bottom of the sector table.

Early signs of improving macros for Europe and China brought some optimism in global markets. World markets got further support on account of US averting the debt default in near term. Thus, US as well as leading European markets were up in the range of 3-5%. Among key global markets, Nikkei and Shanghai indices ended in the negative territory.

Crude prices continued to correct with Nymex crude shedding another 5.4%. Nymex prices closed the month near $96; whereas Brent remained flat around $108 a barrel.

With the market action focused towards riskier asset class, gold prices remained subdued. International gold prices were down 0.4% for the month. However, the fall was larger for domestic gold prices as INR currency continued to appreciate for the month.

Encouraging set of steps taken by the RBI has stemmed the currency fall. For the month of October, INR appreciated by 1.8% to close at 61.5 per US$.

MACROS..

However, domestic macros continue to be challenging. Industrial growth disappointed, with August IIP at just 0.6% y-o-y. This was way below market expectations and also

below previous month’s 2.8% revised growth number. Manufacturing turned negative whereas Capital Goods and Consumer goods segment showed contraction.

Even the monthly Inflation numbers moved up. The WPI for September rose to a seven month high of 6.46% y-o-y. This was against 6.10% of previous month. Food articles inflation at 18.40% and an uptick in core inflation were the prime reasons for this high inflation figure. Even the September CPI ticker went up from 9.52% to 9.84%.

Consequently, in order to address this high inflation, RBI in its latest monetary policy review increased the repo rate by 25 bps to 7.75%. The move is expected to address the emerging risks of inflation and inflationary expectations. The central bank also, with a view to ease liquidity pressures, reduced the MSF rate by 25bps to 8.75%.

Among these subdued macros, markets managed to get some good news in form of lower trade balance data. India’s September month trade deficit narrowed further to US$ 6.76bn. Exports jumped 11.2% year on year, whereas Imports declined by 18.1%.

OUTLOOK..

In the coming quarters, global markets would keenly monitor the progress on US debt-ceiling issue and tapering of monetary stimulus. Any adverse news flows on the same can act as a negative for emerging markets and their currencies, including India. However, we also have some positives in form of recovery in Chinese economy. This can improve the market sentiments globally.

At domestic end, twin deficits, high inflation and low growth continue to be the core issues nagging the markets.

The ongoing quarterly results season has more or less been in line with expectations. Exports driven sectors like I.T. and Healthcare have come out with good results. Select stocks in financials, fmcg and automobiles too have come out with good numbers. Other sectors are expected to perform when there is a larger macro improvement in the economy.

Continuation of economic reforms by the centre and positive policy actions by RBI should encourage fresh foreign flows and also stabilize the currency. Improvement in macro growth on the back of moderate inflation would be the key trigger for Indian markets to get re-rated, going forward.

Kaushik Dani Head – Equity

Source – Reuters, Bloomberg, RBI, Internal

In October policy, RBI continued the process of reversing the emergency temporary tightening measures. While hiking the repo rate by 25bps to 7.75%, it reduced the MSF rate by 25 bps to 8.75-thereby reverting the MSF corridor to 100 bps from the peak of 300 bps in July . With the additional access under term repo of 7 and 14 days and Export credit refinance, the need to funding under MSF will reduce. Basis this short term rates should slowly start coming down and we will see normalization of the interest rate curve. The policy stance makes it clear that

his policy is to maintain inflation vigil primarily.

The annual rate of inflation, based on monthly WPI, stood at 6.46% (Provisional) for the month of September 2013 (over September 2012) as compared to 6.10% (Provisional) for the previous month. This was largely due to elevated food prices.

Elevated inflation and RBI’s stance has increased the data dependency of fixed income markets. Additionally the fear of fiscal slippage and resultant borrowing pressure will continue to play on markets mind. The government has kept on repeating that it won’t breach the 4.8% red line, and it may resort to cutting productive expenditure. Other than that RBI doing OMOs will another keenly watched angle for long term rates. As we enter November, CD issuances will pick up with issuers looking to roll over the maturities and we could see sizeable amount of activity happening in that segment.

Investors will greatly benefit the fact that risk-reward ratio is slowly turning in their favour. Its advised that they start making regular part investments in phased manner in different schemes as per their appetite to capture the rate movements.

September Month Opening Intra Month High Intra Month Low Month ClosingOvernight Rate (NSE MIBOR) 9.65 9.65 8.72 8.7210 year Gsec (7.16, 2023) 8.7286 8.7286 8.4213 8.62483 month CDs 9.6 9.6 8.75 8.756 month CDs 9.7 9.7 9.0 9.012 month CDs 9.6 9.6 9.0 9.0Currency 62.59 62.59 60.99 62.0710 Year US Treasury 2.65 2.7276 2.5016 2.5542

Malay Shah Head - Fixed Income

Source – Reuters, Bloomberg, RBI, Internal

2

Portfolio Holdings % of Net Assets RatingCertificate of Deposits 66.55Central Bank of India 6.79 CARE A1+State Bank of Mysore 5.63 ICRA A1+IDBI Bank Ltd 5.18 CRISIL A1+Canara Bank 4.73 CRISIL A1+Firstrand Bank Ltd 4.50 CRISIL A1+State Bank of Hyderabad 3.62 ICRA A1+United Bank of India 3.41 CARE A1+Syndicate Bank 3.40 CARE A1+Union Bank of India 3.40 CRISIL A1+State Bank of Travancore 3.22 CRISIL A1+Others 22.67Commercial Papers 21.16National Fertilizers Ltd 3.38 CRISIL A1+Redington (India) Ltd 3.38 ICRA A1+Shapoorji Pallonji & Co Ltd 3.38 ICRA A1+Tata Housing Development Co Ltd 2.26 CARE A1+Cox & Kings Ltd 2.24 CARE A1+Others 6.52Non Convertible Debentures/ Floating Rate Notes/ Bonds 4.76

Indiabulls Housing Finance Ltd 2.79 CARE AA+SREI Equipment Finance Pvt Ltd 1.51 FITCH AAHousing Development Finance Corporation Ltd 0.46 ICRA AAATreasury Bills 1.1391 Days Treasury Bill 1.13 SovereignFixed Deposit 2.01HDFC Bank Ltd 2.01CBLO/Repo Instruments 1.50Net Receivables / (Payables) 2.89Total 100.00

Portfolio as on October 31, 2013

(as on October 31, 2013)

Fund Facts Objective

To provide high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market & debt securities. However, there can be no assurance that the investment objective will be achieved.

Inception Date Fund Size

19th February 2010 ` 1550.84 Crs (AAUM for Sep 13 Qtr)

Asset Allocation Pattern Scheme Features

Money Market Instruments: 60% to 100% Exit Load : NIL Debt Instruments: 0% to 40% Minimum Amount: ` 1,000/- ` 1/-

Fund Manager

Mr. Malay Shah: Total experience 11 years, Managing this fund from October, 2012

Rating Profile % weightageCRISIL AAA/CRISIL A1+/ICRA A1+/CARE A1+/Sovereign 91.32CARE AA+/FITCH AA 4.30CBLO/ Cash & Cash Equivalent 4.38

Maturity Profile % weightageBelow or equal to 91 days 95.62Cash & Cash Equivalent 4.38

PeriodPeerless

Liquid Fund- Super Institutional Plan

CRISIL Liquid Fund

Index

Additional Benchmark Returns ##

Sep 28, 12 to Sep 30, 13 9.22% 8.54% 5.66%

Sep 29, 11 to Sep 28, 12 9.99% 8.67% 8.14%

Sep 30, 10 to Sep 29, 11 8.66% 7.75% 5.36%Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Growth Option.

Scheme Performance as on September 30, 2013

Dividend History (Monthly)

Scheme / Plan Record Date

Net Dividend (`per unit) Cum Dividend Nav (in `)

Individual/HUF Corporate

Peerless Liquid Fund - Direct Plan - Monthly Dividend 25-Oct-13 0.06143364 * 10.0859

Peerless Liquid Fund - Retail Plan - Monthly Dividend 25-Oct-13 0.04693512 * 10.0655

Peerless Liquid Fund - Super Institutional Plan - Monthly Dividend

25-Oct-13 0.06231939 0.05968189 10.0853

Peerless Liquid Fund - Direct Plan - Monthly Dividend 27-Sep-13 0.06399330 * 10.0890

Peerless Liquid Fund - Retail Plan - Monthly Dividend 27-Sep-13 0.04604060 * 10.0644


27-Sep-13 0.06427348 0.06154782 10.0878

Peerless Liquid Fund - Direct Plan - Monthly Dividend 30-Aug-13 0.07776706 * 10.1020

Peerless Liquid Fund - Retail Plan - Monthly Dividend 30-Aug-13 0.04762793 * 10.0655


30-Aug-13 0.07632075 0.07307597 10.1024

## 1 Year Govt. T- Bill * No investor as on the record date hence dividend not declaredPlease refer to page no. 8 for tax on dividend distributionPlease refer to page no. 11 for Product Labelling

Net Assets Value (NAV) as on October 31, 2013 (in `)

Plan / OptionSuper

Institutional Plan

Institutional Plan

Retail Plan

Direct Plan

Growth 13.5459 13.0757 12.8301 13.5512Daily Dividend 10.0052 10.0052 10.0052 10.0052Weekly Dividend 10.0129 10.0000 10.0110 10.0324Monthly Dividend 10.0217 10.0000 10.0176 10.0236

Asset Allocation

Scheme Performance vis-a-vis Benchmark (%)Peerless Liquid Fund - SuperInstitutional Plan - Growth

CRISIL Liquid Fund Index


Sep 23, 13to

Sep 30, 13

Sep 13, 13to

Sep 30, 13

Aug 30, 13to

Sep 30, 13

Sep 28, 12 to

Sep 30, 13

Sep 29, 11to

Sep 28, 12

Sep 30, 10to

Sep 29, 11

11.0111.81

10.65 10.9114.07

7.8610.88

15.36

7.90 9.22 9.99 8.678.14 8.66 7.755.36

8.545.66

66.55%

21.16%

4.76%

2.01%1.13% 1.50%

2.89%

Certificate of DepositsCommercial Paper

Net Receivables/ (Payables)

Treasury Bill

Non ConvertibleDebentures/ Floating RateNotes/ Bonds

CBLO/ Repo Instruments

Fixed Deposit

Average Maturity (Yrs) .............................................................................. 0.10Modified Duration (Yrs) .............................................................................. 0.10Portfolio Yield (%) .............................................................................. 9.06

Please refer to page no 10 for statutory details

Please refer to page no 10 for statutory details 3


Net Dividend (`per unit)

Cum Dividend Nav (in `)


Peerless Ultra Short Term Fund - Direct Plan - Monthly Dividend 25-Oct-13 0.06520853 0.06245210 10.2148

Peerless Ultra Short Term Fund - Retail Plan - Monthly Dividend 25-Oct-13 0.05172296 * 10.1124

Peerless Ultra Short Term Fund - Super Institutional Plan - Monthly Dividend 25-Oct-13 0.06323622 0.06056366 10.1412

Peerless Ultra Short Term Fund - Direct Plan - Monthly Dividend 27-Sep-13 0.06769710 0.06484101 10.2180

Peerless Ultra Short Term Fund - Retail Plan - Monthly Dividend 27-Sep-13 0.05417327 * 10.1155

Peerless Ultra Short Term Fund - Super Institutional Plan - Monthly Dividend 27-Sep-13 0.06571165 0.06293334 10.1444

Peerless Ultra Short Term Fund - Direct Plan - Monthly Dividend 30-Aug-13 0.05990067 0.05737317 10.2080

Peerless Ultra Short Term Fund - Retail Plan - Monthly Dividend 30-Aug-13 0.03521301 * 10.0913

Peerless Ultra Short Term Fund - Super Institutional Plan - Monthly Dividend 30-Aug-13 0.05764337 0.05520417 10.1341

Rating Profile % weightageCRISIL AAA/CRISIL A1+/ICRA A1+/CARE A1+ 84.82CARE AA+/FITCH AA/ICRA AA-/FITCH AA-/CARE AA-/ICRA A+ 13.04CBLO/ Cash & Cash Equivalent 2.14

Maturity Profile % weightageBelow 1 Year 68.24Above 1 Year 29.62Cash & Cash Equivalent 2.14



Fund FactsObjectiveTo provide optimal returns & liquidity to the investors by investing primarily in a mix of money market & short term debt instruments which results in a portfolio having marginally higher maturity as compared to a liquid fund at the same time maintaining a balance between safety & liquidity. However, there can be no assurance that the investment objective of the scheme will be achieved.Inception Date Fund Size19th February, 2010 ` 846.78 Crs (AAUM for Sep 13 Qtr)Asset Allocation Pattern Scheme FeaturesMoney Market Instruments: 70% to 100% Exit Load : NIL Debt Instruments: 0% to 30% Minimum Amount: ` 1,000 /- ` 1/-Fund ManagerMr. Malay Shah: Total experience 11 years Managing this fund from August,2013.

Average Maturity (Yrs) ............................................................................. 1.25Modified Duration (Yrs) ............................................................................. 0.94Portfolio Yield (%) ............................................................................. 9.42

PeriodPeerless

Ultra Short Term Fund - Super Institutional Plan

CRISIL Liquid

Fund Index


Sep 28, 12 to Sep 30, 13 8.93% 8.54% 5.66%

Sep 29, 11 to Sep 28, 12 10.42% 8.67% 8.14%

Sep 29, 10 to Sep 29, 11 9.28% 7.75% 5.36%Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Growth Option.


## 1 Year Govt. T- BillPlease refer to page no. 8 for tax on dividend distributionPlease refer to page no. 11 for Product Labelling

Net Assets Value (NAV) as on October 31, 2013 (in `)

Plan / Option Super Institutional Plan Retail Plan Direct Plan

Growth 13.6068 13.1042 13.6403Daily Dividend 10.0546 10.0322 10.0665Weekly Dividend 10.0428 10.0394 10.0500Monthly Dividend 10.0758 10.0586 10.1473

Portfolio Holdings % of Net Assets RatingCertificate of Deposits 44.18Oriental Bank of Commerce 22.09 CRISIL A1+Punjab National Bank 10.59 CRISIL A1+Canara Bank 4.83 CRISIL A1+Bank of Baroda 4.82 CRISIL A1+Karur Vysya Bank Ltd 0.96 CRISIL A1+The Jammu & Kashmir Bank Ltd 0.89 CARE A1+Commercial Papers 22.06Religare Securities Ltd 9.84 ICRA A1+Shapoorji Pallonji & Co Ltd 6.76 ICRA A1+RHC Holding Pvt Ltd 4.88 ICRA A1+TATA Realty & Infrastructure Ltd 0.58 CARE A1+Non Convertible Debentures/ Floating Rate Notes/ Bonds 31.22

Dewan Housing Finance Corporation Ltd 9.10 CARE AA+Reliance Gas Transportation Infrastructure Ltd 7.17 CRISIL AAALIC Housing Finance Ltd 4.53 CRISIL AAANational Bank For Agriculture and Rural Development 3.19 CRISIL AAA

Tata Steel Ltd 1.81 FITCH AAOthers 5.42Fixed Deposit 0.40HDFC Bank Ltd 0.40CBLO/Repo Instruments 0.50Net Receivables / (Payables) 1.64Total 100.00


Asset Allocation

Scheme Performance vis-a-vis Benchmark (%)

44.18%

22.06%

31.22%

0.40%

Certificate of Deposits

Commercial Papers

Non ConvertibleDebentures/ Floating RateNotes/ BondsFixed Deposit

Peerless Ultra Short Term Fund -Super Institutional Plan - Growth

CRISIL Liquid Fund Index


Sep 28,12 to Sep 30, 13

8.93 8.54

5.66

10.428.67 8.14

9.287.76

5.38

Sep 29,11 to Sep 28, 12 Sep 29,10 to Sep 29, 11


Portfolio Holdings % of Net Assets RatingCertificate of Deposits 15.16

The Jammu & Kashmir Bank Ltd 9.84 CARE A1+

State Bank of Travancore 5.32 CRISIL A1+

Non Convertible Debentures/ Floating Rate Notes/ Bonds 38.94

Reliance Infrastructure Ltd 9.17 CRISIL A+

Dewan Housing Finance Corporation Ltd 9.10 CARE AA+

Reliance Gas Transportation Infrastructure Ltd 8.18 CRISIL AAA

IDFC Ltd. 7.13 ICRA AAA

LIC Housing Finance Ltd 3.55 CRISIL AAA

Others 1.81

Government of India Securities 32.83

7.16% Government of India 2023 24.32 Sovereign

8.33% Government of India 2026 8.51 Sovereign

Fixed Deposit 8.95

HDFC Bank Ltd 8.95

CBLO/Repo Instruments 0.54

Net Receivables / (Payables) 3.58

Total 100.00


Fund FactsObjectiveThe primary investment objective of the scheme is to generate reasonable returns through active duration management of the portfolio, while maintaining liquidity by investing in debt instruments including bonds, debentures & Govt. Securities and money market instruments over various maturity periods. Inception Date Fund Size21st August, 2012 ` 55.31 Crs (AAUM for Sep 13 Qtr)Asset Allocation Pattern Scheme FeaturesMoney Market Instruments: 0 to 100% Exit Load : 0.50% before 15 days & Related: 0 to 100% Minimum Amount: ` 1,000/- Fund ManagerMr. Malay Shah: Total experience 11 years Managing this fund from August, 2013.

Rating Profile % weightageCRISIL AAA/CRISIL A1+/ICRA A1+/Sovereign 76.71CRISIL A+/ICRA A+/CARE AA+ 19.17CBLO/ Cash & Cash Equivalent 4.12

Maturity Profile % weightageBelow 1 year 24.11Above 1 Year 71.77Cash & Cash Equivalent 4.12






Peerless Flexible Income Fund-Dividend Option-Direct Monthly Dividend

10-Jul-13 0.16008741 * 10.2115

Peerless Flexible Income Fund-Dividend Option-Monthly Dividend

10-Jul-13 0.04675609 0.04478483 10.0699


10-Jun-13 0.09351267 0.08955192 10.1495


10-Apr-13 0.11387253 0.09701559 10.1422

Average Maturity (Yrs) .............................................................................. 4.88 Modified Duration (Yrs) .............................................................................. 3.22Portfolio Yield (%) .............................................................................. 9.09




Peerless Flexible Income Fund-Dividend Option-Quarterly Dividend

4-Feb-13 0.35239527 0.3020122 10.4709

Dividend History (Quarterly)




Peerless Flexible Income Fund-Dividend Option-Direct Quarterly Dividend

3-May-13 0.43797219 0.37316218 10.7199

Peerless Flexible Income Fund-Dividend Option-Quarterly Dividend

3-May-13 0.17518888 0.14926487 10.3064


Net Assets Value (NAV) as on October 31, 2013 (in `) Plan / Option Regular Plan Direct Plan

Growth 10.7759 10.8361Monthly Dividend 9.8792 9.8811Quarterly Dividend 10.1635 10.3243

Asset Allocation

Certificate Deposit

Gov. of India Securities


Non Convertible Debentures/Floating Rate Notes/ Bonds

Net Receivables / (Payables)

Fixed Deposit

38.94% 32.83%

15.16%3.58%0.54%

8.95%

## 1 Year Gov. T- BillPlease refer to page no. 8 for tax on dividend distributionPlease refer to page no. 11 for Product Labelling

Period Peerless Flex-

ible Income Fund - Growth

CRISIL MIP Blended Fund

Index

Additional Benchmark Returns # #

Sep 28, 12 to Sep 30, 13 5.27% 3.48% 3.20%Past performance may or may not be sustained in futureReturns are absolute. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.


Scheme Performance as on September 30, 2013 Peerless Flexible IncomeFund - Growth

CRISIL MIP Blended Fund Index


Sep 28, 12 to Sep 30, 13

5.27

3.48 3.20


Portfolio Holdings % of Net Assets RatingCertificate of Deposits 4.02The Jammu & Kashmir Bank Ltd 2.33 CARE A1+Bank of India 1.69 CRISIL A1+Commercial Papers 5.14TATA Realty & Infrastructure Ltd 5.14 CARE A1+Non Convertible Debentures/ Floating Rate Notes/ Bonds 84.90

Religare Finvest Ltd 13.82 ICRA AA-Oriental Hotels Ltd 12.57 ICRA A+Century Textiles & Industries Ltd 11.72 CARE AA-Reliance Infrastructure Ltd 11.21 CRISIL A+Indiabulls Housing Finance Ltd 6.14 CARE AA+Others 29.44CBLO/Repo Instruments 0.61Net Receivables / (Payables) 5.33Total 100.00

Net Assets Value (NAV) as on October 31, 2013 (in ` )Plan / Option Regular Plan Direct Plan

Below 1 year 13.7534 13.8411

Above 1 Year 10.8558 11.0194Cash & Cash Equivalent 11.2727 11.3480


## 1 Year Gov. T- Bill * No investor as on the record date hence dividend not declaredPlease refer to page no. 8 for tax on dividend distributionPlease refer to page no. 11 for Product Labelling

Rating Profile % weightageCRISIL AAA/CRISIL A1+/ICRA A1+/CARE A1+ 20.10CARE AA+/FITCH AA/CARE AA-/CRISIL AA-/ICRA AA-/CRISIL A+/ICRA A+ 73.96CBLO/ Cash & Cash Equivalent 5.94


Average Maturity (Yrs) ............................................................................. 1.39 Modified Duration (Yrs) ............................................................................. 1.17Portfolio Yield (%) ............................................................................. 10.14

PeriodPeerless

Short Term Fund

CRISIL Short Term Debt Index


Sep 28, 12 to Sep 30, 13 9.05% 7.73% 5.66%

Sep 29, 11 to Sep 28, 12 10.61% 9.21% 8.14%

Sep 29, 10 to Sep 29, 11 12.16% 6.80% 5.38%Past performance may or may not be sustained in futureReturns are absolute. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.


Fund FactsObjectiveTo generate income & capital appreciation by investing in a diversified protfolio of debt and money market securities. However, there can be no assurance that the in-vestment objective of the scheme will be achieved. Inception Date Fund Size18th August, 2010 ` 169.81 Crs (AAUM for Sep 13 Qtr)Asset Allocation Pattern Scheme FeaturesMoney Market Instruments: 25% to 100% Exit Load : 1% if redeemed before Debt & Related Instruments: 0% to 75% 9 months; Minimum Amount - ` 1000/- ` 1/- Fund ManagerMr. Malay Shah: Total experience 11 years. Managing this fund from August, 2013.





Peerless Short Term Fund - Direct Monthly Dividend

10-Oct-13 0.07770074 0.07443630 11.0619

Peerless Short Term Fund - Monthly Dividend 10-Oct-13 0.06805851 0.06518072 10.8929


10-Sep-13 0.06664215 0.06380623 11.0477

Peerless Short Term Fund - Monthly Dividend 10-Sep-13 0.05724239 0.05482150 10.8791


12-Aug-13 0.02851954 0.02736560 10.9989

Peerless Short Term Fund - Monthly Dividend 12-Aug-13 0.02162820 0.02071341 10.8334





Peerless Short Term Fund - Direct Quarterly Dividend 30-Sep-13 0.46756658 * 11.8474

Peerless Short Term Fund - Quarterly Dividend 30-Sep-13 0.46756279 0.44779459 11.7828

Peerless Short Term Fund - Direct Quarterly Dividend 3-May-13 0.70075550 0.59705948 12.2314





Peerless Short Term Fund - Quarterly Dividend 3-May-13 0.70075550 0.59705948 12.2121

Peerless Short Term Fund - Quarterly Dividend 18-Dec-12 0.70472950 0.60402412 12.5863

Asset Allocation

Scheme Performance vis-a-vis Benchmark (%)

Certificate Deposit



Non ConvertibleDebentures/floating RateNotes/Bonds

Commercial Papers84.90%

0.61% 5.33%5.14%

4.02%

Sep 28, 12to

Sep 30, 13

9.057.73

5.66

10.619.21 8.14

12.16

6.805.38

Sep 29, 11to

Sep 28, 12

Sep 29, 10to

Sep 29, 11

Peerless Short Term Fund - Growth CRISIL Short Term Debt Index






Peerless Income Plus Fund-Dividend Option-Direct Monthly Dividend 25-Oct-13 0.05455735 * 10.7428

Peerless Income Plus Fund-Dividend Option-Monthly Dividend 25-Oct-13 0.05454904 0.05224136 10.4543

Peerless Income Plus Fund-Dividend Option-Direct Monthly Dividend 27-Sep-13 0.04967769 * 10.6322

Peerless Income Plus Fund-Dividend Option-Monthly Dividend 27-Sep-13 0.05454897 0.05224219 10.3566

Peerless Income Plus Fund-Dividend Option-Direct Monthly Dividend 30-Aug-13 0.05959428 * 10.5441

Peerless Income Plus Fund-Dividend Option-Monthly Dividend 30-Aug-13 0.05454899 0.05224284 10.2811

Portfolio Holdings % of Net Assets Rating/ IndustryEquity 18.06ITC Ltd 1.63 Consumer Non Durables Infosys Ltd 1.34 Software Larsen & Toubro Ltd 1.24 Construction Project Reliance Industries Ltd 1.09 Petroleum Products ICICI Bank Ltd 1.06 Banks HCL Technologies Ltd 1.02 Software Indusind Bank Ltd 1.00 Banks HDFC Bank Ltd 0.79 Banks Tata Consultancy Services Ltd 0.79 Software Godrej Consumer Products Ltd 0.74 Consumer Non Durables Others 7.36Debt 79.91Certificate of Deposits 1.22Oriental Bank of Commerce 1.22 CRISIL A1+ Commercial Papers 12.34TATA Realty & Infrastructure Ltd 12.34 CARE A1+Non Convertible Debentures/ Floating Rate Notes/ Bonds 66.35

Reliance Infrastructure Ltd 14.83 CRISIL A+Religare Enterprises Ltd 11.96 FITCH AA-Oriental Hotels Ltd 10.11 ICRA A+Lakshmi Vilas Bank Ltd 6.46 CARE A-Export Import Bank of India 6.45 CRISIL AAAOthers 16.54CBLO\Repo Instruments 0.28Net Receivables / (Payables) 1.75Total 100.00


Fund FactsObjectiveTo generate regular income through a portfolio of predominantly high quality fixed income securities and with a marginal exposure to equity & equity related securities. However, there can be no assurance that the investment objective of the scheme will be achieved. Inception Date Fund Size29th July, 2010 ` 80.32 Crs (AAUM for Sep 13 Qtr)Asset Allocation Pattern Scheme FeaturesDebt - 80% to 98% Exit Load : 1% if redeemed/ switched Equity - 2% to 20% before 1 year from the date of allotment Minimum Amount: ` 1,000 /- ` 1/- Fund ManagerMr. Malay Shah & Mr. Kaushik Dani : Total experience 11 years & 17 years respectively. Mr. Shah is managing this fund since August 2013 & Mr. Dani Managing this fund from July, 2010.

Average Maturity (Yrs) .............................................................................. 2.88 Modified Duration (Yrs) .............................................................................. 1.85Portfolio Yield (%) .............................................................................. 10.17

PeriodPeerless Income

Plus Fund

CRISIL MIP Blended

Fund Index


Sep 28, 12 to Sep 30, 13 7.38% 3.20% 2.43%

Sepr 29, 11 to Sep 28, 12 9.64% 10.38% 8.03%

Sepr 29, 10 to Sep 29, 11 3.95% 2.21% 3.20%Past performance may or may not be sustained in futureReturns are absolute.The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.



## 10 Year dated GOI securityPlease refer to page no. 8 for tax on dividend distributionPlease refer to page no. 11 for Product Labelling

Rating Profile % weightageICRA AAA/ICRA A1+/CARE A1+ 23.82FITCH AA-/CRISIL A+/ICRA A+/ICRA A/CARE A- 56.09Equity 18.06CBLO/ Cash & Cash Equivalent 2.03

Maturity Profile % weightageBelow 1 Year 13.57Above 1 Year 66.35Cash & Cash Equivalent 2.03

Asset Allocation

Sector Classification - Equity (%)

Non ConvertibleDebentures/Floating RateNotes/Bonds


Commercial Papers

Equity18.06%

12.34%

66.35%

1.22%

1.18

3.31 3.15 3.17

1.09 1.21 1.020.67

1.180.67

1.24

0.16

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% of Net Assets

Net Assets Value (NAV) as on October 31, 2013 (in ` ) Plan / Option Regular Plan Direct Plan

Growth Option 12.7547 12.8428Monthly Dividend 10.4407 10.7326Quarterly Dividend 10.6717 10.9787



Net Dividend (`per unit)

Cum Dividend Nav (in `)

Individu-al/HUF Corporate

Peerless Income Plus Fund-Dividend Option-Direct Quarterly Dividend 30-Sep-13 0.16437222 * 10.9324

Peerless Income Plus Fund-Dividend Option-Quarterly Dividend 30-Sep-13 0.16364703 0.15672816 10.6421

Peerless Income Plus Fund-Dividend Option-Direct Quarterly Dividend 3-May-13 0.18394832 0.15672811 10.8351

Peerless Income Plus Fund-Dividend Option-Quarterly Dividend 3-May-13 0.18394832 0.15672811 10.6130

Peerless Income Plus Fund-Dividend Option-Quarterly Dividend 4-Feb-13 0.18499145 0.15855642 10.6433


Portfolio Holdings % of Net Assets Rating/Industry

Equity 23.83ITC Ltd 2.23 Consumer Non Durables ICICI Bank Ltd 1.66 Banks Larsen & Toubro Ltd 1.50 Construction Project Infosys Ltd 1.49 Software Indusind Bank Ltd 1.43 Banks HCL Technologies Ltd 1.35 Software Tata Consultancy Services Ltd 1.33 Software Reliance Industries Ltd 1.29 Petroleum Products HDFC Bank Ltd 1.18 Banks Godrej Consumer Products Ltd 1.02 Consumer Non Durables Others 9.35Exchange Traded Fund 11.99Goldman Sachs Gold Exchange Traded Scheme (GS Gold BeES) 11.99

Debt 57.72Non Convertible Debentures/ Floating Rate Notes/ Bonds 30.84

Muthoot Finance Ltd 10.34 CRISIL AA-Indiabulls Housing Finance Ltd 10.29 CARE AA+Infrastructure Development Finance Company Ltd 10.21 ICRA AAA

Certificate of Deposits 6.77State Bank of Travancore 6.77 CRISIL A1+Commercial Papers 20.11TATA Realty & Infrastructure Ltd 20.11 CARE A1+CBLO/Repo Instruments 4.79Net Receivables / (Payables) 1.67Total 100.00


## 10 year dated GOI securityPlease refer to page no. 8 for tax on dividend distributionPlease refer to page no. 11 for Product Labelling

Fund FactsObjectiveTo generate long term capital appreciation through a portfolio of fixed income secu-rities, equity and equity related securities and Gold Exchange Traded Funds. How-ever, there can be no assurance that the investment objective of the scheme will be achieved. Inception Date Fund Size5th April, 2011 ` 14.53 Crs (AAUM for Sep 13 Qtr)Asset Allocation Pattern Scheme FeaturesDebt: 60% to 80% Exit Load : 1% if redeemed/switched Equity & Gold: 5% to 35% before 1 year from the date of allotment Minimum Amount: ` 1,000 /- ` 100/-Fund ManagerMr. Malay Shah & Mr. Kaushik Dani : Total experience 11 years & 17 years respectively. Mr Shah is managing this fund from August, 2013 & Mr. Dani Managing this fund from April, 2011

Net Assets Value (NAV) as on October 31, 2013 (in `)Plan / Option Regular Plan Direct Plan

Growth Option 12.5023 12.5886Monthly Dividend 12.5022 12.5675Quarterly Dividend 12.5017 12.5321

Rating Profile % weightageICRA AAA/CRISIL A1+/CARE A1+ 37.09CARE AA+/CRISIL AA- 20.63Equity/Exchange Traded Fund / Mutual Fund 35.82CBLO/ Cash & Cash Equivalent 6.46


Average Maturity (Yrs) .............................................................................. 0.75Modified Duration (Yrs) .............................................................................. 0.38Portfolio Yield (%) .............................................................................. 9.15

Asset Allocation

Sector Classification - Equity (%)

23.83%

4.79% 1.67%

11.99%

30.84%

6.77%

20.11% Exchange Traded Fund

Equity

Non ConvertibleDebentures/Floating RateNotes/Bonds




Commercial Papers

Period Peerless MF Child Plan

CRISIL MIP Blended Fund Index + Gold

(85:15)


Sep 28, 12 to Sep 30, 13 3.31% 1.13% 2.43%Sep 29, 11 to Ser 28, 12 10.24% 11.59% 8.03%

Past performance may or may not be sustained in futureReturns are absolute.The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.


4.32 4.16

1.54

4.60

1.791.29 1.29

0.83 0.821.45 1.50

0.24Ba

nk

Fina

nce

Constructio

nPr

ojec

t

Softw

are

Cons

umer

Non

Dur

able

s

Cons

umer

Dura

bles

Auto

Phar

mac

euti

cals

Petr

oleu

mPr

oduc

ts

Power

Min

eral

s/M

inin

g

Oil

% of Net Assets


Portfolio Holdings % of Net Assets Industry

Equity 95.34

ITC Ltd 7.20 Consumer Non Durables

ICICI Bank Ltd 6.37 Banks

Infosys Ltd 6.12 Software

HDFC Bank Ltd 6.07 Banks

Reliance Industries Ltd 5.89 Petroleum Products

Britannia Industries Ltd 4.69 Consumer Non Durables

Tata Consultancy Services Ltd 4.68 Software

HCL Technologies Ltd 4.09 Software

Larsen & Toubro Ltd 3.96 Construction Project

Housing Development Finance Corporation Ltd 3.90 Finance

Indusind Bank Ltd 3.83 Banks

Godrej Consumer Products Ltd 3.34 Consumer Non Durables

State Bank of India 3.32 Banks

Tata Motors Ltd 3.27 Auto

Cairn India Ltd 3.13 Oil

Oil & Natural Gas Corporation Ltd 2.81 Oil

Marico Ltd 2.80 Consumer Non Durables

Rural Electrification Corporation Ltd 2.76 Finance

Mahindra & Mahindra Ltd 2.35 Auto

NMDC Ltd 2.29 Minerals/Mining

Others 12.47

CBLO/Repo Instruments 4.33

Net Receivables / (Payables) 0.33

Total 100.00


## CNX Nifty*Statistical returns based on weekly returns over the past one year data as on October 31, 2013~ 91-day T- Bill yield considered as the risk-free rate of returnPlease refer to page no. 11 for Product Labelling

Net Assets Value (NAV) as on September 30, 2013 (in `) Plan / Option Regular Plan Direct Plan

Growth option 12.2243 12.3099Dividend option 12.2263 12.3028

Ratios* ............................................................. Oct 13Standard Deviation (%) ................................................................................. 13.59Sharpe Ratio~ ................................................................................. 0.05Beta ................................................................................. 0.80

Period Peerless Equity Fund CNX NIFTY


Sep 28,12 to Sep 30, 13 3.79% 0.56% 0.56%

Sep 29,11 to Sep 28, 12 8.39% 15.38% 15.38%Past performance may or may not be sustained in futureReturns are absolute. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

Performance as on September 30, 2013

Fund FactsObjectiveTo generate long term capital appreciation by investing in an actively managed portfolio predominantly consisting of equity & equity related securities. However, there can be no assurance that the investment objective will be achieved. Inception Date Fund Size28th September, 2011 ` 27.34 Crs (AAUM for Sep 13 Qtr)Asset Allocation Pattern Scheme FeaturesEquity: 80% to 100% Exit Load: 1% if redeemed/ switched Debt: 0% to 20% before 1 year from the date of allotment Minimum Amount: ` 1,000 /- ` 1/-Fund ManagerMr. Kaushik Dani : Total experience 17 years. Managing this fund from September, 2011.

Phar

mac

euti

cals

Cons

umer

Non

Dur

able

s

Cons

umer

Dur

able

s

Auto

Softw

are

Cem

ent

Bank

Cons

truc

tion

Proj

ect

Fina

nce Oil

Non

-Fer

rous

Met

als

Min

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s/M

inin

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ts

22.4518.03

14.89

6.66 5.94 5.89 5.80 4.71 3.96 3.00 2.15 1.06 0.49 0.19 0.12

Sector Classification - Equity (%)% of Net Assets

Tax on Dividend Distribution

NatureIndividual/HUF Domestic Companies

From 1st June, 2013 From 1st June, 2013Liquid 28.325% 33.990%Debt 28.325% 33.990%Equity Nil Nil

Note: Above rates are inclusive of surcharge and cess.

Asset Allocation

EquityCBLO/ Repo InstrumentsNet Receivables/ (Payables)95.34%

4.33% 0.33%

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refe

ren

ce o

f Pla

ns/

Sub

Pla

ns/

Op

ton

s in

the

bel

ow

men

tio

ns

sch

emes

, th

e d

efau

lt P

lan

/Su

b P

lan

/Op

ton

s w

ou

ld b

e as

ab

ove

.

An

y in

form

atio

n h

erei

n c

on

tain

ed d

oes

no

t co

nst

itu

te a

nd

sh

all b

e d

eem

ed n

ot

to c

on

stit

ute

an

ad

vice

, an

off

er t

o s

ell/

pu

rch

ase

or

as a

n in

vita

tio

n o

r so

licit

atio

n t

o d

o s

o f

or

any

secu

riti

es o

f an

y en

tity

, an

d f

urt

her

, Pee

rles

s Fu

nd

s M

anag

emen

t C

o. L

td. (

PFM

CL)

/ it

s su

bsi

dia

ries

/ af

filia

tes/

sp

on

sors

/ tr

ust

ee (

Peer

less

Fu

nd

s M

anag

emen

t C

o.

Ltd

. Gro

up

) o

r th

eir

off

icer

s, e

mp

loye

es, p

erso

nn

el, d

irec

tors

may

be

asso

ciat

ed in

a c

om

mer

cial

, pro

fess

ion

al o

r p

erso

nal

cap

acit

y o

r m

ay h

ave

a co

mm

erci

al in

tere

st in

clu

din

g as

pro

pri

etar

y tr

ader

s in

or

wit

h s

ecu

riti

es a

nd

/ o

r co

mp

anie

s o

r is

sues

or

mat

ers

as c

on

tain

ed in

th

is p

ub

licat

ion

an

d s

uch

co

mm

erci

al c

apac

ity

or

inte

rest

wh

eth

er

or

no

t d

iffe

rin

g w

ith

or

con

flic

tin

g w

ith

th

is p

ub

licat

ion

, sh

all n

ot

mak

e o

r re

nd

er (

PFM

CL

Gro

up

) lia

ble

in a

ny

man

ner

wh

atso

ever

& (

PFM

CL

Gro

up

) o

r an

y o

f th

eir

off

icer

s, e

mp

loye

es, p

erso

nn

el, d

irec

tors

sh

all n

ot

be

liab

le fo

r an

y lo

ss, d

amag

e , l

iab

ility

wh

atso

ever

for

any

dir

ect

or

ind

irec

t lo

ss a

risi

ng

fro

m t

he

use

or

acce

ss o

f an

y in

form

atio

n

that

may

be

dis

pla

yed

in t

his

pu

blic

ato

n f

orm

tm

e to

tm

e. R

ecip

ien

ts o

f th

e in

form

ato

n c

on

tain

ed h

erei

n s

ho

uld

exe

rcis

e d

ue

care

an

d c

auto

n a

nd

rea

d t

he

Sch

eme

Info

rmat

ion

Do

cum

ents

(s)

and

Sta

tem

ent

of

Ad

dit

ion

al In

form

atio

n (

incl

ud

ing

if n

eces

sary

, ob

tain

ing

the

advi

ce o

f ta

x/ le

gal/

acc

ou

nti

ng/

fin

anci

al/

oth

er p

rofe

ssio

nal

s) p

rio

r to

taki

ng

of a

ny

dec

isio

n, a

ctin

g o

r om

itti

ng

to a

ct, o

n th

e b

asis

of t

he

info

rmat

ion

co

nta

ined

her

ein

. Th

e p

rin

tin

g an

d m

ailin

g co

st th

is n

ewsl

ette

r is

char

ged

to th

e re

spec

tive

sch

emes

su

bje

ct to

Sec

uri

ties

& E

xch

ange

Bo

ard

of I

nd

ia (M

utu

al F

un

ds)

Reg

ula

tio

ns,

19

96

.

Sch

em

e N

ame

Min

imu

m

Re

de

mp

tio

n

Min

Re

de

mp

tio

n

un

its

Re

de

mp

tio

n

Pay

ou

t C

ycle

SIP

SIP

Fre

qu

en

cySI

P M

in a

mt

SIP

Min

no

. of

Ch

qs

SIP

Sta

rtin

g D

ate

SIP

Mu

ltip

les

of

SWP

SWP

Fre

qu

en

cySW

P M

in. a

mt

SWP

Sta

rtin

g D

ate

STP

Pe

erl

ess

Liq

uid

Fu

nd

` 1

00

0/-

an

d in

mu

ltip

les

of

` 1

/-

ther

eaft

er

10

0 u

nit

s o

r ac

cou

nt

bal

ance

wh

ich

ever

is

low

er

T+1

NA

NA

NA

NA

NA

NA

Yes

Mo

nth

ly a

nd

Qu

arte

rly

Mo

nth

ly-`

50

0/-

or

50

un

its;

Qu

arte

rly

`

15

00

/- o

r 1

50

un

its

Mo

nth

ly: 5

th o

f th

e

mo

nth

; Q

uar

terl

y 5

th o

f

Ap

ril,

July

, Oct

ob

er,

Jan

uar

y

` 1

00

0/-

,6 T

ran

sfer

s

Pe

erl

ess

Ult

ra S

ho

rt T

erm

Fu

nd

` 1

00

0/-

an

d in

mu

ltip

les

of

` 1

/-

10

0 u

nit

s o

r ac

cou

nt

bal

ance

wh

ich

ever

is

low

er

T+1

Yes

Mo

nth

ly &

Qu

arte

rly

` 1

00

0/-

36

inst

allm

ents

1st

,7th

,10

th,1

5th

,2

0th

,25

th o

f ev

ery

mo

nth

/qu

arte

r

Mu

ltip

les

of

Re.

1/-

ther

eaft

erYe

sM

on

thly

an

d

Qu

arte

rly

Mo

nth

ly-`

50

0/-

or

50

un

its;

Qu

arte

rly

Rs

15

00

/- o

r 1

50

un

its

Mo

nth

ly: 5

th o

f th

e

mo

nth

; Q

uar

terl

y 5

th o

f

Ap

ril,

July

, Oct

ob

er,

Jan

uar

y

Wee

kly

op

tio

n(e

very

Wed

nes

day

),fo

rtn

igh

tly

op

tio

n(e

very

alt

ern

ate

Wed

nes

day

)an

d M

on

thly

op

tio

n(o

n s

pec

ifie

d d

ates

)

Pe

erl

ess

Sh

ort

Te

rm F

un

d

` 1

00

0/-

an

d in

mu

ltip

les of

Re-

1/-

th

erea

fter

10

0 u

nit

s o

r ac

cou

nt

bal

ance

wh

ich

ever

is

low

er

T+1

Yes

Mo

nth

ly,Q

uar

ter

ly &

Hal

f Ye

arly

Mo

nth

ly-

`

50

0/-

,Qu

arte

rly -

` 1

00

0/-

,Hal

f

Year

ly-`

20

00

/-

Mo

nth

ly 1

2

inst

allm

ents

,Qu

arte

rly

4 in

stal

lmen

ts,H

alf

Year

ly 2

inst

allm

ents

1st

,7th

,10

th,1

5th

,2

0th

,25

th o

f ev

ery

mo

nth

/qu

arte

r

Mu

ltip

les

of

Re.

1/-

ther

eaft

erYe

sM

on

thly

an

d

Qu

arte

rly

Mo

nth

ly-`

50

0/-

or

50

un

its;

Qu

arte

rly

`

15

00

/- o

r 1

50

un

its

Mo

nth

ly: 5

th o

f th

e

mo

nth

; Q

uar

terl

y 5

th o

f

Ap

ril,

July

, Oct

ob

er,

Jan

uar

y

Wee

kly

op

tio

n(e

very

Wed

nes

day

),fo

rtn

igh

tly

op

tio

n(e

very

alt

ern

ate

Wed

nes

day

)an

d M

on

thly

op

tio

n(o

n s

pec

ifie

d d

ates

)

Pe

erl

ess

Inco

me

Plu

s Fu

nd

` 1

00

0/-

an

d in

mu

ltip

les of

`1

/-

ther

eaft

er

10

0 u

nit

s o

r ac

cou

nt

bal

ance

wh

ich

ever

is

low

er

T+2

Yes

Mo

nth

ly,Q

uar

ter

ly &

Hal

f Ye

arly

Mo

nth

ly-`

50

0/-

,Qu

arte

rly -

`10

00

/-,H

alf

Year

ly-`

20

00

/-

Mo

nth

ly 1

2

inst

allm

ents

,Qu

arte

rly

4 in

stal

lmen

ts,H

alf

Year

ly 2

inst

allm

ents

1st

,7th

,10

th,1

5th

,2

0th

,25

th o

f ev

ery

mo

nth

/qu

arte

r

Mu

ltip

les

of

Re.

1/-

ther

eaft

erYe

sM

on

thly

an

d

Qu

arte

rly

Mo

nth

ly-`

50

0/-

or

50

un

its;

Qu

arte

rly

`

15

00

/- o

r 1

50

un

its

Mo

nth

ly: 5

th o

f th

e

mo

nth

; Q

uar

terl

y 5

th o

f

Ap

ril,

July

, Oct

ob

er,

Jan

uar

y

Wee

kly

op

tio

n(e

very

Wed

nes

day

),fo

rtn

igh

tly

op

tio

n(e

very

alt

ern

ate

Wed

nes

day

)an

d M

on

thly

op

tio

n(o

n s

pec

ifie

d d

ates

)

Pe

erl

ess

MF

Ch

ild P

lan

`10

00

/- a

nd

in

mu

ltip

les

of

`

10

0/-

th

erea

fter

10

0 u

nit

s o

r ac

cou

nt

bal

ance

wh

ich

ever

is

low

er

T+3

Yes

Mo

nth

ly,Q

uar

ter

ly &

Hal

f Ye

arly

Mo

nth

ly

Rs.

50

0/-

;Qu

arte

rly

Rs.

10

00

/-;H

alf

Year

ly R

s.2

00

0/ -

Mo

nth

ly 1

2

inst

allm

ents

,Qu

arte

rly

4 in

stal

lmen

ts,H

alf

Year

ly 2

inst

allm

ents

1st

,7th

,10

th,1

5th

,2

0th

,25

th o

f ev

ery

mo

nth

/qu

arte

r

Mu

ltip

les

of

Re.

10

0/-

ther

eaft

er

Yes

Mo

nth

ly a

nd

Qu

arte

rly

Mo

nth

ly-`

50

0/-

or

50

un

its;

Qu

arte

rly

`

15

00

/- o

r 1

50

un

its

Mo

nth

ly: 5

th o

f th

e

mo

nth

; Q

uar

terl

y 5

th o

f

Ap

ril,

July

, Oct

ob

er,

Jan

uar

y

Wee

kly

op

tio

n(e

very

Wed

nes

day

),fo

rtn

igh

tly

op

tio

n(e

very

alt

ern

ate

Wed

nes

day

)an

d M

on

thly

op

tio

n(o

n s

pec

ifie

d d

ates

)

Pe

erl

ess

Eq

uit

y Fu

nd

`10

00

/- a

nd

in

mu

ltip

les of

` 1

/-

ther

eaft

er

10

0 u

nit

s o

r ac

cou

nt

bal

ance

wh

ich

ever

is

low

er

T+3

Yes

Mo

nth

ly,Q

uar

ter

ly &

Hal

f Ye

arly

Mo

nth

ly `

50

0/

-

;Qu

arte

rly

`

10

00

/-;H

alf

Year

ly `

20

00

/-

Mo

nth

ly 1

2

inst

allm

ents

,Qu

arte

rly

4 in

stal

lmen

ts,H

alf

Year

ly 2

inst

allm

ents

1st

,7th

,10

th,1

5th

,2

0th

,25

th o

f ev

ery

mo

nth

/qu

arte

r

Mu

ltip

les

of

Re.

10

0/-

ther

eaft

er

Yes

Mo

nth

ly a

nd

Qu

arte

rly

Mo

nth

ly-`

50

0/-

or

50

un

its;

Qu

arte

rly

`1

50

0/-

or

15

0 u

nit

s

Mo

nth

ly: 5

th o

f th

e

mo

nth

; Q

uar

terl

y 5

th o

f

Ap

ril,

July

, Oct

ob

er,

Jan

uar

y

Wee

kly

op

tio

n(e

very

Wed

nes

day

),fo

rtn

igh

tly

op

tio

n(e

very

alt

ern

ate

Wed

nes

day

)an

d M

on

thly

op

tio

n(o

n s

pec

ifie

d d

ates

)

Pe

erl

ess

Fle

xib

le In

com

e F

un

d

` 1

00

0/-

an

d in

mu

ltip

les of

` 1

/ -

ther

eaft

er

10

0 u

nit

s o

r ac

cou

nt

bal

ance

wh

ich

ever

is

low

er

T+1

Yes

Mo

nth

ly,Q

uar

ter

ly &

Hal

f Ye

arly

Mo

nth

ly `

50

0/

-

;Qu

arte

rly

`

10

00

/-;H

alf

Year

ly `

20

00

/-

Mo

nth

ly 1

2 S

IP

inst

allm

ents

(in

clu

din

g

1st

ch

equ

e),Q

uar

terl

y

SIP

4

inst

allm

ents

(in

clu

din

g

1st

Ch

equ

e),h

alf

year

ly S

IP 2

inst

allm

ents

(in

clu

din

g

1st

ch

equ

e)

1st

,7th

,10

th,1

5th

,2

0th

,25

th o

f ev

ery

mo

nth

Mu

ltip

les

of

Re.

10

0/-

ther

eaft

er

Yes

Mo

nth

ly a

nd

Qu

arte

rly

Mo

nth

ly-`

50

0/-

or

50

un

its;

Qu

arte

rly

`

15

00

/- o

r 1

50

un

its

Mo

nth

ly: 5

th o

f th

e

mo

nth

; Q

uar

terl

y 5

th o

f

Ap

ril,

July

, Oct

ob

er,

Jan

uar

y

Wee

kly

op

tio

n (

ever

y

Wed

nes

day

).Fo

rtn

igh

tly

Op

tio

n(e

very

alt

ern

ativ

e

Wed

nes

day

)an

d M

on

thly

Op

tio

n(o

n s

pec

ifie

d d

ates

i.e.

1st

,7th

,10

th,1

5th

,20

th,2

5th

of

ever

y m

on

th)

ther

eaft

er

Pe

erl

ess

Fix

ed

Mat

uri

ty P

lan

Seri

es

1N

AN

oN

oN

AN

AN

AN

AN

AN

AN

AN

AN

AN

AN

A

Pe

erl

ess

Fix

ed

Mat

uri

ty P

lan

Se

rie

s -

1 :

Mat

uri

ty D

ate

27

Mar

ch, 2

01

4.

1800 103 8999

EAST - AGARTALA: 42, Akhaura Road, Agartala Tripura (west) 799 001, BALASORE: Vivekananda MargDistBalasore, Orissa 756 001, BANKURA: College Road Raghunathpur Main Road, Opp. Bankura Christian College, PO &Dist: Bankura 722 101, BHUBANESWAR: Plot no 349, Saraswati Tower 1st floor Cuttack road, Laxmi sagar, Bhubaneswar 751 006, *CONTAI: Vill: Dhandighi, Holding No.: 397/596, P.O. & P.S.: Contai,Dist: PurbaMidnapore, West Bengal 721 401, *CUTTACK: 2866(P) Link Road, PO: Arundaya Market, PS: Madhu Patna, Cuttack- 753 012 , DURGAPORE: Ruma Sweets Building, Sand Bee Resort (1st floor) Benachity, Durgapur 713 213, GHATAL: Argora Po & PS: Ghatal, Dist: Paschim Midnapur, 721 212, *GUWAHATI: 2nd Floor, Suren Paradise Market, Opposite Hanuman Mandir,Ulubari.G.S Road, Guwahati 781 007, *KOLKATA: Peerless Mansion, 1chowringhee Square, Kolkata 700 069. *MIDNAPORE: Sahoo Bhawan, Opp. Zila Parishad Bhawan, Post Office Road, PO & Dt. Paschim, Midnapur, Pin 721 101, * PATNA: SukritiApartment (2nd floor), S.P. Verma Road. Patna 800 001 Bihar, RAIPUR: Great Eastern Road, 1st floor, P.O: Vivekananda Ashram, Raipur-492 001, SERAMPORE: Peerless Sadan, 57/B, G.T. Road, Kalitala, Hooghly 712 201, SILIGURI: Peerless House, Hill Cart Road, PO: Siliguri, Dist. Darjeeling, 734 001,

WEST - *AHMEDABAD: Sanskrut' Old High court Road off Ashram Road, Ahmedabad 380 009. Gujarat *MUMBAI: Ground floor, Church gate Chambers, Sir. Vithaldas Thakersay Marg, New Marine Lines, Mumbai - 400 020, *PUNE: Aurora Towers, 9, Moledina Road, west wing Pune- 411 001,

NORTH - *DELHI: B, K.Roy Court - Mezzanine Floor, 6&7 Asaf Ali road New Delhi 110 002, JAIPUR:102 & 103, 1st Floor, Adarsha Plaza, Khasha Kothi Circle, Jai Singh Highway, Jaipur 302 001, JALANDHAR: LallyNiwas, G.T. Road, Jalandhar 144 001. KANPUR: P.K. Bhawan, 128, the Mall, Opp Heer palace cinema Kanpur 208 004, LUCKNOW: 43/23-K, Nawal Kishore Road, 1st floor, Hazratganj,Luck now 226 001, LUDHIANA: Kay Ess Tower, 3697, Model Gram Road, Nr, ESI Hospital Ludhiana 141 001. UDAIPUR: 182/185, Ashwini Marg, Opp Delhi Gate, Udaipur 313 001. Rajasthan, VARANASI: Hathwa Market, Chet Ganj, Varanasi 221 001,

SOUTH - *BANGALORE:Ramanashree Arcade, 3rd Floor, 18 M.G road, Bangalore 560 001, CALICUT: No. 18/1084F, Meyon Building, 1st floor, Jail road, Calicut 673 004, *CHENNAI: 834, Anna Salai, Raheja Complex, 2nd Floor, 2nd floor, Chennai 600 002, *COIMBATORE: 1078 Nagappa Complex, Mettupalayam High road, Coimbatore 641 002, *HYDERABAD: Kancharla Towers, (1st floor),1-7-143,143/A, Golconda X roadsMusheerabad, Hyderabad 500 020, KANNUR: Sadhu Building, D No C.P 29/500, fort road, Kannur 670 001, KARIMNAGAR: D, No 7-1-530(New) 7-1-449 (Old), City Towers, 2nd Floor. Opp Mankammathota Bus stop, Karimnagar 505 001, MANGALORE:Ajantha Complex, 3rd floor, Milagres Cross road, Hampanakatta, Mangalore 575 001, MYSORE:Maharaja Shopping Complex, 2nd floor, wisely press campus, Opp KSRTC Suburban Bus Stand 570 001. THRISSUR: Suharsha Towers, 3rd floor, Shornur road, round north Thrissur 680 001, TRICHY: No 52, Heber Road, Opp to Court, Esspee Complex, 3rd Floor, Cantonment, Trichy 620 001, VIZAG: Dasapalla Centre, 2nd floor, 38-2-40, surya bagh, Vizag 530 020.

* Note : These locations are official Point Acceptance.

1800 103 8999

NAME OF THE SCHEME THIS PRODUCT IS SUITABLE FOR INVESTORS WHO ARE SEEKING

Peerless Liquid FundOpen-ended Liquid Scheme

• Income over short term.• Investment in debt and money market instruments.• Low risk (Blue)

Peerless Ultra Short Term FundOpen-ended Debt Scheme

• Income over short term• Investment in money market and short term debt instruments.• Low risk (Blue)

Peerless Income Plus Fund Open-ended Debt Scheme

• Income over medium to long term• Investment in high quality fixed income securities and with a marginal exposure to equity and equity related instruments.• Medium risk (Yellow)

Peerless Short Term Fund Open-ended Debt Scheme

• Income over short to medium term• Investment in debt and money market instruments.• Low risk (Blue)

Peerless Flexible Income Fund Open-ended Debt Scheme

• Income over medium to long term• Investment in debt instruments including bonds, debentures and government securities and money market instruments over various maturity periods. • Low risk (Blue)

Peerless MF Child PlanOpen-ended Debt Scheme

• Capital appreciation over long term.• Investment in of fixed income securities, equity & equity related Instruments and Gold Exchange Traded Funds.• Medium risk (Yellow)

Peerless Equity FundOpen Ended Equity Scheme

• Capital appreciation over long term.• Investment in Equity & equity related securities diversified over various sectors.• High risk (Brown)

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Note: Risk may be represented as

(BLUE)investors understand thattheir principal will be at low risk

(YELLOW)investors understand thattheir principal will be at medium risk

(BROWN)investors understand thattheir principal will be at high risk

PRODUCT LABELLING

fact sheet october 2013 -...

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