fact sheet january 2018 - sud life sheet_january 2018.pdfperformance summary as on january 31 2018...

Fact Sheet

January – 2018

InveSTAR

Trademark used under licence from respective owners.

Trademark used under license from respective owners.

MONTHLY REPORT – JANUARY 2018

From the Desk of Chief Investment Officer…

OVERVIEW OF MARKET

The Union Budget for FY19 was directed at domestic, especially rural consumption

with supportive measures like increasing MSP and higher allocation to the rural

economy. However, long term capital gains on equity shares and mutual funds at the

rate of 10% has seen a selloff in equity markets. Crude closed ~3% higher during the

month at $69.1 (up ~31% FYTD18) as OPEC agreed to extend their production cut by

another year. Further, IT and Banking sectors’ outperformed while Telecom, Auto and

Power underperformed the Nifty. FIIs bought approximately Rs 13,490 cr, while

domestic mutual funds bought around Rs 5,109 cr of equity during the month.

The Index of Industrial Production accelerated to 8.4% in November compared to

2.2% in October. CPI inflation increased to 5.2% in December against 4.9% in

November. WPI inflation cooled to 3.6% in December from 3.9% in November.

The Bond market yields rose during the month of January 2018. The benchmark 10

year G-Sec (6.79% GOI 2027) closed 27bp higher at 7.60% against 7.33% last month.

The new benchmark 10 year G-Sec (7.17% GOI 2028) closed at 7.43%.

FUND PERFORMANCE

During the month of January 2018, our Equity and Growth Funds performance was

mixed versus the benchmarks. For 3 years period ending January 2018, majority of

equity and growth funds delivered annualised returns of around 7-8%.

Majority of Balanced Funds delivered about 6-8% annualized return over last 3 years

period. Bond funds delivered about 6-7% annualized returns for the said period. Fund

wise performance is detailed in the following sheets.

FIXED INCOME OUTLOOK

In budget, government continued on the fiscal consolidation path (targeting GFD/GDP

of 3.3%), maintained a largely stable taxation regime and raised the spending on the

infrastructure and rural economy. Bond market will closely watch: 1) fiscal impact of

mega healthcare scheme announced in the budget, 2) uptick in GST revenue and 3)

possible downturn in inflation from 2HCY18. Additionally, interest rates would be

effected by demand-supply of bonds through auction and the FII flows that have been

strong so far. For the near future the interest rates are expected to be at the current

level or lower than the present level.

EQUITY OUTLOOK

Earnings season so far has been better than expected especially for the consumer and

atomobile space. Broader macroeconomic theme remains unchanged with

consumption driving pick-up in growth. Improvement in capacity utilization and better

earnings in FY19 may improve the private investment environment going forward. Pick-

up in economic growth and rising commodity prices augurs well for corporate earnings.

Going ahead, liquidity and earnings trajectory will be the key determinant of the market

in near term. From portfolio strategy perspective, we prefer stocks with earning

momentum and reasonable valuations.

Performance Summary as on January 31 2018

Scheme Name

SFIN

NAV BM NAV BM NAV BM NAV BM NAV BM

Apex Equity Fund

ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Equity Fund

ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Individual Pension Fund ‐ Apex Equity

ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Individual Pension Fund ‐ Equity

ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Apex Growth Fund

ULIF 010 20/01/10 SUD‐LA‐GR1 142

Growth Fund

ULIF 003 25/02/09 SUD‐LI‐GR1 142

Individual Pension Fund ‐ Apex Growth

ULIF 014 20/01/10 SUD‐PA‐GR1 142

Individual Pension Fund ‐ Growth

ULIF 006 31/03/09 SUD‐PI‐GR1 142

Apex Balanced Fund

ULIF 011 20/01/10 SUD‐LA‐BL1 142

Balanced Fund

ULIF 001 18/02/09 SUD‐LI‐BL1 142

7.82%

8.04%

8.12%

1

2

3

4

5

6

7

8

9

10

9.68%

9.50%

20/01/2010 33.13 22.0962

20/01/2010 34.62 21.2264

Inception dateAUM (Rs. Cr)

NAV (Rs.)

2.65%

8.82%

6.50%

8.82%

6.50%

8.82%

8.82%

6.50%

14.35%

15.07%

13.68%

9.68%

9.50%

9.21%

2 Year (A) 3 Year Since Inception (A)

10.67%

15.95%7.91% 16.80%

10.37%

9.82%

7.82%

8.04%

9.73%

10.52%8.13%

19.36%

8.12%

7.82%

7.58%

19.36%

17.04%

7.74%

6 Month

10.37%

26.45%

20.62%

26.45%

20.62%

9.08% 26.77% 19.97%

6.16% 19.37% 16.56%

26.45%

20.62%

1 Year

15.40% 14.56%

12.08%

10.22%

20/01/2010 336.83 21.0921 4.37% 14.94%4.57% 14.73% 8.19%

6.69% 12.60%

15.29%

19.36%

14.84%

31/03/2009 18.22 28.5592 5.87%

20/01/2010 403.11

19.36%

17.04%

7.82%

8.04%

31/03/2009 20.12 33.9976 9.35%

6.50%

25.43% 19.26% 7.59%

17.04% 8.04%

20.62% 17.04%21.8556 5.95% 19.61% 17.34% 8.16%

20/01/2010 393.21 22.3380 9.23% 26.85% 20.24%

18.93% 15.19%

26.45%

25.52% 19.71%

Absolute CAGR (Annualised)

18/02/2009 22.61 24.0584 2.36% 8.85%

15.74% 7.14%

9.84% 6.25% 10.29%

25/02/2009 48.66 40.2369 8.76%

25/02/2009 113.60 35.8579 5.10% 18.11%

InveSTAR


/ /

Individual Pension Fund ‐ Apex Balanced

ULIF 015 20/01/10 SUD‐PA‐BL1 142

Individual Pension Fund ‐ Balanced

ULIF 007 31/03/09 SUD‐PI‐BL1 142

Express Balanced Fund

ULIF 017 29/04/11 SUD‐LX‐BL1 142

Apex Bond Fund

ULIF 012 20/01/10 SUD‐LA‐BN1 142

Bond Fund

ULIF 004 25/02/09 SUD‐LI‐BN1 142

Individual Pension Fund ‐ Apex Bond

ULIF 016 20/01/10 SUD‐PA‐BN1 142

Individual Pension Fund ‐ Bond

ULIF 008 31/03/09 SUD‐PI‐BN1 142

Discontinued Policies Fund

ULIF 018 03/06/11 SUD‐UL‐DP1 142

Bluechip Equity Fund

ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Growth Plus Fund

ULIF 023 11/12/13 SUD‐LI‐GR2 142

Balanced Plus Fund

ULIF 024 11/12/13 SUD‐LI‐BL2 142

Individual Life Income Fund

ULIF 020 11/12/13 SUD‐LI‐BN2 142

Group Debt Fund

ULGF 003 20/03/15 SUD‐GN‐BN1 142

Total AUM 2837.77

8.12% 10.81% 11.73%

23 6/10/2015 10.48 11.7939 ‐0.38% 0.14% 3.26% 3.52% 7.86% 8.20% NA NA 7.36% 7.76%

21 29/1/2014 207.53 15.0882 1.69% 2.65% 7.89% 10.37%

17.70% 18.67% 7.35%8.51% 21.34% 25.28%

10.23% 12.08% 6.57%

7.84% 14.17% 14.72%

20 29/1/2014 219.05 16.4442 5.08% 6.50% 17.06% 20.62% 15.43% 17.04% 7.11% 8.04% 13.21% 14.17%

19 29/1/2014 233.95 17.0083 7.44%

17

18

7.92%

8.12%

7.77%

7.92%

7.92%

11

12

13

14

15

16

8.00%

9.21%

8.00%

9.30%

3.52%

10.37%

2.86%

20/01/2010 147.71 18.4446

8.16%

0.14%

2.65%

0.14%

0.14%

4.57%

0.14%

7.69%

10.48%

7.75%3.52%

03/06/2011 400.16 15.6734 1.61% 4.56% 6.28%

29/04/2011 54.32 18.1250 2.66%

20/01/2010 15.35 20.4480 3.81%

20/01/2010 4.83 18.0293 ‐0.73%

6.74% 7.45%5.68%2.19% 7.53%

14.03% 7.52% 9.31%

7.67% 7.00% 7.61%

9.57% 10.89% 7.02% 9.19%

15.40%

3.52%

10.37%2.65%

14.56%

8.20%

12.08%

8.12%13.86%

‐0.32% 3.20% 7.87% 7.92%3.52% 8.20% 7.28%

10.17%

31/03/2009 3.34 18.7159 ‐0.56% 2.10% 6.73% 6.67% 7.34%

12.08%

8.20%

8.12%6.84%31/03/2009 9.28 23.5546 2.27% 9.37% 11.17%

25/02/2009 9.23 18.9410 ‐0.61% 2.69% 7.24% 6.87% 7.46%8.20% 7.92%

7.46% 8.14% 6.75% 7.90% 8.91% 9.46%22 29/1/2014 98.45 14.0793 ‐0.43% 0.31% 2.93% 3.69%


142L003V01 142L004V01 142L008V01 142L028V01 142L010V01 142L018V01 142L019V01 142L020V01 142L024V01 142L025V01 142L026V01 142L021V01 142L041V01 142L042V01 142L049V01

Fund Name (SFIN)

Apex Equity Fund

ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Equity Fund

ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Individual Pension Fund ‐ Apex Equity

ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Individual Pension Fund ‐ Equity

ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Bluechip Equity Fund

ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Apex Growth Fund

ULIF 010 20/01/10 SUD‐LA‐GR1 142

Growth Fund

ULIF 003 25/02/09 SUD‐LI‐GR1 142

Individual Pension Fund ‐ Apex Growth

ULIF 014 20/01/10 SUD‐PA‐GR1 142

Individual Pension Fund ‐ Growth

ULIF 006 31/03/09 SUD‐PI‐GR1 142

Growth Plus Fund

ULIF 023 11/12/13 SUD‐LI‐GR2 142

Mapping of Funds and Products (Funds representing the underlying Products)

1

2

3

4

Product Name (UIN)

Dhan SurakshaDhan Suraksha

PremiumPrabhat Tara

6

7

8

9

New Dhruv

Tara

Dhan Suraksha

Express

Dhruv Tara

Product

New Dhan

Suraksha

New Dhan

Suraksha

Premium

Dhan Suraksha

3

Dhan

Suraksha

Premium 3

Prabhat Tara

3

New Prabhat

Tara

Dhan

Suraksha Plus

Wealth Builder

Plan

EQUITY FUND

5

10

GROWTH FUND

BALANCED FUND

SUD Life

Group

Retirement


Apex Balanced Fund

ULIF 011 20/01/10 SUD‐LA‐BL1 142

Balanced Fund

ULIF 001 18/02/09 SUD‐LI‐BL1 142

Individual Pension Fund ‐ Apex Balanced

ULIF 015 20/01/10 SUD‐PA‐BL1 142

Individual Pension Fund ‐ Balanced

ULIF 007 31/03/09 SUD‐PI‐BL1 142

Express Balanced Fund

ULIF 017 29/04/11 SUD‐LX‐BL1 142

Balance Plus Fund

ULIF 024 11/12/13 SUD‐LI‐BL2 142

Apex Bond Fund

ULIF 012 20/01/10 SUD‐LA‐BN1 142

Bond Fund

ULIF 004 25/02/09 SUD‐LI‐BN1 142

Individual Pension Fund ‐ Apex Bond

ULIF 016 20/01/10 SUD‐PA‐BN1 142

Individual Pension Fund ‐ Bond

ULIF 008 31/03/09 SUD‐PI‐BN1 142

Income Fund

ULIF 020 11/12/13 SUD‐LI‐BN2 142

Group Debt Fund

ULGF 003 20/03/15 SUD‐GN‐BN1 142

Discontinued Life Policies Fund

ULIF 018 03/06/11 SUD‐UL‐DP1 142

20

22

13

14

15

17

18

19

11

12

16

DISCONTINUED FUND

BOND FUND

17

GROUP UNIT LINKED FUND

21


Summary of number of Funds managed by Fund Managers alongwith details of Equity, Balanced and Debt

Sr. No. TYPE OF FUND NAME OF FUNDS MANAGERNO. OF FUNDS

MANAGEDNAME OF FUNDS AUM

1 Apex Equity Fund 393.21

2 Equity Fund 48.66

3 Individual Pension Fund ‐ Apex Equity 33.13

4 Individual Pension Fund ‐ Equity 20.12

5 Bluechip Equity Fund 233.95

TOTAL 729.07

6 Apex Growth Fund 403.11

7 Growth Fund 113.60

8 Individual Pension Fund ‐ Apex Growth 34.62

9 Individual Pension Fund ‐ Growth 18.22

10 Growth Plus Fund 219.05

11 Apex Balanced Fund 336.83

12 Balanced Fund 22.61

13 Individual Pension Fund ‐ Apex Balanced 15.35

14 Individual Pension Fund ‐ Balanced 9.28

15 Express Balanced Fund 54.32

16 Balanced Plus Fund 207.53

TOTAL 1,434.51

17 Apex Bond Fund 147.71

18 Bond Fund 9 23

EQUITY FUND

GROWTH AND

BALANCED FUND

5

11

EQUTY ‐ Mr. RAHUL RANJAN

EQUTY ‐ Mr. RAHUL RANJAN

DEBT ‐ Mr. LAKSHMAN CHETTIAR

InveSTAR


18 Bond Fund 9.23

19 Individual Pension Fund ‐ Apex Bond 4.83

20 Individual Pension Fund ‐ Bond 3.34

21 Individual Life Income Fund 98.45

22 Group Debt Fund 10.48

23 Discontinued Policies Fund 400.16

TOTAL 674.19

Total Funds 23 TOTAL AUM 2,837.77

BOND FUND 7DEBT ‐ Mr. LAKSHMAN CHETTIAR


Investment Objective :

Date of Inception : SFIN No.

January 20, 2010 ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Products: AUM :

Rs. 393.21 Cr

Portfolio % to AUM

`

Equity (Top 10 Holdings & >1%) 89.02% Minimum Maximum

HDFC Bank Ltd 8.10% 80% 100% 350.05 89.02%

Reliance Industries Ltd 6.97% 0% 20% 43.16 10.98%

ITC Ltd. 6.25%

Infosys Technologies Ltd. 4.95%

Larsen & Toubro Limited 4.76%

Maruti Suzuki India Limited 4.71%

ICICI Bank Ltd 3.79%

Housing Development Finance Corporation Ltd. 2.58%

State Bank of India 2.53%

Tata Consultancy Services Limited 2.35%

Mahindra & Mahindra Ltd. 2.10%

IndusInd Bank Limited 1.99%

Vedanta Limited 1.90%

Hero Motocorp Ltd. 1.87%

Ultratech Cement Ltd. 1.87%

APEX EQUITY FUND -JANUARY 2018

Equity

MM & Others

Name of Fund Manager:

Mr. Rahul Ranjan

To tap growth opportunities for long term capital appreciation through investments primarily in equity and

equity‐related instruments.

Investment PatternActual

Asset Mix

Particulars

For New Dhan Suraksha, New Dhan Suraksha Premium,

New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha

Premium 3 & Prabhat Tara 3.

Benchmark :

CNX Nifty Index ‐ 90%

CRISIL Liquid Fund Index ‐ 10%

AUM (Rs. In Cr)

MM & Others10.98%

Asset Allocation (% to AUM)


Tata Motors Limited 1.80%

Sun Pharmaceuticals Industries Ltd 1.78%

Hindustan Unilever Limited 1.70%

GAIL (India) Limited 1.52%

Tata Steel Limited 1.44%

Bharat Electronics Ltd 1.32%

Bharti Airtel Limited 1.29%

Power Grid Corporation of India Limited 1.24%

Yes Bank Limited 1.20%

HCL Technologies Ltd 1.16%

Petronet LNG Limited 1.02%

Others (with < 1% exposure) 16.84%

MM & Others 10.98%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Equity Fund 3.41% 6.32% 9.23% 26.85% 20.24% 8.13% 10.52%

Benchmark 4.30% 6.19% 8.82% 26.45% 19.36% 7.82% 9.68%

Fund returns vis a vis BenchmarkAbsolute CAGR (Annualised)

22.34%

9.94%

8.88%

7.11%

7.03%

6.25%

5.64%

4.76%

3.08%

2.09%

11.89%

Financial & Insurance Activities

Computer programming, consultancy and related activities

Manufacture of coke and refined petroleum products

Manufacture of other transport equipment

Manufacture of motor vehicles, trailers and semi‐trailers

Manufacture of tobacco products

Infrastructure

Civil engineering

Manufacture of chemicals and chemical products

Manufacture of Basic Metals

Others

Top 10 Industry Exposure ( % to AUM)

Equity89.02%

8.509.009.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.0020.50

Jan‐10

Apr‐10

Jul‐10

Sep‐10

Dec‐10

Mar‐11

Jun‐11

Aug‐11

Nov‐11

Feb‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Feb‐14

May‐14

Aug‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

Sep‐15

Dec‐15

Mar‐16

Jun‐16

Aug‐16

Nov‐16

Feb‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (R

s)

NAV Performance (Since Inception)

NAV Benchmark


Investment Objective:


February 25, 2009 ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Products : AUM:

Rs. 48.66 Cr

Portfolio % to AUM

`


HDFC Bank Ltd 8.32% 80% 100% 41.97 86.26%


ITC Ltd. 5.42%














Kotak Mahindra Bank Limited 1.48%



Sun Pharmaceuticals Industries Ltd 1 38%

To tap growth opportunities for long term capital appreciation through investments primarily in equity and

equity‐related instruments.


Asset Mix

Particulars

Benchmark :



For Dhan Suraksha, Dhan Suraksha Premium, Prabhat

Tara.

EQUITY FUND - JANUARY 2018


Mr. Rahul Ranjan

AUM (Rs. In Cr)

Equity

MM & Others

Equity86.26%

MM & Others13.74%





Petronet LNG Limited 1.05%

Tech Mahindra Limited 1.04%


Indian Oil Corporation Ltd 1.03%



MM & Others 13.74%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since Inception

Equity Fund 3.31% 6.20% 8.76% 25.52% 19.71% 7.91% 16.80%

Benchmark 4.30% 6.19% 8.82% 26.45% 19.36% 7.82% 15.95%


22.71%

9.94%

8.86%

7.97%

6.39%

5.42%

5.01%

4.59%

3.43%

1.77%

10.20%







Infrastructure

Civil engineering


Manufacture of other non‐metallic mineral products

Others

Top 10 Industry Exposure (% to AUM)

14.0015.0016.0017.0018.0019.0020.0021.0022.0023.0024.0025.0026.0027.0028.0029.0030.0031.0032.0033.0034.0035.0036.0037.0038.0039.0040.00

Feb‐09

Jun‐09

Sep‐09

Dec‐09

Mar‐10

Jun‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Aug‐15

Nov‐15

Feb‐16

May‐16

Aug‐16

Dec‐16

Mar‐17

Jun‐17

Sep‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark




January 20, 2010 ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Products : AUM :

Rs. 33.13 Cr

Portfolio % to AUM

`


HDFC Bank Ltd 7.97% 80% 100% 28.80 86.94%


ITC Ltd. 5.78%

















INDIVIDUAL PENSION FUND APEX EQUITY - JANUARY 2018

Equity

For New Dhruv Tara Products

MM & Others


Mr. Rahul Ranjan

To seek consistent long term capital appreciation through investments primarily in equity and equity‐related

instruments by focusing predominantly on well established companies.

Asset Mix

ParticularsInvestment Pattern

Actual

Benchmark :



AUM (Rs. In Cr)

Equity

MM & Others13.06%







Bharat Electronics Ltd 1.01%Others (with < 1% exposure) 16.62%

MM & Others 13.06%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Apex Equity 3.58% 6.40% 9.08% 26.77% 19.97% 7.74% 10.37%Benchmark 4.30% 6.19% 8.82% 26.45% 19.36% 7.82% 9.68%


21.71%

10.12%

8.03%

7.63%

7.18%

5.78%

5.37%

5.07%

3.32%

1.85%

10.90%







Civil engineering

Infrastructure


Manufacture of other non‐metallic mineral products

Others


Equity86.94%

8.50

9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

17.50

18.50

19.50

20.50

Jan‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Feb‐11

Apr‐11

Jul‐11

Sep‐11

Dec‐11

Feb‐12

May‐12

Aug‐12

Oct‐12

Jan‐13

Mar‐13

Jun‐13

Aug‐13

Nov‐13

Jan‐14

Apr‐14

Jun‐14

Sep‐14

Nov‐14

Feb‐15

Apr‐15

Jul‐15

Sep‐15

Dec‐15

Mar‐16

May‐16

Aug‐16

Oct‐16

Jan‐17

Mar‐17

Jun‐17

Aug‐17

Nov‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark




March 31, 2009 ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Products : AUM :

Rs. 20.12 Cr

Portfolio % to AUM

`


HDFC Bank Ltd 8.03% 80% 100% 17.36 86.29%


ITC Ltd. 5.47%







Havells India Ltd. 2.41%










Bharti Airtel Limited 1 53%

INDIVIDUAL PENSION FUND EQUITY - JANUARY 2018

MM & Others

Equity

For Dhruv Tara Products


Mr. Rahul Ranjan

To seek consistent long term capital appreciation through investments primarily in equity and equity‐related

instruments by focusing predominantly on well established companies.

Asset Mix


Actual

Benchmark :



AUM (Rs. In Cr)

Equity86 29%

MM & Others13.71%





Indian Oil Corporation Ltd 1.25%




Ashok Leyland Ltd 1.00%Others (with < 1% exposure) 15.10%

MM & Others 13.71%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Equity 3.42% 6.01% 9.35% 25.43% 19.26% 7.59% 14.84%Benchmark 4.30% 6.19% 8.82% 26.45% 19.36% 7.82% 15.07%


21.16%

10.06%

9.05%

7.25%

6.66%

5.62%

5.47%

4.04%

3.12%

2.93%

10.95%






Infrastructure


Civil engineering


Manufacture of machinery and equipment n.e.c.

Others


86.29%

11.0012.0013.0014.0015.0016.0017.0018.0019.0020.0021.0022.0023.0024.0025.0026.0027.0028.0029.0030.0031.0032.00

Mar‐09

Jun‐09

Sep‐09

Dec‐09

Mar‐10

Jun‐10

Sep‐10

Nov‐10

Feb‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jun‐14

Sep‐14

Dec‐14

Mar‐15

Jun‐15

Sep‐15

Dec‐15

Feb‐16

May‐16

Aug‐16

Nov‐16

Feb‐17

May‐17

Aug‐17

Oct‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark




January 29, 2014 ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Products : AUM :

Rs. 233.95 Cr

Portfolio % to AUM


HDFC Bank Ltd 7.02% 70% 100% 190.09 81.25%


ITC Ltd. 4.58%

















IndusInd Bank Limited 1 45%

INDIVIDUAL BLUE CHIP EQUITY - JANUARY 2018

MM & Others

Asset Mix

For Dhan Suraksha Plus & Wealth Builder Plan

The fund seeks to achieve long term capital appreciation by investing predominantly in equity and equity

related securities.

Benchmark :




Mr. Rahul Ranjan


Actual

Equity

AUM (Rs. In Cr)

MM & Others18.75%






Oil & Natural Gas Corpn Ltd 1.06%


Jubilant Foodworks Ltd. 1.04%

Bharti Airtel Limited 1.03%Others (with < 1% exposure) 16.40%

MM & Others 18.75%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionBluechip Equity Fund 3.07% 5.46% 7.44% 21.34% 17.70% 7.35% 14.17%Benchmark 4.09% 5.93% 8.51% 25.28% 18.67% 7.84% 14.72%


20.80%

9.60%

7.98%

7.00%

5.93%

4.85%

4.58%

3.56%

3.32%

1.86%

11.77%






Infrastructure


Civil engineering


Manufacture of food products

Others


Equity81.25%

10.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.00

Jan‐14

Mar‐…

May‐…

Jun‐14

Aug‐14

Oct‐14

Nov‐14

Jan‐15

Mar‐…

Apr‐15

Jun‐15

Aug‐15

Sep‐15

Nov‐15

Dec‐15

Feb‐16

Apr‐16

May‐…

Jul‐16

Sep‐16

Oct‐16

Dec‐16

Feb‐17

Mar‐…

May‐…

Jul‐17

Aug‐17

Oct‐17

Nov‐17

Jan‐18

NAV/U

NIT (Rs)

NAV Performance (Since Inception)NAV Benchmark




January 20, 2010 ULIF 010 20/01/10 SUD‐LA‐GR1 142

Products : AUM :

Rs. 403.11 Cr Equity Mr. Rahul Ranjan

Debt Mr. Lakshman Chettiar

Portfolio % to AUM

`


HDFC Bank Ltd 7.97% 55% 85% 281.07 69.73%


ITC Ltd. 5.12%

















Debt 25.41%

Gilts & SDL (Top 10 Holdings) 10.64%

8.17% GOI ‐ 01‐Dec‐2044 2.76%

6.68% GOI‐ 17‐Sept‐2031 2.27%

8.83% GOI ‐ 12‐Dec‐2041 1.43%

8.24% GOI ‐ 15‐Feb‐2027 1.03%

6.97% GOI‐ 06‐Sep‐2026 0.88%

8.32% GOI ‐ 02‐Aug‐2032 0.73%

8.2600% GOI ‐ 02‐Aug‐2027 0.51%

7 72% GOI 25 May 2025 0 50%

APEX GROWTH FUND - JANUARY 2018

Equity

Debt, MM & Others


To aim for medium to long term capital appreciation by maintaining a diversified portfolio of equity and equity

related instruments and fair exposure to high credit quality portfolio of debt and money market instruments.


Asset Mix

Particulars



Benchmark :


CRISIL Composite Bond Index ‐ 30%

AUM (Rs. In Cr)

Debt25.41%

Equity69.73%

MM & Others4.86%


AAA41.33%

Gilts41.88%

Debt Rating Profile (% of Debt)

7.72% GOI‐ 25‐May‐2025 0.50%

8.2800% GOI ‐ 15‐Feb‐2032 0.26%

8.33% GOI ‐ 09‐Jul‐2026 0.26%

Others 0.01%

Corporate Bonds (Top 10 Holdings) 14.77%

POWER FINANCE CORPORATION LTD. 1.95%

LIC HOUSING FINANCE LTD 1.45%

RURAL ELECTRIFICATION CORPORATION L 1.37%

HDFC LTD. 1.36%

UNITED PHOSPHORUS LTD. 1.28%

STEEL AUTHORITY OF INDIA LTD. 0.95%

RELIANCE PORTS & TERMINALS LTD. 0.83%

RELIANCE INDUSTRIES LTD 0.81%

M & M FINANCIAL SERVICES LTD. 0.79%

VEDANTA LIMITED 0.75%

Others 3.23%

MM & Others 4.86%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Growth Fund 2.72% 4.52% 5.95% 19.61% 17.34% 8.16% 10.22%

Benchmark 3.20% 4.39% 6.50% 20.62% 17.04% 8.04% 9.50%


22.96%

8.89%

7.96%

7.54%

5.85%

5.29%

5.12%

4.26%

3.73%

3.07%

9.82%


Infrastructure






Civil engineering


Housing Sector

Others


< 1 year 1‐3 years 3‐5 years 5‐10 years > 10 years

6.93%

20.66%

14.08%

26.88%

31.45%

Debt Maturity Profile ( % of Debt)

AA+8.14%

AA2.94%

AA‐5.72%

Modified Duration ‐ 4.35 yrs

9.50

11.50

13.50

15.50

17.50

19.50

21.50

23.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Feb‐13

May‐13

Aug‐13

Nov‐13

Mar‐14

Jun‐14

Sep‐14

Dec‐14

Mar‐15

Jun‐15

Sep‐15

Dec‐15

Mar‐16

Jun‐16

Sep‐16

Jan‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (R

s)


NAV Benchmark




February 25, 2009 ULIF 003 25/02/09 SUD‐LI‐GR1 142

Products : AUM:

Rs. 113.60 Cr Equity Mr. Rahul RanjanDebt Mr. Lakshman Chettiar

Portfolio % to AUM

`


HDFC Bank Ltd 7.89% 40% 100% 77.53 68.25%


ITC Ltd. 5.21%


















Debt 25.66%


Equity

Debt, MM & Others




Asset Mix

Particulars

For Dhan Suraksha, Dhan Suraksha Premium, Prabhat Tara

& Dhan Suraksha Express.

Benchmark :



GROWTH FUND - JANUARY 2018


AUM (Rs. In Cr)

AAA29.38%


Debt, 25.66%

Equity, 68.25%

MM & Others, 6.09%


8.17% GOI ‐ 01‐Dec‐2044 7.89%

8.83% GOI ‐ 12‐Dec‐2041 3.72%

7.72% GOI‐ 25‐May‐2025 1.78%

8.97% GOI ‐ 05‐Dec‐2030 1.26%

8.13% GOI‐ 22‐Jun‐2045 0.91%

8.40% GOI 28 Jul 2024 0.41%

8.24% GOI ‐ 15‐Feb‐2027 0.18%

Others 0.00%





THE GREAT EASTERN SHIPPING CO. LTD. 1.00%

INDIAN OIL CORPORATION LTD 0.72%

RELIANCE GAS TRANSPORTN INFRA LTD. 0.66%


POWER GRID CORPORATION OF INDIA LTD 0.29%

IRFC LTD. 0.18%

HDFC LTD. 0.09%

Others 0.00%

MM & Others 6.09%

Total 100.00%

`

21.61%

9.06%

7.78%

7.37%

5.21%

5.08%

5.00%

3.30%

3.12%

2.37%

7.87%


Infrastructure






Civil engineering



Others



4.55%5.97%

18.12%

10.36%

61.00%


AA‐7.70%

Gilts62.93%

9.0010.5012.0013.5015.0016.5018.0019.5021.0022.5024.0025.5027.0028.5030.0031.5033.0034.50

Feb‐09

Jun‐09

Sep‐09

Dec‐09

Mar‐10

Jun‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Aug‐15

Nov‐15

Feb‐16

May‐16

Aug‐16

Dec‐16

Mar‐17

Jun‐17

Sep‐17

Jan‐ 18

NAV/U

NIT (Rs)


NAV Benchmark


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionGrowth Fund 2.76% 4.09% 5.10% 18.11% 15.74% 7.14% 15.29%Benchmark 3.20% 4.39% 6.50% 20.62% 17.04% 8.04% 14.35%

CAGR (Annualised)Fund returns vis a vis Benchmark

Absolute




January 20, 2010 ULIF 014 20/01/10 SUD‐PA‐GR1 142

Products : AUM :


Portfolio % to AUM

`


HDFC Bank Ltd 7.82% 55% 85% 24.31 70.22%



ITC Ltd. 4.63%

















Debt 24 51%

INDIVIDUAL PENSION FUND APEX GROWTH - JANUARY 2018

Equity


Debt, MM & Others


To seek consistent growth over medium to long term by focusing predominantly on well

established companies through investments primarily in equity and equity‐related instruments

and fair exposure to high credit quality portfolio of debt and money market instruments.

Asset Mix


Actual

Benchmark :



AUM (Rs. In Cr)

Debt24.51%

Equity70.22%

MM & Others5.27%


AAA34.88%

AA‐11.87%


Debt 24.51%


8.17% GOI ‐ 01‐Dec‐2044 3.76%

7.72% GOI‐ 25‐May‐2025 2.91%

9.15% GOI ‐ 14‐Nov‐2024 2.49%

8.2600% GOI ‐ 02‐Aug‐2027 2.24%

8.32% GOI ‐ 02‐Aug‐2032 1.51%

6.97% GOI‐ 06‐Sep‐2026 0.14%Others 0.00%




STEEL AUTHORITY OF INDIA LTD. 2.91%Others 0.00%

MM & Others 5.27%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Apex Growth 3.17% 5.16% 6.16% 19.37% 16.56% 7.58% 9.82%Benchmark 3.20% 4.39% 6.50% 20.62% 17.04% 8.04% 9.50%


21.32%

8.23%

7.45%

6.39%

5.40%

5.04%

5.00%

4.63%

3.94%

3.56%

10.70%



Infrastructure




Civil engineering



Housing Sector

Others


1‐3 years 3‐5 years 5‐10 years > 10 years

26.39%

20.36%

31.76%

21.49%


Gilts53.25%

9.00

10.50

12.00

13.50

15.00

16.50

18.00

19.50

21.00

22.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Feb‐13

May‐13

Aug‐13

Nov‐13

Mar‐14

Jun‐14

Sep‐14

Dec‐14

Mar‐15

Jun‐15

Sep‐15

Dec‐15

Mar‐16

Jun‐16

Sep‐16

Jan‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark

Modified Duration ‐ 4.15yrs




March 31, 2009 ULIF 006 31/03/09 SUD‐PI‐GR1 142

Products : AUM :


Portfolio % to AUM

`


HDFC Bank Ltd 7.77% 40% 100% 12.75 69.97%

ITC Ltd. 5.59% 0% 60% 5.47 30.03%

Reliance Industries Ltd 5.49%


















Debt 24.82%

Gilts & SDL (Top 10 Holdings) 17.08%8 17% GOI 01 D 2044 6 00%

Equity

Debt, MM & Others


Actual


AUM (Rs. In Cr)

To seek consistent growth over medium to long term by focusing predominantly on well established companies

through investments primarily in equity and equity‐related instruments and fair exposure to high credit quality

portfolio of debt and money market instruments.

Asset Mix


Benchmark :



INDIVIDUAL PENSION FUND GROWTH - JANUARY 2018

AAA31.18%


Debt24.82%

Equity69.97%

MM & Others5.21%


8.17% GOI ‐ 01‐Dec‐2044 6.00%

8.2600% GOI ‐ 02‐Aug‐2027 3.96%

6.97% GOI‐ 06‐Sep‐2026 3.68%

7.72% GOI‐ 25‐May‐2025 2.22%

Others 1.22%

Corporate Bonds (Top 10 Holdings) 7.74%INDIAN OIL CORPORATION LTD 4.47%


STATE BANK OF INDIA 0.44%Others 0.00%

MM & Others 5.21%

Total 100.00%

`



Absolute

20.18%

10.74%

7.96%

5.59%

5.51%

5.18%

4.37%

2.95%

2.83%

2.52%

9.87%







Civil engineering

Infrastructure

Water transport

Manufacture of pharmaceuticals,medicinal chemical and botanical products

Others


< 1 year 1‐3 years 5‐10 years > 10 years

18.02%

11.40%

41.50%

29.09%


Gilts68.82%

10.00

11.50

13.00

14.50

16.00

17.50

19.00

20.50

22.00

23.50

25.00

26.50

28.00

29.50

Mar‐09

Jul‐09

Oct‐09

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

Oct‐15

Jan‐16

Apr‐16

Jul‐16

Oct‐16

Jan‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Growth 2.73% 4.71% 5.87% 18.93% 15.19% 6.69% 12.60%Benchmark 3.20% 4.39% 6.50% 20.62% 17.04% 8.04% 13.68%




January 29, 2014 ULIF 023 11/12/13 SUD‐LI‐GR2 142

Products : AUM:


Portfolio % to AUM

`


HDFC Bank Ltd 5.98% 40% 100% 137.95 62.98%


Larsen & Toubro Limited 3.56% 0% 30% 11.54 5.27%

ITC Ltd. 3.56%















Hero Motocorp Ltd. 1.15%Others (with < 1% exposure) 16.47%

Debt 31.75%


7.72% GOI‐ 25‐May‐2025 5.07%

8.17% GOI ‐ 01‐Dec‐2044 3.57%

MM & Others

Equity

Debt



For Dhan Suraksha Plus & Wealth Builder Plan.

Asset Mix


Actual


AUM (Rs. In Cr)



GROWTH PLUS FUND - JANUARY 2018

Benchmark :

AAA42.66%


Debt31.75%

Equity62.98%

MM & Others5.27%


6.97% GOI‐ 06‐Sep‐2026 2.28%

8.40% GOI 28 Jul 2024 2.04%

8.20% GOI ‐ 24‐Sep‐2025 1.53%

8.83% GOI ‐ 12‐Dec‐2041 1.01%

8.13% GOI‐ 22‐Jun‐2045 0.71%

8.2600% GOI ‐ 02‐Aug‐2027 0.53%

8.33% GOI ‐ 09‐Jul‐2026 0.47%

8.32% GOI ‐ 02‐Aug‐2032 0.26%

9.65% SDL ‐ Tamil Nadu ‐ 12‐Mar‐2024 0.12%

Others 0.14%




HDFC LTD. 1.31%




L&T HOUSING FINANCE LIMITED 0.24%


LARSEN & TOUBRO LTD. 0.09%

Others 0.00%

MM & Others 5.27%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionGrowth Plus Fund 2 26% 3 95% 5 08% 17 06% 15 43% 7 11% 13 21%


18.67%

15.12%

6.70%

5.89%

5.15%

4.50%

3.65%

3.56%

2.66%

2.03%

9.07%


Infrastructure





Civil engineering



Housing Sector

Others



3.79%2.48%

30.74%

45.50%

17.49%

Debt Maturity Profile ( % of Debt) Modified Duration ‐ 4.67 yrs

AA0.72%

AA+0.74%

Gilts55.87%

9.50

10.00

10.50

11.00

11.50

12.00

12.50

13.00

13.50

14.00

14.50

15.00

15.50

16.00

16.50

17.00

17.50

18.00

Jan‐14

Mar‐14

Apr‐14

Jun‐14

Jul‐14

Sep‐14

Oct‐14

Dec‐14

Jan‐15

Mar‐15

Apr‐15

May‐15

Jul‐15

Aug‐15

Oct‐15

Nov‐15

Jan‐16

Feb‐16

Mar‐16

May‐16

Jun‐16

Aug‐16

Sep‐16

Nov‐16

Dec‐16

Feb‐17

Mar‐17

May‐17

Jun‐17

Jul‐17

Sep‐17

Oct‐17

Dec‐17

Jan‐18

NAV/U

NIT (R

s)


NAV Benchmark

Growth Plus Fund 2.26% 3.95% 5.08% 17.06% 15.43% 7.11% 13.21%Benchmark 3.20% 4.39% 6.50% 20.62% 17.04% 8.04% 14.17%




January 20, 2010 ULIF 011 20/01/10 SUD‐LA‐BL1 142

Products : AUM :

Rs. 336.83 Cr Equity Mr. Rahul Ranjan


Portfolio % to AUM

`


HDFC Bank Ltd 5.96% 35% 65% 180.13 53.48%


ITC Ltd. 3.42%Infosys Technologies Ltd. 2.99%Maruti Suzuki India Limited 2.84%






IndusInd Bank Limited 1.17%Ultratech Cement Ltd. 1.13%






Debt 42.40%Gilts & SDL (Top 10 Holdings) 18.63%

8.17% GOI ‐ 01‐Dec‐2044 2.17%

8.20% GOI ‐ 24‐Sep‐2025 1.90%

8.29% Tamilnadu 29 Jul 2025 1.51%

7.72% GOI‐ 25‐May‐2025 1.50%

7.73% GOI‐ 19‐Dec‐2034 1.47%

8.83% GOI ‐ 12‐Dec‐2041 1.37%

APEX BALANCED FUND - JANUARY 2018

Equity

Debt, MM & Others

To optimize returns over medium to long term, by aiming balance between risk and return, through

investments in high quality equity and debt instruments.

For New Dhan Suraksha, New Dhan Suraksha

Premium, New Prabhat Tara, Dhan Suraksha 3,

Dhan Suraksha Premium 3 & Prabhat Tara 3.

Benchmark :





Asset Mix

Particulars AUM (Rs. In Cr)

Debt42.40%

Equity53.48%

MM & Others4.13%

Asset Allocation( % to AUM)

AAA42.79%


6.97% GOI‐ 06‐Sep‐2026 1.28%

8.83% GOI 25 Nov 2023 1.10%

8.33% GOI ‐ 09‐Jul‐2026 0.92%

8.2600% GOI ‐ 02‐Aug‐2027 0.68%

Others 4.74%






HDFC LTD. 1.86%

UNITED PHOSPHORUS LTD. 1.53%


SUNDARAM FINANCE LTD. 1.46%

IL & FS LTD. 1.43%


Others 5.52%

MM & Others 4.13%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Balanced Fund 1.94% 3.15% 4.37% 14.94% 14.73% 8.19% 9.73%B h k 2 19% 2 87% 4 57% 15 40% 14 56% 8 12% 9 21%


21.47%

13.06%

5.96%

5.48%

4.30%

4.04%

3.99%

3.47%

3.42%

3.33%

8.72%


Infrastructure





Housing Sector

Civil engineering



Others



7.30%

13.45%16.61%

43.03%

19.60%


AA+8.41%

AA2.32%

AA‐2.54%

Gilts43.95%

9.00

11.00

13.00

15.00

17.00

19.00

21.00

23.00

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Feb‐13

May‐13

Aug‐13

Nov‐13

Mar‐14

Jun‐14

Sep‐14

Dec‐14

Mar‐15

Jun‐15

Sep‐15

Dec‐15

Mar‐16

Jun‐16

Sep‐16

Jan‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (R

s)


NAV Benchmark


Benchmark 2.19% 2.87% 4.57% 15.40% 14.56% 8.12% 9.21%




February 18, 2009 ULIF 001 18/02/09 SUD‐LI‐BL1 142

Products : AUM :


Portfolio % to AUM

`


HDFC Bank Ltd 2.92% 0% 60% 6.52 28.83%


ITC Ltd. 1.94%







State Bank of India 0.94%Others (with < 1% exposure) 12.24%

Debt 68.33%


8.97% GOI ‐ 05‐Dec‐2030 11.65%

6.97% GOI‐ 06‐Sep‐2026 8.69%

8.17% GOI ‐ 01‐Dec‐2044 7.69%

8.33% GOI ‐ 09‐Jul‐2026 4.59%

9.63% Maharashtra ‐ 12‐Feb‐2024 2.39%

9.19% SDL ‐ Kerala ‐ 28‐May‐2024 2.35%

8.24% GOI ‐ 15‐Feb‐2027 2.29%

8.2600% GOI ‐ 02‐Aug‐2027 2.19%

9.11% Maharashtra ‐ 28‐May‐2024 1.17%

BALANCED FUND - JANUARY 2018

Equity

Debt, MM & Others


To aim for stable returns over medium to long term through investments in high quality fixed income and

money market instruments and enhance returns through a fair exposure to equity investments.


Asset Mix

Particulars


Tara.

Benchmark :



AUM (Rs. In Cr)

Debt68.33%

Equity28.83%

MM & Others2.84%


AAA29.23%


Others 0.00%


LIC HOUSING FINANCE LTD 6.48%STEEL AUTHORITY OF INDIA LTD. 5.34%THE GREAT EASTERN SHIPPING CO. LTD. 4.55%



DEWAN HOUSING FINANCE CORP. LTD. 1.40%

IRFC LTD. 1.35%


Others 0.70%

MM & Others 2.84%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionFund returns vis a vis Benchmark


9.48%

7.88%

6.47%

6.02%

5.27%

4.55%

2.98%

2.43%

1.94%

1.89%

5.24%


Housing Sector

Infrastructure



Water transport





Others



7.91%

19.13%

2.10%

42.56%

28.30%

Debt Maturity Profile (% of Debt)

AA‐7.82%Gilts

62.95%

9.5010.5011.5012.5013.5014.5015.5016.5017.5018.5019.5020.5021.5022.5023.5024.5025.5026.5027.50

Feb‐09

May‐09

Aug‐09

Nov‐09

Feb‐10

May‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Sep‐12

Dec‐12

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Mar‐14

Jun‐14

Sep‐14

Dec‐14

Feb‐15

May‐15

Aug‐15

Nov‐15

Feb‐16

May‐16

Aug‐16

Nov‐16

Jan‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (Rs)



p

Balanced Fund 0.81% 1.29% 2.36% 8.85% 9.84% 6.25% 10.29%

Benchmark 1.19% 1.36% 2.65% 10.37% 12.08% 8.12% 10.67%




January 20, 2010 ULIF 015 20/01/10 SUD‐PA‐BL1 142

Products : AUM :


Portfolio % to AUM

`


HDFC Bank Ltd 4.81% 35% 65% 6.68 43.53%


Larsen & Toubro Limited 3.19%ITC Ltd. 3.19%Infosys Technologies Ltd. 2.67%



Housing Development Finance Corporation Ltd. 1.53%State Bank of India 1.39%Tata Motors Limited 1.37%

Sun Pharmaceuticals Industries Ltd 1.32%Tata Consultancy Services Limited 1.14%

IndusInd Bank Limited 1.13%Mahindra & Mahindra Ltd. 1.00%Others (with < 1% exposure) 12.77%

Debt 48.12%


8.21% Maharashtra ‐ 09‐Dec‐2025 6.58%

8 17% GOI 01 D 2044 5 43%

INDIVIDUAL PENSION FUND APEX BALANCED - JANUARY 2018

Equity


Debt, MM & Others




Asset Mix


Actual

Benchmark :



AUM (Rs. In Cr)

AAA49.75%

Gilts 43.43%


Debt48.12%

Equity43.53%

MM & Others8.35%


8.17% GOI ‐ 01‐Dec‐2044 5.43%

8.20% GOI ‐ 15‐Feb‐2022 3.32%

8.40% GOI 28 Jul 2024 3.05%

8.97% GOI ‐ 05‐Dec‐2030 1.43%

8.83% GOI ‐ 12‐Dec‐2041 1.09%

Others 0.00%



IL & FS LTD. 6.97%


TATA SONS LTD. 3.35%


DEWAN HOUSING FINANCE CORP. LTD. 2.07%Others 0.67%

MM & Others 8.35%

Total 100.00%

`



15.53%

12.62%

9.45%

5.07%

4.77%

3.88%

3.81%

3.19%

3.19%

3.05%

6.19%


Infrastructure

Housing Sector





Civil engineering



Others



29.05% 28.68%25.76%

16.50%


AA‐6.82%

9.50

11.50

13.50

15.50

17.50

19.50

21.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Sep‐11

Dec‐11

Mar‐12

Jun‐12

Sep‐12

Dec‐12

Mar‐13

Jun‐13

Sep‐13

Nov‐13

Feb‐14

May‐14

Aug‐14

Nov‐14

Feb‐15

May‐15

Aug‐15

Nov‐15

Jan‐16

Apr‐16

Jul‐16

Oct‐16

Jan‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Apex Balanced 1.78% 2.85% 3.81% 13.86% 14.03% 7.52% 9.31%Benchmark 2.19% 2.87% 4.57% 15.40% 14.56% 8.12% 9.21%




March 31, 2009 ULIF 007 31/03/09 SUD‐PI‐BL1 142

Products : AUM :


Portfolio % to AUM

`


HDFC Bank Ltd 3.31% 0% 60% 2.78 29.92%

ITC Ltd. 2.41% 40% 100% 6.50 70.08%

Reliance Industries Ltd 2.32%

Larsen & Toubro Limited 1.98%Infosys Technologies Ltd. 1.87%







Debt 66.04%


8.17% GOI ‐ 01‐Dec‐2044 14.42%8.97% GOI ‐ 05‐Dec‐2030 8.28%9.63% Maharashtra ‐ 12‐Feb‐2024 4.66%9.11% Maharashtra ‐ 28‐May‐2024 4.56%7.72% GOI‐ 25‐May‐2025 2.72%6.97% GOI‐ 06‐Sep‐2026 2.58%Others 0.00%


RELIANCE PORTS & TERMINALS LTD 5 82%

INDIVIDUAL PENSION FUND BALANCED - JANUARY 2018

Equity


Debt, MM & Others


To aim for stable returns over medium to long term through investments in high quality fixed income and

money market instruments and enhance returns through a fair exposure to equity investments.

Asset Mix


Actual

Benchmark :



AUM (Rs. In Cr)

AAA43.64%


Debt66.04%

Equity29.92%

MM & Others4.04%


RELIANCE PORTS & TERMINALS LTD. 5.82%THE GREAT EASTERN SHIPPING CO. LTD. 5.56%LIC HOUSING FINANCE LTD 5.53%

IL & FS LTD. 2.31%

HDFC LTD. 2.29%



STATE BANK OF INDIA 1.72%

Others 1.11%

MM & Others 4.04%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Balanced 0 96% 1 23% 2 27% 9 37% 11 17% 6 84% 10 17%


10.98%

10.80%

10.11%

5.56%

4.18%

3.10%

2.76%

2.41%

2.38%

2.23%

4.25%

Infrastructure


Housing Sector

Water transport

Civil engineering






Others



1.68%

20.13%

12.31%

31.52% 34.37%



Gilts56.36%

10.00

11.00

12.00

13.00

14.00

15.00

16.00

17.00

18.00

19.00

20.00

21.00

22.00

23.00

24.00

25.00

Mar‐09

Jul‐09

Oct‐09

Jan‐10

Apr‐10

Jul‐10

Nov‐10

Feb‐11

May‐11

Aug‐11

Nov‐11

Mar‐12

Jun‐12

Sep‐12

Dec‐12

Mar‐13

Jun‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Feb‐15

May‐15

Aug‐15

Nov‐15

Feb‐16

Jun‐16

Sep‐16

Dec‐16

Mar‐17

Jun‐17

Sep‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark

Individual Pension Fund Balanced 0.96% 1.23% 2.27% 9.37% 11.17% 6.84% 10.17%Benchmark 1.19% 1.36% 2.65% 10.37% 12.08% 8.12% 10.48%



Date of Inception : SFIN No. Benchmark :

April 29, 2011 ULIF 017 29/04/11 SUD‐LX‐BL1 142 CNX Nifty Index ‐ 30%


Products : AUM :

For Dhan Suraksha Express Rs. 54.32 Cr Equity Mr. Rahul Ranjan


Portfolio % to AUM

`


HDFC Bank Ltd 3.70% 0% 60% 17.90 32.96%



ITC Ltd. 2.28%Infosys Technologies Ltd. 1.96%ICICI Bank Ltd 1.75%Maruti Suzuki India Limited 1.75%




Debt 63.74%


8.17% GOI ‐ 01‐Dec‐2044 5.83%

8.32% GOI ‐ 02‐Aug‐2032 4.62%

9.15% GOI ‐ 14‐Nov‐2024 2.98%

8.2600% GOI ‐ 02‐Aug‐2027 2.20%

8.83% GOI ‐ 12‐Dec‐2041 2.05%

8.97% GOI ‐ 05‐Dec‐2030 2.02%

8.13% GOI‐ 22‐Jun‐2045 1.91%

8.20% GOI ‐ 24‐Sep‐2025 1.90%

7.72% GOI‐ 25‐May‐2025 1.86%

EXPRESS BALANCED FUND - JANUARY 2018

Equity

Debt, MM & Others


To optimize returns over medium to long term, by aiming balance between risk and return, through investments

in high quality equity and debt instruments.

Asset Mix


ActualAUM (Rs. In Cr)

Gilts


Debt63.74%

Equity32.96%

MM & Others3.31%


9.63% Maharashtra ‐ 12‐Feb‐2024 0.99%

Others 3.26%





IL & FS LTD. 3.45%




TATA SONS LTD. 1.88%LIC HOUSING FINANCE LTD 1.87%MRF LTD. 0.98%

Others 5.09%

MM & Others 3.31%

Total 100.00%



18.98%

13.09%

4.74%

3.80%

3.80%

3.14%

3.08%

2.99%

2.60%

2.28%

8.60%

Infrastructure


Water transport


Housing Sector

Civil engineering

Mining of metal ores




Others



8.49%

15.39% 18.26%

30.56%

27.29%


AAA46.30%

AA4.34%

AA‐2.91%

Gilts46.45%

9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

17.50

18.50

19.50

Apr‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Feb‐13

May‐13

Aug‐13

Nov‐13

Feb‐14

May‐14

Sep‐14

Dec‐14

Mar‐15

Jun‐15

Sep‐15

Dec‐15

Mar‐16

Jun‐16

Sep‐16

Dec‐16

Mar‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionExpress Balanced Fund 1.38% 1.83% 2.66% 9.57% 10.89% 7.02% 9.19%Benchmark 1.19% 1.36% 2.65% 10.37% 12.08% 8.12% 9.30%




January 29, 2014 ULIF 024 11/12/13 SUD‐LI‐BL2 142 CNX Nifty Index ‐ 30%


Products : AUM :

For Dhan Suraksha Plus & Wealth Builder Plan Rs. 207.53 Cr Equity Mr. Rahul Ranjan


Portfolio % to AUM

`


HDFC Bank Ltd 3.26% 0% 60% 64.96 31.30%


ITC Ltd. 1.84% 0% 30% 15.53 7.48%









Debt 61.22%


8.17% GOI ‐ 01‐Dec‐2044 6.29%

7.72% GOI‐ 25‐May‐2025 5.35%

6.97% GOI‐ 06‐Sep‐2026 4.72%

8.40% GOI 28 Jul 2024 3.76%

6.68% GOI‐ 17‐Sept‐2031 2.21%

8.32% GOI ‐ 02‐Aug‐2032 1.89%

8.30% GOI ‐ 02‐Jul‐2040 1.80%

8.30% GOI ‐ 31‐Dec‐2042 1.73%

8.20% GOI ‐ 24‐Sep‐2025 1.34%

8.21% Maharashtra ‐ 09‐Dec‐2025 0.83%

Others 6.05%

C B d (T 10 H ldi ) 25 25%

BALANCED PLUS FUND - JANUARY 2018

MM & Others

Equity

Debt




Asset Mix


ActualAUM (Rs. In Cr)

AAA30.26%Gilts

58.75%


Debt61.22%

Equity31.30%

MM & Others7.48%







HDFC LTD. 1.82%



MRF LTD. 1.24%

STCI FINANCE LIMITED 1.21%


Others 6.40%

MM & Others 7.48%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionBalanced Plus Fund 0.90% 1.18% 1.69% 7.89% 10.23% 6.57% 10.81%


13.96%

9.02%

4.11%

3.79%

3.57%

3.44%

3.15%

2.83%

2.43%

2.36%

8.81%


Infrastructure



Civil engineering


Housing Sector


Water transport


Others



5.01%

14.04%12.65%

41.34%

26.96%


AA+1.15%

AA1.97%

AA‐7.86%

9.90

10.40

10.90

11.40

11.90

12.40

12.90

13.40

13.90

14.40

14.90

15.40

15.90

16.40

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

Oct‐15

Jan‐16

Apr‐16

Jul‐16

Oct‐16

Jan‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark


Balanced Plus Fund 0.90% 1.18% 1.69% 7.89% 10.23% 6.57% 10.81%Benchmark 1.19% 1.36% 2.65% 10.37% 12.08% 8.12% 11.73%




January 20, 2010 ULIF 012 20/01/10 SUD‐LA‐BN1 142

Products : AUM :

Rs. 147.71 Cr

Portfolio % to AUM

`

Debt 95.64% Minimum Maximum

Gilts & SDL (Top 10 Holdings & >1%) 38.38% 80% 100% 141.27 95.64%

7.16% GOI ‐ 20‐May‐2023 12.19% 0% 20% 6.44 4.36%

7.72% GOI‐ 25‐May‐2025 8.71%

6.68% GOI‐ 17‐Sept‐2031 4.34%

6.97% GOI‐ 06‐Sep‐2026 3.70%

8.17% GOI ‐ 01‐Dec‐2044 2.14%

8.24% GOI ‐ 15‐Feb‐2027 1.75%

8.33% GOI ‐ 09‐Jul‐2026 1.48%

8.97% GOI ‐ 05‐Dec‐2030 0.91%

9.23% GOI ‐ 23‐Dec ‐2043 0.78%

8.2800% GOI ‐ 15‐Feb‐2032 0.71%


Corporate Bonds (Top 10 Holdings & >1%) 57.27%





IL & FS LTD. 4.56%

SHRIRAM TRANSPORT FINANCE CO LTD 3 49%

APEX BOND FUND - JANUARY 2018

DEBT

MM & Others

Particulars


Mr. Lakshman Chettiar

To aim for stable returns over medium to long term by judicious mix of investments in Government securities and

high quality corporate debt of varying maturities and also in money market instruments.


Asset Mix



Premium 3 & Prabhat Tara 3.

Benchmark :



AUM (Rs. In Cr)

Debt95.64%

MM & Others4.36%


Gilts40.13%


SHRIRAM TRANSPORT FINANCE CO. LTD. 3.49%

HDFC LTD. 3.15%




TATA CAPITAL FINANCIAL SERVICES LTD 2.04%


FULLERTON INDIA CREDIT COMPANY LTD. 1.36%


L & T FINANCE LTD. 1.34%

SUNDARAM FINANCE LTD. 1.11%


MM & Others 4.36%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Bond Fund 0 27% 0 73% 0 32% 3 20% 7 87% 7 28% 7 92%


20.23%

18.00%

17.47%

1.36%

0.14%

0.07%

Housing Sector


Infrastructure


Water transport

Others



10.39%

4.13%

15.58%

58.78%

11.12%



AAA43.05%

AA+15.34%

AA1.42%

AA‐0.07%

9.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.00

Jan‐10

Apr‐10

Jul‐10

Sep‐10

Dec‐10

Mar‐11

Jun‐11

Aug‐11

Nov‐11

Feb‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Feb‐14

May‐14

Aug‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

Sep‐15

Dec‐15

Mar‐16

Jun‐16

Aug‐16

Nov‐16

Feb‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark

Apex Bond Fund ‐0.27% ‐0.73% ‐0.32% 3.20% 7.87% 7.28% 7.92%Benchmark ‐0.21% ‐0.63% 0.14% 3.52% 8.20% 7.92% 8.00%




February 25, 2009 ULIF 004 25/02/09 SUD‐LI‐BN1 142 CRISIL Composite Bond Index ‐ 90%


Products : AUM :

Rs. 9.23 Cr

Portfolio % to AUM

`



7.16% GOI ‐ 20‐May‐2023 14.84% 0% 20% 0.67 7.23%

6.97% GOI‐ 06‐Sep‐2026 10.91%

8.17% GOI ‐ 01‐Dec‐2044 10.16%

7.72% GOI‐ 25‐May‐2025 6.56%

7.40% GOI ‐ 09‐Sep‐2035 4.22%

8.40% GOI 28 Jul 2024 1.13%





HDFC LTD. 5.76%





RELIANCE INDUSTRIES LTD 3 32%

BOND FUND - JANUARY 2018

Debt

MM & Others



To aim for stable returns over medium to long term by judicious mix of investments in Government securities

and high quality corporate debt of varying maturities and also in money market instruments.


Asset Mix

Particulars


Tara.

AUM (Rs. In Cr)

Debt92.77%

MM & Others7.23%








MM & Others 7.23%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionBond Fund ‐0 30% ‐0 86% ‐0 61% 2 69% 7 24% 6 87% 7 46%


14.52%

10.28%

5.59%

4.61%

4.45%

4.43%

1.09%

0.00%

Infrastructure

Housing Sector

Water transport


Civil engineering



Others



3.59%

19.19%

6.31%

55.42%

15.49%


AAA42.32%

AA+4.97%AA‐

1.17%

Gilts51.54%

9.50

11.50

13.50

15.50

17.50

19.50

Feb‐09

Jun‐09

Oct‐09

Jan‐10

May‐10

Sep‐10

Dec‐10

Apr‐11

Aug‐11

Nov‐11

Mar‐12

Jul‐12

Oct‐12

Feb‐13

Jun‐13

Oct‐13

Jan‐14

May‐14

Sep‐14

Dec‐14

Apr‐15

Aug‐15

Nov‐15

Mar‐16

Jul‐16

Oct‐16

Feb‐17

Jun‐17

Sep‐17

Jan‐18

NAV/U

NIT (Rs)



Bond Fund 0.30% 0.86% 0.61% 2.69% 7.24% 6.87% 7.46%Benchmark ‐0.21% ‐0.63% 0.14% 3.52% 8.20% 7.92% 7.69%




January 20, 2010 ULIF 016 20/01/10 SUD‐PA‐BN1 142

Products : AUM :

For New Dhruv Tara Products Rs. 4.83 Cr

Portfolio % to AUM

`



6.97% GOI‐ 06‐Sep‐2026 14.90% 0% 20% 0.21 4.38%

8.40% GOI 28 Jul 2024 11.87%

9.15% GOI ‐ 14‐Nov‐2024 11.17%

8.34% SDL ‐ Maharashtra ‐ 03‐Feb‐2020 10.26%

8.17% GOI ‐ 01‐Dec‐2044 7.55%

8.84% SDL ‐ Tamil Nadu ‐ 18‐Jul‐2022 4.32%

7.16% GOI ‐ 20‐May‐2023 3.08%





HDFC LTD. 6.52%




RURAL ELECTRIFICATION CORPORATION L 2.10%Others (with < 1% exposure) 0.00%

MM & Others 4.38%

Total 100 00%

INDIVIDUAL PENSION FUND APEX BOND - JANUARY 2018

DEBT

MM & Others



To aim for stable returns over medium to long term by judicious mix of investments in Government securities and high

quality corporate debt of varying maturities and also in money market instruments.

Asset Mix


Actual

Benchmark :



AUM (Rs. In Cr)

Debt95.62%

MM & Others4.38%


AAA33.95%


Total 100.00%

`



15.57%

10.54%

4.24%

2.12%

0.00%

Infrastructure

Housing Sector


Civil engineering

Others



17.38%

11.54%

63.19%

7.90%


Gilts66.05%

9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

17.50

18.50

19.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

Oct‐15

Jan‐16

Apr‐16

Jul‐16

Oct‐16

Jan‐17

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark



Individual Pension Fund ‐ Apex Bond ‐0.27% ‐0.94% ‐0.73% 2.86% 7.67% 7.00% 7.61%Benchmark ‐0.21% ‐0.63% 0.14% 3.52% 8.20% 7.92% 8.00%




March 31, 2009 ULIF 008 31/03/09 SUD‐PI‐BN1 142

Products : AUM :

Rs. 3.34 Cr

Portfolio % to AUM

`



8.33% GOI ‐ 09‐Jul‐2026 12.42% 0% 20% 0.37 11.14%

8.17% GOI ‐ 01‐Dec‐2044 11.53%

7.16% GOI ‐ 20‐May‐2023 10.37%

6.97% GOI‐ 06‐Sep‐2026 5.61%

7.72% GOI‐ 25‐May‐2025 3.02%

8.97% GOI ‐ 05‐Dec‐2030 2.63%

7.40% GOI ‐ 09‐Sep‐2035 1.45%




MRF LTD. 6.39%







HDFC LTD 1 53%

INDIVIDUAL PENSION FUND BOND - JANUARY 2018

Debt


MM & Others





Asset Mix


Actual

Benchmark :



AUM (Rs. In Cr)

Debt88.86%

MM & Others11.14%



HDFC LTD. 1.53%


MM & Others 11.14%

Total 100.00%

`



15.66%

9.15%

6.39%

6.02%

3.08%

1.53%

0.00%

Infrastructure


Manufacture of rubber and plastics products


Water transport

Housing Sector

Others



10.32%

17.11%

7.19%

47.81%

17.56%


AAA40.30%

AA‐6.78%

Gilts52.92%

9.70

11.70

13.70

15.70

17.70

19.70

21.70

Mar‐09

Aug‐09

Dec‐09

May‐10

Sep‐10

Jan‐11

Jun‐11

Oct‐11

Mar‐12

Jul‐12

Nov‐12

Apr‐13

Aug‐13

Jan‐14

May‐14

Oct‐14

Feb‐15

Jun‐15

Nov‐15

Mar‐16

Aug‐16

Dec‐16

Apr‐17

Sep‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Bond ‐0.18% ‐0.71% ‐0.56% 2.10% 6.73% 6.67% 7.34%Benchmark ‐0.21% ‐0.63% 0.14% 3.52% 8.20% 7.92% 7.75%




January 29, 2014 ULIF 020 11/12/13 SUD‐LI‐BN2 142

Products : AUM :

Rs. 98.45 Cr

Portfolio % to AUM

`



6.97% GOI‐ 06‐Sep‐2026 5.50% 0% 30% 12.02 12.21%

7.40% GOI ‐ 09‐Sep‐2035 4.44%

7.16% GOI ‐ 20‐May‐2023 8.44%

8.28% GOI ‐ 21‐Sep‐2027 3.38%

7.72% GOI‐ 25‐May‐2025 9.23%

8.20% GOI ‐ 24‐Sep‐2025 2.72%

6.68% GOI‐ 17‐Sept‐2031 2.42%

9.11% Maharashtra ‐ 28‐May‐2024 1.61%

8.97% GOI ‐ 05‐Dec‐2030 1.34%

8.2800% GOI ‐ 15‐Feb‐2032 1.06%








HDFC LTD. 2.93%





MM & Others

For Dhan Suraksha Plus & Wealth Builder Plan

Asset Mix


Actual

Debt



AUM (Rs. In Cr)



Benchmark :


INDIVIDUAL LIFE INCOME FUND - JANUARY 2018

Debt87.79%

MM & Others12.21%


AAA43.72%

Gilts46.98%




IRFC LTD. 1.08%


FULLERTON INDIA CREDIT COMPANY LTD. 1.02%


MM & Others 12.21%

Total 100.00%



AA+2.99%

AA2.55%

AA‐3.76%


4.09%

10.03% 13.48%

61.18%

11.21%


9.50

10.00

10.50

11.00

11.50

12.00

12.50

13.00

13.50

14.00

14.50

15.00

Jan‐14

Apr‐14

Jun‐14

Aug‐14

Oct‐14

Dec‐14

Mar‐15

May‐15

Jul‐15

Sep‐15

Nov‐15

Jan‐16

Mar‐16

Jun‐16

Aug‐16

Oct‐16

Dec‐16

Feb‐17

May‐17

Jul‐17

Sep‐17

Nov‐17

Jan‐18

NAV/U

NIT (R

s)


NAV Benchmark


16.40%

15.44%

5.81%

3.30%

2.70%

2.24%

1.56%

0.73%

0.00%

Housing Sector

Infrastructure



Civil engineering



Water transport

Others


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Life Income Fund ‐0.29% ‐0.58% ‐0.43% 2.93% 7.46% 6.75% 8.91%

Benchmark ‐0.17% ‐0.51% 0.31% 3.69% 8.14% 7.90% 9.46%




October 6, 2015 ULGF 003 20/03/15 SUD‐GN‐BN1 142

Products : AUM :

Rs. 10.48 Cr

Portfolio % to AUM

`



7.16% GOI ‐ 20‐May‐2023 17.00% 0% 30% 1.39 13.22%

8.33% GOI ‐ 07‐Jun‐2036 10.05% 0% 15% 0.00 0.00%

8.20% Gujarat 24 Jun 2025 5.78% 0% 15% 0.00 0.00%

8.17% GOI ‐ 01‐Dec‐2044 4.97%

7.72% GOI‐ 25‐May‐2025 4.82%

8.21% Maharashtra ‐ 09‐Dec‐2025 3.86%

8.83% GOI ‐ 12‐Dec‐2041 3.71%

6.68% GOI‐ 17‐Sept‐2031 3.50%

8.20% GOI ‐ 15‐Feb‐2022 0.14%



MRF LTD. 5.10%






HDFC LTD. 3.05%


Others (with < 1% exposure) 0 00%

Fixed Deposits with Banks

MM & Others

Mutual Funds

GROUP DEBT FUND - JANUARY 2018

For SUD Life Group Retirement Benefit Plan

Asset Mix


Actual



To generate stable returns over medium to long term with full exposure in debt market instruments by judicious

mix of Government Securities and high quality corporate debt and also in money market instruments.

Benchmark :


Debt


AUM (Rs. In Cr)

Debt86.78%

MM & Others13.22%




MM & Others 13.22%

Mutual Fund 0.00%

Fixed Deposit with Banks 0.00%

Total 100.00%



Absolute

AAA37.98%

Gilts62.02%


19.21%

6.03%

49.15%

25.61%


10.00

10.50

11.00

11.50

12.00

12.50

Oct‐15

Nov‐15

Dec‐15

Jan‐16

Feb‐16

Mar‐16

Apr‐16

May‐16

Jun‐16

Jul‐16

Aug‐16

Aug‐16

Sep‐16

Oct‐16

Nov‐16

Dec‐16

Jan‐17

Feb‐17

Mar‐17

Apr‐17

May‐17

Jun‐17

Jul‐17

Aug‐17

Sep‐17

Oct‐17

Nov‐17

Dec‐17

Jan‐18

NAV/U

NIT (Rs)


NAV Benchmark


11.26%

5.10%

4.88%

4.85%

3.92%

2.95%

0.00%

Housing Sector

Manufacture of rubber and plastics products


Infrastructure


Water transport

Others


pGroup Debt Fund ‐0.24% ‐0.79% ‐0.38% 3.26% 7.86% NA 7.36%Benchmark ‐0.21% ‐0.63% 0.14% 3.52% 8.20% NA 7.76%




June 03, 2011 ULIF 018 03/06/11 SUD‐UL‐DP1 142

Products : AUM :

Dhan Suraksha Express, Dhan Suraksha 3, Dhan

Suraksha Premium 3 & Prabhat Tara 3,Dhan

Suraksha Plus & Wealth Builder Plan Rs. 400.16 Cr

Portfolio % to AUM

Debt & MM 100.00% Minimum Maximum


6.35% GOI‐ 02‐Jan‐2020 9.91% 0% 40% 33.36 8.34%

6.0500% GOI ‐ 02‐Feb‐2019 7.82%

7.80% GOI ‐ 11‐Apr‐2021 6.63%

364 day T‐Bill – 17 Jan 2019 5.88%6.9000% GOI ‐ 13‐Jul‐2019 5.06%5.69% GOI‐ 25‐Sep‐2018 4.97%7.16% GOI ‐ 20‐May‐2023 4.88%7.68% GOI‐ 15‐Dec‐2023 4.46%7.83% GOI ‐ 11‐Apr‐2018 3.76%8.90% SDL ‐ Tamil Nadu ‐ 20‐Sep‐2022 2.61%8.83% GOI 25 Nov 2023 2.52%7.28% GOI‐ 03‐Jun‐2019 2.52%91 day T‐Bill – 15 Feb 2018 2.49%9.63% Maharashtra ‐ 12‐Feb‐2024 2.16%8.35% GOI ‐ 14‐May ‐2022 2.07%7.9500% GOI ‐ 28‐Aug‐2032 1.77%9.15% GOI ‐ 14‐Nov‐2024 1.67%8.40% GOI 28 Jul 2024 1.54%8.24% GOI ‐ 15‐Feb‐2027 1.51%9.65% SDL ‐ Tamil Nadu ‐ 12‐Mar‐2024 1.29%8 49% SDL ‐ Karnataka ‐ 18‐Mar‐2019 1 27%

AUM (Rs. In Cr)

DISCONTINUED POLICIES FUND - JANUARY 2018

Government Securties

MM & Others

To ensure safety and liquidity of funds and to generate the returns over and above defined regulatory

minimum rate of return of 4% per annum.

Asset Mix

CRISIL Short Term Gilt Index 65% & CRISIL Liquid Index 35% *


Actual



Govt. Securties91.66%

MM & Others8.34%


8.49% SDL ‐ Karnataka ‐ 18‐Mar‐2019 1.27%8.30% Maharashtra ‐ 25‐Mar‐2019 1.27%8.27% Kerala 25 Mar 2019 1.27%9.60% Gujarat ‐ 12‐Mar‐2018 1.25%8.00% Maharashtra ‐ 18‐Feb‐2018 1.25%7.80% GOI ‐ 03‐May‐2020 1.17%8.32% SDL ‐ Gujarat ‐ 04‐Aug‐2020 1.08%Others (with < 1% exposure) 7.59%

MM & Others 8.34%


Discontinued Policies Fund 0.17% 0.41% 1.61% 4.56% 6.28% 6.74% 7.45%

Benchmark 0.28% 0.72% 2.19% 5.68% 7.53% 7.77% 8.16%

Note: * Crisil Liquid Index 100% upto May 2013

CRISIL Short Term Gilt Index 65% & CRISIL Liquid Index 35% from June 13 onwards


9.8010.1010.4010.7011.0011.3011.6011.9012.2012.5012.8013.1013.4013.7014.0014.3014.6014.9015.2015.5015.8016.1016.4016.70

Nov‐11

Feb‐12

May‐12

Aug‐12

Dec‐12

Mar‐13

Jun‐13

Sep‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Feb‐15

May‐15

Aug‐15

Nov‐15

Mar‐16

Jun‐16

Sep‐16

Dec‐16

Apr‐17

Jul‐17

Oct‐17

Jan‐18

NAV/U

NIT (R

s)

NAV Performance (Since Nov 01, 2011)

NAV Benchmark


22.06%

35.03%

14.79%

26.19%

1.93%





Risk Factors

• This document has been prepared for providing general information only.

• Unit Linked Life Insurance products are different from traditional insurance products and

are subject to various risk factors.

• Unit linked policies are subject to market risks associated with capital markets and NAVs

of units may go up or down based on the performance of fund and factors influencing

the capital market and the customers have to consider this aspect while taking any

decision.

• Customers should take into account their personal investment objectives, risk appetite

and other aspects of their financial situation before making an investment decision.

• Customers are advised to note that the details are based on past performance and are

not indicative of its future prospects or returns.

• SUD Life shall not be responsible for any losses caused or any claims that arise due to

investments made based on this document.

• All efforts have been made to ensure accuracy of the contents of this document,

however, SUD Life shall not be held responsible for any errors or omissions.


Disclaimers related to Benchmark Indices

CRISIL Composite Bond Index and CRISIL Liquid Fund Index

CRISIL has taken due care and caution in compilation of data. Information has been obtained by CRISIL

from sources it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or

completeness of the information and is not responsible for any errors or omissions or for the results

obtained from the use of such information. CRISIL is not responsible for any errors in data reproduction.

CRISIL especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/

distributors of this bulletin.

CNX NIFTY

“The Individual Life, Pension Life, Individual Apex Life Pension Apex Life funds, Blue Chip Equity Fund, Growth Plus Fund, Balanced Plus Fund and Individual Life Express Balanced Fund related to Equity, Growth and Balanced schemes, offered by SUD Life Insurance Co. Ltd are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited ("IISL").

Neither IISL nor CNX Nifty and its affiliates makes any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) to the owners of aforesaid schemes or any member of the public regarding the advisability of investing in securities generally or in aforesaid schemes linked to CNX Nifty Index or particularly in the ability of the said Index to track general stock market performance in India”.

fact sheet january 2018 - sud life sheet_january 2018.pdfperformance summary as on january 31 2018...

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