executive summary 1. introduction - nabard...moving on from jan dhan yojna to jan-suraksha,...

State Focus Paper 2016-17 – Haryana

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Executive Summary

1. Introduction

Rural prosperity is primarily dependent upon the growth of critical sectors of the rural

economy viz. agriculture, allied sector and rural non-farm sector. With a view to ensuring

adequate and balanced flow of institutional credit to such priority sectors, NABARD has been

preparing Potential Linked Credit Plan (PLP) annually which is the basis for preparation of

Annual Credit Plan of banks at the district level. The credit projections made in the PLPs are

aggregated in State Focus Paper (SFP) which is presented in a State Credit Seminar. The Paper

charts out the infrastructure and other requirements needed for achieving the credit

projections. The PLPs for all the 21 districts of Haryana for 2016-17 have already been

circulated to all stake holders for meaningfully translating the potential into banking credit

plans. This Paper projects credit potential of ` 106334.88 crore for the State for 2016-17,

showing a growth of 19.41% over the projections for the previous year.

The then Working Group of Planning Commission, Government of India, had envisaged that

during the 12th Five Year Plan, 30%-34% of total loans for agriculture should be for investment

purposes so as to attain 4% growth under agriculture in the GDP. Therefore, in order to give

focused attention on agriculture term lending, NABARD has kept the theme of the State Focus

Paper for 2016-17 as “Accelerating the pace of capital formation in agriculture and

allied sector”. The projections for agriculture term lending have been made at ` 22885.86

crore as compared to ̀ 15197.64 for the year 2015-16 registering a growth of 51%. Further, with

a view to give boost to long term investment credit in agriculture, the Government of India

during 2015-16 placed with NABARD `15000 crore under “Long Term Rural Credit Fund” for

providing refinance support exclusively for Cooperative Banks and Regional Rural Banks

(RRBs).

2. Overview of State Focus Paper 2016-17

2.1 State Profile

Haryana is located in the northwest part of the country and its climate is arid to semi-arid.

There are two agro climatic zones in the state. Agriculture remains the mainstay of Haryana’s

economy. The State has made rapid strides in agricultural production and is a leading State in

wheat production and productivity, as well as in mustard. A pioneer productivity State in the

adoption of resource conserving technologies, like zero tillage, Haryana was awarded “KRISHI

KARMAN AWARD” for three consecutive years 2011-12, 2012-13 and 2013-14 for outstanding

performance in wheat production and productivity in the country. The State is second largest

contributor of food grains to the Central Pool. Wheat, Rice, Rapeseed & Mustard, Bajra, Cotton

and Sugarcane are the major crops in the State with considerable scope for agricultural

diversification.

The total reported area of the State is 44.21 lakh ha, total cultivable area is 36.64 lakh ha out

of which net sown area is 35.13 lakh ha, which is 95% of total cultivable area and 79.46 % of

total reported area. Gross cropped area is 63.76 lakh ha and gross irrigated area is 56.72 lakh

ha with Cropping Intensity of 181.5%.

For administrative purpose the state is divided into four divisions, 21 districts, 62 sub-

divisions, 126 blocks, consisting of 154 towns and 6841 villages.


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The Economic growth of Haryana has been exemplary since its creation with average annual

growth rate of 8.8% during the period of 11th Five year plan (2007-12). The growth in State

GDP for the year 2013-14 at current prices (QE) was estimated at 7%, higher than the growth

of 4.5% recorded by the Indian Economy as a whole. Though, geographically a small State

accounting for only 1.4 per cent of the total area of the country, the contribution of the State

in the National Gross Domestic Product at constant (2004-05) prices has been recorded as 3.5

percent as per the Quick Estimates (QE) of 2013-14.

2.2 Banking Profile

The State had a network of 59 banks with 4884 branches as on 31.03.2015. Banking network

includes 26 Public Sector Commercial Banks & 11 Private Sector Commercial Banks (together

3674 Branches), one RRB (597 Branches), Short-term Cooperative Credit Structure (STCCS)

with The Haryana State Cooperative Apex Bank Ltd. (HStCB) at the State level and 19 DCCBs

(594 Branches), Long-term Cooperative Credit Structure (LTCCS) with The Haryana State

Cooperative & Agriculture Bank Ltd. (HSCARDB) at the State level and 19 District Primary

Cooperative Agriculture & Rural Development Bank Ltd. (DPCARDBs). Besides this, 663

Primary Agricultural Credit Societies (PACS) also cater to the crop loan needs of the farmers

under STCCS. As many as 2154 branches are providing banking services in rural areas and

1117 branches in semi urban areas. Total number of 456 new bank branches were opened

during the year 2014-15.

2.3 Ground level Credit (GLC) flow

Targets under annual credit plan were fully achieved during the last two years. Agency-

wise/broad sector-wise GLC flow during last two years is given below:

Agency wise GLC flow during last two years (` Crore)

Agency 2013-14 2014-15

Amount % share Amount % share

Commercial Banks 51441.54 76.9 58792.34 78.0

Regional Rural Bank 5179.94 7.8 5699.69 7.6

Cooperative Banks 9840.55 14.7 10488.50 13.9

Others 425.55 0.6 413.05 0.5

Total 66887.58 100 75393.58 100

Broad sector-wise GLC flow during last two years (` Crore)

Sector 2013-14 2014-15

Amount % share Amount % share

Crop Loan 31198.99 46.64 35805.07 47.49

Agri Term Loan 12121.41 18.13 10225.18 13.56

Total Agriculture 43330.40 64.78 46030.25 61.05

MSEs 13087.12 19.57 15674.50 20.79

Other Priority Sector 10470.06 15.65 13688.80 18.16

Total 66887.58 100 75393.55 100

Agency-wise &broad sector-wise details for the last three years are given in Annexure-II.


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2.4 Promotion of Protected Cultivation in Haryana State

After the advent of green revolution, more emphasis is to be laid on the quality and increase in productivity of the agricultural produce. Polyhouse or cultivation in the protected environment is the most practical method of achieving this objective. An area of 484.34 hectare under poly houses, 681.29 hectare area under plastic tunnel and 1743.29 hectare under mulching has been covered till 2014-15. The State Horticulture Department and National Horticulture Board are providing subsidy for promotion of protected cultivation. Further, Centre of Excellence for Vegetable at Gharounda (Karnal district) is also engaged in propagating cultivation of vegetables under protected environment. NABARD has also prepared a “Banking Plan” for ̀ 37.57 crore projecting an additional 1781 ha area to be covered under protected cultivation in State during 2015-16.

2.5 Rural Infrastructure Development Fund (RIDF)–Sanction / Disbursement

2.5.1 The infrastructure projects, which are critical for the development of the State identified through feedback from various development departments, farmers in the field, farmers clubs, etc. have been presented in Annexure-III. The required interventions and projects to bridge these infrastructure gaps and the assessment of corresponding investments have been made with a view to achieve increased production, productivity and credit flow. NABARD has been supporting creation of rural infrastructure for about two decades under RIDF which ultimately increases credit absorption capacity. The sector-wise sanctions/ disbursements made till 30.09.2015 are as under:

(` Crore) Sr. No

. Sector

No of Projects

RIDF Loan Sanctioned

Cum. Disbursement

% Ach

No of Projects

Completed

1 Irrigation 1357 1693.78 1293.60 76 1202

2 Allied (AH, Drains, WH)

881 443.32 265.02 60 744

3 Rural Connectivity 390 1598.41 1057.50 66 307

4 Social Sector 859 1082.70 845.92 78 740

5 Power Sector 146 92.14 82.31 89 146

Total 3633 4910.35 3544.35 72 3139

2.5.2 Based on the critical infrastructure identified in the Base PLPs for the year 2015-16 and

also the newly emerged infrastructure requirements in the districts of the state the assessment

of the potential investment required has been updated as under:

Sr. No.

Sector

Potential Investment Required during 2016-17 (` Crore) Projects which have not

figured in State Plan Projects having linkage with

Farmers' Livelihood Total

Outlay Outlay Outlay 1 Agri. & Related Sector 279.69 30 309.69 2 Food Processing 0 0 0 3 Irrigation 180 0 180 4 Rural Connectivity 110 53.5 163.5 5 Storage and Marketing 136 0 136 6 Power Generation 5 0 5 7 Social Sector – Drinking

water, Sanitation 0 218.5

218.5 TOTAL 710.69 302 1012.69


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2.6 Financial Inclusion

2.6.1 Pradhan Mantri Jan Dhan Yojana (PMJDY)

The PMJDY, envisaging bank account for all households, issue of RuPay Card, overdraft facility and insurance coverage of all account holders, was launched in the State on 28 August 2014. The opening of accounts was taken by the banks in the State on a Mission Mode. The Hon’ble Chief Minister of Haryana has announced on 12 December 2014 that the State has been completely financial included as on date. A total of 5141132 accounts have been opened in the State by various banks out of which in 42,08,472 accounts Rupay Cards have been issued. DCCBs have opened only 13723 accounts as against 7,83,819 lakh accounts opened by RRB. 2.6.2 Launching of 03 Social Security Schemes i.e. Pradhan Mantri Suraksha Bima Yojna (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojna (PMJJBY) and Atal Pension Yojna (APY) Moving on from Jan Dhan Yojna to Jan-Suraksha, Hon’ble Prime Minister launched 03 Social Security Schemes namely Pradhan Mantri Suraksha Bima Yojna (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojna (PMJJBY) and Atal Pension Yojna (APY) on 9th of May 2015. The State has made significant progress under PMJJBY and PMSBY. 7,79,313 persons had been enrolled under PMJJBY and 24,85,401 persons under PMSBY till 30 September 2015. However, a lot needs to be done under APY where only 10,531 persons could be enrolled.

2.6.3 Initiatives undertaken by NABARD

NABARD has been maintaining Financial Inclusion Fund (FIF) for supporting various

initiatives aimed at financial inclusion. The assistance is provided by way of grant to banks,

NGOs and other stakeholders for their capacity building, conduct of financial literacy

awareness workshops/programmes, etc. to achieve the objective of financial inclusion.

2.6.4 Core Banking Solutions (CBS) in Cooperative Banks

NABARD has facilitated migration of the cooperative banks in the State to CBS platform,

offering them level playing field at par with other banks. The Banks have also adopted post-

CBS technology as all the banks are live on NEFT, RTGS and DBT.

2.7 Banking Plan for Area based schemes – Haryana State

The declining trend in financing for term loan under agriculture by the banks for capital

formation has been a matter of serious concern. To augment term lending for agriculture

activities, NABARD had prepared a banking plan in consultation with banks and other stake

holders with the following credit projections for the years 2015-16:

(` Crore)

Potential activity Identified districts No of Units

Total Fin. Outlay

Bank Loan

Protected cultivation

All Districts (for 2015-16) 1781 150.71 37.58*

Dairy Development All the districts 89557 537.35 483.61

Underground pipe line (UGPL)

Rewari, Hisar, Mahindergarh, Bhiwani, Sirsa, Fatehabad & Jhajjar

7174 75.68 68.11

Sprinkler sets Rewari, Mahindergarh, Bhiwani and Jhajjar

5557 11.11 10.00

Laser Land Leveller Rewari, Hisar, Rohtak, Jind, Sirsa and Fatehabad

1905 66.69 60.02


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2.8 SHG – Bank Linkage Programme, WSHGs

The SHG-Bank linkage programme launched by NABARD during 1992-93, has emerged as the

primary model for providing micro finance services in the country. As many as 60450 savings

linked and 36151 SHGs credit linked having `274.38 crore outstanding as on 31.03.2015.

Target has been set for formation of 6,250 SHGs and credit-linkage of 12,500 SHGs during the

year 2015-16 for the State.

The Women SHG programme is being implemented by GoI in 150 identified backward districts of the country. Mewat and Sirsa from the State have been identified under the programme. Financial Assistance has been sanctioned by NABARD under the Fund for promotion/credit-linkage of 3,000 WSHGs in both the identified districts.

2.9 Joint Liability Groups (JLGs)

The Hon’ble Union Finance Minister during his Budget Speech for 2014-15 has announced to

provide finance to 5 lakh JLGs of ‘Bhoomi Heen Kisan’ through NABARD. Haryana has been

allocated a target of 2,000 JLGs for the year 2015-16, as against which 1683 JLGs have been

financed upto December 2015.

2.10 Farmers' Club Programme

The Farmers' Club Programme is a pioneer programme of NABARD, which was launched in

November 1982 to promote "Development through Credit". In the State 50 Farmers' Clubs

have been formed during 2015-16 (as on 31.12.2015), taking the cumulative number of

Farmers' Clubs in the State to 2362. The forum of farmers clubs is being used for technology

transfer.

3. Credit Potential and Sector-wise Issues

The broad sector–wise credit projections made in SFP for 2015-16 & 2016-17 are as under: (`Crore)

Sector 2015-16 2016-17 % of Increase from

2015-16 Crop Loan 45209.95 47857.78 5.86

Agri. Term Loan 15197.65 22885.86 50.59

Total Agri. Loan 60407.60 70743.64 17.11

MSE 14733.08 19487.27 32.27

OPS 13908.13 16103.97 15.79

Total 89048.81 106334.88 19.41

The district-wise/sub-sector-wise break-up of these projections is given in Annexure I.

Sectoral Issues

3.1 Issues relating to Rural Financial Institutions in the State:

There is a need for STCCS to increase deposit as STCCS are having 12 % of the total number branches with only 2.70% share in the deposit base of the banking system in the State.

Poor recovery especially under LTCCS (NPAs>60%) has been a hindrance to flow of investment credit. Urgent steps are needed to improve the recovery performance and financial health of this structure.


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The operations of STCCS are mainly confined to disbursement of production credit. Achievement of cooperative banks for agriculture term lending stood only at 58% and 20% of the targets during 2013-14 and 2014-15 respectively. There is urgent need for diversification of business by cooperative banks, with emphasis on agricultural term lending, to improve their financial health, increase their share in the total banking business in the state and to cater to the needs of farmers.

RRB is having 12 % of the total number of branches in the State with only around 7 % share in lending.

The STCCS is required to achieve Capital to Risk Weighted Assets Ratio (CRAR) of 7% by March 2015 and 9% by March 2017. As on 31 March 2015, as many as 10 DCCBs had CRAR of less than 7%. There is thus need to augment the share capital of the STCCS.

After having opened accounts under PMJDY, the banks need to conduct financial literacy programmes for villagers so that they keep their accounts operative and also enrol their customers under PMSBY, PMJJBY and APY.

The farmers are being extended maximum loan of ì 1.50 lakh by the STCCS, irrespective of his/her land holding. There is need to review this decision and the farmers need to be provided loan to the extent of his/her requirement depending upon land holding, cropping pattern and scales of finance.

3.2 Crop Loan

Need to bring tenant agriculturists under the fold of institutional credit giving tenancy rights through legislation and financing them through JLG mode.

The agriculture in the State is dominated by Paddy-Wheat rotation, causing degradation in soil fertility and further fall in the underground water level. Maize, Soyabean and pulses in Kharif season are good alternative crops that can be grown in Haryana. Growing of Wheat, Maize and Soyabean in combination with Paddy is a good proposition for the conditions prevailing in the state.

State Govt. may encourage Public Private Partnership (PPP) in hybrid/quality seed production and formation of seed villages with proper technical knowhow and back up.

Development of terminal heat tolerant varieties of wheat, saline resistant varieties of oilseeds and pulses and hybrids of sunflower, paddy, and pulses is urgently required.

The Agriculture Department may make concerted efforts in creating awareness about use of organic manure.

Provide soil health cards to farmers to ensure balanced use of plant nutrients on the basis of soil test analysis

Yield gaps exist between the potential and real yield being harvested by the farmers. Yield gaps also exist between different districts of the state. Majority of these gaps are due to management practices and these yield gaps have to be bridged.

3.3 Water Resources Management

The depleting water level is a serious concern and warrants promotion of judicious use of groundwater by adopting activities like drip irrigation, sprinkler irrigation, underground pipeline, etc.

Considering the scarcity of water and stress on underground water, there is an urgent need to promulgate an Act/legislation to take control and regulate the situation of depleting groundwater, water quality, drainage and quality of irrigation water comprehensively.


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The State Government has launched a state-wide Participatory Irrigation Management (PIM) programme which is being coordinated by Irrigation Department and Agriculture Department. The impact/ success and weaknesses of the programme should be studied so as to take corrective steps, if required.

Out of 7.72 lakh agricultural pump sets installed in the State, about 2.15 lakh pump sets are diesel operated. The State Government may prioritize the provision of electrical connections to the agricultural pump sets, so that dependence on diesel pump sets can be reduced.

3.4 Land Development

Banks need to meet credit requirements of farmers in the watershed areas where community works have been undertaken

Arrangement for Certification of organic products and promoting market linkage for promotion of organic farming.

Demonstration of vermin-culture technology at district and block level.

3.5 Farm Mechanization

Primary Agriculture Credit Societies (PACS) and other state agencies and entrepreneurs may be encouraged to establish farm machinery centers and provide tractors and other implements on custom hiring.

Technical guidance and support for new farm machinery may be provided by the extension agencies to the farmers. The extension activities should essentially cover the aspect of standard and energy efficient farm machinery so as to conserve energy as well.

3.6 Plantation and Horticulture

The extension agencies may motivate farmers to shift to high value crops like fruits, vegetables, floriculture, etc. and provide marketing assistance linking with the Agri-Export Zones.

Strengthening of post-harvest infrastructure like pre-cooling, grading, packing, efficient transportation (refrigerated vans), cold storage, processing, canning, etc., need to be encouraged by public private participation in potential districts and in food park areas.

There is need to give emphasis for promoting shorter gestation crops, exotic vegetables and fruit crops, medicinal & aromatic plants, commercial floriculture, etc.

Bio control labs, plant health clinics, leaf/tissue analysis labs as a part of Integrated Pest & Nutrient Management to be encouraged at district level.

Banks may take advantage of Model Bankable projects for protected cultivation prepared by NABARD and horticulture department and finance the activity as per the banking plan prepared by NABARD.

3.7 Forestry and Wasteland Development

There is need to establish market tie-up to promote agro forestry.

Limited credit support by banks due to long gestation period and absence of technological know-how.

3.8 Animal Husbandry

Clean milk production and good management practices can be adopted in better way in larger dairies. The farmers may be motivated to establish commercial units.


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State Govt. may consider providing further incentive to Murrah buffalo breeders for conservation and genetic improvement of breed giving more than 20 liters of milk.

Balanced feed and fodder availability may be ensured by providing low cost ration and better quality fodder seeds to the farmers. The silage making and feeding during lean season would be promoted.

The tiny livestock units mainly serve as source of subsistence or extra income and have poor capacity to absorb/adopt new technologies. To make the dairying entrepreneurship more economically viable, there is need to popularize small to medium dairy farms (20+ milch animals) instead of small tiny dairy units.

Special emphasis may be given to produce large numbers of progeny tested (proven) elite bulls of Murrah Buffalo and Hariana & Sahiwal breeds of cattle for genetic improvement.

Use of sexed semen of elite bulls may be encouraged for further genetic enhancement. Basic diagnostic services are lacking in villages and hence “Lab on Wheel” facility maybe introduced. Like the seed village concept, Murrah village for semen production and genetic improvement has to be promoted.

3.9 Computerization of Land Records

Mortgage/Registration of charge on mortgaged land may be made online to save time and money involved in registration of mortgage deed.

Free access to land records like Farm jamabandi, Khasra Khatauni etc. may be made available through the website of concerned departments of State Government, without any fee or at a nominal fee.

Legal/procedural amendments/reforms required for facilitating the purpose.

3.10 Export

Improved and increased access of bank finance to SME can increase the likelihood that these firms can internationalize leading to an increase in their sales, profitability, competitiveness, market share and technological awareness.

Foreign Bank branch network need to be enhanced in the state to promote export finance aggressively. These branches can consolidate the financial business of Export houses at a single point by handling their trade finance, currency transactions, project loans, payroll, cash management investments and deposit accounts throughout the world.

3.11 Education

Banks need to give focused attention to education loan portfolio. Generally, the student is given loan from the service area of the branch where he resides and not the branch where the institute is located.

Banks may hold special camps /Education Loan Mela at the beginning of academic session and sensitize the student/parent about availability of education loan and interest subvention offered by the govt.

3.12 Housing

Enhancing per Unit Assistance Grant to BPL Families under IAY will help in promotion of housing under DRI.

Focus of Housing need to move from “access to shelter “ to “access to habitat” implying access to civic infrastructure as well as livelihood and community infrastructure such as anganwadis, primary health centres etc, will create an opportunity for unleashing the human potential of families to pursue a life of quality and dignity.


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Development of Secondary mortgage market will deepen the housing finance in the district.

There is need to address the housing demand of middle income group, designed for small amounts, flexible repayment terms and imperfect collateral.

3.13 Social Infrastructure

Supporting infrastructure should also be planned/built to commensurate with rising demand for housing

Rehabilitation of rising slum population by providing affordable housing should be stepped up.

Long gestation period of six to eight years of housing projects, accentuated by multiple approvals to be obtained from multiple authorities in a two to three year time period needs to be simplified.

4. New Business Initiatives of NABARD

4.1 Direct Refinance Assistance to Cooperative Banks

Direct Refinance Assistance to Cooperative Banks is a short term multipurpose credit product meant for enabling cooperative banks to diversify their loan business as crop loan financing is essential but not mainstay for sustainable viability. This product will also enable cooperative banks to maximize income by fixing variable rate of interest & remain competitive in the market. This will bring about commercial outlook in cooperative banks.

4.2 Producers’ Organisation Development Fund

There is need to promote Producers’ Organisations so as to harness the inherent benefits of bulk purchasing, storing and marketing. With this objective in mind, NABARD has established this Fund to meet credit (working capital and term loan) requirements, capacity building and marketing facilities for Producers Organisations

4.3 PACS as Multi Service Centres (MSCs)

PACS are generally meeting out the credit requirements of its members. However there is a need to provide other services to the farmers. The PACS should be developed as a One Stop Shop for meeting all the needs of the farmers. Realizing the opportunities and needs of the farmers in the areas like storage facilities, agro services, marketing, agri information agro -processing, agri-transportation, consumer stores & other misc. activities etc., other than crop loan, NABARD provides financial support to the Primary Agriculture Credit Society (PACS), either directly or through the regular refinance channel for converting them into Multi Service Centres (MSCs).

4.4 NABARD Infrastructure Development Assistance (NIDA)

NABARD Infrastructure Development Assistance (NIDA) programme was designed for State Governments and State-owned organizations. NIDA aims to fund rural infrastructure creation by providing assistance to state governments, outside RIDF, and on flexible terms (customized product with longer repayment period), and to state-owned organizations through direct financing based upon risk appraisal of the specific project.

4.5 Warehouse Infrastructure Fund (WIF)

GoI has created NABARD with a Warehouse Infrastructure Fund (WIF) of ì 5000 Crore for providing loans to corporate, companies, statutory bodies, state-owned entities, etc. to meet the requirements for creation of scientific warehousing infrastructure for agriculture commodities in the country.


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5.0 Policy Initiatives of NABARD

Medium Term Refinance Product- The medium term refinance product will include all the

investment credit activities eligible for getting long term refinance from NABARD.

Long Term Rural Credit Fund: An amount of ì 15000 crore has been allocated under

LTRCF for 2015-16

ì 25,000 crore has been allocated under RIDF for 2015-16. Following new activities have

been included for financing under RIDF:-

Solid Waste Management and Infrastructure works related with sanitation in Rural

areas

Infrastructure works related with alternate sources of energy viz. Solar, wind, etc.

and Energy conservation

Hydel projects upto 25MW ( from existing 10 MW)

5/10 MW Solar Photovoltaic Power Plant

Assistance to RRBs and Cooperative Banks for training the BCs/CSPs/BCAs/BFs

engaged by them is available for their capacity building in the areas of banking/financial

products and services

A Special Fund with a corpus of ì 2000 crore was created in NABARD 2014-15 for

making available affordable credit to agro-processing units in the Designated Food

Parks (DFPs) and individual processing units set up in the DFPs.

Funding under NIDA to State Government and State owned institutions for

development of infrastructure in rural areas.

Guidelines for relief measures by banks in areas affected by Natural Calamities have

been revised.

NABARD has been accredited as National Implementing Entity of Green Climate Fund

& NAFCC

The Green Climate Fund has been designated as an operating entity of the financial

mechanism of the UNFCCC to promote a paradigm shift towards low emission and

climate resilient development pathways.

NABARD constituted National Advisory Committee on Produce Fund along with other

officials from MoF, MoA, GoI, NDDB, SFAC etc., to review the critical issues relating to

FPO sector.

NABKISAN Finance Ltd., a subsidiary of NABARD to provide financial support to

eligible FPOs with refinance assistance and other support facilities from NABARD

A scheme has been introduced for promotion of Farmer Producer Organisations (FPOs)

for implementation by partnering with technically competent agencies.

NABARD has started a Pilot programme for Digitization of SHGs

6.0 Important Announcements by GoI in Union Budget 2015-16

Agri. Credit target of ` 8.5 lakh cr. for 2015-16.

`5300 crore for micro irrigation, watershed development and the Pradhan Mantri

Krishi Sinchai Yojana.

Support to the Agriculture Ministry's organic farm scheme 'Parampara Krishi Vikas

Yojana' and 'Pradhan Mantri Gram Sichai Yojana (PMGSY). Need to ensure "per drop

more crop"

Creation of a National Agricultural Market, which will benefit the farmers by

moderating price rises.

Merger of Forwards Markets Commission with SEBI.


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Rural Housing to be given impetus (4.0 crore rural houses by 2022). Investment

requirement - at least `4.0 lakh cr)

Rural connectivity - need of completing 1 lakh Km and building another 1 lakh KM by

2022.

Initial allocation of `34,699 cr for the MGNREGA (addl. `5000 cr depends on tax

revenue)

To improve employability of rural youth, the Deen Dayal Upadhyay Gramin Kaushal

Yojana has been launched. (`1500cr)

`1000 cr. for promotion of Solar Energy

Tax free infrastructure bonds for the projects in the rail, road and irrigation sectors.

The PPP mode of infrastructure development will be revisited, and revitalised.

Establish the Atal Innovation Mission-AIM

Creation of a Micro Units Development Refinance Agency (MUDRA) Bank, with a

corpus of `20,000 cr, and credit guarantee corpus of `3,000 cr.

Launching of a National Skills Mission through the Skill Development and

Entrepreneurship Ministry (to consolidate skill initiatives spread across several

Ministries and allow us to standardize procedures).

Pradhan Mantri Suraksha Bima Yojna to be launched soon - will cover accidental death

risk of `2 lakh for a premium of `12/year.

Atal Pension Yojana - will provide a defined pension, depending on the contribution

and its period (Govt. will give incentive, initially)

Pradhan Mantri Jeevan Jyoti Bima Yojana which covers both natural and accidental

death risk of `2 lakh with a premium of `330 per year, for the age group 18-50.


1

44212 Agro-climatic Zone

62

126

6841

6083 Normal Actual 2010-11 2011-12 2012-13

568 350 550 457

4421 -38% -3% -31%

39Annual Ground

Water Draft

606 9.45

28

9 Holding Area

27 Nos. % to Total ha. % to Total

128 778142 48.11% 360474 9.89%

21 314818 19.47% 462703 12.69%

3513 354624 21.93% 1134068 31.11%

6376 123898 7.66% 865840 23.75%

2863 45829 2.83% 822519 22.56%

181.5% 1617311 100.00% 3645604 100.00%

2480 Total Male Female Rural Urban

1617 25351 13495 11856 16509 8842

1528 5114 2710 2440 3720 1394

262 Nil Nil Nil Nil Nil

NA 16599 9794 6805 10158 6441

4645 858 NA NA 638 220

4718 3352 4270

3159 4718 3238

858 3214 3261

6764 17444 193

431 69

2465 10028

2704

NA 723457

2953 1164671 492311

6764 NA

6759 4080 34

487321 22

3221 26216

NA 238346 19

3072

2162 27703 107

1650 25668 72

_ 4334 6035000

1 42800 198

5680 445020 267000

No of units Cap.[MT]

Area ('000 ha) Prod. ('000 T) Area('000 ha) Prod. ('000 T)

1215 3976 1234 3757 3272

2497 11117 2531 13119 4452

411 785 576 1175 1910

56 28 65 33 500

68 47 53 83 75 1128

27 3.33

Category of animal Total Male Female 2799

Cattle - Cross bred 996 160 836 20

Cattle - Indigenous 812 311 501 NA

Buffaloes 6085 938 5147 15

2 5

5969

Goat 369 72 297 NA 37

Fish 111480 745

Horse/Donkey/Camel 59 8 51 Egg 45790 166

Milk 7901 805

Meat 14125 152

Sources: (i) Statistical Abstract of Haryana 2013-14 (Publication No. 1092 of DESA, Haryana, 2015); (ii) Department of Agriculture, Haryana;and (iii) Economic Survey of

Haryana 2014-15, (Publication No. 1094 of DESA, Haryana, 2015) (iv) 19th Livestock census 2012

Production [Lakh Nos] Per cap avail. [nos/p.a.]

Poultry - Cross bred &

Indigenous42821 NA NA

Production ['000 MT] Per cap avail. [gm/day]

Production [MT] Per cap avail. [gm/day]

Improved Fodder Farms [Nos] Slaughter houses [Nos]

Pig - Cross bred &

Indigenous127 51 76

19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY

Production [MT] Per cap avail. [gm/day]

Sheep - Cross bred &

Indigenous363 80 283

Animal Husbandry Tng Centres [Nos] Fish Markets [Nos]

Dairy Cooperative Societies [Nos] Poultry hatcheries [Nos]

Disease Diagnostic Centres [Nos]Milk Collection Centres

[Nos]Artificial Insemination Centers [Nos] Fishermen Societies [Nos]

Animal Breeding Farms [Nos] Fish seed farms [Nos]

Animal feed (Cattle/Poultry/Fishmeal) Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India)

17. ANIMAL POPULATION AS PER CENSUS 2012 [in '000] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES

Veterinary Hospitals/Dispensaries [Nos] Animal Markets [Nos]

595 2384 602 2621 692Meat (Chicken/Mutton/Pork/Dry fish)

Dry-fruit (Cashew/Almond/Raisins) Jowar

Cotton (Ginnining/Spinning/Weaving) Gram

Milk (Chilling/Cooling/Processing)Cotton

Sugarcane (Gur/Khandsari/Sugar) Rice

Fruit (Pulp/Juice/Fruit drink) Wheat

Spices (Masala Powders/Pastes) Bajra

15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS

Type of Processing ActivityCrop

2012-13 2013-14 Avg. Yield

[kg/ha] Food (Rice/Flour/Dal/Oil/Tea/Coffee)

Area irrigated by Other Sources Public Transport Vehicle [Nos] Cold Storage [Nos]

Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] Cold Store Capacity[MT]

Area irrigated by Tubewells Length of Pucca Road [Km] Godown Capacity [000 ton]

Area irrigated by Tanks Length of Railway Line [Km] Warehouse Capacity[MT]

Irrigation Potential Created Harvesters [Nos]Krishi Vigyan

Kendras[Nos]Net Irrigated Area(Total area irrigated at least once) 14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING

Area irrigated by Canals / Channels Rural/Urban Mandi/Haat [Nos] Wholesale Market [Nos]

13. IRRIGATION COVERAGE ['000 Ha] Agriculture Tractors [Nos] Plantation nurseries [Nos]

Total Area Available for Irrigation (NIA + Fallow) Power Tillers [Nos] Farmers' Clubs [Nos]

Villages having Potable Water Supply Certified Seeds Supplied [MT] Agro Service Centres [Nos]

Villages connected with Paved Approach Roads Pesticides Consumed [MT] Soil Testing Centres [Nos]

Villages having Banking Facilities 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE

Villages having Primary Schools Fertiliser/Seed/Pesticide Outlets [Nos] Agriculture Pumpsets[Nos]

Villages having Health Centres Total N/P/K Consumption [MT] Pumpsets Energised [Nos]

Villages having Agriculture Power Supply Primary Health Centres Hospitals

Villages having Post Offices Primary Health Sub-Centres Hospital Beds

BPL Households Having access to banking services Having radio/TV sets

10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos]

Villages Electrified Anganwadis Dispensaries

8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households]

Total Households Having brick/stone/concrete houses Having electricity supply

Rural Households Having source of drinking water Having independent toilets

Workers engaged in Household Industries Scheduled Tribe

Workers engaged in Allied Agro-activities Literate

Other workers BPL(Households)

Cultivators Category

Of the above, Small/Marginal Farmers Population

Agricultural Labourers Scheduled Caste

Area Cultivated More than Once >10 ha

Cropping Inensity [GCA/NSA] Total

6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000]

Other Fallow >1 to <=2 ha

Net Sown Area >2 to <=5 ha

Total or Gross Cropped Area >5 to <=10 ha

Permanent Pasture and Grazing Land 5. DISTRIBUTION OF LAND HOLDING

Land under Miscellaneous Tree CropsClassification of Holding

Cultivable Wasteland

Current Fallow <= 1 ha

Forest Land Availability of Ground

Water [BCM]

Annual Replenishable

Ground water Resource

Net Annual Ground Water

Availability

Area Not Available for Cultivation 9.31 8.63

No. of Villages (Inhabited) 4. RAINFALL & GROUND WATER

No. of Panchayats

Rainfall [in mm]3. LAND UTILISATION ['000 ha]

Total Area Reported Variation from Normal

No. of Sub Divisions Climate Arid to semi-arid

No. of Blocks Soil Type Alluvial

State Profile

State - Haryana

1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE

Total Geographical Area (Sq.km) 2


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