A new processor option

Merchant infoExcluded merchants: Bankruptcy attorneys Pawn shops Credit repair agencies Coin dealers

Merchant infoIncluded merchants: Jewelry stores Travel/vacations/timeshares Home-based businesses Clothing Car audio Full amount of used cars (processor

does take a position on the note)

No merchants are turned down due to credit/bank statements (leasing company may still decline, however).

Merchant does not need to furnish bank statements or IRS forms. Merchant must furnish:

Business license Voided check Driver’s license

Merchant must lease/purchase terminal and check reader

No setup fee $7.00 application fee for single check

conversion option1.5% +$0.20 fee for single check

conversion

Customer info Financing terms: 45 days, 60 days, 90

days, 135 days, 180 days Limits/warranty fees:

$0 - $1500 – 8%$1501 - $2500 – 15%

Customer must present ID, paycheck stub or bank statement (if self-employed)

If customer has 1 or fewer NSFs in past 6 months, merchant receives full amount of funds

If customer has 2 - 5 NSFs in past 6 months, merchant receives the downpayment and the balance is “paid when paid”

If customer has 6 or more NSFs in previous 6 months, s/he does not qualify

Customer may request to have funds withdrawn weekly, biweekly or once a month

Transaction process Transaction process

Merchant:

1. logs into website2. fills in application online, receives

transaction number3. faxes in bank statement or check stub

along with transaction number4. submits down payment check via check

reader/terminal along with transaction number

5. receives approval notification within 10 minutes

Questions?Call James Kosmatka at 800/330-7221 or email at platinumonellc@gmail.com