Empowerment

Affordable Housing Program Staff

Promotion of Empowerment

• Up to 8 points (7 for Rental)• Empowerment plan• Referring residents to services will not

qualify for points• Should be available to residents on an

ongoing basis• Clear and defined benefit to the entire

population

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Comprehensive Empowerment Plan

• Plan should outline:– how empowerment offerings were chosen– the relevancy to the population served– experience of the sponsor and/or service provider

• Plan should address each 7 minimum requirements for each point initiative sought after (next slide)

• Pick one initiative per category– Do not submit multiple options for us to decide

which would qualify best for the category

• The FHLBank reserves the right to disqualify empowerment initiatives that appear to be structured or proposed for the purpose of “gaining points.”

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7 Minimum Requirements

1. Description of service to be offered and how it will be carried out

2. Goals of the offering including expected outcome/benefit to residents

3. Qualifications and experience of the sponsor and/or service provider

4. Description of how the services being provided are unique to the project and differ from what is already available to the general public

5. Frequency, location, and transportation options if not on-site. How services will be funded and cost to the residents.6. Detail how fulfillment of initiative will be verified at completion monitoring7. Plan signed by the sponsor and each service provider

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Pages 20-21 of 2019 Implementation Plan

Empowerment Categories – 1 point each

• Employment• Educational• Daycare Services or After School Programs• Homebuyer Pre-Purchase Counseling, OR Tenant Counseling

w/ Financial Literacy Training• Sweat Equity (Homeownership only)• Residents’ Council/Homeowners’ Association• Other services that assist residents to move toward better

economic opportunities– Health, Nutrition, & Wellness– Life Quality

5

Employment Initiatives

• Vocational/technical training• Resume building/interview techniques• Business etiquette• Job placement programs

6

Educational Initiatives

• GED/HSE preparation and testing• ESL or other reading literacy programs• Computer classes• Entrepreneurship programs• Scholarship programs

7

Daycare Services or After School Programs

• Licensed childcare facilities• After-school, weekend, evening and summer youth

programs• Adult daycare services• Age appropriate child enrichment programs such as:

organized learning structured play groups, scouting programs, 4-H activities

8

Homebuyer Pre-Purchase Counseling, OR Tenant Counseling with Financial Literacy Training

• Member-provided financial classes • Credit repair/counseling • Budgeting/money management • Provision of matched savings programs • FAFSA student loan education and training • Assistance accessing benefits such as

social security, disability, etc.

9

Sweat Equity (Homeownership Project Only)

10

Residents’ Council/Homeowners’ Association

• Affects the operation of the project• Homeowner's Association for

homeownership project

11

Other – Health, Nutrition, & Wellness

• Partnership with local food access, on-site food distribution, food pantry

• Healthy food education and training • Community gardens • Physical fitness/exercise programs • On-site health clinic

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Other – Life Quality

• Adult and child mentoring programs• Life coach/resident advocate • Life skills training to include cooking, home

maintenance, housekeeping, parenting skills, vehicle maintenance, etc.

• Legal services • Transportation sharing (exclusive of Uber,

Lyft or other similar services)

13

Monitoring Evidence of Fulfillment

Acceptable documentation may include, but is not limited to, a combination of the following:1. Resident surveys indicating

awareness/utilization of empowerment initiatives offered

2. Calendar, newsletter displaying schedule of empowerment initiatives

3. Sign-in sheets/attendance logs 4. Meeting minutes 5. Course or class curriculum/agenda/outline 6. Materials handed out to empowerment

initiative attendees 7. Photos or such evidence relevant to

demonstrate fulfillment

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Reminders

Points will not be awarded if there is an overlap between empowerment and supportive

services

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Simply providing a flyer or printout of the service provider’s website is not enough

AFFORDABLE HOUSING PROGRAM STAFF

VP, AHP Portfolio ManagerTrish Lewis – plewis@fhlbi.com

AHP Production ManagerMike Recker – mrecker@fhlbi.com

AHP Senior Compliance AnalystDevin Day – dday@fhlbi.com

AHP Senior Compliance AnalystErica Petty-Saunders – epsaunders@fhlbi.com

AHP Compliance Analyst IIAshlen Nisley- anisley@fhlbi.com

Federal Home Loan Bank of Indianapolis

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(800) 688.6697 (toll free) www.fhlbi.com