edmonton new home guide - dec 18, 2015

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DEC 18, 2015 - JAN 15, 2016VOLUME 27, ISSUE 13, FREE

EDMONTON EDITION

INSIDE THIS ISSUE

THE GREAT INTEREST RATEADVANTAGE FOR HOMEBUYERS

ECONOMY, HOUSING MARKET SET TO IMPROVE IN 2016

FIRST-TIME BUYERS: 3 TIPS TO HELP YOU ENTER THE MARKET

FRONT DRIVE HOMESFROM HIGH

$390sSTREET TOWNS

FROM

$290sSEMI-ATTACHED HOMES

FROM

$320sLANED HOMES

FROM

$300s

K-8 school coming soon

Shops & services under construction

15 showhomes now open

Your next chapter starts in Southfork from the $290s

Southfork Showhomes are closed December 24 January 2 From street towns to front drive homes,

from as low as the $290s

54 ft wide Estate lots coming in 2016

[ NO CONDO FEES ]

Featuring Homes by Award Winning Builders

15 SHOWHOMES

SELLING C

OMMUNITY

LEDUCS #1

The best value in the Greater Edmonton Region. Discover southforkleduc.com

Street Towns pricing includes GST. Laned, Semi-Attached and Front Drive pricing includes lot & GST. Pricing subject to change without notice.

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FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM/EDMONTON

SALES CENTRE HOURS: Monday to Thursday 2pm-8pm; Friday to Sunday and Holidays 12pm-5pmFOLLOW US:

EXCELLENCE in HOUSING

2015 Awards of

*All illustrations are artists concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. Prices may vary according to lot selection and elevation. E.&O.E.

WEVE DONE OUR HOMEWORK FOR YOU.DISCOVER INCOMPARABLE VALUE ON ALL QUICK POSSESSION HOMES.

Before Mattamy builds anywhere, we research every possible

aspect of home and community building. Thats because our

aim extends beyond construction. We choose to build homes

and communities that people love to live in. Which, in short,

means we design to create happy homeowners. Thats why

our communities become real neighbourhoods in which

people can live well. And with thoughtful design, we create

spaces that are large, bright, and functionally elegant. We even

encourage all homeowners to make their homes their very own

with varieties of fl oor plans, elevations, colours, dcors, and

exclusive Architects Choice Options. Though youll fi nd our

prices far more than competitive, youll still always get more

than you pay for.

MATTAMY HOMES IS NORTH AMERICAS LARGEST HOME BUILDER WITH OVER 70,000 HOMES IN HUNDREDS OF COMMUNITIES

EDMONTONQuick Possession HomesFrom $304,990SALES CENTRE

The corner of 141 St. SW and Chappelle Dr. [email protected]

Visit our Sales Centres in Edmonton & Beaumont

FOR EXCEPTIONAL VALUE on all Quick Possession Homes

BEAUMONTQuick Possession HomesFrom $431,809SALES CENTRE

274 Reichert Drive, Beaumont, AB, T4X [email protected]

MATEDMONTON - MH NHG Single Page - DEC 19 Due:t 07/12/2015

File Name: MATEDMONTON-MH_CE CW_NHG_Mag Publication: New Home Guide

Trim: 7.5 x 10.5 Safety/V.O.: .25 DPI: 300

Bleed: 0.25 Colours: CMYK Built: 07/12/2015 - RKL

MATEDMONTON-MH_CE CW_NHG_Mag.indd 1 2015-12-07 5:11 PM

P 416.568.0811

145 Berkeley Street, Suite 200, Toronto, ON M5A 2X1

giantsandgentlemen.ca

DOCKET: BBC150008

CLIENT: Beaverbrook

JOB: Corporate

COMPONENT: NewHomeGuide Ad

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Get up to $18,750 in Developer Incentives.

Visit beaverbrook.ca for more details.

Every customer who purchases a home in a Beaverbrook community from November 5th December 31st can get up to $18,750 in incentives. Imagine the possibilities.

Dont miss your last chance to WIN $5,000 cash just for visiting a showhome!

Enter at any showhome in any Beaverbrook community betweenNovember 14th and December 20th for your chance to win $5,000 cash.

One winner every week.

Previous weeks winners: Name: Community: Builder: Laura Harris Hudson Park Cameron Homes Chad Rendle Robinson Bedrock Homes Mingguo Xu The Hills at Charlesworth Bedrock Homes

Last draw: December 21st

What would you upgrade?

What would you buy?

NW Edmonton SW Edmonton SE Edmonton Spruce Grove Leduc

P 416.568.0811

145 Berkeley Street, Suite 200, Toronto, ON M5A 2X1

giantsandgentlemen.ca

DOCKET: BBC150008

CLIENT: Beaverbrook

JOB: Corporate

COMPONENT: NewHomeGuide Ad

LANGUAGE: ENG

TRIM: 15 x 10.5

BLEED: .0.125

SAFETY: .25

SCALE: 100%

RESOLUTION: 300dpi

DIECUT: NA

COLOUR: 4/0



SPECIAL CULOUR 3: NA

P3VERSION

Dec 8, 2015

Body Copy Pt Size: NA

CD:

AD:

STUDIO:

ACCOUNT:

Get up to $18,750 in Developer Incentives.

Visit beaverbrook.ca for more details.

Every customer who purchases a home in a Beaverbrook community from November 5th December 31st can get up to $18,750 in incentives. Imagine the possibilities.

Dont miss your last chance to WIN $5,000 cash just for visiting a showhome!

Enter at any showhome in any Beaverbrook community betweenNovember 14th and December 20th for your chance to win $5,000 cash.

One winner every week.

Previous weeks winners: Name: Community: Builder: Laura Harris Hudson Park Cameron Homes Chad Rendle Robinson Bedrock Homes Mingguo Xu The Hills at Charlesworth Bedrock Homes

Last draw: December 21st

What would you upgrade?

What would you buy?

NW Edmonton SW Edmonton SE Edmonton Spruce Grove Leduc

14 Prescott Blvd.Spruce GroveLocated off of Grove Drive, accessible directly from Century Rd. via Hwy. 16 or 16A.

With unexpected luxury features and life-enhancing layouts,

every detail of an Averton home is created with the highest regard for design

and quality. From townhomes to breathtaking custom estates ranging from the

low $300s to over $1 million, Averton has a home designed for you.

At Avertondesign is everything.

AN

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NY

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ND

AY

HWY 16

EDMONTON

ST. ALBERTST. ALBERT

HW

Y 2

ANDERSON WAY

17

0 S

TRE

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ELLERSLIE ROAD

HWY 16

EDMONTON


HW

Y 2

ANTHONY HENDAY

1403 Ainslie Wynd SWAccessible off of Anthony Henday Drive, Terwilligar Drive and Windermere Blvd.

1303 Graydon Hill WayAccessible off of Anthony Henday Drive and Ellerslie Rd.

Move in tomorrow 4 models to choose from! The best value in Spruce Grove with Large backyards and a new K-9 school.

Sales Centre Now Open! SW Edmontons premier community for families with a new K-9 school opening in 2016.

Show Home Now Open! Graydon Hill is a hidden gem in Heritage Valley, featuring 4 car garages, 3 to 5 bedroom plans, and income suite opportunities.

Call 780.638.0174 [email protected]


HWY 16A

CEN

TUR

Y R

OA

D

Call [email protected]

averton.ca

See sales representative for details. Prices and specifications are subject to change without notice. E. & O.E.

Ravine living starting at $499,900!

Luxury homes starting at $485,900!

Single family starting at $394,900!

heritage valley

14 Prescott Blvd.Spruce GroveLocated off of Grove Drive, accessible directly from Century Rd. via Hwy. 16 or 16A.

With unexpected luxury features and life-enhancing layouts,

every detail of an Averton home is created with the highest regard for design

and quality. From townhomes to breathtaking custom estates ranging from the

low $300s to over $1 million, Averton has a home designed for you.

At Avertondesign is everything.

AN

THO

NY

HE

ND

AY

HWY 16

EDMONTON


HW

Y 2

ANDERSON WAY

17

0 S

TRE

ET

ELLERSLIE ROAD

HWY 16

EDMONTON


HW

Y 2

ANTHONY HENDAY

1403 Ainslie Wynd SWAccessible off of Anthony Henday Drive, Terwilligar Drive and Windermere Blvd.

1303 Graydon Hill WayAccessible off of Anthony Henday Drive and Ellerslie Rd.

Move in tomorrow 4 models to choose from! The best value in Spruce Grove with Large backyards and a new K-9 school.

Sales Centre Now Open! SW Edmontons premier community for families with a new K-9 school opening in 2016.

Show Home Now Open! Graydon Hill is a hidden gem in Heritage Valley, featuring 4 car garages, 3 to 5 bedroom plans, and income suite opportunities.



HWY 16A

CEN

TUR

Y R

OA

D

Call [email protected]

averton.ca

See sales representative for details. Prices and specifications are subject to change without notice. E. & O.E.

Ravine living starting at $499,900!

Luxury homes starting at $485,900!

Single family starting at $394,900!

heritage valley

in every issue

012 Editors Note

072 Neighbourhood Profi le

073 Whats Online

buyers resources

056 Mortgage Rates

069 Web Directory

advice

018 CHBA AlbertaThe great interest rate advantage for homebuyersby Jim Rivait

026 Fundamentally SpeakingA window of opportunity remains open for homebuyersby Wayne Karl

050 Mortgage AdviceFirst-time buyers 3 steps tohelp you get into the marketby Alyssa Richard

trending

032 CMHCEconomy and housing marketto improve in 2016

066 MortgagesMinimum down payment requirements set to rise

showhome review

061 Sterling HomesExplore the Sahara and Sensation duplex in Newcastle

property profi les

041 Tamani CommunitiesSouthfork: a vision of home.All stages. All ages

contentsDEC 18, 2015 JAN 15, 2016 | VOLUME 27 ISSUE 13

41district maps

014 Edmonton Region

023 West

031 Southwest

035 South

039 Beaumont

040 Leduc

045 Southeast

046 Sherwood Park

047 Fort Sask

049 Northeast

053 Northwest

065 Spruce Grove

067 Stony Plain

Pg 66 twice. was

awaiting the #

for mortgage pg

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES

Moe Lalani

SALES MANAGER, ALBERTA

Shelley Balla

EDITOR

Wayne Karl

ART DIRECTOR

Megan Pike

CONTRIBUTING EDITORS

Sara Duck (on leave), Elisa Krovblit ,Lydia McNutt (on leave)

SENIOR MEDIA CONSULTANT

Nancy Chemait 780.619.3241

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Bala Gnanapandithan

PRODUCTION CO-ORDINATOR

Greg Van Sluytman

GRAPHIC DESIGNERS

Miguel Cea, Mike Terentiev

PO Box 458. Station Main, Edmonton, AB T5J 2Kypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-tra c street boxes, stores, banks, fi nancial institutions and select condominium sales o ces.COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and o enders will be prosecuted under the law.TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to [email protected]. The views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

24RohitCommunitiesTimberidgeat Edgemont

ON THE COVER

TimberidgeAtEdgemont.com1 mug of hot cocoa

1 home

made

toque

warm mittens

2

1 mug of hot cocoa

1 homema

de t

oque

warm mittens2

1 mug of hot cocoa

1 home

made

toque

warm mittens

2

DEC 18, 2015 - JAN 15, 2016VOLUME 27, ISSUE 13, FREE

EDMONTON EDITION

INSIDE THIS ISSUE

THE GREAT INTEREST RATEADVANTAGE FOR HOMEBUYERS

ECONOMY, HOUSING MARKET SET TO IMPROVE IN 2016

FIRST-TIME BUYERS: 3 TIPS TO HELP YOU ENTER THE MARKET

+online

SEARCHHOME

NEIGHBOURHOOD

WITHDYNAMIC

MAPSLOOK FOR THE CIRCLE

+PHOTOS+VIDEOS+ADVICE+INSPIRATION+TRENDING

MORE

61

72

MASSIVE YEAR-END

SALES EVENTStep into a Morrison showhome. Step out inspired.You deserve the home you want. From fixtures to finishings, Morrison Homes gives you more. More space. More selection. More confidence it will be built right.

Explore galleries, floorplans, showhome maps and more at MorrisonHomes.ca

me the kitchen of my dreams

THE HOMEBUYERS BEST FRIENDTM

Duplex Homes

Landon Carlson 587.520.093216720 & 16722 - 64 Street NW

$330sfrom the Move in sooner!

Ask about our quick possessions homes.

12 YPNEXTHOME.CA

Smaller households, smaller homes

City of Champions once again

Canadian households are shrinking,

according to Statistics Canada data.

Seven decades ago, the average

household consisted of 4.3 people; by

2011, the average size had dropped to

2.5 people per household.

While the majority of Canadian

homes over the last century were

built to support larger families,

nowadays one or two people make

up the majority of households. This

is why condominium living have

become increasingly popular.

The impact of smaller families on

the Canadian housing market has

been signifi cant, spurring a dramatic

change in the types of homes and

apartments being constructed.

The introduction of townhomes,

lofts and condominiums is e ectively

servicing smaller families and singles

who need homes and nearby

amenities. While larger homes are still

a need for some, the next time you

see another crane in the air keep this

new demographic dynamic in mind.

Edmontons re-crowning as the

City of Champions, thanks to

the Eskimos recent Grey Cup

championship, comes at the

perfect time.

It wasnt the easiest of years, 2015,

with challenges brought on by the

slumping oil and gas sector. But,

Edmontonians know the outstanding

value of real estate in this city.

A resilient economy, infrastructure

improvements, forward-thinking

economic development and housing

a ordability are among the citys

attributes. This last point cannot

be overstated; Edmonton may

not boast the double-digit value

appreciations of other markets, but

housing here is among the most

a ordable in Canada.

Heres to more championship

moments in 2016.

+ get social

Editors' Notes

EXPLORE HIGHLANDS

TAKE A TOUR ONLINEypnexthome.ca/highlands-neighbourhood

Interact with us on social media: ypnexthome

SUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge

WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl

MASSIVE YEAR-END

SALES EVENTStep into a Morrison showhome. Step out inspired.You deserve the home you want. From fixtures to finishings, Morrison Homes gives you more. More space. More selection. More confidence it will be built right.

Explore galleries, floorplans, showhome maps and more at MorrisonHomes.ca

me the kitchen of my dreams

THE HOMEBUYERS BEST FRIENDTM

Duplex Homes

Landon Carlson 587.520.093216720 & 16722 - 64 Street NW

$330sfrom the Move in sooner!

Ask about our quick possessions homes.

Smaller households, smaller homes

City of Champions once again

Canadian households are shrinking,

according to Statistics Canada data.

Seven decades ago, the average

household consisted of 4.3 people; by

2011, the average size had dropped to

2.5 people per household.

While the majority of Canadian

homes over the last century were

built to support larger families,

nowadays one or two people make

up the majority of households. This

is why condominium living have

become increasingly popular.

The impact of smaller families on

the Canadian housing market has

been signifi cant, spurring a dramatic

change in the types of homes and

apartments being constructed.

The introduction of townhomes,

lofts and condominiums is e ectively

servicing smaller families and singles

who need homes and nearby

amenities. While larger homes are still

a need for some, the next time you

see another crane in the air keep this

new demographic dynamic in mind.

Edmontons re-crowning as the

City of Champions, thanks to

the Eskimos recent Grey Cup

championship, comes at the

perfect time.

It wasnt the easiest of years, 2015,

with challenges brought on by the

slumping oil and gas sector. But,

Edmontonians know the outstanding

value of real estate in this city.

A resilient economy, infrastructure

improvements, forward-thinking

economic development and housing

a ordability are among the citys

attributes. This last point cannot

be overstated; Edmonton may

not boast the double-digit value

appreciations of other markets, but

housing here is among the most

a ordable in Canada.

Heres to more championship

moments in 2016.

+ get social

Editors' Notes

EXPLORE HIGHLANDS

TAKE A TOUR ONLINEypnexthome.ca/highlands-neighbourhood

Interact with us on social media: ypnexthome

SUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge

WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl

The Edmonton Renovation Show is the most trusted resource for every home improvement project, inside and out. With big names like Bryan Baeumler, star of HGTVs Leave It to Bryan, plus more than 250 exhibitors and a slew of exciting new features, theres real advice, real inspiration and real experts at every turn. Satisfaction guaranteed or the price of admission is on us!

SAVE $4BUY TICKETS ONLINEPROMO CODE: HOMEGUIDE*ON REGULAR ADULT ADMISSION

EDMONTONRENOVATIONSHOW.COM

SPONSORS FOLLOW US

BRYAN BAEUMLER HGTVS Leave It to Bryan

SEE CELEBRITY GUEST EXPERT

Home and Garden Events

@homeshowsAB #ERS16.comCOURTESY OF

14 YPNEXTHOME.CA

MARK MESSIER TRAIL

ST. ALBERT TRAIL

MER

IDIA

N S

TREE

T (0

St.)

LessardRoad

CameronHeights

Drive

141

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127

St.

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Interchange

EDMONTON & REGIONCheck Each Area District Map

For More Information

*LEERQV

28A

&DOPDU

SEARCH ONLINEypnexthome.ca

The Edmonton Renovation Show is the most trusted resource for every home improvement project, inside and out. With big names like Bryan Baeumler, star of HGTVs Leave It to Bryan, plus more than 250 exhibitors and a slew of exciting new features, theres real advice, real inspiration and real experts at every turn. Satisfaction guaranteed or the price of admission is on us!

SAVE $4BUY TICKETS ONLINEPROMO CODE: HOMEGUIDE*ON REGULAR ADULT ADMISSION

EDMONTONRENOVATIONSHOW.COM

SPONSORS FOLLOW US

BRYAN BAEUMLER HGTVS Leave It to Bryan

SEE CELEBRITY GUEST EXPERT

Home and Garden Events

@homeshowsAB #ERS16.comCOURTESY OF

MARK MESSIER TRAIL

ST. ALBERT TRAIL

MER

IDIA

N S

TREE

T (0

St.)

LessardRoad

CameronHeights

Drive

141

St.

170

St.

DR.

DR.

RAY

GIB

BON

DR.

Jam

esM

owat

t Tra

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QE

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127

St.

137Ave.

Interchange

EDMONTON & REGIONCheck Each Area District Map

For More Information

*LEERQV

28A

&DOPDU

SEARCH ONLINEypnexthome.ca

Recreational lake front property has long been exclusively thought of as a summer treat. From that first warm weekend at the end of May, residents of cottage country do their best to squeeze in as much time at the lake before the leaves and snow fall.There is, however, a new development in Alberta that offers the exclusive benefits of lakeside living

year-round. Whether prospective buyers are looking for a weekend retreat or a permanent residence, The Estates at Waters Edge offers unique, single-family homes to accommodate a range of budgets and lifestyles.

This secure, gated development is situated 45 minutes west of Edmonton on the shore of Lac St. Anne. As a perennial community equipped with resort-style amenities, residents enjoy the beauty that every season has to offer. Summer activities include water sports, fishing, walking, biking, or golfing at a nearby course. New for 2016 is the addition of a heated pool! A fully equipped fitness building is now up and running for residents to use and enjoy. Winter brings its own selection of outdoor ac-tivities, including snowmobiling, cross-country skiing, snowshoeing, and ice fishing. For skating and hockey enthusiasts, there is an outdoor NHL-sized ice rink, complete with a skate change and warm-up

facility. Access to a private boat launch and a maintained marina allows for carefree boating enjoyment. For social gatherings, a club-house, featuring a kitchen, dining area and games room, can accom-modate gatherings both small and large.

Home designs are created in-house by the Waters Edge Archi-tecture Team to keep turn-around time to a minimum. Most home builders charge a fee for any changes to their plans, however, this service is complementary for buyers who choose to build with Waters Edge. Owners can also choose to purchase an undeveloped lot and construct with their preferred builder as long as the proposed design fits within the architectural and landscaping guidelines.

Waters Edge homes have been designed in a timeless Craftsman-style and are available in an array of two to four bedroom floor plans ranging from 1,150 to 2,500+ sq.ft.. Layouts and room sizes are completely customizable to ensure that each plan meets the buyers needs. Yards are fully landscaped and can include a choice of parking pad, attached or detached garage. A variety of high-quality interior finishing packages are also available and owners can rest easy knowing that their residence comes with a 10-year Progressive Home Warranty to ensure the highest home construction quality.

Lot prices start in the low $100,000s, and two bedroom residences with completely landscaped lots start in the low $300,000s.

Two brand new showhomes are now open and available for immediate possession. Contact Mike at 780-405-6378 or 1-877-405-1105 or visit watersedgeestates.ca for more information.

The Estates at Waters Edge

DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 17

Recreational lake front property has long been exclusively thought of as a summer treat. From that first warm weekend at the end of May, residents of cottage country do their best to squeeze in as much time at the lake before the leaves and snow fall.There is, however, a new development in Alberta that offers the exclusive benefits of lakeside living

year-round. Whether prospective buyers are looking for a weekend retreat or a permanent residence, The Estates at Waters Edge offers unique, single-family homes to accommodate a range of budgets and lifestyles.

This secure, gated development is situated 45 minutes west of Edmonton on the shore of Lac St. Anne. As a perennial community equipped with resort-style amenities, residents enjoy the beauty that every season has to offer. Summer activities include water sports, fishing, walking, biking, or golfing at a nearby course. New for 2016 is the addition of a heated pool! A fully equipped fitness building is now up and running for residents to use and enjoy. Winter brings its own selection of outdoor ac-tivities, including snowmobiling, cross-country skiing, snowshoeing, and ice fishing. For skating and hockey enthusiasts, there is an outdoor NHL-sized ice rink, complete with a skate change and warm-up

facility. Access to a private boat launch and a maintained marina allows for carefree boating enjoyment. For social gatherings, a club-house, featuring a kitchen, dining area and games room, can accom-modate gatherings both small and large.

Home designs are created in-house by the Waters Edge Archi-tecture Team to keep turn-around time to a minimum. Most home builders charge a fee for any changes to their plans, however, this service is complementary for buyers who choose to build with Waters Edge. Owners can also choose to purchase an undeveloped lot and construct with their preferred builder as long as the proposed design fits within the architectural and landscaping guidelines.

Waters Edge homes have been designed in a timeless Craftsman-style and are available in an array of two to four bedroom floor plans ranging from 1,150 to 2,500+ sq.ft.. Layouts and room sizes are completely customizable to ensure that each plan meets the buyers needs. Yards are fully landscaped and can include a choice of parking pad, attached or detached garage. A variety of high-quality interior finishing packages are also available and owners can rest easy knowing that their residence comes with a 10-year Progressive Home Warranty to ensure the highest home construction quality.

Lot prices start in the low $100,000s, and two bedroom residences with completely landscaped lots start in the low $300,000s.

Two brand new showhomes are now open and available for immediate possession. Contact Mike at 780-405-6378 or 1-877-405-1105 or visit watersedgeestates.ca for more information.

The Estates at Waters Edge Enjoy lakeside living year round

SINGLE FAMILY HOMESWITH FULLY LANDSCAPED LOTSSTARTING IN THE MID

FULLY SERVICED LOTSSTARTING IN THE MID

4 STUNNING SHOWHOMES

$100,000S

$300,000S

IMMEDIATE POSSESSIONAVAILABLE FOR

Only forty five minutes west of Edmonton and thirty minutes west of St. Albert, Lac Ste. Anne is conveniently located only a stones throw from a major city. Your journey will be well worth the short trip. Establish a permanent residence or settle in for the weekend. Our vibrant full service community will complement you at any stage in life.

[email protected]

With your support, the Stollery Childrens Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

DONATE TODAY. STOLLERYKIDS.CA

The great rate advantage for homebuyers SOMETIMES, NO NEWS IS GOOD NEWS.

Interest rates dont make news these

days because the Bank of Canada

has kept levels at near-records for

months. Thats very good news for

every Edmontonian with a mortgage

or considering buying a home.

Major fi nancial institutions are

o ering fi ve-year mortgages with

fi xed rates less than three per cent.

That looks like a steal of a deal,

compared to times when rates on

the same term topped 15 per cent.

Despite regular rumblings in the

media about how higher interest

rates could be just around the

corner, most analysts dont see any

changes coming until the middle

of 2017, and then any increases will

be modest compared to historic

standards.

Even that possibility seems more

remote with the Bank of Canadas

announcement on Dec. 8 that it is

open to the possibility of lowering

interest rates even more to stimulate

the economy.

This gives homebuyers an

enormous opportunity to pay down

debt and build their own net worth

at a pace that would make previous

generations green with envy.

Mortgage rates are an especially

important consideration for fi rst-time

homebuyers because debt levels are

at their highest levels right after the

purchase.

Locking in low rates also takes

a lot of the guesswork out of a

budget because a major portion of

the monthly expenses is set for a

signifi cant time period.

Low interest rates are one factor helping to sustain Edmontons resilient

housing market even with lower oil prices.

Construction of single-family homes has dipped from last years levels

but it is important to keep in mind that 2014 was one of the strongest in

Edmontons history and the highest total in seven years. Metro Edmonton is

on track to fi nish this year with close to 6,000 new single-family homes under

construction which equals or betters the totals over most of the last six years.

Each of those homes represents an investment decision by an Edmonton

family that looked at the own fi nancial prospects and opportunities in todays

less heated housing market.

The advantages of new homes have also never been clearer. Carbon

taxes coming to Alberta starting in 2017 will raise energy costs for all energy

consumers and that includes higher costs for home heating, hot water and

electricity.

Each generation of homes is more energy e cient thanks to building codes

that continually push up standards. Besides lowering greenhouse gas emissions

and fi ghting climate change, the energy e ciency of new homes will pay o

for years to come through lower bills for natural gas and electricity.

To learn more about the advantages of new homes, check out the consumer

resources on the CHBA Edmonton Region website. Its also where you can fi nd

CHBA members with the experience and expertise to guide you through your

purchase.

Jim Rivait is Chief Executive O cer of CHBA Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy,

strategic communications, policy development/analysis and association management.

By Jim Rivait

Advice | CHBA ALBERTA

The Canadian Home Builders Association - Alberta represents more

than 1,500 business members, including new home builders, renovators,

developers, trade and supply companies and professional services. Find a

local builder at the CHBA Edmonton region website chbaedmonton.ca

WHERE CUSTOMIZATION IS A GOOD WORD

Visit our website for a list of quick possession homes

QUICK POSSESSION HOMES AVAILABLE. ACT NOW AND CUSTOMIZE SOME OF YOUR

INTERIOR FINISHES. ASK YOUR AREA SALES MANAGER FOR DETAILS

TRUMPETER AT BIG LAKE 12908 - 207 Street | NW Edmonton 780.249.9110HARVEST RIDGE 153 Harvest Ridge Drive | Spruce Grove 780.571.1881

HAWKS RIDGE 233 Hawks Ridge Boulevard | NW Edmonton 587.984.8339WALKER SUMMIT DUPLEX 5268 & 5270-20 Avenue South | SE Edmonton 587.521.8890

WALKER SUMMIT 5439-20 Avenue South | SE Edmonton 587.521.8588WOODHAVEN 5406 & 5408 Edworthy Way | SW Edmonton 587.991.8525

VISIT ONE OF OUR SHOW HOMES

montorio.ca

MONTORIO HOMES LTD.

18 YPNEXTHOME.CA

The great rate advantage for homebuyers SOMETIMES, NO NEWS IS GOOD NEWS.

Interest rates dont make news these

days because the Bank of Canada

has kept levels at near-records for

months. Thats very good news for

every Edmontonian with a mortgage

or considering buying a home.

Major fi nancial institutions are

o ering fi ve-year mortgages with

fi xed rates less than three per cent.

That looks like a steal of a deal,

compared to times when rates on

the same term topped 15 per cent.

Despite regular rumblings in the

media about how higher interest

rates could be just around the

corner, most analysts dont see any

changes coming until the middle

of 2017, and then any increases will

be modest compared to historic

standards.

Even that possibility seems more

remote with the Bank of Canadas

announcement on Dec. 8 that it is

open to the possibility of lowering

interest rates even more to stimulate

the economy.

This gives homebuyers an

enormous opportunity to pay down

debt and build their own net worth

at a pace that would make previous

generations green with envy.

Mortgage rates are an especially

important consideration for fi rst-time

homebuyers because debt levels are

at their highest levels right after the

purchase.

Locking in low rates also takes

a lot of the guesswork out of a

budget because a major portion of

the monthly expenses is set for a

signifi cant time period.

Low interest rates are one factor helping to sustain Edmontons resilient

housing market even with lower oil prices.

Construction of single-family homes has dipped from last years levels

but it is important to keep in mind that 2014 was one of the strongest in

Edmontons history and the highest total in seven years. Metro Edmonton is

on track to fi nish this year with close to 6,000 new single-family homes under

construction which equals or betters the totals over most of the last six years.

Each of those homes represents an investment decision by an Edmonton

family that looked at the own fi nancial prospects and opportunities in todays

less heated housing market.

The advantages of new homes have also never been clearer. Carbon

taxes coming to Alberta starting in 2017 will raise energy costs for all energy

consumers and that includes higher costs for home heating, hot water and

electricity.

Each generation of homes is more energy e cient thanks to building codes

that continually push up standards. Besides lowering greenhouse gas emissions

and fi ghting climate change, the energy e ciency of new homes will pay o

for years to come through lower bills for natural gas and electricity.

To learn more about the advantages of new homes, check out the consumer

resources on the CHBA Edmonton Region website. Its also where you can fi nd

CHBA members with the experience and expertise to guide you through your

purchase.

Jim Rivait is Chief Executive O cer of CHBA Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy,

strategic communications, policy development/analysis and association management.

By Jim Rivait

Advice | CHBA ALBERTA

The Canadian Home Builders Association - Alberta represents more

than 1,500 business members, including new home builders, renovators,

developers, trade and supply companies and professional services. Find a

local builder at the CHBA Edmonton region website chbaedmonton.ca

WHERE CUSTOMIZATION IS A GOOD WORD

Visit our website for a list of quick possession homes

QUICK POSSESSION HOMES AVAILABLE. ACT NOW AND CUSTOMIZE SOME OF YOUR

INTERIOR FINISHES. ASK YOUR AREA SALES MANAGER FOR DETAILS

TRUMPETER AT BIG LAKE 12908 - 207 Street | NW Edmonton 780.249.9110HARVEST RIDGE 153 Harvest Ridge Drive | Spruce Grove 780.571.1881

HAWKS RIDGE 233 Hawks Ridge Boulevard | NW Edmonton 587.984.8339WALKER SUMMIT DUPLEX 5268 & 5270-20 Avenue South | SE Edmonton 587.521.8890

WALKER SUMMIT 5439-20 Avenue South | SE Edmonton 587.521.8588WOODHAVEN 5406 & 5408 Edworthy Way | SW Edmonton 587.991.8525

VISIT ONE OF OUR SHOW HOMES

montorio.ca

MONTORIO HOMES LTD.


Photos compiled are from websites that Marie shops at, various items chosen are befitting the mood and depict best choices for this article. Should you want information on any of these products, please contact interiorsBYDESIGNinc.

5. Look how amazing this is with the lights down low-and the sun setting on a dull day. This room glows with light from the drop down ceiling detail with pendant and flex lighting. Such a perfect compliment to these gorgeous pendant lights.

6. Utilizing your talents for drywall, this layered ceiling is subtle, yet highly effective. Adds interest to what would otherwise be a pretty basic basement rec room.

7. Paired wrought iron metal work with gorgeous hardwood floor boards, really takes this space to another level.

Focus on adding ceiling details in the dining, den, master bedroom and ensuite. Its another level of sophistication that both you and your home deserve. Ceilings, its all in the details.

7 6

5

1. From custom millwork, to textural panels, these intricate designs make a huge statement. Classic, timeless, sophisticated. Always a favorite for my design studio in all style genres.

ITS IN THE DETAILS

2. Reverse Drop Ceiling has really made a come-back. The perfect place to add ambient lighting.

Its about having a clear vision of an end result. Then, staying true to that vision through the designs intent. Often, when we are building a new home, or renovating, we get overwhelmed with the options available, so we simply choose what is convenient and easy. My advice, dont except mediocrity, take a step back and make sure that you will get your moneys worth. Interior design,

MY CLIENTS OFTEN ASK, HOW DO YOU GET SUCH AMAZING RESULTS?

BY C. MARIE HEBSON

3. This master bedroom shows how elegant your ceiling be. Id never tire of looking at this ceiling while you drift blissfully off to sleep each night, would you?

4. Talk about perfection, translucent backlit onyx panels, such warmth this ceiling feature creates.

1

3

1

4

2

20 YPNEXTHOME.CA

Photos compiled are from websites that Marie shops at, various items chosen are befitting the mood and depict best choices for this article. Should you want information on any of these products, please contact interiorsBYDESIGNinc.

5. Look how amazing this is with the lights down low-and the sun setting on a dull day. This room glows with light from the drop down ceiling detail with pendant and flex lighting. Such a perfect compliment to these gorgeous pendant lights.

6. Utilizing your talents for drywall, this layered ceiling is subtle, yet highly effective. Adds interest to what would otherwise be a pretty basic basement rec room.

7. Paired wrought iron metal work with gorgeous hardwood floor boards, really takes this space to another level.

Focus on adding ceiling details in the dining, den, master bedroom and ensuite. Its another level of sophistication that both you and your home deserve. Ceilings, its all in the details.

7 6

5

1. From custom millwork, to textural panels, these intricate designs make a huge statement. Classic, timeless, sophisticated. Always a favorite for my design studio in all style genres.

ITS IN THE DETAILS

2. Reverse Drop Ceiling has really made a come-back. The perfect place to add ambient lighting.

Its about having a clear vision of an end result. Then, staying true to that vision through the designs intent. Often, when we are building a new home, or renovating, we get overwhelmed with the options available, so we simply choose what is convenient and easy. My advice, dont except mediocrity, take a step back and make sure that you will get your moneys worth. Interior design,

MY CLIENTS OFTEN ASK, HOW DO YOU GET SUCH AMAZING RESULTS?

BY C. MARIE HEBSON

3. This master bedroom shows how elegant your ceiling be. Id never tire of looking at this ceiling while you drift blissfully off to sleep each night, would you?

4. Talk about perfection, translucent backlit onyx panels, such warmth this ceiling feature creates.

1

3

1

4

2


35 Ave.1

5 146

9

10

11

13

12

Came

ron

Heigh

ts D

r.7

5 EDGEMONT Developer: Brookfield Residential BUILDERS: Brookfield Residential, Daytona Homes, Homes by Avi and Look Homes LOCATION: Lessard Road and 199 street, to Edgemont Way

6 EDGEMONT PLACE DEVELOPER: Qualico Communities BUILDERS: Rohit Communities LOCATION: 20204 - 43 Ave.

7 CAMERON HEIGHTS DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darrens Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

9 GRANVILLE DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

1 WOODHAVEN-EDGEMONT DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Hopewell Residential, Pacesetter Homes LOCATION: 215 Street and 35 Ave.

2 WEDGEWOOD DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 RIVER POINTE AT CAMERON HEIGHTS DEVELOPER: Delta Square Properties Inc. BUILDERS: Habitat Studio, Vickys Homes, Heredity Homes, Areo Homes, Blackstone Homes, Homes by Managen, Open to the public. LOCATION: Take Anthony Henday turn on Cameron Heights Dr.

west

10 SECORD DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Hopewell Residential LOCATION: North of Whitemud Dr. on 215 Street

11 HENLEY HEIGHTS DEVELOPER: Walton Developments and Management BUILDERS: Crimson Cove, Bedrock Homes, Connect Homes, Homes by Avi LOCATION: located just west of the existing Secord Community

12 STEWART GREENS DEVELOPER: TROIKA BUILDERS: Daytona Homes, City Homes, Kirkland Homes LOCATION: It is bounded on the east by Anthony Henday Drive and on the north by Stony Plain Road

13 ROSENTHAL DEVELOPER: Melcor Developments Ltd BUILDERS: Daytona Homes, Homes by Avi, Landmark Legacy Homes, Lincolnberg Homes, Dolce Vita Homes, Western Living Homes, Encore Master Builder, Look Master Builder, ReidBuilt Homes LOCATION: 215 Street and Whitemud

14 TIMBERIDGE AT EDGEMONT DEVELOPER: Rohit Land Deveopment BUILDERS: Pacesetter Homes, Dolce Vita Homes, Rohit Communities LOCATION: Located at 199 Street and Elston Gate

LOOKING FOR A NEW HOME?

Brand new name, same great app. Everything you need to know to buy or rent your next home.

we can help!

DOWNLOAD THE APP

35 Ave.1

5 146

9

10

11

13

12

Came

ron

Heigh

ts D

r.7

5 EDGEMONT Developer: Brookfield Residential BUILDERS: Brookfield Residential, Daytona Homes, Homes by Avi and Look Homes LOCATION: Lessard Road and 199 street, to Edgemont Way

6 EDGEMONT PLACE DEVELOPER: Qualico Communities BUILDERS: Rohit Communities LOCATION: 20204 - 43 Ave.

7 CAMERON HEIGHTS DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darrens Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

9 GRANVILLE DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

1 WOODHAVEN-EDGEMONT DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Hopewell Residential, Pacesetter Homes LOCATION: 215 Street and 35 Ave.

2 WEDGEWOOD DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 RIVER POINTE AT CAMERON HEIGHTS DEVELOPER: Delta Square Properties Inc. BUILDERS: Habitat Studio, Vickys Homes, Heredity Homes, Areo Homes, Blackstone Homes, Homes by Managen, Open to the public. LOCATION: Take Anthony Henday turn on Cameron Heights Dr.

west

10 SECORD DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Hopewell Residential LOCATION: North of Whitemud Dr. on 215 Street

11 HENLEY HEIGHTS DEVELOPER: Walton Developments and Management BUILDERS: Crimson Cove, Bedrock Homes, Connect Homes, Homes by Avi LOCATION: located just west of the existing Secord Community

12 STEWART GREENS DEVELOPER: TROIKA BUILDERS: Daytona Homes, City Homes, Kirkland Homes LOCATION: It is bounded on the east by Anthony Henday Drive and on the north by Stony Plain Road

13 ROSENTHAL DEVELOPER: Melcor Developments Ltd BUILDERS: Daytona Homes, Homes by Avi, Landmark Legacy Homes, Lincolnberg Homes, Dolce Vita Homes, Western Living Homes, Encore Master Builder, Look Master Builder, ReidBuilt Homes LOCATION: 215 Street and Whitemud

14 TIMBERIDGE AT EDGEMONT DEVELOPER: Rohit Land Deveopment BUILDERS: Pacesetter Homes, Dolce Vita Homes, Rohit Communities LOCATION: Located at 199 Street and Elston Gate

23

LOOKING FOR A NEW HOME?

Brand new name, same great app. Everything you need to know to buy or rent your next home.

we can help!

DOWNLOAD THE APP

In the west end, there are few communities that

offer new housing with the essential elements we all

appreciate. For this reason, Rohit Land Development

is proud to announce their latest development,

Timberidge at Edgemont, one of Edmontons newest

west end communities. In October of 2015, three

premium builders unveiled seven stunning showhomes

that present options for every type of buyer. These

products include single family homes (with both rear

and front attached garage options), duplexes (with

both rear and front attached garage options) and

starter single family homes, which allow new home

buyers an attractive and affordable choice.

Our duplexes are designed with a Big Home Concept,

said Amy Power, Marketing Manager for Rohit

Communities. By combining front attached garage

with rear detached garage homes, the duplex appears

as a large single home from the street while actually

housing two unique dwellings. The result is outstanding

curb appeal.

Tucked away in its own enclave, next to a forest fit for

family outdoor activities, Timberidge at Edgemont is a

small walkable community that promotes a sense

of belonging among its residents. For

active types, an abundance of walking

and biking trails are available at

your doorstep, including a three

metre wide shared-use path.

West Edmonton Mall, The

Edmonton Valley Zoo, and

Lewis Estates Golf Course

are only a few of the many

amenities that are just

minutes away from this new

west-end neighbourhood. With

schools and shopping so

close to home, Timberidge

offers the perfect recipe for

you to build on. The only missing

ingredient is you!

Located on 199 Street and Elston Gate, just

off of Lessard Road, Timberidge at Edgemont is

ideal for accessibility, with reliable transit options

surrounding the community. Minutes from both

Anthony Henday Drive and the Whitemud Freeway,

a home in Timberidge means convenience.

Dolce Vita Homes is excited to be a part of the

Timberidge builder group, says Aron Scraba,

Director of Marketing for Dolce Vita Homes. This area

has been highly anticipated. We broke ground on our

first home there in March and our showhome opened in

August. Timberidge is a perfect family community with

a prime west location.

Today, approximately 170,000 Edmontonians call the

west end home. Its THE place to bea place anyone

could easily make their home and build their legacy.

Timberidge at Edgemont is the newest place in West

Edmonton. With all of the ingredients it offers

to make your lifes recipe complete, it could be where

you invent the new you!

TimberidgeAtEdgemont.com

A home-cooked meal with the perfectly designed recipe can create a sense of satisfaction that is shared, enjoyed,

and passed on to future generations as a legacy. Finding

those ingredients that are so carefully selected to create

harmony in a meal can be a difficult process. Certainly, it

can be rewarding when you find the ideal combination.

Just like discovering your new favourite recipe for a

home-cooked meal, finding a new home takes thoughtful

consideration of all of the essential elements that will

allow you to live comfortably and with pride.

In the west end, there are few communities that

offer new housing with the essential elements we all

appreciate. For this reason, Rohit Land Development

is proud to announce their latest development,

Timberidge at Edgemont, one of Edmontons newest

west end communities. In October of 2015, three

premium builders unveiled seven stunning showhomes

that present options for every type of buyer. These

products include single family homes (with both rear

and front attached garage options), duplexes (with

both rear and front attached garage options) and

starter single family homes, which allow new home

buyers an attractive and affordable choice.

Our duplexes are designed with a Big Home Concept,

said Amy Power, Marketing Manager for Rohit

Communities. By combining front attached garage

with rear detached garage homes, the duplex appears

as a large single home from the street while actually

housing two unique dwellings. The result is outstanding

curb appeal.

Tucked away in its own enclave, next to a forest fit for

family outdoor activities, Timberidge at Edgemont is a

small walkable community that promotes a sense

of belonging among its residents. For

active types, an abundance of walking

and biking trails are available at

your doorstep, including a three

metre wide shared-use path.

West Edmonton Mall, The

Edmonton Valley Zoo, and

Lewis Estates Golf Course

are only a few of the many

amenities that are just

minutes away from this new

west-end neighbourhood. With

schools and shopping so

close to home, Timberidge

offers the perfect recipe for

you to build on. The only missing

ingredient is you!

Located on 199 Street and Elston Gate, just

off of Lessard Road, Timberidge at Edgemont is

ideal for accessibility, with reliable transit options

surrounding the community. Minutes from both

Anthony Henday Drive and the Whitemud Freeway,

a home in Timberidge means convenience.

Dolce Vita Homes is excited to be a part of the

Timberidge builder group, says Aron Scraba,

Director of Marketing for Dolce Vita Homes. This area

has been highly anticipated. We broke ground on our

first home there in March and our showhome opened in

August. Timberidge is a perfect family community with

a prime west location.

Today, approximately 170,000 Edmontonians call the

west end home. Its THE place to bea place anyone

could easily make their home and build their legacy.

Timberidge at Edgemont is the newest place in West

Edmonton. With all of the ingredients it offers

to make your lifes recipe complete, it could be where

you invent the new you!

TimberidgeAtEdgemont.com

A home-cooked meal with the perfectly designed recipe can create a sense of satisfaction that is shared, enjoyed,

and passed on to future generations as a legacy. Finding

those ingredients that are so carefully selected to create

harmony in a meal can be a difficult process. Certainly, it

can be rewarding when you find the ideal combination.

Just like discovering your new favourite recipe for a

home-cooked meal, finding a new home takes thoughtful

consideration of all of the essential elements that will

allow you to live comfortably and with pride.

26 YPNEXTHOME.CA PROUDLY PRESENTED BY ALLDRITT LAND CORPORATION LP

WWW.MYGRANVILLE.COMFont: The Sans - Sans Cap sColours: black + PMS 484

STAGE 11 LOTS NOW AVAILABLE!NEW SHOW HOMES OPEN!

Edmontons most popular and exciting Craftsman inspired community. Nestled on 305 acres in West Edmonton, Granville features plenty of green space and trails, 2 beautiful ponds, charming masonry features including an old world bridge, a future school site, numerous

amenities nearby including Costco within walking distance, and convenient proximity to the Whitemud and Anthony Henday freeways. Choose from an apartment style luxury condo

(starting in the $230s), a duplex (starting in the $360s), a single family home (starting in the $440s), or a refined estate home (ranging from the $650s to $1.5 million).

E M

A R C R

W

usmall

R

. (215 S

. N

)

A

H

D

.

Gusmall R.

199 S. N

62 A. N

Wusmall D.

COSTCO

SINGLE FAMILYSHOWHOMES

ESTATE SHOWHOMES

DUPLEXSHOWHOMES

STAFFORD GREENS

M S L W T, C C


2015 Awards of

NEW K-9 SCHOOL

Some homes feature walkouts onto a beautiful pond or amenity space.

Stage 8 and 10A single family lots selling fast.

Triple car garages available.

Some homes available for immediate occupancy.

2C duplex lots, some with walkouts, available (no condo fees).

Stafford Greens steel and concrete condos under construction, now selling off 62 Avenue.

THIS YEAR WAS a notable one in the

mortgage world: The Bank of Canada

dropped its infl uential overnight

target rate not once, but twice.

In its latest announcement on

Dec. 2, the BoC held the rate at 0.50

per cent where it had been since

July after dropping it from 0.75,

where it had been since January

2015 when the Bank dropped it from

one per cent.

Just a bunch of numbers, right?

Perhaps, but some experts are now

saying rates wont begin to inch

up from these historical lows until

mid-2017. This means an extended

window of opportunity for those

looking for a home.

If you could lock in at a low rate

over 10 years, for example, that gives

you the comfort of knowing what

your mortgage payments will be

over that period, while over that time

you can also take advantage of any

pre-payment and lump-sum payment

options to pay down your mortgage.

Another appeal of this scenario

is that, as we often point out,

experts advise you take a long-

term view of your home purchase.

For example, some markets have

recently experienced cooling prices

and softening sales. But even if

that were to happen in your market

and housing type, ask yourself: in

10 years, is a home you buy today

likely to be worth more or less? If

you need an answer to this question,

just take a look back at prices 10

years ago. Of course, there are

no guarantees, but if youre in the

homebuying mode anyway, todays

low rate environment makes a pretty

Window of opportunityMortgage rates remain at historical lows, so take advantage while you can but carefully

MORE ADVICE ONLINEypnexthome.ca/news/advice

compelling reason to act sooner

than later to take advantage of these

opportunities.

Low rates notwithstanding, the

banks, fi nancial fi rms, brokers and

other experts still advise homebuyers

to practice smart borrowing.

Experts stress that even as rates

remain low, buyers should explore

everything from putting down a larger

down payment to taking advantage

of pre-payment options to stress-

testing your mortgage at a higher

rate to ensure your fi nances can

accommodate rate fl uctuations or

other unforeseen circumstances.

One day, the mortgage landscape

will change. And if youre among

those homeowners who have been

somewhat spoiled by continuing low

rates, you could be could be in for an

unpleasant surprise.

Take advantage of todays low

rates while you can, but also spend

the time necessary to fi nd a broker

or banker you trust, who knows

their business, and who can help

you explore what options might be

best for you.

More so than in any other area of

homebuying, youre going to rely on

this advice now more than ever. It

will prove to be time well spent.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics such as economic fundamentals you need to examine when buying

property. He can be reached at [email protected] or follow him on Twitter at Twitter.com/WayneKarl

By Wayne Karl

Advice | FUNDAMENTALLY SPEAKING

PROUDLY PRESENTED BY ALLDRITT LAND CORPORATION LP

WWW.MYGRANVILLE.COMFont: The Sans - Sans Cap sColours: black + PMS 484

STAGE 11 LOTS NOW AVAILABLE!NEW SHOW HOMES OPEN!

Edmontons most popular and exciting Craftsman inspired community. Nestled on 305 acres in West Edmonton, Granville features plenty of green space and trails, 2 beautiful ponds, charming masonry features including an old world bridge, a future school site, numerous

amenities nearby including Costco within walking distance, and convenient proximity to the Whitemud and Anthony Henday freeways. Choose from an apartment style luxury condo

(starting in the $230s), a duplex (starting in the $360s), a single family home (starting in the $440s), or a refined estate home (ranging from the $650s to $1.5 million).

E M

A R C R

W

usmall

R

. (215 S

. N

)

A

H

D

.

Gusmall R.

199 S. N

62 A. N

Wusmall D.

COSTCO

SINGLE FAMILYSHOWHOMES

ESTATE SHOWHOMES

DUPLEXSHOWHOMES

STAFFORD GREENS

M S L W T, C C


2015 Awards of

NEW K-9 SCHOOL

Some homes feature walkouts onto a beautiful pond or amenity space.

Stage 8 and 10A single family lots selling fast.

Triple car garages available.

Some homes available for immediate occupancy.

2C duplex lots, some with walkouts, available (no condo fees).

Stafford Greens steel and concrete condos under construction, now selling off 62 Avenue.

THIS YEAR WAS a notable one in the

mortgage world: The Bank of Canada

dropped its infl uential overnight

target rate not once, but twice.

In its latest announcement on

Dec. 2, the BoC held the rate at 0.50

per cent where it had been since

July after dropping it from 0.75,

where it had been since January

2015 when the Bank dropped it from

one per cent.

Just a bunch of numbers, right?

Perhaps, but some experts are now

saying rates wont begin to inch

up from these historical lows until

mid-2017. This means an extended

window of opportunity for those

looking for a home.

If you could lock in at a low rate

over 10 years, for example, that gives

you the comfort of knowing what

your mortgage payments will be

over that period, while over that time

you can also take advantage of any

pre-payment and lump-sum payment

options to pay down your mortgage.

Another appeal of this scenario

is that, as we often point out,

experts advise you take a long-

term view of your home purchase.

For example, some markets have

recently experienced cooling prices

and softening sales. But even if

that were to happen in your market

and housing type, ask yourself: in

10 years, is a home you buy today

likely to be worth more or less? If

you need an answer to this question,

just take a look back at prices 10

years ago. Of course, there are

no guarantees, but if youre in the

homebuying mode anyway, todays

low rate environment makes a pretty

Window of opportunityMortgage rates remain at historical lows, so take advantage while you can but carefully

MORE ADVICE ONLINEypnexthome.ca/news/advice

compelling reason to act sooner

than later to take advantage of these

opportunities.

Low rates notwithstanding, the

banks, fi nancial fi rms, brokers and

other experts still advise homebuyers

to practice smart borrowing.

Experts stress that even as rates

remain low, buyers should explore

everything from putting down a larger

down payment to taking advantage

of pre-payment options to stress-

testing your mortgage at a higher

rate to ensure your fi nances can

accommodate rate fl uctuations or

other unforeseen circumstances.

One day, the mortgage landscape

will change. And if youre among

those homeowners who have been

somewhat spoiled by continuing low

rates, you could be could be in for an

unpleasant surprise.

Take advantage of todays low

rates while you can, but also spend

the time necessary to fi nd a broker

or banker you trust, who knows

their business, and who can help

you explore what options might be

best for you.

More so than in any other area of

homebuying, youre going to rely on

this advice now more than ever. It

will prove to be time well spent.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics such as economic fundamentals you need to examine when buying

property. He can be reached at [email protected] or follow him on Twitter at Twitter.com/WayneKarl

By Wayne Karl

Advice | FUNDAMENTALLY SPEAKINGWEST

28 YPNEXTHOME.CA

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BEST WISHES IN YOUR HOME HUNT!

HAPPY holidays!

FROM ALL OF US HERE AT

The end of a year brings reflection on the past, and the arrival of a new year brings dreams and opportunities. We thank you, our readers, for your continued support as we strive to bring you the best that the industry has to offer. We thank you, our advertising customers, for your patronage and continued loyalty to the magazine.

BEST WISHES IN YOUR HOME HUNT!

HAPPY holidays!

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4 UPPER WINDERMERE DEVELOPER: Beaverbrook Communities BUILDERS: Averton Homes, Mac & Mitch Homes, Open LOCATION: Windermere Blvd. West of 170 St.

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8 CREEKWOOD CHAPPELLE DEVELOPER: Delcon Creekwood BUILDERS: Averton Homes, Connect Homes, Ho

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