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What Happens If the Injured Person’s Injury “Meets the Personal Injury Threshold” in Florida?
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WHAT HAPPENS IF THE INJURED PERSON’S INJURY
"MEETS THE PERSONAL
INJURY THRESHOLD" IN FLORIDA?
“To determine if your injuries meet the personal injury threshold to file a lawsuit to recover damages from the party responsible for your automobile accident,
contact the automobile accident attorneys of Bolton & Gross for a free consultation.”
What Happens If the Injured Person’s Injury “Meets the Personal Injury Threshold” in Florida?
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Have you been injured in an automobile accident in Broward County or Miami-
Dade County? If so, you may assume that because of Florida’s No Fault Laws,
you are only entitled to receive reimbursement for a percentage of your medical
bills and lost wages under PIP coverage. However, if your injuries meet the
personal injury threshold, you may be entitled to receive much more than simply
a percentage of your economic loses.
To determine if your injuries meet the personal injury threshold to file a lawsuit to
recover damages from the party responsible for your automobile accident,
What Happens If the Injured Person’s Injury “Meets the Personal Injury Threshold” in Florida?
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contact the automobile accident attorneys of Bolton & Gross for a free
consultation. It does not cost you anything to talk with us to find out what your
rights are under Florida’s No Fault Law.
What are PIP Benefits?
Under Florida law, every automobile owner is required to obtain Personal Injury
Protection (PIP) coverage in addition to any other automobile insurance
coverage the owner may purchase. Individuals who are injured in an automobile
accident are entitled to receive the following benefits under the PIP policy
regardless of whether the injuries sustained meet the personal injury threshold:
80% of reasonable medical expenses
60% of lost wages or lost earning capacity
Funeral expenses in the amount of $5,000 or the remaining PIP coverage,
whichever is less
Individuals who are entitled to receive PIP benefits, regardless of the severely of
their injury, are:
The insured
Any relatives living in the same household as the insured
Anyone driving the insured vehicle provided he or she has consent of the
insured to operate the vehicle
Passengers in the insured vehicle
Pedestrians hit by the insured vehicle
What Happens If the Injured Person’s Injury “Meets the Personal Injury Threshold” in Florida?
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PIP benefits do not cover non-economic damages (i.e. pain and suffering) under
any circumstances. However, in some cases, the injured person may be able to
recover all of his or her damages and compensation for pain and suffering if the
person meets the personal injury threshold.
What are the Requirements for the Personal Injury
Threshold?
PIP benefits cover only economic losses (i.e. medical expenses and lost wages);
however, for someone who is injured in an automobile accident, economic loss is
only one portion of their damages. Non-economic losses, commonly known as
“pain and suffering,” can be substantial. In some cases, the injuries sustained in
What Happens If the Injured Person’s Injury “Meets the Personal Injury Threshold” in Florida?
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an automobile accident changes a person’s life in a profound way and affects the
family forever. However, if your injuries meet the personal injury threshold, you
can sue the at-fault driver to recover compensation for your pain and suffering.
In order to meet the personal injury threshold, a person’s injuries must meet one
of the following four elements:
1. Significant and Permanent loss of an important bodily function;
2. Permanent injury within a reasonable degree of medical probability, other
than scarring or disfigurement;
3. Significant and permanent scarring or disfigurement; or,
4. Death.
If the injury meets one of the above elements, you can sue the at-fault party to
recover damages for pain and suffering. Because insurance companies have
developed threshold defenses to argue that your injuries are not permanent
within a “reasonable degree of medical probability,” you need an experienced
automobile accident attorney to ensure that your rights are protected under
Florida automobile accident laws.
Our experienced personal injury attorneys are well-versed in Florida’s No Fault
and personal injury laws. We have the resources and expertise to help you
recover the compensation you deserve by proving that your injuries meet the
What Happens If the Injured Person’s Injury “Meets the Personal Injury Threshold” in Florida?
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personal injury threshold. Do not allow insurance companies prevent you from
recovering all of the damages you are entitled to receive due to the actions of a
negligent driver.
Contact an Experienced North Miami Beach Automobile
Accident Attorney
We Make It Personal. Our Clients Are People, Not Cases
The law firm of Bolton & Gross, PA cares about your injuries. Our personal injury
attorneys are committed to helping each client receive the compensation he or
she deserves for injuries sustained in an automobile accident. We represent
clients throughout Miami-Dade County and Broward County. Contact our office
at 305-653-8223 or 954-640-0178 to schedule your free consultation today. You
may also use our convenient online form to contact our office for more
information.
We will fight to protect your rights and we will never charge you until and unless
we receive a settlement for your case. Call us today and let us explain how we
can help you receive compensation for your physical, emotional and financial
damages.
What Happens If the Injured Person’s Injury “Meets the Personal Injury Threshold” in Florida?
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About Bolton & Gross
Richard Bolton and Mitchell Gross have been practicing together for approximately 20 years. Initially, the firm was focused on representing insurance companies, their insureds, self insureds, and Fortune 500 companies. At that point, Bolton and Gross represented these entities as defendants. We took many cases to trial on behalf of these entities as defendants.
Over the years, we learned how insurance companies and self insured corporations handled their legal matters. They showed no compassion to the injured parties and would go to all lengths to win a case. This type of work left us totally unfulfilled.
Approximately 10 years ago we changed the focus of our practice. We now represent, exclusively, the injured parties. We use our experience representing the defendants to obtain the maximum possible recovery for our client.
At Bolton and Gross we view each case individually. We realize each and everyone of our clients are people who have different needs and different motivation, etc. We try to advise our clients as to their possible decisions and do everything we can to get them the best recovery that is consistent with their desires.
Here at Bolton and Gross we provide our clients with compassionate, aggressive, and individualized
representation.
Bolton & Gross
bglawpa.com
801 NE 167th Street 2nd Floor
North Miami Beach, FL 33162
Phone: 305-653-8223
7800 W. Oakland Park Blvd, Building B Suite 104
Sunrise, FL 33351
Phone: 954-640-0178