Welcome to R.J. Harding & Associates
Empower Your Life!
1. About the Company
R.J. Harding & Associates
The Consumer Protection Association is a nonprofit organization that that raises money to help Participants get out of debt and pay off their homes. The Consumer Protection Association makes monthly deposits into Security Escrow. Security Escrow, in turn, makes monthly deposits into Participants accounts on a Matching Dollar® basis.
Security Escrow provides you an Administrative Support Team (AST), Personalized Reports, Optional Workshops , Matching Dollar® Programs, Debt Elimination, Tax Management Systems, Risk Management Systems, Automated Distributions, Tracking and Monitoring Systems and Integrated Resource Mgt. Strategies.
R.J. Harding & Associates implements Matching Dollar® Programs and tailors your systems to fit your unique situation. Your Personal Service Consultant will help initiate your Matching Dollar® distribution and show you strategies to recapture lost dollars and maximize distributions into your account.
Welcome
Mission Statement
1. Assist the Consumer Protection Association to equitably
distribute matching dollar grants
2. To set up Participants, Automated Systems at Security Escrow.
3. To maximize Participants revenues by implementing Integrated
Resource Management Strategies.
We Provide Solutions
This tour will guide you through a variety of turnkey solutions to some harsh economic realities.
First, let’s look at current trends…
Let’s look at what theLet’s look at what the
Census Bureau shows usCensus Bureau shows us
After 40+ Years Of Working
93% Reliant On Government Programs!!
Out of 100 MenOut of 100 Men
1 Wealthy
4 Well Off
27 Dead
68 Dead Broke
68/73 = 93%
Why?
Two Primary Reasons
Two Primary Reasons
1. No money to invest
Traditional Approach- Diversified Investing
$
6%
$
9%
$
12%
$
15%
Solution
Matching Dollar Grants/Debt Elimination
Traditional Approach- Diversified Investing
$
6%
$
9%
$
12%
$
15%
Second Primary Reason
2. People lose their money
Traditional Approach- Diversified Investing
$
6%
$
9%
$
12%
$
15%
a Matching Dollar® buffer to insulate investments?
Traditional Approach- Diversified Investing
$
6%
$
9%
$
12%
$
15%
What if there was…
Three Success Strategies
Strategy 1Strategy 1
Increase Your Cash Flow
Strategy 2Strategy 2
Automate Your Systems
Strategy 3Strategy 3
Implement Cash Acceleration Strategies
Strategy 1Strategy 1
Increasing Your Cash FlowIncreasing Your Cash Flow
Strategy 1Strategy 1
Two Methods for Increasing Your Cash Two Methods for Increasing Your Cash Flow:Flow:
A.A. Use Matching Dollar® GrantsUse Matching Dollar® Grants
B.B. Implement Integrated Resource Mgt. StrategiesImplement Integrated Resource Mgt. Strategies
First MethodFirst Method
Matching Dollar® GrantsMatching Dollar® Grants
You get to participate in the revenues!
Matching Dollar Distributions…
Your account will be set up within three business days. Your web page is set up at the same time. You should receive your first distribution within 30-60 days. You control your money... you control your accounts.
Method 1- Matching Dollar® GrantsMethod 1- Matching Dollar® Grants
1.1. A savings account is set up at your bank.A savings account is set up at your bank.
2.2. Distributions are made into your account.Distributions are made into your account.
3.3. Distributions are made on a monthly Distributions are made on a monthly basis.basis.
Method 1- Matching Dollar® GrantsMethod 1- Matching Dollar® Grants
Your accumulation account will determine your Your accumulation account will determine your
monthly distribution. To view your accumulation monthly distribution. To view your accumulation
account…account…
– Go to www.matchingdollar.comGo to www.matchingdollar.com
– Click Security EscrowClick Security Escrow
– Enter your username and password.Enter your username and password.
– Click on Accumulation Account.Click on Accumulation Account.
Method 1- Matching Dollar® GrantsMethod 1- Matching Dollar® Grants
You will see your:You will see your:
1.1. Accumulation Points.Accumulation Points.
2.2. Projected Annual Matching Dollar® Distributions.Projected Annual Matching Dollar® Distributions.
3.3. Projected Monthly Distributions.Projected Monthly Distributions.
4.4. Last distribution deposited into your account.Last distribution deposited into your account.
Maximize your accumulation points!Maximize your accumulation points!
Your Personal Service Consultant will show you how.Your Personal Service Consultant will show you how.
Second MethodSecond Method
Integrated Resource Mgt. StrategiesIntegrated Resource Mgt. Strategies
A well defined, integrated strategy can produce dramatic results!
You could recapture thousands of dollars over your lifetime by implementing Integrated Resource Management Strategies.
Example:
If your projected Accumulation Account is equal to an equivalent value of $50,000... your Integrated Resource Systems could increase that to an equivalent value of
$100,000!
How fast do you want to eliminate your debt?
You can employ a traditional slow elimination
approach to eliminate your debt or you can
adopt a fast track program. You can take 30
years, 20 years, 10, 5 or even as quickly as
one to two years. We have Cash Acceleration
Programs for you.
You agree to pay the same amount each monthYou agree to pay the same amount each month(You don’t increase your payments).(You don’t increase your payments).
Savings Account
$2000 Bills$2000
You recapture lost dollars as you pay your bills!!
In the process we show you how to recapture lost dollars!In the process we show you how to recapture lost dollars!
Watch your debt go down each month!
With Matching Dollar® Grants you will receive the satisfaction of watching your debt go down each month at an accelerated rate. Your Debt Elimination Analysis will determine how long it will take for you to eliminate your debt (including your mortgage).
Imagine recapturing all of Imagine recapturing all of your property taxes in your lifetime!your property taxes in your lifetime!
Your Personal Service Consultant will show you Your Personal Service Consultant will show you how to effectively use your revenues and how to effectively use your revenues and cutting edge strategies as he/she introduces cutting edge strategies as he/she introduces you to your new Tax Management Systems you to your new Tax Management Systems (Phase 1)!(Phase 1)!
Imagine recapturing all of yourImagine recapturing all of yourinsurance premiums in your lifetime!insurance premiums in your lifetime!
Your Personal Service Consultant will show you Your Personal Service Consultant will show you how to effectively use your revenues and how to effectively use your revenues and cutting edge strategies as he/she introduces cutting edge strategies as he/she introduces you to your new Risk Management Systems you to your new Risk Management Systems (Phase 1)!(Phase 1)!
Imagine a mortgage where yournet payment goes down each month!
Your Personal Service Consultant will show you how to qualify for Matching Dollar® Grants to eliminate your mortgage payment!
Method 2- Integrated Resource Mgt. Method 2- Integrated Resource Mgt. StrategiesStrategies
Use Matching Dollar® strategies to:Use Matching Dollar® strategies to:
1.1. Accelerate Debt EliminationAccelerate Debt Elimination
2.2. Accelerate Mortgage EliminationAccelerate Mortgage Elimination
3.3. Implement Risk Management ProgramsImplement Risk Management Programs
4.4. Implement Tax Management ProgramsImplement Tax Management Programs
Look at the potential…Look at the potential…
Your Comprehensive Analysis is a touch Your Comprehensive Analysis is a touch away...away...
Several projections await your evaluation. Your Several projections await your evaluation. Your first analysis is a sample only and therefore first analysis is a sample only and therefore only approximate information is needed. Your only approximate information is needed. Your Personal Service Consultant will guide you and Personal Service Consultant will guide you and provide you your username and password.provide you your username and password.
Method 2- Integrated Resource Mgt. Method 2- Integrated Resource Mgt. StrategiesStrategies
To view your interactive analysis:To view your interactive analysis:
1.1. Go to www.matchingdollar.com Go to www.matchingdollar.com
2.2. Click Security EscrowClick Security Escrow
3.3. Enter your username and password.Enter your username and password.
Method 2- Integrated Resource Mgt. Method 2- Integrated Resource Mgt. StrategiesStrategies
You will see your analysis for:You will see your analysis for:
1.1. Debt Elimination.Debt Elimination.
2.2. Tax Management Program (Phase 1).Tax Management Program (Phase 1).
3.3. Risk Management Program (Phase 1).Risk Management Program (Phase 1).
4.4. Mortgage Acceleration (Matching Dollar® Grants)Mortgage Acceleration (Matching Dollar® Grants)
Strategy 2Strategy 2
Automate Your SystemsAutomate Your Systems
Tracking & Monitoring Systems
You will keep in touch with and control your accounts
and systems through your very own web page which
comes complete with your own Tracking & Monitoring
Systems. A Personal Service Consultant will provide you
with your username and password. Keep in mind… you
control your money… you control your systems.
Strategy 2- Automated Systems
We Provide Turn Key Solutions
YOUR WEB SITE WILL GIVE YOU POWER TO…
Control your money.
Control your systems.
Accelerate your cash flow.
Maximize your matching dollar distributions
Strategy 2- Automated Systems
Your automated systems will provide you:
1. Peace of mind.
2. Security and safety of using your own bank
3. Automated Systems to guarantee implementation.
4. Direct Matching Dollar® deposits into your account.
Plus…
A Personal Service Consultant will guide you along the way.
Strategy 3
Implement Cash Acceleration Systems
Strategy 3- Implement Cash Acceleration Strategy 3- Implement Cash Acceleration SystemsSystems
We want your account to grow as fast as possible... We want your account to grow as fast as possible...
Therefore, you will have options designed to most Therefore, you will have options designed to most benefit your individual situation. You have the benefit your individual situation. You have the flexibility to use revenues, systems and strategies in a flexibility to use revenues, systems and strategies in a variety of choices…variety of choices…
all with your very own bank!all with your very own bank!
Strategy 3- Implement Cash Acceleration Strategy 3- Implement Cash Acceleration SystemsSystems
You will be impressed how quickly you can You will be impressed how quickly you can increase your cash acceleration systems.increase your cash acceleration systems.
No Selling - No Recruiting - No NetworkingNo Selling - No Recruiting - No Networking
If you would like to refer us to someone… Your If you would like to refer us to someone… Your Personal Service Consultant will show you how you Personal Service Consultant will show you how you could get paid up to 30 years for referrals!could get paid up to 30 years for referrals!
LO KO
At All We DoAt All We Do
ReviewReview
Accelerate Cash FlowAccelerate Cash Flow
Receive Matching Dollar Grants Receive Matching Dollar Grants
We Teach You How ToWe Teach You How To
Recapture Lost DollarsRecapture Lost Dollars
A Personal Service ConsultantA Personal Service Consultant
Automated SystemsAutomated Systems
We Provide YouWe Provide You
High Level SecurityHigh Level Security
An Administrative Support TeamAn Administrative Support Team
Increasing Matching Dollar Distributions?Increasing Matching Dollar Distributions?
Decreasing Debt StructureDecreasing Debt Structure
Recapture Insurance Premiums/Taxes?Recapture Insurance Premiums/Taxes?
Would You Like…Would You Like…
A Personal Service ConsultantA Personal Service Consultant
Automated SystemsAutomated Systems
We Provide YouWe Provide You
High Level SecurityHigh Level Security
An Administrative Support TeamAn Administrative Support Team
What Will It Cost You?What Will It Cost You?
If we can recapture $10,000 If we can recapture $10,000 or more over time…or more over time…
It only costs $89.00!It only costs $89.00!
Otherwise, its free!Otherwise, its free!
What Will It Cost You?What Will It Cost You?
Ask yourAsk your
Personal Service ConsultantPersonal Service Consultant
What Will It Cost You?What Will It Cost You?
about your 60 day free look!about your 60 day free look!
Don’t Let Your Ship Get Away
How do you recapture all of your property taxes over your lifetime?
Your Personal Service Consultant will assistSecurity Escrow in setting up your
Tax Management Program.
Steps to setting up a Tax Management Program:1.
Set up a Tax Management Savings Account at your bank.
Make certain it is a federally insured bank.
Divide your annual property taxes by 12.
Make monthly deposits into the Tax Management Account.
Your Personal Service Consultant will show you how to acquire interest yields comparable to CD rates.
Projections are at 2.4%.
Steps to setting up a Tax Management Program:7.
Set up annual auto pay system.
Place annual interest into your Power Account.
Create an analysis projecting number of years to recapture 100% of property taxes.
Review your analysis to determine the number of years to recapture 100% of your property taxes.
Direct any inquiries to your Personal Service Consultant.
These projections are assumptions only and are not, nor are intended to be guarantees. Consult with your Financial Advisor/Professional before making any financial decisions.
How do you recapture all of your property and casualty insurance premiums over your lifetime; without-
A. Increasing your premiums.B. Increasing your risk exposure.C. Changing insurance companies?
Your Personal Service Consultant will assistSecurity Escrow in setting up your
Risk Management Program.
Steps to setting up a Risk Management Program:•
Set up a Risk Management Savings Account and your bank.
Make certain it is a federally insured bank.
Divide your annual premium by 12.
Make monthly deposits into the Risk Management Account.
Place interest earnings into your Power Account.
Your Personal Service Consultant will show you how to maximize your results.
Steps to setting up a Risk Management Program:•
Determine date and amount of premium payments.
Set up an auto pay system.
Determine if your homeowner/auto insurance deductible is $500.
Allow your power account to reach $500.
Increase your deductible to $1000.
Create auto pay system to pay $500 in the event of a claim.
Your annual payments into your Risk Management Account remains the same.
Steps to setting up a Tax Management Program:
14.
The amount of insurance premium going to your insurance company should be reduced by approximately 10%.
Place the difference in premium (savings from reduced premium) into your savings account (Power Account).
Create an analysis to determine how many years to recapture 100% of premium- assuming one claim every five years.
Create an analysis to determine how many years to recapture 100% of premium with no claims.
Review your analysis to determine the number of years to recapture 100% of your premium.
Direct any inquiries to your Personal Service Consultant.These projections are assumptions only and are not, nor are intended to be guarantees. Consult with your Financial Advisor/Professional before making any financial decisions.