.
1
12.02.15
.
50
( 14 , 2014 49 )
14 ,2014 49
.
2
12.02.15
.
50
( )
( )
..
3.1.1
22.03.2002
(Updation) ( )
,
1. , R.B.I , |
2. , MSE,
(a) 13 ( )
(b) 03 , 6
(c) - /
2
3.1.2.
22.03.2005
, , , , |
( 127 16.02.2013 25% , 75% Case 5 ) |
-
3.1.4.
20.03.2009
1974 ,
ACT , , |
46 01
2
3.1.5.
29.09.2010
, (Dedicated Certficate Officer) |
2
3.1.6.
19.02.2002
3.06.2014 28.07.2014
,,, , , :
46 02
3.1.7.
01.12.2008
.
2 ( )
3.1.8
9.05.13
3.1.9
27.05.14
,, ,
, , ,
02
Issues Pertaining To Banks
..
3.1.11
2013
, , , ,
. 12 ()
() (), ,
2013
1,2 3
1.. , ,
.
3
12.02.15
.
50
( )
31 , 2014 :
(Rs. in crore)
..
31.12.2013
31.03.2014
31.12.2014
1
112104.73
118646.05
132580.95
2
54846.85
58202.91
62556.15
3
* & **
8148.58
12552.84
19321.27
4
62995.43
70755.75
81877.42
5
(%)
56.19
59.63
61.76
60
6
38836.08
41890.05
31566.90
7
( ) (%)
70.81
71.97
50.46
40
8
9219.54
10186.33
11223.08
9
( ) (%)
16.80
17.50
17.94
18
10
i.
21469.82
23391.42
12262.35
ii. (%)
39.14
40.18
19.60
11
37.13
38.89
49.08
12
7739.72
8304.03
10752.93
13
(%)
14.11
14.26
17.19
10
14
32.00
32.90
29.11
15
(%)
0.05
0.06
0.05
1
16
9560.20
10211.79
12906.30
17
( )(ANBC) (%)
17.43
17.54
20.63
5
18
()
3598.84
3976.40
4566.44
19
(%)
9.26
9.49
14.46
15
20
3373.12
3332.80
3688.34
6.15
5.72
5.90
21
( .) -
1314
639
595
2548
1341
695
635
2671
1403
706
640
2749
22
2075
2265
2517
* - ,** . -. - , - , -I,
,
1
24
1
2.
19
25
3.
PMJDY
SSA
SSA
4117
..
2566
.20476.22 - 31 ,2014 -- 18.26 |
18881.99 -- 31 ,2014 - 29.97
( C.D Ratio)
56.19 % , , 61.76% |
(31 , 2013 31 ,2014 ).
- 31 ,2014 . 7269.18 ( 18.71 ) . 9211.91 -- , 50.46 40
Agriculture Credit
31 ,2014 . 11223.08 17.94 . 2003.54 -- 21.73
Weaker Section
10752.93 (17.19 ) 10
Advance to Women
31 ,2014 12906.30 - 3346.10 | 35% |
Advance to Minority Community
3598.84 , 4566.44 26.88 14.19 % , 15 |
(31 ,2014 - )
House may discuss.
. ( ) . 373/11.04.07/2010-11 10.02.2011 . /2005-06 . / . 47/02 13/03/2005-06 09.11.2005 ( )
, :-
(Rs in crore)
31 , 2013
31 ,2014
112104.73
132580.95
54846.85
62556.15
5774.89
16272.56
2373.68
3048.70
62995.42
81877.41
-
56.19 %
61.76%
( -4, - 5)
: // ,
.
4
12.02.15
50
(5.1 2014-15 : : 31 ,2014 )
31 ,2014 2014-15 : ( ( )
(2013-14)
31.12.13
(2014-15)
31.12.14
%
%
1
2
3
4
5
6
7
5566.75
1672.83
30.05
6335.00
1892.08
29.86
4690.40
3032.18
64.65
5532.95
2635.35
47.63
5211.69
2890.00
55.45
2962.73
1183.46
39.94
15468.84
7595.01
49.10
14830.68
5710.89
38.50
7484.69
4569.70
61.05
9689.48
6613.41
68.25
22953.53
12164.71
53.00
24520.16
12324.30
50.26
31 ,2014 / , 6
ACP 2013-14 & ACP 2014-15
2013-14
2014-15
2013-14 2014-15
1
2
3
4
5
1672.83
1892.08
219.25
13.10
3032.18
2635.35
(-) 396.83
(-) 13.08
2890.00
1183.46
(-)1706.54
(-)59.04
7595.01
5710.89
(-)1884.12
(-)24.80
4569.70
6613.41
2043.71
44.72
12164.71
12324.30
159.59
1.31
:
AFY 2014-15 ,, ,
, , |
S.B.I,B.O.I,Allahabad Bank,U.B.I, UCO Bank, IOB,O.B.C etc.
Rs. 1892.08
Rs.6335.00 Rs.8.00 -
,
focussed area
-, , , - ,
.
5
12.02.15
50
(5. REVIEW OF LENDING )
(5.1. , )
. 11223.08 17.94% 18 , , ,
STATUS OF KCC IN JHARKHAND
(Amt. In Crores)
Disbursement
During 14-15
Outstanding In KCC Accounts
Out of Total K.C.C at the end of Reporting Quarter
(Standard Asset)
AS OF
31.12.14
A/C
Amt.
A/C
Amt.
A/C
Amt.
332432
807.05
1151559
3435.86
966306
2712.79
3108
34.73
5669
58.37
1111
14.85
335540
841.78
1157228
3494.26
967417
2727.64
147206
303.98
310870
742.85
81778
187.44
6352
9.35
19288
28.53
10786
14.77
l
489098
1155.11
1487386
4265.64
1059981
2929.85
RuPay Credit Card
: 31.03.2013 Smart K.C.C Rupay Card , 445890 ( )
.
(5.2. )
6.2.1. ( ) ( )
(Accounts in Lacs) (Amt. in crore)
Sl. No.
Particular
Outstanding position as at the end of
Dec2013
Dec2014
(1)
(2)
(3)
(4)
1
Micro Enterprises
Accounts
293910
218648
Amount
7972.69
6018.71
a.
Manufacturing Sector
Accounts
58573
36674
Amount
2612.41
1411.98
b.
Service Sector
Accounts
235337
181974
Amount
5360.28
4606.73
2
Small Enterprises
Accounts
181423
79135
Amount
13497.12
6243.63
a.
Manufacturing Sector
Accounts
59987
17390
Amount
7541.24
2969.69
b.
Service Sector
Accounts
121436
61745
Amount
5955.58
3273.94
3
Total Micro and Small Enterprises (MSE sector)
Accounts
475333
297783
Amount
21469.81
12262.34
4
a.
Share of Credit to Micro Enterprises in total credit to MSE sector
Percent share of amounts (stipulation:60%)
37.13
49.08
b.
Share of credit to MSE sector in NBC/ ANBC
Percent share of amount
39.14
19.60
Credit Flow to Medium ENTERPRISES (Non Priority Sector):
( Amounts in Crore )
Sl. No.
Particular
Outstanding position as at the end of
Dec2013
Dec2014
(1)
(2)
(3)
(4)
a.
Manufacturing Sector
Accounts
10575
2413
Amount
942.38
880.94
b.
Service Sector
Accounts
81362
26926
Amount
534.07
514.66
c.
Total of Medium Enterprises
Accounts
91937
29339
Amount
1476.45
1395.60
COVERAGE UNDER CGTMSE( Collateral Free Loans Upto RS. 1.00 Crore in MSME )
(Rs. In Crore)
COVERAGE UNDER CGTMSE
MANUFACTURING
SERVICES
A/C
AMT
A/C
AMT.
11277
720.39
26830
1451.32
- 60% 2014,
49.08 %
,
( )
31 , 2013
31 , 2014
422.13
433.40
(5.3. Education loan )
(Amt. in crore)
Particulars
As on
31.12.13
As on
31.12.14
Total As on
Dec. 14
GROWTH
Y-O-Y
IN
EDU.
LOAN
DISBURESEMENT MADE
DURING
AFY 2014-15 in
ACP 14-15
Public
Sector
Bank
Private
Sector
Bank
RRB
Coop.
Bank
No. of Account
59013
62111
104
968
3
63186
4173
11552
Amount (In crore)
2020.61
2169.14
2.33
23.44
0.07
2194.98
174.37
334.10
T
2014-15 929.10 35.96 ( 334.10 )
- /
.
( 5.4 )
Performance of Banks under Housing loan Scheme
(Amt.in Crore )
Particulars
31.12.13
31.12.2014
31.12.14
-
ACP 14-15
Public
Sector
Banks
Private
Sector
Banks
RRB
..
Coop.
Banks
No. of Account
.
62270
57997
5650
528
5
64180
1910
9135
Amount (In crore )
4249.94
3904.19
412.52
24.75
1.06
4342.53
92.59
762.11
, ,
. ,
5.5 CREDIT FLOW TO SPECIAL CATEGORY OF BORROWERS( )
6.5.1
31 , 2014 :
( Rs. in Crore ( )
31 , 2013
%
31 , 2014
.. ..
38836.083598.849.2631566.904566.4414.46
31 , 2014 14.46 % 15% , 31 , 2013 9.26 % 14.46%
6.5.2
31 , 2014 : (. )
31 , 2013
PERCENTAGE
OF CREDIT TO
WOMEN
31 , 2014
Target of lending to Women (%)
Gross Credit
Of which to Women Gross Credit
Of which to Women 5% of NBC 5%
54846.859560.20 17.4362556.1512906.3020.63
6.5.3 )
31 , 2014 , : ( Rs. in Crore . )
31 , 2013
31 , 2014
DRI
DRI
DRI
54846.8532.0062556.1529.110.05
... :
.. - . , ,, , ,
/
31 , 2014 / : - ( .) 31 , 2013 31 , 2014
./. . ./. .
54846.858004.6514.5962556.1515455.0424.70
5.6.Scheme for financing of Women SHG
, 04 , . 3/6/2011- ( II), 2012 - / S , , , . DLCC , , , etc. ,
31.12.14 -
18
210
127
...
34909
22275
4169
2014-15
Rs.132.09
1334.08
5.7. (NRLM)
2014-15
2014-15 . 350 ( )
(31 , 2014 )
31 , 2014
Indicators
2014
Annual Target
(2014-15)
Achievement
(2014-15) in Apr Dec'14
Cumulative achievement till date since Inception
23
40
9
32
1239
1348
828
2067
8102
10846
5893
13995
105326
131671
67703
173029
.
162
700
495
657
4654
7548
6282
10936
3992
8863
4808
8800
( )
598.75
1329.5
721.25
1320
2341
4468
3166
5507
( )
1170.40
2234
1581.10
2751.50
228
2923
1249
1477
( )
264.5
1458
690.75
955.25
NA
80,000
39620
NA
NA
200
322
NA
NA
4500
6383
NA
NA
2000
200
NA
NA
225
176
NA
53,727 (cumulative target)
NA
32717
.
6
12.02.15
50
6. FINACIAL INCLUSION
()
, ,
I. Household Household , , : 25.01.2015 BSBD
II. 1500 2000 Household S.S.A S.S.A S.S.A B.C/BCA B.C/BCA S.S.A on-line Banking
III. Rupay Card
A.
.
Household
Household
SSA
Wards
4175
1002
4175
1002
4687342
1110436
2667951
B. . ( )
.
( Fixed Location )
4175
3269
848
58
C. .
24.01.15
PMJDY
Seeding
PMJDY
1728170
939781
2667951
1748697
1310909
- (PMJDY) ,
1. 4175 SSA 4117 SSA , SSA
, SSA BC/BCA , ON-LINE Device | , SSA ON-Line Banking | BC/BCA ON-LINE Device |
2. - , - |
3. 1748697 ,
Activated | Activation , .. |
4. , , , R.B.I , , |
5. SSA Fixed Location BC/BCA - , | , Fixed Location BC/BCA - |
6. Aadhar Number Seeding | Aadhar Number Seeding |
7. ( Swavalamban Scheme ) , | |
Modified DBTL Scheme ( )
| ,
i. LPG Company seeding |
ii. LPG Company consumer I.D No seeding |
iii. LPG Company seeding |
: 13.01.2015 ,
LPG
LPG
(Col. 1 )
LPG
seeding
LPG
LPG
Seeding
(Col.2 )
BANK
seeding
Seeding
1
2
3
4
1713463
920089
612075
66.52%
7
20.02.14
50
& - /
- - ( Provisionin )
- , , ,
| Government Sponsored poor recovery rate , |
31 , 2014 :-
[ ]
31.12.13
31.12.14
Y-TO-Y
Growth
%
Growth
54846.85
62556.15
7709.30
14.05
3373.12
3688.34
315.22
9.34
6.15
5.89
(-)0.26
: (Written-Off)
: [ ]
31.12.13
31.12.14
101839
322.04
105841
365.42
7803
8.29
6163
13.85
109642
330.33
112004
379.27
:
[ ]
31.12.14
Number
Amount
1
2
3
194
2.59
306
0.54
500
3.13
112004
31 , 2014 :-
[ ]
,2013
2014
2014
2014
2014
1288
491.21
1587
569.09
148
133.97
29
4.63
1706
698.43
(RECOVERY)
( . )
%
%
1
2
3
4
5
6
7
8
2653.92
1726.26
65.05
SGSY
158.09
66.65
42.16
4946.46
2805.91
56.73
/ PMEGP
273.99
92.71
33.84
1086.30
610.11
56.16
432.08
159.36
36.88
8686.75
5142.28
49.42
8
12.02.15
50
10. 31 , 2014
9.1 ( )
31 , 2014
( )
%
/ Rejected/returned
1
2
3
4
5
6
7
8
9
10
4245
4904
3666
55.28
3364
39.10
86.36
79.24
492
746
2013-14 30.05.2014 2013-14 2014-15
-
9
12.02.15
50
10. /...
:
(31.12.2014 )
jha 24 , 24 1 |
- 11
- 8
- 3
- 2
24
( ) 1
:
24+1
:
7
() 18
23
* 2
*02 (, )
- 20
.... : 22
: 23 - 02
:
1. : - 24
AFY 2014-15 RSETI :
- 343
Trainees - 9460
- 824
RSETI ,
1. - 2
2. Contractor - 4
3. Tender - 10
4. - - 2
.. , LDM , | .. F.L.C Camp | | 19 (FLCs) :
( )
, , , ()() , , , ,
10
, , , , ,
7
2
,
- 16
- 9
627
3242
3869
10
12.02.15
50
, - :
... :
SN
1.
/ () GOJ
1. / 2. / , 3. , 4.
5) ( )
6) ) )
7) ( )
8) ( )
9)
1) ,
2) /
3)
22.01.15
2.
-
1). / , GOJ
2) ( . )
3)
4)
5)
6) , , ,
1) 2) / 3)
02.02.15
3.
/ (), GOJ-
1) /
2) /
3) / , GOJ
4) ( )
5) ( )
6) )
7) ( )
8) ( )
9) ( )
1)
2)
3)
4) /
10.02.15
4.
-
-
1) / , GOJ.
2)
3)
4)
5 )
6)
7)
8)
9)
1)
2)
3)
02.02.15
5.
-
1)
2)
3)
4) ,
5) 6)
7)
8)
9)
1) /
2) ( / )
02.02.15
6.
,
-
1) ,
2) ,
3) ,
4) ,
5) ,
6)
7)
8)
9)
,
02.02.15
7.
-,
( )
-
1) ,
2) ,
3) ,
4)
5)
6)
,
01.02.14*
:17.12.14 RBI
Empowered Com.on MSME
8
-
( ) -
1) ,
2) ,
3)
4)
5)
6)
7)
( )
21.10.14
9
-
( ) -
1) ,
2) , , GoJ
3)
4)
5)
6)
7)
8)...
9)...
10)
-
5.12.14
.
11
12.02.15
.
50
( )
1. |
( )
2. (SFAC) ( CGF) |
( , )
3. RSETI 10 % Trainees ( sponsored) Credit Linkage |
( , )
4. D.R.T D.R.T Apellate Tribunal |
( , )
5. S.B.I RSETI | RSETI | , , S.B.I RSETI | , , RUDSETI , RSETI | S.B.I RSETI | :28.01.15 , , , S.B.I RSETI , , RSETI , | S.B.I , RSETI , , RSETI |
.
12
12.02.15
50
( )
... :
14 ,2015
Page | 36