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Bharat Masrani Group President and Chief Executive Officer TD Bank Group
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A year in review
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$8.8B Adjusted Earnings 1, 2
Growth-Oriented
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Growth-Oriented 1
U.S. Retail 27%
Canadian Retail
64% 91% Retail
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We put our customers
at the centre of everything we do
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"Highest in Customer Satisfaction" – J.D. Power 2
$6B Earnings 1
9% Loan Volume Growth
$23B Net New Assets 3
$650MM Earnings
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"Highest star rating" – Barron's
"Best Big Bank" – Money Magazine 2
$2B Adjusted Earnings 1
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Top 3 Dealer in Canada 2
$873MM Earnings 1
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Future-proofing the franchise
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0.4%
11.8% 10.6%
-5.0%
9.3% 8.5%
(1 Year) (5 Year) (10 Years CAGR)
Total Shareholder Return 1
Dividend 3
8% 2
2 2
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The good news for Canada
The way forward is straightforward
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Strong
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How will we manage through slow growth?
Stay customer-centric
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Legendary customer experience
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55% Branch Growth
2004: 85 2015: 130
600% Commercial
Banking Centre Growth
2004: 1 2015: 7
180% ATMs Growth
2004: 160 2015: 450
100% Our People
Growth 2004: 2,500 2015: 5,000
100% Customer
Growth 2004: 500,000
2015: 1,000,000
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Looking at our customers in a
Holistic Way Organizing ourselves around the customers
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1350 René-Lévesque Blvd West
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Collaboration
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A History of Innovation
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A Future of Innovation
Not at all! It's about a 5 minute walk. Head south on 2 St and you'll see it at the corner of 2 St and 7 Ave.
Is it far?
Hi there! The nearest TD Green Machine is at TD Square at 700 2 St SW. Hope you have a great vacation!
Help! I'm traveling in Calgary and need to know where the nearest ATM is! I'm @ the corner of 2st SW and 4 ave SW.
Good afternoon, Kavita. It's great to hear from you through Messenger. We'd be happy to look up the closest branch location for you. Can you provide us the intersection or postal close where you're located? We look forward to your response. - Meghan
Hi TD can you tell me where the closest branch is to me? Thanks!
SMS
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Size and Scale: A Unique Advantage
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Our culture
inspires people to do great things
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Leadership at every level
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Enduring Franchise
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Growth-oriented
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Customer-centric
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People-focused
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160th Annual Meeting of Shareholders