Download - Netpay Presentation
Mission NetPay offers various payment solutions- Credit Card
Processing, ACH, Direct Debit, Pay-By-Cash and Mobile-Pay.
NetPay helps merchants facilitate payout channels to affiliates,
partners, and suppliers through Debit Cards, Wire-Transfers
and Int’l Check Clearance.
NetPay authenticates each transaction with it’s unique risk
assessment platform.
Our Goals
To offer
Safer and solid platform to accept payments
Identification of fraudulent buyers
Payment processing of approved transactions.
Continuous decrease of declined transactions and
unnecessary chargebacks.
Simple and manageable tools to transfer payouts to
global partners.
NetPay History
Established in 1997, NetPay software house has became
one of Israel’s leading E-Commerce platform developers.
The company has since developed finance related
software programs and hundreds of e-Commerce sites.
Hand in hand with trade platforms, NetPay started
developing the Payment Processing System in 1999. The
platform was launched in 2002, and is being improved
ever since.
NetPay continues to develop payment solutions,
risk management tools and fraud detection methods.
Services
NetPay services and protects merchants and
card holders, making it:
Safe to Sell
Sure to receive settlements
Easy to transfer funds to partners
We do so through continuous and cooperative
communication with acquiring banks, merchants and card
holders.
Services cont.
NetPay’s business platform ensures:
o Financial stability and continuous support to merchants
and business partners.
o Professional care to customers and card holders.
o Long term commitment to ensure a safe e-commerce
environment.
NetPay’s unique fraud detection and
risk management platform :
Industry and customer’s behavior Patterns Analysis
techniques, as well as professional care to customers and
card holders.
The platform incorporates behavioral artificial intelligence
detection modules to screen and monitor each
transaction, as well as each attempt to use a credit card
through the Fraud-Guard system.
Risk Management & Fraud Detection
Risk Management & Fraud Detection
Three layer risk analysis :
1st layer: Errors on the gateway's filters
Transactions are blocked for Invalid Expiration Date,
Invalid Card Number, Invalid CVV2, Auth Code/Trans
ID/Credit Card Number Mismatch, unable to
recognizing CC company, Illegal BIN number and others.
Risk Management & Fraud Detection
2nd layer: Risk Scoring measurement
Black listed card number, past charge backs, blocked
customers, Geo-Location Conflict, Negative
Databases, Suspicious IP Address - Anonimyzer, IP
Conflict, and other factors.
Risk Management & Fraud Detection
3rd layer: Artificial Intelligence Detection
Through our own industry leading algorithm we are
able to identify user’s history, even when blocked and
hidden by the user.
Risk Management & Fraud Detection
Using the platform today we keep CHB ratios well below
MasterCard and Visa requirements, while keeping decline
ratios
low for different individual sites who use our platform.
Payment Processing
Using our International banking relations enables us to
process merchants from diverse Geo zones.
We have solutions for various MCC coded merchants
Merchants enjoy safe receivables through direct bank
transfers.
We operates with full transparency with our partner
banks as well as with our merchants.
Payout Solutions
Flexible Payout Channels
Wire Transfers and International check clearance:
Receive check payments in different currencies and we will
transfer
it to your local currency account at a low cost and swiftly.
Our Staff
Our mission is to cultivate highly skilled employees:
Our staff is cultivated & composed of professional and experienced manpower
with training from European banks in the industry.
Staff members at NetPay have academic degrees in finance and economics
and experienced knowledge of card payment clearing and processing.
We employ Compliance Officers to ensure that the company and its
employees comply with all relevant internal, US and European laws,
regulations and Ethical standards of e-commerce and Payment card industry
standards (PCI).
Compliance is an essential element of our corporate governance.
Staff Members
We facilitate highly motivated and experienced employees that empower our
corporation with creative knowledge based on experience, to ensure steady
growth and development. Some examples of our staff members include:
Mr. Yoni Roth – Mr. Yoni Roth – A former V.P of Visa Cal (one of the world’s largest acquiring
banks) with extensive experience in card processing rules and regulations, AML,
compliance and risk assessment.
Mr. Alon Elbaz – Mr. Alon Elbaz – Entrepreneur with 20 years of development experience in the e-
commerce and billing industry, developed transaction routing based applications
that are currently used by major financial institutions around the world.
Industry
Selling Financial Services - a national mission
Our ability to import capital
For processing through independent banking systems, which we will assemble in the
country and through them we will create benefits to companies around the world, to
existing customers and systems.
Executive Panel
Real Time monitoring
Merchant configuration Panel- 1
Merchant Options Configuration Panel-2
Merchant Risk Configuration Panel-3
Gateway Summary report by Currency
Conclusion
What we deliver to our associates:
Financially strong and stable partner
“PayPal-ready” proven solutions
Diversified tools and ways to process and transfer payments globally
The right operational structure and human resources to run a safe
and profitable organization.
The right tools to handle risk and fraud, thus protecting our
merchants and banking alliances.
We wish to thank you
for the opportunity to
present our company and values.