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A Presentation By
Mary Mathenge, CEO
National Cooperative Housing Union
(NACHU), Kenya
ICA HOUSING Conference
2nd November 2013
Cape Town, South Africa
“Advancing Women’s Rights through
Housing Cooperative Model”
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Country Context
Population: 38,610,097
Male: 19,192,000
Female: 19,417,000
Capital city: Nairobi
Devolution: 47 Counties
Official Language(s):
English & Kiswahili
Currency: Kenyan Shilling (Kshs)
Economy: Average growth of 5.3%
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“….gender equity and equality are matters of
fundamental human rights and social justice and the
awareness that attention for gender equality is
essential for the achievement of development goals
and a pre-requisite for sustainable development” (NACHU Gender Policy)
Sec 43(1b) Every person has the right to accessible
and adequate housing, and to reasonable standards
of sanitation; (Kenya Constitution)
Sec 60 (1) Land in Kenya shall be held, used and
managed in a manner that is equitable, efficient,
productive and sustainable, and in accordance with
the following principles:…
(f) elimination of gender in law, customs and
practices related to land and property in land; (Kenya Constitution)
Women Rights & Policy Framework
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200,000 units in Urban areas
300,000 units in rural areas
annual production is 50,000
83% demand for low income
and lower modest income
Annual Housing Demand in Kenya
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Rent Own
Annual Housing Demand in Kenya-Urban
characteristics
84% -rental accommodation
65% -live in the slums
5 to 7 persons share single
rooms (often 9-12 m2)
Households (many, female-
headed) spend more than 30%
of the incomes on rental
accommodation.
16%
84%
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6
1%
4%
15%
30%
50%
Income Pyramid
Monthly Household Income
Ksh 282,000 ($3,312)
Ksh 190,845 ($ 2,245)
Ksh 53,265 ($625)
Ksh 36,459 ($ 429)
Ksh 0 ($ 0)
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A registered National Housing
Cooperative Union under the
Cooperative Societies Act (Cap
490)
Provides capacity building,
finance and technical services
through housing cooperative
model.
About NACHU
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“To be a leader in facilitating affordable and integrated shelter solutions in Africa”
8
Mission
To contribute to improved shelter
and quality of life for modest and
low income communities through
access to capacity development,
technical services and financial
solutions
“Your Dream House
Partner”
Vision
Motto
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Governance Structure
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NACHU Targets
Potential Urban slums and Rural
communities
Special Groups e.g. youth, women etc
Active Housing Co-operative societies
Other Cooperative like organizations
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11
Forced Evictions
Poor Housing
Target Characteristics
Urban & Rural
Homeless
Inadequate incomes
Tenants
Poor infrastructure
Overcrowded environment
Lack access to affordable finance
Are under evictions threats
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Total Active Individual Membership (Men: 40%; Women: 60%, )
12
Total SaversTotal Savers
2206
4261
6825
8488
1825
3085
4883
5659
0
1000
2000
3000
4000
5000
6000
7000
8000
9000
2010 2011 2012 2013
Women
Men
55% of Savings by Women
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Selected Housing Projects
with Women Beneficiaries
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Faith Foundation Housing Coop. Project:
From Homelessness (IDPs) to Home Ownership
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Ngumo Mbega Housing Coop. Project (Women only Membership Coop):
Forced Evictions Intervention
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Mutindwa Housing: Micro-Enterprises to Home Ownership
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A couple from Mutindwa Housing Coop in their previous one roomed structure with a curtain partition. They now own a 3-roomed permanent home
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Women Empowerment through access to secure tenure and Decent Homes
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Alpha Mwanda Housing Coop Project: Upgraded Infrastructure/Roads and
Services including water (Healthy Community living)
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A couple from Mwanda Housing Coop(part of AlphaMwanda Project) in their previous mud house structure in Kaptembwa Slums, Nakuru
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Royal-Razak Housing Coop: From Slums to
Planned Neighborhoods
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Gladys of Royal Housing in her one roomed iron sheets house in Mukuru Slums
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Case Study Gladys Mbogo – Semba Tuvike
Women Housing Coop
57 years old, widowed as result of post election
violence
A mother of 7 children (3 boys and 5 girls)
With small loans from NACHU of between
$30 - $50, Gladys managed to rent out a space
from the council and connected piped water for
sale.
From the water business, she has managed to
raise enough deposit to afford an incremental
house.
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Case Study Gladys Mbogo – Semba Tuvike Women Housing Coop
Gladys in her one roomed structure surrounded by heaps of garbage and poor sanitation
In her new residence with safe neighborhood
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Other Key Lessons and
Best practices so far
captured
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26
More Gender Perspective: Children Safety and Housing
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Children Voices through Drawings
Children’s description of
safe and unsafe places
√ - Safe places
x - Unsafe Places
The girl child is at higher
risk in the informal
settlements including early
pregnancy and rape
Most children (especially
the girl child) prefer safe
neighborhood than safe
homes
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Children Voices through Drawings Contd’
Other than showing
that a safe
neighborhood is key,
the children went
ahead to show their
house designs
preferences
Children are a tremendous
resource in feeding back their
feelings about housing and
neighborhoods and should be
considered at design stage
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Standardizing house designs (Product approach) has improved
NACHU's knowledge translating to cost and delivery efficiency
Front Perspective Back Perspective
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Community led housing development approaches can be a basis for developing
urban areas master plans that ensure women participation in all development
stages
30
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Incremental housing projects have immediate value to beneficiaries
(especially women due to affordability) which is a catalyst for replicability
and scaling up
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Community led housing development result to high value asset and
ensures appropriate mechanisms are put in place to protect the target
group (especially women) against down-raiding and flipping of the asset
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Bridging the Gender Divide through Housing Cooperatives Model
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Asante Sana
Long Live NACHU & Partners
Your Dream-House Partner
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Contact
NATIONAL COOPERATIVE HOUSING UNION
Kiambere Road, Off Upper Hill Road,
P. O. Box 51693 - 00200,
Nairobi, Kenya
Phone +254-20-2710495/6
Fax +254-20-2710325
Email: [email protected]
Website: www.nachu.or.ke