1. Hiddencreditrepairsecrets.com PresentsHow to Deal With a Collections Agency

2. Collection agencies are at the bottom of the barrel when it comes down tobusiness. The only thing they care about is cold, hard cash. They dont care if youve just lost your job, yourspouse, or your health. Their job is tobleed you of money, whichever waythey can. However, you can stop themin their tracks by applying yournewfound knowledge and the law. 3. There are several tactics you can usein standing up to a collection agency,including saying the right words,sending a detail letter, or quoting the law. Listed below are some of thestrategies collection agencies will use against you. I have also provided youwith ways to counter their abusive tactics. 4. What are some of the collection agency phone tactics?They will use various tactics to try toget you to pay your debt. Once they geta judgment against you, they will keepcalling you to try to get personal information to assist with their enforcement. They will threaten tocriminally prosecute you for writing bad checks. A collector may threatento take your home if the debt is notpaid. They will also assembleinformation on you looking for a weakness. They will say that you haveto deal with them and not the creditor. 5. How to Deal With a Collections Agency - Howcan I respond to them?You can respond by sending them a cease and desist letter. Ask them whether you can tape the call, which will force them to becourteous. Let them know that you will be contacting the original creditor about their abusive tactics. Let them know that you willconsider legal action if they keep violatingthe law. Let them know that you know your rights, and if they violate them you will sue.If they are trying to collect for aprofessional, like a doctor or a CPA, threatento file a complaint against the professional. 6. Let them know you will complain to the FTC,attorney generals of fice, state licensingboards, and their collection organizations. Ifthe state statue of limitation has expired and the collector tries to collect, let them know that they are in violation of the FDCPA. 7. How to Deal With a Collections Agency - What ifits a collection attorney?The in-house collection agencies are not subject to the Fair Debt Credit Practicing Act, so if you send them a Cease and desist letter it has no weight. The Federal Trade Commission Actprohibits an unfair or deceptive trade practices. If you feel that the creditors collection agencyviolated the FTC Act, you can seek sanctions.Example of a violation, the collector calling yourjob when you cant have personal phone calls.You can also file a complaint with your localattorney generals of fice and that should stopthe in-house collectors. Now, some state subjectthe in-house collectors to the FDCPA so checkwith your state laws. 8. As you can see there are many ways, you candeal with an abusive collection agency. Whenever a collector calls or writes you and tries to use the strategies listed below, counterthem with your now-found knowledge. I guarantee that if you employ the techniques taught in this article. You will get the collectorsto back down. Now that you are empowered with new information, go out there, and take action. 9. If you are ready to say goodbye to credit rejection and debt collectors, visit hiddencreditrepairsecrets.comand sign up for the Free 8-Day E-CreditRepair Course, and claim your Free Gift-60 minute Podcast on RebuildingYour CreditHiddencreditrepairsecrets.com