COLLABORATIVE FINANCEDEMOCRATIZING FINANCE, MONEY AND BANKING
COLLABORATIVE FINANCEPERSON-TO-PERSON AND CROWD-DRIVEN FUNDING, LENDING, CURRENCY AND INVESTMENT MODELS THAT DECENTRALIZE AND DEMOCRATIZE FINANCE, MONEY AND BANKING.
Real EstateLendInvestFruitfullLandbayGroundfloorMoney360Small BusinessesFunding CircleSoMoLendPersonal
Creative ProjectsKickstarterIndiegogoMassiveMovSmall BusinessesSeedrsCircleUpCivicCrowdriseStart Some GoodPersonalGoFundMeUpstartPave
TransferwiseMidpointP2P CashPeer TransferCurrencyFair
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SOCIAL LENDING CROWDFUNDING
StripeBalanced
SNAPSHOTP2P CURRENCY TRANSFER
P2P PAYMENT PLATFORMS
P2P INSURANCE
P2P DIGITALCURRENCY
FriendsuranceP2P PAYMENTNETWORKSMpesaMiCashObopay
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1 RIFE WITH REDUNDANT MIDDLEMEN
FINANCIAL SERVICES RIPE FOR DISRUPTION
2 COMPLEX FEES AND PROCESSES ARE COMMON
4 MANY PEOPLE HAVE RESTRICTED ACCESS TO BANK ACCOUNTS, FUNDING, AND LOANS.
3 INSTITUTIONAL TRUST IN THE SYSTEM IS LOW
UNBUNDLINGBENEFITS ARE BEING UNBUNDLED FROM THEIR PHYSICAL DELIVERY SYSTEMS TO CREATE GREATER ACCESS.NEWSPAPERS, EDUCATION AND NOW BANKING…
HOW WILL THEY DISRUPT A LARGER ECOSYSTEM?
2 EMBRACE THE SHIFT FROM INSTITUTIONAL TRUST TO PEER TRUST
HOW CAN YOU…1 RETHINK THE WAY PEOPLE CAN ACCESS ASSETS
AND SERVICES THROUGH OPEN MODELS
4 THINK OF TECHNOLOGY NOT AS AN ‘ADDED’ COMPLEX LAYER BUT AS A SIMPLIFIER
3 REMOVE REDUNDANT INTERMEDIARIES TO DIRECTLY MATCH WANTS AND HAVES