5Your Life

STEPSTO Change

1 Discover Where

You Are Financially

How much do you spend, earn, owe,

and own?

Count it and write it down

2 Set Goals

Such as ‘Get out of debt by…’, ‘save

$5000 this year’, ‘retire in 24

months

3 Get a Plan

A goal without a plan is nothing

more than a wish. Wishes seldom

come true without action.

4 Commit to the Plan

Commitment is so much easier

when it’s foundation is in the first

three steps. Your resolutons will

fail again this year because you

haven’t backed them up with steps

one through three.

5 Review Often

This keeps you on track and holds

you accountable to stay the course

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