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@33voices
creative intelligence to help entrepreneursthink, grow, and live.
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The following represents 10 highlights from the interview by @MoeAbdou,
founder & host of 33voices®.
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Tom AndersonTom Anderson has his MBA from the Uni-
versity of Chicago and a B.S.B.A. from Washington University in St. Louis, where
he achieved a double major in Finance and International Business.
Tom has received multiple national recog-nitions for his wealth management accom-plishments including being named three
times to Barron’s Magazine as one of Amer-ica’s Top 1000 advisors: State by State.
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Stream interview Watch videoWatch videoNo.1
A intelligent debt strategy may be your gateway to multiplying your wealth.
Think like a CFO.
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Stream interview Watch videoWatch videoNo.2
The higher the interest rate of your debt,
the more important it is to eliminate it;
that means all credit card debt.
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Stream interview Watch videoWatch videoNo.3
It’s wise to use an asset-based loan facility
to enhance your liquidity position;
think of it as a low cost emergency fund.
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Stream interview Watch videoWatch videoNo.4
Your debt-to-asset ratio is highly personal,
but will generally range between 15-35%.
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Stream interview Watch videoWatch videoNo.4
Your debt-to-asset ratio is highly personal,
but will generally range between 15-35%.
33voicesTom Anderson - Optimal Debt Number
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Stream interview Watch videoWatch videoNo.5
Before financing your next purchase,
consider these four principles:
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Stream interview Watch videoWatch videoNo.5
Before financing your next purchase,
consider these four principles:The value of the item is 100% independent
of the financing you have around that item.
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Stream interview Watch videoWatch videoNo.5
Before financing your next purchase,
consider these four principles:Amortization stinks.
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Stream interview Watch videoWatch videoNo.5
Before financing your next purchase,
consider these four principles:A fixed rate on a loan is similar to a form of insurance.
is it better to self-insure?
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Stream interview Watch videoWatch videoNo.5
Before financing your next purchase,
consider these four principles:Think holistically
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Stream interview Watch videoWatch videoNo.6
Think twice before paying down your mortgage;
it has a bigger liquidity impact than you think.
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Stream interview Watch videoWatch videoNo.7
One hundred percent of all debt issued by publicly traded American corporations is issued on an interest-only basis;
it’s about flexibility.
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Stream interview Watch videoWatch videoNo.8
Your rate of return on paying debt is exactly equal to
your after tax cost of that debt.
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Stream interview Watch videoWatch videoNo.9
All things equal, a lower-volatility portfolio with debt may be better than
a high-volatility portfolio with no debt.
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Stream interview Watch videoWatch videoNo.10
Always dig your well
before you’re thirsty!
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Really reflect...
Have you considered your optimal debt-to-asset ratio?
Really reflect...