calsavers launch could touch thousands of local employers

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the EXECUTIVE PROFILE | 12

River Park tops the Shopping Centers list

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This Week Online 6

People on the Move 11,13

Leads 15-16

Public Notices 17-25

Opinion 26Frank Lopez – STAFF WRITER

Gabriel Dillard – MANAGING EDITOR

David Castellon - STAFF WRITER

HSR | 4 CalSavers | 7

Murals | 2

Paint the town Murals on businesses generate interest, nostalgia

Just as a painting can make a living room more inviting, a mu-ral can do the same thing for a business.

The Central Valley — and espe-

cially Fresno — has a long history of telling stories through artwork on businesses and public spaces. From the civil rights struggle of the farm workers in the 1960s, to snapshots of the history of com-munities, murals in the area illus-

trate the people and stories of the Central Valley.

There is always a new mural to discover, as they are regularly be-ing created.

It is difficult to get an exact number, but in Fresno County

alone there are over 200 murals, according to Creative Fresno’s Digital Mural Map — a project of Creative Fresno to map all of the county’s murals.

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4 5 6

1 | A mural of a kissing couple surrounded by butterflies on the side of the Bare Beauty Body Wax Studio on Fulton Street. 2 | A mural of the wings of curiosity taking off as a boy reads a book on the side of the CMAC building on Van Ness Avenue. 3 | The rock-and-roll icons mural on the “Homerun Alley” side of the Majestic Jewelry and Loan Co. building on Tulare Street. 4 | The fertile valley mural inside the Safe Food Alliance building in Kingsburg by local artist Tamara Keiper. 5 | A bald eagle painted in a tribal style on the side of a building under construction on the corners of Inyo and Broadway streets in Downtown Fresno. 6 | A mural depicting the “history of the Town of Kingsburg” on the side of the Los Pepes restaurant in downtown Kingsburg on Draper Street.

Globe-trekking Fresno officials confident of landing rail maintenance yard

PHOTO BY DAVID CASTELLON | Lee Ann Eager, left, discusses the potential effects of a high-speed rail maintenance yard being built in Fresno, alongside Associated Builders and Contractors President and CEO Michelle Daugherty and Brian Dominguez, chairman of the Fresno Chamber’s Government Affairs Council.

Whether or not you support high-speed rail, it’s happening, Lee Ann Eager told a group of business people in Fresno last week.

Just drive along Highway 99 through Fresno and you’ll see portions of elevated viaducts be-

ing built, and like it or not, plan-ning has to be done so Fresno — the starting point to construct the 520-mile rail line between Los Angeles and San Francisco — can fully benefit, said Eager, president and CEO of the Fresno County Economic Development Corp.

CalSavers launch could touch thousands of local employers

Golden State companies that do not offer an employer-spon-sored retirement plan for em-ployees should come to know the name “CalSavers” in the next several months.

CalSavers is the new state-run retirement savings plan that will officially launch on July 1, 2019. Employers who do not offer their own plans for employees are required to make CalSavers plans available and help facilitate payroll contributions.

Unlike traditional employer-sponsored retirement vehicles, there are no further expenses,

liabilities or obligations to the employer, said Katie Selenski, director of the CalSavers program, which is administered under the State Treasurer’s Office.

“It’s simple, easy and free to them,” Selenski said

of employers.The program will actually kick

off with a pilot launch starting in January 2019, with the initial marketing push for the program starting this month. The United Way of Fresno and Madera Coun-ties has been tapped to conduct local outreach, with a goal of reaching 1,000 business owners and 100,000 employees during the pilot phase.

Lindsay Callahan, CEO of United Way Fresno and Madera Counties, said the goal of the pilot launch is to test the system

2 www.thebusinessjournal.com FRIDAY, NOVEMBER 2, 2018

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Murals | 3

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In fact, in 2016, digital media company Thrillist counted Fresno among the best cities in America for street art, joining the ranks of Philadelphia, Detroit, Los Angeles and New York.

Downtown Fresno even features the Mural Dis-trict, where you can get a glimpse of a leaning Frank Sinatra on the KJWL build-ing on Fulton Street, or see the rich history and notable people of Fresno portrayed in the mural stamp on The Business Journal building on Van Ness Avenue.

In August, Downtown Fresno’s Majestic Jewelry and Loan Co. on Tulare Street unveiled an 85-foot-long mural by artist Brian Broughton, featuring fa-mous rock n’ roll icons on the side of the building near Chukchansi Park.

Leon Alchian Jr., owner of Majestic Jewelry, com-missioned Broughton to paint a mural to attract at-tention to his business and add more to the city.

I thought it would help

FRANK LOPEZ | Frank “Ol’ Blue Eyes” Sinatra on the KJWL Building in the alley of Broadway Studios in Downtown Fresno.

FILE PHOTO | The late FranCisco Vargas takes a break from work on the mural stamp featured on The Business Journal building in this 2013 photo.

FRIDAY, NOVEMBER 2, 2018 www.thebusinessjournal.com 3

Murals | from 2

Frank Lopez | Writer can be reached at:490-3465 or e-mail [email protected]

downtown,” Alchian said. “We are in a renaissance age with the downtown re-vitalization, and I wanted to be a part of the party. Hopefully it will draw more at-tention to my building and to the artist.”

Ben Stockle is the owner and vice pres-ident of Richard’s Prime Rib and Seafood restaurant on Fresno’s Belmont Avenue, which will celebrate its 50th anniversary in 2019. He is planning to commission a mural once the artist he wants to work with returns from overseas travel.

Stockle said that murals are a neat form of artwork that people enjoy that also make the town more fun to look at, and he wants the mural to show the richness and history of Belmont Avenue — once a key thoroughfare for local busi-nesses.

“Where we are here on Belmont, I feel we’re kind of forgotten about,” Stockle said. “I’m not considered Tower (Dis-trict) and I’m not considered downtown —I’m stuck in the middle.”

“This was the main, happening part of town a long time ago,” he said.

Stockle wants the mural to depict Bel-mont Avenue in its heyday.

In Kingsburg’s downtown, there are a number of murals that depict the his-tory of the town and its Swedish settlers as well as Native Americans.

Not far from the downtown area, the

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laboratory testing business Safe Food Al-liance at the Kingsburg Business Park re-cently unveiled a new indoor mural on a cylindrical wall that depicts a fertile val-ley ringed by mountains.

Tamara Keiper, the local artist who painted the mural for the Safe Food Al-liance, said she wanted to display an im-age that exemplifies our Central Valley. The mural took seven weeks to complete with the help of her assistant Rachel De-Frehn.

“You can take a wall that’s completely flat and feels like it’s closed you in. With a painting like this, you can open up any type of panoramic world that you like,” Keiper said.

The goal of the project was to bring a more welcoming scene to a working en-vironment that is normally sterile — by necessity.

“It makes the whole business seem more approachable, said Sam Keiper, president and CEO of Safe Food Alliance, and the husband of Tamara Keiper. “We have a laboratory environment, and we also have a training center. When you come into the reception area, I think it creates a very nice, soft area where peo-ple can converse with one another. It de-picts California in a very approachable scene for agriculture.”

TOP: CONTRIBUTED | Tamara Keiper works on an indoor mural at the Safe Food Alliance laboratory in Kingsburg BOTTOM: PHOTO BY FRANK LOPEZ | From left, artist Brian Broughton and Majestic Jewelry Owner Leon Alchian Jr. pose in front of the rock icons mural in Downtown Fresno.


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Almost a decade in the makingSome of those preparations started

nearly nine years ago when Fresno Works — a coalition of governmental agencies, labor and business groups — responded to a request for a site to build a heavy maintenance facility to repair and main-

tain the trains, she told the crowd gath-ered last Friday at Pardini’s Catering & Banquets for the Fresno Chamber’s Eggs & Issues breakfast.

Nine other bid packages from cities and unincorporated communities in the San Joaquin Valley were also submitted.

“And then we waited. And then the next year, we waited,” and years later, the waiting continues,” said Eager, who

added the waiting game may soon end, as she heard the rail authority may final-ly announce its location by January 2019.

Annie Parker, a spokesperson for the California High Speed Rail Authority, said in an email that “A decision on se-lecting a location site is forthcoming, but an exact date and timeframe has not been determined.”

Optimism fuels future plansRegardless of the announcement’s

timing, Eager expressed considerable confidence the maintenance yard will be built on a proposed 178-acre site south-west of Downtown Fresno.

The January 2010 proposal also noted $25 million in financial incentives for site acquisition, infrastructure, utilities and construction.

Eager seemed to have so much con-fidence that she noted educators and business leaders are already planning for what may come beyond the heavy main-tenance facility and the estimated 1,500 jobs it would create.

‘High-speed rail university’Those plans account for new busi-

nesses supplying goods and services to the rail line developing around the maintenance facility — possibly forming a business park — and the creation of a “high-speed rail university” that not only would train people in the various jobs to work for and maintain California’s new line, but also train people working high-speed rail jobs in other states.

But that hinges on where the mainte-nance facility will be built.

She said Fresno Works put together a thick, stylish proposal that looked like a coffee table book compared to those presented by the other communities that included areas in the vicinity of Le Grand, Atwater, Hanford, Madera, Wasco, Chowchilla and two sites in the Shafter area, all of which want to benefit from the potential economic windfall.

Follow throughOnce Fresno submitted its proposal,

“Those of us working on this project, we didn’t sit back and wait. For those first six years, I think I was at every — well I know I was — high-speed rail board meeting that they had every single month. They saw me there, that we were fighting for Fresno for the maintenance facility.”

Eager said she even attended last month’s meeting as part of her lobbying effort.

“The last we heard, they were waiting for the train operator, Deutsche Bahn, to help them make that decision on where that maintenance facility is going to be,” she said, referring to the German high-speed rail operator’s affiliate, DB Engi-neering & Consulting USA, which was awarded last year a contract worth up to $30 million to be the “early train op-erators,” assisting in designing, planning and implementing California’s rail line.

A global missionKnowing the company would have

a hand in selecting where to build the maintenance facility, “I was in Germany three weeks ago meeting with Deutsche Bahn, because we wanted to make sure that they knew that Fresno County was ready,” Eager said.

Deutsche Bahn even sent five repre-sentatives last week to meet locals in-cluding Fresno Mayor Lee Brand, State Center Community College District of-ficials and Assemblymember Joaquin Ar-ambula, D-Fresno, an ex officio member of the rail authority’s board of directors.

Deutsche Bahn officials told her the Fresno contingent was the only group from the Valley to make the trip to Ger-many to discuss the maintenance facility, and “It was very telling that Fresno was the only place they came,” Eager said.

IMAGE VIA FRESNO WORKS | This screengrab from a promotional video for the high-speed rail maintenance facility in Fresno County shows conceptual art of what it may look like southwest of Downtown Fresno.

HSR | 5


HSR | from 4

David Castellon | Writer can be reached at: 490-3464 or e-mail [email protected]

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“I felt encouraged by that meeting and have confidence that we’ll have a good working relationship with the initial op-erator,” Brand said in an email about the meeting.

In a written statement, Arambula ex-pressed similar optimism.

“A high-speed rail maintenance facil-ity will not only be a substantial econom-ic boost for Fresno but also will cement our leadership on the project,” he said.

Training opportunitiesEager said the next step is a training

center.She noted that officials are working

with local community colleges and uni-versities about planning the high-speed rail university. But as the first such insti-tution of its kind in the U.S., officials are thinking big and have floated the idea to federal agencies of becoming a national hub for training.

Texas, Florida and Illinois are all plan-ning high-speed rail systems.

In fact, a spur in the rail line and a test track could be added here for students to get hands-on training with actual trains, said Eager, who noted she has vis-ited high-speed rail training centers in France, Spain and Germany.

Secondary benefitsThen there is the planning for the an-

cillary businesses that would use the rail line or supply goods and services for the heavy maintenance facility, which could range from parts distributors to paint suppliers to makers of uniforms for rail employees.

Eager said in Paris, such businesses had formed an industrial park around

the maintenance yard she visited, and it included a FedEx distribution center, which used the trains to quickly deliver packages.

The maintenance facility, combined with the proposed training facility and ancillary businesses, could generate about 5,000 jobs, Eager said.

Despite Eager’s show of confidence, Lance Lippincott, Kings County’s direc-tor of economic and workforce invest-ment, said he believes the proposal to build the maintenance facility near Han-ford is strong.

“I didn’t go to Germany,” he said, but added that Kings County submitted a very well thought out proposal noting its location close to both Highway 99 and Interstate 5, the availability of land and proximity to larger job markets in the Valley.

Competition is strongIn addition, local officials have worked

with College of the Sequoias and West Hills College to quickly launch training programs for workers at Hanford’s new Faraday Future electric car plant and for a local food manufacturer, and the same could be done for high-speed rail, Lip-pincott said.

“There is greater ability to respond quickly and flexibly to businesses in smaller communities,” he added.

Ahron Hakimi, executive director of the Kern Council of Governments, ex-pressed similar confidence in two pro-posed sites for the heavy maintenance facility in Kern County.

“The Shafter and the Wasco sites are strong contenders, and we have many potential employees in Kern County,” he said.

Currently, the California High-Speed

Rail Authority is putting a priority on building the Valley portion of the line.

First things firstOnce that’s done, it’s estimated that

Valley commuters will be able to ride the 200-mph trains to Bay Area in about an hour, while the ride to Los Angeles would last a little more than an hour.

And that’s catching the interest of businesses around the world looking to expand and start ventures in California, Eager told the audience.

“High speed rail is on their minds,”

she said. “And so it has had that spider web effect where people are looking at expanding their businesses here, and it started with Fresno County being the first place [starting] high-speed rail in the entire country.

“There are companies that don’t want to locate in LA or the Bay Area, but they want the ability to get there in a relatively short time,” she said.

Communities vying for the heavy maintenance facility

- Castle Commerce Center, Atwater- Fagundas, west of Chowchilla- Fresno Works, south Fresno- Gordon-Shaw, north of Madera- Hanford, southeast of Hanford- Kojima Development, south of Le Grand- Shafter East, Shafter- Shafter West, Shafter- Wasco, east of Wasco

Source: California High-Speed Rail Authority


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this WEEK ONLINE

Despite receiving a reported $41 million in loans earlier this year to pay off debts and fund expansion, Fresno-based Zacky Farms has begun issuing lay-off notices to employees ahead of plans to cease operations.“Over the past several months, the company has been diligently engaged in seeking capital and business that would have enabled the company to continue operations,” states a termination letter obtained by The Business Journal.“Unfortunately, those exhaustive efforts, which continued until recently, have been unsuccessful, and the company must now proceed with steps to cease all operations,” it continues.Those letters started being issued Tuesday, with some workers reportedly laid off immediately and others being notified of later layoff dates.It all came as a surprise to many workers at Zacky’s south Fresno chicken and turkey processing plant, said Isley McDowell, an 18-year-old who started with the company just four months ago as a manifester, recording and scanning shipments of poultry from the facility.His shift began in the late afternoon Tuesday, and earlier in the day he had heard from co-workers about the mass layoffs, so he wasn’t surprised when he arrived to work later in the day and was handed the notice that he would lose his job on Dec. 8.Officials at Zacky didn’t respond to an interview request to discuss what’s happening.The termination letter states that Zacky & Sons Poultry, LLC, which operates as “Zacky Farms,” will cease all operations on Jan,. 19, 2019.

M A N U F A C T U R I N G

RETAILUber Eats hits VisaliaThe popular food delivery service Uber Eats has expanded with service locations across Central and Northern California — and Visalia is one of the cities on their list.The expansion also includes Lodi, Yuba City, Redding, Eureka and Chico. This will mean access to dozens of local restaurants in these cities. The new partnerships are part of a broader national expansion that is aimed at serving more than 70 percent of the U.S. population by the end of 2018. Uber Eats has doubled the number of cities that it’s available in across the globe since the end of 2017.Uber Eats launched in Fresno in May 2017.Many restaurants have indicated that partnering with Uber Eats has led to an uptick in revenue by giving them access to new customers and letting existing customers access them in a new way. As part of the launch, Uber Eats is also introducing a new self-sign-up tool so that restaurants can quickly sign-up and start doing deliveries on their own. There is a booking fee charged by the service based on a number of different factors.

El Torito closes suddenly Downtown Fresno’s El Torito restaurant closed suddenly over the weekend, informing customers via a note posted on its front door.According to a Facebook post on the “For the Love of Downtown Fresno” page, the restaurant was open Friday evening, but closed on Saturday, ahead of its popular Sunday brunch.Real Mex Restaurants owns the El Torito’s chain, as well as Acapulco Restaurant y Cantina and Chevy’s, whose River Park location in Fresno closed at the end of 2016 along with more than a dozen other locations owned by Real Mex, reported the Modesto Bee.A message left at the Real Mex corporate office in the Orange County city of Cypress was not immediately returned Monday morning.Real Mex filed for Chapter 11 bankruptcy in August, which followed another bankruptcy filing in 2012, according to online publication Eater Los Angeles.The chain was acquired by FM Restaurants HoldCo — a subsidiary of equity capital firm Z Group — out of bankruptcy court for $47 million, according to online news site Restaurant Business, which also reported that Real Mex had about 68 locations (as of Oct. 1) compared to 128 in 2012.

Despite the closure, the Facebook El Torito local page for Fresno was still posting content as of Sunday. That page stated that some locations did close, but provided no details. A Facebook user commented on the page that two Southern California locations, in Upland and Oceanside, had also closed.

FINANCEAnother brewery taps equity crowdfundingAnother local microbrewery is offering investors a piece of the action in hopes of expanding its operation.Madera-based Three Monkeys Brewing plans to offer up to 40 percent equity in the company to raise $1 million to build a new brewery and taproom, according to a news release.The announcement follows on the heels of Fresno-based Full Circle Brewing, which launched an equity crowdfunding campaign in October 2017 that would go on to raise more than $800,000 to expand operations at its downtown location.Currently located at 455 S. Pine St. in southwest Madera, plans call for relocating operations into a local “Opportunity Zone” that will provide investment incentives including elimination or deferment of federal capital gains taxes.“Craft beer drinkers have an insatiable thirst for quality craft beer,” said Michael Tate, president of Three Monkeys Brewing, in a statement. “Yet there is a shortage of truly premium craft beer on the shelves of liquor, small-format and big box stores. With this new tax law and the opportunity zones that have popped up, we’re confident we’ll find a savvy investor who wants to be a part of this growing and global brand face.”Established in 2013, Three Monkeys Brewing sells its beer at more than 180 locations in California, including BevMo, Costco, Raley’s and Save Mart. It recently began exporting to Australia and has its sights set on sales to Asia, according to the news release.Interested investors are encouraged to contact Tate at [email protected] for more information.

REAL ESTATERE/MAX Gold comes to Shaver LakeLocal residential real estate firm RE/MAX Gold announced the addition of an office in Shaver Lake.The firm will add eight agents to the RE/MAX Gold Team at the Shaver location, which was previously a franchise of national real estate company Coldwell Banker.The office is located at 41593 Tollhouse Rd., Shaver Lake,“So pleased to welcome our 62nd office to the Gold Nation Community. After many years with Coldwell Banker, Dana Smith and his market leading team are now a part of RE/MAX Gold,” said Keith Ard, RE/MAX Gold executive vice president. “It will be exciting to watch as these talented Associates serve the consumers of Shaver Lake and Huntington Lake with the most recognized brand and most successful Independently Owned Company in California into the future.”For more information on the new Shaver Lake office visit www.remaxgold.com or call (559) 841-8000.

BANKINGKingsburg Bank of America closesAdding to a slate of local branch closures, Bank of America closed its Kingsburg location on Nov. 1.The closing of the Bank of America branch leaves two remaining bank branches in town — Westamerica Bank and Suncrest Bank, both of which are located downtown on Draper Street.Jolene Polyack, economic development coordinator for the City of Kingsburg, said the bank plans to auction off the building at 1490 Draper St. Built in 1955, the building features two stories and a basement, with a total of nearly 8,900 square feet of space.She said local parties have expressed interest in bidding during the auction, which will take place online.In 2015, Kingsburg lost half of its banks when JP Morgan Chase and Citibank announced the closure of hundreds of branch locations, leaving only the Bank of America and the Westamerica branches in town. Suncrest Bank opened up in June of that same year in the former Citibank.A Bank of America ATM location near the Kingsburg Save Mart will remain. The next closest Bank of America branches are in Selma and Reedley.The closure will come about a year after the Bank of America branch in Fresno’s Tower District closed.

PHOTO BY DAVID CASTELLON | The Zacky Farms processing plant in Fresno is facing impending closure.

Zacky Farms to close


MILES TONES

CalSavers | from 1

and ensure a high-quality experience for everyone involved.

“We don’t want to create an admin-istrative burden by trying to avoid an administrative burden,” Callahan said.

Part of the challenge for Callahan will be finding large local employers that do not already offer employer-sponsored retirement plans. According to esti-mates from the state Employment De-velopment Department, there are an estimated 4,027 such firms with 5-100 or more employees, covering a total of nearly 90,500 workers.

The push to register companies for CalSavers will be staggered based on size. Firms with 100 or more employees face a deadline of July 2020 to register with CalSavers, followed by July 2021 for companies with 50 or more employ-ees and July 2022 for firms with five or more employees.

Once the CalSavers program fully rolls out by 2022, all employers with five or more workers will either have to offer an employer sponsored plan or al-low payroll deductions for an employee to participate in CalSavers.

Employees will be automatically en-rolled in the CalSavers program, and must opt-out within 30 days of launch if they don’t want to participate. Employ-ees who do not set savings preferences after being enrolled in the program will automatically have 5 percent of their pay diverted into an IRA.

Callahan said the “opt-out” mecha-nism will help ensure maximum cover-age.

“This harnesses the power of what we know from behavioral economics,” Cal-lahan said.

There is no minimum contribution from employees, who can set their own contribution level. Any employee who receives a 1099 form from the IRS can participate, including independent contractors such as ride-service drivers.

One of the program’s drawbacks is that employers aren’t allowed to match funds from employees into the IRA. Doing so would make it an employer-sponsored plan under the Employee Retirement Income Security Act of 1974, Selenski said.

Ascensus College Savings Record-keeping Services, LLC will administer the program and State Street Global Advisors will serve as the investment manager.

The history of CalSavers goes back ten years, to state Sen. Kevin de Leon push-ing for legislation to provide a state re-tirement plan for private-sector work-ers who were not covered by employer-sponsored plans.

The final version passed in 2016.To help rollout the pilot launch, on

Nov. 28, state Treasurer John Chiang will be in Fresno during an event to pro-mote CalSavers.

If employers do not offer their own sponsored retirement plan and do not want to participate in CalSavers, they will face financial penalties. Even if Cal-Savers pushes employers to create their own sponsored retirement plan, that’s still a win, Selenski said.

“We would consider that a huge suc-cess,” Selenski said.

For more information, visit calsavers.com.

AWARDSAnnual Agricultural

LUNCHEON

For more information, please visit www.FresnoChamber.com or call 559.495.4800.

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General Manager

2018 Ag BusinessAward Winner

Gabriel Dillard | Writer can be reached at: 490-3467 or e-mail [email protected]

Know your new California employment laws for 2019

Each year brings revisions to existing laws or new laws en-tirely. This is of course true for California em-ployment law as well. In fact, em-ployment laws seem to shift with greater frequen-cy than other ar-

eas of the law. The year 2019 will bring with it a host of new laws that employ-ers need to be aware of. Below are some key changes.

SB 820 (Settlement of Sexual Harass-ment Claims): This new law prohibits provisions in settlement agreements entered into after Jan. 1, 2019 that pre-vent disclosure of factual information pertaining to claims of sexual assault, sexual harassment, gender discrimi-nation or related retaliation that have been filed in court or before an admin-istrative agency. The new law does not prohibit a provision that prevents the parties to the agreement from disclos-ing the amount of the settlement.

SB 1300 (FEHA Amendments): This bill amends the Fair Employment and Housing Act (FEHA) in a number of respects, including to add a provision making it an unlawful practice for an employer to require an employee to release a FEHA claim in exchange for a bonus, raise or continued employment.

SB 1343 (Sexual Harassment Train-ing): Existing law requires employers with 50 or more employees to pro-vide supervisors with sexual harass-ment training. This new law expands the training requirement to employ-ers with five or more employees and requires that employers provide at least two hours of training to supervi-sory employees and at least one hour of training to non-supervisory employees by Jan. 1, 2020 and once every two years thereafter.

AB 1619 (Sexual Assault; Statute of Limitations): This new law greatly en-larges the statute of limitations for fil-ing a civil action for damages for sexual assault to 10 years after the alleged as-sault or three years after the plaintiff discovered or reasonably discovered injury as a result of the assault, which-ever is later.

SB 1976 (Lactation Accommoda-tion): This new law makes changes to existing lactation accommodation law. The existing law requires employers to make reasonable efforts to provide a lo-cation other than a toilet stall to be used for lactation. The new law specifies that the location should be a place other than a bathroom and further specifies that it generally should be a permanent location but that it can be a temporary location if (1) the employer is unable to provide a permanent location due to operational, financial or space limi-tations; (2) the temporary location is private and free from intrusion while being used for lactation purposes; and (3) the temporary location is not used for other purposes while being used for lactation.

SB 1252 (Copy of Payroll Records): Existing law already requires that em-ployees have a right to inspect or copy their payroll records and that they must be allowed to do so within 21 days of such a request. This new law clarifies that if an employee requests a copy of the records, the employer must provide the copies (as opposed to requiring em-ployees to copy the records themselves).

This article is for education and infor-mation purposes only; it should not be construed as legal advice. If you have an employment law question for inclusion in a future article, contact Brett T. Ab-bott at Gubler & Abbott ([email protected]). For specific em-ployment law advice or other legal as-sistance, contact Gubler & Abbott (559) 625-9600, 1110 N. Chinowth St., Visalia, CA 93291 (www.thecalifornialawyers.com).

THE LAW AT WORKBrett T. Abbott

2 0 1 8

SUPPLEMENT COMING NOVEMBER 9


Shopping CentersIn the Central San Joaquin Valley - ranked by gross leasable square feet; if tied by percentage of leased square feet.

20182017

Name of Shopping CenterStreet Address Phone

Number of grossleasable square

feet

Leasable storesPercentage

leased

Number ofparkingspaces Anchor tenants

General manager or leasing agentOwner

1(1)

River Park Properties265 E. River Park Circle, Ste. 150Fresno, CA 93720

438-4800 1,200,060 9698% WND Edwards, Macy's, H&M, Target, Best

Buy, Old Navy, JoannDon Veatch & Eric Peterson

River Park Properties II

2(2)

Sierra Vista Mall1050 Shaw Ave, Ste. 1075Clovis, CA 93612

299-5070 688,725 10186% 3,878 Target, Kohl's, Sears, SV Cinema 16,

Victoria's Secret, Bath & Body WorksGreg Newman

The Woodmont Company

3(NR)

Marketplace at El PaseoHerndon Avenue & Highway 99Fresno, CA 93722

256-1700 502,380 WNDWND WND

Target, Burlington, Marshalls, RossDress For Less, Ulta, Olive Garden,Tilly's, Bath & Body Works, Panera

Bread, McDonald's, Five Guys, Pieology

Retail California; Lewis Smith, MichaelKennedy

Inland Real Estate Rich Development

4(NR)

Hanford MarketplaceNWC Hwy 198 & Hwy 43 InterchangeHanford, CA 93230

256-1700 500,000 WNDWND WND Costco, Starbucks, Panda Express

Retail California; Michael Kennedy, MichaelArfsten

198/43, LLC

5(NR)

Visalia Mall2031 S. Mooney Blvd.Visalia, CA 93277

733-3899 440,000 8097% 2,175 Macy's & JCPenney Richard L. Feder

Brookfield Properties Retail

6(3)

Clovis Crossing1045-1395 Herndon Ave.Clovis, CA 93611

650-1305 435,000 WND99% WND Walmart, Dick's, Stein Mart,

HomeGoods, Old Navy, Petco, BevmoShane Anderson, CRA

Paynter Realty

7(4)

Sequoia Mall3303 S. Mooney Blvd.Visalia, CA WND

WND 401,000 WNDWND WND Regal Cinema, Hobby Lobby, Sears,

Marshalls, Bed Bath & BeyondShane Anderson, CRA

Paynter Realty

8(6)

Porterville MarketplaceHenderson & ProspectPorterville, CA 93257

WND 336,000 WND100% WND Target, Kohl's, Marshalls, Petsmart,

Ulta, Dollar Tree, Big 5Shane Anderson, CRA

Paynter Realty

9(NR)

Clovis Commons605 - 795 W. Herndon Ave.Clovis, CA 93612

WND 327,000 WND98% WND Target, Best Buy, TJ Maxx, Petsmart,

Dollar TreeShane Anderson, CRA

Paynter Realty

10(7)

Marketplace at Hanford110-288 N. 12th Ave.Hanford, CA 93230

WND 319,000 WND98% WND Target, Marshalls, Petsmart, Michaels,

UltaShane Anderson, CRA

Paynter Realty

11(8)

Ami Winepress5 E. River Park Place West, Ste. 203Fresno, CA 93720

490-3600 311,655(1)WNDWND 1,782 Target, Texas Roadhouse, Big 5, Stein

Mart

Harold Zinkin; Commercial WestAssociates

Zinkin Development

12(NR)

Sierra Pavilions Shopping Center955-1275 Shaw AveClovis, CA 93612

432-6200 300,000 WNDWND WND Lowe's, FoodMaxx, Big Lots, Party City

Newmark Pearson Commercial; TroyMcKenney, Craig Holdener

Red Mountain

13(10)

The Commons at the Madera District Fair1850 W. Cleveland Ave.Madera, CA 93637

415-923-0880 298,000 22100% 765 Lowe's, Marshalls, Walgreens, Grocery

Outlet, Petco, Big 5, Dollar Tree

Newman Development Group of Madera,LLC

Newman Development Group of Madera,LLC

14(11)

Sequoia Plaza3714-3950 S. Mooney Blvd.Visalia, CA 93277

WND 293,000 WNDWND WND Walmart, Burlington, Ashley Furniture,

Joann, Dollar TreeShane Anderson, CRA

Paynter Realty

15(12)

Villaggio Shopping Center7837-7985 N. BlackstoneFresno, CA 93720

256-1700 217,070 WNDWND WND

Lazy Dog Restaurant & Bar, NordstromRack, Barnes & Noble, Home Goods,

Ulta, DSW

Property manager — Manco Abbott, Inc. /leasing — Retail California, Lewis Smith

WND

16(13)

Park CrossingFresno St. & FriantFresno, CA 93720

490-3600 210,954(1)WNDWND 948 Petco, Trader Joe's, Sportsman's

Warehouse

Harold Zinkin; Commercial WestAssociates

Zinkin Development

17(14)

Sunnyside Country Club VillageKings Canyon & Clovis Ave.Fresno, CA 93727

WND 187,000 WNDWND WND FoodMaxx, dd's Discounts Shane Anderson, CRA

SMS

18(15)

Park Place Promenade2016-2226 S. Mooney Blvd.Visalia, CA 93277

WND 173,000 WNDWND WND Kohl's, Ross Dress for Less Shane Anderson, CRA

Paynter Realty

19(16)

Mary's Vineyard Shopping Center1305-1699 Noble Ave.Visalia, CA 93277

650-1300 157,115 WNDWND WND Save Mart

Property manager — Manco Abbott, Inc. /leasing — Commercial Retail Associates,

Bryan CifranicWND

20(17)

Kings Canyon Pavilion4951-4995 Kings Canyon Rd.Fresno, CA 93727

438-0733 152,300 1759% WND 99 Cents Only Siegel & Co.

KM Fresno Investors, LLC

Key: WND-Would Not Disclose. NR-Not Ranked(1) Based on 2017 data. All data has been provided by representatives of the shopping centers listed and Business Journal research. Not allsources surveyed responded to inquiries; including Fashion Fair Mall

Research: Edward Smith

Original Publication Date: November 2,2018E-mail:[email protected]

the LIST


Shopping CentersIn the Central San Joaquin Valley - ranked by gross leasable square feet; if tied by percentage of leased square feet.

20182017

Name of Shopping CenterStreet Address Phone

Number of grossleasable square

feet

Leasable storesPercentage

leased

Number ofparkingspaces Anchor tenants

General manager or leasing agentOwner

21(18)

Times Square Shopping Center3015-3073 W. Shaw Ave.Fresno, CA 93711

256-1700 152,253 WNDWND WND Ross Dress for Less, Big Lots, Chuck E

Cheese

Retail California; Michael Arfsten, MichaelKennedy

Times Square Holdings, LLC

22(19)

West Shaw Marketplace3617-3751 W. Shaw Ave.Fresno, CA 93711

WND 146,106 WNDWND WND Kohl's, FoodsCo, dd's Discounts

Property manager — Manco Abbott, Inc /leasing — Retail California, Michael

ArfstenWND

23(20)

Westlan Shopping CenterAshlan & WestFresno, CA 93705

650-1305 145,000 WND99% WND Save Mart, dd's Discounts, Fallas,

Dollar TreeShane Anderson, CRA

SMS

24(NR)

The Square at Campus Pointe3090 E. Campus Pointe Dr.Fresno, CA 93710

WND 140,580 25WND WND Maya Theater Don Veatch & Eric Peterson

Campus Pointe Commercial

25(22)

Northside Shopping Center1925-2121 N. Dinuba Blvd.Visalia, CA 93291

447-6222 135,050 WNDWND WND Food 4 Less, dd's Discounts

Leasing agent — Newmark PearsonRealty, Walter Smith

WND

26(21)

Gateway PlazaMooney & CaldwellVisalia, CA 93277

650-1305 126,000 WND100% WND Dick's Sporting Goods, HomeGoods,

Staples, DSWShane Anderson, CRA

Paynter Realty

27(23)

Via Montana Shopping Center1504-1568 E. Champlain Ave.Fresno, CA 93720

250-1362 123,586 WNDWND WND Big 5, Dollar Tree, Yosemite Ranch

Property manager — Manco Abbott, Inc., /leasing — DeMera & Mitchell, Albert

MitchellWND

28(24)

Mineral King Plaza4111-4345 W. Noble Ave.Visalia, CA 93277

438-0733 117,700 2396% WND Quantum Leap, Fit Republic Siegel & Co.

DPI Group, LLC

29(25)

Madera Crossroads1406-1470 E. Yosemite Ave.Madera, CA 93638

438-0733 114,100 1895% WND Rancho San Miguel Market Siegel & Co.

Q-S Tozer Ave., LLC

30(26)

Victorian Walk3744-3798 W. Shields Ave.Fresno, CA 93722

438-0733 108,000 2167% WND Fresh Valley Siegel & Co.

P. & R. Singh

31(27)

Country Club Village1101-1157 N. Country Club Dr.Madera, CA 93638

WND 102,916 WNDWND WND Save Mart

Property manager — Manco Abbott, Inc. /leasing — Cushman & Wakefield; Terri

Giovacchini, Chase LemleyWND

32(28)

Heritage Square3110-3300 E. Tulare Ave.Fresno, CA 93702

WND 102,438 WNDWND WND Dollar Tree

Property manager — Manco Abbott, Inc. /leasing — Retail California, Michael

KennedyWND

33(NR)

Shepherd RanchSWC Shepherd & Chestnut avenuesFresno, CA 93720

256-1700 101,921 WNDWND WND Food 4 Less, Walgreens

Retail California; Lewis Smith, MichaelKennedy

WND

34(29)

Kerman Shopping Plaza15000-15208 W. Whitesbridge Rd.Kerman, CA 93630

256-4011 101,870 WNDWND WND Family Dollar, Garcia's Market, O'Reilly

Auto Parts, Dollar Tree

Property manager — Manco Abbott, Inc. /leasing — Colliers International; Brett

Todd, Ted FellnerWND

35(30)

Woodward Village7705-7799 N. 1st St.Fresno, CA 93720

438-0733 101,600 3693% WND Smart & Final Siegel & Co.

J&D Properties

36(31)

Parkway Trails1215-1365 N. Willow Ave.Clovis, CA 93619

438-0733 101,500 3893% WND O'Reilly Auto Parts, Guarantee Real

Estate

Property management — Siegel & Co.,leasing agent — Newmark PearsonCommercial; Troy McKenney, Craig

HoldenerParkway Trails Owners Association

37(32)

Wild West Center117-159 W. Shaw Ave.Clovis, CA 93612

438-0733 98,500 1396% WND Orchard Supply Hardware, Salvation

Army, Starbucks

Property management — Siegel & Co.,leasing agents — Newmark PearsonCommercial; Troy McKenney, Craig

HoldenerJ&D Properties

38(NR)

Willow Plaza Shopping Center698-790 Shaw Ave.Clovis, CA WND

435-1756 91,583 WND100% WND Smart & Final, 99 Cents Only Property manager — Manco Abbott, Inc.

WND

39(NR)

Figarden New Town6015-6117 N. Figarden Dr.Fresno, CA 93722

432-6200 87,000 WNDWND WND Orchard Supply Hardware

Newmark Pearson Commercial; TroyMcKenney, Craig Holdener

MNS Breeze

40(NR)

Shaw View Shopping CenterNEC Shaw & Blythe AvenuesFresno, CA 93722

256-1700 84,784 WNDWND WND Party City

Retail California, Lewis Smith, MichaelKennedy

WND

Key: WND-Would Not Disclose. NR-Not RankedAll data has been provided by representatives of the shopping centers listed and Business Journal research. Not all sources surveyed respondedto inquiries; including Fashion Fair Mall

Research: Edward Smith

Original Publication Date: November 2,2018E-mail:[email protected]

the LIST

the FOCUS | 10 HEALTH CARE

PHOTO CONTRIBUTED | Dr. Muhammad Sheikh examines Sedelia Sanchez. Sheikh is a leading researcher in the fight against fatty liver disease in the Valley.

A clinic in Fresno may hold an important key in battling one of the San Joaquin Valley’s greatest health issues.

At the Fresno Clinical Research Center, Dr. Muhammad Sheikh has been conducting research and clinical trials for patients suffering from fatty liver disease and nonalcoholic steatohepatit is (NA SH). A native of Pakistan, Dr. Sheikh began his research 20 years ago at the UC Irvine Medical Center. In 2004, he was invited to UCSF Fresno to start a gastroenterology department.

According to Dr. Sheikh, NA SH brought on by fatty liver will be the No. 1 cause of liver disease and transplants by 2020, and has reached alarming levels in the Valley.

“I would say i t is an epidemic proportion,” Sheikh said. “Critically i n Fr e s n o , w e h a v e 4 0 p e r c e n t Hispanics and we have a huge Hispanic population actually coming from distances like Tulare County, Kern County and different counties to me just for research options.”

Nonalcoholic fatty liver disease is the buildup of fat in a patient’s liver. This can subsequently lead to inflammation and cell death. The body will then create scar tissue to replace the cells. This accumulation of scarring is NASH, which can result in cirrhosis. Fatty liver frequently comes as a result of a high-fat, carbohydrate-rich diet, and patients with diabetes are at an increased risk.

According to National Center for Health Statistics data from 2015-16, 47 percent of Hispanics are obese.

Dr. Sheikh added that this has been exacerbated in the Valley by not only genetic factors, but by poor education on health.

Currently, there is no treatment for fatty liver or NASH approved by the Food and Drug Administration. However, the epidemic levels of the disease in the Valley, and the high population of America’s most vulnerable demographic, have meant that the region is the prime location to test the latest treatment methods and pharmaceutical solutions to the problem. This begins with lifestyle modifications, dietary challenges and weight management.

Alongside lifestyle modifications, qualifying patients are placed in clinical trials. Companies like Gilead Sciences, Inc., Allergan, plc., Intercept Pharmaceuticals and G enefit SA a r e a l l w o r k i n g o n d e v e l o p i n g t r e a t m e n t s f o r l i v e r s c a r t i s s u e reduction and currently, Dr. Sheikh has approximately 160 enrolled in trials for these medications. According to Sheikh, 70 percent of his patients are either taking a full or half dose of the pills, while another 30 percent are on placebos. The blind trials mean that neither the patient, nor Dr. Sheikh, know which patients are taking what, if anything at all.

T h e s e t r i a l s a r e f u r t h e r a i d e d financially by free lab work and treatment, along with stipends for travel exp enses. Fresno Clinical Research Center is the only facility between Los Angeles and Sacramento doing trials of this scope, and Dr. Sheikh said their efforts have been paying off.

“We are seeing some differences in certain patients,” he said. “The

scarring is being reduced in certain patients, indicating that the drugs are perhaps working.”

For Sedelia Sanchez of Visalia, these treatments have been life changing and lifesaving. She was diagnosed with stage two l iver fibrosis three years ago. Things were brought home even more for her that same day when her cousin died from NASH.

“I called my uncle that day to talk about my cousin and find out what they actually found out,” Sanchez said. “Because I knew I was driving to see a doctor about my liver, and when he explained to me it was because of [my counsin’s] liver, it was an eye-opening experience.”

After being diagnosed, Dr. Sheikh put her on a prescription. When she started having severe bouts of itching, they determined that she was most likely not taking a placebo. However, the biggest indicator that she was on a full or half dose is that by taking the pills — coupled with a change in diet and lifestyle — her scarring began to recede. Now with minimal fibrosis, Sanchez still has five years to go on the program. She said she is looking forward to the day when the fibrosis is gone.

In the meantime, the 47-year-old mother of two is enjoying a healthier and more fulfilling life.

“I’m definitely sick less often,” she said. “I haven’t called in sick — except for my procedures for the liver biopsy — I haven’t called in sick in the last two years. And that says a lot from before.”

Donald A. Promnitz – STAFF WRITER

In order to keep businesses up to date on the ever-changing rules and regulations regarding hazardous waste management, the Fresno County Department of Public Health (FCDPH) has been offering classes.

A c c o r d i n g t o C i n d y S a u l s , environmental health specialist for the Department Public Health, their classes — like the one offered on a recent Wednesday morning at the Woodward Park Regional Library, and taught by the Folsom-based environmental consulting firm NES, Inc. — are bringing in around 30 people on average.

FCDPH started these compliance outreach classes in 2017, conducting 12 that year and are on track to complete 24 this year, with 12 classes in the Spring and Fall.

As a Certified Unified Program Agency (CUPA ,) the FCDPH has b een authorized by CalEPA to inspect and enforce hazardous materials disposal standards in Fresno County, and considers education and prevention to be their most valuable tool.

Federal penalties can go up to $70,000 per day, per violation, w h i c h i s b e i n g a d o p t e d b y C a l i f o r n i a . B u t H a r r y Ye e , supervising environmental health specialist, explained that locally, the penalty setting is based on the severity of the hazard and the degree of the violation. Yee elab orated by saying that the philosophy of their department is getting businesses back into compliance — not penalizing them.

“ We d o n’ t w a n t t o p e n a l i z e them,” he said. “We want them to put the money back into their business, get into compliance and teach their employees how to handle hazardous materials and hazardous waste. So we’re not after big penalties and fines.”

Common hazardous materials commonly dealt with include used motor oil, gasoline, chlorine and refrigerated liquids. As an agricultural area, Fresno County also deals with certain pesticides. Yee’s colleague, Vincent Mendes, added that some business owners

Fresno clinic a proving ground for liver research

Fresno County

provides education

for Hazmat disposal


Donald A. Promnitz | Reporter can be reached at: 490-3461 or e-mail [email protected] Hazmat | 13


NONPROFITS

The Tesoro Viejo team raised $15,015 for the American Heart Association, receiving second place top team fundraising award at the 26th Annual 2018 Central Valley Heart & Stroke Walk. More than 2,200 Central Valley residents participated in the American Heart Association’s 2018 Heart Walk

October 27, the largest local event for the association. “We are pleased to once again support the American Heart Association and commend the efforts of our team who continue to demonstrate the importance of serving our community and giving back,” said Brent McCaffrey, president of Tesoro Viejo Development.

the LEADS

S e q u o i a C o u n c i l , B o y S c o u t s o f A m e r i c a

2018 DISTINGUISHED CITIZEN LUNCHEON

H O N O R I N G

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Monday, November 19, 2018Reception: 11:00 a.m. - Lunch: 12:00 noon

PURCHASE TICKETS NOW!PURCHASE TICKETS ONLINE AT www.seqbsa.org/dcdw

OR CONTACT JOHN RICHERS AT (559) 320-2100 | [email protected]

Fresno Surgical Hospital gives patients throughout the Central Valley access to advanced urology surgical procedures. We invest in the latest technologies to treat prostate cancer, kidney stones, and other urology conditions. Our physicians work with patients to diagnose and treat urology issues – our goal is to deliver the highest quality care and patient satisfaction possible.

Your healthcare is your choice. Choose Fresno Surgical Hospital for Advanced Urology Procedures.

6125 North Fresno Street, Fresno, CA 93710 Phone: 559-431-8000 www.FresnoSurgicalHospital.com

Fresno Surgical Hospital is a fully-licensed, Joint Commission-accredited physician-owned hospital.

The Only Local Hospital To EarnA 5 STAR RATING FORPATIENT SATISFACTIONRated

On Hospital Compare As Reported At Medicare.gov (2016 - the last available reporting period)

92%* Fresno Surgical Hospital to family and friends, and choose it again for themselves.*HCAHPS score. (Average scores - CA = 70%, U.S. = 72%)

of Patients Would Recommend

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ADVANCED UROLOGY PROCEDURES CLOSE TO HOME.

AN AWARD-WINNING PHYSICIAN OWNED HOSPITAL

Fresno Surgical Hospital complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-559-447-7316 注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-559-447-7316

POM | 13

the PEOPLE ON THE MOVE

PHOTO CONTRIBUTED | Valley Children’s Hospital mascot George cheers on the cutting of the ribbon to start the 26th Annual 2018 Central Valley Heart & Stroke Walk.

the PEOPLE ON THE MOVE


How does the husband/wife dynamic play into your business?

Working with your spouse is not for everyone, but we decided VERY early on that our marriage was No. 1 and the business No. 2. We also preach the importance of job roles, that way we know our lanes and can be supportive and hold each other accountable. Overall, it has worked really well for us and it’s an amazing feeling to have created Ampersand together.

What are your roots in the Central Valley?

Amelia is the one with the Fresno history — her family moved here in 1998. I came here from Santa Barbara after Amelia and I were engaged. It took a couple summers to really fall in love with Fresno, but now I’m all in!

What do you like to do in your spare time?

In my free time I like to spend time with Amelia and our son. I have always loved to play hockey but not a ton of spare time these days, so I hope to get more rink time in soon.

the EXECUTIVE PROFILE

What made you decide to do ice cream as a business?

Before opening Ampersand I had about 20 years of experience in food service and management, so when it came time to open something of my own, Amelia and I thought about what we could add to Fresno’s food scene. We had lots of ideas in mind, but there was nothing close to artisan ice cream. So, Amelia decided to take a go at making it, and when acquaintances started to offer money for ice cream, we felt like we could take the leap of faith and go for it.

What are some of the new flavors at Ampersand that you’re most excited about?

We have gotten to a point where we have a pretty good arsenal of specials that are hard to pass on bringing back when it’s their time, but this time of year I love the Drunken Apple and the Candy Cap Mushroom. This is made with apples soaked overnight in apple brandy cooked down in butter sugar and cinnamon. The applesauce is then mixed in our classic cream base and swirled with our salted caramel. The Candy Cap Mushroom has a natural maple flavor to it that is unexpected and delicious!

What have been some of the ways you’ve been connecting with other businesses in the Central Valley?

We connect to other Central Valley businesses in a variety of ways. We buy from as many as local small businesses as possible from our dairy with Top O’ The Morn Farms to eggs, honey, coffee, etc. We also sell to a select few restaurants like The Annex Kitchen and Cracked Pepper. We also have our Fresno Proud Project that connects us with non-profit organizations. It has been part of our mission and vision with Ampersand to be as much a part of the community as possible!

What sets Ampersand apart from chain establishments like Baskin Robbins and Cold Stone Creamery?

What sets Ampersand apart from chain or franchised ice cream is that we make everything completely from scratch on site. We are a licensed dairy plant with the state of California and that allows us to curate our recipes from the very beginning, and daily! If you come to the shop, you will be eating ice cream that was made and frozen no more than two days prior.

How have preparations been going for the second location in north Fresno?

We are very excited for our second location at Marks and Herndon. Our landlords have been tremendously supportive and helpful in bringing us to the northwest side of town. However, plans have been in the city for months and there have been a lot of hang-ups there. As soon as we get those back, things will hopefully move much faster. We are making a large investment in this next spot, so we are eager to get it up and running!

How does the use of locally sourced products affect the overall quality of your product?

Using local ingredients adds to the freshness quality of our ice cream. Because our milk comes from only 40 min away and our produce is being delivered often by growers, we get to have relationships with these amazing local business owners that gives us an ability to communicate needs and share appreciation. Local is always the cheapest option, but the quality and relationships that come with it certainly make the cost worth it.

JEFFBENNETT

DIRECTOR OF OPERATIONS

AMPERSAND ICE CREAM

EDUCATION: Organizational leadership B.S. from Biola University.

AGE: 36

FAMILY: Wife Amelia and 1-year-old son Roscoe

WHAT WE DO: Ampersand Ice Cream is a small batch creamery focused on utilizing the best products the Central Valley has to offer.

FRIDAY, NOVEMBER 2, 2018 www.thebusinessjournal.com 13the PEOPLE ON THE MOVE

Cedarbrook, L&L 10-23_The Business Journal, 4.875 x 6.5”, Oct./Nov 2018

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WHAT: Enjoy a free educational seminar and a complimentary lunch

WHO: Marie Espinola, Executive Director of Alzheimer’s Foundation of Central California

WHERE: Cedarbrook Memory Care Community, 1425 E. Nees Avenue, Fresno, CA 93720

WHEN: Tuesday, November 06, 2018, 12:00–1:00 PM

RSVP: Space is limited. RSVP by October 18th to (559) 412-2299 or email [email protected] to receive lunch.

How to simplify the holidays for someone with dementia. Tips for preventing overstimulation, reducing stress and

enjoying the holiday season with your loved oneWe will share strategies that will help you to establish attainable goals,

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Access your copy using a QR reader or visit:

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REAL ESTATE

Brice Ewell, formerly with The Ewell Group of Companies, has joined Newmark Pearson Commercial as a sales associate specializing in selling investment, multi-family properties. Brice is a graduate of Arizona State University with a degree in political science.

RE/MAX Gold has announced that Realtor Sandra Borunda is the latest addition of the growing real estate franchise. Borunda brings to the office more than eight years of local real estate and specializes in residential sales for first-time buyers, move-up sales and REO properties.

She also has experience working in commercial real estate sales.

ENGINEERING

Provost & Pritchard announced the appointment of two new vice presidents to better serve their eight offices in Central California. Keith Mortensen, PE and Alex Collins, PE were promoted to their new positions after demonstrating strong leadership qualities and dedication to clients and the firm. In addition to the new vice presidents, Joe Hopkins, PE and Dena Traina, PE, ENV SP, were named office managers for the Los Banos and Merced offices respectively.

Ewell

Collins

Borunda Mortensen

Hopkins Traina

Hazmat | from 10

might be surprised at the wastes they may have and not be aware of.

“It’s one thing to be talking to a cold storage facility or a water treatment plant — they have people trained and they understand the hazards they have, versus a small mom-and-pop shop that may have just low risk stuff,” Mendes said. “But they still have to manage it.”

Among those to benefit from the classes is Walter Grisby, environmental health and safety manager for Brandt Consolidated, a company in Fresno t h a t f o r m u l a t e s f e r t i l i z e r s a n d nutrients for crops. Grisby has been to several classes, and said that they have helped him to clarify some of the confusing regulations on various classifications and protocols.

“In fact, when they first held the CERS class… because there was a major update to CERS for Central California — chemical reporting — they held a

workshop here on the new update, and it really was helpful,” Grisby said.

T h e C a l i f o r n i a E n v i r o n m e n t a l Reporting System (CERS) is a web-based system for the collection and reporting of hazardous material data. In 2013, it became law to electronically report on the data and submit a hazardous materials business plan (HMBP). Updates were made to CERS earlier this month to include revisions on existing violations, the addition of new ones, and the discontinuation of others.

“A lot of the laws have been in place for quite a long time, and people should know that it’s their responsibility to know what regulations/requirements they need to meet to be in business,” Yee said. “Do they know that? Not always, and we have to educate them.”

Donald A. Promnitz | Reporter can be reached at: 490-3461 or e-mail [email protected]

POM | from 11

14 www.thebusinessjournal.com FRIDAY, NOVEMBER 2, 2018the EXECUTIVE HOMES MARKET

Let’s talk

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FRIDAY, NOVEMBER 2, 2018 www.thebusinessjournal.com 15the LEADS

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34799 Avenue 13 1/4, Madera, CA 93636Amount: $10,208

GL Perez IncDoc No: 18-023797, EDD tax lien510 S C St, Madera, CA 93638Amount: $1,035

Nathan Barragan & AssociatesDoc No: 18-023798, EDD tax lien3125 E Robertson Blvd Ste B, Chowchilla, CA 93610Amount: $1,140

All Madera IncDoc No: 18-023799, EDD tax lien20865 Avenue 20, Madera, CA 93637Amount: $2,119

A 1 Elite Tree ServiceDoc No: 18-0118204, Franchise Tax Board tax lien2856 Mary Ave, Sanger, CA 93657Amount: $80,845

BRDL llcDoc No: 18-0121609, EDD tax lien4715 N Barcus Ave, Fresno, CA 93722Amount: $5,917

Walters & AssociatesDoc No: 18-0121610, EDD tax lien8469 N Millbrook Ave Ste 106, Fresno, CA 93720Amount: $378

M&S Enterprise IncDoc No: 18-0121613, EDD tax lien1604 G St Ste A, Reedley, CA 93654Amount: $2,539

Max Diesel IncDoc No: 18-0121614, EDD tax lien2317 S Orange Ave, Fresno, CA 93725Amount: $4,646

Tire & Wheel WarehouseDoc No: 18-0121617, EDD tax lien1396 N Blackstone Ave, Fresno, CA 93703Amount: $98

29.39 acres of river bottom on Macdonough Avenue south of Lac Jac Avenue and east of Riverbend Avenue in Sanger. Ron Silva was the listing agent.

Boese Commercial is reporting the following transactions:

1,700 square feet of industrial warehouse at 3346 W. Sussex Way was leased to West Coast Floorings from Empire West Lonetree. Boese Commercial was the agent.

Newmark Pearson Commercial is reporting the following transactions:

22,192 square feet of warehouse space at 2788 N. Larkin Ave. in Fresno leased to Johnson Controls Fire Protection from 2788 N. Larkin Associates, LLC. Ethan Smith, SIOR, CCIM and Ron Stoltenberg of Newmark Pearson Commercial were the agents.

31,800 square feet of warehouse space at 2851 S. East Ave. in Fresno leased to Excelsior Integrated, Inc. from Fresno Industrial Center. Ethan Smith, SIOR, CCIM and Ron Stoltenberg of Newmark Pearson Commercial were the agents.

539 square feet of office space at 2307 N. West Ave. in Fresno leased to American Ambulance from Deborah Brown. Luke Tessman of Newmark Pearson Commercial was the agent.

1,200 square feet of office space at 318 E. Tulare St. in Tulare leased to Green Valley Ag Services, Inc. from Matthew Quataker. Mike Porte, SIOR of Newmark Pearson Commercial’s Visalia office was the agent in cooperation with Zeeb Commercial.

3,200 square feet of industrial space at 2750 N. Clovis Ave., Unit 106 in Fresno leased to Repro Graphics from John Everett Family, LP. Daniel Simon of Newmark Pearson Commercial was the agent.

Retail California is reporting the following transactions:

9,864± square feet of retail space at 201 Main Street in Bishop leased to Family Dollar from Bishop 18, LLC. Lewis Smith and John Lee of Retail California were the agents.

Sale of 1.01 acres of land at 945 Skyline Blvd. in Avenal to O’Reilly Auto Enterprises, Inc. from Kings Community Action Organization, Inc. Lewis Smith of Retail California was the agent in cooperation with Holley McKay of Keller Williams.

1,260± square feet of retail space at 3129 W. Noble Ave. in Visalia leased to Dao Trong Duy from RREF II-WPG Visalia Financed Parcels, LLC. Michael Arfsten and Michael Kennedy of Retail California were the agents.

2,082± square feet of retail space at 1519 White Lane in Bakersfield leased to Yoshinoya from White Lane Capital, LP. Nick Frechou of Retail California was the agent in cooperation with Josh Sherley of Cushman and Wakefield.

3,087± square feet of retail space at 6105-6061 E. Kings Canyon Road, Ste. 101 in Fresno leased to Sunnyside Pet Hospital. Michael Kennedy and John Lee of Retail California were the agents in cooperation with Luke Tessman of Newmark Pearson Commercial.

6,230± square feet of retail space at 981-989 E. Prosperity Ave. in Tulare leased to Turner’s Outdoorsman from Prosperity Equity Partners, LLC. Nick Frechou of Retail California was the agent in cooperation with Kevin Hill of CBRE.

Sale of 1.39 acres at the southeast corner of Dinuba Boulevard and Riggin Avenue in Visalia to Auto Oil Changers from Bridgecourt Homes, LLP. Nick Frechou of Retail California was the agent in cooperation with Matt Graham of Graham & Associates.

Stumpf and Company is reporting the following transactions:

900 square foot office at 2491 W. Shaw Ave. in Fresno from Jerry Emerzian to Deborah Eacock and Karen Walker. Ron Stumpf was the broker in cooperation with Alexandra Stumpf, Real Estate Broker.

Colliers International is reporting the following transactions:

3,340 square feet at 7045 N. Maple Ave. Ste. 108 in Fresno to Reddy Medical Group, Inc. from Vee Kay Real Estate, LLC. Brett Todd was the agent in cooperation with Newmark Grubb.

1,830 square feet at 6059 N. Palm Ave. in Fresno to Fig Garden Health and Wellness from Opus I, LLC. Brett Todd was the agent.

5,000 square feet at 5489 W. Mission, Ste. 103 in Fresno to Spectrum Building Insulation Services from Paul Yergat, Anna Yergat and John Yergat. Mike Ryan was the agent in cooperation with James Bitter of Fortune Associates.

10,008 square feet at 5179 N. Blackstone Ave. in Fresno to Ghost Golf, Inc from Anthony E. Cox Living Trust. Steve Rontell was the agent in cooperation with Erik Barbic.

BANKRUPTCY

Another Phillips CreationCase No: 18-14280-79412 Huntsman Oak CtBakersfield CA 93311Assets: $32,495, Liability: $87,866, Exemptions: $24,599

Rodriguez TruckingCase No: 18-14287-76311 Madan StBakersfield CA 93307Assets: $165,176, Liability: $159,872, Exemptions: $61,483

Aguilar’s 24 Hour Mobile ServicesCase No: 18-14305-72000 Tangerine StMadera CA 93637

Assets: $25,270, Liability: $60,058, Exemptions: $9,167

KC Fire & Plumbing/KC Fire & Plumbing llcCase No: 18-14315-711101 Wilkesboro CourtBakersfield CA 93306Assets: $334,598, Liability: $457,973, Exemptions: $35,340

DC ConsultingCase No: 18-14324-132410 S UniversityVisalia CA 93277Assets: $0, Liability: $0, Exemptions: $0

1 Red Investment, Inc.Case No: 18-14340-112945 Niles StBakersfield CA 93306Assets: $0, Liability: $0, Exemptions: $0

STATE LIENS

Marquis Aviation IncDoc No: 18-017555, EDD tax lien845 E Redwood Cir, Hanford, CA 93230Amount: $1,891

Vape VandalDoc No: 18-017556, EDD tax lien1020 Aspen Ln, Lemoore, CA 93245Amount: $5,914

EJM Lending IncDoc No: 18-017557, EDD tax lien1068 W Sage Brush Way, Hanford, CA 93230Amount: $5,872

Fatte Albert’s Pizza CompanyDoc No: 18-017886, EDD tax lien110 E 7th St, Hanford, CA 93230Amount: $2,500

Vernon’s Chevron ServiceDoc No: 18-023613,, CA Dept of Tax & Fee Adm tax lien4124 W San Jose Ave, Fresno, CA 93722Amount: $347,726

Capp’s Floor CoveringDoc No: 18-023614,, CA Dept of Tax & Fee Adm tax lien

REAL ESTATE

Ron Silva Realty, Inc. and Peelman Realty are reporting the following transactions:

19.55 acres of open land on West Avenue on the east side of West Avenue north of Central Avenue in Fresno. Ron Silva was the listing and selling agent.

C O N T E N T S

LEADS

Real Estate 15

Bankruptcy 15

State Liens 15

New Businesses 16

The Leads information found in this issue of The Business Journal is a sampling from the Business Leads Download Center. The Business Leads Download Center is available free with your paid subscription to The Business Journal. For questions about the content listed in this section or how to obtain a subscription to The Business Journal, contact Ashley Webster at 559.490.3481 or e-mail [email protected].

HOW IT WORKS: The Business Journal’s Leads listings are designed to help you find the latest legal transactions to grow your business. Find out who’s new in town, who’s going out of business and what neighborhoods are becoming a hotspot for new business. We’ve pulled information from the county clerks’ and recorders offices in Fresno, Kings, Madera and Tulare counties to bring you the latest in business news. No matter what business you are in, you can gain a competitive advantage from these Leads each week.


Leads | from 15

the LEADS

Mcarron FarmsDoc No: 18-0121618, EDD tax lien10319 S Bethel Ave, Selma, CA 93662Amount: $283

Torick’s Roofing IncDoc No: 18-0121621, EDD tax lien3575 N Bethel Ave, Sanger, CA 93657Amount: $5,917

Central Valley P & S IncDoc No: 18-0121622, EDD tax lienPO Box 3912, Clovis, CA 93613Amount: $212

Gabe’s Air Conditioning & Heating IncDoc No: 18-0121676, EDD tax lien1605 Brehler Ave, Sanger, CA 93657Amount: $701

CJS Auto Sales llcDoc No: 18-0121677, EDD tax lien2121 Villa Ave, Clovis, CA 93612Amount: $5,918

Naturalcare Pest Solutions llcDoc No: 18-0121678, EDD tax lien6569 N Riverside Dr #102-111, Fresno, CA 93722Amount: $1,937

Dibuduo Fruit CompanyDoc No: 18-0121679, EDD tax lien3649 W Beechwood Ave Ste 105, Fresno, CA 93711Amount: $3,305

Flame FixersDoc No: 18-0121680, EDD tax lien3359 E Liberty Ave, Fresno, CA 93702Amount: $3,881

Omoni’s PizzaDoc No: 18-0121681, EDD tax lienPO Box 725, San Joaquin, CA 93660Amount: $2,080

Central Valley Distribution IncDoc No: 18-0121683, EDD tax lien5746 E Shields Ave Ste 103, Fresno, CA 93727Amount: $5,918

No Place Like HomeDoc No: 18-0121684, EDD tax lien6302 W Los Altos Ave, Fresno, CA 93722Amount: $1,373

Galvan BookkeepingDoc No: 18-0121685, EDD tax lien619 N St Ste B, Sanger, CA 93657Amount: $5,918

Sam and Associates Marketing FirmDoc No: 18-0121686, EDD tax lien4991 E McKinley Ave Ste 125, Fresno, CA 93727Amount: $5,918

Quick Fix Tool RepairDoc No: 18-0121706, EDD tax lien7722 N Angus St Apt 234, Fresno,

CA 93720Amount: $5,918

Bratton Construction Company IncDoc No: 18-0121707, EDD tax lienPO Box 595, Shaver lake, CA 93664Amount: $1,474

Whole Body Boot CampDoc No: 18-0121708, EDD tax lien1436 Menlo Ave Ste A, Clovis, CA 93611Amount: $3,049

Amenities Day Spa IncDoc No: 18-0121728, EDD tax lien5054 N Palm Ave , Fresno, CA 93704Amount: $5,836

Popolos Pizza No 2Doc No: 18-0123594, EDD tax lien7835 N Palm Ave Ste 106, Fresno, CA 93711Amount: $1,258

Vine Harvesting IncDoc No: 18-0123595, EDD tax lien1533 7th St Ste 209, Sanger, CA 93657Amount: $9,294

Turner Security Systems IncDoc No: 18-0123806, EDD tax lien120 W Shields Ave, Fresno, CA 93705Amount: $30,865

China Town RestaurantsDoc No: 18-0123807, EDD tax lien2220 Herndon Ave Ste 106, Clovis, CA 93611Amount: $2,661

Phat AlsDoc No: 18-0123809, EDD tax lien1316 7th St, Sanger, CA 93657Amount: $1,772

Lao Vieng 2Doc No: 18-0123810, EDD tax lien4767 E Olive Ave, Fresno, CA 93702Amount: $733

Jiminez Meat IncDoc No: 18-0123811,, CA Dept of Tax & Fee Adm tax lien605 E Lincoln Ave , Reedley, CA 93654Amount: $30,127

Slamwich Company llcDoc No: 18-0123837, EDD tax lien3071 E Campus Pointe Dr, Fresno, CA 93710Amount: $7,564

Blue Eagle Transport IncDoc No: 18-0123838, EDD tax lien3455 W McKinley Ave, Fresno, CA 93722Amount: $1,374

LollicupDoc No: 18-0123841, EDD tax lien1075 E Bullard Ave Ste 105, Fresno, CA 93710

Amount: $1,479Tinoco’s ConstructionDoc No: 18-0123843, EDD tax lien5599 Columbia Dr N, Fresno, CA 93727Amount: $5,920

China Town RestaurantsDoc No: 18-0123844, EDD tax lien2220 Herndon Ave Ste 106, Clovis, CA 93611Amount: $5,731

Reel Time Entertainment IncDoc No: 18-0123845, EDD tax lien122 W Elm Ave, Coalinga, CA 93210Amount: $154

Lucky Gubran llcDoc No: 18-0123847, EDD tax lien555 W Belmont Ave, Fresno, CA 93728Amount: $5,920

Industrial Repair ServiceDoc No: 18-0123848, EDD tax lien2040 E Tyler Ave, Fresno, CA 93701Amount: $858

Mt Whitney Mini MartDoc No: 18-0123849, EDD tax lien620 E Belmont Ave, Fresno, CA 93701Amount: $680

Howell Air ConditioningDoc No: 18-0123850, EDD tax lienPO Box 3552, Clovis, CA 93613Amount: $5,920

Hassibah-TLC IncDoc No: 18-0123851, EDD tax lien345 S Locan Ave, Fresno, CA 93737Amount: $4,243

Al’s Auto ClinicDoc No: 18-0123852, EDD tax lien6615 N Blackstone Ave Ste 111, Fresno, CA 93710Amount: $1,136

Rise Church of SangerDoc No: 18-0123853, EDD tax lien678 E Shaw Ave, Fresno, CA 93710Amount: $5,295

Jaxco Revenue ConsultingDoc No: 18-0123854, EDD tax lien255 N Fulton St Ste 103, Fresno, CA 93701Amount: $4,444

W J Smith & Associates IncDoc No: 18-0123857, EDD tax lien2350 W Shaw Ave Ste 132, Fresno, CA 93711Amount: $1,210

Sublime Vapor llcDoc No: 18-0123879, EDD tax lien379 E Shaw Ave, Fresno, CA 93710Amount: $1,457

Compos ConstructionDoc No: 18-0123880, EDD tax lien1244 N Mariposa St Ste 7, Fresno, CA 93703Amount: $5,920

NEW BUSINESSES

FRESNO

Fresnotorious Tattoo

Danila Express

Ricky’s Auto Repair

Green Leaf Company

Creekside Farming

Salvador Tires

Punjabi Dhaba Truck Wash

Level 1 Window Tint

Aunty Elaine’s Food Products

Central Orthotic & Prosthetic

Express Homes

Dignity Gardens Home II

Bee Sure Inspections

Del Rio Place llc

Rapid Auto Transport

All Valley Solar Solutions

Choices Compliance Solutions

Fuel Right Engineering Inc

Fresno Cars & Trucks

Satellitephone.com

Peace Made Clothing

Airway Electric

Training Wheels Driving Schools

Central CA CPR Training

Orphic Percussion

Alejandra Selene Photo & Film

“Wink” Creating the Perfect Wink

Ceja Transport

YNZ Transport

Splash Bottle Water

Addicted Collectibles Toy Shop

L & R Freightway

Reztech Industrial Services

New China Garden

Beauty Lounge Boutique

Figueroas Transport Services

Pad Thai Restaurant

Gill Threading and Fashion Jewelry

MADERA

Bass Lake Painting Company

Grocery Outlet of Madera

Carniceria Y Taqueria San Miguel

Madera Smog

Faysal Construction

LG Money Services

Cynthia Motel

Inman Sports Marketing

Fat Brothers Auto Repair

Tenacious Doors

El Milagro Wholesale

Daniel Chase Construction

Yosemite Yoga Studios

Three Tiny Knots

TULARE

Primo Pool Service

Tulare Agritourism At Sequoia

RC Recycling

Doris Tires

Englehart Designs

Yami’s Hair Nail Boutique

Get It Jumpin & More

Tacos Don Juanitos

Cruzita’s Gift Shop

J Martin and Dad

A’s Customz Plus More

Shane McClure Trucking

Ortega’s Taqueria Y Mariscos

Luxe Salon

Three Rivers Storage

Belleza Natural

Up’N5

Cali Transport

C&L Lube Center

Triple Twenty Music

D L G Party Rental & Bridal

San Joaquin Wood and Mill Work

Mental Industries

KINGS

Smoke Shop

Gome Dairy

Secured Cleaning Services

Skateboard SmilesTimothy Welsh321 E StLemoore, CA 93245

Flowline Sports

JR’s Tree Service

A R Landscape Services

Mommy Made Encapsulation Kings County

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PublicNotices

Trustee Sales 17 Civil 23Probate 23Fictitious 24Miscellaneous 24

PAGE 17 NOVEMBER 2, 2018

READERS INDEX Public notices contain information that must, by law, be published in order to make that information available to the general public. First-time publications will be designated with a (1) in the top left corner of the listing. Publication dates appear in the lower left corner of the notice beginning with the first publication and ending with the last.

the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/22/2018 Resolve Default Services, LLC 600 E John Carpenter Freeway, Suite 200 Irving, Texas 75062 Sale Line: (800) 793-6107 Rick Snoke, President A-4674016 11/02/2018, 11/09/2018, 11/16/201811/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)T.S. No. 068172-CA APN: 435-132-13 NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 12/4/2018 at 10:30 AM, CLEAR RECON CORP, as duly appointed trustee under and pursuant to Deed of Trust recorded 9/21/2006, as Instrument No. 2006-0201093, , and later modified by a Loan Modification Agreement recorded on 03/22/2007, as Instrument 2007-0058734, of Official Records in the office of the County Recorder of Fresno County, State of CALIFORNIA executed by: DENVER K WALLACE, JUNITA L WALLACE WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CA 93724 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 227 E FEDORA (AKA 227 E FEDORA AVE) FRESNO, CA 93704 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $225,038.84 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned or its predecessor caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county

(1)NOTICE OF TRUSTEE’S SALE T.S. No.: 2018-00258 Loan No.: xxxxx58942 A.P.N.: 450-251-13 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/4/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Adam Campos, a married man as his sole and separate property Duly Appointed Trustee: Resolve Default Services, LLC Recorded 11/10/2005 as Instrument No. 2005-0267301 in book , page of Official Records in the office of the Recorder of Fresno County, California, Date of Sale: 11/28/2018 at 9:00 AM Place of Sale: West entrance to the county courthouse breezeway, Fresno Superior Courthouse, 1100 Van Ness Avenue, Fresno, CA 93724 Amount of unpaid balance and other charges: $128,501.35 The Trustee shall incur no liability for any good faith error in stating the proper amount, including any amount provided in good faith by or on behalf of the beneficiary. Street Address or other common designation of real property: 715 North Farris Avenue Fresno, California 93728 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 793-6107 or visit this Internet Web site www.auction.com, using the file number assigned to this case 2018-00258. Information about postponements that are very short in duration or that occur close in time to

County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: TEDDY H. EDWARDS AND EVALYN L. EDWARDS, HUSBAND AND WIFE, AS COMMUNITY PROPERTY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/04/2018 TIME OF SALE: 10:00 AM PLACE OF SALE: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CA 93721. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 6691 N CLARK ST, FRESNO, CALIFORNIA 93710 APN#: 408-033-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $188,830.87. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site www.servicelinkASAP.com for information regarding the sale of this property, using the file number assigned to this case 00000007430622. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AGENCY SALES and POSTING 714-730-2727 www.servicelinkASAP.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 10/22/2018 BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-FN4673965 11/02/2018, 11/09/2018, 11/16/201811/02/2018, 11/09/2018, 11/16/2018-----------------------------------

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 888-632-4482 for information regarding the trustee’s sale or visit this Internet Web site www.realtybid.com for information regarding the sale of this property, using the file number assigned to this case 00000007647266. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: CHRONOS 888-632-4482 www.realtybid.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 10/19/2018 BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-4673850 11/02/2018, 11/09/2018, 11/16/201811/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000007430622 Title Order No.: 180112382 FHA/VA/PMI No.: 0456468023952 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/29/2007 as Instrument No. 2007-0127049 of official records in the office of the

TRUSTEE SALES

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000007647266 Title Order No.: 180268120 FHA/VA/PMI No.: CA0456343457703 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/20/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 11/10/2004 as Instrument No. 2004-0253753 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: GUADALUPE AYALA, AND JUANA AYALA, HUSBAND AND WIFE AS JOINT TENANTS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/04/2018 TIME OF SALE: 10:00 AM PLACE OF SALE: AT THE W. ENTRANCE TO THE COUNTY COURTHOUSE BREEZEWAY 1100 VAN NESS , FRESNO, CA 93724. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 36581 ACORN AVENUE, HURON, CALIFORNIA 93234 APN#: 075-353-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $72,130.49. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.


Continued | From 17TRUSTEE SALES


recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 068172-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP 4375 Jutland Drive San Diego, California 9211711/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE T.S. No. 18-00911-CI-CA Title No. 180245484-CA-VOI A.P.N. 437-181-01 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02/04/2000. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Jose M. Perez and Maria J. Perez, husband and wife Duly Appointed Trustee: National Default Servicing Corporation Recorded 02/09/2000 as Instrument No. 2000-0015605 (or Book, Page) of the Official Records of Fresno County, California. Date of Sale: 11/28/2018 at 9:00 AM Place of Sale: Fresno Superior Courthouse, West Entrance to the County Courthouse Breezeway, 1100 Van Ness Avenue, Fresno, CA 93724 Estimated amount of unpaid balance and other charges: $40,451.12 Street Address or other common designation of real property: 3631 North Effie Street, Fresno, CA 93726 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the

date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The requirements of California Civil Code Section 2923.5(b)/2923.55(c) were fulfilled when the Notice of Default was recorded. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 or visit this Internet Web site www.ndscorp.com/sales, using the file number assigned to this case 18-00911-CI-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/23/2018 National Default Servicing Corporation c/o Tiffany and Bosco, P.A., its agent, 1230 Columbia Street, Suite 680 San Diego, CA 92101 Toll Free Phone: 888-264-4010 Sales Line 800-280-2832; Sales Website: www.ndscorp.com Rachael Hamilton, Trustee Sales Representative A-4673986 11/02/2018, 11/09/2018, 11/16/201811/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000007155773 Title Order No.: 170425826 FHA/VA/PMI No.: 045-7610470-703 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/30/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/09/2012 as Instrument No. 2012-0002468-00 , DEFAULT JUDGMENT RECORDED 9/24/2018 AS DOC# 2018-0116370 TO CORRECT THE LEGAL DESCRIPTION of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: ALFONSO VENTURA SOLANO AN UNMARRIED MAN AND MARISOL MORALES CRUZ AN UNMARRIED WOMAN AS JOINT TENANTS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/12/2018 TIME OF SALE: 9:00 AM PLACE

OF SALE: FRESNO SUPERIOR COURTHOUSE, 1100 VAN NESS AVENUE, FRESNO, CA 93724. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 2056 NORTH CECELIA AVENUE, FRESNO, CALIFORNIA 93722 APN#: 312-180-33 THE SOUTH HALF OF LOT 2, TRACT NO 1061, MCKINLEY MANOR, IN THE CITY OF FRESNO, COUNTY OF FRESNO, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF RECORDED IN BOOK 14 PAGE 49 OF PLATS, FRESNO COUNTY RECORDS EXCEPTING THEREFROM AN UNDIVIDED ONE-HALF INTEREST IN ALL OIL, GAS, ASPHALTUM AND OTHER HYDROCARBON SUBSTANCES WITHIN OR UNDERLYING SAID REAL, PROPERTY, A RESERVED IN THE DEED FROM PACIFIC STATE SAVINGS AND LOAN COMPANY, TO CLAUD F CLARK, ET UX, DATED AUGUST 22, 1946, AND RECORDED DECEMBER 2, 1946 AS DOCUMENT NO 81071, OF OFFICIAL RECORDS, FRESNO COUNTY RECORDS. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $97,823.15. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000007155773. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 10/24/2018 BARRETT

DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-4674104 11/02/2018, 11/09/2018, 11/16/201811/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000007023120 Title Order No.: TSG1709-CA-3300420 FHA/VA/PMI No.: ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/11/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/05/2007 as Instrument No. 2007-0002718 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: LESLY H. KIMBER AND PAULINE KIMBER, HUSBAND AND WIFE AS JOINT TENANTS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/04/2018 TIME OF SALE: 10:00 AM PLACE OF SALE: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CA 93721. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 407 W KEARNEY BLVD, FRESNO, CALIFORNIA 93706 APN#: 464-131-13 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $261,751.64. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee,

or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site www.servicelinkASAP.com for information regarding the sale of this property, using the file number assigned to this case 00000007023120. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AGENCY SALES and POSTING 714-730-2727 www.servicelinkASAP.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 10/25/2018 BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-4674283 11/02/2018, 11/09/2018, 11/16/201811/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000007715337 Title Order No.: DS7300-18000467 FHA/VA/PMI No.: ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/25/1998. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 09/04/1998 as Instrument No. 98126814 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: LANA D WILLIAMS, AN UNMARRIED MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/04/2018 TIME OF SALE: 10:00 AM PLACE OF SALE: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 1506 NORTH ROWELL AVENUE, FRESNO, CALIFORNIA 93703 APN#: 453-061-25 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $43,970.59. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where

PUBLIC NOTICES




the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-758-8052 for information regarding the trustee’s sale or visit this Internet Web site www.homesearch.com for information regarding the sale of this property, using the file number assigned to this case 00000007715337. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: XOME 800-758-8052 www.homesearch.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 10/25/2018 BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-4674261 11/02/2018, 11/09/2018, 11/16/20111/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE T.S. No.: 2018-04428 Loan No.: 2000003993 A.P.N.: 445-051-12 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. [PURSUANT TO CIVIL CODE 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/8/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2424h(b), (payable at the time of sale in lawful money of the United States), will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees,

of FRESNO County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 7/25/2018 in Book -, Page --, as Instrument No. 2018-0088671-00 of said Official Records, WILL SELL on 11/29/2018 At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at 10:00 AM AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at the time of sale in lawful money of the United States), all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State hereinafter described: LOT 53 OF TRACT NO. 1150, LINCOLN HEIGHTS, IN THE CITY OF FRESNO, COUNTY OF FRESNO, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF RECORDED IN BOOK 15, PAGE 3 OF PLATS, RECORDS OF SAID COUNTY. Assessor’s Parcel Number: 479-164-03 The property address and other common designation, if any, of the real property described above is purported to be: 1124 East Byrd Avenue, Fresno, CA The undersigned Trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the undersigned within 10 days of the date of first publication of this Notice of Sale. The property heretofore described is being sold “as is”. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of sale is: $70,272.67. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided therein, and the unpaid principal balance of the Note(s) secured by said Deed of Trust with interest thereon as provided in said Note(s), fees, charges and expenses of the trustee and the trusts created by said Deed of Trust. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: October 26, 2018 REDWOOD TRUST DEED SERVICES, INC., as said Trustee ATTN: ROBERT CULLEN P.O. BOX 6875 SANTA ROSA, CA 95406-0875 By: ROBERT CULLEN, President NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale

of this property, you may call (714) 730-2727 or visit this Internet Web site: www.servicelinkASAP.com, using the Trustee Sale number assigned to this file, T.S. #18091-PR. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. A-4674563 11/02/2018, 11/09/2018, 11/16/201811/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)T.S. No.: 18-13443-01AMENDED NOTICE OF TRUSTEE’S SALE(Amending the Notice of Trustee’s Sale recorded 10/11/2018 as Document No. 2018-0124968-00 of Official Records, changing the date of sale, and estimated unpaid balance)YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/3/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.Original Trustor(s): Michael AndersonDuly Appointed Trustee: WT Capital Lender Services, a California corporationRecorded 4/29/2008, as Instrument No. 2008-0061757 of Official Records in the office of the Recorder of Fresno County, CaliforniaDate of Sale: 11/30/2018 at 10:00 AMPlace of Sale:AT THE MAIN ENTRANCE TO THE BUILDING LOCATED AT 7522 NORTH COLONIAL AVENUE, FRESNO, CALIFORNIAAmount of unpaid balance and other charges: $246,832.77 EstimatedStreet Address or other common designation of real property: 1820 Monterey, Fresno, CA & 245 Broadway, Fresno, CA Legal Description:PARCEL NO. 1:FRACTIONAL LOTS 20, 21, 22 AND 23 AND ALL OF LOTS 24, 25, 26, 27, 28 29, 30, 31 AND 32 INBLOCK 217 OF PARKHURST’S ADDITION TO THE TOWN (NOW CITY) OF FRESNO, IN THE CITY OF FRESNO, COUNTY OF FRESNO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF RECORDED IN BOOK 1 PAGE 16 OF PLATS, FRESNO COUNTY RECORDS.EXCEPTING THEREFROM THAT PORTION DESCRIBED AS FOLLOWS:BEGINNING AT THE INTERSECTION OF THE SOUTH LINE OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 10, TOWNSHIP 14 SOUTH, RANGE 20 EAST, MOUNT DIABLO BASE AND MERIDIAN, AND THE SOUTHWESTERLY LINE OF SAID BLOCK 217; THENCE NORTH 89°41’ EAST, ALONG SAID SOUTH LINE OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 10, A DISTANCE OF 200.45 FEET TO THE SOUTHWESTERLY LINE OF AN ALLEY; THENCE NORTH 41°47 WEST, ALONG SAID

SOUTHWESTERLY LINE OF AN ALLEY, A DISTANCE OF 16.01 FEET; THENCE SOUTH 89°41’ WEST, PARALLEL WITH AND 12.00 NORTH OF SAID SOUTH LINE OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 10, A DISTANCE OF 176.27 FEET; THENCE SOUTH 48°13’ WEST A DISTANCE OF 18.12 FEET TO THE POINT OF BEGINNING.PARCEL NO. 2:LOTS 5 THROUGH 7 IN BLOCK 217 OF PARKHURST’S ADDITION TO THE TOWN (NOW CITY) OF FRESNO, IN THE CITY OF FRESNO, COUNTY FOR FRESNO, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF RECORDED IN BOOK 1 OF PLATS AT PAGE 16, FRESNO COUNTY RECORDS.A.P.N.: 468-307-02 and 468-307-09The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.Date: October 25, 2018WT Capital Lender Services, a California corporation7522 North Colonial Avenue, Suite 101Fresno, California 93711 (559) 222-4644 WTCap.comBy Maria Simental, Trustee’s Sale Officer11/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)APN: 510-391-01-S TS No: CA05000214-18-1 TO No: 18-174071 NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 7, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST

charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: DONNA M. WHEELOCK, A WIDOW, AS SURVIVING JOINT TENANT Duly Appointed Trustee: Entra Default Solutions, LLC 1355 Willow Way, Suite 115, Concord, California 94520 Recorded 8/15/2005 as Instrument No. 2005-0185788 in book , page of Official Records in the office of the Recorder of Fresno County, California, Date of Sale: 11/29/2018 at 10:00 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 Amount of unpaid balance and other charges: $314,356.04 Street Address or other common designation of real property: 2819 E SIMPSON AVENUE FRESNO, CA 93703 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. We are attempting to collect a debt and any information we obtain will be used for that purpose. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this Internet Web site www.servicelinkASAP.com, using the file number assigned to this case 2018-04428. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/26/2018 Entra Default Solutions, LLC Katie Milnes, Vice President A-4674501 11/02/2018, 11/09/2018, 11/16/201811/02/2018, 11/09/2018, 11/16/2018-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST LOAN: ESQUIVEL12 (CHURE LLC) OTHER: 91210894 T.S. #: 18091-PR NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED.* *PURSUANT TO CIVIL CODE Section 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT, BUT TO THE COPIES PROVIDED TO THE TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/24/2017. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that REDWOOD TRUST DEED SERVICES, INC., a California corporation, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by CHURE LLC, recorded on 5/5/2017 as Instrument No. 2017-0055668-00 in Book --, Page - of Official Records in the office of the County Recorder

PUBLIC NOTICES




YOU, YOU SHOULD CONTACT A LAWYER. On December 27, 2018 at 10:00 AM, at the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on December 29, 2005 as Instrument No. 2005-0304463, of official records in the Office of the Recorder of Fresno County, California, executed by JAMES H. SWEATT AND ARLETTE SWEATT HUSBAND AND WIFE, AS JOINT TENANTS, as Trustor(s), in favor of FINANCIAL FREEDOM SENIOR FUNDING CORPORATION, A SUBSIDIARY OF INDYMAC BANK, FSB as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 4741 WEST WILLIS AVENUE, FRESNO, CA 93722 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $199,684.91 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available

to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA05000214-18-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 22, 2018 MTC Financial Inc. dba Trustee Corps TS No. CA05000214-18-1 17100 Gillette Ave Irvine, CA 92614 Phone: 949-252-8300 TDD: 866-660-4288 Myron Ravelo, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 Trustee Corps may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose.ISL Number 51262, Pub Dates: 11/02/2018, 11/09/2018, 11/16/2018, FRESNO BUSINESS JOURNAL11/02/2018, 11/09/2018, 11/16/2018-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000005776554 Title Order No.: 160009054 FHA/VA/PMI No.: ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/01/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/20/2007 as Instrument No. 2007-0034830 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: FRANK E. AREYANO, AN UNMARRIED MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/20/2018 TIME OF SALE: 10:00 AM PLACE OF SALE: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CA 93721. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 2414 EAST FAIRMONT AVENUE, FRESNO, CALIFORNIA 93726 APN#: 427-093-07 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $166,620.44. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee

auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site www.servicelinkASAP.com for information regarding the sale of this property, using the file number assigned to this case 00000005776554. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AGENCY SALES and POSTING 714-730-2727 www.servicelinkASAP.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 10/08/2018 BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-4672391 10/19/2018, 10/26/2018, 11/02/201810/19/2018, 10/26/2018, 11/02/2018-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No. 18-20325-SP-CA Title No. 180214830-CA-VOI A.P.N. 464-280-19 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/05/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater

on the day of sale. Trustor: Yvonne Maddox, an unmarried woman Duly Appointed Trustee: National Default Servicing Corporation Recorded 12/08/2006 as Instrument No. 2006-0257819 (or Book, Page) of the Official Records of Fresno County, California. Date of Sale: 11/08/2018 at 10:00 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 Estimated amount of unpaid balance and other charges: $155,679.53 Street Address or other common designation of real property: 1546 West Orleans Avenue, Purported on tax sheet as 1545 West Orleans Avenue, Fresno, CA 93706 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The requirements of California Civil Code Section 2923.5(b)/2923.55(c) were fulfilled when the Notice of Default was recorded. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this Internet Web site www.ndscorp.com/sales, using the file number assigned to this case 18-20325-SP-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/08/2018 National Default Servicing Corporation c/o Tiffany and Bosco, P.A., its agent, 1230 Columbia Street, Suite 680 San Diego, CA 92101 Toll Free Phone: 888-264-4010 Sales Line 714-730-2727; Sales Website: www.ndscorp.com Rachael Hamilton, Trustee Sales Representative A-4672486 10/19/2018, 10/26/2018, 11/02/201810/19/2018, 10/26/2018, 11/02/2018-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000007557515 Title Order No.: 180205472 FHA/VA/PMI No.: ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/25/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT

DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/14/2011 as Instrument No. 2011-0092840 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: LAURA MCBROON, AN UNMARRIED PERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/28/2018 TIME OF SALE: 9:00 AM PLACE OF SALE: FRESNO SUPERIOR COURTHOUSE, 1100 VAN NESS AVENUE, FRESNO, CA 93724. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 3475 NORRIS DR S, FRESNO, CALIFORNIA 93703-3235 APN#: 446-193-17 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $71,605.75. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000007557515. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 10/09/2018 BARRETT DAFFIN FRAPPIER TREDER and

PUBLIC NOTICES




WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-FN4672529 10/19/2018, 10/26/2018, 11/02/201810/19/2018, 10/26/2018, 11/02/2018-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No. 18-20498-SP-CA Title No. 180275522-CA-VOI A.P.N. 471-281-52 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/31/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: William Hall Jr and Naomi M Hall husband and wife j/t Duly Appointed Trustee: National Default Servicing Corporation Recorded 11/01/2006 as Instrument No. 2006-0233100 (or Book, Page) of the Official Records of Fresno County, California. Date of Sale: 11/08/2018 at 10:00 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 Estimated amount of unpaid balance and other charges: $143,925.68 Street Address or other common designation of real property: 3949 East Dwight Way, Fresno, CA 93702 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The requirements of California Civil Code Section 2923.5(b)/2923.55(c) were fulfilled when the Notice of Default was recorded. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by

contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this Internet Web site www.ndscorp.com/sales, using the file number assigned to this case 18-20498-SP-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/10/2018 National Default Servicing Corporation c/o Tiffany and Bosco, P.A., its agent, 1230 Columbia Street, Suite 680 San Diego, CA 92101 Toll Free Phone: 888-264-4010 Sales Line 714-730-2727; Sales Website: www.ndscorp.com Rachael Hamilton, Trustee Sales Representative A-4672694 10/19/2018, 10/26/2018, 11/02/201810/19/2018, 10/26/2018, 11/02/2018-----------------------------------

T.S. No.: 9987-7554 TSG Order No.: 180317716-CA-VOI A.P.N.: 407-550-63 NOTICE OF TRUSTEE’S SALE PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/08/2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Affinia Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 04/11/2013 as Document No.: 2013-0053141-00, of Official Records in the office of the Recorder of Fresno County, California, executed by: THEDORE L STAMATELOS AND EVANGELINE STAMATELOS, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 11/13/2018 at 10:00 AM Sale Location: At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA 93724 The street address and other common designation, if any, of the real property described above is purported to be: 6633 N REMINGTON AVE, FRESNO, CA 93704 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $123,154.69 (Estimated) as of 11/02/2018. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than

the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9987-7554. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Affinia Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 833-290-7452 For Trustee Sale Information Log On To: www.nationwideposting.com or Call: 916-939-0772. Affinia Default Services, LLC, Jorge Torres, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. NPP0341956 To: FRESNO BUSINESS JOURNAL 10/19/2018, 10/26/2018, 11/02/201810/19/2018, 10/26/2018, 11/02/2018-----------------------------------

T.S. No.: 9948-4584 TSG Order No.: DS7300-18000275 A.P.N.: 474-231-12 NOTICE OF TRUSTEE’S SALE PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 09/23/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Affinia Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 10/01/2004 as Document No.: 2004-0221465, of Official Records in the office of the Recorder of Fresno County, California, executed by: ANDREW L ADAMS, AND GLORIA PHILLIPS-ADAMS, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a

state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 11/14/2018 at 09:00 AM Sale Location: West Entrance to the County Courthouse Breezeway, Fresno Superior Courthouse, 1100 Van Ness Avenue, Fresno, CA 93724 The street address and other common designation, if any, of the real property described above is purported to be: 1056 SOUTH SUNNYSIDE AVENUE (Unincorporated Area), FRESNO, CA 93727 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $149,461.06 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 1-800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site, www.auction.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9948-4584. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Affinia Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 833-290-7452 For Trustee Sale Information Log On To: www.auction.com or Call: 1-800-280-2832. Affinia Default Services, LLC, Jorge Torres, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against

the property only. NPP0341749 To: FRESNO BUSINESS JOURNAL 10/19/2018, 10/26/2018, 11/02/201810/19/2018, 10/26/2018, 11/02/2018-----------------------------------

T.S. No.: 9987-7558 TSG Order No.: 8739571 A.P.N.: 313-210-10 NOTICE OF TRUSTEE’S SALE PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/04/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Affinia Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 08/10/2006 as Document No.: 2006-0166656, of Official Records in the office of the Recorder of Fresno County, California, executed by: JACK S MCELROY AND JOY J MCELROY, HUSBAND AND WIFE, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 11/13/2018 at 10:00 AM Sale Location: At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA 93724 The street address and other common designation, if any, of the real property described above is purported to be: 6148 E MONTECITO AVE (Unincorporated Area) , FRESNO, CA 93727-5659 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $130,897.16 (Estimated) as of 11/02/2018. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy

PUBLIC NOTICES


to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9987-7558. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Affinia Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 833-290-7452 For Trustee Sale Information Log On To: www.nationwideposting.com or Call: 916-939-0772. Affinia Default Services, LLC, Jorge Torres, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. NPP0342017 To: FRESNO BUSINESS JOURNAL 10/19/2018, 10/26/2018, 11/02/201810/19/2018, 10/26/2018, 11/02/2018-----------------------------------

APN: 496-041-08 TS No: CA08000225-17-3 TO No: 17-0001538-04 NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 23, 2002. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 28, 2018 at 09:00 AM, West Entrance to the County Courthouse Breezeway, Fresno Superior Courthouse, 1100 Van Ness Avenue, Fresno, CA 93724, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on November 27, 2002 as Instrument No. 2002-0215112, of official records in the Office of the Recorder of Fresno County, California, executed by SUSAN O. TAPIA, A WIDOW AND CARMEN CHACON, AN UNMARRIED WOMAN AS JOINT TENANTS , as Trustor(s), in favor of AAMES FUNDING CORPORATION DBA AAMES HOME LOAN as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 5949 EAST PONTIAC WAY, FRESNO, CA 93727 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the

time of the initial publication of this Notice of Trustee’s Sale is estimated to be $27,140.30 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address www.Auction.com for information regarding the sale of this property, using the file number assigned to this case, CA08000225-17-3. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 10, 2018 MTC Financial Inc. dba Trustee Corps TS No. CA08000225-17-3 17100 Gillette Ave Irvine, CA 92614 Phone:949-252-8300 TDD: 866-660-4288 Myron Ravelo, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Auction.com at 800.280.2832 Trustee Corps may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose.ISL Number 50657, Pub Dates: 10/19/2018, 10/26/2018, 11/02/2018, FRESNO BUSINESS JOURNAL10/19/2018, 10/26/2018, 11/02/2018-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000007600711 Title Order No.: 180236349 FHA/VA/PMI No.: 43-4-0017273 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/30/1989. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE

SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/30/1989 as Instrument No. 89069580 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: VICKI A. BIXLER, AN UNMARRIED WOMAN, 1/2 INTEREST SOLE AND SEPARATE PROPERTY AND ERIC J. BIXLER, SON, AN UNMARRIED MAN, 1/2 INTEREST SOLE AND SEPARATE PROPERTY, AS JOINT TENANTS,WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/28/2018 TIME OF SALE: 9:00 AM PLACE OF SALE: FRESNO SUPERIOR COURTHOUSE, 1100 VAN NESS AVENUE, FRESNO, CA 93724. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 4050 EAST VERRUE AVENUE, FRESNO, CALIFORNIA 93702 APN#: 461-063-06 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied,regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $6,019.16. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000007600711. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL:AUCTION.COM, LLC 800-280-2832 www.auction.

com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 10/16/2018 BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-4673295 10/26/2018, 11/02/2018, 11/09/201810/26/2018, 11/02/2018, 11/09/2018-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No. 18-00369-SM-CA Title No. 180095068-CA-VOI A.P.N. 470-274-06 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03/26/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Vincent A. Gutierrez Duly Appointed Trustee: National Default Servicing Corporation Recorded 04/11/2007 as Instrument No. 2007-0072689 (or Book, Page) of the Official Records of Fresno County, California. Date of Sale: 11/28/2018 at 9:00 AM Place of Sale: Fresno Superior Courthouse, West Entrance to the County Courthouse Breezeway, 1100 Van Ness Avenue, Fresno, CA 93724 Estimated amount of unpaid balance and other charges: $141,086.27 Street Address or other common designation of real property: 3854 East Lyell Avenue, Fresno, CA 93702 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The requirements of California Civil Code Section 2923.5(b)/2923.55(c) were fulfilled when the Notice of Default was recorded. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on

this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 or visit this Internet Web site www.ndscorp.com/sales, using the file number assigned to this case 18-00369-SM-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/17/2018 National Default Servicing Corporation c/o Tiffany and Bosco, P.A., its agent, 1230 Columbia Street, Suite 680 San Diego, CA 92101 Toll Free Phone: 888-264-4010 Sales Line 800-280-2832; Sales Website: www.ndscorp.com Rachael Hamilton, Trustee Sales Representative A-4673381 10/26/2018, 11/02/2018, 11/09/201810/26/2018, 11/02/2018, 11/09/2018-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. CA-18-809503-JB Order No.: 8729691 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/27/2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GURSARAN BAINS, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 7/8/2013 as Instrument No. 2013-0095363 of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale: 11/28/2018 at 9:00 AM Place of Sale: At the Fresno Superior Courthouse, 1100 Van Ness Avenue, Fresno, CA 93724. At the West Entrance to the County Courthouse Breezeway Amount of unpaid balance and other charges: $127,741.42 The purported property address is: 3320 W ASHCROFT AVE, FRESNO, CA 93722 Assessor’s Parcel No.: 424-491-11-S NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of



PUBLIC NOTICES


outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-18-809503-JB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. Date: Quality Loan Service Corporation 2763 Camino Del Rio South San Diego, CA 92108 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-18-809503-JB IDSPub #0146520 10/26/2018 11/2/2018 11/9/201810/26/2018, 11/02/2018, 11/09/2018-----------------------------------

NOTICE OF TRUSTEE’S SALEYOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/17/2014. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Trustor: LARRY D. RACKLEY, JR. AND GEORGINA A. RACKLEY, HUSBAND AND WIFE AS JOINT TENANTSDuly Appointed Trustee: Zieve, Brodnax & Steele, LLP Deed of Trust recorded 3/24/2014, as Instrument No. 2014-0032858-00, of Official Records in the office of the Recorder of Fresno County, California,Date of Sale:11/28/2018 at 9:00 AMPlace of Sale: West Entrance to the County Courthouse BreezewayFresno Superior Courthouse, 1100 Van Ness Avenue, Fresno, CA 93724Estimated amount of unpaid balance and other charges: $175,031.31Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed.Street Address or other common designation of real property:3598 N STATE STFRESNO, CA 93722-1150Described as follows: As more fully described on said Deed of Trust.A.P.N #.: 511-126-06The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 17-49857. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.Dated: 10/19/2018Zieve, Brodnax & Steele, LLP, as Trustee 30 Corporate Park, Suite 450Irvine, CA 92606For Non-Automated Sale Information, call: (714) 848-7920For Sale Information: (800) 280-2832 www.auction.comAndrew Buckelew, Trustee Sale AssistantTHIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSEEPP 26980 Pub Dates 10/26, 11/02, 11/09/201810/26/2018, 11/02/2018, 11/09/2018-----------------------------------

CIVILSUMMONS(CITACION JUDICIAL)NOTICE TO DEFENDANT: (AVISO AL DEMANDADO) KATHY A WINCHESTER AKA KATHY

WINCHESTERDOES 1 TO 10, Inclusive,YOU ARE BEING SUED BY PLAINTIFF: (LO ESTA DEMANDANDO EL DAMANDANTE) DISCOVER BANKNOTICE! You have been sued. The court may decide against you without your being heard unless you respond within 30 days. Read the information below.You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more information at the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court.There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If you cannot afford an attorney, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the California Legal Services Web site (www.lawhelpcalifornia.org), the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association. NOTE: The court has a statutory lien for waived fees and costs on any settlement or arbitration award of $10,000 or more in a civil case. The court’s lien must be paid before the court will dismiss the case. ¡AVISO! Lo han demandado. Si no responde dentro de 30 días, la corte puede decidir en su contra sin escuchar su versión. Lea la información a continuación. Tiene 30 DÍAS DE CALENDARIO después de que le entreguen esta citación y papeles legales para presentar una respuesta por escrito en esta corte y hacer que se entregue una copia al demandante. Una carta o una llamada telefónica no lo protegen. Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su caso en la corte. Es posible que haya un formulario que usted pueda usar para su respuesta. Puede encontrar estos formularios de la corte y más información en el Centro de Ayuda de las Cortes de California (www.sucorte.ca.gov), en la biblioteca de leyes de su condado o en la corte que le quede más cerca. Si no puede pagar la cuota de presentación, pida al secretario de la corte que le dé un formulario de exención de pago de cuotas. Si no presenta su respuesta a tiempo, puede perder el caso por incumplimiento y la corte le podrá quitar su sueldo, dinero y bienes sin más advertencia.Hay otros requisitos legales. Es recomendable que llame a un abogado inmediatamente. Si no conoce a un abogado, puede llamar a un servicio de remisión a abogados. Si no puede pagar a un abogado, es posible que cumpla con los requisitos para obtener servicios legales gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California Legal Services, (www.lawhelpcalifornia.org), en el Centro de Ayuda de las Cortes de California, (www.sucorte.ca.gov) o poniéndose en contacto con la corte o el colegio de abogados locales. AVISO: Por ley, la corte tiene derecho a reclamar las cuotas y los costos exentos por imponer un gravamen sobre cualquier recuperación de $10,000 ó más de valor recibida mediante un acuerdo o una concesión de arbitraje en un caso de derecho civil. Tiene que pagar el gravamen de la corte antes de que la corte pueda desechar el caso.CASE NUMBER(Numero del Caso)17 CE CL 04717The name and address of the court is: (El nombre y dirección de la corte es) SUPERIOR COURT OF CALIFORNIACOUNTY OF FRESNOB.F. Sisk Courthouse1130 “O” Street4TH Floor Rm 400Fresno, California 93721-2220The name, address, and telephone number of plaintiff’s attorney, or plaintiff without an attorney, is: (El

nombre, la dirección y el número de telefono del abogado del demandante, o del demandante que no tiene abogado es),Brian N. Winn (SBN 86779) Laura M. Hoalst (SBN 101082)John E. Gordon (SBN 180053) Stephen S. Zeller (SBN 265664)Casey M. Jensen (SBN 263593) Jason M. Burrows (SBN 309882) Nicholas W. Lynes (SBN 312463)WINN LAW GROUP, A PROFESSIONAL CORPORATIONTHE CHAPMAN BUILDING110 E WILSHIRE AVE STE 212FULLERTON, CA 92832(714) 446-6686FILE NO: 17-04831-0-DA1-JPG (3006-00)DATE: (Fecha) JUN 19 2017Clerk, (Secretario)By JUAN MENESES, Deputy (Adjunto)(SEAL)NOTICE TO THE PERSON SERVED: You are served as an individual defendant10/26/2018, 11/02/2018, 11/09/2018, 11/16/2018-----------------------------------

PROBATE (1)NOTICE OF PETITION TOADMINISTER ESTATE OFMARY KATHRYN HOJNACKI, also known as MARY HOJNACKI, also known as MARY K. HOJNACKI, also known as MARY C. HOJNACKI, also known as MARY GUSTAFSON HOJNACKICASE NO: 18CEPR01112To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of MARY KATHRYN HOJNACKI, also known as MARY HOJNACKI, also known as MARY K. JOJNACKI, also known as MARY C. HOJNACKI, also known as MARY GUSTAFSON HOJNACKIA Petition for Probate has been filed by JANA LEE BAKER in the Superior Court of California, County of FRESNO.The Petition for Probate requests that JANA LEE BAKER be appointed as personal representative to administer the estate of the decedent.The petition requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.A hearing on the petition will be held in this court as follows:December 7, 2018, 11:00 A.M., Dept.: 2041130 “O” StreetFresno, California 93724Central DivisionIf you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available

from the court clerk.Attorney for petitioner:MARVIN T. HELON - #081885HELON & MANFREDO LLP.735 W. Alluvial Ave., Suite 102Fresno, California 93711(559) 226-442011/16/2018, 11/02/2018, 11/07/2018-----------------------------------

(1)NOTICE OF PETITION TOADMINISTER ESTATE OFFANNY L. WILSON aka FANNIE L. WILSON aka FANNY LEE WILSON aka FANNIE WILSONCASE NO: 18CEPR01086To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of FANNY L. WILSON aka FANNIE L. WILSON aka FANNY LEE WILSON aka FANNIE WILSONA Petition for Probate has been filed by RUSSELL ELLIS in the Superior Court of California, County of FRESNO.The Petition for Probate requests that RUSSELL ELLIS be appointed as personal representative to administer the estate of the decedent.The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.A hearing on the petition will be held in this court as follows:November 26, 2018, 9:00 A.M., Dept.: 3031130 “O” Street, 3rd Floor - Dept. 303Fresno, California 93724Probate DivisionIf you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.Attorney for petitioner:GARY G. BAGDASARIAN (State Bar # 068552)Attorney at Law1735 North Fine Avenue, Suite 103Fresno, CA 93727(559) 252-727311/16/2018, 11/02/2018, 11/07/2018-----------------------------------

(1)NOTICE OF PETITION TOADMINISTER ESTATE OFWilliam R. HowardCASE NO: 18 CE PR 01123To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of William R. HowardA Petition for Probate has been filed by Peggy Walker in the Superior Court of California, County of FRESNO.The Petition for Probate requests that Peggy Walker be appointed as personal representative to administer the estate of the decedent.The petition requests authority



PUBLIC NOTICES


the Proposed Project and the Mitigated Negative Declaration on December 6, 2018, at 8:45 a.m., or as soon thereafter as possible, in the Fresno County Ballroom, 2220 Tulare Street (Plaza Bldg.), southwest corner of Tulare & “M” Streets, Fresno, CA. Interested persons are invited to appear at the hearing and comment on the Proposed Project and draft Mitigated Negative Declaration.For questions, please call Ejaz Ahmad at (559) 600-4204.Published: November 2, 201811/02/2018-----------------------------------

(1)NOTICE TO CREDITORS OF BULK SALE(Division 6 of the Commercial Code)Escrow No. 882684-NK(1) Notice is hereby given to creditors of the within named Seller(s) that a bulk sale is about to be made on personal property hereinafter described.(2) The name and business addresses of the seller are:K & H Hair Goods, Inc., 4974 E. Kings Canyon Road, Suite C-101, 102 & 103, Fresno, CA 93727.(3) The location in California of the chief executive office of the Seller is: Same as above(4) The names and business address of the Buyer(s) are:K & H Hair Inc., 4974 E. Kings Canyon Road, Suite C-101, 102 & 103, Fresno, CA 93727.(5) The location and general description of the assets to be sold are furniture, fixtures, equipment, tradename, goodwill, leasehold improvements of that certain business located at: 4974 E. Kings Canyon Road, Suite C-101, 102 & 103, Fresno, CA 93727(6) The business name used by the seller(s) at said location is: K&H HAIR GOODS.(7) The anticipated date of the bulk sale is 11/21/18 at the office of Unity Escrow, Inc., 3600 Wilshire Blvd., Suite 900 Los Angeles, CA 90010, Escrow No. 882684-NK, Escrow Officer: Nancy Kim.(8) Claims may be filed with Same as “7” above.(9) The last date for filing claims is 11/20/18.(10) This Bulk Sale is subject to Section 6106.2 of the Uniform Commercial Code.(11) As listed by the Seller, all other business names and addresses used by the Seller within three years before the date such list was sent or delivered to the Buyer are: “NONE”Dated: October 25, 2018TRANSFEREES:K & H Hair Inc., a California CorporationBy: S/ Christopher Ki Hong, PresidentBy: S/ Lauren Hong, Secretary11/2/18CNS-3189340#FRESNO BUSINESS JOURNAL11/02/2018-----------------------------------

(1)NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that on Thursday, November 15, 2018, at 6:00 p.m., a public hearing will be conducted in the Council Chamber of the Clovis Civic Center, 1033 Fifth Street, Clovis, CA 93612. The Clovis Planning Commission will consider the following item:V2018-03, A request to approve a variance to reduce the setback requirements of the R-1-B (Single-Family Residential - 12,000 sq.ft.) Zone District for the property located at 1827 N. Locan Avenue. Laura Ossenberg, owner; Penncal Properties, LLC, applicant/representative.V2018-03 is in substantial conformance with the environmental impact report performed for the General Plan. No major revisions will be required with the adopted Environmental Impact Report to accommodate the proposed project, therefore, subject to CEQA Sections 15162 and 15182 no further environmental review is required for this project.All interested parties are invited to comment in writing to the Planning Division by no later than 3:00 p.m. on November 15, 2018, and/or to appear at the hearing described above to present testimony in regard to the above listed request. Questions regarding this item should be directed to Maria Spera, Planning Technician II, at (559) 324-2355 or email at [email protected] you would like to view the Planning


Continued | From 23PROBATE MISC.

(1)NOTICE OF PUBLIC HEARINGNOTICE IS HEREBY GIVEN that on the morning of Wednesday, November 21st, 2018, beginning at 9:30 a.m., a public hearing will be conducted in the Sierra Conference Room of the Clovis Civic Center. The Planning Division will consider the following item: AUP2018-22, A request to approve an Administrative Use Permit to allow the installation of standard, pad-mounted transformers within Vesting Tentative Tract Map TM5789A located at 292 Peach Avenue. David Hailpern, owner; 2M Development, applicant.All interested parties are invited to appear at this time to present testimony in regard to the subject item. If you have questions or comments regarding this item, please contact Joyce Roach at (559) 324-2341 or at [email protected] Roach, Planning AssistantAgency File No.: AUP2018-22PUBLISH: November 2, 201811/02/2018-----------------------------------

(1)The County of Fresno will be conducting community meetings throughout the County to inform County residents of the General Plan Review and the Zoning Ordinance Update effort that the County has undertaken and to solicit comments from County residents. The community meeting in Supervisorial District One (1) will be held on November 14, 2018 at Rutherford B. Gaston Middle School located at 1100 E Church Ave, Fresno, CA 93706 from 6:00 pm until 7:00 pm. The public review draft documents are posted on the County’s website at http://www.co.fresno.ca.us/gpr11/02/2018-----------------------------------

(1)NOTICE OF INTENT TO ADOPT AMITIGATED NEGATIVE DECLARATIONNotice is hereby given that the County of Fresno has prepared Initial Study Application (IS) No. 7347 pursuant to the requirements of the California Environmental Quality Act for the following proposed project:INITIAL STUDY APPLICATION NO. 7347 and CLASSIFIED CONDITIONAL USE PERMIT APPLICATION NO. 3588 filed by DERREL’S MINI STORAGE, INC., proposing to allow a personal/recreational vehicle storage facility and a caretaker’s residence with office on a 38.03-acre parcel in the AL-20 (Limited Agricultural, 20-acre minimum parcel size) Zone District. The project site is located on the northwest corner of E. Copper Avenue and Auberry Road approximately 2,800 feet east of the nearest city limits of the City of Fresno (Sup. Dist. 5) (APN 580-040-09). Adopt the Mitigated Negative Declaration prepared for Initial Study Application No. 7347, and take action on Classified Conditional Use Permit Application No. 3588 with Findings and Conditions.(hereafter, the “Proposed Project”)The County of Fresno has determined that it is appropriate to adopt a Mitigated Negative Declaration for the Proposed Project. The purpose of this Notice is to (1) provide notice of the availability of IS Application No. 7347 and the draft Mitigated Negative Declaration, and request written comments thereon; and (2) provide notice of the public hearing regarding the Proposed Project.Public Comment PeriodThe County of Fresno will receive written comments on the Proposed Project and Mitigated Negative Declaration from November 2, 2018 through December 3, 2018. Email written comments to [email protected], or mail comments to:Fresno County Department of Public Works and PlanningDevelopment Services and Capital Projects DivisionAttn: Ejaz Ahmad2220 Tulare Street, Suite AFresno, CA 93721IS Application No. 7347 and the draft Mitigated Negative Declaration may be viewed at the above address Monday through Thursday, 9:00 a.m. to 5:00 p.m., and Friday, 8:30 a.m. to 12:30 p.m. (except holidays). An electronic copy of the draft Mitigated Negative Declaration for the Proposed Project may be obtained from Ejaz Ahmad at the addresses above.Public HearingThe Planning Commission will hold a public hearing to consider approving

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810005880The following person(s) is (are) conducting business asPACIFICA PIZZA OF SHAW AND BRAWLEY at 3761 W. SHAW AVENUE, FRESNO, CA 93711 FRESNO COUNTY:Mailing Address:1486 PICO AVENUE, CLOVIS, CA, 93611;Full Name of Registrant:PACIFIC OCEAN PIZZA INC., 1486 PICO AVENUE, CLOVIS, CA 93611, PHONE (818) 322-7923.Registrant commenced to transact business under the Fictitious Business Name listed above on: 10/08/2018This business conducted by: CORPORATIONArticles of Incorporation Number: C4189055HARLEEN SAINI, PRESIDENT.This statement filed with the Fresno County Clerk on: 10/08/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: GLORIA AYALA, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”10/12/2018, 10/19/2018, 10/26/2018, 11/02/2018-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810005804The following person(s) is (are) conducting business asPARS FLORAL at 1740 E. SHEPHRD AVENUE, APT. #260, FRESNO, CA 93720, FRESNO COUNTY, Phone (832) 815-9324:Full Name of Registrant:SHADI HASHEMI SIAHKALROUDI, 1740 E. SHEPHERD AVENUE, APT. #260, FRESNO, CA 93720, Phone (832) 815-9324.Registrant commenced to transact business under the Fictitious Business Name listed above on: 10/01/2018.This business conducted by: INDIVIDUAL.SHADI HASHEMI SIAHKALROUDI, OWNER.This statement filed with the Fresno County Clerk on: 10/02/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: EMILY YANG, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”10/19/2018, 10/26/2018, 11/02/2018, 11/09/2018-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810005785The following person(s) is (are) conducting business asRIVAS TRANSPORT at 1748 YIP STREET, FIREBAUGH, CA 93622 FRESNO COUNTY:Mailing Address:1748 YIP STREET, FIREBAUGH, CA 93622;Full Name of Registrant:CARMEN ELIZABETH RIVAS, 1748 YIP STREET, FIREBAUGH, CA 93622.Registrant has not yet commenced to transact business under the Fictitious Business Name listed above.This business conducted by: INDIVIDUAL.CARMEN ELIZABETH RIVAS, OWNER.This statement filed with the Fresno County Clerk on: 10/01/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: GLORIA AYALA, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”10/26/2018, 11/02/2018, 11/09/2018, 11/16/2018-----------------------------------

person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.Attorney for petitioner:GARY G. BAGDASARIAN (State Bar # 068552)Attorney at Law1735 North Fine Avenue, Suite 103Fresno, CA 93727(559) 252-727310/19/2018, 10/24/2018, 11/02/2018-----------------------------------

FICTITIOUS (1) FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810005972The following person(s) is (are) conducting business asISLAND RIDE at 2338 E. BROWN AVENUE, FRESNO, CA 93703 FRESNO COUNTY:Mailing Address:2338 E. BROWN AVENUE, FRESNO, CA 93703;Full Name of Registrant:SONADY TUM, 2338 E. BROWN AVENUE, FRESNO, CA 93703.Registrant commenced to transact business under the Fictitious Business Name listed above on: 10/12/2018.This business conducted by: INDIVIDUALSONADY TUM, OWNERThis statement filed with the Fresno County Clerk on: 10/12/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: GLORIA AYALA, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”11/02/2018, 11/09/2018, 11/16/2018, 11/23/2018-----------------------------------

(1) FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810006217The following person(s) is (are) conducting business asGV VISUAL at 1396 W. HERNDON AVENUE, SUITE 101, Fresno, CA, 93711 FRESNO COUNTY, PHONE (559) 436-0900:Full Name of Registrant:GRANVILLE HOMES, INC., 1396 W. HERNDON AVENUE, SUITE 101, FRESNO, CA 93711, PHONE (559) 436-0900Registrant commenced to transact business under the Fictitious Business Name listed above on: October 24, 2018This business conducted by: CorporationArticles of Incorporation Number: C1655249Darius Assemi, President.This statement filed with the Fresno County Clerk on: 10/29/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: NINA LOPEZ, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”11/02/2018, 11/09/2018, 11/16/2018, 11/23/2018-----------------------------------

to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.A hearing on the petition will be held in this court as follows:December 5, 2018, 9:00 A.M., Dept.: 3031130 “O” Street, 3rd Floor - Dept. 303Fresno, California 93721ProbateIf you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.Attorney for petitioner:Randolf Krbechek SBN 143120Law Offices of Randolf Krbechek9477 N. Fort Washington Rd., Suite 104Fresno, CA 93730(559) 434-450011/16/2018, 11/02/2018, 11/07/2018-----------------------------------

NOTICE OF PETITION TOADMINISTER ESTATE OFDONALD E. MATLOCK aka DONALD EARL MATLOCK aka DONALD LEE MATLOCK, JR.CASE NO: 18CEPR01067To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of DONALD E. MATLOCK aka DONALD EARL MATLOCK aka DONALD LEE MATLOCK, JR.A Petition for Probate has been filed by KIMBERLY MATLOCK in the Superior Court of California, County of FRESNO.The Petition for Probate requests that JUDY RUTLEDGE be appointed as personal representative to administer the estate of the decedent.The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.A hearing on the petition will be held in this court as follows:November 26, 2018, 9:00 A.M., Dept.: 3031130 “O” Street, 3rd Floor - Dept. 303Fresno, California 93724Probate DivisionIf you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in

PUBLIC NOTICES


Commission Agenda and Staff Reports, please visit the City of Clovis Website at www.cityofclovis.com. Select “Planning Commission Agendas” from right side of the main page under “Frequently Visited.” Reports will be available approximately 72 hours prior to the meeting time.If you challenge a project in court, you may be limited to raising only those issues you or someone else raised at the public hearing described in this notice, or in written correspondence delivered to the City at, or prior to, the public hearing.Dwight D. Kroll, AICP, Planning and Development Services DirectorPUBLISH November 2, 2018, The Business Journal11/02/2018-----------------------------------

(1)NOTICE OF PUBLIC HEARINGNOTICE IS HEREBY GIVEN THAT the Board of Supervisors (“Board”) of the County of Fresno (“County”) will hold a public hearing on December 4, 2018 in the Board Chambers, Hall of Records, Third Floor, 2281 Tulare Street, Fresno, California, 93721, to consider and take action to adopt the proposed Ordinance amendment to Chapter 17.92, Title 17 of the Fresno County Ordinance Code of the Fresno County Ordinance Code relating to the collection of Development Fees within the Sphere of Influence of the City of Clovis; waive reading of the proposed Ordinance in its entirety and set a second hearing for adoption of the proposed Ordinance on January 8, 2019.At the public hearing, the Board will conduct a first reading of the proposed Ordinance to consider its adoption, and set January 8, 2019 or as soon thereafter as the matter may be heard, at the Board Chambers, for the Board’s second reading and adoption of the proposed Ordinance (unless the Board orders a different date or location for taking such action).The proposed Ordinance amendment updates the fees as recently adopted by the City of Clovis. The Ordinance provides that Clovis development fees (“Fees”), which are set forth in Schedule of Fees to the proposed Ordinance, shall be charged by the County on behalf of the City of Clovis (“Clovis”) for any “discretionary development application” submitted to the County after the effective date of the Ordinance, and to be approved by the County, with respect to any development project within the Clovis sphere of influence (“Clovis SOI”). The County is adopting the proposed Ordinance under a memorandum of understanding with Clovis.The purposes of the Fees, as applicable, are for Clovis to finance public facilities within Clovis and the Clovis SOI, which Clovis has determined are needed to mitigate adverse impacts caused by new development within the Clovis SOI. To that end, Clovis may use the Fees, as applicable, to (i) prevent deterioration of public facilities by constructing, improving, acquiring, providing, or planning for such public facilities financed by the fees concurrently with such development, and (ii) provide a source of funding to the County for a County library in Clovis that is necessary to serve such development.The public hearing will be held under the provisions of the Mitigation Fee Act (Gov. Code, secs 66000 et seq.), and any related laws. This notice is given pursuant to Government Code, sections 6062a, 66017, and 66018. The proposed Ordinance will be effective commencing sixty (60) days following its adoption by the Board. A copy of the Schedule of Fees, and any data supporting the proposed Fees, will be available for public review at the office of the Clerk to the Board of Supervisors (“Clerk”), at the above address for the Board Chambers, on County business days between the hours of 8:00 AM and 5:00 PM. A copy of the Board agenda materials, including the proposed Ordinance, for the Board’s actions on this matter will be made available for public review, commencing on or about the Thursday immediately before the applicable Board public hearing or meeting date, at the office of the Clerk, and on the County’s Internet web site at www.co.fresno.ca.us.Anyone may attend the public hearing and meeting of the Board and make any oral or written presentations at

that time. In addition, if you wish to submit any written comments to the Board on this matter in advance of the hearing or meeting, you may deliver those comments, either personally or by mail, to the Clerk at the above address. If you wish to present any such written comments to the Board, you are encouraged to do so sufficiently in advance of the public hearing or meeting so that County staff and the Board can have enough time to take your comments into consideration in advance of the Board hearing.If you have any questions concerning this notice, please contact Chris Motta, Department of Public Works and Planning, at (559) 600-4227.Bernice Seidel, ClerkBoard of SupervisorsCounty of FresnoDates: November 2, 2018; December 7, 201811/02/2018, 12/07/2018-----------------------------------

(1)NOTICE OF PUBLIC SALE OF PERSONAL PROPERTYNotice is hereby given that pursuant to Section 21700 of the Business and Professions Code, State of California, the undersigned will sell at Public Auction by competitive bidding on November 16th 2018 at 1:30 p.m. at Security Public Storage, 2633 W. Shaw Ave., Fresno, CA 93711, City of Fresno, County of Fresno, State of California. The goods, chattels or personal goods and property of the tenants/units listed below.A080 GAYLENE HERRERAA278 GREGORY J BENNETTB125 ADRIAN S MACIASB228 RICK JOE FINNEYB234 THESSLONIA WATKINSE119 SABRINA SEALS MACKF101 STICKLE LLOYD G008 TIMOTHY ALLEN DOUGLAS DORITYG030 CURTIS F WHITEG053 GREGORY K MCCOWANG061 PATTI LANE BOOKOUTG101 GREGORY LEE GRAYG209 THE HAIR INTERNSG213 MICHELLE A ENTROCASOH218 CARLOS+RUTH RODRIGUEZPurchased goods are sold as is, and must be removed within one (1) day of purchase. Payment is to be with cash only and made at the time of purchase.This sale is subject to cancellation without notice in the event of settlement between owner and obligated party.Publication dates: November 2nd 2018 & November 9th 201811/02/2018, 11/09/2018-----------------------------------

(1)NOTICE OF PUBLIC LIEN SALEPursuant to the California Self-Service Storage Facility Act, (B&P Code 21700et. seq.), the undersigned will sell at public auction, on November 14TH, 2018 personal property including but not limited to business equipment, electronics, furniture, clothing, tools and/or other miscellaneous items located at:A-AMERICAN SELF STORAGE via StorageTreasures.com @ 2:00 pm, at 2455 N Marks Ave Fresno Ca 93722 559-277-1117STORED BY THE FOLLOWING PERSONS:Yvette RodriguezMichele AvilaVirginia QuijadaCrystal NelsonBrandy ConellSally DelgadoStephanie OrtizSonia ZubiaDarrell VonwahldeMarty DiazEbony RobinsonTonna KegelKathy AtkinsBrian BarlowHelen PittmanKeith VerdugoTammie SanchezRebecca RogersRandall LawDavid MoralezJesus Alejandro Ruiz RodriguezMelinda AguirreCathy DeleonEbony HarrisAntonia EstradaAll sales are subject to prior cancellation. Terms, rules and regulations available at sale. By A-American Self Storage Management Co. Inc. (310)914-4022,Bond. #72BSBBU540011/02/2018, 11/09/2018

Continued | From 24MISCELLANEOUS

PUBLIC NOTICES


In a 2017 survey conducted by NFIB, 25 percent of small employers considered regulations a “very serious problem” while another 24 percent said regulations were a “somewhat serious problem.” That same survey reported that 51 percent of small business owners experienced an increase in regulations in the last three years.

“Small business owners are disproportionally impacted by regulations,” says Karen Harned, Executive Dir. of NFIB’s Small Business Legal Center. “They can’t absorb the costs like a big business does. Whereas the cost to a larger business is going to be substantially lower, the regulatory cost is $10,000, $11,000, or $12,000 per employee, depending on what study you’re looking at, for a small business.”

However, the Trump administration has taken significant steps to deregulate—steps that have unleashed growth and prosperity for small businesses. Here’s a look at the progress made to date.

Steps to roll back regulations

The Trump administration has taken significant steps to roll back regulations.

“The Trump administration has stopped the uncertainty of regulations coming out of Washington,” says Harned. “It was very clear under the Obama administration that they were going to be very aggressive promulgating regulations. So, our members literally didn’t know what was happening next or what new regulations were coming out of Washington. As a result, they just sat on the sideline. Ever since Trump was elected, it was clear he was going to pull back on regulations.”

Persuader ruleBy working to help inform and advise

the White House on issues that impact small business owners, NFIB has continued to create positive change for small business. Earlier this year, the persuader rule was rolled back. The rule required business owners to publicly report any communication with outside consultants or legal counsel about employee relations

or union organizing to the DOL.“While a big business has in-house

counsel that can provide legal advice on union issues, small business owners don’t,” Harned says. “Small businesses would have been hurt because there would have been nobody they could turn to when they had even basic questions, including what they can say to employees about unions.”

With a major win under the belt, NFIB continues to push for repeal or amendment of other Obama-era regulations like the Waters of the U.S. Rule, the joint-employer standard, and the Clean Power Plan rule.

Affect on small businessWhile deregulatory results are pending,

the result of recent deregulation efforts is clear when it comes to the rise in business optimism numbers.

“It’s a two-part thing,” Harned says. “In addition to rolling back regulations, [the administration is] not issuing new rules. The decrease in regulatory burden was huge and, I think, that was responsible

for the original jump—there was a direct correlation between the Optimism Index and the deregulatory effort.”

While there has been significant progress to deregulate, there’s still work to do. With the midterm elections approaching, it’s important to keep in mind that every voice and every vote counts.

“If there’s a change in Congressional leadership, you will start seeing a lot of new legislative priorities that are going to be quite harmful for small business,” Harned says. “And a lot of them are in the labor regulatory space. Maybe we will fight them back and successfully win, but that’s really not the part of the field we want to be playing on.”

Founded in 1943, and headquartered in Nashville, Tennessee, the National Federation of Independent Business is America’s leading small-business advocacy association.

The days are getting shorter, which means fourth-quarter time. The biggest fourth-quarter challenge for respondents to this week’s web poll was hitting revenue (28 percent), following by staffing up (24 per-cent), and setting next year’s bud-get, cutting expenses and planning the holiday party at 16 percent each. Fifty votes were cast.

Driving revenue to meet budget ....28%

Staffing ............................................. 24%

Setting next year’s budget ...............16%

Cutting expenses to meet budget ...16%

Planning the holiday office party ...16%

CalPERS, the largest pension fund in the country, is facing a

scandal over appa rent ly false claims its CEO made on her employment application. The nega-tive public-ity CalPERS is facing over its CEO

hire should not distract atten-tion from the positive steps the system has taken in the areas of transparency and prudent fis-cal management.

CEO Marcie Frost, hired in 2016, claimed she was study-ing for a college degree, had years of experiencing manag-

the OPINION

CalPERS’ CEO scandal shouldn’t divert from system accomplishments

What’s your biggest challenge for the 4th quarter?

WEB POLL

ing pension funds, and that she made technology reforms to the funds she managed. An August article on the Na-ked Capitalism blog provides evidence that these claims are false. State Treasurer John Chi-ang called for an independent investigation of Frost’s educa-tional background.

Undoubtedly these develop-ments will subject CalPERS to more negative publicity, dis-tracting attention from some of CalPERS best practices and policies. But the good news from CalPERS is worth high-lighting as we do below.

First, CalPERS measures its assets at market value, rather than relying on asset smooth-ing techniques. Asset smooth-ing phases in actuarial gains

or losses over several years to reduce the volatility of reported unfunded liabilities. When ac-tuarial smoothing methods re-sult in assets being overstated, pensions systems appear to be better funded than they actu-ally are – misleading policy-makers, beneficiaries and tax-payers. A preferable method is to use current market value to measure assets against li-abilities and then discount those assets based on conser-vative expected rates of return to calculate the funded ratio. CalPERS is migrating to a 7% assumed rate of return, which is more conservative than the assumption used by many sys-tems, but arguably not con-servative enough. Last year, the system reduced its 10-year investment return forecast to 5.8%.

CalPERS is also amortizing

unfunded liabilities more ag-gressively. Earlier this year, CalPERS board decided to move from a 30-year amortization schedule to a 20-year schedule for unfunded liabilities arising from new actuarial losses (i.e., actuarial results coming in be-low expectations each year). Previously, the slow rate of amortization and the fact that the amortization process was “ramped up” (i.e., gradually phased in), would cause cases of negative amortization, un-der which unfunded liabilities grew rather than shrank from year to year. CalPERS’ new pol-icy should eliminate cases of negative amortization.

Finally, CalPERS provides local government employers with multi-year projections of contributions under a variety of return scenarios. These pro-jections are included in plan

GUEST VIEWSpence Purnell

A look at progress on deregulation

level actuarial valuations, the latest of which were published last month, The projections enable local officials to see whether they have sufficient fiscal capacity to make future contributions, even if CalPERS investment returns fall below expectations.

In conclusion, there are many things CalPERS could do to improve, including the proper vetting of high-level employees; however, the me-dia sensation around scan-dals like this should not over-shadow the important policy changes directly affecting fis-cal health that have been and should continue to be made.

Spence Purnell is a policy analyst at the Reason Foundation, where he works on pension reform, Flor-ida policy issues and economic de-velopment.


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Year founded locally

Location of

headquartersTop local executive

1(1)

Fresno County Farm Bureau

1274 W. Hedges Ave.

Fresno, Calif. 93728

www.fcfb.org

[email protected]

237-0263

237-3396

• 5,000

• 1• 5

Those wishing to support agriculture in Fresno

County

Fresno County

–––––––––––––

$75 sustaining

$125 voting

Agriculture Today, Friday Follow-up

WND

–––––––––––––

1917

Fresno

Karla Kay Fullerton

2(3)

Better Business Bureau

2519 W. Shaw Ave., Ste. 106


www.bbb.org

222-8111

228-6518

•3,734

• 1

• 28

Commitment to ethical business

San Joaquin Valley

–––––––––––––

$380

Newsletter, annual member roster, consumer

publications

$2,011,058

–––––––––––––

1950

Fresno

Doug Broten,

CEO

3(2)

Fresno Association of Realtors

6720 N. West


www.fresnorealtors.com

490-6400

490-6464

•3,731

• 1• 9

Valid real estate license

Fresno County

–––––––––––––

WND

Grapevine, Realtor Magazine

WND

–––––––––––––

1905

Fresno

Mary Van Ness

4(4)

Greater Fresno Area

Chamber of Commerce

2331 Fresno Street


www.fresnochamber.com

495-4800

495-4811

• 1,900

• N/A

• 12

Business in Fresno and surrounding counties

Fresno County

–––––––––––––

WND

Membership Directory, Guide to Fresno

$990,000

–––––––––––––

1895

Fresno

Al Smith,

presidet/CEO

5(5)

Fresno County Bar Association

1221 Van Ness Ave., Ste. 300


www.fresnocountybar.org

264-2619

264-8726

• 1,200

• N/A

• 3

Member in good standing with the state bar of

California

Fresno County

–––––––––––––

$115

The Bar Bulletin

WND

–––––––––––––

1882

Fresno

Bobbie Lee,

executive director

6(6)

Visalia Chamber of Commerce

220 N. Santa Fe

Visalia, Calif. 93292

www.visaliachamber.org

[email protected]

734-5876

734-7479

• 1,130

• WND

• 8

Businesses and civic minded individuals

Tulare County

–––––––––––––

Varies

Monthly newsletter, annual membership,

directory, annual Visalia map

$1,000,000

–––––––––––––

1899

Visalia

Mike Cully, president/CEO

7(7)

Clovis Chamber of Commerce

325 Pollasky Ave.

Clovis, Calif. 93612

www.clovischamber.com

[email protected]

299-7363

299-2969

• 1,100

• WND

• 6

Businesses in good standing

Central California

–––––––––––––

$185 and up

Clovis Chamber monthly newsletter, annual

chamber directory

WND

–––––––––––––

1912

Clovis

Jim Ware,

president/CEO

8(10)

California Society of Certified Public Accountants

(CalCPA)

P. O. Box 729

Sanger, Calif. 93657

www.calcpa.org

[email protected]

876-3800

876-3880

• 864

• 1• 1

Licensed CPAs, CPA candidates, students, and

non-CPA associates

Fresno, Madera, Kings and

Tulare counties

–––––––––––––

varies

California CPA Magazine, CalCPA Fresno

Chapter Bulletin, CalCPA Clips (online)

$71,000

–––––––––––––

1970

Redwood City

Anthony Forestiere, CPA/chapter

president

9

(12)

California Apartment Association

516 W. Shaw Ave., Ste. 200


www.caanet.org

[email protected]

221-2533

221-2503

• 800

• 1• 1

Ownership or management of residential rental

housing

Fresno, Madera, Kings and

Tulare counties

–––––––––––––

$113 base

plus $1.35 per unit

Perspective Magazine

WND

–––––––––––––

WND

Sacramento

Stephanie Espinosa

10

(NR)

Fresno Builders Exchange

1244 N. Mariposa St.


[email protected]

www.fresnobuildersexchange.com

237-1831

264-2532

• 785

• 1• 9

Firms involved in, or associated in or with the

construction industry

WND

–––––––––––––

$250

Weekly newsletter, monthly safety newsletter,

annual membership directory, various

educational books and reference material

WND

–––––––––––––

1922

Fresno

Roxanne Greenwood,

executive director

11

(NR)

Porterville Chamber of Commerce

93 N. Main St.

Porterville, Calif. 93257

[email protected]

www.chamberporterville.com

784-7502

784-0770

• 540

• N/A

• 3

Open to all

Central Valley

–––––––––––––

varies

Chamber CONNECT, local map, community

and business resource guide

$310,000

–––––––––––––

1907

Porterville

Donnette Silva Carter

12

(NR)

Central California Hispanic Chamber of Commerce

2331 Fresno St., Ste. 114


www.cchcc.net

[email protected]

495-4817

495-4811

• 513

• 1• 2

Businesses

Central Valley

–––––––––––––

$150 - $500

Business Link, travel guide

$250,000

–––––––––––––

1984

Fresno

Lorena Martinez

13

(NR)

Fresno-Madera Dental Society

371 E. Bullard Ave., Ste. 120


www.fmds.com

438-7284

438-7287

• 450

• 1• 2

WND

Fresno and Madera counties

–––––––––––––

$255

The Grapevine Bulletin

WND

–––––––––––––

1912

Sacramento

Valjean Xaiz

14

(13)

Selma District Chamber of Commerce

1821 Tucker St.

Selma, Calif. 93662

[email protected]

www.cityofselma.com

891-2235

896-7075

• 352

• N/A

• 2

WND

Central Valley

–––––––––––––

$25 - $250

18 brochures, membership directory, monthly

newsletter, promotional flyer, economic profiles

$150,000

–––––––––––––

1929

Selma

Cindy Howell,

executive director

Roseann Galvan,

president

15

(15)

Fresno Area Hispanic Chamber of Commerce

1456 W. Shaw


[email protected]

www.fahcc.org

222-8705

222-8706

• 300

• WND

• 3

Business, individuals, students

Fresno

–––––––––––––

$250 - $500

Directory, newsletter, brochures, flyers, micro-

loan information

$350,000

–––––––––––––

2001

Fresno

Dora C. Rivera

16

(17)

Downtown Association of Fresno

2014 Tulare St., Ste. 713


www.downtownfresno.org

490-9966

490-9968

• 275

• 1• 2

Anyone with an interest in the revitalization of

downtown Fresno

unrestricted

–––––––––––––

$25 - $2500

What’s Up Downtown

$476,000

–––––––––––––

1955

Fresno

Stanley Kooyumjian,

executive director

17

(14)

Lemoore Chamber of Commerce

300 E St.

Lemoore, Calif. 93245

www.lemoorecofc.com

924-6401

924-4520

• 270

• WND

• 3

Individuals, businesses, churches, students

Lemoore

–––––––––––––

$185 - $920

Lemoore Lifestyles

$200,000

–––––––––––––

1929

Lemoore

Lynda Lahondy,

CEO

18

(18)

Kingsburg District Chamber of Commerce

1475 Draper St.

Kingsburg, Calif. 93631

[email protected]

www.kingsburgchamberofcommerce.org

897-1111

897-4621

• 200

• WND

• 1

Various categories

Kingsburg and surrounding

areas

–––––––––––––

$125 - $275

Sweedish Village Voice

$165,000

–––––––––––––

1922

KingsburgJess Chambers, executive director

19

(19)

National Association of Insurance & Financial

Advisors-Fresno

(NAIFA-Fresno)

4747 N. First St., Ste. 140


www.naifafresno.org

439-4087

227-1463

• 182

• 1

• WND

Life insurance industry

Fresno/Madera Counties

–––––––––––––

$387

Lifewire Newsletter

WND

–––––––––––––

1921

Falls Church, Va.

Vicki Von Tersch,

RHU, LUTCF

20

(NR)

Dinuba Chamber of Commerce

210 N. L St.

Dinuba, Calif. 93618

www.dinubacommerce.org

[email protected]

591-2707

591-2712

• 150

• WND

• 3

WND

WND

–––––––––––––

WND

WND

WND

–––––––––––––

1912

WND

Ralph H. Hinds

Professional Associations

In the Central San Joaquin Valley – ranked by number of local members; if tied by number of staff.

Research: Robin D. Ogle

Lee Onna Maciel

Original publication date: March 17, 2006

Key: WND: Would not disclose.

NR: Not ranked.

Not all sources responded to phone or fax inquiries.

Source: Representatives from each association. The Business Jo

urnal assumes all information given is correct. Not all respondants ra

nked on this list. Fresno-Madera Medical Society, Kings

County Farm Buerau, Central California Association of Health Underwriters and The Advertising Federation, did not respond for this years lis

ting.


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Order a framed reprint today for your home or office

CONTRIBUTED BY CLOVIS COMMUNITY COLLEGE A student at Clovis Community College takes part in a demonstration of mechanized electronics, or mechatronics. The college will soon begin courses in the field, with an eye toward training students for industrial programs.

Programs emerge to meet industrial automation demands

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FRIDAY, JANUARY 26, 2018 ISSUE # 325343 | $1.25 PER COPY USPS 145-100


Residential Real EstateProposition aims to provide tax relief, boost home inventories

UPDATED DAILYwww.thebusinessjournal.com

JANUARY 26, 2018


Joseph I. Castro tops the list of Highest Paid Public Employees

CJ WilsonOwnerPorsche/Audi/BMW Fresno

the FOCUS | 1, 8

the LIST | 10

This Week Online 6Leads 13Public Notices 14-21Opinion 22

Edward Smith – STAFF WRITER

David Castellon – STAFF WRITER


Solar | 4

the FOCUS

Trump’s solar tariff draws mixed local

reviews30-percent bump on foreign-made

panels will add to cost

Solar installers are taking a mixed view of a planned 30-percent tariff on foreign-made solar panels announced this week by President Donald Trump.

For some local installers it was an expected move from a president who warned of protectionist policies since his campaign began in 2016. In fact, it provided some much-needed certainty.

Others feel it could stunt their business,

leading to higher prices and layoffs.“So I can tell you I come at a different

viewpoint than about 99 percent of my constituents,” said Glenn Siemens, president of the local chapter of the California Solar Energy Industries Association. “So I don’t necessarily follow the belief that this is a bad thing.”

Siemens, who is also the CEO of Arise Solar, hosted a press conference Wednesday at his Fresno headquarters to point out that while prices in solar will go up, the industry is prepared. This is largely because the solar

There’s a story the Caglia family of Fresno tells about patriarch Frank Caglia when he emigrated to the U.S. from Italy. As the 8-year-old docked at Ellis Island, he was overwhelmed by the multitude of opportunities available in this new land, and his eyes grew to the size of oranges.

In three generations, the Caglias have gone on to find success in electrical contracting and motor repair, waste management and recycling. Industrial park development could be added to that list pending a vote by the Fresno City Council on Thursday (after press time).

Around Town | 2 Focus | 8

2017 AERIAL PHOTO

Subject Property

East Central Avenue

Sout

h C

edar

Ave

nue

Sout

h O

rang

e A

venu

e

IMAGE VIA CITY OF FRESNOA proposed 110-acre industrial park in south Fresno is expected to attract ancillary businesses and operations that will support the upcoming Amazon distribution center being built nearby.

Fresno council considers 110-acre industrial park

Proposition would give tax breaks to older homeowners

California home prices have risen, prompting more owners to put their properties on the market.

But the market still remains tight, with many homes for sale in the Valley getting five offers, which extends the search period of would-be buyers, said Don Scordino, a Fresno Realtor and member of the board of directors of the California Association of Realtors.

Over the past couple of months, he and other association members across the state have been working to collect voter signatures from clients, friends and others in order to get a proposition developed by CAR onto California’s November ballot. It would provide the incentive that many older homeowners may need to get them to buy homes that better suit them and in turn put their current, long-time homes on the market, which CAR officials believe would boost the state’s inventory.

“This bill, what it will do is allow people 55 or older to keep their tax base,” the amount they pay in property taxes every year, as determined by Prop. 13, which California voters passed in 1978, said Brett Taylor, CEO of the Tulare County Association of Realtors, which is supporting CAR’s efforts.

Prop. 13 came about in reaction to the values of properties growing at fast rates across much of California, particularly in coastal and regional areas, and property taxes going up at the

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FRIDAY, FEBRUARY 9, 2018 ISSUE # 325349 | $1.25 PER COPY USPS 145-100


CONTRIBUTED | The World Ag Expo runs from Feb. 13-15 in Tulare. An expected 100,000 people are expected to attend.

AgricultureIndustry weighs in on immigration fix

UPDATED DAILYwww.thebusinessjournal.com

FEBRUARY 9, 2018


National Raisin Company tops the Women-Owned Businesses List

Brian HortonCEO Breadcrumb Cybersecurity

the FOCUS | 8

the LIST | 9

This Week Online 6People on the Move 12Leads 15-16Public Notices 17-25Opinion 26


Gabriel Dillard – MANAGING EDITOR

FUTA | 3

David Castellon - STAFF WRITER

By most accounts, 2017 was a red-letter year for Salter’s Distribut-ing, Inc. The wholesale distribution company saw a 20 percent growth in business and moved to a new 10-acre site in Chowchilla in October.

With the growth of the business, however, came an increased tax bur-den. In particular, the owners were hit with a federal unemployment (FUTA) tax bill that set them back more than $8,700 — compared to their usual payment of around $600. Cheryl Salter, the office manager for Salter’s Distributing, stated that the FUTA tax hike came out of nowhere.

“This was just a shocker from Cali-fornia. I just felt it was so unfair to not give me notice, and I feel like

Expo | 8 Firm | 4

McCormick Barstow attorneys form new women-owned firm

Four attorneys with Fresno law firm Mc-Cormick Barstow — including two partners — have struck out on their own to form a new boutique firm that will be majority women-owned.

California isn’t claiming it — they’re keeping quiet about it,” she said. “The lack of notice is an effort to not ruffle feathers, but it ruffles my feathers.”

Salter added that the company could have purchased a new ve-hicle with the amount they paid in FUTA expenses. This, coupled with gas taxes, has been a burden on the company.

“It seems to be a climate of dis-respect to small businesses,” Salter said. “Again, the verbiage is the ‘rich people need to pay’ somehow, and I feel like they are not paying atten-tion to how much small businesses are struggling to be financially strong in this state.”

Salter’s Distributing is by no means alone. Manny Perales, owner of Yosemite Falls Café and High Sierra Grill House, said that while he was given some notification, his business was hit with a $60,000

FIRMS FACE UNEMPLOYMENT TAX SHOCK

CONTRIBUTED | David Salter (center) speaks with an employee in the warehouse of Salter’s Distributing in this 2014 file photo. The company’s unemployment tax bill was $8,700 this year, compared to its regular payment of around $600.

CONTRIBUTED | Cheryl and David Salter of Salter’s Distributing said they could’ve purchased a new company vehicle with the amount they had to pay for their unemployment tax bill this year.

Sights and sounds of the World Ag Expo

The 51st World Ag Expo, the world’s largest agricultural trade show, begins its three-day run Tuesday at the International Agri-Center in Tulare.

Here are some highlights of the Ag Show:

Tuesday- 7:30 a.m. Top 10 new products awards ceremony at the

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calsavers launch could touch thousands of local employers

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