Bridging the gap between borrowers and flexible funding

DirectLendingPartner.com

ABOUT DIRECT LENDING PARTNER

Our Purpose

Direct Lending Partner is pleased to provide funding for projects without the normal hoops to jump through and with a true focus on providing two main services: 

1. Flexible funding for projects and borrowers that makes sense.

2. Responsive and relationship based world-class service.

 Direct Lending Partner is very different from other lenders in virtually every way, starting with how Direct Lending Partner came to be. Unlike most other lenders, Direct Lending Partner’s CEO, Don Wenner, is not a lender by background, but instead is an investor. He has been on the borrower side of the coin looking for funding on properties that made sense, but banks still would not fund. As Don continued to grow his investing practice, he determined there had to be a better option than dealing with traditional banks and institutions. He set out in search of alternatives, determining a few conclusions that lead to the founding of Direct Lending Partner: 

1. There are very few private lending sources that lend to the markets Don was investing in (within 75 miles of Bethlehem PA).

2. The lenders that were funding deals had very limited capital to lend.

3. The customer service was horrendous.4. The lenders were out of touch with the needs and

challenges of borrowers. Don determined these conclusions were the perfect recipe for the launch of Direct Lending Partner — a company built around providing a solution for the four conclusions mentioned above.

Direct Lending Partner is able to provide private funding that can underwrite deals based on common sense, not based on the federal governments lending guidelines. Direct Lending Partner primarily lends within a 75 mile radius of Bethlehem, PA, and structures our loans and services with the mindset of building a long term relationship with investors who want to capitalize on today’s amazing real estate market. Direct Lending Partner has no lack of capital or resources to fund any deal that meets are common sense and practical guidelines.

REAL Estate PROFITS Mastery (“REAL PROFITS”) provides serious real estate investors with the opportunity to learn from the best. REAL PROFITS is a complete training program that also provides an incredible networking group, the tools investors need to be successful and huge savings on deal funding.  REAL PROFITS offers 50+ hours of mind blowing training and resources, monthly meetings and coaching calls to serious investors ranging from flippers, to landlords and to wholesalers.

DIRECT LENDING PARTNERDirect Lending Partner leverages our years of experience and hundreds of successful investments and loans in both residential and commercial real estate, with a specialization on distressed acquisitions, to be able to provide lending options that banks and traditional sources simply are not able to provide in today’s market.

Leadership Team

Don Wenner – CEO don@dlpcapitaladvisors.com | office: 610-488-2375 | direct: 484-542-2868

Don has 10 years of real estate experience and has closed more than 3,000 real estate transactions totaling more than $500 million. Don is ranked by the Wall Street Journal as one of the Top 14 Real Estate Professionals in the country, including #1 in all of PA and NJ. Don is

also CEO of DLP Realty and is hands-down the most recognizable name in the world of real estate in the Lehigh Valley and the Poconos. Don is endorsed by Glenn Beck, Sean Hannity, Dave Ramsey, Bobby Gunther Walsh, Barbara Corcoran, and personalities on radio stations such as Cat Country, B-104, ESPN, and 99 the Hawk. You also may have seen Don on CNBC, Fox News, or MSNBC. Don studied Finance and Marketing at Drexel University.

Barry Degroot – Senior VP and Legal Counsel barry@dlpcapitaladvisors.com | office: 610-488-2375 | direct: 215-589-5102

Barry’s areas of practice include residential and commercial real estate, landlord representation, litigation, land acquisitions/development/zoning matters, construction matters, business formations, and general business issues. He also serves as an expert witness on issues relating to the standard of

care of real estate brokers in real estate transactions. Barry is admitted to practice in Pennsylvania, the U.S. District Court for the Eastern District of Pennsylvania and the Third Circuit Court of Appeals, and is a member of the Bucks County Bar Association. He earned his B.A. in Letters, Arts and Sciences from Penn State University and his J.D. from The Dickinson School of Law.

Patrick Heller – Senior VP patrick@dlpcapitaladvisors.com | office: 610-488-2375 | direct: 610-256-1060

Patrick, a seasoned real estate executive and business owner with 23 years experience in all branches of the industry, has worked all facets of real estate. Over the years, he has been involved in over $300 million dollars worth of real estate transactions. He has been instrumental in the successful

acquisition, development, building, selling and investing in numerous retail and residential projects ranging from a single family dwellings to a 150 acre retail power center. Patrick leverages his background and wide range of experiences to build and maximize investor relationships, as well as identify acquisition and loan origination opportunities.

Top 5000 Fastest Growing Company in the US three years in a row

#42 Fastest Growing Company in PA#48 Fastest Growing Company in the

Real Estate Industry in the US

Florida

Lehigh Valley

Our Lending Territory

Rehab Funding

Direct Lending Partner’s #1 source of funding provided is Rehab Funding, primarily for the purchase and renovation of residential single-family homes. We will fund multi-family projects and even commercial projects on a case-by-case basis. Direct Lending partner focuses on being the easiest and most reliable source of funding for all of your renovations and Investments.  We not only focus on providing our borrowers the capital they need to do their projects, but also the support, experience and knowledge to help make these projects profitable.

Don Wenner, CEO and the Lending Team of Direct Lending Partner have funded over 800 residential renovations over the past 7 years and are experts in knowing how to make a project successful. Once Direct Lending Partner pre-approves you for funding you will no longer have to look anywhere else for your funding needs!

Terms & Guidelines:

Loan Request Response Time: 24 hours

Closing Time: 5 days – 20 days

Loan Types: 1st mortgage, deed of trust

Loan Amounts: Up to $2,000,000

Loan to Value: Up to 70% of after repair value

Credit Score Minimum: N/A

Minimum Borrower Investment for Purchase: 10%

Property Types: Single Family Homes, 1-4 Family, Mixed-Use, Commercial

Rate: 12%-14.99%

Points: 3-6 Points

Fees:

$895 Commitment. $300-$500 appraisal/broker-price opinion.

Document Prep: $500

Rehab Escrow Fee: $300

Inspection: $150 per inspection

LOAN TYPES

“I have worked with 5 different ‘hard money’ lenders over the past few years. I was used to dealing with a ton of frustrations, a lack of responsiveness, and a constant feeling that I was being taken

advantage of. That is until I came in contact with Direct Lending Partner. I now only work with

Direct Lending Partner and truly consider them to be my partner.”

Jason Y.

“Don and Direct Lending Partner are the real deal. Always professional, responsive, and they

know the rehab business better than anyone I have ever met. They are a huge resource and and an excellent

source of reliable capital.”

Jason D. 

“If you have a project that makes sense as an investment, but just does not work with most banks

and lenders, then you need to talk to Direct Lending Partner. They have a way of looking at deals as

INVESTORS instead of as lenders and finding ways to make good

deals work.”

Isaac R.

Bridge & Mezzanine Funding

Direct Lending Partner provides bridge & mezzanine funding to experienced real estate investors on a case-by-base basis. If you need the funds to bridge yourself to get a project complete and/or refinanced with a permanent lender institution Direct Lending Partner is there for you. Typically we are able to fund up to a maximum of 75% of the stabilized or after repair value of the property.  Secondary collateral may also be required as well.

Terms & Guidelines:

Loan Request Response Time: 24 hours

Closing Time: 5 days – 20 days

Loan Types: 1st or 2nd mortgage, deed of trust

Loan Amounts: Up to $2,000,000

Loan to Value: Up to 75% of after repair/improvement value

Credit Score Minimum: N/A

Minimum Borrower Investment for Purchase: 10%

Property Types: Single Family Homes, 1-4 Family, Mixed-Use, Commercial

Rate: 13-15.9%

Points: 3-6 Points

Fees:

$895 Commitment. $300-$500 appraisal/broker-price opinion.

Document Prep: $500-$1,000

Rehab Escrow Fee: $300

Inspection: $150 per inspection

“If you want funding for your deals that you can count on, that is reliable and can close quick, the only real option is Direct Lending Partner. Not only do

they close my deals fast, but they also fund my draw requests fast, which is a big deal when you are trying to renovate properties and

need to get contractors paid. I highly recommend Direct Lending Partner to all investors (except my

competition).”

Brion S.

“I was tired of wholesaling deals to make peanuts while the investors

made all the profits. With the Direct Lending Partners Joint Ventures program, I am able to make real

profits. Last deal I made $18,000 while not having to tie up any

capital or having to do any of the work of managing the renovation. I highly recommend the JV partners

for anyone looking to make big profits flipping homes but do not

have a lot of capital to work with.”

Mike F.

“I was about to give up on real estate investing because I was so tired of dealing with the banks,

until I came across Direct Lending Partner. It was so refreshing to be

able to get funding on deals without the normal headaches and rejection of dealing with banks. If you want no nonsense, common sense funding for your deals, call Direct Lending

Partner.”

Bruce R.

Joint Venture Funding & Partnership

Do you have a great deal but need 100% of the capital to do the project? Have you had past issues that now make it close to impossible for you to get funding in your name? Tired of wholesaling deals and giving up almost all the profits? Direct Lending Partner’s Joint Venture program may be your solution! Here’s how it works:

• DirectLendingPartnerwillfund100%ofallexpensesofyourproject.• DirectLendingPartnerwilltakepossessionofthepropertythroughoneofouraffiliateentities.• DirectLendingPartnerwillsignapartnershipagreementwithyouontheproject.• Youwillmanagetherenovationandsaleoftheproperty.• DirectLendingpartnerwillreceiveournormalrateandfeesforfundingthedeal.• Youkeep40-80%ofallprofitsandDirectLendingPartnerkeeps20-60%.

Terms & Guidelines:

Loan Request Response Time: 24 hours

Closing Time: 5 days – 20 days

Loan Types: 1st mortgage, deed of trust

Loan Amounts: Up to $2,000,000

Loan to Value: Up to 75% of appraised after repair value

Credit Score Minimum: N/A

Minimum Borrower Investment for Purchase: 6% of total deal cost

Property Types: Single Family Homes, 1-4 Family, Mixed-Use, Commercial Note:IfJVDirectLendingPartnertakesownershipofpropertyandsharesinprofitswithborrowerviaaJointVentureagreement.DirectLendingPartnerandaffiliatesfund up to 94% of all capital in the deal.

Rate: 12-14.99% * Paid upon sale or refinance of property

Points: 3-6 Points * Paid upon sale or refinance of property

Fees:

$895 Commitment. $300-$500 appraisal/broker-price opinion.

Document Prep: $500

Rehab Escrow Fee: $300

Inspection: $150 per inspection * Paid upon sale or refinance of property

LOAN TYPES

“I have partnered with Direct Lending Partner on three projects. They put up all the money, take all the risk and provide a wealth of experience and resources, all

while allowing me to generate great returns while focusing on what I

like to do – find deals.”

Darren P.

“I have closed more than 20 deals with Don and Direct Lending

Partner. They have funded deals for me, partnered on deals,

and purchased deals I wanted to wholesale. They are always

professional, reliable, and never pass on a good deal or loan.”

Chris H.

“I realize this is an incredible time to build a rental portfolio, but

unfortunately banks will not lend to me. I have a great income, assets

in the bank, and a good credit score. Direct Lending Partner recognizes this and is always able to fund my

deals quickly and efficiently.”

Michael L.

Rehab Line of Credit

Don’t let capital constraints hold you back from doing 2, 3, even 4 times as many deals. With a Rehab Line of Credit from Direct Lending Partner, you’ll have confidence and strength in negotiating deals, with no more questions of “can I finance this?” Direct Lending Partner is prepared to grow with you and support all of your funding needs.

Benefits and Terms• Proofoffundsforalloffers.• Lineofcreditfrom$250,000to$1million.Largerlinesavailableuponrequest.• CanbeusedforresidentialinvestmentpropertypurchasesthroughoutPA,NJandFLforthepurposeofflippingor

renting and refinancing. Commercial properties case by case.• Usecredittofundthegreaterof70%oftheafterrepairvalue(ARV)ofanypropertypurchasedor65%oftheARVof

all properties collateralized on the line of credit.• Just1.1%interestpermonthonthecumulativeoutstandingprinciplebalanceofallnote.• 1pointpaidatlineofcreditatexecutionoflineofcreditagreement.• 2pointsperloanclosing.• Reducedduediligencefees.

LOAN TYPES

Commission Advance

Are you a real estate agent who wishes there was an easy way to avoid having to wait weeks and weeks to get paid after you have already done all the hard work of generating a lead, showing houses and writing and negotiating a deal?

Would having access to your next commission check NOW rather than weeks from now help you to cover bills between now & then, or help you to be able to continue to grow your business? This is where Direct Lending Partners Commission Advance program comes in! We can fund you within 24 hours of your request!

We will advance you your commission on any real estate closing in the next 60 days. We are easy to work with and understand the challenge of balancing financials between commission checks. Our Fee Structure is simple with no hidden expense.

Advance Amount 0-30 Days 31-45 Days 45-60 Days 61-90 Days$1,000 $199 $239 $269 $389$2,000 $299 $379 $439 $679$3,000 $399 $519 $609 $969

$4,000 $499 $659 $779 $1,259

$5,000 $599 $799 $949 $1,549$6,000 $699 $939 $1,119 $1,839

$7,000 $799 $1,079 $1,289 $2,129$8,000 $899 $1,219 $1,459 $2,419

Terms & Guidelines:

Loan Request Response Time: 24 hours

Closing Time: 24 hours of signed documents

Loan Amounts: Up to 80% of commission check

Closing Date: Up to 60 days from date of loan

Requirements for processing and approving a loan

Loan closings possible in 5 days or less. Common sense decision making. All approval decisions are made in house.

• Loanapplicationsubmission• Completelistofrealestateowned(onDirectLendingPartnerFormat)• Personalfinancialstatement• DirectLendingPartnerpulledcreditreport(approvalisnotbasedoncreditscore)• 3monthsbankstatements• 2yearstaxreturns• 2mostrecentpay-stubs• Appraisalonproperty

Loans are processed and often approved within 48 hours of receipt of a completed package.

Endorsed By...

AS SEEN AND HEARD ON….

Glenn Beck is a politically conservative American television and radio host, political commentator, author, television network producer, media personality, and entrepreneur. He hosts the Glenn Beck Radio Program, a nationally syndicated talk show. Beck has authored six New York Times bestselling books. In 2012, the Hollywood Reporter named Glenn Beck on its Digital Power Fifty list.

Sean Hannity is an American television host, author, and conservative political leader. He is the host of The Sean Hannity Show, a nationally syndicated radio talk show. Hannity also hosts a cable news show, Hannity, on Fox News Channel. Hannity has written three New York Times bestselling books, and is arguably the leader in Conservative politics media.

Barbara Corcoran is a real estate, private equity, and angel investing mogul. The founder of The Corcoran Group, the #1 real estate brokerage in Manhattan, she sold the business for $66 million and now is an active investor and well known for being one of the “shark” investors on The Shark Tank.

Dave Ramsey is a radio host, television personality and motivational speaker with an estimated net worth of over $50 million. His radio program, The Dave Ramsey Show, airs on the Fox Business Network and is heard on over 500 radio stations in the United States and Canada. Ramsey has been featured on The Oprah Winfrey Show, 60 Minutes, The Early Show on CBS and the Dr. Phil Show.

Bobby Gunther Walsh has been the voice of the morning show on WAEB-AM 790 for 29 years, waking up thousands of people in Allentown, Bethlehem, Easton, and the surrounding communities. Bobby has nearly 40 years of working in radio and TV as an on-air personality and spokesman. He has also spent nearly 30 years in the Lehigh Valley working with business people and charities on advertising campaigns and fund drives.

Recently Funded Deals

505 Main St., Riverton, NJAmount: $100,000Amount of time for loan commitment: 7 daysTerm of loan: 6 monthsLoan to value: 44.44%% of deal cost funded: 100%

318 Wertville Road, Ringoes, NJAmount: $155,000Amount of time for loan commitment: 1 dayTerm of loan: 6 monthsLoan to value: 53.45%% of deal cost funded: 94%

10 Roberts Road, Warren, NJAmount: $405,000Amount of time for loan commitment: 1 dayTerm of loan: 6 monthsLoan to value: 64.8%% of deal cost funded: 100%

130 Avon Road, Haverford, PAAmount: $575,000Amount of time for loan commitment: 2 daysTerm of loan: 6 monthsLoan to value: 65.71%% of deal cost funded: 86%

2643 Sepviva St., Philadelphia, PAAmount: $165,000Amount of time for loan commitment: 3 daysTerm of loan: 6 monthsLoan to value: 67.35%% of deal cost funded: 84%

2422 Wynnefield, Havertown, PAAmount: $253,500Amount of time for loan commitment: 1 dayTerm of loan: 6 monthsLoan to value: 59.65%% of deal cost funded: 88%

901 Edmonds Ave., Drexel Hill, PAAmount: $125,000Amount of time for loan commitment: 9 daysTerm of loan: 6 monthsLoan to value: 62.5%% of deal cost funded: 82%

1580 Doerr, Quakertown, PAAmount: 116,125Amount of time for loan commitment: 1 dayTerm of loan: 6 monthsLoan to value: 61.12%% of deal cost funded: 89%

102 Cambria Court, St. Davids, PAAmount: $325,000Amount of time for loan commitment: 2 daysTerm of loan: 6 monthsLoan to value: 58.97%% of deal cost funded: 94%

Recently Funded Deals

24 Old Middletown Rd, Rockaway, NJAmount: $180,000Amount of time for loan commitment: 1 dayTerm of loan: 6 monthsLoan to value: 62.07%% of deal cost funded: 100%

1236 Marlow Street, Allentown, PAAmount: $86,400Amount of time for loan commitment: 1 daysTerm of loan: 6 monthsLoan to value: 59.59%% of deal cost funded: 90%

635 Haverford Road, Haverford, PAAmount: $199,500Amount of time for loan commitment: 6 daysTerm of loan: 6 monthsLoan to value: 70.0%% of deal cost funded: 84%

28 Park Lake Ave., Titusville, NJAmount: $210,000Amount of time for loan commitment: 8 daysTerm of loan: 6 monthsLoan to value: 61.76%% of deal cost funded: 100%

124 Ashland Ave., Bala Cynwyd, PAAmount: $206,000Amount of time for loan commitment: 6 daysTerm of loan: 6 monthsLoan to value: 69.83%% of deal cost funded: 83%

2565 Stoneybrook Lane, Drexel Hill, PAAmount: $110,000Amount of time for loan commitment: 4 daysTerm of loan: 6 monthsLoan to value: 66.67%% of deal cost funded: 81%

62 Wildcat Branch Dr., Sicklerville, NJAmount: $95,000Amount of time for loan commitment: 3 daysTerm of loan: 6 monthsLoan to value: 57.58%% of deal cost funded: 100 %

29 School Lane, Cherry Hill, NJAmount: $110,000Amount of time for loan commitment: 8 daysTerm of loan: 6 monthsLoan to value: 64.71%% of deal cost funded: 100%

1513 Pen Argyl Road, Pen Argyl, PAAmount: 55,465Amount of time for loan commitment: 10 daysTerm of loan: 6 monthsLoan to value: 54.92%% of deal cost funded: 62%

DirectLendingPartner.com

Contact UsDon Wenner

CEO don@directlendingpartner.com

office: 610-488-2375 | direct: 484-542-2868

Barry Degroot Senior VP and Legal Counsel

barry@directlendingpartner.com office: 610-488-2375 | direct: 215-589-5102

Patrick Heller

Senior VP patrick@directlendingpartner.com

office: 610-488-2375 | direct: 610-256-1060

Lehigh Valley Offices701 W. Broad St., Suite 200, Bethlehem, PA

1132 Hamilton St., Allentown, PA 18104

Doylestown Office 20 East Main Street, Doylestown, PA

New Jersey Office3434 Route 22 West, Branchburg, NJ

Florida Offices454 South Yonge Street, Ormond Beach, FL

7225 Crane Street, Jacksonville, FL

Pocono Office529 Seven Bridges Rd., East Stroudsburg, PA

OUR OFFICES