digital private investing and lending ecosystem
TRANSCRIPT
Digital Investing and Lending Ecosystem Jouko Ahvenainen Future of Finance Seminars – Washington D.C. & New York
Grow VC Group ++ www.growvc.com ++
@growvc ++ MARKETS – ASSETS – CROWD ++
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The Grow VC Group is a worldwide pioneer and leader in the crowd investing, peer-to-peer and digital finance market.
How is the landscape?
• Some opinions have been that there will be one global pla3orm to dominate the market, like Facebook, or at least like eBay
• The reality: • There is and will be strong finance (local and global) regulaAon to this market,
starAng from KYC/AML to required informaAon and traceable transacAons • There are different kinds of investors from supporters with $100 to insAtuAonal
investors with $100M • There are many types of securiAes and asset classes and investment vehicles and
models • It is not only the regulaAon, but also investment policies, due diligence requirements
and legal responsibiliAes • More and more exisAng finance insAtuAons want to use online models and processes • This is not only about startups, this is about all kinds of securiAes and assets
• It is fundamental to think and build the ecosystem, not only try to make one killer app
Think about the digital ad ecosystem
And build a real digital investing and lending ecosystem
Issuers Investors
Investor Side Pla3orms or Dashboards
Digital Market Places
Issuer Side Pla3orms or Dashboards
Data, Research & Services
Back Office Services
P2P lending
Startup crowdfunding
SME funding
Real Estate
Crowd pla3orms
Family offices
InsAtuAonal Investors
Automated Funds
Equity offer
Borrow request
Investment vehicles
Directory services
Source: Grow Advisors market analysis, growadvisors.com
• The Challenge: • The world’s largest and deepest market is very fragmented. • It’s too difficult for investors to find companies, and vice versa. • 3% of Accredited Investors participate. • New finance regulation (JOBS Act) and other new rules will greatly increase
the size of the world’s largest market.
$905B
Friends & Family Venture Capital
Reg D
$75B $23B
Executive Summary
This is US only, but the phenomenon is global
It is the largest market in the world
Platforms for many assets and investment models
Source: Crowd Valley, Inc., crowdvalley.com
Data becomes a powerful tool
Source: Deal Index Ltd., dealindex.co
Digital finance services with their clear focus
Source: Trade Up Capital Fund, Inc., tradeupfund.com
• No one can build this ecosystem alone and have credibility to play all roles
• Extremely important to get new digital pla3orms to work with exisAng investors, financial insAtuAons and professional services (e.g. research, analysts and underwriAng)
• Digital services can cut out unnecessary middle-‐men (e.g. those whose posiAon has been to be a gatekeeper to informaAon, deals and investors), but it sAll requires top level value added services to help all parAes and bring credibility to the market
• The winners in this market focus to do their own part very well according to laws and regulaAon and partner with other similar actors
Grow VC Group is a part of this but important for everyone to partner
Build an open and networked ecosystem
Issuers Investors
Investor Side Pla3orms or Services
Digital Market Places
Issuer Side Pla3orms or Services
Data, Research & Services
Back Office Services
Source: Grow Advisors market analysis, growadvisors.com
Jouko Ahvenainen [email protected]
+1 646 363 6664 (US) +44 7889 833 165 (UK)
Grow VC Group
growvc.com Grow VC in Twitter, FB and LI
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