development programmes and financial assistance for smes by : maslinda zulkifly legend hotel, kuala...
TRANSCRIPT
DEVELOPMENT PROGRAMMES AND FINANCIAL ASSISTANCE FOR SMEs
BY : MASLINDA ZULKIFLY
LEGEND HOTEL, KUALA LUMPUR30 JULY 2008
ABOUT SMIDEC
Established under the Parliamentary Act, 539 on 2nd May 1996
An agency under the Ministry of International Trade and Industry
Focal point for the overall development of SMEs in the country
Provides capacity building programmes and assistance through fiscal and non-fiscal incentives
SMIDECSMIDEC
To be the leading organisation in developing SMEs that contribute
to the economic growth and enhancement of Malaysia’s
competitiveness
VISIONVISION
To transform SMEs to be vibrant, competitive and resilient and to be fully integrated into the manufacturing and
services sectors
MISSIONMISSION
FUNCTIONSFUNCTIONS
Promote, coordinate and implement programmes for the development of SMEs
Forge industrial linkages between SMEs and large companies/multinational corporations (MNCs)
Implement, coordinate and monitor financial assistance schemes
Provide technical and advisory support services
Collaborate with other local and international SME-related agencies
PROFILE OF SMEs
DEFINITION OF SMEsDEFINITION OF SMEsDEFINITION OF SMEsDEFINITION OF SMEs
Services, Primary Agriculture, Information
and Communication Technology (ICT)
Annual sales turnover
< RM5 million
OR
Full time employees
< 50
Manufacturing, Manufacturing Related
Services and Agro -based Industry
Annual sales turnover
< RM25 million
OR
Full time employees
<150
435,324 (78.7%)
100,333 (18.2%)
12,610 (2.3%)
4,537 (0.8%)
Source: Census of Establishments & Enterprises 2005 – Profile of SMEs
• Total establishments = 552,804
• No. of SMEs = 548,267 (99.2%)
• Total establishments = 552,804
• No. of SMEs = 548,267 (99.2%)
TOTAL ESTABLISHMENTS BY SIZE
TOTAL ESTABLISHMENTS BY SIZE
MICRO
SMALL
MEDIUM
LARGE
Services(86.6 %)
Agriculture(6.2 %)Manufacturing
(7.2 %)
Source: Census of Establishments & Enterprises 2005 – Profile of SMEs
DISTRIBUTION OF SMEs BY SECTOR
DISTRIBUTION OF SMEs BY SECTOR
(%)
Source: National SME Development Blueprint 2007
32
37
3.9 4.3
8.4 9.6
19.723.1
CONTRIBUTION OF SMEs TO GDP
CONTRIBUTION OF SMEs TO GDP
(%)
Source: National SME Development Blueprint 2007
8.1 6.9
14.5 15.1
33.9 35
CONTRIBUTION OF SMEs TO EMPLOYMENT
CONTRIBUTION OF SMEs TO EMPLOYMENT
5756.4
SUPPORT FOR SMEs
SUPPORT FOR SMEs
SMEDevelopmentProgrammes
Incentives and
FinancialAssistance
Programmes
SME DEVELOPMENT PROGRAMMES
SME EXPERT ADVISORY
PANEL (SEAP)
ENTREPRENEURSHIP
ENHANCEMENT PROGRAMME
TECHNOLOGY & INNOVATION
OUTREACH PROGRAMMES
SKILLS UPGRADING
BRAND SME DEVELOPMENT PROGRAMME
CAPACITY BUILDINGQuality Control and Improvement of StandardWaste ReductionInventory Management Control and ImprovementReduction in rejection rate during productionTechnology Transfer of Mould & DieTechnical Assistance
CAPACITY BUILDINGQuality Control and Improvement of StandardWaste ReductionInventory Management Control and ImprovementReduction in rejection rate during productionTechnology Transfer of Mould & DieTechnical Assistance
Malaysia-Japan Industrial
Cooperation (MAJAICO)
•Initiated under Malaysia-Japan Economic Partnership Agreement (MJEPA)
•5-year project (2006-2011)
• Improve productivity through Lean Production System
•150 projects to benefit from the Programme
ENHANCEMENT PROGRAMME FOR SME s - AUTOMOTIVE SECTOR
ENHANCEMENT PROGRAMME FOR SME s - AUTOMOTIVE SECTOR
Identify Sector
& SCORE
Current On-GoingProgramm
e
Current On-GoingProgramm
eSMEs
ENHANCEMENT PROGRAMME FOR SME s - AUTOMOTIVE SECTOR …cont’d
ENHANCEMENT PROGRAMME FOR SME s - AUTOMOTIVE SECTOR …cont’d
Benefits gained by companies under MAJAICO Programme
SMEs
53 industry experts
Visit ,Diagnose & Recommend
SME EXPERT ADVISORY PANEL (SEAP)
SME EXPERT ADVISORY PANEL (SEAP)
Improvements
Packaging & LabelingProduction capabilitiesCompliance to Standards/ CertificationnLean Production SystemLean Production SystemManagement & Financial AdvisoryManagement & Financial Advisory
OBJECTIVE
•To promote and reinforce the value of individual SME brands.
TARGET
• To promote, reinforce and sustain the value of individual SME brands through the building of a National Mark;
• Promote domestic and global recognition and acceptance of the National Mark;
• To enhance the acceptability of SMEs’ products and services in domestic and foreign markets;
• To facilitate and accelerate SME knowledge and appreciation in branding; and
• 100 SMEs’ brands established overseas within four years.
BRAND SME DEVELOPMENT PROGRAMME
BRAND SME DEVELOPMENT PROGRAMME
TECHNOLOGY AND INNOVATIONTECHNOLOGY AND INNOVATION
National SME Innovation Focal Point
SMIDEC
SMEs
Banks/FinancialInstitutions
Research Institutions/Universities
Members of the National SME Innovation Focal Point
TECHNOLOGY AND INNOVATION…cont’d
TECHNOLOGY AND INNOVATION…cont’d
Technology Database(in collaboration with MASTIC)
- 270 technologies available for commercialisation - 18,413 researchers’ profile available
SMIDEX‘07 : 23 technologies matched
Technology Roadmap
- Completed Roadmaps → Electrical & Electronics → ICT → Biotech industry
- Work In Progress → Automotive Sector → Plastics & Rubber
-
TECHMARTin SMIDEC’s
website
SMIDEC ANNUAL SHOWCASE
SMIDEC ANNUAL SHOWCASE
ENTREPRENEURSHIPENTREPRENEURSHIP
• Benefits to SMEs:- exposure to the
latest development of business practices and applications of technology; and
- improved ways of doing business.
• Benefits to SMEs:- exposure to the
latest development of business practices and applications of technology; and
- improved ways of doing business.
• Benefits to students:- industry exposure and
practical applications of their studies as well as enhance self confidence in doing business; and- inculcate the spirit of
entrepreneurship.
• Benefits to students:- industry exposure and
practical applications of their studies as well as enhance self confidence in doing business; and- inculcate the spirit of
entrepreneurship.
ENTREPRENEURSHIP…cont’d
ENTREPRENEURSHIP…cont’d
UNIVERSITY - SME ATTACHMENT PROGRAMME
Local SMEs Students
University Education
Linking SMEs to Universities to upgrade the capability of SMEs
Local & International Networking
SKILLS UPGRADINGSKILLS UPGRADING
EnhancingMarketing
Skills of SMEs
Skills Upgrading
Programme
80% grant on training fees
Status:22,571 employees trained
(RM22.3 million)
35 SKILLS DEVELOPMENT CENTRES &PROFESSIONAL TRAINING PROVIDERS
APPOINTED:
SKILLS UPGRADING ...cont’d
SKILLS UPGRADING ...cont’d
FINANCIAL ASSISTANCE PROGRAMMES
FINANCIAL ASSISTANCE PROGRAMMES
Manufacturing
Manufacturing Related Services
Services (Except Insurance and Financial Services)
QUALIFYING CRITERIAQUALIFYING CRITERIA
SECTOR COVERAGESECTOR COVERAGE
Companies incorporated under the Companies Act 1965 OR
enterprises incorporated under the Registration of Business
Ordinance 1956 OR Certificate of Practice by Regulatory Body
Fulfill definition of SMEs
At least 60% equity held by Malaysian
Possess valid premise license
Matching Grant for Business Start-ups
Matching Grant for Product and Process Improvement
Matching Grant for Certification and Quality Management Systems
Matching Grant for Market Development
Matching Grant for Development and Promotion of Halal Products
Matching Grant for Enhancing Product Packaging
Grant for RosettaNet Standard Implementation
RM100,000
RM500,000
RM100,000
RM200,000RM250,000
RM100,000
RM150,000
MATCHING GRANTS
MATCHING GRANTS
Provides grant to SMEs for Product Development and Product & Process Improvement.
Eligible expenses :
•Technology Feasibility Studies
•Fees for technology transfer
•Development of prototypes and system design
•Product testing & registration
•Marking and labeling
•Machine & equipment for testing and calibration
•Development & designing of equipment and machinery
•Purchase of machinery and equipment
•Initial patent registration/patent search/IP Protection
•Specific Project Mission
•Cleaner Production and Waste Treatment Project
MATCHING GRANT FOR PRODUCT AND PROCESS IMPROVEMENT
MATCHING GRANT FOR PRODUCT AND PROCESS IMPROVEMENT
Designing and improving product packaging and labeling through appropriate packaging technology
Eligible Expenses :
• Related costs and services for designing, packaging, marking and labeling
• Trade mark and patent registration
• Purchase of related machinery and equipment
MATCHING GRANT FOR ENHANCING PRODUCT PACKAGING
MATCHING GRANT FOR ENHANCING PRODUCT PACKAGING
• Interest Rate: 2%• Max Loan: RM 3 million• Payment Period: 15 years
• Interest Rate: 2%• Max Loan: RM 3 million• Payment Period: 15 years
• Interest Rate: 2%• Max Loan: RM500,000• Payment Period: 5 years
• 10 per cent of all value of all SMIDEC’s grants will be disbursed upon approval;
• Interest loans for SMEs reduced from 4% to 2% per annum; and
• Margin of financing increased from 85% to 90%.
NEW
NEW
OUTREACH PROGRAMMES
Prestigious award recognising the achievements of Top 50 enterprising home-grown companies
Provide opportunities to benchmark against their peers
1996 - 2007 :
• TOTAL NOMINATIONS - 1,310• TOTAL ALUMNI - 386• LISTED ON MALAYSIAN BOURSE - 41
ENTERPRISE 50 AWARD PROGRAMME
ENTERPRISE 50 AWARD PROGRAMME
Handbook on Policies, Incentives, Programmes and Financial Assistances
SME Newslink : bi-monthly publication
SME eNews : monthly e-mail blast
PUBLICATIONSPUBLICATIONS
Annual Report
PUBLICATIONS …cont’dPUBLICATIONS …cont’d
Training Directory
Brochures
PUBLICATIONS …cont’dPUBLICATIONS …cont’d
Women Directory
National SME DevelopmentBlueprint
SME Annual Report
Brochure for Services Sector
OUTREACH CHANNELSOUTREACH CHANNELS OUTREACH CHANNELSOUTREACH CHANNELS
Business Advisory Services (BAS)
Virtual SMEInformation Centre :
[email protected] /www.smidec.gov.my
InfoLine :1-300-88-1801
SME BUSINESS CENTRE (19th FLOOR)
A N
Y UO
KT H