Daily News Flash 12th October 2017

1

DSEX 3324 Gold (Ounce) $129130 Dollar 8080 (Buy) 8080 (Sell) CSCX 4846 Oil (Barrel) $5125 Euro 9539(Buy) 9540(Sell)

INDIA FAST CATCHING UP WITH BANGLADESH 2

AMMONIA CRISIS HITS FACTORIES HARD 3

STREAMLINING CITIZEN SERVICES DELIVERY USING BLOCKCHAIN 4

BANGLADESH TO IMPORT 15 LAKH TONNES OF RICE FROM MYANMAR 5

HEIDELBERG CEMENT TO BUILD NEW PLANT FOR TK 9252CR 6

CHEQUE FRAUDS ON THE RISE 7

ICT EXPO KICKS OFF IN DHAKA NEXT WEEK 7

RESPECTING HUMAN RIGHTS ALSO GOOD FOR BUSINESS ANALYSTS 8

5MN TONNE DIESEL IMPORT FROM INDIA GETS GO-AHEAD 8

BTRC PUTS SANCTION ON 10 ICXS OVER REVENUE NON-PAYMENT 9

IMF RETAINS 7PC GDP GROWTH PROJECTION 10

BANGLADESHrsquoS INSTITUTIONAL STRENGTH TO EVENT RISK VERY LOW MOODYrsquoS 10

INFOGRAPHIC HOW PAYPAL WORKS 11

BANGLADESHIS TO ENJOY PARTIAL PAYPAL FACILITIES FOR NOW 11

STOCKS RETURN TO RED AS BANK SHARES SLUMP 12

APEX BRINGS FLY 13

rdquo rsquo 13

lsquo rsquo 14

২১ 16

16

ঋ 16

৫০ ট 17

ট 17

ট 18

১৫০ 19

৫৯০ ট ট 19

ঋ ৩২ 20

৭১ 21

- 21

Daily News Flash 12th October 2017

2

21

INDIA FAST CATCHING UP WITH BANGLADESH

The Indian governments massive stimulus package of Rs 60 billion or $894 million for boosting its garment sector is bearing fruit as the neighbouring country is progressively eating into Bangladeshs share in global apparel trade For instance India last year was the third biggest exporter of garment items to the US which happens to be Bangladeshs single largest export destination In the first eight months of this year India climbed up to the second spot while Bangladesh slipped from the fourth position to the sixth according to the US Department of Commerce ldquoThe rise of the Indian garment industrys competitiveness means we are losing our work orders to some extentrdquo said Siddiqur Rahman president of Bangladesh Garment Manufacturers and Exporters Association Thanks to the stimulus package Indian manufacturers can offer lower prices and are fast catching up with their Bangladesh counterparts In 2016 Indias share in the global apparel trade was 4 percent and Bangladeshs 64 percent according to World Trade Organisation ldquoMoreover the Indian rupee has devalued a lot against the dollarrdquo Rahman said Indias apparel exports last fiscal year stood at $17 billion up 15 percent year-on-year In contrast Bangladesh despite even being the second largest garment exporter after China shipped items worth $2814 billion an increase of just 020 percent from a year earlier Indias garment shipments are expected to grow between 15 percent and 18 percent this fiscal year to $20 billion The Economic Times quoted Rahul Mehta president of the Clothing Manufacturers Association of India as saying The US market which accounts for 30 percent of Indias apparel export is doing reasonably well he said adding that South America Europe Middle East and Japan also hold good export potential However economists are not in favour of giving such direct stimulus package to the Bangladeshi garment industry as it is a matured sector now ldquoThe sector should learn to survive on its ownrdquo said Ahsan H Mansur executive director of the Policy Research Institute of Bangladesh Rather the government should concentrate on bringing down the cost of doing business in Bangladesh Mansur said adding that the port roads and highways should function efficiently For instance the truck fare for carrying goods from Dhaka to the Chittagong port doubled to Tk 40000 in recent times due to poor conditions of the roads and highways and traffic congestion he said

Daily News Flash 12th October 2017

3

ldquoWe have many more challenges domestically that have been increasing the cost of doing business We should remove those barriers to be more competitive amid the fierce competition globallyrdquo he added Due to being a least-developed country Bangladesh enjoys duty benefit to the EU while Indian exporters face 12 percent duty Source httpwwwthedailystarnetbusinessindia-fast-catching-bangladesh-1475272

AMMONIA CRISIS HITS FACTORIES HARD Factories reliant on ammonia have been hit hard since August 21 when the biggest supplier of the gas Jamuna Fertiliser Company stopped its delivery after a team of the Anti-Corruption Commission found anomalies in the gas distribution system Jamuna meets 95 percent of the countrywide demand of ammonia which is used to make fertiliser household cleaning solutions plastics textiles and pesticides and dyes industry insiders said Jamuna started urea production at Sarishabari upazila in Jamalpur in 1991 and began selling its surplus ammonia which is also the state-run companys intermediate product in 2014 The anti-graft watchdog found that the fertiliser company was delivering ammonia cylinders among dealers violating rules At least 35 export-oriented fish processing industries mostly shrimp in Khulna Chittagong and Dhaka divisions that rely on the gas to run their refrigeration system are facing serious troubles now The crisis is now forcing cold storages in Munshiganj and milk factories in Sirajganjs Baghabari Dhakas Mirpur and Faridpurs Tekerhat to consume more electricity to keep the refrigeration system running Five glass factories and 10 latex industries are now in dire need of ammonia as they in no way can go for manufacturing without the gas Ice factories which use ammonia to preserve Hilsa and other sea fishes may have to bear the brunt if the gas shortage persists after October 22 when the ban on fish catching ends There is a monthly demand of 6000 to 7000 cylinders filled with 50kg liquid ammonia in peak season and 3000 to 3500 cylinders in off-peak season according to Zakir Hossain general manager for commercial at Jamuna Fertiliser The company used to have as much as 11 to 12 tonnes of surplus ammonia a daymdash enough to fill up 220 to 240 cylindersmdashafter reaching its urea production target The factory has a capacity to fill up 120-170 cylinders which it used to sell to the dealers at Tk 2000 each before August 21 said Mahbubul Alam deputy manager for commercial at Jamuna Fertiliser Rezaul Haque managing director of Modern Seafood Industries Ltd in Khulna and a director of Bangladesh Frozen Foods Exporters Association said his factories require 30 to 40 cylinders of ammonia a month The country has around 35 frozen foods exporters each of which require 15-20 cylinders of ammonia a month to survive he said ldquoBut we are not getting the gas from the dealers after the suspension of delivery Now our reserve is about to finishrdquo Haque said shrimp worth Tk 100 crore of the industries is set to be exported ldquoIf the refrigeration system fails due to the lack of ammonia the processed fish will lose its quality If the situation prolongs we will incur huge lossesrdquo Nasir Glass Industries Ltd which meets 80 percent of internal demand has cut production by 30 percent due to the ammonia crisis said Ahmed Faruk Siddiki general manager for operation of the company Nasir Glass produces nearly 300 tonnes of glass using 600kg of ammonia ldquoThe crisis is going to deepen as we are not getting the gas from anywhere in Bangladesh If Jamuna does not supply the gas glass makers will have to import ammonia for survivalrdquo

Daily News Flash 12th October 2017

2

21

INDIA FAST CATCHING UP WITH BANGLADESH

The Indian governments massive stimulus package of Rs 60 billion or $894 million for boosting its garment sector is bearing fruit as the neighbouring country is progressively eating into Bangladeshs share in global apparel trade For instance India last year was the third biggest exporter of garment items to the US which happens to be Bangladeshs single largest export destination In the first eight months of this year India climbed up to the second spot while Bangladesh slipped from the fourth position to the sixth according to the US Department of Commerce ldquoThe rise of the Indian garment industrys competitiveness means we are losing our work orders to some extentrdquo said Siddiqur Rahman president of Bangladesh Garment Manufacturers and Exporters Association Thanks to the stimulus package Indian manufacturers can offer lower prices and are fast catching up with their Bangladesh counterparts In 2016 Indias share in the global apparel trade was 4 percent and Bangladeshs 64 percent according to World Trade Organisation ldquoMoreover the Indian rupee has devalued a lot against the dollarrdquo Rahman said Indias apparel exports last fiscal year stood at $17 billion up 15 percent year-on-year In contrast Bangladesh despite even being the second largest garment exporter after China shipped items worth $2814 billion an increase of just 020 percent from a year earlier Indias garment shipments are expected to grow between 15 percent and 18 percent this fiscal year to $20 billion The Economic Times quoted Rahul Mehta president of the Clothing Manufacturers Association of India as saying The US market which accounts for 30 percent of Indias apparel export is doing reasonably well he said adding that South America Europe Middle East and Japan also hold good export potential However economists are not in favour of giving such direct stimulus package to the Bangladeshi garment industry as it is a matured sector now ldquoThe sector should learn to survive on its ownrdquo said Ahsan H Mansur executive director of the Policy Research Institute of Bangladesh Rather the government should concentrate on bringing down the cost of doing business in Bangladesh Mansur said adding that the port roads and highways should function efficiently For instance the truck fare for carrying goods from Dhaka to the Chittagong port doubled to Tk 40000 in recent times due to poor conditions of the roads and highways and traffic congestion he said

Daily News Flash 12th October 2017

3

ldquoWe have many more challenges domestically that have been increasing the cost of doing business We should remove those barriers to be more competitive amid the fierce competition globallyrdquo he added Due to being a least-developed country Bangladesh enjoys duty benefit to the EU while Indian exporters face 12 percent duty Source httpwwwthedailystarnetbusinessindia-fast-catching-bangladesh-1475272

AMMONIA CRISIS HITS FACTORIES HARD Factories reliant on ammonia have been hit hard since August 21 when the biggest supplier of the gas Jamuna Fertiliser Company stopped its delivery after a team of the Anti-Corruption Commission found anomalies in the gas distribution system Jamuna meets 95 percent of the countrywide demand of ammonia which is used to make fertiliser household cleaning solutions plastics textiles and pesticides and dyes industry insiders said Jamuna started urea production at Sarishabari upazila in Jamalpur in 1991 and began selling its surplus ammonia which is also the state-run companys intermediate product in 2014 The anti-graft watchdog found that the fertiliser company was delivering ammonia cylinders among dealers violating rules At least 35 export-oriented fish processing industries mostly shrimp in Khulna Chittagong and Dhaka divisions that rely on the gas to run their refrigeration system are facing serious troubles now The crisis is now forcing cold storages in Munshiganj and milk factories in Sirajganjs Baghabari Dhakas Mirpur and Faridpurs Tekerhat to consume more electricity to keep the refrigeration system running Five glass factories and 10 latex industries are now in dire need of ammonia as they in no way can go for manufacturing without the gas Ice factories which use ammonia to preserve Hilsa and other sea fishes may have to bear the brunt if the gas shortage persists after October 22 when the ban on fish catching ends There is a monthly demand of 6000 to 7000 cylinders filled with 50kg liquid ammonia in peak season and 3000 to 3500 cylinders in off-peak season according to Zakir Hossain general manager for commercial at Jamuna Fertiliser The company used to have as much as 11 to 12 tonnes of surplus ammonia a daymdash enough to fill up 220 to 240 cylindersmdashafter reaching its urea production target The factory has a capacity to fill up 120-170 cylinders which it used to sell to the dealers at Tk 2000 each before August 21 said Mahbubul Alam deputy manager for commercial at Jamuna Fertiliser Rezaul Haque managing director of Modern Seafood Industries Ltd in Khulna and a director of Bangladesh Frozen Foods Exporters Association said his factories require 30 to 40 cylinders of ammonia a month The country has around 35 frozen foods exporters each of which require 15-20 cylinders of ammonia a month to survive he said ldquoBut we are not getting the gas from the dealers after the suspension of delivery Now our reserve is about to finishrdquo Haque said shrimp worth Tk 100 crore of the industries is set to be exported ldquoIf the refrigeration system fails due to the lack of ammonia the processed fish will lose its quality If the situation prolongs we will incur huge lossesrdquo Nasir Glass Industries Ltd which meets 80 percent of internal demand has cut production by 30 percent due to the ammonia crisis said Ahmed Faruk Siddiki general manager for operation of the company Nasir Glass produces nearly 300 tonnes of glass using 600kg of ammonia ldquoThe crisis is going to deepen as we are not getting the gas from anywhere in Bangladesh If Jamuna does not supply the gas glass makers will have to import ammonia for survivalrdquo

Daily News Flash 12th October 2017

3

ldquoWe have many more challenges domestically that have been increasing the cost of doing business We should remove those barriers to be more competitive amid the fierce competition globallyrdquo he added Due to being a least-developed country Bangladesh enjoys duty benefit to the EU while Indian exporters face 12 percent duty Source httpwwwthedailystarnetbusinessindia-fast-catching-bangladesh-1475272

AMMONIA CRISIS HITS FACTORIES HARD Factories reliant on ammonia have been hit hard since August 21 when the biggest supplier of the gas Jamuna Fertiliser Company stopped its delivery after a team of the Anti-Corruption Commission found anomalies in the gas distribution system Jamuna meets 95 percent of the countrywide demand of ammonia which is used to make fertiliser household cleaning solutions plastics textiles and pesticides and dyes industry insiders said Jamuna started urea production at Sarishabari upazila in Jamalpur in 1991 and began selling its surplus ammonia which is also the state-run companys intermediate product in 2014 The anti-graft watchdog found that the fertiliser company was delivering ammonia cylinders among dealers violating rules At least 35 export-oriented fish processing industries mostly shrimp in Khulna Chittagong and Dhaka divisions that rely on the gas to run their refrigeration system are facing serious troubles now The crisis is now forcing cold storages in Munshiganj and milk factories in Sirajganjs Baghabari Dhakas Mirpur and Faridpurs Tekerhat to consume more electricity to keep the refrigeration system running Five glass factories and 10 latex industries are now in dire need of ammonia as they in no way can go for manufacturing without the gas Ice factories which use ammonia to preserve Hilsa and other sea fishes may have to bear the brunt if the gas shortage persists after October 22 when the ban on fish catching ends There is a monthly demand of 6000 to 7000 cylinders filled with 50kg liquid ammonia in peak season and 3000 to 3500 cylinders in off-peak season according to Zakir Hossain general manager for commercial at Jamuna Fertiliser The company used to have as much as 11 to 12 tonnes of surplus ammonia a daymdash enough to fill up 220 to 240 cylindersmdashafter reaching its urea production target The factory has a capacity to fill up 120-170 cylinders which it used to sell to the dealers at Tk 2000 each before August 21 said Mahbubul Alam deputy manager for commercial at Jamuna Fertiliser Rezaul Haque managing director of Modern Seafood Industries Ltd in Khulna and a director of Bangladesh Frozen Foods Exporters Association said his factories require 30 to 40 cylinders of ammonia a month The country has around 35 frozen foods exporters each of which require 15-20 cylinders of ammonia a month to survive he said ldquoBut we are not getting the gas from the dealers after the suspension of delivery Now our reserve is about to finishrdquo Haque said shrimp worth Tk 100 crore of the industries is set to be exported ldquoIf the refrigeration system fails due to the lack of ammonia the processed fish will lose its quality If the situation prolongs we will incur huge lossesrdquo Nasir Glass Industries Ltd which meets 80 percent of internal demand has cut production by 30 percent due to the ammonia crisis said Ahmed Faruk Siddiki general manager for operation of the company Nasir Glass produces nearly 300 tonnes of glass using 600kg of ammonia ldquoThe crisis is going to deepen as we are not getting the gas from anywhere in Bangladesh If Jamuna does not supply the gas glass makers will have to import ammonia for survivalrdquo

Daily News Flash 12th October 2017

4

Al Amin Hossain owner of Green Trust Latex Industry Ltd in Moulvibazar and general secretary of the Bangladesh Concentrated Latex Manufacturing Association said the sector meets the entire domestic demand But now the dearth of gas has appeared as a severe threat to the latex industry Hossain said Khan Jabed Anwar managing director of Jamuna Fertiliser said the factory would not be able to put up ammonia for sale until it gets the desired pressure of natural gas ldquoWe are already running operations with a much lower gas pressurerdquo Source httpwwwthedailystarnetbusinessammonia-crisis-hits-factories-hard-1475269

STREAMLINING CITIZEN SERVICES DELIVERY USING BLOCKCHAIN In recent years there has been a lot of discussion around the advantages of blockchain Along with the financial services industry other industries are also expected to benefit from its adoption But what exactly is blockchain By definition it is a single shared immutable write-only ledger of transactions that is updated when multiple decentralised actors achieve consensus on the validity of a participants new entries Blockchain is not regulated by a central authority making it the single self-sustaining source of truth and thus removing the possibilities of bottlenecks in overall process flows This can bring significant transformation opportunities for citizen services delivery in Bangladesh Blockchain combines four different elements that define its way of functioning participating nodes unavailability of transaction deletion feature consensus ledger and strong encryption technique It offers many advantages some of which include decentralised systems automated audit trails consensus ledgers robust cryptographic algorithms and low risk of data duplicity This technology allows participating nodes to interact and transact with each other without referring to a central system This eliminates the need for building a central transaction processing system with overheads in order to keep blockchain available at all times Blockchain technology does not permit the deletion of any transaction it only allows the appending of the next set of activities into the created transaction As a result an entire set of activities can be found in a particular blockchain transaction even after the expiry of the same This ensures non-repudiation of any transaction in the system The technology builds a shared ledger using a distributed database system called a consensus ledger The consensus ledger is managed by a network of independent validation servers by using an accepted consensus process This helps in building proof of work Blockchain offers strong encryption of data even while it is being exchanged between participating nodes The technology also keeps decentralised databases encrypted thereby securing data Altering a transaction is prohibitively expensive since data gets stored in multiple participating nodes within the network The risk of creating duplicate data is also mitigated through distributed implementation Each blockchain is assigned a unique chain name and chain ID Since the chain name is distributed across participating nodes the probability of having multiple records with identical chain names is miniscule With constant advancements in this technology coupled with its low cost of transaction processing several opportunities are arising to leverage it for serving citizens Government agencies in many countries are considering building citizen services of the future using blockchain As an emerging nation relevant agencies in Bangladesh can also start exploring opportunities and identifying the most suitable cases for blockchain adoption The relevant areas of blockchain technology adoption would be transferring ownership issuing certificates delivering financial benefits and managing financial transactions

Daily News Flash 12th October 2017

5

The ownership of any registrable asset can be implemented using blockchain Typical examples of assets are land houses and vehicles Usually respective government departments store their records in paper-based files across their offices in all districts While some of them may already have computer-based systems for storing records conducting transactions might require multi-step offline processes With the help of blockchain the transfer of ownership can be recorded through the distributed systems of the respective departments Other related transactions including the mortgaging of assets for loans can also be recorded through this system thereby providing the most recent status of the asset The system would also act as the reference database for affirming the present ownership of the asset and issuing titles Departments that are responsible for issuing birth certificates education certificates drivers licences and death certificates to citizens can take advantage of blockchain Further recording the associated events on a blockchain technology-based platform will prevent errors and fraudulent data entries It will also create an opportunity to connect municipal records that are spread across the country through a standardised technology If this technology is implemented it will become easy for other systems to access public-domain information for data verification purposes Using blockchain and digital identities of citizens will help in the efficient distribution of benefits Since blockchain retains transactions once they are created it would help in eliminating non-repudiation of benefits delivered up to the end beneficiary This will provide an opportunity for effective tracking and monitoring of all benefit distribution programmes undertaken by different departments including public distribution system for food distribution seed funding for technology start-up companies and scholarship programmes for students The different departments of the government of Bangladesh collectively stand to be the biggest buyers of goods and services from private businesses Ministries in Bangladesh have been implementing nation-wide frameworks for the efficient procurement of goods and services for all of their departments As the technology of the future blockchain may help in implementing a cost-effective electronic platform to process payments and keep records of full transactions similar to an enterprise-wide procure-to-pay process Blockchain promises numerous benefits At the same time there are some risks that adopters should be aware of The technology is quite complex and is still emerging Moreover knowledge of requisite software and hardware is limited thereby increasing the risks that come with its implementation To address the risks of cyber attacks there is a need to devise appropriate mitigation plans However a pragmatic approach towards new technology adoption will help in reaping the potential benefits of an efficient citizen services delivery platform using blockchain while mitigating the challenges Blockchain can have a positive and transformational impact in an emerging country like Bangladesh Steps taken in this direction may turn out to be pioneering and set an example for the rest of the world Source httpwwwthedailystarnetbusinessstreamlining-citizen-services-delivery-using-blockchain-1475056

BANGLADESH TO IMPORT 15 LAKH TONNES OF RICE FROM MYANMAR The government will import 1 lakh tonnes of white rice from Myanmar at a price which is $15 more per tonne than the price it is paying to buy parboiled rice The government is also buying 50000 tonnes of parboiled rice which is more in demand at $427 per tonne The cabinet committee yesterday approved the state-to-state arrangement with Myanmar and awarded the work to the lowest bidder Ms Md Rabiul Islam of Pabna It also agreed to import about 51 lakh tonnes of fuel oil in 15 years at a premium of $592 per barrel

Daily News Flash 12th October 2017

6

The oil will be brought from Shiliguris Numaligarh Refinery to Parbatipur using the Indo-Bangla Friendship Pipeline With more than 52 lakh Rohingyas crossing over since August 25 amidst a military crackdown Food Minister Qamrul Islam went to Myanmar in September to discuss about the import Although the initial plan was to import 10 lakh tonnes of rice in one year a team which came over from the neighbouring country on a follow-up visit did not lower prices that much prompting the government to settle on 1 lakh tonnes In June the government decided to import also under state-to-state arrangement 2 lakh tonnes of white rice from Vietnam at a price which is $12 less per tonne than the Myanmar rate However the cabinet committee approved a proposal on August 30 to purchase 25 lakh tonnes of white rice from Cambodia which will require $11 more per tonne Under similar arrangements 15 lakh tonnes of parboiled rice will be imported from Thailand at $465 per tonne and 1 lakh tonne from India at $455 a tonne said a food ministry official Prices under state-to-state arrangements are usually high but the government opts for it as supply and better quality are ensured said the official adding that international market prices do fluctuate The purchases aim to raise food grain stocks which fell below 2 lakh tonnes following the loss of 20 lakh tonnes of the staple in flash floods in six northeastern haor districts and fungal attacks (rice blast) in 19 districts during the boro season Thanks to recent government initiatives rice stocks as of October 5 stood at 366 lakh tonnes Initially the government decision was to import 9 lakh tonnes of foodgrains this fiscal year but it was later increased to 20 lakh tonnes -- 15 lakh tonnes of rice and 5 lakh tonnes of wheat The shortage has triggered rice imports both at government and private levels From July 1 to October 4 1078 lakh tonnes of rice was imported with the government accounting for 294 lakh tonnes Source httpwwwthedailystarnetbusinessbangladesh-import-15-lakh-tonnes-rice-myanmar-1475257

HEIDELBERG CEMENT TO BUILD NEW PLANT FOR TK 9252CR Heidelberg Cement is set to invest Tk 9252 crore of its own funds on a new grinding mill but the disclosure yesterday failed to stem the sliding share price as investors view the plan as a drag on the cash flow The cement manufacturers shares closed yesterday at Tk 409 down 271 percent from the previous day The company had a dismal third quarter its profit slumped 6159 percent year-on-year to Tk 97 crore Heidelbergs share price has been on a descent since September 11 when each share traded at Tk 44020 The new grinding mill which will be Heidelbergs third will increase the production capacity by 472 lakh tonnes a year Its existing capacity is 1075 lakh tonnes according to its posting on the Dhaka Stock Exchange website Headquartered in Germany Heidelberg Cement is one of the worlds largest building materials companies The group has activities in about 60 countries with 60000 employees working at 3000 production sites In Bangladesh it has made investment of $100 million with more than 260 people working round-the-clock to meet 13 percent of the countrys demand for cement from its two plants in Dhaka and Chittagong Source httpwwwthedailystarnetbusinessheidelberg-cement-build-new-plant-tk-9252cr-1475236

Daily News Flash 12th October 2017

7

CHEQUE FRAUDS ON THE RISE Cheque frauds remain one of the major challenges facing banks right now despite a decline in its usage in recent times due to the option of technology-driven alternative payment channels To combat the fraud the Bangladesh Bank has recently asked all banks to install fraud cheque detection machines in all their branches as the employees fail to identify fraudulent cheques with their naked eye The central banks instruction came last month after a meeting with the chief executives of all banks ldquoRising cheque frauds erode the clients confidence in the banking systemrdquo said a BB official Clients filed 10 allegations of cheque frauds with the BB during the July-September period according to data from the central bank Previously the BB did not segregate cheque fraud complaints from the rest The BB officials said the number of frauds would be much higher as the banks often resolve the complaints before customers go the central bank A rise in complaints relating to cheque frauds has forced the central bank to separate the complaints from other frauds from July this year they said ldquoMany non-resident Bangladeshis has become the victims of cheque frauds in recent months We are investigating one such stunning case of a person who lives in Japanrdquo said another BB official The client deposited Tk 15 lakh with a foreign bank in Chittagong before leaving the country in 2005 The expatriate Bangladeshi has recently learnt that Tk 1450 lakh had been withdrawn from his account by way of cheques Subsequently in June he lodged a complaint with the central bank Earlier in 2011 the BB asked all banks to introduce the Magnetic Ink Character Recognition known as MICR to avert frauds A MICR-cheque has seven characteristics including microprint erasable ink chemical sensitivity and MICR code line But MICR-encoded cheque alone could not stop frauds At the bankers meeting Subhankar Saha executive director and spokesman of BB said some banks did not follow the BBs guidelines on cheque design which gave the fraudsters an opening to embezzle depositors money Source httpwwwthedailystarnetbusinesscheque-frauds-the-rise-1475233

ICT EXPO KICKS OFF IN DHAKA NEXT WEEK A three-day exposition of ICT hardware will begin in Dhaka on October 18 organisers said yesterday Bangladesh Hi-Tech Park Authority and Bangladesh Computer Samity will jointly organise the Bangladesh ICT Expo the largest hardware exhibition in the country at Bangabandhu International Conference Centre in the capital The organisers announced the schedule of the event at a press conference at the auditorium of the ICT Division Firms will showcase products and the government will demonstrate its advancement in the field to attract new entrepreneurs The event will mark the entry of international online payment gateway PayPal to Bangladesh Prime Ministers ICT Affairs Adviser Sajeeb Wazed Joy will announce the launch of the service on October 19 Speaking at the briefing State Minister for ICT Zunaid Ahmed Palak said the government has already tested the service at different banks PayPals services will be available through nine banks including Sonali and Rupali on the first day of the inauguration which will pave the way for hassle-free trans-borders electronic money transfers ldquoIt will take only 40 minutes to receive money from any countryrdquo Palak said

Daily News Flash 12th October 2017

8

Bangladeshs growing armies of freelances have long been demanding the service of PayPal Launched in 1998 PayPal is available in over 200 markets worldwide and enables its accountholders to receive money in over 100 currencies withdraw funds in 56 currencies and hold PayPal account balances in 25 currencies A number of local and international brands will take part in the exposition which is open to visitors from 10am to 8pm Subir Kishore Choudhury secretary of the ICT Division Hosne Ara Begum managing director of Bangladesh Hi-Tech Park Authority and Ali Ashraf president of Bangladesh Computer Samity were present at the briefing Source httpwwwthedailystarnetbusinessict-expo-kicks-dhaka-next-week-1475224

RESPECTING HUMAN RIGHTS ALSO GOOD FOR BUSINESS ANALYSTS The business community will have to play an important role in protecting human rights in their factories and firms as 90 percent of the population work in the private sector said speakers yesterday ldquoThere should be a realisation among the private sector that upholding human rights is also good for businessrdquo said Sudipto Mukerjee country director of UNDP Bangladesh He said awareness has to be raised among the private sector so that they comply with labour laws Mukerjee made the comments at a seminar on ldquoBusiness and Human Rightsrdquo at the Pan Pacific Sonargaon hotel in Dhaka The discussion was jointly organised by National Human Rights Commission (NHRC) Bangladesh and United Nations Development Programme (UNDP) Bangladesh Speakers said contributions in protecting human rights would have to be taken into consideration before selecting individuals as commercially important persons They said business firms that comply with human rights principles can make more profit as job satisfaction of employees would be higher NHRC Chairman Kazi Reazul Hoque said the government would have to protect the rights of migrant workers who send billions of dollars in remittance every year and the garment workers who are driving export earnings He said although human rights are protected a little in the formal sector it is absent in the informal sector although the latter employs the majority of labourers Hoque said the existing labour laws were yet to be properly implemented These laws also need amendments MA Mannan state minister for finance and planning said there should be more regulations to protect human rights in businesses He said established by the government has to protect human rights NHRC has to be strengthened so that it can work properly Source httpwwwthedailystarnetbusinessrespecting-human-rights-also-good-business-analysts-1475200

5MN TONNE DIESEL IMPORT FROM INDIA GETS GO-AHEAD The Cabinet Purchase Committee on Wednesday approved a proposal to import a total of 5 million tonnes of diesel from India over a 15-year period The whole consignment of petroleum will come through a cross-border pipeline from Indiarsquos Numaligarh refinery located in Gloaghat in northeastern Indian state of Assam while Bangladesh will receive it at Parbatipur petroleum fuel depot in northwestern district of Dinajpur The import will start after the construction of a 130-km cross-border pipeline named lsquoIndo-Bangla Friendship Pipelinersquo of which a 125-km one lies in Bangladesh

Daily News Flash 12th October 2017

9

Additional Secretary to the Cabinet Division Mustafizur Rahman while briefing reporters on the issue said the premium for per tonne of diesel was set at $592 and the price of the petroleum on the basis of price in the international market Officials at the Energy Division said Bangladesh now imports diesel with a premium of $44 per barrel from international market Official sources said though most part of the proposed 130-km pipeline lies in Bangladesh part the Indian government will provide about Rs 303 crore as grants to build the pipeline in Bangladesh portion However Bangladesh will build and operate the pipeline in its part while India will build and operate the pipeline in its portion As per Indian condition to receive the grants Bangladesh has to first sign a lsquoSales amp Purchase Agreement (SPA)

Source httpwwwdaily-suncompost2608355mn-tonne-diesel-import-from-India-gets-goahead

BTRC PUTS SANCTION ON 10 ICXS OVER REVENUE NON-PAYMENT Bangladesh Telecommunication Regulatory Commission has imposed sanction over ten Interconnection Exchange (ICX) operators due to non-payment of governmentrsquos revenue within the deadline The commission as a part of its move to recover dues worth around Tk 200 crore has imposed ceiling of international incoming calls on the ICX operators a senior official told New Age on Wednesday Under the regulatory manures the ICX operators will be allowed to handle highest 128000 minutes international incoming calls per day said a BTRC instruction issued last week The sanction was imposed as the entities did not clear their dues for January-March period of the year 2017 within September 21 despite BTRCrsquos warning that operational measures will be taken unless the dues were paid Asking the Internet Gateway operators Switch (IOS) and Access Network Services (ANS) to implement the ceiling the BTRC letter said that the ceiling will be applicable on the companies until dues were cleared The entities are Getco Telecommunications Integrated Service MampH Telecom MM Communications Micro Trade Paradise Telecom Purple Telecom Ring Tech (Bangladesh) SR Telecom and Teleplus Newyork BTRC also warned the entities of international call termination suspension and legal action asking the entities to pay governmentrsquos dues soon Apart from the ten entities the commission on Wednesday scrapped its bar that was imposed on the same ground from three entities mdash VoiceTel Bantel Cross World Telecom mdash as the entities cleared their dues after the imposition of sanction Present 26 ICX operators were terminating more than 61 crore minutes international incoming calls per day and the operators have to pay its 6575 per cent revenue to the government within 25 days after the end of a quarter Although the telecom regulators recently drafted an amendment to the Interconnection Exchange (ICX) operatorsrsquo licensing guideline extending the deadline for the submission of money to 60 days after the end of a quarter instead of existing 25 days Besides the draft amendment also proposed that the ICX operatorsrsquo revenue sharing with the government should be 50 per cent instead of 6575 per cent Source httpwwwnewagebdnetarticle25961btrc-puts-sanction-on-10-icxs-over-revenue-non-payment

Daily News Flash 12th October 2017

10

IMF RETAINS 7PC GDP GROWTH PROJECTION International Monetary Fund has maintained its previous projection (7 per cent) for Bangladeshrsquos economic growth much lower than the governmentrsquos target but higher than the forecasts made by other international lending agencies for the current fiscal year 2017-2018 The global lending agency made the projection in its latest World Economic Outlook-October 2017 released in Washington of the USA on Wednesday The government has set the gross domestic product growth target at 74 per cent for FY18 The IMF projection is however higher than that of the Asian Development Bank and the World Bank The ADB and the WB in September projected that Bangladeshrsquos economy would grow by 69 per cent and 64 per cent respectively Earlier in April the IMF also estimated 7 per cent economic growth in the current fiscal year for the country The multilateral lender also said that the countryrsquos economic growth in medium-term would remain at 7 per cent in the FY 2021-2022 It also estimated that Bangladeshrsquos economic growth would be 71 per cent in last fiscal year (FY17) Bangladeshrsquos GDP growth was 72 per cent in FY16 and 68 per cent in FY15 It also projected that annual inflation rate would reach 58 per cent at the end of the year Though the factors behind the IMFrsquos GDP projection for Bangladesh could not be known as it yet to make the full report available online the ADB in September attributed the slower income growth in agriculture wage employment and remittance inflows as well as weak domestic demand to the lower GDP growth The WB however identified the slowdown in job creation flat export slowdown in remittance growth and the damages caused by flood to agricultural output and infrastructure as the major reasons for the lower projection In its report the IMF projected that the current account deficit would be 13 per cent of GDP in FY18 much higher than the projected 07 per cent in FY17 In medium-term the deficit would reach 24 per cent of GDP it projected Source httpwwwnewagebdnetarticle25960imf-retains-7pc-gdp-growth-projection

BANGLADESHrsquoS INSTITUTIONAL STRENGTH TO EVENT RISK VERY LOW MOODYrsquoS Global credit rating agency Moodyrsquos Investors Service said that the institutional strength and susceptibility to event risk of Bangladesh is very low (VL+) The agency came up with the finding in its report on lsquoSovereigns - Frontier Markets Divergent credit pathsrsquo published on Wednesday Speaking about the role of weak institutions in the frontier markets it said that amid deteriorating fiscal positions FMsrsquo response to the shock was constrained by weak institutions lsquoIn countries with weak institutions policy effectiveness and capacity to implement reforms are limitedrsquo it said Moodyrsquos said that the strength of institutions determines a sovereignrsquos ability to counter negative shocks such as a rise in global capital costs Moodyrsquos however said that Bangladesh along with two other frontier marketsmdash Nigeria and Vietnammdash has performed better to withstand higher interest rates in context of rising global interest rates FMs now pay more proportionally in interest payments than emerging markets it said In 2016 the FMsrsquo median interest to revenue ratio was 89 per cent compared with 77 per cent for Ems the report said Besides Bangladesh has managed to retain its rating (Ba3) for Bangladeshrsquos sovereign credit

Daily News Flash 12th October 2017

11

Speaking about the impact of global rising interest rate on 36 FMs Moodyrsquos said that FMs will show differentiated credit exposure in rising interest rates globally just as they demonstrated divergent shock absorption capacities during the commodity price slump of 2014-2015 In addition the debt levels of FM sovereigns will remain elevated and they will continue to spend more on debt service costs in the next year it said Source httpwwwnewagebdnetarticle25962bangladeshs-institutional-strength-to-event-risk-very-low-moodys

INFOGRAPHIC HOW PAYPAL WORKS Prime Ministerrsquos ICT Adviser Sajeeb Wazed Joy will inaugurate PayPal service on October 19 the second day of the ICT Expo 2017 set to kick off next Wednesday in Dhaka However Bangladeshi users will only be able to receive their earnings through PayPal once it is inaugurated which means its services will be limited in the country Here is an illustration on how PayPal actually works

Source httpwwwdhakatribunecombusinesscommerce20171011infographic-paypal-works

BANGLADESHIS TO ENJOY PARTIAL PAYPAL FACILITIES FOR NOW Bangladeshi users will only be able to receive their earnings through PayPal once it is inaugurated which means its services will be limited in the country The most popular online money transfer service in the world will be launched here next week ldquoPayPal has lots of features such as money transaction e-wallet etc But we have considered what we need We found that inbound cash transfer is required more than outbound Thatrsquos why Bangladesh Bank has allowed receiving money through PayPal account via nine local banksrdquo State Minister for ICT Division Zunaid Ahmed Palak told a programme in Dhaka on Wednesday By using PayPal platform parties from Bangladesh and any other country will be able to transfer funds through these nine banks he said Sources said that PayPal will particularly be useful to around 550000 freelancers and about 700 e-commerce websites in the country At present local freelancers have to use roundabout ways to bring home their foreign currency earnings ndash ie use someone elsersquos accounts abroad ndash which are both risky and costly PayPal resolves this issue and makes it easier and safer for freelancers to collect their payment from foreign clients

Daily News Flash 12th October 2017

12

Palak said on Wednesday that transactions were going on and about 700 transactions have already been completed successfully ldquoPayPalrsquos presence here will strengthen Bangladeshrsquos image around the worldrdquo Expatriates working in different countries will also be able to send their money to their families in Bangladesh using this platform he added Asked when all facilities of PayPal will be available in Bangladesh the state minister said ldquoOur ICT adviser will make announcement on further initiatives on how to develop the service and how to go for a cashless transaction after the inauguration on October 19rdquo On Monday Palak announced that Prime Ministerrsquos ICT Adviser Sajeeb Wazed Joy will inaugurate the service on October 19 the second day of the ICT Expo 2017 set to kick off next Wednesday in the capital PayPal users will be able to avail the service in approximately 12000 branches of nine banks including Sonali Bank and Rupali Bank Palak had said that day However responding to a Dhaka Tribune query PayPal officials said they had no news to share at the moment regarding their future plans in Bangladesh ldquoPayPal is not currently available in Bangladesh and we donrsquot have news to share right now regarding future plansrdquo Pooja Sabharwal head of communications at PayPal India told the Dhaka Tribune via email on Tuesday ldquoHowever Xoom a PayPal service has been live in Bangladesh since November 2015 Through Xoom people in the US can send money to loved ones by depositing money to leading banks in the countryrdquo Sources said the process to bring PayPal into Bangladesh began in March this year The launch was initially scheduled in April but it was postponed as meeting all the necessary conditions ndash crosschecking documents ensuring legal compliance finalising terms and conditions etc ndash took longer than expected Market insiders believe that PayPalrsquos arrival will pave the way for hassle-free electronic fund transfer increase access to foreign consumers and ease the influx of remittances and earnings from foreign companies Source httpwwwdhakatribunecombusinesscommerce20171011bangladeshis-enjoy-partial-paypal-facilities-now

STOCKS RETURN TO RED AS BANK SHARES SLUMP Stocks ended in the red Wednesday after previous days marginal gain as investors went on late hours selling spree sector-specific issues Brokers said the market closed lower as investors sold shares especially banking sectors issues fearing further fall following the central banks recent action on seven banks for violating the securities rules on investment Notable selling pressure was observed on the banking issues as 24 banks closed in the red out of 30 listed banks which contributed overall market to close lower said an analyst at a leading brokerage firm Bangladesh Bank (BB) has recently fined seven banks for violating securities rules and is now investigating the stockmarket activities of another eight banks which made investors cautious The market started with a positive note and within first hour of trading the key index of the countrys prime bourse crossing the 6200-mark by advancing 73 points But failed to sustain that level amid sale pressure and fell steadily finally ended more than 33 points lower DSEX the prime index of the DSE which replaced the DGEN in four-and-a-half-year back settled at 6108 points shedding 3324 points or 054 per cent over the previous session

Daily News Flash 12th October 2017

13

LankaBangla Securities a stockbroker said The market started the day with positive movement and remained positive for most of the day However during the final hour index witnessed a sharp decline taking the market in the red territory The DSE Shariah Index (DSES) also fell 726 points or 053 per cent to close at 1341 However the DS30 index comprising blue chips advanced 145 points or 006 per cent to finish at 2208 AT Capital Partners an asset management company said blue chip stocks including Grameenphone and Brac Bank - the first Bangladeshi bank to cross the market capitalisation of USD 10 billion - retained the baton for the second consecutive session The port city bourse Chittagong Stock Exchange (CSE) also returned to lower with its Selective Categories Index - CSCX - losing 48 points to close at 11495 Losers beat gainers as 177 issues closed lower 53 closed higher and 19 remained unchanged on the CSE The port city bourse traded 1660 million shares and mutual fund units worth Tk 483 million in turnover Source httptodaythefinancialexpresscombdstock-corporatestocks-return-to-red-as-bank-shares-slump-1507734633

APEX BRINGS FLY Apex launched a new footwear brand FLY to cater to the value-seeking customer segment Syed Manzur Elahi - Chairman of Apex unveiled the logo in the ceremony held at the Apex Conference Hall Wednesday Syed Nasim Manzur Managing Director Syed Gias Hussain Additonal Managing Director and Rajan Pillai Chief Operating Officer of Apex Footwear Limited attended among others Apex has launched a new footwear brand FLY to cater to the value-seeking customer segment The German technology-based products are not only durable and extremely lightweight but at the same time are very trendy which justifies the brands tagline Style Hobe Aramse said a statement The range of shoes and sandals are perfectly suitable for everyday use FLYs shoes and sandals will be available in all Apex outlets very soon Syed Manzur Elahi - Chairman of Apex unveiled the logo in a ceremony held at the Apex Conference Hall Wednesday Present at the occasion were Syed Nasim Manzur - Managing Director Syed Gias Hussain - Additonal Managing Director and Rajan Pillai - Chief Operating Officer of Apex Footwear Limited along with representatives of print and electronic media Md Akhter Aziz - Head of Merchandising presented various features of the new flagship product of the company The famous young cricketer - Mr Taskin Ahmed and internationally renowned Bangladeshi model - Ms Jannatul Ferdous Peya are the brand ambassadors of FLY Syed Manzur Elahi - chairman of Apex Footwear Limited said Apex started its journey over 25 years ago and since then has strived to fulfill the footwear needs of people of all choices and over time they realised that there is an increasing demand for durable and fashionable footwear by value-seeking customers and thats where they have tried to fill the gap with FLY Source httptodaythefinancialexpresscombdstock-corporateapex-brings-fly-1507734795

rdquo rsquo গত ৩ ২ ত ত ত গ- ত

ত গ গ ৭

ত গ ত ত

ত ত

ত ত ত ত ত ত

shyshy- ত ত

গ ত ত ( )

Daily News Flash 12th October 2017

14

ত গ গ ত ত গ

ত ত ত গ ত

গ ত - গ

ত ত ত ত ত ত

- গ ত

ত গ ত ত

ত ত ত

ত ত গ ত ত ত

গ ত

ত ৬ ত গ

ত

ত ত ত

গ

গ ত

গ

ত ত ত গ

ত গ ত ত গ ত

গ ত গ গ ত গ ত

ত

৩০ ৫০ ১০০ ত গ ত ২১ ২০১৭ ত ২৫

ত ত ১০০ ৮০ ত গ ত ত ত

ত ত ত গ ত ত ত

ত গ ত ত

ত ত ত

গ গ ত ত

ত ত ত ত ত ত

ত ত

ত গ ত গ গ

গ

গ গ গ ত

ত ত ত গ

ত ত ত ত

গ ত ত ত ত ত

ত ত গ ত ত ত

ত

ত ত -

Source httpwwwarthosuchakcomarchives378294

lsquo rsquo ত ত ত ( ) ২২

গ ত গ গ

৫ ত ২০০১ গ

ত গ -

গ গ ত ত গত

Daily News Flash 12th October 2017

15

- ত গ ত ত

- গ - গ ত

রহমত গ ত ত ত ত ত

ত গ ত ত ত

ত ত ত

গত ত ত

ত গ - ত ত গ ত গ ত

ত গ ত

- ত

ত ত ত

গ ত ত ত

ত ত ত ত গ ত

- ত

রহমত ত গ গ

- ত ত ত -

ত গ ত

গ

( ) ত

ত ত

ত গ ত

গ গ ত

ত গ গ

রহমত গ গ

ত ত গ ত গ

গ ত গ ত ত

ত

গ গ গ- গ গ গ

ত গ ত ত

ত

গ গ ত

ত ত ত

ত ত ত

গ ত গ ত গ ত

ত ৩ ৭ ত -

ত গ

গ ৭ ত গ গ

গ ত ত ত

ত গ ত ত

ত গ ত ত ত ত ত

ত ত গ ত গ

গ ত ত

গ ত গ

গ ত গ ত ত

Daily News Flash 12th October 2017

16

গ গ ত ত ত ত

ত ত ত গ

Source httpwwwarthosuchakcomarchives378018

২১ ২

২২৫ ৫৭৭ ২০ ৮৮১২ গত ২১

ত ত ত ত ত

গত ত ত

১৫

ত গত ত

ত ৩ গত

ত ত

Source httpwwwarthosuchakcomarchives378155

( ) গত ত ত ত গ ত

( )

গত ত ১৯২ ৪ গ ত ৩২৬ ৯৪

গ ৭৬৫ ১০

গত ত ৩৩২ ৭৯ ২২৫ ত ত

২৮

৩৩ ৬ ১০৮ ৭

৪০ ৩০ ১ ২ ২০৮

( ) ৪৮ ৩৪

১৪৭ ১৮ ৯৪৮ ত ২৪৯

৫১ ১৮৪ ত ত ১৪

Source httpwwwkalerkanthocomprint-editionindustry-business20171012552682

ঋ গ ত ঋ ত ত

lsquoগ -২০১৭rsquo ত ( )

গ ১৯ গ ত

২১ গত গ

( ) ত ১০ ত ৯ ত

ত ৮৬ ত

গত ত

( ) ত ত

- ত ( ) ত

lsquoগ ত ত ত - গ

গ ত ত

ঋ ত lsquo

Daily News Flash 12th October 2017

16

গ গ ত ত ত ত

ত ত ত গ

Source httpwwwarthosuchakcomarchives378018

২১ ২

২২৫ ৫৭৭ ২০ ৮৮১২ গত ২১

ত ত ত ত ত

গত ত ত

১৫

ত গত ত

ত ৩ গত

ত ত

Source httpwwwarthosuchakcomarchives378155

( ) গত ত ত ত গ ত

( )

গত ত ১৯২ ৪ গ ত ৩২৬ ৯৪

গ ৭৬৫ ১০

গত ত ৩৩২ ৭৯ ২২৫ ত ত

২৮

৩৩ ৬ ১০৮ ৭

৪০ ৩০ ১ ২ ২০৮

( ) ৪৮ ৩৪

১৪৭ ১৮ ৯৪৮ ত ২৪৯

৫১ ১৮৪ ত ত ১৪

Source httpwwwkalerkanthocomprint-editionindustry-business20171012552682

ঋ গ ত ঋ ত ত

lsquoগ -২০১৭rsquo ত ( )

গ ১৯ গ ত

২১ গত গ

( ) ত ১০ ত ৯ ত

ত ৮৬ ত

গত ত

( ) ত ত

- ত ( ) ত

lsquoগ ত ত ত - গ

গ ত ত

ঋ ত lsquo

Daily News Flash 12th October 2017

17

ত ত ত

ত ত ত ত - ত

গ গ ত গ ত গ ত

গ ১৯ ১০ গ গ ত ত

ত ত গ

ত ঋ ত গ ত

ঋ ঋ ত ঋ গত ত

ঋ ৫০ ত

ত ত ( ) ৮৬৫ ঋ

৭ ৯৭৬ ৪৭ ৮৫৬ গ ত ত

lsquo ত rsquo

ঋ ৭৫ ত

ত ত ( )

ঋ ত

Source httpwwwkalerkanthocomprint-editionindustry-business20171012552673

৫০ ট ত ১৫ ত ত গ

- ত ত ত ৫০

ত

গ

ত ত ত গ

ত ত ত

গ ত ত ১৫ ৫০

ত ত ৫৯২ ত ১ ৮০৮

৪২

ত ত ১৩০ ২০১৫

গ ত

ত lsquo - rsquo ত গ

ত ত ত ত ত ত

ত ত ১৫ ২০ গত ত ত ত

ত

Source httpwwwarthosuchakcomarchives378221

ট

গ ত ত ত

ত ত lsquo গ গ rsquo

গ গ ত ত ৪০০

ত গ ১০ ত

ত

ত গ ২০২০

ত ত ৮০০

ত - গ ত

গ

Daily News Flash 12th October 2017

18

৪০০ ত

Source - ত -

ট

ত ত

১৬ ত ত গত ত ৪ ৩৮

ত ত ত ত

ত ত

ত ত

১ ৯০ ত ত ৫৯ ২১ ত

ত ৭ ২৯ ত ৫১ ৪৩ ৩৪ ৪৪ ত

২৩ ৯১ ত ত ১৬

২৭ ত ৭ ৩২ ১০ ত

ত ত

ত ত ত

ত ত

ত ত ত ত

ত ত

ত ত

ত ত

গ ত ত ত ত -

ত তত

গ ত ২৮৮৭

গ

ত গত ত ত

গ ত ত ত

ত ত ত ত

গ ত ( )

ত ত ত ত ত ত

ত ত ত ত ত

ত ত ত ১৩

২০১৩-১৪ ১ ৬১ ত ২০১৫-১৬ ২ ৫৫ ত

১৪ ৪৮ ত ত ত ত ১৫ ৭৬ ত

ত গত ৮৫ ৩৭ গত ৭

Source httpwwwsamakalcomtodays-print-editiontp-industry-tradearticle17102202 - - - - -

Daily News Flash 12th October 2017

19

১৫০ ত ত ত ত ত ত ১০০

ত ত ১৫০

গ গ

ত ত- গত ত ত ত ত ত ত ত- ত -

ত ত ত ত ত গ ত ত ত

ত ত গ ত ত

-

ত ত ত ত ত ত

গত ত ত

ত ১০০ ত ত ত

ত ত ত ৬৮ ত ৪০ ত গ

১০০ ত ত ৫৫ গ গ

ত গ ত ত ত ত ঋ

গত গ ৫০ ত ত ত ত

ত ত ত ত ত

Source httpwwwsamakalcomtodays-print-editiontp-industry-tradearticle17102201ত ত- - ত - - -১৫০-

-

৫৯০ ট ট ত ত গ ত ত গ

৫৩০ ৫৯০ গ ত ত ত ত

গ গ ত গ

১৬ ত ৪০০ গ

ত গ ত ( - ) ত ৯৫

ত ( গ ) ত ত ৪৪ গ ত ত

ত ত ১২ ৬০

গত গ

গ ত ত ত ত ১৭

ত ত ১৩ ৫৬ গ গ গত গ গ গ

ত ত গ

ত গ ত ত ত ত ত ত ২০২০

ত গ ত ত

ত ত ত ত ত ত

ত ত ত গত ১০ ত গ ত গ

৯৫ ১২ ৬০ ত

ত ত ত গ ত ত

ত ত (গ ৫৮৩ গ ৫৩৪ গ ) ২২

ত

ত ১৯৯৭ ত ত - ১৩ ত

৪০০ গ ত ত ত ১৪ ত ত (গ )

৩০৫ গ ৩৪১ গ গ ত ১০০ ৫০ গ গ ত ১১

Daily News Flash 12th October 2017

20

৩৩ গ গ ১৫৫ গ

Source httpwwwsamakalcomtodays-print-editiontp-industry-tradearticle17102200৫৯০- গ - - - -

ঋ ৩২ ত ত ত

ত ত ত ত ঋ

ত ঋ -ত ত ৩২ ত ত গ ত

ত গ ত- ত ত ১৯৮৮ ৬২

ত গ ত ত ত ত ত

গ গ গ ত

১৯৮৮ ২০০০ ২০১৪ ত ত

গ ত ত গত ত ঋ ত ১৯৮৮ ঋ ৭১ ত ত

ত ত ২০০০ ত ৩৮ ২০১৪ ৩২ ত ঋ ৬৮ ত ত

( ) ত ঋ ৫৬ ত ত

১২ ত ঋ

গ গ ত ঋ

ত ত ঋ

ঋ গত ঋ ঋ

ত ত ঋ ঋ ত

ত ত ত ত ঋ ত ঋ

ত গ

গ ত ত ঋ ১৯৮৮ ঋ ২১ ত

২০১৪ ত ১২ ত ঋ ত ত ত

ঋ ত ত

গ ( )

ত ঋ ত ত ত ত

ত গত ঋ ত

ত

ত ঋ ত ত ঋ গত ১৯৮৮

২৬ ত ঋ ত ত ত ১১ ত ঋ ৪৬

২১ ত

ঋ ত

ত ঋ ত ত ঋ ত গ ( )

ত ত ত ত ত ত ত

ত ত ত ত ত ত

ত ত ঋ ত ত

Source httpbonikbartanetbanglanews2017-10-12134480 -ঋ -৩২--- ত

Daily News Flash 12th October 2017

21

৭১ ত ত ( ) ৭ ১ ত ত ত

( ) lsquo ২০১৭ - - rsquo

ত

ত ত ২০১৭-১৮ ৭ ১ ত

২০১৮-১৯ ৭ ত

গ গত ত lsquo ২০১৭rsquo ত ত

২০১৭-১৮ ৭ ত

ত ৭ ৪ ত ত ( ) ৭

ত ত ৬ ৪ ত

৬ ৯ ত

Source httpbonikbartanetbanglanews2017-10-12134478 ত- - - -- -৭১-

- ত ত ত ত -

( ) ( )

৩৩ ২৪ ৫৪ ত ৬ ১০৮

৫৭ গ ত ১ ৪৫ ৭ ত ২ ২০৮ -

৩০ ৭ ২৭ ৫৪ ত ১ ৩৪০ ৫৩

ত ৩১ ৮৮ ৫১ ৯৫৩ ত ১

৯২ ৪ ৮৭ গ ত ৭৬৫ ১০ ১৮ ত

৭৯ ২২৫ ত ত ২৮

৪৮ ৪৬ ১১ ৪৯৪ ৬৭

গ ত ৪৯ ৪১ ১৬ ৭৮৮ ৯৮ ত

৩০ ত ৪৮ ৩৪ ১৮ ৯৮২ গ ৪৯ ৩৭

৭৮ ৫২১ ত ৫৩ ১৭৭ ত ত ১৯

Source httpbonikbartanetbanglanews2017-10-11134404 - - -

ত ত ত ( - ) গ ত ( ) গ

ত ১ ৭২ গ ৪

৪৭ ৩০ ত ( ) ৮৩ ৩৯

ত ত ( - ) গ ১৪

৪৩ গ ২৩ ৭৬

ত গ ত

ত ত ৪ ৭২ ত ত ১০ ৭৫

গ ৯২ ৫২ ৯৯

৩১ ২০১৬ ৩০০ ত গ গ ত ত

গ ত ২৬ ৬৯ গ ২৪ ৮১ ৩১

৯৮ ৯৬

২০১৫ ৩১ ৩০০ ত গ ত ২০১৪ ত ৩৮০

ত গ ২০ ৮৮

Daily News Flash 12th October 2017

22

ত ৪১০ গ গত ৪১৫ ৫৭৪

ত ত - ( ) ত ১৫ ৭৫ গ ত ত

১৬ ৫৪

Source httpbonikbartanetbanglanews2017-10-11134394ত ত - - গ - - - - - -