cv_ligia popescu

Curriculum Vitae

Personal informa2on

Name Popescu Alexandra LigiaAddress Meander 735, 1181WN Amstelveen

Telephone +31 (0)6 34 84 35 15

E-‐mail [email protected]

Na2onality Romanian

Date of birth 25-‐04-‐1984

Work experience

• Dates (from – to) 11-‐03-‐2008 – present

• Name and address of employer

CREDIT EUROPE BANK N.V AMSTERDAM

• Occupa2on or posi2on held MID-‐OFFICE TREASURY : SENIOR OFFICER

• Main ac2vi2es and responsibili2es

REPORTING :

-‐create daily reports, such as :SWAP report, Money Market report,

opening balances report

MARKET ANALISYS :

-‐prepare daily morning report for expected events in the upcoming day regarding

FOREX market, Money Market, CommodiWes, Interest rates etc.

COLLATERAL MANAGEMENT :

-‐check and agree on margin calls with the bank counterparWes;

-‐reconciliaWon of the margin accounts balances;

-‐reconciliaWon of the valuaWon reports;

-‐reporWng on a monthly basis the situaWon of the margin accounts,

current balances, current exposure etc.

SUPPORT FOR FRONT OFFICE-‐

-‐input for security trades, futures, equity opWons, FX opWons.

-‐reconciliaWon of the security por\olios, futures por\olios Bloomberg vs. system;

-‐contact counterparWes for missing/ unrecognized trades;

-‐prepare reports showing daily trade acWvity.

TESTING AND COORDONATING IT PROJECTS :

-‐front office products : new and exisWng

-‐autonomy for improving current framework

Tes$ng such as :

-‐instant deal capture from Bloomberg to exisWng system;

-‐complete data informaWon from the system for various reports: Money Market; Swap;

Liquidity report

-‐correct forward posiWon for bonds used in reverse repo;

-‐automaWc commission calculaWon in the future/security screens;

-‐reflect correct cash amounts for RUB bonds;

• Dates (from – to) 01-‐06-‐2007 – 28-‐02-‐2008

• Name and address of employer

CREDIT EUROPE BANK Romania -‐ HQ

• Occupa2on or posi2on held JUNIOR ANALIST


Analyze and grant loans according to the exisWng internal norms

1. CHECKING AND ANALIZING OF THE INCOME STATEMENTS OF THE CUSTOMER:

-‐ check related contracts according to the governing law,

-‐check customers' income statement

2. ANALIZING THE FINANCIAL STATEMENTS OF THE EMPLOYER

The main check regarded the profit and loss account, more exactly if the

calculaWon of the profit was correct and if the format of the balance and

balance sheet were according to the law and registered to the Financial AdministraWon.

3.ESTABLISHING THE LOAN AMOUNT BASED ON THE PROVIDED DOCUMENTS

in accordance to the financial norms provided by the

NaWonal Bank of Romania I had to establish the correct level of debt for

each customer, more precisely create a cash flow that would ensure that

the customer could pay the monthly installment, taking into consideraWon

his current income, current debts etc.

4. ANALIZING JURIDIC PAPERS PRESENTED FOR MORTGAGE

LOANS – for mortgage backed loans I had to analyze the presented

juridical documents – e.g. the purchase contract of the mortgage property,

survey file, the registraWon the property right, in order to assure that the

presented property could be mortgage for the respecWve loan. Also in the

case of mortgage loans the customer had to present a valuaWon report,

which also had to be checked, mainly for the purpose of establishing

if the market value of the property could sustain the loan amount. In

general the valuaWon amount had to cover 150% the loan amount.

• Dates (from – to) 28-‐02-‐2006 – 01-‐06-‐2007

• Name and address of employer CREDIT EUROPE BANK

(former FINANSBANK) Romania – BRANCH 1 MAI

• Occupa2on or posi2on held JUNIOR RELATIONSHIP MANAGER


CONTACT POTENTIAL CUSTOMERS AND PRESENT THE BANK’S OFFER:

ANALIZE AND GRANT CREDIT FILES :

The analyze required:

-‐checking of income statements provided by the employer;

-‐checking of the Labor Book/ Work Contract & the financial statements of the employer;

-‐checking if the customer was in the naWonal data bases of “bad payers”;

CREDIT CARD APLICATIONS

PROVIDE SUPPORT TO CUSTOMERS FOR THE BANK'S PRODUCTS

OPERATIONS -‐ account statements; account transfers

REPORTING :

-‐Excel reports showing retail acWvity of the branch: number of weekly approved loans,

approved credit cards/debit cards, number of weekly presentaWon to potenWal

customers, number of weekly POS sold etc.

Educa2on and training

• Dates (from – to) 01-‐10-‐2002 – 05-‐08-‐2006

• Name and type of organiza2on providing educa2on and training

NATIONAL ACADEMY OF ECONOMIC STUDIES – INTERNATIONAL ECONOMIC RELATIONS

• Principal subjects/occupa2onal

TRANZACTIONS, MARKETING, ECONOMICS.

• Title of qualifica2on awarded ECONOMIST

• Dates (from – to) 28-‐02-‐2006 – 01-‐03-‐2006


FINANSBANK-‐ MANAGEMENT TRAINEE

• Title of qualifica2on awarded JUNIOR RELATIONSHIP MANAGER

Covered areas of experWse :

-‐Basic Banking

-‐Financial Analize

-‐Trade Finance

-‐AccounWng

-‐Customer Support

• Dates (from – to) 03-‐04-‐2007


PUTTING PEOPLE FIRST – TMI

Covered area of experWse :

-‐CommunicaWon in Business Environment

Personal skills and competences

Mother tongue ROMANIAN

Other languages

ENGLISH – Cambridge advanced English degree

• Reading skills EXCELLENT

• WriWng skills EXCELLENT

• Verbal skills EXCELLENT

Dutch

• Reading skills INTERMEDIATE

• WriWng skills INTERMEDIATE

• Verbal skills INTERMEDIATE

Spanish

• Reading skills ADVANCED

• WriWng skills INTERMEDIATE

• Verbal skills ADVANCED

Social skillsand competences

Flexible -‐-‐

Willing to try new things and I am interested in improving efficiency on assigned tasks;

Interpersonal Skills -‐-‐

Good interacWon with co-‐workers and acceptance of supervision.

PosiWve evaluaWons received from supervisors throughout the years;

Hard-‐working –

Succefully followed the dead-‐lines; open for overWme when work requires

Technical skills

and competences

Good Knowledge of MS OFFICE, Excel.

Good competences in BLOOMBERG

Other skills

and competences

Dynamic, AmbiWous, AtenWon to Detail

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