cultural festivals and personal finance in wiltshire

Excellence & Access: Resources 2 & 3Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School

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CULTURAL FESTIVALS and PERSONAL FINANCE in WILTSHIRE

Resource 2


2Objectives of the session:

• Students to learn about New Year celebrations and personal finance experiences of minority communities living in Wiltshire.


3Learning Outcomes - Student will know:• the dates when other local community

groups celebrate New Year• the names of New Year rituals practised

by specific community groups• the names of two symbols used in New

Year celebrations• what different communities buy and

spend for New Year festivities• about community groups and their

different attitudes towards money


4Can you name minority communities living in Wiltshire?


5The main minority communities living in Wiltshire are :

• Bangladeshi

• Chinese

• Moroccan

• Afro Caribbean


6What year is it for different citizens in Wiltshire ?

• 534 – Sikhs

• 1423 – Muslims

• 2002 - Christians

• 4699 – Buddhist

• 5762 - Jews


7Custom defined as:

• A general activity or a long established action

• For instance:• Couples getting married


8A Ritual is defined as:

• A specific routine or course of actions regularly repeated

• For instance: • The Christian wedding, church ceremony and

vows


9Definition of a Symbol:

• A physical object, with an associated meaning

• For instance: • The wedding bands/rings


10Chinese New Year (Spring Festival):

• Date of next New Year - February 2003– based on the Lunar Calendar – The moon

• Custom: Decorations in colours of : – Red – represents - Luck– Gold - represents - Wealth


11Symbols:

• Double fish – Double happiness

• Lanterns – Safety, good luck and financial prosperity

• Fan – Good luck

• Poetry – A celebration of being a year older


12Ritual:

• Visit the Temple

• Lion Dance

• Dragon Dance

• Visit friends and family

• Giving presents - Lucky Money


13Chinese Finance and the New Year:

• Community celebrations are financed by: – Donations – mainly from business people – Fundraising activities– Cultural grants

• Individuals tend to:– Avoid credit– Save monthly - keeping their savings in

high street bank accounts


14Cost of a family celebrating Chinese New YearAn example of a budget for a family of 4:

Item Cost of New Year’s Eve - £’s

Cost of New Year’s Day - £’s

Symbols Red posters

Mobile

20.00

Costume/dress 200.00

Food Fish, Chicken,

Meat & seafood

150.00

Drink Rice wine 50.00

Presents Lucky Money 130.00

Transport 130.00 130.00

Entertainment 270

Total 350 730


15 Islamic New Year:

• Muslim and Arabic people practice the Islamic religion.

• New Year – Known as EID-EL-FITR

• Date of EID is influenced by the Lunar Cycle

• Community festivals are paid for by donations from worshippers


16Custom: • Ramadan • 29-30 days prior to EID fast from dawn to dusk

Ritual:• Prayers in the Mosque• Food, drinks and celebrations at the Mosque • Presents for children

Symbols:• None involved


17Financial principles:

• In Islamic religion it is forbidden to hoard money

• It is against religious beliefs to overspend or borrow for unnecessary expenditure

• Worshippers are encouraged not to waste money, but instead give it to the needy

• Worshippers must not pay or receive interest• All worshippers should pay a tax called

ZAKAT – 2.5% of their wealth donated to the needy.


18Cost of a family celebrating EID

An example of a budget for a family of 4:

Item Cost £’s

Symbols None

Costume/dress New Clothes 60.00

Food Fish

Lamb

Chicken

40.00

Drink Soft drinks 10.00

Presents Toys 40.00

Total 150.00


19Cultural Diversity and Personal Finance Quiz:

1. What is the date of the next Chinese New year?

2. Name a colour which features in the festive celebrations?


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3. Name two symbols used in community festivals.

4. Name a Chinese ritual.

5. How does the Chinese community save for the New Year celebrations?


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6. During the New Year celebrations a family of 4 is estimated to spend £1080.00. On New Year’s Eve £350.00, on New Year’s Day £730. How much more is spent for the New Year’s Day celebrations?

7. Of the total expenditure of £1080.00, approximately £270 is spent on Entertainment. What percentage is this of the total spent?


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8. What is the difference between the expenditure of £150 for EID and £1,080 for the Chinese New Year?

9. What is the religious faith of Muslim people?

10. How long is the period of Ramadan?


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11. What influences the time of year when people of Islamic faith celebrate EID?

12. Name a ritual of the Islamic New Year community festivals

13. How does the community raise finances for EID?


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14. Name 2 financial principles which have a bearing on a person of Islamic faith’s approach to personal finance.

15. During EID a family unit of 4 spends £40.00 on food and drink. If they were to invite other family and friends to join them, an extra 23 people, what is the total estimated cost? (for 27 people)


25Quiz answers:

1. 5th February 2003

2. Red/Gold

3. Double Fish, lantern, Fan or Poetry

4. Lion dance or Dragon dance

5. Monthly amounts into high street banks

6. £380.00

7. 25%


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8. £930.00

9. Islam

10. 29- 30 days

11. The Lunar Cycle

12. Praying at the mosque

Food and drink at the mosque.

13. Donation from community members


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14. In Islam it is forbidden to hoard moneyIt is against Islamic religious beliefs to

overspend or borrow for unnecessary expenditure

Worshippers are encouraged not to waste money

All worshippers should pay a tax called ZAKAT

Worshippers must not pay or receive interest

15. £270.00


28Summing Up

• Within Wiltshire, New Year celebrations will take place at different times of the year

• These celebrations follow rituals and use symbols which provides identity for community members

• Communities have different financial commitment to supporting community festivals. This is influenced by their different approaches to personal finance

• The amount of money a family spends on a festival varies considerably and is influenced by financial principles

• Families tend to save regularly to finance their festivals and avoid credit


29Question Time


30Thank you

Happy New Year


31

• NEW YEAR CELEBRATIONS IN WILTSHIRE COMMUNITIES

ARABIC AND MUSLIM COMMUNITIES

Resource 3


32Date Celebrated

• Changes every year, Why?

• Based on the Arabic and Islamic calendar. What?

• Based on the LUNAR cycle which is 11 days shorter that the normal year.

• What is this day called?

• Eid El-Fitr, which is the first day after the end of the month of Ramadhan (fasting month)


33The Celebration

• Get up early and get ready to go out, children put on new clothes purchased specifically for this day

• Get together at the local mosque (Trowbridge)

• Pray and listen to the Imam’s sermon• Greet each other• Have something to eat and drink (soft drinks)• Children receive presents from the mosque• Eid party for the children at the weekend


34Family Celebration

• Larger families get together and have fun• Give all the children presents and money• Eat and drink soft drinks, most of the food is

cakes. Some special ethnic food is made - like myself as a Tunisian - we prepare something called MLOUKHIA

• Smaller families and especially those who don’t have many around them, get together with friends and enjoy the day


35Finance / Cost

• Clothes (based on 2 children) £50 to £60• Presents £25 to £50• Food £20 to £30• Drinks £5 to £10• Total £100 to £150


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Thank you for your attention

Any Questions?

cultural festivals and personal finance in wiltshire

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