crossville life april-may 2012

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Published by NapierMedia Crossville, TN • 931-484-5185

April - May 2012

DINING | PEOPLE | GOLFBUSINESS | ENTERTAINMENT

BY DON NAPIERRenowned amateur Tim Jackson

of Germantown leads an impressive fi eld of senior golfers as they get ready to tee it up in the 3rd Annual Tennessee Men’s Sr. Open Cham-pionship May 21-22 at Stonehenge Golf Club.

The tournament is open to all professionals and amateurs with a 10 handicap or better who live in the state of Tennessee. Players must be 50 years old by by May 21, 2012. Format is 36 hole stroke play. The fi eld is capped at 156.

Jackson shot back-to-back 70’s last year to fi nish at -4 under, edging out fellow amateur Danny Green by a single shot, while Buddy Hartson and amateur Jeff Golliher fi nished two shots back. Hartson was the low professional and took home a $3,000 check from the title sponsor, the City of Crossville. Amateurs held fi ve of the top seven spots in the fi eld.

The only player from Crossville, to fi nish in the top 20, was amateur Boydie Wyatt, who fi nished in a tie for 14th (+8).

In the inaugural tournament, held in 2010, Old Hickory Pro Harry Taylor won the championship as the only player in the fi eld to break par

in both rounds, shooting a 70 and 69 (-5 under). Rob Long of Clarksville fi nished in second, one stroke back. Amateur Danny Green of Jackson was the fi rst round leader, fi ring a 69.

There are a lot of great senior golfers in Tennessee and this tour-nament has attracted a large num-ber of them each year. Due to the

tournament’s popularity, the fi eld has been expanded this year to 156 golfers.

“Tennessee means a lot to me,” said Jackson, “We have a fantastic state for golf and a rich history in the sport. Just to have a small piece of that and have my name to be involved in that. I feel real honored. It’s special.”

Jackson has a list of wins and a resume rivaled by few, among them being tied for the lead at the U.S. Senior Open at the midway point. He has been named the TGA Ama-teur Player of the Year nine times and two years in a row, and has served as the TGA President.

Jackson is a member of the Southern Golf Association Hall of Fame. He has been a member of the U.S. Walker Cup team, played in the Masters, was the USGA State Team Championship Individual Champi-on, the USGA Mid-Amateur Cham-pion, US Amateur quarter-fi nalist, twice runner-up in the Tennessee Open, and has been as high as sec-ond in the World Amateur rankings.

Jackson was the second-round leader at the 2009 U.S. Senior Open, eventually fi nishing tied for 11th. He is now the only golfer to have won both the State Open and the State Senior Open.

The Sr. Tournament is the fi rst of four state championships that will be crowned in Cumberland County this year. The 32nd TPGA Father-Son Championship is scheduled for June 16-17at Stonehenge.

The Golf Capital of Tennessee

Amateur Tim Jackson to defend his title in the 2012 Tennessee Men�’s Senior Open Championship

See SENIOR OPEN Page 14

. . . One of Three State of Tennessee Golf Championships in Cumberland County in 2011

OPEN TO THE PUBLIC �• FREE ADMISSION �• SPONSORED BY THE CITY OF CROSSVILLE �• WWW.CROSSVILLETN.GOV

DefendingChampion - Tim Jackson

May 21-22 2012 @ Stonehenge Golf ClubThe State Senior Men�’s Championship, for players

50 years and older, attracts a large eld of top senior players from around the state and here at home.

For more information, contact Warren Huddleston, Head Pro at Stonehenge Golf Club in Faireld Glade (931)484-3731.

SENIOR OPEN WINNER - Tim Jackson, an amateur from Germantown, Tennessee shot back-to-back 70�’s to nish at -4 under, edging Jackson�’s Danny Green by one stroke and Kingston Springs�’ Buddy Harston by two. Jeff Golliher of Knoxville took fourth with a -2 under nish. This year�’s eld has been expanded to 156 golfers.

Tim Jackson, defending champ

Longtime nurse and healthcare manager Jinger Loggins, has been named the new Executive Director at Cumberland

Ridge Assisted Living in Crossville.

She offi cially as-sumed her new duties on March 3, 2012.

Cumberland Ridge, located at 458 Wayne Avenue, is one of the premier senior service facilities in the Upper Cumberland region, which opened in 1997.

It is owned by Wyndridge Health Systems and is located on the same campus as Wyn-dridge Health and Rehabilitation Center and the Center for Outpatient Therapy.

Jinger is a 1977 graduate of Cumberland County High School. She received her B.S. of Nursing from Berea College and a MBA in Healthcare Manage-ment from AIU.

She is the daughter of Kenneth and Doris Parsons, both of Crossville.

Jinger’s nursing experience has all been in Cumberland County. Most re-cently, she served as Cumberland Medical Center’s Vice President of Quality Patient Safety and Accreditation at Cumberland Medical Center. She has worked in Acute Care, Long-term care and Home Health Care in her thirty years since becoming a Registered Nurse.

When asked about how she enjoys here new job, Jinger said, “Working with the resi-dents has give me such a sense of satisfac-tion and joy. I never thought I wanted to live to be 100+ years of age, but now I think that

would be awesome. There are so many active residents at this facility, and they just have lots of fun. Everyday is wonderful.”

Jinger has two children; Lacy Loggins-Burk is a graduate student at Tennessee Tech University; Will works in the golf industry as manager of Fairways & Greens, Knoxville’s premier practice facility. Both played high school golf in Cumberland County.

Deadline for Senior OlympicsThe entry deadline for the 2012 Senior

Olympics is April 20. Peggy Houston is the District Coordinator. Entry forms and fees can be mailed or hand delivered to Fair Park Senior Center, 1433 Lvingston Road, Crossville, TN 38571. The basic entry fee is $25, with additional fees applicable in some sports. Checks can be made payable to Fair Park Senior Center.

Olympic events include track & fi eld, bowling, swimming, tennis, pickleball, table tennis, team softball, shuffl eboard, basketball, horseshoes, and more. There are individual events and team events. Whatever you call your specialty, most likely there is a category for it.

The Upper Cumberland District, of which Cumberland is a part, includes 13 other middle Tennessee counties. They are: Cannon, Clay, Dekalb, Fentress, Jackson, Macon, Overton, Pickett, Putnam, Smith, Van Buren, Warren and White.

This year’s District Recognition Luncheon will be hosted by Fairfi eld Glade Conference Center on June 11 at 11 a.m. The Awards Luncheon is sponsored by the Upper Cumberland Area Agency on Aging and Dis-ability, Progressive Savings Bank, The Rains Agency, Cravens & Company, and VolFirst/ Ben Lomand.

For info about the Senior Olympics, including competition categories, visit www.tnseniorolympics.com

I would like to encourage golfers, bowl-

ers, pickleball, horseshoe pitchers and all kinds of athletes to get involved in this great event. Although most events will be held in Crossville, including golf, all track and fi eld events will be held at Tennessee Tech, with swimming events to be held at the YMCA in Cookeville. Bowling will be held at Plateau Lanes in Crossville and Bowling World in Cookeville .

The Saga of the phone numberMy company, Napier Media does a lot

of business with the local post offi ce. We are a direct mail specialist and we design, print and mail postcards for several marketing clients. We also have mailed our Crossville Life for 10 years through the Bulk Mail Divi-sion, and before that, The Glade Vista (which I founded).

A couple of weeks ago, I needed to call the post offi ce about a problem I had with a mailing job. That does not sound like much of a problem --I will just call and talk with someone. That is where the “Saga” began. We have two phone books, one by Choice (which is the book of choice for me) and Frontier. I started trying to fi nd the phone number in the phone books. You’d think it would be listed as Crossville Post Offi ce, NOPE, or maybe U.S. Post Offi ce, NOPE. (But four other middle Tennessee post offi ces were listed there.)

Maybe it is in those blue government pages in the front of the book, NOPE. So I found a number in the yellow pages of the Choice book. It was disconnected! No listing in the Frontier book at all. Nothing in the white pages under “Post Offi ce.” There was a lady named “Post” and a “Poston,” but no Post Offi ce. I thought, probably under Emergency, NOPE. They have a list of im-portant numbers in the front of the book for newcomers. Not there.

So, I called the Crab Orchard Post Of-fi ce, which was listed, and asked their post

master for the Crossville Post Offi ce number, which they knew. So, if you need to call the post offi ce in Crossville, look up the number for the Crab Orchard post offi ce. They can help you.

Cumberland Ridge visitWhile at Cumberland Ridge to interview

Jinger Loggins for a story, I went to visit my church sister and friend Glendon Edmonds, who had been there for only a few days. “I love it here,” Glenden said. “I am not lone-

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PAGE 2 �• www.CrossvilleLifeOnline.com �• Apr. - May 2012

It�’s A Wonderful Life

MNPUBLISHED BY:

NapierMedia

Donald E. NapierEditor & Publisher

Heather ParsonsSales

Joseph JenkinsDelivery

MAILING ADDRESS:P.O. Box 792

Crossville, TN 38557(931) 484-5185

•email: [email protected]

www.CrossvilleLifeOnline.com•

Published six times a year

Please address all letters to the editor to:

Crossville Life, P.O. Box 792,

Crossville, TN 38557

Jinger Loggins named new Executive Director at Cumberland Ridge Assisted Living Center

DON NAPIERPublisher

See PUBLISHER

Jinger Loggins

To schedule an appointment with eitherDr. Reising or Dr. Little, call Tennessee Heart at

931-372-0405 or

888-391-0048

Physicians referral line: 1-877-377-2762 (1-877-DRS-CRMC) | crmchealth.org

Cookeville Regional proudly welcomes two new cardiologists to its medical staff. Scott Reising, MD, and Thomas Little, MD, have both joined fellow cardiologists

Stacy Brewington, MD, Alex Case, MD, Brian Dockery, MD,Timothy Fournet, MD, Michael Lenhart, MD, and Gary Reynolds, MD,

as well as electrophysiologist Mark Wathen, MD,at Tennessee Heart located in Cookeville.

Dr. Reising and Dr. Little are pleased to be relocatingto the Upper Cumberland area with their families.

Two New Cardiologists Join the Staff of Cookeville Regional Medical Center.

Thomas Little, MD Cardiologist

Scott Reising, MD Cardiologist

Proven Choices for ProvenCare.

www.CrossvilleLifeOnline.com �• Apr. - May 2012 �• PAGE 3

some anymore.” Glendon is 95 years old and is one of the sharpest knives in the drawer. Her back is straight and mind is clear, and I love her. We had a great visit. She has a very nice room with four large windows that brought in tons of sunshine, which anyone would like. After a good 40-minute visit, I had to get back to work. Glendon went back to the exercise room to fi nish her workout. If you have an elderly friend who is either shut in at home or in a nursing home or living center, give them the best gift possible, go sit with them and talk. Nothing you buy in a store can compare.

Wonderful production at CCPI don’t claim to be a show or movie

reviewer. I am at my best reviewing food and restaurants, but I know what I like, and I have a good ear for music. The production of Sound of Music, which just ended a success-ful run, was AWESOME! I took my family to see it in mid-March and have spent every day telling people about it. It was wonderful. I have been singing those songs ever since.

Lindy Pendzick was just wonderful in the lead role as Maria. Brenda Frye, as Mother Abbess, was equally impressive in this the fi nal collaboration between Rodgers and Hammerstein. Stephen Len White, a Memphis native, made his Playhouse debut as Captain von Trapp. These three performers made this one of my all time favorites at the Playhouse. I am sorry that its run has ended. April 6 was its fi nal day.

Amphitheater time comingWith warm temps here, people will start

wanting to use the new Spirit Broadband

Amphitheatre. Just a reminder, that The Palace Theatre handles the booking and performance calendar for the Amphithreatre. So, if you want to book it for a day, a night or a weekend, you must call The Palace at 484-6133, or email them at [email protected].

Mrs. Ellie’s poem book is outOur marketing company, Napier Media

Services, just fi nished publishing a poem book for Fairfi eld Glade resident Ellie Gustin. “A Smattering of Rhyme,” is a book of poetry by the long-time Cumberland County resident. This is the second printing for this book, updated with a some new poems. It is illustrated by her granddaughter, Danielle Gustin, a fi ne commercial artist. Mrs. Gustin is donating all proceeds from the sale of the book to Shepherd’s Little Flock Christian Day Care, located at 1461 Sparta Highway in Crossville. To reserve your copy, call Ellie at 484-9195, or the Daycare offi ce at 707-0508.

A Tennessee newspaper pioneerRecently I wrote a story that appeared in

The Tennessee Tribune, a Nashville news-paper that delivers the news every week to Middle Tennessee’s black community. It is owned and operated by Rosetta Miller-Perry. I learned of Mrs. Miller-Perry and her newspaper several years ago, and I have always been an admirer. She and I share a similar path in our early careers.

Twenty-one years ago, at age of 56, Rosetta Miller-Perry decided the African-American community needed a newspaper

of its own. The big banks in Nashville didn’t like the idea and wouldn’t loan money for the venture, so she put up $70,000 of her own money and went to work.

Fifteen years earlier in 1976, I was look-ing for investment money to start my fi rst newspaper. I was young and also was unable to borrow the money. I had to fi nd another way to realize my dream. I know what Mrs. Miller-Perry went through and respect her perseverance.

Today, she continues to publish The Tennessee Tribune, where she is surrounded by the signifi cance of her last 20 years on Jefferson Street. Certifi cates of apprecia-tion, awards and trophies help defi ne the gratitude from the community. “We inform the community about the good things of African-American life. We don’t do the drug scene, we don’t write about crime, we only write about positive things,” Miller-Perry said.

The library of archived papers preach the importance of the past. Samples include a Bill Cosby visit to Fisk University and re-minders of Dr. Martin Luther King Jr.’s time in Nashville.

But, the past is just part of her focus. “You must be proud of who you are, what you’re doing and where you’re going,” she said. Miller-Perry has been an achiever all her life. She is a mother of three, includ-ing a U.S. Navy veteran, and a law school graduate.

Oh, the story I wrote for The Tennessee Tribune? An article about Earl Lloyd, one of Crossville’s most famous residents.

Band of Brothers If you have not seen the BAND OF

BROTHERS, a mini-series that comes in 10 episodes, I highly recommend it. Based on the best-seller by Stephen E.

Ambrose, Band of Brothers tells the story of Easy Company, 506th Regiment of the 101st Airborne Division, U.S. Army.

Drawn from interviews with survi-vors of Easy Company, as well as soldiers’ journals and letters, Band of Brothers chronicles the experiences of those men who knew extraordinary bravery. They were an elite rifl e company parachuting into France early on D-Day morning, fi ghting the Battle of the Bulge and cap-turing Hitler’s Eagle’s Nest at Berchtes-gaden.

I had seen bits and pieces of it, until my great friend Oscar Elmore loaned me his 6-Disc collection. It dominated my life for about two weeks. I found it diffi cult to think of anything else. It is so real! It seems more like a documentary than a movie. After each episode ends, interviews with the real people made you start to associate the actors with the real people.

My father and my father-in-law were both World War II veterans, and seeing this series causes me to dwell upon what their service life was like.

You can order this fi lm online, from Amazon.com.

Former resident diesI learned recently, that a good

friend of mine, Dr. Tom Clark, had died. Dr. Clark , a Dentist, was a native of Crossville. He lived most of his profes-sional life in Sparta. After retirement, he moved to Fairfi eld Glade, where I became acquainted with him. Later he moved to Florida, then back to Chattanooga, where he was living at the time of his death. Graveside memorial services were to be held in Sparta on April 15. He was a great guy who never met a stranger.

PUBLISHERCONTINUED FROM PAGE 2

Rosetta Miller-Perry

�• www.CrossvilleLifeOnline.com �• Apr. - May 2012

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By KIM HARTMAN & KATHIE HILLNER

Keeping track of changing tax laws and fi ling requirements is a challeng-ing task for business owners, and the old saying that “ignorance of the law is no excuse” is perhaps most often applied in tax settings. On the fl ip side, it is surprising how many small businesses actually overpay their taxes, neglecting to take deductions they’re legally entitled to that can help them lower their tax bill.

The best course of action to save time, frustration, money, and an audi-tor knocking on your door, is to have a professional accountant handle your taxes. Certifi ed Public Accountants are experienced tax preparers, and are required to keep current on all the tax law changes.

In many cases, folklore and mis-information regarding taxes leads to costly mistakes. With that in mind, here is a look at some of the more common small business tax misper-ceptions.

1. All Start-Up Costs Are Imme-diately Deductible - Business start-up costs refer to expenses incurred before operation actually begins. Examples of these types of costs include advertis-ing, travel, surveys, and training. These start up and organizational costs are generally called capital expenditures.

Costs for a particular asset (such as machinery or offi ce equipment) are recovered through depreciation or Section 179 expensing. When you start a business, you can elect to deduct or amortize certain business start-up costs.

For tax years beginning in 2010, you can elect to deduct up to $10,000 of business start-up costs paid or in-curred after 2009. The $10,000 deduc-tion is reduced (but not below zero) by the amount such start-up costs exceed $60,000. Any remaining costs must be amortized.

2. Overpaying Taxes Makes You “Audit Proof” - Even if you overpay taxes in one area, the IRS will still hit you with interest and penalties if you underpay in another. It is never a good idea to knowingly or unknowingly overpay the IRS. The best way to “Audit Proof” yourself is to properly document your expenses and make sure you are getting good advice from your tax ac-countant.

3. Being incorporated enables you to take more deductions - Self-em-ployed individuals (sole proprietors and S Corps) qualify for many of the same deductions that incorporated businesses do, and for many small businesses, being incorporated is an unnecessary expense and burden. It is also important to keep state tax laws in mind when considering incorporating. For example, in Tennessee corporations are required to fi le and pay at least the minimum Franchise and Excise tax.

4. The home offi ce deduction is a red fl ag for an audit - Because of the proliferation of home offi ces, tax offi cials cannot possibly audit all tax returns containing the home offi ce

deduction. In other words, there is no need to fear an audit just because you take the home offi ce deduction. A high deduction-to-income ratio however, may raise a red fl ag and lead to an audit.

5. If you don’t take the home of-fi ce deduction, business expenses are not deductible – Not true. Business supplies, business-related phone bills, travel expenses, printing, wages paid to employees or contract workers, de-preciation of equipment used for your business, and other expenses related to running a home-based business, whether or not you take the home of-fi ce deduction.

6. Requesting an extension on your taxes is an extension to pay taxes - Extensions enable you to extend your fi ling date only. Penalties and interest accrue on the unpaid taxes from the original due date until paid in full.

7. Part-time business owners can-not set up self-employed pensions - If you start up a company while you have a salaried position complete with a 401K plan, you can still set up a SEP-IRA for your business and take the deduction.

Remember, even if you delegate the tax preparation to someone else, you are still liable for the accuracy of your tax returns. That is why it is important to choose a tax advisor you trust and who can answer your ques-tions and concerns.

Individual Retirement AccountsSaving for retirement should be

part of everyone’s fi nancial plan and it’s important to review your retire-ment goals every year in order to maximize savings.

Whether you are covered by a pension plan at work or not, Individual Retirement Accounts allow you to put away some extra money for retirement. There are two kinds of IRAs.

Traditional IRA: You may be able to take a tax deduction for the contribu-tions to a traditional IRA, depending on your income and whether you or your spouse, if fi ling jointly, are cov-ered by an employer’s pension plan.

Roth IRA: You cannot deduct Roth IRA contributions, but the earnings on a Roth IRA may be tax-free if you meet the conditions for a qualifi ed distribu-tion.

Each year, the IRS announces the cost of living adjustments and limita-tion for retirement savings plans. In 2011 and 2012, however, the contri-bution limits for defi ned benefi t and defi ned contribution plans did not change as the Consumer Price Index did not meet the regulatory thresholds. Also, IRA contribution limits remain the same in 2012 - $5,000, or $6,000 if age 50 or older.

•For additional information please

visit our website at Hartman-HillnerC-PA.com, or email us at [email protected]. DISCLAIMER: The material in this article is of a general nature. For advice specifi c to your situ-ation, please consult the appropriate professional advisor.

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Attention... Small Business Owners:

Professional, Reliable, Personalized Service.

�• Accurate and Personal Payroll�• Con dentiality

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ain-Freeayroll

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WHY OUTSOURCE PAYROLL?

Hospice of Cumberland County has been providing personalized care to citizens for over 25 years. The three most often heard comments from the families cared for over these years [and this is reported to be true of all hos-pices across the nation] are:

A) - “I did not know all that you did...”

B)- “If I had know what all you did, I would have had you here sooner.”

C) - “I had such a misunderstand-ing of what Hospice Care is.”

Curiously, even after 25 years and thousands of families being served here in Cumberland County, hospice care still seems to be the “unknown” and one of the most under-used health care services available to us.

It is estimated that only about one-third of individuals that could benefi t from hospice, receives the care. Before I knew what I now know concerning hospice, my family fell within the “not knowing” category. When it was my Father’s time after his stroke and things were not looking good, we were faced with concerns and decisions as to his best care, and his desire to be at home. I am sure we did what most families do. We tried to educate ourselves to his best options.

We explored what hospital, home health, nursing home, and hospice each had to offer. Most regrettable, as related to us at that time by some-one not really knowing, we were told “hospice helps you die.” Of course, we wanted to do everything EXCEPT THAT. So, our father got the best of hospital, home health and nursing home care; and so thankful for each. But we did not call in hospice.

Knowing what I now know, that decision will haunt me for the rest of my life. Hardly a day goes by, and it has been several years ago, that I do not wish that Dad had hospice care

toward the end.Understandably, since

hospice is a specialized end of life care, one can easily think that “hospice helps you die.” Oh, what a wrong impres-sion! Hospice HELPS YOU LIVE!

Hospice helps, and enables one, to live life to the fullest up to the very last day. The hospice patient is cared

for by a team consisting of specially trained physicians (plus your primary physician), nurses, home health aides, and social workers (as needed.) Also, counselors, clergy, therapists, and vol-unteers. Each one provides assistance based on his/her own area of exper-tise. In addition, hospice provides medications, supplies, equipment, and other services related to the terminal illness at no cost to the patient/family.

Hospice, for sure, is one of the most misunderstood medical care/ser-vices available. A person has noth-ing what-so-ever to lose by calling hospice. One only gains with hospice care.

Hospice need not be a “hush, hush, wait ‘til the last minute” topic to discuss. Hospice of Cumberland County is always happy and willing to discuss hospice services and give educational presentations to families or groups.

•If you have questions concern-

ing hospice services for an individual with Alzheimer’’s disease, call Hospice of Cumberland County at 484-4748. Ken Taylor is the Executive Director of Hospice of Cumberland County. He is a regular columnist for Crossville Life.

The Art of Hospice

Hospice continues to be one of the mostmisunderstood medical services available

KEN TAYLORHospice

Exec. Director

Cookeville Regional proudly welcomes two new cardiologists to its medical staff. Scott Reising, MD and Thomas Little, MD have both joined fellow cardiologists Drs. Stacy Brewington, Alex Case, Brian Dockery, Timothy Fournet, Michael Lenhart and Gary Reynolds as well as electrophysiologist Mark Wathen, MD at Tennessee Heart located in Cookeville.

Dr. Reising is Board Certifi ed in Internal Medicine. He received his medical degree in 2005 from State University of New York at Buffalo. Prior to coming to Cookeville, Dr. Reising completed his Internal Medicine residency at Mayo Clinic in Jacksonville, FL and his Cardio-vascular Medicine fellowship at Texas Tech University Health Sci-ence Center in Lubbock, TX. Prior to pursuing a career in medicine, Dr. Reising was an airline pilot for 10 years.

Dr. Little is Board Certifi ed in Internal Medicine, Cardiovascular Diseases, Nuclear Cardiology and Interventional Cardiology. Prior to coming to Cookeville, Dr. Little practiced most recently in Easton, PA but also had a practice in Chattanooga following his educa-tion and training. After receiving

his medical degree from Medi-cal College of Georgia in 1981, he completed his residency at State University of New York at Buf-falo followed by three fellowships – Cardiology Research fellowship at State University of New York at Buffalo, Cardiology fellowship at Emory University and Intervention-al Cardiology fellowship at Wash-ington Hospital Center. Dr. Little also studied Medical Genetics, having earned his master’s degree in that fi eld.

Dr. Reising and Dr. Little are pleased to be relocating to the Upper Cumberland area with their families. To schedule an appoint-ment with either Dr. Reising or Dr. Little, call Tennessee Heart at (931)372-0405 or (888)391-0048.

Two new Cardiologists join the staff of Cookeville Regional Medical Center

Dr. Scott ReisingDr. Thomas Little

Visit Us Online At:www.CrossvilleLifeOnline.com

SpringBoard, the CBI’s hall-mark entrepreneur seminar for new start-ups will be offered again. The graduation for the fi rst class was held April 8.

“I hope you can help the CBI by referring people you know, who are thinking about starting a business, or have recently opened a business,” said Robert Safdie, CBI Director.

The next SpringBoard Workshop begins July 10th and continues for 8 weeks, meeting once a week at 6 p.m. on Tuesdays.

“We know that word-of-mouth has been the road to success,” Safdie said. “If we can get people talking about it, we will fi nd people who would benefi t from the work-shop.”

For more information about the Incubator or the workshop, contact Safdie at Roane State Community College. You can apply for Spring-Board online at www.cumberland-incubator.com

New SpringBoard workshop to begin July 10


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Tony Palma Owner/Agent

Did you know that Long-Term Care Insurance can cover Nursing Home, Home Health Care, Assisted Living and Adult Day Care? Long-Term Care Insurance could be the answer to how you are going to care for your parents when they are unable to perform everyday tasks, commonly referred to as "Activities of Daily Living," (ADL). Americans are living longer and the longer they live, the more likely they will need assistance due to chronic conditions. !is type of assistance is commonly referred to as "Long-Term Care."

Certain eligibility requirements must be met in order to qualify for bene!ts. Call today to

discuss your particular situation

931-484-7660

Plateau Insurance Partners can also quote:

Health, Life, Disability, Medicare Supplements, Auto, Homeowner, Commercial, Supplemental, and

Group Insurance.

Mad about $5 banking fees? What about high loan interest rates on existing loan balances!

During the past few months, the public has ex-pressed outrage over possible $4 to $5 monthly debit card fee which would have cost the average debit card user $48 to $60 per year. Most fi nan-cial institutions eventually eliminated the proposed debit card fee but the whole fi asco concerning bank charges leads to a good question that everyone should ask.

“If I got upset over the proposed $4 - $5 debit card fees, why am I not upset over high fi nance charges on my existing loan balances?” You might be surprised to fi nd you are paying $40 to $50 too much every month on your existing loan balances! Please review a few examples for used auto loans:

Notice the increase in monthly loan payments does not seem to increase signifi cantly when comparing the 2.75% rate to the 9.00% rate (only $42.99 per

month), but when you mul-tiply the $42.99 increase by 48 months you fi nd that you have increased your cost by $2,063.52! Let’s review some options on how you could use this additional money if you successfully refi nance a loan and reduce your interest rate:

• Keep the same monthly payment ($373.36) and pay the loan off in 42 1⁄2 months

instead of 48 months!• Pay the $42.99 per month on an-

other loan balance to save loan interest expense on multiple loans.

• Make a monthly deposit of $42.99 into a Christmas savings so the next Christmas will not be “fi nanced”.

• Make an additional $42.99 monthly deposit into a Roth IRA to help with future retirement plans.

• Make a $42.99 deposit into an “Emergency Fund” for future emergencies and repairs.

• Buy “almost” an extra tank of gas each month!

• Your own ideas on how to use the extra cash

Upper Cumberland Federal Credit Union is currently offering a 2.75% APR rate for credit scores of 680 and higher. This special rate can be used to fi nance

new or used autos, motor homes, boats, and motorcycles and can be used to transfer existing loans from another fi -nancial institution to UCFCU. Call 931-484-9433, ext 120 for all the details and restrictions. Other rates and restrictions apply for credit scores less than 680.

Questions from our readersDear Denise,Question: Everybody says it’s im-

portant to have an emergency fund, but I’m not so sure. How can I approach this problem when I have so many other payments? How much money should I have in a savings account for emergency expenses in case I lost my job, was out of work due to sickness, or my home was damaged in a tornado, like our neighbors recently experienced?---E.N.

Denise - At a time when unemploy-ment is hovering around 8 to 9 percent, it is very important to be thinking about an emergency fund. Every person should have some resources stashed away for an unplanned emergency. You mentioned several good examples of how people get into trouble by not having an emergency fund (loss of job, sickness or disability, natural disasters, repairs).

Plan for a loss of employment – Think about it. If you have been reserving even 10% of your net monthly income then how stressful will it be for you if you lost your job and you are sur-viving on unemployment? A sugges-tion is to take a hard look at the various ways you have spent money the past 3 months. I sometimes hear someone complain that they do not make enough

Your Money

Re nancing loans can save lots

DENISE COOPERUpper Cumberland Credit Union CEO

See MONEY Page 15

Mitchell�’s Drug Co.

Serving downtown Crossville since Calvin Coolidge was president�…

Still the best place in Crossville for hand-dipped Mayeld ice

cream or super-thick milkshakes and oats, Mitchell�’s Drug

Company has been a mainstay in downtown Crossville since

1924, making them Crossville�’s oldest main street business.

Their old-fashioned ice cream counter serves Coca Cola in the

7 oz. bottle, coffee and other (regular sized) soft drinks,

snacks and a small selection of grilled sandwiches. Oh yes,

they also ll prescriptions and sell OTC drugs.

Mitchell�’s Drug Company

Since 1924 �• 931-484-5117

An Independent Pharmacy

Hours:Monday - Friday 8 a.m. - 6 p.m.

Saturday 8 a.m. - 12 Noon


23 WEST FIFTH ST.

Open Mon. - Fri. 9-4 & Sat. 9-12

707-7929JEWELRYJPJP Jerry Phillips, Owner

C o m e S e e U s F o r A F R E E E S T I M AT E .

We will buy your scrap Gold, Diamonds, Gold & Silver Coins and Used Jewelry.

10K �• 14K �• 18K �• 24K

BUYING STERLING SILVER,STERLING FLATWARE

Plus .999 Silver Bars and Silver Coins

Turn Your Unwanted Jewelry into. . .

*Prices subject to change due to market uctuations.

JP JEWELRY931-707-7929

*

Cash for Special Projects, Like New Furniture, Or A Vacation

Join us on Wednesday, April 25 at the Council Chambers at City Hall for the pre-sentation regarding the impact of Down-town Crossville. Selected from hundreds of requests, Downtown Crossville, Inc was chosen by The University of Tennessee at Knoxville MBA Social Entrepreneurship Program to be the recipient of a Social

Innovation Project. A selected group of MBA students will provide 300+ hours of expertise to “research and benchmark a predictable set of recommendations as to how DCI and the City of Crossville should transform the revitalized Downtown Crossville into and enhanced retail and commercial destination capable of gen-

erating increased sales tax revenues from residents and tourists”.

Students will visit Downtown Crossville and other similar revitalized downtown to benchmark and study re-sults. Over 25 local leaders, business peo-ple, bankers, civic leaders, and concerned citizens will be interviewed to understand and appreciate local concerns and issues. Databases and sources available from the University of Tennessee and government will be mined to gather meaningful and

accurate data surrounding this issue.Taking seven weeks, this project is part

of a required graduate course at the MBA program. The program has worked with hundreds of organizations in the Knoxville, Oak Ridge, and surrounding areas in the past few years. Downtown Crossville is the furthest project taken on in the history of the course. Kicked off on March 7, members of Downtown Crossville, Inc and City Hall meet weekly with students to review progress and address questions.

Tentatively scheduled for 1:30 p.m. at City Hall, a fi rm time will be provided in local media outlets closer to the date. For more information or questions, please contact DCI at 931-787-1324.

What does Revitalized Downtown Crossville mean in terms of sales tax revenue?

The Road That Leads To Home Starts With Our Team of Mortgage Loan Specialists

From low fixed rate loans to adjustable rate mortgages and construction loans…

we offer products with flexible financing options. Daily rate information is always available.

106 South Main, Suite 103Crossville, TN �• 484-6178

Village Green MallFairfield Glade, TN �• 484-3612

HIGHLANDFEDERAL

savings & loanassociation

www.highlandfederal.com

University of Tennessee MBA students present results at at public meeting April 25 at City Hall

After a successful kick-off in 2011, walkers and runners of all ages have enjoyed the Downtown Crossville Urban Walking Trail! DCI and The City of Crossville have partnered to get Crossville moving! The City of Crossville has marked a fi ve mile loop from the Courthouse Gazebo around the Miller bypass. Participants are welcome to

use the full 5 mile loop or choose a distance. Markers have been added every 1/4 of a mile to allow walkers and runners the opportuni-ty to track their progress regardless of their starting direction. Walk by yourself or bring a group of friends.

Eager to offer community members an easy way to exercise, Downtown Crossville,

Inc. continues the 6 & 6 Walking Club. Free and open to anyone of any fi tness level, walk or run in downtown Crossville starting whenever the weather allows. Starting at 6am and 6pm seven days a week, partici-pants can meet or start at the Courthouse gazebo. Parking is available around the Courthouse.

For more information or questions, please contact DCI at 931-787-1324.

Not enough walking?Join the free walking tour of historic

Downtown Crossville every Thursday at 10am from the Depot - no reservation needed!

�‘Get Moving�’ at the Downtown Crossville Urban walking trail

AIR DUCT CLEANING

Could it be Fresher? Cleaner?

Improve the efficiency of your HVAC system. Don't Wait -- Your Family Will Thank You!

Air Duct Cleaning can reduce the levels of:

Special Offer!Call Today and we sanitize and disinfect air returns with an anti-microbial and

mildewstat.

931.456.3693

We also clean Ceramic Tile &

Upholstery


Readers’ Choice

2012

Cumberland County

Best of the Best

ACTION HEATING & COOLINGVOTED CUMBERLAND COUNTY'SBEST HVAC DEALER.

The people have spoken.When it comes to receiving recognition, nothing is more

rewarding than a vote of confidence from our customers. Thank you for choosing us as Cumberland County’s Best HVAC Dealer.

Voted In the Crossville Chronicle’s Reader’s Choice Awards

560 Peavine RoadCrossville, TN 38571

931-707-1035

2581 E. 1st StreetCrossville, TN 38555

931-707-8638

64 Hospitality DriveCrossville, TN 38555

931-707-7170

All About Lawn Care

Edwin Miller931-787-5737931-787-7086

The 5th Street Marketplace is located in a 9,000 square foot building, which sits at the corner of West Avenue and 5th Street. It features 52 privately-owned speciality shops, which includes designers from Knoxville, Oak Ridge, Kingston, and Harriman, plus many local vendors.

Downstairs is a large shop operated by Marketplace owner Ruthie Kerley, a long-time antique dealer. The lower level also houses Marketplace Cafe with seats for 48. Since it is only open for lunch, the cafe space is available

for groups or businesses to rent on a nightly basis. Catering is also available.

Much of the merchandise in The Marketplace would fall into the Home Decor, Gift and Accessory category. But they also have clothes, candles, fl oral arrangements, art, bridal gifts, beauty supplies, statues, and fountains and jewelry.

The Marketplace is open Mon-day - Friday, from 10 a.m. to 5 p.m. and from 10 a.m. to 3 p.m. on Saturdays. Visit them online at www.5thstreetmarketplace.com.

Business Pro le

5th Street Marketplace has 52 vendors operating under one roof

Crossville native Lacy Loggins was selected to serve as the TTU representative at the Governor’s “Day on the Hill.” This is part of Graduate Education Week held in Nash-ville. For the past several years, the Governor has proclaimed the fi rst week in April as Graduate Education Week.

Lacy is conducting in-novative research across two departments and colleges

at TTU. She is a College of Education, Curriculum and Instruction Graduate Student who is working with Chemical Engineering on fostering inno-vative educational approaches to engineering education. Lacy has coordinated several projects spanning multiple do-mains and including university faculty, students, research per-sonal, engineers, and business development personnel.

Crossville�’s Lacy Loggins to represent TTU at Governor�’s Day in Nashville

Crossville’s Lacy Loggins to rep-resent TTU at Governor’s Day in Nashville


931 -484 -9657

Visit Our Collectionof Over 50 Different Shops

Specializingin Beautiful

Home Decor, Gifts &

Accessories

Crossville's Most Unique Shopping Experiencewww.5thstreetmarketplace.com

(Women, misses sizes)(Local Artisans)(From Ruthie’s

Antiques and Garden Center)(Oil on canvas, pencil sketches,

water color, glass painting by Judy Lucas)

(Hand-made)(Greeting “swing” cards)

(One of a kind)

(Gates and Fences)(New and Estate)

HOURS:Mon - Fri.

10 a.m. - 5 p.m.Sat.

10 a.m. - 3 p.m.

The RainbowFeaturing Fine Arts

and Crafts from Local ArtistsOpen Tuesday - Friday 10 a.m. - 5 p.m.

Other times/days by appointment.

RAINBOW OWNER - DOROTHY DALEDorothy Dale is the owner of the Rainbow. She is an accomplished artist and writer and lives nextdoor to her shop, which is located near the community of Fairfield Glade. A former resident of the Glade, she is a member of C.A.C.E. and Write Touch Inspirational Writers Group. A Michigan native, Dorothy is proud of the quality and diversity of her craft shop.

AND MANY OTHERS...

www.rainbowtennesseecrafts.com

NOW OPEN FO SPING AND SUMMEShowcasing Handmade Crafts From Local, egional & Statewide Artists

In what seemed like one of the most challenging times in recent history, the Great Recession left many compa-

nies adjusting to new business road blocks. Companies had to adapt and innovate – and do more with less – in order to be successful. And with a shortage of tal-ent, employers were confronted by one of the top threats facing

businesses today: the inability to in-novate. to an Aberdeen Group Study, 83 percent of companies surveyed said the No. 1 pressure felt in 2011 was having a shortage of talent.

Without your top talent, how can you respond to changing business needs without the innovative thinking and strategic planning it takes to ensure your company’s longevity? One of the most apparent causes of this threat is turn-over. Retaining top talent can be hin-dered by the lack of employee incentive plans and benefi ts, competitors stalking your top talent and an over-worked core staff. It takes an average company 67 days to fi ll a high-skilled position. By the time you hire a candidate you could be losing another, creating a revolving door of turnover. And with a constant

fl ow of employees, how can you rely on your staff to be innovative?

Employee incentives are vitalImplementing employee incen-

tive plans is vital to employee reten-tion. One thing every business leader needs to know is top talent will always have other opportunities. With today’s employment trends, workers are less loyal to particular companies. According to an Ouch Point survey from Opin-ion Research, 80 percent of currently employed respondents would consider leaving their current job if presented with other opportunities. In fact, 25 per-cent of those respondents said they have plans to leave their present employer once the job market stabilizes. The age bracket most likely to switch jobs is be-tween ages 18 and 34. During the Great Recession, most companies were lucky to even keep employees on payroll. The fi rst thing cut was incentive plans and benefi ts. According to a recent Gallup Poll, 22 percent of workers leave a job because of pay and benefi ts alone. with other companies offering more competi-

tive incentives, it will become even more diffi cult to retain the cream of the crop.

Retention is hinderedAnother aspect that is hindering

retention is the fact other companies are pursuing your top talent. According to a Jobvite survey, 95 percent of companies plan to recruit through social media, and even more alarming, 66 percent of companies plan to recruit from com-petition. Cyber prowlers – recruiters headhunting through social networking sites – have changed the way companies obtain talent. Individuals not looking for employment are the number one target for cyber prowlers. They are well versed in the particular industry and bring other workforce knowledge to the table. Recruiting passive individuals is the primary strategy for contending against competition. According to Forbes, 74 percent of workers would consider leav-ing their employer if approached with another offer. Not only is your competi-tion watching your corporate actions on social networks, they are also stalking your talent.

The fi nal issueThe fi nal issue companies are fac-

ing with retention is an overworked staff. To combat the economic woes companies faced at the end of the past decade, employers were forced to lay off a large percentage of workers, leaving the remaining staff members with an in-

creased workload. According to a Hiring Trends survey by Express Employment Professionals, 68 percent of business leaders reported higher workloads since the recession. To crawl out of such a crisis, there were certain necessary sac-rifi ces employers and employees had to make. Now that the economy is improv-ing, employees have newfound skills and experience other companies will be recruiting for. According to a Deloitte survey, 59 percent of your workforce feel more is demanded from them. Without a proper balance of work and free time, employees are inclined to seek further opportunities elsewhere.

New game planWith the new economy comes a

new game plan. Companies that are staying relevant see the importance of innovation. But more to the point, com-panies understand true innovative value is found in their employees. Jac Fitzenz, author of ROI of Human Capital lained it by saying “...people are the only ele-ment with inherent power to generate value...all other variables offer nothing but inert potential.” The revolving door epidemic of turnover leaves employees out of the loop and unable to lead your business to new heights. Your company has an unlimited potential for success, but the connection between potential and actualization is found in your top talent. Not focusing on retention will only leave your company with an inabil-ity to innovate.

•James Perry is the manager of Ex-

press Employment, located at the Maple Grove business complex at 1052 Genesis Road, Suite 101. To contact him about staff questions, call him at 931-210-5555.

JAMES PERRY

Working Class

Some companies fail to innovate without retaining top employees

Visit Us Online At:www.CrossvilleLifeOnline.com


Find everything YOU NEED SPARKLE!TO MAKEYOUR JEWELRY

JENNIFERSKILESOwner

CLASSES [email protected]

OPEN W-F 10-5TUE/THUR. 10-4 • SAT. 11-4

148 North StreetCrossville, TN 38555

www.facebook.com/jennscreationswww.mypetsncreations.com

931-484-6000 / 212-5686FAX 931-484-0668

TILE BEADSTWIN BEADSFIRE POLISH

(50 new colors)LOTS OF NEW STUFF

Findings, Beads& More

ASK ABOUT OUR CUSTOM

GIFT BASKETSBirthday, Anniversary, Baby Showers,

Get Well, or House Warming

Just in Time for Memorial Day

Free Delivery to Local Funeral Homes

(and CMC)

Extra large

We accept: MasterCard, Discover, VISA, American Express

Stevi Leigh’s Florals

931-267-2792

Check out my new location on 127 North, near Vegas

Steak House www.stevileigh.com

When you hear the word refinancing, you probably

think of a home equity loan or a mortgage. But have you heard the buzz about refinancing your auto loan? It may be one of the best-kept secrets in lending!

Upper Cumberland Federal Credit Union has lowered rates to 2.75% APR* on auto loans - - - which could mean significant savings for you! This special promotion also offers incredibly low rates for purchasing motorcycles or boats.

2.75% APR On Autos, Motorcycles or Boat Loans

“One of the best-kept secrets in lending”

Call the Loan Department at 931-863-9433 for details.

HOME & AUTO LOANS CHECKING �• INVESTMENTS

�“Member-Owned�”Crossville Office627 Livingston Road931-484-9433

Clarkrange Office6829 South York Highway

931-863-9433

www.ucfcu.org

*Some restrictions may apply

Americans are living longer! Recent statistics indicate that life expectancy after 65 has now increased to 18.4 years. In

1940, life expectancy after age 65 was only 13 extra years.

Medical advances and healthier life-styles have extended lives. However, the longer people live, the more likely they will need assistance due to chronic conditions. This type of assistance is commonly referred

to as Long-Term Care.

What is Long-Term Care?Long-term care is the care, as-

sistance, or supervision provided to individuals who are unable to perform everyday tasks, commonly referred to as Activities of Daily Living (ADL). These include: bathing, dressing, eating, conti-nence, toileting and transferring. Other’s may need supervision or assistance due to severe cognitive impairment, the result of Alheimer’s Disease, brain disorders, or mental illness.

The need for long-term care may re-sult from illness, injury or advancing age.

Long-term care is provided by skilled health care professionals, such as regis-tered nurses, licensed practical nurses,

certifi ed nursing assistants, physical and occupational therapists. Major providers of care include family, friends, neighbors, and people with which we attend church.

Family members are the primary expenders of time, energy and fi nancial resources in helping their loved one, and this can lead to emotional and fi nancial diffi culties.

Sandwich generationThere is a growing number of care-

givers between the ages of 35 and 55, who, in addition to caring for their chil-dren, are now trying to help their aging parents and/or relatives. These individuals are members of the “Sandwich Genera-tion,” which will be discussed in a future article.

Long-term care can be received at home, in an assisted living facility, nurs-ing home, or adult day care center.

Who pays the cost?Who pays for the cost of Long-Term

Care?

Is it for you?Long Term Care Insurance: Is it for

you or your loved ones?Let’s take a closer look to fi nd out .You should NOT BUY long-term

insurance if you have limited assets and income, currently receiving or may soon

receive medicaid benefi ts or your only source of income is a social security benefi t.

You should consider BUYING long-term care insurance if you want to main-tain your independence and control your situation so as to lessen any fi nancial or emotional burden on your family and you want to protect some of your assets and income.

NEXT ISSUE- We look at some Key Defi nitions about the amount of benefi ts and the benefi t period.

•For additional discussion about

Long-Term Care Insurance, or for answers to your questions, contact Tony Palma at 484-7660.

TONY PALMAInsurance Columnist

Insurance Q&A

Americans are living longer and more are needingassistance due to chronic conditions (Long-Term Care)

Georgetown Long-Term Care Financ-ing Project, “Long-term Care Financing Options For The Future.” - June 2007


You take care of business. We take care of you.Our services extend beyond finding the right people to get the job done. We support today's time-strapped employers with a variety of HR services and resources.

Call us. And get back to work. What you need, when you need it. We can help you manage adjustments in project work, chang-es in workflow, and recruiting challenges, all while matching the right people to your needs. From project-based hiring to evaluation and di-rect hire, we can find the best employee for you. So, whether you're looking to fill a professional, administrative, or commercial position, share your needs with us, and we'll take care of you.

Better candidates, less paperwork. We follow ISO quality-assured processes for screening, matching, and hiring employees. We test, interview, and verify credentials before you ever meet an Express candidate -- and we don't accept just anyone.

More than staffing expertise. We offer a full range of employment, productivity, and HR support solutions and services to help your company function more effectively and make your workday smoother.

CROSSVILLE OFFICE:1052 Genesis Road, Suite 101931- 210- 5555

Express Cares About PeopleExpress cares about people. About your business. About getting to the issues that lie beneath staffing and HR chal-lenges. And about getting results that really impact your success. For us, it's personal. We live and work in Cumber-land County, so we're invested in the success of our service and the Crossville business community.

Express Employment manager James Perry is a graduate of the University of Missouri. After retiring from the U.S. Army, he was employed by the state labor department, where he was responsible for workforce recruitment and development in a 10-county area including Cumber-land County, for 20+ years.

He has served as chairman of the Crossville-Cumberland County Cham-ber of Commerce, the Existing Industry Council, and treasurer of the Crossville-Cumberland County Economic Develop-ment Board.

Perry and wife Clata have been mar-ried for 21 years, and have three chil-dren and six grandchildren. The Perrys are members of the First Baptist Church of Crossville.

PROFESSIONAL STAFFING, CONTRACT STAFFING, PROFESSIONAL/DIRECT HIRES, & HUMAN RESOURCES SERVICES

James Perry, Manager

What�’s New at Ford

Let�’s take a look at the 2012 F-150

TALLY RIDLEYCrossville Ford Sales Manager

Given the complete replacement of all available engines in the 2011 F150, there are no major changes for 2012. Some of the upgrades and additions for the 2012 model year include:

• Hill Start Assist helps a vehicle from rolling backward when starting from a stop on a hill or slope

• replacing last year’s electronic shift-on-the-fl y with a two-speed automatic 4x4 system for Lariat, King Ranch® and Platinum trim levels

• addition of neutral tow capability on all 4x4 trucks means customers can now fl at-tow their F-150

• an electronic locking rear axle replaces most of the limited-slip offerings on the 3.5-liter EcoBoost and 5.0-liter engines

In addition, folks looking to purchase an EcoBoost 4x4 model will get a larger, 36 gallon fuel tank. That’s great for long trips or towing. Tuxedo Black Metallic is replaced by Black. Green Gem Metallic is a new paint color. Also, in this age of technology, Ford has added a new feature within SYNC® called AppLink. This provides control of certain smart phone applications using SYNC® voice commands. Connect to apps like Pandora® and more with your iPhone®, Blackberry®, or Android platform mobile phones.

2012 F150 FX Appearance PackageIn addition to the above changes, the 2012

F-150 is available in a new FX appearance pack-age. This is available on FX2 or FX4 trim levels and has fl at black, stealthy looking accents.

The look is set off with black fender and tailgate badges that feature red lettering, which is carried into the interior with a red-stitched steering wheel. The FX’s interior also features black leather seats with red perforations and red piping. Unique interior surfaces include black-painted dash accents, brushed-metal surfaces and satin shifter knob, door handles and air conditioning vent bezels.

New 20-inch six-spoke wheels with a fl at black paint are just one of the specialized exterior styling cues. A unique bodyside decal is matte black with color read-through for a distinctive appearance. A chrome exhaust tip, black-fi nished grille and blacked-out head-lamps and taillamps round out the exterior upgrades.

2012 Ford Harley-DavidsonTM Edition F-150

Ford has announced details on the 2012 Harley-DavidsonTM F150 and there the only engine available is the 6.2L V8 premium engine with 411 horsepower. There are not a lot of changes for 2012. The color choices are Tuxedo Black or White Tri-Coat Platinum. There is new unique snakeskin texture on a number of surfaces including the interior console lid, scuff plates, upper steering wheel, and on the exterior bodyside graphics.

•Tally Ridley is Sales Mgr. for Crossville

Ford. Contact Tally or Pat at 484-5135. They are located at 269 North Main Street.

Crossville’s own professional 30 piece brass ensemble, the Southern Stars Symphonic Brass, has contracted to bring the outstanding talents of one of Nashville’s great entertainers, Buddy Greene to Crossville on Saturday, April 21. The concert will be held at 7 p.m. at the beautiful 1200 seat auditorium of Stone Memorial High School.

If you are not familiar with Buddy Greene, he brings a wide variety south-ern Americana infl uences to his music to create a unique musical hybrid of country, bluegrass, folk, gospel and tra-ditional blues. In addition to his solid reputation as a singer-songwriter and guitarist, Buddy has established himself as one of Nashville’s fi nest harmonica stylists. His live concerts are equal parts hymn sing, jam session, church house revival, and journey through his own musical history.

Buddy has released 16 CD’s which showcase his harmonica, guitar, vocal and songwriting talents across the mu-sic genres of bluegrass, gospel, celtic/irish jigs, and even classical. Buddy is a frequent performer with the Bill Gaither Gospel group making appear-ances with that internationally known ensemble throughout North America and Europe, and even Carnegie Hall.

Besides performing a couple of selections with the brass band, Buddy and his sideman Jeff Taylor, will be give

a 20-25 minute separate set to perform examples of the different music genres of gospel, bluegrass, irish/celtic, and classical that demonstrate their out-standing talent.

At a ticket price of $18 to hear the SSSB perform AND to also have Buddy present, is a great opportunity to hear someone that you would have to pay 2-3 times that to hear in Nashville or on tour.

•For information about group sales,

or ticket information, call Dwight Wages at 931-484-6939.

Southern Stars Symphonic Brass band is bringing harmonica legend Buddy Greene to Crossville for special concert

Buddy Greene


Cumberland Good Samaritans"Making a Difference in Our Community"

We are Our Brother's Keeper

And the King shall answer and say unto them, Verily

I say unto you, In as much as ye have done it unto one of the least of these my brethren, ye have done it unto me. -- Matthew 25:40

"God has no hands but ours."

Cumberland Good Samaritans is a non-prot organization that operates to address the unmet needs of the people of Cumberland County through:

�• A volunteer-based thrift store that accepts donations of clothing, furniture, appliances, household goods, books, toys, etc., to generate revenues to fund a multi-faceted operation and programs. Donations are accepted during Thrift Store operating hours.

Emergency support servicesThe county's largest stocked food pantryEducational scholarships & skilled training

Social servicesJob developmentCrisis intervention

VOLUNTEERS ARE ALWAYS NEEDED AND GREATLY APPRECIATED

The Story of The Starfish ThrowerAn old story vividly describes a young man on a deserted stretch of beach,

repeatedly moving from the beach to the shoreline, as if owing with the wind. An older man, taking a solitary walk, viewed the young man from a distance

and thought he was dancing. As he grew closer, he realized that the young man was picking up starsh -- one at a time -- and throwing them back into the ocean.

As he approached, the older man told the younger one, �“You can�’t possibly make a difference -- there are miles and miles of beaches. In response, the young man picked up another starsh, moved gracefully to the shoreline, and threw it in. . . . �“Made a difference to that one.�”

The older man moved on and the young one kept on with his self-appointed task. The rest of the day the older man could not forget what the young one had said. And, the next morning, he went to the beach again and this time, joined the young starsh thrower.

THRIFT STORE HOURSMon.- Fri. 8:00 a.m. - 6:30 p.m.,

Sat. 9:00 a.m. - 5:30 p.m. Sunday 1:00 p.m. - 5:30 p.m.

ADMINISTRATIVE OFFICE HOURS:Monday - Friday, 8:00 a.m. - 4:00 p.m.

IT'S TIME -SPRING CHANGE-OVER!

New Spring & Summer Merchandise now on Thrift

Store !oor. Come in and check out our awesome Deals

THANK YOU CUMBERLAND COUNTY FOR 30 YEARS OF SUPPORT


Committed o Caring

Cumberland Ridge Assisted Living is one of the area�’s premier assisted living

facilities, featuring, but not limited to, the following support services:

Self-Directed Lifestyle�• Spacious Suites�• Elegant Dining�•

15-Passenger Van�• Medicine Supervision�•

Daily Living Assistance�• Barber/Beauty Parlor�•

Personal Laundry Service�• 24-Hour Emergency Response�•

Weekly Suite Cleaning�• Scheduled Daily Activities�•

Cumberland Ridge has it all...cost e ective and pleasant living accommodations with

paid utilities, full dining service, housekeeping, personal laundry service, medication supervision, transportation, and daily social programs. In addition, we add a wide range of support services, such as bathing, dressing, grooming assistance, should they be requested.

We want our residents to feel comfortable, to feel secure. We believe our residents deserve personalized attention, and we endeavor to meet each resident�’s individual needs as best we can. We respect our residents�’ right to privacy as well as their right to maintain their dignity. We strive to provide our residents with the utmost in quality assisted living care and pleasurable living experiences.

Cumberland Ridge residents enjoy the exibility of paying a convenient monthly rental fee. We do not require a large down payment, and you do not need to commit to a lengthy lease or contract.

Each resident suite has a private bath, individual climate control, cable TV, and telephone outlets, along with ample personal storage space. Emergency call pull cords and video security systems -- all monitored 24 hours a day - are just a few of the many features promoting resident safety.

Cumberland idge Assisted Living458 Wayne Avenue, Suite 100 �• Crossville, TN 38555

931-456-8688 (phone) �• 931-456-2355 (fax)

O ce Hours: Monday - Friday 8:00AM to 4:00PM (CST)

When the Shanks Cen-ter for the Arts, 140 North Main Street, Crossville Tennessee, expanded into another section of the warehouse owned by the Cumberland County Play-house, there were rem-nants of a “. . . car properly lubricated . . .” sign on an inside brick wall that used to be outside at the corner of Main Street and Taylor Avenue. The letters were barely visible behind layers of soot, exhaust, and dirt. One portion of the sign had been covered with a durable white paint.

Maren Neely, who has been trained in Europe to restore old paintings, was contacted for advice. Although Maren explained that she usually works on canvas, she volunteered to tackle the job of carefully scraping the white paint from the old black letters. Another team of volunteers set about the task of gently washing the rest of the letters. This involved the wash-ers sitting on top of ladders and a continuous assembly line of run-ners back and forth to the kitchen sink to supply clean cloths.

Uncovering the old sign was an exciting ac-complishment. Now comes another exciting project - - - that of collecting stories about that sign.

We know that the brick wall was part of a garage and car dealership that belonged to the Harrison family in the 1920’s. That means that there are folks

around who remember going with their Granddads to have their cars serviced. The train depot was across the street - - - oh, what stories can be told about that area!

The Cumberland Mountain Storytelling Guild, who hold their meetings at the Shanks Center for the Arts in the same room as the “properly lubricated” sign, is developing a project to collect and record those stories. Be alert to fur-ther information on this project.

We are grateful and proud that the new Shanks Center tenants are honoring the cultural heritage of the early residents of the area by preserving the sign and thus celebrating the history of Crossville and its residents.

Promoting Art & Artists

The story behind the sign �“Your car properly lubricated for $1�”

By SHARRON ECKERT

Women’s Open, sponsored by the City of Crossville, is set for July 19-21 at Stonehenge.

The State Team Championship, formerly known as the KDS Cham-pionship, will be held at Lake Tansi

on July 30-31. That tournament will also be sponsored by the City of Crossville, and will honor the late Cookeville PGA pro Bobby Nichols.

The tournament director for the 2012 Tennessee Sr. Men’s Cham-pionship is David Olinger, Ten-nessee PGA. He can be reached at (615) 790-7600 or by email at [email protected]

SENIOR OPENCONTINUED FROM PAGE 1

Danny Green, runner-up ‘11 Jeff Golliher, T-3rd 2011

Buddy Harston, T-3rd 2011 Harry Taylor, 2010 champ


MONEYCONTINUED FROM PAGE 7

6775 Hwy 70 N | Crossville, TN | 931.707.7700

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money to pay their monthly expenses. When reviewing a 3 month history of their checking account I can usually see several hundred dollars of restaurant expenses, clothing purchases, etc. Al-most every person can fi nd a few items that could be trimmed so a reserve fund could be built for emergencies.

Your employer may allow payroll deduction so part of your payroll can be directly transferred into a savings account. A very good way to jump start that emergency fund is to use part of your tax refund check. Whatever you get for a tax refund, try to deposit 25% into your emergency fund and then do not touch the fund unless your only op-tion is to use a credit card to pay for the new emergency.

Sickness – Consider adding credit disability to consumer loans when fi nancing debt. This can be a big help in case of a long term illness. If you do not like the cost of credit disability insur-ance, then consider paying your loan balances ahead by three months. This should be a great stress reliever if you were off work for a short period of time. Note: Always check with your lender to be sure the lender allows prepayments. Another option is to start placing a monthly amount in a reserve savings account to start building a cushion that can be used in case of illness.

Natural Disasters – Review your property insurance. Better yet......visit your insurance agent to be sure you have adequate coverage in case of natu-ral disasters. Many people fi nd they have weaknesses in their coverage in ar-eas such as fl ood, wind, or earthquake.

Repairs – Again, reserving part of a tax refund check can help jumpstart a savings reserve that is specifi cally designed for managing home, auto, and personal repairs. Think about what it cost to even replace a pair of broken eye glasses!

In Summary – Yes, an emergency fund is very important. An emergency fund can help reduce your use of a credit card for your emergency pur-chases. You might think it is hard to save money, but I know that anyone can become disciplined to save money. Example: About 30 years ago I met a lady that could only afford to save $2 per week. That might not sound like much, but the lady was only earning no more than $5 per hour on her job. She payroll deducted part of her check for several years into a credit union sav-ings account. She was fi nally earning more on dividends each year than she was depositing into the account. When she retired she had saved over $3,000! I have also seen people living on mini-mum wages save $20 per week and save several thousand dollars.

•

Denise Cooper is the C.E.O. of Up-per Cumberland Federal Credit union, whose home offi ce is located at 627 Livingston Road in Crossville. For more information about Credit Unions, you can contact her at 931-484-9433 / email [email protected] Denise’s column ap-pears regularly in Crossville Life.

St. Raphael’s Episcopal Church, located at 1038 Sparta Highway, will host their annual Strawberry Festival on May 19 from 11 a.m. to 3 p.m. Strawberry Short-cake with ice cream or whipped topping will be for sale: $4.50 for adults, $2.00 for

children. There will also be entertainment,

tours and fun. Strawberries will also be available

for sale. Strawberries will be from Tidwell Farms in Rhea County. C.A.R.C. will also have books for

sale and goodies to go.

Strawberry Festival to be held May 19

BY DON NAPIERI had lunch at a new downtown

restaurant on the day before I went to press with this current issue. The magazine was nearly fi nished and I did not go there to write a story, but it was so impressive, I decided I must take the time to tell my readers about it.

While doing business with Ruthie Kerley, owner of 5th Street Market-place, we decided to sit in her new restaurant, MARKETPLACE CAFE. It is in the same place that the Jamaican Restaurant occupied, on the fi rst fl oor of 5th Street Marketplace. “When Jamaican went out,” Ruthie said, “we knew we wanted to open back up.”

I asked her who was the new owner, and she told me she was. We talked about her menu and I asked some questions. She told me that she had contacted a friend, “Debbie,” who was running the kitchen. Ruthie said they had been open several weeks and that things were going well.

All of a sudden a lady walked up and set a plate on my table, and a small bowl of soup. It was a sample of their tuna and chicken salad on a lettuce leaf, and a small bowl of Minestrone Soup (which was very delicious.) Ruthie said they would

be serving fruit in season, and before I knew it, a bowl of fresh strawber-ries, blueberries, watermelon, red and green grapes and fresh pineapple sat before me.

The salads also had a slice or two of fresh tomato, and I commented how much I liked garden fresh toma-toes and chicken salad. These were not garden fresh, but that chicken salad was A1. The only way it could be any better would to be served with home-grown tomatoes.

The menu has sandwiches served on pita, sourdough or croissant. The salads, which include the chicken and tuna salad already mentioned, come

with pasta, soup or slaw. They also make a delicious Quiche.

Attractive settingThe space that the restaurant

occupies is gorgeous, telling a story about the Kerley family using wall paintings by family friend Judy Lucas. “Judy’s husband David sketched out the walls and Judy painted them,” Ruthie said. A painting of the Hotel Taylor is there because it used to be owned by Ruthie’s husband Jerry Ker-ley and his parents Wendell and Velma Kerley. The Page Auction painting reminds people that Ruthie’s parents own that business, which is where the tables and chairs came from.

The Antique wall references Ruthie’s, which she operated for eight years before buying the Marketplace building three years ago. The Jam ‘n Jazz Club mural describes her grand-children. The “Cafe of the Arts” mural reminds local historians that the 9,000 square foot building housing the cafe, was owned by the Playhouse.

The Cafe specializes in a simple menu which requires less prepara-tion, resulting in faster service. There are Chef’s Choice specials daily, such as soup served in a bread bowl. “We want to promote SHOP, DINE & RELAX,” Ruthie said. After eating your meal, which does not take very long to prepare and serve, you will have time to browse the market and enjoy your lunch hour.”

Ruthie says that they will have their Dessert & Coffee Lounge open by the time the magazine hits the streets. It will be in the Marketplace building, but not in the restaurant.

“We also plan to help our grandchil-dren open an outside lemonade stand which will be in our small, but charm-ing courtyard, where you can order take out and enjoy eating outside.”

Saved best for lastI predict the Cafe’s Ice Tea to

become a city-wide hit with all diners. I had a glass, served with fresh orange and lemon. It is served unsweetened along with a small pitcher of “simple sugar syrup.” You just sweeten it until you get it like you want it. The result is the best ice tea I ever had, and that includes Boston Iced tea at Red Lobster, which it reminds me of. That syrup is different than sugar, and bet-ter!

The Cafe is open Monday - Fri-day 10:30 a.m. - 2:00 p.m. for lunch only, dine in or take out. The Coffee & Dessert Lounge is open 10:00 a.m. to 4:00 p.m. If you are going to have a group of six or eight and want a table reserved, call 787-1577.


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Food Finds

New downtown restaurant is going to be a big �“hit�”

My plate of Chicken Salad with fresh fruit.

June Howard, Manager

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Small Bites

By DON NAPIEROver the years, we have ranked

the best home fries, cornbread, biscuits, sweet tea, and other foods served by restaurants. About three years ago, I set out to fi nd the best cheeseburger in Crossville and ate one at every restaurant in town and beyond. Recently, I received an email from a reader who suggested we turn our investigative eye to who had the best onion rings.

I have always loved onion ring,s and decided to take the challenge. For the past 8 weeks, I have ordered and eaten a lot of onion rings. Sometimes I eat the whole order, but at some places, one ring is more than enough. There are some doozies out there, and as I share my fi ndings with you, remember that this is my opinion and the descriptions could be something less than complimentary.

Like French Fries, you can fi nd onion rings on just about everyone’s menu. Some are fresh made, hand battered and fried on order. Some are frozen and fried up on order, some are not onion rings at all, but just round shapes. No doubt there are lots of ways to prepare onion rings. I decided to go to the source, and visited The Food Network homepage. The fol-lowing was their recipe for what they considered to be the best.

Combine fl our, salt, pepper and

garlic for the dry mix. The wet batter is fl our and beer. Soak your fresh onion rings in buttermilk, shake off excess, dredge in dry mixturen, then in beer batter and drop into hot peanut oil, being careful to not crowd the rings, because they have a tendency to stick together. When golden brown, removed and drain on paper towels.

It is pretty diffi cult to narrow it down to just one place, but my per-sonal favorite was Dylans in Wood-mere Mall. They also get the award for the most generous order. Personally, charge me more, but don’t scrimp on the order. Three other places also served up some mightly good rings, made fresh upon order. They were Family Ties, the 19th Hole at Tansi and the Grille at Plateau Lanes.I like mine just a little crisp and darker, so that is the way I ordered them. Unlike the Great Cheeseburger Challenge, when I ate free burgers, I paid for all my onion rings. Prices varied as well, but for the top four locations, they were well worth the price paid.

We all know that the rings of an onion vary in size. So, if your onion rings come out all the same size, there’s a good chance that they do not have real onions inside (maybe minced and frozen). That would be the situation for Burger King and most other fast food places. The ex-ception to this rule is Sonic.They have

the best fast food variety I have tried. Actually, they are very good. They are large, crisp and made with real onions.

Some onion rings are served with a good variety of sauces. However I am a traditionalist. So I eat my onion rings with ketchup.

While it would not be exactly fair to compare, I must say that the Onion Petals from Arby’s are tasty. The Blooming Onion at Outback Steakhouse is also a good dish for the onion lover in your family. I remem-ber eating a delicious onion soup at Churchill Downs once (that I burned the roof of my mouth on), but it was so good I ate it with a burned mouth.

The burn kind of enhanced the fl avor.I love onions. I always order them

when I eat out, if they are available. I would no more eat a plate of food without onion, than I would without cornbread. One of my favorites to fi x at home is onion fritters, cooked in hot oil on a hoecake griddle. I never met an onion I didn’t like. I guess my favorites are garden-raised green on-ions -- they just don’t get any better!

Downtown Java hosting live music on the last Saturday of each month

There’s a new business on Main Street, Downtown Java. Located at 69 South Main, Downtown Java has been open since December 2, 2011. Their business card says they are a Coffee House, Cafe and Bakery.

Their claim to fame is that every-thing they serve is homemade and baked from scratch. Owner Jenifer Alford says that John Alford does all her baking which includes cinnabuns, muffi ns, homemade bread (which they use on all their breakfast, lunch and dinner sandwiches and entrees). They also serve a wide variety of spe-cialty coffees and offer lots of fl avor-ings.

“We have live music on the last Saturday of every month,” Jenifer said.Their hours are 7 a.m. to 9 p.m., Monday - Thursday; 7 a./m. to 10 p.m. Fridays and 8 a.m. to 10 p.m. on Saturdays.

Editor’s note: Downtown Java is in the same location that formerly housed Bagels on Main.

Quest for Onion Ring supremecy

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This is the plate of onion rings before I had my first bite. There is no way one person would ever walk away from these onion rings hungry.

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COME BY FOR YOUR FREE ESTIMATE

I got my start in the business exactly 40 years ago this year, as a sports writer. I guess you could say it was my fi rst love (in journalism). I still think like a sports writer. So as a way of celebrating these 40 years, I decided to write a sports column and comment on some of the exciting (and some not so exciting) things going on in the sports world.

New golf pro in townI enjoyed meeting Matt Phipps a few

days ago at a reception in Tansi where he took over as head golf pro, replacing the legendary Aubrey King. Matt came on board at Lake Tansi in December and has been busy getting to know the course and the community.

Matt is a native Kentuckian, growing up in London and attending college at Eastern Kentucky University in Richmond. I have been to that campus many times -- the Colonels were coached by the great Roy Kidd. They have a great small college football tradition.

Matt got into the golf business at age 19 and passed his PAT (Playing Abil-ity Test) to become an apprentice then became a Class a Professional through the PGA Program. His fi rst job as As-sistant Pro at Greenbrier Country Club in London.

City Councilman Danny Wyatt was on hand to welcome Matt to Crossville, pre-senting him with a framed certifi cate. Lake Tansi has been a partner with the City for

years, hosting four of the city-sponsored golf tournaments.

“I am very glad to be here,” Matt said. “We have a great golf course and I am enjoying getting to know the people. I want to preserve the schedule of golf events we have at Tansi and take a look at reviving some of the older tournaments that are no longer held.” Matt also pledged his support for Junior Golf, which has long been a Tansi tradition and will work with Billy Loggins to help grow the Tennessee Team Championship, held annually at Lake Tansi (the former KDS.

Martindale to defend her titleHost and sponsor City of Crossville

kicked off the advance publicity for the

Golf Capital of Tennessee Women’s Open and the Sr.Men’s Open, with a luncheon at Druid Hills in Fairfi eld Glade on March 16. There to talk about her title was 2011 Womens Open champ Kendall Martin-dale, a freshman at Vanderbilt. She will be defending her title at Stonehenge in July. She shot 10-under in the three day event to take home the title. As an amateur, she did not take the prize money, which went to the low pro.

Kendall has ties to Cumberland County. Her grandparents, Gene and Agnes Garrett live at Lake Tansi. Ken-dall spoke about her familiarity with Cumberland County. When asked what other couses she had played here, she said, “Of course, I have played Tansi many times, Bear Trace and all the Glade Cours-

es.” The Womens Open and the Sr. Men’s Open are played at Stonehenge. A lot of people, who know talent, say we will be watching Kendall play on the weekends when she turns pro. And just think, she got her big break in Crossville, Tennessee.

“Big Cat” Lloyd featured in Nashville paper

Earl Lloyd, the fi rst black man to play in the NBA, has been written about thou-sands of times, including a story I wrote about him that appeared recently in the Tennessee Tribune. The Tribune is Tennes-see’s only Black newspaper and regularly features stories about people from not only Nashville, but all over Tennessee. My story about Earl was part of a series of stories they published in conjunction with a Black History Month. Earl recently returned from Atlanta where he was honored for breaking the NBAcolor barrier in 1950. (lots of people saw it on Sports Center). I have been friends with Earl and Charlita for many years and take pride in having written the fi rst story about Earl after they moved here from Detroit.

Stone Memorial impressesOur own Stone Memorial made a

run of their own at the AA State Cham-pionships, falling to eventual champion Christ Presbyterian in the semi’s. Congrats to Coach Mike Buck and players. I was certainly impressed with the play of the whole team in general, but want to specif-ically single out Brock Rowan (son of my Chiropractor, Andy Rowan), and center Brandon Cole. Both guys turned in sterling performances. Robert Troino also had a great game. Together, the three teammates

Sports Column

From high school to the NY Knicks -- �“Touching �‘em all�”

Matt Phipps, far right, receives a com-memorative golf flag with the Golf Capital logo from The City of Crossville. Pictured, l-r: Councilman Danny Wyatt, Billy Loggins, and Callaway Rep John McKenry (who donated several door prizes for the reception). Kendall Martindale

See SPORTS Page 22

5 Barbers... No Waiting!

Barber Shop

Crossville Barber Shop got its start 62 years ago when Pete Stubbs' father !rst operated under that name. Pete bought it from his father, then came Dexter Smith, Jeff Hassler and Jim Everitt, the current owner. Jim bought it 13 years ago. "I hope the next owner is my daughter," Jim said.

Crossville BARBER SHOP

Open: Monday - Friday 8 - 5 / Sat. 8 - Noon

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Jim Everitt, Owner


By TIM INGRAMThe glacial cold has eased a little

by the time I pull away from The Feed Store on Highway 70, but remnants of yesterday’s snow still remain under the trees and in places hidden from the sun. Fortunately, the roads are clear. Cold weather riding isn’t bad as long as you have the right equipment, and I am bundled almost to the point of being immobile. Today I am heading to Fall Creek Falls State Park for a day trip. I want to hike the trail to the bottom of the falls and see the winter wonderland of ice that I hope to fi nd there.

Lantana Road is a mess with all the construction, but before long I am cruising through the rural countryside delighting in the twisting road and enjoying the scenery along it. I love riding the back roads. The best way to experience them in any weather is on a motorcycle because I become a part of the landscape, totally exposed to it and absorbed by it. I become one with the big picture. Along the way I see what looks like a fi eld full of calves only to fi nd out that they are deer. The old fi re tower on the hill is a relic from days gone by. I wonder what stories it could tell. Snow still covers the stumps and logs in the forest along the highway. The peaceful road winds its way through the farmland strewn with ponds and green winter pastures dot-ted with black and white cattle.

I turn left on the road that will lead me to the park entrance which is about two miles distant. Along this section of road are the entrepreneurs hoping to make a dollar off the tourists by por-traying themselves as country hillbillies. Out of this clutter, the entrance to the park brings on a sudden sense of peace. Almost immediately I see deer feeding at the edge of the road as if welcoming me. They glance up casually as I motor past and then continue their grazing.

The road twists along through the woods like a lazy snake until it reaches the nature center at Cane Creek. The falls and cascades are surrounded by ice encrusted vegetation, glittering in the brilliant sunlight like shimmering diamonds. The swinging bridge over the cascades is still covered with snow.

Climbing back aboard the bike I continue on to my main destination, Fall Creek Falls. I enjoy the slow pace of the meandering road, continually on the lookout for more deer or other wild life. I stop by the Inn for lunch where I have the BLT. The pickle that came with the sandwich looks like it has been lying on the counter for a couple of days. I create a little cross and stick on it, make a D.O.A. sign and leave it on the table. Otherwise, the food is good.

A little further down the road I reach Fall Creek Falls, the highest falls in Eastern America. The falls are run-

ning full blast, crashing into the pool 256 feet below. The billowing spray has frozen on all the rocks and plants around the base of the falls turning everything into a wintery wonderland.

After enjoying the spectacle from the top, I head down the steep trail to see it up close and personal from the bottom. The trail is a little less than a mile round trip, but is wet and slick, making it perilous. A couple of places have ice on the trail. The hand rails are covered with snow and slush. Drip-ping icicles drape from the rocks above, occasionally breaking free to crash onto the trail below. It would be hazardous if one of them fell while someone was walking underneath it.

At the bottom the scenery is incredible. The thundering roar of the water drowns out all other noise. Bil-lowing clouds of mist explode toward me as sheets of water hurl themselves into the pool at the base of the falls. The thick veil quickly turns into glassy ice in the frigid temperature. The rocks and plants are white, coated with glistening frost, sparkling like a winter scene on a late Christmas card. The closer I get to the base of the falls the more treacherous the icy path becomes,

making it impossible to get all the way to the pool or behind the falls without risking life and limb, so I stop short and admire it from a distance.

It is a strenuous climb back to the top, but I make it without incident except for weak knees. I have just experienced a spectacular wonder of nature that relatively few people ever see in person and I am thankful for that. Back at the bike I bundle up and climb aboard, ready for the frigid ride back to Crossville.

If you go: From Crossville take Lantana Road (highway TN-101) to Highway 30 and turn right. Turn left at the sign indicating the park entrance. 36 miles, 56 min-utes.

Day Trippin�’ with Tim

Fall Creek Falls, a great destination

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12The Moving Of Lilla Barton@ Cumberland County PlayhouseShowtime: 2:30 p.m

13Cowboys@ Cumberland County PlayhouseShowtime: 7:30 p.m

Pure Country@ Palace TheatreShowtime: 7:00 p.m

14Driving Miss Daisy@ Cumberland County PlayhouseShowtime: 10:30 a.m

CowboysShowtime: 2:30 p.m

All Shook UpShowtime; 7:30 p.m

Relay for Life Bene t Concert@ Palace TheatreShowtime: 7:00 p.m

15All Shook Up@ Cumberland County PlayhouseShowtime: 2:30 p.m


TAD Talent Show@ Palace TheatreShowtime; 6:00 p.m

18The Moving Of Lilla Barton@ Cumberland County PlayhouseShowtime; 1:00 p.m

Bryan Symphony@ Palace TheatrePreview: 11 a.m


The Moving Of Lilla BartonShowtime: 7:30 p.m


All Shook UpShowtime: 7:30 p.m

Body of Christ Ministry@ Palace TheatreShowtime: 7:00 p.m

21All Shook Up@ Cumbrland County PlayhouseShowtime: 10:30 a.m


Concert@ Cumberland County PlayhouseShowtime: 7:30 p.m

Buddy Green withSouthern Stars Brass Band@ Stone Memorial High SchoolShowtime: 7:00 p.m




26Wonderland@ Cumberland County PlayhouseShowtime:7:00 p.m


WonderlandShowtime: 7:00 p.m

Praise at the Palace@ Palace TheatreShowtime: 6:00 p.m

28Wonderland@ Cumberland County PlayhouseShowtime: 2:30 p.m

CowboysShowtime: 8:00 p.m

J.J. Thomas CD Release Concert@ Palace TheatreShowtime: 7:00 p.m


Stanley Brown & Scott CunninghamBene t Concert@ Palace TheatreShowtime: 7:00 p.m

1All Shook Up@ Cumberland County PlayhouseShowtime: 2:30p.m




Inez Wren Spring program@ Palace TheatreShowtime: 7:00 p.m

4 The Moving Of Lilla Barton@ Cumberland County PlayhouseShowtime: 2:30 p.m

All Shook Up@ Cumberland County PlayhouseShowtime; 7:30 p.m

Old Time Music @ Palace TheatreShowtime: Matinee 12:30 p.m Evening : 7:00 p.m

5The Moving Of Lilla Barton@ Cumberland County PlayhouseShowtime: 10:30 a.m

All Shook UpShowtime: 2:30 p.m

CowboysShowtime; 7:30 p.m

CCHS Football Fundraiser Concert@ Palace TheatreShowtime: 6:00 p.m

To Book Your

Event Call

484-6133

Owned and operated by The City of Crossville

Palace Theater72 South Main Street

CROSSVILLE, TENNESSEE

www.palacetheatre-crossville.com

ENTERTAINMENT CALENDAR

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ThePALACETheatre

April 20124/2 (Mon) - “The Great Trans-American Train Ride” travelogue presented by the Fairfield Glade Lions Club 7 PM

4/3 (Tue) - Charity Whitson in concert - 7PM General Ad $10, kids under 4 free

4/6 (Fri) - “Let’s Make Good Friday a GREAT Friday!” with Tommy Dee Davenport - Reserved 7 PM

4/7 (Sat) - The Dillon Street Band in concert Reserved 7 PM $10

4/13 (Fri) - “Pure Country” benefit concert for local tornado victims presented by the Meridian Baptist Church 7 PM General Admission No tickets to buy. Donations of cash, non-perishable food items, cleaning supplies or toiletries will be accepted the night of the show. Doors open at 6PM.

4/14 (Sat) - Relay for Life Benefit Concert sponsored by Dr. Stanley Bise & The Cumberland County Health Department 7 PM General Ad $10

4/17 (Tue) - TAD Talent Show 6 PM

4/18 (Wed) - Bryan Symphony Preview Luncheon 11 AM $10

4/20 (Fri) - Body of Christ Ministry featuring Pastor Wayne Redmon - Music by Freddy & Hannah Redmon 7 PM Free

4/27 (Fri) - “Praise at the Palace” 6 PM

4/28 (Sat) - J.J. Thomas CD Release Concert featuring Pete Miller, Hawkshaw Hawkins Jr and Sara Schwartz 7 PM

4/30 (Mon) - “An Evening with Stanley Brown & Scott Cunningham” benefit concert for DCI 7 PM Reserved $10

May 20125/3 (Thu) - Inez Wren Spring Program 7 PM

5/4 (Fri) - Old Time Music & Buck Dance with Folk Life Heritage Award winner Thomas Maupin; Presented by PAART Reserved Matinee: 12:30 PM Senior $5, Student $3 Evening: 7 PM Adult $10, Student $5

5/5 (Sat) - CCHS Football Fundraiser Concert 6 PM

5/7 (Mon) - Stone Elementary Talent Show 6PM

5/8 (Tue) - COCCO Prep spring concert 6 PM

5/12 (Sat) - COCCO spring concert 7 PM

5/19 (Sat) – “Tex Ritter Band Reunion Concert” presented by Tommy Dee & the Southern Rascals 7 PM Reserved: Main Floor $15, Balcony $10

5/22 (Tue) - “Boogie Woogie Ballads & Blues” House of Hope Benefit Concert - 7 PM General Admission $10

“See you at the Palace!”

The Palace Theatre will be the venue for one of the top musical shows of the year, when members of the Tex Ritter band, The Boll Weevils, gather for a Reunion Show and Concert on Sat. May 19 at 7 p.m.

Tex Ritter had a hit record released in 1945 that turned out to be so popular that he named his band “The Boll Wee-vils.” Several of that band’s members will appear in this Reunion Show at the Palace. Tex’s son, the late John Ritter, became a popular TV Star in the ‘70’s.

The headliner for the show will be one of the most recorded artists of all time, harmonica legend Charlie McCoy. Members of Ritter’s band include Snuffy Smith, Wayne Gray, Little Billy Sprowl, Kent Westberry, Billy Robertson, Russ Hicks and Donny DeWitt.

There has been a lot of great shows at the Palace over the years, but this could end up being one of the greatest, the kind of show that I will not want to miss and I hope you won’t either.

Some of these names are probably not that familiar to you, so here is a little info on some of the more successful:

• Charlie McCoy took part in more than 400 sessions a year as a studio mu-sician, He has won two CMA Awards and seven ACM Awards. He was inducted in the Country Music Hall of Fame in 2009. He has played harmonica for Elvis, Perry Como, Johnny Cash, Kris Kristofferson, Paul Simon, Ringo Star,

Bob Dylan and hundreds of others. If you hear a harmonica on any country track, most likely it is Charlie McCoy.

• Snuffy Smith was Brenda Lee’s bass player and toured with Little Jimmy Dickens, Marty Robbins and before that a member of Tex Ritter’s “Boll Weevils.”

• Billy Robinson was the fi rst steel guitar player ever hired for the Opry, he was 15 at the time. He was featured on the Prince Albert Show with star of the show Red Foley. (Later he became spokesman for Duckhead overalls).

• Russ Hicks is a legendary steel guitar player from Nashville and has hundreds of Nashville recording ses-sions as a studio musician. He was inducted into the Steel Guitar Hall of Fame. Russ and Charlie McCoy were both part of the 1970’s southern rock band, “Barefoot Jerry.”

• Kent Westberry is an American country and rockabilly-musican and songwriter born in Miami.

• Little Billy Sprowl was one of the fi rst staff drummers on the Grand Ole Opry.

Tickets will be $15 for the fl oor and $10 for the balcony. You can call the Pal-ace (484-6133) to reserve your tickets.

�“The Boll Weevils�”at Place May 19thwith Charlie McCoy

Charlie McCoy coming to Crossville

With the excitement of the Downtown Crossville revitalization infrastructure project just months away from starting, DCI has begun an aggressive fundraising campaign. Continuing on the success of “An Evening with Felicia Keyes and Luther Myers” in January, 2012, DCI is pleased to announce the second concert in partnership with Cumberland Medical Center scheduled for 2012.

“An Evening with Stanley Brown and Scott Cunningham,” will feature the two-some performing gospel music on Monday, April 30 at The Palace Theatre. When not working at Cumberland Medical Center, these incredibly talented individuals, fi ll their lives with music.

Stanley BrownStanley picked up the guitar at a young

age and then took up the mandolin and bass, in his twenties. He was a member of the gospel group Earthen Vessels for about fi ve years and later joined his family bluegrass group, Brown Brothers Etc. The group itself has been together in some form or another since the 1970’s and currently consists of Stanley, his dad, and two of his aunts and uncles.

Scott CunninghamScott was born a raised in Homestead.

He became interested in playing piano in the eighth grade and by his sophomore year was the CCHS choir accompanist. He became the drum major of the marching band his senior year and this sparked his interest for conducting. He graduated from Bryan Col-

lege in 1993 with his undergraduate in vocal performance and music education. While at Bryan College Scott placed fourth in the Eastern Region of the U.S. in the annual NATS competition for vocalists. He became a member of the Lake Junaluska Singers and the Glenn Draper Singers where he per-formed at the White House in Washington D.C. Scott also obtained his Masters Degree in Choral Conducting from MTSU. This coming November, he has the opportunity to sing and conduct at the world renowned Carnegie Hall in NY. He is also a member of the southern gospel quartet “4-Given”. Scott is currently an RN at Cumberland Medical Center and Music Director at Central Baptist Church.

Performing at The Palace Theater on Monday, April 30 starting at 7 p.m., they will perform a combination of personal and popular Bluegrass and Southern Gospel favorites.

Tickets are $10 and available at The Pal-ace Theater. For more information or ques-tions, please contact DCI at 931-787-1324.

�“Evening With�” concert series to bene t DCI revitalization efforts

Stanley Brown and Scott Cunningham.


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accounted for 71 of their team’s 80 points. Together they totally dismantled Hogeye and offset a good performance by the Ramsey brothers, 6-9 Logan and 6-7 Ma-son. Cole had some great low-post moves and was able to get his shot off despite being undersized.

Memories of Mike Buck, the playerJust in case you are too young to

remember, or if you never knew it, Coach Buck was a pretty good player himself. He played high school basketball at neighbor-ing Clarkrange where he was renowned as a “long rifl e,” who could also drive around you to score. He went on to play at MTSU and on a special evening on March 16, 1989, he came off the bench in the fi rst round of the NCAA Tournament to help lead the Blue Raiders to a fi rst-round up-set of Florida State, 97-83. I can remember it clearly, because it was one of the few times I ever cheered for “mitsu.” He was an incredible 6-of-6 from 3-point range and was a perfect 7-of-7 on his way to scoring 26 points. It was for sure, his day in the spotlight as highlights of that game on ran on Sports Center. So listen to your coach, Panthers. He has “been to the mountain.”

Clay County state champsFirst, my old high school, Celina

High (now known as Clay County High School), won the Class A State Cham-pionship in girls basketball, defeating arch-nemesis Jackson County. In a show of power, the two teams met in the fi nals of the district, the fi nals of the region and the fi nals of the state. While this is an odd occurence, it has happened before. On at least one occasion I can remember Rick-man (since consolidated in to Livingston Academy) and Pickett County playing in the fi nals. At that time, they were both in the same district. Clarkrange and Jackson County also played in the title game just a few years ago.

Back to Clay County taking home the gold ball. The Lady Bulldogs had been to the state on ten previous occasions, com-ing home with the runner-up prize (the silver ball), on four occasions. Congratula-tions to Clay County coach Joe Sims, who came out of retirement to lead his charges on this historic trip. He was the coach in their previous 10 trips to the fi nal 8 in

Murfreesboro, but retired from coaching in 2004. Coach Sims has a sister who lives in Fairfi eld Glade.

Murray State created excitementWhile most sports fans in this area are

dominated by the University of Tennessee and the SEC, I prefer to follow Tennes-see Tech and the OVC. What makes the NCAAs fun for me is watching and pulling for underdogs. I recorded the Belmont-Georgetown game and the Murray-Mar-quette second round game, and watched them as if they were live. Nothing would have made me happier than to have seen the Racers advance. They made a great effort, but fell short. Being a #6 seed and handling Colorado State in the fi rst round was awesome but advancing to the Sweet 16, with a win over Marquette, would have been sublime. They really took the fi ght to Marquette but had a cold spell at the wrong time -- falling in the fi nal 4 minutes.

Tech hosted the Racers in the last game of the regular season, in a wild game played in front of 9,500 at Eblen Center: an atmosphere I had not seen there since Tech hosted UT in the NIT’s back in the 80’s. It was one of those back and forth games. Tech led the entire second half, but Isiah Canan and team rallied and won by 6 to extend their winning streak, and Tech fell to 18-10 -- still a good season.

This year several OVC teams knocked off their bigger competitors, Austin Peay when to Knoxville and knocked off the Vols; Murray defeated Memphis State. The OVC plays a competitive level of basket-ball and the winner of their conference goes the the NCAA, just like the SEC winner.

Belmont will also join the OVC next season, giving the conference another top-fl ight team. The Bruins have won the Atlantic Sun Conference multiple times in recent years. That move could fi nally make the NCAA tournament selection commit-tee look at putting more than one OVC school in the Big Dance.

Private schools don’t belongI will forever be opposed to private

schools competing on the same level as public. Teams like CPA have an unfair advantage. The ability to give a scholar-ship to any athlete they want in greater-Nashville, to attend the very expensive Christian School, is just plain and simple, “wrong.” They should be in the Division II league. Friendship Christian won the Class A game -- same thing for them. If you pay attention, you will see that the private schools dominate TSSAA Sports. Can you see some of these little country high schools like Pickett County and Clarkrange, with student bodies of 240 and 10-12 total athletes per sport, com-peting with these millionaire academies? It’s a joke!

Publisher’s nephew now a RamMy nephew, Billy Napier, is now

assistant head coach at Colorado State in Ft. Collins, going there from Alabama, where he was coaching last season. Before that, he was the offensive coordinator at Clemson. Billy, the son of my baby brother Bill Napier, of Chattsworth, GA, is an A+ recruiter and quarterback coach. Alabama offensive coordinator Buddy McIlwane, took the head coaching job at Colorado State and took Billy with him.

I told my nephew when he was at Clemson that I could wear Clemson Or-ange, but not to count on me wearing any “Alabama Red.” I think their new colors are green. I wear an XL windbreaker if

SPORTSCONTINUED FROM PAGE 18

Brock Rowan

Mike Buck

See SPORTS


560 Peavine RoadCrossville, TN 38571

931-707-1035

2581 E. 1st StreetCrossville, TN 38555

931-707-8638

64 Hospitality DriveCrossville, TN 38555

931-707-7170

you want to send me some school colors, Billy!!

Been a Knick fan before LinIsn’t it funny how the performance

of someone like Jeremy Lin can cause you to pull for a team a million miles away. I have always kept up with the Mem-phis Grizzlies (Not too many bears seen running around Memphis, but that’s a different story.) I love the Lin story and hope he continues to play well. Storys like this are needed by the NBA -- they need more heroes. But I was a Knick fan before Lin. How does a kid, growing up in rural middle Tennessee root for the Knicks? You remember Dick Barnett? I have been a Knick fan for 40+ years, but Lin has made it a lot more fun, just like Barnett did in the 60’s.

Remembering Dick BarnettI would imagine that many of my “old-

er” readers will remember Dick Barnett, but here are some details about his career.

From Gary, Indiana, Richard “Dick” Barnett spent 14 seasons in the NBA (1959–74), but is mostly known for his nine seasons with the New York Knicks. Barnett played in the 1968 NBA All-Star Game and was a part of the famous 1970 Knicks team that won the NBA champi-onship against the Los Angeles Lakers. He scored 15,358 regular season points in his career.

More of my favorite KnicksI just could not close this column

without writing a little more about my beloved Knicks. There were other play-ers that kept them my favorite team after Barnett was traded. Bernard King, half of the Bernie and Ernie Show at UT, was one of the all-time great Knicks. (Ernie served as GM of the Knicks for 10 years in the 80’s and 90’s.

SPORTSCONTINUED FROM PAGE 18

Action from recent Tech & Stone Memorial gamesTacarra Hayes grabs a rebound for Tech.

Briana Jordan

Zach Swansey driving on Murray’s Isiah Cannan.

Photos by Walt Riches

Brandon Cole doing what he does best.

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crossville life april-may 2012

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