coverage profile - cna
TRANSCRIPT
or organization to whom or to which the Insured Entity is obligated by virtue of a written contract or agreement to add to the policy or to hold harmless and indemnify.
• Policy applies worldwide if a claim is made and legal proceedings are brought in the U.S., its territories, possessions, or commonwealths, Puerto Rico or Canada.
• Automatic extended reporting period (60 days) or as required by state law.
Allied healthcare facilities represent a diverse segment that will continue to grow as healthcare services are increasingly delivered outside of hospital or doctor’s office. CNA offers flexible and broad insurance coverage with a choice of deductible amounts and policy limits.
Coverage Profile
Products that meet your clients’ needs
CNA offers primary professional liability, general liability, employee benefits liability, excess and umbrella coverage to allied healthcare facilities. Limits of liability are available up to $15 million.
Some of the features of our policy include:
• Separate limits for professional, general and employee benefits liability.
• Defense costs in addition to the limits of liability. • Potential claims trigger. • “Professional services” mean the rendering to others of
healthcare services, Good Samaritan services, proctoring services and administrative services.
• Professional liability coverage for employed nurse practitioners and physician assistants
• Professional liability coverage is available for physicians by endorsement.
• Specified coverage enhancements included at no additional charge:
- Media expense supplementary payments endorsement - $25,000 limit.
- Emergency evacuation expense endorsement - $25,000 limit.
- HIPAA proceeding supplementary payments endorsement - $10,000 limit. - Patient property endorsement - $5,000 limit. - Disciplinary proceedings supplementary payments
endorsement - $10,000 limit. - Cyber liability coverage - $100,000 limit.• Insurer has duty to defend. • Blanket additional insured for professional and general
liability provides vicarious liability coverage for any person
A broad appetite
CNA serves more than 50 classes of allied healthcare facilities including:
• Ambulatory surgery centers
• Blood banks
• Cancer treatment centers
• Convenient care
• Dialysis centers
• Health departments clinics
• Home healthcare agencies
• Hospices
• Imaging centers
• Laboratories
• Lithotripsy centers
• Pharmacies
• Rehabilitation centers
• Student health centers
• Urgicenters
Allied Healthcare Facilities
HEALTHCARE
One or more of the CNA companies provide the products and/or services described. The information is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice. “CNA” is a service mark registered by CNA Financial Corporation with the United States Patent and Trademark Office. Certain CNA Financial Corporation subsidiaries use the “CNA” service mark in connection with insurance underwriting and claims activities. Copyright © 2015 CNA. All rights reserved. HC 1045 AHF SS 100515
For more information please contact your underwriter:
Name: Title:
Address: City: State:
Office/Cell Phone:
Email:
Additional coverages
CNA can help you respond to your clients’ other insurance needs such as: • Business income for interruption of practice • Crime • Equipment breakdown • Property
Help them see the risk before it becomes a claim
CNA’s highly experienced risk control consultants provide your clients with value-added consultative services to help them identify and manage liability and data privacy exposures, minimize operating risk, enhance patient safety and ultimately avoid claims. CNA also offers a host of additional resources including bulletins, SORCE® educational programs and InBrief®, CNA’s newsletter written specifically for the allied healthcare facilities market.
Count on CNA claim service excellence
With experience as attorneys, healthcare providers and administrators, our claim staff is comprised of more than 80 professionals, averaging more than 24 years of service to the healthcare industry. Our structure promotes deep technical and coverage knowledge specific to a broad range of claims. And since many of our professionals have prior medical or legal experience, we’re ideally positioned to guard your client’s best interest should a claim occur.
Start building a stronger book of business today
CNA is committed to providing innovative products and services to enable you to serve your clients. When you want to work with a carrier dedicated to allied healthcare facilities … we can show you more.®
www.cna.com/healthcare
Recent success
HEALTHCARE