cover design - sandionisiocredit.coop · our net surplus has reached almost php 40 million pesos...

Ang Pabalat

Sa 56 taon ng SDCC, ito ay lumago mula sa pagbibigay serbisyong nakatuon mula sa pautang patungo sa unti-unting kaganapan ng pangarap ng mga nagtatag nito na maging instrumento ang Kooperatiba sa pagpapagaan at paglago ng buhay ng kasapian kasabay ng mga mamamayan. Kaya naman sa kasalukuyan ay pinagsisikapan ng Kooperatibang makabigay ng mga serbisyong pampinansyal, pangkalusugan, pang-komersyal, pang-edukasyon, panlipunan, pangkalikasan, pampulitika, pangkultura, pang-espiritwal, panseguridad at pansariling kaunlaran.

Isinalarawan ng disenyo na ang mga produkto at serbisyo ng SDCC ay higit pa sa pautang at paglagak ng salapi. Anuman ang kaukulang pangangailangan ng mga kasapi, nakahanda ang Kooperatiba sa pagtulong sapagka’t bahagi ng misyon nito ay maglaan ng serbisyo sa bawat kasapi at mamamayan.

Cover DesignThrough its 56 years, SDCC has evolved from simply giving focus on the provision of loans to gradual fulfillment of the founders’

vision of making the Cooperative an instrument to alleviate and improve life conditions of its members together with the people of the community. As of the present time, the Cooperative strives to provide services that address health, business, education, social, environmental, political, cultural, spiritual, security needs, and needs for personal development.

The design illustrates that the products and services offered by San Dionisio Credit Cooperative are beyond credit and savings.

Whatever need, the Cooperative is geared towards addressing these because its mission is to allocate services for the members and the communities they belong to.

Ang Taunang Ulat 2017 ng San Dionisio Credit Cooperative ay magkakatulong na binuo nina Cielito L. Garrido, Maricris D. Bautista, Vivian C. Alcantara, Nelson D. Yeban, Jr., Ma. Nanette D. Bernardo, Gemma C. San Miguel, Emmy R. Salvador, Elena E. Ferrer, Joanna I. Esperanza, Esmeralda D. Cortezo, Ma. Francisca C. Daynolo, Ia B. Dofitas, Jamen M. Gonzales, Fredirick D. Despogado, Bettina M. Manalili, Niña C. Endozo bilang editor at tagasalin, Ana Loren Durana para sa disenyo ng pabalat, Ron L. Olidan at Orico S. Macatangay ng Luchris Printing Corporation para sa lay-out at printing.

The San Dionisio Credit Cooperative Annual Report 2017 was a collective effort Cielito L. Garrido, Maricris D. Bautista, Vivian C. Alcantara, Nelson D. Yeban, Jr., Ma. Nanette D. Bernardo, Gemma C. San Miguel, Emmy R. Salvador, Elena E. Ferrer, Joanna I. Esperanza, Esmeralda D. Cortezo, Ma. Francisca C. Daynolo, Ia B. Dofitas, Jamen M. Gonzales, Fredirick D. Despogado, Bettina M. Manalili, Niña C. Endozo as editor and translator, Ana Loren Durana for the cover design, Ron L. Olidan and Orico S. Macatangay of Luchris Printing Corp. for the lay-out and printing.

SAN DIONISIO CREDIT COOPERATIVE TAUNANG ULAT 2017

Mensahe – G. Garibaldi O. Leonardo, DBA, Tagapangulo, Lupong Patnugutan(Message – Mr. Garibaldi O. Leonardo, DBA, Chairperson, Board of Directors)Mensahe – Bb. Cielito L. Garrido, MBA, Chief Executive Officer(Message – Ms. Cielito L. Garrido, MBA, Chief Executive Officer)Ulat ng Lupong Patnugutan (Board of Directors’ Report)Mga Resolusyong Inaprubahan ng Lupong Patnugutan sa taong 2017(Approved Board Resolutions for year 2017) Interplay 2017 Ulat ng Committee on Business Development & Social Services (Report of the Committee on Business Development & Social Services) Ulat ng Committee on Risk Management (Report of the Risk Management Committee) Ulat ng Committee on Organizational Strengthening (Report of the Committee on Organizational Strengthening) Ulat ng Enterprise Improvement Committee (Report of the Enterprise Improvement Committee) Ulat ng SHEPHERD Committee (Report of the SHEPHERD Committee) Ulat ng Gender and Development Committee (Report of the Gender and Development Committee) Ulat ng Lupon sa Palakasan (Report of the Sports Committee)Ulat ng Credit Committee(Report of the Credit Committee)Ulat ng Audit Committee (Report of the Audit Committee)Ulat ng Election Committee(Report of the Election Committee)Ulat ng Advisory Council(Report of the Advisory Council)Ulat ng Mediation and Conciliation Committee(Report of the Mediation and Conciliation Committee)

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Mga NilalamanTable Of Contents

“Sa Bawat Kasapi At Mamamayan, May Serbisyong Nakalaan”

Ulat ng Ethics Committee(Report of the Ethics Committee)Ulat ng Lupon sa Edukasyon at Pagsasanay(Report of the Education and Training Committee)Ulat ng Pamunuan ng Kapulungan ng mga Pook-Tulungan Lider(Report of the Pamunuan ng Kapulungan ng mga Pook-Tulungan Lider)Paglalarawan ng Kasapian(Membership Profile) Talaan ng mga Pook-Tulungan Lider(List of Pook-Tulungan Leader)Ulat ng SDCC Training, Research & Development Center(Report on the SDCC Training, Research & Development Center)SDCC at TRIAS Southeast Asia Partnership(Report on SDCC and TRIAS Southeast Asia Partnership)Ulat sa Work Immersion sa SDCC(Report on Work Immersion at SDCC)Nasuring Ulat Pinansyal ng SDCC(Audited Financial Report of SDCC)Financial RatiosNasuring Ulat Pinansyal ng EDSD(Audited Financial Report of EDSD) Highlights of OperationPaglago ng Estatistiko(Statistical Growth Trend)Ulat sa mga Kasaping Pumanaw at Benepisyong Natanggap(Report on the list of the Deceased Member & the Benefits received)Opisyales ng SDCC(SDCC Officers)Kawani ng SDCC(SDCC Staff)Demograpiya ng mga Pook-Tulungan Lider, Opisyales at Kawani ng SDCC(Demographics of Pook-Tulungan Leaders, Officers and Staff of SDCC)Pamunuan, mga Guro at Kawani ng EDSD(Administrators, Teachers and Staff of EDSD)Balik-Tanaw(Flashback)

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SA BAWAT KASAPI AT MAMAMAYAN, MAY SERBISYONG NAKALAAN4

Sa ngalan ng ating Lupong Patnugutan, mga Opisyales, Tagapamahala at Kawani ay malugod at Taos-Puso kong binabati at pinasasalamatan ang lahat ng tumatangkilik at nagtataguyod sa San Dionisio Credit Cooperative.

Ikinagagalak kong ipabatid sa lahat na isa na namang maganda at matagumpay

na taon ang 2017, hinggil sa pangkalahatang takbo ng ating kooperatiba. Ito ay hindi lamang sa usaping Pampinansyal kundi gayun din sa Panglipunang Pagbabago at Pangangalaga ng Kapaligiran; tungo sa pag-angat ng antas ng buhay, na kung saan umiikot ang ating pananaw.

Hinggil sa adhikaing Pampinansyal, halos Dalawang Bilyon (Php 2.0 B) na ang

ating Kabuuang-Yaman, subali’t halos apatnapung porsyento (40%) nito ay Utang ng mga Kasapi. Sa kabilang banda, mahalaga ding malaman - at ipaalam - na mas malaki ang porsyentong itinaas ng ating kabuuang Saping-Puhunan kaysa sa ating mga Deposito, bilang mga Pinanggagalingan ng Pondo.

Ang ating Linis na Kita naman ay umabot sa halos Apatnapung milyon (Php 40M), na tumaas ng 21.5%. Sa ating Kabuuang Kita, pinakamalaki sa porsyentong pagtaas ang kita galing sa ating botika – animnapu’t isang porsyento (61%). Samantala, ang halaga ng ating Pamuhunan ay tumaas ng labing-isang porsyento (11%) at ang sa Pautang (Loans) ay tumaas ng apat na porsyento (4%). Sa kabilang banda, ang ating Kabuuang Gastos ay bumaba ng isang porsyento (1%). Dulot nito, ang ating Interes sa Saping-Puhunan at Balik-tangkilik ay lumaki ng mahigit sa Dalawampu’t Dalawang porsyento (22 %).

Tungo sa “final clean-up ng members’ accounts”, matapos ang paglunsad ng Final Amnesty, kinuha natin ang serbisyo ng isang collection agency. Sa ngayon, ang ating “Portfolio at Risk (PAR)” ay bumaba ng apat na porsyento (4%) kung ihahambing sa 2016. Bukod doon, kung isasaalang-alang natin ang mga “deposits, share capital, at collateral” ng mga kasaping umutang ay labis pa ang kabuuang halaga ng mga ito kaysa sa halaga ng kabuuang PAR.

Hinggil sa pagtatasa ng mga kakayahan at kahinaan ng ating mga opisyales, tagapamahala at kawani, ang katayuan ng ilan sa

mga programang may kinalaman dito ay ang mga sumusunod:

1. Pagsasagawa ng Pagtatasa ng mga Pangangailangan sa Pagsasanay / Training Needs Analysis (TNA)2. Pagpapalawak ng SDCC Training, Research and Development (TRD) Center3. Pagpapalakas ng bawat elemento ng BEEF (Business, Employment, Education, Food)4. Pag-aaral at pang-unang pagpapatupad (pilot project) ng Supply Chain/Value Chain sa ilalim ng icd-SCoPE (integrated

cooperative development of a Supply Chain of Paranaque/Philippine Enterprises)5. Pagbalangkas at pagsusuri sa Code of Ethics, Code of Governance, at Code of Conduct para sa mga opisyales at mga kasapi.6. Pagbuo ng SDCC Community Environment Response Team (CERT) sa ilalim ng SHEPHERD (Safe Haven Environment

Protection Holistic and Energetic Response to Disasters)7. Patuloy na pag-aayos ng mga sistema at pamamaraan8. Paghanap ng mga katuwang (partners) lalo na yung mga makakatulong sa pagpapa-angat sa kakayahan (capability-building)

ng ating mga lider

Bilang pangwakas, muli ay maraming salamat sa inyong lahat at lalong lalo na sa walang humpay na paggabay ng ating Poong Maykapal.

Mabuhay tayong lahat! Mabuhay ang SDCC!

MENSAHE

SDCC ANNUAL REPORT 2017 5

In Behalf of the Board of Directors, its officers, managers and employees, my deepest gratitude and heartfelt greetings to all who patronized and supported San Dionisio Cooperative.

I’m pleased to inform everyone of the successful overall performance of the Cooperative last 2017, not only financially but equally successful in terms of Social Transformation and Environment Protection towards the Upliftment of the Quality of Life around which our vision revolves.

As regards our Financial Advocacy, we have total assets of almost Php 2 Billion pesos. However 40% of these are loan receivables from our members. On the other hand, it would be worth noting that there has been a significant increase in our Share Capital compared to our Deposit liabilities as sources of funds.

Our Net Surplus has reached almost Php 40 million pesos which reflects a 21.5% increase. Regarding our Total Income, Botica De San Dionisio had the highest percentage increase of 61%. Meanwhile, our investments gained an 11% increase and the loans by 4%. However, our total cost decreased by 1%. As a result, our Interest on Share Capital and Patronage Refund increased by more than 22%.

With regards to the “Final Clean-up of Members’ Accounts”, we availed the services of a collection agency after the final amnesty was launched. Currently, our Portfolio at Risk (PAR) has decreased by 4% compared to 2016. Aside from these, the combined deposits, share capital and collateral of members who borrowed is still more than the total PAR.

With respect to the assessment of the competencies and weaknesses of our officers, managers, and employees, the status of our pertinent programs is as follows:

1. Conduct of Training Need Analysis or TNA2. Expansion of the SDCC Training, Research and Development (TRD) center3. Strengthening every element of BEEF (Business, Employment, Education, Food)4. Further Study piloting of the Supply Chain/ Value Chain under the icd-SCoPE (integrated cooperative development of a Supply

Chain of Paranaque/Philippine Enterprises)5. Crafting and Assessment of the code of ethics, code of governance and code of conduct for the officers and members.6. Creation of the SDCC Community Environment Response Team (CERT) under the umbrella of SHEPHERD (Safe Haven

Environment Protection, Holistic and Energetic Response to Disasters)7. Continuing the improvement of the systems and procedures8. Tapping of partners specially those who could help in the capability-building of our leaders

As a final note, I wish again thank you all and especially to the Almigthy for unending guidance.

More power to everyone and to SDCC!

Garibaldi O. Leonardo, DBATagapangulo, Lupong Patnugutan


MENSAHE

Malugod na pagbati at matagumpay na 2017 sa lahat ng kasapi, opisyales, kawani at mga katuwang ng San Dionisio Credit Cooperative (SDCC) !

“Sa bawat kasapi at mamamayan, may serbisyong nakalaan” ....... iyan ang layunin at direksiyong pinagsikapan ng inyong Pamunuan na maipagkaloob sa mga kasapi at iba pang stakeholder.

Sa loob ng mahigit 56 taon, serbisyo pa rin sa mga kasapi at komunidad ang pokus ng lahat ng mga pagpaplano at gawaing isinagawa ng Pamunuan ...... ang layuning maiangat ang antas ng buhay ng mga kasapi, sa aspetong pampinansisyal, kultural, sosyal, politikal at ispirituwal.

Mahirap sukatin ang lalim ng naabot o naisakatuparan na sa mga layuning nabanggit, tanging ang mga kasapi lamang ang siyang makapagsasabi kung paano nabago ng SDCC ang kanilang buhay....ngunit ako’y naniniwala na sa pananatiling matatag sa pagsasabuhay ng mga pangkooperatibang prinsipyo at pagpapahalaga, na nasasalamin sa iba’t-ibang aspeto ng ating buhay sa Kooperatiba, ay unti-unti nating makakamtam ang matayog nating mithiin.

Muling naging matagumpay ang operasyon ng taong 2017. Ang SDCC ay ginawaran ng CODIS Federation of Cooperatives ng “Seal of Sustainability for Good Governance and Management” noong Marso 8, 2017. Patuloy tayong binibigyan ng parangal ng iba’t-ibang Pederasyon.

Nakamit ng SDCC ang mga susmusunod noong 2017: Sa larangan ng kalakasang pampinasyal, ang ating kabuuang ari-arian ay tumaas nang 10.2% mula sa taong 2016 na umabot na ng Php 1.908 B; nakapagpautang tayo sa 6,932 na mga kasapi ng Php 720.993M na 8.8% na mas mataas sa nakaraang taon; kabuuang deposito na umabot na ng Php 1.304 B na may 6.0% pagtaas kung ihahambing sa 2016; kabuuang saping puhunang Php 384.043 M na mas mataas nang 11.01% laban sa 2016; kabuuang kita na Php 143.215 M na may 9.28% pagtaas laban sa 2016 at linis na kitang Php 39.54 M na tumaas nang 21.60% sa paghambing sa 2016.

Sa larangan ng pagpapalakas ng kakayanan ng ating mga opisyales at kawani, patuloy ang pagsasanay na nakatuon sa espesyalisasyon sa hawak na tungkulin.

Sa larangan ng pagpapalakas ng kasapian, sa pagtatapos ng taon ay mayroon na tayong 19,003 mga kasapi. Patuloy na pinalalakas ang sistemang Pook -Tulungan. Sinisikap na magkaroon ng karagdagan at tuloy-tuloy na pagsasanay para sa mga lider at mga kasapi.

Sa larangan ng gawaing pangkomunidad, nakatuon tayo sa pagpapalakas ng kaalaman ng mga kasapi at komunidad sa kahalagahan ng “environmental preservation,” pagpapanatili at pagpapahalaga sa mga kultural na mga gawain, at paghahanda para maibsan ang epekto ng mga sakuna.

Ang matayog nating mithiin ay unit-unti nating nakakamtam dahil sa pagtutulungan at pagsisikap nating lahat (kasapi, opisyales at kawani), kasama ang mga katuwang na samahan.

Sa darating na 2018, sama-sama tayong patuloy na palalakasin ang SDCC .... lakas na mula sa mga kasapi.

May mga pagsusubok sa hinaharap, pagsubok na kayang-kaya nating harapin dahil tayo ay nagkakaisa , nagtutulungan at isinasabuhay ang prinsipyo at values ng Kooperatiba.

Sampu ng mga kawani, Maraming Salamat at patnubayan tayo ng Poong Maykapal!!


Greetings of a warm and successful 2017 to all members, officers and staff, and partners of San Dionisio Credit Cooperative (SDCC).

“Sa bawat kasapi at mamamayan, may serbisyong nakalaan” ....such is the goal and direction of your Leadership’s efforts to be able to answer the needs of members and other stakeholders.

The Leadership is committed to this purpose and direction. In fact, for the past 56 years, with all its plans and undertakings, the focus has remained at the service of our members and the community at large.....with the aim to uplift their lives financially, culturally, socially, politically and spiritually.

Though it’s impossible to measure the depth of what had been achieved and realized among these goals; only the members can say how SDCC has brought remarkable changes in their lives...and I believe that by remaining firmly grounded on cooperative principles and values, as reflected in different aspects of our Cooperative life, we will slowly but surely achieve our noble aspirations.

Again, 2017 was indeed a year of achievement and of success to all of us. The SDCC was again awarded by CODIS Federation of Cooperatives with the “Seal of Sustainability for Good Governance and Management” last March 8, 2017. We have been consistently receiving recognitions from different Federations.

The SDCC accomplishments for 2017 are the following: In the financial aspect, our total assets has increased by 10.20% since 2016, and has reached 1.908 B; we have loaned out Php720.993 M to 6,932 members, which was 8.8% higher as compared to that of the previous year; total deposit of Php1.304 B, which was 6.0% higher versus 2016; total Share Capital of Php 384.043 M was 11.01% higher as compared with 2016; gross income had Php 143.215 M, with 9.28 % increase versus 2016 and net income of Php 39.54 M that increased by 21.60% in comparison with 2016.

In the field of professional growth, our officers and staff had been undergoing trainings that focused on their fields of specialization.

In the aspect of membership development, the number of members has reached 19,003 towards the end of 2017. The Pook-Tulungan system was being strengthened such that efforts were being made to give the leaders and members additional and continuous trainings.

In the area of community building, we are now concentrating on increasing literacy of members and the community in the aspects of environmental protection, cultural preservation and disaster preparedness.

We will gradually progress in the achievement of our noble aspirations, because all of us (members, officers and staff) strive to work together with our partner organizations.

This 2018, let us continue to work hand-in-hand to strengthen SDCC... a strength that emanates from its membership.

We will be faced with challenges, but can surpass all these because we stand united in helping one another overcome these by living out the principles and values of the Cooperative.

On behalf of all the staff, thank you very much and may God bless us all!

CIELITO L. GARRIDO Chief Executive Officer


Isang taos-pusong pagbati sa lahat ng bumubuo ng San Dionisio Credit Cooperative (SDCC) – mga opisyales, kawani at mga kasapi!

Tayo ay napakapalad at isa na namang matagumpay na taon ang 2017 para sa ating lahat. Nakapagsagawa ng 12 regular at 31 na espesyal na pulong ang inyong Lupon sa loob ng taong ito. Sa mga pagpupulong na iyan ay tinalakay, pinag-aralan at inaksiyunan ng Lupon ang mga bagay-bagay na may kinalaman sa pamamahala ng ating Kooperatiba. Isang daan at walumpu’t siyam (189) na resolusyon ang naging resulta nito na matutunghayan sa susunod na pahina.

Matagumpay na nakapagsagawa ng strategic planning ang inyong Lupon na nilahukan ng lahat ng opisyales ng iba’t-ibang Komite at mga kawani, at ang pinagtibay na direksiyon ng ating Kooperatiba sa loob ng susunod na limang (5) taon, 2017-2021, ay inilalarawan ng “Interplay”.

Bilang pagbibigay-diin at muling pagpapaliwanag, ang naturang “Interplay” ay batay sa ating bagong pananaw na kung saan nakikita natin ang SDCC na isang makabago at pandaigdigang lider-kooperatiba, na ang mga kasapi ay nagkakaisa at nakatuon sa pag-angat ng antas ng buhay, na siyang ating pinakamatayog na adhikain. Upang maiangat ang antas ng buhay (ng ating mga kasapi at ng kanilang komunidad), mahalaga ang panlipunang pagbabago at pangangalaga ng kapaligiran. Sa panlipunang pagba-bago, bukod sa tulong ng ating mga katuwang, pormal nating ipinatupad ang konseptong ipinamana ng ating mga “Founders”, ang tinaguriang “Cooperative Cake” na umiikot sa pangkabuuang pagpapaunlad ng tao. Kasalukuyang nakatuon sa konseptong ito ang ating mga pangunahing proyekto tulad ng BEEF, icd- SCoPE, CARE at SHEPHERD. Maisasagawa lamang natin ang mga ito kung ang SDCC ay may katatagang pampinansyal na masusukat ng mga batayang sumasailalim sa LIPS (Liquidity, Increasing growth, Profitability, Solvency).

Tungo sa tuloy-tuloy na katatagang pampinansyal, masusi nating pag-aaralan at maingat nating ipatutupad ang mga sumusunod.

a. Karampatang pagpapaunlad ng mga produkto at pagpapalawak ng nasasakupanb. Mga bagong pamuhunanc. Pagpapalakas ng mga kasapi, lider, pook-tulungan (kung saan napapaloob ang mga kasapian at lider) , at kawani sa ilalim ng

pormal na pagpapatupad ng konseptong “Tripod of Success” na mangangailangan ng akmang pagbalangkas at paghahatid ng mga karampatang “learning modules” dito. Sa pagpapalakas ng kakayahan, ay malaki ang papel na gagampanan ng ating sariling Escuela De San Dionisio at ng ating SDCC Training, Research and Development Center; lalo na sa larangan ng “Leadership Succession, Training Needs Analysis, Marketing Research at Enterprise Development.”

Isasagawa natin ang lahat ng ito habang nananatili tayong matatag na nakatuntong sa mga pinahahalagahan at prinsipiyo ng mga kooperatiba na sinasalamin sa ating Code of Ethics, Code of Conduct at Code of Governance, kasama na ang pagpapalaganap sa ating tatak na WISE MENTOR at pagtataguyod sa Gender Equality.

Matutunghayan sa mga ulat ng iba’t-ibang Komite at ng Tagapamahala ang mga naisagawa na natin sa taong 2017. Ito ay sa mga sumusunod na aspeto:

1. GENDER AND DEVELOPMENT:Sa pangunguna ng Gender and Development (GAD) Committee, at sa tulong ng Education Committee (EDCOM), ay sinisikap

natin na ang ating samahan ay maging “Gender Sensitive And Responsive”. Sinimulan ito sa pagsasagawa ng Training of Trainers (TOT) sa hanay ng GAD Committee, EDCOM at Speakers’ Bureau, at mga kawani ng Membership Development & Member Support Services (MDMSS) at Communication & Knowledge Center Management (CKCM); at sa mga oryentasyon at pagsasanay sa mga kawani, opisyales at mga lider ng mga Distrito. Tinutukan din ng Lupon ang pagsasatitik ng mga polisiya na lalong magsusulong sa GAD.

2. CODE OF ETHICS FOR OFFICERS &MEMBERS AT CODE OF GOVERNANCE:Sa pangunguna ng Ethics Committee (EC), nailatag at naaprubuhan na ng Lupong Patnugutan ang Code of Ethics para sa mga

opisyales. Ito ang magiging gabay ng mga opisyales sa nararapat na asal. Para naman sa patuloy na pagpapabuti ng Code of Ethics para sa mga kasapi ay naglatag na rin ang Komite ng “Diagnostic Tool”. Ang Code of Governance naman ay naibalangkas na rin at kinakailangan na lamang ng pagsusuri.

3. CODE OF CONDUCT FOR MEMBERS & OFFICERS:Ang Mediation & Conciliation Committee (MCC) naman ang nanguna sa pagbuo ng Code of Conduct for Members & Officers.

Ito ay gabay sa maayos na pagdinig at paglutas ng mga gusot o alitan na maaari nating maranasan sa hinaharap. Nakapagsagawa na ng ilang pagpupulong ang Lupong Patnugutan upang suriin ang nailatag na Code. Nakakatuwang sa taong 2017 ay walang reklam-ong nakaabot sa MCC.

ULAT NG LUPONG PATNUGUTAN


4. POOK-TULUNGAN:Naging abala naman ang Pamunuan ng Kapulungan ng mga Pook-Tulungan Lider (PKPTL) sa mga proyektong patungkol sa

kaligtasan ng pamayanan at pagsagip sa kalikasan, gaya ng Oplan Linis Bara Para Iwas Baha, feeding program at clean-up drive; at pangangalaga sa mga PT Lider lalo na ang mga nagkaroon ng karamdaman at mga nasunugan. Katuwang din ang PKPTL ng Shep-herd Committee sa paglulunsad ng programa na may kinalaman sa paghahanda sa kalamidad.

Mahalaga ang naging partisipasyon ng 586 na mga PT Lider at ilang mga kasapi sa mga “show of force” upang tutulan ang pag-bubuwis sa mga kooperatiba.

5. PANGANGAILANGANG PAGSASANAY (TRAINING NEEDS ANALYSIS) NG MGA OPISYALES AT POOK-TULUNGAN LIDER:Ang Committee on Organizational Strengthening (COS) ay nagsagawa ng pag-aaral at pagsusuri sa pangangailangang pag-

sasanay (Training Needs Analysis) ng mga opisyales at PT Lider. Ito ay upang mapalakas ang kakayahan at kaalaman ng mga PT Lider sa lalong ikakabuti ng pagganap sa kani-kanilang tungkulin sa Kooperatiba. Sang-ayon sa pag-aaral, mahalagang tutukan ang kasanayan sa komunikasyon; pagpapatakbo at pamamahala ng PT; pagbubuo ng target kasama ang pagtutuos ng badget at pagsasagawa ng maayos na paliwanag; paggawa ng madali at simpleng pag-uusap ng mga hangarin at polisiya; paghahanay ng mga programa sang-ayon sa prayoridad; pagsusuri ng mga programa; at pagpapalakas ng relasyong pangkasapian. Kinakailangang bigyan ng pansin ang mga nabanggit bilang paghahanda at pagseguro sa maayos na “Leadership Succession”.

6. EDUKASYON AT PAGSASANAY:Naging abala ang Education & Training Committee (EDCOM) sa pagbubuo at pagpapabuti ng mga modyul at materyales na

kinakailangan sa pagsasanay ng mga papasok na mga kasapi, kawani at opisyales. Katuwang din ng iba’t-ibang komite sa lahat ng mga gawaing ukol sa pagpapalakas ng kaalaman ng lahat, gaya ng may kinalaman sa GAD, SHEPHERD, PT System, Organizational Strengthening, CBDSS, at iba pa. Sinisiguro rin ng Komite, sa pangunguna naman ng Speakers’ Bureau, na may mga tagapagsalita, na nagdaan sa mga pagsasanay, sa bawat gawaing pang-edukasyon ng Kooperatiba.

7. PAGPAPALAKAS NG MGA OPISYALES AT KAWANI:Bukod sa mga pagsasanay na isinagawa sa ating tanggapan, ipinadala rin ang mga opisyales at kawani sa ibat’t-ibang mga pagsasan-

ay at pagpupulong (lokal at internasyonal) na may kinalaman sa espesyalisasyon sa mas maayos na pagganap ng tungkulin ng bawat isa.

8. TRAINING, RESEARCH AND DEVELOPMENT:Binuo at lalong pinapalakas ang SDCC Training, Research and Development (TRD) Center. Tinulungan ang unit na ito ng mga

consultant, gaya ni Dr. Eduardo “Ned” Roberto at G. Raul Manikan, sa pagsasagawa ng mga research at case study na nagagamit sa pagbubuo ng mga bagong programa, serbisyo at produkto para sa mga kasapi.

9. PAGPAPALAKAS NG KASAPIAN:Tinutukan naman ng Sports Committee ang mga gawaing magpapalakas ng kasapian sa pamamagitan ng paglulunsad ng mga

ligang pangkalakasan sa iba’t-ibang larangan, gaya ng basketball, volleyball, dart, chess, badminton, fun run at Zumba. Layunin nitong magkakilanlan ang mga kasapi ng iba’t-ibang distrito, maging magkakaibigan at mapalakas ang pagkakaisa.

10. KATATAGANG PAMPINASYAL:Sinusubaybayan ng Lupong Patnugutan ang katatagang pampinasyal ng Kooperatiba. Sa pangununa ng Credit Committee

(CRECOM), nakapagpautang tayo sa 6,932 na mga kasapi ng halagang Php 720.993 M. Tinutukan din nito, katulong ang Tagapama-hala, ang pagpapababa ng Portfolio At Risk (PAR) o mga utang na may liban o kulang sa pagbabayad. Natapos ang Amnesty Program noong Marso 31, 2017. Naging tagumpay naman ang mga pagsisikap dahil mula sa 28.64% na PAR ng 2016, ito ay naging 26.82% sa pagtatapos ng taong 2017. Ang Tagapamahala naman ay naipatupad o nasimulang ipatupad ang mga nakalatag na plano, ang mga “temporary excess fund” na hindi muna nagamit sa pagpapautang ay nailagak sa mga pamumuhunan, at makatwirang paggastos, na nakatulong sa pagbibigay ng karagdagang kita sa Kooperatiba. Tunghayan ang ulat pampinansyal sa susunod na pahina para sa mga detalye.

11. BUSINESS, EMPLOYMENT, EDUCATION, FOOD (BEEF):Inatasan ng Lupong Patnugutan at nanguna ang Committee on Business Development & Social Services (CBDSS) sa pag-

aaral at pagpapatupad ng programang BEEF na naglalayong tumugon sa mas nangangailangang mga kasapi sa aspetong Business, Employment, Education at Food. Nabalangkas at pinagtibay ang mga alituntunin at pamamaraan ng pagpapatupad ng polisiya at regulasyon. Patuloy ang suporta sa mga kasaping may maliliit na negosyo. Nasimulan na rin ang pagpapatupad ng scholarship program sa anak ng mga kasapi, sa tulong ng San Juan De Dios Educational Foundation, Inc. Nakipagtulungan din tayo sa EMS Manufacturing Processes, Inc. para makatulong sa mga kasapi o anak ng kasaping nangangailangan ng hanapbuhay. Kung patuloy na maisasagawa ito, masisiguro natin na makapaglalaan ng sapat na halaga ang kasapi para sa pagkain ng pamilya.



12. VALUE/SUPPLY CHAIN:Nilalayon nitong ang mga produkto ng mga kasapi at ibang kooperatiba ay makarating sa merkado. Ang ating Botica De San

Dionisio ang nagsisilbing “showroom” upang ipakilala ang mga nabanggit na produkto. Ang Value/Supply Chain ay hindi lamang nakatutok sa daloy ng produkto, kasama riyan ang daloy ng salapi, serbisyo, at impormasyon. Pinangungunahan ng Lupong Pat-nugutan, Tagapamahala at Community Program & Services Team ang pagsasabuhay nito. Nagpasagawa rin ng Supply Chain Study upang maging gabay sa tamang pag-iimplementa. Minabuti rin na may sariling produkto ang ating Kooperatiba – yan ang Sinag Dishwashing Liquid, upang mas matutukan ang pagsisimula ng Supply Chain batay sa ginawang pag-aaral.

13. SAFE HAVEN ENVIRONMENT PROTECTION AND HOLISTIC ENERGETIC RESPONSE TO DISASTER (SHEPHERD):Sa pangunguna ng SHEPHERD Committee, nakabuo ng mga polisiya at nagkaroon ng dokumentasyon ukol sa Assistance to

Disaster-Stricken Communities, First Aid Stations, SOP for Individualized Kits for CERT, Deployment of Rescue Boats, kasama ang comparative costs & specifications. Patuloy na isinasagawa ang mga gawaing may kinalaman sa pangangalaga sa kapaligiran at paghahanda sa mga sakuna, gaya ng baha, bagyo, lindol, at iba pa. Nagkaroon ng mga pagsasanay sa hanay ng ilang kawani, opisy-ales at boluntir. Nakabuo na tayo ng SDCC Community Environment Response Team (CERT) na patuloy na dumadaan sa mga pagsasanay sa tulong ng Health Emergency Medical Services (HEMS) at Philippine Red Cross. Nabuo rin ang 17-Point Guidelines na gagabay sa Pook-Tulungan (PT) sa aktibong pakikilahok at pag-oorganisa upang pagaanin ang epekto ng kalamidad sa kani-ka-nilang lugar. Ang mga kawani ay ginagabayan din ng Komite sa regular na pagsasagawa ng Fire Drill at Earthquake Drill.

14. MGA KATUWANG (PARTNERS):Malalaki ang mga gawaing nasimulan at patuloy na isinasagawa ng liderato, sa tulong ng mga opisyales at Tagapamahala. Ma-

halagang bahagi ng ikatatagumpay ng mga ito ay ang ating mga katuwang o partner. Ito ang mga organisasyong may mas malalim na kasanayan o network na makatutulong sa pagpapatupad nito. Nandiyan ang Trias Southeast Asia na kaagapay natin para sa Val-ue/Supply Chain. Ito ay katuwang natin sa loob ng limang (5) taon, 2017-2022, sa aspetong pampinansiyal at teknikal. Ang CODIS Federation of Cooperatives at Polytechnic University of the Philippines (PUP) na para naman sa mga gawaing may kinalaman sa research at case study; ang AMA Computer College Paranaque at Arandia College Inc. na para naman sa K11 at K12 “Immersion Program”, na isa sa mga pamamaraan upang mas maintindihan at mahikayat ang mga kabataan na maging kasapi ng SDCC.

15. PATULOY NA PAGPAPABUTI NG MGA SISTEMA:Binuo ng Lupon ang Enterprise Improvement Committee upang makatulong ng Lupong Patnugutan at ng Management Infor-

mation System (MIS) Team sa pag-usad, pag-ayos at paglikha ng mga sistemang angkop sa operasyon sa pangangalaga ng kasapian at gawaing pinansiyal. Katuwang din ang Komite sa pagsasaayos ng mga plano at programang nailatag ng iba’t-ibang Komite.

16. PROTEKSIYON SA INTERES NG KASAPIAN AT KOOPERATIBA:Kinikilala ng Lupong Patnugutan ang kahalagahan ng pagtataguyod ng Risk Culture sa SDCC batay sa ating “cooperative val-

ues at principles”. Binuo ang Risk Management Committee na may tungkuling protektahan ang interes ng mga kasapi at ng Koop-eratiba laban sa anumang panganib. Pinagtuunan nito ang pangangailangan sa pagdodukumento ng Procedures on Management Process and Risk Register, mabilisang pagsusuri ng mga proseso ng Risk Management at pagbibigay ng paunang listahan ng mga panganib batay sa mga kasalukuyang gawain ng iba’t-ibang Komite.

Tinitiyak din ng ating Lupong Patnugutan, sa tulong pa rin ng ibat’-ibang Komite at ng Tagapangasiwa, na tayo ay may akmang paghahanda para sa banta ng panganib na maaaring makaapekto sa mga kasapi at sa ating Kooperatiba.

Patuloy ang tagumpay nating natatamasa dahil kaagapay natin ang Election Committee na sinisiguro na may patuloy na tatanggap ng mga posisyon sa pamumuno ng ating samahan, at ang Audit Committee na masusi, tuloy-tuloy at masipag na su-musubaybay sa mga polisya at operasyon, at inaalam kung ang “Internal Control” ay maayos na nasusunod at naisasagawa.

Sa lahat ng mga gawaing ito, sinisiguro ng Lupong Patnugutan na batay ang mga ito sa mga pinahahalagahan (values) at prin-sipyo (principles) ng kooperatiba. Mahalaga ang alalay ng Advisory Council sa aspetong ito, lalo na sa mga usaping may kinalaman sa pagpapalakas ng edukasyon, Pook-Tulungan, at “volunteerism”.

Gabay ng inyong Lupong Patnugutan ang 5-year Strategic Plan na nilalarawan sa Interplay 2017-2021, at sa sama-samang paggawa ng mga opisyales, kawani at mga kasapi, ay makakamtam natin ang mga balakin sa ikakabuti ng buhay at pamumuhay ng ating mga kasapi at ng komunidad.

Muli, sampu ng lahat ng Kagawad ng Lupong Patnugutan, nagagalak kami na isang matagumpay na 2017 ang aming inuulat sa inyong lahat.

Maraming salamat sa patuloy ninyong pagtangkilik at suporta, at lalo na sa tuloy-tuloy na paggabay ng Poong Maykapal!

Mabuhay ang SDCC! Mabuhay tayong lahat!



A heartfelt greetings to all members, staff and officers of San Dionisio Cooperative (SDCC)!

We have been privileged for another successful 2017. This year we had accomplished 12 regular and 31 special meetings. These meetings were opportunities for the Board to discuss, review and respond to relevant cooperative management issues. As a result, there were exactly 189 Board Resolutions approved which could be seen in the next few pages.

The Board had successfully organized a strategic planning which was attended by all officers from various committees and staff. This event had also produced a 5 year management direction (2017-2021) as described in the “Interplay”.

The Interplay is based on our new SDCC vision where cooperative leadership is witnessed as innovative and global through which members are united in and committed to, the upliftment of the quality of life, which is our noblest goal. These could only be realized through social transformation and environment protection. Aside from the support of our cooperative partners and as part of the social transformation, we would institutionalize the concept introduced by our “founders” called “Cooperative Cake”. This concept revolves around total human development. Currently, our projects such as BEEF, icd- SCoPE, CARE and SHEPHERD are all anchored in this concept. This could only be sustained if the SDCC remained to be financially sustainable as guided by the LIPS (Liquidity, Increasing growth, Profitability and Solvency).

To achieve financial stability the following measures have to be carried out:a. Appropriate product-market developmentb. New investmentsc. Strengthening the members, leaders, pook-tulungan and employees under the concept of “Tripod of Success” that requires

proper drafting and executing the necessary “learning modules”, where Escuela De San Dionisio and SDCC Training Research and Development Center will play an important role, especially in the field of “Leadership Succession, Training Needs Analysis, Marketing Research and Enterprise Development.”

All of these shall be accomplished while keeping ourselves firmly grounded with the cooperative values and principles as reflected in our Code of Ethics, Code of Conduct and Code of Governance, carrying our distinct mark as WISE MENTOR and the promotion of Gender Equality.

The following are the 2017 accomplishments of various Committees and Management, details of which could seen in next pages:

1. GENDER AND DEVELOPMENTLed by the Gender and Development Committee while supported by the Education and Training Committee (EDCOM), the

Cooperative is doing its best to be gender sensitive and responsive. This was started by the conduct of Training of Trainers (TOT) for the GAD Committee, EDCOM SPEAKERS’ Bureau, the staff of Membership & Member Support Services (MDMSS) and Communication & Knowledge Center Management (CKCM); and the orientations and trainings of the staff, officers and District Leaders. The Board likewise focused on the formulation of policies that will advance the cause of GAD.

2. CODE OF ETHICS FOR OFFICERS AND MEMBERS AND CODE OF GOVERNANCEHeaded by the Ethics Committee, the Code of Ethics for Officers had been laid-down and approved by the Board. This will serve as

guide for the proper conduct of officers. To continuously improve the Code of Ethics, the Committee developed a diagnostic tool. The Code of Governance has been drafted and will undergo proper evaluation of the Board.

3. CODE OF CONDUCT FOR MEMBERS AND OFFICERSIt was the Mediation & Conciliation Committee (MCC) who headed the development of the Code of Conduct for Members &

Officers. This will serve as guide in handling conflicts that may be encountered in the future. The Board has had several deliberations on the draft of the Code. It is good to note that there were no complaints that reached the MCC.

4. POOK-TULUNGANThe Pamunuuan ng Kapulungan ng mga Pook-Tulungan Lider (PKPTL) had been busy with projects focusing on community safety

and environmental protection which included Oplan Linis Bara para Iwas Baha, Feeding Program and Clean-Up Drive; caring for the PT leaders especially those with sickness and victims of fire. The SHEPHERD Committee had been a partner of PKPTL in their programs that involved calamity preparedness.

Participation of 586 PT Leaders and members in the “show of force” contributed a lot to the cause against repealing the tax exemption of the cooperatives.

5. TRAINING NEEDS ANALYSIS FOR OFFICERS AND POOK-TULUNGAN LEADERSThe Committee on Organizational Strengthening conducted a study on training needs analysis of officers and PT Leaders. The

purpose is to strengthen the knowledge and skills of PT Leaders in the performance of their duties in the Cooperative. The study shows the importance of giving emphasis on communication skills; PT management; planning of targets with their corresponding budgets and rationalizations; conduct of simple meetings to discuss goals and policies; prioritization of programs; assessment of programs; strengthening member relations. It is imperative to give the above due importance to ensure preparation for a proper “Leadership Succession.”

6. EDUCATION AND TRAININGThe Education and Training Committee (EDCOM) had been busy with the development and improvement of the modules and

materials needed in the training of new members, employees and officers. The work of knowledge and skills enhancement was in collaboration with various committees like: GAD, SHEPHERD, PT System, Organizational Strengthening, CBDSS and others. The committee ensures that, with the Speakers’ Bureau, trained speakers are available for every educational activity of the Cooperative.




7. STRENGTHENING THE OFFICERS AND EMPLOYEESAside from the regular trainings conducted in the office, officers and employees were sent to various trainings and conferences both

local and international, that are relevant to their individual duties and responsibilities.

8. TRAINING, RESEARCH AND DEVELOPMENT.The SDCC Training, Research and Development (TRD) had been formed and made stronger. All these had been possible through

the assistance of the SDCC consultants: Dr. Eduardo “Ned” Roberto and Mr. Raul Manikan. The research and case studies conducted were utilized as bases for the new programs, services and products for the members.

9. STRENGTHENING THE MEMBERSThe sports committee focused on physical activities through various sports leagues like Basketball, Volleyball, Dart, Chess, Badminton,

Fun run and Zumba. This aimed at promoting camaraderie and unity among members from different districts.

10. FINANCIAL STRENGTHThe Board had continually monitored the financial stability of the Cooperative. Headed by the Credit Committee (CRECOM), it

had loaned out to 6,932 members the amount of Php 720.993 M. Attention was also given with the help of the Management in decreasing the Portfolio at Risk (PAR) i.e. those who missed or lacked loan payments. The Amnesty program ended last March 31, 2017. All these efforts had successfully resulted from a 28.64% PAR in 2016 to 26.82% towards the end of 2017. The Managent had also implemented or began to implement the plans. The temporary excess fund that were not loaned out became part of the investment, and reasonable expenditures, gave additional income for the Cooperative. Please find attached financial report details in the next pages.

11. BUSINESS, EMPLOYMENT, EDUCATION, FOOD (BEEF)The Committee on Business Development and Social Services had been tasked by the Board to lead studies on and in the implementation

of the BEEF program with the purpose of responding to Business, Employment, Education and Food needs of the members. The guidelines and procedures to implement the rules and policies had been approved. Members with small businesses had continually gained the support of the Cooperative. Also, the scholarship program had started to be implemented for the members’ children with assistance from San Juan De Dios Educational Foundation, Inc. We collaborated with EMS Manufacturing Processes, Inc. to help members and their children gain employment. If all these would continue, we could assure additional income for food of the members’ family.

12. VALUE/SUPPLY CHAINThis aimed at bringing to market the products of our members and those of various cooperatives. Botica De San Dionisio had

served as the showroom of products. Aside from focusing on the delivery of the products, theValue/Supply Chain includes circulation of money, services and information. The Board of Director, the Management and the Community Program and Services Team lead in operationalizing it. A Supply Chain Study was done as a guide towards its proper implementation. Our Cooperative thought of having our own products to sell, like the Sinag Dishwashing Liquid, to initiate and focus on the Supply Chain based on the study.

13. SAFE HAVEN ENVIRONMENT PROTECTION AND HOLISTIC ENERGETIC RESPONSE TO DISASTER (SHEPHERD)Headed by the SHEPHERD Committee, a policy was developed and documentation was made on assistance to disaster-stricken

communities, First-Aid Station, SOP for Individualized Kits for CERT, Deployment of Rescue Boats, including comparative costs and specifications. Also, this committee continued to be involved in operations regarding environmental protection and disaster preparedness like floods, storms, earthquakes and among others. Because of the continuous trainings done among employees, officers and volunteers, SDCC organized the Community Environment Response Team (CERT) wherein trainings were provided by the Health Emergency Medical Services (HEMS) and Philippine Red Cross. We also set the 17-point guidelines for PTs to lessen the impact of calamities in their respective areas. Finally, the conduct of regular Fire Drills and Earthquake Drills were also done among our employees under the supervision of the committee.

14. PARTNERSMuch had been done and will still be done by the Leadership, Officers and the Management. Part of the success of these big plans

was the important participation of our partners. These partners are organizations who are experts in their fields and have a wide network to help us materialize our plans. We had the support of Trias Southeast Asia who supported us with Value/Supply Chain. They will be our partner for the next 5 years beginning 2017 to 2022 in the financial and technical aspects. We also had the CODIS Federation of Cooperatives and Polytechnic University of the Philippines (PUP) for the conduct of research and case studies. The AMA Computer College Paranaque and Arandia College Inc. are our partners for the K11 and K12 immersion program with the goal of making young people understand and be encouraged to be members of the SDCC in the future.

15. CONTINUED IMPROVEMENT OF THE SYSTEMCreated by the Board, the Enterprise Improvement Committee is committed in helping the Board and the Management Information

System Team (MIS) in advancing, fixing and creating applicable systems in the operation of proper maintenance of finances and financial activities. They are also responsible in assisting the board in organizing the plans and programs provided by the different committees.

16. PROTECTION OF THE INTEREST OF THE MEMBERSHIP AND COOPERATIVE The Board recognizes the importance of maintaining the Risk Culture in the SDCC based on the Cooperative Values and Principles.

The Risk Management Committee was created as responsible in protecting the interest of the members and the cooperative. This committee is mainly concerned in documenting the Procedures on Management Process and Risk Register, immediate inquiry as regards Risk Management processes and provide initial list of the risks based on the current activities of the different committee.

The Board guarantees that with the support of the different committees and the management, we have made enough preparations against any danger that may directly affect our members and the cooperative.



We will remain successful in all our endeavors because of the support of the Election Committee who assure us of members who would be willing to accept the responsibility as leaders of the cooperative, and the Audit Committee who would thoroughly ensures and and continually monitor the policies and operation, and regularly check if the internal controls are properly implemented and followed.

The support of the Advisory Council plays an important role in this aspect, especially in terms of education, Pook-Tulungan and volunteerism.

With all these activities, the Board of Directors ensure that these are all aligned with the cooperative values and principles.

The Board has been guided by the 5-year strategic plan as reflected in the interplay 2017-2021 and by the united effort of the officers, employees and members. We will achieve all our plans towards the betterment of the lives of members and the community.

Again, together with all the members of the Board, we are pleased to report a successful 2017.

Thank you so much for your support and to God who has continually guided us!

Para sa Lupong Patnugutan,In Behalf of the Board of Directors,

GARIBALDI O. LEONARDO, DBATagapangulo / President


BOARD RESOLUTIONS

MGA RESOLUSYONG INAPRUBAHAN NG LUPONG PATNUGUTAN SA TAONG 2017

APPROVED BOARD RESOLUTIONS FOR YEAR 2017

JANUARY 2017#001 (January 5, 2017-001) - Proposed Partnership between SDCC and BF Traders

Napagkasunduan ng Lupong Patnugutan ng SDCC at BF Traders Multi-Purpose Cooperative at pinirmahan ang Memorandum of Agreement na naglalarawan ng kasunduan ng dalawang kooperatiba. Napagkasunduan din ng dalawang panig na bukas sila sa pag-amienda ng nasabing kasunduan sa hinaharap lalong-lalo na kung ito ay may kinalaman sa pagbabago.

A Memorandum of Agreement was signed by the Board of Directors of SDCC and BF Traders Multi-Purpose Coop to strenghten partnership of both parties. It has also been agreed upon that for the purpose of improvement amending the MOA in the future would be highly possible.

#002 (January 5, 2017-002) - Filed case of Ms. Evelyn De Leon-Alejandro against SDCC regarding with Sucat Property

Matapos pag-aralan ang “Answer with Counterclaim (for Defendant San Dionisio Credit Cooperative) with cross-claim against Defendant Edmila De Leon” na inihanda ng ating mga abogado ay ipinagkaloob ng Lupong Patnugutan ang kanilang pahintulot na i-file ang nasabing pleading sa korte.

After reviewing the “Answer with Counterclaim (for Defendant San Dionisio Credit Cooperative) with cross-claim against Defendant Edmila De Leon” prepared by our Legal Counsels, the Board of Directors gave their approval to file the said pleading in the court.

#003 (January 12, 2017-004) - Presentation of Rehub with their final draft of Highest and Best Use Study in SDCC Sucat Property:

Para sa isang konserbatibong pagtatantya, hiniling ng Lupong Patnugutan sa ReHub na pag aralan ang posibilidad na kalahati muna ng kabuuang sukat ng lupa ang tatayuan ng tatlong palapag na gusali subalit ang pundasyon ay kakayanin ang anim na palapag na may kombinasyong pang komersiyal at pang-opisinang probisyon sa pagpapaupa nang tatlong taon, at may apatnapung taong efficiency/occupancy rate. Hiniling din na maglaan ng espasyo para sa elevators.

Ang natitirang kalahati ay gagamitin para sa parking space. Inaasahang kikita ito ngunit kung hindi ay pinagpaplanuhang tayuan din ito ng bagong gusali.

Hihintayin ng Lupon ang resulta ng pag-aaral ng ReHub para sa Sucat property matapos ang dalawang linggo.

Based on a conservative estimate, the Board requested ReHub to consider the possibility of utilizing only half of the property by constructing a modest three storey building, although with a foundation fit for six floors. The building is intended to be for Commercial and Office Leasing use of at least three years, at 40 years efficiency/occupancy rate, and with provision for elevators.

The remaining space will be used as parking space and expected to generate income, if not, SDCC plans to build a new building using said parking space.

The Board will wait for the result of the feasibility study of Rehub for the Sucat Property after two weeks.

#004 (January 12, 2017-005 item #1) - Other Matters: Proposed Job Fair from Hyundai

Buong pagkakaisang pinagtibay ng Lupong Patnugutan na magdaos ng Job Fair sa pakikipagtulungan ng Hundai West.

The Board unanimously approved to conduct a Job Fair in partnership with Hyundai West.

#005 (January 12, 2017-005 item #2) - Allocation of CETF 2016Pinagtibay ng Lupong Patnugutan ang iminungkahing alokasyon

para sa CETF 2016 na inilatag ni CEO Bb. Cielito L. Garrido.

The Board approved the proposed allocation for CETF effective 2016 as presented by Chief Executive Officer, Ms. Cielito L. Garrido.

#006 (January 12, 2017-005 item #3) - Proposal of VRV Management regarding Supply Chain

Napagkasunduan ng Lupong Patnugutan na makipagpulong sa VRV upang talakayin at mabigyang linaw ang kanilang proposal.

The Board agreed to meet with VRV to further discuss and clarify their proposal.

#007 (January 16, 2017-005) - Resignation of Mr. Roland T. AbiogNapagtibay ng Lupong Patnugutan ang bagong komite na

“Enterprise Improvement Committee or EIC” na gagabay sa Management Information System (MIS) Team.

The Board of Directors unanimously approved the new “Enterprise Improvement Committee” to guide the Management Information System (MIS) Team.

#008 (January 16, 2017-007 item #1) - Other Matters: Additional Investment with Metro South Cooperative Bank

Pinagtibay ng Lupong Patnugutan na maglagak ng karagdagang equity investment na nagkakahalaga ng TATLONG MILYON, PITONG DAAN PITONG LIBO, DALAWANDAAN ANIMNAPUNG PISO AT SIYAMNAPU’T PITONG SENTIMO (Php 3,707,260.97) sa MSCB upang maabot ang kabuuang halagang Dalawampung Milyong Piso (Php 20,000,000.00) bilang equity investment.

The Board approved the additional equity investment of THREE MILLION, SEVEN HUNRED SEVEN THOUSAND, TWO HUNDRED SIXTY PESOS AND NINETY SEVEN CENTAVOS (Php 3,707,260.97 ) to MSCB to complete the Php 20,000,000.00 total amount of equity investment.

#009 (January 16, 2017-007 item #2) - Land property at the back of EDSDPinagtibay ng Lupong Patnugutang magpadala ng liham

na ang layunin ay bilhin ang lupang nagkakahalagang ANIM NA MILYONG PISO (P6,000,000.00) at ang lahat ng buwis ay sasagutin ng SDCC.

The Board approved to send a letter of intent to purchase the property amounting to P6 million with all corresponding taxes to be paid by SDCC.

#010 (January 26, 2017-008) - Proposed study of VRV regarding Supply Chain System for SDCC


BOARD RESOLUTIONSPinagtibay ng Lupong Patnugutan ang panukalang pag-

aaral ng VRV tungkol sa Supply Chain System ng SDCC na may kasamang pitong (7) araw na konsultasyon (walang dagdag na bayad) upang matulungan ang maitatalagang Supply Chain Manager sa kanyang unang buwan ng operasyon, at ang pagsama na sa pag-aaralan ang apat na target segment.

The Board approved the proposed study of VRV regarding a Supply Chain System for SDCC with a seven (7) day consultation (with no extra charge) to assist the designated Supply Chain Manager with his/her first month of operations, and also to include the four target segments in the study.

FEBRUARY 2017#011 (February 6, 2017-010) - Status of Members with Delinquent AccountsPinagtibay ng Lupong Patnugutan ang mga sumusunod:

1. Ang listahan ng mga kasapi na ang account ay nasa korte, matapos ang konsultasyon sa mga abogado ng SDCC ay ipapaskil sa mga opisina ng Kooperatiba;

2. Ang mga kasapi na may delingkwenteng account na nasa korte na ay buburahin na sa talaan (write-off).

3. Ang mga kasaping may delingkwenteng account na natukoy ng Pamunuan at hindi nag-avail ng amnesty program ay pahahawakan sa isang collection agency bilang isang third party engagement.

4. Ang mga kasapi na may delingkwenteng account na nagpatala sa amnesty program subalit hindi tumupad sa kasunduan ay sasampahan ng kaso sa korte.

5. Ang listahan ng mga kasapi na may magandang rekord ay ipapaskil sa mga opisina ng Kooperatiba buwan-buwan.

The Board of Direstors approved the following:1. A list of members whose accounts are in court, after due

consultation with SDCC’s Legal Counsels, shall be posted at the Coop’s offices;

2. Members with delinquent accounts already in court will be written-off;

3. Members with delinquent accounts, as identified by the Management, and did not avail of the Amnesty program will be handled by a collecting agency which is a third party engagement;

4. Members with delinquent accounts and enrolled in the amnesty program but failed to comply, a lawsuit will be filed in court.

5. A list of members with updated loan accounts shall be posted at the Coop offices monthly.

#012 (February 16, 2017-009 item #2) - CEO’s Report: MDMSSPinagtibay ng Lupong Patnugutang gamitin ang contingency

fund upang ma-accommodate ang 9,596 MIGS sa kondisyong ang nakalaang mga give-away para sa mga kasapi ay hindi bababa sa nagdaang taon .

The Board of Directors approved to use the contingency fund to accommodate the 9596 MIGS, provided that the amount allotted for members’ give-away sshould not be less than the previous year.

#013 (February 16, 2017-009 item #3) - CEO’s Report: Rates

and Distribution of ICPRNagkaisang pinagtibay ng Lupong Patnugutan na ang ICPR

para sa taong 2016 ay ipamahagi bago ang araw ng Pantaunang Pangkalahatang Halalan sa Marso 25, 2017, base sa sumusunod:

RATE SDCC BOTICA IC 4.105925% ----------- PR 6.657491% 1.085323%

The Board unanimously, approved that the ICPR for the year 2016, be distributed before the anual General Election on March 25, 2017, with the break down as follows:

RATE SDCC BOTICA IC 4.105925% ------------- PR 6.657491% 1.085323%

#014 (February 16, 2017-009 item #5) - CEO’s Report: Termination of Planong Damayan

Pinagtibay ng Lupong Patnugutan ang pagtiwalag sa Planong Damayan ni Bb. France Genevieve Gatus sang-ayon sa patakaran at regulasyon ng Planong Damayan.

The Board approved the withdrawal from Planong Damayan of Ms. France Genevieve Gatus under the rules and regulations of Planong Damayan.

#015 (February 16, 2017-009 item #8) - CEO’s Report: Association of Asian Confederation of Credit Unions (ACCU): Supporter Membership

Pinagtibay ng Lupong Patnugutan ang ACCU supporter membership ng SDCC na nagkakahalagang LIMANG DAANG DOLYAR ($500) na ipapatala sa Hunyo 2017, kaya’t kailangang alamin ang mga aktibidad ng ACCU upang maging tuloy-tuloy ang pakikilahok ng SDCC.

The Board of Directors approved SDCC’s ACCU supporter membership with a fee of FIVE HUNDRED DOLLARS ($500) to be paid on June 2017, hence, to achieve full participation SDCC will religiously monitor ACCU activities.

#016 (February 16, 2017-009 item #9) - CEO’s Report: Land property at the back of EDSD

Pinagtibay ng Lupong Patnugutan ang pagbili sa lupa na pag-aari ni G. Pedro Laquindanum na matatagpuan sa likod ng EDSD sa kabuuang halagang ANIM NA MILYONG PISO (Php 6,000,000.00) net. Ang buwis na babayaran ay sasagutin ng SDCC maliban sa mga arrears sa real estate taxes na kailangang bayaran ng may-ari.

The Board approved the purchase of the property owned by Mr. Pedro Laquindanum located at the back of EDSD, at a price of SIX MILLION PESOS (P6, 000,000.00) net. SDCC will settle all taxes, except the owner’s unpaid arrears in real estate taxes.

#017 (February 16, 2017-010 item #2) – Education and Training CommitteeHiniling ng Lupong Patnugutan sa Edcom at PKPTL na

maghanap ng potensiyal na magiging Education Officers sa bawat PT upang maibigay sa kanila ang kaukulang pagsasanay


BOARD RESOLUTIONSupang mailipat sa kani-kanilang lugar ang pagpupulong ng Pook-Tulungan. Hinihiling din na ang lahat ng komite ay magsumite ng kanilang mga gawain para sa susunod na labindalawang buwan.

The Board requested EdCom and PKPTL to look for potential Education Officers in every PT so that necessary trainings could be provided so that they may be able to transfer the PT meetings in PT areas. Further, all committees were asked to submit their proposed activities for the next 12 months.

#018 (February 16, 2017-010 item #5) - CRECOM

Pinagtibay ng Lupong Patnugutan ang special loan application at credit limit ng mga kasapi batay sa rekomendasyon ng Credit Committee na may kaukulang kondisyon:

The Board of Directors approved the special loan applications of members based on the recommendations of the Credit Committee with the following conditions:

gastusing pang transportasyon ng mga District Officers.2. Pag-aaralang muli ng PKPTL ang criteria ng pagbibigay

ng PTL’s Performance Incentive kaugnay ng kahilingan ng mga PT Lider na babaan ang pasadong marka.

3. Magsusumite ang PKPTL sa Lupong Patnugutan ng pagsusuri sa gastos at benepisyo kaugnay ng pagpapalit ng cash incentive sa in-kind.

4. Magkaroon ng oryentasyon kung paano ang tamang pangagasiwa ng Pook-Tulungan Miting (hal. Imbitasyon sa pulong, paksang tatalakayin at iba pa.)

5. Pagpapaskil ng tarpaulin sa bawat Pook-Tulungan na nagpapahayag ng mga sumusunod na impormasyon, sa pasubaling ang kinauukulang PTL ay may kapahintulutan:a. Pangalan ng opisyales ng District at PT kasama ang

impormasyon kung saan sila maaaring mapuntahan o tawagan

b. Pangalan at contact number ng nakatalagang Account Specialist sa bawat PT

c. Telepono ng mga opisina ng SDCC

The Board and the PKPTL agreed on the following:1. PKPTL will submit their final recommendation regarding

the proposed transportation support for District Officers.2. PKPTL will review the criteria of PTL’s Performance

Incentive in relation with the request of PTL’s to lower the passing grade.

3. PKPTL will submit to the Board the cost-benefit analysis in relation to converting the cash incentive to in-kind.

4. To orient the PTL’s on how to properly facilitate the PT meetings (e.g. notice of meeting, agenda, etc.)

5. Posting of tarpaulin containing the following information, subject to approval of concerned PTL’s in exposing their personal information in every PT:➢ Name of District & PT Officers including their contact information➢ Name and Official contact number of assigned Account

Specialist per PT➢ Contact Numbers of SDCC Officers

#020 (February 18, 2017-015 item #1) – Other Matters: Recommendation for External Auditor 2017

Pinagtibay ng Lupong Patnugutan na si Bb. Ma. Elma L. Ilagan–Ame bilang External Auditor ng SDCC para sa taong 2017 batay sa rekomendasyon ng Lupon sa Awdit na pinamumunuan ni Bb. Zenaida A. Alcantara, CPA, MBA,CrFA.

The Board approved that Ms. Ma. Elma L. Ilagan-Ame be SDCC’s External Auditor for 2017, upon the recommendation of Audit Committee Chairperson, Ms. Zenaida A. Alcantara, CPA, MBA,CrFA.

#021 (February 18, 2017-015 item #2) - Code of Conduct for Members

Napagkasunduan ng Lupong Patnugutan, matapos i-align ang tatlong (3) Codes, ang Code of Conduct for Members, Code of Ethics for Officers at Code of Ethics for Members, na ibalik ang resulta sa mga komiteng nauugnay sa mga ito upang maibigay ang mga impormasyong kinakailangan pa.

After aligning the three (3) Codes namely the Code of Conduct

HALAGAAmount

Php

2,317,152.00

2,600,000.00

HALAGAAmount

Php

Para sa edukasyunal na pagsasanay ng kanyang anak bilang isang piloto

For the education and training of member’s child to be a pilot

Na gagamitin upang ma-bayaran ang kanyang pag-kaka-utang sa PAG-IBIG

This will be used for the full payment of mem-ber’s PAG-IBIG loan

Kaugnay ng pagpapautang na may kinalaman sa pagbili ng ari-arian, ang SDCC ay mag-iisyu ng abisong nagpapagtibay sa naaprubahang utang ng isang kasapi at ng isang liham na naggagarantiyang pagrelease ng utang sa nagbebenta.In the case of a loan for the purchase of a property, SDCC will issue a Certifi-cate of Approval of the loan and a Guarantee Letter that the loan proceeds shall be directly paid to the Vendor/ Seller.

HALAGAAmount

Php

Sa pasubaling ang credit line at pag-utang ay napapailalim sa paunti-unting pag release ng in-utang at hikayatin ang kasapi na iklian ang pahanon ng pagbabayad.On the condition that the avail-ment of the credit line shall be released on a staggered basis, and to persuade the borrower to shorten the term of payment

Ang titulo ng lupa na makukuha mula sa PAG-IBIG ay magsisilbing karagdagang kolateral kung maaari. Ang tseke na nagkakahal-aga ng kanyang kabuuang in-utang ay makukuha lamang kapag nakalap na ang halagang P1,200,000.00 na kakulangan ng kanyang inuutang at ang tseke na nakuha ay diretsong ibabayad sa PAG-IBIG. Alamin ang legal impediment kung sakaling itatalaga sa SDCC ang kita sa pagpapa-upa ng nasa-bing kasapi bilang paniguro sa pagbabayad ng kanyang inutang.

The Transfer Certificate of Title acquired from PAG-IBIG will serve as additional collateral, if possible; The check will only be released once the P1, 200,000.00 differ-ence of her loan against mort-gaged amount is produced and the check will be paid directly to PAG-IBIG. To check the legal impediment of entrusting the income gener-ated from the rental of the mem-ber to SDCC as a guarantee that the loan shall be settled.

#019 (February 18, 2017-014) - PKPTL Plans and Programs 2017Napagkasunduan ng Lupong Patnugutan ang mga sumusunod:1. Magsusumite ang PKPTL ng kanilang pinal na

rekomendasyon hinggil sa mungkahing suporta sa


for Members, Code of Ethics for Officers and Code of Ethics for Members, the Board agreed to forward the result to the concerned committees to address the necessary information needed.

#022 (February 18, 2017-015 item #3) - Appointment of Atty. Engelberto A. Farol as Board Secretary

Pinagtibay ng Lupong Patngugutan ang pagtatalaga kay Atty. Engelberto A. Farol bilang Kalihim ng Lupon.

The Board approved the appointment of Atty. Engelberto A. Farol as Board Secretary.

#023 (February 27, 2017-018 item #1) - Other Matters: House Brand

Pinagtibay ng Lupong Patnagutan ang pamamahagi ng diswashing liquid bilang bahagi ng give-aways sa Taunang Pangkalahatang Halalang gaganapin sa Marso 25, 2017, kahit wala pa itong opisyal na pangalan subalit may logo naman ng SDCC.

Napagtibay ding magsagawa ng survey sa araw ng halalan sa Marso 25, 2017, ukol sa pagpapangalan o house brand name nito. Nakasalalay sa kalalabasan ng survey ang magiging house brand name.

The Board approved the distribution of dishwashing liquid as part of give-aways during the Annual General Election despite the absence of its product brand name, though the SDCC logo was used in the meantime.

Further, the Board approved that a survey be conducted during the General Election on March 25, 2017 for the naming of the product.The chosen house brand name will depend on the result of the survey.

MARCH 2017#024 (March 2, 2017-019) - Proposal of Mobile Optima regarding Tarkie Field Employee Productivity System

Pinagtibay ng Lupong Patnugutan ang pakikipag-ayos ng SDCC sa Mobile Optima, Inc. tungkol sa paggamit ng Tarkie Field Employee Productivity System.

The Board approved the partnership with Mobile Optima, Inc. with regard to Tarkie Field Employee Productivity System.

#025 (March 13, 2017-020) – NATCCO Proposal: KAYA Payment Flatform

Pinagtibay ng Lupong Patnugutan ang subscription sa Kaya Payment Platform ng NATCCO.

The Board approved the SDCC’s subscription to Kaya Payment Platform of NATCCO.

#026 (March 13, 2017-021) – Share Capital RafflePinagtibay ng Lupong Patnugutan ang iminungkahing Share

Capital Raffle pati na ang mga Patakaran at Mekaniks, kasama na ang mga papremyo, ayon sa sumusunod:

Hulyo 28, 2017 (56th Anniversary) drawUnang Gantimpala – P5,000 cash+P2,500 (ilalagay sa Share Capital)Ikalawang Gantimpala – P3,000 cash + P1,500 (ilalagay sa Share Capital)Ikatlong Gantimpala – Apat (4) na Mananalo ng BOTICA GC na

nagkakahalagang P1,500 bawat isa.

Disyembre 28, 2017 (Special R.A.) draw

Unang Gantimpala – P10,000 cash + P5,000 (ilalagay sa Share Capital)Ikalawang Gantimpala – P 7,000 cash + P3,000 (Ilalagay sa Share Capital)Ikatlong Gantimpala – Apat (4) na Mananalo ng P2,000 cash bawat isa

The Board approved the proposed Share Capital Raffle together with the House Rules and Mechanics, provided the prizes, as follows:

July 28, 2017 (56th Anniversary) draw1st Prize P5,000.00 Cash + P2,500.00 (credited to Share Capital)2nd Prize P3,000.00 Cash + P1,500.00 (credited to Share Capital)3rd Prize Four (4) Winners of BOTICA GC worth P1,500.00 each

December 16, 2017 (Special R.A.) draw1st Prize P 10,000.00 Cash + P5,000.00 (credited to Share Capital)2nd Prize P7,000.00 Cash + P3,000.00 (credited to Share Capital)3rd Prize Four (4) Winners of P2,000.00 each Cash Prize

#027 (March 13, 2017-022) – Collection Agency and Delinquent Accounts

Pinagtibay ng Lupong Patnugutan na kunin ang serbisyo ng HVS collection agency upang pangasiwaan ang mga account ng may 365 na araw o higit pang pagkadelingkwente maliban sa mga, nakipag-ayos na at sumusunod naman sa usapan, at iyung mga written off na.

Dagdag na pinagtibay ng Lupong Patnugutang hindi na ito makikipagpulong pa sa Collection Agency dahil nagawa na ng Tagapamahala ang karampatang pagsusuri dito.

The Board approved to get the services of HVS Collection agency to handle the 365 days and above delinquent accounts, except those with arrangement and complying and accounts already written-off.

Further, the Board agreed not to meet the Collection agency since they were already scrutinized by the Management.

#028 (March 13, 2017-023) – Updates on Tax ReformPinagtibay ng Lupong Patnugutan na ang SDCC ay bukas sa

pagbibigay suporta ayon sa aksyon ng TWG.

The Board agreed that SDCC is open to support base on TWG action.

#029 (March 13, 2017-024) – Updates on the Property at the back of EDSD

Pinagtibay ng Lupong Patnugutan ang prinsipyong bilihin ang lote (156 sq.m.) sa likod ng EDSD sa halagang P6,000.00/sq.m. sa pasubaling ang mga buwis na dapat bayaran ng nagbebenta at ng bumibili ay babayaran ng kaukulang partido, at matapos mapatotohanang ang binibili ay talagang iyong nakadikit sa lupa ng EDSD.

The Board approved in principle to buy the property (156 sq.m.) located at the back of EDSD at P6,000.00/sq.m. provided that taxes due to seller and buyer will be paid by concerned party and after checking that it is really adjoining EDSD property.

#030 (March 13, 2017-025) – Certificate of Appreciation for On-Call Volunteers

Pinagtibay ng Lupong Patnugutan ang paggawad ng Sertipiko ng Pagpapahalaga na may kasamang gift certificate, sa gaganaping Representative Assembly sa ika-25 ng Marso 2017.

The Board approved the giving of Certificate of Appreciation

BOARD RESOLUTIONS


together with the gift certificate, be held during the Representative Assembly on March 25, 2017.

#031 (March 16, 2017-007) - Addendum to the minutes of meeting held on January 16, 2017

Pinagtibay ng Lupong Patnugutan ang pagbibigay ng Certificate of Appreciation at gratuity bonus na nagkakahalagang Isang Libong Dolyar ($1,000) kay G. Roland T. Abiog para sa kanyang dedikasyon at kontribusyon sa SDCC bilang MIS Consultant sa loob ng maraming taon.

The Board approved granting a Certificate of Appreciation and gratuity bonus amounting to $1,000 to Mr. Roland T. Abiog for his dedicatiion and contribution to SDCC as MIS Consultant for so many years.

#032 (March 16, 2017-008 item #1.1) - Status of DelinquencyPinagtibay ng Lupong Patnugutan ang mga sumusunod:

1. Ang ICPR ng kasaping may delingkwenteng account na 20% ng kanilang mga utang nang mahigit nang isang taon, at nasa korte na ay, ilalagay sa kanilang share capital sa halip na ilagay sa kanilang savings deposit upang maiwasan ang anumang problema kaugnay ng pagsasampa ng kaso sa korte sa hinaharap.

2. Sina CEO, Atty. Allan B. Cos at Atty. Engelberto A. Farol, SDCC Legal Counsels, ang gagawa ng mungkahing patakaran at alituntunin para sa pagtiwalag ng isang kasapi, na ang account ay nasa korte na.

The Board approved the following:1. That ICPR of a member with a delinquent loan account

of 20% of its past due for more than 1 year, and is already in court, will be credited to his/her Share Capital instead of crediting it to the savings account to avoid court related problems in the future.

2. The CEO, Atty. Allan B. Cos and Atty. Engelberto A. Farol, SDCC Legal Counsels will draft policies and guidelines regarding the termination of membership of those whose accounts are already in court.

#033 (March 16, 2017-008 item #2.9) – Land property at the back of EDSD

Napagtibay ng Lupong Patnugutang magpadala ng sulat na naglalayong bilhin ang nasabing ari-arian sa halagang P6,000.00 per sq meter na may probisyon na ang may-ari ay magpapahintulot sa SDCC na ipasukat muli ang lupa, at ang lahat ng kaukulang buwis na dapat bayaran ng nagbebenta at bibili ay kani-kanilang babayaran. At saka dapat mapatunayang ang lupang nais bilhin ay talagang katabi ng lupang pag-aari ng EDSD.

The Board approved to send a letter of intent to purchase the property with the amount of P6,000.00 per sq. meter with the provision that the owner will allow SDCC to resurvey the property and all taxes due to the seller or buyer will be shouldered by each concerned party. Further, the property must be verified as really adjoining EDSD property.

#034 (March 16, 2017-010 item #4) – PKPTLSinang-ayunan ng Lupong Patnugutan ang kahilingan ni G.

Jerry Santos, Pangalawang Tagapangulo ng PKPTL, na pagliban sa kanyang posisyon sa loob ng apat na buwan sa kadahilanang siya ay kinakailangang sumalalim sa isang pagsasanay na “Jail Officer Candidate Course” na gaganapin sa Camp Vicente Lim, Calamba City, Laguna simula Marso 6, 2017.

Hiniling din ng Lupon sa PKPTL na pag-aralang muli ang kanilang mga panukala na may kaugnayan sa insentibo ng District Council; pagpapaskil sa isang tarpaulin ng mga impormasyon ng bawat distrito, Tagapangulo, mahahalagang impormasyon hinggil sa kanilang distrito; pagpapahaba ng Final Amnesty program ng karagdagang tatlong buwan; at pagsumite ng kanilang rekomendasyon na may kaukulang impormasyong susuporta sa panukala.

The Board permitted the four (4) month leave of absence of Mr. Jerry Santos, PKPTL Vice-Chairperson, due to his mandatory training, “Jail Officer Candidate Course” at Camp Vicente Lim, Calamba City, Laguna effective March 6, 2017.

The Board also requested the PKPTL to further discuss their suggestions as follows: the incentive given to District Council, posting district information through tarpaulins, extending the final amnesty program (additional 3 months) and to submit their recommendations with supporting information.

#035 (March 16, 2017-010 item #10) – CRECOMPinagtibay ng Lupong Patnugutan ang special loan application

ng mga kasapi batay sa rekomendasyon ng Credit Committee.

The Board approved the special loan applications of members based on Credit Committee recommendations.

HalagaAmount

Paggagamitan/InteresPurpose / Interest Rate

Tagal ng Pagbabayad

Terms Of Payment

Php 700,000.00

Para sa pagparepair ng mga kwartong paupahan, sa 1.25% interes kada buwanFor repair of rooms for rent with 1.25% interest per month

5 taon/years

Php 750,000.00

Pantubos ng isinanlang alahas, sa 1.5% interes kada buwan For redemption of her pawned Jewelries with 1.5% interest per month

9 taon/years

#036 (March 16, 2017-011) - Board Resolution in acquiring post paid plan for SDCC

Pinagtibay ng Lupong Patnugutan ang aplikasyon ng SDCC para sa postpaid plan ng telephone companies kaugnay ng Tarkie Field Employee Productivity System.

Napagtibay din na ang pag-aaward ng sagisag ng pagpapanatili o Seal of Sustainability mula sa CODIS ay gawin sa darating na Representative Assembly sa Marso 18, 2017.

The Board unanimously approved the application of SDCC for a postpaid plan from telephone companies in conection with the

BOARD RESOLUTIONS


Tarkie Field Emloyee Productivity System.Furthermore, the Board approved that the awarding of zeal

of sustainability from CODIS be made during the Representative Assembly on March 18, 2017.

#037 (March 23, 2017 – 020) - Final Presentation of ReHub study proposalNapagkasunduan ng Lupong Patnugutan na magsusumite

ang ReHub ng kanilang pinal na ulat hinggil sa Highest and Best Use kasama ang kanilang panukala sa feasibility study na may kasamang perspective and floor plan matapos ang dalawang linggo.

Hiniling din ng Lupon kay G. Jose Salas na isama sa kanilang ulat ang possibilidad na kwenta o pinansiyal na pagpapatakbo ng 7, 8, 9, 10 palapag na gusali.

The Board agreed that REHub will submit their final highest and Best Use report, as well as their proposal on feasibility study with perspective and floor plan, after two (2) weeks.

The Board also requested Mr. Jose Salas to include in the report the future computations or financial run of the possibility of having 7,8,9,10 floors.

#038 (March 23, 2017 – 021 item #1) – CEO’s Report: Financial Report as of February 28, 2017

Pinagtibay ng Lupong Patnugutan ang pagkuha sa serbisyo ni G. Rex Mendoza bilang Fund Manager na may panimulang SAMPUNG MILYONG PISONG (Php 10,000,000.00) pondo na kanyang pamamahalaan upang pagkakitaan ng SDCC.

The Board approved the hiring of Mr. Rex Mendoza as Fund Manager with an initial of TEN MILLION PESO fund (P10,000,000.00) to generate income for SDCC.

#039 (March 23, 2017 – 021 item #2) – CEO’s Report: Status of Loan Receivable as of February 28, 2017Pinagtibay ng Lupong Patnugutan ang mga sumusunod;

1. Accounts na may 365 days and above delinquency at hindi nakikipag ugnayan ay ipasisingil na sa Collection Agency.

2. I-offset ang account ng mga kasaping delingkwente kung ang balanse ng utang ay katumbas ng kanyang kasalukuyang deposito.

3. Pag write-off ng mga account kahit nakalipas na ang March 2017.The Board of Directors approved the following:

1. Accounts with 365 days and above deliquency and failed to make arrangements will be forwarded to the Collection Agency

2. To offset delinquent accounts if the loan balance were equal to the balance in deposits.

3. To write-off accounts even after March 2017

#040 (March 23, 2017 – 021 item #4) – CHMFPinagtibay ng Lupong Patnugutan ang rekomendasyon ng

Tagapamahala na magbigay ng 5% commission sa magpapatalang member-agent na magbebenta ng produkto ng CHMF.

The Board unanimously approved CEO’s recommendation to give 5% incentive to registered member-agents selling CHMF products.

#041 (March 23, 2017-021 item #7) - CEO’s Report: Item for Amendment of the By-Laws per CDA

Pinagtibay ng Lupong Patnugutan na maging bahagi ng

pag-aamienda ng SDCC By-Laws ang pagkakaroon ng probisyon hinggil sa Arbitration Clause.

The Board approved the inclusion of Arbitration Clause in the amendment of SDCC’s By-Laws.

#042 (March 23, 2017-021 item #8) - CEO’s Report: Philippine Cooperative Center (PCC)Pinagtibay ng Lupong Patnugutan ang mga sumusunod:

1. Pag-adopt ng Lupon sa mga sumusunod na resolusyon:a) Ipahayag ang di pagsang-ayon sa pamamagitan sa

pag repeal ng mga Artikulo 60 & 61b) Hikayatin ang District Representatives sa Kongreso

na huwag suportahan ang Bill hanggat di natatanggal ang Repeal Clause

c) Makalihok sa malawakang regional Show of Force sa Abril 29 para ipaalam ang hinaing

2. Pagpapaskil ng tarpaulin na nagsasaad ng pagtutol sa tax repeal sa lahat ng tanggapan ng SDCC at iba pang mga istratehikong lugar.

3. Makipag-ugnayan sa mga Pederasyon, Unyon at primaryang kooperatiba dito sa Parañaque hinggil sa pagkilos ukol sa pagtutol sa tax repeal.

4. Mag-suot ng protest t-shirt tuwing araw ng Biyernes upang ipakita ang ating suporta sa kilusan.

The Board, unanimously approved the following:1. Adoption of the following Board Resolutions:

a) To express opposition to the repeal of Articles 60 & 61b) Urge District Representatives in Congress not to

support said Bill unless the Repeal Clause is removedc) Join a nationwide, simultaneous regional Show of

Force on April 29 through which co-ops will voice their opposition to the said repeal

2. Posting of tarpaulin showing opposition to the tax repeal in SDCC offices and other strategic areas.

3. Coordinate with the Federations, Unions and primary co-ops here in Parañaque to participate in the move to oppose tax repeal.

4. Wearing of protest t-shirt by the staff every Friday to show our support to the movement.

#043 (March 23, 2017-022) - CRECOMPinagtibay ng Lupong Patnugutan ang special loan ng isang

(1) kasapi sa halagang TATLONG MILYON AT LIMANDAANG LIBONG PISO(P3,500,000.00) na may tubong 1.25% kada buwan batay sa bumababang balanse na babayaran sa loob ng labing dalawang (12) taon ayon sa rekomendasyon ng Credit Committee.

The Board approved a special loan to a member amounting to THREE MILLION FIVE HUNDRED THOUSAND PESOS (P3,500,000) with an interest of 1.25% every month based on diminishing balance to be paid in 12 years as per recommendation of the Credit Committee.

#044 (March 23, 2017-023) - Credit Committee appointmentPinagtibay ng Lupong Patnugutan ang extension of

appointment ng mga sumusunod na kagawad ng Credit Committee nang isa pang taon. Ito ay mula Abril 1, 2017 – Marso 31, 2018

1. Bb. Veronica T. Aberion

BOARD RESOLUTIONS


2. Bb. Josephine B. Balana 3. Bb. Leonila V. GonzagaKaragdagang pinagtibay din ang kahilingang magkaroon ng

dalawang kagawad na sasailalim sa pag-aaral upang mahubog.

The Board approved the extension of appointment of the following Credit Committee members for another one (1) year, from April 1, 2017 – March 31, 2018:

1. Ms. Veronica T. Aberion2. Ms. Josephine B. Balana3. Ms. Leonila V. GonzagaFurthermore, the Board also approved the request for two (2)

members for understudy.

APRIL 2017#045 (April 3, 2017-034 item #1) - Representation to Different Co-op Affiliation

Pinagtibay ng Lupong Patnugutan ang pagtatalaga ng mga sumusunod na delegado sa ibat-ibang kooperatiba at organisasyong kinaaaniban ng SDCC batay sa kanilang kagustuhan at pagkakaroon ng panahong makadalo sa mga gawain ng kinaanibang organisasyon.

The Board of Directors approved the delegation of the following to represent SDCC in the various cooperatives and organizations it is affiliated with based on their willingness and availability to participate in the activities of these organizations.

1] ASIAN SOLIDARITY ECONOMY COUNCIL (ASEC) Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: CEO, Cielito L. Garrido, MBA

Understudy: Committee Officer (may come from any member of the Committee)

2] CLIMBS Regular Delegate : Dir. Elvira S. Dandan (term up to 2018 GA) Alternate Delegate: Dir. Alma S. Ferreros Understudy: Committee Officer (may come from

any member of the Committee)3] CLIMBS Mutual Equity Fund Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: Dir. Marjorie P. Ablaza Understudy: Committee Officer (may come from

any member of the Committee)4] Cooperative Deposit Insurance System (CODIS) Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: Dir. Olivia G. Ferrer Understudy: Committee Officer (may come from

any member of the Committee)5] Cooperative Insurance System of the Philippines, (CISP) Regular Delegate : Dir. Raymond Joseph L. Salvador Alternate Delegate: Dir. Normandy G. Jose Understudy: Committee Officer (may come from

any member of the Committee)6] Credit Management Association of the Philippines (CMAP) Regular Delegate : Dir. Glenn C. Cruz Alternate Delegate: Dir. Alma S. Ferreros Understudy: Committee Officer (may come from

any member of the Committee)7] CDC and LPRAT

Regular Delegate : Dir. Garibaldi O. Leonardo, DBA8] CRC-UAP Asia Pacific Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: CEO, Cielito L. Garrido, MBA Understudy: Committee Officer (may come from

any member of the Committee)9] Federation of Peoples’ Sustainable Development

Cooperative (FPSDC) Regular Delegate : Dir. Marjorie P. Ablaza Alternate Delegate: Dir. Alma S. Ferreros Understudy: Committee Officer (may come from

any member of the Committee)10] IMCOOP Regular Delegate : Dir. Olivia G. Ferrer Alternate Delegate: Dir. Marjorie P. Ablaza Understudy: Committee Officer (may come from

any member of the Committee)11] La Villa Amor Holdings Corporation Regular Delegate (Chairperson) : Dir. Garibaldi O. Leonardo,

DBA Alternate Delegate (Vice-Chairperson) : Dir. Elvira S.

Dandan Understudy: Committee Officer (may come from

any member of the Committee)12] Metro Manila Savings Cooperative (MMSC) Regular Delegate : Dir. Marjorie P. Ablaza Alternate Delegate: Dir. Normandy G. Jose Understudy: Committee Officer (may come from

any member of the Committee)13] Metro South Cooperative Bank (MSCB) Regular Delegate : (Chairperson) Dir. Garibaldi O. Leonardo,

DBA [ONLY Chairperson is required]14] National Confederation of Credit Cooperative

(NATCCO) Regular Delegate : Dir. Renato G. Dela Cruz (end term this May) Alternate Delegate: Dir. Glenn C. Cruz 2017 is SDCC’s rest year per NATCCO policy Understudy: Committee Officer (may come from

any member of the Committee)15] NATCCO Stabilization Fund Regular Delegate : CEO, Cielito L. Garrido, MBA (Chief Executive Officer) 16] National Publishing Cooperative, Inc. (NPC) Regular Delegate : will write to pull out the investment of SDCC Alternate Delegate: 17] NCM Mutual Fund of the Phil., Inc. (NCMMFPI) Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: Dir. Raymond Joseph L. Salvador Understudy: Committee Officer (may come from

any member of the Committee)18] Network Consolidated Cooperative Bank (NCCB) Regular Delegate : Dir. Raymond Joseph L. Salvador Alternate Delegate: Dir. Garibaldi O. Leonardo, DBA Understudy: Committee Officer (may come from

any member of the Committee)19] One Coop Health Federation

BOARD RESOLUTIONS


Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: CEO, Cielito L. Garrido, MBA (Hold over) Understudy: Committee Officer (may come from

any member of the Committee)20] Parañaque Chambers of Commerce & Industry (PqCCI) Regular Delegate : Dir. Marjorie P. Ablaza Alternate Delegate: Dir. Olivia G. Ferrer Understudy: Committee Officer (may come from

any member of the Committee)21] Parañaque City Union of Cooperatives (PqCUC) Regular Delegate : Dir. Glenn C. Cruz Alternate Delegate: Dir. Marjorie P. Ablaza Understudy: Committee Officer (may come from

any member of the Committee)22] Parañaque Cooperative Development Council (PCDC) Regular Delegate : Dir. Garibaldi O. Leonardo, DBA (Hold over) No Alternate23] Parañaque Development Foundation, Inc. (PDFI) Regular Delegate : Dir. Olivia G. Ferrer Alternate Delegate: Dir. Raymond Joseph L. Salvador Understudy: Committee Officer (may come from

any member of the Committee)24] Parañaque Federation of Credit Cooperative (PqFCC) Regular Delegate : Dir. Elvira S. Dandan Alternate Delegate: Dir. Felipe L. Perida, Jr. (term is up to 2018 G.A.) Understudy: Committee Officer (may come from

any member of the Committee)25] Philippine Cooperative Center (PCC) Regular Delegate : Dir. Alma S. Ferreros (end Term this 2017 GA) Alternate Delegate: Dir. Garibaldi O. Leonardo, DBA Understudy: Committee Officer (may come from any member of the Committee) 2017 is SDCC’s rest year per PCC policy26] Philippine Cooperative Central Fund Federation (PCF) Regular Delegate : Dir. Elvira S. Dandan Alternate Delegate: Dir. Olivia G. Ferrer Understudy: Committee Officer (may come from

any member of the Committee)27] Rover Scout of the Philippines Regular Delegate : Dir. Normandy G. Jose Alternate Delegate: Dir. Raymond Joseph L. Salvador Understudy: Committee Officer (may come from

any member of the Committee)28] Save Parañaque Movement (SPM) Regular Delegate : Dir. Raymond Joseph L. Salvador Alternate Delegate: Dir. Garibaldi O. Leonardo, DBA Understudy: Committee Officer (may come from

any member of the Committee)29] Save Parañaque River Foundation Regular Delegate : Dir. Elvira S. Dandan Alternate Delegate: Dir. Glenn C. Cruz Understudy: Committee Officer (may come from

any member of the Committee)30] Parañaque City Credit Surety Fund Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: CEO, Cielito L. Garrido, MBA Understudy: Committee Officer (may come from

any member of the Committee)

BOARD RESOLUTIONSNapagtibay din ang mga sumusunod na patakaran at

alituntunin sa pagtatalaga ng delegado sa iba’t-ibang kooperatiba at organisasyong kinaaaniban ng SDCC.

1) Ang mga myembro ng Lupong Patnugutan ay magiging Regular at haliling delegado sa lahat ng kaugnayan ng SDCC maliban na lang kung ang CEO ang kinakailangang dumalo.

2) Simula 2017, pinagtibay ng Lupon na idagdag ang opisyal ng komite bilang delegado sa lahat ng kaugnayan ng SDCC.

3) Sa pagkakataong di makadadalo ang regular na delegado, ang haliling delegado ay ang kakatawan sa SDCC. Ang mga opisyal ng komite ay hindi maaaring maging haliling delegado.

The Board also approved policies and guidelines in appointing delegates to different Co-op Affiliations, viz:

1) The Board of Directors will be the Regular and Alternate delegates in all SDCC affiliations, except for those that also require the representation of the CEO.

2) Effective 2017, the Board approved to include a committee officer as a delegate in SDCC’s affiliations for exposure purposes.

3) In case the regular delegate is not available to attend, the alternate delegate will represent SDCC. In their absence, committee officers are not allowed to act as the alternate delegate.

#046 (April 3, 2017-034 item #2) - Appointment of Board Secretary and Board Tresurer

Pinagtibay ng Lupong Patnugutan ang pagtalaga kay Atty. Engelberto A. Farol bilang Acting Board Secteraty at si Bb. Rosalina G. Sapungan bilang Ingat-Yaman na may parehong isang taong termino simula Abril 5, 2017 hanggang Marso 31, 2018.

The Board approved the appointment of Atty. Engelberto A. Farol as Acting Board Secretary, and Ms. Rosalina G. Sapungan as Treasurer, both for a one-year term, effective April 5, 2017 up to March 31, 2018.

#047 (April 3, 2017-034 item #3) - Appointment of Committee Members (Constitutional & Non-Constitutional)

Itinalaga ng Lupong Patnugutan ang mga sumusunod bilang opisyales at Technical staff ng iba’t-ibang Komite na nakatala sa ibaba kasama ang patakaran sa pagtatalaga ng opisyales simula sa taong 2018.

Appointment of Committee Members (Constitutional and Non-Constitutional)

ETHICS COMMITTEERegina T. Orcullo - ChairpersonFelipe L. Perida, Jr. - Vice-ChairpersonRomeo T. Tinasas - SecretaryMaricris D. Bautista - Technical Staff

MEDIATION & CONCILIATION COMMITTEE

Marites O. Castillo - ChairpersonReynaldo H. Vizcarra - Vice-ChairpersonLorna S. Pinpin - SecretaryGemma C. San Miguel - Technical Staff

EDUCATION & TRAINING COMMITTEE

Vice-Chairperson of the Board Elvira S. Dandan - Ex-Officio ChairpersonMa. Evelyn R. Garcia - ChairpersonAlejandro G. Esperanza, Ed.D - Vice-ChairpersonCarmen S. Dizon - Secretary


BOARD RESOLUTIONSMerla G. Calma - MemberMr. Joan Ching - MemberMa. Blessie N. Estremadura - MemberNonalyn P. Hermogenes - MemberMa. Luisa D. Lecaros - MemberOfeliza V. Martinez - MemberLeonida L. Raden - MemberDionisio G. Magpantay, CPA, DPA, Ph.D, DBE - Ex-Officio MemberSpeakers’ Bureau Chair - Evelyn R. Luching - Ex-Officio MemberMaricel M. Rañola - Technical Staff

ADVISORY COUNCILDr. Arsenio G. Santiago - Honorary ChairpersonIsmael M. Allanigue - ChairpersonPerseverando L. Cruz - Vice-ChairpersonAsuncion L. Pascual - MemberEfrain E. Abracia, Ph.D. - MemberDamaso L. Cruz, Jr. - MemberAntonio S. Lansangan - MemberHerminio C. Hernandez - MemberEvangeline A. Cruz - Recording Secretary

Co-Ed/SPEAKERS’ BUREAU

Evelyn R. Luching - ChairpersonAlex B. Guiwan - Vice-ChairpersonTeresita D. Tiglao - SecretaryMarjorie P. Ablaza - MemberJosephine B. Balana - MemberJulita M. Carpio - MemberJunelyn T. Cruz - MemberSalvador V. Cuadrato - MemberMarilou C. Ferrer - MemberAlma S. Ferreros - MemberBenedicto G. Gaspay - MemberLeonila V. Gonzaga - MemberNormandy G. Jose - MemberOfeliza V. Martinez - MemberApolonio M. Mendoza, Jr. - MemberMercedita S. Muni - MemberFelipe L. Perida, Jr. - MemberRomeo T. Tinasas - MemberClarita C. Legaspi - Ex-Officio MemberEdcom Chair - Ma. Evelyn R. Garcia - Ex-Officio MemberCynthia M. Yeban - Technical Staff

COMMITTEE ON ORGANIZATIONAL STRENGTHENING (COS)

Marilyn J. Estrella - ChairpersonMargarita D. Cerrada, Ph.D - Vice-ChairpersonEdward G. De Leon - MemberCharlie A. Ramos, Jr. - MemberJocelyn T. Dajang - MemberCynthia D. Dela Justa - Ex-Officio Member /SecretaryVivian D. Alcantara - Technical Staff

COMMITTEE ON BUSINESS DEVELOPMENT & SOCIAL SERVICES (CBDSS)Fernando S. Cortez - Chairperson (Employment)Edwin B. Allanigue - Vice-Chairperson (Business)Apolonio M. Mendoza, Jr. - Vice-Chairperson (Education)Ana Maria Cecilia L. Dagal - Vice-Chairperson (Food)Marilou S. Austriaco - MemberEvelynda A. Corum - MemberSalvador V. Cuadrato - MemberBon Abegail V. Esperanza, MPA - MemberAnnblyth A. Felipe - MemberJulieta F. Atienza - Ex-Officio MemberMay S. Mangahas - Ex-Officio MemberElena E. Ferrer - Technical StaffJoanna I. Esperanza - Technical Staff

COMMITTEE ON RISK MANAGEMENTDanilo N. Pilar, Ph.D - ChairpersonErlinda F. Borromeo - Vice-ChairpersonConsolacion T. Cornilla - SecretaryEvangeline G. Magdaraog - Technical Staff

Ma. Francisca C. Daynolo - Technical Staff

ENTERPRISE IMPROVEMENT COMMITTEEOrico S. Macatangay - ChairpersonMaria Nelia Rafaela G. De Leon - Vice-ChairpersonAllery Alice A. Sarthou - SecretaryJosephine B. Balana - MemberJosephine Maria S. Gutierrez - MemberEmmy R. Salvador - Technical Staff- Note: Mission/Functions of this Committee shall be formulated by the Board

SHEPHERD COMMITTEELani E. Gorgonia - ChairpersonRamon G. Gonzales - Vice-ChairpersonAsuncion R. Santos - SecretaryAtilano C. Adlawan, Jr. - MemberAlberto B. Gorgonia, Jr. - MemberRodel R. Sope - MemberDouglas Arthur R. Arzaga - Ex-Officio MemberEdison V. Cruz - Ex-Officio MemberDennis C. Hernandez - Ex-Officio MemberVivian D. Alcantara - Technical StaffPernie T. Comanda - Technical Staff

SPORTS COMMITTEE

Alex B. Guiwan - ChairpersonEvelyn R. Luching - Vice-ChairpersonPKPTL Chairperson, Engr. Alfredo S. Bugayonga - MemberAndrew L. Espiritu - MemberJesus A. Abocado - Staff AssistanceRonaldo P. Bautista - Staff AssistanceJan Michael C. Cundangan - Staff AssistanceRoberto E. Garcia - Staff AssistanceJojo S. Rodriguez - Staff AssistanceKimberly D. Dela Justa - Technical Staff

CONSTRUCTION COMMITTEE

Arch. Alfredo S. San Miguel - ChairpersonEngr. Abner R. Alvasan - Vice-ChairpersonEngr. Davey Jon M. Calleja - MemberFreddie O. Jardinico - MemberVivian D. Alcantara - Technical StaffPernie T. Comanda - Technical Staff

AMENDMENTS COMMITTEE

Chair of the Board - Garibaldi O. Leonardo, DBA - ChairpersonVice-Chair of the Board - Elvira S. Dandan - Vice-ChairpersonDirector - Glenn C. Cruz - MemberDirector - Alma S. Ferreros - MemberDirector - Engr. Raymond Joseph L. Salvador - MemberComelec Chair - Marilou C. Ferrer - MemberAudit Chair - Zenaida A. Alcantara, CPA, MBA. Cr.FA - MemberEdcom Chair - Ma. Evelyn R. Garcia - MemberGADChair Or Member - Women - Nonila S. Santos - MemberPKPTL Chairperson - Engr. Alfredo S. Bugayong - MemberAdvisory Chair - Ismael M. Allanigue - MemberCharlie A. Ramos, Jr. - Member Youth Representative (18 - 34 Y/O) Cielito L. Garrido, MBA - SecretaryLegal Counsel/s

GENDER AND DEVELOPMENTNonila S. Santos - ChairpersonLamberto C. Ferrer - Vice-ChairpersonFrancis Anthony F. Borromeo - Sub-Com YouthSherwin V. Barola - Sub-Com YouthAnna Margarett R. Reano - Sub-Com YouthGemma C. San Miguel - Focal Person

STEERING COMMITTEE

Chair of the Board - Garibaldi O. Leonardo, DBA - ChairpersonVice-Chair of the Board - Elvira S. Dandan - Vice-ChairpersonDirector - Marjorie P. Ablaza - MemberDirector - Olivia G. Ferrer - Member


BOARD RESOLUTIONSDirector - Normandy C. Jose - MemberDirector - Renato G. Dela Cruz - MemberCEO Cielito L. Garrido, MBA - Ex-Officio Member/Secretary

Alituntunin sa pagtatalaga ng mga opisyales

1. Simula 2018 ang mga opisyales ng mga lupon o komite ay dapat sundin ang mga kaukulang kinakailangan para maging isang regular na kasapi ng komite. Wala ring itatalaga na Ex-officio member sa taong 2018 maliban sa tagapangulo ng EDCOM at Speakers’ Bureau.

Ang Tagapangulo ng Board at ang CEO ay automatic na Ex-Officio Members ng lupon dahil ang posisyong ito ay nakasaad na kinakailangan.

2. Ang itatalagang myembro ng lupon ay nararapat na may isang taon nang pagiging myembro at MIGS sa lahat ng cut-offs.

3. Kung myembro na nang higit sa 2 taon, nararapat na maging MIGS sa lahat ng cut-offs sa huling 2 taon

4. Pagkatapos ng pagtatalaga ng Lupong Patnugutan sa mga opisyales, ang estado ng kanilang pagkakautang ay aalamin ng Tagapamahala ayon sa resolusyon ng Lupon na may petsang Hulyo 4, 2016 ukol sa mga opisyales na may kakulangan sa pagbabayad ng kanilang utang.

Ayon sa memong inilabas para sa mga Opisyales noong Agosto 2016:

“para sa inyong kabatiran, ayon sa napagtibay ng Lupong Patnugutan noong ika-4 ng Hulyo 2016, ang myembro ng lupon o komite na may kakulangan sa kanyang pagbabayad sa utang, ay suspindido pansamantala sa pagiging opisyal hanggang sa panahong siya ay maging updated na sa kanyang account. Sa panahon ng kanyang suspensyon, ang opisyal ay hindi pinapayagang kumatawan sa SDCC sa anumang pagpupulong at di rin siya pinahihintulutang makilahok sa pulong ng kanyang komite.

Bilang opisyales, inaasahan tayong maging halimbawa sa pagsasabuhay ng ating tatak bilangWISE MENTOR.

Dagdag pa riyan, ang pagsasabisa ng memo na ito ay sa ika-1 ng Agosto 2016.

5. Tuparin ang mga nakatakda sa By-Laws, Article 3 - Government Section 44: diskwalipikasyon ng mga direktor (myembro ng Lupong Patnugutan) at myembro ng lupon o komite.

.....Ayon sa sinasaad: Sinumang kasapi ng Kooperatiba ay ititiwalag sa pagiging kasapi ng Lupong Patnugutan o anumang komite o pahihintuin sa pagpapatuloy niya bilang opisyal sa mga sumusunod na kalagayan:

.....Walang dalawa o higit pa, liban sa mga opisyal ng Pook-Tulungan, na magkamag-anak hanggang 3rd degree of consanguinity or Affinity, ang magsisilbi sa anumang panahon sa anumang inihalal na posisyon kasama na ang Lupon sa Pautang.

6. Ang Tagapangulo ng anumang komite o lupon ay maaring humiling sa Lupong Patnugutan ng karagdagan o pagtanggal ng karapatang maging myembro sa kanyang lupon kung kinakailangan.

Nagkaisang pinagtibay ng Lupong Patnugutan ang pagtatalaga ng mga myembro ng mga lupon (konstitusyonal at di konstitusyonal) sabay nito ang polisiya ng pagtatalaga ng mga opisyales simula 2018.

Policy in the appointment of Officers1. Effective 2018, an appointed committee officer should

have complied with the minimum requirements for the position of a regular committee member. Also, no Ex-Officio Member shall be appointed in 2018, except for the Chairperson of EDCOM and Speakers’ Bureau (Chair of EDCOM as Ex-Officio Member of Speakers’ Bureau and Chair of Speakers’ Bureau as Ex-Officio Member of EDCOM), for such positions require it.

The Chairperson of the Board and the CEO are automatic Ex-Officio Members of the Committees created by the Board, because said positions require it.

2. Committee member/s to be appointed must have been a member of the Coop for at least one (1) year and should be MIGS in all cut-offs.

3. If more than two (2) years as member of the Coop, he/she should be MIGS for the last two (2) years, in all cut-offs.

4. After the appointment by the Board of Directors of all the Officers (Constitutional & Non-Constitutional), their loan status shall be verified by the Management as per Board Resolution dated July 4, 2016 re: Officers with un-updated loan payments or loan arrears:

“Please be informed that as approved by the Board of Directors on July 4, 2016, that a committee member, whether elected or appointed, who is not updated in his/her loan payments (with loan arrears), shall be suspended from being an officer until such time that he/she has updated his/her loan account. During his/her suspension, he shall not represent SDCC in any engagement and is not allowed to attend any committee meeting.

As Officers, we are expected to be exemplars living-out our “WISE MENTOR” brand.

FURTHER, the Board approved that its effectivity will be on August 1, 2016.”

5. Observe the provision in the By-Laws under Article 3- Government, Section 44: Disqualifications of Directors and Committee Members:

“Any member of the Cooperative shall be disqualified from being a member of the Board of Directors or any committee or from continuing as such under any of the following circumstances:

…… No two or more persons, except Pook-Tulungan Officers, who are related to each other within the 3rd degree of Consanguinity or Affinity shall serve at any one time in any elected position including Credit Committee.”

6. The committee chairpersons may request from the Board additions to or removal from the membership roster of their Committees, if deemed necessary.

The Board unanimously approved the appointment of the committee members (Constitutional and Non-Constitutional) together with the policy on appointment of officers effective 2018.

#048 (April 3, 2017-034 item #4) - Schedule of Regular Meeting of the Board

Nagkaisang pinagtibay ng Lupong Patnugutan na ang kanilang regular na pulong ayon sa sumusunod:

Petsa : tuwing ikatlong (3rd) Huwebes ng buwanOras : ika-6 ng gabi – ika-10 ng gabiLugar : sa SDCC Board Room.


BOARD RESOLUTIONS

The Board unanimously approved the schedule of meeting of the Board stated below:

Date : Every 3rd Thursday of the MonthTime : 6:00pm - 10:00pmPlace : SDCC Board Room

#049 (April 3, 2017–034 item #5) - Signatories (Signers and Counter Signers)

Bank Signatories (any one of the SIGNERS AND any one of the CO-SIGNERS)

Itinalaga ng Lupong Patnugutan ang mga sumusunod bilang “signatories” para sa ating transakyon sa bangko simula Mayo 1, 2017, isa mula sa mga “signers” at isa mula sa mga “co-signers”.

The Board assigned the following signatories for bank transactions effective May 1, 2017, one from the “signers” and another from the “co-signers.”

SIGNERS1. Chairperson : Garibaldi O. Leonardo, DBA2. Vice-Chairperson : Elvira S. Dandan3. Treasurer : Rosalina G. Sapungan4. Director : Marjorie P. Ablaza5 . Director : Glenn C. Cruz6. Director : Renato G. Dela Cruz7. Director : Olivia G. Ferrer8. Director : Alma S. Ferreros9. Director : Normandy G. Jose10. Director : Engr. Raymond Joseph L. SalvadorCO-SIGNERS1. Chief Executive Officer: Cielito L. Garrido, MBA2. Enterprise Operations Management Group Head : Maricris D. Bautista3. Operations Support Services Group Head : Vivian D. Alcantara4. Satellite Operations Head : Nelson D. Yeban, Jr.

EFFECTIVE MAY 1, 2017

#050 (April 20, 2017–014 item #1) - CEO’s Report: Withdrawal of membership of spouses Mr. Elindoro Rodriguez, III and Mrs. Elena Rodriguez

Pinagtibay ng Lupong Patnugutan ang kahilingang pagtiwalag ng mag-asawang G. Elindoro Rodriguez, III at Gng. Elena M. Rodriguez.

The Board approved the withdrawal of membership of Mr. Elindoro Rodriguez, III and Mrs. Elena M. Rodriguez.

#051 (April 20, 2017–014 item #3) - Letter From Mr. Domingo Rodriguez

Pinagtibay ng Lupong Patnugutan ang kahilingan ni G. Domingo Rodriguez na pahabain pa ang panahon ng foreclosure ng property hanggang Abril 26, 2017.

The Board approved the request of Mr. Domingo Rodriguez to extend the deadline for foreclosure of the property until April 26, 2017.

#052 (April 20, 2017–014 item #4) - Letter of request of Mr. Orlando Ravanera, Chairman of CDA, regarding the Utilization of CETF

Pinagtibay ng Lupong Patnugutan na ang magagastos sa

pakikilahok ng SDCC sa Show of Force ay ibabawas sa CETF.

Napagtibay din na sa pamamahagi ng CETF, may bahagdan dito na ilalaan para sa iba pang gawaing may kinalaman sa adbokasiya tungo sa pag-unlad ng kilusang kooperatiba.

The Board approved that SDCC expenses to be incurred during its participation in the Show of Force will be charged to CETF.

Further, percentage shall be allocated for advocacy geared towards the promotion of the cooperative movement.

#053 (April 20, 2017–015 item #2) - Report of Education and Training Committee

Pinagtibay ng Lupong Patnugutan ang kahilingan ng EDCOM na pahabain pa ang panahon ng pagsumite ng mga sumusunod, kasama ang mga patakaran at alintuntunin sa pagsasagawa ng mga nasabing pagsasanay:

* PME (Pre-Membership Education) * FEM (Financial Education for Members) * ME (Membership Education) * Assessment Tools for Speakers’ Bureau * TNA-based Eduction Materials Development Iminungkahi din ng Lupon ang mga sumusunod sa EDCOM:1. Unahin ang pagtukoy sa mga potensiyal na lider mula

sa listahan ng mga sumagot sa ilalim ng kategoryang “Willing and Able” na pinag-aralan ng COS

2. Paggawa ng mga materyales pang-edukasyon o mga plano sang-ayon sa konsepto ng 5A’s

Nabangit din ng Lupong Patnugutan na ang isang posibleng maging tungkulin ng Enterprise Improvement Committee (EIC) ang i-synchronize at bantayan ang trabaho ng lahat ng komite na may relasyon sa interplay.

The Board approved the request of EDCOM for extension in submitting the folowing together with their respective policies and guidelines:

• PME ( Pre-Membership Education) • FEM ( Financial Education for Members) • ME (Membership Education) • Assessment Tools for Speakers’ Bureau • TNA-based Education Materials DevelopmentFurther, the Board suggested the following to EDCOM1. To prioritize the identification of potential leaders from the list of

respondents under “Willing and Able” from the study done by COS.2. Development of educational materials or plans in

accordance with the 5A’s Concept.Furthermore, the Board said that one of the possible functions

of Enterprise Improvement Committee (EIC) is synchronizing and monitoring all committees’ tasks in relation with the interplay.

#054 (April 20, 2017–015 item #3) - Report of Election CommitteePinagtibay ng Lupong Patnugutan na ang Tagapangulo ng

mga sumusunod na komite: COMELEC, PKPTL at ng Lupong Patnugutan, na kausapin si Dr. Dionisio Magpantay hinggil sa isyu sa kanilang Pook-Tulungan.

The Board approved that Chairpersons of the COMELEC, PKPTL and of the Board of Director will meet with Dr. Dionisio Magpantay regarding issues about their Pook-Tulungan.


#055 (April 20, 2017–015 item #5) - CRECOMPinagtibay ng Lupong Patnugutan ang special loan ng mga

kasapi batay sa rekomendasyon ng Credit Committee:

HALAGAAMOUNT (PhP)

PAGGAGAMITAN / INTERES PURPOSE / INTEREST RATE

TAGAL NG PAGBABAYADTERMS OF PAYMENT

Php 1,500,000.00 Para sa pagbili nglote sa Mon-El Subdivision sa 1.5% interes kada buwan. For purchasing of lot in Mon-El Subdivision with 1.5% interest per month

7 years

HALAGAAMOUNT (PhP)

PAGGAGAMITAN / INTERES PURPOSE / INTEREST RATE

TAGAL NG PAGBABAYADTERMS OF PAYMENT

Php 1,500,000.00 Para sa pagpapagawa ng bahay sa Goodwill II Subdivision sa 1.5% interes kada buwan sa pasubaling ibibigay ang orihinal na sipi ng ITR ng kanyang anak na babae at ng asawa nito.For house construction at Goodwill II Subdivision with 1.5% interest per month, subject to the submission of original copy of the ITR of her daughter and her daughter’s husband.

7 years

The Board approved the special loans of members based on the recommendations of the Credit Committee

MAY 2017#056 (May 8, 2017–035 item #2.1) - Status of Amnesty Program

Inatasan ng Lupong Patnugutan ang Tagapamahala na gawin ang mga kinakailangang hakbang sa paghahanda ng mga accounts na ipapasa sa collection agency (HVS) upang singilin.

The Board commissioned the Management to take the necessary steps in dealing with the accounts that will be forwarded to the collection agency (HVS).

#057 (May 8, 2017–035 item #2.1) - DOSRIInatasan ng Lupong Patnugutan ang Tagapamahala na

kausapin ang kasapi upang alamin ang kalagayan ng kanyang sasakyang nakakolateral sa utang sa SDCC, at ang kanyang paraan ng pagbabayad.

The Board commissioned the Management to talk to the member, to determine the status of the vehicle being used as collateral to the loan, and the payment arrangement.

#058 (May 8, 2017–035 item #4) - CEO’s REPORT: UNIOIL Letter of Intent to lease the Property in Sucat

Napagkasunduan ng Lupong Patnugutan na maghintay ng iba pang interesadong uupa.

The Board agreed to wait for other interested lessees.

#059 (May 8, 2017–035 item #6) - CEO’s REPORT: SDCC’s participation to MSCB Ownership Pledge Program (OPP)

Pinagtibay ng Lupong Patnugutan ang pag-utang sa Metro

South Cooperative Bank (MSCB) ng halagang Limampung Milyon Piso (Php 50,000,000.00) bilang pagsuporta ng SDCC sa Ownership Pledge Program (OPP) at makatulong sa pagpapatatag ng nasabing Banko.

Ang halagang uutangin ay ilalagak bilang saping puhunan (share capital) ng SDCC sa mga sumusunod na organisasyong kinaaaniban nito:

1. Cooperative Insurance System of the Philippines (CISP)2. CLIMBS Life and General Insurance Cooperative3. Cooperative Health Management Federation (CHMF)4. National Confederation of Cooperatives (NATCCO)5. Metro South Cooperative Bank (MSCB)Pinagtibay din ng Lupong Patnugutan na ipagkatiwala sa

matalinong pagpapasya ng Pamunuan ang pagkakahati-hati ng halagang ilalagak sa nasabing mga organisasyon batay sa halaga ng dibidendong maipagkakaloob.

Napagtibay ring maglagak ng halagang hindi bababa sa Dalawamput Limang Milyong Piso (Php25,000,000.00) sa Deposit Account at Dalawang Milyon at Limang Daang Libong Piso (Php2,500,000.00) bilang saping puhunan sa MSCB.

The Board approved to avail the loan from Metro South Cooperative Bank (MSCB) as SDCC’s way of supporting its Ownership Pledge Program (OPP) in the amount of P50 Million and also to help strengthen the bank.

FURTHER, the loan amount will be invested as share capital in affiliated organizations, as follows:

1. Cooperative Insurance System of the Philippines (CISP) 2. CLIMBS Life and General Insurance Cooperative 3. Cooperative Health Management Federation (CHMF) 4. National Confederation of Cooperatives (NATCCO)5. Metro South Cooperative Bank (MSCB)FURTHER, the Board also approved to entrust to the wise

discretion of the Management the division of the amount to be invested to the above affiliated organizations, relative to the rate of its dividend.

Finally, the Board approved to place at least P25M to Deposit Account and P2.5M Share Capital with MSCB.

#060 (May 8, 2017–036 item #1) - PKPTLPinagtibay ng Lupong Patnugutan ang pagsasagawa ng team

building activity ng PKPTL at mga Tagapangulo at Pangalawang Tagapangulo ng mga Distrito na gaganapin sa Mayo 19 – 20, 2017 sa Aroma Hotel Tagaytay City na may tinatayang badyet na Isang Daan Dalawamput Tatlong Libong Piso (Php 123,000.00).

Inatasan ang PKPTL na magsumite ng assessment pagkatapos ng aktibidad.

The Board approved the team building activity of PKPTL and District Chairpersons and Vice-Chairpersons on May 19-20, 2017 at Aroma Hotel in Tagaytay City with an estimated budget of P123,000.00.

Further, PKPTL was mandated to submit an assessment report of the activity immediately after the event.

#061 (May 8, 20170–037 item #2) - CREDIT COMMITTEE REPORT

Pinagtibay ng Lupong Patnugutan na tanggapin ang xerox copy ng ITR ng anak ng kasaping nagspecial loan bilang pagsunod

BOARD RESOLUTIONS


sa mga kinailangang dukomentong hinihingi ng Lupon.

The Board approved to accept the xerox copy of the ITR of the member’s daughter in compliance with the documentary requirements of the member’s special loan.

#062 (May 15, 20170–038) - Final Draft of Highest and Best Use StudyTinanggap ng Lupong Patnugutan ang resulta ng pag-aaral

na isinagawa para sa Highest and Best use ng property ng SDCC sa Sucat. Napagkasunduan din na hintayin ang panukala hinggil sa Feasibility study na may kasamang architectural design mula sa REHub.

The Board accepted the Final Highest and Best Used Study of the SDCC Sucat property. Further, the Board will wait for the Feasibility Study accompanied with an architectural design, from ReHub.

#063 (May 15, 20170–039) - SDCC Supply Chain Business PlanNapagkasunduan ng Lupong Patnugutan na makipagpulong

muli sa VRV sa Mayo 29, 2017 upang talakaying mabuti at linawin ang kahilingan ng Lupon at mga inaasahan hinggil sa Supply Chain Business Plan.

The Board decided to set another meeting with VRV on May 29, 2017 to discuss extensively the proposal and clarify the Board’s request and expectations on the Supply Chain Business Plan.

#064 (May 15, 2017–018 item #1.1) - Proposal of Mobile Optima regarding Tarkie Field Employee Productivity System

Hiniling ng Lupong Patnugutan sa PKPTL na isama sa adyenda ng pulong ng mga Pook-Tulungan ang bagong mobile application na ginagamit ng ating mga empleyadong lumalabas (Account Specialists, Collectors at Drivers).

The Board requested the PKPTL to include in the agenda of the PT meetings the new mobile app being used by our field employees (Account Specialists, Collectors, and Drivers)

#065 (May 15, 2017–018 item #1.4) - LETTER FROM MR. DOMINGO RODRIGUEZ

Inatasan ng Lupong Patnugutan ang Pamunuan na kausapin muna si G. Domingo Rodriguez sa maaaring maging kasunduan. Kailangang ipaalam sa pamamagitan ng liham sa mga naninirahan, na ang SDCC na ang bagong may-ari ng property bago magsagawa ng legal na hakbang hinggil sa ejectment.

Pinagtibay din ang rekomendasyon ni Dr. Danilo Pilar na maglagay ng karatula sa property para maipabatid sa publiko na ang SDCC na ang siyang may-ari nito.

The board tasked the Management to talk first to Mr. Domingo Rodriguez for possible arrangements. Further, to notify the occupants that SDCC is already the owner of the property, through a letter, before filing legal actions for ejectment.

Finally, the Board approved the recommendation of Dr. Danilo N. Pilar to put a signage on that property informing the public that SDCC is the rightful owner.

#066 (May 15, 2017–018 item #1.7) - COMELECHiniling ng Lupong Patnugutan sa COMELEC na magtakda

ng pulong kay Dr. Magpantay.

The Board requested the COMELEC to set a meeting with Dr. Magpantay.

#067 (May 15, 2017–020 item #2) – SHEPHERD’S COMMITTEE REPORT

Pinagtibay ng Lupong Patnugutan ang polisiya/pamamaraan hinggil sa Disaster Stricken Programs at ang paraan at klase ng tulong na may kaukulang badyet na maaring umabot hanggang Isang Daang Libong Piso (Php 100,000.00) kada sakuna sang-ayon sa pagpapasya ng Pamunuan. Kung sakaling ang pondo ay nagamit na o kulang na, ang Pamunuan ay kailangang humingi ng pagpapatibay ng Lupong Patnugutan para sa alokasyon ng bagong pondo.

Karagdagang pinagtibay din na isama ang mga hindi miyembro sa mga benepisyaryo, ngunit prayoridad na bigyan ng tulong ang mga kasapi. Inatasan din ng Lupon ang SHEPHERD Committee na ihiwalay ang pamamaraan ng pagsasagawa sa polisiya.

The Board approved the policy/procedures on Disaster Stricken Programs and that the manner and type of assistance up to P100,000.00 per disaster is at the discretion of the Management. Further, in case the fund were fully consumed or insufficient, the Management will seek approval of the Board for fund allocation.

Further, the Board also approved that non-members may be included as beneficiaries, but priority is given to the members. Finally, the Board asked the SHEPHERD Committee to separate the procedures from the policies.

#068 (May 15, 2017-020 item #3) - Sports CommitteeSinang-ayunan ng Lupong Patnugutan na hindi gumamit ng

aircon sa Multi-Purpose Covered Court habang isinasagawa ang Sports Fest sa kadahilanang maaring may negatibong epekto ito sa kalusugan.

The Board agreed that the air con at the Multi-Purpose Covered Court will not be used during Sports Fest as it might bring about negative effects on the health.

#069 (May 15, 2017–020 item #4) - CBDSS REPORTPinag-aralan ng Lupong Patnugutan ang ulat ng CBDSS

at pinagtibay ang pagliban ni G. Fernando Cortez sa loob ng dalawang buwan simula Mayo 24 hanggang Hulyo 16, 2017. Hiniling ng Lupon na ang ulat ng komite ay dapat may nilalamang mga bagong ulat hinggil sa ng lahat ng dimensyon ng programang BEEF.

The Board reviewed the CBDSS report and approved the leave of absence of Mr. Fernando S. Cortez for a period of two months from May 24, 2017 to July 16, 2017. Finally, the Board asked that the CBDSS report to contain updates on all dimensions of the BEEF Program.

#070 (May 15, 2017–020 item #5) - SDCC ChoralePinagtibay ng Lupong Patnugutan, nang may pasubali, ang

rekomendasyon ni Bb. Olivia G. Ferrer, Tagapangulo ng SDCC Chorale, para sa pagtalaga at honoraryum ni G. Francis Sope

BOARD RESOLUTIONS


bilang bagong Musical Director at G. Rodel Sope bilang kahaliling organista, sa pasubaling tatanggapin ang nasabing posisyon.

Sinang-ayunan din ng Lupon na si G. Jose Soriano ay hindi na miyembro ng SDCC Chorale simula nang ito ay tumiwalag sa pagiging kasapi ng SDCC.

The Board approved, with reservation, the recommendation of

Ms. Olivia G. Ferrer, Chairperson of SDCC Chorale, for the appointment of, as well as the honorarium for Mr. Francis Sope as the new Musical Director, and Mr. Rodel Sope as the alternate organist, subject to the acceptance of the said position.

Further, the Board acknowledged that Mr. Jose Soriano is no longer a member of SDCC Chorale since he has withdrawn his membership from SDCC.

#071 (May 15, 2017–020 item #6) – Gender and Development CommitteePinagtibay ng Lupong Patnugutan ang pagliban sa tungkulin

ni Bb. Nonila S. Santos simula Mayo 31, 2017 sa kadahilang pangkalusugan at ang kanyang pagbibitiw bilang Tagapangulo ng Lupon sa Gender and Development.

Inatasan ng Lupong Patnugutan ang Pamunuang tanungin si Bb. Virginia Santos kung siya ay pumapayag na tanggapin ang pagiging Tagapangulo ng komite. Kung kanyang tatanggapin, ang kanyang pagkakatalaga ay ituturing na pinagtibay na.

The Board approved the leave of absence of Ms. Nonila S. Santos effective May 31, 2017 for health reasons, and her resignation as Chairperson of Gender and Development Committee.

Further, the Board commissioned the Management to ask Ms. Virginia Santos if she is willing to accept the Chairmanship of Gender and Development Committee, and with her acceptance, her appointment shall be considered approved by the Board.

#072 (May 15, 2017–020 item #7) – Education and Training Committee

Tinanggap ng Lupong Patnugutan ang ulat at pinagtibay nito ang pagsasagawa ng Lupon sa Edukasyon at Pagsasanay ng Mock presentation ng panukalang nilalaman ng PME sa darating na Hunyo 1, 2017 sa ganap na ika-6:00 ng gabi.

The Board considered the above report. Further, the Board approved that the mock presentation of the proposed content of PME be presented by Education and Training Committee on June 1, 2017 at 6pm.

#073 (May 15, 2017–020 item #8) – Credit Committee Pinagtibay ng Lupong Patnugutan ang special loan ng

isang (1) kasapi sa halagang DALAWANG MILYONG PISO (P2,000,000.00) na may tubong 1.50% kada buwan batay sa bumababang balanse na babayaran sa loob ng anim (6) na taon sang-ayon sa rekomendasyon ng Credit Committee.

The Board approved a special loan for 1 member amounting to TWO MILLION PESOS ( P2,000,000.00) with 1.50 % interest every month based on the diminishing balance payment scheme which will be payed for 6 years according to the recommendation of the Credit Committee.

#074 (May 15, 2017–021 item #2) – Concern of Mr. Reymar Noriel,

son of a founder and former President, Atty. Mariano NorielBuong pagkakaisang pinagtibay ng Lupong Patnugutan na

ang Tagapamahala, Bb. Cielito L. Garrido, na ang magpapadala ng mensahe kay G. Reymar Noriel upang ipaliwanag na ang sistema at patakaran ay ginawa at pinagtibay ng Lupon, gamit bilang gabay ang mga prinsipyo at mga pinahahalagahan ng Kooperatiba. Ang sistema at patakaran ay ginawa upang maisaayos ang operasyon sa pagpapatupad ng mga programa. Ang Pamunuan, sa pamamagitan ng Tagapamahala, ay inaasahang ipatutupad ang mga sistema at patakarang ito.

The Board unanimously approved for the CEO, Ms. Cielito L. Garrido, to send a message to Mr. Reymar Noriel explaining that the systems and policies were formulated and approved by the Board, guided by the co-op principles and values. These systems and policies were formulated to put order in the operations for implementation of the programs. The Management, thru, the GM or CEO is expected to implement those systems and policies.

#075 (May 15, 2017–021 item #5) – Purchase of Tablets for Board of Directors

Buong pagkakaisang pinagtibay ng Lupong Patnugutan ang rekomendasyon ng Pamunuan na bumili ng mga tablet para sa Board of Directors, Acting Board Secretary, Treasurer at Chief Executive Officer para sa mabilis at matipid na komunikasyon.

Karagdagang pagpapagtibay din ang inihaing alituntuning binuo ng Pamunuan ukol sa paggamit ng computer/tablet o anumang kahalintulad na gadyet.

1. Ang SDCC, sa pamagitan ng tanggapan ng CEO, ay magbabahagi ng maaayos na gadget na magagamit na may kaukulang applications, tulad ng .coop portal, Facebook, google, at iba pa.

2. Ang SDCC, sa pamamagitan ng tanggapan ng CEO, ay gagawa ng email account para sa bawat tumanggap ng gadget o user para lamang sa email na komunikasyon niya at ng SDCC. Para mapadali, ang mga komunikasyon ng SDCC ay ipadadala sa kani-kanilang accounts. Ang ganitong paraan ay madali ring masusubaybayan. Maaaring palitan ng user ang kanyang password. Ito ay limitadong gamit lamang ng SDCC.

3. Ang mga komunikasyon/dokumentong ipinadala sa user ay pag-aari ng SDCC at tinuturing na confidential kaya ipinagbabawal ang pag”share” o pagpadala nito sa iba nang walang pahintulot.

4. Ang pagimprenta ng mga na-email na mahahalagang dokumento o iyung maaaring magdulot ng di pagkakaunawaan ay ipinagbabawal kung walang pahintulot.

5. Hinihikayat ang user na burahin ang mga emails nang maaga pa o hanggang sa ika-2 buwan (depende sa kanya kung kailan dito) kapag tapos na ang saysay nito upang higit na mapakinabangan ang memory ng tablet.

6. Maaaring magamit ang WIFI ng mga opisina ng SDCC kung walang internet connection ang user sa kanyang bahay. Lumapit lamang sa mga OCEO staff na nakatalaga sa Main at Satellite Offices para sa internet connection. Ang internet connecton na ito ay pang opisyal na gamit lamang.

7. Sa pagkakataong nakalimutang dalhin ang gadget sa mga pagpupulong, hindi na mabibigyan ng kopya ng

BOARD RESOLUTIONS


mga ulat ang nakalimot na opisyales.8. May oryentasyon na ibibigay sa paggamit ng .coop account.9. Ang normal na pagkasira dulot ng paggamit at kalumaan

ng gadget ay sagutin ng SDCC sa pagpapaayos, ngunit kung ito ay dulot ng kapabayaan, personal itong ipagagawa o papalitan ng user.

10. Inaasahang magiging maingat ang mabibigyan ng gadget sa lahat ng pagkakataon.

The Board unanimously approved the recommendation of the Management to provide tablets for the Board of Directors, Acting Board Secretary, Treasurer and Chief Executive Officer for easy and cost-saving transmission of the reports.

FURTHER, the Board approved the following rules drafted by the Management on the use of the tablet or similar gadget:

1. SDCC, thru the Office of the CEO, will issue the gadget in good running condition with necessary applications, such as .coop portal, Facebook, google, etc.

2. SDCC, thru the Office of the CEO, will create an email account for each recipient/user solely intended for the email communication between SDCC and the user. SDCC communications will be sent thru this account for easy access and monitoring purposes. Users have the option to change their user password.

3. Communications/documents sent to users are sole property of SDCC, and considered confidential, and must not be shared/sent to others without clearance.

4. Printing of any important or potentially contentious communication which user received via email is prohibited unless it was approved.

5. Emails sent should be deleted from the tablet within two (2) months, or earlier, after its purpose has been achieved depending on the preference of the user, to maximize the use of the tablet memory.

6. WIFI at SDCC Offices may be accessed by the user who has no internet connection at home. The OCEO staff at the Main or the Satellite Office may be approached for the connection. WIFI of SDCC Offices are strictly for official use only.

7. In case the user forgot to bring with him/her the tablet during a meeting, he/she will still not be provided with a hard copy of the reports.

8. There will be an orientation on how to use the .coop account.9. Regular wear and tear/damage/defect will be shouldered by

SDCC, but if damage/ defect is due to negligence of the user, he/she will shoulder the cost of repair or replacement of the gadget.

10. Due care is expected and should be implemented by the users when using the tablet.

JUNE 2017#070 (June 1, 2017–040 item #4) – CKCM REPORT

Inatasan ng Lupong Patnugutan ang Pamunuan na talakayin ang resulta at alalahanin ng Lupon sa CODIS.

The Board commissioned the Management to discuss the result and the Board’s concerns with CODIS.

#077 (June 1, 2017–040 item #5) – Adaptation of Tagalog Version of Vision and Mission

Iminungkahi ng Lupong Patnugutan na ipadala sa pamamagitan ng email ang tagalog version ng Bisyon at Misyon para makapagbigay sila ng komento hanggang Sabado, Hunyo 3, 2017. Kung walang komentong matatanggap sa nasabing draft ay ituturing nang tama.

The Board suggested to send, via email, the tagalog versions of the Vision and Mission for their comments until Saturday, June 3, 2017. If nobody submits any comment, the draft will be considered final.

#078 (June 1, 2017–040 item #10) – Board Resolution for CICPinagtibay ng Lupong Patnugutan ang pagsusumite ng

resolusyon bilang bahagi ng mga kinakailangang dokumento kasama ang pangalan ng mga kawaning responsable sa pagganap ng tungkulin na may kinalaman sa CIC, sila ay sina:

The Board approved the submission of a Board Resolution as part of the requirements together with the list of persons assigned to certain responsibilities related to CIC:

1. Operations Support Service Group Head - Ms. Vivian D. Alcantara

2. Enterprise Operations Management Group Head - Ms. Maricris D. Bautista

3. Management Information System Head - Ms. Emmy R. Salvador

4. Loan Servicing Officer - Mr. Roberto E. Garcia5. Credit Administration Officer - Mr. Armando R. Cruz, Jr.

#079 (June 1, 2017–040 item #11) – Secretary’s Certificate for 2nd Endorsement of Check for PNB Account

Pinagtibay ng Lupong Patnugutan ang mga sumusunod na resolusyon:

The Board approved the resolutions as stated below:RESOLVED, the Cooperative, SAN DIONISIO CREDIT

COOPERATIVE (SDCC) be authorized to deposit the checks payable to the following:

- SDCC’s issued check to its members, which is encashed and deposited the same to SDCC account;

- SDCC’s members issued check (member as payee) to be deposited to SDCC account; and

- Checks issued to SDCC members by SSS/ Pag-ibig as proceeds of members’ personal loan, sickness/ maternity/ disability and funeral benefit, pension.

to the account of SAN DIONISIO CREDIT COOPERATIVE (SDCC) with PNB Paranaque, Sucat Branch.

RESOLVED, FURTHER, that SAN DIONISIO CREDIT COOPERATIVE (SDCC) to endorse the above mentioned checks and the Cooperative authorizes ANY TWO (2) of the following company officers below shall remain in full force and effect and binding on the Cooperative until notice in writing is received by the depository bank(s), revoking, amending or otherwise modifying the same.”

Name Position/ Designation 1. Ms. Cielito L. Garrido, MBA Chief Executive Officer 2. Ms. Maricris D. Bautista Enterprise Operations Mgmt. Group Head

BOARD RESOLUTIONS


3. Ms. Vivian D. Alcantara Operations Support Services Grp. Head4. Mr. Nelson D. Yeban, Jr. Satellite Operations Head

#080 (June 1, 2017–040 item #12) – SDCC Housing Project III Titles

Buong pagkakaisang pinagtibay ng Lupong Patnugutan ang rekomendasyon ng pamunuan na ipamahagi ang labing walong (18) titulo ng lupa sa mga nanalo sa SDCC Housing Project III sa Hunyo 15, 2017 sa ganap na ika-5:00 ng hapon bago magsimula ang pulong ng Lupon.

The Board unanimously approved the recommendation of the Management to distribute the 18 TCT’s to the respective winners of SDCC Housing Project III on June 15, 2017 at 5pm, before the Regular Board Meeting.

#081 (June 1, 2017–041 item #1) – COS ReportNapagkasunduan ng Lupong Patnugutan kaugnay ng

bagong tema na kunin muna ang payo/opinion ng Pangalawang Tagapangulo, Bb. Elvira S. Dandan, na hindi nakadalo sa pulong ngayon dahil sa kondisyong pangkalusugan subalit lahat ng direktor ay maaaring magsumite ng kanilang rekomendasyon.

Pinagtibay din ng Lupon ang rekomendasyon ng Pamunuan na imbitahin si Cong. Sabiniano S. Canama bilang pangunahing tagapagsalita sa selebrasyon ng ika-56 Anibersaryo sa Hulyo 28, 2017.

The Board agreed, with regard to the new theme, to seek first the advice of the Vice-Chairperson, Ms. Elvira S. Dandan, who was absent due to health condition; but the Directors may submit their recommendations.

Further, the Board approved the recommendation of the Management to invite Cong. Sabiniano S. Canama as the guest speaker on the 56th SDCC Anniversary celebration on July 28, 2017.

#082 (June 1, 2017–041 item #2) – EIC ReportMatapos ang deliberasyon at diskusyon, ay tinanggap ng

Lupong Patnugutan ang inisyatibo ng Tagapangulo ng komite na gumawa ng maaring maging tungkulin, bisyon at misyon ng EIC.

After due deliberation and discussion, the Board accepted the initiative of the Chairperson to prepare the draft of the functions, vision and mission of EIC.

#083 (June 8, 2017–043 item #2) – Financial Support to PCC-TWG Meeting regarding Apex Organization

Pinagtibay ng Lupong Patnugutan ang rekomendasyon ng Tagapamahala ng P100,000.00 bilang suporta sa pagpupulong ng PCC-TWG tungkol sa APEX Organization na babayaran ng CETF.

The Board, approved the recommendation of the Management of P100,000.00 as support to PCC-TWG meeting regarding Apex Organization to be charged to CETF.

#084 (June 8, 2017–043 item #3.A) – 56th Anniversary on July 28, 2017: Proposed Theme

Pagkatapos pag-usapan at masusing pag-isipan, pinagtibay ng Lupon ang tema ng selebrasyon ng ika-56 Annibersaryo

sa Hulyo 28, 2017 ay “Sa Bawat Kasapi at Mamamayan, May Serbisyong Nakalaan”.

Upon discussion and deliberation, the Board, approved that the theme for the 56th Anniversary celebration on July 28, 2017 will be “Sa Bawat Kasapi at Mamamayan, May Serbisyong Nakalaan”.

#085 (June 8, 2017–043 item #3.B) – 56th Anniversary on July 28, 2017: Awardees for 20 years of being a member and 60 years old

Buong pagkakaisang pinagtibay ng Lupong Patnugutan ang mga sumusunod:

1. Pagtanggal ng parangal sa mga myembrong 20 taon nang kasapi at may edad na 60 simula 2017.

2. Buhaying muli ang Awards at Recognition Committee na may tungkuling magbuo/gawing napapanahon ang mga polisiya at pamamaraan ng pagbigay ng karangalan sa karapat-dapat na myembro, kawani, opisyales at kasosyo. Ang lupon ay binubuo nina:(a) Dir. Glenn C. Cruz(b) Dir. Olivia G. Ferrer(c) Dir. Alma S. Ferreros(d) Dir. Normandy G. Jose(e) Dir. Raymond Joseph L. Salvador

The Board unanimously approved the following:1] The removal of award for 20 years of being a member and

those aged 60 years old, effective 2017.2] To revive the Awards and Recognition Committee whose

main function is to formulate/update the policy and procedures in giving awards to qualified officers/staff/members/partners. The Committee will be comprised of the following Directors:(a) Dir. Glenn C. Cruz(b) Dir. Olivia G. Ferrer(c) Dir. Alma S. Ferreros(d) Dir. Normandy G. Jose(e) Dir. Raymond Joseph L. Salvador

#086 (June 8, 2017–043 item #4) – Letter of Request from member and occupants of SDCC property acquired from Mr. Arsenio S. Rodriguez, Jr.

Pinagtibay ng Lupong Patnugutan ang kahilingan ng mga nakatira sa lupang pagmamay-ari ng SDCC na nailit kay Mr. Arsenio S. Rodriquez, Jr., na palawigin pa ang pagbabayad nila sa Hulyo 6, 2017. Ito na ang huling palugit

The Board approved the request of the occupants of SDCC property foreclosed from Mr. Arsenio S. Rodriguez, Jr. to extend the deadline of payment until July 6, 2017, but this will be the last extension.

#087 (June 8, 2017–044 item #2) – CETF allotted for UMMCPinagtibay ng Lupong Patnugutan ang rekomendasyon

ng Tagapamahala na ibalik ang unremitted CETF sa UMMC na nagkakahalagang P1,142,852.24

The Board unanimously approved the Management’s recommendation to plough back the unremitted CETF to UMMC

BOARD RESOLUTIONS


BOARD RESOLUTIONSamounting to P1,142,852.24.

#088 (June 8, 2017–044 item #3) – Mr. Reymar Noriel’s concernPinagtibay ng Lupong Patnugutan ang pagpapadala ng

pormal na imbitasyon kay Gng. Reymar Noriel para sa isang pagpupulong upang pag-usapan hanggang may mapagkasunduan ang mga nauukol sa suliranin.

The Board approved to send a formal invitation to Mr. Reymar Noriel for a meeting to discuss and reconcile the problem.

#089 (June 8, 2017–044 item #4) – Performance BonusBuong pagkakaisang napagkasunduan ng Lupong

Patnugutan na tanggapin ang panukalang bigyan ng performance bonus ang mga empleyado sa pagtatapos ng taon.

The Board unanimously agreed to consider the proposal of giving a performance bonus to employees at the year‘s end.

#090 (June 8, 2017–045) – PME Mock Presentation by EDCOMHiniling ng Lupong Patnugutan sa EdCom na suriin ang

module at bigyang pansin ang mga sumusunod:(a) Gawing simple ang presentasyon, sa konteksto na ang

PT Education Officers na ang magbabahagi.(b) Gumamit ng mas maraming visual sa presentasyon lalo

kung ito ay may kinalaman sa pinagmulan ng COOP.(c) Kaligtaan ng ang mga layunin ng Koop, sa halip ay

bigyan ng toon ang Bisyon at Misyon ng Kooperatiba.(d) Ipanatili ang Tripod of Coop Success at ang Coop Cake(e) Idagdag ang karapatan at obligasyon ng myembro.(f) Ihanda ang facilitators’ guide(g) Mag ingat sa adlib, upang maipahayag ang nararapat at

mahalagang impormasyon lamang.

The Board requested the EdCom to review the module and consider the following comments/suggestions:

(a) Simplify the presentation, in the context that the PT Education officer will be delivered.

(b) To use more visuals in the presentations, especially with the history of the Coop.

(c) Omit the objective of the Coop, instead focus on the Vision and Mission of the cooperative.

(d) Retain the Tripod of Coop Success and Coop Cake(e) Include the rights and obligations of the members.(f) Prepare facilitator’s guide(g) Be cautious in the adlib, such as the lowest interest and

prices, that may lead to wrong expectations or demands from the members.

#091 (June 15, 2017) - Addendum/Correction to the Minutes of Meeting dated March 15, 2017

Nagkaisang pinagtibay ng Lupong Patnugutan na panatilihin ang dagdag na 20% sa credit limit bilang insentibo sa mga magagaling magbayad.

The Board unanimously approved the the retention of additional 20% to credit limit as incentive to good borrowers.

#092 (June 15, 2017-024 item #1) - Termination of Planong

Damayan MembershipPinagtibay ng Lupong Patnugutan ang kahilingan ni G.

Dennis C. Hernandez na matiwalag na sa pagiging kasapi ng Planong Damayan.

The Board approved the request for termination of Planong Damayan membership of Mr. Dennis C. Hernandez due to personal reason.

#093 (June 15, 2017-025 item #2) - COMELEC Report Nagkaisa ang Lupong Patnugutan na ipagpaliban muna

ang pagtatalaga ng mga PT lider, at hiniling sa COMELEC na pag-aralang muli ang mga Patakaran sa Pagboto, na may pagsasaalang-alang sa mga kaugnay na probisyon sa R.A. 9520 at SDCC By-Laws, at magpasa ng mungkahing mga Patakaran sa Pagboto sa Lupon para mabigyan ng mga komento.

Dagdag pa rito, inatasan ng Lupong Patnugutan ang PKPTL na magsagawa ng isang kumprehensibong pagtataya (1) ayon sa 2nd quarter na pagpupulong ng PT (2) pagtukoy sa mga mahihinang PT, at alamin kung ano ang maaaring gawin; (3) anong programa ng PKPTL ang makapagpapataas ng bilang ng MIGS.

Lalo pa, lahat ng mga Tagapangulo ng mga Komite ay inatasang ipaalam sa Lupon, sa pamamagitan ng tanggapan ng CEO ang adyenda ng kani-kanilang pulong 2 araw bago ang pulong para maabesuhan sila kung nais dumalo ng sinumang kagawad ng Lupong Patnugutan.

The Board, unanimously agreed to hold in abeyance the approval of appointment of the PT Leaders and requested the COMELEC to review the Election Rules, consider the related provisions in R.A. 9520 and SDCC By-Laws, and submit a proposed Election rules to the Board for its comments.

Further, the Board commissioned the PKPTL to have a comprehensive assessment of the PT’s (1) based on the 2 quarter meetings; (2) identify those weak PT’s, what could possibly be done; (3) program of PKPTL to increase the number of MIGS.

Furthermore, all Committee Chairpersons were asked to inform the Board, through the Office of the CEO, of its Committee meeting agenda at least 2 days before the meeting for Board’s guidance if they want to attend the meeting.

#094 (June 15, 2017-025 item #1) - Credit CommitteePinagtibay ng Lupong Patnugutan ang Special Loan ng isang

kasapi na nagkakahalaga ng P2M, na may 1.25% interes kada buwan batay sa bumababang balanse, na babayaran sa loob ng 7 taon, na gagamitin sa pagpapatayo ng paupahang apartment.

The Board approved the Special Loan of a member amounting to P2M, with 1.25% monthly interest based on diminishing balance, payable in 7 years to be used for construction of rental apartments.

#095 (June 15, 2017-025 item #2) - Leave of absence of Ms. Milagros M. Mateo and Mr. Jesse M. Sarmiento, both CreCom Understudy

Nagkakaisang pinagtibay ng Lupong Patnugutan ang pagliban ng 2 understudy ng Credit Committee na sina Bb. Milagros Mateo at G. Jessie Sarmiento na may bisa simula ika-6 ng Hunyo hanggang ika-31 ng Agosto, 2017, at ika-24 ng Hunyo


BOARD RESOLUTIONShanggang ika-18 ng Hulyo, 2017, ayon sa pagkakasunod-sunod.

The Board unanimously approved the leave of absence filed by the two understudies of Credit Committee, Ms. Milagros Mateo and Mr. Jessie Sarmiento effective June 6 – August 31, 2017 and June 24 – July 8, 2017, respectively.

#096 (June 19, 2017–045 item #1) – Adaptation of Tagalog version of Vision and Mission

Pagkatapos ng masusing pag-uusap at pagninilay, pinagtibay ng Lupong Patnugutan ang pagsasagawa ng bersyong tagalog ng Bisyon at Misyon. Ito ay ang sumusunod:

Upon discussion and considerable thought, the Board approved the adaptation of the Tagalog version of Vision and Mission, as follows:

VISION“Innovative, global cooperative leader, the members of which are united in, and committed to, the upliftment of the quality of life, social transformation and environment protection.”

(Ang makabago at pandaigdigang lider-kooperatiba, na ang mga kasapi ay nagkakaisa at nakatuon sa pag-angat ng kalidad ng buhay, panlipunang pagbabago at pangangalaga ng kapaligiran)

MISSION1. Keep the organization increasingly sustainable yet steadily

grounded on co-op values and principles under a continually happy and secure work environment.

(Panatilihing umaangat ang antas ng katatagan ng ating organisasyon, habang ito ay matibay na nakatuntong sa mga pinahahalagahan at prinsipyo ng kooperatiba, sa ilalim ng isang masaya at ligtas na lugar na paggawa.)

2. Ensure self-fulfillment in all facets of human development for our members.

(Tiyakin ang katuparan sa sarili ng mga kasapi sa lahat ng aspeto ng kaunlarang pantao.)

3. Ensure role-based leadership development for our officers. (Tiyakin ang pagpapaunlad sa pamumuno ng ating mga

opisyales batay sa kanilang atas na tungkulin.)4. Ensure career development for our staff. Tiyakin ang pagpapaunlad ng karera ng ating mga kawani5. Ensure strengthening of our Pook-Tulungan (Tiyakin ang pagpapalakas ng ating mga Pook-Tulungan.)6. Ensure a mutually beneficial and mutually respectful working

relationship with all our partners. (Tiyakin na kapwa kapaki-pakinabang at may paggalang ang

pakikipag-ugnayan sa lahat ng ating mga katuwang.)7. Ensure the total well-being of our community. (Tiyakin ang kabuuang kapakanan ng ating pamayanan.)8. Ensure the preservation of our environment. (Tiyakin ang pangangalaga ng ating kapaligiran.)

#097 (June 19, 2017–045 item #2) – Appointment of Understudy Delegate in Different Affiliations

Pinagtibay ng Lupon ang pagtatalaga ng understudy delegate sa ibat-ibang affiliations, ito ay ang mga sumusunod:

The Board approved the appointment of Understudy Delegate in different affiliations, as follows:

2017 - 2018 AFFILIATIONS DELEGATES1] ASIAN SOLIDARITY ECONOMY COUNCIL (ASEC) Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: CEO, Cielito L. Garrido, MBA Understudy: Ma. Evelyn R. Garcia – EDCOM Chairperson2] CLIMBS Regular Delegate : Dir. Elvira S. Dandan (term up to 2018 GA) Alternate Delegate: Dir. Alma S. Ferreros Understudy: Veronica T. Aberion – Crecom Chairperson3] CLIMBS Mutual Equity Fund Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: Dir. Marjorie P. Ablaza Understudy: Ms. Rosalina G. Sapungan - Treasurer4] Cooperative Deposit Insurance System (CODIS) Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: Dir. Olivia G. Ferrer Understudy: Zenaida A. Alcantara, CPA, MBA – Audit Committee Chairperson5] Cooperative Insurance System of the Philippines, (CISP) Regular Delegate : Dir. Raymond Joseph L. Salvador Alternate Delegate: Dir. Normandy G. Jose Understudy: Danilo N. Pilar, Ph.D. – Risk Management Committee Chairperson6] Credit Management Association of the Philippines (CMAP) Regular Delegate : Dir. Glenn C. Cruz Alternate Delegate: Dir. Alma S. Ferreros Understudy: Leonila V. Gonzaga - Crecom Vice-Chairperson7] CDC and LPRAT Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Understudy: NO NEED8] CRC-UAP Asia Pacific Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: CEO, Cielito L. Garrido, MBA Understudy: Alejandro G. Esperanza, Ed.D - EDCOM Vice-Chairperson9] Federation of Peoples’ Sustainable Development Cooperative (FPSDC) Regular Delegate : Dir. Marjorie P. Ablaza Alternate Delegate: Dir. Alma S. Ferreros Understudy: Fernando S. Cortez – CBDSS Chairperson10] IMCOOP Regular Delegate : Dir. Olivia G. Ferrer Alternate Delegate: Dir. Marjorie P. Ablaza Understudy: Orico S. Macatangay – EIC Chairperson11] La Villa Amor Holdings Corporation Regular Delegate : (Chairperson) Dir. Garibaldi O. Leonardo, DBA Alternate Delegate : Dir. Elvira S. Dandan (Vice-Chairperson) Understudy: Marites O. Castillo - Mediation & Conciliation Committee Chairperson12] Metro Manila Savings Cooperative (MMSC)

Regular Delegate : Dir. Marjorie P. Ablaza Alternate Delegate: Dir. Normandy G. Jose Understudy: Marilou C. Ferrer - Comelec Chairperson

13] Metro South Cooperative Bank (MSCB) Regular Delegate : (Chairperson) Dir. Garibaldi O. Leonardo, DBA Understudy: Rosalina G. Sapungan - Treasurer

14] National Confederation of Credit Cooperative (NATCCO) Regular Delegate : Dir. Renato G. Dela Cruz (end term this May)

Alternate Delegate: Dir. Glenn C. Cruz Understudy: Regina T. Orcullo - Ethics Committee Chairperson


BOARD RESOLUTIONS15] NATCCO Stabilization Fund Regular Delegate : CEO, Cielito L. Garrido, MBA (Chief Exec. Officer) Alternate Delegate: NO NEED16] National Publishing Cooperative, Inc. (NPC) Regular Delegate : will write to pull out the investment of SDCC Alternate Delegate: 17] NCM Mutual Fund of the Phil., Inc. (NCMMFPI) Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: Dir. Raymond Joseph L. Salvador Understudy: Alicia C. Salvador - Audit Committee Chairperson18] Network Consolidated Cooperative Bank (NCCB) Regular Delegate : Dir. Raymond Joseph L. Salvador Alternate Delegate: Dir. Garibaldi O. Leonardo, DBA Understudy: Maria Nelia Rafaela G. De Leon - EIC Vice-Chairperson 19] One Coop Health Federation Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: CEO, Cielito L. Garrido, MBA (Hold over) Understudy: Ms. Lani E. Gorgonia – SHEPHERD Committee Chairperson20] Parañaque Chambers of Commerce & Industry (PqCCI) Regular Delegate : Dir. Marjorie P. Ablaza Alternate Delegate: Dir. Olivia G. Ferrer

Understudy: Ms. Evelyn R. Luching - Co-Ed Chairperson21] Parañaque City Union of Cooperatives (PqCUC) Regular Delegate : Dir. Glenn C. Cruz Alternate Delegate: Dir. Marjorie P. Ablaza Understudy: Virginia B. Santos - GAD Chairperson22] Parañaque Cooperative Development Council (PCDC) Regular Delegate : Dir. Garibaldi O. Leonardo, DBA (Hold over) Alternate Delegate: NONE Understudy: NO NEED23] Parañaque Development Foundation, Inc. (PDFI) Regular Delegate : Dir. Olivia G. Ferrer Alternate Delegate: Dir. Raymond Joseph L. Salvador Understudy: Alex B. Guiwan - Sports Committee Chairperson24] Parañaque Federation of Credit Cooperative (PqFCC) Regular Delegate : Dir. Elvira S. Dandan Alternate Delegate: Dir. Felipe L. Perida, Jr. (term is up to 2018 G.A.) Understudy: Marilyn J. Estrella - COS Chairperson25] Philippine Cooperative Center (PCC) Regular Delegate : Dir. Alma S. Ferreros (end Term this 2017 GA) Alternate Delegate: Dir. Garibaldi O. Leonardo, DBA Understudy: Margarita D. Cerrada, Ph.D - COS Vice-Chairperson26] Philippine Cooperative Central Fund Federation (PCF) Regular Delegate : Dir. Elvira S. Dandan Alternate Delegate: Dir. Olivia G. Ferrer Understudy: Reynaldo H. Vizcarra - Mediation & Conciliation Comm. Vice-Chairperson27] Rover Scouts of the Philippines Regular Delegate : Dir. Normandy G. Jose Alternate Delegate: Dir. Raymond Joseph L. Salvador Understudy: Lamberto C. Ferrer – Gender & Dev’t. Comm. Vice-Chairperson28] Save Parañaque Movement (SPM) Regular Delegate : Dir. Raymond Joseph L. Salvador Alternate Delegate: Dir. Garibaldi O. Leonardo, DBA Understudy: Ramon G. Gonzales - SHEPHERD Committee Vice-Chairperson29] Save Parañaque River Foundation Regular Delegate : Dir. Elvira S. Dandan Alternate Delegate: Dir. Glenn C. Cruz Understudy: Engr. Alfredo S. Bugayong - PKPTL Chairperson30] Parañaque City Credit Surety Fund

Regular Delegate : Dir. Garibaldi O. Leonardo, DBA Alternate Delegate: CEO, Cielito L. Garrido, MBA Understudy: Junelyn T. Cruz - Audit Committee Secretary

#098 (June 19, 2017–045 item #7) – PCC: Letter of Solicitation for Ms. Maria Corazon Diwas, CDA’s Senior CDS

Pinagtibay ng Lupong Patnugutan ang halagang P20,000.00 donasyon para kay Ms. Maria Corazon Diwas, senior CDS ng CDA, bilang suporta sa kanyang pagpapagamot sa Singapore.

The Board approved the amount of P20, 000.00 donation for Ms. Maria Corazon Diwas, CDA’s Senior CDS, as a support for her medical needs in Singapore.

#099 (June 19, 2017–045 item #8) – Recommended Nominees on “Sampung Ulirang Nakatatanda (SUN) Awards” held by Coalition of Services of the Elderly, Inc

Pagkatapos nang masusing usapan, pinagtibay ng Lupong Patnugutan ang rekomendasyon ng Tagapamahala na maging nominado ang mga sumusunod na myembro ng Advisory Council: Mr. Damaso L. Cruz, Jr., Mr. Perseverando L. Cruz, and Ms. Asuncion L. Pascual sa “Sampung Ulirang Nakatatanda (SUN) Awards 2017” na pinamunuan ng Coalition of Services of the Elderly, Inc.

Upon discussion and deliberation, the Board approved the recommendation of the Management to nominate the following Members of the Advisory Council: Mr. Damaso C. Cruz, Jr., Mr. Perseverando C. Cruz, and Ms. Asuncion L. Pascual to “Sampung Ulirang Nakatatanda (SUN) Awards 2017” hosted by Coalition of Services of the Elderly, Inc.

#100 (June 19, 2017–045 item #9) – Scholarship requirement for San Juan De Dios Educational Foundation

Sinang-ayunan ng Lupong Patnugutang hintayin ang tugon ng EDSD tungkol sa scholarship program na iniaalok ng San Juan De Dios Educational Foundation ngunit kung ito ay maaantala, mapipilitan ang PKPTL na maghanap ng potensyal na aplikanteng myembro ng Kooperatiba.

The Board agreed to wait for the response of EDSD regarding the scholarship program offered by San Juan De Dios Educational Foundation, but if this will be delayed, the PKPTL will tap potential applicants among our SDCC members.

#101 (June 19, 2017–048 item #9) – Working relationship of EdCom and Speakers’ Bureau

Pinahalagahan ng Lupong Patnugutan ang pagkakaroon nang maayos na ugnayan ang EdCom at Speakers’ Bureau kaya itinalaga nito ang regular na pulong ng dalawa tuwing unang myerkules ng buwan sa ganap na ika-5 ng hapon. Ang EdCom ay magpapasa ng rekomendasyon para sa Team Building activity nito kasama ang Speakers’ Bureau.

The Board gave importance to the working relationship of

EdCom and Speakers’ Bureau that is why it set their regular joint meetings every first Wednesday of the month at 5pm. Furthermore, Edcom is to submit its recommendation on Edcom and Speakers’ Bureau’s Team Building activity.


BOARD RESOLUTIONS

JULY 2017#102 (July 3, 2017–049) – Discussion on PCF Operations and iMCOOP

Hihintayin ng Lupong Patnugutan ang panukalang ipapasa ng PCF.

The Board will wait for the proposal to be submitted by PCF.

#103 (July 3, 2017–050) – Discussion on CISAHiniling ng Lupon ang rates per inquiry and clarifications

tungkol sa mga isyu na kompidensyal ng iMCOOP.

The Board requested for the rates per inquiry and clarifications regarding issues on confidentiality on iMCOOP.

#104 (July 20, 2017–027 item #1.3) – Update on the SDCC Property in Matatdo

Pinagtibay ng Lupong Patnugutan na ang halaga ng ibebentang ari-arian ay nagkakahalaga ng Php2.5 Milyon, at ang palugit para sa pamilya Domingo na bibili ng ari-arian ay tatlumpung (30) araw simula sa petsa ng pagkatanggap ng paunang-sabi.

The Board approved that the selling price of the property is P2.5 Million and the final extension for the Domingo family to buy the property is thirty (30) days from the date of receipt of the notice.

#105 (July 20, 2017–027 item #2.1) – 56th Anniversary on July 28, 2017

Pinagtibay ng Lupong Patnugutan ang paglulunsad ng Kaya Payment Platform. Ipakikilala ito ng mga kinatawan ng NATCCO sa ika-56 na anibersaryo sa Hulyo 28,2017. Magkakaroon ng booth para sa Kaya Payment Platform para sa mga katanungan ng mga miyembro. Pinagtibay din ng Lupon ang Kaya Savings na may mga termino at kondisyon.

Bukod pa dito, pinagtibay din ng Lupon ang vendo coffee, pinangalanang “Koop-pe” na may tagline na, “Pag-usapan natin, Magkape tayo.”

The Board approved the launching of the Kaya Payment Platform, to be presented by NATCCO Representatives on the 56th Anniversary on July 28, 2017. Likewise, a Kaya Booth will be set up for inquiries of the members. The Board also approved the Kaya Savings, with all its terms and conditions.

Further, the Board approved the vendo coffee, which will be named “Koop-pe,” with a tagline, “Pag-usapan natin, Magkape tayo.”

#106 (July 20, 2017–028 item #1) – HR Report: Resignation and Withdrawal of Membership of an Employee

Pinagtibay ng Lupong Patnugutan ang aplikasyon para matiwalag sa pagiging kasapi ni Ms. Cynthia M. Yeban dahil sa personal na dahilan. Ang pagtanggap ng resignasyon ni Ms. Yeban ay nasa ilalim ng pamamahala ng CEO.

The Board approved the application for withdrawal of membership of Ms. Cynthia M. Yeban for personal reason. The acceptance of Ms. Yeban’s resignation is within the functions of

the CEO.

#107 (July 20, 2017–028 item #3) – CKCM: Seminar on Graphic Design for Members

Pinagtibay ng Lupong Patnugutan na magsagawa ng Graphic Design Seminar para sa mga miyembro at di-miyembro, sa pamamagitan ng rekomendasyon ng Tagapamahala.

The Board approved to conduct a Graphic Designs Seminar for Members and Non-Members, upon the recommendation of the Management.

#108 (July 20, 2017–028 item #4) – Schedules of Plans and Program for 2018

Pinagtibay ng Lupong Patnugutan ang iskedyul ng pagpaplano para sa taong 2018.

The Board approved the schedules of planning for 2018.

#109 (July 20, 2017–028 item #5) – CERT’s RecognitionPinagtibay ng Lupong Patnugutan ang rekomendasyon ng

Tagapamahala na magbigay ng natatanging pagkilala sa mga boluntaryo ng CERT para sa kanilang suporta sa lahat ng mga gawain ng SDCC noong Hulyo 28, 2017, sa ika-56 na Anibersaryo ng SDCC.

The Board approved the recommendation of the Management to give a special recognition to the CERT volunteers for their support in all SDCC activities on July 28, 2017, 56th Anniversary of SDCC.

#110 (July 20, 2017–028 item #7) – Requirements for Registration on Anti-Money Laundering Council (AMLC)

Ang Lupong Patnugutan ay pinagtibay na ang SDCC ay magpaparehistro sa Anti-Money Laundering Council (AMLC) at kukuha ng bagong BSP Certificate of Registration bago o mismong araw ng ika-10 ng Agosto 2017;

Bukod pa dito, itinalaga si Ms. Maricris D. Bautista, EOM Group Head, bilang Compliance Officer, at Ms. Vivian D. Alcantara, OSS Group Head, bilang kahalili.

The Board approved that SDCC register to the Anti-Money Laundering Council (AMLC) and obtain new BSP Certificate of Registration on or before August 10, 2017;

Further, Ms. Maricris D. Bautista, EOM Group Head, was appointed Compliance Officer, and Ms. Vivian D. Alcantara, OSS Group Head, as alternate.

#111 (July 20, 2017–028 item #8) – Membership Status of Mr. Arsenio S. Rodriguez, Jr.

Ang Lupong Patnugutan, ay buong pagkakaisang pinagtibay na hindi itiwalag sa pagiging kasapi si G. Arsenio S. Rodriguez, Jr., at siya ay isa sa mabibigyan ng parangal sa pagdiriwang ng ika-56 na Anibersaryo.

The Board, unanimously approved not to withdraw the membership of Mr. Arsenio S. Rodriguez, Jr. and that he will be among the awardees this coming 56th Anniversary celebration.

BOARD RESOLUTIONSBOARD RESOLUTIONS


BOARD RESOLUTIONS#112 (July 20, 2017–028 item #9) – Renewal of Planong Damayan Contract with CLIMBS

Pinagtibay ng Lupong Patnugutan ang mungkahing pagpapanumbalik ng kontrata sa CLIMBS para sa Planong Damayan, ang mga detalye ay ang mga sumusunod:

The Board approved the proposed renewal of contract with CLIMBS for Planong Damayan, details as follows:

FEATURES FROM TO

a. Sakop / Coverage Life Insurance Life Insurance

b. Benepisyo / Benefit – Gross Net (to be given to beneficiaries)

P50,000.00 P48,000.00

P60,000.00P58,000.00

c. Mga maaaring sumali / Eligibility Requirements

Walang edad ng pag-tanggal sa talaan subalit dapat nakasali bago mag-edad 60 taon.Hindi na maaaring lumahok ang may gulang na 60 taon

No exit age provided enrolled to the plan before reaching 60 years old. Senior Citizen can no longer enroll to the plan

Walang edad ng pag-tanggal sa talaan subalit dapat nakasali ng panibago.Maaaring lumahok ang mga may edad na 61 pataas subalit may isang taong contestability period.

No exit age regardless of age, but should be part of this renewal. Next batch of enrollees, 61 years old and above can already be accepted to the plan, but subject to one year contestability period.

d. Mga hindi sinasaklaw / Exclusion

Kamatayan dahil sa suicide (maliban kung ang dahilan ay pagkabaliw), pakikipaglaban sa giyera, at iba pang karaniwang di sinasaklaw, ang benepisyo ay hindi babayaran ng CLIMBS. Sa kaso ng suicide, hindi babayaran ang miyembro kung ito ay nangyari sa loob ng isang (1) taong constestability period

Death due to suicide (except for reason of insanity), acts of war, and other standard exclusions apply, benefit shall not be paid by CLIMBS. In the case of suicide, benefit will not be paid if member commits it within the one year contestability period.

e. Bisa / Effectivity Ika-1 ng Agosto 2017 (may taunang ebalwasyon)August 1, 2017

(Subject to annual evaluation)

#113 (July 20, 2017–029 item #3) – Ethics ReportNagkasundo ang Lupong Patnugutang magtakda ng

pagpupulong kasama ang Lupon sa Ethics sa ganap na ika-5 ng hapon na susundan ng pagpupulong kasama ang Advisory Council sa ganap na ika-7 ng gabi, Agosto 7, 2017.

Bukod pa dito, inatasan ng Lupong Patnugutan ang Lupon sa Ethics na gumawa ng komprehensibong gabay kung paano

sasabihin ang mga hindi maayos na gawi o pag-uugali ng mga opisyales.

The Board agreed to set a meeting with the Ethics Committee at 5:00 pm followed by a meeting with the Advisory Council at 7:00 pm on August 7, 2017.

Further, the Board instructed the Ethics Committee to draft the comprehensive guidelines on how to address unethical behaviior of officers.

#114 (July 20, 2017–029 item #5) – SHEPHERD CommitteePinagtibay ng Lupong Patnugutan ang pakikipagtulungan

ng SDCC sa mga Pederasyon na maisagawa ang Disaster Preparedness Seminar na sasagutin ng CETF.

The Board approved the SDCC collaboration with Federations in the conduct of Disaster Preparedness Seminar which will be charged to CETF.

#115 (July 20, 2017–029 item #8) – SDCC ChoirPinagtibay ng Lupong Patnugutan ang rekomendasyon ng

SDCC Choir, ito ay ang mga sumusunod:1. Ang pagkakatalaga kay Mr. Gabriel Mendoza bilang

trainor at Ms. Olivia Santos bilang organist.2. Ang mga pribilehiyo gaya ng stipened na P500.00 bawat

buwan, Pamaskong regalo, at gastusin sa pamasahe kung sakaling walang makukuhang sasakyan.

The Board approved the recommendation of the SDCC Choir, as follows:

1. The appointment of Mr. Gabriel Mendoza as Trainor and Ms. Olivia Santos as an Organist.

2. The privileges such as stipend of P500.00 each a month, Christmas gift, and transportation allowance, if in case there is no available service.

#116 (July 20, 2017–029 item #11) – Credit CommitteeBinigyan ng Lupong Patnugutan ng conditional approval

ang Special Loan ng miyembro sa halagang Php1 Milyon, na may buwanang interes na 1.25% batay sa lumiliit na balanse, gagamitin sa pagpapatayo ng bahay paupahan, sasailalim sa pagpapasa ng plano ng gusali,pagbabayad sa panahon ng konstruksiyon at pagpasa ng Listahan at Halaga ng mga materyales.

The Board conditionally approved the Special Loan of a member amounting to Php1 Million, with a monthly interest of 1.25% based on diminishing balance, to be used in building a house for rent, subject to the submission of the building plan, payment during the period of construction and submission of the Bill of Materials.

AUGUST 2017#117 (August 3, 2017–055) – Joint meeting of the Board and EDSD

Ang Lupong Patnugutan ay humiling sa EDSD na buuin ang mga projection o datos upang magamit bilang mga dokumentong pangsuporta sa pagbili ng lote sa likod na bahagi ng EDSD. Karagdagan, ipinatala ng Lupon ang mga nabanggit na usapin.

BOARD RESOLUTIONSBOARD RESOLUTIONS


BOARD RESOLUTIONSThe Board requested the EDSD to produce the projection or

data for use as supporting documents in purchasing the lot at the back of EDSD. Further, the Board took note of the above matters.

#118 (August 3, 2017–056 item #1) – Special Loan ApprovalPinagtibay ng Lupong Patnugutan ang special loan ng

miyembro sa halagang Php26 Milyon na babayaran sa loob ng 15 taon o 180 buwan dahil sa pagbili ng lote para sa pagpapalawak ng negosyong Japanese Koi.

The Board approved the special loan of a member in the amount of Php26M payable in 15 years or 180 months for purchasing a lot for his business expansion of Japanese Koi.

#119 (August 7, 2017–059 item #2) – Partnership with AMAPinagtibay ng Lupong Patnugutan ang mungkahing

partnership sa AMA School, Parañaque Branch, para sa mga mag-aaral nito na sasailalim ng On –The-Job Training sa SDCC.

The Board approved the proposed partnership with AMA School, Paranaque Branch, for their students to undergo On-The-Job Training at SDCC.

#120 (August 10, 2017–060 item #1) – Offer to Sell for the Property of the Late Mr. Bienvenido Laquindanum

Pinagtibay ng Lupong Patnugutan ang alok na bilihin hanggang sa halagang Php12,000 per sq.meter.

The Board approved the offer to buy up to a maximum of Php12,000.00 per sq. meter.

#121 (August 10, 2017–060 item #2) – Pook-Tulungan Case Study by PUP

Pinagtibay ng Lupong Patnugutan ang mungkahing Research Study ng Pook-Tulungan ng SDCC na gagawin ng PUP.

The Board approved the proposed Research Study on the Pook-Tulungan of SDCC by PUP.

#122 (August 10, 2017–060 item #3) – Opening of BPI Account for Trias

Pinagtibay ng Lupong Patnugutan ang pagbubukas ng BPI Account para sa pondo ng Trias.

The Board approved the opening of a BPI Account for the TRIAS fund.

#123 (August 10, 2017–060 item #4) – Proposed Investment to R&B and Amendment of OPP Placement Options

Pinagtibay ng Lupong Patnugutan ang rekomendasyon ng Tagapamahala na mamuhunan sa R&B Insurance Corporation;

Karagdagang pinagtibay ang mga sumusunod na pagbabago sa paglalagay ng puhunan sa mga kooperatiba: Kooperatiba Halaga 1. Cooperative Insurance System of the Philippines (CISP) 16 milyon 2. CLIMBS Life and General Insurance Cooperative 12 milyon 3. Cooperative Health Management Federation (CHMF) 12 milyon 4. R&B Insurance Corporation 15 milyon

The Board approved the recommendations of the Management

to invest in R&B Insurance Corporation;Further approved were the following changes in the placement

of equity in the following cooperatives: Cooperatives Amount

1. Cooperative Insurance System of the Philippines (CISP) 16 million 2. CLIMBS Life and General Insurance Cooperative 12 million 3. Cooperative Health Management Federation (CHMF) 12 million 4. R&B Insurance Corporation 15 million

#124 (August 10, 2017–061 item #1) – Search and Selection CommitteePagkatapos ng talakayan at deliberasyon ng Lupong

Patnugutan, buong pagkakaisang pinagtibay na si Tagapangulo Garibaldi O. Leonardo, DBA, ang magiging kinatawan ng San Dionisio Credit Cooperative (SDCC) sa pagtalaga ng 25,485 na boto nito na hinati sa mga nominadong nakatala sa ibaba para sa Annual Stockholders’ Meeting ng Escuela de San Dionisio.

The Board after due discussion and deliberation, unanimously approved that Chairperson, Garibaldi O. Leonardo, DBA, will be the proxy of San Dionisio Credit Cooperative (SDCC) to cast its 25,485 votes, divided among the nominees of SDCC as presented below, in the Annual Stockholders’ Meeting of Escuela de San Dionisio.

Opisyal na Nominado ng SDCC para sa EDSD School Board of Directors:Official SDCC Nominees for EDSD School Board of Directors

Mga Nominado / Nominees Bilang ng Boto / Votes

1. Vice-Chairperson of SDC 2,165

2. Jerrilynn L. Pilar, DPA 2,165

3. Nenita I. Jose 2,165

4. Amparo C. Sunga 2,165

5. Adelaida L. De Jesus 2,165

6. Pilita R. Santos 2,165

7. Erlinda B. Perez 2,165

8. Ma. Caridad D. Gullas 2,165

9. Mary Jane D. Macapugas 2,165

10. Julieta F. Atienza 2,000

11. Lolita B. Tungpalan 2,000

12. Emily D. Pimentel 2,000

#125 (August 10, 2017–061 item #3) – Credit Committee Report

Pinagtibay ng Lupong Patnugutan ang Special Loan ng miyembro na nagkakahalagang Php1Milyon na babayaran sa loob ng 10 taon o 120 buwan para sa pagpapagawa ng bahay.

The special loan of a member amounting to Php1 Million payable in ten (10) years or 120months for the purpose of house construction.

#126 (August 17, 2017–031 item #3.11) – Schedules of Plans and Programs

Napagkasunduan ng Lupong Patnugutan na ang bawat komite ay gagawa ng sariling SWOT at ipapasa ang resulta sa opisina ng CEO sa Agosto 22, 2017 sa pamamagitan ng email o soft copy.

The Board agreed that each committee will do their own SWOT and submit the result to the Office of the CEO on August


BOARD RESOLUTIONS22, 2017 via email or soft copy.

#127 (August 17, 2017–032 item #2) – NATCCO Network Coop Bowling Cup

Pinagtibay ng Lupong Patnugutan ang rekomendasyon ng Tagapamahala na makilahok sa nalalapit na NATCCO Network Coop Bowling Cup para sa mga empleyado sa Setyembre 9, 2017 sa ganap na ika-1 ng hapon sa SM North EDSA Annex Bowling Center.

The Board approved the Management’s recommendation to participate in the upcoming NATCCO Network Coop Bowling Cup for employees on September 9, 2017, 1:00pm at SM North EDSA Annex Bowling Center.

#128 (August 17, 2017–032 item #3) – Offer to sell for ACT School

Buong pagkakaisang pinagtibay ng Lupong Patnugutan ang hindi pagbili ng negosyo dahil ang pamamahala ng technical school ay hindi bahagi ng kanilang prayoridad sa mga susunod na taon; at ito ay magtutuon sa mga isasagawang programa bilang resulta ng isinagawang pagpaplano. Kahit ang (EDSD) ay magtutuon sa primaryang edukasyon lalo na ngayon na ang DepEd ay maraming requirement sa pamamahala ng isang paaralan.

The Board unanimously approved not to buy the business because running a technical school is not part of our priorities within the next several years, and it will be focusing on the ongoing programs and core competencies, as a result of the planning undertaken. Even EDSD, will be focusing on primary education, especially now that DepEd has manyrequirements in running a school.

#129 (August 17, 2017–032 item #4) – Proposal of Dr. Zarate regarding group loan for his employees

Inatasan ng Lupong Patnugutan ang Tagapamahala na pag-aralang mabuti ang proposal at bumuo ng rekomendasyon para sa susunod na miting.

The Board instructed the Management to study further the proposal and make recommendation next meeting.

#130 (August 17, 2017–033 item #2) – Mediation and Conciliation Report

Pinagtibay ng Lupong Patnugutan ang pagliban ni Bb. Marites O. Castillo sa loob ng 2 buwan dahil sa medikal na kadahilanan.

Bilang karagdagan, itinala ng Lupon ang kahilingan ni G. Andrew Espiritu, na tumulong ang SDCC sa pamamagitan ng Mediation and Conciliation Committee, sa pag-ayos ng di-pagkakaunawaan sa kapwa miyembro.

The Board approved the leave of absence of Ms. Marites O. Castillo for two (2) months due to medical reason.

Further, the Board took note of the request of Mr. Andrew Espiritu, seeking the help of SDCC through the Mediation and Conciliation Committee, to fix the dispute with the co-member.

#131 (August 17, 2017–033 item #3) – SHEPHERD Committee

Iminungkahi ng Lupong Patnugutan sa Komite na magsumite ng patakaran kung paano gagamitin ang Rescue Boat at ang iba pang mga bagay ay malugod na naitala ng Lupon.

The Board suggested to the Committee to submit policy/guidelines of how to use the Rescue Boat and other matters were well noted by the Board.

#132 (August 17, 2017–033 item #4) – Education and Training Report

Buong pagkakaisang pinagtibay ng Lupong Patnugutan ang pagbibitiw ni Bb. Carmen Dizon bilang sekretarya ng EdCom, Ang lupon ay magpapadala ng mga komento sa binagong PME Module hanggang Agosto 22, 2017 sa pamamagitan ng Tanggapan ng CEO.

The Board unanimously approved the resignation of Ms. Carmen Dizon as Secretary of EdCom. Further, the Board will send their comments on the revised PME Module until August 22, 2017 thru the Office of the CEO.

#133 (August 17, 2017–033 item #10) – CBDSSAng Lupong Patnugutan ay maghihintay para sa opisyal na

liham ng pagbibitiw ni G. Edwin Allanigue.

The Board will wait for the official resignation letter of Mr. Edwin Allanigue.

#134 (August 19, 2017–062) – Joint Meeting of the Board and Enterprise Improvement Committee (EIC)

Sinang-ayunan ng Lupong Patnugutan ang ibinigay ng Enterprise Improvement Committee na mga mungkahing tungkuling natukoy nito habang ang Komite ay nasa panahon ng pagpapaunlad.

1. Sa Buong Taona. Pangkalahatang paglalatag at pagsasaayos ng mga

Plano at Programa ng SDCC mula sa Pre-Planning, Planning, hanggang Implementation.➢ Ang mga kasapi ng bawat komite ay binibigyang

pagkakataong maglatag ng “clear, concise, concrete, complete” (4C’s) ng mga plano at ulat para sa kani-kanilang komite sa pamamagitan ng oryentasyon at pagtuturo.

➢ Pag-isahin ang bawat plano ng mga komite at tukuyin ang mga bagay na maaari pang pagbutihin.

➢ Pagsasaayos ng mga gawain na masusukat sa panahon at porsiyento o bahagdan ng kaganapan sa dapat na ginawa

➢ Paggawa ng mga ulat sa mga kaganapan, mga isyu, alalahanin, at mga bagay na dapat linawin ukol sa pagpapatupad

➢ Tulungan ang Lupong Patnugutan sa pana-panahong pagtataya ng mga ginaganap na mga plano at programa

2. Bilang Ad-hoc


Ang anumang proyektong pinagagawa ng Lupong Patnugutang wala sa mandato ng alinmang komite. Ang mga ito ay maaaring : pagtukoy sa mga oportunidad, alalahanin, mga isyu, at mga problema para sa Lupon. Maaari ring pag-aralan ang mga umiiral na mga polisiya, sistema, at iba pa.

The Board agreed to the Enterprise Improvement Committee’s recommended specific functions as it was still in its progress stage.

1.Year-Rounda. Asynchronization of the Plans and Programs of SDCC

from Pre-Planning, to Planning, to Implementation➢ Committee members are empowered to come up with

clear, concise, concrete, complete (4C’s) plans and reports for their respective committees, through planning orientation and ed-ucation.

➢ Consolidate the individual committee plans, identifying items that may be improved.

➢ Finalize time-based, weighted percentages for individual activities/tasks

➢ Report updates, issues, concerns and items for clarification on the implementation

➢ Assist the Board in the periodic assessment of the ongoing plans and programs of SDCC.

2. Ad-hocAny project assigned by the Board, which may not be in the

mandate of existing committees. This may include the identification of opportunities, concerns, issues, problems to the Board. This may also include review of existing policies, systems, etc.

#135 (August 29, 2017–062) – EdCom: Proposal of Teambuilding of EdCom with Speakers’ Bureau on September 16-17, 2017

Pinagtibay ng Lupong Patnugutan ang iminungkahing Team Building para sa EdCom at Speakers’ Bureau na gaganapin sa ika-16-17, 2017, na may tinatantyang badyet na P112,000 na kasama na ang bayad sa konsultant sa halagang P45,000.

The Board approved the proposed Teambuilding of Edcom and Speakers’ Bureau to be held on September 16-17, 2017 with an estimated budget of P112,000 including the consultancy fee amounting to P45,000.00.

#136 (September 4, 2017-063) – Concept of SDCC theme for 2017

Pinagtibay ng Lupong Patnugutan ang konsepto ng tema ng SDCC: “Sa Bawat Mamamayan. May Serbisyong Nakalaan” na binuo ni G. Marilyn Estrella, Tagapangulo ng COS.

The Board approved the concept regarding SDCC’s theme: “sa Bawat Mamamayan, May Serbisyong Nakalaan” prepared by Ms. Marilyn Estrella, Chairperson of COS.

#137 (September 14, 2017–036 item #1.1) – Status of Loan: Receivable as of April 30, 2017

Itinala ng Lupong Patnugutan ang mga ulat at tinanggap ang pagtiwalag sa pagiging kasapi nina G. Onogil at Gng. Lina Perez dahil naging pambayad sa pagkakautang sa SDCC ang kanilang mga Share Capital at mga deposito.

The Board took note of the above report, and accepted the termination of membership of Mr. Onogil and Mrs. Lina Perez as a result of the garnishment of their Share Capitals and deposits.

#138 (September 14, 2017–036 item #1.5) – Proposal of Dr. Zarate regarding group loan for his Employees

Buong pagkakaisang pinagtibay ng Lupong Patnugutan ang pagtanggi sa proposal ni Dr. Zarate patungkol sa mga usaping binanggit ng Tagapamahala at pinagkasunduang unahing buuin ang group loan policy.

The Board unanimously approved to decline the proposal of

Dr. Zarate considering the concerns raised by the Management and agreed to formulate first, the group loan policy.

#139 (September 14, 2017–038 item #1) – Audit Committee Report

Inatasan ng Lupong Patnugutan ang Audit, CBDSS, PKPTL, at ang Tagapamahala (CKCM) na magsagawa ng pagpupulong upang matalakay na mabuti at makabuo ng isang set ng talatanungan na maglalaman ng pangangailangan para sa social audit, balidasyon ng mga benipesyaryo ng BEEF at ang datos na kailangan ng PKPTL at CKCM.

The Board commissioned the Audit, CBDSS, PKPTL, and the Management (CKCM) to set a meeting to further discuss and come up with one set of questionnaire that will cover the need for a social audit, BEEF beneficiaries’ validation and the data needed by PKPTL and CKCM.

#140 (September 14, 2017–038 item #3) – CBDSS CommitteeSinang-ayunan ng Lupong Patnugutan na hintayin ang

ipinapanukalang mga gabay sa implementasyon sa ating programang BEEF.

Karagdagan pa rito, kinilala ng Lupon ang pagkukusa ni Dir. Raymond Joseph L. Salvador at ang suporta ng Tagapamahala sa CBDSS kaugnay sa aspetong Employment ng BEEF na pangunahan ang pagtanggap ng mga empleyadong kailangan ng EMS Components Assembly, Inc., isang kompanyang semi conductor na matatagpuan sa Laguna.

The Board agreed to wait for the proposed implementing guidelines for our BEEF program.

Further, the Board acknowledged the initiative of Dir. Raymond Joseph L. Salvador and the support of the Management to the CBDSS in relation to the Employment aspect of BEEF who will facilitate the hiring of employees needed by EMS Components Assembly, Inc., a semi conductor company located in Laguna.

#141 (September 14, 2017–038 item #4) – SHEPHERD Committee

Inaprubahan ng Lupong Patnugutan ang rekomendasyon ng Komite ng SHEPHERD na magbigay ng Digital Radios sa mga piling miyembro ng CERT.

Karagdagan pa rito, inaprubahan ng Lupon na hayaan ang matalinong pagpapasya sa Tagapamahala kaugnay sa kahilingan para sa first aid kit.

The Board approved the recommendation of SHEPHERD

BOARD RESOLUTIONS


BOARD RESOLUTIONSCommittee to provide Digital Radios to selected members of CERT.

Further, the Board approved to leave to the wise discretion of the Management the requests for first aid kits.

#142 (September 14, 2017–038 item #5) – Advisory CouncilNagkakaisang inaprubahan ng Lupong Patnugutan ang

kahilingang ipasa ni G. Ismael M. Allanigue na palitan siya bilang Tagapangulo ng Advisory Council dahil sa kalagayan ng kanyang kalusugan, ngunit mananatili pa rin siyang kasapi ng Council.

The Board unanimously approved the request submitted by Mr. Ismael M. Allanigue to relieve him as Chairperson of Advisory Council due to his health condition, but will remain to be a member of the Council.

#143 (September 14, 2017–038 item #8) – PKPTL Inatasan ng Lupong Patnugutan ang Tagapangulo ng PKPTL

na talakayin kasama ng PKPTL at ang mga District Officer ang kautusan ng Lupon sa kanila na pagtuunan ang paghahanap ng 3,000 bagong mga miyembro sa 2018.

The Board commissioned the PKPTL Chairperson to discuss

with PKPTL and the District Officers the Board’s mandate for them to focus on recruiting 3000 new members in 2018.

#144 (September 14, 2017–038 item #8) – Enterprise Improvement Committee (Chairperson, Mr. Orico S. Macatangay)

Tinanggap ng Lupong Patnugutan ang iminungkahing mga tungkulin ng Enterprise Improvement Committee.

1. Tulungan ang BOD na gawing institusyonal ang sistema ng pag-uulat ng lahat ng yunit ng organisasyon (pormat, nilalaman, paglalagay sa oras at iba pa)

2. Kung wala ang System analyst, maari nang simulan ng EIC ang muling pag-aaral/balidasyon ng mga isyu/kaso na naganap habang isinasagawa ang pag-aaral sa sistema. Ipapasa ang resulta sa BOD upang mapag-aralan/aprubahan.

3. Tulungan ang Komite sa Eleksyon sa sumusunod:a. Mga polisiya at gabay sa pagpili, pagsasala at

pagtatalaga ng mga opisyales at kasapi ng mga komite.

b. Pagpapabuti sa panuntunan ng eleksyon at iba pa.

The Board accepted the suggested functions of the Enterprise Improvement Committee.

1. To assist the BOD in institutionalizing the reporting system of all organizational units (i.e. format, content, timing etc.)

2. In the absence of a System Analyst, the EIC can start reviewing/validating the issues/cases found during the system’s study. The result will be submitted to the BOD for review/approval.

3. To assist the election Committee on the following:a. Policies and guidelines in selecting, screening and

appointing committee officers and members.b. Improvement on election rules and others.

#145 (September 14, 2017–038 item #10) – Credit Committee

Inaprubahan ng Lupong Patnugutan ang sumusunod na Special Loan application at credit line ng mga miyembro:

1. Nagkakahalaga ng P3,350,000.00, na may tubong 1.50% kada buwan base sa balanseng natitira, babayaran sa loob ng labinlimang taon para sa pagbili ng bahay at lupa.

2. Nagkakahalaga ng P 2, 500,000.00, na may tubong 1.50% kada buwan base sa natitirang balance, babayaran sa loob ng labinlimang taon para sa pagbili ng kondominyum sa Makati City.

3. Nagkakahalaga ng P670,000.00 na may tubong 1.50% kada buwan base sa natitirang balance, babayaran sa loob ng pitong taon para sa pagbili ng lupa.

Karagdagan pa rito, inatasan ng Lupon ang Tagapamahala na huwag kumuha ng tseke mula sa mga miyembrong ito.

4. Credit Line at pagtanggap ng mga miyembro na nagka-kahalagang P1,266,480.00

The Board approved the following Special Loan application and credit line of members, viz:

1] Amounting to P3,350,000.00, with an interest of 1.50% per month based on diminishing balance, payable in fifteen (15) years for purchasing a House and Lot.

2] Amounting to P2, 500,000.00, with an interest of 1.50% per month based on diminishing balance, payable in fifteen (15) years for purchasing a condominium in Makati City.

3] Amounting to P670, 000.00 with an interest of 1.50% per month based on diminishing balance, payable in seven (7) years for purchasing a lot.

Further, the Board mandated the Management to refrain holding of check/s from this member.

4] Credit line and availment of a member amounting to P1,266,480.00.

#146 (September 14, 2017–039 item #1) – Property at the Back of EDSD

Nagkaisang inaprubahan ng Lupong Patnugutan na ipadala ang huling alok ng SDCC na bilhin ang lupa sa halagang P8, 000 bawat sq. meter.

The Board unanimously approved to send SDCC’s final offer to buy the property in the amount of P8,000 per sq.m.

#147 (September 14, 2017–039 item #2) – Update on the Case against Mr. Ronaldo Cura, Former SDCC Employee

Inaprubahan ng Lupong Patnugutang tanggapin ang inihaing kasunduan mula sa pamilya ni G. Ronaldo Cura at huwag nang kasuhan pagkatapos na maayos ang kaso, dagdag pa rito ang iba pang gastusin, subject to legal requirements.

The Board approved to accept the compromise offered by the family of Mr. Ronaldo Cura and to withdraw the case after one time full settlement of the case, plus all other related expenses, subject to all legal requirements.

#148 (September 30, 3017-064) – Arandia College request for partership


BOARD RESOLUTIONSPinagtibay ng Lupong Patnugutan ang pakiusap ng Arandia

College na maging katuwang ng SDCC para sa immersion ng kanilang mga mag-aaral.

The Board approved the request of Arandia College to be SDCC’s partner for their student’s immersion.

#149 (September 30, 2017-065) – EMS Components Assembly, Inc.

Pinagtibay ng Lupong Patnugutan na tutulong ang SDCC, sa pamamagitan ng HR at CBDSS ang pagpasok sa trabaho ng mga aplikante para sa nasabing kumpanya. Tutulong lamang ang SDCC hanggang sa initial interview ng mga aplikante.

The Board approved for SDCC to thru the HR and CBDSS the hiring of applicants for the above company. SDCC will only facilitate the initial interview of applicants.

#150 (October 9, 2017-066 item #1) SDCC Diswashing liquid Brand name

Pinagtibay ng Lupong Patnugutan na ang ipapangalan sa dishwashing liquid ay Sinag Dishwashing Liquid na bunga ng sarbey na isinagawa noong Pantaunang Pangkalahatang Halalan, ika-25 ng Marso 2017.

Dagdag pa rito, itinalaga na ang premyo ay hahatiin sa mga kasaping nagmungkahi ng pangalang ito.

The Board approved that diswashing liquid will carry the “Sinag diswashing liquid” as its brand name as the result of the survey conducted last March 25, 2017 general election.

Further, prize will be divided to all person who suggested the brand name.

#151 (October 9, 2017-066 item #2) – Updates on the case of Mr. Ronald Cura, Former Employees

Itinala ng Lupong Patnugutan ang pagtanggap ng SDCC sa halagang P270,780 bilang kabayaran ni G. Cura.

Karagdagan dito, inatasan ng Lupon si Bb. Gemma C. San Miguel, HR Officer, na magsagawa ng affidavit of desistance kaugnay ng kasong laban kay G. Cura dahil sa qualified theft.

The Board took note of SDCC’s acceptance of the amount of P270,780.00 as payment of Mr. Cura.

Further, the Board authorized Ms. Gemma C. San Miguel, HR Officer to undertake the affidavit of desistance related to the case filed against Mr. Cura for qualified theft.

#152 (October 14, 2017-067) – Secretary Certificate in favor of SDCC representatives

Pinagtibay ng Lupong Patnugutan ang pagbigay ng Secretary’s Certificate kina Tagapangulo Garibaldi O. Leonardo, DBA; CEO Cielito L. Garrido, MBA; SDCC Legal Counsels: Atty. Allan B. Cos, Atty. Melanie O. Guevarra at Atty. Engelberto A. Farol ukol sa pre-trial ukol sa kasong isinampa ng SDCC laban kay Bb. Evelyn de Leon.

The Board approved the issuance of Secretary’s Certificate in favor of our Chairperson Garibaldi O. Leonardo, DBA; CEO Cielito L. Garrido, MBA; SDCC Legal Counsels: Atty. Allan B. Cos, Atty.

Melanie O. Guevarra and Atty. Engelberto A. Farol regarding the pre-trial proceedings of SDCC’s case against Ms. Evelyn De Leon.

#153 (October 19, 2017–042 item #2.2) – Seminar on Graphic Design for Members

Pinagtibay ng Lupong Patnugutan ang rekomendasyon ng Lupon ni G. Orico Macatangay at ng CKCM na ibukas sa mga miyembro at hindi miyembro ang patimpalak para sa disenyo ng 2017 Annual Report Cover.

The Board approved the recommendation of Mr. Orico

Macatangay at CKCM to open the 2017 Annual Report Cover Design Contest to members and non-members.

#154 (October 19, 2017–042 item #2.6) – Audit Committee Report

Hiniling ng Lupong Patnugutan na ipadala sa kanila ang talatanungan sa sarbey sa pamamagitan ng email para sa mga komento at mungkahi.

Ang huling araw ng pagpapasa ng mga komento/mungkahi ay hanggang Lunes, Oktubre 23, 2017. Kung hindi makakapagpasa, ang talatanungan sa sarbey na isinumite ng dalawang Komite at Tagapamahala ay ituturing nang pinal.The Board requested that the survey questionnaire be emailed to them for comments and suggestions.

The deadline of submission of the comments/suggestions will be on Monday, October 23, 2017, otherwise, the survey questionnaire submitted by the two Committees and the Management shall be considered final.

#155 (October 19, 2017–043 item #1) – Status of Matatdo and Topland Property

Pinagtibay ng Lupong Patnugutan na ang Topland Property ay bukas sa pagbebenta sa loob ng dalawang taon, mula Oktubre 2017 hanggang Oktubre 2019, kung hindi mabili, ang Lupon na ang magdedesisyon kung ano ang gagawin sa pag-aaring ito.

The Board approved that the Topland Property is open for sale

for two years, October 2017 – October 2019, if not sold, the Board will decide on what to do with the property.

#156 (October 19, 2017–043 item #3) – Termination of Planong Damayan of Two Members

Inaprubahan ng Lupong Patnugutan ang kahilingang maalis bilang kasapi ng Planong Damayan ang mag-asawang G. Marlon A. Guzman at Gng. Jackelyn B. Guzman sa ilalim ng mga pamantayan at regulasyon ng Planong Damayan simula Setyembre 25, 2017.

The Board approved the request for termination of Planong Damayan membership of spouses Mr. Marlon A. Guzman and Mrs. Jackelyn B. Guzman under the rules and regulations of Planong Damayan, effective September 25, 2017.

#157 (October 19, 2017–043 item #4) – Termination of Associate Member’s Account

Inaprubahan ng Lupong Patnugutan ang terminasyon bilang Associate Member ni Ms. Ma. Criselda Robosa Guera.


BOARD RESOLUTIONS

The Board approved the termination of Associate Membership of Ms. Ma. Criselda Robosa Guerra.

#158 (October 19, 2017–044 item #1) – COMELEC ReportPinakiusapan ng Lupong Patnugutan ang COMELEC at

PKPTL na hingin ang payo ng ating Legal Counsel kaugnay sa kaso ni G. Benedicto Gaspay at tiyaking dadaan ito sa tamang proseso.

The Board commissioned the COMELEC and PKPTL to seek the advice of our Legal Counsel with regards to Mr. Benedicto Gaspay’s case to ensure that due process will be observed.

#159 (October 19, 2017–044 item #2) – COS ReportHiniling ng Lupong Patnugutan sa komite na bumuo ng

panuntunan para sa dekalidad na mga kasapi bukod pa sa panuntunan ng MIGS.

Hinikayat ang mga miyembro ng COS na magsagawa ng FGD sa iba’t ibang tao upang may magamit na batayan.

The Board requested the committee to formulate criteria for quality members on top of MIGS criteria.

The members of COS are encouraged to conduct FGDs among different audiences to serve as their reference.

#160 (October 19, 2017–044 item #3) – Audit CommitteeInatasan ng Lupong Patnugutan ang Komite ng Audit na

magsagawa ng sarbey sa sumusunod na segments, na may 5% margin of error sa bawat segment. 1. Kabataan 2. Babae 3. Lalaki 4. Marginalized Members

The Board instructed the Audit Committee to conduct the survey on the following segments, with 5% margin of error per segment. 1. Youth 2. Female 3. Male 4. Marginalized Members

#161 (October 19, 2017–044 item #5) – Credit CommitteeInaprubahan ng Lupong Patnugutan ang aplikasyon para

sa Special Loan ng miyembro na nagkakahalagang P800,000.00 para sa pagpapagawa ng bahay, na may buwanang tubo na 1.50% batay sa natitirang balanse, babayaran ito sa loob ng sampung taon (10 ).

The Board approved the Special Loan application of a member amounting to P800,000.00, for house construction, with a monthly interest of 1.50% based on diminishing balance, payable in 10 years.

#162 (October 19, 2017–044 item #7) – PKPTLNagdesisyon ang Lupong Patnugutan na ipagpatuloy ang

programa ng Capital Build-up para sa 2018 sa rekomendasyon ng PKPTL na naaprubahan na noong Oktubre 14, 2017 sa ginawang presentasyon nito sa Komite sa Badyet, ngunit ayon pa

rin sa pagpapatibay ng mekaniks.

The Board decided to continue with the Capital Build-up program for 2018 as recommended by PKPTL and as approved during the Budget Committee presentation on October 14, 2017, subject to the approval of mechanics as well.

#163 (October 19, 2017–045 item #1) – Subscription of SDCC to Converge, ICT Inc.

Ang Lupong Patnugutan ay inaprubahan ang subskripsyon sa plano na inihain ng Converge, ICT, Inc., bilang isang corporate account, na may bilis na 20Mbps at may buwanang halaga na P6,000.00, at may kasama pang tatlumpung araw na demo period.

The Board approved the subscription of a plan offered by Converge, ICT, Inc., as a corporate account, with a speed of 20Mbps and a monthly fee of P6,000.00 with extended demo period of 30 days.

#164 (October 19, 2017–045 item #2) – NATCCO Official Representatives

Nagkaisang inaprubahan ng Lupong Patnugutan na ang sumusunod ay ang opisyal na kinatawan ng SDCC sa NATCCO, sila ay sina: - Regular na Delegado: Dir. Glenn C. Cruz - Kahaliling Delegado: Dir. Alma S. Ferreros

The Board unanimously approved that the following will be the official representatives of SDCC to NATCCO, viz:

- Regular Delegate: Dir. Glenn C. Cruz - Alternate Delegate: Dir. Alma S. Ferreros

#165 (November 20, 2017–048 item #1.1) – Update on the SDCC Property in Matatdo

Inaprubahan ng Lupong Patnugutan na magpadala ng isang “Pitong araw na Notice para Umalis” sa pamilya Rodriguez, kung hindi pa rin umalis, gagawin na ng SDCC ang maghain ng “ejectment”.

The Board approved to send a “7-day Notice to Vacate” to the Rodriguez Family, otherwise, SDCC will file for ejectment.

#166 (November 20, 2017–048 item #1.6A) – Property of Pedro Laquindanum

Inaprubahan ng ng Lupong Patnugutan na magpadala ng “Final Offer to Buy” sa tagapagmana ni G. Pedro Laquindanum na nagkakahalagang 2M ayon sa sumusunod na kondisyon:

1. Ang Bumili ang sasagot sa sumusunod na gastusin: capital gains tax, documentary stamps, transfer taxes, registration, at ang Extra- Judicial Settlement.

2. Ang Nagbenta ang sasagot sa komisyon ng broker at real estate tax, gayundin ang magbabayad sa lahat ng utility bills tulad ng kuryente, tubig at iba pang bayarin.

The Board approved to send a “Final Offer to Buy” to the heirs of Mr. Pedro Laquindanum with an amount of P2M with the following conditions:

a. The Buyer will shoulder expenses on the following: capital gains tax, documentary stamps, transfer taxes,


registration, and the extra-judicial settlement.b. The Seller will shoulder the broker’s commission and real

estate tax, and to settle all utility bills, such as electricity, water, and other utilities.

#167 (November 20, 2017–048 item #1.13) – COMELEC Report

Hiniling ng Lupong Patnugutan sa COMELEC at PKPTL na makipagpulong kay G. Benedicto Gaspay upang payuhan itong magbitiw nang kusang-loob kaysa sa alisin siya sa katungkulan dahil sa kanyang mga pagliban.

The Board requested the COMELEC and PKPTL to set a meeting with Mr. Benedicto Gaspay to advise him to file a voluntary resignation, instead of his removal from position, due to absenteeism.

#168 (November 20, 2017–048 item #1.16) – CreCom ReportSumang-ayon ang Lupong Patnugutan na isama sa utang ng

isang kasapi ang pagbabayad sa paglilipat ng titulo, nang ayon sa polisiya sa maximum DTI % at ipaliwanag ito sa nasabing miyembro. Ang utang ay ilalabas lamang kapag naipasa na nito ng bagong TCT mula sa Register of Deeds.

The Board agreed to include in the loan of a member the expenses for the transfer of the title, as per the policy on the maximum DTI %, and to explain this to said member. The proceeds of the loan shall only be released upon submission of the new TCT from the Register of Deeds.

#169 (November 20, 2017–048 item #1.17) – PKPTL ReportInaprubahan ng Lupong Patnugutan ang sumusunod na

petsa ng draw para sa Share Capital build-up promo para sa mga bagong kasapi sa 2018. Ito ay ang sumusunod:

Unang Draw: Hunyo 30, 2018 ( 1 yunit ng motorsiklo)Ikalawang Draw: Enero 31, 2019 ( 2 yunit ng motorsiklo)Ang mekaniks ay pag-aaralang muli at aayusin ng PKPTL

ayon sa pinag-usapan sa gabing iyon at muling ihahayag sa Lupon.

The Board approved the following draw dates for the Share Capital build-up promo for new members in 2018, as follows:

1st Draw: June 30, 2018 (1 unit of motorbike) 2nd Draw: January 31, 2019 (2 units of motorbikes)The mechanics will be reviewed and revised by the PKPTL

based on tonight’s discussion and to be presented again to the Board.

#170 (November 20, 2017–049 item #1) – OSS: Request of Early Closure of Office on December 12, 2017 (Officers and Staff Christmas Party)

Inaprubahan ng Lupong Patnugutan ang kahilingan ng Tagapamahala para sa maagang pagsasara ng opisina sa ganap na ika-3:00 ng hapon sa Disyembre 12, 2017 para sa Christmas Party ng mga Opisyales at Kawani sa Bayview Hotel Manila.

The Board approved the request of the Management for an early closing of the office at 3:00 pm on December 12, 2017 for the Christmas Party of the Officers and Staff at Bayview Hotel Manila.

#171 (November 20, 2017–049 item #2) – CODIS: Proposed Human Resources Manual

Napagtibay, na ang ang mungkahi ay hatiin sa mga bahagi: Assesment, Employee Policy at Development, and Prioritizing Need, na may pakahulugang:

Unang Bahagi: Assesment- ito ang pag-unawa ng bisyon, misyon at mga pinahahalagahan ng kompanya, habang ipinapatupad ang direksyon ng organisasyon sa pamamagitan ng proseso ng kasalukuyang HR systems and tools. Ipinapakita rin nito ang mga kakulangan sa HR, kalakasan nito at bahaging kailangan pang paunlarin.

Ikalawang Bahagi: Employee Policy ang Development- layunin nito na ilagay ang lahat sa tamang direksyon sa pamamagitan ng paglikha ng mga gabay para sa pagkilos na susundan ng mga empleyado kapag sila ay may mga tanong, isyu at pangangailangan sa kanilang trabaho.

Ikatlong Bahagi: Prioritizing the Need- batay sa direksiyon ng kompanya, ang sumusunod na serbisyo ay gabay tungo sa susunod na mga tanging proyekto ng HR tulad ng Recruitment and Selection, Performance Management, Learning and Development, Compensation, Benefits and Rewards and Succession Plan”.

NAPAGTIBAY, na ang saklaw ng trabaho, kung saan hindi kasama ang proyekto ng HR at iba pang programang mabubuo mula sa mga nabanggit na gawaing isasagawa, ay nangangailangan ng hiwalay na pakikipag-ugnayan na may hiwalay ring kasunduan.

NAPAGTIBAY, ang pagtuturo at mentoring habang umiiral ang kasunduan ay hindi na kasama sa sakop ng trabaho.

NAPAGTIBAY, inaprubahan ng Lupon sa pamamagitan ng mosyon ni Dir. Normandy G. Jose at sinegundahan ni Dir. Marjorie Ablaza, ang pag-aapruba ng terminasyon ng retainer agreement ng SDCC kay Bb. Lea Gomez bilang HR Consultant.

NAPAGTIBAY, na aprubahan ang panukalang Human Resources Development Manual at iba pang mga alalahaninng ipinasa ng CODIS, at pangunahan ito ni G. Hernando Espiritu, HR Consultant sa kabuuang halagang P590,000.00 neto ng withholding tax.

NAPAGTIBAY nang lubos, ang kabuuang halaga ng ipinanukalang pakikipag-ugnayan at ito ay may dagdag na 10% Management Fee mula sa kabuuang halaga na babayaran sa paraang: (a) 50% kapag tinanggap na ang panukala at (b) 50% natitira kapag nakumpleto na ang bawat bahagi/gawain.

RESOLVED, the proposal was broken down into phases: Assessment, Employee Policy and Development, and Prioritizing the Need, as defined;

“Phase 1: Assessment – is basically understand the company’s vision, mission and values, carrying out the direction of the organization by in process of the current HR systems and tools. It also reveals the HR gaps, strengths and areas for improvement.

Phase 2: Employee Policy and Development – its objective is to put everyone on the right track by establishing guidelines for action to be followed by employees when they encounter questions, issues and concerns in the course of their employment.

BOARD RESOLUTIONS


Phase 3: Prioritizing the Need – as based on the direction of the company, the following services is a guide toward the next specific HR project such as Recruitment and Selection, Performance Management, Learning and Development, Compensation, Benefits and Rewards and Succession Plan.”

RESOLVED, the proposal was broken down into phases: Assessment, Employee Policy and Development, and Prioritizing the Need, as defined;

“Phase 1: Assessment – is basically understand the company’s vision, mission and values, carrying out the direction of the organization by in process of the current HR systems and tools. It also reveals the HR gaps, strengths and areas for improvement.

Phase 2: Employee Policy and Development – its objective is to put everyone on the right track by establishing guidelines for action to be followed by employees when they encounter questions, issues and concerns in the course of their employment.

Phase 3: Prioritizing the Need – as based on the direction of the company, the following services is a guide toward the next specific HR project such as Recruitment and Selection, Performance Management, Learning and Development, Compensation, Benefits and Rewards and Succession Plan.”

RESOLVED, the scope of work, which does not include HR projects and other offshoot programs that will arise from any of the above work to be done, shall be deemed a separate engagement and will require a separate agreement;

RESOLVED, coaching and mentoring during the time of engagement are also excluded from the scope of work.

RESOLVED, the Board approved, upon motion of Dir. Normandy G. Jose and duly seconded by Dir. Marjorie P. Ablaza, approved the termination of the retainer agreement of SDCC with Ms. Lea Gomez as HR Consultant.

RESOLVED, approved the proposed Human Resources Development Manual and other HR concerns submitted by CODIS to be facilitated by Mr. Hernando Espiritu, HR Consultant with a total cost of P590,000.00 net of withholding tax;

RESOLVED FURTHER, the total cost of the proposed engagement plus Management Fee of 10% on total cost payable as follows: (a) 50% upon acceptance of the proposal and (b) 50% remaining upon completion of each phase/work;

#172 (November 20, 2017–049 item #3) – Incident Report – SDCC in a Fake News in the Facebook

Nagkaisang pagtibayin ng Lupong Patnugutan ang pagsusumite ng reklamo laban sa taong gumamit ng pangalan ng SDCC sa pekeng balita.

Unanimously, the Board approved the filing of complaint

against the person who use the name of SDCC to a fake news.

#173 (November 20, 2017–049 item #4) – Invitation for 7th ASEAN Cooperative Business Forum on January 16-19, 2018

Inaprubahan ng Lupong Patnugutan ang imbitasyon sa SDCC bilang isa sa Convenors ng 7th ASEAN Cooperative Business Forum sa Enero 16-19, 2018 at tulong pinansyal sa pamamagitan ng pagbibigay ng halagang Isandaang Libong Piso (Php100,000.00).

Inaprubahan din ang mga delegado para sa nasabing gawain ay ang Tagapangulo at ang Chief Executive Officer ng SDCC.

The Board approved the invitation to SDCC as one of the Conveners of the 7th ASEAN Cooperative Business Forum on January 16-19, 2018 and a financial assistance by sponsoring an amount of One Hundred Thousand Pesos (P100,000.00).

Further approved that the delegates for the said event will be the Chairperson and the Chief Executive Officer of SDCC.

#174 (November 20, 2017–050 item #2) – EIC ReportInaprubahan ng Lupong Patnugutan ang resignasyon ni Ms.

Allery Alice Sarthou bilang Kalihim ng Enterprise Improvement Committee dahil sa oras ng kanyang trabaho at obligasyong pampamilya.

Bilang dagdag na pinagtibay ay ang iba pang kasapi ng Komite, kailangan lamang na sila ay pumasa sa inilatag na criteria.

1. G. Bonifacio Perido2. Bb. Maria Cristina Castillo

The Board approved the resignation of Ms. Allery Alice Sarthou as Secretary of Enterprise Improvement Committee, because of her work schedule and family commitments.

Further approved the additional committee members, provided they passed prescribed criteria.

1. Mr. Bonifacio Perido2. Ms. Maria Cristina Castillo

#175 (November 20, 2017–050 item #4) – Sports Committee Report

Iminungkahi ng Lupong Patnugutan na buksan ang Sports League sa komunidad.

The Board suggested to open the Sports League to the community.

#176 (November 20, 2017–050 item #9.1) – Credit CommitteeInaprubahan ng Lupong Patnugutan ang aplikasyon para

Special Loan ng isang miyembro na nagkakahalaga ng Php 600,000.00, na may 1.25% buwanang interes batay sa “diminishing balance” at babayaran sa loob ng 5 taon para sa karagdagang pondo sa pagpapagawa ng 2 yunit ng apartment.

The Board approved the special loan application of a member amounting to P600,000.00, with a monthly interest of 1.25% based on diminishing balance, payable in five (5) years for additional fund for building of 2 units apartment.

#177 (November 20, 2017–050 item #9.2) – Credit Committee

BOARD RESOLUTIONS


Inaprubahan ng Lupong Patnugutan ang aplikasyon para Special Loan ng isang miyembro sa halagang Php1,200,000 na may buwanang interes na 1.25% batay sa diminishing balance na babayaran sa loob ng 7 taon para sa pagpapagawa ng pauupahang studio-type na apartment.

The Board approved the special loan application of a member amounting to P1,200,000.00, with a monthly interest of 1.25% based on diminishing balance, payable in seven (7) years for construction of studio-type apartment for rental.

#178 (November 20, 2017–050 item #10) – SHEPHERD ReportIminungkahi ng Lupong Patnugutan sa SHEPHERD

Committee na magpokus sa isang uri ng sakuna na ibababa sa lahat ng mga PT.

The Board suggested to the SHEPHERD Committee to focus on one area of disaster to be cascaded to all PTs.

#179 (November 20, 2017–051 item #1) – NCCB: Request for SDCC’s Additional Equity

Inaprubahan ng Lupong Patnugutan na maglagay ng karagdagang “equity” sa Network Consolidated Cooperative Bank (NCCB) sa halagang Php500,000 upang ipakita ang suporta, sa ikatlong taon nito, sa kilusang kooperatiba

The Board approved to place an additional equity with Network Consolidated Cooperative Bank (NCCB) amounting to P500,000.00 to show support to its 3rd year in the cooperative movement.

#180 (December 5, 2017–054 item #1.2) – CKCM: Seminar on Graphic Design for Members

Pinagtibay ng Lupong Patnugutan na ang mga nagwagi sa Graphic Design Contest para sa 2017 Annual Report ay ang mga sumusunod, na may kaukulang papremyo:

Unang Gantimpala – Ms. Ana Loren Durana(P2,000 Cash+500 Botica GC)Ikalawang Gantimpala- Mr. Teddy C. Sarmiento(P1,500 Cash+500 Botica GC)Ikatlong Gantimpala – Ms. Maria Cristina S. Castillo (P1,000 Cash+ 500 Botica GC)Konsolasyon - Mr. Brian Christian Javines (500 Botica GC) Ms. Donna Lynne Endrenal (500 Botica GC)Pinagtibay din ng Lupong baguhin ang kulay sa background

ng naaprubahang disenyo, sa pahintulot ng nagdisenyo.

Upon deliberation and discussion, the Board approved, that the winners of the Graphic Design Contest for 2017 Annual Report Cover, are the following with corresponding prizes:

• 1stprize–Ms.AnaLorenDurana (P2,000 Cash + 500 Botica GC)

• 2ndprize–Mr.TeddyC.Sarmiento (P1,500 Cash + 500 Botica GC)

• 3rdprize–Ms.MariaCristinaS.Castillo (P1,000 Cash + 500 Botica GC)

• Consolationprize– Mr.BrianChristianJavines

(P500 Botica GC) Ms. Donna Lynne Endrenal

(P500 Botica GC)The Board also approved to change the color of the background

of the winning design, upon consultation with the designer.

#181 (December 5, 2017–055 item #2) – Capital Build-Up Promo

Pinagtibay ng Lupong Patnugutan ang panukalang mekaniks ng programang “Dagdag sa Share Capital Ko, May Panalo” nang may kaunting pagbabago:

“Dagdag sa Share Capital Ko, May Panalo”Mekaniks:

1. Ang promo ay magsisimula sa January 01, 2018 hanggang December 08, 2018.

2. Ang mga kasaping (regular at associate member) mula taong 2017 pababa ang kwalipikadong sumali sa promo.

3. Ang mga bagong kasapi sa taong 2018 ay kwalipikadong sumali sa promo pagkatapos lamang mabuo ang minimum o pinakamababang Share Capital na P15,000.00.

4. Ang mga kawani at opisyales ng Kooperatiba ay kwalipikadong sumali sa promo.

5. Ang kasapi ay mabibigyan ng isang (1) ticket kada P500.00 na deposito sa Share Capital sa teller (over-the-counter), sa banko, sa Account Specialist, sa Collector, o retention mula sa utang.

6. Ang kasaping makakaipon ng halagang P500.00 deposito sa Share Capital sa loob ng isang buwan (30 days) ay mayroon ding katumbas na isang (1) ticket. Ang kasapi ay kinakailangang ipunin ang mga resibo at ipresenta ito sa DOP Officer o EOM Support Staff.

7. NO O.R./NO DISBURSEMENT/VOUCHER, NO TICKET.8. Ang petsa at oras ng draw ay ang sumusunod:

DRAW DATE Cut-off Period Time of Draw

1st Draw Mar. 24, 2018 5:00PM 6:00PM2nd Draw July 28, 2018 5:00PM 6:00PM3rd Draw Dec. 08, 2018 5:00PM 6:00PM

9. Lagyan ng pangalan, account number, telepono, kumple- tong tirahan at pirmahan ang ticket.

10. Ihulog sa tambiolo na makikita sa ating opisina.Main Office : 0554 Quirino Ave., San Dionisio, Parañaque CitySatellite Office : Dr. A. Santos Ave., cor. FC Santos Compound, San Isidro Parañaque City

House Rules para sa Draw:1. Ang ticket ay dapat nakapangalan sa kung kaninong kasapi

inihulog ang Share Capital.2. Ang kasaping mananalo ay dapat “active” ang status

ng membership sa Koop sa oras ng araw ng draw. Ito ay nangangahulugang hindi “closed account”, “withdrawn”, “offset” o “write-off ”. Kung sakaling ang kasapi na nabunot ay hindi na “active” ang membership, ito ay walang bisa o “forfeited” ang papremyo.

3. Kung ang kasapi na nabunot ay namatay bago sumapit ang

BOARD RESOLUTIONS


oras at petsa na itinakdang araw ng draw, ang pagkakapanalo ay walang bisa o forfeited.

4. Kung ang ticket ng kasapi ay nabunot nang mahigit sa isang beses sa isang draw, ang premyong may pinakamataas na halaga ang kanyang mapapanalunan.

5. Kung ang kasapi na nanalo ay nasa labas ng bansa (abroad) o “out of town”, maaari pa ring makuha ang premyo ng kanyang kinatawan (representative) matapos magpakita ng sulat awtorisasyon at valid ID ng kasapi at ng kinatawan.

6. Ang lahat ng mabubunot o mananalong kasapi, kahit wala sa araw at lugar ng draw ay panalo pa rin at maaaring kunin ang premyo.

7. Lahat ng mananalong kasapi ay tatawagan kaagad upang ipaalam na sila ay nanalo.

8. Ang lahat ng mga tickets na hindi magwawagi o mananalo sa unang draw ay bahagi pa rin sa mga susunod na draw hanggang sa huling draw.

The Board approved the proposed program mechanics and house rules with minor corrections as stated:

“Dagdag sa Share Capital Ko, May Panalo”Mechanics:

1. The promo would start on January 1, 2018 and would end on December 8, 2018

2. Regular and Associate members starting 2017 and below are qualified to join.

3. 2018 members are qualified in this promo with a condition that they comply with the minimum Share Capital of P15,000.

4. Employees and officers of the Cooperative are qualified to join.

5. Each member will be given 1 ticket for every P500.00 deposit to their Share Capital.

6. A saving of P500.00 deposit in their Share Capital within 1 month is equivalent to 1 ticket. To avail of this promo just present your accumulated receipts to DOP officer or EOM support staff.

7. NO O.R./NO DISBURSEMENT/VOUCHER, NO TICKET.

Below are the draw dates and time:

DRAW DATE Cut-off Period Time of Draw

1st Draw Mar. 24, 2018 5:00PM 6:00PM2nd Draw July 28, 2018 5:00PM 6:00PM3rd Draw Dec. 08, 2018 5:00PM 6:00PM

8. Fill out your receipts with your name, account, phone number, home address and signature

9. Drop boxes are in these addresses.Main Office : 0554 Quirino Ave., San Dionisio, Parañaque CitySatellite Office : Dr. A. Santos Ave., cor. FC Santos Compound, San Isidro Parañaque City

House Rules para sa Draw:1. The ticket should bear the name of the member with Share

Capital.2. A winner is only declared legitimate if he has an “active”

status at the time of the draw. This means that the status

is not “closed account,” “withdrawn,” “offset,” or “write-off,” otherwise, the prize will be forfeited.

3. An untimely death of a member who wins during the draw shall likewise have his/her prize forfeited.

4. In the event that member wins twice, he/she shall choose the prize with a higher value.

5. Members who wins during the draw but are on foreign or local trips could still get their prizes through an authorized representative of the member.

6. Members who won but were not present during the draw could still claim their prizes.

7. Winners will be notified through a phone call.8. Members who did not win during the 1st draw would still be

qualified in the suceeding draws.

The Board also approved to leave to the wise discretion of the Management the provision for increasing the prizes, if applicable.

#182 (December 5, 2017–055 item #3.1) – Sun Life Financial Philippines Mutual Fund

Inaprubahan ng Lupong Patnugutan na ibalik ang Php3,000,000 sa Sunlife Financial Phil. Mutual Fund, na ang detalye ay ang sumusunod: a. Balance Fund - P1,000,000.00, b. Index Fund - P2,000,000.00.

The Board approved to reinvest the P3,000,000.00 to Sunlife Financial Philippines Mutual Fund, details as follows: a. Balance Fund - P1,000,000.00, b. Index Fund - P2,000,000.00.

#183 (December 5, 2017–055 item #3.2) – CISPInaprubahan ng Lupong Patnugutan na maglagay ng

Php5,000,000 na karagdagang equity investment sa CISP kung sakaling mayroong labis na pondo sa pagtatapos ang taon

The Board approved to place P5,000,000.00 additional equity investment with CISP in case there will be an excess fund by the year end.

#184 (December 5, 2017–056 item #1) – ETHICS CommitteeInaprubahan ng Lupong Patnugutan ang iminungkahing

“Code of Ethics for Officers” nang may pagwawasto.Code of Ethics

Ay isang dokumento na nag-uugnay sa misyon, bisyon, mga pinahahalagahan at layunin ng SDCC na may katanggap-tanggap na pang-unibersal na mga pinahahalagahan ng Kooperatiba at mga prinsipyo kasama ang mga istandard ng propesyunalismong kinakailangang palagiang nasusunod sa pangangasiwa ng Kooperatiba.Layunin:

a. Pagtugmain ang mga pagkilos at pag-uugali ng mga opisyales ng SDCC sa bisyon, misyon, mga layunin at mga pinagbabatayang prinsipyo at mga pinahahalahagan ng Kooperatiba

b. Magtatag ng pare-parehong kamulatan at pang-unawa sa inaasahang pagkilos at wastong pag-uugali ng isang opisyal at kamay-ari

c. Tukuyin, itatag at ikintal ang kaayusan at disiplina

BOARD RESOLUTIONS


sa mga opisyal tungo sa pag-abot ng pangmatagalan at masayang samahan sa organisasyon, lalo na sa pagpapakita ng pagiging mabuting halimbawa sa pamayanan at sa buong bansa.

d. Magbibigay nang sapat at malinaw na tuntunin sa pangangasiwa ng mga kaso o sitwasyong nangangailangan ng pagdisiplina o pagwawasto.

e. Bigyan ng kakayahan ang bawat opisyal ng SDCC na maging kagampan o modelo ng pagkakaroon ng disiplina, kaayusan, at propesyunalismo sa kani-kanilang pinagsisikapang larangan.

I. HINDI NAMUMULITIKABawat opisyal ay hindi nararapat na katawanin ang SDCC

sa pagbigay suporta sa anumang partido politikal o magamit sa mga gawaing pampulitika nito.

Bawat opisyal ay hindi nararapat na gumamit ng anumang pag-aari ng SDCC, magbigay ng donasyon o pinansyal na kontribusyon upang suportahan ang sinumang lokal o pambansang kandidato o anumang politikal na gawain, maliban sa “Coop Partylist” at iyung mga tunay na tumataguyod sa sektor ng kooperatiba.

2. MAINGAT, MASIPAG AT MAY KASANAYANAng bawat isa ay kailangang kumilos nang may pag-iingat at

may pananagutan, at ipagtanggol at itaguyod ang bisyon, misyon, mga prinsipyo’t pinahahalagahan ng SDCC.

Lahat ng hakbang upang matunton nang may katiyakan ang mga konklusyon, ay isasagawa, nang puno ng pang-unawa at kagandahang-loob sa panahong ibinigay; at naaayon sa mga pinahahalagahan at mga prinsipyong pangkooperatiba.

Ang kagandahang-loob ay nangangailangan nang maayos na pagpapasya, matuwid na pagkilos at makatwirang pagdedesisyon sa lahat ng bagay nang may pagtuon sa higit na ikabubuti ng Kooperatiba, pati na rin ang kapakinabangan at kapakanan ng mga kasapi.

3. PAGKAMAKATARUNGANAng bawat opisyal ay kailangang kumilos nang makatarungan

at walang pinapanigan. Ang bawat opisyal ay dapat magpasunod ng mga patakaran

nang walang pansariling kapakinabangan, diskriminasyon o pagtatangi.

Ang bawat opisyal ay dapat lamang kumilos nang may katarungan, magkaloob ng kung ano ang nararapat at magpakita ng paggalang sa lahat habang ipinatutupad ang kanyang mga tungkulin at responsibiidad na naaayon din sa kanyang mga karapatan.

4. KATAPATAN AT KAGANDAHANG-LOOBAng bawat opisyal ay kailangang magpakita ng katapatan

at pagpupunyaging mapanatili ang kanyang integridad upang matamo at mapanatili ang tiwala ng lahat.

Hinihingi ng katapatan ang pagiging bukas, tapat sa pananalita, at walang pagbabalatkayo.

Ang integridad ay ang pagkakaroon ng matatag na kabatiran sa kung ano ang tama at mali.

5. MAHUSAY NA PAGGAMIT NG MGA PAG-AARI

Ang bawat opisyal ay nararapat na tiyaking nagagamit ang mga pag-aari ng SDCC sa paraang epektibo, mahusay at walang pag-aaksaya.

Ang lahat ay kailangang magpasa ng ulat upang maibahagi ang mga natutunan mula sa mga seminar, pagsasanay o worksyap na dinaluhan bilang paraan sa pagpapadami ng makikinabang sa natutunan.

Kailangang gamitin ng bawat opisyal ang mga ari-arian ng SDCC para sa mga gawaing pang-opisyal o pang-SDCC lamang.

6. PAGGALANG AT PAGPIPITAGANInaasahang ang lahat ay magkakaloob na karampatang

paggalang at pitagan sa kapwa opisyal sa lahat ng mga pulong, pagdedesisyon, masusing usapan, pagtitipon at mga gawain.

Walang sinuman ang maninirang-puri o sisira sa katauhan ng sinumang opisyal. Ang bawat opisyal ay dapat na pagsikapang respetuhin at pangalagaan ang katauhan ng kapwa opisyales. Hindi nararapat na ang sinumang opisyal ay magsasabi ng mga salitang makakasama, makakasakit, mapagbanta at walang galang sa mga pulong o pagtitipon.

7. MAY PAKIRAMDAM NA PAGIGING KAISAAng bawat opisyal ay nararapat na magbuo ng saloobing

pagkakaisa, pagsasama-sama, at kaayunan sa bisyon, misyon, mga layunin, mga plano at programa sa pagtataguyod ng kapakanan ng mga kasapi.

8. MAY PANG-UNAWA SA MGA RESPONSIBILIDADBilang mga opisyal, nararapat lamang na ang bawat isa ay

dumadalo at masiglang nakikilahok sa lahat ng mga pagpupulong at gawain sa Kooperatiba.

• Maypagsisikapnabasahinangadyenda• Sinusuriatgumagawangpagbibigay-halagasamgaulat• Masiglangnakikilahoksamgadeliberasyonataksyong

kinakailangan• Palagiangnaghahandaatnagpapasangulat• Tumutugonattumutulongmaitaguyodangmgaplano

at programa ng SDCC

9. PAGTANGKILIK NG MGA SERBISYODapat tinatangkilik ng bawat opisyal ang mga produkto,

kalakal at mga serbisyo ng Kooperatiba bilang mabuting halimbawa sa pagtataguyod at pagpapalaganap ng mga inaalok at ipinaglalaban nito.

10. PANLIPUNANG PANANAGUTANAng bawat isa ay may pananagutang tuparin ang kanyang

mga tungkulin sa lipunan, na tinitiyak ang pagkakapantay-pantay sa paglago ng ekonomiya, panlipunang pagbabago at proteksyon ng kalikasan.

11. BUKAS SA MGA PAGLILINAWAng lahat ng mga opisyal ay kailangang ihayag o maging

bukas na matingnan, masiyasat at mapatotohanan ang lahat ng uri at antas ng mga transaksyon, pakikitungo, mga talaan, mga proyekto, mga gawain, mga programa, mga plano at gastusin para sa kapakanan ng katotohanan, pagbubuo ng tiwala, kompiyansa at pagpapalakas ng sistema at kultura ng pagiging bukas at tapat.

BOARD RESOLUTIONS


12. PAGBOBOLUNTARYOKailangang ang lahat ng mga opisyal ay gumagawa nang

may kusang-loob kung hinihingi ng pagkakataon sa ngalan ng serbisyo, nang walang hinihintay na kapalit dahil isinasaisip kung ano ang mabuti, karapat-dapat, naaayon at makabubuti sa iba lalo na kung para sa kapakanan ng Kooperatiba.

13. WISE MENTORSHIPNararapat na mithiin ng bawat opisyal na taglayin ang mga

katangian ng isang WISE MENTOR at naising mahikayat ang ibang maging ganoon. Ang mga katangiang ito ay ang mga sumusunod:

W – Will (marubdob na pagnanais at) & I – Integrity (malinis na integridad para) to S – Serve (maglinkod) E – Efficiently, Effectively & Ethically (sa tama, mabisa, at moral na pamamaraan)

M – Morally Driven (matuwid) E – Experienced (may akmang karanasan) N – Nurturing (mapag-aruga) T – Trustworthy (mapagkakatiwalaan) O – Open (bukas at walang itinatago) R – Responsive (mabilis tumugon)

14. PATULOY ANG PAG-AARALAng bawat isa ay inaasahang papalaguhin pa ang kanyang

kaalaman sa pamamagitan ng pagdalo sa mga kinakailangang pagsasanay, seminar, pagtitipon, at laging maalam sa mga pagbabago ukol sa mga programa at gawaing pangkooperatiba, patungkol sa mabuting pamamahala, paglago ng ekonomiya at lipunan, at pangangalaga ng kapaligiran.

15. MAGKASALUNGAT NA PAKINABANGAng bawat opisyal ay nararapat na kumilos para sa higit na

ikabubuti ng SDCC at hindi sa pakinabang ng sinumang tao, grupo o organisasyon.

16. ANG HIGIT NA MARAMI ANG MANANAIGAng bawat isa ay inaasahang susunod at itataguyod

ang desisyon ng nakararami na may pagsasantabi ng mga di pagkakasundo sa mga isyung inilatag sa panahon ng masusing pag-uusap. Ang bawat isa ay magbibigay respeto sa mga ideya, pananaw at opinyon ng ibang opisyal at sa huli ay susunod sa desisyon ng nakararami. Ang diwa ng pagkakaisa ay ang pagsunod sa kung ano ang nasasaad sa batas, makatarungan, wasto at nararapat.

Nararapat na ang bawat opisyal ay magbigay galang, sa ideya, pananaw at kuro-kuro ng iba habang nagkakaroon ng masusing pag-uusap, at may kababaang-loob na tatanggapin at susunod nang walang pag-aatubili sa desisyon ng nakararami nang walang panghihinayang.

17. IWASAN ANG HINDI PAGKAKASUNDO-SUNDOAng bawat isa ay inaasahang pananatilihin at palalaganapin

ang pagkakasundo-sundo, di lamang sa kapwa opisyal kundi pati sa lahat ng mga kasapi ng SDCC nang naaayon sa wastong asal at pag-uugali, habang nagbibigay ng kaukulang paggalang sa isa’t-isa.

Ang lahat ng uri ng intriga, panggagatong, pagpapalaki ng mga tsismis, at pag-impluwensiya nang may masamang hangarin sa isang opisyal upang siraan ang ibang opisyal o mga opisyal na umaabot pa sa pagdagdag ng insulto sa sakit o pagpapainit ng mga sitwasyong makaaapekto sa magandang samahan at makasisira ng pagkakaisa, ay kailangang maiwasan sa lahat ng pagkakataon.

Ang bawat isa ay may moral na katungkulang gawain ang lahat nang makakayanan upang makasunod sa kung ano ang tama, makatarungan at nararapat.

Isang responsibilidad sa pagpapatupad ng tungkulin ng bawat opisyal ang panindigan ang mga prinsipyo’t mga pinahahalagahan ng mga kooperatiba.

18. CONFIDENTIALITY

Ang opisyal ay hindi maglalahad ng anumang “classified information”. Ang “classified information” ay maselang impormasyong ipinagbabawal ng batas na mailahad sa ilang sektor ng lipunan. Isang pormal na “security clearance” ang kailangan upang makakuha o mapanghawakan ang “classified documents”.

Bilang karagdagan, hiniling ng Lupong Patnugutan sa Ethics Committee na magpasa ng plano kung paano maibababa ang pinagtibay na “Code of Ethics for Officers” sa lahat ng mga opisyales, sa pakikipagtulungan ng Lupon sa Edukasyon at Pagsasanay.

The Board approved the proposed “Code of Ethics for Officers”, with corrections.

CODE OF ETHICSIs a document that links SDCC’s vision, mission, values and

objectives with the universally-accepted coop values and principles as well as with the standards of professionalism that must be consistently adhered to in the conduct of the Cooperative’s affairs. OBJECTIVES :

a) Align the conduct and behaviour of each officer with SDCC’s vision, mission, objectives as well as with the underlying coop values and principles.

b) Establish a uniform awareness and understanding of each officer’s required conduct and ethical behaviour as an officer and co-owner.

c) Define, establish and instill order and discipline among officers towards the achievement of a lasting and harmonious relationship with the organization, as well as setting an example for the community and nation as a whole.

d) Provide adequate and clear guidelines in the administration of cases or situations involving disciplinary / corrective action.

e) Enable each officer of SDCC to serve as the epitome of discipline, orderliness, and professionalism in all fields of endeavor.

1. APOLITICAL Every officer must not represent SDCC to support a political

party or be used in its political activities. Every Officer must not use SDCC’s resources, grant donations

or financial contributions to support electoral candidates either

BOARD RESOLUTIONS


local or national or any political activities, except the “Coop Party-list” and those that genuinely support the coop sector.

2. CARE, DILIGENCE AND SKILLSEveryone should always act with a sense of concern and

responsibility, defend and support the vision, mission, values and principles of SDCC.

All steps shall be undertaken to arrive at conclusions with certainty, proper discernment and good faith, within the given time frame; consistent with the coop values and principles and considering at all times the best interest of the Cooperative.

Good faith requires the exercise of sound discretion, legitimate acts and rational decisions in all matters geared towards the best interest of the Cooperative as well as the benefit and welfare of the members.

3. FAIRNESS Every officer should act with fairness and impartiality.Every officer should apply the rules, policies and guidelines of

SDCC without self- interest, prejudice and favouritism.Every Officer must, in the exercise of his/her rights and in the

performance of his/her duties and responsibilities always act with a sense of justice, give everyone his/her due and manifest respect for all.

4. HONESTY AND GOOD FAITHEvery officer must show honesty and continuously strive for

integrity in order to gain and maintain everybody’s trust and confidence.

Honesty demands openness, frankness, transparency and candor.

Integrity is the quality of having strong moral principles.

5. RESOURCE OPTIMIZATIONEvery Officer should ensure effective, efficient and responsible

utilization of SDCC resources. Everyone should share or echo by submitting a report, the

knowledge/skills gained during the seminars/trainings/workshops in order to maximize knowledge transfer.

Every Officer must use the SDCC assets only for official use.

6. RESPECT AND COURTESYEveryone must at all times give due respect and courtesy to his

fellow officers in all meetings, decisions, deliberations, gatherings and activities.

Nobody should defame, cast dishonor on or destroy the integrity of and malign any officer. Every officer shall always endeavor to respect and preserve the dignity of a fellow officer.

Everyone should not utter vicious, intemperate, abrasive, threatening and disrespectful language in all meetings and gatherings.

7. SENSE OF BELONGING Every Officer should develop that attitude of oneness,

togetherness and unity in the vision, mission, goals, plans and programs in promoting the welfare of the members.

8. SENSE OF RESPONSIBILITYAs Officers, it is imperative that everyone attend and actively

participate in all coop meetings and activities ➢ exerting efforts to read the agenda;➢ evaluating and making an assessment of the reports;➢ actively participating in all deliberations and actions

needed;➢ preparing and submitting reports regularly;➢ being responsive to and supportive of the plans and

programs of SDCC.

9. SERVICE PATRONIZATIONEvery Officer must patronize the products, goods and services

of the Cooperative, serving as a model in promoting what the Cooperative is offering and/or advocating.

10. SOCIAL RESPONSIBILITYEveryone is accountable for fulfilling his/her civic duties of

ensuring a balance among economic growth, social transformation and environment protection.

11. TRANSPARENCYAll Officers must reveal or open up access to everyone

to view, check and verify all kinds and levels of transactions, dealings, records, projects, operations, activities, programs, plans and expenditures for the sake of the truth, developing trust and confidence and strengthening the system and culture of openness and honesty.

12. VOLUNTEERISMAll Officers must do things voluntarily as the situation allows

in the name of service, without expecting anything in return, bearing in mind what is good, just, proper and beneficial to others, especially in the interest of the Cooperative.

13. WISE MENTORSHIPEvery Officer must aspire to possess the qualities of a Wise

Mentor and hope to inspire others to have the same. The qualities are: W - Will M- Morally Driven I - Integrity E - Experienced S - Serve N - Nurturing E - Efficiently, T - Trustworthy Effectively O - Open & Ethically R - Responsive

14. CONTINUING EDUCATIONEveryone should enhance his/her knowledge by attending

pertinent trainings, seminars, assemblies, and be updated on all coop-related programs and activities, relating to good governance, economic progress, social development and environment preservation.

15. CONFLICT OF INTERESTEvery officer must act only in the best interest of SDCC and

not favor the interest of any individual, group or organization. Every officer should not seek any special privileges, benefits

nor accept compensation in their own capacity except as provided for by policy and existing laws.

Every officer should be aware of any actual or potential conflict of interest with respect to any contract, transaction, legal

BOARD RESOLUTIONS


action or any matter detrimental to SDCC. If an officer became aware of any conflict, he/she should immediately disclose it to the concerned parties. Officers should not promote their own interests to the disadvantage and prejudice of SDCC.

16. MAJORITY RULESEveryone should abide by and support the decision of the

majority notwithstanding disagreements on the issues raised during deliberations. Each shall respect the ideas, views, and opinions of the other officers and finally abide by the rule of the majority. The essence of unity is submissiveness to what is legal, just, right and proper.

Every officer must, in all deliberations, respect others’ ideas, views and opinions and shall be ready to accept humbly and submit objectively to the majority decision without remorse.

17. AVOID CONFLICTEveryone shall maintain and promote good relations not only

among each and every fellow officer but also among members of SDCC in accord with good conduct and behavior, giving due respect to everybody.

All kinds of intrigues, stoking of fires, blowing up unfounded hearsays and maliciously influencing one officer to destroy the other officer(s) to the extent of adding insult to injury or tending to fire up a given situation that would affect a good and harmonious relationship and break unity should be avoided at all times.

Each one has the moral responsibility to do all necessary acts to conform to what is right, just and proper.

It is the professional responsibility of every officer to uphold the values and principles of Cooperatives.

18. CONFIDENTIALITY An officer shall not reveal any classified information.Classified information is sensitive information to which access

is restricted by law or regulation to particular classes of people. A formal security clearance is required to handle classified documents or access classified data.

Further, the Board requested the Ethics Committee to submit a plan on how to cascade the approved “Code of Ethics for Officers” to all Officers, in coordination with the Education and Training Committee.

#185 (December 5, 2017–056 item #2.1) – PKPTL: Mechanics on Motorbike Promo

Pinagtibay ng Lupong Patnugutan ang mungkahing mekaniks, nang may pagbabago, sa Motorbike Promo.

“DAGDAG SWERTE SA BAGONG KASAPISHARE FOR TRIKE PROMO”

Mekaniks:1. Ang mga kwalipikado sa pagsali ay ang mga bagong kasapi

(simula Enero 2018) ng SDCC na nakakumpleto na ng P15,000 Saping Puhunan bago o sa mga araw ng raffle draw.

2. Ang lahat ng stubs ay kinakailangang masulatan nang malinaw, kumpleto sa pangalan, tirahan at contact number.

3. Ang Saping Puhunan ay kinakailangang “cash” o cheque at ito ay tinatanggap lang sa SDCC Main at Satellite Office.

4. ISANG BAGONG KASAPI - ISANG STUB LAMANG,

ANG POLISIYANG IPATUTUPAD.5. Ang pinirmahang stub ay dapat ihulog sa mga

nakatalagang drop box.6. Ang paghuhulog ng stub ay magsisimula sa Enero 2018

mula 9:00 n.u. hanggang 5:30 n.h. tuwing araw nang may-pasok at pamula 8:30 n.u. hanggang 12:00 n.h. tuwing Sabado.

Mga Patakaran sa Draw1. Ang unang draw ng 1 yunit na motorsiklo ay gaganapin

sa ika-28 ng Hulyo 2018 sa SDCC Main Office.2. Ang ikalawang draw ng 2 yunit na motorsiklo ay

gaganapin sa ika-30 ng Enero, 2019 sa SDCC Main Office.

3. Ang mga hindi nanalo sa unang draw ay mapapasama pa rin sa mga sumusunod na raffle draw.

4. Ang pagbibigay ng mga raffle stub ay hanggang sa huling transaksyon ng Disyembre 2018.

5. Para sa unang draw, ang stub ay dapat maihulog nang hanggang 5:30 ng hapon ng July 28, at sa ikalawang draw, 5:30 ng hapon ng Enero 30, 2019.

6. Ang promo ay tatakbo hangang Disyembre 29, 2018.7. Ang mga premyo ay di maipagpapalit sa cash.8. Ang pagpaparehistro ng motorsiklo ay kargo na ng

nanalo.9. Ang mga nanalo ay sasabihan sa pamamagitan ng

telepono o email. Ipapaskil ang listahan ng mga nanalo sa SDCC website at sa mga bulletin board ng mga tanggapan.

10. Ang mga nanalo ay may 60 araw simula sa susunod na araw ng draw para kunin ang napanalunan. Kapag lumipas ang 60 araw at hindi pa nakukuha ang premyo, ang mga premyo ay mababawi ng SDCC.

11. Ang mga nanalo ay kailangang magdala ng, 2 valid ID (SDCC ID at driver’s license/SSS ID), at ang nanalong raffle ticket na maayos pa ang kundisyon para makuha ang kanilang premyo. Sakaling nawala, kailangang ipakita ng nanalo ang opisyal na resibo/mga resibo.

The Board approved the proposed mechanics with corrections of Motorbike promo. Mechanics:

1. Qualified to join are all those newly accepted members (starting January 2018) of SDCC who have completed the P15,000.00 share capital on or before the Draw date.

2. All stubs should be legibly filled out with the complete name, address, contact number/s, email address, signature.

3. Payment of share capital should be in cash or cheque and will only be accepted at SDCC Main and Satellite Office.

4. 1 NEW MEMBER – 1 STUB ONLY POLICY SHALL BE ENFORCED.

5. Filled-out stub must be dropped in the designated drop box.

6. Dropping of stubs will start on January 2018 from 9:00am to 5:30pm during weekdays and from 8:30am to 12:00nn on Saturdays.

House Rules for the Draw:1. 1st draw of 1 unit motorcycle will be on July 28, 2018 at

BOARD RESOLUTIONS


SDCC Main Office.2. 2nd draw of 2 units motorcycle will be on January 30,

2019 at SDCC Main Office.3. Non-winners during the 1st draw, will be included in the

succeeding draw.4. Issuance of stubs is until the last transaction day of

December 2018.5. Stubs should be dropped for the 1st draw by July 28, 2018,

5:30pm, and for the 2nd draw, by January 30, 2019, 5:30pm.

6. This promo runs until December 29, 2018.7. Prizes are not convertible to cash.8. Registration of motorcycles won shall be shouldered by

the winner.9. Winners will be notified by phone/email. List of winners

will be posted at the SDCC website & on the bulletin boards.

10. All winners will be given sixty (60) days after each draw to claim their prizes. After the 60 day-period, unclaimed prizes will be forfeited in favor of SDCC.

11. Winners must bring (2) valid ID’s: (SDCC identification card and driver’s license/SSS ID), and the winning raffle ticket in good condition upon claiming their prizes. In case of loss, the winner must present the official receipt/s.

#186 (December 5, 2017–056 item #2.2) – PKPTL: Request for support and approval for Feeding Program

Inaprubahan ng Lupong Patnugutan ang kahilingan ni Engr. Alfredo Bugayong na masagawa ang mga sumusunod:

1. Feeding Program ng Distrito 7 sa Disyembre 15, 2017 sa Sta. Rita Orphanage Sucat, Paranaque City.

2. Maglaan ng sasakyang gagamitin para sa gawain.3. Pagsama ng Lupong Patnugutan at Tagapamahala sa

gawain.

The Board to approve the request of Engr. Alfredo Bugayong the following;

1. District 7 Feeding Program on December 15, 2017 at Sta. Rita Orphanage Sucat Paranaque City

2. Service vehicles to use for the event3. Board of Directors’ presence in the activity

#187 (December 5, 2017–056 item #3) – Committee on Organizational Strengthening (Galing PT Award)

Inaprubahan ng Lupong Patnugutan ang mungkahing mekaniks ng Galing PT Award, nang may pagwawasto.

“GALING POOK TULUNGAN AWARD 2018”Layunin: “Pagpapalakas ng Kasapian at Samahan

sa Sama-samang Paggawa”1. Ang Galing PT Contest ay magsisimula sa ika-1 ng

Enero 2018 at magtatapos ng ika-31 ng Disyembre 2018.2. Tatlong kategorya ang pagtutuunan sa paGALINGAN

ng bawat Pook Tulungan, ito ay ang mga sumusunod:a) Pinakamataas na porsiyento na itinaas ng halaga ng

“loan availment” sa bawat Pook Tulungan.b) Pinakamataas na porsiyento na idinagdag na dami

ng kasapian sa bawat Pook Tulungan.c) Pinakamalaking porsiyento na ibinababa ng PAR sa

bawat Pook Tulungan.3. Ang bawat PT ay dapat nakapagsagawa ng Awareness

for Disaster Preparedness na dinaluhan ng 25% na kasapi ng PT upang maging kuwalipikadong manalo sa GALING PT Award.

4. Ito ay bukas sa lahat ng Pook Tulungan.5. Ang mga Pook Tulungan na makikilahok ay

kinakailangan na magpatala sa MDMSS Team.6. Ang Chairperson ng bawat PT ang inaatasang magpatala

ng kanilang PT na magsisimula sa ika-11 ng Disyembre 2017 hanggang ika-15 ng Enero 2018.

7. Ang detalye ng mga batayan ng pa-GALINGan na ito ay base sa datos ng Disyembre 31, 2017 at makukuha sa ika-15 ng Enero 2018 sa MDMSS Team.

8. Ang insentibo sa pinakamagaling na PT ay hahatiin sa dalawang bahagi, 50% para sa PT at 50% para sa indibidwal na kasapi ng PT base sa “point system”. Ang 50% ng PT ay ilalaan sa kanilang “community project”.

I. Point system para sa PT

ABatayang halaga

ng loan mula Disyembre 31, 2017

Halagang itinaas ng loan % na itinaas ng loan Pu

ntos

1st qtr

2nd qtr

3rd qtr

4th qtr

25% and up 5

20% - 24% 4

15%-19% 3

10%-14% 2

5%-9% 1

B

Batayang bilang ng kasapi ng bawat PT

mula Disyembre 31, 2017

Bilang na itinaas ng kasapi % na itinaas ng kasapi Pu

ntos

1st qtr

2nd qtr

3rd qtr

4th qtr

17 up 5

15 to 16 4

13 to 14 3

11 to 12 2

8 to 10 1

CBatayang halaga ng PAR ng PT mula

Disyembre 31, 2017Halaga na ibinaba ng PAR % na ibinaba

ng PAR Punt

os

1st qtr

2nd qtr

3rd qtr

4th qtr

7% up 5

6%-6.99% 4

5%-5.99% 3

4% - 4.99% 2

3% - 3.99% 1

BOARD RESOLUTIONS


D

Nakapagsagawa ng Awareness

on Disaster Preparedness

at least 25% ng buong kasapian ng Pook Tulungan TOTAL

1st qtr

2nd qtr

3rd qtr

4th qtr

PAALALA: 1. Ang patimpalak na ito ay magkasamang pagsisikap ng

Pook Tulungan at Account Specialist2. Ang bawat Pook Tulungan ay dapat mag-recruit sa

kanyang nasasakupang Pook Tulungan

II. Point system para sa mga kasapi ng PT

ABatayang halaga

ng loan mula Disyembre 31, 2017

Halagang itinaas ng loan % na itinaas ng loan Pu

ntos

1st qtr

2nd qtr

3rd qtr

4th qtr

25% and up 5

20% - 24% 4

15%-19% 3

10%-14% 2

5%-9% 1

B

Batayang bilang ng kasapi ng bawat PT

mula Disyembre 31, 2017

Bilang na itinaas ng kasapi % na itinaas ng kasapi Pu

ntos

1st qtr

2nd qtr

3rd qtr

4th qtr

17 up 5

15 to 16 4

13 to 14 3

11 to 12 2

8 to 10 1

CBatayang halaga ng PAR ng PT mula

Disyembre 31, 2017Halaga na ibinaba ng PAR % na ibinaba

ng PAR Punt

os

1st qtr

2nd qtr

3rd qtr

4th qtr

7% up 5

6%-6.99% 4

5%-5.99% 3

4% - 4.99% 2

3% - 3.99% 1

9. Magkakaroon ng ebalwasyon tuwing ikatlong buwan sa bawat PT upang maitala ang kanilang puntos na

lalagumin sa katapusan ng taon.10. Sa bawat kategorya ay may itatalagang tatlong

pinakamagaling na PT batay sa pagkasunod-sunod: ➢ Pinakamataas na porsiyento na itinaas ng halaga ng

“loan availment” sa bawat Pook Tulungan:Unang Pinakamagaling P500,000.00Pangalawang Pinakamagaling P300,000.00Pangatlong Pinakamagaling P200,000.00

➢ Pinakamataas na porsiyento na idinagdag na dami ng kasapian sa bawat Pook -Tulungan:Unang Pinakamagaling P500,000.00Pangalawang Pinakamagaling P300,000.00Pangatlong Pinakamagaling P200,000.00

➢ Pinakamalaking porsiyento na ibinaba ng PAR:Unang Pinakamagaling P500,000.00Pangalawang Pinakamagaling P300,000.00Pangatlong Pinakamagaling P200,000.00

PAALALA: Kung ang mga magwawagi ay magkakaroon ng

magkaparehong puntos ang premyo ay hahatiin nang pantay.

11. Ang mga mananalo ay ipapahayag sa darating ng Regular Representative Assembly sa Marso, 2019.

12. Ang implementing guidelines ay ilalabas sa 2018.Hiniling ng Patnugutan sa Audit Committee na gumawa ng

mga alintuntunin ipatutupad.

The Board approved the proposed mechanics of Galing PT Award, as corrected.

“GALING POOK TULUNGAN AWARD 2018”Objective: “Strengthen the cooperative financial capacity

through cooperation”1. The Galing PT contest will start on January 1, 2018 and

will end on December 31, 20182. There would be three categories of capacities to focus on

each Pook-Tulungan. These are:A. Highest percentage change achieved in loan availment in

every Pook-TulunganB. Highest percentage of increase in the number of members

in every Pook-TulunganC. Biggest percentage decrease in PAR in every Pook-

Tulungan3. Every PT should have conducted an Awareness for

Disaster Preparedness which was attended by 25% of PT members to qualify for Galing PT award.

4. This is open to all the Pook-Tulungan.5. A Pook-Tulungan who wishes to join should register with

the MDMSS Team.6. The chair of each PT is expected to register his/her PT

starting December 11, 2017 to January 15, 2017.7. Data as of December 30, 2017 will be the basis for the

pa-GALINGan, details of which maybe obatain from the MDSS team on January 15, 2018.

8. The incentives given to the best PT will be divided to 50% for PT which will be allotted for community project and 50% for individual membership based on point system.

BOARD RESOLUTIONS


BOARD RESOLUTIONS9. An evaluation will be done every 3 months in every PT to

record the points they have earned until the end of year.10. In every category there would be 3 declared best PT based

on the following:Highest percentage increase in loan availment in every Pook-

TulunganUnang Pinakamagaling P500, 000.00Pangalawang Pinakamagaling P300, 000.00Pangatlong Pinakamagaling P200, 000.00

Highest percentage of members added in every Pook-TulunganUnang Pinakamagaling P500, 000.00Pangalawang Pinakamagaling P300, 000.00Pangatlong Pinakamagaling P200, 000.00

Biggest percentage decreased in PAR in every Pook-TulunganUnang Pinakamagaling P500, 000.00Pangalawang Pinakamagaling P300, 000.00Pangatlong Pinakamagaling P200, 000.00

Note: during a tie, prizes will be divided equally between the 2

11. The winners will be declared during the Regular Representative Assembly on March, 2019.

12. Implementing guidelines will be released by 2018.

The Board also requested the Audit Committee to formulate the implementing guidelines.

#188 (December 5, 2017–056 item #4.1) – Credit CommitteeMuling inaprubahan ng Lupong Patnugutan ang Special

Loan ng miyembro na nagkakahalaga mula P800,000 hanggang P900,000 ng may 1.5% buwanang interes batay sa lumiliit na balanse, babayaran sa 12 taon para sa pagpapagawa ng bahay. Ang pagtaas na ito ay paglalaan para sa mga gastusin sa pag proseso ng “extra judicial settlement of estate”.

Dagdag pa, ang miyembro ay makakukuha ng regular loan na nagkakahalagang P100,000 upang mapabillis ang paglipat ng TCT na ibabawas sa kaniyang Special Loan.

The Board re-approved the Special Loan of a member amounting from P800,000 to P900,000, with 1.5% monthly interest based on diminishing balance, payable in 12 years for the purpose of house construction. Such increase was made to accommodate expenses to be incurred in processing extra-judicial settlement of estate.

Further, the member will avail regular loan amounting to P100,000.00 to facilitate the transfer of TCT to be deducted on their special loan proceeds.

#189 (December 5, 2017–056 item #4.2) – Credit CommitteeInaprubahan ng Lupong Patnugutan ang “credit line”

ng isang miyembro na nagkakahalagang P1,750,622.40 at makakukuha ng Special Loan na nagkakahalagang P5,000,000 na may 1.25% buwanang interes batay sa “diminishing balance”, babayaran sa loob ng 6 na taon para sa pagpapagawa ng 10 yunit, studio type na apartment.

The Board approved the credit line of a member amounting to P1,750,622.40 and availment of special loan amounting to P5,000,000.00 with 1.25% monthly interest based on diminishing balance, payable in 6 years for the purpose of construction of 10 units, studio type apartment.


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ULAT NG LUPON SA BUSINESS DEVELOPMENT AND SOCIAL SERVICESSa unang buwan pa lamang ng taon, nakipagpulong na ang

CBDSS sa Lupong Patnugutan upang talakayin ang pangunahing isyu sa pagpapatupad ng Business, Employment, Education, Food (BEEF) Program. Ang mandato ng Lupon ay alamin ang mga kasaping higit na nangangailangan at kung sino ang higit na karapat-dapat na maging benepisyaryo ng Programang BEEF.

Binalangkas ng Lupon ang mga batayan ng kapasyahan, mga Alituntunin at Pamamaraan at mga Pagpapatupad ng mga Patakaran at Regulasyon upang magkaroon ng kahandaan sa implementasyon ng programa. Ang mga ito ay masinop na pinag-usapan at tinalakay sa mga pagpupulong ng CBDSS at iba’t-ibang lupon, kasama na ang Lupong Patnugutan, upang maisakatuparan ang programa.

Naging gabay din ng Lupon ang mga datos na isinumite ng Communication & Knowledge Center Management (CKCM) upang maging basehan ng pagpili ng mga makikinabang sa programa. Ang mga datos ay masusing pinag-aralan upang matiyak na ang makikinabang sa programa ay ang mga kasaping higit na nangangailangan. Ang pagpapatunay ng mga datos ay isinagawa sa pagtatapos ng taon at gumamit tayo ng mga enumerators upang maging mabisa at balido ang pagpapahalaga at pag-aanalisa sa mga nakuhang datos.

Sa 2nd & 3rd quarter ng taon ay nagkaroon ng katuparan ang isa sa mga component ng BEEF, ang Education. Naging partner ng SDCC ang San Juan De Dios Educational Foundation Inc. na siyang nag-alok ng scholarship sa mga anak ng ating mga kasapi para makapagpatuloy ng kanilang pag-aaral at makatapos sa kolehiyo. Isina-ayos din ng Lupon ang mga panuntunan upang ang SDCC ay magkaroon din ng sarili nitong scholarship para sa mga mag-aaral ng mga kasapi sa pakikipag-ugnayan sa mga kolehiyo at unibersidad sa nasasakupan ng operasyon, at makapag-bigay ng transportation allowance sa lahat ng iskolar sa susunod na taon.

Nakapagsagawa rin ng “Job Hiring” sa pakikipagtulungan sa EMS Manufacturing Processes nitong huling quarter ng taong 2017. Minimithi ng Lupon at ng Pamunuan na maging masigla ang pag-hahanap ng trabaho para sa mga kasapi at kanilang pamilya sa susunod na taon. Binigyang halaga ng Lupon ang pakikipag-ugnayan sa Parañaque Employment Services Office (PESO) upang makatuwang natin sa Job Fair para sa mga kasaping naghahanap ng trabaho. Katuwang din ang Pamunuan sa pakikipag-ugnayan sa ibat-ibang ‘government organization (GO) o non-government organization (NGO) at mga ka-partner na organisasyon partikular ang na sa kilusang kooperatiba.

Sa susunod na taon, paiigtingin pa ng Lupon ang pagkilos at pakikipag-ugnayan upang maisakatuparan ang BEEF Program sa gabay ng ating Pamunuan, at sa tulong ng iba pang mga lupon. Kasama sa aming mga plano ang iba pang components ng BEEF Program tulad ng Business at Food.

REPORT OF THE COMMITTEE ON BUSINESS DEVELOPMENT & SOCIAL SERVICES

On the first month of the year, CBDSS had a meeting with the Board of Directors to discuss the main issue on the implementation of Business, Employment, Education, Food (BEEF) Program. The mandate of the committee is to identify the members who are in need and to determine the deserving beneficiaries of the BEEF Program.

The committee outlined the criteria in decision making, the Guidelines and Procedures and the Implementing Rules and Regulations, in preparation for the implementation of the said

program. These were thoroughly discussed in the meetings of the CBDSS and other committees together with the Board in order to realize the program.

The data submitted by Communication & Knowledge Center Management (CKCM) was also utilized as a basis in choosing the beneficiaries of the program. The said data were meticulously studied to ensure that the chosen beneficiaries are the ones who are deserving of the assistance. The validation of the data was done at the end of the year. Enumerators were tapped to make the validation of the gathered data effective.

On the 2nd and 3rd quarters of the year, one of the components of BEEF, was realized, Education. San Juan De Dios Educational Foundation Inc. became the partner school of SDCC, which offered scholarship to the children of the members to continue and finish their education or earn a degree. The committee also organized the rules so that SDCC can also have its own scholarship for the members’ dependents through coordination with colleges and universities in the areas under its sphere of operation, and to give transportation allowances to all scholars next year.

Moreover, Job Hiring was also organized in cooperation with EMS Manufacturing Processes in the last quarter of 2017. The Committee and the Management aspire that job hunting for the members and their family will be more enthusiastic next year. The Committee gave importance on the coordination with PESO for the members who are looking for a job. The Board helps in coordinating with different GO and NGO and partner-organizations particularly in the Cooperative Movement.

Next year, the committee will strengthen its actions and coordination in order to implement the BEEF Program with the guidance of the Board and the Management and with the help of the other committees. Part of the plans are the other components of the BEEF Program, such as Business and Food.

Fernando S. Cortez Tagapangulo / Chairperson


ULAT NG LUPON SA RISK MANAGEMENT

ULAT NG LUPON SA RISK MANAGEMENT

Abril 2017 nang nag-talaga ang Lupong Patnugutan ng SDCC sa pamamagitan ng Board Resolution, ng mga bagong kasapi sa Lupon ng Risk Management. Ito ay may tungkuling protektahan, sa lahat ng oras at pagkakataon ang interes ng mga kasapi at may obligasyong masigurado na ang kooperatiba ay nananatiling nakabase sa mga values, prinsipyo at pilosopiya ng kooperatiba.

Si Dr. Danilo N. Pilar, Tagapangulo, Risk Management, kasama sina Gng. Erlinda F. Borromeo, Pangalawang Tagapangulo at Gng. Consolacion T. Cornilla, Kalihim, ay nagkaroon ng pag-uusap at pag-aangkop ukol sa tungkulin ng Lupon. Ang nasabing pag-uusap ay sumentro sa Documented Procedures on Risk Management Process and Risk Register, ang pagsagawa ng mabilisang pagsusuri sa proseso ng Risk Management, at pagpaplano na may pokus sa pagtaguyod ng risk culture sa SDCC.

Bilang bahagi ng pagsasaayos ng direksyon ng SDCC, ang Tagapangulo ng lupon ay dumalo sa mga pagpupulong para sa paggawa ng SDCC 2018 Plans and Programs. Kasama ang SDCC Contitutional Bodies and Board- Appointed Committees, ang Lupon ay nagbigay ng mga dagdag kaalaman sa pagbuo ng SWOT Analysis ng SDCC. Gayundin, ang lupon ay nagbahagi ng paunang listahan ng mga kinilalang mga panganib batay sa mga programa ng mga komiteng nakasama sa proseso ng pagpaplano. Dumalo rin sila sa mga pulong na pinangunahan ng mga iba’t ibang lupon ng kooperatiba at iba pang gawain/proyekto na inilusad ng SDCC.

Minimithi ng Lupon ng Risk Management ang patuloy at epektibong pagtataguyod ng “risk awareness” sa SDCC at pagsasagawa at pagpapatupad ng mga Plans and Programs na mandato ng liderato ng SDCC.

REPORT OF THE RISK MANAGEMENT COMMITTEE

In April 2017, the San Dionisio Credit Cooperative (SDCC) Board of Directors, through SDCC Board Resolution dated April 3, 2017, appointed a new set of members of the Risk Management Committee tasked to support the SDCC’s mandate to protect, at all times, the interest of its members and likewise, its obligation to ensure that the co-operative remains grounded on the values, philosophies, and principles of cooperation.

As Chairperson of the Risk Management Committee (RMC), Dr. Danilo N. Pilar met Ms. Erlinda F. Borromeo and Ms. Consolacion T. Cornilla, Vice-Chairperson and Secretary of the RMC, respectively, to brief them on the designated function of the Committee and on the Coop’s available risk-related documented information -- “SDCC’s Risk Management Plan,” documented procedure on Risk Management Process and Risk Register; and to conduct a quick review of the risk management process. Initial plans were discussed focused on promoting a risk culture within the SDCC.

As part of charting the direction of the SDCC, the RMC Chairperson attended a series of meetings intended to formulate the 2018 SDCC Plans and Programs. Together with SDCC constitutional bodies and Board-Appointed Committees, the RMC provided inputs in developing the SDCC SWOT Analysis and likewise, the initial listing of identified risks based on the programs of the various Committees involved in the planning process. The RMC also participated in meetings initiated by other SDCC committees and in other activities conducted by the SDCC management.

The Risk Management Committee looks forward to continuously and effectively promotes risk awareness within the SDCC and in crafting and implementing plans and programs to achieve its mandated function set forth by the SDCC leadership.

Danilo N. Pilar, Ph.D Tagapangulo / Chairperson

ULAT NG COMMITTEE ON ORGANIZATIONAL STRENGTHENING

PAGSUSURI NG PANGANGAILANGANG PAGSASANAY SA LEVEL NG MGA OPISYALES AT LIDER NG POOK

TULUNGAN.

Ang Committee on Organizational Strengthening (COS) ay nagsagawa ng isang pag-aaral, Pagsusuri ng Pangangailangang Pagsasanay sa antas ng mga Opisyales at Lider ng Pook-Tulungan. Sa labing-siyam na libong (19,000) mga kasapi, may mahigit sa sanlibong (1,000 +) mga opisyales at lider ng Pook-Tulungan ang sinikap na maabot ng COS sa pamamagitan ng ipinamahaging talatanungan. Nagkaroon lamang ng kaunting suliranin kung kaya’t isinagawa nang dalawang ulit ang pamamahagi ng talatanungan. Sa una, sandaan at anim (106) na opisyales/lider ang nakapagsauli ng dokumento at sa ikalawa, sandaan at walo (108) naman ang nalikom na talatanungan. Sa kabuuan, dalawandaan at labing-apat (214) o dalawampung porsiyento (20%) na talatanungan ang nalikom.

Totoong napakahalagang masuri ang kakayahan ng ating mga opisyales at lider ng Pook-Tulungan bagaman hindi naman natin minamaliit ang kanilang kakayahan. Inaasahang matutugunan ng karampatang pagsasanay ang ilang mahinang kakayahang nagiging sagwil sa pakikilahok ng mga opisyales/lider sa kooperatiba.

Nagsagawa ng pitong (7) “batayan para sa bawa’t lawak ng tungkulin gaya ng: Angking Kakayahan (Competence); Operasyon (Pook Tulungan Operation); Pamamahala ( Management); Pinansyal (Financial); Polisiya at Pagpaplano (Policiy and Planning); Relasyong Pangkasapian (Member-Relation) at Pamumuno (Leadership). Sa pamamagitan nito, naging madali ang pag-unawa at pagtukoy ng kakayahan sa bawa’t tungkuling dapat magampanan.

Lumilitaw na mahina sa komunikasyon ang karamihan sa mga opisyales/lider gaya ng pakikipagdiskusyon sa pulong; pagsasalita, pakikinig at pagpaplano; paggawa ng ulat (pasulat at pasalita); at pagbubuo ng ideya ayon sa pagkakasunud-sunod ng kaisipan.



Sa operasyon, ang kahinaan ay nakatuon sa: pagpapatakbo ng operasyon ng Pook Tulungan; pagpapadali ng diskusyon sa mga kritikal na desisyon; at pagtugon sa mga di-inaasahang pangyayari at pagpapanatili ng kaayusan nito.

Sa pamamahala, may kahinaan ang mga opisyales/lider sa: pagtukoy kung saang aspeto ng kanilang kakayahan dapat magkaroon ng paggabay; pagbibigay ng direksyon sa pagpapatupad ng programa; pagtukoy ng uri ng pamamahalang kailangan ng PT; pagbibigay ng tamang ebalwasyon sa pamamahala ng PT at pagtukoy ng mga kasaping may potensyal sa paghawak ng responsableng posisyon.

Sa pinansiyal, nahihirapan ang mga opisyales/lider sa pagbubuo ng target; pagtutuos ng badyet; at pagsasagawa nang maayos na paliwanag para sa pagsusuri ng Lupong Patnugutan.

Sa Polisiya at Pagpaplano, kailangan pang palakasin ang kakayahan sa paggawa ng madali at simpleng pag-uusap ng mga hangarin at polisiya; alamin ang epekto ng suliranin ng PT sa pagpapatupad ng mga programa nito; at magabayan ang PT sa paghahanay ng mga programa ayon sa priyoridad.

Sa Relasyong Pangkasapian, nakatuon ang kahinaan sa ebalwasyon ng programa; pagpapatupad nang maayos ng programang relasyong pangkasapian; at pagtulong sa mga kasapi na masuri ang iniisip at maiugnay sa iniisip ng iba.

Sa mga nabanggit na kahinaan, apat (4) na pagsasanay ang kinakailangang maibigay sa mga opisyales/lider gaya ng: Basic Course on Cooperative; Basic Leadership Training; Basic Management; Policy Formulation and Implementation.

Maaaring sa mga nabanggit na kahinaan, sa mahabang panahon (10-35 na taon) hindi nagkakalakas ng loob ang ilang opisyales/lider na tumanggap ng nominasyon para sa Lupong Patnugutan, Audit Committee; Election Committee o Education & Tranining Committee. Sa mga kadahilanang ito, isang mahigpit na rekomendasyon na buuin na ang “Cooperative Curriculum” upang maisagawa na rin ang “career pathing ng mga opisyales/lider sa lalong madaling panahon. Sa ganitong kaparaanan, maisasakatuparan na rin natin ang “ Leadership Succession” sapagkat may kahandaan nang tumanggap ng nominasyon o position ang mga opisyales/lider ng Pook-Tulungan.

REPORT OF THE COMMITTEE ON ORGANIZATIONAL STRENGTHENING

TRAINING NEEDS ANALYSIS (TNA) OF POOK-TULUNGANOFFICERS AND LEADERS

The Committee on Organizational Strengthening conducted a study, Training Needs Analysis (TNA) of Pook-Tulungan (PT) Officers and Leaders. Of the 19,000 members, there were more than 1,000 PT officers and leaders who were given questionnaires for the study conducted. The data gathering was done twice because of a slight problem. On the first data gathering, 106 officers and leaders were able to return the questionnaires and on the second data gathering, 108 questionnaires were retrieved. As a whole, 214 or 20% of the given questionnaires were collected.

Indeed it is true that it is important to analyze the abilities of our officers and leaders of sponsored communities, though we do not underestimate their capabilities. Hence, this study is expected to identify the appropriate trainings that will meet the needs to enhance the weaknesses that hinder them from participating fully

in the cooperative. COS utilized seven criteria according to the extent of their

duties and responsibilities, which are: Competence, PT Operation, Management, Financial, Policy and Planning, Member-Relation, and Leadership. These criteria made it easy to identify and understand their abilities for every responsibility they need to accomplish.

The result showed that most of the officers and leaders have poor communication skills such as participating in discussions during meetings; speaking, listening, and planning; preparing written and oral reports; and conceptualizing of ideas in a logical manner.

In terms of Operation, weaknesses were focused on: managing operations of sponsored community; facilitating discussion on critical decisions; and responding to unexpected situations and maintaining its order.

In Management aspect, the leaders and officers need trainings when it comes to identifying their abilities where they need help and guidance; setting directions in implementing programs; identifying the type of management that PT needs; evaluating correctly the management of PT; and identifying members with potential to be leaders.

In terms of Financial aspect, the leaders and officers have difficulty setting target; allocating budget; and executing proper explanations for the Board of Directors.

In Policy and Planning, there is a need to strengthen abilities in preparing easy and simple discussion of goals and policies; identifying the effects of the problems of PT in implementing the programs; and providing guidance to the PT in program alignment according to priority.

In terms of Member-Relation, the weakness is focused on evaluating of program; implementing good programs for member-relation; and helping members harmonize their ideas with others.

Based on the weaknesses identified in the study, four trainings are needed to be given to the officers and leaders such as: Basic Course on Cooperative; Basic Leadership Training; Basic Management; and Policy Formulation and Implementation.

The Committee on Organizational Strengthening realized with the identified weaknesses that for the long time that the officers and leaders are with the cooperative (10-35 years), some of them did not have the courage to accept nominations to be in the Board of Directors, Audit Committee, Election Committee, or Education & Training Committee. Given this, it is strongly recommended to organize the Cooperative Curriculum in order to execute Career Pathing of the officers and leaders as soon as possible. This way, Leadership Succession can also be implemented because the PT officers and leaders are already prepared to accept nominations or positions.

Marilyn J. Estrella Tagapangulo / Chairperson



ULAT NG LUPON NG ENTERPRISE IMPROVEMENT / ULAT NG LUPON NG SHEPHERD

ULAT NG ENTERPRISE IMPROVEMENT COMMITTEE

Enero ng taong 2017 nang lumutang ang konsepto ng pagbubuo ng Lupon ng Enterprise Improvement (EIC) na makatutulong sa Management Information System (MIS) Team na syang namamahala sa pag-usad, pag-ayos at paglikha ng mga sistemang angkop sa mga operasyong ginagamit o gagamitin sa pangangalaga ng kasapian at ng gawaing pinansyal. Kasabay nito, naisip din ng Lupon ng Patnugutan na kakailanganin din nila ang EIC bilang katuwang sa pag-sasaayos ng mga plano at programang ilalatag ng mga iba’t ibang lupon ayon sa naitakdang bagong pananaw at misyon ng ating kooperatiba para sa taong 2017 at sa mga susunod pang panahon.

Naglatag ang Lupon ng mga ilang bagay na panimulang pag-aayos para sa ating kooperatiba. Kasama dito ang pagmungkahi nang maayos na paraan ng pag-uulat ng iba’t-ibang lupon sa Lupong Patnugutan. Isa rin ang pagbibigay ng mungkahi kung paano maisasaayos ang paghahanda at pagpili ng mga kandidato o ‘aspiring leaders.’ Napagkasunduan ng EIC at ng Lupong Patnugutan na unahin munang bigyang pansin ang pangangailangang tulong at patnubay sa mga gawain ng MIS team upang lubos nang mailunsad ang mga sistemang matagal nang inaasahan ng samahan.

Sa ngayon ang EIC ay binubuo nina Maria Nelia Rafaela de Leon, Josephine Ma. S. Gutierrez. Josephine Balana, Maria Cristina Castillo, Bonifacio Perido, Emmy Salvador, at ang inyong lingkod, Orico S. Macatangay.

REPORT OF THE ENTERPRISE IMPROVEMENT COMMITTEE

Last January 2017, the Board created the Enterprise Improvement Committee (EIC) to assist the Management Information System or MIS Team. The MIS team is actually responsible in advancing, fixing and maintaining the daily operation of the SDCC financial and membership systems. Side by side with this huge responsibility, the Board believes that with the EIC as an additional hand, it could further improve and align the plans and programs charted for 2017 and the years ahead.

The EIC gave its initial recommendations to advance SDCC’s organizational development like: systematic ways to present committee reports, and on how to make preparations for the selection of aspiring leaders. The EIC and the Board had also agreed to prioritize the support to be given to the MIS team to get further ahead with the financial and membership systems for their full implementation.

At present the EIC is composed of Maria Nelia Rafaela de Leon, Josephine Ma. S. Gutierrez. Josephine Balana, Maria Cristina Castillo, Bonifacio Perido and Emmy Salvador, and the undersigned.

Orico S. Macatangay Tagapangulo / Chairperson

ULAT NG LUPON NG SAFE HAVEN, ENVIRONMENT PROTECTION, AND HOLISTIC ENERGETIC RESPONSE TO

DISASTER (SHEPHERD)

1. SDCC Community Emergency Response Team (CERT)a) Patuloy pa ring sumasailalim sa mga libreng pagsasanay

at nakikilahok sa mga aktibidades ng Philippine Red Cross ang SDCC Community Emergency Response Team (CERT) upang higit na malinang ang kanilang kasanayan.

• PagsasanayI. Basic Volunteers Orientation Course for TrainorsII. Disaster Risk Reduction Training for TrainorsIII. Community Based Health & First Aid Training IV. Ambulance Training/Emergency Response UnitV. Psychological First Aid TrainingVI. Safety Services TrainingVII. Standard First Aid and Basic Life SupportVIII. Epidemic Control of VolunteersIX. Fund Raising Project OrientationX. Restoring Family Links and Welfare Desk

• GawainI. ‘Repacking & distribution of goods and hot meals’

sa mga nasunuganII. ‘Mass Blood Donation’ sa iba’t ibang pribadong

kumpanya at paaralan III. Ambulance Service SupportIV. Expressive ArtsV. ‘Hygiene Promotion’ para sa mga kabataanVI. Face-to-Face Fund Raising CampaignVII. ‘First Aid Station’ sa iba’t-ibang aktibidades ng mga

pribadong kumpanya at paaralanVIII. Membership Fund with Accident Assistance

Benefits (MAAB) BoothIX. Medical & Dental MissionX. Million Volunteers’ Run (working committee)XI. Oplan KaluluwaXII. VolympicsXIII. Fire/accident incident reportingXIV. TeambuildingXV. Inagurasyon ng barko ng Red Cross

b) Matatandaang nagsimula ang Lupon na may animnapu’t dalawang (62) boluntir para sa CERT noong Pebrero 2016, subalit ito’y bumaba na sa siyam (9) na aktibo para sa buong taon ng 2017. Bagamat napakalaking pagbaba nito, ang mga naiwan ay kinakitaan ng komitment at sigasig bilang mga boluntaryo. Sila ang mga nagsilbing First Aiders sa mga gawain ng SDCC kagaya ng:

• RepresentativeAssembly• GeneralElection• FunRun• NationalShowofForceon”NotoTaxRepeal”Rallysa

Q.C. at Kongreso • AflatounKids’SummerCamp• PKPTL/DistrictTeambuilding• PKPTLCreekClean-upDrive• MedicalMission• PCDRRMOMotorcade• MMShakeDrillnaginanapsaopisinangSDCC• MgapagsasanayngPTsaDisasterPreparednessc) Isa sa SDCC CERT boluntir na si Mario Tupaz ay

mayroon ng sertipikasyon sa Philippine Red Cross


bilang tagapagturo ng First Aid at CPR, at kasama na rin sa pool ng kanilang tagapagturo para sa mga Serbisyong Pangkaligtasan.

d) Patuloy din ang Lupon ng SHEPHERD sa pagsasagawa ng skills assessment para sa CERT upang tiyaking handa silang isagawa at ituro ang kanilang mga natutunan sa mga Pook- Tulungan (PT) at kanilang pamayanan. Sila ay nakatalagang magpakita ng kasanayan sa larangan ng First Aid, CPR, rescue breathing, bandaging, pangangasiwa ng pagdurugo at choking.

2. Disaster Preparedness Program sa lebel ng Pook-Tulungan at Komunidad a) Nakapagbalangkas ang Lupon ng isang Disaster

Program sa antas ng PT at kanilang komunidad, sa pakikipagtulungan ng Pamunuan ng Kapulungan ng mga Pook-Tulungan Lider (PKPTL) at Lupon ng Edukasyon sa Pagsasanay. Ito ay inihayag sa kasapian noong 3rd Quarter PT meeting.

b) Binuo din ng Lupon ang 17-Point Guidelines kung paanong ang mga PT ay aktibong makikilahok at makakapag-organisa upang pagaanin ang epekto ng kalamidad sa kanilang mga lugar.

c) Nagsagawa ang Lupon ng mga unang hakbangin upang tasahin ang pagiging bukas ng mga pamayanan ng Mother of Perpetual Help sa La Huerta, at sa Wawa, sa paggabay ng Lupon para sa kanilang Disaster Preparedness Program. Bagamat ang pamayanan ay nasa lugarnamalapitsapanganibng‘flashflood’atsunog,karamihan ng nakilahok sa isang workshop/seminar ay hindi mga kabataan na siya sanang inaasahan. Tatlo (3)lamang sa komunidad ang nagpalistang masanay bilang CERT sa kanilang lugar. Sa ngayon ay may iba pang mga lugar na pinagpippilian kung saan makapagbubuo ng isang Community-Based Emergency Response Team.

d) Sa taong ito ay nakipag-partner ang lupon sa Paranaque Health Emergency Management Services (HEMS) upang palakasin ang ating kampanya sa kahandaan ng mga kasapi sa kalamidad, partikular na sa lindol. Nakapagsagawa tayo ng mga sumusunod na workshop/seminar na pinamagatang “Earthquake: Live or Die.” Nakapaloob dito ang kaalaman tungkol sa The Big One (paggalaw ng West Valley Fault) at ang The Big Two (paggalaw ng Manila Trench), “Practical First Aid at Cardio-Pulmonary Resuscitation,” at Paghahanda ng Go Bag.

Namigay ng handout para sa bawat kalahok na naglalaman ng mga quick reference katulad ng hazard maps, evacuation area sa Paranaque, mga nilalaman ng Go Bag, emergency hotlines, at iba pa.

e). Nag-umpisa na ring magpalabas sa SDCC main at satellite office ng mga video clips sa paghahanda sa sakuna, bilang bahagi ng kampanyang pang edukasyon sa mga kasapi. Kasama dito ang kahandaan sa lindol, tsunami, sunog, bagyo at pagbaha; paghahanda ng Go Bag; First Aid at CPR; at kaligtasan sa kalsada. Ito rin ay pinalalabas tuwing mayroong PT meeting na ginaganap sa SDCC office, kasama ng pamimigay ng babasahin.

f). Napag-alaman ng Lupon mula sa pag-aaral na kanilang ginawa, na ang mataas na presyon ng dugo ng maraming kasapi ay nakababahala. Nakalap ng Lupon mula sa mga datos ng presyong kinuha noong Representative Assembly, General Election at sa First Aid Station ng SDCC CERT.

Ang datos ay prinoseso upang matukoy kung anong porsyento ng mga bumisita sa istasyon ay may mataas na presyon ng dugo at ang relasyon ng kasarian at edad sa presyon ng dugo. Sa bilang ng mga lalaki (44) at babae (173) na bumisita sa First Aid Station, 39% at 23%, ayon sa pagkakabanggit, ay naitala ang mataas na presyon ng dugo. Isang ikaapat sa mga nagpakuha ng presyon ng dugo ay may mataas na presyon. Isang ikaapat din ang nasa ‘borderline’ na maaaring lumipat sa aktwal na mataas na presyon ng dugo kung walang gagawing interbensyon o pagbabago sa pamumuhay. Posible na ang mga nasa kalagayan ng ‘borderline’ ay mataas ang presyon ng dugo sa ilan o higit pang okasyon.

Sa kalalakihan, nag-uumpisang tumaas ang presyon ng dugo sa edad na 40, samantalang sa kababaihan ay sa edad na 50-53. Ang mga may normal na presyon ng dugo ay maaaring totoong normal o kinokontrol na normal (umiinom ng gamot). Ang datos na ito ay makatutulong sa ating Kooperatiba upang makapaglatag ng mga programang pangkalusugan.F. Programang Pangkaligtasan para sa opisina ng SDCC

a) Ang mga kawani ng SDCC, sa tulong ng Bureau of Fire Department, ay sumailalim sa pagsasanay sa “Fire Prevention” noong ika- 7 ng Marso 2017. Mayroon din itong “Live Fire Drill” kung saan ang mga kawani ay naturuang gumamit ng fire extinguisher.

b) Lumahok din ang mga kawani sa mga MMShakeDrill na ginagawa kada kwarter. Isa sa layunin ng mga drill na ito ay ang masubukan ang ‘evacuation plan’ sa mga pasilidad ng SDCC at masanay ang mga empleyado kung paano mag “duck, cover & hold,’ at kung paano lumikas pagkatapos ng lindol. Ang Komite ay nagsumite sa pamunuan ng mga ulat na may rekomendasyon.

c) Inaasahang sa susunod na taon ay makapagbubuo ang Lupon ng Emergency Response Team (ERT) sa opisina at makakapagtatalaga na ng isang Safety Officer. Ang balangkas ng programa ng pagsasanay para sa ERT ay isinumite sa Pamunuan.

G. Mga polisiya at dokumentasyon na naisumite sa Lupong Patnugutan:a) Assistance to Disaster-Stricken Communities, Policy & Procedureb) First Aid Station Guidelines & Procedurec) SOP for Individualized Kits for CERTd) Comparative cost and specification matrix (with

PT NumberSDCC Staff

56-57

58-59

5, etc

104-107, etc

Various

1, 2, 4, etc

District Officers

PT 5A, 5B, 5C

141D

LokasyonSDCC Main OfficeSDCC Satellite Office

SDCC Satellite Office

SDCC Main Office

SDCC Main Office

SDCC Main Office

SDCC Main Office

SDCC Main Office

Mother of Perpetual Help Village

Mang Inasal, SM Hypermarket, Lopez Branch

PetsaMarso 06, 2017Hunyo 10, 2017

(AM session)Hunyo 10, 2017

(PM session)Hunyo 17, 2017




(PM session)Hulyo 15, 2017

(8-5PM)Agosto 26, 2017

(1-5PM)Oktubre 20, 2017

(6:30-9AM)

Bilang ng Lumahok

58

55

11

29

25

59

27

65

31

ULAT NG LUPON NG SHEPHERD


recommendation)ofrescueboats&flotationdevicese) Deployment of Rescue Boats, Guidelines & Procedures

Report of the Committee on Safe Haven, Environment Protection, and Holistic Energetic Response to Disaster

1. SDCC Community Emergency Response Team (CERT)a) The SDCC Community Emergency Response Team

(CERT) constantly participates in the free trainings and activities organized by the Philippine Red Cross to continue to develop their skills.

• TrainingsI. Basic Volunteers Orientation Course for TrainersII. Disaster Risk Reduction Training for TrainersIII. Community Based Health & First Aid Training IV. Ambulance Training/Emergency Response UnitV. Psychological First Aid TrainingVI. Safety Services TrainingVII. Standard First Aid and Basic Life SupportVIII. Epidemic Control of VolunteersIX. Fund Raising Project OrientationX. Restoring Family Links and Welfare Desk

• ActivitiesI. ‘Repacking & distribution of goods and hot meals’ to

fire victimsII. ‘Mass Blood Donation’ in different private companies

and schools III. Ambulance Service SupportIV. Expressive ArtsV. ‘Hygiene Promotion’ for childrenVI. Face-to-Face Fund Raising CampaignVII. ‘First Aid Station’ in different private companies and

schools’ activitiesVIII. Membership Fund with Accident Assistance

Benefits (MAAB) BoothIX. Medical & Dental MissionX. Million Volunteers’ Run (working committee)XI. Oplan KaluluwaXII. VolympicsXIII. Fire/accident incident reportingXIV. TeambuildingXV. Ship Inauguration of Red Cross

b) The Team started with 62 volunteers last February 2016; however there were only nine (9) remaining active volunteers for the year 2017. Although there is a huge decrease in the number of volunteers, the remaining nine showed commitment and enthusiasm. They serve as First Aiders in the SDCC organized activities, such as:

• RepresentativeAssembly• GeneralElection• FunRun• NationalShowofForceon”NotoTaxRepeal”Rallyin

Q.C. and Congress • AflatounKids’SummerCamp• PKPTL/DistrictTeambuilding• PKPTLCreekClean-upDrive• MedicalMission• PCDRRMOMotorcade• MMShakeDrillheldattheSDCCOffice

• TrainingsforPTonDisasterPreparednessc) Mario Tupaz, one of the SDCC CERT volunteers, has

already earned a certificate from Philippine Red Cross as Trainer of First Aid and CPR. He is now part of the pool of trainers for Safety Services.

d) SHEPHERD also continuously organizes skills assessment for CERT to ensure their readiness to apply and teach their skills to their PT and their communities. CERT members are assigned to demonstrate skills in First Aid, CPR, rescue breathing, bandaging, managing bleeding and choking.

2. Disaster Preparedness Program at the Pook-Tulungan (PT)/Community Level a) The committee outlined a Disaster Program for the PT

level and their respective communities, in cooperation with the Pamunuan ng Kapulungan ng mga Pook-Tulngan Lider (PKPTL) and Education and Training Committee. This was presented to the members during the 3rd Quarter PT Meeting.

b) The committee also developed the 17-Point Guidelines on how the PT can actively participate and organize themselves to mitigate the effects of calamities in their areas.

c) Initial measures were done to assess the openness of the community of Mother of Perpetual Help in La Huerta, and of Wawa to the guidance of the Committee in preparing their Disaster Preparedness Program. Although the communityispronetoflashfloodandfire,mostofthosewho attended the workshop/seminar were not the youth that were expected by the committee. Only three signed up as CERT volunteers in the said community. At present, other communities are being considered to organize a Community-Based Emergency Response Team.

d) This year, the committee has established partnership with Paranaque Health Emergency Management Services (HEMS) to strengthen our campaign on readiness during calamities, particularly during earthquake. We were able to conduct a workshop/seminar with the title “Earthquake: Live or Die.” The seminar contained discussions on The Big One (movement of the West Valley Fault) at ang The Big Two (movement ng the Manila Trench), “Practical First Aid at Cardio-Pulmonary Resuscitation,” and preparing the Go Bag.A handout which contained quick reference like hazard maps, evacuation area in Paranaque, contents of Go Bag, emergency hotlines, and others was given to the participants.

PT NumberSDCC Staff

56-57

58-59

5, etc

104-107, etc

Various

LocationSDCC Main Office



SDCC Main Office

SDCC Main Office

SDCC Main Office

DateMarso 06, 2017Hunyo 10, 2017





(AM session)

Number of Participants

58

55

11

29

25



e). As part of our campaign on educating our members, SDCC main and satellite offices have started to show video clip on preparingfordisaster.Includedinthevideoswerepreparednessduringearthquake,tsunami,fire,typhoon,andflood;preparingtheGoBag;FirstAidandCPR;androadsafety.Thevideoclipisalsoshownandflyer/handoutisalsodistributedduringPTmeetings held at the SDCC office.

f). Based on the data gathered from the PT Leaders who attended the Representative Assembly and from the members who attended the General Elections and who visited the First Aid Station of the SDCC CERT, hypertension is one of the health issues of the members.

The said data were utilized to determine the percentage of those who visited the station who has hypertension in relation to sex and age. There were 44 males and 173 females who visited the First Aid Station of which 39% and 23% respectively, has been reported having high blood pressure. One out of four examined has hypertension while one out of four is in the borderline level that without intervention or change in lifestyle, will lead to hypertension. There is a possibility that those who are at the borderline level have high blood pressure in some or more occasions.

Among males, hypertension starts at the age of 40, while among females it starts at the age of 50 – 53. Those with normal blood pressure may indicate real health condition or their blood pressure may be controlled due to medications. These data will help our cooperative to come up with health related programs.F. Program on Safety for SDCC Office

a) The employees of SDCC, with the help of the Bureau of Fire Department, went through training on Fire Prevention last March 7, 2017. The said training included a Live Fire Drill where the employees were taught how to use fire extinguisher.

b) In addition, the employees also joined MM Shake Drill conducted every quarter. One of the objectives of the drill is to test the evacuation plan in the SDCC facilities and to train them how to duck, cover & hold, and how to evacuate after an earthquake. The committee submitted a report with recommendations.

c) It is expected in the coming year that we would be able to organize an Emergency Response Team (ERT) in the office and to assign one Safety Officer. The framework of the Training Program for ERT has been submitted to the Management.

G. Policies and Documentations Submitted to the Board of Directors:a) Assistance to Disaster-Stricken Communities, Policy & Procedureb) First Aid Station Guidelines & Proceduresc) SOP for Individualized Kits for CERTd) Comparativecostandspecificationmatrix(withrecommendation)ofrescueboats&flotationdevicese) Deployment of Rescue Boats, Guidelines & Procedures

Lani E. Gorgonia Tagapangulo / Chairperson



ULAT NG LUPON SA GENDER AND DEVELOPMENTAng pagpapadaloy ng “Gender Awareness and Sensitivity”

ay isa sa pinakamahalagang programa ng Lupon sa Gender and Development (GAD) sa taong 2017. Adhikain ng Lupon ang maging gender sensitive and responsive ang kasapian, mga kawani at ang Pamunuan ng ating kooperatiba bilang tugon sa mandato ng Cooperative Development Authority (CDA).

Masusing pinaghandaan ng Lupon, sa tulong at koordinasyon ng Lupon sa Edukasyon at Pagsasanay, at Speakers Bureau, ang pasasagawa ng Orientation and Gender Sensitivity Trainings/Seminars para sa mga kawani at mga opisyales ng distrito . Bunga nito ay ang matagumpay na pagdaraos ng mga trainings/seminars para sa: mga kawani at ilang opisyales noong ika-10 at 11 ng Pebrero 2017; mga Tagapangulo at Pangalawang-Tagapangulo ng bawat distrito noong ika-28 ng Abril 2017; labingdalawa (12) pang mga bagong kawani noong Hulyo; at apatnapu’t tatlo (43) pang opisyales ng distrito noong Setyembre. Kasama sa mga gawaing ito sina Gemma C. San Miguel-Focal Person, Lupon ng GAD at si Alex B. Guiwan, Pangalawang Tagapangulo ng Speakers’ Bureau, gayundin si Gng. Nonila S. Santos, dating Tagapangulo ng Lupon sa GAD.

Kapuna-puna namang nagkaroon ng kamulatan sa kanilang katayuan sa komunidad, ang mga babae, lalaki at “transgender” na dumalo sa mga 3rd quarter PT Meeting, sa pakikipag-ugnayan sa Pamunuan ng Kapulungan ng mga Pook-Tulungan Lider (PKPTL), kung saan tinalakay ang Gender Sensitivity.

Ipinagkaloob ng TRIAS Southeast Asia, kasama ang Gender Equality Resource Center (GERC) Inc., ang buong suporta sa programang ito na itutuloy sa 2018. Kaya ginanap ang apat na araw na “Training of Trainers on Gender Sensitivity” noong ika-20-21, at 27-28 ng Oktubre sa pagtuturo nina Gng. Maria Theresa M. Saliendra at Bb. Salome Ganibe sa mga seminar room ng SDCC. Maraming natutunan at nagkaroon ng kasanayan ang mga sumusunod sa pagiging tagapagturo:

a. Gender and Development Committee (GAD) b. Education & Training Committee (EDCOM)c. Speakers Bureaud. Membership Development & Member Support Services (MDMSS)e. Communications & Knowledge Center Management (CKCM)

Upang lalong mapaigting ang pagpapalawak ng kamulatang ito, nagkaroon pa ng “Training on Gender Analysis and Planning for Cooperatives.” Ito ay naganap noong ika 3-4 ng Nobyembre sa Cocoon Hotel, Quezon City. Dinaluhan ito nina Bb. Gemma C. San Miguel- GAD-Focal Person, Virginia B. Santos – GAD Tagapangulo at G. Lamberto Ferrer, GAD Kagawad.

Ang patuloy na ebalwasyon ng mga gawain at programa ng GAD, ang pagsasatitik ng polisiya, pagpapabuti ng mga module para sa pagsasanay at paghahanda sa assessment ng mga gawain at operasyon ng kooperatiba, ay maigting na tinututukan ng Lupon upang maisakatuparan ang programa sa pagpapalawak ng kamulatan ukol sa GAD sa susunod na taon.

Report of the Committee on Gender and Development

One of the highlights of the Gender and Development Program for 2017 is the promotion of Gender Awareness and Sensitivity. The Program aims to create “gender sensitive and responsive” cooperative members and officers as mandated by the National Cooperative Development Authority (CDA).

The Committee scrupulously prepared for the conduct of Orientation and Gender Sensitivity Tranings/Seminars through the assistance and coordination of the Education and Training Committee and the Speakers’ Bureau for the employees and district officers. As a result, trainings/seminars were successfully conducted

for: employees and officers last February 10-11, 2017; for District Chairpersons and Vice-Chairpersons last April 28, 2017; twelve (12) new SDCC staff in July; and forty three (43) more district officers in September. Ms. Gemma C. San Miguel-Focal person of GAD, Mr. Alex B. Guiwan, Vice-Chairperson of the Speakers’ Bureau and Ms. Nonila S. Santos, former Chairperson of GAD Committee contributed to these events.

It was observed that the program increased the awareness of the participants, whether female, male or transgender on how they stood in society when gender awareness and sensitivity was tackled in the 3rd quarter PT Meetings as coordinated by the Pamunuan ng Kapulungan ng mga Pook Tulungan Lider (PKPTL).

The TRIAS Southeast Asia had extended its full support to the program together with Gender Equality Resource Center (GERC) Inc. This is through the help of Ms. Maria Theresa M. Saliendra and Ms. Salome Ganibe as speakers in the 4 day “Training of Trainers” conducted last October 20-21 and 27-28, 2017 at the SDCC seminar rooms. Its attendees include:

a. Gender and Development Committee (GAD) b. Education & Training Committee (EDCOM)c. Speakers Bureaud. Membership Development & Member Support Services (MDMSS)e. Communications & Knowledge Center Management (CKCM)

To continue in strengthening this awareness, a Training on Gender Analysis and Planning for Cooperatives was also held last November 3-4, 2017 at the Cocoon hotel, Quezon City. Among its participants were MS. Gemma C. San Miguel-Focal Person, GAD, Mr. Lamberto Ferrer-Member, GAD and Ms. Virginia B. Santos–Chairperson, GAD.

GAD is currently evaluating its practices and program, drafting policies and writing training and enhancement modules towards its implementation in the coming years.

Virginia B. Santos Tagapangulo / Chairperson


ULAT NG LUPON SA PALAKASANAng patuloy na pagpapalakas ng aspetong sosyal sa

pamamagitan ng iba’t-ibang klase ng laro ay ginagampanan ng Lupon upang lalong mapalago ang pakikipagsalamuha at pakikipagkaibigan sa kapwa kasapi ng SDCC. Inilunsad ng Lupon ang Volleyball League Season 2 noong ika-6 ng Mayo 2017 at sinamahan pa ng Chess, Dart at Badminton upang mas marami pang miyembro ang lumahok. Ginamit muli ng mga kanya-kanyang distrito ang kanilang Cooperative Values Team na pangalan upang maipakita na ito ay binibigyan ng pagpapahalaga at isinasabuhay.

REPORT OF THE SPORTS COMMITTEE

The Sports Committee has a responsibility to continuously develop the social aspect of the members through different sports activities/games in order to enhance more the interaction and camaraderie among members of the SDCC. Hence, the Volleyball League Season 2 was launched last May 6, 2017. Chess, Dart, and Badminton Tournaments were also opened to encourage more members to join. Each of the districts once again used their Cooperative Values as name of their teams to show their importance and that they are practiced by the members.

Parangal/Award Pangkat/Team Sa Pamumuno ni/ As led by Distrito/ District Gantimpala/Prize

Champion Responsibility Fredelyn E. Rabia 21 P2,500 Cash + P2,500 GC Chopstop + Trophy + Medals + Cash bond collected due to penalties

1st Runner Up Responsiveness Gemma Marquez 23 P2,000 Cash + P2,000 GC Chopstop + Trophy + Medals

2nd Runner Up Fairness Janice Caballero 7 & 8 P1,500 Cash + P1,500 GC Chopstop + Trophy + Medals

3rd Runner Up Integrity Catheryn Balofinos 14 P2,000 Cash

Resulta ng mga nagwaging koponan: (The winning teams were:)

Para naman sa Indibidwal na Parangal /Individual Winners

Chess:

Darts:

Parangal/Award Pangalan/Name Pangkat/Team Gantimpala/Prize

MVP Fredelyn E. Rabia Responsibility Trophy + P500 GC Botika

Best Muse Miramis M. Mijares Fairness Trophy + P500 Cash

Best Uniform - Democracy Trophy

Most Senior Jocelyn E. Rabia Responsibility Trophy

Mythical Six 1. April A. Suplido Equity Trophy

2. Rosechield N. Jalmanzar Integrity Trophy

3. Rosemarie N. Reymundo Fairness Trophy

4. Fredelyn E. Rabia Responsibility Trophy

5. Jenny S. De Leon Responsiveness Trophy

6. Merry Goe Cristen L. Narisma Responsiveness Trophy

Sportsmanship Team - Honesty Trophy

Volleyball:

Parangal/Award Pangalan/Name Distrito/District Gantimpala/Prize

Champion Manolito C. Aguilar 7 P1,500 Cash + Grand Trophy + Cash bond collected due to penalties

1st Place Noel Gutierrez 13 P1,000 Cash + Trophy

2nd Place Pernie T. Comanda 17 P700 Cash + Trophy


Champion Don Monzon 3 P1,500 Cash + Grand Trophy + Cash bond collected due to penalties

1st Place Regalado B. Dimaranan 7 P1,000 Cash + Trophy

2nd Place Moises N. Mendoza 1 P700 Cash + Trophy


ULAT NG LUPON SA PALAKASAN

Darts:Babae/Female

Lalaki/Male

Indibidwal na Karangalan (Individual Winners)

5K Category: 7K Category:


Champion Edna S. Bilog 1 P1,500 Cash + Grand Trophy + Cash bond collected due to penalties

1st Place Edwina A. Santos 24 P1,000 Cash + Trophy

2nd Place Primitiva T. Libudan 19 P700 Cash + Trophy


Champion Leopoldo M. Morante, II 11 P1,500 Cash + Grand Trophy + Cash bond collected due to penalties

1st Place Babes A. De Vera 2 P1,000 Cash + Trophy

2nd Place Max M. Leano 24 P700 Cash + Trophy

Sa pagdaraos ng ika-56 na anibersaryo ng San Dionisio Credit Cooperative nagkaroon ng Fun Run at Zumba noong ika-29 ng Hulyo, 2017 na ginanap sa AMVEL Ground, Barangay San Dioniso. Nasa isangdaan at siyamnapu’t lima (195) na kasapi ang lumahok sa mga nasabing aktibidad.

Mga nagwagi sa bawat kategorya:

Parangal/Award Pangalan/Name Gantimpala/Prize

1st Place Gregorio C. Santos, Jr. P 1,200.00 + Medal

2nd Place Archangel C. Santos P 700.00 + Medal

3rd Place Jamen M. Gonzales P 500.00 + Medal

Parangal/Award Pangalan/Name Gantimpala/Prize

1st Place Jobert B. Guiwan P 1,700.00 + Medal

2nd Place Ronald T. Nery P 1, 200.00 + Medal

3rd Place Jeric G. Mabbun P 700.00 + Medal

In celebration of the 56th anniversary of San Dionisio Credit Cooperative, a Fun Run and Zumba were held last July 29, 2017 at AMVEL Ground, Barangay San Dionisio. There were 195 members who participated in the said activities.

The winners in each category:

Sa pagdiriwang ng Cooperative Month noong nakalipas na Oktubre, binuksan ng Lupon ang Basketball League Season 3. Ito ay nilahukan ng Labindalawang (12) koponan na binubuo ng labing-isang (11) Distrito at isang partner na kompanya. Ito ay ginanap mula ika-7 ng Oktubre 2017 hangang ika-18 ng Nobyembre 2017.

Resulta ng ating Basketball League Season 3:

Parangal/Award Pangalan/Name Pangkat/Team Gantimpala/Prize

Most Senior Angel C. MacabuagWilfredo SorollaAntonio De Leon, Jr.

SolidarityWisdomIntegrity

Trophy

Sportsmanship Team - Equality Trophy

Mythical Five Christian Espina Openness Trophy

Remycito Arce Self Help Trophy

Manuel Tomas, Jr. Equity Trophy

Bryan Carcilla Solidarity Trophy

Jefferson Carabeo Solidarity Trophy

MVP Bryan Carcilla Solidarity Trophy + P500 GC Botika

Best Muse Myra D. Firman Fairness Trophy + P500 Cash

Best Uniform Fairness Trophy

Parangal/ Award Pangkat/ Team Sa Pamumuno ni/As Lead by: Distrito/District Gantimpala/Prize

Champion Solidarity Ronaldo Maghirang 14 P2,500 Cash + P2,500 GC Chopstop + Trophy + Medals + Cash bond collected due to penalties.

1st Runner Up Equity Roy Martin 3 P2,000 Cash + P2,000 GC Chopstop + Trophy + Medals

2nd Runner Up Openness John Warrie Grageda 4 P1,500 Cash + P1,500 GC Chopstop + Trophy + Medals

3rd Runner Up Self Help Galicano Espiritu, III 1 P1,000 Cash

Last October, in celebration of the Cooperative Month, the committee opened the Basketball League Season 3. This was participated by 12 teams composed of the 11 districts and one company. The league was held from October 7, 2017 to November 18, 2017.

The winners of the Basketball League Season 3:


Patuloy din na sumusuporta ang Lupon sa anumang aktibidades sa labas ng kooperatiba. Ang Lupon ay lumahok sa 2017 CMAP Intercompany Bowling Tournament na ginanap noong ika – 18 Nobyember, 2017 sa AMF-Puyat Superbowl Bowling and Billiards Center, 3rd Level Makati Square Center, Chino Roces (formerly Pasong Tamo), Makati City. Naging kampiyon ang SDCC sa kategoryang “FUN GAMES”.

Ang mga lumahok ay sina: 1. Josephine C. Herrera 2. Virgilio C. Herrera 3. Ma. Theresa M. Salvador-Agu 4. Victor Emmanuel B. Agu 5. Jess Dominicus J. GarciaMga nakuhang Special Awards: Most No. of Strikes - Female & Male Most No. of Spares - Female Highest Series - Female & Male 180 Series - Female 200 Series - MaleHangad ng Lupon na muling ipagpatuloy at lubos na

pagandahin pa ang sistema sa pag organisa ng ibat-ibang gawain.

The Sports Committee continues to support activities outside the cooperative. The Committee joined the 2017 CMAP Intercompany Bowling Tournament which was held last November 18, 2017 at AMF-Puyat Superbowl Bowling and Billiards Center, 3rd Level Makati Square Center, Chino Roces (formerly Pasong Tamo), Makati City. SDCC emerged as Champion in the Fun Games Category.

The members who joined were: 1. Josephine C. Herrera 2. Virgilio C. Herrera 3. Ma. Theresa M. Salvador-Agu 4. Victor Emmanuel B. Agu 5. Jess Dominicus J. GarciaThe Special Awards: Most No. of Strikes - Female & Male Most No. of Spares - Female Highest Series - Female & Male 180 Series - Female 200 Series - MaleThe committee hopes to continue to establish and enhance

greatly the system in organizing different activities.

Alex B. Guiwan Tagapangulo / Chairperson

ULAT NG LUPON SA PALAKASAN


ULAT NG LUPON SA PAG-UTANG


Ikinagagalak ng Lupon sa Pag-utang ang naisagawa sa taong 2017.

Batay sa talaan ng “Total Loans Granted” para sa taong 2017, tayo ay nakapagpautang ng Php 720,993,698.75 Milyon. Ang detalye ng mga naipautang ay makikita sa mga tsart.

Ang Lupon ay patuloy na sumusuporta sa Enterprise Operations Management Group hindi lamang sa pagpapautang gayundin sa pangongolekta ng utang. Ang mga paluwag sa utang ay iminumungkahi upang maiwasan ang pagiging delingkwente ng mga kasapi. Tinututukan ng Account Management Team at Collection Administration and Loan Servicing Team ang pagpapababa ng Portfolio at Risk (PAR).

Ang pagtaas ng Portfolio at Risk (PAR) at Loan Delinquency ay suliranin hindi lamang sa atin kundi sa mga bangko at pinansiyal na institusyon at maging sa ibang kooperatiba. Kaya ang Lupon ay tumututok sa mga programa na may kinalaman sa pagpapababa nito. May mga hakbanging naisagawa upang maiwasan ang pagtaas ng PAR at Loan Deliquency. Ito ay ang mga sumusunod:

• Patuloynapagpapadalasamgakasapingmgacollectionnotices gaya ng paalala, first notice, second notice, first demand letter, second demand letter at statement of account;

• Pagsasagawa ng Supervised Credit ng Lupon sa Pag-utang upang bigyan ng payo ang mga kasapi na maisaayos ang kanilang account at matiyak na ang halagang inutang ay nagamit sa dahilang isinaad sa aplikasyon;

• PagbisitangmgaAccountSpecialist sabahayngmgamiyembrong delingkwente upang alamin ang kanilang estado sa buhay, mabigyan ng payo at maisaayos ang kanilang account sa lalong madaling panahon.

• Patuloy na pagpapadala ng mga demand letter ngating abogado sa mga kasaping hindi nakatutupad sa pakikipag-ayos sa kung paano mababayaran ang kanilang mga utang.

• Pagpasa natin sa collection agency ng mga utang namahirap kolektahin

• Pagsusumite saKorte upang pormal namasampahanng kaso ang mga kasaping may kakayahang magbayad subalit ayaw gawin ang kanilang obligasyon. Sa taong 2017, nagsampa tayo ng kaso laban sa anim na delingkwenteng mga kasapi.

• Pag-alis sa libro ng mga kasaping may utang sakundisyong wala na silang kapasidad na magbayad ng kanilang utang sa pangkasalukuyan at sa mga kasaping di na matukoy ang tirahan, ngunit may pasubali na kolektahin pa rin kung may sapat ng kakayahan na makapagbayad ng kanilang obligasyon sa hinaharap.

Sa taong 2018, isang hamong makamit ang badyet para sa pagpapautang kasabay ng adhikaing patuloy pa rin ang Lupon sa pagpapatupad ng mga kaukulang pagbabago sa serbisyo para sa mga kasapi at paglunsad ng mga bagong produkto sa pag-utang upang makatugon sa pinansyal at iba pang pangangailangan ng mga kasapi.

REPORT OF THE CREDIT COMMITTEE

The Credit Committee is pleased to report its accomplishments for 2017.

Based on the records on Total Loans Granted for the year 2017, the cooperative has granted a total amount of Php 720,993,698.75 Million. The details of the loans can be seen in the charts.

The Committee continuously supports the Enterprise Operations Management Group not only in lending but also in the collection of loan payments. Reliefs to payment of loans are recommended to avoid delinquency. The Account Management Team and Collection Administration and Loan Servicing Team are focused on decreasing our Portfolio at Risk (PAR).

The increase in Portfolio at Risk and Loan Delinquency is not only our problem but also of the banks and other financial institutions and even of other cooperatives. Thus, the committee is focused on programs to decrease these. Initiatives were implemented to avoid increase in PAR and Loan Delinquency which are the following:

• Continuous sendingof collectionnotices like reminders,first notice, second notice, first demand letter, second demand letter and statement of account to members;

• ConductofSupervisedCreditbytheCreditCommitteetoadvise the members how to manage their accounts and to ensure that the amount loaned is used for its intended purpose as stated in the application;

• Home visits of the delinquent members are made byAccount Specialists to know their situation, give advice, and amend their accounts as soon as possible;

• Continuoussendingofdemandlettersbyourlawyerstothe members who were not able to fulfill the arrangements made on their loan payments;

• Forwardingtoacollectionagencyloansthatweredifficultto collect

• Cases were filed against members who are capable ofpaying but refuse to fulfill their obligation. In 2017, we filed 6 cases against delinquent members.

• Removalofmembersfromthebookswhohaveloansbutdo not have the means to pay at present, and those who cannot be located, but may still be asked to pay once they have the capability to pay.

In 2018, the Committee will face another challenge of achieving its budget for loans, along with the goal to continue implementing corresponding changes in services, and in launching new loan products to respond to the financial and other needs of members.

Veronica T. Aberion Tagapangulo / Chairperson



PURPOSE TOTAL NO. TOTAL AMOUNTRegular Loan- Productive 1,971 184,962,650.00Regular Loan - Provident 2,088 139,357,760.00Special Loan - Productive 5 33,200,000.00Special Loan - Provident 8 12,520,000.00Emergency Loan 77 3,341,600.00Provident Educational Loan 1,080 68,438,600.00Balik -Eskwela Loan 32 308,800.00Consumer / Medicine Loan 124 360,436.00Rice Loan 142 362,459.75Restructured Loan - Provident 0 0.00Star Program - Secured 116 580,000.00Character Loan 4,142 126,264,340.00Secured Loan 4,670 148,036,120.00Chopstop Voucher Loan 0 0.00Health Care Loan 225 825,450.00Utility Bills Loan 66 275,705.00Pampalengke Loan 43 106,500.00Pampasko Loan 224 1,986,100.00Appliance Loan 4 67,178.00Total 15,017 720,993,698.75Summary:

Provident Loan 13,041 502,831,048.75Productive Loan 1,976 218,162,650.00

TOTAL 15,017 720,993,698.75

MONTHJANUARYFEBRUARYMARCHAPRILMAYJUNEJULYAUGUSTSEPTEMBEROCTOBERNOVEMBERDECEMBERTOTAL

PRODUCTIVE14,974,400.0015,804,300.0017,362,600.0012,423,600.0017,043,800.0018,989,900.0017,129,200.0016,140,750.0012,574,100.0040,814,800.0011,973,500.0022,931,700.00

218,162,650.00

PROVIDENT37,300,252.5042,972,742.0045,252,997.7538,269,357.2551,242,977.0041,642,585.0034,272,884.5041,293,669.7538,442,774.7547,531,476.0037,404,005.2547,205,327.00

502,831,048.75

TOTAL52,274,652.5058,777,042.0062,615,597.7550,692,957.2568,286,777.0060,632,485.0051,402,084.5057,434,419.7551,016,874.7588,346,276.0049,377,505.2570,137,027.00

720,993,698.75

PURPOSEPangkabuhayan (Productive)Pangkagipitan (Provident)Kabuuan (Total)

NO. OF ACCOUNTS

1,976

13,041

15,017

NO. OF ACCOUNTS

2,134

13,332

15,466

NO. OF ACCOUNTS

-158

-291

-449

TOTAL AMOUNT

218,162,650.00

502,831,048.75

720,993,698.75

TOTAL AMOUNT

198,740,400.00

463,826,271.96

662,566,671.96

TOTAL AMOUNT

19,422,250.00

39,004,776.79

58,427,026.79

%

30.26%

69.74%

100.00%

%

30.00%

70.00%

100.00%

%

9.77%

8.41%

8.82%

YEAR 2017 YEAR 2016 VARIANCECOMPARATIVE LOANS GRANTED JANUARY TO DECEMBER 2017 AND 2016

PRODUCTIVEPROVIDENT


ULAT NG LUPON SA AWDIT

ULAT NG LUPON SA AWDIT

Ang naging panuntunan ng pagsusuri ay naaayon sa “Internal Audit System” na siyang gumagabay sa inyong Lupon. Ang lupon ay patuloy na nag-aaral at nililinang ang mga kaalaman, upang lubos na makatugon sa mga adhikain nitong makapag-ulat sang-ayon sa patakaran at sistemang pangkooperatiba. Ito ay sa pamamagitan ng pagdalo sa mga trainings/seminars upang makasunod sa makabagong pamamaraan ng pagsusuri. Ang layunin sa bawat pagsusuri ay upang masiguro ang mga sumusunod:

➢ Matiyak na ang nilalaman ng lahat ng mga ulat ay pawang totoo;

➢ Malaman kung sinusunod ang lahat ng mga alituntunin sa koop;

➢ Malaman kung sinu-sino ang nag-alay ng mahusay na pagsisilbi sa koop at kung anu-ano ang mga mahuhusay na gawain at pamamaraan na tinutupad sa koop;

➢ Matiyak kung tama at nararapat ang mga ginagawa sa koop;➢ Matiyak kung saan nagmula at saan napunta ang

pananalapi ng koop;➢ Masiguro kung mabisa at matipid ang pagpapatakbo ng koop;➢ Malaman kung sino talaga ang dapat managot sa

anumang kamalian sa koop;➢ Matiyak kung natutupad ang mga tungkulin at layunin

ng koop tungo sa ikabubuti at ika-uunlad ng mga kasapi at buong komunidad.

FINANCIAL AUDIT – Ito ay isinagawa upang masiguro ang totoong ulat ukol sa kalagayan ng ating pananalapi, kita at gastos na siyang pinagbabatayan, na ang ating kooperatiba ay matatag. Ang pagsusuri sa aspetong pinansyal ay naging maayos naman sa kabuuan. Ang mga sinuring ito ay ang mga sumusunod:

1. Audit of Cash2. Audit of Loan Receivable3. Audit of Savings and Time Deposit, Share Capital4. Audit of Income and Expenses5. Audit of Personnel Cost6. Audit of Interest on Capital and Patronage Refund (ICPR)7. Audit of Property and Equipment – Furnitures, Fixtures

and Office Equipment8. Monthly Inventory of Stocks in Botica de San Dionisio9. Confirmation of Accounts

- Savings & Time Deposit, Share Capital & Loan Receivable

- Bank Confirmation- Accounts recommended for write-off

COMPLIANCE AUDIT - Ito ay ang independent review ng “plans”, “decision”, “action” at “transactions” upang malaman ang paggawa o hindi paggawa ng mga pre-set rules o criteria gaya ng laws, by-laws and policies ng ating Kooperatiba. Ang mga plano at desisyon na naaprubahan ng Lupong Patnugutan sa taong 2017 ay naipatupad at naisakatuparan ng Tagapamahala sa pangunguna ng ating CEO kung kaya’t ang operasyon ay naging maayos.

Ang sistema sa Cash Management, Property Management, Records Management at Account Management ay nasunod ngunit sa panahon ng aming pagsusuri, may mga puna at ilang pagkakaiba na nakita at naiulat na sa kinauukulan para sa kanilang atensyon at kaagarang solusyon.

Ang lupon ay patuloy na sumubaybay sa mga serbisyo ng Koop

kagaya ng Planong Damayan, Planong Abuluyan, Coop Assurance Program at Botica De San Dionisio upang makasiguro na ang mga guideline, procedure at policy nito ay nasunod at naipatupad.

Ang lupon din ang namahala sa pagbubukas kada isang linggo ng “SUGGESTION BOX”. Ito ay iniuulat sa Lupong Patnugutan upang tugunan ang mga mungkahi at komentaryo ng mga kasapi na may kinalaman sa polisiya para pag-aralan at baguhin kung kinakailangan. Ang mungkahi at komentaryo tungkol sa araw-araw na operasyon ay kaagarang tinutugunan ng pamunuan.

Sa pagsusuri ng lupon sa Financial Audit at Compliance Audit, ang mga “audit findings” ay nagiging daan upang makapagbigay kami ng mga karampatang suhestiyon para sa ikakaunlad ng mga sistema at maiwasan ang mga bagay-bagay na sa tingin ng lupon ay makaaalis o makaiiwas sa mga “risk factors” sa operasyon ng ating Kooperatiba.

SOCIAL AUDIT - Isang sistematikong pagrebisa ng mga gawi, kaugalian, kahalagahan at antas ng pakikisalamuha ng mga kasapi sa loob ng Kooperatiba pati na ang mga polisiya, programa, at gawaing pinatutupad ng Kooperatiba.

Ang Social Audit ay isang pamamaraan upang malaman at masuri kung gaano kahusay ang ating samahan sa pagkamit ng mga hangaring panlipunan o pagtupad ng mga tungkuling panlipunan bilang isang kooperatiba at samahang makatao. Ito ay naglalayon ring suriin ang Koop kung tunay na nakatutulong sa ikauunlad at ikabubuti ng buong kasapian gayundin ang komunidad na nasasakupan. Ang ganitong pagsusuri ay malaki rin ang maitutulong sa pagpapabuti ng pagganap ng Koop sa kanyang panlipunang responsibilidad.

Ang resulta nito ay inuulat sa Lupong Patnugutan upang maging basehan sa pagpaplano at pag-aaral sa mga susunod na programa ng ating Koop at malaman kung tayo ay nakatutugon sa layunin na pagandahin at paunlarin ang kalagayan ng kasapian sa lahat ng larangan ng buhay.

Report of the Audit Committee

The Internal Audit System was utilized as a guide by the Committee in the conduct of audit for the year 2017. The members of the Committee are continuously studying and honing their knowledge and skills in order to attain our goals to come up with a report according to the policy and system for cooperatives. This is done by attending trainings/seminars to comply with modern ways of auditing. The objective in every auditing done is to ensure the following:

➢ All informations in the report are true and correct;➢ All guidelines set by the cooperative are followed;➢ Identify those who had served the cooperative with

dedication and know the excellent work and ways fulfilled in the cooperative;

➢ All activities done are correct and appropriate for the cooperative;➢ Ascertain the cooperative’s source of fund and where it is allocated;➢ Ensure that the cooperative is managed effectively and

Identify the people who are accountable in cases of inaccuracy Ensure that all duties and goals of the cooperative for the betterment of its members and of the community are fulfilled.

Financial Audit – Done to ensure the truthfulness of the report on the financial standing, income, and expenses of the cooperative which determines its stability. As a whole, the financial audit done was satisfactory. The following financial aspects were audited:


to study and make changes, if necessary. The comments and suggestions related to daily operations are immediately addressed by the CEO.

The findings in the Financial Audit and Compliance Audit paved the way for the Committee to give appropriate suggestions for the improvement of the system that would help the Cooperative avoidthe risk factors in its operation. With the support of the Management, the Committee hopes that the risk-based audit will be implemented as soon as possible.

Social Audit – Social audit is a systematic way of revising or reviewing the ways, customs, values, and the level of interaction among members in the cooperative, including the policies, programs, and activities being implemented by the Cooperative.

Moreover, Social Audit is a way to know and to analyze how well the Cooperative attains its goals for the community/society or how social responsibilities are fulfilled as a cooperative and as a humane organization. This also aims to review if the cooperative really helps in the development and betterment of its members and the community under its sphere of operation. This kind of review/audit considerably contributes to the improvement of the Cooperative in fulfilling its social responsibilities.

The result of this audit is reported to the Board of Directors to serve as a basis in planning and in studying future programs of the Cooperative, as well as to determine whether the cooperative fulfills its goals in improving the lives of the members in all aspects.

Zenaida A. Alcantara, CPA, MBA, CrFA

Tagapagulo / Chairperson

ULAT NG LUPON SA AWDIT1. Audit of Cash2. Audit of Loan Receivable3. Audit of Savings and Time Deposit, Share Capital4. Audit of Income and Expenses5. Audit of Personnel Cost6. Audit of Interest on Capital and Patronage Refund (ICPR)7. Audit of Property and Equipment– Furnitures, Fixtures and Office Equipment8. Monthly Inventory of Stocks in Botica de San Dionisio9. Confirmation of Accounts

- Savings & Time Deposit, Share Capital & Loan Receivable- Bank Confirmation- Accounts recommended for write-off

Compliance Audit – An independent review of the cooperative’s compliance to its laws, by-laws and policies in its plans, decisions, actions, and transactions. In 2017, the plans and decisions approved by the Board of Directors were implemented and executed by the Management under the leadership of the CEO which resulted to a smooth operation.

Cash Management, Property Management, Records Management and Account Management Systems were followed, however in the audit conducted, some discrepancies were observed which were already reported to the officers concerned for their attention and immediate action.

The Audit Committee continuously monitors the services of the cooperative like Planong Damayan, Planong Abuluyan, Coop Assurance Program at Botica De San Dionisio to guarantee that the guidelines, procedures, and policies are followed and implemented.

Further, the committee is also assigned to open the SUGGESTION BOX every week. The comments and suggestions related to policies gathered from the members are reported to the Board of Directors for them


ULAT NG LUPON NG HALALAN

Opisyal na Resulta ng ika-56 naPantaunang Pangkalahatang Halalan.

Official Results of the 56th General Elections.

LUPONG PATNUGUTAN BOARD OF DIRECTORS

TOTAL NUMBER OF PRINTED BALLOTS 8,000 TOTAL NUMBER OF BALLOTS DISTRIBUTED 7,194 TOTAL NUMBER OF UNUSED BALLOTS 806 TOTAL NUMBER OF BALLOTS CAST 7,194 TOTAL NUMBER OF BALLOTS VOID 2 TOTAL NUMBER OF MEMBERS IN GOOD STANDING (MIGS) 9,872 TOTAL NUMBER OF MEMBERS NOT IN GOOD STANDING (NOT MIGS) 8,764 TOTAL NUMBER OF MEMBERS AS OF DECEMBER 2016 18,636

ELECTORAL DISTRICT I – BRGY. SAN DIONISIO (Dalawa [2] lamang ang nahalal) / (2 officially elected) 1. OLIVIA G. FERRER 4410 boto / votes MULING NAHALAL / RE-ELECTED 2. NORMANDY G. JOSE 3683 boto / votes NAHALAL / ELECTED 3. FELIPE L. PERIDA, JR. 3378 boto / votes 4. MA. BLESSIE N. ESTREMADURA 1665 boto / votes

ELECTORAL DISTRICT II – BRGY. SAN ISIDRO (Isa [1] lamang ang nahalal) / (1 officially elected) 1. MARJORIE O. ABLAZA 3229 boto / votes MULING NAHALAL / RE-ELECTED 2. APOLONIO M. MENDOZA 2355 boto / votes 3. CHARLIE A. RAMOS, JR. 1417 boto / votes

ELECTORAL DISTRICT III – BRGY. SAN ANTONIO & BF HOMES (Isa [1] lamang ang nahalal) / (1 officially elected) 1. RAYMOND JOSEPH L. SALVADOR 4421 boto / votes MULING NAHALAL / RE-ELECTED 2. MARILOU S. AUSTRIACO 2431 boto / votes

AUDIT COMMITTEE (Isa [1] lamang ang nahalal) / (1 officially elected) 1. JUNELYN T. CRUZ 2185 boto / votes NAHALAL / ELECTED 2. ERLINDA F. BORROMEO 1871 boto /votes 3. CONSOLACION T. CRUZ 673 boto / votes 4. JULITA M. CARPIO 1188 boto / votes 4. JESSE M. SARMIENTO 1162 boto / votes

Matagumpay na naidaos ang ika-56 na Pantaunang Pangkalahatang Halalan ng SDCC noong ika-25 ng Marso 2017 sa SDCC Multi-Purpose Covered Court. Nagsimula ang pagboto sa ika-7 ng umaga at sa ganap na ika-7 ng gabi ay idineklara ng Lupon ng Halalan na sarado na ang presinto, at nagsimula nang bilangin ng mga boluntir ang mga boto.

Sa pagtatapos ng taong 2016, ang ating Kooperatiba ay may kabuuang bilang na labing-walong libo, anim na raan tatlumpu’t anim (18,636) na mga kasapi kung saan siyam na libo walong daan pitongpu’t dalawa (9,872) ang mga Members in Good Standing (MIGS) at walong libo pitong daan animnapu’t apat (8,764) ang hindi Member in Good Standing (NON-MIGS).

Ang mga kasaping bumoto ay tumanggap ng give-away at papremyo sa mga pa-raffle. Pagkatapos ng halalan, ika-3 ng Abril 2017, itinalaga na ang mga bagong halal na pinuno sa punong tanggapan ng SDCC kung

saan si Gng. Evelyn R. Luching, President/CEO-Escuela De San Dionisio, ang naging “Inducting Officer.”

REPORT OF THE ELECTION COMMITTEE

The 56th General Elections of SDCC last March 25, 2017 was successfully conducted at the SDCC Multi-purpose Covered Court. It started at 7am and counting of ballots began at 7pm as voting ends and vote precinct closes as well.

By the end of 2016, cooperative membership has already reached 18,636. The Members in Good Standing or MIGS were 9,872, and the Members Not Good Standing or Non-MIGS were 8,764.

As a token of appreciation for their active participation, members received gifts and raffle prizes. Last April 3, 2017, the newly elected officers were inducted at the SDCC Head Office by Ms. Evelyn R. Luching, President/CEO of

Escuela De San Dionisio.


Ika-25 ng Agosto 2017 ay matagumpay na ginanap ang halalan para sa Lupong Patnugutan ng Escuela De San Dionisio (EDSD) sa araw ng ika-14 Stockholders’ Assembly nito.

Nasa ibaba naman ang mga sumusunod na resulta ng halalan para sa Lupong Patnugutan ng Escuela De San Dionisio.

Ang Lupon sa Halalan ay bukas sa pagtanggap ng mga nominasyon para sa kasaping nagnanais na magboluntir, magbigay ng serbisyo at magbahagi ng kanilang talento lalo na sa pamumuno at pamamalakad ng ating kooperatiba.

Taos-puso kaming nagpapasalamat sa lahat ng mga boluntir at mga kawaning sumuporta sa mga gawain at programa ng Lupon sa Halalan.

The election last August 25, 2017 was successfully conducted at Escuela De San Dionisio (EDSD) during its 14th Stockholders’ Assembly.

Below is the list of nominees as Board Members of Escuela De San Dionisio.

The Election Committee welcomes nominations. This is open to those who would like to volunteer their services and share their talents as leaders and managers of our cooperative.

Our heartfelt gratitude to those who volunteered and supported the activities of the Election Committee.

Marilou C. Ferrer Tagapangulo / Chairperson

MGA NOMINADO BILANG NG BOTO / NOMINEES NUMBER OF VOTES 1. Vice-Chairperson of SDCC 2,165 2. Jerrilynn L. Pilar, CPA 2,165 3. Nenita I. Jose 2,165 4. Amparo C. Sunga 2,165 5. Adelaida L. De Jesus 2,165 6. Pilita R. Santos 2,165

MGA NOMINADO BILANG NG BOTO / NOMINEES NUMBER OF VOTES 7. Erlinda B. Perez 2,165 8. Ma. Caridad D. Gullas 2,165 9. Mary Jane D. Macapugas 2,165 10. Julieta F. Atienza 2,000 11. Lolita B. Tungpalan 2,000 12. Emily D. Pimentel 2,000

ULAT NG LUPON NG HALALAN

ELECTION COMMITTEE (Dalawa [2] ang nahalal) / (2 officially elected) 1. ARTURO C. BALANA 3389 boto / votes NAHALAL / ELECTED 2. ANA MARIA CECILIA L. DAGAL 2259 boto / votes 3. JOCELYN T. DAJANG 2150 boto / votes 4. ASUNCION R. SANTOS 2537 boto / votes 5. GEMMA G. VIZCARRA 2589 boto / votes NAHALAL / ELECTED


ULAT NG LUPON SA ADVISORY COUNCIL

ULAT NG ADVISORY COUNCIL

Dalawang mahahalagang isyu ang tinalakay sa taong ito.1. Pagpapalakas ng Pook-Tulungan (PT)2. Paano tuturuan at huhubugin ang labinsiyam na libong

(19,000) kasapi. Ilan sa mahahalagang bagay na dapat bigyang pansin at bigyang lunas ay ang mga sumusunod:i. Paghuhubog sa mga PT Lider na mas maging aktibo sa

kilusang kooperatiba at pagkakaroon ng kaalaman para sa maayos na pagdaloy ng pulong

ii. Tuloy-tuloy na programang pang-edukasyon para sa mga kasapi, na may pagsasaalang-alang sa mga kasaping mahirap makatanggap o makaunawa

iii. Pagpapatuloy ng mahalagang proyekto ng Pamunuan ng Kapulungan ng mga Pook-Tulungan Lider (PKPTL) sa paglilinis ng talaan ng Pook-Tulungan, mapag-aralan ang lahat ng impormasyon upang malaman at matugunan ang kanilang pangangailangan, lalung-lalo na ang pakikipag-ugnayan sa mga taga-malalayong PT

iv. Pagkakataong makapagtrabaho sa pamamagitan ng pagtuturo ng mga gawaing pangkabuhayan

v. Patuloy na pagsasagawa ng District Assembly upang maengganyo ang kasapiang mas maging aktibo at masigla sa pakikilahok at upang maipakita ang kanilang mga talento.

vi. Pagpapahalaga sa panukalang pagbabago sa Edukasyon at Pagsasanay na tumatalakay at sumusunod sa 5A’sa. Awareness b. Appreciation c. Absorptiond. Application e. Assessment

vii. Mga problemang kinakaharap ng Lupon sa Edukasyon at Pagsasanaya. Kakulangan sa mga angkop na taong

makapagtuturo at makapagbibigay liwanag sa mga paksang tinatalakay sa bawat pagsasanay

b. Paglaki o pagdami ng mga kasapi ng bawat PT dahil sa clustering at grouping, kaya di na halos nakikilala ng pamunuan ng PT

viii. Mga katanungan sa higit na 50 taong pag-iral ng SDCC.a. Gaano ba ang tulong ng PT at SDCC sa

pagpapabago at pagpapataas ng socio-economic status ng kasapian?

b. Nakalikha o nakagawa ba ang SDCC ng sistema o pamamaraan upang maiangat ang kalagayan ng mga mahihirap?

c. Nakaangat ba ang mga mahihirap na kasapi sa tulong ng SDCC? Paano?

Malayo pa ang mga kasagutan sa mga tanong na ito, ikaw, ako, tayo, ang may susi sa kasagutang ito.

REPORT OF THE ADVISORY COUNCIL

There were two important issues that were discussed this year:1. Reinforcement/Strengthening of Pook-Tulungan2. How to teach and develop the 19,000 membersSome of the important things that should be given attention to and should be resolved are the following:i. Formation of the PT leaders to become more active in

the cooperative movement and their training on how to preside or facilitate meetings

ii. The need for a continuous and progressive Education Program that gives due consideration to the members who have difficulty in understanding

iii. The continuance of the very crucial PKPTL project of updating membership records, studying all information to determine and address all their needs, especially in communicating with those from distant PTs

iv. Provision for job opportunities through livelihood training programs

v. Continuance of the conduct of District Assemblies to develop active and enthusiastic members and to be able show their talents.

vi. Prioritization of the proposed changes in the Education and Training that focuses on the 5A’s.a. Awareness b. Appreciation c. Absorptiond. Application e. Assessment

vii. Focusing on the problems faced by the Education and Training Committee.a. Lack of the right people to teach and explain the

topics discussed in the trainingsb. Increased number of PT members because of

clustering and grouping which resulted to their unfamiliarity with the PT leaders

viii. Questions raised in more than 50 years of existence of SDCCa. How much of a help were the PT and SDCC in

changing and improving the socio-economic status of the members?

b. Was SDCC able to establish a system to improve the situation of the poor?

c. Did the situation of the poor members improve through the help of SDCC? In what way/How?

The answers to the questions may still be far beyond . But You, I, We have the key to the answer.

Perseverando L. Cruz

Gumaganap Tagapangulo /Acting Chairperson


ULAT NG LUPON SA MEDIATION AND CONCILIATION / ULAT NG LUPON SA ETHICS

ULAT LUPON NG MEDIATION AND CONCILIATION

Sa pagsisimula ng taon, ang mga kasapi ng Lupon ay dumalo sa Financial Literacy II Seminar na ginanap sa San Dionisio Credit Cooperative noong ika-6 ng Abril, 2017. Ito ay nasundan ng 1st National Convergence of MedCon and EthiCom Seminar na may temang “Strengthening Cooperative by Minimizing and Resolving Conflicts”.Itoayginanapnoongika-20-21ngAbril2017saKimberlyHotel, Tagaytay City at pinamahalaan ng NATCCO. Ilan sa mga tinalakay ay ang mga sumusunod:

* Common Issues in Cooperative tulad ng MIGS at Non-MIGS, Collection of loan payments, overlapping of functions.

* Function of MedCon to issue certificate of Non-settlement, provide conciliation and mediation services.

* Benefits of Mediation saves time, private and confidential, treats people as adults, restores relationships.

Nagkaroon din ng joint meeting ang Lupon ng Mediation and Conciliation at Lupon ng Ethics upang malaman at pag-usapan ang draft ng “Code of Conduct for Members.” Kumunsulta rin ang Lupon sa Legal Counsel para mapag-aralang mabuti ang legalidad ng nilalaman ng “Code” na ito. Ang resulta ng konsultasyon ay naging basehan sa paglalatag ng final draft ng “Code of Conduct for Members.” Ang final draft na masusing pinag-aralan ay isinumite sa Lupong Patnugutan para sa kanilang pag-apruba. Sa kasalukuyan, patuloy ang pagbuo ng “Code of Conduct” para sa mga opisyales.

Dahil sa maayos ang pamamahala sa San Dionisio Credit Cooperative, ang Mediation and Conciliation Commitee ay wala pang natanggap na kaso o reklamo. Dahil dito, ang Lupon ay nagsumite ng report sa Cooperative Development Authority ng No Case/Dispute Settled mula ika-1 ng Enero 2017 hanggang ika-31 ng Disyembre, 2017.

REPORT OF THE MEDIATION AND CONCILIATION COMMITTEE

The members of the Mediation and Conciliation Committee attended Financial Literacy Seminar II held at the San Dionisio Credit Cooperative on April 6, 2017. This was followed by the 1st National Convergence of MedCon and EthiCom Seminar organized by NATCCO, with the theme, “Strengthening Cooperative by Minimizing andResolvingConflicts”onApril20-21,2017heldatKimberlyHotel,Tagaytay City. Some of the topics discussed were:

* Common Issues in Cooperative like the MIGS and Non-MIGS, Collection of loan payments, overlapping of functions

* Function of MedCon to issue certificate of Non-settlement, provide conciliation and mediation services

* Benefits of Mediation saves time, private and confidential, treats people as adults, restores relationships

In addition, a joint meeting between Mediation and Conciliation Committee and Ethics Committee was held to discuss the draft of the Code of Conduct for Members. The Committee consulted Legal Counsel to ensure the legalities of the Code. The result of the consultation became the basis in formulating the final draft of the Code of Conduct for Members. This was then submitted to the Board of Directors for approval. At present, the Code of Conduct for Officers is being conceptualized.

Due to the efficient and effective management of the SDCC, no cases of complaints have been filed to the Mediation and Conciliation Committee. Hence, report on No Case/Dispute Settled which covered January 1 to December 31, 2017 was submitted to the Cooperative Development Authority.

Marites O. Castillo Tagapangulo /Chairperson

ULAT NG LUPON SA ETHICS

Naisagawa at naisumite ng Lupon ang “Diagnostic Tool on Continuing Assessment” para sa “Code of Ethics for SDCC Members” noong ika-16 ng Enero 2017. Ito ay pinag-aaralan upang maipatupad sa susunod na taon.

Ang “Code of Ethics for SDCC Officers” ay naaprubahan noong ika-5 ng Disyembre 2017. Nagkaroon ng mahabang pag-uusap tungkol dito upang mas masidhing mapag-aralan ang pagpapatupad sa 2018 ng “Alituntunin ng Wastong Asal ng Isang Opisyales ng Ating Kooperatiba.” Pagpupulungan ng mga Lupon sa Ethics at Edukasyon at Pagsasanay ang pagpapabatid nito sa lahat ng mga Opisyales ng SDCC.

Isang malaking gawain din sa taong 2018 ang pagbabalangkas ng “Code of Governance”. Naisagawa na ang unang draft nito, ngunit kailangan pa rin ng pagbabago dahil tinutukoy kung alin pa sa mga nakagawian sa pamamalakad ng Kooperatiba ang maaaring mairagdag dito. Ito ang pangunahing plano nitong Lupon sa taong 2018.

REPORT OF THE ETHICS COMMITTEE

The Diagnostic Tool on Continuing Assessment for the Code of Ethics for SDCC Members has been submitted last January 16, 2017. It is undergoing review and could be ready for use next year.

The Code of Ethics for SDCC Officers was approved last December 5, 2017. After undergoing extensive deliberation and careful scrutiny, the Rule on Proper Decorum of a Cooperative Official is expected to be implemented by 2018. The Ethics and Education and Training Committees will meet to plan its dissemination among SDCC Officers.

Another major step for 2018 is the formulation of the Code of Governance. Though its initial output has been drafted, it still requires revisions upon identification of which of the traditional management practices will still be included in the Code. This will be part of the primary plan of the Committee for 2018.

Regina T. Orcullo Tagapangulo/Chairperson


ULAT NG LUPON SA EDUKASYON AT PAGSASANAY

ULAT NG LUPON NG EDUKASYON AT PAGSASANAY

Sa taong 2017, patuloy na pinabubuti ng Lupon ang mga Presentation materials para sa mga pagsasanay upang magamit sa taong 2018:

1) Pre-Membership Education – kasalukuyang nasa pag-aaral ng Lupong Patnugutan

2) Financial Education – kasalukuyang tinatapos nitong Lupon

3) Membership Education- kasalukuyang tinatapos nitong Lupon

Nakipagtulungan ang Lupon sa GAD (Gender And Development) Committee sa pamamagitan ng paggawa ng Presentation Materials para sa Gender Sensitivity Training. Dahil dito, nakapagbigay ng mga pagsasanay sa pamamagitan ng mga piling tagapagsalita mula sa Speakers’ Bureau sa mga sumusunod:

Gender Sensitivity Training1) Pebrero 10-11,17-18, 2017 – mga kawani ng SDCC 2) Abril 22, 2017 - PKPTL, Mga Tagapangulo at

Pangalawang Tagapangulo ng Distrito 3) Setyembre 30, 2017 - iba pang mga opisyales ng Distrito Gayundin sa Pamunuan ng Kapulungan ng mga Pook-

Tulungan Lider (PKPTL), nagkaroon ng pakikipag-ugnayan para sa:

Parliamentary Procedures (Paano Isagawa ang Isang Pagpupulong?)

1) Pebrero 28, 2017 - PKPTL , Mga Tagapangulo at Pangalawang Tagapangulo ng Distrito

Team Building1) Mayo 19-20, 2017 - PKPTL , Mga Tagapangulo at

Pangalawang Tagapangulo ng Distrito Nagkaroon din ng pakikipag-ugnayan ang Lupon sa mga iba

pang mga Lupon:1) Committee on Organizational Strengthening (COS)

upang pag-usapan ang ukol sa mga kailangang pagsasanay ng mga opisyales at kasapi ayon sa isinagawa nitong Pagsusuri ng Pangangailangang Pagsasanay (Training Needs Assessment -TNA)

2) Safe Haven Enviroment Protection and Holistic Energetic Response to Disasters (SHEPHERD) Committee sa pagsasagawa ng mga Disaster Preparedness Training sa mga Distrito at Pook-Tulungan na nangyari ng ilang Sabado at Linggo ng Hunyo.

3) Committee on Business Development and Social Services (CBDSS) sa pamamagitan ng pagpapadala ng dalawang (2) kinatawan galing sa Speakers’ Bureau sa limang (5) araw na stay-in training para sa STAR program.

Ang Lupon ay nagkaroon din ng mga pagsasanay para sa mga miyembro nito pati na rin ang sa Speakers’ Bureau sa iba’t-ibang pagkakataon:

1) Speakers’ Bureau: Mayo 30, 2017- “Personality Development, Personal Commitment and Professionalism”

2) EdCom : Agosto 25-26, 2017 “Fourth Regional Youth Entrepreneurial Congress”

3) EdCom : Setyembre 1-3, 2017 “Training of Trainers”4) EdCom at Speakers’ Bureau: Setyembre 16-17, 2017

“Team Building”; October 20-21, 27-28,2017-“Training of Trainers on Gender Equality”

Tunay na maraming kailangang gawin at bigyang-suporta ang aming grupo para sa ikauunlad ng ating Kooperatiba. Tulong-tulong sa paggawa at dedikasyon upang maiangat ang ating kasapian.

REPORT OF THE COMMITTEE ON EDUCATION AND TRAINING

For 2017, further enhancement was made to the presentation materials to be used for training in 2018. These materials include:

1) Pre-Membership Education – currently being seriously deliberated by the Committee

2) Financial Education – currently being completed by the Committee

3) Membership Education – currently being completed by the Committee

To accomplish the task at hand, the Committee collaborated with the GAD or Gender and Development Committee in improving and carefully organizing the Presentation Materials for Gender Sensitivity Training. As a result, trainings were successfully delivered by selected speakers from the Speakers’ Bureau to the following:

Gender Sensitivity Training1) February 10-11,17-18, 2017 - SDCC Employees2) April 22, 2017 - PKPTL , President and Vice President of

each district3) September 30, 2017 - other Officers of the district Likewise, there was coordination with the Pamunuan ng

Kapulungan ng mga Pook-Tulungan Lider (PKPTL), to conduct the following:

How to conduct Parliamentary Procedures 1) February 28, 2017 - PKPTL , President and Vice President

of each districtTeam Building1) May 19-20, 2017 - PKPTL , President and Vice President

of each district This Committee also collaborated with the other committees

as follows:1) Committee on Organizational Strengthening (COS)

- Discussed the need to organize essential training for officers and its members based on the result provided by the Training Needs Assessment

2) Safe Haven Environment Protection and Holistic Energetic Response to Disasters (SHEPHERD) Committee – Disaster Preparedness Training to various districts and Pook-Tulungan, held during Saturdays and Sundays of June.

3) Committee on Business Development and Social Services (CBDSS) – by providing 2 representatives from the Speakers’ Bureau during the 5 day stay-in training for the STAR Program.

The EDCOM had its own training, as well as the Speakers’ Bureau, in various occasions:

1) Speakers’ Bureau: May 30, 2017- “Personality Development, Personal Commitment and Professionalism”

2) EdCom : August 25-26, 2017 “Fourth Regional Youth Entrepreneurial Congress”

3) EdCom: September 1-3, 2017 “Training of Trainers”4) EdCom at Speakers’ Bureau: September 16-17, 2017

“Team Building”; October 20-21, 27-28, 2017-“Training of Trainers on Gender Equality”

There are many things to be done that need our support for the success of our Cooperative. A collaborative work undertaken with dedication will help lift our membership.

Maria Evelyn R. Garcia

Tagapangulo/Chairperson


SEMINARS/TRAININGS ATTENDED 2017

Mga Dumalo Katungkulan sa Kooperatiba Pamagat ng dinaluhan Petsa Lugar ng

pinagdausan

Pangalan ng nagsagawa ng

pagsasanay

Accreditation Number

Attendees Position in the Cooperative Title of Training Completed Date Venue Name of Training

ProviderAccreditation

Number

L. Gorgonia Chairperson, SHEPHERD Comm.Brgy. San Dionisio Ecological Solid Waste Mgt. Comm. “Zero Waste Mgt.”

January 16, 2017

Session Hall, Brgy. San Dionisio, San Dionisio, Parañaque City

San Dionisio Brgy. Council N/A

P. Comanda Property Admin. Officer

R. Sope Member SHEPHERD Comm.

A. Hagos Member SHEPHERD Comm.

I. Dofitas C&KCM, Team Head

Supply Chain System for San Dionisio Credit Cooperative

January 30 - April 24, 2017

San Dionisio Credit Cooperative Seminar Rooms

VRV Management and Consultancy N/A

M. Rañola Acting M&LTD Officer

S. Jose M&LTD Support Staff

E. Muni Mktg & Buss Admin Assistant

J. Gonzales Comm. & Publications Assistant

F. Despogado Comm. & Publications Assistant

R. Cortezo Account Specialist II

Credit Management and Smal Claims

February 8, 2017

Best Western Oxford Suites, 518 P. Burgos St., Makati City

Powermax Consulting Group Mr. Ricky De Vera

N/AR. Meude Account Specialist

R. Garcia Loan Servicing Officer

A. Cruz, Jr. Credit Admin. Officer

All Management Staff

Gender Sensitivity Training (GST)

February 10, 11, 17 & 18, 2017

San Dionisio Credit Cooperative Seminar Rooms

E. Luching

N/AA. Guiwan

G. San Miguel

G. Leonardo Chairperson, BOD

Policy Development February 15, 2017

Conference Hall Bldg., Parañaque City Hall

Mr. Eduardo H. Dolor - Accredited Cooperative Senior Trainer of Cooperative Development Authority (CDA)

N/A

E. Dandan Vice-Chairperson, BOD

M. Ablaza Director

G. Cruz Director

O. Ferrer Director

A. Ferreros Director

F. Perida, Jr. Director

R. Salvador Director

J. Alogon ICT Infrastructure & Network Admin

EMC SAS “Visibility and Insight into the Software defined Data Center”

February 23, 2017

Yakal, Dusit thani Manila

Msi-ECS, ION Management Solutions, Inc. and EMC

N/AM. Sentillas ICT Specialist

M. Bordaje Teller Teller’s Training “iBayan System”

February 24, 2017

Business Solution, MERALCO Compd., Ortigas Ave., Pasig City

CIS Bayad Center N/AF. Rabotaso Cash Operations Coor.

PKPTL All District Chairpersons

Parliamentary Procedure

February 28, 2017

SDCC Seminar Rooms

E. Luching - Chairperson, Speakers’ Bureau N/A

J. Esperanza CDS Team Head Salient Provision of the Pharmacy Law March 7, 2017 Max’s Sucat RiteMED N/A

E. Dela Cruz Botica Officer/Pharmacist

R. Gonzales Botica Operations Coor. Seminar on Pharmacy Assistant March 8, 2017 Max’s Sucat RiteMED N/A

I. Alam Botica Operations Coor.

N. Hermogenes EdCom, Member

Leadership Trajectory Basic Training

March 14-16, 2017

TRIAS Philippines

UP Hotel, UP Campus Diliman, Quezon City

N/A

D. Magpantay EdCom, Member

M. Ferrer EleCom, Chairperson

M. Cerrada COS, Vice-Chairperson

Engr. Bugayong PKPTL - Chairperson

I. Dofitas C&KCM Team Head

E. Ferrer MD&MSS Team Head

M. Rañola Acting M&LTD Officer

C. Yeban M&LTD Officer

J. Gamboa MSS Officer

J. Caballero HR Assistant




pinagdausan


pagsasanay




Number

E. Dandan BOD,Vice-Chairperson

Financial Literacy II April 6, 2017 SDCC Seminar

RoomsPhilstocks Financial, Inc. N/A

G. Cruz Director

O. Ferrer Director


N. Jose Director

C. Garrido Chief Executive Officer

Atty. E. Farol Legal Counsel

A. Salvador Audit, Vice-Chairperson

J. Cruz Audit, Secretary

M. Ferrer EleCom-Chairperson

G. Vizcarra EleCom, Secretary

J. Balana Chairperson, CreCom

V. Aberion Vice-Chairperson, CreCom

L. Gonzaga Secretary, CreCom

R. Orcullo Chairperson, Ethics Comm.

R. Tinasas Vice-Chairperson, Ethics Com.

M. Castillo Chairperson, Med. & Con. Com.

R. Vizcarra Vice-Chair,Med.& Con. Com.

L. Pinpin Secretary, Med. & Con Com.

F. Perida, Jr. Member, Med. & Con. Com.

A. Macabuag Secretary, PKPTL

M. Muni Treasurer, PKPTL

E. Pambago Educ. & Info. Officer, PKPTL

E. Garcia Chairperson, EdCom

C. Dizon Secretary, EdCom

M. Calma Member, EdCom

D. Magpantay Member, EdCom

I. Allanigue Chairperson, Advisory Council

P. Cruz Vice-Chairperson, Advisory Council

D. Cruz, Jr. Member, Advisory Council

M. Mateo Member, Advisory Council

C. Legaspi Member, Speakers’ Bureau

T. Tiglao Secretary, Speakers’ Bureau

M. Cerrada Vice- Chairperson, COS

E. De Leon Member, COS

S. Cuadrato Member, CBDSS

C. Dela Justa Ex-Officio Mem./Sec., COS

R. Gonzales Vice- Chair., SHEPHERD Com.

A. Guiwan Chairperson, Sports Comm.

Atty. A. Cos Legal Counsel

N. Santos Chairperson, GAD Comm.

J. Pilar Treasurer, EDSD

N. Jose Corporate Secretary

R. Urbiztondo Director, EDSD

M. Bautista EOM Group Head

V. Alcantara OSS Group Head

N. Yeban, Jr. Satellite Operations Head



pinagdausan


pagsasanay




Number

N. Bernardo Audit Prog. Mgt. Team Head

Financial Literacy II April 6, 2017 SDCC Seminar

RoomsPhilstocks Financial, Inc. N/A

E. Salvador MIS Team Head

C. Dela Peña CALS Team Head

F. Santiago AM Team Head

E. Magdaraog Cash Operation Team Head


J. Esperanza CDS Team Head


E. Cortezo Executive Officer

G. San Miguel HR Officer

F. Daynolo Treasury Officer

E. Sanchez Accountant

C. Lopez Dep. & Other Product Officer

E. Alberto MRA Officer

J. Gamboa M&MS Officer

E. Dela Cruz Botica Operation Officer

C. Yeban Cash Operation Officer

R. Garcia Loan Servicing Officer

P. Comanda Property Admin Officer

J. Cuadrato Acting MRA Officer

A. Cruz, Jr. Credit Admin Officer

M. Rañola Acting M&LT Officer

M. Austriaco Member, CBDSS

C. Cornilla Member, Risk Mgt. Comm.

J. Sarmiento Understudy, CreCom

J. Cruz Secretry, Audit Comm.

Internal Control April 1, 2018

2nd Flr., Conference Rm. 1, Ligeslative Bldg., Parañaque City

Parañaque City Union of Cooperatives (PqCUC)

N/AM. Espiritu Accounting Support Staff

M. Mendoza Financial Auditor

O. Dandan

District Leaders Gender Sensitivity Training (GST) for District Leaders

April 22, 2017 SDCC Main Office

Evelyn R. Luching - Chairperson, Speaker’s Bureau Alex B. Guiwan - Speaker’s Vice-Chairperson Gemma C. San Miguel - GAD Committee Focal Person

N/A

A. Ferrer, Sr.

R. Ventura

F. Jardinico

L. Lim

M. De Leon

J. Paulo

M. San Jose

V. Del Valle

E. Bonifacio

C. Benisano

A. Lao

M. Enriquez

A. Acerden

E. Las Piñas

N. Manicio

F. Balintec

R. Santos

E. Vicente




pinagdausan


pagsasanay




Number

P. Ramiro

District Leaders Gender Sensitivity Training (GST) for District Leaders

SDCC Main Office

SDCC Main Office

Evelyn R. Luching - Chairperson, Speaker’s Bureau Alex B. Guiwan - Speaker’s Vice-Chairperson Gemma C. San Miguel - GAD Committee Focal Person

N/A

L. Capistrano

N. Ignacio

D. Quidangen

M. Manangan

L. Romero

S. Firman

S. Fajilagutan

M. Manalili

E. Pambago

J. Caculangan

Atty. E. Farol Appointed Board Secretary Parliamentary Procedure April 26, 2017

2nd Flr., Mayor’s Lounge Bldg., Parañaque City Hall


N/AN. Jose New Board of Director

J. Alogon ICT Infrastructure & Network Admin. Cyber Security Awareness April 27, 2017

Legislative Con-ference Rm. 03, Parañaque City Hall

PCCI Parañaque & Las Piñas N/AM. Sentillas ICT Specialist

K. Orlina ICT Specialist

J. Esperanza CDS Team Head Training of Trainers on Competency -based Economies through Formation of Entrepreneurs (CEFE)

May 2-27, 2017

CBSUA Hostel, Pili, Cam. Sur (Part 1) Sacro Costato Retreat House, 13 Scout Magbanua St., cor. Mo. Ignacia Ave., QC (Part 2)

Association of De-velopment Facili-tators & Enterprise Counselorsa

N/AE. Ferrer MD&MSS Team Head

M. Rañola Acting M&LT Officer

O. Macatangay Chairperson, EIC Advanced Graphic Design May 27, 2017

Phil. Center for Creative Imaging 2247 Chino Roces Ave., Makati City

Phil. Center for Creative Imaging N/A

J. Gonzales Publication & Communication Assistant

A. Hagos

Community Emergency Response Team Volunteers

Epidemic Control for Volunteers (ECV) for CHVs

May 29-31, 20173rd Flr. Training Hall, Rizal Chap-ter, Pasig City

Red Cross Rizal Chapter Adminis-trator

N/A

M. Alabado

M. Tupaz

J. Flores

L. Lopez

N. Jose Director

Leadership Trajec-tory Training

May 30-June 1, 2017

Sacro Costato Re-treat House, Sct. Magbanua, QC

TRIAS South East Asia N/A

T. Tiglao Secretary, Speakers’ Bureau

O. Macatangay Chairperson, EIC

C. Ramos, Jr. Member, COS

M. Austriaco Member, CBDSS

E. Muni Mkt. Research & Bus. Admin. Asst.

M. Bautista EOM Grp. Head

General Manager’s Training 404

June 21-23, 2017

Hive Hotel Sct. Tuazon cor. Madriñnan, S64th Triangle, QC

CLIMBS Institute for Financial Literacy

N/AN. Yeban, Jr. Satellite Operations Team Head



E. Catarata STAR Scholars

How to Sustain your Business June 23, 2017

Conference Rm. I, Legislative Bldg., Parañaque City Hall

Dept. of Trade and Industry N/A

R. Paz

M. Dayto

C. Dela Justa

A. Hagos

Community Emergency Response Team Volunteers

4 day Standard First Aid and Basic Life Support (Recertifi-cation)

July 1,2,8 & 9, 2017 PRC-P’que Branch Red Cross-P’que N/A

M. Alabado

M. Tupaz

J. Flores

L. Lopez




pinagdausan


pagsasanay




Number

P. Comanda Property and Admin OfficerSoiless Planting July 10-11, 2017

Brgy. San Dionsio Hall, San Dionisio, Parañaque City

San Dionisio Brgy. Council N/A

E. Cruz Member, SHEPHERD Committee

K. Orlina ICT Specialist

Gender Sensitvity Awareness July 15, 2017 SDCC Board

Room

G. San Miguel - HR Officer / GAD Focal Person Virginia Santos - GAD Comm. Chairperson

N/A

T. Cardona Database Specialist

J. Hernandez Database Specialist

R. Penolia Driver

M. Dimaapi Acct. Mgt. Support Staff

J. Salazar Cash Operation Support Staff

J. Vergara Acct. Specialist

R. Mercado Mem.&Membership Cmpgn. Support

H. Manila Support Staff Botica Operations

J. Tendero Utility Staff

A. Abaigar Utility Staff

A. Reano GAD Member (Youth)

R. Apostol Account Specialist

Motorcycle Safety Course

July 15,18, 25 & 26, 2017

Honda Safety Driving Center HSDC Personnel N/A

R. Malipot Account Specialist

R. Meude Account Specialist

T. Ocampo Account Specialist

E. Catarata

STAR Program Scholars

Basic Business Recording and Cash Flow Mgt.

July 20, 2017

Legislative Conference Rm. 03, Parañaque City Hall

PCCI N/A

R. Paz

M. Dayto

C. Dela Justa

A. Acerden

Accounting Team

Kaya Pyment Platform July 22, 2017

SDCC Seminar Rooms, Main Office

NATCCO Network N/A

AM Team

CALS Head

C&KCM Team

Tellers

M&MS Officer

M. Valencia Community Emergency Response Team Volunteers

Safety Service Intructors Training Course

July 24-28, 20173rd Flr. Training Hall, Rizal Chapter, Pasig City

Philippine Red Cross Rizal Chapter

N/AM. Tupaz

D. Arzaga

J. Sarmiento Credit Comm. Member (Understudy)

Fundamentals of Cooperatives

August 1-2, 2017

Conference Hall Bldg., Parañaque City Hall


N/A

G. San Miguel HR Officer Pro Management Labor

August 24-25, 2017

Great Eastern Aberdeen Court Q.C

GH Global Training Center Co.

N/A


Training of Traners September 1-3, 2017

Sol Y Viento Resort, Pansol, Calamba Laguna


CDA-CTRPO 116

C. Dizon Secretry, EdCom

N. Hermogenes Member, EdCom

M. Lecaros Member, EdCom

O. Martinez Member, EdCom

L. Raden Member, EdCom

R. Sapungan Treasurer Financial Management

September 12, 2017

BSA Twin Towers Hotel Ortigas Center, Mandaluyong

NATCCO Network N/A

E. Magdaraog CO Team Head




pinagdausan


pagsasanay




Number

N. Jose Director

Cooperative Management and Governance

September 13-14, 2017

San Dionisio Credit Satellite Office


CDA-CTPRO-117

J. Sarmiento CreCom, Understudy

M. Mateo CreCom, Understudy

A. Balana Vice-Chairperson, EleCom

G. Vizcarra Secretary, EleCom

G. Orcullo Chairperson, Ethics Comm.

E. Pambago Educ. & Info Officer, PKPTL

L. Gonzaga Secretary, CreCom Credit and Risk Manageent

September 13, 2017

BSA Twin Towers Hotel Ortigas Center, Mandaluyong

NATCCO Network N/AC. Consolacion Member, Risk Mgt. Comm.

J. Cruz Secretary, Audit Comm.

J. Balana Speakers’ Bureau Member STAR Training of Trainers


TESDA Women Center, Taguig City

TESDA-COCA-COLA N/A

A. Mendoza, Jr. Speakers’ Bureau Member

R. Gonzales Botica Operations Coordinator

Pharmacy Assistant Training on Pharmacuetical Concept on Product Handling And Patient Care

September 20, 2017 Max’s Sucat RiteMed N/A

E. Dandan Vice-Chairperson, BODUpgrading the Board of Directors


Hive Hotel Sct. Tuazon cor. Madriñan, S64th Triangle, QC


N/AM. Bautista EOM Grp. Head


N. Jose Director

Cooperative Management and Governance


SDCC Satellite Office, San Isidro, Parañaque City

CDA and PCDO CDA - CTPRO -117

A. Balana Vice-Chairperson, EleCom


M. Mateo Understudy, Credit Comm.

R. Orcullo Chairperson, Ethics Comm.

E. Pambago Educ. & Info Officer, PKPTL

J. Sarmiento Understudy, Credit Comm.

R. Tinasas Vice-Chairperson, Ethics Comm.

G. Vizcarra Secretary, EleCom

F. Cortez Chairperson, CBDSS

Business Management & Entrepreneurship


Bayview Park Hotel Manila, 1118 Roxas Blvd., cor. UN Ave., Ermita, Manila

Atty. Gloria G. Futalan - Dean, College of Business Administration (Siliman University , Dumagueta City

N/AI. Dofitas C&KCM Team Head



E. Catarata

District Leaders Gender Awareness September 30, 2017

SDCC Seminar Rooms (Main Office)

E. Luching - Chairperson, Speakers’ Bureau & Gemma San Miguel - HR Officer/GAD Focal Person

N/A

E. Ladica

P. Monreal

R. Isanan

B. Buenavides

A. Pronton

M. Labog

B. Briz

J. Demain

R. Ferrer, Jr.

G. Valdez

R. Madero




pinagdausan


pagsasanay




Number

V. Prieto

District Leaders Gender Awareness September 30, 2017

SDCC Seminar Rooms (Main Office)

E. Luching - Chairperson, Speakers’ Bureau & Gemma San Miguel - HR Officer/GAD Focal Person

N/A

L. Del Rosario

R. Demafelis

J. Ortega

J.Afloro

C. Vega

N. Alvarez

R. Kempis

R. Abesamis

L. Ibojo

E. Mirafelix

L. Porcia

A. Rizardo

N. Naval

R. Clemente

S. Andong

A. Quiogue

E. Ngo

C. Cabunigan

F. Pamintuan

D. Ortega

J. Doroga

R. Perio

L. Cayaban

F. Santiago AM Team Head

Putting Your Business Online October 5, 2017

Legislative Conference Rm., Parañaque City Hall

Philippine Chamber of Commerce and Industry - Parañaque City

N/A

C. Lopez Dep. & Other Product Officer

C. Almario Botica Supervisor

J. Gonzales Comm. & Publications Asst.

F. Despogado Comm. & Publications Asst.

R. Gonzales Botica Operations Coor.Review and Training for Pharmacy NCII

October 19-20, 2017

International College of Allied Health Sciences and Technology, NARSAN Bldg., 3 West 4th St., West triangle, QC

International College of Allied Health Sciences and Technology

N/A

E. Dela Cruz Pharmacist/Botica Operations Officer

7 CPE Units “Critical Role of Pharmacists in Medication Review Promotion of Medication Adherence for Syndrome X & Microbial Infections

October 25, 2017

Max’s Sucat, Parañaque City DSAP South NCR N/A

V. Santos Chairperson, GAD Comm. Gender Analysis and Planning for the Gender and Development (GAD Committee of Co-ops”

November 3-4, 2017

Hive Hotel and Convention Place, 68 Sct. Tuason cor.

Gender Equality Resource Center (GERC) Inc.

N/AL. Ferrer Vice-Chairperson, GAD Comm.

G. San Miguel Focal Person, GAD Comm.

M. Rañola Acting MLTD Officer

Communication Training-Workshop (Part 1)

November 3-5, 2017

National Council of Churches in the Philippines (NCCP), 879 EDSA cor. Que-zon Ave., QC


S. Jose MLTD Support Staff

E. Muni Mkt. Research & Buss. Dev’t Asst.

J. Gonzales Comm. & Publications Asst.





pinagdausan


pagsasanay




Number


L&A Skills Training November 6-8, 2017

CBD Hotel, Naga City


G. Cruz Director



J. Dajang Member, COS Succession Planning

November 9-11, 2017

Hive Hotel , Sct. Tuazon cor. Sct. Madriñan South Triangle, QC


N/AG. San Miguel HR Officer

M. Bautista EOM Grp. Head Social Performance Management Training-Workshop

November 14-16, 2017



N. Bernardo Audit Program Mgt. Head

I. Dofitas CK&KCM Team Head


M. Rañola Acting MLTD Officer

Communication Training-Workshop (Part 2)


Ciudad Christhia Resort, San Mateo, Rizal


S. Jose MLTD Support Staff

E. Muni Mkt. Research & Buss. Dev’t Asst.

J. Gonzales Comm. & Publications. Asst.

F. Despogado Comm & Publication Asst.

L. Gorgonia SHEPHERD Comm., Chair. Training of Trainers for Business Continuity Plan

December 18-20, 2017



A. Gorgonia, Jr. Member SHEPHERD Comm.


pinagdausan


pagsasanay




Number

G. Leonardo Chairperson, BODNATCCO Manager's & Leaders Congress

Janaury 23-24, 2017

17 Orchad Road Eastwood City Bagumbayan Libis, Quezon City

NATCCO Network N/A

G. Cruz Director




Sunlife Investment Forum January 27, 2017 King's Court

Bldg., Makati City Sunlife N/AEngr. R. Salvador Director




Investment Forum February 11, 2017

Metropolitan Club Estrella St., Makati City

Tsupitero Miko Sayo N/A

R. Sapungan Treasurer


F. Daynolo Tresury Officer

G. Leonardo Chairperson, BOD PCC Board Evaluation and Planning Workshop

February 17-18, 2017

PCC Lounge, PCC Office PCC N/A


S. Canicosa HR Assistant PAG-IBIG Employers Forum

February 23 2017

PAG-IBIG Fund Office, Pasay City

PAG-IBIG Fund, Pasay Branch N/A

G. Cruz Director PqCUC planning Workshop

February 25 & 27, 2017

Mayor's Lounge Bldg., Parañaque City PqCUC N/A

M. Ablaza Director


CONGRESS, FORUM, SUMMIT & WORKSHOP ATTENDED FOR THE YEAR 2017




pinagdausan


pagsasanay




Number

G. Leonardo Chairperson, BOD NATCCO National Sharing of Best Practices

March 1-2, 2017

BSA Twin Towers Ortigas Center, Mandaluyong City

NATCCO N/AC. Garrido Chief Executive Officer


G. Leonardo Chairperson, BOD TRIAS Partners Forum March 7, 2017

Bukal ng Tipan, ACM Maryhill Retreat Center, Ortigas Extension, Taytay Rizal



M. Ablaza Director

Hungarian-Philippines Business Forum & One-on-One Business Meeting

March 28, 2017 Bonifacio Global City, Taguig N/A

G. Leonardo Chairperson - BOD

43rd CISP General Assembly April 8, 2017

Sarabi Manor Hotel & Convention Center, 101 Gen. Luna At., Ilo-ilo City

CISP N/A

Engr. R. Salvador Director

F. Perida, Jr. Director


G. Leonardo Chairperson, BOD Parañaque Cooperative Development Council Forum on Proposed Bills to Repeal the Tax Exemption Privilege of Cooperative

April 11, 2017 SDCC Satellite Office PCDC N/A




G. Leonardo Chairperson, BOD Parañaque Cooperative Development Council (PCDC) Annual Planning Workshop

April 19-20, 2017

SDCC Satellite Office PCDC N/A


F. Perida, Jr. Vice-Chairperson, Ethics Comm 1st. National Convergence of MEDCOM and ETHICOM

April 20-21, 2017

Hotel Kimberly, Tagaytay City

NATCCO Netework N/A

M. Castillo Chairperson, MedCon Comm.

R. Vizcarra Vice- Chairperson, MedCon Comm.

L. Pinpin Secretary, MedCon Comm.

Escuel De San Dionisio (EDSD)

AflatounPartnerSchools 2ndAflatounCamp April 21, 2017 SDCC Main Office

Representative from NATCCO and C&KCM Team

N/A

Parañaque Elem. School - Central (PES-Central)

Parañaque Elem. School Unit II (PES - II)

San Dionisio Elem. School (SDES)

La Huerta Elem. School (LHES)

San Antonio Elem. School - Annex (SANES)




pinagdausan


pagsasanay




Number

G. Leonardo Chairperson, BODCLIMBS 45th Gen. Assembly

April 22-24, 2017

SMX Convention, Lanang, Davao City

CLIMBS N/AE. Dandan Vice-Chairperson, BOD


C. Garrido Chief Executive OfficerNATCCO Fund Execom's Study Tour

April 25-27, 2017 Bangkok,Thailand NATCCO N/A

G. Cruz Director FPSDC Gen. Assembly April 28, 2017 Bohol FPSDC N/A

G. Leonardo Chairperson, BOD ASEAN Leadership Forum April 28, 2017

Pandango & Polkarsal Room, The Manila Hotel, One Rizal park, Manila

N/A

C. Garrido Chief Eecutive Officer

M. Ablaza Director MMSC Gen. Assembly April 29, 2017

Conference Room, Kowloon House, West Ave., Quezon City

MMSC N/A


21st MSCB Gen. Assembly May 6, 2017

Reception Hall, PCCI, CCP Complex, Roxas Blvd., Pasay City

MSCB N/A

M. Ablaza Director

G. Cruz Director

O. Ferrer Director

N. Jose Director

Engr. R. Salvador Director






G. San Miguel HR Officer Fund Coordinators General Assembly May 10, 2017 Tramway Bayview

Buffet, Pasay CityPag-ibig Fund, Pasay MSB N/A

E. Dandan Vice- Chairperson, BOD PCF Gen. Assembly May 19, 2017

Alta Bohol Garden Resort, Baclayon, Bohol

PCF N/AO. Ferrer Director


Manager's Congress May 24-25, 2017Crowne Plaza Manila Galleria, Ortigas Ave.,

NATCCO N/AM. Bautista EOM Group Head

N. Yeban, Jr. Satellite Operations Team Head

G. Leonardo Chairperson, BOD CHMF Gen. Assembly May 30, 2017

ACDI PMC, Head Office, Diego Silang St., AFPOVAI Ph. 1, Western Bicutan, Taguig City

CHMF N/A


G. Leonardo Chairperson, BOD PqCUC Gen. Assembly June 5, 2017 Mayor's Lounge,

Parañaque City PqCUC N/AM. Ablaza Director

G. Cruz Director

L. Gorgonia Chairperson, SHEPHERD Comm.

AGOS Summit on Disaster Preparedness

June 7-8, 2017 SM Aura, Taguig City MovePH N/A

A. Gorgonia, Jr. Member, SHEPHERD Comm.

O. Martinez Member, EDCom

Engr. Bugayong Chairperson, PKPTL


R. Bautista Rec. Mgt. Admin. Officer

D. Arzaga Member, SHEPHERD Comm.,



pinagdausan


pagsasanay




Number

G. Leonardo Chairperson-BOD

Gender Inclusivity June 10, 2017 SDCC Board Room

Franklin Bonifacio (TRIAS) N/A


M. Ablaza Director

G. Cruz Director


N. Jose Director


E. Farol Acting Board Secretary







E. Salvador MIS Team Head

E. Sanchez Accountant

C. Dela Peña CA& L Servicing Team Head

F. Santiago Acct. Mgt. Team Head

E. Magdaraog Cash Operations Team Head




E. Cortezo Exec. Secretariat Srvc Officer

R. Bautista Rec. Mgt. & Admin. Srvc. Officer

P. Comanda Property Admin Officer

M. Rañola Acting ML&T Officer

G. Leonardo Chairperson, BOD PCC 19th Annual Gen. Assembly June 23, 2017

Royale Hotel & Casino, Clark Freeport Zone, Angeles Pampanga

PCC N/A


M. Ablaza Director 5th Annual Ease of Doing Business Summit 2017

June 28, 2017 PICC, Pasay City PICC N/AO. Ferrer Director

G. Leonardo Chairperson, BOD ASEAN 2017 Micro Small & Medium Enterprises Dev't Summit

June 13-14, 2017 PICC, Pasay City Dr. Benjamin

Quiñones N/AC. Garrido Chief Executive Officer

S. Canicosa HR AssistantEmployer's Forum July 19, 2017 Robinsons' Place

Las PiñasPAG-IBIG Fund, Las Piñas Branch N/A


A. Ferreros Director PCC Joint Planning Workshop July 21, 2017

Manahan Hall. 3Flr. Agapito Aquino Bldg., 90 Balete Drive Ext., Bgry. Kristong Hari, QC

PCC N/A

G. Leonardo Chairperson, BOD CHMF Strategic Planning July 30-31, 2017 Anvaya Cove,

Morong Bataan CHMF N/AC. Garrido Chief Executive Officer

E. Dela Cruz Botica Operations Officer DSAP National Convention

August 23-25, 2017

Sofitel Hotel Manila DSAP N/A

CONGRESS, FORUM, SUMMIT and WORKSHOP ATTENDED FOR THE YEAR 2017



pinagdausan


pagsasanay




Number

M. Rañola AflatounCoor.1st Youth &AflatounCoordinators Assembly

August 23-25, 2017

Microtel, UP Technohub

NATCCO Network , Facilitated by Lariche Community

N/AV. Bersales EDSDAflatounCoor.

A. Peñalosa Bac.Elem.CentralAflatounCoor.

C. Rodriguez EDSD Coop Lab Chairperson

E. Garcia EdCom, Chairperson

4th Regional Youth Entreprenuerial Congress

August 25-26, 2017

CamSur Convention Center, Capitol Complex, Cadlan, Pili, Camarines Sur

Camarines Sur Chamber of Commerce & Industry

N/A

O. Macatangay EIC, Chairperson

C. Ramos, Jr. COS, Member

M. Reano GAD Comm. for Youth, Member


E. Muni Mktg. & Buss. Admin Asst.

G. Leonardo Chairperson, BOD CDA Financial Services Workshop

August 29-30, 2017

Tagaytay Country Hotel, Olivarez Plaza, E. Aguinaldo High-way, Tagaytay City

CDA N/AC. Garrido Chief Executive Officer

G. Leonardo Chairperson, BOD ASIAN Credit Union Forum 2017

September 19-22, 2017 SRILANKA ACCU N/A


G. Leonardo Chairperon, BODTRIAS Partners Forum


Lotus Garden Hotel CIM Garden, 1158 A Mabini St., Ermita, Manila

TRIAS South East Asia N/AC. Garrido Chief Executive Officer


C. Almario Botica Supervisor Digital Mktg., Branding and Facebook

September 28, 2017

Makati Sports Club

TRAVELOOZA presented by Tag Media and Public Relations

N/AJ. Gonzales Comm & Publications Asst.


M. Ablaza Director2017 2nd Hitachi Social Innovation Forum

September 29, 2017

Makati Shangri-La, Makati Ave.,, Makati City

PCCI N/A

G. Leonardo Chairperson, BOD DE Workshop October 1-7,

2017 Thailand ACCU N/AM. Bautista M. Bautista - EOM Group Head

M. Ablaza Director 43rd Metro Conference

October 18-19, 2017

NCCP, Quezon City PCCI N/A

O. Ferrer Director

G. Leonardo Chairperson, BOD Post ACCU Forum Meeting on Integration

November 6, 2017

Tagum Cooperative, Davao City

N/AC. Garrido Chief Executive Officer


CDA Inter-Cooperative Conference of Officers

November 10, 2017

Bonifacio Global City, Taguig CDA N/A

G. Leonardo Chairperson - BOD NATCCO Central Fund - Economic Briefing & Outlook for 2018

November 11, 2017 Bohol NATCCO

Network N/AG. Cruz Director


A. Salvador Vice-Chair., Audit Comm.

2ND Auditors Forum


La Breza Hotel, Mother Ignacia Ave., Quezon Ave., QC

NATCCO Network N/A

J. Cruz Sec., Audit Committee


M. Mendoza Financial Auditor

J. Garcia Social/Performance Audit

C. Garrido Chief Executive Officer PCDO Job SMART Employers Engagement Forum for Cooperative

November 27, 2017

Parañaque City Hall PCDO N/A





pinagdausan


pagsasanay




Number

M. Ablaza Director

Appraisal (LEATRA)

November 25, 2017

SDCC Seminar Rooms


G. Cruz Director

O. Ferrer Director


N. Jose Director


Z. Alcantara Chairperson, Audit Comm.

V. Aberion Chairperson, Credit Comm.

L. Gonzaga Vice-Chairperson, Credit Comm.

M. Mateo Understudy,Credit Comm.

J. Sarmiento Understudy, Credit Comm.

Engr. A. Bugayong Chairperson, PKPTL

J. Santos Vice-Chairperson, PKPTL


M. Muni Treasurer, PKPTL

N. Buñol Auditor, PKPTL

E. Pambago Educ. & Info. Officer, PKPTL


A. Esperanza Vice-Chairperson, EdCom

C. Dizon Secretary, EdCom

L. Lecaros Member, EdCom

L. Raden Member, EdCom

D. Magpantay Member, EdCom

E. Luching Chairperson, Speakers' Bureau

A. Guiwan Vice-Chairperson, Speakers' Bureau

T. Tiglao Secretary, Speakers' Bureau

J. Carpio Member, Speakers' Bureau

J. Cruz Member, Speakers' Bureau

S. Cuadrato Member, Speakers' Bureau

A. Mendoza, Jr. Member, Speakers' Bureau

F. Perida. Jr. Member, Speakers' Bureau

R. Tinasas Member, Speakers' Bureau

C. Legaspi Member, Speakers' Bureau

P. Cruz Acting Chair., Advisory Council

F. Abracia Member, Advisory Council

D. Cruz, Jr. Member, Advisory Council

A. Lansangan Member, Advisory Council

A. Pascual Member, Advisory Council

E. Cruz Member, Advisory Council

M. Estrella Chairperson, COS

M. Cerrada Vice-Chairperson, COS

E. De Leon Member, COS

C. Ramos, Jr. Member, COS

J. Dajang Member, COS





pinagdausan


pagsasanay




Number

C. Dela Justa Ex-Officio Member/Secretary

Appraisal (LEATRA)

November 25, 2017

SDCC Seminar Rooms


O. Macatangay Chairperson, EIC

E. Cortezo Executive Secretariat Officer




J. Gamboa Membership & Member Officer

J. Cuadrato Acting MR Admin. Officer

M. Llamas Member Support Service Coor.

M. David Mem. Campaign Support Staff

R. Sison Mem. Campaign Support Staff

E. Muni Mkt .Research & Buss. Admin. Asst.


M. Manalili Mkt. Research & Buss. Admin. Asst.

C. Candelaria Account Specialist

K. Orlina ICT Specialist VM WareForum 2017

November 28, 2017

Makati Shangri-La, Makati Ave.,, Makati City

VM Ware N/AM. Sentillas ICT Specialist

l. Gorgonia Chairperson, SHEPHERD Comm.

Disaster Risk and Crisis Management Forum

November 29, 2017

Asian Institute of Management, 123 Paseo de Roxas, Makati City

Stephen Zuellig Graduate School of Development Management

N/AA. Gorgonia, Jr. Member, SHEPHERD Committee

E. Manook Database Administrator

J. Hernandez Database Specialist

G. Leonardo Chairperson, BODCLIMBS Economic Outlook 2018

December 4, 2017

Hive Hotel, Sct. Madriñan, South Triangle, Quezon City

CLIMBS N/AC. Garrido Chief Executive Officer



TRIAS Writeshop December 8-9, 2017

Ciudad Christhia Resort Carrieland Homes, Rizal

TRIAS South East Asia N/AH. Manila Botica Operations Assistant

M. Ranillo Acctg./Admin Staff (TRIAS)


SPIDER Workshop December 16, 2017

SDCC Main Office Seminar Rooms


N. Jose Director





J. Cuadrato Acting MRA Officer

E. Muni Mkt Research & Buss. Admin. Asst.

C. Candelaria Account Specialist

A. Sioson Acct. Mgt. Support Staff

V. Del Valle District 10

R. Santos Chairperson, District 15

J. Garcia Social/Performance Auditor


M. De Leon Chairperson, Ditrict 8




pinagdausanPangalan ng

nagsagawa ng pagsasanay




Number

L. Lozano Chairperson, Distirct 7

SPIDER Workshop December 16, 2017

SDCC Main Office Seminar Rooms


L. Lim Secretary, District 17

N. Naval Member

G. Gonzales Member

G. San Miguel HR Officer PAG-IBIG Fund Coordinator’s Club (Las Piñas Branch) General Assembly

December 19, 2017

Robinsons' Place Las Piñas

PAG-IBIG Las Piñas Branch N/A


Date Cooperative / University / School Address No. of ParticipantsMar. 6, 2017 West Flanders and TRIAS Belgium & TRIAS Southeast Asia 4

Mar. 21, 2017 Polytechnic University of the Philippines Sta. Mesa, Manila 8Mar. 29,2017 University of Sto. Tomas España, Manila 2

Apr. 18, 2017 Entrepreneur Alumni Development Corporation

2ndflr/Bldg.3Daraga,PubliMarket,Albay 30

May 25, 2017Bukidnon Government Employee Multi-

Purpose Cooperative Bukidnon 3

Perpetual Help Multi-Purpose Cooperative Tacloban City 24

Jun. 13, 2017 Simbayanan ni Maria Multi-Purpose Cooperative Lower Bicutan, Taguig City 6

Jun. 16, 2017 Simbayanan ni Maria Multi-Purpose Cooperative Lower Bicutan, Taguig City 4

Jul. 14, 2017 Buklod Multi-Purpose Cooperative Marawi City 44

Aug. 15, 2017 Simbayanan ni Maria Multi-Purpose Cooperative Lower Bicutan, Taguig City 13

Aug. 26, 2017 Kooperatiba para sa Kaunlaran ng Lagonoy (KKL) San Isidro, Sur Lagonoy, Camarines Sur 8

Sept. 7, 2017 ASEAN Co-operative Development ---- 26

Sept. 8, 2017 Capitol Employees Multi-Purpose Cooperative Brgy. Dalakit, Catarman, Northern Samar 18

Sept. 9, 2017 Polytechnic University of the Philippines Sta. Mesa, Manila 3Sept. 11, 2017 Polytechnic University of the Philippines Sto. Niño, Parañaque City 3Sept. 27, 2017 Gubat Saint Anthony Cooperative Sorsogon City 3

Sept. 28, 2017 Provincial Cooperative Union of Davao Bldg. Center National Hi-way Magdum, Tagum City 55

Oct. 6, 2017 Arellano University 3059 Ave., Pasay City (Jose Abad Santos Campus) 3

Oct. 12, 2017The City of Vigan Cooperatives Vigan City 19Camsur Union of Cooperatives DAR, Camarines Sur 32

Dec. 11, 2017 West Flanders Group & TRIAS Belgium / Philippines 18

Dec. 18, 2017 NEC MPC Daet, Camarines Norte 7

Mga Bumisita sa Kooperatiba / Visitors of the Cooperative

Mga Pagsasanay na Naisagawa Para sa Taong 2017 / Trainings Accomplished for the Year 2017

Pre-Membership Education Seminar (PMES)(Regular – 1,250 / Mobile – 253) 1,565 dumalo 107 – Batches

(Regular – 90 / Mobile - 17)

Financial Literacy Seminar (FLS)(Regular – 1,093 / Mobile - 16) 1,109 dumalo 47 – Batches

(Regular – 46 / Mobile - 1)


ULAT NG PAMUNUAN NG KAPULUNGAN NG MGA POOK-TULUNGAN LIDER

ULAT NG PAMUNUAN NG KAPULUNGANNG MGA POOK-TULUNGAN LIDER

Isa sa mga proyekto ng PKPTL ay patungkol sa kaligtasan ng pamayanan at pagsagip sa Inang kalikasan. Inilunsad ang “OPLAN LINIS BARA PARA IWAS BAHA” na sinimulan sa paglilinis ng mga nakabarang basura sa Sapang Buwaya Creek at iba pang karatig na baradong creek.

Noong ika-22 ng Abril, matagumpay na naisakatuparan ang nasabing proyekto sa pagkikipagtulungan ng District 19 Council at ilan sa kanilang mga kasapi. Dumalo rin si Director Engr. Raymond Joseph L. Salvador at ang mga opisyales ng PKPTL, at ng City Environment & Natural Resources Office (CENRO) Task Force, isang sangay ng Lokal na Pamahalaan.

Dahil sa ginawang proyekto, nawala na ang mga basurang nakabara sa daluyan ng tubig kaya naibsan ang baha sa lugar

Isa rin sa mga naging gawain ng Lupon para sa masisipag at magigiting na Pook-Tulungan Lider ay ang pagdalaw sa kanila kapag sila’y nagkakasakit. Ang mga sumusunod ang mga PT lider na nabisita:

1. Mrs. Corazon C. Cruz (January 22-29, 2017)2. Mrs. Arlyn Lao (February 16-19, 2017)3. Ms. Cynthia Allanigue4. Mrs. Emma Guerrero5. Ms. Evangeline M. Medina (April 9-11, 2017)6. Mr. Geronimo C. Ticzon (April 19, 2017)7. Mr. Rodel R. Sope (April 25, 2017)8. Mr. Danny I. Quidangen (April 5-10, 2017)9. Ms. Aurora M. Shodnani (February 6-13, 2017)10. Mr. Dominador Rivera (July 12, 2017)11. Ms. Nancy Pagador12. Mrs. Evelyn Ferraris (September 11, 2017)13. Mr. Reynaldo Ferrer (September 23, 2017)14. Mr. Archangel Santos (October 11, 2017)15. Mr. Reynaldo Vizcarra (November 13, 2017)16. Mrs. Aurora Dona (November 29 – December 3, 2017)17. Mr. Proceso Enriquez (December 1, 2017)Gayundin, ang PKPTL ay nakipag-ugnayan sa Tagapamahala

upang mabigyang tulong ang mga nasunugan sa mga sumusunod na lugar:

1. Masville, Brgy. BF Homes, Parañaque City (January 7, 2017)2. Purok 2, Silverio Cmpd., Brgy. San Isidro, Paranaque City (June 3, 2017)3. Lopez Jaena St., San Dionisio, Paranaque City (August 29, 2017)4. Puyat Compound, Barangay Tambo, Paranaque City (November 1, 2017)Bilang tulong sa komunidad, ang mga District Council

ay nagsagawa ng mga “Outreach Programs at Clean-up Drive Project.” Ilan sa mga lugar na binigyang-tulong ay ang mga sumusunod:

1. District 9 (Lower Manggahan, Matatdo, San Isidro, Parañaque City) – Feeding program at gift giving 2. District 8 (Espiritu Compound, Gatchalian Subd., San Dionisio, Paranaque City) - Clean-up Drive 3. District 7 (Espiritu Compound, Gatchalian Subd., San Dionisio, Paranaque City) – Outreach Program

Bilang suporta sa kilusang kooperatiba, noong ika-4 ng Mayo 2017 umabot sa limang daan walumpu’t anim (586) na mga boluntir na kasapi ang sumama upang tutulan ang panukalang pagbubuwis sa mga kooperatiba na nagbunga naman ng maganda dahil napanatili ang tax exemption ng mga kooperatiba sa bersyon ng Tax Reform Bill ng Kongreso.

Bago magtapos ang taon, ang PKPTL ay nakikiisa rin sa programa ng Lokal na Pamahalaan patungkol sa kampanyang pagpapataas ng kamalayan at paghahanda sa sakuna, lalo na sa maaaring pagdating ng kalamidad na THE BIG ONE. Ang PKPTL at ang dalawampu’t-limang (25) opisyales ng mga Distrito ay naging katuwang ng Lupon ng SHEPHERED at Health Emergency Medical Services (HEMS) sa inilunsad na programa sa paghikayat sa mga kasapi at sa komunidad na dumalo sa mga isasagawang seminar tungkol sa paghahanda sa kalamidad.

REPORT OF THE PAMUNUAN NG KAPULUNGAN NG MGA

POOK-TULUNGAN LIDER

One of the projects of PKPTL is to promote the safety of the community and to save Mother Nature. When OPLAN LINIS BARA PARA IWAS BAHA was launched it started by cleaning Sapang Buwaya Creek and other neighboring clogged creeks.

Last April 22, the said project was successfully implemented in cooperation with District 19 Council and some of their members. Director Engr. Raymond Joseph L. Salvador and officers of the PKPTL and City Environment & Natural Resources Office (CENRO) Task Force, a Local Government unit came to participate.

Because of the said project, the area is now clean of garbage thatcloggedthecreeksandfloodingislessened.

Another activity implemented for the hardworking and courageous Pook-Tulungan Leaders is home visitation in times of sickness. The following were the visited PT Liders.

1. Mrs. Corazon C. Cruz (January 22-29, 2017)2. Mrs. Arlyn Lao (February 16-19, 2017)3. Ms. Cynthia Allanigue4. Mrs. Emma Guerrero5. Ms. Evangeline M. Medina (April 9-11, 2017)6. Mr. Geronimo C. Ticzon (April 19, 2017)7. Mr. Rodel R. Sope (April 25, 2017)8. Mr. Danny I. Quidangen (April 5-10, 2017)9. Ms. Aurora M. Shodnani (February 6-13, 2017)10. Mr. Dominador Rivera (July 12, 2017)11. Ms. Nancy Pagador12. Mrs. Evelyn Ferraris (September 11, 2017)13. Mr. Reynaldo Ferrer (September 23, 2017)14. Mr. Archangel Santos (October 11, 2017)15. Mr. Reynaldo Vizcarra (November 13, 2017)16. Mrs. Aurora Dona (November 29 – December 3, 2017)17. Mr. Proceso Enriquez (December 1, 2017)Similarly, the PKPTL coordinated with the Management of

SDCC for assistance to the fire victims in the following areas:1. Masville, Brgy. BF Homes, Parañaque City(January 7, 2017)2. Purok 2, Silverio Cmpd., Brgy. San Isidro, Paranaque City(June 3, 2017)3. Lopez Jaena St., San Dionisio, Paranaque City


ULAT NG PAMUNUAN NG KAPULUNGAN NG MGA POOK-TULUNGAN LIDER

(August 29, 2017)4. Puyat Compound, Barangay Tambo, Paranaque City (November 1, 2017)To serve the community, the District Councils conducted Outreach Programs and the Clean-up Drive Project. Some of the áreas

that received help were:1. District 9 (Lower Manggahan, Matatdo, San Isidro, Parañaque City) – Feeding program at gift giving 2. District 8 (Espiritu Compound, Gatchalian Subd., San Dionisio, Paranaque City) - Clean-up Drive 3. District 7 (Espiritu Compound, Gatchalian Subd., San Dionisio, Paranaque City) – Outreach Program In support of the cooperative movement, last May 2017, 586 members volunteered to join the protest on the proposed taxation

on cooperatives which resulted in the retention of the tax exemption of cooperatives in the House Bill version of the new Tax Reform Program.

Before the year ended, the PKPTL supported the local government in its campaign to heighten awareness on disaster preparedness especially in the face of THE BIG ONE. The PKPTL and the 25 District Officials served as partners of SHEPERED Committee and Health Emergency Medical Services (HEMS) in this program. The PKPTL assisted in enjoining the SDCC and the community members to attend the seminars being conducted on disaster preparedness.

Engr. Alfredo S. Bugayong Tagapangulo / Chairperson


MEMBERSHIP PROFILE

KASAPIAN SA BAWAT BARANGAY / MEMBERSHIP PER BARANGAY

KASAPIAN AYON SA GULANG / MEMBERSHIP ACCORDING TO AGE

KASAPIAN AYON SA KASARIAN / MEMBERSHIP ACCORDING TO GENDER KASAPIAN AYON SA BARANGAY AT BILANG NG MIGSMEMBERSHIP ACCORDING TO BARANGAY AND NUMBER OF MIGS

(MEMBER IN GOOD STANDING)

NO. OF MEMBERS

1396

3934

4937

4432

2909

974

37645

BARANGAY NO. OF MEMBER % BABAE LALAKE 18-20 21-30 31-40 41-50 51-60 61-70 71-80 81-ABOVE MIGS NOT

MIGSBACLARAN 21 0.11% 14 7 0 6 4 7 4 0 0 0 15 6

DON GALO 122 0.64% 86 36 0 17 18 24 29 16 15 3 81 41

TAMBO 211 1.11% 166 45 1 22 49 47 54 29 8 1 117 94

LA HUERTA 89 0.47% 61 28 0 2 22 21 22 12 4 6 62 27

SAN DIONISIO 5346 28.13% 3706 1640 12 395 1123 1395 1158 783 316 164 3468 1878

VITALEZ, BALTAO 38 0.20% 29 9 0 2 4 16 12 4 0 0 18 20

SAN ISIDRO 4437 23.35% 3078 1359 11 346 982 1104 1037 700 199 58 2844 1593

MERVILLE 7 0.04% 4 3 0 0 2 1 2 2 0 0 5 2

SAN ANTONIO 2769 14.57% 2006 763 8 191 567 780 674 401 109 39 1611 1158

STO. NINO 241 1.27% 184 57 0 15 64 73 54 24 7 4 152 89

BF HOMES 1338 7.04% 964 374 4 106 239 323 349 236 60 21 802 536

SUN VALLEY 19 0.10% 15 4 0 3 5 2 3 4 2 0 12 7

MARCELO GREEN 159 0.84% 118 41 0 11 20 42 53 27 6 0 98 61

MOONWALK 478 2.52% 335 143 0 25 91 146 112 80 21 3 254 224

DON BOSCO 107 0.56% 65 42 2 7 14 26 36 15 7 0 62 45

SMDP 2 0.01% 2 0 0 0 0 0 1 1 0 0 2 0

LAS PINAS 1153 6.07% 878 275 1 82 228 317 261 184 64 16 698 455

OTHERS/OUTSIDE 818 4.30% 591 227 0 20 150 205 182 171 75 15 660 158

UNLOCATED 1445 7.60% 996 449 0 76 308 366 354 216 79 46 362 1083

MOA 203 1.07% 105 98 6 70 44 42 35 4 2 0 161 42

TOTAL 19003 100.00% 13403 5600 45 1396 3934 4937 4432 2909 974 376 11484 7519

NO. OFMEMBERS


POOK-TULUNGAN LIDER PT # Katungkulan (Position) Pangalan (Name) PT # Katungkulan (Position) Pangalan (Name)12

345

678910

1112131415

1617181920

2122232425

26272829

3031

323334

3536373839

4041424344

454647

484950

51525354

5556575859

6061

62

63646566

6768697071

72737475

767778

7980

8182838485

8687888990

919293949596

979899

100101102103104

105106107108

109110111112113

114115116

117118119120

121122123124125

1A

1B

1C

1D

2A

2B

2C

2D

3A

3C

4A

4B

5A

5B

5C6B

6C

7A

7B

8A

8B

9A

9B

9C

9D

10B

10C10D

11A11B

11C12A

12B

12C

12D

13B

Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo(Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)

Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)

Lilian A. GuetaLucita L. Cruz

Gisselle G. CaniesoErnesto G. HerpacioElmadina M. Peligro

Filomena D. HerpacioRosana A. Del RosarioMariane M. AllanigueDorotea C. Dela CruzJoseph M. Borgonia

Josephine S. ValenciaJoselita F. FelipeLourdes L. CadionErlinda G. SalvadorFlordeliza S. De Leon

Denmark G. SalvadorNarissa L. ClimaGregoria F. FernandezJosephine D. SorianoRowena L. Rodriguez

Elizabeth E. RamosLercy D. AgustinZenaida C. JaramilloEdilberto F. De Leon

Nilda S. MaglayaMaria Fe S. JongcoBelen C. GabasMark Anthony E. FerminKenneth B. Martinez

Napoleon S. CarabeoAngelina P. Santos

Eugenia E. CerdonRebecca F. San PedroLorna D. Santos

Erlinda S. De GuzmanDorotea B. GravosoLourdes B. AvendanoFulgencio N. NeypesLeonardo N. Tolentino

Ma. Fe S. CayetanoImelda M. EstanislaoMarifi L. VelascoElenita F. SantosHerminia T. Rodriquez

Evelyn a. MijaresUrith L. BensanEvangeline R. Jueco

Ellen G. FraniNidy Q. RebutarElizabeth E. Cervantes

Ma. Sherill O. BunalesRosita J. De LeonEvangeline E. PeraltaMyrna S. Cruz

Leonida C. AdrianoTeresita S. PascuaWilfredo D. AlcantaraArmando N. Ferrer Sr.Francia R. De Luna

Oscar D. DandanRolando B. De Leon

Maria Clariz B. De Leon

Rogelio A. Javines Jr.Joseph B. AllanigueEscolastica B. UnisanJulieta S. Lorenzo

Rosalinda B. GabrielAldwin B. UnisanRodolfo S. VillonesAntonio L. BiggayanMa. Theresa F. Floresca

Annabelle M. CaballeroRosita F. CaballeroMercedita S. MuniMa. Cristina M. Francisco

Helen M. LopezMa. Leonora N. EnriquezWinston D. Ramos

Anna Grace G. ProntonWilfredo G. Mateo

Ma. Corazon D. AbordoMichael E. GarciaChona F. De LeonMarinette V. LabogLuzviminda U. Pavillar

Elvira E. CaberosAngelita P. BernardoCrispo P. AndamMary Grace M. KilesteMa. Cecilla I. Villena

Maria Catherine A. MerceneRemedios S. SantosNancy D. BrillantesVirgenia C. RomeroMarc Aaron T. CustodioLiberty D. Lobaton

Ma. Lourdes B. TronoLamberto C. FerrerRomeo C. Ferrer

Mariel Yna T. CustodioJean Lamelle E. FerrerMarcelino M. MaasGeorgie B. SucgangLeonora C. Penafuerte

Aurora P. MadolidElena D. QuilatanFrancisco C. De LeonImelda C. San Miguel

Margarita A. PatinioNicanor C. San Miguel Jr.Rowena D. EstanislaoCorazon S. BulanMa. Susan Graciela M. De Guzman

Marietta R. SantosMarcelina J. LopesJennielyn F. Sauler

Josephine D. VillasanteMa. Corazon H. PomarejosEmelita D. RaymundoJulie Ann R. Justo

Marilou A. SantuaJean A. RosalitaMyrlinda O. NunezLorena S. Dela PenaRebecca R. Almario



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134135136137

138139140141

142143144145146

147148149

150151152153154

155156157158159

160161162163

164165166167168

169170171

172173174175176

177178179180181

182183184185186

187188189

190191192

193194

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202203204

205206207208209210

211212

213214215216

217218219220

221222223224225

226227228229230

231232233234235236237

238239240241242

243244245246247

248249250251

13C

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13G

14A

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14D

15A

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19A19B19C

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Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat-Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice-Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo

(Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo ((Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim(Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo(Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)

Analiza T. JoseHelbert F. JoseLuzviminda R. SantosAntonio B. Jose

Lea Y. SienaAidia G. AllanigueAmelia P. Marquez

Flor R. PadaTeresa A. PaderonReynaldo A. JoseRizalina A. AgustinNoel A. Acuna

Angelita E. CruzCorazon S. EstebanReynaldo N. FerrerJoseph R. Dela Isla

Josephine V. EnriquezProceso V. EnriquezMilagros C. IgnacioRoberto L. VenturaAdelaida L. Magallanes

Rubi Ann S. BuenaventuraRodel R. SopeJohn A. Sope

Gloria T. RuedaCarol V. SopeMary Jean P. BarbaSalvador V. CuadratoMerlita L. Pacanan

Maria Luisa S. ReyesMarcela D. ReyesMarie Jannete F. CruzCarolina G. Sta. AnaVirginia Q. Pe

Presentation C. DaynoloJose M. RiveraGlacy T. DoncilloJennifer I. Escat

Archangel C. SantosMa. Corazon R. QuilatanJuanito S. NeryArman A. PaulinoMa. Vilma S. Dela Cruz

Evelyn H. PaulinoEvangeline O. ReanoJosefina D. Maisog

Dominador V. SantosFlordeliza V. DolomPerfecto S. VillafuerteGenevieve S. GuevarraHernando E. Lopez

Melba P. BautistaAnthony Jason C. GuevarraHidel Frando Florence D. Dela PazDante A. Dela CruzLorna V. Paez

Arnold D. SumaguiEvelyn S. EvaristoVioleta N. AlarconAngelita P. EscaleraSheryl P. Santos

Federico T. Santos Jr.Catherine M. AbenionRonald T. Nery

Felicitas D. NeryBenedicto G. GaspayEmma O. Guerrero

Kiana Joy D. Dela JustaEdgardo S. De Leon

Julieta S. De LeonMartina P. MedinaAmelia A. Pimpollo

Lualhati A. SiosonZenaida A. PimpolloRolando P. LamadridMelonie F. Ramos

Marlyn B. De LeonPablito O. OstacoElsa A. Santos

Jince A. DolonMa. Bella S. CrisostomoCorazon S. CruzFe Bernadine V. CasuyonAnarica C. LeeNimfa C. Reyes

Pilar M. NolascoMaria Lourdes L. Moya

Gina H. NolascoMaylen T. VibalEvelyn J. SoredaMylene A. Raymundo

Gemma E. JuditJocelyn M. BorromeoBella B. BuenavidesJelita C. Cabalquinto

Elizabeth E. CervantesMerlina D. ManibaleMelone M. ManileGertrudes E. ValdezWilfredo B. Valdez

Gilda L. AlcazarNida P. BarongAnaliza A. JacosalemFlorena D. RoselloEditha B. Pascual

Leah O. BangcalMa. Roberta L. GregorioElisa A. CanoRicardo R. FerrerMaranilla D. RamosGrace D. GullasEvelyn A. Mabag

Mirasol D. GullasMarilou D. SantosLolita P. CalisingAngelita M. UmaliLeonida A. Pangdan

Alicia C. AltavanoRemigia S. ArbowezTheny J. EnriquezRosie O. VargasAnnaliza A. Odena

Analie E. HonorioElena T. DasmarinasRhodora R. BarengEvelyn O. Gura



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314

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349350351352353

354355356

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362363364365366

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371372373374375

376377378

22C

22D

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23A

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23D23E

23F

24A

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26C26D

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30A

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30C

Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)

Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo

Aileen C. CaneteNoel G. GuraDominador R. Rivera Jr.Jennet A. Obedencio

Elizabeth M. VallesAndrew Paulo A. CalastreMa. Cecilia B. MalicdemMa. Cristina G. Iwase

Juliet B. QuingaJuancho L. PerezAmalia N. Pagliawan

Emelita G. RamosAvelina A. Nuevo

Alina M. ManilaMargarita C. MingaoEdwin V. VelchezRosemarie L. IsananGerry G. Rugay

Dielly D. BarredoJesusa C. AlvarezCherry P. PachecoRachiel P. Pimentel

Richard E. EstevesMilagros P. CarpesoRichard Z. MusnitMa. Theresa C. Decano

Angel D. FranciscoJennifer P. ValenzuelaRosalie F. RojasLorna R. Neneng

Jocelyn E. VillarReynaldo G. ValdezVictorino C. Pernites Jr. Maria Fe S. LantacaCharina G. Tamayao

Analie R. TamayaoDaisy L. SilverioAngelina L. GarayCielito M. Reantazo

Leyan O. ReyesManuela N. JabonilloElizabeth A. LeonardoMercedita V. NateJosefina L. Rodriguez

Teresita D. TiglaoJoselito S. Dela Cruz

Ma. Grace A. BalanoAmelia G. ArandaAlejandra D. SultanArlyn Y. AbantaoLaila G. ErazoPricilla A. Perez

Nida A. ReyesMaria Luz G. MillanaJosefina M. BrillantesEstrella N. CatarataGina A. Agustin

Merceli B. DaytoEmma L. De CastroDiosdada N. DelimaEstrellita A. HidalgoJosefina N. Zabal

Amancia G. Montales

Lolita H. UntalanPedrita P. TagraMildred R. SilotCherryl Ann V. VentaLuisito R. Pastoral

Cecilia H. De LeonJude M. EstososRegalado B. Dimaranan

Julieta R. DimarananBelinda P. AclanEstrella B. NabataMarlon S. CortezCesar T. Deang

Tarcela F. CruzCristina B. CortezWilfredo P. SorollaAlicia M. SablaonAnnabelle B. Micaller

Cristina B. HerreraIda M. TupasEnrique P. SablaonHerminia P. MabalotConsuelo G. Felipe

Veronidia T. LaronaElvira D. Ygnacio

Ronaldo C. RoblesRodrigo H. MaderoRolly A. DraperRacquel T. ManlapazSalvador D. Timtim

Elvira T. RoseteKathrina May M. LucenaLydia F. TolentinoCorazon M. Abulencia

Gregoria N. MarquezMaricel J. CuriosoJovito R. RamiosEvangeline C. RaymundoNeri M. Bernardino

Adelaida E. BaconawaLany O. LimMa. Victoria G. Pagsisihan

Susan D. ChuaEufemia C. SorianoGenelyn L. BatitangNora Carmencita E. Sta. AnaArnel G. Espiritu

Catherine S. AntonioEvangeline A. VildaCherrie Mae E. Sta. AnaConcordia S. GregorioLawrence S. Cruz

Violeta S. CruzSusan S. De LeonBayani V. BrizSerafin D. Jose

Brenda B. SamsonAileen Charisse G. JoseAlex G. SamsonLuzviminda D. AbillonGatlaya E. Manuzon

Alfreda E. BasarteMaela D. De LeonMarissa C. Mendiola


POOK-TULUNGAN LIDER PT # Katungkulan (Position) Pangalan (Name) PT # Katungkulan (Position) Pangalan (Name)

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(Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)

Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)

Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)

Angelica P. Delos ReyesAniceta D. DosalMerle G. DukaSharon Rose Anne G. Goico

Luzviminda V. PasakdalRufina G. AlarcaYolanda Y. CruzLeonardo O. Columbino

Lucila N. TolentinoNelia C. BuenoJayson D. DanlagJerry M. SantosEmmie M. Arauban

Gil A. AzulTaciana C. AlayonLigaya B. CiriacoVicente C. PrietoMaryrose N. Reymundo

Rodolfo A. AmbradTeresita V. GonzalesEdda M. Nicolas

Jonalyn M. LeynesMay P. DacilloRosenel D. LumactodGlenda Q. San PedroRosalinda M. Gentolia

Analiza M. MangaoangNorman F. GentoliaMyrna J. SuarezBernadeth C. Abiertas

Rhemia Mae V. EginaClarita P. RianoFelecornia F. VinasElvira D. BolbesRosemarie C. Cotoner

Mary Grace C. BolbesJosephine M. TolentinoLeyne M. Montances

Armida R. MontancesLorna L. RelatosLoreta S. GarciaMaruja R. Maristela

Antonieta S. SumaldeCarmelita S. AgpalasinLina S. DordasCatalino B. Banaag

Catelyn M. BanaagNormita C. OrtizMercedes F. SalandananAlejandra A. ReromaGeorgina M. Briones

Melionida O. LumabiEriberta S. LegaspiMa. Elena C. SantosCarmina M. Gorgonia

Edna C. TorobaCandelaria G. Formanes

Maria Luisa S. CalderonJocelyn D. FloresVenniz A. Gabato

Cecilia C. DiazBelen P. Guzman

Joemarie M. HimanRosemarie M. MatsubaraCarlos A. Carillo

Corazon F. De JesusAnna Marie M. Dela CruzTeresita L. Dela Cruz

Michelle S. NabungPamela D. De LeonAngelica D. UmaliLourdes A. Dela CruzDoreen L. Dela Cruz

Maria Loida S. De CastroJeffrie E. Dela CruzAnecita E. PastorMarlene C. San JoseMelvin B. Lubiran

Andres D. BurtanogJulita F. PasilanNonita M. Vaporoso

Rosalia L. ForbesBabylinda L. LegaspiVictoria S. San PedroEvelia D. LadicaEdwin M. Ladica

Judith M. DemainWenceslao N. IgnacioJose R. PeraltaJulieta D. PauloAna Marie V. Cruz

Perla H. Dela CruzLorena U. AlartinoTessie D. SalinasPaciencia P. SindolGundina L. RosalesAdela S. Panis

Cresencia S. SalvadorMaricel S. Sabado

Rosario D. Lapuz

Herminia S. ManlangitAurelia T. LinabanMa. Ferie G. San JoseEricson L. CortezIsabel M. ZaraSandra D. Geria

Teotima M. EllagaJean R. UsonMa. Virginia S. ClareteVictoria S. Del ValleAquilino P. Pambago

Annblyth H. FelipeClarita S. Yap

Estelita F. PambagoVilla T. Saldo

Remedios O. ValenciaVirginia B. SantosEdna L. Ocampo

Ma. Florencia D. LicyayoElizabeth E. BonifacioNomiliza E. Erpe

Teoderick B. SalamatTeodora B. SalamatMyrna A. Bechachino



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Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo

(Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)

Jenebe A. LoberianoMarianita P. Damian

Marlyn C. VasquezLuzvie C. MisonElena L. BonifacioSusan C. Otera

Genet S. SalesTita S. MendejaFelipa A. RobertoAdonis M. Abe

Cynthia P. AllanigueAmelia M. AbeEster E. HidalgoLuzviminda S. Frando

Arlyn I. LaoMerle U. Artiga

Elvira P. CandareCynthia E. BenisanoRodilyn P. Salva

Maria Rowena A. BelaroRonald D. ArquisolaCherrylyn H. TanGuardalupe B. CayubitEfe A. Torio

Mary Ann T. PalalonMerriam Jael B. EnriquezMabel C. Veloso

Rodesinda Z. MalicsiDanilo B. BrionesSunny L. LoriezoEdgardo P. AbogaEvelyn A. Ayap

Mary A. BarbatoShirlita L. AragonChona L. ApostolAlfredo M. RoqueMarie Nyda O. Dela Serna

Myla L. EmbateVictoria V. ElleJosephine C. Sta. AnaMiguel C. MejiaNancy M. De Guzman

Madona G. DalisayElisa M. ParrenoOfelia V. JaucoRodrigo A. Sto. TomasRolando A. Sto. Tomas

Maribel C. De LimosEnrico M. AblazaMelinda R. Villanueva

Flor A. GuevaraJoey D. YongisFlorencia N. Puyugao

Elizabeth D. MargesMaria Aurora D. Eusebio

Marcela B. BaguinonMaria C. Dela CruzIladio S. CapotoyFlordeliza S. CaasiSalvador S. TamayoRizalina J. Dela CruzMarfe Lourdes C. DeseoVirgina Y. Layug

Emily J. BuezaFeliciana P. QuijanoSalvador R. QuijanoAlmira B. ValdezDivina P. AlcantaraErlinda B. Perez

Teresita C. CacaldaMaria Myrna G. MagallanoEvelyn C. NogoyElecta P. De Guzman

Erna P. TamayoFrancis Anthony F. Borromeo

Elsie E. Las PinasRosario D. Collantes

Josefina C. YberaLeonila M. MarpaLucia B. SabaloJesusa T. EliordaLilibeth R. Tenorio

Angelita P. AcerdenTrinidad D. Bianzon

Jane A. AbalosEufemia B. GonzalesRaynaldo B. Gonzaga

Genith R. GutierrezLeonila V. GonzagaLedwina A. IbojoLucila U. Mascarinas

Lorena A. SimacioMarites A. MendinaJuana G. SalmasanAngelia R. DukaAdy B. Baris

Sahlee G. Mula CruzCesar R. CabuniganHelen M. Pallon Avelina V. Socao

Leticia R. Del RosarioSusana B. Bonto

Ma. Alma V. GalupoManny B. TabucolAndro Philip M. Medina

Lani O. OtillaEvangeline M. MedinaMarlyn A. NicolasNancy F. Danglapen

Evelyn S. ManosorRosalinda C. MiguelMarina P. Revilla

Ilenita R. SantosLuisita D. SantosDavey Jon M. CallejaErmelinda L. Enriquez

Lolita B. TungpalanGina I. PuodJovencio E. TenorioErlinda D. NgoErlinda G. Callosa

Ma. Corazon G. DomingoEvelyn G. FerrarisMichael R. Del Rosario



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Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)

Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo

Jovita B. PalinesRosario C. Javier

Jannete A. BelenJeinelen A. ReyesNieves T. ManicioMarilou E. Manicio

Ma. Pinky T. OrdonezZosimo M. NicolasTeresita A. Sigua

Adelaida M. LealRebecca S. SiguaJimmy L. AragonWilma M. EvangelistaElvira M. Dayag

Marissa D. OrtegaGregoria A. Ramos

Catheryn A. BalofinosRosita S. SalvadorPetronilo S. Dela CruzEdilberta M. OntucaMa. Theresa T. Mendoza

Ma. Luisa A. Dela CruzLea E. CarabeoRhodora T. Santos

Elena C. RomeroNatalia J. LabitoriaMario M. TupazLucila R. AbuanElvira M. Perido

Natividad C. DelfinHerminigildo S. AnadaseFaustina D. CorreaDon S. MontuanoChito M. Bautista

Maricon J. Dela CruzWilma B. EnricoFlora T. BalintecApolinario C. Cruz Jr.

Ma. Paz B. MenesesVilma T. AlpuertoRobinson Y. CaliaFrank T. Bolo

Jesus N. GarciaNila Meloni O. BoloGeronimo C. TiczonCecilia C. AsturiasMarivic R. Macato

Angel C. MacabuagRaquel A. Sta. Ana

Elenita R. MacabuagZenaida T. ChanErlinda M. ReyesJacinto M. SantosFelicidad S. Daluz

Rose L. TumamakChristopher G. TumamakZenas J. VergaraMarites C. Dela CruzElvey R. Gomez

Janeth M. MaupoyDanilo R. CatubayJohn B. RempilloSabrina V. Servano

Aurora B. RoblesPriscilla M. LuctoElvira L. Amparo

Menchita S. LlamzonRosemarie L. PueblasGenelita E. BaclayonMichael G. EvaNerissa D. DomalaonLucia M. CachoEmelita N. BuitreJocelyn P. Tabilin

Helen E. AquioRemilin T. GuimmayenEduardo P. CielosMyrnalyn C. EbolMarie Claire P. DomineMarilou L. Tereul

Monaliza M. RadazaPerla B. MonrealErlinda S. Trinidad

Noime J. MonrealVirgilio C. GuerraDavid L. Dela PazCaridad G. Tusing

Elenita P. QuijoteRosalinda M. GomezRosa R. SantosNolita D. Abenir

Maria Nenita P. LinaFebe R. NactorNeil Christian D. AbenirMelinda A. LazaroMichael A. Lazaro

Josefina B. LopezCristina B. MacalandaAdelaida N. Aquino

Maricar M. PinedaAurora M. ShodhnaniJovita C. Matibag

Resureccion E. ReromaTeresa B. ManzanoEmelly G. TorresMarites G. TaghoyArdel T. Garzon

Emily A. AlboNorma J. AlvarezMaria Christina O. GomezLeonardson F. Gomez

Cecilia A. MesiasRosel B. BustamanteUrsula N. JosueJosephine B. AmandyJeannie B. PenalosaMischelle Lyn R. AbrioAmelia D. Reyes

Ronnalyn S. Dela CruzCaridad N. RamosEnrique L. Dela CruzMa. Salome D. FirmanDolores S. Concha

Shiela D. FirmanMarilyn M. PenaflorSarah G. ZapantaTeotimo B. AcojedoPrimitiva O. San Jose



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(Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)

Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo

Lydia L. FernandezEditha B. BedanaMaria T. BaganaNenita B. CristobalGenerosa P. Serafin

Marites B. RubenArtermio N. CristobalAnecita A. PedrosaMelba A. OpiasaZorayda N. San Jose

Jesus L. HernacioAngelo G. VallecerEdna V. RomeroIsabelita A. ColladoJoynace G. Castro

Evangeline A. DevellesMa. Araceli R. QuiogueLilia M. Siega

Evangeline A. GolenLeonita G. BilogAmelia E. GalaoPacita G. BoteNancy O. Pagador

Winnie Joy P. PagunsanMarilou V. EnriquezBenida D. TigsonRichard M. GironMa. Liwliwa P. Villegas

Emily C. PimentelSusan S. LobregasAlicia T. MartinezEmma C. RabanilloLudy L. Ilaida

Myla C. FranciscoRazel M. CayetanoDanilo D. ContignoArminda L. TalamorHeide L. Caban

Alma L. LabacoMaricon S. ApasRoland P. PapelMaria Cynthia C. UgaldeJoan R. ChingClairmont G. Castro

Manuel L. FletcheteroLucina M. Canete

Virginia T. NatinoJoeby O. NatuelImelda L. Natuel

Shyla S. PadernalSusana D. Dela CruzSherly E. AndongGina B. Derilo

Myrna G. ValeEmma B. Quilicol

Caridad L. VegaCecilia L. Levantino

Lolita M. VariasTeddy G. SeidelElizabeth E. Lape

Adelyn S. HagosVirginia M. Paguia

Adelaida M. PaguiaRoberto K. BuenaventuraMarites C. Melgar

Michelle Ann Zyra D. SalamatAnnabelle B. CarilloCherrylyn C. SalcedoBernadette L. Salcedo

Leonora L. PaulinoEulogio O. Capangpangan

Susana M. AlcantaraDolores M. NuevaespanaVirginia N. SotoEvelyn C. VicenteAngel D. Vicente Jr.

Nerissa J. GallanoLorena F. RodriguezMaritess C. CasarillaRomela B. NaduaElena G. RamosTeresita M. CoscaDina R. BuquilErlinda L. Tinasas

Monina B. MallorcaAtanacio O. Minor IIAlma Victoria M. Hutalla

Analene Q. BernardoKatrina Clarisse M. HutallaElmer L. HutallaEstrellita P. MirafelixSally C. SuarezTeresita R. Raymundo

Aida A. RizardoLosilyn C. EcoGodofredo V. Eco

Danilo N. PilarNora P. CaadyangLydia M. ManigbasAurora M. DonaAntonio P. Dona Jr.

Ronulfo N. EspinozaMyrna P. EspinozaLilibeth L. AsuncionJesse E. LandichoJoy M. Landicho

Milagros R. ParairoMarcelina M. PurgananAlfredo S. BugayongMaricel G. Valencia

Renato P. AvilaMedardo D. Santiago

Myra T. AvilaBelen D. AvilaMarlene T. NarizJeofrey P. Tablizo

Nilda M. CaugmaAlberto O. NarizDelfin M. SantiagoLucia C. TangiEvaluz V. Degorio

Evangeline A. NavaltaGemma F. PetallarEusebia G. CerbitoJasmin F. AfloroMA. Theresa C. Flores



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(Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)

Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)

Teresita E. VillanuevaRemedios D. SerioCheryl J. VianaTeresita V. AradoNova C. SilvestreLiza C. RodrigoElizabeth O. PalcoCynthia P. GutierrezCarlos V. Dabu Sr.

Jeane Carol L. LatAgnes S. BelenVeronica C. OlaguirRoderick O. ClementeFreddie D. Dela Cruz

Estrella E. GuzmanVivian A. SioseElena G. LapazCriselda C. YbanezJaime G. Espejon

Ma. Liza D. EspejonGloria B. AbulogMary Jane V. UnionNilda A. PalanaPriscilla E. Facun

Adelaida T. ValdezFidencio D. PalanaJazel D. PectorLilia A. Obra

Rowena A. MagallanesRoda A. MagallanesNorma N. HagapeNarcia S. Naguit

Carina A. MarcialEstrellita T. RivaErlinda R. Kahanap

Lydia A. InventorVioleta G. TagannaEloisa T. Balagtas

Nelson A. BunolGregoria C. Esplago

Annaliza L. CarreonDemetria R. JarabiloFlora B. Dela Cruz

Edna T. MacapugasNorman V. Boloron

Maricel G. ManahanMarlyn L. MalanoAngel O. MagbanuaRafael C. AbesamisEvangeline D. De Jesus

Cecilia M. BurlatAnita S. Iliw-iliwAlfonso D. Iliw-iliwCorazon A. NicolasJayzon A. Nicolas

Rogelio M. Nicolas Sr.Mary Grace C. OrtegaMa. Theresa N. UnasLydia P. ReyesMilagros S. Valderama

Michelle R. MarcelinoLuzviminda L. MataSherley S. Benoza

Jean J. CaculanganEmily A. Logdat

Rulyn C. MartinezPamela M. PabloCarolina C. MenguezFelicitas E. Dela CruzRosemarie B. Notado

Allery Alice A. SarthouNieves S. CorpuzNelia B. Buitizon

Marina D. JusayAniceta T. CalvezAilyn C. GamboaEpifania B. VirayKatrina B. Timones

Mario D. MedinaLeo B. Timones Jr.Christopher A. OballasJelyn C. Maglantay

Emma Y. TubosaReynaldo B. RilanBernardo C. BoCarmencita I. MontinolaJulieta A. Bernardino

Gloria H. PacumbalaLeonila E. CayabanGermelina C. Gallardo

Grace R. NillasWilma A. MagbooOfelia C. DeloviarLuis D. PorciaAlejandro B. Agrasada

Estela V. NandinMa. Elsie B. PorciaMerlina D. GacutanEnrique E. JovesJane C. Lusica

Neniet M. FerrerConcepcion E. AbrioNancy F. AbrioReynaldo F. KempisRosita M. Piniano

Nyree M. ZambranoAnita C. TeanoEditha N. MabanaMichael G. MaisogMarlin P. Galos

Juliet B. CaballesCamela Q. ChanRodrigo Agustin M. Leonardo

Lourdes S. VizcarraWilma S. EspinosaAnacleto H. CaubalejoRomeo T. Tinasas

Emerlina R. TinasasDemetria S. EnriquezPamela B. Limson

Mary Ann C. GonzalesMary Irene C. Gonzales

Vilma C. StreeterMyrna S. Lacay

Mary Jane P. Goyonoche



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104A La Huerta

105A Don Galo

105B Don Galo

Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)

Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo

(Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)

Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)

Ronalyn S. ManuelEstrella B. HernandezLeonida A. MayoOfelia P. Vinas

Franco S. BarredoYulita P. BelloMaribel C. RemolonaPaciencia R. Brion

Adelaida B. Atienza

Tita B. ZarateJesusa D. JavierLourdes A. CapistranoValentino C. Capistrano

Maria Luz A. GigantocaEpicari M. SagnitSherley M. TangcuangcoPatricio B. RamiroFrancisco S. Marquez Jr.

Milet Sylvia R. BinasBrigida A. BlancoRuperta R. BlancoRicardo L. MoraClarita P. Solis

Reynaldo H. VizcarraMario C. PelaezJoel C. OrtegaMelissa P. Afable

Marietta P. BatallerSalve M. AguinaldoNora G. ReyesJocelyn M. EnriquezRommel F. Esteves

Gloria C. BanaresMarilyn E. BanzueloJosefina M. EstevesSusan P. FajilagutanGina B. AndalArmando B. AllequirReymond A. Naparota

Lolita B. RamirezCharita V. Lapena Beatriz L. NillarNenita M. CabulongChona S. Cureg

Nieves Y. PacinaSanny B. CabulongLea A. BatasEfren A. Batas

Judith A. GahatorMalonie C. LeonardoRosalina D. DemafelisJuliet F. Damian

Fe R. SapeLydia P. Del RosarioRomulo G. Hermosa

Gina T. BacuetesFlorian O. ColoJessica U. FeologEly G. PreligeraJosephine S. Dimaano

Elma G. AcopioLetecia S. HallareMarites B. AplacadorManuel B. Barrios

Leah B. BusanoLucena A. MendozaEugene A. OrbitaMa. Luisa C. Sanchez

Virginia C. Hatud

Mariciel R. BalbidoRemedios F. EscalaEdita M. TanoanJovita S. VeralloDanilo R. Fabros

Mischell G. FabrosCharito C. SabinoDandan G. FabrosJaneth A. BolivarAlice A. Padailap

Jocelyn B. AlamagMelania M. TenderoAdelina O. CatolicoElsie D. LubaSamuel E. LabananciaRoberto D. AcejoMadeline C. Habon

Eduardo E. OrdonezGloria B. AsiloNelson C. IgnacioBernardo S. Bulaong

Cherry A. RegodonHigthrin B. IgnacioVicente N. Delos SantosAngelina S. San Fernando

Emerenciana N. Delos SantosLudivina T. PadillaFrancis L. BernardoJose S. DionisioBienvenido M. Pagsisihan

Joanne S. RicamoraEstelita S. LegionDanilo A. PenanoLuis F. GenodiaArnel G. Gad

Ma. Cristina A. CruzFlorita P. VillaruelFrancisco B. JaramilloCresenciano R. DinoEleuteria R. Dino

Marivic M. MojicaAlfredo S. Cruz

Bernardina T. JabinaAlma C. NasalaMerlinda G. PabloMa. Elena R. SebastianJoselito S. Estrella

Carolyn L. SarmientoMaria Perla R. LaoAngelina H. CruzHerminia M. Dela FlorIsmael D. Santos

Rachel D. BernardoAngelita C. FerrerDanilo C. GonzalesMaria Leticia N. BusaZenaida R. Marayag

Joselyn J. Gonzales



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106A Sto. Nino

106B Sto. Nino

106C Sto. Nino

106D Sto. Nino

107A Tambo

107B Tambo

107C Tambo

107D

109 Vitalez

110A Don Bosco

110B Don Bosco

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111D115A

115B

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141A

141B

Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)

Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Educ & Info Officer (Educ & Info Officer)Sgt. At Arms (Sgt at Arms)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)Tagasuri (Auditor)Tagapangulo (Chairperson)Pangalawang Tagapangulo (Vice- Chairperson)Kalihim (Secretary)Ingat- Yaman (Treasurer)

Rosalina A. LimMatias Dan F. FadriGemma T. MarquezFerdinand F. Marquez

Angela S. PangilinanVivian L. GaytanoLizza N. ManangquilMaria Floriza V. Dela CruzAlejandra C. David

Anne Klein A. BaluyotHerminia A. CalambaErlinda R. SambileRomsan R. Sambile

Estela F. MadulaJoseph V. Luna Sr.Ernesto D. SambileBelinda P. FontillasNida R. Marjolina

Juanita R. RodriguezDanny I.QuidangenRodolfo A. De Leon Jr.

Marivic E. GallardoConchita N. TonidoSusan C. TabanaoJose Ma. D. DavidTeresita B. Santos

Vanessa B. SuyatGeorge G. NarismaZarah D. Guingab

Juanita D. GalacTeresita L. AlojadoNieves O. RacomaAlicia E. CabutajeManuela A. Cerillo

Helen C. LopezMaria Concepcion V. OdonioImelda P. AcapuyongLeonila R. Siclot

Dionisio G. MagpantayRenato S. Torres

Gracia T. TejadaEvelyn C. BalasicoAlberto B. Gorgonia Jr.Claribel Z. Esoy

Leticia T. PenaMarcelino S. MananganJudy S. Lanozo

Flordeliza E. MananganErlinda E. ArribadoSalvacio G. AplacaElden R. Enojas

Bonifacia C. RamasataKaren E. MabasaAristotle B. RelovaMarilou L. Belarmino

Consorcia G. HerbolarioNilda J. MendozaTeresita L. FerrerGloria O. LequinFelix Eliseo F. PamintuanEduviges G. Balagon

Leah C. GayolArsenia G. Canes

Juanita A. Su

Marlene A. TindoyElizabeth O. YucotRosemarie S. CaneteLuzviminda M. RomeroNova N. Lopez

Janeth B. OlivaJonabelle Z. AbrioReynante B. AbrioFrederick A. LimCarmelita A. Perlada

Virginia F. TumandaEstelita P. SalentesMarife S. Santos

Susan R. MasdoSimeon G. Zamoranos Jr.Violeta M. FresnidoRenita M. Mortel

Leonor R. PuatoRemedios F. YapCarolina S. Hidalgo

Arthur L. MontesBelinda D. Gulapa

Carolina D. MontesJessie A. DorogaVenesa D. LimboRosita S. PerioVicente G. Turdanes

Elsie A. ValdeElizabeth V. OrobiaVictoria A. ValdeRenato C. SungaAlice A. Sarthou

Editha M. SarthouConchita T. MacabuagFrancisco S. Macabuag

Rosalio S. DaangDeborah Ruth E. ReposorEmmanuel G. Dela Cruz

Arley V. LobrinGeorge D. VictorMark Glenn R. DalinaYolanda D. ArandiaClarisa D. Gurayeb

Jose C. Quinto Jr.Victorio C. Tivar


ULAT UKOL SA SDCC TRAINING, RESEARCH & DEVELOPMENT CENTER

Noong ika-8 ng Hunyo 2017, isang Memorandum of Agreement upang magkaroon ng kolaborasyon sa pangakademiko, pananaliksik, at “extension partnership” ang nilagdaan ng San Dionisio Credit Cooperative, Department of Cooperatives and Social Development, College of Social Sciences and Development ng Polytechnic University of the Philippines (PUP), at CODIS Federation of Cooperatives. Ang kasunduan ng tatlo ay naglalayong magbigay ng mahusay na pangkooperatibang edukasyon, pananaliksik, extensyon at serbisyo sa komunidad na tumutugon sa pangangailangan o may kaugnayan sa sektor ng kooperatiba.

Ang SDCC ang nagsisilbing social laboratory at research contributor sa PUP. Ito ang naging lugar kung saan ang mga mag-aaral ng PUP na may major na “cooperative” ay nagkakaroon ng karanasan sa pananaliksik ukol sa “cooperative management”. Bilang research contributor binabalak ng SDCC na ibahagi sa PUP ang mga “cooperative management cases” at mga “case study” na maaaring magamit ng PUP sa iba’t-ibang asignatura sa kanilang cooperative degree programs.

Sa ngayon, may natapos nang anim (6) na “cooperative management cases” na maaari nang maipagamit sa PUP. May lima (5) ng isinasagawang case study sa mga isyu ukol sa polisiya. Ang mga isyung ito ay siya ring naging topic na pinag-aaralan ng mga PUP research intern.

Mga 40 mag-aaral mula sa PUP ang may isinasagawang mga pananaliksik sa SDCC. Bumuo ng limang (5) pangkat kung saan ang bawat pangkat ay pinangangasiwaan ng isang tauhan mula sa Communications & Knowledge Center Management (CKCM), ang training and research department ng SDCC. Ang paglahok ng PUP sa pananaliksik ay masusing inayos, pareho ng PUP at SDCC-CKCM. Ang pagtatapos ng mga pag-aaral ay sa Mayo 2018. Ang mga sulating pangakademikong ito ay makatutulong sa pagbibigay nito ng mga sariwang pananaw sa SDCC sa kanyang pagtingin sa mga lumang suliraning kinakaharap ng Kooperatiba.

REPORT ON SDCC TRAINING, RESEARCH & DEVELOPMENT CENTER

In June 8, 2017, a Memorandum of Agreement for academic, research and extension partnerships was signed by San Dionisio Credit Cooperative, Department of Cooperatives and Social Development, College of Social Sciences and Development of the Polytechnic University of the Philippines, and CODIS Federation of Cooperatives. The tripartite collaboration aimed to specifically provide quality cooperative education, research, extension, and community services that are responsive and relevant to the needs of the cooperative sector.

SDCC serves as a social laboratory and research contributor to PUP. It has become the venue for cooperative major students of PUP to conduct research pertaining to cooperative management. As research contributor, SDCC plans to share with PUP cooperative management cases and case study materials for possible use of PUP in its various subjects of cooperative degree programs.

So far there were 6 cooperative management cases completed and ready for sharing with PUP. In progress are about 5 case studies on policy issues. These case studies have also become the topic for research by the PUP research interns.

There are about 40 students from PUP undergoing research studies in SDCC. They were divided to 5 groups with each group supervised by a staff member of the CKCM, the training and research department of SDCC. The research involvement by the PUP was carefully designed by both PUP and the SDCC-CKCM. The completion of these studies will be sometime May 2018. These academic papers can help SDCC by way of fresh insights to old problems confronting the Cooperative.

Ia B. Dofitas Communication & Knowledge Center Management Head

Raul Isagani E. Manikan Marketing Research & Enterprise Development Consultant


ULAT UKOL SA SDCC AT TRIAS SOUTHEAST ASIA PARTNERSHIP

Ang ating kooperatiba sa pangunguna ng ating Lupong Patnugutan ay walang tigil sa paghahanap ng mga organisasyon o samahan na makakatulong upang mapalakas ang ating mga programa. Ito ay ang mga Organisasyon/samahan na may pagkakahalintulad sa ating mga adhikain at pananaw. Taong 2017, sa pangunguna ng ating Chairperson at CEO, tayo ay pinalad na makilala ang TRIAS Southeast Asia, isang non-profit organization na mula sa Belguim. Sila ay tumutulong sa iba’t-ibang bansa sa Asya kasama dito ang Pilipinas. Dito sa ating bansa ang mga sumusunod na kooperatiba/samahan ang kanilang naging kapartner at kabilang ang SDCC dito:

A. Camarines Norte 1. Labo Progressive Multi-Purpose Cooperative (LPMPC) 2. Tao Kalikasan Foundation of the Philippines Inc. (TKFPI) 3. Camarines Norte Federation of Cooperatice (CANOFECO) - Taisayon MPC (TAMUCO) - Pecuaria Dev’t Cooperative Inc. (PDCI) B. Camarines Sur 4. Bicol Federation of Diary Cooperative C. Sorsogon 5. Gubat Saint Anthony Credit Cooperative (GSAC) - GABAY (Rural Women Organization) - ALPAS ( Farmers’ & Fisherfolks Organization) - Sorsogon Pili Producers Cooperative (SPPC) D. Manila 6. PATAMABA (National Organization of Homebased Workers & Informal Entreprenuers 7. KA ENTREP (Organization of Micro & Smal Entreprenuers 8. San Dionisio Credit Cooperative (SDCC)

Ang mga kooperatiba at samahan na nabanggit ay direktang nakikinabang sa magandang programa ng TRIAS hindi lamang sa aspeto ng Pinansyal kundi sa pagpapalakas ng samahan at ng mga kasapi. May pitong (7) aspeto ang programa ng TRIAS, ito ay ang mga sumusunod:

1. Member Participation 2. Diversity/Inclusivity 3. Leadership 4. Financial Health 5. Resource Management 6. Integrated Services 7. Networking

Ang SDCC, sa tulong ng TRIAS, ay nakatuon sa dalawang aspeto. Ito ay ang Inclusivity at Integrated Services. Sa programang ito, tayo ay nabigyan ng suportang pampinansyal at teknikal na makakatulong sa ating kooperatiba, higit sa lahat sa ating mga kasapi, sa susunod na apat na taon.

REPORT ON SDCC AND TRIAS SOUTHEAST ASIA PARTNERSHIP

Headed by the Board of Directors, our cooperative has been unceasingly looking for organizations or groups to support us in strengthening our programs. Organizations or groups that would be consistent to our mission and vision. Last 2017, led by our Chairperson and CEO, we have been fortunate to meet the TRIAS Southeast Asia a non-profit organization from Belgium. They have been supporting various Asian countries including the Philippines. Aside from SDCC, the following are also some of their partner- cooperative/organization:

A. Camarines Norte 1. Labo Progressive Multi-Purpose Cooperative (LPMPC) 2. Tao Kalikasan Foundation of the Philippines Inc. (TKFPI) 3. Camarines Norte Federation of Cooperatice (CANOFECO) - Taisayon MPC (TAMUCO) - Pecuaria Dev’t Cooperative Inc. (PDCI) B. Camarines Sur 4. Bicol Federation of Dairy Cooperative


ULAT NG SDCC AT TRIAS SOUTHEAST ASIA PARTNERSHIP C. Sorsogon 5. Gubat Saint Anthony Credit Cooperative (GSAC) - GABAY (Rural Women Organization) - ALPAS (Farmers’ & Fisher folks Organization) - Sorsogon Pili Producers Cooperative (SPPC) D. Manila 6. PATAMABA (National Organization of Homebased Workers & Informal Entrepreneurs) 7. KA ENTREP (Organization of Micro & Small Entrepreneurs) 8. San Dionisio Credit Cooperative (SDCC)These Cooperatives and organizations are directly benefitting from the TRIAS programs not only in terms of financial aspect but also

strengthening them and their members. These strengthening programs are composed of 7 aspects:

1. Member Participation 2. Diversity/Inclusivity 3. Leadership 4. Financial Health 5. Resource Management 6. Integrated Services 7. NetworkingThe SDCC, with the support of TRIAS, will be focusing on 2 aspects: Inclusivity and Integrated Services. Through these programs,

we (our members and the cooperative) will be given financial and technical support for the next 4 years.

Joanna I. Esperanza Community Development and Services Head


ULAT SA WORK IMMERSION SA SDCC

Ang Department of Education (DepEd) ay nagtalaga para sa mga estudyante ng Grade 11 at 12 o mga “Senior High”, ng isang Curriculum na kung tawagin ay “Work Immersion”. Ito ay upang maranasan sa loob ng walumpung (80) oras na aktwal na sitwasyon sa pagtatrabaho o “hands-on” experience sa ibat-ibang mga kumpanya o estabilisyimento bago sila maka- gradweyt. Layunin nito ay mabigyan ng pagkakataon ang mga estudyante na maging pamilyar sa aktwal na pagtatrabaho at upang malinang sila sa kanilang kasanayan sa iba’t-ibang aspeto. Dagdag pa rito ay upang upang mahubog din ang kanilang “work attitude”, ethics at values na kinakailangan sa industriya ng pagtatrabaho, na kung saan, ito ang pinahahalagahan ng San Dionisio Credit Cooperative (SDCC).

Ang SDCC ay “Industry Partner” ng dalawang kolehiyo para sa kanilang mga estudyante. Ito ay ang Arandia College at AMA Educational System Holdings, Inc. (AMAES)

Ang mga estudyanteng ipinadala sa SDCC ay nasa ilalim ng Accountancy, Business and Management (ABM) at Information and Communication Technology (ICT) Strand.

Ito ay nag-umpisa noong ika-29 ng Nobyembre, 2017 at may siyamnapu’t anim (96) na mga estudyante ang sumailalim sa SDCC hanggang sa ngayong Pebrero 2018.

Sa ngayon ay patuloy pa rin tayo sa pagsasagawa ng Work Immersion at inaasahang makapagdudulot tayo ng kakaibang “Cooperative experience” para sa mga kabaataan.

Gemma C. San MiguelHuman Resource Officer

The Department of Education (DepEd) instituted the “work immersion curriculum” to Senior High for Grade 11 and 12 students. This program would allow students to observe eighty (80) hours of actual and hands-on work experience to various companies as a requirement for graduation. This curriculum aims to provide opportunity for students to familiarize themselves with the real job situation and its demand. Likewise, this will develop their work attitude, work ethics and values as necessary soft skills in the industry and important traits being valued by the SDCC.

The SDCC is the industry-partner of Arandia College and AMA Educational System Holdings, Inc. (AMES) for its work immersion. Students who were sent to SDCC belong to the following programs: Accountancy, Business and Management and Information and Technology Strands. This commenced last November 29, 2017 with ninety-six (96) students until February, 2018. The work immersion hopes to provide them the unique “cooperative experience”.

REPORT ON WORK IMMERSION AT SDCC


FINANCIAL REPORT

STATEMENT OF MANAGEMENT’S RESPONSIBILITY

FOR ANNUAL INCOME TAX RETURN

The Management of SAN DIONISIO CREDIT COOPERATIVE is responsible for all information and

representations contained in the Annual Income Tax Return for the year ended December 31, 2017. Management is

likewise responsible for all information and representations contained in the financial statements accompanying the

(Annual Income Tax Return or Annual Information Return) covering the same reporting period. Furthermore, the

Management is responsible for all information and representations contained in all the other tax returns filed for the

reporting period, including, but not limited, to the value added tax and/or percentage tax returns, withholding tax

returns, documentary stamp tax returns, and any and all other tax returns.

In this regard, the Management affirms that the attached audited financial statements for the year ended December

31, 2017 and the accompanying Annual Income Tax Return are in accordance with the books and records of SAN

DIONISIO CREDIT COOPERATIVE, complete and correct in all material respects. Management likewise

affirms that:

a. the Annual Income Tax Return has been prepared in accordance with the provisions of the National

Internal Revenue Code, as amended, and pertinent tax regulations and other issuances of the Department of

Finance and the Bureau of Internal Revenue;

b. any disparity of figures in the submitted reports arising from the preparation of financial statements

pursuant to financial accounting standards and the preparation of the income tax return pursuant to tax

accounting rules has been reported as reconciling items and maintained in the company’s books and records

in accordance with the requirements of Revenue Regulations No. 8-2007 and other relevant issuances;

c. SAN DIONISIO CREDIT COOPERATIVE has filed all applicable tax returns, reports and statements

required to be filed under Philippine tax laws for the reporting period, and all taxes and other impositions

shown thereon to be due and payable have been paid for the reporting period, except those contested in

good faith.

GARIBALDI O. LEONARDO, DBA CIELITO L. GARRIDO, MBA

Chairperson Chief Executive Officer

ROSALINA G. SAPUNGAN

Treasurer

Signed February 9, 2018


FINANCIAL REPORT


FOR FINANCIAL STATEMENTS

The management of SAN DIONISIO CREDIT COOPERATIVE is responsible for preparation and fair

presentation of the financial statements including the schedules attached therein, for the years ended December

31, 2017 and 2016, in accordance with the prescribed financial reporting framework indicated therein, and for

such internal control as management determines is necessary to enable the preparation of financial statements

that are free from material misstatement, whether due to fraud or error.

In preparing financial statements, management is responsible for assessing the Cooperative’s ability to continue

as a going concern, disclosing, as applicable matters related to going concern and using the going concern basis

of accounting unless management either intends to liquidate the Cooperative or to cease operations, or has no

realistic alternative to do so.

The Board of Directors is responsible for overseeing the Cooperative’s financial reporting process.

The Board of Directors reviews and approves the financial statements including the schedules attached therein,

and submits the same to the general assembly.

Ma. Elma Ilagan-Ame, the independent auditor and appointed by the board of Directors, has examined the

financial statements of the cooperative in accordance with the Philippines Standards on Auditing and the

Standard Audit Systems for Cooperatives and has expressed her opinion on the fairness of presentation upon

completion of such examination, in her report to the members of the cooperative.




Treasurer




The management of SAN DIONISIO CREDIT COOPERATIVE is responsible for preparation and fair

presentation of the financial statements including the schedules attached therein, for the years ended December

31, 2017 and 2016, in accordance with the prescribed financial reporting framework indicated therein, and for

such internal control as management determines is necessary to enable the preparation of financial statements

that are free from material misstatement, whether due to fraud or error.

In preparing financial statements, management is responsible for assessing the Cooperative’s ability to continue

as a going concern, disclosing, as applicable matters related to going concern and using the going concern basis

of accounting unless management either intends to liquidate the Cooperative or to cease operations, or has no

realistic alternative to do so.

The Board of Directors is responsible for overseeing the Cooperative’s financial reporting process.


and submits the same to the general assembly.

Ma. Elma Ilagan-Ame, the independent auditor and appointed by the board of Directors, has examined the

financial statements of the cooperative in accordance with the Philippines Standards on Auditing and the

Standard Audit Systems for Cooperatives and has expressed her opinion on the fairness of presentation upon

completion of such examination, in her report to the members of the cooperative.




Treasurer




The Management of SAN DIONISIO CREDIT COOPERATIVE is responsible for all information and

representations contained in the Annual Income Tax Return for the year ended December 31, 2017. Management is

likewise responsible for all information and representations contained in the financial statements accompanying the

(Annual Income Tax Return or Annual Information Return) covering the same reporting period. Furthermore, the

Management is responsible for all information and representations contained in all the other tax returns filed for the

reporting period, including, but not limited, to the value added tax and/or percentage tax returns, withholding tax

returns, documentary stamp tax returns, and any and all other tax returns.

In this regard, the Management affirms that the attached audited financial statements for the year ended December

31, 2017 and the accompanying Annual Income Tax Return are in accordance with the books and records of SAN

DIONISIO CREDIT COOPERATIVE, complete and correct in all material respects. Management likewise

affirms that:


Internal Revenue Code, as amended, and pertinent tax regulations and other issuances of the Department of

Finance and the Bureau of Internal Revenue;



accounting rules has been reported as reconciling items and maintained in the company’s books and records

in accordance with the requirements of Revenue Regulations No. 8-2007 and other relevant issuances;

c. SAN DIONISIO CREDIT COOPERATIVE has filed all applicable tax returns, reports and statements

required to be filed under Philippine tax laws for the reporting period, and all taxes and other impositions

shown thereon to be due and payable have been paid for the reporting period, except those contested in

good faith.




Treasurer



FINANCIAL REPORT

MARK JOSEPH D. GUERRERO Certified Public Accountant

309 Mangga St. Sampaloc Site II BF Homes Paranaque City

Mobile: 09209534704/09171090117 Email: [email protected]

CERTIFICATE ON THE COMPILATION SERVICES FOR THE PREPARATION OF THE FINANCIAL STATEMENTS AND NOTES TO THE FINANCIAL STATEMENTS

I hereby certify that I am the Certified Public Accountant who performed the compilation

services related to the preparation and presentation of financial information of an entity in accordance

with an applicable financial reporting framework and reports as required by accounting and auditing

standards for SAN DIONISIO CREDIT COOPERATIVE for the period ended December 31, 2017.

In discharging this responsibility, I hereby declare that I am an Individual CPA Practitioner and

was contracted to perform this service by SAN DIONISIO CREDIT COOPERATIVE.

Furthermore, in my compilation services for preparation of the Financial Statements and notes to

the Financial Statements, I was not assisted by or did not avail of the service of Ma. Elma L. Ilagan-Ame,

the external auditor who rendered the audit opinion for the said Financial Statements and notes to the

Financial Statements.

I hereby declare, under penalties of perjury and violation of the Revised Accountancy Law, that

my statements are true and correct.

MARK JOSEPH D. GUERRERO CPA Certificate No. 144079 PTR No. 1282323 Issued on January 22, 2018, Paranaque City Tax Identification No. 423-071-097-000 BIR Accreditation No. 08-006589-001-2016 Effective until November 21, 2019 BOA Accreditation No. 6293 Effective until December 31, 2018

January 12, 2018


FINANCIAL REPORT

M. I. AME ACCOUNTING OFFICE

No. 6 Madlansacay St., Silang, Cavite • Telefax No. (046) 865-0553

STATEMENT REQUIRED BY SECTION 8-A, REVENUE REG. NO. V-20

TO THE GENERAL ASSEMBLY

THRU THE BOARD OF DIRECTORS

SAN DIONISIO CREDIT COOPERATIVE

0554 Quirino Avenue, San Dionisio, Paranaque City

I have audited the financial statements of SAN DIONISIO CREDIT COOPERATIVE for the calendar years

ended December 31, 2017 and 2016, on which I have rendered my report dated February 9, 2018.

In compliance with Section 8-A, Revenue Regulation V-20, I am stating the following:

1. That the taxes paid or accrued by the above taxpayer for the year ended December 31, 2017 are shown in

the schedule of taxes and licenses attached to the income tax return.

2. That I am not related by consanguinity or affinity to the Management and Members of the Board of

Directors;

3. That I, as the Principal/ Managing Director of M. I. Ame Accounting Office, or my staff, have no financial

interest to the Cooperative or any family relationships with its management.

MA. ELMA L. ILAGAN-AME

CPA No. 79047

TIN No. 134-550-503-000

PTR No. CAV9948180, January 3, 2018, Trece Martires City, Cavite

BOA Reg. No. 0195 (valid until December 31, 2019)

SEC Accreditation No. 0448-AR-3 (Group C) (May 1, 2016 to May 1, 2019)

BIR Accreditation No. 09-002142-001-2017 (valid until November 27, 2020)

CDA Accreditation No. 0001 (November 18, 2016 to November 17, 2019)

9 February 2018


FINANCIAL REPORT


No. 6 Madlansacay St., Silang, Cavite 4118 Telefax No. (046) 865-0553

STATEMENT OF REPRESENTATION

TO THE COOPERATIVE DEVELOPMENT AUTHORITY:

In connection with my examination of the financial statements of the SAN DIONISIO CREDIT

COOPERATIVE covering the period ended December 31, 2017 that are herewith submitted to the

Cooperative Development Authority, I hereby represent the following:

1. That said financial statements herewith attached are prepared and presented in conformity

with the Philippine Financial Reporting Framework for Cooperatives;

2. That in the conduct of my audit, I adhered to the Philippine Standards on Auditing and the

Standard Audit System for Cooperatives (SASC) as required by the Cooperative

Development Authority;

3. That I am qualified as provided for in Section 8 of the Code of Professional Ethics for

Certified Public Accountants and Article 81 of R.A. No. 9520 (Cooperative Code of the

Philippines);

4. That I am fully aware of my responsibility as an independent auditor for the audit report

issued and attached to the financial statements and the sanctions to be bestowed on me for my

misrepresentations that I may have willingly or unwillingly committed;

5. That I nor any member of my immediate family do not have any direct or indirect financial

interest with the cooperative;

6. That I am not an employee nor an officer of a secondary cooperative or tertiary cooperative

of which this cooperative is a member;

7. That I am not an employee of the Cooperative Development Authority nor have I engaged an

employee of the CDA in the course of audit;

8. That I make representation in my individual capacity;

9. That I am a member of the Cavite Chapter of the PICPA.

It is however, understood that my accountability is based on matter within the normal coverage of an

audit conducted in accordance with Philippine Standards on Auditing and the Standard Audit Systems

for Cooperatives.


CPA No. 79047

TIN No. 134-550-503-000






9 February 2018


FINANCIAL REPORT



INDEPENDENT AUDITOR’S REPORT

TO THE GENERAL ASSEMBLY

THRU THE BOARD OF DIRECTORS


0554 Quirino Avenue, San Dionisio, Paranaque City

Report on the Audit of the Financial Statements

Opinion

I have audited the financial statements of SAN DIONISIO CREDIT COOPERATIVE, which comprise

the statements of financial condition as at December 31, 2017 and 2016, and the statements of

operations, statement of changes in equity and statement of cash flows for the year then ended, and

notes to the financial statements, including a summary of significant accounting policies.

In my opinion, except for the effect on the financial statements of the matter described in the basis for

qualified opinion paragraph, the accompanying financial statements present fairly, in all material

respects, the financial condition of SAN DIONISIO CREDIT COOPERATIVE as at December 31,

2017 and 2016, and of its financial performance and its cash flows for the year then ended in

accordance with the Philippine Financial Reporting Framework for Cooperatives.

Basis for Opinion

I conducted my audits in accordance with Philippine Standards on Auditing (PSAs) and the Standard

Audit System for Cooperatives (SASC). My responsibilities under those standards are further described

in the Auditor’s Responsibilities for the Audit of the Financial Statements section of my report. I am

independent of the Cooperative in accordance with the Code of Ethics for Professional Accountants in

the Philippines, and I have fulfilled my other ethical responsibilities in accordance with these

requirements. I believe that the audit evidence I have obtained is sufficient and appropriate to provide a

basis for my opinion.

I was not able to confirm the Deposit Liabilities balances of the Cooperative. There were no other

satisfactory audit procedures that we could adopt to satisfy ourselves that the Deposit Liabilities

account is free from material misstatements.

Responsibilities of Management and Those Charged with Governance for the Financial Statements

Management is responsible for the preparation and fair presentation of the financial statements in

accordance with the Philippine Financial Reporting Framework for Cooperatives, and for such internal

control as management determines is necessary to enable the preparation of financial statements that are

free from material misstatement, whether due to fraud or error.

In preparing the financial statements, management is responsible for assessing the Cooperative’s ability

to continue as a going concern, disclosing, as applicable, matters related to going concern and using the

going concern basis of accounting unless management either intends to liquidate the Cooperative or to

cease operations, or has no realistic alternative but to do so.

Those charged with governance are responsible for overseeing the Cooperative’s financial reporting

process.

Auditor’s Responsibilities for the Audit of the Financial Statements

My objectives are to obtain reasonable assurance about whether the financial statements as a whole are

free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that

includes my opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an

audit conducted in accordance with PSAs will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error and are considered material if, individually or in the

aggregate, they could reasonably be expected to influence the economic decisions of users taken on the

basis of these financial statements.


FINANCIAL REPORT

As part of an audit in accordance with PSAs, I exercise professional judgment and maintain

professional skepticism throughout the audit. I also:

� Identify and assess the risks of material misstatement of the financial statements, whether due to

fraud or error, design and perform audit procedures responsive to those risks, and obtain audit

evidence that is sufficient and appropriate to provide a basis for my opinion. The risk of not

detecting a material misstatement resulting from fraud is higher than for one resulting from error,

as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override

of internal control.

� Obtain an understanding of internal control relevant to the audit in order to design audit procedures

that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the

effectiveness of the Cooperative’s internal control.

� Evaluate the appropriateness of accounting policies used and the reasonableness of accounting

estimates and related disclosures made by management.

� Conclude on the appropriateness of management’s use of the going concern basis of accounting

and, based on the audit evidence obtained, whether a material uncertainty exists related to events or

conditions that may cast significant doubt on the Cooperative’s ability to continue as a going

concern. If I conclude that a material uncertainty exists, I am required to draw attention in my

auditor’s report to the related disclosures in the financial statements or, if such disclosures are

inadequate, to modify my opinion. My conclusions are based on the audit evidence obtained up to

the date of my auditor’s report. However, future events or conditions may cause the Cooperative to

cease to continue as a going concern.

I communicate with those charged with governance regarding, among other matters, the planned scope

and timing of the audit and significant audit findings, including any significant deficiencies in internal

control that I identify during my audit.

Report on Other Legal and Regulatory Requirements

My audits were conducted for the purpose of forming an opinion on the basic financial statements

taken as a whole. The supplementary information on taxes and licenses, taxable revenue and

deductible expenses in the related notes to the financial statements are presented for purposes of filing

with the Bureau of Internal Revenue and is not a required part of the basic financial statements. Those

supplementary information are the responsibility of management and have been subjected to the

auditing procedures applied in my audit of the basic financial statements. In my opinion, those

supplementary information are fairly stated in all material respects in relation to the basic financial

statements taken as a whole.


CPA No. 79047

TIN No. 134-550-503-000






9 February 2018


FINANCIAL REPORT


0554 Quirino Avenue San Dionisio Paranaque City

STATEMENTS OF FINANCIAL CONDITION

As of December 31, 2017 and 2016

(Amounts in Philippine Pesos)

Notes 2017 2016

Current Assets

Cash and Cash Equivalents 2,5 653,121,668.35 614,420,477.10

Financial Assets at Cost 2,6 14,100,000.00 22,140,845.09

Loans Receivable 2,7 735,319,974.47 691,680,883.78

Other Receivables 2,8 33,720,835.58 30,355,883.51

Inventory 2,9 3,436,573.97 3,406,940.95

Unused Office Supplies 2,10 565,194.31 560,453.00

Prepaid Expenses 2,11 2,795,601.75 3,016,821.54

Total Current Assets 1,443,059,848.43 1,365,582,304.97

Non-current Assets

Financial Assets- Long Term 2,12 128,033,253.82 71,113,946.16

Investments in Subsidiaries/ Joint Ventures 2,26 7,861,267.35 7,861,267.35

Property, Plant and Equipment (net) 2,13 64,629,470.77 64,326,484.20

Investment Property 2,14 170,028,436.32 143,180,516.59

Other Non- Current Assets 2,15 95,012,881.78 79,539,873.07

Total Non-Current Assets 465,565,310.04 366,022,087.37

TOTAL ASSETS 32 1,908,625,158.47 1,731,604,392.34

LIABILITIES

Current Liabilities

Deposit Liabilities 2,16 1,304,433,090.16 1,230,988,733.49

Interest on Share Capital Payable 2,24 16,477,505.85 13,415,882.82

Patronage Refund Payable 2,24 7,175,488.61 5,875,222.78

Due to Unions/Federations 2,24 3,599,639.76 3,169,226.90

Loans Payable- Short-term 2,17 43,772,838.14 1,744,990.61

Other Current Liabilities 2,18 5,981,389.01 7,022,334.18

Total Current Liabilities 1,381,439,951.53 1,262,216,390.78

Non-Current Liabilities

Members' Benefit and Other Funds Payable 2,19 36,889,688.31 28,415,071.02

Total Non-Current Liabilities 36,889,688.31 28,415,071.02

TOTAL LIABILITIES 1,418,329,639.84 1,290,631,461.80

EQUITY

Share Capital 2,20 384,043,309.87 345,938,666.25

Donations/Grants 2 999,116.32 999,116.32

385,042,426.19 346,937,782.57

Statutory Funds

Reserve Fund 2,21,24 56,882,952.73 48,974,049.56

Cooperative Education and Training Fund 2,21,24 2,028,709.22 1,695,940.92

Community Development Fund 2,21,24 1,298,262.25 1,010,105.36

Optional Fund 2,21,24 9,674,093.24 6,985,977.13

Total Statutory Funds 69,884,017.44 58,666,072.97

Unrealized Gains/ Losses 2,27,28 35,369,075.00 35,369,075.00

TOTAL EQUITY 490,295,518.63 440,972,930.54

TOTAL LIABILITIES AND EQUITY 31 1,908,625,158.47 1,731,604,392.34

See Accompanying Notes to Financial Statements.

ASSETS

LIABILITIES AND EQUITY


FINANCIAL REPORT



STATEMENTS OF OPERATIONS



Notes 2017 2016

REVENUE

Income from Credit Operations 109,394,416.32 98,721,396.24

Income from Investments 22,889,296.38 20,664,448.57

Income from Consumer Operations 1,625,561.41 1,454,141.43

Income from Drug Store Operations 2,487,528.35 1,536,288.83

Other Income 2,22 6,818,667.48 8,675,757.58

TOTAL INCOME 143,215,469.94 131,052,032.65

FINANCING COST

Interest Expense on Time Deposits 6,951,494.63 3,233,052.16

Interest Expense on Savings Deposits 1,203,855.05 1,312,966.80

Interest Expense on Koop-paluwagan 10,088.12 8,280.66

Interest Expense on Sinag Deposit - 34,793.46

Interest Expense on Susi Deposit - 3,273,330.69

Interest Expense on Leap Deposit 6,067,293.98 20,503,629.32

Interest Expense on Borrowings 559,600.93 25,590.77

TOTAL FINANCING COST 14,792,332.71 28,391,643.86

ADMINISTRATIVE COST 2,23 88,795,674.42 76,571,961.53

NET SURPLUS FROM OPERATIONS 39,627,462.81 26,088,427.26

OTHER ITEMS

Prior Year Adjustments (82,946.96) 6,441,433.46

TOTAL OTHER ITEMS (82,946.96) 6,441,433.46

NET SURPLUS 39,544,515.85 32,529,860.72

DISTRIBUTED AS FOLLOWS:

Reserve Fund 2,21,24 7,908,903.17 6,505,972.14

Cooperative Education and Training Fund 2,21,24 1,977,225.79 1,626,493.04

Due to Unions/ Federations 2,24 1,977,225.79 1,626,493.04

Community Development Fund 2,21,24 1,186,335.48 975,895.82

Optional Fund 2,21,24 2,768,116.11 2,277,090.25

Interest on Share Capital 2,24 16,608,696.66 13,662,541.50

Patronage Refund 2,24 7,118,012.85 5,855,374.93

NET SURPLUS AS DISTRIBUTED 39,544,515.85 32,529,860.72



FINANCIAL REPORT

SAN DIONISIO CREDIT COOPERATIVE(CONSUMER OPERATIONS)





2017 2016

SALES 68,228.00 323,112.60

COST OF SALES

Beginning Inventory 480,863.50 482,772.66

Purchases (Net of returns and discounts) 67,178.00 330,609.00

Cost of Goods Available for Sale 548,041.50 813,381.66

Ending Inventory 480,646.98 480,863.50

Cost of Goods Sold 67,394.52 332,518.16

GROSS INCOME 833.48 (9,405.56)

OTHER INCOME

Income from Bayad Center 744,388.40 848,421.51

Income from Western Union 12,779.93 33,827.69

Income from Coop Assurance 703,409.60 552,337.79

Income from Smart Money and Load 6,830.00 19,140.00

Income from Coop Health 157,320.00 -

Income from CISP - 2,320.00

Income from Prizes and Winnings - 7,500.00

Total 1,624,727.93 1,463,546.99

INCOME FROM CONSUMER OPERATIONS 1,625,561.41 1,454,141.43



FINANCIAL REPORT

SAN DIONISIO CREDIT COOPERATIVE(BOTICA DE SAN DIONISIO)





2017 2016

SALES 25,922,853.05 25,086,830.25

COST OF SALES

Beginning Inventory 2,926,077.45 3,464,996.13

Purchases (Net of Return and discounts) 20,449,812.10 20,056,673.48

Cost of Goods Available for Sale 23,375,889.55 23,521,669.61

Ending Inventory (2,955,926.99) (2,926,077.45)

Cost of Goods Sold 20,419,962.56 20,595,592.16

Gross Income before Other Income 5,502,890.49 4,491,238.09

Add: Income from Investment 18,184.08 6,031.82

Commission Income 180,107.18 285,640.17

GROSS INCOME AFTER OTHER INCOME 5,701,181.75 4,782,910.08

EXPENSES

Salaries and wages 1,384,586.88 1,261,784.09

Employees' benefits 553,842.07 365,565.69

Power, light and water 430,500.15 353,190.46

Depreciation and amortization 241,784.85 180,416.39

Office Supplies 142,741.35 104,988.81

Retirement Benefit 168,542.40 148,660.73

SSS/ECC/PhilHealth/HDMF contributions 123,668.20 103,055.20

Miscellaneous Expense 61,203.19 82,756.34

Travel and Transportation 20,291.76 234,622.00

Communication Expense 18,766.50 15,792.10

Insurance Expense 32,283.43 31,756.74

Repairs and Maintenance 34,820.90 27,636.36

Taxes and Licenses 1,435.77 6,008.75

General Support Expense 325,885.26 323,295.98

Representation Expense 17,125.78 20,641.50

Training/Seminars/Conference 14,829.50 13,612.25

Total Expenses 3,572,307.99 3,273,783.39

INCOME FROM OPERATIONS 2,128,873.76 1,509,126.69

Add(deduct) prior year adjustment 358,654.59 27,162.14

INCOME FROM DRUG STORE OPERATIONS 2,487,528.35 1,536,288.83



FINANCIAL REPORT

UNREALIZED GAINS/LOSSES

Balance at beginning of year 35,369,075.00 35,942,408.34

Revaluation Reserves - Land 2,27 -

Reversal of Unrealized gains on investment 2,12,27 (573,333.34)

Balance at end of year 35,369,075.00 35,369,075.00

TOTAL EQUITY 490,295,518.63 440,972,930.54




STATEMENTS OF CHANGES IN EQUITY



Notes 2017 2016

SHARE CAPITAL

Authorized 5,000,000 shares at Php 100 par value


Add: Net Receipts from Collection of Subscriptions 38,104,643.62 46,898,653.08

Total 359,368,700.77

Less: Adjustments 13,430,034.52

Balance at end of year 2,21 384,043,309.87 345,938,666.25

DONATIONS/GRANTS

Balance at beginning of year 999,116.32 957,316.32

Add: Receipts - 41,800.00

Total 999,116.32 999,116.32

Less: Depreciation Charged to Donations and Grants Subsidy -

Purchase of various items for livelihood

Balance at end of year 2 999,116.32 999,116.32

STATUTORY FUNDS

Reserve Fund


Add: Allocation from Net Surplus 7,908,903.17 6,505,972.14

Total 56,882,952.73 48,974,049.61

Adjustments - (0.05)

Balance at end of year 2,21,24 56,882,952.73 48,974,049.56

Cooperative Education and Training Fund



Total 3,673,166.72 3,156,425.14

Less: Expenditures/adjustments (1,644,457.49) (1,460,484.22)


Community Development Fund


Add: Allocation from Net Surplus 1,186,335.48 975,895.82

Total 2,196,440.83 2,219,411.34

Less: Expenditures/ adjustments (898,178.59) (1,209,305.98)


Optional Fund



Total 9,754,093.24 6,985,977.13

Less: Expenditures/ adjustments (80,000.00) -


TOTAL STATUTORY FUNDS 69,884,017.44 58,666,072.97


FINANCIAL REPORT



STATEMENTS OF CASH FLOWS



Notes 2017 2016

CASH FLOWS FROM OPERATING ACTIVITIES

Net Surplus 39,544,515.85 32,529,860.72

Adjustments to reconcile net surplus to net cash

provided by operating activities 2,13,14,15

Depreciation- PPE Credit 2,13 4,045,067.30 3,610,276.38

Depreciation- Investment Property- Credit 2,13 2,514,387.96 1,833,780.60

Depreciation- Botica 2,13 125,439.18 234,155.59

Depreciation - Satellite 2,13 851,319.56 771,797.45

Amortization of computerization cost 336,164.60 133,967.72

Amortization of Business Development Cost - 9,166.68

Provision for probable losses on loans 2,24 15,000,000.00 5,000,000.00

Write -off of receivables (14,200,843.17) (8,230,164.96)

Operating Income before Working Capital Changes 48,216,051.28 35,892,840.18

Changes in Assets and Liabilities

Decrease (Increase) in:

Loans and Receivables 2,7 (44,438,247.52) (33,039,768.82)

Inventories 2,9 (29,633.02) 540,827.84

Financial Assets at cost 2,6 8,040,845.09 (14,573,333.34)

Unused Office Supplies 2,10 (4,741.31) (479,850.25)

Other Current Assets 2,6,8,15 (3,364,952.07) (3,455,255.02)

Prepaid expenses 2,11 221,219.79 (928,652.43)

Increase (Decrease) in:

Deposit Liabilities 2,16 73,444,356.67 267,956,945.44

Due to Unions/ Federations 2,25 (1,546,812.93) (858,286.11)

Interest on Share Capital Payable 2,25 (13,547,073.63) (12,772,881.23)

Loan payable short term 2,17 42,027,847.53 452,139.89

Patronage Refund Payable 2,25 (5,817,747.02) (5,419,952.43)

Other Payables-Current 2,18 (1,040,945.17) 6,889,439.13

Net cash provided by (used in) operating activities 102,160,167.69 240,204,212.85

CASH FLOWS FROM INVESTING ACTIVITIES

Net Additions to Financial Assets Long Term 2,12 (56,919,307.66) (4,153,057.90)

Acquisitions of Property and Equipment 2,13 (5,324,812.61) (4,038,036.68)

Acquisitions of Investment Property 2,14 (29,362,307.69) (12,348,330.28)

Additions to franchise rights (304,480.00) (46,480.00)

Additions to Investments in Subsidiaries/ Joint Ventures 2,26 - -

Decrease(Increase) in Other Non-Current Assets 2,15 (15,504,693.31) 325,541.14

Decrease(Increase) in Computerization Cost 2,15 - (6,365,035.51)

Net cash provided by (used in) investing activities (107,415,601.27) (26,625,399.23)

CASH FLOWS FROM FINANCING ACTIVITIES

Net Changes in Share Capital 2,21 38,104,643.62 33,468,618.56

Net Changes in Donations/Grants 2 - 41,800.00

Increase(Decrease) in Non-current liabilities 2,20 8,474,617.29 2,329,410.87

Change in Statutory Funds 2,22,25 (2,622,636.08) (2,669,790.25)

Net cash provided by (used in) financing activities 43,956,624.83 33,170,039.18

NET INCREASE IN CASH AND CASH EQUIVALENTS 38,701,191.25 246,748,852.80

ADD: CASH AND CASH EQUIVALENTS, JANUARY 1 614,420,477.10 367,671,624.39

CASH AND CASH EQUIVALENTS, DECEMBER 31 653,121,668.35 614,420,477.10



FINANCIAL REPORT


0554 Quirino Avenue, San Dionisio, Parañaque City

NOTES TO FINANCIAL STATEMENTS

As of December 31, 2017


1. GENERAL INFORMATION

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

2.1.1 Functional Currency

The SAN DIONISIO CREDIT COOPERATIVE (SDCC) was organized and registered on July 28, 1961

as San Dionisio Cooperative Credit Union ( SDCCUI). SDCCUI started with 28 original members with

Php 380.00 share capital. Subsequently, it was registered with the Cooperative Administration Office (

CAO) and the Bureau of Cooperative Development ( BACOD) on September 8, 1961 and February 21,

1975, respectively.

The Cooperative has evolved from a credit cooperative into a multi-purpose cooperative, retaining the

name of SAN DIONISIO CREDIT COOPERATIVE. It was later registered with the Cooperative

Development Authority ( CDA) in compliance with R.A. 6938 per Registration/Confirmation No. MLA-

C922-091, issued on Sept. 20, 1991. With the promulgation of R.A. 9520, otherwise known as the

"Philippine Cooperative Code of 2008", the Cooperative was issued its new Registration No 9520-

160000729 on October 16, 2009.

The Cooperative was issued a Certificate of Compliance COC NO.16-17-1099 dated May 25,

2017.Further, SDCC was granted by the Bureau of Internal Revenue in its letter dated September 11,

2015tax exemption privileges for all taxes and fees imposed under the national internal revenue laws and

other laws pursuant to Article 60 of RA 9520, as implemented by Section 3 of Revenue Regulation No.

20-2011.

The financial statements of the cooperative as of December 31, 2017 ,were authorized for issue by its

management and board of directors on February 9, 2018.

To facilitate the understanding of the financial statements, the more significant accounting policies and

practices of the Cooperative are summarized as follows:

2.1 Basis of Preparation of Financial Statements

The Cooperative's financial statements have been prepared on a historical cost basis in accordance with

the Philippine Financial Reporting Framework for Cooperatives in the Philippines, taking into

consideration Cooperative laws, rules, regulations and principles.

Items included in the financial statements of the cooperative are measured using the currency that best

reflects the economic substance of the underlying events and circumstances relevant to the Cooperative.

The financial statements are presented in Philippine Peso which is the Cooperative's functional and

presentation currency, and all values are rounded to the nearest peso except when otherwise indicated.

2.2 Statement of Compliance

The financial statements were prepared in accordance with the Philippine Financial Reporting

Framework for Cooperatives, which became effective for annual reporting periods beginning on or

before January 1, 2017, and in adherence to the cooperative laws, issued policies, rules and regulations

and cooperative principles and practices whenever applicable.

The Cooperative was issued a Certificate of Compliance COC NO. 16-17-1099 dated on May 25, 2017. Further, SDCC was granted by the Bureau of Internal Revenue in its letter dated September 11, 2015 tax exemption privileges for all taxes and fees imposed under the national internal revenue laws and other laws pursuant to Article 60 of RA 9520, as implemented by Section 3 of Revenue Regulation No. 20-2011.


FINANCIAL REPORT

2.3 Accounting Policies Adopted

Cash and Cash Equivalents

Cash includes cash on hand and in banks. Cash equivalents are short-term, highly liquid investments that

are readily convertible to known amounts of cash and with original maturities of three months or less and

that are subject to an insignificant risk of change in value.

Financial Assets

Financial assets are recognized in the Cooperative's financial statements when the Cooperative becomes a

party to the contractual provisions of the instrument. Transaction costs are included in the initial

measurement of all financial assets.

The Cooperative derecognizes a financial asset only when the contractual rights to the cash flows from

the asset expire; or it transfers the financial asset and substantially all the risks and rewards of ownership

of the asset to another entity. If the Cooperative neither transfers nor retains substantially all the risks and

rewards of ownership and continues to control the transferred asset, the Cooperative recognizes its

retained interest in the asset and an associated liability for amounts it may have to pay. The Cooperative's

financial assets include cash and trade and other receivables.

Loans and receivables

Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not

quoted in an active market. The carrying amount of the asset shall be reduced either directly or through

the use of an allowance account. The amount of the loss shall be recognized in profit or loss.

Loans receivable are classified as current and non-current or past due accounts. These are further sub-

classified as regular loan receivable and special loan receivable. Interest income on these loans are

recognized only upon collections.

Loans receivable are presented in the financial statement at its realizable value. Provision for

probable losses is estimated based on historical loss experience, current economic conditions and other

risk factors obtained during the collection process. Credit review is made periodically by an officer duly

delegated with such responsibility.

Allowance for probable losses

Allowance for probable losses is maintained at a level considered adequate to provide for potential losses

on loans and other resources. The allowance is increased by provision charged to operations and reduced

by net write-offs and reversals. The level of allowance is set up at the higher of the amount determined

based on management's evaluation of potential losses after consideration of prevailing and anticipated

economic conditions.

Financial Assets at Cost

Financial assets at cost are equity securities which are not quoted in an active market. These consist of

non publicly-traded securities, mutual funds and other externally managed funds, and are subsequently

measured at cost less impairment


FINANCIAL REPORT

Financial Assets at Amortized Cost

Financial assets at amortized cost consist of debt securities which are expected to be realized in more than

one year from the reporting period. These are subsequently measured at amortized cost.

Inventories

Inventories are assets which are held for sale in the ordinary course of the business. They are valued at

the lower of cost and net realizable value.

Property and Equipment

Property and equipment are carried at cost less accumulated depreciation, amortization and impairment

in value.

Expenditures incurred after the property and equipment have been put into operation, such as repairs and

maintenance, are normally charged to income in the period the costs are incurred. In situations where it

can be clearly demonstrated that the expenditures have resulted in an increase in the future economic

benefits expected to be obtained from the use of an item of property and equipment beyond its originally

assessed standard of performance, the expenditures are capitalized as additional costs of property and

equipment.

When assets are retired or otherwise disposed of, the cost and the related accumulated depreciation,

amortization and impairment loss, if any, are removed from the accounts and any resulting gain or loss is

credited or charged to current operations.

Depreciation is calculated on a straight-line basis over the estimated useful lives of the assets which range

from 1-10 years.

Fully depreciated assets are retained in the accounts until they are disposed, and no further charge for

depreciation is made in respect to those assets. Any gain resulting from their disposal is included in the

statement of operations for the period.

Revaluation of Land

In 2013, the Cooperative has opted to adopt the Revaluation Model in accounting for its Land for the

purposes of fair financial statement presentation.

Following initial recognition at cost, for 2013, the cooperative's various properties classified as Land

were carried at revalued amounts which represent fair values at the date of revaluation, as determined by

an accredited independent appraiser , less any subsequent accumulated impairment losses. Fair value is

determined by reference to market-based evidence, which is the amount for which the assets could

between a knowledgeable willing buyer and a knowledgeable willing seller in an arm's length

transaction as at valuation date. Any revaluation surplus is credited to the Revaluation Reserves

account included in the Equity section of the balance sheet as Unrealized Gains/ Losses. Any revaluation

deficit directly offsetting a previous surplus in the same asset is directly offset against Revaluation

Reserves.

Revaluation shall be allowed subject to the guidelines issued by the Cooperative Development Authority.

Changes in the revaluated value shall be classified as Unrealized Gain/Loss under Equity Section.

Realized Gain/Loss shall only be recognized upon sale or disposal of the Property, Plant and Equipment.


FINANCIAL REPORT

Investment Property

Investment property are carried at cost less accumulated depreciation and any impairments in value.

Investment in Subsidiaries/ Associates/ Joint Ventures

Investments in Subsidiaries/ Associates and Joint Ventures by the Cooperative are accounted for using

the cost method.

Intangible Assets

Intangibles assets like franchise costs are carried at cost less accumulated amortization and any

impairments in value.

Financial Liabilities

Financial liabilities are recognized in the Cooperative's financial statements when the Cooperative

becomes a party to the contractual provisions of the instrument. Transaction costs are included in the

initial measurement of all financial liabilities.

Financial liabilities are derecognized by the Cooperative when the obligation under the liability is

discharged, cancelled, or expired.

Accruals

Accruals , if any, are liabilities to pay for goods or services that have been received or supplied but have

not been paid, invoiced or formally agreed with the supplier, including amounts due to employees and

cooperative members.

Deposit Liabilities

Deposit Liabilities are the liabilities of the cooperative to its members, these are interest-bearing deposits

made by the members that can be withdrawn anytime at the option of the depositors.

Due to Union/Federation

Due to Union/Federation is the liability of the cooperative to a federation or union to which the

cooperative is a member. In compliance with Section 87 of the Cooperative Code of the Philippines, the

cooperative has set aside ten percent (10%) of net surplus for Education and Training Fund. One half of

this amount shall be utilized by the Cooperative for its own education and training activities while the

other half shall be credited to the Cooperative education and training fund of the APEX organization of

which the cooperative is a member.

Interest on Share Capital Payable

Interest on Share Capital Payable is the liability of the cooperative to its members for interest on share

capital, which can be determined only at the end of every reporting period.

Patronage Refund Payable

Patronage Refund Payable is the liability of the cooperative to its members-patrons for patronage refund,

which can be determined only at the end of every accounting period.


FINANCIAL REPORT

a. Reserve Fund;

b. Education and Training Fund;

c. Optional Fund;

d. Community Development Fund

Reserve Fund - at least 10% of Net Surplus

Educational Fund - 10% of Net Surplus broken down as follows:

5% Local

5% of Net Surplus

Community Development Fund - 3% of Net Surplus

Optional Fund - 7% of Net Surplus

Statutory Funds

Statutory Funds are mandated by Sections 86 and 87 of the RA 9520, otherwise known as the

Cooperative Code of the Philippines, to be set up by the Cooperative. They are as follows:

The By-laws of the Cooperative has mandated the following manner of distribution of its Net Surplus:

The remaining balance of the net surplus is available for interest on share capital and patronage

refund to be distributed at 70% and 30% respectively.

The basis for the computation of the interest on share capital is the average share capital while the total

interest is used in determining the patronage refund.

Last 2013 , the Representative Assembly of the Cooperative approved the increase in Reserve Fund

allocation from 10% to 20% of the Net Surplus.

Revenue Recognition

The Cooperative generally adheres to PAS and PFRS but due to the nature of the cooperative and its

adherence to cooperative principles and practices, there are some deviations to the general rule, especially

when it comes to revenue recognition. Reason for such, is that any net surplus from the operations will be

available for distribution to its members through interest on share capital and patronage refund.

To safeguard the interest of the cooperative, revenue recognition is as follows:

Revenues from all sources are recognized at the time earned and collected. Specific revenues are

recognized based on the following:

Interest income, penalties and income from other sources - It is recognized as the income is earned and

collected.

Service and membership fees - It is recognized when the loans are granted and corresponding charges

were deducted from loan proceeds and when members are accepted as such in the Cooperative and paid

such fees.

Sales - Sales is recognized as the income is earned. Accounts Receivable is set up for collection.

Leases

The Cooperative accounts for its leases as follows:

( a) Cooperative as Lessee


FINANCIAL REPORT

Leases which transfer to the cooperative substantially all risks and benefits incidental to ownership of the

leased item are classified as finance leases and are recognized as assets and liabilities in the statements of

financial condition at amounts equal at the inception of the lease to the fair value of the leased property

or, if lower, at the present value of minimum lease payments. Lease payments are apportioned between

the finance costs and reduction of the lease liability so as to achieve a constant rate of interest on the

remaining balance of the liability. Finance costs are directly charged against income. Capitalized leased

assets are depreciated over the shorter of the estimated useful life of the asset or the lease term.

Leases which do not transfer to the cooperative substantially all the risks and benefit of ownership of the

asset are classified as operating leases. Operating lease payments are recognized as expense in the

statement of operations on a straight-line basis over the lease term. Associated costs, such as maintenance

and insurance, are expense as incurred.

( b) Cooperative as Lessor

Leases which do not transfer to the Cooperative substantially all the risks and benefits of ownership of

the asset are classified as operating leases. Operating lease payments is recognized as income in the

Statement of Operations on a straight- line basis over the lease term. Associated costs, such as

maintenance and insurance, are recorded as income is incurred.

The Cooperative determines whether an arrangement is, or contains, a lease based on the substance of the

arrangement. It makes an assessment of whether the fulfillment of the arrangement is dependent on the

use of a specific asset and arrangement conveys a right to use the asset.

Employee Benefits

Short-term Benefits

The Cooperative recognizes a liability net of amounts already paid and an expense for services rendered

by employees during the accounting period. Short-term benefits given by the Company to its employees

include salaries and wages, social security contributions, short-term compensated absences and non-

monetary benefits.

Retirement Benefits

The Cooperative has a defined contribution plan wherein the cooperative contribute a fixed amount to the

fund. The fund is utilized in settlement of the separation pay of separated employee/s. The contributions

are recognized as expense whenever a contribution is made.

Retirement Funds Payable represents the accumulated benefit costs charged against income of the

Cooperative which is determined using the accrued benefit actuarial cost method. The method reflects the

length of service of the participating employee as of the date of valuation.

Events after Balance Sheet Date

The Company identifies subsequent events as events that occurred after the balance sheet date but before

the date when the financial statements were authorized for issue. Any subsequent events that provide

additional information about the Cooperative's financial position at the balance sheet date are reflected in

the financial statements. Non-adjusting subsequent events are disclosed in the notes to the financial

statements when material.


FINANCIAL REPORT

ACCOUNTS PECULIAR TO COOPERATIVES

The following accounts are peculiar to a Cooperative due to its nature as well as adherence to

Cooperative laws, issued policies, rules and regulations, as well as cooperative principles and practices:

ASSETS

Cash in Cooperative Federation - refers to money deposited in federations which are unrestricted and

readily available when needed. These are treated as cash and other cash equivalents.

Due from Accountable Officers and Employees - refers to total collectibles from shortages and other

losses due from accountable officers and employees that are subject to immediate settlement/sanction.

These are recognized at cost, less allowance for impairment, if any.

Cooperative Development Cost - refers to expenses incurred prior to the actual operations of the

cooperative. These are recognized at cost, subject to amortization for a period not exceeding 3 years.

Other Funds and Deposits - refers to funds set aside for funding of reserves (Statutory and Other

Reserves) established by the cooperative such as Retirement, Mutual Benefit and other Funds. This is

recorded at cost.

LIABILITIES

Interest on Share Capital Payable - refers to liability of the cooperative to its members for interest on

share capital, which can be determined only at the end of every fiscal year.

Patronage Refund Payable - is the liability of the cooperative to its members and patrons for patronage

refund, which can be determined only at the end of every fiscal year.

Due to Union/Federation (CETF) - is an amount set aside for the education and training fund of an

APEX organization, which is 50% of the amount allocated, by the cooperative in accordance with the

provision of the cooperative's by-laws and the Cooperative Code. The APEX organization may either be a

federation or union of which the cooperative is a member.

Revolving Capital Payable - is the deferred payment of interest on share capital and patronage refund

whose payment has been withheld, which should be agreed upon in the General Assembly.

Project Subsidy Fund Payable - unused portion of the donation/grant for training, salaries and wages,

etc.

Members' Benefit and Other Funds Payable - are funds for special purposes such as members' welfare

and benefits, i.e. loan protection, hospitalization, death, scholarship assistance, etc. including

KBGF/Cooperative Guarantee Fund, provision for accidents not taken from net surplus.

EQUITY

Donations/Grants - are amounts received by the cooperative as awards, subsidies, grants, aids and

others. This shall not be available for distribution as interest on share capital and patronage refund, and

shall form part of the members' equity of the Statement of Financial Condition.

Statutory Funds - are Mandatory funds established/set up in accordance with Articles 86 and 87 of the

Cooperative Code. They are as follows:

Reserve Fund - amounts set aside annually for the stability of the cooperative and to meet net losses in

its operations. It is equivalent to at least 10% of the net surplus. A corresponding fund should be set up

either in the form of time deposit with local banks or government securities. Only the amount in excess of

the paid up share capital may be used for the expansion and authorized investment of the cooperative as

provided for in its by-laws.


FINANCIAL REPORT

Education and Training Fund - an amount retained by the cooperative out of the mandatory allocation as

stipulated in the cooperative's by-laws.

Community Development Fund - this is computed at a minimum of 3% of cooperative's net surplus.

This is used for projects or activities that will benefit the community where the cooperative operates.

Optional Fund - fund set aside from the net surplus (should not exceed 10%) for future use such as land

and building, community developments, etc.

EXPENSES

General Assembly Meeting - expenses incurred in the conduct of regular/special general assembly.

Members' Benefit - all expenses incurred for the benefit of the members.

Affiliation Fee - amount incurred to cover membership or registration fees and annual dues to a

federation or union.

Social and Community Service - expenses incurred by the cooperative in its social community

involvement including solicitations and donations to charitable institutions.

OTHER ITEMS

Project Subsidy - refers to the amount deducted from Project subsidy fund to subsidize project expenses.

This shall appear in the statement of operation as a contra account to Subsidized Project Expenses.

Donation and Grant Subsidy - refers to an amount deducted from Donations and Grants account to

subsidize depreciation funded by donations and grants.

Optional Fund Subsidy - refers to an amount deducted from Optional Fund to subsidize depreciation

funded by Optional Fund and/or community development expense.

Subsidized Project Expenses - refers to a portion of the Project Subsidy Fund expended for training,

salaries and wages and other activities subsidized by donations and grants.

INCOME TAXES

The Cooperative Code states that a Cooperative transacting business only with its members is exempt

from all government taxes. However, should the cooperative exceed the limits as set forth in the

Cooperative Code, it will adopt the accounting standards for income taxes as stated in the Framework.

INCOME RECOGNITION

As a rule, cooperatives adopt the accrual basis of accounting. However, for credit and other cooperatives,

recognition of revenues is on a modified accrual basis; i.e., interest income, fines, penalties and

surcharges shall be recognized when earned and actually collected. This is so because only interest

income, fines, penalties and surcharges on loans receivable that has been realized (i.e., earned and

collected) shall be the basis of the income available for distribution to its members through interest on

share capital and patronage refund.

Also, due to the cash-based income distribution scheme of a cooperative as well as the inherent

limitations of small-scale countryside credit cooperatives, it cannot adopt the effective interest method in

recognizing interest income on loans receivable.


FINANCIAL REPORT

3. MANAGEMENT'S SIGNIFICANT ACCOUNTING JUDGMENTS AND ESTIMATES

3.1 Judgments

3.2 Estimates

Land Improvements 50 years

Building 50 years

Building Improvement 50 years

The preparation of the Cooperative’s financial statements in conformity with Philippine Financial

Reporting Framework for Cooperatives requires management to make estimates and assumptions that

affect the amounts reported in the Cooperative’s financial statements and accompanying notes. The

estimates and assumptions used in the Cooperative’s financial statements are based upon management’s

evaluation of relevant facts and circumstances as of the date of the Cooperative’s financial statements.

Actual results could differ from such estimates, judgments and estimates are continually evaluated and

are based on historical experience and other factors, including expectations of future events that are

believed to be reasonable under the circumstances.

In the application of the Cooperative’s accounting policies, management is required to make judgments,

estimates and assumptions about the carrying amounts of assets and liabilities that are not readily

apparent from other sources. The estimates and associated assumptions are based on historical experience

and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting

estimates are recognized in the period in which the estimate is revised if the revision affects only that

period, or in the period of the revision and future periods if the revision affects both current and future

periods.

The following represents a summary of the significant estimates and judgments and related impact and

associated risks in the Cooperative’s financial statements.

Allowance for Doubtful Accounts

The Cooperative assesses whether objective evidence of impairment exist for receivables and due from

related parties that are individually significant and collectively for receivables that are not individually

significant. Allowance for doubtful accounts is maintained at a level considered adequate to provide for

potentially uncollectible receivables.

Estimated Useful Lives of Property, Plant and Equipment

The Cooperative estimates the useful lives of property, plant and equipment based on the period over

which the property, plant and equipment are expected to be available for use. The estimated useful lives

of the property, plant and equipment are reviewed periodically and are updated if expectations differ from

previous estimates due to physical wear and tear, technical or commercial obsolescence and legal or other

limits on the use of the property, plant and equipment. In addition, the estimation of the useful lives of

property, plant and equipment is based on the collective assessment of industry practice, internal

technical evaluation and experience with similar assets. It is possible, however, that future financial

performance could be materially affected by changes in the estimates brought about by changes in factors

mentioned above. The amounts and timing of recorded expenses for any period would be affected by

changes in these factors and circumstances.

A reduction in the estimated useful lives of the property, plant and equipment would increase the

recorded expenses and decrease the noncurrent assets.

Depreciation is computed on a straight-line method over the estimated useful lives of the assets as

follows:


FINANCIAL REPORT

Office Equipment 1-3 years

Office Furniture and Fixtures 1-5 years

Transportation Equipment 3-5 years

Consumer Equipment 3-5 years

4. FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES

The foregoing estimated useful lives and depreciation method are reviewed from time to time to ensure

that these are consistent with the expected economic benefits of the property and equipment.

Impairment of Non-financial Assets

The Cooperative is required to perform an impairment review when certain impairment indicators are

present. Purchase accounting requires extensive use of accounting estimates and judgment to allocate the

purchase price to the fair market values of the assets and liabilities.

Determining the fair value of property, plant and equipment, investments and intangible assets, which

require the determination of future cash flows expected to be generated from the continued use and

ultimate disposition of such assets, requires the Cooperative to make estimates and assumptions that can

materially affect the financial statements. Future events could cause the Cooperative to conclude that

property, plant and equipment and other long-lived assets are impaired. Any resulting impairment loss

could have a material adverse impact on the Cooperative's financial condition and results of operations.

The preparation of the estimated future cash flows involves significant judgment and estimations. While

the Cooperative believes that its assumptions are appropriate and reasonable, significant changes in these

assumptions may materially affect the Cooperative's assessment of recoverable values and may lead to

future additional impairment charges.

Revenue recognition

The Cooperative’s revenue recognition policies require the use of estimates and assumptions that may

affect the reported amounts of revenues and receivables. Differences between the amounts initially

recognized and actual settlements are taken up in the accounts upon reconciliation. However, there is no

assurance that such use of estimates may not result to material adjustments in future periods.

Revenue is recognized when it is probable that the economic benefits associated with the

transaction will flow to the Cooperative and the amount of revenue can be measured reliably.

Revenues from transactions of the Cooperative are recognized on a modified accrual basis.

The Cooperative is exposed to credit, liquidity, and other risks that arise in the normal course of its

business. Its risk and control framework includes a focus on minimizing negative effects on the

Cooperative's financial performance due to unpredictability of financial markets that drives the risks.

Credit Risk

Credit risk refers to the risk of inability to service a debt and the potential loss arising from default of a

borrower. The Cooperative has established policies and procedures regarding its loan portfolio. Status

of receivables are being monitored and reviewed regularly.

The Cooperative , in its efforts to reduce its Portfolio-at-Risk for 2015 until 2017, has adopted the

following Risk policies and procedures:

1. Mobilization of the Enterprise Operations Management Group/ Account Management and Member

Relation Group, which involves personal visits of CEO and Chairperson to members, sending of demand

letters to delinquent members, and filing of claims to Small Claim Court as well as the Regional Trial

Court


FINANCIAL REPORT

Liquidity risk is the risk that the Cooperative will not be able to meet its financial obligations as they fall

due. The Cooperative is not exposed to liquidity risk even if it has deposit liabilities because it has been

maintaining sufficient cash to address obligations and payables. Liquidity position is being monitored and

evaluated regularly by the Board through continuously monitoring forecasts and actual cash flows.

Interest Rate Risk

The primary source of the Cooperative's interest risk relates to cash and cash equivalents. These include

savings deposits as well as time deposits in Commercial Banks, as well as Cooperative Banks and

Cooperative Federations.

Management believes that the interest rate risk for deposits in Cooperative Banks and Cooperative

Federations is mitigated by active participation in the governing body of these Banks and Federations of

which the Coop is a member. Further, the Cooperative has been able to maintain a notable net interest

margin .

The Cooperative's management believes that any 10% change in interest rate risk will not have any

material impact on the financial statements.

2. Supervised Credit policies conducted by the Credit Committee to ensure that loan availments serve

their purposes.

3. Credit Committee monitoring and advisory on members not being able to pay their loans on time.

During the Special Representative Assembly on December 13, 2015, the Chairperson reported the

Cooperative's focus for 2016 and the years thereafter , which aims to reduce the Portfolio-at-risk ,

increase quality members through a new membership system, improve availment of loans and other

services by existing members, reassess saturation of present sphere, and strengthen newly re-clustered

PT's through education and leadership succession.

Further, on December 18, 2014, Board of Directors unanimously resolved that for members with loan

and TCT and/or OR/CR as collateral, whose account becomes delinquent equivalent to one ( 1) month,

such collateral will be submitted to Registry of Deeds and/or LTO for annotation.

4. In 2016, the SDCC launched a loan amnesty program for its delinquent members, with the primary

objective of giving them a final chance to recover from their delinquency. The scheme was implemented

with 100% discount on interest and fines from August 1 to December 31, 2016, and 50% discount from

January 1 to March 31, 2017. For those members who will still continue to ignore the program, without

even getting in touch with the Cooperative, legal action shall be taken against them. This is to protect the

interest of the general membership.

Also, in 2016, the Board resolved , and implemented, the suspension of any Officer, whether elected or

appointed, who was delinquent in the payment of his or her loan, and shall only be lifted upon payment of

his or her loan dues. This is to show that Officers must be exemplars and must be true to the SDCC

brand/ identity.

Liquidity Risk


FINANCIAL REPORT

5. CASH AND CASH EQUIVALENTS

This account consists of the following:

Notes 2017 2016

Cash on Hand 948,540.09 54,730.76

Savings Deposit:

Cash in Bank:

Metro South Coop Bank 30,446,589.54 29,494,064.56

Banco de Oro 26,702,604.78 46,379,256.32

Metro Bank & Trust Co. 19,212,756.92 30,272,288.92

Bank of the Phil. Island 11,287,591.80 14,717,939.14

Maybank 431,836.77 389,665.24

Land Bank of the Phils. 1,592,997.81 1,576,878.79

Security Bank 1,082,914.97 1,451,567.18

Union Bank of the Phils. 404,743.32 3,860,598.27

Asia United Bank 2,927,120.57 5,689,029.72

China Bank 3,224,236.49 14,050,712.88

Philippine National Bank 3,052,486.95 1,316,897.62

SDCC - 16,941,159.78

Time Deposit:

Cash in Cooperative Federations:

NATCCO Central Fund Loan 177,879,537.36 247,183,058.65

MASS SPECC Central Fund 10,108,561.64 10,196,780.82

Federation of PSDC 28,021,473.87 18,021,473.87

Paranaque Federation of Credit Coop 1,636,000.00 1,636,000.00

Cash in Banks:

Chinabank TD 5,737,906.60 5,621,022.68

Metro South Cooperative Bank 261,895,377.57 119,238,960.60

Network Consolidated Coop Bank 62,384,391.30 42,384,391.30

Petty Cash Fund 140,000.00 140,000.00

Revolving Fund 4,004,000.00 3,804,000.00

Total Cash and Cash Equivalents 653,121,668.35 614,420,477.10

Cash in banks as well as time deposits earn interest at rates based on daily bank deposits rates.

Time deposits in Cooperative Federations earn interest at 3-7% per annum.

6. FINANCIAL ASSETS AT COST


2017 2016

Philippine Coop Central Fund 100,000.00 100,000.00

Codis Federation of Cooperatives 0.00 8,040,845.09

CLIMBS Equity Mutual Fund 10,000,000.00 10,000,000.00

Sunlife Asset Management (Mutual Fund) 4,000,000.00 4,000,000.00

Total Financial Assets at Cost 14,100,000.00 22,140,845.09


FINANCIAL REPORT

7. LOANS and RECEIVABLES


2017 2016

Accounts Receivable - Trade 1,386,132.75 -

Loans Receivable:

Current

Due within this year 260,325,007.33 2,942,475.53

Due after this year 316,389,623.77 529,818,162.27

Total Current 576,714,631.10 532,760,637.80

Restructured 25,064.26 230,307.07

Past Due (Loan balance with 1 day or more missed payment) 217,869,432.24 217,560,531.13

With arrears 37,391,965.28 36,233,484.29

1-30 days 11,033,263.85 14,247,041.01

31-60 days 7,367,025.01 6,594,410.08

61-90 days 5,162,081.06 4,748,749.47

91-365 days 13,751,790.65 9,846,527.61

over 12 months 77,804.71 796,756.12

matured loans 82,285,562.39 88,889,997.08

with 20% del. Inst. 43,375,139.07 33,159,102.90

Restructured with arrears - 74,727.32

1-30 days - 8,606.74

31-60 days - 10,771.60

61-90 days - -

91-365 days - 55,348.98

over 12 months - -

matured loans 43,872,352.36 43,676,676.44

with 20% del. Inst. 2,218,936.58 15,526,543.10

Loans in Litigation 5,506,033.52 6,511,570.35

Total Loans and Receivables 801,501,293.87 757,063,046.35

Less: Allowance for probable Losses on Loans 66,181,319.40 65,382,162.57

Loans Receivable , Net 735,319,974.47 691,680,883.78

Total loans receivable per general ledgers 801,501,293.87 757,063,046.35

Total loans receivable per subsidiary Ledger 801,729,163.32 757,064,014.65

Difference ( Subsidiary ledgers over general Ledger) (227,869.45) (968.30)

The Cooperative, in its effort to comply with the requirements of the Cooperative Development Authority in

setting up the required provision as per PAR, has established a long-term program in order to increase its

Allowance for probable losses on Loans to the required amount. Further, it has endeavored to restructure its

long outstanding loans receivable in order to ease the burden of its member-borrowers, thereby helping them in

the payment of their loan obligations.


FINANCIAL REPORT

Allowance for Probable Losses is computed as follows:

2017 2016

Beginning Balance 65,382,162.57 68,612,327.53

Add (less): Probable Loss on Loans Receivable 15,000,000.00 5,000,000.00

Payment from written off account 1,455,926.00 65,361.21

CLPP from loans below P 50,000.00 2,844,576.20 2,924,077.75

Allowance from written off account (18,501,345.37) (11,219,603.92)

66,181,319.40 65,382,162.57

Total Portfolio- at- Risk 214,649,989.20 224,072,101.48

Less: Share Capital 74,920,989.56 75,570,923.41

Savings Deposits of members with arrears 11,313,305.06 15,191,565.73

Collaterals 78,723,018.21 127,202,208.11

Actual Exposure due to uncovered loans 49,692,676.37 6,107,404.23

Less: Allowance for Probable Losses 66,181,319.40 65,382,162.57

Net exposure / (excess over net exposure ) (16,488,643.03) (59,274,758.34)

8. OTHER RECEIVABLES


Notes 2017 2016

Cash Advances to Officers and Employees 193,695.22 20,096.00

Escuela de San Dionisio Inc. 27 10,010,060.43 9,967,890.59

Staff 481,916.58 607,543.22

Enabling Solution Inc. 2,376,666.74 2,476,666.74

Loan Balance - Deceased Member 287,593.92 287,593.92

Court Fee 1,957,129.52 1,443,977.37

Rental Fees 76,250.00 76,250.00

Others-Unadjusted Savings Deposit 56,500.00 56,500.00

Tuition Fee 16,300.00 16,300.00

Social Fund Receivable 13,287.00 13,287.00

Returned Check 1,100.00 1,000.00

Botica 367,018.46 63,613.96

CLPP 14,299,238.00 12,825,394.87

Other Receivables(others) 1,926,630.89 1,195,632.39

Resigned staff 14,163.34 56,225.87

Advances to Meralco 680,427.77 680,427.77

Dividends Receivable from CISP - 190,365.24

Atty. Guevarra - 377,118.57

Due from Chopstop 962,857.71

Total 33,720,835.58 30,355,883.51

Analysis of the total Portfolio-at- Risk shows the net exposure of the Cooperative as follows:

The fair values of trade and other receivables have not been disclosed as, due to their short duration,

management considers the carrying amounts recognized in the balance sheet to be a reasonable approximation

of their fair values.


FINANCIAL REPORT

9. INVENTORY


2017 2016

Drugstore 2,955,926.99 2,926,077.45

Consumer:

480,632.98 480,385.90

14.00 477.60

Total Inventory 3,436,573.97 3,406,940.95

10. UNUSED OFFICE SUPPLIES


2017 2016

Credit (various divisions) 542,663.11 515,478.50

Botica de San Dionisio 6,142.70 -

Satellite Office 16,388.50 44,974.50

Total Unused Office Supplies 565,194.31 560,453.00

11. PREPAID EXPENSES


2017 2016

Prepaid tax 2,155,442.38 1,967,907.22

Insurance- Credit 249,318.66 184,024.20

Insurance-Botica 9,282.14 8,178.89

Rent 1,875.00 5,666.64

Communication 63,334.56 5,898.13

Prepaid expenses- Head Office Supplies 118,978.63 607,224.99

Prepaid Expenses - Satellite Office 197,370.38 237,921.47

Total Prepaid Expenses 2,795,601.75 3,016,821.54

Stamps

SDCC Book


FINANCIAL REPORT

12. FINANCIAL ASSETS - LONG-TERM


2017 2016

FINANCIAL ASSETS AT COST

National Coop Mutual Fund of the Philippines., Inc. 4,000,500.00 7,000,500.00


Coop Life Insurance & Mutual Benefit Services 18,078,220.28 5,640,426.52

Cooperative Deposit Insurance System 0.00

NATCCO Central Fund 3,475,716.69 3,475,716.69

Metro Manila Savings Cooperative 102,807.28 102,807.28

Coop Health Management Federation 20,154,091.92 8,083,079.95

Coop Insurance System of the Philippines 21,043,388.05 5,043,388.05

National Publishing Cooperative 50,000.00 50,000.00

Philippine Cooperative Center 429,280.22 329,280.22

Paranaque City Union of Cooperatives 11,000.00 11,000.00

NCR Union of Cooperatives 550.00 550.00

Philippine Cooperative Service, Inc. 500.00 500.00

Federation of Peoples Sustainable Development Coop. 190,677.36 154,538.75

Paranaque City Credit Surety Fund 1,000,000.00 1,000,000.00

Network Consolidated Coop Bank 510,000.00 10,000.00

Villa Amor Holdings 10,927,000.00 10,927,000.00

Meralco 214,810.00 214,810.00

Meralco 12,400.00 12,400.00

PLDT 21,200.00 21,200.00

FINANCIAL ASSETS AT AMORTIZED COST

Coop NATCCO Party List 28 1,619,406.24 1,552,303.89

Paranaque Federation of Credit Cooperative 191,705.78 191,705.78

R & B Insurance ( CISP) 15,000,000.00 - Total Financial Assets - Long-term 128,033,253.82 71,113,946.16


FINANCIAL REPORT

13. PROPERTY , PLANT AND EQUIPMENT


Land Building & Furniture, Fixture Transportation Total

Land Improvements Improvements & Office Equipment Equipment

AT COST

At January 1 540,925.00 781,790.05 26,004,792.95 31,337,853.22 4,975,572.74 6,800,698.54 70,441,632.50

Appraisal Increment( Note 27) 35,369,075.00 35,369,075.00

Additions-Credit Operations 25,370.00 1,740,191.85 3,075,477.76 4,841,039.61

Additions-Botica 52,553.00 52,553.00

Additions-Satellite 437,420.00 437,420.00

-

Adjustment (5,000.00) (1,200.00) (6,200.00)

At December 31 35,910,000.00 802,160.05 27,744,984.80 34,902,103.98 4,975,572.74 6,800,698.54 111,135,520.11

ACCUMULATED DEPRECIATION

January 1 - 242,086.36 12,556,490.56 23,951,190.63 3,631,216.68 1,103,239.07 41,484,223.30

Additions-Credit Operations 146,332.33 1,039,964.65 2,562,853.67 295,916.65 4,045,067.30

Additions-Botica 2,650.08 122,789.10 125,439.18

Additions-Satellite 468,984.22 10,839.96 371,495.38 851,319.56

Adjustment -

At December 31 391,068.77 13,596,455.21 27,105,817.62 3,937,973.29 1,474,734.45 46,506,049.34

NET BOOK VALUE 35,910,000.00 411,091.28 14,148,529.59 7,796,286.36 1,037,599.45 5,325,964.09 64,629,470.77

Land Building & Furniture, Fixture Transportation Total

Land Improvements Improvements & Office Equipment Equipment

AT COST

At January 1 540,925.00 630,190.05 26,018,603.00 28,765,223.49 3,673,955.74 6,774,698.54 66,403,595.82

Appraisal Increment( Note 27) 35,369,075.00 35,369,075.00

Additions-Credit Operations 146,300.00 427,304.00 2,360,559.73 1,301,617.00 - 4,235,780.73

Additions-Botica 5,300.00 376,092.00 381,392.00

Additions-Satellite 171,500.00 26,000.00 197,500.00

Adjustment - (441,114.05) (335,522.00) - (776,636.05)

At December 31 35,910,000.00 781,790.05 26,004,792.95 31,337,853.22 4,975,572.74 6,800,698.54 105,810,707.50


January 1 - 117,566.25 11,926,411.85 20,798,910.71 3,294,123.44 730,981.63 36,867,993.88

Additions-Credit Operations 121,870.03 855,024.43 2,671,518.98 326,253.28 666.66 3,975,333.38

Additions-Botica 2,650.08 113,241.68 118,263.83 234,155.59

Additions-Satellite 389,366.71 10,839.96 371,590.78 771,797.45

Adjustment (338,187.40) (26,869.60) (365,057.00)

At December 31 - 242,086.36 12,556,490.56 23,951,190.63 3,631,216.68 1,103,239.07 41,484,223.30

NET BOOK VALUE 35,910,000.00 539,703.69 13,448,302.39 7,386,662.59 1,344,356.06 5,697,459.47 64,326,484.20

Property and equipment are recorded at cost and depreciated using the straight line method. In 2013, the Cooperative opted to use the Revaluation Method in

reporting Land.

2017

Leasehold

Improvement

2016

Leasehold

Improvement


FINANCIAL REPORT

14. INVESTMENT PROPERTY


Real and Other Property Other Other Indang and Total

Owned and Acquired Building Land Sucat Prop

AT COST

At January 1 3,060,736.04 68,869,301.47 11,235,212.37 74,834,619.20 157,999,869.08

Additions 29,361,189.20 29,361,189.20

Transfers from Property and Equipment 1,118.49 1,118.49

Less: Disposal -

At December 31 3,060,736.04 68,869,301.47 11,235,212.37 104,196,926.89 187,362,176.77


January 1 - 14,819,352.49 - - 14,819,352.49

Additions-Credit Operations 2,514,387.96 2,514,387.96

Additions-Botica -

At December 31 - 17,333,740.45 - - 17,333,740.45

NET BOOK VALUE 3,060,736.04 51,535,561.02 11,235,212.37 104,196,926.89 170,028,436.32

Real and Other Property Other Other Indang and Total

Owned and Acquired Building Land Sucat Prop

AT COST

At January 1 2,795,214.46 62,910,426.97 11,235,212.37 68,710,685.00 145,651,538.80

Additions 265,521.58 5,958,874.50 - 6,123,934.20 12,348,330.28

Transfers from Property and Equipment -

Less: Disposal -

At December 31 3,060,736.04 68,869,301.47 11,235,212.37 74,834,619.20 157,999,869.08


January 1 12,985,571.89 - 12,985,571.89

Additions-Credit Operations 1,833,780.60 1,833,780.60

Additions-Botica

At December 31 14,819,352.49 - 14,819,352.49

NET BOOK VALUE 54,049,948.98 11,235,212.37 143,180,516.59

2017

2016


FINANCIAL REPORT

15. OTHER NON-CURRENT ASSETS


2017 2016

Computerization cost 7,389,616.51 7,053,451.91

Business Development Cost - -

Other Funds and Deposits:

Reserve Fund deposit:


Metrobank & Trust Company 1,040,962.25 1,040,962.25

Maybank TD Reserve Fund 428,184.59 428,008.10

Codis Reserve Fund 2,292,997.80 2,292,997.80

NCMF Reserve Fund 13,081,810.39 13,081,810.39

Coop-NATCCO Reserve Fund 34,439,610.38 21,304,222.32

Planong Damayan Fund

BPI Platinum -PDF 3,244,955.57 2,758,982.29

NATCCO Central Fund 20,449,440.28 20,113,478.78

Social Fund Loan Protection

BPI TD SFLP Fund 717,695.21 713,522.14

Land and building Fund 3,000,000.00 3,000,000.00

Others

BDO Mega Savings 119,243.98 118,784.22

BDO Optimum - CIS 364,474.49 176,574.21

BDO - CIS Bayad Center 1,703,282.05 2,123,955.34

Land Bank C/A Lingap para sa mahirap 446,341.72 445,100.44

MWSS 100.00 100.00

PLDT 570.00 570.00

Meralco 44,150.00 44,150.00

Smart 360.00 360.00

Maybank TD CDF 2,043,790.66 2,042,888.13

Total-Other funds and deposits 87,195,865.27 72,363,501.16

Franchise Right 427,400.00 122,920.00

Total Other Non-current Assets 95,012,881.78 79,539,873.07

16. DEPOSIT LIABILITIES


2017 2016

Time Deposits 566,386,737.08 184,624,469.42

Savings Deposits 310,762,836.81 342,482,676.40

Savings Deposits- Kaya 147,907.30 -

Koop-paluwagan 258,291.97 268,675.26

Leap Deposit 81,759,751.56 157,479,384.74

Bayanihan Deposits 345,117,565.44 546,133,527.67

Total Deposit Liabilities 1,304,433,090.16 1,230,988,733.49


FINANCIAL REPORT

17. LOANS PAYABLE


2017 2016

Loans Payable- Coops 1,772,838.14 1,744,990.61

Loans Payable-Bank 42,000,000.00

Total Loans Payable 43,772,838.14 1,744,990.61

18. OTHER CURRENT LIABILITIES


2017 2016

SSS/ECC/PhilHealth Prem. Payable 35,655.60 34,019.70

Advances from CLIMBS - 117,890.00

Withholding Tax Payable (859,512.43) (862,157.41)

Documentary Stamps Tax Payable 57.14 48.33

Accrued Expenses 785,410.10 80,000.00

Other Payables 6,019,778.60 7,652,533.56

Total Other Current Liabilities 5,981,389.01 7,022,334.18

19. MEMBERS' BENEFIT AND OTHER FUNDS PAYABLE


2017 2016

New Planong Damayan Fund 13,322,281.68 12,897,415.68

Social Fund Loan Protection 3,539,790.39 3,539,790.39

Coop Loan Protection Plan 18,094,991.85 11,261,440.54

Coop Health Care Fund 1,471,274.41 716,424.41

Project Subsidy Fund Payable 461,349.98 -

Total Members' Benefit and Other Funds Payable 36,889,688.31 28,415,071.02

20. SHARE CAPITAL


2017 2016

Paid-up share capital-common 384,043,309.87 345,938,666.25

Total Share Capital 384,043,309.87 345,938,666.25

Loans payable-short-term consists of the time deposits of the different cooperative at different rates(ranging 3.75% to

5.5% P.A. per annum) and terms( from 30 days to730 days).

Loans payable-long-term is loans from metro south cooperative bank with interest rates of 10%,12%, and 13% with the

term of 10 years, 3 years and 7 years term.


FINANCIAL REPORT

21. STATUTORY FUNDS


2017 2016

Reserve Fund 56,882,952.73 48,974,049.56

Educational & Training Fund (Local) 2,028,709.22 1,695,940.92

Optional Fund-Land & Building 9,674,093.24 6,985,977.13

Community Development Fund 1,298,262.25 1,010,105.36

Total Statutory Funds 69,884,017.44 58,666,072.97

22. OTHER INCOME


2017 2016

5,020,014.01 6,111,662.80

274,236.00 267,600.00

674,228.26 1,160,237.82

349,210.00 275,250.00

51,929.73 99,788.39

- 83,440.00

299,770.00 538,694.21

29,517.50 20,533.21

39,122.38 12,757.94

3,660.00 7,540.00

- 6,900.00

2,500.00 500.00

68,509.60 59,519.71

Sales on Appliance - 14,793.50

5,970.00 6,140.00

- 10,400.00

Total Other Income 6,818,667.48 8,675,757.58

Passbook

Paycard

Reflexology

Returned Checks

Advertising Fee

Pretermination TD

Processing Fee (Coop Health)

ID Fee

Xerox

Commission

Dividend

Seminar Fee

Others

Rent Income-Escuela de San Dionisio

Membership Fees


FINANCIAL REPORT

23. ADMINISTRATIVE COST


2017 2016

Salaries and Wages 22,532,320.30 21,381,243.03

Employees' Benefits 8,348,829.60 7,587,698.58

Provision for probable losses on loans 15,000,000.00 5,000,000.00

Members' Benefit Expenses 9,654,326.17 8,626,804.50

Depreciation and amortization 6,418,613.69 6,414,580.20

Miscellaneous Expense 2,590,696.02 2,352,741.77

Power, Light and Water 3,151,783.11 3,190,555.42

Retirement Benefit Expense 2,896,924.16 2,767,282.79

General Support Services Expense 2,150,570.63 2,172,476.24

Office Supplies 2,716,154.26 2,666,814.74

SSS/ECC/PhilHealth/Pag-ibig Contributions 1,810,726.40 1,714,306.84

Training and Seminars 706,148.47 1,394,272.45

General Assembly Meeting Expense 1,892,715.10 1,906,936.94

Professional Fees 1,222,750.00 1,173,500.00

Travel and Transportation 944,011.51 1,669,685.45

Representation Expense 482,819.18 468,697.97

Repairs and Maintenance 1,191,283.05 1,185,125.89

Social and Community Services Expense 865,901.33 766,254.81

Meeting and Conferences 959,695.15 1,118,314.16

Insurance Expense 529,501.07 343,998.45

Communication Expense 743,242.04 764,302.46

Promotional Expense 313,387.97 65,961.14

Officers' Honorarium and Allowances 85,140.00 87,600.00

Affiliation Fees 140,943.00 98,073.00

Taxes and Licenses 533,555.67 763,859.65

Periodicals, magazines, subscriptions 19,660.00 28,146.00

Rental Expenses 798,970.75 768,889.97

Bank Charges 17,397.72 -

Incentives and Allowances 77,608.07 93,839.08

Total Administrative Cost 88,795,674.42 76,571,961.53

23.1. LEASES

Operating lease commitments

Cooperative as lessee

2017 2016

Within one year 794,130.76 768,889.97

794,130.76 768,889.97

The following are the significant commitments and contingencies involving the Cooperative:

The Cooperative, as an occupant-lessee, has existing operating lease agreements with certain lessors. The leases

have terms ranging from one to ten years, with renewal options, including a provision for increase in rental every

2nd year after the renewal of lease contract.

Future minimum lease rentals payable under operating leases as lessee for the year ending December 31, 2017 are as

follows:


FINANCIAL REPORT

Cooperative as Lessor

2017 2016

Rental income due within one year 5,020,014.01 6,111,662.80

24. ALLOCATION AND DISTRIBUTION OF NET SURPLUS

c. Optional Fund - This is seven percent (7%) of the cooperative's net surplus.

25. RETIREMENT BENEFITS

26. RELATED PARTY TRANSACTIONS

e. Interest on Share Capital and Patronage Refunds - After deduction of the statutory accounts, any remaining net

surplus shall be distributed to the cooperative's members in the form of interest not to exceed the normal rate of return

on investments and patronage refunds. Interest on Share Capital shall be allocated in proportion to the individual

members' average share monthly, while patronage refund is divided according to their individual patronage; i.e.,

volume of loans availed.

Republic Act (RA) No. 7641 (New Retirement Law) took effect on January 7, 1993. Under the new law, the

Cooperative is required to provide minimum retirement benefits to qualified retiring employees. The management allotted

15% of the total Basic Pay of the Employees per month. The retirement programs of employees were managed and

maintained on a separate account at Metrobank.

Parties are considered to be related if one party has the ability to control the other party or exercise significant influence

over the other party in making financial and operating decisions. This includes: (a) individuals owning, directly or

indirectly through one or more intermediaries, control or are controlled by, or under common control with, the Company;

(b) associates; and (c) individuals owning, directly or indirectly, an interest in the voting power of the Company that

gives them significant influence over the Company and close members of the family of any such individual.

The Cooperative's constitution and by-laws explicitly provides that its net surplus at the end of the fiscal year shall be

distributed in the following manner:

a. Reserve Fund - at least ten percent (10%) shall be set aside for the reserve fund. The reserve fund shall be used for

the stability of the cooperative and to meet net losses in its operation.

Last 2012,the Representative Assembly of the Cooperative approved the increase in Reserve Fund allocation from 10%

to 20% of the Net Surplus.

b. Educational and Training Fund - ten percent (10%) for the education and training fund . Half of the amount

transferred to the education and training fund annually under this subscription may be spent by the cooperative for

education and training and other purposes: while the other half shall be credited to the Cooperative education and

training fund of the apex organization of which the cooperative is a member.

d. Community Development Fund - This is computed at three percent ( 3%) of the cooperative's net surplus.

The minimum lease rentals receivable under operating lease as lessor for the year ending December 31, 2017:


FINANCIAL REPORT

The following are the Company's transactions with related parties:

a. Salaries of key management personnel

2017 2016

Chief Executive Officer 560,718.76 545,714.64

b. Investment in Subsidiaries/ Joint Venture

These represents equity investments by the Cooperative to its subsidiaries as follows:

Note 2017 2016

Escuela de San Dionisio- equity investment 2,550,100.00 2,550,100.00

ChopStop Franchise Operations 5,311,167.35 5,311,167.35

TOTAL 7,861,267.35 7,861,267.35

The carrying amounts of these investments reflect the fair values as of balance sheet date.

c. Receivables from Subsidiaries

Note 2017 2016

Escuela de San Dionisio 8 10,010,060.43 9,967,890.59

ChopStop Franchise Operations 8 962,857.71 -

TOTAL 10,972,918.14 9,967,890.59

27. UNREALIZED GAINS/LOSSES

This consists of the following:

2017 2016Unrealized gains on Natcco Investment -

Revaluation Reserves- Land 35,369,075.00 35,369,075.00

TOTAL 35,369,075.00 35,369,075.00

28. EVENTS AFTER BALANCE SHEET DATE

29. COMMITMENTS AND CONTINGENCIES

There were no events after December 31, 2017 , that would need further adjustment or disclosure.

There were no significant commitments and contingencies involving the Cooperative as of Balance Sheet date.

Unrealized gains on Investment to Coop Natcco Party List was reversed in 2016, in compliance with the Philippine

Financial Reporting Framework for Cooperatives. Such investment will be carried at cost and the related unrealized gains

shall be recognized upon derecognition of such financial asset.

These receivables are unsecured, have no definite term and are due and demandable anytime. No provision for probable

losses was recorded for these receivables.


FINANCIAL REPORT

30. GOING CONCERN

31. RECLASSIFICATION

There were no going concern issues that have to be disclosed involving the Cooperative as of Balance Sheet date.

Certain accounts in 2016 were reclassified to conform with the 2017 presentation of the Cooperative's financial

statements.

32 SUPPLEMENTARY INFORMATION REQUIRED AS PER BIR RR 15-2010

A. OUTPUT VAT

VATABLE ZERO RATED EXEMPT

TOTAL REVENUES 143,215,469.94

OUTPUT VAT RATE 12% 0%

TOTAL OUTPUT VAT - - -

B. INPUT VAT

C. TAXES AND LICENSES

Details of the Cooperative's Taxes and Licenses , either paid or accrued are as follows:

2017

Mayors' Permit and Business Taxes 9,741.90

Withholding tax shouldered by SDCC 492,306.10

Employees working permit

Community Tax Certificate

Vehicle Registration/sticker 21,955.17

Permit Bayad center 7,592.50

BIR Registration for Satellite Office 1,960.00

Property Tax 2015 and 2016 for Satellite Office

Annual Registration Fee

Transfer of title

Transfer of tax

TOTAL TAXES AND LICENSES 533,555.67

D. WITHHOLDING TAXES

Details of the Company's withholding taxes , either paid or accrued, are as follows:

2017

Withholding tax on Compensation and Benefits 3,450,505.26

Expanded Withholding Tax 251,606.73

TOTAL 3,702,111.99

The following information on taxes, duties and license fees paid or accrued during the taxable year is

presented for purposes of filing with the Bureau of Internal Revenue and is not a required part of the basic

financial statements.

2017

The Cooperative is exempt from Value Added Tax, by virtue of the implementing rules and regulations of

RA 9520, which states that Cooperatives that transact with members only shall be exempt from both

income tax and value added tax.

Because the Cooperative is an entity which transacts with members only, Input Vat paid by the Cooperative

forms part of the cost of the goods or service purchased.


33. SUPPLEMENTARY INFORMATION REQUIRED BY THE BIR UNDER RR 19-2011

Exempt Special Rate Regular Rate

Revenue 136,396,802.46 - -

Total 136,396,802.46 - -


Interest Expense on Time Deposits 6,951,494.63 - -

Interest Expense on Savings Deposits 1,203,855.05 - -

Interest Expense on Koop-paluwagan 10,088.12 - -

Interest Expense on Sinag Deposit - - -

Interest Expense on Susi Deposit -

Interest Expense on Leap Deposit 6,067,293.98

Interest Expense on Borrowings 559,600.93 - -

Total 14,792,332.71 - -


- - -

5,020,014.01 - -

274,236.00 - -

- - -

674,228.26 - -

349,210.00 - -

- - -

51,929.73 - -

- - -

299,770.00 - -

29,517.50 - -

- - -

39,122.38 - -

3,660.00 - -

- - -

- - -

2,500.00 - -

68,509.60

- - -

5,970.00 - -

-

Total Other Income 6,818,667.48 - -

Prior Period Adjustments

Advertising Fee

Passbook

Pre-termination of TD

Paycard

Sales on Appliance

Xerox

Donation

Commission

Reflexology

Returned Checks

Seminar Fee

Membership Application

Others


ID Fee

Service Fees


Membership Fees

Fines, penalties and surcharges

Dividend

Details of the cost of service incurred during the year are as follows:

2017

Details of the other income earned during the year are as follows:

2017

Net sales/Revenues/Receipts/Fees

Details of the net sales/revenues/receipts/fees earned during the year are as follows:

2017

Cost of Service

FINANCIAL REPORT

32 SUPPLEMENTARY INFORMATION REQUIRED AS PER BIR RR 15-2010

A. OUTPUT VAT

VATABLE ZERO RATED EXEMPT

TOTAL REVENUES 143,215,469.94

OUTPUT VAT RATE 12% 0%

TOTAL OUTPUT VAT - - -

B. INPUT VAT


Details of the Cooperative's Taxes and Licenses , either paid or accrued are as follows:

2017

Mayors' Permit and Business Taxes 9,741.90

Withholding tax shouldered by SDCC 492,306.10

Employees working permit

Community Tax Certificate

Vehicle Registration/sticker 21,955.17

Permit Bayad center 7,592.50

BIR Registration for Satellite Office 1,960.00

Property Tax 2015 and 2016 for Satellite Office

Annual Registration Fee

Transfer of title

Transfer of tax

TOTAL TAXES AND LICENSES 533,555.67

D. WITHHOLDING TAXES

Details of the Company's withholding taxes , either paid or accrued, are as follows:

2017

Withholding tax on Compensation and Benefits 3,450,505.26

Expanded Withholding Tax 251,606.73

TOTAL 3,702,111.99




2017

The Cooperative is exempt from Value Added Tax, by virtue of the implementing rules and regulations of

RA 9520, which states that Cooperatives that transact with members only shall be exempt from both

income tax and value added tax.

Because the Cooperative is an entity which transacts with members only, Input Vat paid by the Cooperative

forms part of the cost of the goods or service purchased.


FINANCIAL REPORT



Revenue 136,396,802.46 - -

Total 136,396,802.46 - -


Interest Expense on Time Deposits 6,951,494.63 - -

Interest Expense on Savings Deposits 1,203,855.05 - -

Interest Expense on Koop-paluwagan 10,088.12 - -

Interest Expense on Sinag Deposit - - -

Interest Expense on Susi Deposit -

Interest Expense on Leap Deposit 6,067,293.98

Interest Expense on Borrowings 559,600.93 - -

Total 14,792,332.71 - -


- - -

5,020,014.01 - -

274,236.00 - -

- - -

674,228.26 - -

349,210.00 - -

- - -

51,929.73 - -

- - -

299,770.00 - -

29,517.50 - -

- - -

39,122.38 - -

3,660.00 - -

- - -

- - -

2,500.00 - -

68,509.60

- - -

5,970.00 - -

-

Total Other Income 6,818,667.48 - -

Prior Period Adjustments

Advertising Fee

Passbook

Pre-termination of TD

Paycard

Sales on Appliance

Xerox

Donation

Commission

Reflexology

Returned Checks

Seminar Fee

Membership Application

Others


ID Fee

Service Fees


Membership Fees

Fines, penalties and surcharges

Dividend

Details of the cost of service incurred during the year are as follows:

2017

Details of the other income earned during the year are as follows:

2017

Net sales/Revenues/Receipts/Fees

Details of the net sales/revenues/receipts/fees earned during the year are as follows:

2017

Cost of Service


Salaries and Wages 22,532,320.30 - -

Employees' Benefits 8,348,829.60 - -

Provision for probable losses on loans 15,000,000.00 - -

Members' Benefit Expenses 9,654,326.17 - -

Depreciation and amortization 6,418,613.69 - -

Miscellaneous Expense 2,590,696.02 - -

Power, Light and Water 3,151,783.11 - -

Retirement Benefit Expense 2,896,924.16 - -

General Support Services Expense 2,150,570.63 - -

Office Supplies 2,716,154.26 - -

SSS/ECC/PhilHealth/Pag-ibig Contributions 1,810,726.40 - -

Training and Seminars - - -

General Assembly Meeting Expense 706,148.47 - -

Professional Fees 1,892,715.10 - -

Travel and Transportation 1,222,750.00 - -

Representation Expense 944,011.51 - -

Repairs and Maintenance 482,819.18 - -

Social Services Expense 1,191,283.05 - -

Meeting and Conferences 865,901.33 - -

Insurance Expense 959,695.15 - -

Communication Expense 529,501.07 - -

Promotional Expense 743,242.04 - -

Officers' Honorarium and Allowances 313,387.97 - -

Affiliation Fees 85,140.00 - -

Taxes and Licenses 140,943.00 - -

Periodicals, magazines, subscriptions 533,555.67 - -

Rental Expenses 19,660.00 - -

Bank Charges 798,970.75 - -

Incentives and Allowances 17,397.72 - -

Social and Community Expenses 77,608.07 - -

88,795,674.42 - -

Itemized deductions

Details of the itemized deductions incurred during the year are as follows:

2017

Details of the other income earned during the year as follows:

Itemized deductionsDetails of the itemized deductions incurred during the year are as follows:




FINANCIAL RATIOS

Checked by:

Vivian C. AlcantaraOSS-Group Head

Certified true and correct by:

Cielito L. Garrido, MBAChief Executive Officer

Prepared by:

Marinel S. EspirituAccounting Support Staff


ESCUELA DE SAN DIONISIO



The Management of ESCUELA DE SAN DIONISIO, INC. is responsible for all information and

representations contained in the Annual Income Tax Return for the fiscal year ended May 31, 2017.

Management is likewise responsible for all information and representations contained in the financial statements

accompanying the Annual Income Tax Return covering the same reporting period. Furthermore, the

Management is responsible for all information and representations contained in all the other tax returns filed for

the reporting period, including, but not limited, to the value added tax and/or percentage tax returns, withholding

tax returns, documentary stamp tax returns, and any and all other tax returns.

In this regard, the Management affirms that the attached audited financial statements for the year ended May 31,

2017 and the accompanying Annual Income Tax Return are in accordance with the books and records of

ESCUELA DE SAN DIONISIO, INC. complete and correct in all material respects. Management likewise

affirms that:


Internal Revenue Code, as amended, and pertinent tax regulations and other issuances of the

Department of Finance and the Bureau of Internal Revenue;



accounting rules has been reported as reconciling items and maintained in the company’s books and

records in accordance with the requirements of Revenue Regulations No. 8-2007 and other relevant

issuances;

c. the ESCUELA DE SAN DIONISIO, INC. has filed all applicable tax returns, reports and statements

required to be filed under Philippine tax laws for the reporting period, and all taxes and other

impositions shown thereon to be due and payable have been paid for the reporting period, except those

contested in good faith.

CARMELITA C. SABINO

Chairman/ President

EVELYN R. LUCHING

Chief Executive Officer

JERRILYNN L. PILAR, DPA

Treasurer

Signed on August 17, 2017.





The management of ESCUELA DE SAN DIONISIO, INC. is responsible for the preparation and fair

presentation of the financial statements including the schedules attached therein, for the years ended May 31,

2017 and 2016, in accordance with the prescribed financial reporting framework indicated therein, and for such

internal control as management determines is necessary to enable the preparation of financial statements that are

free from material misstatement, whether due to fraud or error.

In preparing the financial statements, management is responsible for assessing the Company’s ability to

continue as a going concern, disclosing, as applicable matters related to going concern and using the going

concern basis of accounting unless management either intends to liquidate the Company or to cease operations,

or has no realistic alternative but to do so.

The Board of Directors is responsible for overseeing the Company’s financial reporting process.


and submits the same to the members.

Ma. Elma L. Ilagan-Ame, the independent auditor and appointed by the board of directors, has examined the

financial statements of the company in accordance with Philippine Standards on Auditing, and in her report to

the members, has expressed her opinion on the fairness of presentation upon completion of such audit.

CARMELITA C. SABINO

Chairman/ President

EVELYN R. LUCHING


JERRILYNN L. PILAR, DPA

Treasurer

Signed on August 17, 2017





STATEMENT REQUIRED BY SECTION 8-A, REVENUE REG. NO. V-20

TO THE SHAREHOLDERS AND THE BOARD OF DIRECTORS

ESCUELA DE SAN DIONISIO, INC.


I have audited the financial statements of ESCUELA DE SAN DIONISIO, INC. for the fiscal year ended

May 31, 2017, on which I have rendered my report dated August 18, 2017.

In compliance with Section 8-A, Revenue Regulation V-20, I am stating the following:

1. That the taxes paid or accrued by the above taxpayer for the year ended May 31, 2017 are shown

in the schedule of taxes and licenses attached to the income tax return.

2. That I am not related by consanguinity or affinity to the Management and Members of the Board

of Directors;

3. That I, as the Principal/ Managing Director of M. I. Ame Accounting Office, or my staff, have no

financial interest to the Corporation or any family relationships with its management.


CPA No. 79047

TIN No. 134-550-503-000


BOA Reg. No. 0195 ( December 31, 2016 to December 31, 2019)


BIR Accreditation No. 09-002142-001-2014 (December 19, 2014 to December 19, 2017)

CDA Accreditation No. 0001 (October 18, 2016 to October 17, 2017)

18 August 2017




No. 6 Madlansacay St., Silang, Cavite4118 ● Telefax No. (046) 865-0553

SUPPLEMENTAL STATEMENT OF INDEPENDENT AUDITOR




I have audited the financial statements of ESCUELA DE SAN DIONISIO, INC. for the fiscal year ended May

31, 2017, on which I have rendered the attached report dated August 18, 2017.

In compliance with SRC Rule 68, I am stating that the Company has 1 shareholder owning 100 or more shares

as of May 31, 2017.


CPA No. 79047

TIN No. 134-550-503-000






18 August 2017





INDEPENDENT AUDITOR’S REPORT




Opinion

We have audited the financial statements of ESCUELA DE SAN DIONISIO, INC., which comprise the

statements of financial position as at May 31, 2017 and 2016, and the statements of comprehensive income,

statements of changes in equity and statements of cash flows for the years then ended, and notes to the

financial statements, including a summary of significant accounting policies.

In our opinion, the accompanying financial statements present fairly, in all material respects, the financial

position of Escuela De San Dionisio, Inc as at May 31, 2017 and 2016, and of its financial performance and

its cash flows for the years then ended in accordance with Philippine Financial Reporting Standards for

Small and Medium-sized Entities (PFRS for SMEs).

Basis for Opinion

We conducted our audits in accordance with Philippine Standards on Auditing (PSAs). Our responsibilities

under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial

Statements section of our report. We are independent of the Corporation in accordance with the Code of

Ethics for Professional Accountants in the Philippines, and we have fulfilled our other ethical

responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained

is sufficient and appropriate to provide a basis for our opinion.

Responsibilities of Management and Those Charged with Governance for the Financial Statements

Management is responsible for the preparation and fair presentation of the financial statements in accordance

with PFRS for SMEs, and for such internal control as management determines is necessary to enable the

preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, management is responsible for assessing the Corporation’s ability to

continue as a going concern, disclosing, as applicable, matters related to going concern and using the going

concern basis of accounting unless management either intends to liquidate the Corporation or to cease

operations, or has no realistic alternative but to do so.

Those charged with governance are responsible for overseeing the Corporation’s financial reporting process.

Auditor’s Responsibilities for the Audit of the Financial Statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free

from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our

opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in

accordance with PSAs will always detect a material misstatement when it exists. Misstatements can arise

from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be

expected to influence the economic decisions of users taken on the basis of these financial statements.

As part of an audit in accordance with PSAs, we exercise professional judgment and maintain professional

skepticism throughout the audit. We also:

� Identify and assess the risks of material misstatement of the financial statements, whether due to fraud

or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that

is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material

misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve

collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.

� Obtain an understanding of internal control relevant to the audit in order to design audit procedures that

are appropriate in the circumstances, but not for the purpose of expressing an opinion on the

effectiveness of the Corporation’s internal control.



� Evaluate the appropriateness of accounting policies used and the reasonableness of accounting

estimates and related disclosures made by management.

� Conclude on the appropriateness of management’s use of the going concern basis of accounting and,

based on the audit evidence obtained, whether a material uncertainty exists related to events or

conditions that may cast significant doubt on the Corporation’s ability to continue as a going concern. If

we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report

to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our

opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report.

However, future events or conditions may cause the Corporation to cease to continue as a going concern.

We communicate with those charged with governance regarding, among other matters, the planned scope

and timing of the audit and significant audit findings, including any significant deficiencies in internal

control that we identify during our audit.

Report on Other Legal and Regulatory Requirements My audits were conducted for the purpose of forming an opinion on the basic financial statements taken as

a whole. The supplementary information on taxes and licenses, taxable revenue and deductible expenses in

the related notes to the financial statements are presented for purposes of filing with the Bureau of Internal

Revenue. Furthermore, other supplementary information as required by the Securities and Exchange

Commission shown in schedules presented are presented for purposes of additional analysis. Those

supplementary information are the responsibility of management and have been subjected to the auditing

procedures applied in our audit of the basic financial statements. In our opinion, those supplementary

information are fairly stated in all material respects in relation to the basic financial statements taken as a

whole.


CPA No. 79047

TIN No. 134-550-503-000






18 August 2017





STATEMENTS OF FINANCIAL POSITION

As of May 31, 2017 and 2016


Notes 2017 2016

CURRENT ASSETS

Cash 2,5 27,520,683.67 25,339,830.75

Trade and other receivables 2,6 3,548,529.15 2,971,493.39

Inventories and supplies 2,7 252,733.89 194,996.64

Prepayments 2,8 478,529.12 405,423.30

Total Current Assets 31,800,475.83 28,911,744.08

NON-CURRENT ASSETS

Property and equipment, net 2,9 1,442,042.29 1,724,409.00

Other Non-Current assets, net 2,10 172,816.16 210,271.54

Total Non-Current Assets 1,614,858.45 1,934,680.54

TOTAL ASSETS 33,415,334.28 30,846,424.62

LIABILITIES

CURRENT LIABILITIES

Trade and other payables 2,11 17,841,883.53 15,740,583.65

Dividends Payable 2, 12 674,675.53 1,161,007.58

Tax Liabilities 2,13 86,821.15 94,529.24

Total Current Liabilities 18,603,380.21 16,996,120.47

TOTAL LIABILITIES 18,603,380.21 16,996,120.47

SHARE CAPITAL 2,14 2,550,200.00 2,550,200.00

RETAINED EARNINGS- FREE 2,15 2,493,962.44 2,493,962.44

RETAINED EARNINGS- APPROPRIATED 2,15 9,767,791.63 8,806,141.71

TOTAL EQUITY 14,811,954.07 13,850,304.15

TOTAL LIABILITIES AND EQUITY 33,415,334.28 30,846,424.62


ASSETS

LIABILITIES AND EQUITY





STATEMENTS OF COMPREHENSIVE INCOME

For the years ended May 31, 2017 nd 2016


Notes 2017 2016

REVENUES 2,16 13,953,015.75 14,601,825.34

COST OF SERVICES 2,17 18,342,704.39 18,588,818.35

GROSS PROFIT (4,389,688.64) (3,986,993.01)

OTHER INCOME (EXPENSES) 2,18 7,995,579.17 8,347,145.49

TOTAL INCOME 3,605,890.53 4,360,152.48

ADMINISTRATIVE EXPENSES 2,19 1,865,511.61 1,939,677.49

NET INCOME BEFORE TAX 1,740,378.92 2,420,474.99

INCOME TAX EXPENSE 2, 13.1,13.3 104,053.47 171,556.57

NET INCOME 1,636,325.45 2,248,918.42






STATEMENTS OF CHANGES IN EQUITY

For the years ended May 31, 2017 and 2016


Notes 2017 2016

SHARE CAPITAL 2,14

Authorized capital- Php 3,000,000,00 at Php 100.00

divided into 30,000 shares


Receipts from Payment of Subscription - -


RETAINED EARNINGS, FREE 2,15


Add: Net Income 1,636,325.45 2,248,918.42

Appropriations 15.3 (1,636,325.45) (2,248,918.42)


RETAINED EARNINGS, APPROPRIATED 2,15, 15.3


Add: Appropriations for the year 1,636,325.45 2,248,918.42

Less: Dividends (674,675.53) (1,161,007.58)


TOTAL EQUITY 14,811,954.07 13,850,304.15






STATEMENTS OF CASH FLOWS

For the years ended May 31, 2017 and 2016


Notes 2017 2016

CASH FLOWS FROM OPERATING ACTIVITIES

Net Income 1,636,325.45 2,248,918.42

Adjustments to reconcile net income to net

cash provided by operating activities

Depreciation and amortization 682,633.67 695,696.53

Operating income before working capital changes 2,318,959.12 2,944,614.95

Change in assets and liabilities

Decrease (Increase) in:

Trade and other receivables (577,035.75) (87,705.49)

Inventories and supplies (57,737.25) 8,586.06

Prepayments (73,105.82) (136,986.91)

Increase (Decrease) in:

Trade and other payables 2,101,299.88 (915,543.91)

Dividends payable (486,332.05) 436,342.67

Income tax payable (7,708.09) 25,685.70

Net cash provided by (used in) operating activities 3,218,340.04 2,274,993.07

CASH FLOWS FROM INVESTING ACTIVITIES

Acquisition of property and equipment (337,811.58) (1,035,314.86)

Non-Current assets (25,000.00) (58,151.25)

Net cash provided by (used in) investing activities (362,811.58) (1,093,466.11)

CASH FLOWS FROM FINANCING ACTIVITIES

Dividends declared (674,675.53) (1,161,007.58)

Net cash provided by (used in) financing activities (674,675.53) (1,161,007.58)

NET INCREASE (DECREASE) IN CASH 2,180,852.93 20,519.38

ADD: CASH , JUNE 1 25,339,830.75 25,319,311.37

CASH, MAY 31 27,520,683.67 25,339,830.75





NOTES TO FINANCIAL STATEMENTS

As of May 31, 2017

1. CORPORATE INFORMATION

The ESCUELA DE SAN DIONISIO, INC. (EDSD) was organized on March 1, 2004 and was issued a

Certificate of Incorporation on April 23, 2004 by the Securities and Exchange Commission (SEC) with authority

to operate from the Department of Education. This school, while registered with SEC, is wholly owned and

operated by the San Dionisio Credit Cooperative (SDCC), a multi-purpose cooperative duly registered with the

Cooperative Development Authority. The EDSD is engaged in providing quality education for Nursery,

Kindergarten, Preparatory and High School. It lives by the motto: “Excellence and equity in education.. in the

spirit of cooperativism.”, and it operates by the cooperate value of service before profit.” It seeks to make

quality education affordable to ordinary people of ordinary means. This school is operated by SDCC in the

sense that the members of its Board of Directors are elected by the SDCC pursuant to the EDSD By-Laws and

the Corporation Code. For this reason, this school is people oriented and its practices the cooperative principles

to the extent possible especially in the quality education services and very, very low rates it charges to its

students. Hence, any comparison of the EDSD’s tuition fees and other school charges with any neighboring

private school will readily show that EDSD rates are much lower despite the fact that all its room are air-

conditioned and its education services uses state-of-the-art technologies.

The EDSD’s registered office address, which is also its principal place of business, is at Quirino Avenue, San

Dionisio, Paranaque City.

The financial statements of the company for the year ended May 31, 2017 were authorized for issue by the

Company’s Board of Directors on August 17, 2017.

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

The principal accounting policies applied in the preparation of these financial statements are set out below.

These policies have been consistently applied to all the years presented, unless otherwise stated.

2.1 Basis of Preparation

The financial statements of the Company have been prepared on a fair value measurement and are presented

in Philippine Pesos, which is the Company’s functional and presentation currency. All values represent

absolute amounts except when otherwise indicated.

The accompanying financial statements have been prepared on a going concern basis, which contemplate

the realization of assets and settlement of liabilities in the normal course of business.

2.2 Statement of Compliance

The accompanying financial statements have been prepared in accordance with Philippine Financial

Reporting Standards for Small and Medium-Sized Entities (PFRS for SMEs).

The significant accounting policies and practices of the Company are set forth to facilitate the

understanding of the financial statements.

Financial Assets

Financial assets include cash, trade & other receivables, and financial instruments held at amortized

cost.



Cash

Cash are stated at face value. Cash includes cash in bank and petty cash fund. Cash in bank in savings

accounts earn interest at the respective bank deposit rates and these are deposits held at call with banks.

Petty cash funds are intended as working funds for a small amount of expenses such as periodicals,

reproduction cost, transportation, etc. Cash equivalents, if any, may consist of short-term, highly liquid

debt instruments that are readily convertible to known amounts of cash with original maturities of three

months or less and that are subject to an insignificant risk of change in value.

Trade and other receivables

Trade receivables are recognized initially at its transaction price. They are subsequently measured at

amortized cost less provision for impairment. A provision for impairment of account receivables is

established when there is objective evidence that the company will not be able to collect all amounts

due according to the original terms of the receivables.

Other receivables are stated at amortized cost less provision for impairment. Impairment is considered

when there is objective evidence that the Company will not be able to collect the debts.

Inventories and Unused Supplies

Inventories are assets with are held for sale in the ordinary course of business in the process of

production for sale or in form of materials or supplies to be consumed in the production process or in

rendering of services. Inventories are valued at lower of cost and net realizable value. Unused supplies

are carried at cost.

Prepayments

Prepayments are carried at its transaction cost. Prepayments consistC of prepaid insurance and prepaid

taxes.

Property and Equipment

Property and equipment are stated at cost, excluding the costs of day-to-day servicing, less accumulated

depreciation and amortization and any impairment in value.

The initial cost of property and equipment comprises its purchase price and any directly attributable

costs of bringing the asset to its working condition and location for its intended use. Expenditures

incurred after the property and equipment have been put into operations, such as repairs and

maintenance and overhaul costs, are normally charged to operations in the period the costs are incurred.

In situations where it can be clearly demonstrated that the expenditures have resulted in an increase in

the future economic benefits expected to be obtained from the use of an item of property, and

equipment beyond its originally assessed standard of performance, the expenditures are capitalized as

additional costs of property and equipment. Cost also includes any asset retirement obligation and

interest on borrowed funds used. When assets are sold or retired, their costs and accumulated

depreciation, amortization and impairment losses, if any, are eliminated from the accounts and any gain

or loss resulting from their disposal is included in the statement of operations of such period.

Depreciation and amortization are calculated on a straight-line basis over the useful lives of the assets.

The useful life of each of the property and equipment is estimated based on the period over which the

asset is expected to be available for use. Such estimation is based on a collective assessment of

industry practice and experience with similar assets.

The assets' residual values, useful lives and depreciation and amortization method are reviewed, and

adjusted if appropriate, if there is an indication that there has been a significant change since the last

annual reporting date.

An item of property and equipment is derecognized upon disposal or when no future economic benefits

are expected to arise from the continued use of the asset. Any gain or loss arising on derecognition of

the asset (calculated as the difference between the net disposal proceeds and the carrying amount of the

item) is included in the statement of operations in the year the item is derecognized.



Other Non-Current Assets

Other Non-current assets include computerization cost and books. Books and computerization costs are

measured at cost less accumulated depreciation and amortization and any impairment in value.


Financial liabilities include accounts payable.

Financial liabilities are recognized when the Company becomes a party to the contractual provisions of

the instrument.

Trade and Other payable

Accounts payable are liabilities to pay for goods or services that have been received or supplied and

have been invoiced or formally agreed with the supplier. Accounts payable are not interest bearing and

are stated at their nominal value.

Accounts payable are measured initially at their nominal values and subsequently recognized at

amortized costs less settlement payments.

Other payable represents statutory obligations such as SSS, Philhealth and HDMF payable. They also

include various advances and accruals. They are measured at their transaction costs.

Dividends Payable

Dividends payable represents unpaid dividends and are recorded at their carrying amounts as of

Balance Sheet date.

Income Tax Payable

The tax currently payable for the year is computed using the 10% Special Tax Rate for Proprietary

Educational Institutions. Taxable profit differs from net profit as reported in the statements of

operations, because it excludes items of income or expense that are taxable or deductible in other years

and it further excludes items that are never taxable or deductible. The reconciliation of the Company’s

liability, if any, for current tax is also calculated using 10% special tax rate.

Impairment of Financial Assets

The Company assesses at each balance sheet date whether there is objective evidence that a financial

asset or group of financial assets is impaired. A financial asset or a group of financial assets is deemed

to be impaired if, and only if, there is objective evidence of impairment as a result of one or more

events that has occurred after the initial recognition of the asset (an incurred ‘loss event’) and that loss

event (or events) has an impact on the estimated future cash flows of the financial asset or the group of

financial assets that can be reliably estimated. Evidence of impairment may include indications that the

borrower or a group of borrowers is experiencing significant financial difficulty, default or delinquency

in interest or principal payments, the probability that they will enter bankruptcy or other financial

reorganization and where observable data indicate that there is measurable decrease in the estimated

future cash flows, such as changes in arrears or economic conditions that correlate with defaults.

Derecognition of Financial Assets and Financial Liabilities

Financial assets

A financial asset (or, where applicable a part of financial asset or part of a group of similar financial

assets) is derecognized when:

• the rights to receive cash flows from the asset have expired;

• the Company retains the right to receive cash flows from the asset, but has assumed an

obligation to pay them in full without material delay to a third party under a pass-through

arrangement; or

• the Company has transferred its rights to receive cash flows from the asset and either (a) has

transferred substantially all the risks and rewards of the asset, or (b) has neither transferred nor

retained substantially all the risks and rewards of the asset, but has transferred control of the

asset.




A financial liability is derecognized when the obligation under the liability is discharged, cancelled or

expired. Where an existing financial liability is replaced by another from the same lender on

substantially different terms, or the terms of an existing liability are substantially modified, such an

exchange or modification is treated as a derecognition of the original liability and the recognition of a

new liability, and the difference in the respective carrying amounts is recognized in the statement of

income.

Offsetting Financial Instruments

Financial assets and financial liabilities are offset and the net amount reported in the balance sheet if,

and only if, there is a currently enforceable legal right to offset the recognized amounts and there is an

intention to settle on a net basis, or to realize the asset and settle the liability simultaneously. This is not

generally the case with master netting agreements, and the related assets and liabilities are presented

gross in the balance sheet.

Impairment of Non-Financial Assets

The Company does not conduct an annual review, instead review is made only if there is an indication

that there has been a significant change since the last annual reporting date. An asset’s recoverable

amount is calculated as the higher of the asset’s or cash-generating unit’s fair value less costs to sell

and its value in use or its net selling price and is determined for an individual asset, unless the asset

does not generate cash inflows that are largely independent of those assets or groups of assets. Where

the carrying amount of an asset exceeds it recoverable amount, the asset is considered impaired and is

written down to its recoverable amount. In assessing value in use, the estimated future cash flows are

discounted to their present value using a pre-tax discount rate that reflects current market assessment of

the time value of money and the risks specific to the asset. Impairment losses are recognized in the

statements of income in those expense categories consistent with the function of the impaired asset.

An assessment is made when there has been a significant change since the last annual reporting date as

to whether there is an indication that previously recognized impairment losses may no longer exist or

may have decreased. If such indication exists, the recoverable amount is estimated. A previously

recognized impairment loss is reversed only if there has been a change in the estimates used to

determine the asset’s recoverable amount since the last impairment loss was recognized. If that is the

case, the carrying amount of the asset is increased to its recoverable amount. That increased amount

cannot exceed the carrying amount that would have been determined, net of depreciation and

amortization, had no impairment loss been recognized for the asset in prior years. Such reversal is

recognized in the statements of income unless the asset is carried at revalued amount, in which case the

reversal is treated as revaluation increase. After such a reversal, the depreciation charge is adjusted in

future periods to allocate the asset’s revised carrying amount, less any residual value, on a systematic

basis over its remaining useful life.

Share Capital

Share capital is determined using the nominal value of shares that have been issued and fully paid.

The costs of acquiring Company’s own shares are shown as a deduction from equity attributable to the

Company’s equity holders until the shares are cancelled or reissued. When such shares are

subsequently sold or reissued, any consideration received, net of directly attributable incremental

transaction costs and the related income tax effects, is included in equity attributable to the Company’s

equity holders.

Retained Earnings

Retained earnings include all current and prior period results as disclosed in the statement of

comprehensive income.



Revenue and cost recognition

Revenues

Revenue is recognized when it is probable that the economic benefits associated with the transaction

will flow to the Company and the amount of the revenue can be measured reliably.

(a) Rendering of Services

Revenue from services rendered is recognized at the time it is earned. The liability method of

recognition is followed for all income from school operations.

(b) Finance Revenues

Finance revenues comprise interest income on deposits.

Sale

Income from sales primarily consists of sales of books uniforms and supplies, are recognized when

there is substantial proof of transfer of ownership. It is measured at the fair value of the consideration

received or receivable.

(d) Direct Costs and Administrative Expenses

Expenses and costs directly attributable to the performance of services to the clients are recognized in

the statement of activities when incurred and can be measured reliably. The company follows the

matching principle on when to recognize revenue, costs and expenses.

Employee Benefits

Short-term Benefits

The Company recognizes a liability net of amounts already paid and an expense for services rendered

by employees during the accounting period. Short-term benefits given by the Company to its

employees include compensation, social security contributions, short-term compensated absences,

bonuses and other non-monetary benefits.

Termination Benefits

Termination benefits are payable when employment is terminated by the Company before the normal

retirement date, or whenever an employee accepts voluntary redundancy in exchange for these benefits.

The Company recognizes termination benefits when it is demonstrably committed to either: (a)

terminating the employment of current employees according to a detailed formal plan without

possibility of withdrawal; or (b) providing termination benefits as a result of an offer made to

encourage voluntary redundancy. Benefits falling due more than 12 months after the balance sheet date

are discounted to present value.

Compensated Absences

Compensated absences are recognized for the number of paid leave days (including holiday

entitlement) remaining at the balance sheet date. They are included in Trade and Other Payables

account in the balance sheet at the undiscounted amount that the Company expects to pay as a result of

the unused entitlement.

Retirement Benefit Obligations

Pension benefits are provided to employees through a defined benefit plan, as well as several defined

contribution plans. A defined benefit plan is a pension plan that defines an amount of pension benefit

that an employee will receive on retirement, usually dependent on one or more factors such as age,

years of service and salary. The legal obligation for any benefits from this kind of pension plan remains

with the Company, even if plan assets for funding the defined benefit plan have been acquired. Plan



assets may include assets specifically designated to a long-term benefit fund, as well as qualifying

insurance policies. The Company’s defined benefit pension plan covers all regular full-time employees.

The pension plan is tax-qualified, noncontributory and administered by a trustee. The liability

recognized in the balance sheet for defined benefit pension plans is the present value of the defined

benefit obligation (DBO) at the balance sheet date less the fair value of plan assets, together with

adjustments for unrecognized actuarial gains or losses and past service costs. The DBO is calculated

annually by independent actuaries using the projected unit credit method. The present value of the

DBO is determined by discounting the estimated future cash outflows using interest rates of high

quality corporate bonds that are denominated in the currency in which the benefits will be paid and that

have terms to maturity approximating to the terms of the related pension liability. Actuarial gains and

losses are recognized in full in other comprehensive income.

Provisions

Provisions are recognized when the Company has a present obligation (legal or constructive) as a

result of past event, it is probable that an outflow of resources embodying economic benefits will be

required to settle the obligation and a reliable estimate can be made of the amount of the obligation.

Provisions are reviewed at each balance sheet date and adjusted to reflect the current best estimate.

When the effect of the time value of money is material, the amount of a provision is the present value

of the expenditures expected to be required to settle the obligation. Where the Company expects a

provision to be reimbursed, the reimbursement is recognized as a separate asset but only when the

reimbursement is virtually certain.

Contingencies

Contingent liabilities are not recognized in the financial statements. They are disclosed unless the

possibility of an outflow of resources embodying economic benefits is remote. A contingent asset is not

recognized in the financial statements but disclosed when an inflow of economic benefits is probable.

Events after the End of the Reporting Period

Post-year-end events up to the date of the auditor’s report that provide additional information about the

Company’s position at the balance sheet date (adjusting events) are reflected in the financial

statements. Post-year-end events that are not adjusting events are disclosed in the notes to financial

statements when material.

Related Parties

Related party relationships exist when one party has the ability to control, directly or indirectly through

one or more intermediaries, the other party or exercise significant influence over the other party in

making financial and operating decisions. This includes: (1) individual owning, directly or indirectly

through one or more intermediaries, control, or are controlled by, or under common control with, the

Company; (2) associates; and (3) individuals owning, directly or indirectly, an interest in the voting

power of the Company that gives them significant influence over the Company and close members of

the family of any such individual.

The key management personnel of the Company and post-employment benefit plans for the benefit of

Company’s employees are also considered to be related parties.

Income Taxes

As a private proprietary educational institution, the Company shall be taxed at 10% Special tax rate as

stated in National Internal Revenue Code(NIRC).



3. MANAGEMENT’S SIGNIFICANT ACCOUNTING JUDGMENT AND ESTIMATE

3.1 Judgments

The preparation of the Company’s financial statements in conformity with PFRS for SMEs requires

management to make estimates and assumptions that affect the amounts reported in the Company’s

financial statements and accompanying notes. The estimates and assumptions used in the Company’s

financial statements are based upon management’s evaluation of relevant facts and circumstances as of

the date of the Company’s financial statements. Actual results could differ from such estimates.

Judgments and estimates are continually evaluated and are based on historical experience and other

factors, including expectations of future events that are believed to be reasonable under the

circumstances.

3.2 Estimates

In the application of the Company’s accounting policies, management is required to make judgements,

estimates and assumptions about the carrying amounts of assets and liabilities that are not readily

apparent from other sources. The estimates and associated assumptions are based on historical

experience and other factors that are considered to be relevant. Actual results may differ from these

estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting

estimates are recognised in the period in which the estimate is revised if the revision affects only that

period or in the period of the revision and future periods if the revision affects both current and future

periods.

• Estimated Useful Lives of Property and Equipment

The Company estimates the useful lives of property and equipment based on the period over which

the property and equipment are expected to be available for use. The estimated useful lives of the

property and equipment are reviewed if there is an indication that there has been a significant

change since the last annual reporting date and are updated if expectations differ from previous

estimates due to physical wear and tear, technical or commercial obsolescence and legal or other

limits on the use of the property and equipment. In addition, the estimation of the useful lives of

property and equipment is based on the collective assessment of industry practice, internal

technical evaluation and experience with similar assets. It is possible, however, that future

financial performance could be materially affected by changes in the estimates brought about by

changes in factors mentioned above. The amounts and timing of recorded expenses for any period

would be affected by changes in these factors and circumstances.

A reduction in the estimated useful lives of the property and equipment would increase the

recorded expenses and decrease the noncurrent assets.

Depreciation is computed on a straight-line method over the estimated useful lives of the assets as

follows:

Asset Estimated Useful Life

Land Improvements 1- 10 years

Other Equipment 1- 10 years

Transportation Equipment 1-10 years

Furniture and Fixture 1-10 years

Office Equipment 1- 10 years

Leasehold Improvement 1- 10 years

The foregoing estimated useful lives and depreciation method are reviewed if there is an indication

that there has been a significant change since the last annual reporting date to ensure that these are

consistent with the expected economic benefits of the property and equipment.



• Impairment of Non-Financial Assets

The Company assesses the value of property and equipment which require the determination of

future cash flows expected to be generated from the continued use and ultimate disposition of such

assets, and require the Company to make estimates and assumptions that can materially affect the

financial statements. Future events could cause the Company to conclude that property, plant and

equipment and other long-lived assets are impaired. Any resulting impairment loss could have a

material adverse impact on the Company's financial condition and results of operations.

The preparation of the estimated future cash flows involves significant judgment and estimations.

While the Company believes that its assumptions are appropriate and reasonable, significant

changes in these assumptions may materially affect the Company's assessment of recoverable

values and may lead to future additional impairment charges.

• Revenue recognition

The Company’s revenue recognition policies require the use of estimates and assumptions that

may affect the reported amounts of revenues and receivables. Differences between the amounts

initially recognized and actual settlements are taken up in the accounts upon reconciliation.

However, there is no assurance that such use of estimates may not result to material adjustments in

future periods.

• Pension Benefits

The determination of the obligation and cost for pension benefits is dependent on the selection of

certain assumptions used by actuaries in calculating such amounts. Those assumptions, which

include among others, discount rates and rates of compensation increase, are indicated in the

corresponding notes to financial statements. Actual results that differ from the assumptions are

accumulated and amortized over future periods and therefore, generally affect the recognized

expense and recorded obligation in such future periods. While the Company believes that the

assumptions are reasonable and appropriate, significant differences in the actual experience or

significant changes in the assumptions may materially affect the pension obligation.

4. FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES

The Company is exposed to capital, credit, and liquidity risks that arise in the normal course of its business.

Its risk and control framework includes a focus on minimizing negative effects on the Company's financial

performance. These risks are addressed through corporate policies and procedures approved by the Board.

Capital risk

The Company's capital structure consists of debt, cash, and equity. This structure is managed and balanced

through issuance of new shares, share buy backs and the issuance of new debt or the redemption of existing

debt.

Credit risk

Credit controls are established throughout the Company to monitor credit limits on clients, assess the credit

worthiness of new and current clients and promptly follow up overdue accounts. Due to the diversified client

base of the Company, no major concentrations of credit risk exist.

Liquidity risks

In order to minimize liquidity risk, the Company maintains sufficient cash and has the availability of funding

through an adequate amount of committed credit facilities.



5. CASH

Cash includes the following components as of May 31:

Notes 2017 2016

Petty Cash Fund 5,000.00 5,000.00

Cash in Bank:

BDO S/A 3,428,009.34 2,445,324.90

May Bank S/A 134,232.04 133,918.76

SDCC S/A 2,523,886.83 2,580,966.32

Landbank 570,386.42 -

SDCC Time Deposit ########### 20,174,620.77

Total Cash 27,520,684 25,339,830.75

6. TRADE AND OTHER RECEIVABLES


Notes 2017 2016

Trade receivables-Tuition fees 2,617,975.96 2,876,366.56

Allowance for probable losses 19 (440,567.34) (440,567.34)

Net Realizable value 2,177,408.62 2,435,799.22

Other Receivables 402,502.31 405,004.48

Cash advance for operations 968,618.22 130,689.69

Total Trade and Other Receivables 3,548,529.15 2,971,493.39

7. UNUSED SUPPLIES AND INVENTORIES

This account consists of the following

Notes 2017 2016

Inventories 18.1 252,733.89 194,996.64

Total Unused Supplies and Inventories 252,733.89 194,996.64

Cash in banks as well as time deposits earn interests at rates based on daily bank

deposit rates.

The fair values of accounts receivable have not been disclosed as, due to their short

duration, management considers the carrying amounts recognized in the balance sheet

to be a reasonable approximation of their fair values.

The carrying values of these assets are believed to be a reasonable approximation of

their fair values.



8. PREPAYMENTS

This account consists of the following

Notes 2017 2016

Prepaid expenses 352,894.86 281,601.09

Tax creditable 13.1 125,634.26 123,822.21

Total Prepayments 478,529.12 405,423.30

9. PROPERTY AND EQUIPMENT


Furniture,

Fixtures and

Office

Equipment Other Equipment

Transportation

Equipment

Year ended May 31, 2017

Opening Net Book Value, June 1, 2016 949,447.93 79,056.17 516,079.76

Addition 304,254.08 33,557.50

Depreciation 16.1 (328,752.94) (33,105.25) (129,020.04)

Carrying Amount 924,949.07 79,508.42 387,059.72

Leasehold

Improvement Total


Opening Net Book Value, June 1, 2016 179,825.14 1,724,409.00

Addition 337,811.58

Depreciation 16.1 (129,300.06) (620,178.29)

Carrying Amount 50,525.08 1,442,042.29

Furniture,

Fixtures and

Office


Transportation

Equipment

At May 31, 2017

Cost 7,925,584.29 687,198.85 1,290,200.00

Accumulated Depreciation (7,000,635.22) (607,690.43) (903,140.28)

Carrying Amount 924,949.07 79,508.42 387,059.72

The carrying values of these assets are believed to be a reasonable approximation of their fair values.



Leasehold

Improvement Total

At May 31, 2017

Cost 427,100.00 10,330,083.14

Accumulated Depreciation (376,574.92) (8,888,040.85)

Carrying Amount 50,525.08 1,442,042.29

Furniture,

Fixtures and

Office


Transportation

Equipment


Opening Net Book Value, June 1, 2015 286,781.92 84,653.21 645,099.80

Addition 940,607.01 36,707.85 -

Depreciation 16.1 (277,941.00) (42,304.89) (129,020.04)

Carrying Amount 949,447.93 79,056.17 516,079.76

Leasehold

Improvement Total


Opening Net Book Value, June 1, 2015 255,491.75 1,272,026.68

Addition 58,000.00 1,035,314.86

Depreciation 16.1 (133,666.61) (582,932.54)

Carrying Amount 179,825.14 1,724,409.00

Furniture,

Fixtures and

Office


Transportation

Equipment

At May 31, 2016

Cost 7,621,330.21 653,641.35 1,290,200.00

Accumulated Depreciation (6,671,882.28) (574,585.18) (774,120.24)

Carrying Amount 949,447.93 79,056.17 516,079.76

Leasehold

Improvement

At May 31, 2016

Cost 427,100.00 9,992,271.56

Accumulated Depreciation (247,274.86) (8,267,862.56)

Carrying Amount 179,825.14 1,724,409.00



10. OTHER NON-CURRENT ASSETS

This account consists of following:

2017 Notes Books Computerization Total

Net Book Value, June 1, 2016 54,028.88 156,242.66 210,271.54

Add: Acquisitions - 25,000.00 25,000.00

Less: Amortizations (1,313.05) (61,142.33) (62,455.38)

Net Book Value, May 31 52,715.83 120,100.33 172,816.16

2016 Notes Books Computerization Total

Net Book Value, June 1, 2015 73,236.97 191,647.31 264,884.28

Add: Acquisitions 3,151.25 55,000.00 58,151.25

Less: Amortizations (22,359.34) (90,404.65) (112,763.99)

Net Book Value, May 31 54,028.88 156,242.66 210,271.54

11. TRADE AND OTHER PAYABLES


2017 2016

Unearned Tuition Fees 6,690,853.95 6,019,161.59

SSS/Philhealth/Pag ibig premium payable 24,605.50 22,908.80

Rent expense payable 10,211,183.77 9,148,014.05

Employee retirement fund payable 26,246.29 24,684.59

Accrued Expenses- others 64,867.27 66,876.27

Donations payable 27,477.60 27,477.60

Other Payables 796,649.15 431,460.75

Total Trade and Other Payables 17,841,883.53 15,740,583.65

12. DIVIDENDS PAYABLE


Notes 2017 2016

Balance at the beginning of the year 1,161,007.58 724,664.91

Add: Dividends declared during the year 15.1 674,675.53 1,161,007.58

Less:Payments made during the year 1,161,007.58 724,664.91

Balance at the end of the year 674,675.53 1,161,007.58

The Board of Directors intend to distribute these dividends as soon as cash is available.

The fair values of accounts payable and accrued expenses have not been disclosed as, due to their short

duration, management considers the carrying amounts recognized in the balance sheet to be a

reasonable approximation of their fair values.

13. TAX LIABILITIES


2017 2016

Expanded withholding tax payable 15,627.94 15,627.94

Withholding tax payable on compensation 71,193.21 78,901.30

Income tax payable 13.1 - -

Total Tax liabilities 86,821.15 94,529.24

13.1 INCOME TAX PAYABLE

The following table presents information to calculate income tax due for the year:

2017 2016


ADD( Less) Permanent Differences:

Interest income from deposits (699,844) (704,909.32)

Disallowed Provision for probable losses on loans - -

Net Income Subjected to Tax 1,040,534.67 1,715,565.67

INCOME TAX DUE Special tax rate (10%) 104,053.47 171,556.57

Less: Quarterly Payments made during the year 105,865.52 275,202.53

Prior years excess credits 123,822.21 20,176.25

Total Tax Credit/Payments 229,687.73 295,378.78

Income Tax Payable ( Tax creditable) (125,634.26) (123,822.21)

13.2 New Tax Regulations

In 2017 and 2016, the Company opted to continue claiming itemized standard deductions.

Notes 2017 2016

Reported In Income Statements

Special income tax- at 10% 13 104,053.47 171,556.57

Final tax at 20% 174,961.06 176,227

Total 104,053.47 171,556.57

Effective July 2008, Republic Act 9504 was approved giving corporate taxpayers an option to claim

itemized deduction or optional standard deduction (OSD) equivalent to 40% of gross sales. Once the

option to use OSD is made, it shall be irrevocable for the taxable year for which the option was made.

13.3 The following are the Components of tax expense ( income) as reported in the income statements:



13. TAX LIABILITIES


2017 2016

Expanded withholding tax payable 15,627.94 15,627.94

Withholding tax payable on compensation 71,193.21 78,901.30

Income tax payable 13.1 - -

Total Tax liabilities 86,821.15 94,529.24

13.1 INCOME TAX PAYABLE

The following table presents information to calculate income tax due for the year:

2017 2016


ADD( Less) Permanent Differences:

Interest income from deposits (699,844) (704,909.32)

Disallowed Provision for probable losses on loans - -

Net Income Subjected to Tax 1,040,534.67 1,715,565.67

INCOME TAX DUE Special tax rate (10%) 104,053.47 171,556.57

Less: Quarterly Payments made during the year 105,865.52 275,202.53

Prior years excess credits 123,822.21 20,176.25

Total Tax Credit/Payments 229,687.73 295,378.78

Income Tax Payable ( Tax creditable) (125,634.26) (123,822.21)

13.2 New Tax Regulations

In 2017 and 2016, the Company opted to continue claiming itemized standard deductions.

Notes 2017 2016

Reported In Income Statements

Special income tax- at 10% 13 104,053.47 171,556.57

Final tax at 20% 174,961.06 176,227

Total 104,053.47 171,556.57

Effective July 2008, Republic Act 9504 was approved giving corporate taxpayers an option to claim

itemized deduction or optional standard deduction (OSD) equivalent to 40% of gross sales. Once the

option to use OSD is made, it shall be irrevocable for the taxable year for which the option was made.

13.3 The following are the Components of tax expense ( income) as reported in the income statements:

14. SHARE CAPITAL


2017 2016



Balance at the beginning of the year 2,550,200.00 2,550,200.00

Add: Receipts from subscriptions - -

Balance at the end of the year 2,550,200.00 2,550,200.00

15. RETAINED EARNINGS


Notes 2017 2016

Retained Earnings, Free


Add: Net Income 1,636,325.45 2,248,918.42

Appropriations 15.3 (1,636,325.45) (2,248,918.42)


Notes 2017 2016

Retained Earnings, Appropriated


Add: Appropriations 15.2 1,636,325.45 2,248,918.42

Less: Dividends declared during the year (674,675.53) (1,161,007.58)


15.1 Dividends


Notes 2017 2016

Dividends declared 674,675.53 1,161,007.58

12,15 674,675.53 1,161,007.58 Total Dividends declared

On August 16, 2016, the Board of Directors declared dividends to the stockholders amounting to P

674,675.53. These remain unpaid as of May 31, 2017.



14. SHARE CAPITAL


2017 2016




Add: Receipts from subscriptions - -


15. RETAINED EARNINGS


Notes 2017 2016

Retained Earnings, Free


Add: Net Income 1,636,325.45 2,248,918.42

Appropriations 15.3 (1,636,325.45) (2,248,918.42)


Notes 2017 2016

Retained Earnings, Appropriated


Add: Appropriations 15.2 1,636,325.45 2,248,918.42

Less: Dividends declared during the year (674,675.53) (1,161,007.58)


15.1 Dividends


Notes 2017 2016

Dividends declared 674,675.53 1,161,007.58

12,15 674,675.53 1,161,007.58 Total Dividends declared

On August 16, 2016, the Board of Directors declared dividends to the stockholders amounting to P

674,675.53. These remain unpaid as of May 31, 2017.

15.2 Appropriations


Notes 2017 2016

Appropriation for dividends 490,897.64 674,675.53

Appropriation for school expansion and improvements 1,145,427.81 1,574,242.89

12,15 1,636,325.45 2,248,918.42

16. REVENUES


2017 2016

Tuition Fees 13,953,015.75 14,601,825.34

13,953,015.75 14,601,825.34

17. COST OF SERVICES


Notes 2017 2016

Salaries and wages 21.1 5,994,480.93 5,830,349.66

Employees Benefits 21.1 2,189,929.20 2,523,591.55

SSS/HDMF/Philhealth 21.1 553,271.60 556,069.40

Library and other materials 248,971.90 276,495.15

Power, light and water 2,092,104.48 2,076,668.87

Fellowship, Cultural and other Activities 1,029,696.27 1,196,147.23

Insurance 49,596.59 57,028.32

Rent 3,750,705.00 3,750,705.00

Repairs and maintenance 591,002.53 489,005.91

Professional fees 1,112,643.72 1,124,876.73

Depreciation and amortization 17.1 682,633.67 695,696.53

Miscellaneous direct expenses 47,668.50 12,184.00

18,342,704.39 18,588,818.35

17. 1 DEPRECIATION AND AMORTIZATION


Notes 2017 2016

Depreciation 9,17 620,178.29 582,932.54

Amortization 10,17 62,455.38 62,455.38

682,633.67 645,387.92 Total depreciation and amortization

Total Appropriations

Total Revenues

Total Cost of Services

The Board of Directors appropriated retained earnings amounting to Php 490,897.64 as dividends for

2016-2017 and P 1,145,427,81 for the school expansion and improvements as per Board Resolution

dated August 2017.



15.2 Appropriations


Notes 2017 2016

Appropriation for dividends 490,897.64 674,675.53

Appropriation for school expansion and improvements 1,145,427.81 1,574,242.89

12,15 1,636,325.45 2,248,918.42

16. REVENUES


2017 2016

Tuition Fees 13,953,015.75 14,601,825.34

13,953,015.75 14,601,825.34

17. COST OF SERVICES


Notes 2017 2016

Salaries and wages 21.1 5,994,480.93 5,830,349.66

Employees Benefits 21.1 2,189,929.20 2,523,591.55

SSS/HDMF/Philhealth 21.1 553,271.60 556,069.40

Library and other materials 248,971.90 276,495.15

Power, light and water 2,092,104.48 2,076,668.87

Fellowship, Cultural and other Activities 1,029,696.27 1,196,147.23

Insurance 49,596.59 57,028.32

Rent 3,750,705.00 3,750,705.00

Repairs and maintenance 591,002.53 489,005.91

Professional fees 1,112,643.72 1,124,876.73

Depreciation and amortization 17.1 682,633.67 695,696.53

Miscellaneous direct expenses 47,668.50 12,184.00

18,342,704.39 18,588,818.35

17. 1 DEPRECIATION AND AMORTIZATION


Notes 2017 2016

Depreciation 9,17 620,178.29 582,932.54

Amortization 10,17 62,455.38 62,455.38

682,633.67 645,387.92 Total depreciation and amortization

Total Appropriations

Total Revenues

Total Cost of Services

The Board of Directors appropriated retained earnings amounting to Php 490,897.64 as dividends for

2016-2017 and P 1,145,427,81 for the school expansion and improvements as per Board Resolution

dated August 2017.

18.OTHER INCOME (EXPENSES)


Notes 2017 2016

Miscellaneous fee 5,853,769.35 6,242,829.42

Miscellaneous fees-Others 782,572.15 640,753.14

Income from book , supplies and uniforms 18.1 659,393.42 758,653.61

Interest Income from Deposits 699,844.25 704,909.32

Total other income 7,995,579.17 8,347,145.49

18.1 INCOME FROM SALE OF BOOKS, SUPPLIES AND UNIFORMS

This account is computed as follows:

Note 2017 2016

Net Sales 3,269,030.15 3,285,448.00

Cost of Sales

Beginning Merchandise Inventory 194,996.64 203,582.70

Add: Net Purchases 2,667,373.98 2,518,208.33

Total Goods Available for Sale 2,862,370.62 2,721,791.03

Less: Ending Merchandise Inventory 7 252,733.89 (194,996.64)

Cost of Sales 2,609,636.73 2,526,794.39

Gross Income from sale of books, supplies and uniforms 659,393.42 758,653.61

19. ADMINISTRATIVE EXPENSES


Notes 2017 2016

General support services 726,552.00 756,825.00

Trainings, seminars and conferences 264,412.10 292,783.79

Supplies 51,920.90 70,620.00

Communication 108,843.13 106,204.60

Transportation and representation 73,619.59 40,280.08

Taxes and licenses 26 242,403.17 246,911.12

Medical and dental expense 6,309.25 11,358.54

Periodicals, Magazines and Subscriptions 6,012.00 6,584.00

Representation 18,566.78 32,862.32

EDSD Employees Retirement Fund Expense 21.2 366,872.69 375,248.04

Total administrative expense 1,865,511.61 1,939,677.49



18.OTHER INCOME (EXPENSES)


Notes 2017 2016

Miscellaneous fee 5,853,769.35 6,242,829.42

Miscellaneous fees-Others 782,572.15 640,753.14

Income from book , supplies and uniforms 18.1 659,393.42 758,653.61

Interest Income from Deposits 699,844.25 704,909.32

Total other income 7,995,579.17 8,347,145.49

18.1 INCOME FROM SALE OF BOOKS, SUPPLIES AND UNIFORMS

This account is computed as follows:

Note 2017 2016

Net Sales 3,269,030.15 3,285,448.00

Cost of Sales

Beginning Merchandise Inventory 194,996.64 203,582.70

Add: Net Purchases 2,667,373.98 2,518,208.33

Total Goods Available for Sale 2,862,370.62 2,721,791.03

Less: Ending Merchandise Inventory 7 252,733.89 (194,996.64)

Cost of Sales 2,609,636.73 2,526,794.39

Gross Income from sale of books, supplies and uniforms 659,393.42 758,653.61

19. ADMINISTRATIVE EXPENSES


Notes 2017 2016

General support services 726,552.00 756,825.00

Trainings, seminars and conferences 264,412.10 292,783.79

Supplies 51,920.90 70,620.00

Communication 108,843.13 106,204.60

Transportation and representation 73,619.59 40,280.08

Taxes and licenses 26 242,403.17 246,911.12

Medical and dental expense 6,309.25 11,358.54

Periodicals, Magazines and Subscriptions 6,012.00 6,584.00

Representation 18,566.78 32,862.32

EDSD Employees Retirement Fund Expense 21.2 366,872.69 375,248.04

Total administrative expense 1,865,511.61 1,939,677.49

20 . RELATED PARTY TRANSACTIONS

The following are the related party transactions of the Company:

a. Due to Related Parties

There are no key management personnel receiving compensation as well as other employee benefits.

21. EMPLOYEE BENEFITS

21.1 Salaries and Employee Benefits Expense

Details of salaries and employee benefits are presented below:

Notes 2017 2016

Short-term employee benefits:

Salaries and Wages 17 5,994,480.93 5,830,349.66

Employees Benefits 17 2,189,929.20 2,523,591.55

SSS, Philhealth and Pag-ibig Fund Contributions 17 553,271.60 556,069.40

Total Short-term employee benefits 8,737,681.73 8,910,010.61

Long-term employee benefits:

Retirement obligation 21.2 366,872.69 375,248.04

Total 9,104,554.42 9,285,258.65

21.2 EMPLOYEE RETIREMENT BENEFIT OBLIGATION

As of May 31, 2017 and 2016 this consists of unpaid rentals to San Dionisio Credit Cooperative, its

Parent , amounting to Php 10,211,183.77 and Php 9,148,014.05 respectively.

The Company maintains a wholly funded, tax-qualified non-contributory retirement plan that is being

administered by a trustee covering all regular full-time employees. Actuarial valuations are made

periodically to update the retirement benefit costs and amount of contributions. Last actuarial valuation

was done on July 10, 2008, to be amortized equally over the succeeding nine (9) years.

Based on the actuarial valuation, the funding method used was the " Entry-Age-Normal" cost method,

where the accrued liability is the present value of all benefits less the present value of all future normal

cost contributions. Accrued liability was determined at P 564, 115.00 as of the valuation date, July 10,

2008.

Parties are considered to be related if one party has the ability to control the other party or exercise

significant influence over the other party in making financial and operating decisions. This includes:

(a) individuals owning, directly or indirectly through one or more intermediaries, control or are

controlled by, or under common control with, the Company; (b) associates; and (c) individuals owning,

directly or indirectly, an interest in the voting power of the Company that gives them significant

influence over the Company and close members of the family of any such individual.

b. Key Management Personnel Compensation and Benefits



20 . RELATED PARTY TRANSACTIONS

The following are the related party transactions of the Company:

a. Due to Related Parties

There are no key management personnel receiving compensation as well as other employee benefits.

21. EMPLOYEE BENEFITS

21.1 Salaries and Employee Benefits Expense

Details of salaries and employee benefits are presented below:

Notes 2017 2016

Short-term employee benefits:

Salaries and Wages 17 5,994,480.93 5,830,349.66

Employees Benefits 17 2,189,929.20 2,523,591.55

SSS, Philhealth and Pag-ibig Fund Contributions 17 553,271.60 556,069.40

Total Short-term employee benefits 8,737,681.73 8,910,010.61

Long-term employee benefits:

Retirement obligation 21.2 366,872.69 375,248.04

Total 9,104,554.42 9,285,258.65

21.2 EMPLOYEE RETIREMENT BENEFIT OBLIGATION

As of May 31, 2017 and 2016 this consists of unpaid rentals to San Dionisio Credit Cooperative, its

Parent , amounting to Php 10,211,183.77 and Php 9,148,014.05 respectively.

The Company maintains a wholly funded, tax-qualified non-contributory retirement plan that is being

administered by a trustee covering all regular full-time employees. Actuarial valuations are made

periodically to update the retirement benefit costs and amount of contributions. Last actuarial valuation

was done on July 10, 2008, to be amortized equally over the succeeding nine (9) years.

Based on the actuarial valuation, the funding method used was the " Entry-Age-Normal" cost method,

where the accrued liability is the present value of all benefits less the present value of all future normal

cost contributions. Accrued liability was determined at P 564, 115.00 as of the valuation date, July 10,

2008.

Parties are considered to be related if one party has the ability to control the other party or exercise

significant influence over the other party in making financial and operating decisions. This includes:

(a) individuals owning, directly or indirectly through one or more intermediaries, control or are

controlled by, or under common control with, the Company; (b) associates; and (c) individuals owning,

directly or indirectly, an interest in the voting power of the Company that gives them significant

influence over the Company and close members of the family of any such individual.

b. Key Management Personnel Compensation and Benefits

The plan assets consist of savings deposit, both for 2017 and 2016.

The amounts of retirement benefits expense recognized in the income statements are as follows:

Notes 2017 2016

Amortization of Accrued Liability 62,679.36 62,679.36

Current Service Costs 304,193.33 312,568.68

Total Retirement Expense 19,21 366,872.69 375,248.04

Discount rate 8%

Salary increase rate 6%

Normal Cost Rate 5.29

21.3 Tax Angle



There were no significant commitments and contingencies involving the Company as of Balance Sheet

date.

Further, the income from the Trust Fund from its investments is fully exempt from income tax ( Sec.

32 (b) (6) (a) of the Tax Code of 1997).

There were no events after balance sheet date that would require a disclosure or adjustment on the

financial statements of the Company.

Ultimately, when the benefits are distributed to the retirees, these benefits are tax-exempt under certain

conditions.

Assumptions regarding future mortality are based on published statistics and mortality tables. The

average age for the male was 27.61 years and for the females, 35.01 years.The average length of

service for the male was 8.37 years, for the female, 33.28 years, and for both, 32.61 years.

As of May 31, 2017, fair value of the plan assets of the retirement fund was computed at Php

2,380,087.88.

Since the Company is subject to income tax, and the retirement plan is a tax-qualified plan, Company

contributions for current service cost are considered 100% tax deductible, while those pertaining to past

service ( amortization of the transition liability, past service cost and actuarial gains or losses; interest

cost; and the expected return on plan assets) are deductible to the extent ot 10%, the other 90% being

spread equally over the next succeeding nine ( 9) years.

For the determination of the retirement benefit obligation, the following actuarial assumptions were

used:



The plan assets consist of savings deposit, both for 2017 and 2016.

The amounts of retirement benefits expense recognized in the income statements are as follows:

Notes 2017 2016

Amortization of Accrued Liability 62,679.36 62,679.36

Current Service Costs 304,193.33 312,568.68

Total Retirement Expense 19,21 366,872.69 375,248.04

Discount rate 8%

Salary increase rate 6%

Normal Cost Rate 5.29

21.3 Tax Angle



There were no significant commitments and contingencies involving the Company as of Balance Sheet

date.

Further, the income from the Trust Fund from its investments is fully exempt from income tax ( Sec.

32 (b) (6) (a) of the Tax Code of 1997).

There were no events after balance sheet date that would require a disclosure or adjustment on the

financial statements of the Company.

Ultimately, when the benefits are distributed to the retirees, these benefits are tax-exempt under certain

conditions.

Assumptions regarding future mortality are based on published statistics and mortality tables. The

average age for the male was 27.61 years and for the females, 35.01 years.The average length of

service for the male was 8.37 years, for the female, 33.28 years, and for both, 32.61 years.

As of May 31, 2017, fair value of the plan assets of the retirement fund was computed at Php

2,380,087.88.

Since the Company is subject to income tax, and the retirement plan is a tax-qualified plan, Company

contributions for current service cost are considered 100% tax deductible, while those pertaining to past

service ( amortization of the transition liability, past service cost and actuarial gains or losses; interest

cost; and the expected return on plan assets) are deductible to the extent ot 10%, the other 90% being

spread equally over the next succeeding nine ( 9) years.

For the determination of the retirement benefit obligation, the following actuarial assumptions were

used:

24. GOING CONCERN

There were no going concern issues that need to be disclosed involving the Company.

25. RECLASSIFICATION

Certain accounts in 2016 were reclassified to conform with the 2017 presentation of financial

statements.

The accompanying financial statements have been prepared on a going concern basis, which

contemplate the realization of assets and settlement of liabilities in the normal course of business.

26. SUPPLEMENTARY INFORMATION REQUIRED AS PER BIR RR 15-2010

A. OUTPUT VAT

2017 VATABLE ZERO RATED EXEMPT TOTAL

REVENUES 13,953,015.75 13,953,015.75

OTHER REVENUES - -

TOTAL REVENUES 13,953,015.75 13,953,015.75

TOTAL OUTPUT VAT - - - -

B. INPUT VAT:


Presented under Administrative Expenses:

2017

BIR Annual Registration 500.00

Vehicle registration renewal 4,029.06

Business Permit 237,874.11

Total Taxes and Licenses 242,403.17

D. WITHOLDING TAXES

Details of the Company's witholding taxes , either paid or accrued, are as follows:

2017

Expanded witholding tax 419,414.46

Witholding taxes on compensation 187,535.28

Total 606,949.74




The Company is a private educational institution committed to deliver quality education to elementary and

secondary students. Therefore, its revenues , derived from the tution fees of its enrollees, as well as donations

from its benefactors, are all exempt from VAT.

Being a VAT- exempt entity, the Company treats its INPUT VAT as part of the Cost of Goods or Services

Purchased.

Details of the Company's Taxes and Licenses , either paid or accrued are as follows:


A. OUTPUT VAT


REVENUES 13,953,015.75 13,953,015.75

OTHER REVENUES - -

TOTAL REVENUES 13,953,015.75 13,953,015.75


B. INPUT VAT:



2017





D. WITHOLDING TAXES


2017



Total 606,949.74








Purchased.





A. OUTPUT VAT


REVENUES 13,953,015.75 13,953,015.75

OTHER REVENUES - -

TOTAL REVENUES 13,953,015.75 13,953,015.75


B. INPUT VAT:



2017





D. WITHOLDING TAXES


2017



Total 606,949.74








Purchased.



Fees


Tuition Fees 13,953,015.75

Total Fees - 13,953,015.75 -

Direct Costs


Salaries and wages 5,994,480.93

Employees Benefits 2,189,929.20

SSS/HDMF/Philhealth 553,271.60

Library and other materials 248,971.90

Power, light and water 2,092,104.48

Fellowship, Cultural and other Activities 1,029,696.27

Insurance 49,596.59

Rent 3,750,705.00

Repairs and maintenance 591,002.53

Professional fees 1,112,643.72

Depreciation and amortization 682,633.67

Miscellaneous direct expenses 47,668.50

- 18,342,704.39 -


Miscellaneous fees 5,853,769.35

Miscellaneous-Others 782,572.15

Gross Income from sale of books, supplies and uniforms 659,393.42

- 7,295,734.92 -

Details of the Escuela De San Dionisio, Inc.'s revenues earned during the year are as follows:

2017

Details of the Escuela De San Dionisio Inc.’s other income earned during the year are as follows:

2017

Details of the Escuela De San Dionisio, Inc.'s direct cost earned during the year are as follows:

2017



Itemized deductions


General support services 726,552.00

Trainings, seminars and conferences 264,412.10

Supplies 51,920.90

Communication 108,843.13

Transportation and representation 73,619.59

Taxes and licenses 242,403.17

Medical and dental expense 6,309.25

Periodicals, Magazines and Subscriptions 6,012.00

Representation 18,566.78

EDSD Employees Retirement Fund Expense 366,872.69

Total - 1,865,511.61 -

Details of the Escuela De San Dionisio Inc.’s itemized deductions incurred during the year are as follows:

2017



ANNEX A

2017

Unappropriated Retained Earnings, as adjusted to available for dividends

distribution, beginning 2,493,962.44

Add: Net Income actually earned /realized during the period

Net income during the period closed to Retained Earnings 1,636,325.45

Less: Non-actual/unrealized income net of tax

Equity in net income of associate/joint venture

Unrealized foreign exchange gain – net (except those attributable to Cash and Cash

Equivalents)

Fair value adjustment

Unrealized actuarial gain

Fair value adjustment of Investment Property resulting to gain

Adjustment due to deviation from PFRS/GAAP-gain

Other unrealized gains or adjustments to the retained earnings as a result of certain

transactions

accounted for under the PFRS

Add: Non-actual losses

Depreciation on revaluation increment (after tax)

Adjustment due to deviation from PFRS/GAAP – loss

Loss on fair value adjustment of investment property (after tax)

Net Income Actually earned during the period 1,636,325.45

Add(Less):

Dividend declarations during the period

Appropriations (1,636,325.45)

Reversals appropriations

Effects of prior period adjustments

Treasury shares

TOTAL RETAINED EARNINGS, END AVAILABLE FOR DIVIDEND

DISTRIBUTION 2,493,962.44



RECONCILIATION OF RETAINED EARNINGS AVAILABLE FOR DIVIDEND DISTRIBUTION

As of May 31, 2017


HIGHLIGHTS OF OPERATION

Prepared by:

Marinel S. EspirituAccounting Support Staff

Checked by:

Vivian C. AlcantaraOSS-Group Head


Cielito L. Garrido, MBAChief Executive Officer


STATISTICAL GROWTH TREND 2007-2017

Total Assets

20072008200920102011201220132014201520162017

Savings Deposit 20072008200920102011201220132014201520162017

Share Capital 20072008200920102011201220132014201520162017

Total Receivables 20072008200920102011201220132014201520162017

Time Deposit 20072008200920102011201220132014201520162017

Net Surplus 20072008200920102011201220132014201520162017

Membership20072008200920102011201220132014201520162017

Senior785834856844835874954

1,0191,1241,2051,233

Special7,5477,6207,7017,8688,0218,1358,2758,4098,5688,7638,921

Regular8,9259,181

10,49713,17415,36715,89916,59717,14618,19118,63619,003

427.92472.06543.34632.84773.72870.72

1,027.621,168.601,410.231,731.601,908.63

87.57103.42112.26119.73133.44148.87172.96244.07294.24342.74311.17

126.57137.23156.70199.98233.25247.00263.14276.82312.47345.93384.04

183.18175.57285.96404.14624.56643.78630.97662.29724.02757.06801.50

164.98175.32210.13237.05320.58341.02459.61519.43668.75888.23993.26

3.998.88

11.0322.6327.0429.5412.2623.9929.7832.5239.54

MMMMMMMMMMM

MMMMMMMMMMM

MMMMMMMMMMM

MMMMMMMMMMM

MMMMMMMMMMM

MMMMMMMMMMM

Am

ount

(Php

Mill

ion)

Am

ount

(Php

Mill

ion)

Am

ount

(Php

Mill

ion)

Am

ount

(Php

Mill

ion)

Am

ount

(Php

Mill

ion)

Am

ount

(Php

Mill

ion)


ULAT SA MGA KASAPING PUMANAW AT BENEPISYONG NATANGAP / REPORT ON THE LIST OF THE DECEASED MEMBERS & BENEFITS RECEIVED

54-2800935-1885913-0626734-1842315-0725202-0090909-0414836-1944510-0459615-0721712-0561205-0213627-1353801-0006921-1043339-2060421-1000325-1247453-2771315-0712305-0216902-0061008-0368706-0299334-1834315-0729533-1780149-2588244-2301241-2171910-0481901-0032953-2796836-1909451-2684013-0647437-1996128-1484910-0473005-0208721-1014033-1791122-1072720-0972224-1188010-0458811-0518348-2541312-0567911-0520908-0377842-2215339-2093708-0355545-2370127-1378433-1743007-3242

48-2531111-0530431-1635647-2470518-0867118-0859519-0945538-2014912-0590037-1993203-0138544-23317

1.2.3.4.5.6.7.8.9.10.11.12.13.14.15.16.17.18.19.20.21.22.23.24.25.26.27.28.29.30.31.32.33.34.35.36.37.38.39.40.41.42.43.44.45.46.47.48.49.50.51.52.53.54.55.56.57.58.59.60.61.62.63.64.65.66.67.68.69.70.

SANTIAGO T. RODRIGUEZMAGDALENA U.DOMINGOJUANITA C. VILLAFUERTE

NERYLYN D. GACUTANFELICISIMA N. DE LEON

GLORIA D. SAN AGUSTINSYLVIA D. VALENZUELATERESITA C. CONARCO

FELIPE D. VALEIMELDA C. MARCELO

EMERENCIANA A. CRUZCATALINA R. LEYVA

RODOLFO B. JUANILLONATIVIDAD S. DE LEONREBECCA A. VILLARUZ

LINA G. DEL MONTEPERLA C. DOLOT

FLORIDA G. BALLARANHELEN L. CARIÑO

FELIZARDO A. MONZONEDUARDO D. BATARALYDIA P. GONZALES

ENRIQUETA A. AYUSTEEULOGIO S. RODRIGUEZ

EDUARDO A. MATIASREYNALDO SJ. ESTRELLA

EDNA M. DOGOSRENATO H. LABAGALA

REYNALDO B. LONDONIOMILAGROS G. VALERA

CLEMENCIO J. MARQUEZLOURDES S. RAMOSMARIO G. AQUIJO

GILDA A. MELODIASMA. CECILIA F. DAVID

PILAR B. GOZUMGLORIA R. SARMIENTO

BENITO M. MANGULABNANCESAR C. BERNARDO

LEONILA P. DEL ROSARIOLEONORA S. REYES

LUDIGARIO T. DE GUZMANELPIDIO A. LINA

EVELYN A. TOLENTINODANILO B. RODRIGUEZ

JIMENA B. PARREÑOGLORIA A. LEGASPIFLORENA C. PACINA

FE L. ALCOBERJERRY D. SAN AGUSTIN

FRANCISCO F. BAUTISTAANA B. HONRADO

REBECCA L.NAPULIGLORIA F. BUENAOBRAJOVELITO N. IGUBANARNALDO G.LABAO

FRANCIS A.RODRIGUEZERNESTO L. NOGUETLOURDES V. ALBERTO

ANTONINA Y. ALLANIGUEJEMELYN F. JAYLO

MARTIN S. DE LEONNELIA L. BEJO

TITO S. RIVERAARTEMIO D. SORIANOELMER E. COLORADO

RESTITUTO B. LEONARDOELSIE B. TUBOLA

AGRIPINA C. AGDAMAGGENELYN C. JAMOLIN

12/12/201601/01/201701/01/201701/03/201701/05/201701/05/201701/09/201701/10/201701/13/201701/14/201701/15/201701/21/201701/23/201701/25/201701/26/201701/29/201701/30/201701/31/201702/12/201702/04/201702/07/201702/14/201702/15/201702/17/201702/26/201702/28/201703/07/201703/11/201703/13/201703/17/201703/22/201703/27/201703/30/201703/15/201503/16/201704/08/201704/09/201704/09/201704/14/201704/16/201704/21/201704/26/201704/26/201704/27/201705/06/201705/02/201705/08/201705/10/201705/13/201705/13/201705/15/201705/15/201705/23/201605/28/201706/08/201706/11/201706/14/201706/20/201706/20/201706/21/201707/07/201707/07/201707/10/201707/13/201707/14/201707/18/201707/19/201707/19/201707/15/201707/24/2017

48,000.0048,000.0048,000.00

NE48,000.0048,000.0048,000.00

NE48,000.0048,000.0048,000.0048,000.0048,000.0048,000.0048,000.00

NE48,000.0048,000.00

NE48,000.0048,000.0048,000.0048,000.0048,000.00

NE48,000.00

NENE

48,000.0048,000.0048,000.0048,000.00

NENENE

48,000.0048,000.0048,000.0048,000.00

NE48,000.0048,000.0048,000.0048,000.0048,000.00

NENENE

48,000.0048,000.00

terminatedNENE

48,000.00NE

48,000.0048,000.0048,000.00

NE48,000.00

NENE

48,000.0048,000.0048,000.00

NE48,000.0048,000.0048,000.00

NE

53,250.0372,710.18

3,750.00

8,650.80

43,967.9659,539.06

119,551.53

5,900.00

64,555.525,370.57

148,000.00

177,742.07

94,136.14

41,374.95

133,189.44

50,000.00101,562.86

ACCT. NO. PANGALAN / NAME PETSA NG KAMATAYANDATE OF DEATH

PLANONG DAMAYAN MUTUAL AID PLAN

Natitirang Utang na sagot ng CLPP / Remaining

Loan charged to CLPP


53-2775747-2487952-2710303-0131618-0873641-2156509-0420216-0779141-2168709-0441004-0178236-1919004-0174408-0374210-0465201-0046140-2119408-0360822-1059808-0388107-0305337-1998102-0080554-2802246-2403913-0636004-0154622-1053026-1278605-0207340-2143749-2569221-1007707-0346115-0710437-1980147-2480511-0530912-0599015-0700126-1287011-0535455-2852724-1151424-1162101-0011045-2361231-16394

71.72.73.74.75.76.77.78.79.80.81.82.83.84.85.86.87.88.89.90.91.92.93.94.95.96.97.98.99.100.101.102.103.104.105.106.107.108.109.110.111.112.113.114.115.116.117.118.

CELSO R. CACALDARHODORA B. BALUYOTERWIN C. FRONDOZA

CARMENCITA V. ARANDAVICTOR G. FLETCHETERO SR.

ROSALIE S. MACAPUNODANIEL A. DANTE

RODOLFO B. RIVERAMANUEL A. VERGARAAURORA B. FAJARDO

VIOLETA L. FELIPEZANDRO B. QUIMSONCORAZON A. CHAVEZ

IMELDA D. MANLANGITMONICA D.AUSTRIA

FRANCISCA F. STA. BARBARAVIRGINITA B. BERTULDO

ZENAIDA D. CRUZFILOMENA C. DEANG

SEVERINO R. BERNARDOFLORENCIA V. PAGSISIHAN

ALMARIO H. OXILESROSITA V. DE LEON

EDGARDO V. MAPILE , SR.ANVEN A. NICOLAS

EDGARDO C. LANDICHOMONICA R. AUSTRIA

CRISANTA M. ORDOÑEZTHERESITA G. HICARO

REMEDIOS C. JOSEFERCIVAL S. ESPAÑOMARITES A. NABOR

FRANCISCO A. GONZALESELIZABETH C. RIVERAAVELINA D. ARROYOELIZABETH L. ABIÑOEMELITA G. FRAYRES

GUILLERMA D. ARCENALUISA M. TAPANG

GLORIA C. CADUCIOALEXANDER A. ALCAZAR JR.

SOFRONIO B. QUINALAYOESTELA A. BASSIG

ALICIA M. AMALIANGALAHAD A. CABURNIDAANSELMA S. RODRIGUEZCARMEN R. NAVARROZA

LEONILO B. ENCINA

07/25/201707/27/201707/25/201707/29/201708/03/201708/04/201708/14/201708/14/201708/15/201708/16/201708/17/201708/16/201708/24/201708/27/201708/27/201708/26/201709/04/201709/13/201709/14/201709/16/201704/09/201709/21/201709/23/201709/06/201706/13/201709/27/201710/01/201710/04/201710/04/201704/16/201710/14/201710/11/201709/07/201710/23/201711/01/201710/29/201710/29/201711/03/201710/26/201711/02/201712/22/201611/17/201710/31/201611/25/201711/16/201711/30/201710/17/201712/11/2017

NENENE

48,000.0058,000.00

NE58,000.0058,000.0058,000.0058,000.00

terminatedNE

58,000.0058,000.0058,000.0058,000.0058,000.0058,000.00unclaimed58,000.00unclaimed

NEunclaimed

NE48,000.0058,000.0058,000.0058,000.0058,000.0048,000.0058,000.00

NE58,000.00unclaimed58,000.00

NENE

58,000.00unclaimed58,000.00

terminated58,000.00

NE58,000.0058,000.0058,000.00

NE58,000.00

68,458.23

44,303.01

41,889.35

7,902.0188,393.598,318.03

31,083.13

7,450.03

26,000.004,285.71

16,491.1437,400.0139,488.84

27,802.7615,833.35

ULAT SA MGA KASAPING PUMANAW AT BENEPISYONG NATANGAP / REPORT ON THE LIST OF THE DECEASED MEMBERS & BENEFITS RECEIVED

3,908,000.00TOTAL 1,648,350.30

* Note:

1. NE – Not Enrolled2. Ang Coop Loan Protection Plan o CLPP ay panagot sa balanse ng utang ng kasaping namatay na hindi delingkwente sa

kanilang pagbabayad.3. Bilang ng mga kasaping naka enroll sa Bagong Planong Damayan:

Plan 500 5840 Plan 5000 ( lifetime ) 1948 Kabuuan 7788


CIELITO L. GARRIDOChief Executive Officer

Checked by:

VIVIAN C. ALCANTARAOSS – Group Head


SDCC OFFICERS

Leonardo, Garibaldi O., DBAChairperson

Ablaza, Marjorie P.Director

Atty. Farol, Engelberto A.Acting Board Secretary

Ferrer, Olivia G.Director

Dandan, Elvira S.Vice-Chairperson

Cruz, Glenn C.Director

Sapungan, Rosalina G.Treasurer

Ferreros, Alma S.Director

Dela Cruz, Renato G.Director

Garrido, Cielito L., MBAEx-Officio Director /


Jose, Normandy G.Director

Engr. Salvador, Raymond Joseph L.Director


SDCC OFFICERS

Alcantara, Zenaida A., CPA, MBA, CrFA Chairperson

Ferrer, Marilou C.Chairperson

Aberion, Veronica T.Chairperson

Salvador, Alicia C.Vice-Chairperson

Vizcarra, Gemma G.Vice-Chairperson

Gonzaga, Leonila V.Vice-Chairperson

Cruz, Junelyn T.Secretary

Balana, Arturo C.Secretary

Sarmiento, Jesse M.Understudy

Mateo, Milagros M.Understudy

Orcullo, Regina T.Chairperson

Perida, Felipe L., JrVice-Chairperson

Tinasas, Romeo T.Secretary


SDCC OFFICERS

Castillo, Marites O.Chairperson

Garcia, Maria Evelyn R.Chairperson

Vizcarra, Reynaldo H.Vice-Chairperson

Esperanza, Alejandro G., Ed.DVice-Chairperson

Raden, Leonida L.Member

Pinpin, Lorna S.Secretary

Dizon, Carmen S.Secretary

Calma, Merla G.Member

Martinez, Ofeliza V.Member

Speakers’ Bureau Chairperson Luching, Evelyn R.Ex-Officio Member

Hermogenes, Nonalyn P.Member

Lecaros, Ma. Luisa D.Member

Magpantay, Dionisio G., CPA, DBA, Ph.D, DBEEx-Officio Member

Vice- Chairperson Dandan, Elvira S.Ex-Officio Chairperson


Muni, Mercedita S.Treasurer

Buñol, Nelson A.Auditor

Pambago, Estelita F.Education & Information Officer

Gaspay, Benedicto G.Sgt. At Arms

Engr. Bugayong, Alfredo S.Chairperson

Santos, Jerry M.Vice-Chairperson

Macabuag, Angel C.Secretary

Santiago, Arsenio G., M.DHonorary Chairperson

Allanigue, Ismael M.Member

Lansangan, Antonio S.Member

Cruz, Perseverando L.Acting Chairperson

Cruz, Damaso L., Jr.Member

Pascual, Asuncion L.Member

Abracia, Efrain E., Ph.DMember

Hernandez, Herminio C.Member

Cruz, Evangeline A.Recording Secretary

SDCC OFFICERS


Luching, Evelyn R.Guiwan, Alex B.Tiglao, Teresita D. Ablaza, Marjorie P.Balana, Josephine B.Carpio, Julita M.Cruz, Junelyn T.Cuadrato, Salvador V.Ferrer, Marilou C.Ferreros, Alma S.Gonzaga, Leonila V.Jose, Normandy G.Martinez, Ofeliza V.Mendoza, Apolonio M., JrMuni, Mercedita S.Perida, Felipe L., JrTinasas, Romeo T.Legaspi, Clarita C.EDCOM Chairperson Garcia, Maria Evelyn R.

Estrella, Marilyn J.Cerrada, Margarita DV., Ph.DDajang, Jocelyn T.De Leon, Edward G.Ramos, Charlie A., JrDela Justa, Cynthia D.

ChairpersonVice-ChairpersonSecretaryMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberEx-Officio MemberEx-Officio Member

ChairpersonVice-ChairpersonMemberMemberMemberEx-Officio Member / Secretary

Cortez, Fernando S.Mendoza, Apolonio M., JrDagal, Ana Maria Cecilia L.Austriaco, Marilou S.Cuadrato, Salvador V.Esperanza, Bon Abegail V., MPAFelipe, Annblyth A.Mangahas, May S.

Pilar, Danilo N., Ph.DBorromeo, Erlinda F.Cornilla, Consolacion T.

Gorgonia, Lani E.Gonzales, Ramon G.Santos, Asuncion R.Adlawan, Atilano C., JrGorgonia, Alberto B., JrSope, Rodel R.Arzaga, Douglas Arthur R.Cruz, Edison V.Hernandez, Dennis C.

Alcantara, Vivian D.Bautista, Ronaldo P.Comanda, Pernie T.Alabado, May Ann M.Arzaga, Douglas Arthur R.Dona, Aurora M.Flores, Jocelyn D.Gonzales, Ramon G.Gorgonia, Alberto B., JrGorgonia, Lani E.Hagos, Adelyn S.Lopez, Luzviminda B.Mayo, Leonida A.Tayab, Jeffrey G.Tungpalan, Lolita B.Tupaz, Mario M.Valencia, Maricel G.

Macatangay, Orico S.De Leon, Maria Nelia Rafaela G.Balana, Josephine B.Gutierrez, Josephine Maria S.Castillo, Maria Cristina S.Perido, Bonifacio T.

Guiwan, Alex B.Luching, Evelyn R.PKPTL Chairperson Engr. Bugayong, Alfredo S.Espiritu, Andrew L.Abocado, Jesus A.Bautista, Ronaldo P.Cundangan, Jan Michael C.Garcia, Roberto E.Rodriguez, Jojo S.

Arch. San Miguel, Alfredo S.Engr. Alvasan, Abner R.

Santos, Virginia B.Ferrer, Lamberto C.Santos, Nonila S.Reano, Anna Margarett R.

Chairperson (Employment)Vice-Chairperson (Education)Vice-Chairperson (Food)MemberMemberMemberMemberEx-Officio Member

ChairpersonVice-ChairpersonSecretary

ChairpersonVice-ChairpersonSecretaryMemberMemberMemberEx-Officio MemberEx-Officio MemberEx-Officio Member

MemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberMember

ChairpersonVice-ChairpersonMemberMemberEx-Officio MemberEx-Officio Member

ChairpersonVice-ChairpersonMemberMemberStaff AssitanceStaff AssitanceStaff AssitanceStaff AssitanceStaff Assitance

ChairpersonVice-Chairperson

ChairpersonVice-ChairpersonMember Member (Sub-Committee on Youth)

SDCC OFFICERS


SDCC OFFICERS

Chairperson Leonardo, Garibaldi O., DBAVice-Chairperson Dandan, Elvira S.Director Cruz, Glenn C.Director Ferreros, Alma S.Director, Engr. Salvador, Raymond Joseph L.COMELEC Chairperson Ferrer, Marilou C.Audit Committee Chairperson Alcantara, Zenaida A., CPA, MBA, CrFAEDCOM Chairperson Garcia, Ma. Evelyn R.GAD Chairperson Santos, Virginia B.PKPTL Chairperson, Engr. Bugayong, Alfredo S.Advisory Council Chairperson Cruz, Perseverando L.Youth Representative Ramos, Charlie A., Jr.CEO Garrido, Cielito L., MBAAtty. Cos, Allan B.Atty. Guevarra, Melanie O.Atty. Farol, Engelberto A.

ChairpersonVice-ChairpersonMemberMemberMemberMemberMemberMemberMemberMemberMemberMemberSecretaryLegal CounselLegal CounselLegal Counsel

Director, Engr. Salvador, Raymond Joseph L.Director Cruz, Glenn C.Director Ferrer, Olivia G.Director Ferreros, Alma S.Director Jose, Normandy G.Chairperson Leonardo, Garibaldi O., DBACEO Garrido, Cielito L., MBA

Audit Committee Chairperson Alcantara, Zenaida A., CPA, MBA, CrFAOperations Support Services Group Head Alcantara, Vivian D.Enterprise Operations Group Head Bautista, Maricris D.Property & Building Admin Officer Comanda, Pernie T.Loan Servicing Officer Garcia, Roberto E.

Chairperson Leonardo, Garibaldi O., DBAVice-Chairperson Dandan, Elvira S.Director Ablaza, Marjorie P.Director Ferrer, Olivia G.Director Jose, Normandy G.Director Dela Cruz, Renato G.CEO Garrido, Cielito L., MBA

ChairpersonVice-ChairpersonMemberMemberMemberEx-Officio MemberEx-Officio Member

ChairpersonVice-ChairpersonMemberMemberMember

ChairpersonVice-ChairpersonMemberMemberMemberMemberSecretary per By-Laws


Garrido, Cielito L., MBA Chief Executive Officer

Cortezo, Esmeralda D.Executive Services Officer/Physical

Security Officer (Concurrent)

Daynolo, Ma. Francisca C.Treasury Officer

San Miguel, Gemma C.Human Resource Officer

Bernardo, Ma. Nanette D.Audit Program Management Head

Ebol, Ronalyn C.Executive Secretary

Caballero, Janice F.HR/ELECOM Assistant

Garcia, Jess Dominicus J.Social / Performance Auditor

Gunda, Maria Yvette M.Recording Secretary to the Board

(Part–Time)

Canicosa, Sarah Len C.Human Resource Assistant

Mendoza, Marilyn M.Financial Auditor

SDCC STAFF


Salvador, Emmy E.MIS Head

Sentillas, Melvin Romeo L.ICT Specialist

Cardona, Ted Aron C., Jr.Database Specialist (Contractual)

Alogon, Jason G.ICT Infrastructure & Network Administrator

Barcial, Juan Miguel S.Programmer

Orlina, Kenneth Martin B.ICT Specialist (contractual)

Manook, Everlyn C.Database Administrator

Hernandez, Jon Marc M.Database Specialist (Contractual)

Navarro, Juan Regin R.Programmer

Alcantara, Vivian D.Operations Support Services Group Head

SDCC STAFF


Bautista, Ronaldo P.Records Management & Admin Services Officer

Alcantara, Ronaldo M.Records Management & Admin

Services Support Staff/Driver

Comanda, Pernie T.Property and Building

Admin Officer

Orioque, Ricky M.Property and Building Admin Coordinator

Bajar, Junior Teddy G.Property and Building Admin

Support Staff / Utility Staff

Ret, Ronaldo V.Records Management & Admin


Penolia, Rico D.Records Management & Admin


Villanueva, Mark Christopher P.Utility Staff

Santos, Alan D.Utility Staff

Tendero, Jason M.Utility Staff (Contractual)

Abaigar, Ar-Jay Ray T.Utility Staff (Contractual)

Thomas, Alexander D.Utility Staff (Part-Time)

Sanchez, Elenita C.Accountant

Rebustes, Annaliza N.Accounting Coordinator

Espiritu, Marinel S.Accounting Support Staff

SDCC STAFF


Llamas, Miriam R.Accounting Support Staff

Riano, Christine Ann P.Accounting Support Staff

Don, Mary Josette B.Accounting Support Staff

Lombrio, Jeson C.Accounting Support Staff (Project Based Contract)

Belaos, John Loyd B.Accounting Support Staff

(Part - Time)

Bautista, Maricris D.Enterprise Operations Management Group Head

Yeban, Nelson Jr., D.Satellite Operations Head

Suyat, Evangeline B.Technical Assistant to Satellite Operations

SDCC STAFF


Dela Peña, Ma. Cecilia D.Credit Admin & Loan Servicing Head

Cruz, Armando Jr., R.Credit Administration Officer

Garcia, Roberto E.Loan Servicing Officer

Abocado, Jesus A.Account Specialist

Vasquez, Jason M.Appraiser

Abella, Jose Marlon M.Collector

Gadon Editha D.C.A.L.S. Support Staff

Candelaria, Cherrylyn C.Account Specialist

Cruz, Jose Noel L.Appraiser

Labor, Jennifer H.C.A.L.S. Support Staff

Figueroa, Meriam J.C.A.L.S. Support Staff

Cruz, Cristriana O.C.A.L.S. Support Staff (Contractual)

Martin, Roy D.Account Specialist

Landicho, Justinio C.Collector

Zamora, Norman C.Legal Assistant (Project Based Contract)

Naoe, James Abraham B.Appraiser

Espiritu, Galicano M., III Collector

Faustino, Jenalyn C.C.A.L.S. Support Staff

Dimaapi, Marshelle Mae S.C.A.L.S. Support Staff (Contractual)

SDCC STAFF


Magdaraog, Evangeline G.Cash Operations Head/Credit Review & Treasury Operations Head (Concurrent)

Guiwan Minerva G.Cash Operations Coordinator

Guzman, Arlene R.Teller

Nuñez, Mary Ann M.Cashier

Rabotaso, Ferdinand Q.Cash Operations Coordinator

Legaspi, Noriza O.Teller

Guerrero, Mikee Jayzel D.Teller

Villacorte, Elvira J.Cashier

Calma, Magnolia G.Teller (Understudy)

Cundangan, Jan Michael C.Cash Operations Coordinator

Bordaje, Marjerie G.Teller

Sangab, Bianca Monique T.Cash Operation Support Staff

Santiago, Ferlinda M.Account Management Head / Loan

Product Officer (Concurrent)

Lopez, Catherine P.Deposit & Other Product Officer

Yak, Evangeline S.Account Management

Support Staff

Cortezo, Roque T.Account Specialist II

SDCC STAFF


Apostol, Rial S.Account Specialist

Meude, Rowena Y.Account Specialist

Sioson, Anthony A.Account Management

Support Staff

De Real, Imar J.Account Specialist

Rodriguez, Jojo S.Account Specialist

Malipot, Rachelle T.Account Specialist

Grageda, John Warrie S.Account Specialist

Ruiz, Richard A.Account Specialist

Aquiño, Edward F.Account Specialist (Contractual)

Maghirang, Ronald C.Account Specialist

Ocampo, Terry Ann Q.Account Specialist

Vergara, Jay-Ar R.Account Specialist (Contractual)

Dofitas, Ia B., MPACommunication & Knowledge

Center Management Head

Rañola, Maricel M.Acting Member and Leader

Training & Development Officer

Jose, Susana N.Member and Leader Training & Development Support Staff

Muni, Ma. Eloisa S.Market Research and Business

Dev’t Admin Assistant

SDCC STAFF


Gonzales, Jamen M.Communication & Publications

Assistant

Despogado, Fredirick D.Communication & Publications

Assistant

Lacerna, Joy Marie C.Marketing Administrative

Assistant (Contractual)

Manalili, Marie Rita Bettina Gerardine M.Market Research and Business Dev’t

Admin Assistant (Contractual)

Ferrer, Elena E.Membership Development and Member Support Services Head

Llamas, Michael P.Member Support Services

Coordinator

Dela Justa, Kimberly D.Membership Campaign

Support Staff

Cuadrato, Joanna D.Acting Member Records Administration Officer

David, Melani B.Membership Campaign

Support Staff

Sison, Rafael P., RNMembership & Member

Services Assistant

Gamboa, Jeanette U.Membership and Member

Services Officer

Santos, Ryshan F.Member Records Services

Support Staff

Mercado, Ruiesa F.Membership & Member Services

Assistant (Contractual)

SDCC STAFF


Atty. Cos, Allan B.Legal Counsel

Guerrero, Mark Joseph D., MBA, CPA, CFCAccounting Consultant

Esperanza, Joanna I., RSWCommunity Development and

Services Head

Atty. Guevarra, Melanie O.Legal Counsel

up to November 2017

Gomez, Lea R.HR/OD Consultant

Dela Cruz, Elizabeth D., R.Ph.Botica Operations Officer

Atty. Farol, Engelberto A.Legal Counsel

Alam, Imelda D.Botica Operations Coordinator

Gonzales, Reynaldo P., Jr.Botica Operations Coordinator

Almario, Catherine C.Botica Store Supervisor

Monteclaro, Mike A.Botica Operations Support Staff

Manila, Hanna Marie M.Botica Operations Assistant (Contractual)

Tacaisan Rowel P.Botica Operations Support Staff

Ranillo, Maverick Ian M.(TRIAS) Accounting/ Admin Staff (Project Based Contract)

Basco, Victor M.Botica Operations Support Staff

Ibasco, Peter F.ABS-CBN TV Plus Gold Store

Team Leader (Part-Time)

up to March 2017

Abiog, Roland T.MIS Consultant

SDCC STAFF


Bediones, Raquelyn C.EOM Support Staff (Contractual)

Mariano, Riza G.Utility Staff (Contractual)

Dionson, Vicdhan Lore R.Programmer

Tagalog, Elvira L.Botica Operations Assitant

(Contractual)

Garin, Marlon H.Utility Staff (Contractual)

Yeban Cynthia M.Member and Leader Training

Officer

Guillermo, Fernando Jr., P.Account Specialist

Salazar, Jesmay O.Cash Operations Support Staff

(Contractual)

Mabbun, Jeric G.Utility Staff

SDCC STAFF

Alberto, Elizabeth M.(May 3, 1986 - May 3, 2017)

Member Records Administration Officer


DEMOGRAPIYA / DEMOGRAPHICS

POOK-TULUNGAN LIDER(POOK-TULUNGAN LEADER)

OPISYALES NG SDCC(SDCC OFFICERS)

KAWANI NG SDCC(SDCC STAFF)

Edad (Age)

Lalaki (Male)

Babae (Female)

Bilang(Number) %

18 - 20 0 0 0 0.00%21 - 30 6 20 26 2.10%31 - 40 33 107 140 11.28%41 - 50 91 216 307 24.74%51 - 60 110 277 387 31.18%61 - 70 62 230 292 23.53%71 - 80 17 64 81 6.53%

81 - above 3 5 8 0.64%Total 322 919 1241 100.00%

Edad (Age)

Lalaki (Male)

Babae (Female)

Bilang(Number) %

18 - 20 0 0 0 0.00%21 - 30 1 1 2 1.59%31 - 40 2 4 6 4.76%41 - 50 18 10 28 22.22%51 - 60 12 30 42 33.33%61 - 70 15 17 32 25.40%71 - 80 1 8 9 7.14%

81 - above 6 1 7 5.56%Total 55 71 126 100.00%

Edad (Age)

Lalaki (Male)

Babae (Female)

Bilang(Number) %

19 - 20 0 2 2 1.67%21 - 30 17 26 43 35.83%31 - 40 21 24 45 37.50%41 - 50 3 19 22 18.33%51 - 60 3 5 8 6.67%Total 44 76 120 100.00%

Lalaki (Male) Babae (Female)


EDSD OFFICERS, FACULTY & STAFF

Escuela De San Dionisio

Board of Directors

Pilar, Jerrilynn L. DPAChairperson

Santos, Pilita R. Corporate Secretary

Gullas, Ma. Caridad D.Director

Dandan, Elvira S.Director

Perez, Erlinda B. Director

De Leon, Alicia L.Principal

Sunga, Amparo C.Vice-Chairperson

Macapugas, Mary Jane D.Treasurer

Jose, Nenita I.Director

Luching, Evelyn R. Chief Executive Officer

De Jesus, Adelaida L. Director

Sabino, Carmelita C. Ex-Officio Adviser

Trinidad, Evelyn S. Comptroller



Bottom (Left - Right)Francisco, Richelle F.Lagman, Riza F.Trinidad, Evelyn A.Luching, Evelyn R.De Leon, Alicia L.Dela Cruz, Irine P.Salvador, Maria Agnes D.

Bottom (Left - Right)Mallari, Ariante Joy M.Lusuegro, Marissa J.Portento, Chin-Chin M.Sobriano, Ronelyn T.Ladera, Jessica C.Manubay, Jewel Anne R.Ugali, Jessica M.

Top(Left - Right)Rabotaso, Felipe Jr. Q.Narciso, Jessica J.Peralta, Emma E.Romualdo, Ma. Lourdes G.Pascual, Ranila A.Durmiendo, Emmalou D.Araña, Chona S.Dela Paz, Ramon M.

Top(Left - Right)Lopez, Crisval V.Brito, John Rom-nie M.Cabauatan, Robert S.Glorioso, Dunstan S.Jesalva, Egbert V.Zarate, Jeffrey M.

Guidance Counselor Grade 7 to 10General AccountantComptrollerChief Executive OfficerPrincipalRegistrarGuidance Counselor Grade 1 to 6

Utility AideUtility AideUtility AideNurseLogistic StaffLibrarianUtility AideUtility Aide


Top(Left - Right)Zarate, Roldan II M.Javinar, Rommel E.Jose, Michelle Ann A.Allanigue, Adeline L.

Top(Left - Right)Comendador, Maria Meldly E.Bagaoisan, Tuesdie Jr. T.Ferreras, Mary Ann F.

Bottom(Left - Right)Danan, Celia V.Rioflorido, Melody R.Pastoral, Michelle S.Bersales, Venus B.

Bottom(Left - Right)Borsoto, Shiela F.Amar, Marivie F.Fetalver, Cherry Abigale F.

Left - RightReyes, Estelita S.Javier, Krizzelyn Faith A.Garcia, Jennifer A.



SECURITY GUARDS

Albao, Alvin L.(MAIN OFFICE)

Orongan, Rodolfo F.(MAIN OFFICE)

Magbago, Jayson M.(MAIN OFFICE)

Gil, Sheryl M.(BOTICA)

Vasay, Marcelino(EDSD)

Odvillas, Jesse L.(MAIN OFFICE)

Briol, Samuel(SATELLITE OFFICE)

Largo, Bernard(EDSD)

Lim, Manuelito S.(MAIN OFFICE)

Cas, Dominador(SATELLITE OFFICE)


BALIK TANAW / FLASHBACK

ENERO / JANUARY

PEBRERO / FEBRUARY

MARSO / MARCH


ABRIL / APRIL

HUNYO / JUNE

MAYO / MAY




HULYO / JULY

AGUSTO / AUGUST SETYEMBRE / SEPTEMBER



OKTOBRE / OCTOBER

NOBYEMBRE / NOVEMBER



DISYEMBRE / DECEMBER

cover design - sandionisiocredit.coop · our net surplus has reached almost php 40 million pesos...

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