corporate profile & financial performance update 1st half 2015 kinerja bvic fr 2015 en... · pt...

For more information, please contact:

Corporate Secretary

PT Bank Victoria International Tbk

Panin Tower 15th Floor, Senayan City, Jl. Asia Afrika Lot. 19, Jakarta 10270

Ph. (021) 7278 1800

Fax. (021) 7278 1900

Email : [email protected]

Website : www.victoriabank.co.id

Corporate Profile &

Financial Performance Update

1st Half 2015

mailto:[email protected]

http://www.victoriabank.co.id/

• Converted its Subsidiaries’ operationalpermit Bank Swaguna has becomeBank Victoria Syariah

• Right Issue V

• Acquisition one private national banks inIndonesia (Bank Swaguna).

• Issued the 2nd Bond of IDR 200 Bio and 1st

Subordinated Bond of IDR 200 Bio• Right Issue IV

Since its establishment in 1992, PT Bank Victoria International Tbk has been growing significantly and has beenactively carrying out corporate actions to increase its added value to the Company…

Milestones

1992-1999

2000-2003

2004-2006

2007-2008

2010-2011 2013

2012 2014

2015

• PT Bank Victoria InternationalTbk. was establlished in Jakarta.

• Start operating as a commercialbank.

• Obtained a permit from BankIndonesia as a ForeignExchange Trader.

• Go Public at Indonesia StockExchange (f.k.a. JSX) andbecome a public company

• Issued the 1st Bond of IDR 100 Bio • Right Issue I• Right Issue II

• Issued ATM Bank Victoria and joined with ATM & Debit Prima Network

• Right Issue III

Issued the 3rd Bond of IDR 200 Bio and 2nd

Subordinated Bond of IDR 300 Bio

• Issued the 4th Bond of IDR200 Bio and 3rd SubordinatedBond of IDR 300 Bio

• BVIC’s rating has raised to

idA-, stable outlook.• 100 operational offices

network strategically locatedin greater JABODETABEK area

• 102 operational offices network strategically located in greaterJABODETABEK area, Bandung & Surabaya

• Maintaining BVIC ranked at A-, stable outlook.• Displacement Listing of Shares BVIC Board to the Main Board.• Contributors JIBOR IDR 2014.• Rating 8 (out of 41) ARA.• Start Bancassurance Product Sales & Retail Banking.• BVIC shares included in the index Infobank15.

• Consolidated Financial Performance as of 30 June 2015 :o Total Asset :

Rp 20,1 Triliono Loan and Sharia :

Rp 12,1 Triliono Deposits and Syirkah :

Rp 15,4 Triliono Equity :

Rp 1.8 Triliono Net Profit :

Rp 84,5 Miliar • Contributors JIBOR IDR 2015.• TKS of Composite Level : PK-2.• Maintaining a BVIC Shares on the Main Board.

www.victoriabank.co.id


Shareholder Structure


Sumber : Perseroan, berdasarkan DPS Per 30 Juni 2015

Bank Victoria is a publicly listed company at Indonesia Stock Exchange (BVIC.JK) since 1999. To support the Bank’sbusiness expansion, Bank Victoria has a Subsidiaries (Bank Victoria Syariah) focusing on the market penetration ofIslamic Banking in Indonesia…

12,35%

99,99%

PT Suryayudha

Investindo Cipta

Atrium Asia

Investment

Management (masyarakat > 5%)

Suzanna Tanojo PT Nata Patindo

PT Victoria

Investama Tbk

Masyarakat

(<5%)

5,87% 3,08% 8,19%

39,37% 31,14%

Syariah


Vision, Mission, Corporate Culture Values and Financial Platform

The Bank has a profound Vision, Mission, Corporate Culture Values and Financial Platform to promote excellentservices to all customers…


Customers

To constantly

make efforts to meet

the needs of customers,

to nurture a good

relationship

with customers and to

give the best service to

customers.

Vision : “To become customers’ preferred bank of choice

which is trusted, sound and efficient”

C A R

Corporate Culture Values (D A H S Y A T) :

Discipline – Accountable – Honest – Solid, Sustain – Youthful Spirit – Accurate – Trust

L D R N P L BOPO

Mission

People

To develop

professional and

dedicated human

resources in order to

provide good services

and to meet

customers’ needs.

Operations

To run

bank’s operations

by implementing the

principles of prudence

efficiently and

sustainably.

Risk Management

To carry out

risk and financial

management prudently

and consistently and

constantly implement

the principles of Good

Corporate Governance.


Board of Commissioners and Board of Directors


The entire Bank’s management (Board of Commissioners and Board of Directors) consists of well-experiencedprofessionals in the banking industry…

* Effective after obtaining the approval of the Financial Services Authority (Fit & Proper Test)** Approved by the Financial Services Authority in accordance Letter No. SR-141 / D.03 / 2015 dated July 7, 2015


Corporate & Bond Rating


Outlook

Stable

Long Term Bond

IdBBB+

Subordinated Bond

IdBBB

PEFINDO

PEFINDO

Outlook

Stable

Long Term Bond

IdA-

Subordinated Bond

IdBBB+

PEFINDO

PEFINDO

Outlook

Stable

Long Term Bond

IdA-

Subordinated Bond

IdBBB+

Outlook

Stable

Long Term Bond

IdA-

Subordinated Bond

IdBBB+


The Bank’s Operational Offices /Branches


86 Office/Branch(DKI Jakarta) 5 Office/Branch

(Bekasi)

2 Office/Branch(Bogor & Depok)

7 Office/Branch(Tangerang)

1 Office/Branch(Bandung)

1 Office/Branch(Surabaya)

Currently, Bank Victoria has 102 offices/branches are centralized in greater Jabodetabek, West Java and EastJava.

P. Jawa

P. Madura


Bank Victoria Products


Our Product Include :

Bank Victoria provide a variety of banking products to satisfy everythingyou need


Bancassurance Products


VIP Super Plan VIP Pro VIP Pro Invest VIP Maxima Link VIP Family Plan VIP Lifestyle Protector

Jiwasraya Generali FWD Sinarmas MSIG Manulife

Business cooperation us in Bancassurance :


ATM & EDC Debit Transactions Network

Since 2004, Bank Victoria has issued ATM Card to support the customers transactional needs. In the same year, BankVictoria has also officially joined the ATM and EDC Debit PRIMA network. Currently, Bank Victoria ATM Card can beused in more than 88 thousands of ATM network and more than 322 thousand of EDCs network for debittransactions throughout Indonesia….

Sumber : Presentasi PT. Rintis Sejahtera (PRIMA EFT Services) – www.jaringanprima.com www.victoriabank.co.id

http://www.jaringanprima.com/



The growth of Bank Victoria’s financial performances (bank only & sharia) has been stable in the last 3 years.Bank Victoria will continue to maintain a sustainable and conservative financial performance growth target ahead…

CAGR : 8,2%

CAGR : 29,1%

Consolidate Total Asset:

Amounting to IDR 20,1 T CAGR increase 9,4% from June 2013

Financial Performance Update – Total Asset



Bank Victoria’s financial performance has improved from time to time, indicated by an upward trend of Net Profit forthe Year that has been growing significantly…

QoQ : 141,4% QoQ : 127,4% QoQ : 160,4%

Consolidate Profit For The Year (Net) :

Up to June 2015 amounted to IDR 84.5 Bio

QoQ increase 160,4% from March 2015

Financial Performance Update – Net Profit Fot The Year




CAGR : 7,8%

CAGR : 32,1%

Financial Performance Update – Loan & Sharia Financing

Consolidate Total Credit:

Amounting to IDR 12,1 T CAGR increase 9,3% from June 2013




540666

768

1.151

879823

12.57314.617

11.171

(Bank Only)

CAGR : 5,7%

CAGR : 40,2%

Financial Performance Update – Deposits & Syirkah


Financial Performance Update – Financial Ratios

Bank Victoria’s financial ratios (bank only) has improved in the last 3 years. Bank Victoria will continue to maintaina sustainable and conservative financial ratios to comply with a healthy banking aspects…


10% CAR

2% ROA

15% ROE

75% LDR80% BOPO

19.6%

2.4%

1.0%

9.0%

90.9%77.7%

3,5% NIM



Awards & Recognitions

In the past 10 years, Bank Victoria has consistently received numerous awards in various aspects related to financial as well as nonfinancial …Year 2014: - Indonesia Banking Award Best Performance Banking 2014 Category Bank BUKU 2 Commercial Bank.

- Gold Champion Category Mortgage (BUKU I+II)

- Economic Review ” Bank with the Most Expansive Business Growth”.

- Predicate of “Very Good” from Infobank Award for 2013 financial performance.

- Indonesia Banking Award 2014 : Ranked 5 BUKU II Public Company, Core Capital Rp1T - Rp5.

- BVIC shares included as one of the component in Infobank15 Index (period 2014 - 2015).

Year 2013 : - BVIC shares included as one of the component in Infobank15 Index (period Dec 2013 - May 2014).

- Raised in Company rating to idA- from idBBB+ ; with stable outlook.

- Raised in the rating of Bank Victoria Bond III Year 2012 to idA- from idBBB+.

- Raised in the rating of Bank Victoria Subordinated Bond II Year 2012 to idBBB+from idBBB.

- Predicate of “Very Good” from Infobank Award for 2012 financial performance.

- 1st Rank of The Best Bank 2013 in “Good Corporate Governance” for the Commercial Bank categorywith Core Capital IDR 1T – 5T.

- Indonesia Banking Award Best Performance Banking 2013 for the BUKU 2 Private Bank category.Year 2012 : - Predicate of “Very Good” from Infobank Award for 2011 financial performance.

- Banking Efficiency Award Bisnis Indonesia 2012 for the Non Foreign Exchange Bank category.

- Finalist The Best Small Bank < IDR 1T from Indonesia Enterprise Risk Management Award 2012.

- Tempo Newspaper in Indonesia Banking Award Best Performance Banking 2012 for the National Private Bankcategory with Assets between IDR 5T - 50T.

- 1st Rank of The Best Bank 2012 in “Compliance” for the Commercial Bank category withAssets > IDR 1T - 10T at the Anugerah Perbankan Indonesia 2012.

- 1st Rank of The Best Bank 2012 in “Financial Aspects” for the Commercial Bank category withAssets > IDR 10T - 25T at the Anugerah Perbankan Indonesia 2012.

- 1st Rank of the The Best Bank 2012 in “Good Corporate Governance” for the Commercial Bank category with Assets > IDR 1T - 10T at the Anugerah Perbankan Indonesia 2012.

Year 2008 : - Predicate of ”Very Good” for the category of Bank with Business Activity Focusing on Particular BusinessSegment (with a capital between IDR 100B to < IDR 1T) out of 125 bank ratings in Indonesia by InfobankMagazine, June 2008 Edition.

- ”Banking Efficiency Award 2008” from Bisnis Indonesia Daily.


Thank You



corporate profile & financial performance update 1st half 2015 kinerja bvic fr 2015 en... · pt...

Documents