communications portfolio - locktonldb.lockdal.com/.../2020-2022_communications_portfolio.pdf ·...
TRANSCRIPT
COMMUNICATIONS
PORTFOLIO
Lockton Dunning Benefits
2020-2022
TOTAL COMPENSATION STATEMENTS
Cu
sto
m S
ervi
ces
STATEMENT PREPARED FOR:
YOUR ANNUAL TOTAL REWARDS: <<GTOTALCO>>
EMPLOYEE ASSISTANCE PROGRAM (EAP)Confidential EAP PROVIDER services are available 24 hours a day, 365 days per year. You and your family are eligible for five personal visits with a registered counselor in addition to telephonic and online support. To access the EAP, call XXX-XXX-XXXX or visit www.samplecompany.com.
TUITION REIMBURSEMENT PLANRegular full-time and part-time employees who have completed six (6) months of service are eligible to apply for tuition reimbursement. SAMPLE COMPANY will reimburse up to a maximum of $X,XXX per calendar year for full-time employees and $X,XXX per calendar year for part-time employees.
WORKERS’ COMPENSATIONSAMPLE COMPANY strives to provide a safe working environment for our employees. However, accidents do occasionally occur on the job. Workers’ Compensation insurance is provided by the Company to ensure that should you be injured on the job, you receive the medical attention you need and the assistance required to help you recover as quickly as possible.
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STATEMENT BASED ON THE FOLLOWING:
Information as of End-Date
Employee Identification Number <<EEID>>
Date of Hire <<EEDOH>>
At SAMPLE COMPANY, we value your well-being. It’s just one reason we strive to provide valuable and significant benefits to your family. With that in mind, we would like to present you with your customized, confidential benefits statement for 20XX.This statement is meant to give you an overview of your current benefits, their value, and their impact on your compensation as a whole.
If you have any questions about your statement or benefits, please reach out to Human Resources.
Regards, NAME
Important Facts about Your Personalized Benefit Statement
While care was taken to Insure this statement is accurate, the possibility of error always exists. The availability and amounts of your actual benefits will always be governed by the official Plan Documents. This statement is not a legal document and should not be construed as such. It does not constitute a contract of employment or a guarantee of any particular benefit. Contact Human Resources if you have any questions.
DEAR <<FNAME>>,
On
go
ing
Acc
ess
Monthly Email Blast, Poster and Blog
LDBLIFESTYLEBENEFITS.COM
BONUS ARTICLE OF THE MONTH: WASTE NOT
BENEFIT SPOTLIGHT
MAY 2019 DIY HEALTH
HIKING HOW-TOHiking can be a fun way to exercise and spend time outdoors. Check out these tips for beginners.
WELLNESS AT WORKEmployer-sponsored wellness programs began as company fitness programs, but now they offer a lot more, including incentives, social support, interactive tools to sustain healthy behavior, and insurance premium discounts. They work to create healthier employees and prevent chronic diseases like heart disease and diabetes. And federal regulations ensure data privacy.
• Take advantage of the health tools offered. You’ll find guidance and programs for weight loss, exercise, eating healthier and quitting smoking.
• Enjoy premium discounts. Many employers offer a discounted premium for your health insurance if you participate in or reach a certain level in the wellness program. You can earn points through exercise, online classes, a biometric screening and more.
• Events and camaraderie. Often going hand in hand with wellness programs are company-sponsored events such as 5Ks or yoga classes. This gives you a chance to earn points and get to know your coworkers in a different way.
LET’S GET HYDROPONICHydroponics is a method of growing plants in a water-based, nutrient-rich solution. Rather than using soil, plants’ roots are supported using an inert medium, allowing the roots direct contact with the solution and access to oxygen. The use of the growing medium aerates and supports the plant and channels the water and nutrients.
The easiest and most common hydroponic system is deepwater dulture, or the reservoir system. Roots are suspended in a nutrient solution with an aquarium air pump oxygenating it. Other types of systems include nutrient film technique (a continuous flow of nutrients over the roots) and aeroponics (roots are suspended in the air and misted with nutrient solution).
Benefits include:
Compared to soil gardening, hydroponics is more expensive due to the cost of equipment and nutrients. It can also take up a lot of space. Research what plants and method will work best for you.
Speed. A hydroponic plant can have a growth rate 30% to 50% faster than a soil plant.
Yield. Scientists believe the extra oxygen in the growing medium stimulates root growth.
Environment. It uses less water, as the water is constantly reused. It also requires little to no use of pesticides, and removes any risk of topsoil erosion, as soil isn’t even used.
Always take at least one person with you. It’s good to have a buddy to stay safe.
Know your trails. Park rangers can school you on the terrain and wildlife.
Gear up! Make sure your feet have enough support and the shoes are broken in. Dress for the weather by layering.
Don’t forget food and water. A good rule is to eat 200 to 300 calories per hour to keep your strength up. You should bring at least a half-liter of water for each person for each hour.
Stay safe. Bring along a first-aid kit, your phone and a compass. Make sure someone knows where you are, and consider leaving a note with your route plans in your car.
Hike kindly. Leave the trail how you found it – don’t litter, leave any plants or animals alone, and be considerate of other hikers.
Lockton BenefitLink
RETIREMENT GOALSHOW TO SLAY YOUR 401(K)Weekend getaways. Trying the newest restaurant in town. Discovering the latest tech gadgets. Enjoying the comforts life has to offer may seem second nature when you’re a young millennial and new to the professional world. But as you age, how can you ensure those comforts are still within reach? Even after you retire, you don’t have to give up the lifestyle you are building. All you have to do is save.
This employer-sponsored retirement account can help build and create choices for your future self by saving money — tax-free — from your paycheck. The sooner you participate in a 401(k), the better.
COOL. SO NOW WHAT?Research your employer’s 401(k) plan and find out what your options are. Some companies match your employee 401(k) contribution up to a certain amount (usually a percentage) annually. This increases your retirement savings and sets you up for success in the long term!
Not all companies offer a 401(k) plan. For those who do not have that option or are self-employed, an Individual Retirement Arrangement (IRA) may be the option for you. Traditional IRAs are tax-deductible, but Roth IRAs are taxed now.
Determining which percentage of your income to contribute to your account is the first step. Aiming for 12% to 15% (inclusive of employer match contributions) is a good start, but keep in mind this percentage depends on each individual’s financial situation.
Regardless of which retirement account you choose or how much you contribute, it’s important to think of it as a long-term strategy. Dipping into the account early will jeopardize the quality of your retirement and rack up penalties from the IRS.
Pre-tax vs. Roth 401(k) — what’s the difference? If you contribute to your 401(k) pre-tax, your contributions will be taken out before taxes each pay period. However, you’ll have to pay taxes on the funds when you withdraw them during retirement. If you have a Roth 401(k), contributions will be deducted from your paycheck after taxes — but you won’t pay taxes when you withdraw during retirement. Once you retire, you might be in a higher tax bracket, so contributing after taxes now could save you money in the long run.
WHAT IS A 401(k)?
Op
en E
nro
llmen
t M
ater
ials
INDUSTRY
WANDER
SQUARE
PARALLEL
OUTDOORS
Sp
ecia
lty
Too
lkit
sHealth Risk Solutions (HRS)
Health Reimbursement Account
Health Savings Account
THE BENEFITS ASSISTANCE CENTER IS AVAILABLE TO TAKE YOUR CALL!
THE BENEFITS ASSISTANCE CENTER
� Provider Contact Information
� Claims Issues
� Eligibility Assistance
� Annual Open Support
� Replacement ID Cards
� Assistance with Insurance Companies
� Questions about Your Benefitsand Plan Coverage
Sample Company Benefits Assistance Center is dedicated to helping you maximize your health and welfare benefits. When you call the Benefits Assistance Center, you will speak with a dedicated customer service representative who can help you with a wide range of questions and concerns including:
Sample CompanyBENEFITS ASSISTANCE CENTER
HOURS OF OPERATION: MONDAY-FRIDAY, 7AM-6PM CSTTOLL-FREE PHONE NUMBER: 800-X X X-X X X
EMAIL: [email protected] FA X NUMBER: 855-X X X-X X X X
QUESTIONS ABOUT YOUR BENEFITS?
800-XXX-XXX
HEALTHY RANGES FOR RISK FACTORSHDL CHOLESTEROL
FAST
ING
GLU
COSE
BLOODPRESSURE WAIST CIRCUMFERENCE
TRIGL
HDL CHOLESTEROL
FAST
ING
GLU
COSE
BLOODPRESSURE WAIST CIRCUMFERENCE
TRIGLYC
ERID
ES
**
<150
> 50
<10
0
<130/85 < 35 in
.
<150
> 40
<10
0
<130/85 < 40
in.
* Biometric Screening results and
Health Risk Assessments are completely confidential.
All personal information and results are protected by
the Health Insurance Portability and Accountability Act
(HIPAA) and will not be shared with Sample Company.
Focusing on improving your health not only helps your body — you’ll save time and money in the long run too! We’re here to help you crush those fitness goals and make your day-to-day life better.
CONQUER YOURHEALTHGOALS
CDHP/HSA
CDHP/HRA
WELLNESS
CALL CENTER
MOBILE APP
LIFESTYLE BENEFITS
EDUCATIONAL FLIERS
Now What?
20XX-20XX
The Health Reimbursement
Account (HRA)
What You
20XX-20XX
3
The LDB Communications Practice streamlines all benefits‑related employee communication needs — from branded, compliance‑approved master designs to custom pieces. Our Practice offers communications strategies, mobile integration
platforms, project management, design customization, proofreading, and coordination with translation and print vendors.
CORE COMMUNICATIONS
• Guide, Trifold, Poster, Postcard, Email blasts, Letterhead, Self‑Mailer and PowerPoint in 5 Master Designs (available in color and black & white)
• Topic‑Specific Toolkits: CDHP (HSA & HRA), Wellness and Call Center
ADDITIONAL SERVICES• Monthly Wellness & Benefits Email Blast, Posters and Blog
(English & Spanish versions)
• Mobile Integration: Lockton BenefitLink Mobile App and Landing Pads
SERVICES PROVIDED FOR AN ADDITIONAL FEE• Total Compensation Statements
• eMags
• Enhanced Lockton BenefitLink Mobile App Communications, including Push Alerts and Custom Messaging
• Customized Collateral: Newsletters, Brochures, Fliers, Letters and More!
• Preferred Pricing Relationships with Video and Text Messaging Vendors
Sample Landing Pad
ldb.lockdal.com/sampleco
Communications Portfolio
portfolio.lockdal.com/index.html
SELF‑ MAILERFOLDS TO 8.5 X 5.5 POSTCARD
8.5 X 6
TRIFOLDFOLDS TO 11 X 5.66
4
POWERPOINT
POSTERS11 X 17 & 22 X 27.5BENEFITS GUIDE
8.5 X 11
WANDER ENROLLMENT MATERIALS
Also Available as an Email Blast
COMMUNICATIONS
PORTFOLIO
5
SELF‑ MAILERFOLDS TO 8.5 X 5.5
TRIFOLDFOLDS TO 11 X 5.66
POSTCARD8.5 X 6
POWERPOINT
BENEFITS GUIDE8.5 X 11
POSTERS11 X 17 & 22 X 27.5
ENROLLMENT MATERIALS
INDUSTRY
Also Available as an Email Blast
SELF‑ MAILERFOLDS TO 8.5 X 5.5
BENEFITS GUIDE8.5 X 11
TRIFOLDFOLDS TO 11 X 5.66
POSTCARD8.5 X 6
POWERPOINT
POSTERS11 X 17 & 22 X 27.5
6
PARALLEL* ENROLLMENT MATERIALS
*Designed without images
Also Available as an Email Blast
COMMUNICATIONS
PORTFOLIO
7
SELF‑ MAILERFOLDS TO 8.5 X 5.5
BENEFITS GUIDE8.5 X 11
TRIFOLDFOLDS TO 11 X 5.66
POSTCARD8.5 X 6
POWERPOINT
POSTERS11 X 17 & 22 X 27.5
OUTDOORS ENROLLMENT MATERIALS
Also Available as an Email Blast
SELF‑ MAILERFOLDS TO 8.5 X 5.5
BENEFITS GUIDE7.5 X 7.5
TRIFOLDFOLDS TO 11 X 5.66
POWERPOINT
POSTERS11 X 17 & 22 X 27.5
POSTCARD8.5 X 6
8
SQUARE ENROLLMENT MATERIALS
Also Available as an Email Blast
COMMUNICATIONS
PORTFOLIO
9
OVERVIEW MAILER8.5 X 5.5
SPECIALTY TOOLKITS
TAX POSTCARD8.5 X 6
Save Money on TAXES!
Contribute to your HSA
Did you know that Health Savings Account (HSA) contributions for 20XX
can be made up until the federal tax-filing deadline of April XX if you
have not yet filed your taxes?
Contact Sample Bank Administrator to make a 20XX contribution after
January 1, 20XX. You’ll likely just need to write “20XX Contribution” in the
memo portion of your check and complete any required paperwork.
Contact Sample Bank Administrator for more details. If you’ll still have
money in your account on December 31, don’t worry — HSA accounts roll
over from year to year and are portable, so if you leave Company Name
or retire your account goes with you.
REMINDER!
20XX HSA
Contribution
Limits
Individual: $X,XXX
Family: $X,XXX
*Catch-Up: $X,XXX
*Limited to Ages 55 and Older
Please Note: HSA funds used for non-qualified expenses are subject
to ordinary income tax and may incur a 20% IRS penalty. You
generally should submit IRS Form 8889 with your tax return if you
had an HSA in 20XX. State taxes may vary. Consult your tax advisor
for specific advice.
Address Line 1 Address Line 2 City, State ZIP
Don’t Forget Your HSA This
Tax Season!
20XX‑20XX
LETTERS8.5 X 11
Dear Employees:
The cost of healthcare in the U.S. has been steadily growing each year, and Sample Company
isn’t immune from these effects. Why? Some of the factors include an aging population,
increased demand for care (resulting in higher prices for premiums and prescription drugs)
and an increase in chronic illnesses. We want to do what we can to keep your healthcare costs
reasonable. Therefore, Sample Company will transition to a Consumer-Driven Health Plan
(CDHP) with Sample Vendor. This change will take place in January.
Make sure you’re informed about this new option so you can make the best healthcare choices
for you and your family. Placing an importance on preventive care, making healthy choices,
and managing costs will help keep your health — and wallet — in control in the long run. Our
new plan focuses on raising cost transparency, creating healthier behaviors, and helping you
become more informed about your health care spending.
Smooth Transitions
Changes have been built with you and your family in mind:
You’ll likely pay less in premiums (think less money from your paycheck).
Access to current physicians, hospitals and other medical providers will not be disrupted.
You’ll pay for the full cost of non-preventive medical services until you reach your deductible.
Wellness exams are still fully covered.
You can also use a Health Savings Account in conjunction, which provides a safety net for
unexpected medical costs and tax advantages.
Our commitment to offering you high-quality health care isn’t changing, and we’ll keep you
informed along the way. More detailed information will arrive soon to your inbox and mailbox.
And don’t forget to attend one of our upcoming Open Enrollment meetings! These meetings will
be held in all office locations in October of this year.
Immediate Questions?
Please reach out to Human Resources at 999-999-9999.
Thanks for all you do,
CEO Name
20XX-20XX
How can I make the most of my HSA?1. Tax free three ways. You can contribute
money into your HSA tax free. Payments for medical expenses from your HSA are tax free. And you’ll earn yearly interest on the account – tax free!
2. Don’t forget about your employer contribution. Sample Company provides an HSA employer contribution for employees, deposited annually and prorated based on your enrollment in the HSA.
3. Know what’s eligible. You can use funds from your HSA for doctors’ visits, hospital care, dental and vision care, prescriptions and more.
4. Roll over and save. You are not required to use HSA funds within any particular timeframe. Any unused funds roll over from year to year, allowing you to save and build interest.
5. Contribute flexibly. Tight on cash? Contribute less to your HSA this year. Just got a raise? Contribute more. Just stay under the annual IRS contribution limit.
6. Bring your HSA into retirement. You can use your HSA funds for qualified medical expenses tax free anytime. Once you’re over age 65, you can use your HSA funds as taxed income for anything!
The Consumer‑Driver Health Plan (CDHP)
works in conjunction with a Health Savings
Account (HSA) to reduce health care costs.
This plan allows you more choice and
flexibility in your health care spending.
So how does it all work?
Sample Company is offering this plan option to all eligible
employees in 20XX. You’re eligible to open and fund an HSA if:
You are enrolled in an HSA‑eligible Consumer‑Driven
Health Plan.
You are not covered by your spouse’s non‑CDHP health plan.
Your spouse does not have a health care Flexible Spending
Account or Health Reimbursement Account.
You are not eligible to be claimed as a dependent on
someone else’s tax return.
You are not enrolled in Medicare or TRICARE.
You have not received Department of Veterans
Affairs medical benefits in the past 90 days for
non‑service‑related care.
Is there a contribution limit?The annual maximum amount that can be contributed to an HSA
from all sources, including Sample Company’s contributions, is set
each year by the IRS. The annual contribution maximum is based
on the coverage option elected. Employees age 55 and older may
make an additional “catch‑up” contribution up to $1,000.
What are the benefits? You can contribute pre‑tax payroll deductions to your HSA.
Sample Company will also contribute up to $X,XXX to
your HSA.
Funds withdrawn from your account to pay for qualified
medical expenses are tax free.
Your HSA balance will grow with tax free interest.
Any unused funds in your HSA will roll over from year to year
– the money in the account is yours, even if you leave Sample
Company or retire.
20XX HSA ContributionsIRS Maximum Contributions
Sample CompanyContribution
Individual $X,XXX $X,XXX
Family $X,XXX $X,XXX
Catch‑Up Contribution (ages 55 and older)
$1,000
* 20XX IRS maximum contributions include Sample Company contribution
20XX-20XX
What are qualified medical expenses?Qualified medical expenses are anything you would usually pay
for out of your own pocket, including doctors’ visits, prescriptions,
glasses/contacts, some over‑the‑counter medications with a
prescription and more. A full list can be found in IRS Publication
502 at www.irs.gov.
I’m eligible! So how do I open it?Enroll into Sample Company’s CDHP medical plan. The
time to enroll in 20XX benefits is almost here!
Annual Enrollment: Month Day, Year
Please note: Enrolling in the CDHP does not automatically
open your HSA account. You must open it to fund it.
To open your HSA, contact Sample HSA Bank:
Online www.samplecompany.com
Mail Address Line 1 Address Line 2 City, State ZIP
Phone 999‑999‑9999
More Questions? Contact Human Resources.
CDHP FAQ
CDHP FAQ
OVERVIEW MAILER8.5 X 5.5
CDHP/HRA HEALTH REIMBURSEMENT ACCOUNT
CDHP/HSA HEALTH SAVINGS ACCOUNT
CDHP Letter CEO to Employees
All About the Consumer‑Driven Health Plan and Health Savings Account
The Consumer‑Driver Health Plan (CDHP)
works in conjunction with a Health Savings
Account (HSA) to reduce healthcare costs.
This plan allows you more choice and flexibility
in your healthcare spending. So how does it
all work?
Key features 100% preventive and wellness care coverage with in‑network providers.
You’ll likely see reduced premiums (think
less money out of your paycheck). Qualified employee‑paid medical
expenses count toward the deductible and
out‑of‑pocket maximum. You can also use a Health Savings Account
in conjunction with the CDHP, which provides a safety net for unexpected
medical costs and tax advantages.
What’s a Health Savings Account (HSA)?An HSA is a personal healthcare bank
account that you own and administer. It’s
used to pay for qualified medical expenses.
It’s funded by you, and in some cases your
employer too. It’s up to you how much
you contribute, when to use the money for
medical services, and when to reimburse
yourself. You can save and roll over HSA
funds to the next year if you don’t spend
them all in the calendar year. You can even
let funds accumulate year‑over‑year to use
in retirement. HSA funds are also portable
if you change jobs. There are no vesting
requirements or forfeiture provisions. HSA
contributions and withdrawals for qualified
healthcare expenses are tax free.EligibilityYou’re eligible to open and fund an HSA if: You are enrolled in an HSA‑eligible
Consumer‑Driven Health Plan (CDHP). You are not covered by your spouse’s
non‑CDHP health plan. Your spouse does not have a healthcare Flexible Spending Account
or Health Reimbursement Account. You are not eligible to be claimed as
a dependent on someone else’s tax return.
You are not enrolled in Medicare or TRICARE.
You have not received Department of Veterans Affairs medical
benefits in the past 90 days for non‑service‑related care.
3
All About the Health Reimbursement Account (HRA)The Health Reimbursement Account (HRA) is an innovative health plan that helps control medical costs by offering you choice and flexibility.
What is an HRA?An HRA is a health care bank account that’s IRS‑approved and employer‑funded. You can use it to pay eligible out‑of‑pocket medical expenses for you and your covered dependent(s) when you are enrolled in Sample Company’s XXXX plan.
What are the key features? Sample Company contributes to your
account, and these funds aren’t taxed. If you spend these dollars on qualified medical expenses, you won’t pay taxes either.
You control how your HRA funds are spent.
You can choose your doctors and other health providers, and HRA dollars used for qualified medical expenses are not taxable to you.
How does an HRA work?1. It Pays First
Sample Company contributes to the HRA on your behalf.
Your HRA pays your eligible medical expenses as long as there are available funds.
These payments apply to your $X,XXX plan deductible.
2. You Meet Your Deductible
Your annual deductible is the amount you must pay before your plan pays.
If you use all of your HRA funds, you must then pay the rest of the deductible out of pocket.
Most preventive care is covered by Sample Medical Provider up to 100%, whether or not you have met your deductible.
3. You Only Pay Coinsurance
Once you have met your deductible, you and Sample Company share costs. Your coinsurance amount is XX% and the plan pays XX%.
For your protection, there is a limit on how much you are required to pay out of pocket: your out‑of‑pocket maximum. Your in‑network out‑of‑pocket expenses are limited to $X,XXX for individual coverage and $XX,XXX for family coverage.
After you reach your out‑of‑pocket maximum, Sample Company covers all expenses up to 100% for the rest of the year.
How do I use my HRA?You may use your HRA to pay for qualified medical expenses such as doctors’ visits, hospital care or prescription drugs.
You’re responsible for:
Any health care service not covered by your plan.
Any service cost needed after you’ve spent all the funds in your HRA. You are responsible for your deductible and copays after the HRA funds have been spent.
Your coinsurance or copay amount after you meet the deductible.
If all of your medical expenses are covered services and the total cost does not exceed the amount in your HRA, you may not have any out‑of‑pocket costs.
How do I track my balance?Get the most from your HRA by keeping track of it. Visit www.samplewebsite.com for resources like:
Online access to your fund balance, past transactions and claim status.
Medical and drug cost comparison information.
Lists of medical expenses that qualify for coverage on your plan.
Sample Company Contributions
Employee Only $X,XXX
Family Coverage $X,XXX
10
SPECIALTY TOOLKITS
BIOMETRIC REPORT CARD8.5 X 11 (TWO OPTIONS)
BIOMETRIC POSTER11 X 17 & 22 X 27.5
This year, Sample Company is offering all benefit-eligible employees FREE on-site health screenings on Month Day, Year.
Take this opportunity to get to know your health and set goals to improve. Need more motivation? Participate in the biometric screening and you’ll save $XX on your 20XX medical premiums.
Our goal is to help you achieve your best health. Rewards for participating in a wellness program are available to all benefits-enrolled employees. Employees and spouses who are unable to meet a biometric standard under this wellness program might qualify for an alternate opportunity (or their physician may recommend one) that would allow them to meet the standard and thus qualify them for the reduced medical premium. Please contact Sample Vendor at XXX-XXX-XXXX to learn more.
SCHEDULE YOUR FREE BIOMETRIC SCREENINGBiometric Screenings are Month Day, Year. Visit www.samplewebsite.com for details.
POSTCARDS8.5 X 6
BETTERHEALTHBUILT BY YOU
CONQUER YOUR
HEALTHGOALS Ready to Quit and Get Fit?Visit www.samplewebsite.com for information about tobacco cessation programs
and options available through Sample Medical Provider.
AVOID THE 20XXTOBACCO/NICOTINE SURCHARGE
Action Needed!S Contact Sample Vendor at XXX-XXX-XXXX or www.samplewebsite.com to schedule your Biometric Screening.T Call Jane Doe in Human Resources at XXX-XXX-XXXX for a Tobacco/Nicotine Affidavit.U
XXX-XXX-XXXX
Enrolled in the CompanyMedical Plan? and your covered dependent(s) (18 and older) must submit a Tobacco/Nicotine Affidavit by Month Day, Year or test negative for nicotine during a Biometric Screening by
CORONARYDISEASERISK IS CUT IN 1/2
COLEVELS
RETURN TONORMAL
LETTERS8.5 X 11
Dear employees,
A healthy lifestyle helps you personally and professionally, and Sample
Company is here to help you along the path to wellness. That’s why we offer
free on-site Biometric Screenings and Health Risk Assessments* conducted
confidentially by Sample Vendor. These screenings help identify common
risk factors that could be obstacles to achieving your best health. The more
you know, the more power you have to prevent heart disease, diabetes and
stroke.
As we get closer to Open Enrollment, don’t forget that we will conduct free
on-site Biometric Screenings. If you and your spouse/domestic partner are
enrolled in the Company medical plan(s), you are both required to participate
and meet or improve three out of the five commonly accepted Metabolic
Syndrome benchmarks (see below for details) and submit a Health Risk
Assessment by Month, Day, Year to qualify for reduced medical premiums in
20XX.
HEALTHY RANGES FOR RISK FACTORSHDL CHOLESTEROL
FAST
ING
GLU
COSE
BLOOD PRESSURE WAIST CIRCUMFEREN
CE
TRIGLYCERIDES
HDL CHOLESTEROL
FAST
ING
GLU
COSE
BLOOD PRESSURE WAIST CIRCUMFEREN
CE
TRIGLYCERIDES
**
< 150
> 50
< 10
0
< 130/85 < 35 in.
< 150
> 40
< 10
0
< 130/85 < 40 in.
**If you have self-identified or tested positive for tobacco, you may complete a tobacco cessation
program to qualify for a reduced medical premium.
Our goal is to help you achieve your best health. Rewards for participating
in a wellness program are available to all benefits-enrolled employees.
Employees and spouses who are unable to meet a biometric standard under
this wellness program might qualify for an alternate opportunity (or their
physician may recommend one) that would allow them to qualify for the
reduced medical premium. Contact Sample Vendor at XXX-XXX-XXXX for
details.
We’ve got your back. Better health is within reach, and we can help you
meet your goals. The first step: taking advantage of the free one-on-one
Health Coaching available to you as a Sample Company Wellness Program
participant. You have access to specially trained health professionals,
including registered dietitians, clinicians, nurses and certified personal trainers
who can help you achieve wellness. Contact your Health Coach by calling
Sample Vendor at XXX-XXX-XXXX or by visiting www.samplewebsite.com.
This tiny step is a big one in your wellness journey — small lifestyle
improvements bring you closer to being your best, healthiest self. Plus, you’ll
save money!
Additional details on Open Enrollment meetings and on-site Biometric
Screenings will be sent out in the next few weeks. If you and/or your enrolled
spouse/domestic partner are unable to attend a free on-site screening, your
physician may complete the necessary testing and paperwork. Please contact
Human Resources for the required form. Visit www.samplewebsite.com to
complete a Health Risk Assessment. Don’t forget: To qualify for reduced
medical premiums in 20XX you and your enrolled spouse/domestic partner
must complete a Biometric Screening (meeting or improving three out of the
five benchmarks) and submit a Health Risk Assessment by Month Day, Year.
Here’s to you and your health!
In good health,
CEO Name
* Biometric Screening results and
Health Risk Assessments are completely confidential.
All personal information and results are protected by
the Health Insurance Portability and Accountability Act
(HIPAA) and will not be shared with Sample Company.
Focusing on improving your health not only helps your body —
you’ll save time and money in the long run too! We’re here to help
you crush those fitness goals and make your day-to-day life better.
CONQUER YOUR
HEALTH GOALS
Dear employees,
Getting healthier can change your life, and there’s no time like the present. Sample Company offers all benefits-eligible employees help on your health journey through Wellness Program, a health-management program through Sample Vendor. This benefit is provided at no cost and is completely confidential.
Wellness Program can guide you through making healthier choices and achieving your lifestyle goals. This program is full of helpful tools such as:
• Educational webinars, programs and challenges
• Personalized coaching and chronic-condition management tools
• Convenient and secure storage of medical records
• Helpful reminders about preventive exams
• BMI and weight management tools
• Customized calculators
For more information about Wellness Program, please visit www.samplewebsite.com.
Take the first step on your path to wellness. Sample Company has partnered with Sample Vendor to provide free on-site Biometric Screenings and Health Risk Assessments* for employees and spouse/domestic partners enrolled in the Company medical plan(s). Complete the screening by Month Day, Year, in order to earn a $XX premium differential incentive by Month Day, Year.
Our goal is to help you achieve your best health. Rewards for participating in a wellness program are available to all benefits enrolled employees. Employees and spouses who are unable to meet a biometric standard under this wellness program might qualify for an alternate opportunity (or their physician may recommend one) that would allow them to meet the standard and thus qualify them for the reduced medical premium. Please contact Sample Vendor at XXX-XXX-XXXX to learn more about your options.
WHAT IS A BIOMETRIC SCREENING? This confidential health analysis includes a blood draw and biometric assessment that helps you identify potential health problems early. A Biometric Screening typically includes measurements for blood pressure, blood lipids (total cholesterol, HDL cholesterol), glucose, height, weight, body mass index, waist circumference and a nicotine swab test.
REMEMBER! TO QUALIFY FOR THE $XX PREMIUM DIFFERENTIAL, YOU AND YOUR SPOUSE/DOMESTIC PARTNER MUST COMPLETE A FREE ON-SITE BIOMETRIC SCREENING AND SUBMIT A HEALTH RISK ASSESSMENT BY MONTH DAY, YEAR.Discovering any risk factors you may have allows you to take action and make steps toward wellness. We want to help you take responsibility for your health and create the best possible future for you and your family. Look for additional details about this incentive from Sample Company over the next few weeks.
Here’s to you and your health!
In good health, CEO Name
*Biometric Screening results and Health Risk
Assessments are completely confidential. All personal
information and results are protected by the Health
Insurance Portability and Accountability Act (HIPAA) and
will not be shared with Sample Company.
Sign Up for YourFREE Biometric Screening
BETTER HEALTH BUILT BY YOU
QUIT& GET FITDear employees,
Sample Company knows that the choices we make every day affect our lives — and we want to help you make positive healthy changes.
Due to the high personal and medical costs associated with chronic tobacco/nicotine use, Sample Company is implementing a Tobacco/Nicotine Surcharge,
effective Month Day, Year.
WHAT IS A TOBACCO/NICOTINE SURCHARGE?Sample Company assesses a $XX monthly Tobacco/Nicotine Surcharge for
employees, spouses/domestic partners and/or dependents older than age
18 who use tobacco and are enrolled in Sample Company’s medical plan(s).
The Tobacco/Nicotine Surcharge is in addition to the regular monthly medical
premiums. Tobacco use includes any form of tobacco/nicotine, including
cigarettes, cigars, snuff, chewing tobacco, pipes, e-cigarettes, etc., used within
the last six months, regardless of frequency or location. The use of FDA-
approved Nicotine Replacement Therapy, such as nicotine patches, gum or
lozenges, is not considered tobacco use.WHO IS INCLUDED IN THE TOBACCO/NICOTINE SURCHARGE?Any employee, spouse/domestic partner and/or dependent(s) over 18 on
the Sample Company medical plan(s) who meets the tobacco/nicotine user
definition will be assessed the Tobacco/Nicotine Surcharge effective Month
Day, Year.
HOW WILL TOBACCO/NICOTINE USE OR NON-USE BE IDENTIFIED?Each covered employee must submit a Tobacco/Nicotine Affidavit, which
allows the employee and their dependents to self-report their tobacco/
nicotine status, by Month Day, Year. Anyone who does not submit the
Tobacco/Nicotine Affidavit by Month Day, Year will automatically be assessed
the Tobacco/Nicotine Surcharge.
WHAT PROGRAMS OR SERVICES DOES SAMPLE COMPANY OFFER COVERED EMPLOYEES AND DEPENDENTS?
Our goal is to help you achieve your best health. If you do not meet the
tobacco/nicotine-free requirement, you may be eligible to avoid the Tobacco/
Nicotine Surcharge by different means. Sample Company’s medical plan(s)
through Sample Medical Provider currently cover the cost of several options
to help you, your spouse/domestic partner and/or dependent(s) over 18
quit using tobacco, including Nicotine Replacement Therapy and a Tobacco
Cessation Program. Please contact Sample Vendor or HR representative at
XXX-XXX-XXXX or email to submit confirmation of completing or enrolling in
the designated tobacco cessation program by Month Day, Year or to submit
confirmation of being under a physician’s care for tobacco or nicotine use by
Month Day, Year. Rewards for participating in this program are available to all
benefits-enrolled employees.
KEY DATES TO REMEMBER:All employees, their spouses/domestic partners and dependent(s) over
18 who are enrolled in the Company medical plan(s) must submit the
Tobacco/Nicotine Affidavit to Jane Doe in Human Resources at janedoe@
samplecompany.com by Month Day, Year.Complete the Tobacco Cessation Program by Month Day, Year.The Tobacco/Nicotine Surcharge will be applied to medical premiums
beginning Month Day, Year. In good health,CEO Name
Rewards for participating in a wellness program are available to
all employees. If you think you might be unable to meet a standard
for a reward under this wellness program, you might qualify for an
opportunity to earn the same reward by different means.
AVOID THE 20XX TOBACCO/NICOTINE SURCHARGE
OUTCOMES
OUTCOMES
TOBACCO
TOBACCO
PARTICIPATION
PARTICIPATION
Where Are We Unhealthy?
CHOOSE HEALTH
Call Your Physician. Remember, preventive care is covered at 100% by your carrier. For more information, contact wellness vendor at phone number or website.
0
1
2
3
4
5
Why Your Numbers Matter!If you are out of range in 3 or more of the risk factors listed below, you have Metabolic Syndrome.
This means you are twice as likely to develop heart disease, which can lead to heart attacks and strokes, and five times as likely
to develop diabetes. For more information about Metabolic Syndrome, visit www.heart.org or www.ncbi.nih.gov.
Num
ber
of
Ris
k F
acto
rs
How Many Risks Do We Have?
25p
28p
23p
18p
15p
10p
Sample CompanyNational Average
Blood Pressure
58%31%
Glucose
58%33.9%
HDL
58%18%
Triglycerides
58%25.1%
BMI/Waist Circumference
58%35%
RISK FACTORS
If you are out of range in 3 or more of the risk factors listed below, you have Metabolic Syndrome.
Number of Employees
What Impact Does This Have On You?
43%of Sample Company
employees have Metabolic Syndrome this year.20%
of Company Name employees who had Metabolic Syndrome last year improved their health
How much more you will spend over a lifetime if you are obese or have 3+ risks
=$92,235
The number of years your life will be reduced if you are obese or have 3+ risks
=5
Do You Have 3+ Risk Factors? Get Help Now!
Call Your Physician. Remember, preventive care
is covered at 100% by your carrier. For more
information, contact wellness vendor at phone
number or website.
of Company Name employees
have Metabolic Syndrome
this year
43%
0
1
2
3
4
5
Great Job
Warning
25
28
23
18
15
10
Num
ber o
f Em
ploy
ees
and
Spou
ses
Take Action
Numb
er of R
isk Factors
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%Whe
re a
re w
e un
heal
thy?
Wha
t Im
pac
t D
oes
Thi
s H
ave
on
You?
5The number of years your
life will be reduced if you
are obese or have 3+ risks
$92,235How much more you will
spend over a lifetime if you
are obese or have 3+ risks
If you are out of range in 3 or more of the risk factors listed below,
you have Metabolic Syndrome.
Sample Company National Average
Blood Pressure
BMI/ Waist Circ.
Glucose HDL Triglycerides
of Company Name employees
who had Metabolic Syndrome
last year improved their health
20%
Do You Have 3+ Risk Factors?
Get Help Now!
Why Your Numbers MatterIf you are out of range in 3 or more of the risk factors listed below,
you have Metabolic Syndrome. This means you are twice as likely
to develop heart disease, which can lead to heart attacks and strokes,
and five times as likely to develop diabetes. For more information
about Metabolic Syndrome, visit www.heart.org or www.ncbi.nih.gov.
How Many Risks Do We Have?The Number Of Employees
At Each Risk Level
Choose Health
WELLNESS HEALTH RISK SOLUTIONS (HRS)
COMMUNICATIONS
PORTFOLIO
11
FLIERS8.5 X 11
POSTERS11x17
SPECIALTY TOOLKITS
POSTERS 11 X 17
THE BENEFITS ASSISTANCE CENTER IS AVAILABLE TO TAKE YOUR CALL!THE BENEFITS ASSISTANCE CENTER
� Provider Contact Information
� Claims Issues
� Eligibility Assistance
� Annual Open Support
� Replacement ID Cards
� Assistance with
Insurance Companies
� Questions about Your Benefits
and Plan Coverage
Sample Company Benefits Assistance Center is dedicated to helping
you maximize your health and welfare benefits. When you call
the Benefits Assistance Center, you will speak with a dedicated customer
service representative who can help you with a wide range of questions
and concerns including:
Sample Company
BENEFITS ASSISTANCE CENTER
HOURS OF OPERATION: MONDAY-FRIDAY, 7AM-6PM CST
TOLL-FREE PHONE NUMBER: 800-X X X-X X X
EMAIL: [email protected]
TOLL-FREE FA X NUMBER: 855-X X X-X X X X
QUESTIONS ABOUT YOUR
BENEFITS?800-XXX-XXX
WALLET CARDS3.375 X 2.125
Call The Benefits Assistance Center
HOURS OF OPERATION: M-F 7am - 6 pm CST
EMAIL: [email protected] FAX: 800-XXX-XXX
800-XXX-XXX
THE BENEFITS ASSISTANCE CENTER IS AVAILABLE TO TAKE YOUR CALL!
THE BENEFITS ASSISTANCE CENTER
� Provider Contact Information
� Claims Issues
� Eligibility Assistance
� Annual Open Support
� Replacement ID Cards
� Assistance with Insurance Companies
� Questions about Your Benefits
and Plan Coverage
Sample Company Benefits Assistance Center is dedicated to helping you
maximize your health and welfare benefits. When you call the Benefits Assistance
Center, you will speak with a dedicated customer service representative who can
help you with a wide range of questions and concerns including:
Sample Company
BENEFITS ASSISTANCE CENTER
HOURS OF OPERATION: MONDAY-FRIDAY, 7AM-6PM CST
TOLL-FREE PHONE NUMBER: 800-X X X-X X X
EMAIL: [email protected]
TOLL-FREE FA X NUMBER: 855-X X X-X X X XQUESTIONS
ABOUT YOUR
BENEFITS?
800-XXX-XXX �Provider Contact Information �Claims Issues �Eligibility Assistance �Open Enrollment Support �Replacement ID Cards
�Assistance with Insurance Companies �Questions about Your Benefits and Plan Coverage
Sample Company Benefits Assistance Center is dedicated to helping
you maximize your health and welfare benefits. When you call
the Benefits Assistance Center, you will speak with a dedicated customer
service representative who can help you with a wide range of questions
and concerns including:
THE BENEFITS ASSISTANCE CENTER
is Available to Take Your Call!
SAMPLE COMPANY Benefits Assistance Center HOURS OF OPERATION: MONDAY-FRIDAY, 7AM-6PM CST
TOLL-FREE PHONE NUMBER: 800-XXX-XXX
EMAIL: [email protected]
TOLL-FREE FAX NUMBER: 855-XXX-XXXX
About Your Benefits?
QUESTIONS
800-XXX-XXX
A.
A.
C. (FOLDED)
B. B.
B.
• Provider Contact Information
• Claims Issues • Eligibility Assistance • Open Enrollment Support• Replacement ID Cards
• Assistance with Insurance Companies• Questions about Your
Benefits and Plan Coverage
Sample Company Benefits Assistance Center is dedicated to helping you maximize your health and welfare benefits. When you call the Benefits Assistance Center, you will speak with a dedicated customer service representative who can help you with a wide range of questions and concerns including:
THE BENEFITS ASSISTANCE CENTER is Available to Take Your Call!
SAMPLE COMPANY Benefits Assistance Center
HOURS OF OPERATION: MONDAY-FRIDAY, 7AM-6PM CST TOLL-FREE PHONE NUMBER: 800-XXX-XXX EMAIL: [email protected] TOLL-FREE FAX NUMBER: 855-XXX-XXXX
About Your Benefits?
QUESTIONS
800-XXX-XXX
Medical Insurance Sample Company 800-XXX-XXXX www.samplecompany.com
Dental Insurance Sample Company 800-XXX-XXXX www.samplecompany.com
Vision Insurance Sample Company 800-XXX-XXXX www.samplecompany.com
Life, AD&D Insurance Sample Company 800-XXX-XXXX www.samplecompany.com
401(k) Plan Sample Company 800-XXX-XXXX www.samplecompany.com
FSA Sample Company 800-XXX-XXXX www.samplecompany.com
HSA Sample Company 800-XXX-XXXX www.samplecompany.com
Human Resources Sample Company 800-XXX-XXXX www.samplecompany.com
HOURS OF OPERATION: M-F 7am - 6 pm CST
800-XXX-XXXX
EMAIL: [email protected]
FAX: 800-XXX-XXX
BENEFITS ASSISTANCE CENTER
is Available to Take Your Call!
Medical Insurance Sample Company 800-XXX-XXXX
www.samplecompany.com
Dental Insurance Sample Company 800-XXX-XXXX
www.samplecompany.com
Vision InsuranceSample Company 800-XXX-XXXX
www.samplecompany.com
Life, AD&D InsuranceSample Company 800-XXX-XXXX
www.samplecompany.com
401(k) PlanSample Company 800-XXX-XXXX
www.samplecompany.com
FSASample Company 800-XXX-XXXX
www.samplecompany.com
HSASample Company 800-XXX-XXXX
www.samplecompany.com
Human ResourcesSample Company 800-XXX-XXXX
www.samplecompany.com
Human Resources
Jane DoeHuman Resources........................................................................800-XXX-XXXX
Jane DoeHuman Resources........................................................................800-XXX-XXXX
Jane DoeHuman Resources........................................................................800-XXX-XXXX
Jane DoeHuman Resources........................................................................800-XXX-XXXX
Call The Benefits Assistance Center
HOURS OF OPERATION: M-F 7am - 6 pm CST
EMAIL: [email protected]
FAX: 800-XXX-XXX
800-XXX-XXX
Medical Sample Company 800-XXX-XXXX www.samplecompany.com
Dental Sample Company 800-XXX-XXXX www.samplecompany.com
Wellness Sample Company 800-XXX-XXXX www.samplecompany.com
Vision Sample Company 800-XXX-XXXX www.samplecompany.com
Life Insurance Sample Company 800-XXX-XXXX www.samplecompany.com
AD&D Insurance Sample Company 800-XXX-XXXX www.samplecompany.com
401(k) Plan Sample Company 800-XXX-XXXX www.samplecompany.com
FSA Sample Company 800-XXX-XXXX www.samplecompany.com
HSA Sample Company 800-XXX-XXXX www.samplecompany.com
HRA Sample Company 800-XXX-XXXX www.samplecompany.com
Pet Insurance Sample Company 800-XXX-XXXX www.samplecompany.com
Critical Illness Sample Company 800-XXX-XXXX www.samplecompany.com
EAP Sample Company 800-XXX-XXXX www.samplecompany.com
Human Resources Sample Company 800-XXX-XXXX www.samplecompany.com
A.
CALL CENTER
Also Available as an Email Blast
*THREE FOR WALLET CARD
MASTER DESIGNTwo*
OPTIONS
12
EMAIL BLAST
POSTCARD8 X 5
FLIER 8.5 X 11
GO MOBILE
APP ‑ LOCKTON BENEFITLINK®
Lockton’s app gives your employees and their dependents 24/7 access to your company’s benefits information.
BenefitLink features a news feed, push notifications, Lockton’s digital Lifestyle Benefits monthly newsletter and more!
BenefitLink is a complete mobile employee communication platform!
Available at:
User ID: demo Password: showme
COMMUNICATIONS
PORTFOLIO
13
EMPLOYEE APP OPTIONS
ENTERPRISE:• Fully client branded, customized app with
integrated employee data, allowing you to target messages to specific audiences.
ENGAGED:• BenefitLink with integrated employee data
MENU:The three horizontal bars on the top left of the screen open the navigation menu. There, employees can manage individual profiles, view past push notifications and view pinned articles.
Enterprise Engaged Standard
External App Branding Yes No No
Internal App Branding Yes Yes Yes
Customizable Functionality Yes No No
Individual Usernames Yes Yes No
Targeted Content Yes Yes No
Customizable Content Yes Yes Yes
STANDARD:• Off the shelf BenefitLink
HOME SCREEN:Your home screen is a newsfeed that can be regularly updated with useful and relevant articles. Simply tap the headline to view an article. Articles can be tagged by target audience.
Employees can pin an article for later reading simply by touching the push-pin icon on the article.
LIBRARY:The Library screen features important company reference documents.
CONTACTS:The contacts tab quickly connects your employees with your key contacts, including vendors and call centers.
TOOLS:The tools tab opens a screen that includes useful calculators and online tools.
14
ONGOING ACCESS
PRINTABLE POSTERS
11 X 17ANNUAL CALENDAR
8.5 X 11
ONLINE BLOG
IN FOCUS FLIERS 8.5 X 11
When would I use this? You need routine care or treatment for a current health issue. Your primary doctor knows you and your health history, can access your medical records, provide routine care, and manage your medications.
What type of care would they provide?*• Routine checkups• Immunizations• Preventive services• Manage your general healthWhat are the costs and time considerations?**• Often requires a copay and/or coinsurance• Normally requires an appointment• Usually little wait time with scheduled appointment
WHERE TO GO FOR CAREYou think you may be sick, but your primary care physician is booked through the end of the month. You have a question about the side effects of a new
medication, but the pharmacy is closed. Instead of immediately choosing an expensive trip to the emergency room or relying on questionable information
from the internet, take a look below at various care centers and resources and the types of care they provide.
* This is a sample list of services and may not be all‑inclusive.** Costs and time information represent averages only and are not tied to a specific condition or treatment.
When would I use this?You need a quick answer to a health issue that does not require immediate medical treatment or a physician visit.
What type of care would they provide?* Answers to questions regarding:• Symptoms• Medications and side effects• Self‑care home treatments• When to seek care
What are the costs andtime considerations?**• Nurse lines are usually available 24 hours a day, 7 days a week.• This service is usually free as part of your medical insurance.
When would I use this? You need care for minor illnesses and ailments, but would prefer not to leave home. These services are available by phone and online (via webcam). What type of care would they provide?*• Cold & flu symptoms• Allergies• Bronchitis• Urinary tract infection• Sinus problems
What are the costs andtime considerations?**• There is usually a first-time consultation fee and a flat fee or copay for any visit thereafter. • Access to care is usually immediate.• Some states may not allow for prescriptions through telemedicine or virtual visits.
PRIMARY CARE CENTER NURSE LINE TELEMEDICINE
When would I use this? You need immediate treatment for a serious life‑threatening condition. If a situation seems life threatening, call 911 or your local emergency number right away.
What type of care would they provide?*• Heavy bleeding• Chest pain• Major burns• Spinal injuries• Severe head injury• Broken bones What are the costs andtime considerations?**• Often requires a much higher copay and/or coinsurance.
• Open 24/7, but waiting periods may be longer because patients with life‑threatening emergencies will be treated first.
EMERGENCY ROOM
DO YOUR HOMEWORK
What may seem like an urgent care center could actually be a standalone ER. These newer facilities come with a higher price tag, so ask for clarification if the word "emergency" appears in the company name.
When would I use this?You need care quickly, but it is not a true emergency. Urgent care centers offer treatment for non‑life‑threatening injuries or illnesses.What type of care would they provide?*• Strains, sprains• Minor broken bones (e.g., finger)• Minor infections• Minor burns• X‑rays
What are the costs andtime considerations?**• Often requires a copay and/or coinsurance that is usually higher than an office visit.• Walk‑in patients welcome, but waiting periods may be longer as patients with more urgent needs will be treated first.
URGENT CARE CENTER
in
RETIREMENT GOALSHOW TO SLAY YOUR 401(K)Weekend getaways. Trying the newest restaurant in town. Discovering the latest tech gadgets. Enjoying the comforts life has to offer may seem second nature when you’re a young millennial and new to the professional world. But as you age, how can you ensure those comforts are still within reach? Even after you retire, you don’t have to give up the lifestyle you are building. All you have to do is save.
This employer-sponsored retirement account can help build and create choices for your future self by saving money — tax-free — from your paycheck. The sooner you participate in a 401(k), the better.
COOL. SO NOW WHAT?Research your employer’s 401(k) plan and find out what your options are. Some companies match your employee 401(k) contribution up to a certain amount (usually a percentage) annually. This increases your retirement savings and sets you up for success in the long term!
Not all companies offer a 401(k) plan. For those who do not have that option or are self-employed, an Individual Retirement Arrangement (IRA) may be the option for you. Traditional IRAs are tax-deductible, but Roth IRAs are taxed now.
Determining which percentage of your income to contribute to your account is the first step. Aiming for 12% to 15% (inclusive of employer match contributions) is a good start, but keep in mind this percentage depends on each individual’s financial situation.
Regardless of which retirement account you choose or how much you contribute, it’s important to think of it as a long-term strategy. Dipping into the account early will jeopardize the quality of your retirement and rack up penalties from the IRS.
Pre-tax vs. Roth 401(k) — what’s the difference? If you contribute to your 401(k) pre-tax, your contributions will be taken out before taxes each pay period. However, you’ll have to pay taxes on the funds when you withdraw them during retirement. If you have a Roth 401(k), contributions will be deducted from your paycheck after taxes — but you won’t pay taxes when you withdraw during retirement. Once you retire, you might be in a higher tax bracket, so contributing after taxes now could save you money in the long run.
WHAT IS A 401(k)?
LIFESTYLE BENEFITS AVAILABLE MONTHLY IN ENGLISH & SPANISH
LDBLIFESTYLEBENEFITS.COM
communications portfolio
15
FLIERLAYOUT
FOLDED BROCHURE LAYOUT
STATEMENT PREPARED FOR:
<<FNAME>> <<LNAME>><<ADDRESS1>> <<ADDRESS2>><<CITY>>, <<STATE>> <<ZIP>>
YOUR ANNUAL TOTAL REWARDS: <<GTOTALCO>>
EMPLOYEE ASSISTANCE PROGRAM (EAP)Confidential EAP PROVIDER services are available 24 hours a day, 365 days per year. You and your family are eligible for five personal visits with a registered counselor in addition to telephonic and online support. To access the EAP, call XXX-XXX-XXXX or visit www.samplecompany.com.
TUITION REIMBURSEMENT PLANRegular full-time and part-time employees who have completed six (6) months of service are eligible to apply for tuition reimbursement. SAMPLE COMPANY will reimburse up to a maximum of $X,XXX per calendar year for full-time employees and $X,XXX per calendar year for part-time employees.
WORKERS’ COMPENSATIONSAMPLE COMPANY strives to provide a safe working environment for our employees. However, accidents do occasionally occur on the job. Workers’ Compensation insurance is provided by the Company to ensure that should you be injured on the job, you receive the medical attention you need and the assistance required to help you recover as quickly as possible.
Category 1
Category 2
Category 3
Category 4
<<Cat1_PCT>>
<<Cat2_PCT>>
<<Cat3_PCT>>
<<Cat4_PCT>>
|
|
|
|
STATEMENT BASED ON THE FOLLOWING:
Information as of End-Date
Employee Identification Number <<EEID>>
Date of Hire <<EEDOH>>
At SAMPLE COMPANY, we value your well-being. It’s just one reason we strive to provide valuable and significant benefits to your family. With that in mind, we would like to present you with your customized, confidential benefits statement for 20XX. This statement is meant to give you an overview of your current benefits, their value, and their impact on your compensation as a whole.
If you have any questions about your statement or benefits, please reach out to Human Resources.
Regards, NAME
Important Facts about Your Personalized Benefit Statement
While care was taken to Insure this statement is accurate, the possibility of error always exists. The availability and amounts of your actual benefits will always be governed by the official Plan Documents. This statement is not a legal document and should not be construed as such. It does not constitute a contract of employment or a guarantee of any particular benefit. Contact Human Resources if you have any questions.
DEAR <<FNAME>>,
COVER 2
LIFE AND AD&DSAMPLE COMPANY also provides you with Life and
Accidental Death and Dismemberment (AD&D)
insurance at no cost. You have the option to
purchase additional coverage for yourself, your
spouse and/or dependent(s). You currently have
selected the following coverage:Employee
<<SLIEE>>Spouse
<<SLISP>>Child
<<SLICH>>AD&D
<<SLAEEA>>RETIREMENT PLANSThe SAMPLE COMPANY 401(k) Retirement Savings
Plan allows you to save money with pre-tax
contributions, while investing in your future.
We match XX% of the first XX% you contribute.
Right now, you contribute <<RETPCT>> to the
401(k) Plan.
PAID TIME OFFYour benefit includes: <<VACHRS>> accrued
vacation hours, XX Company-designated holidays,
up to XX floating holidays and <<SCKHRS>>
hours for sick leave, bereavement or jury duty.FLEXIBLE SPENDING ACCOUNTS
Flexible Spending Accounts (FSAs) allow you to
get tax savings for eligible health or dependent
care expenses paid for out of your own pocket.
SAMPLE COMPANY contributes an amount to
your Health Care FSA each year, based on the
level of your medical coverage. For 20XX, total
contributions to your Health Care FSA cannot
exceed $XX. You are allowed to contribute up
to $XX to the Dependent Care FSA ($XX if
married but filing separately). This past year,
SAMPLE COMPANY contributed <<FSACO>>
to your Health Care FSA. You elected to contribute
<<FSAEE>> to your Health Care FSA and
<<FSADEE>> to your Dependent Care FSA.
ANNUAL BREAKDOWN OF BENEFITS COSTS
The table below shows your estimated total compensation for 20XX based on your personal
data as of End-Date. Raises and bonuses received after End-Date are not reflected.
DIRECT COMPENSATIONCompany Contribution Your Contribution
Annual Salary (including vacation/holiday)<<PAYBASE>>
Bonus
<<PAYBONUS>>
Sales Incentives
<<SALESINCNTV>>
COMPENSATION
<<STOTALCO>>
HEALTH AND WELFARE BENEFITSMedical
<<MEDCO>><<MEDEE>>
Dental
<<DENCO>><<DENEE>>
Voluntary Vision
<<VISCO>><<VISEE>>
SURVIVOR BENEFITSBasic Life
<<BLACO>>
Basic Accidental Death & Dismemberment<<ADDCO>>
<<ADDEE>>
Voluntary Life and AD&D
<<VLAEE>>
Voluntary Spouse Life
<<VSPEE>>
Voluntary Child Life
<<VCHEE>>
ILLNESS AND DISABILITY BENEFITSShort-Term Disability (STD)
<<STDCO>><<STDEE>>
Long-Term Disability (LTD)
<<LTDCO>><<LTDEE>>
SAVINGS AND RETIREMENT BENEFITS401(k) Retirement Savings Plan1
<<RETCO>><<RETEE>>
Social Security and Medicare
<<SSMCO>><<SSMEE>>
OTHER PROGRAMSHealth Savings Account (HSA)
<<HSACO>><<HSAEE>>
Wellness Discounts
<<WELLCO>>
Employee Assistance Program (EAP)
<<EAPCO>>
Flexible Spending Accounts (FSAs)
<<FSACO>><<-FSAEE>>
Workers’ Compensation and Unemployment <<WRKCOCO>><<WRKCOEE>>
COMPANY-PROVIDED BENEFITS<<TOTALCOBEN>>
ESTIMATED TOTALS
<<GTOTALCO>><<TOTALEE>>
*Includes all bonuses paid DATE through DATE
1 401(k) amounts annualized based on current deductions.
Your contribution to these amounts is considered savings—not a cost of your benefits.
General Information
Health And WellnessMedical
Contact Information
Life and Disability
Annual Breakdown of Benefits Costs
DIRECT COMPENSATION Company Contribution Your Contribution
HEALTH AND WELFARE BENEFITS
SURVIVOR BENEFITS
ILLNESS AND DISABILITY BENEFITS
SAVINGS AND RETIREMENT BENEFITS
OTHER PROGRAMS
ESTIMATED TOTALS <<GTOTALCO>> <<TOTALEE>>
TOTAL compensation statement
20XX
PERSONAL AND CONFIDENTIAL
Voluntary Long‑Term CareYou are eligible to elect coverage in increments of $X to $X
per month payable for X months, X months, or unlimited.
This coverage protects you in the event you are confined to
a long‑term care facility, require the services of an assisted
living facility or require professional home care services. For an
additional premium, you may add coverage for family members.
Retirement401(k) PlanA pretax 401(k) plan is offered through VENDOR, allowing you
to save money for your retirement. Your allowable contribution is
1 percent to X percent of base pay. SAMPLE COMPANY will match
X percent of X percent of your eligible compensation contributed
to the plan. SAMPLE COMPANY’S match contribution and your
contribution are immediately vested and always belong to you.
If eligible, you may enroll in the plan on the first of the month
after X days employment. VENDOR will mail quarterly statements
directly to your home reflecting your investment information. You
may also access the information 7 days a week/24 hours a day by
contacting VENDOR automated answer line at XXX‑XXX‑XXXX
or online (www.xxxx.com). You must have your “PIN” number
available to access your personal information.401(K) Vesting
Years of ServiceAmount Vested
X
X%X
X%X
X%X
X%Annual PayFor the purpose of this benefits statement, the company defines
annual pay as the gross compensation paid to you as of DATE.
401(k) information represented is as of DATE. Benefit costs
are based on 20XX costs. Pay and the company’s cost for your
benefits have been annualized for employees with less than one
year of service as of DATE. Beneficiary DesignationsYour applicable beneficiary designation(s) are not reflected in this
statement; however, it is important that you periodically review
such information. If your family status changes, you may wish to
change your beneficiary designation(s). If so, the necessary forms
may be obtained from Human Resources.
Other BenefitsEmployee Assistance ProgramEmployees and family members can receive confidential,
professional assistance to help resolve personal or family
problems. Once a phone call is made to VENDOR, the EAP
provider, a master’s degree‑level counselor, will provide unlimited
telephone assistance. The counselor may refer for a one
face‑to‑face visit with a professional in your area. This service is
provided at no charge to the employee or family member.
Tuition AssistanceIt is the SAMPLE COMPANY’S policy to provide financial
assistance to employees interested in furthering their formal
education, which includes their college education, adult
education, applied technology, etc. The company will reimburse
the costs of tuition, direct fees, and books limited by the
maximum capped allowance upon successfully completing
the course.
VacationYou are entitled to an annual vacation allowance.
You have <<VACHRS>> hours accrued. Additional BenefitsIn addition to the benefits described in this statement as
well as those that are legally mandated, the following benefits
are offered:• Time off for death in the family, jury duty, military obligations,
and family/medical leave• XX recognized holidays• Direct deposit
This statement is designed to provide a brief overview of benefits. This statement does not constitute a Summary Plan Description nor a modification of the
Plan terms and conditions; the Plan Document provisions shall control and govern in the event of any discrepancy.
Statement Based on the Following:Information as of
End-Date
Employee Identification Number
<<EEID>>
Date of Hire
<<EEDOH>>Your Annual Total Rewards: <<GTOTALCO>>
<<Cat1_PCT>> Category 1 <<Cat4_PCT>> Category 4
<<Cat2_PCT>> Category 2 <<Cat5_PCT>> Category 5
<<Cat3_PCT>> Category 3 <<Cat6_PCT>> Category 6
Dear <<FNAME>>,This detailed statement of your benefits
was prepared just for you. It is designed
to show you the value of your benefits
package, which is a significant part of your
total compensation.We hope you will find this statement
informative and helpful. If there is anything
here you question or do not understand,
please contact Human Resources.Sincerely,
NameTitle
CUSTOM SERVICES
Workers’ CompensationSAMPLE COMPANY strives to provide a safe
working environment for our employees.
However, accidents do occasionally occur on
the job. Workers’ Compensation insurance is
provided by the Company to ensure that should
you be injured on the job, you receive the
medical attention you need and the assistance
required to help you recover as quickly
as possible.
Life and AD&DSAMPLE COMPANY also provides you with Life
and Accidental Death and Dismemberment
(AD&D) insurance at no cost. You have the
option to purchase additional coverage for
yourself, your spouse and/or dependent(s). You
currently have selected the following coverage:
Employee<<SupLifeEE>>
Spouse<<SupLifeES>>
Child(ren)<<SupLifeCH>>
AD&D<<SupLifeCH>>Retirement PlansThe SAMPLE COMPANY 401(k) Retirement
Savings Plan allows you to save money with
pre-tax contributions, while investing in
your future. We match XX% of the first XX%
you contribute. Right now, you contribute
<<RETPCT>> to the 401(k) Plan.Paid Time OffYour benefit includes: <<VACHRS>> accrued
vacation hours, XX Company-designated
holidays, up to XX floating holidays and
<<SCKHRS>> hours for sick leave, bereavement
or jury duty.
Flexible Spending Accounts
Flexible Spending Accounts (FSAs) allow you to
get tax savings for eligible health or dependent
care expenses paid for out of your own pocket.
SAMPLE COMPANY contributes an amount to
your Health Care FSA each year, based on the
level of your medical coverage. For 20XX, total
contributions to your Health Care FSA cannot
exceed $XX. You are allowed to contribute up
to $XX to the Dependent Care FSA ($XX if
married but filing separately). This past year,
SAMPLE COMPANY contributed <<FSACO>> to
your Health Care FSA. You elected to contribute
<<FSAEE>> to your Health Care FSA and
<<FSADEE>> to your Dependent Care FSA.
Annual Breakdown of Benefits Costs
The table below shows your estimated total compensation for 20XX based on your
personal data as of End-Date. Raises and bonuses received after End-Date are
not reflected.
DIRECT COMPENSATIONCompany Contribution
Your Contribution
Annual Salary (including vacation/holiday)
<<PAYBASE>>
Bonus
<<PAYBONUS>>
Sales Incentives
<<SALESINCNTV>>
COMPENSATION
<<STOTALCO>>
HEALTH AND WELFARE BENEFITS
Medical
<<MEDCO>><<MEDEE>>
Dental
<<DENCO>>
<<DENEE>>
Voluntary Vision
<<VISCO>>
<<VISEE>>
SURVIVOR BENEFITSBasic Life
<<BLACO>>
Basic Accidental Death & Dismemberment
<<ADDCO>>
<<ADDEE>>
Voluntary Life and AD&D
<<VLAEE>>
Voluntary Spouse Life
<<VSPEE>>
Voluntary Child Life
<<VCHEE>>
ILLNESS AND DISABILITY BENEFITS
Short-Term Disability (STD)
<<STDCO>>
<<STDEE>>
Long-Term Disability (LTD)
<<LTDCO>>
<<LTDEE>>
SAVINGS AND RETIREMENT BENEFITS
401(k) Retirement Savings Plan1
<<RETCO>>
<<RETEE>>
Social Security and Medicare
<<SSMCO>>
<<SSMEE>>
OTHER PROGRAMSHealth Savings Account (HSA)
<<HSACO>>
<<HSAEE>>
Wellness Discounts
<<WELLCO>>
Employee Assistance Program (EAP)
<<EAPCO>>
Flexible Spending Accounts (FSAs)
<<FSACO>>
<<FSAEE>>
Workers’ Compensation
and Unemployment
<<WRKCOCO>><<WRKCOEE>>
COMPANY-PROVIDED BENEFITS<<TOTALCOBEN>>
ESTIMATED TOTALS<<GTOTALCO>>
<<TOTALEE>>
* Includes all bonuses paid DATE through DATE01(k) amounts annualized based on current deductions.Your contribution to
these amounts is considered savings—not a cost of your benefits.
Annual Breakdown of Benefits CostsDIRECT COMPENSATION Company Contribution Your Contribution
Annual Salary (including vacation/holiday) <<PAYBASE>>
Bonus <<PAYBONUS>>
Sales Incentives <<SALESINCNTV>>
COMPENSATION <<STOTALCO>>
HEALTH AND WELFARE BENEFITS
Medical <<MEDCO>> <<MEDEE>>
Dental <<DENCO>> <<DENEE>>
Voluntary Vision <<VISCO>> <<VISEE>>
SURVIVOR BENEFITS
Basic Life <<BLACO>>
Basic Accidental Death & Dismemberment <<ADDCO>> <<ADDEE>>
Voluntary Life and AD&D <<VLAEE>>
Voluntary Spouse Life <<VSPEE>>
Voluntary Child Life <<VCHEE>>
ILLNESS AND DISABILITY BENEFITS
Short-Term Disability (STD) <<STDCO>> <<STDEE>>
Long-Term Disability (LTD) <<LTDCO>> <<LTDEE>>
SAVINGS AND RETIREMENT BENEFITS
401(k) Retirement Savings Plan1 <<RETCO>> <<RETEE>>
Social Security and Medicare <<SSMCO>> <<SSMEE>>
OTHER PROGRAMS
Health Savings Account (HSA) <<HSACO>> <<HSAEE>>
Wellness Discounts <<WELLCO>>
Employee Assistance Program (EAP) <<EAPCO>>
Flexible Spending Accounts (FSAs) <<FSACO>> <<FSAEE>>
Workers’ Compensation and Unemployment <<WRKCOCO>> <<WRKCOEE>>
COMPANY-PROVIDED BENEFITS <<TOTALCOBEN>>
ESTIMATED TOTALS <<GTOTALCO>> <<TOTALEE>>
General InformationThis benefits statement reflects employer‑sponsored programs and any voluntary plans. The annual costs of your employer‑sponsored benefits are ongoing amounts paid for you to participate in the plans. Where actual dollars paid in benefits are not readily available (e.g., medical) the average employer costs to provide coverage are used. The costs include plan administration, actual claims, and premiums. Every effort has been made to provide you with accurate information in this statement. However, there is always the possibility of error(s) occurring in the collation and/or calculation of data. The general descriptions of the benefits in this statement are abbreviated and shorthand versions of the plan documents and are for reference purposes only. The amounts shown reflect only estimates based upon assumptions and your actual benefits may vary. The amount and availability of all benefits will be determined in accordance with the current provisions of the official plan documents, which govern in all cases. The company reserves the right to change the benefit plans at any time, with or without advance notice, for any reason. Revised provisions may supersede, modify, or eliminate existing plan(s). The table below shows your estimated total compensation for 20XX based on your personal data as of End‑Date. Raises and bonuses received after End‑Date are not reflected.
20XX TOTAL COMPENSATION STATEMENT Health And WellnessMedical You are enrolled in the <<MedPlan>> coverage. The majority of our employees are covered by the CARRIER PPO plan. Employees have the choice to enroll in the Standard plan where in‑network services are reimbursed at X percent after a $X individual deductible or in the Premium plan where in‑network services are reimbursed at X percent after a $Xindividual deductible. An alternate HMO plan may be available in your area.
Prescription DrugsPrescription drug benefits are available through RX COMPANY NAME. Get the most from these benefits by opting for generic medications whenever possible and choosing in‑network pharmacies. The plan also includes mail order benefits offering a X‑day supply of medication.
Vision The Vision Service Plan offers employees a routine vision exam. For a premium, the plan also offers coverage for frames and lenses subject to certain limitations.
Dental You are enrolled in the <<DenPlan>> coverage. The dental plan covers preventive, minor restorative, major services, and orthodontic care. Certain limitations apply.
Flexible Spending AccountsThis plan allows you to make pre‑tax contributions for your unreimbursed healthcare expenses up to $X per year and/or employment‑related dependent care expenses up to $X per year. This past year, SAMPLE COMPANY contributed <<FSACO>> to your Medical FSA. You elected to contribute <<FSAEE>> to the Medical FSA and <<FSADEE>> to the Dependent Care FSA.
Contact Information Employees are able to access claims status, benefits summaries, hospital pre‑admission certification, and other general information about the medical program by contacting CARRIER (PPO) at XXX‑XXX‑XXXX or (HMO) at XXX‑XXX‑XXXX. For vision, please contact Vision Service Plan at XXX‑XXX‑XXXX, for dental please contact CARRIER at XXX‑XXX‑XXXX, and for the assistance program please contact Employee Assistance Program (EAP) at XXX‑XXX‑XXXX.
Life and DisabilityLife Insurance/Accidental Death and Dismemberment You <<LifeAD&D>> elected to have Supplemental coverage. Employee group life and accidental death and dismemberment insurance benefit amounts represent 2 times your annual earnings to a maximum of $X. If you have elected dependent life coverage, your eligible dependents are covered as shown:
Employee Life Insurance <<EESL>>
Employee Accidental Death and Dismemberment Insurance
<<SupAD&D>>
Dependent Life Insurance Spouse <<SPSL>>
Child(ren)—live birth to age 19 (or 25 if full-time student)
<<CHSL>>
Voluntary Life InsuranceIf you have elected Voluntary Life coverage, you are eligible up to X times your annual earnings in multiples of $X, up to a $Xmaximum. You have elected the following amounts:
Employee <<SupLifeEE>>
Spouse <<SupLifeES>>
Child(ren) <<SupLifeCH>>
Short‑Term DisabilityOnce you become eligible for benefits, if you are unable to work due to an injury or illness, you are eligible to receive:
Benefit Amount X% of base earnings (less taxes and other applicable deductions)
Benefit Duration X days
Voluntary Long‑Term Disability If you have elected Voluntary Long‑Term Disability you are unable to work due to an injury or illness, after a 90‑day waiting period you are eligible to receive:
Benefit Amount X% of base earnings(less taxes and other applicable deductions)
Benefit Duration X years own occupation, any occupation thereafter
Maximum Benefit $X per month
Voluntary Long‑Term CareYou are eligible to elect coverage in increments of $X to $Xper month payable for X months, X months, or unlimited. This coverage protects you in the event you are confined to a long‑term care facility, require the services of an assisted living facility or require professional home care services. For an additional premium, you may add coverage for family members.
20XX Total Compensation Statement
PERSONAL AND CONFIDENTIAL
STATEMENT BASED ON THE FOLLOWING:Information as ofEnd-DateEmployee Identification Number
<<EEID>>Date of Hire
<<EEDOH>>
Dear <<FNAME>>,This detailed statement of your benefits was prepared just for you. It is designed to show you the value of your benefits package, which is a significant part of your total compensation.
We hope you will find this statement informative and helpful. If there is anything here you question or do not understand, please contact Human Resources.
Sincerely,
Name
Title
This statement is designed to provide a brief overview of benefits. This statement
does not constitute a Summary Plan Description nor a modification of the Plan
terms and conditions; the Plan Document provisions shall control and govern in the
event of any discrepancy.
YOUR ANNUAL TOTAL REWARDS: <<GTOTALCO>>
<<Cat1_PCT>> Category 1 <<Cat4_PCT>> Category 4<<Cat2_PCT>> Category 2 <<Cat5_PCT>> Category 5<<Cat3_PCT>> Category 3 <<Cat6_PCT>> Category 6
Retirement401(k) PlanA pretax 401(k) plan is offered through VENDOR, allowing you to save money for your retirement. Your allowable contribution is 1 percent to X percent of base pay. SAMPLE COMPANY will match X percent of X percent of your eligible compensation contributed to the plan. SAMPLE COMPANY’Smatch contribution and your contribution are immediately
vested and always belong to you. If eligible, you may enroll in the plan on the first of the month after X days employment. VENDOR will mail quarterly statements directly to your home reflecting your investment information. You may also access the information 7 days a week/24 hours a day by contacting VENDOR automated answer line at XXX‑XXX‑XXXX or online (www.xxxx.com). You must have your “PIN” number available to access your personal information.
401(K) Vesting
Years of Service Amount Vested
Annual PayFor the purpose of this benefits statement, the company defines annual pay as the gross compensation paid to you as of DATE. 401(k) information represented is as of DATE. Benefit costs are based on 20XX costs. Pay and the company’s cost for your benefits have been annualized for employees with less than one year of service as of DATE.
Beneficiary DesignationsYour applicable beneficiary designation(s) are not reflected in this statement; however, it is important that you periodically review such information. If your family status changes, you may wish to change your beneficiary designation(s). If so, the necessary forms may be obtained from Human Resources.
Other BenefitsEmployee Assistance ProgramEmployees and family members can receive confidential,
professional assistance to help resolve personal or family problems. Once a phone call is made to VENDOR, the EAP provider, a master’s degree‑level counselor, will provide unlimited telephone assistance. The counselor may refer for a one face‑to‑face visit with a professional in your area. This service is provided at no charge to the employee or family member.
Tuition AssistanceIt is the SAMPLE COMPANY’S policy to provide financial assistance to employees interested in furthering their formal education, which includes their college education, adult education, applied technology, etc. The company will reimburse the costs of tuition, direct fees, and books limited by the maximum capped allowance upon successfully completing the course.
VacationYou are entitled to an annual vacation allowance. You have <<VACHRS>> hours accrued.
Additional BenefitsIn addition to the benefits described in this statement as well as those that are legally mandated, the following benefits are offered:
• Time off for death in the family, jury duty, military obligations, and family/medical leave• XX recognized holidays
• Direct deposit
20XX TOTAL COMPENSATION STATEMENT
*$3,500 STATEMENT OF WORK (DOES NOT INCLUDE
PRINTING OR POSTAGE)
MASTER DESIGNFOUR
OPTIONS
STATEMENT PREPARED FOR:
<<FNAME>> <<LNAME>><<ADDRESS1>> <<ADDRESS2>><<CITY>>, <<STATE>> <<ZIP>>
Employee Assistance Program (EAP)Confidential EAP PROVIDER services are available 24 hours a day, 365 days per year. You and your family are eligible for five personal visits with a registered counselor in addition to telephonic and online support. To access the EAP, call xxx-xxx-xxxx or visit www.samplecompany.com.
Tuition Reimbursement PlanRegular full-time and part-time employees who have completed six (6) months of service are eligible to apply for tuition reimbursement. SAMPLE COMPANY will reimburse up to a maximum of $X,XXX per calendar year for full-time employees and $X,XXX per calendar year for part-time employees.
Workers’ CompensationSAMPLE COMPANY strives to provide a safe working environment for our employees. However, accidents do occasionally occur on the job. Workers’ Compensation insurance is provided by the Company to ensure that should you be injured on the job, you receive the medical attention you need and the assistance required to help you recover as quickly as possible.
YOUR ANNUAL TOTAL REWARDS: <<GTOTALCO>>
STATEMENT BASED ON THE FOLLOWING:
Information as of End-Date
Employee Identification Number <<EEID>>
Date of Hire <<EEDOH>>
Dear <<FNAME>>,At SAMPLE COMPANY, we value your well-being. It’s just one reason we strive to provide valuable and significant benefits to your family. With that in mind, we would like to present you with your customized, confidential benefits statement for 20XX. This statement is meant to give you an overview of your current benefits, their value, and their impact on your compensation as a whole.
If you have any questions about your statement or benefits, please reach out to Human Resources.
Regards, NAME
Category 1
Category 2
Category 3
Category 4
<<Cat1_PCT>>
<<Cat2_PCT>>
<<Cat3_PCT>>
<<Cat4_PCT>>
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Important Facts about Your Personalized Benefit Statement
While care was taken to Insure this statement is accurate, the possibility of error always exists. The availability and amounts of your actual benefits will always be governed by the official Plan Documents. This statement is not a legal document and should not be construed as such. It does not constitute a contract of employment or a guarantee of any particular benefit. Contact Human Resources if you have any questions.
COVER 2
TOTAL COMPENSATION STATEMENTS*
BEYOND PRINT
JELLYVISION
BRAINSHARK
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