common policy declarations · tokio marine & nichido fire insurance co., l to. (u.s. branch)...

TOKIO MARINE & NICHIDO FIRE INSURANCE CO., L TO. (U.S. BRANCH) 230 Park Avenue, New York, NY 10169 12.12) 297-6600

TOKIO MARINE MANAGEMENT, INC. UNITED STATES MANAGER

COMMON POLICY DECLARATIONS

TOKIO MARINE NICHIDO

POLICY NUMBER: CLL6404745-02 PRIOR POLICY NUMBER: CLL6404745- 01

NAMED INSURED AND MAILING ADDRESS PRODUCER NAME AND MAILING ADDRESS LOCKTON COMPANIES LLC. SONY PICTURES ENTERTAINMENT

INC. 10202 WEST WASHINGTON BLVD. CULVER CITY CA 90232

1185 AVENUE OF THE AMERICAS, SUITE NEW YORK NY 10036

CUSTOMER#: 1905900010 PRODUCER CODE: 0 3112 2 6 PRODUCER CONTACT (IF ANY):

DESCRIPTION OF BUSINESS

FORM OF BUSINESS: CORPORATION

BUSINESS DESCRIPTION: MOTION PICTURES

POLICY PERIOD

POLICY PERIOD FROM: 11-01-2012 TO: 11-01-2013 at 12:01 a.m. standard time at your mailing address

. FORMS AND ENDORSEMENTS Forms and Endorsements attached to this policy: See SCHEDULE OF FORMS AND ENDORSEMENTS

STAMPS (if applicable)

NOTICE: THESE POLICY FORMS AND THE APPLICABLE RATES ARE EXEMPT FROM THE FILING REQUIREMENTS OF THE NEW YORK STATE INSURANCE DEPARTMENT. HOWEVER, SUCH FORMS AND RATES MUST MEET THE MINIMUM STANDARDS OF THE NEW YORK INSURANCE LAW AND REGULATIONS.

Class 2 - 14057

©Tokio Marine Management, Inc. 2008 Includes copyrighted material of ISO Properties, Inc., used with its permission

IL9 05 003 02 08 of 2

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TOKIO MARINE & NICHIDO FIRE INSURANCE CO., LTD. (U.S. BRANCH)

COMMON POLICY DECLARATIONS (continued)


POLICY NUMBER: CLL6404745-02

In return for the payment of the premium, and subject to all the terms of the policy, we agree with you to provide the insurance as stated in this policy. This policy consists of the following coverage parts for which a premium is indicated. This premium, along with any taxes, surcharges, assessments or fees• may be subject to audit.

COVERAGE PART(S) PREMIUM

COMMERCIAL GENERAL LIABILITY COVERAGE PART $ 259,349.00

TOTAL ADVANCE COVERAGE PART PREMIUM $ 259,349.00

TOTAL ADVANCE TAXES, SURCHARGES, ASSESSMENTS OR FEES* (if applicable)

TOTAL PREMIUM $ 259,349.00

PREMIUM SHOWN IS PAYABLE: SEE INSTALLMENT SCHEDULE * NY. reference to surcharges, assessments or fees does not apply.

Countersigned: 11-3 o -12 By: (Date) (Authorized Representative)

Servicing /Issuing Office: 230 Park Avenue, New York, NY 10169

THESE COMMON POLICY DECLARATIONS AND THE SUPPLEMENTAL DECLARATIONS, WITH THE COMMON POLICY CONDITIONS, COVERAGE PART(S), FORMS AND ENDORSEMENTS COMPLETE THIS POLICY.


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TOKIO MARINE & NICHIDO FIRE INSURANCE CO., L TO. (U.S. BRANCH)

SCHEDULE OF LOCATIONS

POLICY NUMBER:

NAMED INSURED: SONY PICTURES ENTERTAINMENT


CLL6404745-02

PRODUCER NAME: LOCKTON COMPANIES LLC. PRODUCER CODE: 0311226

EFFECTIVE DATE:

Location Building Number Number

:

IL9 05 008 02 08

11-01-2012 12:01 a.m. standard time at your mailing address shown in the Policy Declarations

Location Address Occupancy (Street address, City, State, Zip Code)

AS PER COMPANY RECORDS

©Tokio Marine Management, Inc. 2008 Page 1 of 1


TOKIO MARINE NICH!DO

SCHEDULE OF FORMS AND ENDORSEMENTS

NAMED INSURED:

POUCYNUMBER: CLL6404745-02 SONY PICTURES ENTERTAINMENT

PRODUCER NAME: LOCKTON COMPANIES LLC. PRODUCER CODE:

EFFECTIVE DATE:

0311226 11-01-2012 12:01 a.m. standard time at your mailing address shown in the Policy

Declarations

COMMON POLICY FORMS AND ENDORSEMENTS

IL 00 21 09-08 NUCLEAR ENERGY LIABILITY EXCLUSION ENDT APPLIES TO: CA

IL 00 23 07-02 NUCLEAR ENERGY LIABILITY EXCLUSION ENDT APPLIES TO: NY

IL 09 85 01-08 DISCLOSURE PURSUANT/TERROR RISK INS ACT APPLIES TO: CA, NY

-~FTZ 11-11 NY FREE TRADE ZONE : APPLIES TO: NY

IL9 05 006 02-08 SCHEDULE OF FORMS AND ENDORSEMENTS APPLIES TO: CA, NY

IL9 05 003 02-08 COMMON POLICY DECLARATIONS APPLIES TO: CA, NY

IL 00 03 09-08 CALCULATION OF PREMIUM APPLIES TO: CA

IL 00 17 11-98 COMMON POLICY CONDITIONS APPLIES TO: CA, NY

IL 02 68 01-11 NEW YORK CHANGES-CANC & NONRENL APPLIES TO: NY

IL 02 70 08-11 CA CHANGES - CANCELLATION & NONRENEWAL APPLIES TO: CA

IL905 008 02-08 SCHEDULE OF LOCATIONS

GENERAL LIABILITY FORMS AND ENDORSEMENTS

GL9 05 001 02-08 COMM GENERAL LIABILITY COVERAGE SUPP DEC APPLIES TO: CA, NY

GL9 05 016 02-08 MISCELLANEOUS GENERL LIABILITY SCHEDULE APPLIES TO: CA, NY

©Tokio Marine Management, Inc. 2008 IL9 05 006 02 08 Page 1

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TOKIO MARINE N!CHlDO




PRODUCER NAME: LOCKTON COMPANIES LLC. PRODUCER CODE: 0311226 EFFECTIVE DATE: 11-01-2012 12:01 a.m. standard time at your mailing address shown in the Policy

Declarations

GL9 07 003 01-05 COMPOSITE RATE ENDORSEMENT APPLIES TO: CA

GL9 05 002 02-08 COMM GENERAL LIABILITY COVERAGE SCHEDULE APPLIES TO: CA, NY

GL9 05 004 02-08 LIQUOR LIABILITY SUPPL DECLARATIONS APPLIES TO: CA, NY

GL9 05 007 02-08 LIQUOR LIABILITY SCHEDULE APPLIES TO: CA, NY

GL9 99 001 09-11 NOTICE OF CANCELLATION OR NONRENEWAL SEN APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,

IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, wv, WI, WY


IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY



GL9 99 001 09-11 AMENDMENT OF EMPLOYEE APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 DEDUCTIBLE LIABILITY INSURANCE APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,



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TOKIO MARIN£ NICHIDO




PRODUCER NAME: LOCKTON COMPANIES LLC.

PRODUCER CODE: 0311226 EFFECTIVE DATE: 11-01-2012 12:01 a.m. standard time at your mailing address shown in the Policy

Declarations

GL9 99 001 09-11 CLARIFICATION OF NAMED INSURED APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 AMENDMENT OF OTHER INSURANCE APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


.1..9 99 001 09-11 AMENDMENT-INTERNATIONAL COMMERCIAL GENER APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 EXTENDED COVERAGE ENDORSEMENT (SONY PICT APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 ADDITIONAL INSURED APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 PATH IMMUNITY CLAUSE ENDORSEMENT APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,



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POUCYNUMBER: CLL6404745-02



PRODUCER CODE: 0311226 EFFECTIVE DATE: 11-01-2012 12:01 a.m. standard time at your mailing address shown in the Policy

Declarations

GL9 99 001 09-11 ADDITIONAL NAMED INSURED FOR SPECIFIED E APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 TWO OR MORE POLICIES ISSUED BY us APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


.L9 99 001 09-11 JOINT VENTURE ENDORSEMENT APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 AMENDED MOBILE EQUIPMENT EXCLUSION APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 AMENDED EXPECTED OR INTENDED INJURY EXCL APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 MEDICAL PAYMENTS-LIMITED COVERAGE FOR AT APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,



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PRODUCER NAME: LOCKTON COMPANIES LLC. PRODUCER CODE: 0311226 EFFECTIVE DATE: 11-01-2012 12:01 a.m. standard time at your mailing address shown in the Policy

Declarations

GL9 99 001 09-11 EXCEPTION-CARE, CUSTODY OR CONTROL EXCLU APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 IN REM COVERAGE APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


£.9 99 001 09-11 NAMED PERIL & TIME ELEMENT POLLUTION END APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 AMENDMENT OF LIMITS OF INSURANCE APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 BATCH CLAUSE APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 CLUBS APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,



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NAMED INSURED:

POLICYNUMBER: CLL6404745-02 SONY PICTURES ENTERTAINMENT


PRODUCER CODE:

EFFECTI\tE DATE:

GL9 99 001

0311226 11-01-2012

09-11

12:01 a.m. standard time at your mailing address shown in the Policy Declarations

BROAD FORM MOBILE EQUIPMENT COVERAGE APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


GL9 99 001 09-11 REVISED PERSONAL AND ADVERTISING INJURY APPLIES TO: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL,


tJ 00 01 APPLIES

CG 00 33

12-07 COMMERCIAL GENERAL LIABILITY COV FORM TO: CA, NY

12-07 LIQUOR LIABILITY COV FORM (OCCURRENCE) APPLIES TO: CA, NY

CG 26 03 04-09 NY CHANGES - LIQUOR LIABILITY COVERAGE APPLIES TO: NY

CG 32 34 01-05 CALIFORNIA CHANGES APPLIES TO: CA

CG 01 04 12-04 NEW YORK CHANGES - PREMIUM AUDIT APPLIES TO: NY

CG 01 63 07-11 NY CHANGES-COMM GEN LIAB COV FORM APPLIES TO: NY

CG 01 66 01-96 NY CHANGES - VOLUNTEER FIREMAN APPLIES TO: NY

CG 00 68 05-09 RECRDG AND DISTRB OF MATRL OR INFO EXCL APPLIES TO: CA, NY

CG 04 35 12-07 EMPLOYEE BENEFITS LIABILITY COVERAGE APPLIES TO: CA

CG 20 05 11-85 ADDL INSD-CONTROLLING INT APPLIES TO: CA, NY


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NAMED INSURED:

POLICYNUMBER: CLL6404745-02

SONY PICTURES ENTERTAINMENT

PRODUCER NAME: LOCKTON COMPANIES LLC. PRODUCER CODE: 0311226 EFFECTIVE DATE: 11-01-2012

CG 20 10 07-04 APPLIES TO: CA, NY





;<; 20 28 07-04 APPLIES TO: CA, NY







CG 26 21 10-91 APPLIES TO: NY

CG 26 35 12-93 APPLIES TO: NY

12:01 a.m. standard time at your mailing address shown in the Policy Declarations

ADDL INSD-OWNERS,LESSEES OR

ADDL INSD-MANAGERS/LESSORS OF PREMISES

ADDL INS-ST,GOV AGY,SUB,POL SUB-PERM

ADDL INSD-VENDORS

ADDL INSD-DESIGNATED PERSON/ORGANIZATION

ADDL INSD-LESSOR OF LEASED EQUIPMENT

EMPLOYMENT-RELATED PRACTICES EXCLUSION

CAP LOSSES FROM CERTIF ACTS OF TERRORISM

WAIVER OF TRANSFER RIGHTS OF RECOVERY

CONTRACTUAL LIABILITY - RAILROADS

AMEND OF COV TERR-ADDL SCHED COUNTRIES

DESIGNATED LOCATIONS GENERAL AGGREGATE

NY CHANGES - TRANSFER OF DUTIES

NY CHANGES - TRANSFER OF DUTIES


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Policy No. CLL6404745-02 Issued to: SONY PICTURES ENTERTAINMENT Issued by: Tokio Marine & Nichido Fire Insurance Co. , Ltd. (U.S. Branch) Producer: LOCKTON COMPANIES LLC.

POLICYHOLDER NOTICE ESTIMATE OF INSTALLMENTS

The purpose of this notice is informational. This notice does not change or replace the wording in your policy.

This policy is written on an installment payment option that you agreed to. Your premium is due and payable in the estimated installments as shown below. Any authorized taxes, surcharges, assessments or fees* that apply are payable in full with the first estimated installment. We will send you the actual installment schedule after we have issued your policy.

TAXES, SURCHARGES, TOTAL

ASSESSMENTS OR INSTALLMENT DATE DUE PREMIUM DUE FEES* DUE PREMIUM DUE

DEPOSIT 11/01/2012 $ 64,838.00 $ 64,838.00

INSTALL 02/01/2013 $ 64,837.00 $ 64,837.00

INSTALL 05/01/2013 $ 64,837.00 $ 64,837.00

INSTALL 08/01/2013 $ 64,837.00 $ 64,837.00

*NY: Reference to surcharges, assessments or fees does not apply; TX: these do not apply

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NOTICE TO COMMERCIAL INSURANCE APPLICANTS STATE FRAUD WARNINGS

This Notice to Commercial Insurance Applicants - State Fraud Warnings provides you with information concerning various state fraud warnings and statements. Where fraud warnings are required as part of the insurance application, this notice forms a part of your application for Commercial Insurance. Please have this form signed by an authorized representative and returned with your application.

NOTICE TO ALABAMA APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR WHO KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON, OR ANY COMBINATION THEREOF.

NOTICE TO ARKANSAS APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON.

NOTICE TO COLORADO APPLICANTS: IT IS UNLAWFUL TO KNOWINGLY PROVIDE FALSE, INCOMPLETE, OR MISLEADING FACTS OR INFORMATION TO AN INSURANCE COMPANY FOR THE PURPOSE OF DEFRAUDING OR ATTEMPTING TO DEFRAUD THE COMPANY. PENALTIES MAY INCLUDE IMPRISONMENT, FINES, DENIAL OF INSURANCE, AND CIVIL DAMAGES. ANY INSURANCE COMPANY OR AGENT OF AN INSURANCE COMPANY WHO KNOWINGLY PROVIDES FALSE, INCOMPLETE, OR MISLEADING FACTS OR INFORMATION TO A POLICYHOLDER OR CLAIMANT FOR THE PURPOSE OF DEFRAUDING OR ATTEMPTING TO DEFRAUD THE POLICYHOLDER OR CLAIMANT WITH REGARD TO A SETTLEMENT OR AWARD PAYABLE FROM INSURANCE PROCEEDS SHALL BE REPORTED TO THE COLORADO DIVISION OF INSURANCE WITHIN THE DEPARTMENT OF REGULATORY AUTHORITIES.

NOTICE TO DISTRICT OF COLUMBIA APPLICANTS: WARNING: IT IS A CRIME TO PROVIDE FALSE OR MISLEADING INFORMATION TO AN INSURER FOR THE PURPOSE OF DEFRAUDING THE INSURER OR ANY OTHER PERSON. PENAL TIES INCLUDE IMPRISONMENT AND/OR FINES. IN ADDITION, AN INSURER MAY DENY INSURANCE BENEFITS IF FALSE INFORMATION MATERIALLY RELATED TO A CLAIM WAS PROVIDED BY THE APPLICANT.

NOTICE TO FLORIDA APPLICANTS ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURER FILES A STATEMENT OF CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS COMMITS OF A FELONY OF THE THIRD DEGREE.

NOTICE TO HAWAII APPLICANTS: INTENTIONALLY OR KNOWINGLY MISREPRESENTING OR CONCEALING A MATERIAL FACT, OPINION OR INTENTION TO OBTAIN COVERAGE, BENEFITS, RECOVERY OR COMPENSATION WHEN PRESENTING AN APPLICATION FOR THE ISSUANCE OR RENEWAL OF AN INSURANCE POLICY OR WHEN PRESENTING A CLAIM FOR THE PAYMENT OF A LOSS IS A CRIMINAL OFFENSE PUNISHABLE BY FINES OR IMPRISONMENT, OR BOTH.

NOTICE TO KENTUCKY APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE CONTAINING ANY MATERIALLY FALSE INFORMATION OR CONCEALS, FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME.

NOTICE TO LOUISIANA APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUll TY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON, OR A DENIAL OF INSURANCE BENEFITS.

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NOTICE TO MAINE APPLICANTS: IT IS A CRIME TO KNOWINGLY PROVIDE FALSE, INCOMPLETE OR MISLEADING INFORMATION TO AN INSURANCE COMPANY FOR THE PURPOSE OF DEFRAUDING THE COMPANY. PENAL TIES MAY INCLUDE IMPRISONMENT, FINES OR A DENIAL OF INSURANCE BENEFITS.

NOTICE TO MARYLAND APPLICANTS: ANY PERSON WHO KNOWINGLY OR WILLFULLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR WHO KNOWINGLY OR WILLFULLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUlL TY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON.

NOTICE TO NEW JERSEY APPLICANTS: ANY PERSON WHO INCLUDES ANY FALSE OR MISLEADING INFORMATION ON AN APPLICATION FOR AN INSURANCE POLICY IS SUBJECT TO CRIMINAL AND CIVIL PENALTIES.

NOTICE TO NEW MEXICO APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

NOTICE TO NEW YORK APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL PENALTY NOT TO EXCEED FIVE THOUSAND DOLLARS AND THE STATED VALUE OF THE CLAIM FOR EACH VIOLATION.

ADDITIONAL NOTICE TO NEW YORK COMMERCIAL AUTO APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, AND ANY PERSON WHO, IN CONNECTION WITH SUCH APPLICATION OR CLAIM, WHO KNOWLINGL Y MAKES OR KNOWLINGL Y ASSISTS, ABETS, SOLICITS OR CONSPIRES WITH ANOTHER TO MAKE A FALSE REPORT OF THEFT, DESTRUCTION, DAMAGE OR CONVERSION OF ANY MOTOR VEHICLE TO A LAW ENFORCEMENT AGENCY THE DEPARTMENT OF MOTOR VEHICLES OR AN INSURANCE COMPANY COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL PENALTY NOT TO EXCEED FIVE THOUSAND DOLLARS AND THE VALUE OF THE SUBJECT MOTOR VEHICLE OR STATED CLAIM FOR EACH VIOLATION.

NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE/SHE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUlL TY OF INSURANCE FRAUD.

NOTICE TO OKLAHOMA APPLICANTS: WARNING: ANY PERSON WHO KNOWINGLY, AND WITH INTENT TO INJURE, DEFRAUD OR DECEIVE ANY INSURER, MAKES ANY CLAIM FOR THE PROCEEDS OF AN INSURANCE POLICY CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS GUlL TY OF A FELONY.

NOTICE TO OREGON APPLICANTS: ANY PERSON WITH THE INTENT TO KNOWINGLY DEFRAUD MAKES ANY MISSTATEMENTS, MISREPRESENTATIONS, OMISSIONS OR CONCEALMENTS CONCERNING A MATERIAL FACT TO AN INSURANCE COMPANY OR OTHER PERSON IN CONNECTION WITH AN APPLICATION FOR INSURANCE MAY BE GUILTY OF INSURANCE FRAUD AND SUBJECT TO PROSECUTION.

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NOTICE TO PENNSYLVANIA APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME AND SUBJECTS SUCH PERSON TO CRIMINAL AND CIVIL PENAL TIES.

ADDITIONAL NOTICE TO PENNSYLVANIA COMMERCIAL AUTO APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURER FILES AN APPLICATION OR CLAIM CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION SHALL, UPON CONVICTION, BE SUNJECT TO IMPRISONMENT FOR UP TO SEVEN YEARS AND PAYMENT OF A FINE OF UP TO $15,000.

NOTICE TO RHODE ISLAND APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUlL TY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON.

NOTICE TO TENNESSEE APPLICANTS: IT IS A CRIME TO KNOWINGLY PROVIDE FALSE, INCOMPLETE OR MISLEADING INFORMATION TO AN INSURANCE COMPANY FOR THE PURPOSE OF DEFRAUDING THE COMPANY. PENAL TIES INCLUDE IMPRISONMENT, FINES AND DENIAL OF INSURANCE BENEFITS.

NOTICE TO VIRGINIA APPLICANTS: IT IS A CRIME TO KNOWINGLY PROVIDE FALSE, INCOMPLETE OR MISLEADING INFORMATION TO AN INSURANCE COMPANY FOR THE PURPOSE OF DEFRAUDING THE COMPANY. PENALTIES INCLUDE IMPRISONMENT, FINES AND DENIAL OF INSURANCE BENEFITS.

NOTICE TO WASHINGTON APPLICANTS: IT IS A CRIME TO KNOWINGLY PROVIDE FALSE, INCOMPLETE OR MISLEADING INFORMATION TO AN INSURANCE COMPANY FOR THE PURPOSE OF DEFRAUDING THE COMPANY. PENALTIES MAY INCLUDE IMPRISONMENT, FINES AND DENIAL OF INSURANCE BENEFITS.

NOTICE TO WEST VIRGINIA APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWLINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON.

NOTICE TO APPLICANTS IN STATES NOT LISTED ABOVE: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR ANOTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME AND SUBJECTS THE PERSON TO CRIMINAL AND CIVIL PENALTIES.

NAMEINSURED: SONY PICTURES ENTERTAINMENT

POLICY I QUOTE NUMBER: CLL6404745-02

APPLICANT SIGNATURE (Authorized representative):

APPLICANT TITLE:

DATE SIGNED:

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IL 00 21 09 08

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

NUClEAR ENERGY liABiliTY EXClUSION ENDORSEMENT

(Broad Form)

This endorsement modifies insurance provided under the following:

COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY

1. The insurance does not apply:

A. Under any Liability Coverage, to "bodily injury" or "property damage":

(1) With respect to which an "insured" under the policy is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability; or

(2) Resulting from the "hazardous properties" of "nuclear material" and with respect to which (a) any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof, or (b) the "insured" is, or had this policy not been issued would be, entitled to indemnity from the United States of America, or any agency thereof, under any agreement entered into by the United States of America, or any agency thereof, with any person or organization.

B. Under any Medical Payments coverage, to expenses incurred with respect to "bodily injury" resulting from the "hazardous properties" of "nuclear material" and arising out of the operation of a "nuclear facility" by any person or organization.

C. Under any Liability Coverage, to "bodily injury" or "property damage" resulting from "hazardous properties" of "nuclear material", if:

(1) The "nuclear material" (a) is at any "nuclear facility" owned by, or operated by or on behalf of, an "insured" or (b) has been discharged or dispersed therefrom;

(2) The "nuclear material" is contained in "spent fuel" or "waste" at any time possessed, handled, used, processed, stored, transported or disposed of, by or on behalf of an "insured11; or

(3) The "bodily injury" or "property damage" arises out of the furnishing by an "insured" of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any "nuclear facility", but if such facility is located within the United States of America, its territories or possessions or Canada, this exclusion (3) applies only to "property damage" to such "nuclear facility" and any property thereat.

2. As used in this endorsement:

"Hazardous properties" includes radioactive, toxic or explosive properties. 11Nuclear materialu means 11SOurce material~', '!special nuclear material" or "by-product material".

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"Source material", "special nuclear material", and "by-product material" have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof.

"Spent fuel" means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a "nuclear reactor".

'Waste" means any waste material (a) containing "by-product material" other than the tailings or wastes produced by the extraction or concentration of uranium or thorium from any ore processed primarily for its "source material" content, and (b) resulting from the operation by any person or organization of any "nuclear facility" included under the first two paragraphs of the definition of "nuclear facility".

"Nuclear facility" means:

(a) Any "nuclear reactor";

(b) Any equipment or device designed or used for (1) separating the isotopes of uranium or plutonium, (2) processing or utilizing "spent fuel", or (3) handling, processing or packaging 11Wastell;

(c) Any equipment or device used for the processing, fabricating or alloying of "special nuclear material" if at any time the total amount of such material in the custody of the "insured" at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235;

(d) Any structure, basin, excavation, premises or place prepared or used for the storage or disposal of "waste 11

;

and includes the site on which any of the foregoing is located, all operations conducted on such site and all premises used for such operations.

"Nuclear reactor" means any apparatus designed or used to sustain nuclear fission in a selfsupporting chain reaction or to contain a critical mass of fissionable material.

"Property damage" includes all forms of radioactive contamination of property.

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IL 00 23 07 02

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFUllY.

NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT

(Broad Form)


COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART SPECIAL PROTECTIVE AND HIGHWAY LIABILITY POLICY NEW YORK DEPARTMENT OF TRANSPORTATION

1. The insurance does not apply:

A Under any Liability Coverage, to "bodily injury" or "property damage":

(1) With respect to which an "insured" under the policy is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability; or

C. Under any Liability Coverage, to "bodily injury" or "property damage" resulting from "hazardous properties" of "nuclear material", if:

(1) The "nuclear material" (a) is at any "nuclear facility" owned by, or operated by or on behalf of, an "insured" or (b) has been discharged or dispersed therefrom;

(2) The "nuclear material" is contained in "spent fuel" or "waste" at any time possessed, handled, used, processed, stored, transported or disposed of, by or on behalf of an "insured"; or

(3) The "bodily injury" or "property damage" arises out of the furnishing by an "insured" of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any "nuclear facility", but if such facility is located within the United States of America, its territories or possessions or Canada, this exclusion (3) applies only to "property damage" to such "nuclear facility" and any property thereat.

(2) Resulting from the "hazardous properties" of "nuclear material" and with respect to which (a) any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof, or (b) the "insured" is, or had this policy not been issued would be, entitled to indemnity from the United States of America, or any agency thereof, under any agreement entered into by the United States of America, or any agency thereof, with any person or organization.

2. As used in this endorsement:

B. Under any Medical Payments coverage, to expenses incurred with respect to "bodily injury" resulting from the "hazardous properties" of "nuclear material" and arising out of the operation of a "nuclear facility" by any person or organization.

"Hazardous properties" includes radioactive, toxic or explosive properties.

"Nuclear material" means "source material", "Special nuclear material" or "by-product material".

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"Source material", "special nuclear material", and "by-product material" have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof.

"Spent fuel" means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a "nuclear reactor".

'Waste" means any waste material (a) containing "by-product material" other than the tailings or wastes produced by the extraction or concentration of uranium or thorium from any ore processed primarily lor its "source material" content, and (b) resulting from the operation by any person or organization of any "nuclear facility" included under the first two paragraphs of the definition of "nuclear facility".

"Nuclear facility" means:

(a) Any "nuclear reactor";

(b) Any equipment or device designed or used for (1) separating the isotopes of uranium or plutonium, (2) processing or utilizing "spent fuel", or (3) handling, processing or packaging "waste";

(c) Any equipment or device used for the processing, fabricating or alloying of "special nuclear material" if at any time the total amount of such material in the custody of the "insured" at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235;

(d) Any structure, basin, excavation, premises or place prepared or used for the storage or disposal of ''waste";

and includes the site on which any of the foregoing is located, all operations conducted on such site and all premises used for such operations.

"Nuclear reactor" means any apparatus designed or used to sustain nuclear fission in a selfsupporting chain reaction or to contain a critical mass of fissionable material.

"Property damage" includes all forms of radioactive contamination of property.

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POLICYNUMBER: CLL6404745-02 IL098501 08

THIS ENDORSEMENT IS ATTACHED TO AND MADE PART OF YOUR POLICY IN RESPONSE TO THE DISCLOSURE REQUIREMENTS OF THE TERRORISM RISK

INSURANCE ACT. THIS ENDORSEMENT DOES NOT GRANT ANY COVERAGE OR CHANGE THE TERMS AND CONDITIONS OF ANY COVERAGE UNDER THE POLICY.

DISCLOSURE PURSUANT TO TERRORISM RISK INSURANCE ACT

SCHEDULE

Terrorism Premium (Certified Acts)$ 9 94 9 This premium is the total Certified Acts premium attributable to the following Coverage Part( s), Coverage Form(s) and/or Policy(s): COMMERCIAL GENERAL LIABILITY

Additional information, if any, concerning the terrorism premium:

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

A. Disclosure Of Premium

In accordance with the federal Terrorism Risk Insurance Act, we are required to provide you with a notice disclosing the portion of your premium, if any, attributable to coverage for terrorist acts certified under the Terrorism Risk Insurance Act. The portion of your premium attributable to such coverage is shown in the Schedule of this endorsement or in the policy Declarations.

B. Disclosure Of Federal Participation In Payment Of Terrorism Losses

The United States Government, Department of the Treasury, will pay a share of terrorism losses insured under the federal program. The federal share equals 85% of that portion of the amount of such insured losses that exceeds the applicable insurer retention. However, if aggregate insured losses attributable to terrorist acts certified under the Terrorism Risk Insurance Act exceed $100 billion in a Program Year (January 1 through December 31), the Treasury shall not make any payment for any portion of the amount of such losses that exceeds $100 billion.

C. Cap On Insurer Participation In Payment Of Terrorism Losses

If aggregate insured losses attributable to terrorist acts certified under the Terrorism Risk Insurance Act exceed $100 billion in a Program Year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of the Treasury.

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NEWYORKFREETRADEZONE

NOTICE: THESE POLICY FORMS AND THE APPLICABLE RATES ARE EXEMPT FROM THE FILING REQUIREMENTS OF THE NEW YORK STATE INSURANCE LAW AND REGULATIONS. HOWEVER, THE FORMS AND RATES MUST MEET THE MINIMUM STANDARDS OF THE NEW YORK INSURANCE LAW AND REGULATIONS.

Class 2 - 14057

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IL 00 03 09 08


CALCULATION OF PREMIUM


CAPITAL ASSETS PROGRAM (OUTPUT POLICY) COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT-RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART

The following is added:

The premium shown in the Declarations was computed based on rates in effect at the time the policy was issued. On each renewal, continuation, or anniversary of the effective date of this policy, we will compute the premium in accordance with our rates and rules then in effect.

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IL 00 1711 98

COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions.

A. Cancellation

1. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation.

2. We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least:

a. 10 days before the effective date of cancellation if we cancel for nonpayment of premium; or

b. 30 days before the effective date of cancellation if we cancel for any other reason.

3. We will mail or deliver our notice to the first Named Insured's last mailing address known to us.

4. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date.

5. If this policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund will be pro rata. If the first Named Insured cancels, the refund may be less than pro rata. The cancellation will be effective even if we have not made or offered a refund.

6. If notice is mailed, proof of mailing will be sufficient proof of notice.

B. Changes

This policy contains all the agreements between you and us concerning the insurance afforded. The first Named Insured shown in the Declarations is authorized to make changes in the terms of this policy with our consent. This policy's terms can be amended or waived only by endorsement issued by us and made a part of this policy.

C. Examination Of Your Books And Records

We may examine and audit your books and records as they relate to this policy at any time during the policy period and up to three years afterward.

D. Inspections And Surveys

1. We have the right to:

a. Make inspections and surveys at any time;

b. Give you reports on the conditions we find; and

c. Recommend changes.

2. We are not obligated to make any inspections, surveys, reports or recommendations and any such actions we do undertake relate only to insurability and the premiums to be charged. We do not make safety inspections. We do not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. And we do not warrant that conditions:

a. Are safe or healthful; or

b. Comply with laws, regulations, codes or standards.

3. Paragraphs 1. and 2. of this condition apply not only to us, but also to any rating, advisory, rate service or similar organization which makes insurance inspections, surveys, reports or recommendations.

4. Paragraph 2. of this condition does not apply to any inspections, surveys, reports or recommendations we may make relative to certification, under state or municipal statutes, ordinances or regulations, of boilers, pressure vessels or elevators.

E. Premiums

The first Named Insured shown in the Declarations:

1. Is responsible for the payment of all premiums; and

2. Will be the payee for any return premiums we pay.

F. Transfer Of Your Rights And Duties Under This Policy

Your rights and duties under this policy may not be transferred without our written consent except in the case of death of an individual named insured.

If you die, your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed, anyone having proper temporary custody of your property will have your rights and duties but only with respect to that property.

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IL02680111


NEW YORK CHANGES- CANCELLATION AND NONRENEWAL


CAPITAL ASSETS PROGRAM (OUTPUT POLICY) COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

A. Paragraphs 1., 2., 3. and 5. of the Cancellation Common Policy Condition are replaced by the following:

1. The first Named Insured shown in the Declarations may cancel this entire policy by mailing or delivering to us advance written notice of cancellation.

2. Cancellation Of Policies In Effect

a. 60 Days 0 r Less

We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least:

(1) 30 days before the effective date of cancellation if we cancel for any reason not included in Paragraph A.2.a.(2) below.

(2) 15 days before the effective date of cancellation if we cancel for any of the following reasons:

(a) Nonpayment of premium, provided however, that a notice of cancellation on this ground shall inform the first Named Insured of the amount due;

(b) Conviction of a crime arising out of acts increasing the hazard insured against;

(c) Discovery of fraud or material misrepresentation in the obtaining of the policy or in the presentation of a claim;

(d) After issuance of the policy or after the last renewal date, discovery of an act or omission, or a violation of any policy condition, that substantially and materially increases the hazard insured against, and that occurred subsequent to inception of the current policy period;

(e) Material physical change in the property insured, occurring after issuance or last annual renewal anniversary date of the policy, that results in the property becoming uninsurable in accordance with our objective, uniformly applied underwriting standards in effect at the time the policy was issued or last renewed; or material change in the nature or extent of the risk, occurring after issuance or last annual renewal anniversary date of the policy, that causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the policy was issued or last renewed;

(f) Required pursuant to a determination by the Superintendent that continuation of our present premium volume would jeopardize our solvency or be hazardous to the interest of our policyholders, our creditors or the public;

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(g) A determination by the Superintendent that the continuation of the policy would violate, or would place us in violation of, any provision of the Insurance Code; or

(h) Where we have reason to believe, in good faith and with sufficient cause, that there is a probable risk of danger that the insured will destroy, or permit to be destroyed, the insured property for the purpose of collecting the insurance proceeds. If we cancel for this reason, you may make a written request to the Insurance Department, within 10 days of receipt of this notice, to review our cancellation decision. Also, we will simultaneously send a copy of this cancellation notice to the Insurance Department.

b. For More Than 60 Days

If this policy has been in effect for more than 60 days, or if this policy is a renewal or continuation of a policy we issued, we may cancel only for any of the reasons listed in Paragraph A.2.a.(2) above, provided:

(1) We mail the first Named Insured written notice at least 15 days before the effective date of cancellation; and

(2) If we cancel for nonpayment of premium, our notice of cancellation informs the first Named Insured of the amount due.

3. We will mail or deliver our notice, including the reason for cancellation, to the first Named Insured at the address shown in the policy and to the authorized agent or broker.

5. If this policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund will be pro rata. If the first Named Insured cancels, the refund may be less than pro rata.

However, when the premium is advanced under a premium finance agreement, the cancellation refund will be pro rata. Under such financed policies, we will be entitled to retain a minimum earned premium of 10% of the total policy premium or $60, whichever is greater. The cancellation will be effective even if we have not made or offered a refund.

B. The following is added to the Cancellation Common Policy Condition:

7. If one of the reasons for cancellation in Paragraph A.2.a.(2) or D.2.b.(2) exists, we may cancel this entire policy, even if the reason for cancellation pertains only to a new coverage or endorsement initially effective subsequent to the original issuance of this policy.

C. The following conditions are added:

1. Nonrenewal

If we decide not to renew this policy we will send notice as provided in Paragraph C.3. below.

2. Conditional Renewal

If we conditionally renew this policy subject to:

a. A change of limits;

b. A change in type of coverage;

c. A reduction of coverage;

d. An increased deductible;

e. An addition of exclusion; or

f. Increased premiums in excess of 10%, exclusive of any premium increase due to and commensurate with insured value added or increased exposure units; or as a result of experience rating, loss rating, retrospective rating or audit;

we will send notice as provided in Paragraph C.3. below.

3. Notices Of Nonrenewal And Conditional Renewal

a. If we decide not to renew this policy or to conditionally renew this policy as provided in Paragraphs C.1. and C.2. above, we will mail or deliver written notice to the first Named Insured shown in the Declarations at least 60 but not more than 120 days before:

(1) The expiration date; or

(2) The anniversary date if this is a continuous policy.

b. Notice will be mailed or delivered to the first Named Insured at the address shown in the policy and to the authorized agent or broker. If notice is mailed, proof of mailing will be sufficient proof of notice.

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c. Notice will include the specific reason(s) for nonrenewal or conditional renewal, including the amount of any premium increase for conditional renewal and description of any other changes.

d. If we violate any of the provisions of Paragraph C.3.a., b. or c. above by sending the first Named Insured an incomplete or late conditional renewal notice or a late nonrenewal notice:

(1) And if notice is provided prior to the expiration date of this policy, coverage will remain in effect at the same terms and conditions of this policy at the lower of the current rates or the prior period's rates until 60 days after such notice is mailed or delivered, unless the first Named Insured, during this 60·day period, has replaced the coverage or elects to cancel;

(2) And if the notice is provided on or after the expiration date of this policy, coverage will remain in effect at the same terms and conditions of this policy for another policy period, at the lower of the current rates or the prior period's rates, unless the first Named Insured, during this additional policy period, has replaced the coverage or elects to cancel.

e. If you elect to renew on the basis of a late conditional renewal notice, the terms, conditions and rates set forth in such notice shall apply:

(1) Upon expiration of the 60·day period, unless Subparagraph (2) below applies; or

(2) Notwithstanding the provisions in Paragraphs d.(1) and d.(2), as of the renewal date of the policy if the conditional renewal notice was sent at least 30 days prior to the expiration or anniversary date of the policy.

f. We will not send you notice of non renewal or conditional renewal if you, your authorized agent or broker or another insurer of yours mails or delivers notice that the policy has been replaced or is no longer desired.

D. The following prov1s1ons apply when the Commercial Property Coverage Part, the Farm Coverage Part or the Capital Assets Program (Output Policy) Coverage Part is made a part of this policy:

1. Items 0.2. and 0.3. apply if this policy meets the following conditions:

a. The policy is issued or issued for delivery in New York State covering property located in this state; and

b. The policy insures:

(1) For loss of or damage to structures, other than hotels or motels, used predominantly for residential purposes and consisting of no more than four dwelling units; or

(2) For loss of or damage to personal property other than farm personal property or business property; or

(3) Against damages arising from liability for loss of, damage to or injury to persons or property, except liability arising from business or farming; and

c. The portion of the annual premium attributable to the property and contingencies described in 1.b. exceeds the portion applicable to other property and contingencies.

2. Paragraph 2. of the Cancellation Common Policy Condition is replaced by the following:

2. Procedure And Reasons For Cancellation

a. We may cancel this entire policy by mailing or delivering to the first Named Insured written notice of cancellation at least:

(1) 15 days before the effective date of cancellation if we cancel for nonpayment of premium, provided however, that a notice of cancellation on this ground shall inform the first Named Insured of the amount due; or

(2) 30 days before the effective date of cancellation if we cancel for any other reason.

b. But if this policy:

(1) Has been in effect for more than 60 days; or

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(2) Is a renewal of a policy we issued;

we may cancel this policy only for one or more of the following reasons:

(1) Nonpayment of premium, provided however, that a notice of cancellation on this ground shall inform the first Named Insured of the amount due;

(2) Conviction of a crime arising out of acts increasing the risk of loss;

(3) Discovery of fraud or material misrepresentation in obtaining the policy or in making a claim;

(4) Discovery of willful or reckless acts or omissions increasing the risk of loss;

(5) Physical changes in the covered property that make that property uninsurable in accordance with our objective and uniformly applied underwriting standards in effect when we:

(a) Issued the policy; or

(b) Last voluntarily renewed the policy;

(6) The Superintendent of Insurance's determination that continuing the policy would violate Chapter 28 of the Insurance Law; or

(7) Required pursuant to a determination by the Superintendent of Insurance that the continuation of our present premium volume would be hazardous to the interests of our policyholders, our creditors or the public.

3. The following are added:

a. Conditional Continuation

Instead of cancelling this policy, we may continue it on the condition that:

(1) The policy limits be changed; or

(2) Any coverage not required by law be eliminated.

If this policy is conditionally continued, we will mail or deliver to the first Named Insured written notice at least 20 days before the effective date of the change or elimination. We will mail or deliver our notice to the first Named Insured's last mailing address known to us. If notice is mailed, proof of mailing will be sufficient proof of notice. Delivery of the notice will be the same as mailing.

b. Nonrenewal

If, as allowed by the laws of New York State, we:

(1) Do not renew this policy; or

(2) Condition policy renewal upon:

(a) Change of limits; or

(b) Elimination of coverage;

we will mail or deliver written notice of non renewal or conditional renewal:

(a) At least 45 days; but

(b) Not more than 60 days;

before the expiration date of the policy. We will mail or deliver our notice to the first Named Insured's last mailing address known to us. If notice is mailed, proof of mailing will be sufficient proof of notice. Delivery of the notice will be the same as mailing.

E. The following is added to the Farm Property -Other Farm Provisions Form - Additional Coverages, Conditions, Definitions, the Commercial Property Coverage Part and the Capital Assets Program (Output Policy) Coverage Part:

When the property is subject to the Anti-arson Application in accordance with New York Insurance Department Regulation No. 96, the following provisions are added:

If you fail to return the completed, signed and affirmed anti-arson application to us:

1. Or our broker or agent within 45 days of the effective date of a new policy, we will cancel the entire policy by giving 20 days' written notice to you and to the mortgageholder shown in the Declarations.

2. Before the expiration date of any policy, we will cancel the policy by giving written notice to you and to the mortgageholder shown in the Declarations at least 15 days before the effective date of cancellation.

The cancellation provisions set forth in E.1. and E.2. above supersede any contrary provisions in this policy including this endorsement.

If the notice in E.1. or E.2. above is mailed, proof of mailing will be sufficient proof of notice. Delivery of the notice will be the same as mailing.

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F. The following applies to the Commercial Property Coverage Part, the Farm Coverage Part and the Capital Assets Program (Output Policy) Coverage Part:

Paragraphs f. and g. of the Mortgageholders Condition are replaced by the following:

f. Cancellation

(1) If we cancel this policy, we will give written notice to the mortgageholder at least:

(a) 10 days before the effective date of cancellation if we cancel for your nonpayment of premium; or

(b) 30 days before the effective date of cancellation if we cancel for any other reason.

(2) If you cancel this policy, we will give written notice to the mortgageholder. With respect to the mortgageholder's interest only, cancellation will become effective on the later of:

(a) The effective date of cancellation of the insured's coverage; or

(b) 10 days after we give notice to the mortgageholder.

g. Nonrenewal

(1) If we elect not to renew this policy, we will give written notice to the mortgageholder at least 10 days before the expiration date of this policy.

(2) If you elect not to renew this policy, we will give written notice to the mortgageholder. With respect to the mortgageholder's interest only, nonrenewal will become effective on the later of:

(a) The expiration date of the policy; or

(b) 10 days after we give notice to the mortgageholder.

G. The following provisions apply when the following are made a part of this policy:

Commercial General Liability Coverage Part Employment-Related Practices Liability Coverage Part Farm Liability Coverage Form Liquor Liability Coverage Part Products/Completed Operations Liability Coverage Part

1. The aggregate limits of this policy as shown in the Declarations will be increased in proportion to any policy extension provided in accordance with Paragraph C.3.d. above.

2. The last sentence of Limits Of Insurance does not apply when the policy period is extended because we sent the first Named Insured an incomplete or late conditional renewal notice or a late nonrenewal notice.


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IL02700811


CALIFORNIA CHANGES- CANCEllATION AND NONRENEWAL


CAPITAL ASSETS PROGRAM (OUTPUT POLICY) COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT-RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

A. Paragraphs 2., 3. and 5. of the Cancellation Common Policy Condition are replaced by the following:

2. All Policies In Effect For 60 Days Or Less

If this policy has been in effect for 60 days or less, and is not a renewal of a policy we have previously issued, we may cancel this policy by mailing or delivering to the first Named Insured, at the mailing address shown in the policy, and to the producer of record, advance written notice of cancellation, stating the reason for cancellation, at least:

a. 10 days before the effective date of cancellation if we cancel for:

(1) Nonpayment of premium; or

(2) Discovery of fraud by:

(a) Any insured or his or representative in obtaining insurance; or

her this

(b) You or your representative in pursuing a claim under this policy.

b. 30 days before the effective date of cancellation if we cancel for any other reason.

3. All Policies In Effect For More Than 60 Days

a. If this policy has been in effect for more than 60 days, or is a renewal of a policy we issued, we may cancel this policy only upon the occurrence, after the effective date of the policy, of one or more of the following:

(1) Nonpayment of premium, including payment due on a prior policy we issued and due during the current policy term covering the same risks.

(2) Discovery of fraud or material misrepresentation by:

(a) Any insured or representative in insurance; or

his or obtaining

her this

(b) You or your representative in pursuing a claim under this policy.

(3) A judgment by a court or an administrative tribunal that you have violated a California or Federal law, having as one of its necessary elements an act which materially increases any of the risks insured against.

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(4) Discovery of willful or grossly negligent acts or omissions, or of any violations of state laws or regulations establishing safety standards, by you or your representative, which materially increase any of the risks insured against.

(5) Failure by you or your representative to implement reasonable Joss control requirements, agreed to by you as a condition of policy issuance, or which were conditions precedent to our use of a particular rate or rating plan, if that failure materially increases any of the risks insured against.

(6) A determination by the Commissioner of Insurance that the:

(a) Loss of, or changes in, our reinsurance covering all or part of the risk would threaten our financial integrity or solvency; or

(b) Continuation of the policy coverage would:

(i) Place us in violation of California law or the laws of the state where we are domiciled; or

(ii) Threaten our solvency.

(7) A change by you or your representative in the activities or property of the commercial or industrial enterprise, which results in a materially added, increased or changed risk, unless the added, increased or changed risk is included in the policy.

b. We will mail or deliver advance written notice of cancellation, stating the reason for cancellation, to the first Named Insured, at the mailing address shown in the policy, and to the producer of record, at least:

(1) 10 days before the effective date of cancellation if we cancel for nonpayment of premium or discovery of fraud; or

(2) 30 days before the effective date of cancellation if we cancel for any other reason listed in Paragraph 3.a.

5. If this policy is cancelled, we will send the first Named Insured any premium refund due. The refund, if any, will be computed on a pro rata basis. However, the refund may be less than pro rata if we made a loan to you for the purpose of payment of premiums for this policy.

The cancellation will be effective even if we have not made or offered a refund.

B. The following prov1s1on is added to the Cancellation Common Policy Condition:

7. Residential Property

This provision applies to coverage on real property which is used predominantly for residential purposes and consisting of not more than four dwelling units, and to coverage on tenants' household personal property in a residential unit, if such coverage is written under one of the following:

Commercial Property Coverage Part Farm Coverage Part - Farm Property - Farm Dwellings, Appurtenant Structures And Household Personal Property Coverage Form

a. If such coverage has been in effect for 60 days or less, and is not a renewal of coverage we previously issued, we may cancel this coverage for any reason, except as provided in b. and c. below.

b. We may not cancel this policy solely because the first Named Insured has:

(1) Accepted an offer of earthquake coverage; or

(2) Cancelled or did not renew a policy issued by the California Earthquake Authority (CEA) that included an earthquake policy premium surcharge.

However, we shall cancel this policy if the first Named Insured has accepted a new or renewal policy issued by the CEA that includes an earthquake policy premium surcharge but fails to pay the earthquake policy premium surcharge authorized by the CEA.

c. We may not cancel such coverage solely because corrosive soil conditions exist on the premises. This restriction (c.) applies only if coverage is subject to one of the following, which exclude loss or damage caused by or resulting from corrosive soil conditions:

(1) Commercial Property Coverage Part -Causes Of Loss -Special Form; or

(2) Farm Coverage Part - Causes Of Loss Form - Farm Property, Paragraph D. Covered Causes Of Loss -Special.

Page 2 of 4 ©Insurance Services Office, Inc., 2010 IL 02 70 0811

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0

C. The following is added and supersedes any provisions to the contrary:

Non renewal

1. Subject to the provisions of Paragraphs C.2. and C.3. below, if we elect not to renew this policy, we will mail or deliver written notice, stating the reason for nonrenewal, to the first Named Insured shown in the Declarations, and to the producer of record, at least 60 days, but not more than 120 days, before the expiration or anniversary date.

We will mail or deliver our notice to the first Named Insured, and to the producer of record, at the mailing address shown in the policy.

2. Residential Property

This provision applies to coverage on real property used predominantly for residential purposes and consisting of not more than four dwelling units, and to coverage on tenants' household property contained in a residential unit, if such coverage is written under one of the following: Commercial Property Coverage Part Farm Coverage Part - Farm Property - Farm Dwellings, Appurtenant Structures And Household Personal Property Coverage Form

a. We may elect not to renew such coverage for any reason, except as provided in b., c. and d. below.

b. We will not refuse to renew such coverage solely because the first Named Insured has accepted an offer of earthquake coverage.

However, the following applies only to insurers who are associate participating insurers as established by Cal. Ins. Code Section 10089.16. We may elect not to renew such coverage after the first Named Insured has accepted an offer of earthquake coverage, if one or more of the following reasons applies:

(1) The nonrenewal is based on sound underwriting principles that relate to the coverages provided by this policy and that are consistent with the approved rating plan and related documents filed with the Department of Insurance as required by existing law;

(2) The Commissioner of I nsu ranee finds that the exposure to potential losses will threaten our solvency or place us in a hazardous condition. A hazardous condition includes, but is not limited to, a condition in which we make claims payments for losses resulting from an earthquake that occurred within the preceding two years and that required a reduction in policyholder surplus of at least 25% for payment of those claims; or

(3) We have:

(a) Lost or experienced a substantial reduction in the availability or scope of reinsurance coverage; or

(b) Experienced a substantial increase in the premium charged for reinsurance coverage of our residential property insurance policies; and

the Commissioner has approved a plan for the nonrenewals that is fair and equitable, and that is responsive to the changes in our reinsurance position.

c. We will not refuse to renew such coverage solely because the first Named Insured has cancelled or did not renew a policy, issued by the California Earthquake Authority, that included an earthquake policy premium surcharge.

d. We will not refuse to renew such coverage solely because corrosive soil conditions exist on the premises. This restriction (d.) applies only if coverage is subject to one of the following, which exclude loss or damage caused by or resulting from corrosive soil conditions:

(1) Commercial Property Coverage Part -Causes Of Loss -Special Form; or

(2) Farm Coverage Part - Causes Of Loss Form - Farm Property, Paragraph D. Covered Causes Of Loss -Special.

3. We are not required to send notice of non renewal in the following situations:

a. If the transfer or renewal of a policy, without any changes in terms, conditions or rates, is between us and a member of our insurance group.


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D

b. If the policy has been extended for 90 days or less, provided that notice has been given in accordance with Paragraph C.1.

c. If you have obtained replacement coverage, or if the first Named Insured has agreed, in writing, within 60 days of the termination of the policy, to obtain that coverage.

d. If the policy is for a period of no more than 60 days and you are notified at the time of issuance that it will not be renewed.

e. If the first Named Insured requests a change in the terms or conditions or risks covered by the policy within 60 days of the end of the policy period.

f. If we have made a written offer to the first Named Insured, in accordance with the timeframes shown in Paragraph C.1., to renew the policy under changed terms or conditions or at an increased premium rate, when the increase exceeds 25%.

Page 4 of 4 ©Insurance Services Office, Inc., 2010 IL 02 70 0811

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D

U.S. TREASURY DEPARTMENT'S OFFICE OF FOREIGN ASSETS CONTROL ("OFAC")

NOTICE TO POLICYHOLDERS

No coverage is provided by this Policyholder Notice nor can it be construed to replace any provisions of your policy. You should read your policy and review your Declarations page for complete information on the coverages you are provided.

This Notice provides information concerning possible impact on your insurance coverage due to directives issued by OFAC. Please read this Notice carefully.

The Office of Foreign Assets Control (OFAC) administers and enforces sanctions policy, based on Presidential declarations of "national emergency". OFAC has identified and listed numerous:

e Foreign agents;

• Front organizations;

• Terrorists;

• Terrorist organizations; and

• Narcotics traffickers;

as "Specially Designated Nationals and Blocked Persons". This list can be located on the United States Treasury's web site -http/ /www.treas.gov/ofac.

In accordance with OFAC regulations, if it is determined that you or any other insured, or any person or entity claiming the benefits of this insurance has violated U.S. sanctions law or is a Specially Designated National and Blocked Person, as identified by OFAC, this insurance will be considered a blocked or frozen contract and all provisions of this insurance are immediately subject to OFAC. When an insurance policy is considered to be such a blocked or frozen contract, no payments nor premium refunds may be made without authorization from OFAC. Other limitations on the premiums and payments also apply.

IL9 07 032 01 04 Includes copyrighted material of Insurance Services Office, Inc., with its permission.

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Page 1 of 1

TOKIO MARINE &NICHIDO FIRE INSURANCE CO., LTD. (U.S. BRANCH) 230 Park Avenue, New York, NY 10169 1212) 297-6600


(his policy has been executed for the Company by its President and witnessed by its Secretary. However, this policy shall not be valid unless the Policy Declarations is countersigned by our authorized representative.

President

©Tokio Marine Management, Inc. 2008

IL9 05 002 02 08

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POLICYHOLDER NOTICE- CLAIMS HANDU NG

Tokio Marine Management, Inc. and the U.S. insurers in the Tokio Marine Nichido Group ('Tokio Marine") are committed to providing you with prompt, professional and fair claims handling. In the event of a catastrophe, natural or other disaster, you can contact us at any time before, during or after the event with any concerns or questions you may have.

Our dedicated claims staff is available 24 hours a day, 365 days a year by calling us at the following number:

1-800-94-TOKIO ( 1-800-948-6546)

You can also visit us on-line at www.tokiomarine.usiTMMResBank-lnsResBank.htm to access links to various governmental resources that provide information on emergency preparedness, storm warnings and alerts, etc. These resources include:

• U.S. Department of Homeland Security • Federal Emergency Management Agency (FEMA) • Centers for Disease Control and Prevention (CDC) • Office of Hazardous Materials Safety (HAZMAT) • Occupational Safety and Health Administration (OSHA) • National Flood Insurance Program (NFIP) • Environmental Protection Agency (EPA) • National Weather Service (NWS)

You'll also find a link to 'Weathering the Storm", published by the U.S. Treasury Department, which provides financial tips and resources for hurricane recovery.

For more information, contact us at:

Tokio Marine Management, Inc. 230 Park Avenue

New York, NY 10169 Attention: Claims Department

(212) 297-6600

Thank you for choosing Tokio Marine for your insurance needs. We appreciate your business.

IL90710911 05 Producer Copy

Page 1 of 1

YOUR PRIVACY

PRIVACY NOTICE COMMERCIAL CUSTOMERS

Tokio Marine Management, Inc. and its U.S. insurers are committed to protecting your private NonPublic Information. We want you to know about our policies and procedures for protecting your Information. As our customer, we want you to understand what kind of Information we collect about you, how we disclose it and how we protect it.

WHAT KIND OF INFORMATION IS COLLECTED ABOUT YOU By "Non-Public Information", we mean non-public information about your business, such as financial information, account numbers, loss history, personal non-public information about your employees including social security number, address or medical information and any proprietary information we obtain about your business or your customers. We collect Information from a variety of sources including:

• The applications or other forms you provide to us such as prior insurance information • Your transactions with us, our affiliates or others (for example premium payment and claims

history) Information from an independent reporting agency (for example, a property inspection report, accident report or claim report)

HOW WE DISCLOSE YOUR INFORMATION We do not disclose any Non-Public Information about our customers or former customers, unless we are legally required to do so. We do not disclose or share your Information for marketing purposes. In general, we may disclose your Non-Public Information to third parties that we use to service your account. These third parties may include:

• Your agent, broker or producer • Our affiliated companies • Independent claims adjusters, investigators, data processors or attorneys • Persons or organizations that conduct scientific research, including actuarial or underwriting

studies • An insurance support organization or another insurer, to prevent or prosecute fraud or to properly

underwrite the risk • Another insurer, if you are involved in an accident with their insured • State insurance departments or other governmental or law enforcement authorities, if required by

law, to protect our legal interests or in cases of suspected fraud or illegal activities • A court of law

We are required to disclose Non-Public Information if we receive a subpoena, search warrant or other Jour! order.

ILP 07 002 06 08 Page 1 of 2

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Your Non-Public Information that we collect is secured in your policy and/or claim files. We refer to and use that Information solely for purposes related to issuing and servicing your insurance policy(s) and settling claims.

HOW WE PROTECT YOUR INFORMATION We restrict access to Non-Public Information about you to those employees who need that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal and state law to guard your Information.

AMENDMENTS We may amend this Privacy Notice from time to time and will inform you of these changes as required bylaw.

FURTHER INFORMATION If you have any questions about this Privacy Notice or the confidentiality of your Non-Public Information, please contact us at:

Chief Privacy Officer Tokio Marine Management, Inc.

230 Park Avenue New York, NY 10169

This Privacy Notice is provided on behalf of Tokio Marine & Nichido Fire Insurance Co., Ltd. (U.S. Branch), Trans Pacific Insurance Company, TNUS Insurance Company and TM Casualty Insurance Company

ILP 07 002 06 08 Page 2 of 2

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Policyholder Notice Regarding Privacy Protection

Dear Commercial Lines Policyholder:

Protecting your non-public information is a matter of great importance to Tokio Marine Management, Inc. and the U.S. insurers in the Tokio Marine Nichido Group ("Tokio Marine").

Federal and state laws and regulations enacted in the last few years have greatly expanded privacy protections for consumers of financial products and services. State insurance regulators have interpreted that these privacy provisions apply to a beneficiary (claimant) under a commercial insurance policy. In addition, Tokio Marine has decided to extend privacy protections to our commercial insurance customers.

The enclosed notice explains Tokio Marine's privacy policy regarding the personal information of claimants and non-public information related to your business.

Thank you for choosing Tokio Marine for your insurance needs. We appreciate your business.

ILP 07 002a 05 05

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COMMERCIAL GENERAL LIABILITY SUPPLEMENTAL DECLARATIONS


NAMEDINSURED: SONY PICTURES ENTERTAINMENT PRODUCER NAME: LOCKTON COMPANIES LLC. PRODUCERCODE: 0311226


EFFECTIVE: 11-01-2012 at 12:01 a.m. standard time at your mailing address shown in the Policy Declarations

FORM OF BUSINESS:

BUSINESS DESCRIPTION:


CORPORATION

MOTION PICTURES

IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF THIS POLICY, WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY.

LIMITS OF INSURANCE EACH OCCURRENCE LIMIT

DAMAGE TO PREMISES RENTED TO YOU LIMIT

MEDICAL EXPENSE LIMIT PERSONAL & ADVERTISING INJURY LIMIT

GENERAL AGGREGATE LIMIT PRODUCTS/COMPLETED OPERATIONS AGGREGATE LIMIT

$ 1,000,000

$ 1,000,000

$ 25,000

$ 1,000,000

$ 2,000,000

$ 1,000,000

STAMPS {if applicable)

Any one premises

Any one person

Any one person or organization

THESE SUPPLEMENTARY DECLARATIONS, TOGETHER WITH THE COMMON POLICY DECLARATIONS, COMMON POLICY CONDITIONS AND COVERAGE FORMS AND ENDORSEMENTS, COMPLETE THIS POLICY.

Tokio Marine Management. Inc. 2008 Includes copyrighted material of ISO Properties, Inc., used with its permission

GL9 05 001 02 08 Page 1 of 2

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TOKIO MARINE & NICHIDO FIRE INSURANCE CO., L TO. (U.S. BRANCH)

COMMERCIAL GENERAL LIABILITY SUPPLEMENTAL DECLARATIONS

(continued)


FORMS AND ENDORSEMENTS


Forms and Endorsements attached to this policy: See SCHEDULE OF FORMS AND ENDORSEMENTS

ALL PREMISES YOU OWN, RENT OR OCCUPY·

Location of all premises you own rent or occupy: See SCHEDULE OF LOCATIONS

CLASSIFICATIONS AND PREMIUMS Classifications and premiums: See COMMERCIAL GENERAL LIABILITY SCHEDULE

. PREMIUM

\".L ADVANCE PREMIUM: $ 259,349

PREMIUM SHOWN IS PAYABLE:

AUDIT PERIOD

AUDIT PERIOD (if applicable): ANNUAL

THESE SUPPLEMENTARY DECLARATIONS, TOGETHER WITH THE COMMON POLICY DECLARATIONS, COMMON POLICY CONDITIONS AND COVERAGE FORMS AND ENDORSEMENTS, COMPLETE THIS POLICY.

Tokio Marine Management, Inc. 2008 Includes copyrighted material of ISO Properties, Inc., used with its permission

GL9 05 001 02 08 Page 2 of 2

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COMMERCIAL GENERAL LIABILITY SCHEDULE

POLICY NUMBER CLL6404745-02 TOKIO MARINE

NAMED INSURED: SONY PICTURES ENTERTAINMENT NICHIDO


PRODUCER CODE: 0311226

EFFECTIVE: 11-01-2012 12:01 a.m. standard time are your mailing address shown in the Policy Declarations

CLASSIFICATIONS AND PREMIUMS

ST jLOC I BLDG ICOD~dPREMIUM BASIS 7065 SALES/PERl,OOO

PREMISES OPERATIONS

CLASSIFICATION: Exposure Rate ~dvance Premium COMPOSITE RATE GROUP #001 8,600,000,000 .029 $ 249,400.00 THEATERS

PRODUCTS/COMPLETED OPERATIONS

Exposure Rate ~dvance Premium

ST ILOC I(BLDG ICOD~lREMIUM BASIS PREMISES OPERATIONS CA 001 001 9809 Pavroll CLASSIFICATION: Exposure Rate Advance Premium TERRORISM $722,783,698 . 040 $ 9,946.00


Exposure Rate ~dvance Premium

$722,783,698 INCL

~ ILOC IIBLDG ICOD~jPREMIUM BASIS PREMISES OPERATIONS Nx 002 001 9809 Payroll CLASSIFICATION: Exposure Rate ~dvance Premium TERRORISM $84,054 . 017 $ 3.00


Exposure Rate f..dvance Premium

$84,054 INCL

ST ILOC I BLDG ICODE I PREMIUM BASIS PREMISES OPERATIONS

CLASSIFICATION: Exposure Rate f'\dvance Premium


Exposure Rate fA.dvance Premium

ST lLOC -!BLDG I CODE I PREMIUM BASIS PREMISES OPERATIONS

CLASSIFICATION: Exposure Rate fA.dvance Premium


Exposure Rate V\dvance Premium

!... ;'

Copyright Tokio Marine Management, Inc., 2008 Includes copyrighted material of ISO Properties, Inc., used with its permission

GL9 05 002 02 08 Producer Copy


NAMED INSURED:

PRODUCER NAME:

EFFECTIVE:

ST LOC

CA ALL COVERAGE:

ST LOC

COVERAGE:

i

ST LOC

COVERAGE:

ST LOC

COVERAGE:

ST LOC

COVERAGE:

GL9 05 016 02 08

MISCELLANEOUS GENERAL LIABILITY SCHEDULE



SONY PICTURES ENTERTAINMENT

LOCKTON COMPANIES LLC. PRODUCER CODE: 0311226

11-01-2012 at 12:01 a.m. standard time at your mailing address shown in the Policy Declarations

COVERAGES AND PREMIUMS BLDG CODE PREMIUM BASE EXPOSURE ADVANCE PREMIUM

92100 Number of Emplo 4000 INCL Employee Benefits Liability

BLDG CODE PREMIUM BASE EXPOSURE ADVANCE PREMIUM





Page 1 of 1

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LIQUOR LIABILITY SUPPLEMENTAL DECLARATIONS

TOKIOMARINE NICHIDO


NAMEDINSURED: SONY PICTURES ENTERTAINMENT

PRODUCER NAME: LOCKTON COMPANIES LLC. PRODUCER CODE: 0311226



FORM OF BUSINESS: CORPORATION

BUSINESS DESCRIPTION: MOTION PICTURES

IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF THIS POLICY, WE l(>REE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY.

EACH COMMON CAUSE LIMIT

AGGREGATE LIMIT

LIMITS OF INSURANCE

$ $

STAMPS (if applicable)

1,000,000

1,000,000

.

THESE SUPPLEMENTAL DECLARATIONS, TOGETHER WITH THE COMMON POLICY DECLARATIONS, COMMON ~OLICY CONDITIONS AND COVERAGE FORMS AND ENDORSEMENTS, COMPLETE THIS POLICY.

Tokio Marine Management, Inc. 2008 Includes copyrighted material aliSO Properties, Inc., used with its permission

GL9 05 004 02 08 Page 1 ol2

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•


LIQUOR LIABILITY SUPPLEMENTAL DECLARATIONS

(continued)


FORMS AND ENDORSEMENTS


Forms and Endorsements attached to this olic : See SCHEDULE OF FORMS AND ENDORSEMENTS

LOCATION OF COVERED OPERATIONS Location of all premises you own rent or occupy: See SCHEDULE

CLASSIFICATIONS AND PREMIUMS Classifications and premiums: See SCHEDULE

PREMIUM

i"OTAL ADVANCE PREMIUM:

PREMIUM SHOWN IS PAYABLE:

AUDIT PERIOD

AUDIT PERIOD (if applicable): ANNUAL

THESE SUPPLEMENTAL DECLARATIONS, TOGETHER WITH THE COMMON POLICY DECLARATIONS, COMMON )OLICY CONDITIONS AND COVERAGE FORMS AND ENDORSEMENTS, COMPLETE THIS POLICY.


GL9 05 004 02 08 Page 2 of 2

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LIQUOR LIABILITY SCHEDULE

POLICY NUMBER: CLL64047 45-02 NAMED INSURED: SONY PICTURES ENTERTAINMENT PRODUCER NAME: LOCKTON COMPANIES LLC. PRODUCER CODE: 0311226


CLASSIFICATIONS AND PREMIUMS

ST 'LOG 'BLDG 'CODE ll PREMIUM BASIS 70650 SALES/PER 1,000

IEEXPOSURE IRATE 8,600,000,000

,j;DVANCE PREMIUM . 029 $ 249,400.00

CLASSIFICATION: COMPOSITE RATE GROUP #001 THEATERS

ST 'LOG IBLDG I CODE I PREMIUM BASIS I EXPOSURE IRATE I ADVANCE PREMIUM

CLASSIFICATION:

ST ILOC IBLDG I CODE I PREMIUM BASIS I EXPOSURE IRATE I ADVANCE PREMIUM

CLASSIFICATION:

ST 'LOG IBLDG I CODE I PREMIUM BASIS I EXPOSURE IRATE I ADVANCE PREMIUM

CLASSIFICATION:

ST ILOC IBLDG I CODE I PREMIUM BASIS I EXPOSURE IRATE 'ADVANCE PREMIUM

CLASSIFICATION:


GL9 05 007 02 08 Page 1 Producer Copy

COMMERICAL GENERAL LIABILITY

Policy No.: Issued to: Issued by: Producer:

CLL 6404745-02 SONY PICTURES ENTERTAINMENT TOKIO MARINE & NICHIDO FIRE INSURANCE CO., LTD. LOCKTON COMPANIES LLC.


COMPOSITE RATE ENDORSEMENT


COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART PRODUCTS/ COMPLETED OPERATIONS LIABILITY COVERAGE PART

We will compute all premiums for this Coverage Part in accordance with our rules and rates on a composite basis unless otherwise indicated in the Schedule.

The advanced premium shown in this Composite Rating Plan endorsement is a deposit only. We have determined this advance premium by multiplying the Composite Rate(s) for the premium and rate basis by the estimated exposure as indicated in the Schedule. At the end of the policy period, the earned premium will be determined by applying the composite rate(s) to the actual exposures as determined by audit.

The Composite Rate(s) shown below do not include any taxes, surcharges, or other assessments that we are required to collect on behalf of state and local governments or other organizations. Such charges will be shown separately on the "Schedule of Taxes, Surcharges or Fees", if applicable.

COMPOSITE GROUP#: COMPOSITE GROUP DESCRIPTION: COMPOSITE PREMIUM BASIS: COMPOSITE RATE BASIS:

SCHEDULE

I MOTION PICTURE/TELEVISION PRODUCTION PER $1,000 SALES

THIS COMPOSITE DOES NOT INCLUDE THESE COVERAGES OR EXPOSURES:

OTHER PROVISIONS: THE FINAL AUDITED SALES MUST INCREASE BY MORE THAN 15% TO TRIGGER AN AUDIT ADDITIONAL PREMIUM. THE ADDITIONAL PREMIUM WILL BE CALCULATED

COVERAGE

GENERAL LIABILITY

GL9 07 003 01 05

COMPOSITE RATE

0.29

ESTIMATED EXPOSURE

$8,600,000,000

ADVANCE PREMIUM

$249,400.00 SUBJECT TOA MINIMUM PREMIUM OF$236,000

This endorsement changes policy CLL64 04 7 45-02 to which it is attached and is effective

11-01-12 at 12:01 a.m. standard time at the Insured's mailing address.

Issued to: SONY PICTURES ENTERTAINMENT

Issuedby: Tokio Marine & Nichido Fire Insurance Co., Ltd. (U.S. Branch) Producer: LOCKTON COMPANIES LLC.


NOTICE OF CANCELLATION OR NONRENEWAL SENT TO OTHERS


GENERAL LIABILITY

This endorsement applies to the following states:

AL, AK, AZ, AR, CA, co, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, sc, SD, TN, TX, UT, VT, VA, WA, wv, WI, WY


THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

A. IF WE CANCEL OR NONRENEW THIS POLICY BY WRITTEN NOTICE TO THE FIRST NAMED INSURED FOR ANY REASON OTHER THAN NONPAYMENT OF PREMIUM, WE WILL MAIL OR DELIVER A COPY OF SUCH WRITTEN NOTICE OF CANCELLATION OR NONRENEWAL:

1. TO THE PERSON OR ORGANIZATION SHOWN IN THE SCHEDULE BELOW:

2. AT THAT PERSON'S OR ORGANIZATION'S MAILING ADDRESS SHOWN IN THE SCHEDULE BELOW; AND

Tokio Marine Management, Inc. 2011 GL9 99 001 09 11 Page 1

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NOTICE OF CANCELLATION OR NONRENEWAL SENT TO

(CONTINUED)

3. AT LEAST 30 DAYS BEFORE THE EFFECTIVE DATE OF THE CANCELLATION OR NONRENEWAL, AS INDICATED IN OUR NOTICE TO THE FIRST NAMED INSURED OR THE LONGER NUMBER OF DAYS NOTICE, IF SHOWN IN THE SCHEDULE BELOW.

B. IF WE CANCEL OR NONRENEW THIS POLICY BY WRITTEN NOTICE TO THE FIRST NAMED INSURED FOR NONPAYMENT OF PREMIUM, WE WILL MAIL OR DELIVER A COPY OF SUCH WRITTEN NOTICE OR CANCELLATION OR NONRENEWAL AT LEAST 10 DAYS BEFORE TO THE EFFECTIVE DATE OF SUCH CANCELLATION OR NONRENEWAL.

NAME OF PERSON(S) OR ORGANIZATIONS

THE CITY OF BURBANK, ITS OFFICERS,EMPLOYEES, AGENTS AND REPRESENTATIVES

SCHEDULE

MAILING ADDRESS OF PERSON(S) OR ORGANIZATION (S)

275 EAST OLIVE AVENUE BURBANK, CA 91502

Tokio Marine Management, Inc. 2011 GL9 99 001 0911

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NUMBER OF DAYS NOTICE, IF APPLICABLE

Page2

This endorsement changes policy CLL6 4 0 4 7 4 5-0 2 to which it is attached and is effective



Issued by: Tokio Marine & Nichido Fire Insurance Co. , Ltd. (U.S. Branch)

Producer: LOCKTON COMPANIES LLC.




GENERAL LIABILITY


AL, AK, AZ, AR, CA, co, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ' NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, sc, SD, TN, TX, UT, VT, VA, WA, wv, WI, WY




1. TO THE PERSON OR ORGANIZATION SHOWN IN THE SCHEDULE BELOW:

2. AT THAT PERSON'S OR ORGANIZATION'S MAILING ADDRESS SHOWN IN THE SCHEDULE BELOW; AND

3. AT LEAST 30 DAYS BEFORE THE EFFECTIVE DATE OF THE CANCELLATION OR NONRENEWAL, AS INDICATED IN OUR NOTICE TO

Tokio Marine Management, Inc. 2011 GL9 99 001 0911 Page 1

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(CONTINUED)

THE FIRST NAMED INSURED OR THE LONGER NUMBER OF DAYS NOTICE, IF SHOWN IN THE SCHEDULE BELOW.

B. IF WE CANCEL OR NONRENEW THIS POLICY BY WRITTEN NOTICE TO THE FIRST NAMED INSURED FOR NONPAYMENT OF PREMIUM, WE WILL MAIL OR DELIVER A COPY OF SUCH WRITTEN NOTICE OR CANCELLATION OR NONRENEWAL AT LEAST 10 DAYS BEFORE TO THE EFFECTIVE DATE OF SUCH CANCELLATION OR NONRENEWAL.

NAME OF PERSON(S) OR ORGANIZATIONS

SCHEDULE

MAILING ADDRESS OF PERSON(S) NUMBER OF OR ORGANIZATION(S) DAYS NOTICE,IF

APPLICABLE

BRAVO MEDIA PRODUCTIONS 30 ROCKEFELLER PLAZA, 12TH FL. NEW YORK, NY 10012


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This endorsement changes policy CLL64 04 7 4 5-02 to which it is attached and is effective



Issued by: Tokio Marine & Nichido Fire Insurance Co. , Ltd. (U.S. Branch) Producer: LOCKTON COMPANIES LLC.

THIS ENDORSEMENT CHANGES THE POLlCY. PLEASE READ lT CAREFULLY.



GENERAL LIABILITY



THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE


FOLLOWING:


1. TO THE PERSON OR ORGANIZATION SHOWN IN THE SCHEDULE ABOVE;

2. AT THAT PERSON'S OR ORGANIZATION'S MAILING ADDRESS SHOWN IN THE SCHEDULE ABOVE; AND


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(CONTINUED)

3. AT LEAST 30 DAYS BEFORE THE EFFECTIVE DATE OF THE CANCELLATION OR NONRENEWAL, AS INDICATED IN OUR NOTICE TO THE FIRST NAMED INSURED OR THE LONGER NUMBER OF DAYS NOTICE, IF SHOWN IN THE SCHEDULE ABOVE.

B. IF WE CANCEL OR NON-RENEW THIS POLICY BY WRITTEN NOTICE TO THE FIRST NAMED INSURED FOR NONPAYMENT OF PREMIUM, WE WILL MAIL OR DELIVER A COPY OF SUCH WRITTEN NOTICE OR CANCELLATION OR NONRENEWAL AT LEAST 10 DAYS BEFORE TO THE EFFECTIVE DATE OF SUCH CANCELLATION OR NONRENEWAL.

NAME OR PERSON (S)

CITY OF PASADENA, ITS COUNCIL MEMBERS, COMMISSIONERS,OFFICERS AND AGENTS

GL9 99 001 09 11

MAILING ADDRESS

100 NORTH GARFIELD AVENUE S116 PASADENA, CA 91102

Tokio Marine Management, Inc. 2011

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NUMBER OF DAYS

Page2

This endorsement changes policy CLL 6 4 0 4 7 4 5 - 0 2 to which it is attached and is effective






AMENDMENT OF EMPLOYEE


GENERAL LIABILITY



THE DEFINITION OF "EMPLOYEE" IN SECTION V - DEFINITIONS IS AMENDED TO INCLUDE THE FOLLOWING:

EMPLOYEES LOANED TO YOU BY ANY COMPANY THAT LOANS AND/OR PROVIDES EMPLOYEES AND/OR SERVICES TO YOU UNDER AN AGREEMENT TO PERFORM DUTIES RELATED TO THE CONDUCT OF YOUR BUSINESS.


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DEDUCTIBLE LIABILITY INSURANCE


GENERAL LIABILITY





AMOUNT OF DEDUCTIBLE $250,000 PER OCCURRENCE

APPLICATION OF ENDORSEMENT: THE DEDUCTIBLE APPLIES TO DAMAGES FOR ALL "BODILY INJURY" AND PROPERTY DAMAGE" TO WHICH THIS INSURANCE APPLIES; TO DAMAGES FOR ALL "PERSONAL INJURY AND ADVERTISING INJURY" TO WHICH THIS INSURANCE APPLIES; AND TO ALL "MEDICAL PAYMENTS" TO WHICH THIS INSURANCE APPLIES.

A. OUR OBLIGATION UNDER THE BODILY INJURY LIABILITY AND PROPERTY DAMAGES LIABILITY COVERAGES TO PAY DAMAGES ON BEHALF OF ANY INSURED AND OUR OBLIGATION TO PAY MEDICAL EXPENSES UNDER COVERAGE C APPLIES ONLY TO THE AMOUNT OF DAMAGES IN EXCESS OF THE AMOUNT OF DEDUCTIBLE


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STATED IN THE SCHEDULE ABOVE. THE LIMITS OF INSURANCE APPLICABLE TO EACH "OCCURRENCE" FOR SUCH COVERAGES WILL BE REDUCED BY THE AMOUNT OF SUCH DEDUCTIBLE.

B. OUR OBLIGATION UNDER THE PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGES TO PAY DAMAGES ON BEHALF OF ANY INSURED APPLIES ONLY TO THE AMOUNT OF DAMAGES SUSTAINED BY ANY ONE PERSON OR ORGANIZATION IN EXCESS OF THE AMOUNT OF DEDUCTIBLE STATED IN THE SCHEDULE ABOVE. THE LIMITS OF INSURANCE APPLICABLE TO EACH "OCCURRENCE" FOR SUCH COVERAGES WILL BE REDUCED BY THE AMOUNT OF SUCH DEDUCTIBLE.

C. THE DEDUCTIBLE AMOUNT INDICATED IN THE SCHEDULE ABOVE APPLIES AS FOLLOWS:

A. UNDER BODILY INJURY LIABILITY AND PROPERTY DAMAGE LIABILITY COVERAGE, TO ALL DAMAGES BECAUSE OF "BODILY INJURY", "PROPERTY DAMAGE" AND MEDICAL PAYMENTS AS THE RESULT OF ANY ONE "OCCURRENCE", REGARDLESS OF THE NUMBER OF PERSONS OR ORGANIZATIONS WHO SUSTAIN DAMAGES BECAUSE OF THAT "OCCURRENCE".

B. UNDER COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY TO ALL DAMAGES SUSTAINED BY ANY ONE PERSON OR ORGANIZATION BECAUSE OF "PERSONAL AND ADVERTISING INJURY".

D. THE TERMS OF THIS INSURANCE, INCLUDING THOSE WITH RESPECT TO:

1. OUR RIGHT AND DUTY TO DEFEND THE INSURED AGAINST ANY "SUITS" SEEKING THOSE DAMAGES; AND

2. YOUR DUTIES IN THE EVENT OF AN "OCCURRENCE", CLAIM, OR "SUIT"

APPLY IRRESPECTIVE OF THE APPLICATION OF THE DEDUCTIBLE AMOUNT.

E. WE MAY PAY ANY PART OR ALL OF THE DEDUCTIBLE AMOUNT TO EFFECT SETTLEMENT OF ANY CLAIM OR "SUIT" AND, UPON NOTIFICATION OF THE


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ACTION TAKEN, YOU SHALL PROMPTLY REIMBURSE US FOR SUCH PART OF THE DEDUCTIBLE AMOUNT AS HAS BEEN PAID BY US.

F. THE FOLLOWING IS ADDED TO SUPPLEMENTARY PAYMENTS - COVERAGES A AND B.

ALL SUPPLEMENTARY PAYMENTS SHALL BE APPORTIONED BETWEEN YOU AND US AS FOLLOWS:

(A) IF THE AMOUNT OF THE JUDGEMENT OR SETTLEMENT EXCEEDS THE AMOUNT OF DEDUCTIBLE, ALL SUCH SUPPLEMENTARY PAYMENTS SHALL BE BORNE BY YOU AND US IN THE SAME PROPORTION AS YOUR AND OUR RESPECTIVE OBLIGATIONS UNDER THIS POLICY FOR PAYMENT OF THE AMOUNT OF JUDGEMENT OR SETTLEMENT. THE AMOUNT OF SUCH SUPPLEMENTARY PAYMENTS BORNE BY YOU SHALL NOT APPLY AGAINST OR CONTRIBUTE TO THE EXHAUSTION OF THE AMOUNT OF DEDUCTIBLE.

(B) IF THE AMOUNT OF THE JUDGEMENT OR SETTLEMENT DOES NOT EXCEED THE AMOUNT OF THE DEDUCTIBLE PER OCCURRENCE, OR IF THE CLAIM OR "SUIT" IS SETTLED WITHOUT PAYMENT OF DAMAGES, THE AMOUNT OF SUCH SUPPLEMENTARY PAYMENTS SHALL BE BORNE SOLELY BY YOU. THE AMOUNT OF SUCH SUPPLEMENTARY PAYMENTS BORNE BY YOU SHALL NOT APPLY AGAINST OR CONTRIBUTE TO THE EXHAUSTION OF THE AMOUNT OF DEDUCTIBLE.

(C) WHEN YOU OR ANY INSURED EXERCISE ANY RIGHT UNDER THIS INSURANCE POLICY OR UNDER THE LAW TO SELECT COUNSEL TO REPRESENT YOU OR THAT INSURED:

1. THE AMOUNT OF ATTORNEYS' FEES WHICH WILL APPLY TO DETERMINE THE AMOUNT OF RELATED SUPPLEMENTARY PAYMENTS TO BE ALLOCATED AS DESCRIBED IN PARAGRAPHS F. (A) AND (B) ABOVE SHALL NOT BE ACCRUED AT RATES GREATER THAN THE RATES WHICH ARE ACTUALLY PAIR BY US TO ATTORNEYS RETAINED BY US IN THE ORDINARY DEFENSE OF SIMILAR ACTIONS IN THE JURISDICTION AND VENUE WHERE THE "SUIT"


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IS BEING DEFENDED.

2. ANY ATTORNEYS FEES INCURRED BY COUNSEL (SELECTED BY YOU) AT A GREATER RATE SHALL BE BORNE BY YOU ALONE (TO THE EXTENT THAT SUCH RATE EXCEEDS OUR RATES AS DESCRIBED IN PARAGRAPH F. (C) 1. ABOVE AND SHALL NOT BE ALLOCATED UNDER PARAGRAPH F. (A) AND (B) ABOVE AND SHALL NOT BE PAID BY US.

Tokio Marine Management, Inc. 2011 GL9 99 001 09 11 Page4

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11- 01-12 at 12:01 a.m. standard time at the Insured's mailing address.





CLARIFICATION OF NAMED INSURED


GENERAL LIABILITY





AS RESPECTS THE COMMON POLICY DECLARATIONS (IL9 05 003 10/04) AND ALL POLICY ENDORSEMENTS, EXCLUSIONS AND EXTENSIONS, THE NAMED INSURED SHALL READ:

SONY PICTURES ENTERTAINMENT INC.


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AMENDMENT OF OTHER INSURANCE


GENERAL LIABILITY





SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS,

PARAGRAPH 4. OTHER INSURANCE HAS BEEN DELETED IN ITS ENTIRETY AND REPLACED BY THE FOLLOWING:

4. OTHER INSURANCE

IF OTHER VALID AND COLLECTIBLE INSURANCE IS AVAILABLE TO THE INSURED FOR A LOSS WE COVER UNDER COVERAGES A OR B OF THIS COVERAGE PART, OUR OBLIGATIONS ARE LIMITED AS FOLLOWS:

THIS INSURANCE IS EXCESS OVER ANY OTHER VALID AND COLLECTABLE


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AMENDMENT OF OTHER INSURANCE

(CONTINUED)

INSURANCE APPLYING TO THE LOSS EXCEPT FOR INSURANCE BOUGHT SPECIFICALLY TO APPLY IN EXCESS OF THE LIMITS OF INSURANCE SHOWN IN THE DECLARATIONS OF THIS POLICY TO THOSE INSUREDS TO WHOM YOU ARE OBLIGATED BY CONTRACT TO PROVIDE PRIMARY INSURANCE.


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This endorsement changes policy CLL64 047 45-02 to which it is attached and is effective






AMENDMENT-INTERNATIONAL COMMERCIAL GENERAL LIABILITY EXCESS DIFFERENCE IN LIMITS AND DIFFERENCE IN CONDITIONS ENDORSEMENT


GENERAL LIABILITY





COMMERCIAL GENERAL LIABILITY COVERAGE PART CG 00 01 12/07

SECTION V - DEFINITIONS IS AMENDED TO READ:

4. "COVERAGE TERRITORY" MEANS:

A. CANADA; OR B. INTERNATIONAL WATERS OR AIRSPACE, PROVIDED THE INJURY OR

DAMAGE DOES NOT OCCUR IN THE COURSE OF TRAVEL OR TRANSPORTATION TO OR FROM ANY PLACE INCLUDED IN A. ABOVE; OR

C. ALL PARTS OF THE WORLD IF: (1) THE INJURY OR DAMAGE ARISES OUT OF:


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AMENDMENT-INTERNATIONAL COMMERCIAL GENERAL

(CONTINUED)

(A) GOODS OR PRODUCTS MADE OR SOLD BY YOU IN THE TERRITORY DESCRIBED IN A. ABOVE OR

(B) THE ACTIVITIES OF A PERSON WHOSE HOME IS IN THE TERRITORY DESCRIBED IN A. ABOVE, BUT IS AWAY FOR A SHORT TIME ON YOUR BUSINESS; AND

(2) THE INSURED'S RESPONSIBILITY TO PAY DAMAGES IS DETERMINED IN A "SUIT" ON THE MERITS IN THE TERRITORY DESCRIBED IN A. ABOVE OR IN A SETTLEMENT WE AGREE TO.

REQUIRED ADMITTED COVERAGE

THIS COVERAGE IS EXCESS OVER THE CANADIAN LOCALLY "REQUIRED ADMITTED COVERAGE". LOCALLY "REQUIRED ADMITTED COVERAGE" MUST BE MAINTAINED IN FULL FORCE AND EFFECT DURING THE POLICY PERIOD WITHOUT ALTERATION IN TERMS OR CONDITIONS. WHERE THE "INSURED" FAILS TO MAINTAIN SUCH "REQUIRED ADMITTED COVERAGE" THIS POLICY WILL RESPOND AS THOUGH SUCH "REQUIRED ADMITTED COVERAGE" WERE IN FORCE.

SELF INSURED RETENTION

IN THE EVENT THE INSURED IS NOT REQUIRED TO MAINTAIN "REQUIRED COVERAGE", COVERAGE PROVIDED BY THIS ENDORSEMENT WILL RESPOND AS THOUGH SUCH "REQUIRED ADMITTED COVERAGE" WERE IN FORCE.

DIFFERENCE IN CONDITIONS

IF THE "LOSS" WITH RESPECT TO A PARTICULAR "OCCURRENCE" IS NOT COVERED BY THE "REQUIRED ADMITTED COVERAGE", WE WILL PAY THAT AMOUNT OF "LOSS" THAT IS EXCESS OF THE GREATER OF:

A. THE POLICY DEDUCTIBLE (AS PER THE TERMS DEFINED IN THE "DEDUCTIBLE LIABILITY INSURANCE ENDORSEMENT") OR; B. THE AMOUNT COLLECTIBLE BY LOCALLY "REQUIRED ADMITTED COVERAGE",

SUBJECT TO ALL THE TERMS, CONDITIONS AND LIMITATIONS OF THIS POLICY.


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(CONTINUED)

SECTION III - LIMITS OF INSURANCE IS AMENDED TO INCLUDE:

DIFFERENCE IN LIMITS

THE LIMITS OF INSURANCE APPLICABLE TO EACH "OCCURRENCE" WILL BE REDUCED BY THE SELF INSURED RETENTION OR THE AMOUNT OF "REQUIRED ADMITTED COVERAGE".

SECTION IV- COMMERCIAL GENERAL LIABILITY CONDITIONS, 2. DUTIES IN THE EVENT OF OCCURRENCE, OFFENSE, CLAIM OR SUIT IS AMENDED TO INCLUDE:

E. WE HAVE THE RIGHT BUT NOT THE DUTY, TO DEFEND ANY "SUIT" SEEKING DAMAGES COVERED BY THIS INSURANCE. WE MAY INVESTIGATE, DEFEND AND SETTLE ANY SUCH "SUIT" AT OUR DISCRETION. IF WE ELECT NOT TO INVESTIGATE, DEFEND AND SETTLE ANY SUCH "SUIT", OR ARE PROHIBITED BY LAW FROM INVESTIGATING, DEFENDING OR SETTLING THE CLAIM OR "SUIT" DIRECTLY, YOU,UNDER OUR SUPERVISION, WILL BE RESPONSIBLE FOR THE INVESTIGATION AND DEFENSE OF THE CLAIM OR "SUIT". YOU MAY SETTLE SUCH CLAIM OR "SUIT" ONLY AFTER WE HAVE AGREED WITH YOU THAT IT IS PRUDENT TO DO SO AND THEN ONLY AFTER WE HAVE GIVEN OUR SPECIFIC AUTHORIZATION.

F. IF YOU ARRANGED FOR THE INVESTIGATION, DEFENSE AND SETTLEMENT OF THE CLAIM OR "SUIT" IN COMPLIANCE WITH THE CONDITION OF PARAGRAPH 6. A., WE WILL REIMBURSE YOU FOR SUCH REASONABLE EXPENSES. YOU WILL BE REIMBURSED IN THE CURRENCY OF THE UNITED STATES, OR THE CURRENCY OF THE COUNTRY WHERE THE LOSS OCCURRED, AT THE RATE OF EXCHANGE PREVAILING ON THE DATE OF THE "ACCIDENT" WHICH CAUSED THE "LOSS".

WE ARE NOT AN ADMITTED OR AUTHORIZED INSURER OUTSIDE OF THE UNITED STATES OF AMERICA (INCLUDING ITS TERRITORIES AND POSSESSIONS), PUERTO RICO AND CANADA, AND ASSUME NO RESPONSIBILITY FOR THE FURNISHING OF CERTIFICATES OR EVIDENCE OF INSURANCE, OR BONDS, OR FOR COMPLIANCE IN ANY WAY WITH THE LAWS OF OTHER COUNTRIES RELATING TO THIS INSURANCE.


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SECTION V. - DEFINITIONS IS AMENDED TO INCLUDE:

"REQUIRED ADMITTED COVERAGE", MEANS POLICY NUMBER: CBC 0864458

ALL PROVISIONS OF THE COMMERCIAL GENERAL LIABILITY COVERAGE FORM NOT IN CONFLICT WITH THIS ENDORSEMENT SHALL APPLY TO THE INSURANCE PROVIDED HEREIN.


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EXTENDED COVERAGE ENDORSEMENT (SONY PICTURES)


GENERAL LIABILITY





1. UNINTENTIONAL ERRORS AND OMISSIONS

THE FOLLOWING IS ADDED TO CONDITION 6. "REPRESENTATIONS" OF (SECTION IV-COMMERCIAL GENERAL LIABILITY CONDITIONS)

HOWEVER, COVERAGE AFFORDED BY THIS POLICY WILL NOT BE ADVERSELY AFFECTED BY ANY INADVERTENT ERROR OR OMISSION MADE BY YOU IN DESCRIBING YOUR PREMISES OR OPERATIONS FOR THE PURPOSE OF OBTAINING THIS INSURANCE.

2. KNOWLEDGE OF AN OCCURRENCE, CLAIM OR SUIT


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(CONTINUED)

THE FOLLOWING IS ADDED TO CONDITION 2. "DUTIES IN THE EVENT OF OCCURRENCE, CLAIM OR SUIT" OF CONDITIONS (SECTION IV);

YOU WILL NOT BE CONSIDERED TO HAVE KNOWLEDGE OF AN "OCCURRENCE", CLAIM OR "SUIT" UNTIL SUCH TIME AS AN:

A. "EXECUTIVE OFFICER" OR OWNER IF YOU ARE A CORPORATION;

B. ANY PARTNER OR MEMBER IF YOU ARE A PARTNERSHIP OR JOINT VENTURE; OR

C. YOU IF YOU ARE AN INDIVIDUAL

HAS BEEN NOTIFIED OF, OR IS AWARE OF, AN "OCCURRENCE".

YOU WILL ALSO NOT BE REQUIRED TO SEND US NOTICE OF SUCH "OCCURRENCE" UNTIL THE ENTITIES NOTED ABOVE HAVE KNOWLEDGE OF THE "OCCURRENCE", CLAIM OR "SUIT" .

IF YOU NOTIFY YOUR WORKERS COMPENSATION CARRIER OF AN "OCCURRENCE" WHICH APPEARS TO BE A COMPENSATION CLAIM BUT WHICH SUBSEQUENCE DEVELOPS INTO AN "OCCURRENCE" WHICH IS COVERED BY THIS INSURANCE, YOU MUST SEE TO IT THAT WE ARE NOTIFIED OF THE "OCCURRENCE" ONLY WHEN IT BECOMES EVIDENT THAT THE CLAIM WAS CAUSED BY AN "OCCURRENCE" THAT IS COVERED BY THIS INSURANCE.

3. SUPPLEMENTARY PAYMENTS

PARAGRAPHS l.B. AND l.D. OF SUPPLEMENTARY PAYMENTS-COVERAGES A AND B (SECTION I) ARE REPLACED BY THE FOLLOWING:

B. UP TO $1,000 FOR THE COST OF BAIL BONDS REQUIRED BECAUSE OF ACCIDENTS OR TRAFFIC LAW VIOLATIONS ARISING OUT OF THE USE OF ANY VEHICLE TO WHICH THE BODILY INJURY LIABILITY COVERAGE APPLIES. WE DO NOT HAVE TO FURNISH THESE BONDS.

Tokio Marine Management, Inc. 2011 GL9 99 001 0911 Page2

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D. ALL REASONABLE EXPENSES INCURRED BY THE INSURED AT OUR REQUEST TO ASSIST US IN THE INVESTIGATION OR DEFENSE OF THE CLAIM OR "SUIT", INCLUDING ACTUAL LOSS OF EARNINGS UP TO $500 A DAY BECAUSE OF TIME OFF FROM WORK.

4. PROPERTY DAMAGE - ELEVATORS

A. PARAGRAPHS (3), (4) AND (6) OF EXCLUSION J. "DAMAGE TO PROPERTY" OF COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I - COVERAGES) DO NOT APPLY TO THE USE OF ELEVATORS.

B. EXCLUSION K. "DAMAGE TO YOUR PRODUCT" OF COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I - COVERAGES) DOES NOT APPLY TO THE USE OF ELEVATORS.

C. THE INSURANCE PROVIDED BY THIS PARAGRAPH FOR PROPERTY DAMAGE LIABILITY ARISING OUT OF THE USE OF ELEVATORS IS EXCESS OVER ANY OTHER VALID AND COLLECTIBLE PROPERTY INSURANCE AVAILABLE TO THE INSURED, INCLUDING ANY DEDUCTIBLE AMOUNTS.

5. PROPERTY DAMAGE - BORROWED EQUIPMENT

A. PARAGRAPH (4). OF EXCLUSION J. "DAMAGE TO PROPERTY" OF COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I -COVERAGES) DOES NOT APPLY TO "PROPERTY DAMAGE" TO BORROWED EQUIPMENT WHILE NOT BEING USED TO PERFORM OPERATIONS AT THE JOB SITE.

B. THE INSURANCE PROVIDED BY THIS PARAGRAPH FOR BORROWED EQUIPMENT IS EXCESS OVER ANY OTHER VALID AND COLLECTIBLE PROPERTY INSURANCE AVAILABLE TO THE INSURED, INCLUDING ANY DEDUCTIBLE AMOUNTS.

6. FIRE, SMOKE, LIGHTNING, EXPLOSION OR WATER DAMAGE

A. THE LAST PARAGRAPH OF 2. EXCLUSIONS, OF COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I) IS REPLACED BY THE


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(CONTINUED)

FOLLOWING:

EXCLUSIONS C. THROUGH O.DO NOT APPLY TO DAMAGE BY FIRE, SMOKE LIGHTNING, EXPLOSION OR WATER DAMAGE TO PREMISES WHILE RENTED TO YOU OR TEMPORARILY OCCUPIED BY YOU WITH PERMISSION OF THE OWNER. THE DAMAGE TO PREMISES RENTED TO YOU LIMIT, AS DESCRIBED IN PARAGRAPH 6. OF SECTION III - LIMITS OF INSURANCE, AND AS SHOWN ON THE DECLARATIONS, APPLIES TO THE SUM OF ALL DAMAGES ARISING OUT OF THE COVERAGE AFFORDED BY THIS PARAGRAPH.

B. THE DAMAGE TO PREMISES RENTED TO YOU LIMIT WILL BE THE HIGHER OF:

(1) $1,000, 000; OR

(2) THE DAMAGE TO PREMISES RENTED TO YOU LIMIT SHOWN ON THE DECLARATIONS.

C. PARAGRAPH B. ( 1) (A) (I I) OF CONDITION 4. "OTHER INSURANCE OF SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS IS REPLACED BY THE FOLLOWING: (B) THAT PROVIDES FIRE, SMOKE, LIGHTNING, EXPLOSION OR WATER DAMAGE INSURANCE FOR PREMISES RENTED TO YOU OR TEMPORARILY OCCUPIED BY YOU WITH PERMISSION OF THE OWNER; OR

7. NEWLY ACQUIRED ORGANIZATIONS

PARAGRAPH 3.A. OF WHO IS AN INSURED (SECTION II) IS REPLACED BY THE FOLLOWING:

A. COVERAGE UNDER THIS PROVISION IS AFFORDED UNTIL THE END OF THE POLICY PERIOD;

8. BROAD FORM NAMED INSURED

A. THE FOLLOWING IS ADDED TO PARAGRAPH 1. OF SECTION II -


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(CONTINUED)

WHO IS AN INSURED:

F. ANY ORGANIZATION AND SUBSIDIARY THEREOF WHICH IS A LEGAL ENTITY OF WHICH YOU OWN WITH A FINANCIAL INTEREST OF MORE THAN 50% OF THE VOTING STOCK, OR ANY ORGANIZATION THAT YOU MANAGE AND/OR HAVE LESS THAN 50% OWNERSHIP, BUT HAVE THE RESPONSIBILITY OF PROVIDING INSURANCE COVERAGE. SUCH ORGANIZATIONS MUST BE REPORTED TO US. HOWEVER, THIS INSURANCE DOES NOT APPLY TO:

(1) "BODILY INJURY" OR "PROPERTY DAMAGE", "PERSONAL INJURY" OR "ADVERTISING INJURY" WITH RESPECT TO WHICH AN INSURED UNDER THIS COVERAGE PART IS ALSO AN INSURED UNDER ANOTHER POLICY, OR WOULD BE AN INSURED UNDER SUCH POLICY BUT FOR ITS TERMINATION OR THE EXHAUSTION OF ITS LIMITS OF INSURANCE;

(2) "BODILY INJURY" OR "PROPERTY DAMAGE" THAT OCCURRED BEFORE YOU ACQUIRED OR FORMED THE ORGANIZATION;

(3) "PERSONAL INJURY" OR "ADVERTISING INJURY" ARISING OUT OF AN OFFENSE COMMITTED BEFORE YOU ACQUIRED OR FORMED THE ORGANIZATION.

9. AUTOMATIC ADDITIONAL INSUREDS

A. SECTION II-WHO IS AN INSURED IS AMENDED TO INCLUDE AS AN INSURED ANY PERSON OR ORGANIZATION, IF YOU ARE REQUIRED TO DO SO UNDER A WRITTEN CONTRACT, AGREEMENT OR PERMIT, BUT ONLY WITH RESPECT TO LIABILITY ARISING OUT OF YOUR OPERATIONS OR PREMISES OWNED BY OR RENTED TO YOU.

B. HOWEVER, THE INSURANCE PROVIDED BY THIS PARAGRAPH FOR AUTOMATIC ADDITIONAL INSUREDS DOES NOT APPLY TO:

(1) ANY WRITTEN CONTRACT OR AGREEMENT THAT WAS EXECUTED SUBSEQUENT TO THE "BODILY INJURY", "PROPERTY DAMAGE", "PERSONAL INJURY" OR "ADVERTISING INJURY"; OR


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(2) ANY PERMIT THAT WAS ISSUED SUBSEQUENT TO THE "BODILY INJURY", "PROPERTY DAMAGE", "PERSONAL INJURY" OR "ADVERTISING INJURY"; OR

(3) ANY WRITTEN CONTRACT OR AGREEMENT WITH A VENDOR FOR THE DISTRIBUTION OR SALE OF "YOUR PRODUCTS".

10. INCIDENTAL MALPRACTICE LIABILITY

A. DEFINITION 13. "OCCURRENCE" OF SECTION V- DEFINITIONS IS AMENDED TO INCLUDE INJURY ARISING OUT OF THE RENDERING OR FAILURE TO RENDER MEDICAL OF PARAMEDICAL SERVICES TO PERSONS BY ANY PHYSICIAN, DENTIST, NURSE, EMERGENCY MEDICAL TECHNICIAN OR PARAMEDIC THAT IS EMPLOYED BY YOU TO PROVIDE SUCH SERVICES.

B. PARAGRAPH 2.A. (1) (D) OF SECTION II -WHO IS AN INSURED DOES NOT APPLY TO NURSES, EMERGENCY MEDICAL TECHNICIANS OR PARAMEDICS REFERRED TO IN A. ABOVE.

11. EARLIER NOTICE OF CANCELLATION

FOR ANY STATUTORILY PERMITTED REASON OTHER THAN NONPAYMENT OF PREMIUM, THE NUMBER OF DAYS REQUIRED FOR NOTICE OF CANCELLATION, AS PROVIDED IN PARAGRAPH 2. OF EITHER THE CANCELLATION COMMON POLICY CONDITION OR AS AMENDED BY AN APPLICABLE STATE CANCELLATION ENDORSEMENT IS, INCREASED TO 90 DAYS. NOTICE OF CANCELLATION SHALL BE SENT DIRECTLY TO:

MS. JANEL CLAUSEN SONY PICTURES ENTERTAINMENT INC. 10202 WEST WASHINGTON BLVD. CULVER CITY, CA 90232

12. LIBERALIZATION


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(CONTINUED)

IF WE REVISE THIS COVERAGE FORM TO PROVIDE MORE COVERAGE WITHOUT ADDITIONAL PREMIUM CHARGE, YOUR POLICY WILL AUTOMATICALLY PROVIDE THE ADDITIONAL COVERAGE AS OF THE DAY THE REVISION IS EFFECTIVE IN YOUR STATE OF DOMICILE.

13. MENTAL ANGUISH

DEFINITION 3. "BODILY INJURY" OF SECTION V- DEFINITIONS IS REPLACED BY THE FOLLOWING:

3. "BODILY INJURY" MEANS BODILY INJURY, SICKNESS OR DISEASE SUSTAINED BY A PERSON, INCLUDING MENTAL ANGUISH OR DEATH RESULTING FROM ANY OF THESE AT ANY TIME.

14. DISCRIMINATION AND HUMILIATION

THE FOLLOWING IS ADDED TO DEFINITION 14. "PERSONAL AND ADVERTISING INJURY" OF SECTION V - DEFINITIONS:

H. DISCRIMINATION OR HUMILIATION THAT RESULTS IN INJURY TO THE FEELINGS OR REPUTATION OF A NATURAL PERSON, BUT ONLY IF SUCH DISCRIMINATION OR HUMILIATION IS:

(1) NOT DONE INTENTIONALLY BY OR AT THE DIRECTION OF THE INSURED OR ANY "EXECUTIVE OFFICER", DIRECTOR, STOCKHOLDER, PARTNER OR MEMBER OF THE INSURED; AND

(2) NOT RELATED TO THE EMPLOYMENT, PROSPECTIVE EMPLOYMENT OR TERMINATION OF EMPLOYMENT OF ANY PERSON.

THE INSURANCE PROVIDED BY THIS PARAGRAPH FOR DISCRIMINATION AND HUMILIATION DOES NOT APPLY IN ANY JURISDICTION THAT DEEMS SUCH INSURANCE TO BE UNINSURABLE OR AGAINST PUBLIC POLICY.

15. AMENDED AIRCRAFT, AUTO OR WATERCRAFT EXCLUSION


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PARAGRAPH G. "AIRCRAFT. AUTO OR WATERCRAFT" OF 2. EXCLUSIONS UNDER COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I -COVERAGES) IS REPLACED BY THE FOLLOWING:

G. "AIRCRAFT, AUTO OR WATERCRAFT"

THIS INSURANCE DOES NOT APPLY TO "BODILY INJURY" OR "PROPERTY DAMAGE" ARISING OUT OF THE OWNERSHIP, MAINTENANCE, USE OR ENTRUSTMENT TO OTHERS OF ANY AIRCRAFT, "AUTO" OR WATERCRAFT OWNED OR OPERATED BY OR RENTED OR LOANED TO ANY INSURED. USE INCLUDES OPERATION AND "LOADING OR UNLOADING".

THIS EXCLUSION DOES NOT APPLY TO'

(1) A WATERCRAFT WHILE ASHORE ON PREMISES YOU OWN OR RENT;

(2) A WATERCRAFT YOU DO NOT OWN THAT IS:

A) LESS THAN 350 FEET LONG AND NOT BEING USED TO CARRY PERSONS OR PROPERTY FOR A CHARGE; OR

B) LESS THAN 350 FEET LONG WHICH HAS BEEN CHARTERED BY YOU WITH CREW FOR FILMING OR PLEASURE.

(3). PARKING AN "AUTO" ON, OR ON THE WAY NEXT TO, PREMISES YOU OWN OR RENT, PROVIDED THE "AUTO" IS NOT OWNED BY OR RENTED OR LOANED TO YOU OR THE INSURED;

(4) . "BODILY INJURY" OR "PROPERTY DAMAGE" ARISING OUT OF THE OPERATION OF ANY TO THE EQUIPMENT LISTED IN PARAGRAPH F. (2) OF F. (3) OF THE DEFINITION OF "MOBILE EQUIPMENT"; OR

(5). AN AIRCRAFT YOU DO NOT OWN THAT IS BEING USED AS A PROP FOR FILMING BUT WHICH IS NOT BEING FLOWN.

Tokio Marine Management, Inc. 2011 GL9 99 001 0911 PageS

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(CONTINUED)

(6). LIABILITY ASSUMED UNDER ANY "INSURED CONTRACT" FOR THE OWNERSHIP MAINTENANCE OR USE OF AIRCRAFT OR WATERCRAFT AS LONG AS THE ASSUMED LIABILITY IS NOT FOR AN EXPOSURE EXCEEDING THE PARAMETERS DESCRIBED IN 1., 2. OR 5. ABOVE.

(7). "BODILY INJURY" OR "PROPERTY DAMAGE" ARISING OUT OF: A. THE OPERATION OF MACHINERY OR EQUIPMENT THAT IS ATTACHED TO

OR PART OF A LAND VEHICLE THAT WOULD QUALIFY UNDER THE DEFINITION OF "MOBILE EQUIPMENT" IF IT WERE NOT SUBJECT TO A COMPULSORY OR FINANCIAL RESPONSIBILITY LAW OR OTHER MOTOR VEHICLE INSURANCE LAW IN THE STATE WHERE IT IS LICENSED OR PRINCIPALLY GARAGED: OR

B. THE OPERATION OF ANY OF THE MACHINERY OR EQUIPMENT LISTED IN PARAGRAPH F. (2) OR F. (3) OF THE DEFINITION OF "MOBILEEQUIPMENT".

16. PROPERTY DAMAGE -ABANDONED PROPERTY

A. EXCLUSION J. (4) "DAMAGE TO PROPERTY" OF SECTION I -COVERAGE A (BI AND PD LIABILITY) DOES NOT APPLY TO "PROPERTY DAMAGE" TO ABANDONED PROPERTY, DEFINED AS PRODUCTION SET LEFT AFTER THE FILMING IS COMPLETED.

B. THE INSURANCE PROVIDED BY THIS PARAGRAPH FOR ABANDONED PROPERTY IS EXCESS OVER ANY OTHER VALID AND COLLECTIBLE PROPERTY INSURANCE AVAILABLE TO THE INSURED, INCLUDING ANY DEDUCTIBLE AMOUNTS.


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This endorsement changes policy CLL6 4 0 4 7 4 5 - 0 2 to which it is attached and is effective






ADDITIONAL INSURED


GENERAL LIABILITY





HADDAD'S INC. AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, EMPLOYEES AND ASSIGNS ARE ADDED AS ADDITIONAL INSURED UNDER THE COMMERCIAL GENERAL LIABILITY AS RESPECTS LIABILITY ARISING OUT OF THE USE OR OPERATION OF RENTED MOBILE EQUIPMENT. ALL INSURANCE IS PRIMARY AND NON-CONTRIBUTORY; FURTHERMORE, BOTH LESSEE AND THEIR RESPECTIVE INSURANCE COMPANIES UNILATERALLY WAIVE ALL RIGHTS OF SUBROGATION AS RESPECTS TO THE RENTAL AGREEMENT.


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POLICY NUMBER:

GL9 99 001 0911

CLL6404745-02

ADDITIONAL INSURED

(CONTINUED)


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PATH IMMUNITY CLAUSE ENDORSEMENT


GENERAL LIABILITY





THE INSURED SHALL NOT, WITHOUT OBTAINING EXPRESS ADVANCED PERMISSION FROM THE GENERAL COUNSEL OF THE PORT AUTHORITY, RAISE ANY DEFENSE INVOLVING IN ANY WAY THE JURISDICTION OF THE TRIBUNAL OVER THE PERSON OF THE PORT AUTHORITY, THE IMMUNITY OF THE PORT AUTHORITY, ITS COMMISSIONERS, OFFICERS, AGENTS OR EMPLOYEES, THE GOVERNMENTAL NATURE OF THE PORT AUTHORITY OR THE PROVISIONS OF ANY STATUES RESPECTING SUITS AGAINST THE PORT AUTHORITY.

THIS IMMUNITY CLAUSE APPLIES TO THE PORT AUTHORITY OF NEW YORK AND NEW JERSEY.


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PATH IMMUNITY CLAUSE ENDORSEMENT

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Tokio Marine Management, Inc. 2011 GL9 99 001 09 11

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Issued by: Tokio Marine & Nichido Fire Insurance Co., Ltd. (U.S. Branch)



ADDITIONAL NAMED INSURED FOR SPECIFIED EXPOSURES AND COVERAGES


GENERAL LIABILITY



ADDITIONAL NAMED INSURED FOR SPECIFIED EXPOSURES AND COVERAGES


1. ADDITIONAL NAMED INSURED

THE NAMED INSURED SHOWN ON THE DECLARATION PAGE INCLUDES GAME SHOW NETWORK BUT ONLY FOR THE OPERATIONS DESCRIBED AND THE PREMISES LISTED IN PARAGRAPH 2.

2. APPLICABLE COVERAGE AND LOCATIONS

THE FOLLOWING COVERAGES APPLY TO THE NAMED INSURED ADDED IN PARAGRAPH 1 . :

BODILY INJURY AND PROPERTY DAMAGE LIABILITY AND MEDICAL PAYMENTS


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ADDITIONAL NAMED INSURED FOR SPECIFIED EXPOSURES

(CONTINUED)

ARISING OUT OF TELEVISION BROADCASTING CONDUCTED IN CONJUNCTION WITH OR FOR SONY PICTURES ENTERTAINMENT AT THE FOLLOWING LOCATIONS: A. 10101 W. WASHINGTON BLVD., CULVER CITY, CA 90232; B. 10100 VENICE BLVD., LOS ANGELES, CA 90019; C. 3830 CLARINGTON, CULVER CITY, CA 90232; D. 550 MADISON AVE NY, NY 10022; E. 12221 MERIT DRIVE., #460 DALLAS, TX 75251; AND F. 10950W. WASHINGTON BLVD., CULVER CITY, CA 90232.

3. EXCLUDED EXPOSURES

THE INSURANCE APPLICABLE TO THE ADDITIONAL NAMED INSURED IN PARAGRAPH 1. DOES NOT APPLY TO THE FOLLOWING: A. "BODILY INJURY" AND "PROPERTY DAMAGE" ARISING OUT OF THE "PRODUCTS -COMPLETED OPERATIONS HAZARD"; AND B. DAMAGES ARISING OUT OF "PERSONAL AND ADVERTISING INJURY".

4. AMENDED POLLUTION EXCLUSION FOR ADDITIONAL NAMED INSURED

AS RESPECTS THE INSURANCE FOR THE ADDITIONAL NAMED INSURED IN PARAGRAPH 1., F. OF 2. EXCLUSIONS (SECTION I -COVERAGE A- BODILY INJURY AND PROPERTY DAMAGE LIABILITY) IS REPLACED BY THE FOLLOWING:

THIS INSURANCE DOES NOT APPLY TO: F. POLLUTION (1) "BODILY INJURY" OR "PROPERTY DAMAGE WHICH WOULD NOT HAVE OCCURED IN WHOLE OR PART BUT FOR THE ACTUAL, ALLEGED OR THREATENED DISCHARGE, DISPERSAL SEEPAGE, MIGRATION, RELEASE OR ESCAPE OF "POLLUTANTS" AT ANY TIME. (2) ANY LOSS, COST OR EXPENSE ARISING OUT OF ANY:

A) REQUEST, DEMAND, ORDER OR STATUTORY OR REGULATORY REQUIREMENT THAT ANY INSURED OR OTHERS TEST FOR, MONITOR, CLEAN UP, REMOVE, CONTAIN, TREAT, DETOXIFY OR NEUTRALIZE, OR IN ANY WAY RESPOND TO, OR ASSESS THE EFFECTS OF "POLLUTANTS" OR (B) CLAIM OR SUIT BY OR ON BEHALF OF A GOVERNMENT AUTHORITY FOR


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DAMAGES BECAUSE OF TESTING FOR, MONITORING, CLEANING UP, REMOVING, CONTAINING, TREATING, DETOXIFYING OR NEUTRALIZING, OR IN ANY WAY RESPONDING TO, OR ASSESSING THE EFFECTS OF, "POLLUTANTS".

5. PROFESSIONAL SERVICES EXCLUSION ADDED FOR ADDITIONAL NAMED INSURED

AS RESPECTS THE INSURANCE APPLICABLE TO THE ADDITIONAL NAMED INSURED IN PARAGRAPH 1., THE FOLLOWING IS ADDED TO PARAGRAPH 2. EXCLUSIONS (SECTION I - COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY) :

THIS INSURANCE DOES NOT APPLY TO BODILY INJURY "OR" "PROPERTY DAMAGE" ARISING OUT OF THE RENDERING OF OR FAILURE TO RENDER ANY "PROFESSIONAL SERVICES" BY YOU OR ANY ENGINEER, ARCHITECT OR SURVEYOR WHO IS EITHER EMPLOYED BY YOU OR PERFORMING WORK ON YOUR BEHALF:

"PROFESSIONAL SERVICES" MEANS:

1. THE PREPARING, APPROVING, OR FAILING TO PREPARE OR APPROVE MAPS, SHOP DRAWINGS, OPINIONS, REPORTS, SURVEYS, FIELD ORDERS, CHANGE ORDERS OR DRAWINGS AND SPECIFICATIONS:

AND

2. SUPERVISORY, INSPECTION, ARCHITECTURAL OR ENGINEERING ACTIVITIES.

ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.


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(CONTINUED)


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TWO OR MORE POLICIES ISSUED BY US


GENERAL LIABILITY


AL, AK, AZ, AR, CA, co, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, sc, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY



THE FOLLOWING IS ADDED TO SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS:

10. IF THIS POLICY AND ANY OTHER POLICY OR COVERAGE FORM ISSUED TO YOU BY US, OR BY ANY COMPANY AFFILIATED WITH US, APPLY TO THE SAME "OCCURRENCE", OUR MAXIMUM LIMIT OF LIABILITY UNDER ALL POLICIES AND COVERAGE FORMS SHALL NOT EXCEED THE HIGHEST APPLICABLE LIMIT OF LIABILITY UNDER ANY ONE POLICY OR COVERAGE FORM. IN NO EVENT WILL ANY LIMIT OF LIABILITY OF THIS POLICY BE EXCESS OVER OR IN ADDITION TO THE LIMIT OF ANY OTHER SUCH POLICY OR COVERAGE FORM.


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TWO OR MORE POLICIES ISSUED BY US

(CONTINUED)

THIS CONDITION DOES NOT APPLY TO ANY:

A) EXCESS LIABILITY/UMBRELLA POLICY OR COVERAGE FORM ISSUED BY US, OR BY ANY COMPANY AFFILIATED WITH US, SPECIFICALLY APPLYING AS EXCESS INSURANCE OVER THIS POLICY; AND

B) LOCAL "REQUIRED ADMITTED COVERAGE" ISSUED BY US, OR BY ANY COMPANY AFFILIATED WITH US, SPECIFICALLY APPLYING AS UNDERLYING "REQUIRED ADMITTED COVERAGE" TO THIS POLICY.

THE FOLLOWING IS ADDED TO SECTION V - DEFINITIONS:

"REQUIRED ADMITTED COVERAGE", MEANS LOCALLY REQUIRED, COMPULSORY OR MANDATORY COMMERCIAL GENERAL LIABILITY COVERAGES OR LIMITS OF INSURANCE.


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JOINT VENTURE ENDORSEMENT


GENERAL LIABLITY





A. THE FINAL PARAGRAPH OF WHO IS AN INSURED (SECTION II) IS REPLACED BY THE FOLLOWING:

YOU ARE IN INSURED WITH RESPECT TO LIABILITY ARISING OUT OF ANY CURRENT OR PAST PARTNERSHIP, JOINT VENTURE, OR LIMITED LIABILITY COMPANY ("LLC"), BUT ONLY WITH RESPECT TO YOUR INTEREST IN SUCH CURRENT OR PAST PARTNERSHIP, JOINT VENTURE, OR LIMITED LIABILITY COMPANY ("LLC"). NO OTHER PERSON OR ORGANIZATION IS AN INSURED WITH RESPECT TO THE CONDUCT OF ANY CURRENT OR PAST PARTNERSHIP, JOINT VENTURE, OR LIMITED LIABILITY COMPANY THAT IS NOT SHOWN AS A NAMED INSURED IN THE DECLARATIONS.


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JOINT VENTURE ENDORSEMENT

(CONTINUED)

HOWEVER, IF YOU AGREE TO PROVIDE 100% OF THE INSURANCE COVERAGE FOR A CURRENT OR PAST PARTNERSHIP, JOINT VENTURE, OR LIMITED LIABILITY COMPANY AND WE MAKE INDEMNITY PAYMENTS OR INCUR EXPENSES UNDER THIS POLICY FOR THIS CURRENT OR PAST PARTNERSHIP, JOINT VENTURE, OR LIMITED LIABILITY COMPANY, YOU AGREE TO PROMPTLY REIMBURSE US FOR ANY AMOUNT EXCEEDING YOUR PROPORTIONATE OR DISTRIBUTIVE SHARE.

THIS INSURANCE IS EXCESS OVER ANY OTHER VALID AND COLLECTIBLE INSURANCE BOUGHT SPECIFICALLY TO APPLY IN EXCESS OF THE LIMITS OF INSURANCE SHOWN IN THE DECLARATIONS OF THIS POLICY.


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AMENDED MOBILE EQUIPMENT EXCLUSION


GENERAL LIABILITY



WI, WY

AMENDED MOBILE EQUIPMENT EXCLUSIONS

THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING


PARAGRAPH H. MOBILE EQUIPMENT OF 2. EXCLUSIONS UNDER COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I - COVERAGES) IS REPLACED WITH THE FOLLOWING:

H. MOBILE EQUIPMENT

THIS INSURANCE DOES NOT APPLY TO "BODILY INJURY" OR "PROPERTY DAMAGE" ARISING OUT OF:


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AMENDED MOBILE EQUIPMENT EXCLUSION

(CONTINUED)

(1). THE TRANSPORTATION OF "MOBILE EQUIPMENT" BY AN "AUTO" OWNED, OR OPERATED BY, OR, LOANED TO ANY INSURED; OR

(2). THE USE OF "MOBILE EQUIPMENT" IN, OR WHILE IN PRACTICE FOR, OR WHILE BEING PREPARED FOR, ANY PREARRANGED RACING, SPEED, DEMOLITION, OR STUNTING ACTIVITY.

PARAGRAPH (2) DOES NOT APPLY DURING FILMING, INCLUDING PRE AND POST FILMING ACTIVITIES.


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This endorsement changes policy CLL64047 45-02 to which it is attached and is effective






AMENDED EXPECTED OR INTENDED INJURY EXCLUSION


GENERAL LIABILITY



WI, WY




PARAGRAPH A. "EXPECTED OR INTENDED INJURY" OF 2. EXCLUSIONS UNDER COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I -COVERAGES) IS REPLACED WITH THE FOLLOWING:

A. EXPECTED OR INTENDED INJURY

THIS INSURANCE DOES NOT APPLY TO "BODILY INJURY" OR "PROPERTY DAMAGE" EXPECTED OR INTENDED FROM THE STANDPOINT OF THE INSURED. THIS


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(CONTINUED)

EXCLUSION DOES NOT APPLY TO "BODILY INJURY" OR "PROPERTY DAMAGE" RESULTING FROM THE USE OF REASONABLE FORCE TO PROTECT PERSONS OR PROPERTY.


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Producer: LOCK TON COMPANIES LLC.


MEDICAL PAYMENTS-LIMITED COVERAGE FOR ATHLETICS


GENERAL LIABILITY



WI, WY

MEDICAL PAYMENTS - LIMITED COVERAGE FOR ATHLETICS



THE FOLLOWING IS ADDED TO PARAGRAPH 2. EXCLUSIONS UNDER COVERAGE C. MEDICAL PAYMENTS (SECTION I - COVERAGES) :

PARAGRAPH A., B. AND E. ABOVE DO NOT APPLY TO PARTICIPANTS IN ATHLETICS TAKING PLACE IN CONJUNCTION WITH YOUR BUSINESS OPERATIONS.

THE COVERAGE PROVIDED HERE IS EXCESS OVER ANY APPLICABLE WORKERS COMPENSATION INSURANCE.


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MEDICAL PAYMENTS-LIMITED COVERAGE FOR ATHLETICS

(CONTINUED)


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This endorsement changes policy CLL64 04 7 4 5-02 to which it is attached and is effective






EXCEPTION-CARE, CUSTODY OR CONTROL EXCLUSION


GENERAL LIABILITY



WI, WY

EXCEPTION - CARE CUSTODY OR CONTROL EXCLUSION



A. THE FOLLOWING IS ADDED TO PARAGRAPH J. "DAMAGE TO PROPERTY" UNDER 2. EXCLUSIONS OF COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I - COVERAGES) :

PARAGRAPH (4) OF THIS EXCLUSION DOES NOT APPLY AT FILMING LOCATIONS OR OTHER PREMISES, INCLUDING OFFICES, USED IN CONJUNCTION WITH YOUR FILMING OPERATIONS AT THESE LOCATIONS.


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EXCEPTION-CARE, CUSTODY OR CONTROL EXCLUSION

(CONTINUED)

THE COVERAGE PROVIDED HERE DOES NOT APPLY TO PREMISES OR LOCATIONS YOU PERMANENTLY OWN, RENT OR OCCUPY, REGARDLESS OF WHETHER THESE ARE USED IN CONJUNCTION WITH YOUR FILMING ACTIVITIES OR NOT.


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IN REM COVERAGE


GENERAL LIABILITY



WI, WY



THE FOLLOWING IS ADDED TO COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I - COVERAGES) :

ANY "OCCURRENCE" COVERED BY THIS INSURANCE RESULTING IN REM ACTION AGAINST ANY VESSEL OWNED, CHARTERED, MAINTAINED OR USED BY YOU WILL BE DEEMED AS MADE DIRECTLY AGAINST YOU


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NAMED PERIL & TIME ELEMENT POLLUTION ENDORSEMENT


GENERAL LIABILITY



NAMED PERIL AND TIME ELEMENT POLLUTION ENDORSEMENT



EXCLUSION F., POLLUTION, UNDER PARAGRAPH 2. EXCLUSIONS, UNDER COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY (SECTION I -COVERAGES) IS REPLACED BY THE FOLLOWING:

THIS INSURANCE DOES NOT APPLY TO:

F. POLLUTION

(1) "BODILY INJURY" OR " PROPERTY DAMAGE" WHICH WOULD HAVE OCCURRED IN WHOLE OR PART BUT FOR THE ACTUAL, ALLEGED OR THREATENED DISCHARGE,


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(CONTINUED)

DISPERSAL, SEEPAGE, MITIGATION, RELEASE OR ESCAPE OF "POLLUTANTS" AT ANY TIME.

(2) ANY LOSS COST OR EXPENSE ARISING OUT OF ANY: (A) REQUEST, DEMAND OR ORDER THAT ANY INSURED OR OTHERS TEST FOR,

MONITOR, CLEAN UP, REMOVE, CONTAIN, TREAT, DETOXIFY OR NEUTRALIZE, OR IN ANY WAY RESPOND TO, OR ASSESS THE EFFECTS OF "POLLUTANTS"; OR

(B) CLAIM OR "SUIT" BY OR ON BEHALF OF A GOVERNMENTAL AUTHORITY FOR DAMAGES BECAUSE OF TESTING FOR, MONITORING, CLEANING UP, REMOVING, CONTAINING, TREATING, DETOXIFYING OR NEUTRALIZING, OR IN ANY RESPONDING TO, OR ASSESSING THE EFFECTS OF "POLLUTANTS".

"POLLUTANTS" MEANS ANY SOLID, LIQUID GASEOUS, OR THERMAL IRRITANT OR CONTAMINANT INCLUDING SMOKE, VAPOR, SOOT, FUMES, ACID, ALKALIS, CHEMICALS AND WASTE. WASTE INCLUDES MATERIAL TO BE RECYCLED, RECONDITIONED OR RECLAIMED.

HOWEVER, PARAGRAPH F. (1) OF THIS EXCLUSION DOES NOT APPLY TO "BODILY INJURY" OR "PROPERTY DAMAGE" ARISING OUT OF:

(1) A DISCHARGE, DISPERSAL, SEEPAGE, MIGRATION, RELEASE OR ESCAPE OF "POLLUTANTS" CAUSED BY FIRE, EXPLOSION, LIGHTNING, WINDSTORM, VANDALISM OR MALICIOUS MISCHIEF, RIOT AND CIVIL COMMOTION, FLOOD, EARTHQUAKE, COLLISION, OR UPSET OF A MOTOR VEHICLE, MOBILE EQUIPMENT OR AIRCRAFT, OR AUTOMATIC SPRINKLER LEAKAGE, A DISCHARGE FROM HEATING, VENTILATION OR AIR CONDITIONING SYSTEM;

(2) THE "PRODUCTS-COMPLETED OPERATIONS HAZARD"; OR

(3) A DISCHARGE, DISPERSAL, SEEPAGE, MIGRATION, RELEASE OR ESCAPE OF "POLLUTANTS" THAT MEETS ALL OF THE FOLLOWING CONDITIONS:

(A) THE DISCHARGE, DISPERSAL, SEEPAGE, MIGRATION, RELEASE OR ESCAPE OF "POLLUTANTS":


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(CONTINUED)

I. WAS ACCIDENTAL AND NEITHER EXPECTED NOR INTENDED BY THE INSURED. THIS CONDITION WOULD NOT SERVE TO DENY COVERAGE FOR A SPECIFIC INCIDENT WHERE SUCH DISCHARGE, DISPERSAL, SEEPAGE, MIGRATION, RELEASE OR ESCAPE OF "POLLUTANTS" WAS THE SPECIFIC RESULT OF AN ATTEMPT BY THE INSURED TO MITIGATE OR AVOID "BODILY INJURY" OR "PROPERTY DAMAGE" TO OTHERS;

II. WAS DEMONSTRABLE AS HAVING COMMENCED ON A SPECIFIC DATE DURING THE TERM OF THIS POLICY; AND

(B) THE COMMENCEMENT OF THE DISCHARGE, DISPERSAL, SEEPAGE, MIGRATION. RELEASE OR ESCAPE OF "POLLUTANTS":

I. BECAME KNOWN TO THE INSURED WITHIN SEVEN (7) CALENDAR DAYS AND WAS FURTHER REPORTED TO THE RISK MANAGEMENT DEPARTMENT WITHIN A REASONABLE TIME FRAME;

II. ITS COMMENCEMENT WAS REPORTED IN WRITING TO US WITHIN TWENTY-ONE (21) CALENDAR DAYS OF BECOMING KNOWN TO THE RISK MANAGEMENT DEPART

MENT; AND

III. REASONABLE EFFORT WAS MADE BY THE INSURED TO MITIGATE THE SITUATION AS SOON AS CONDITIONS PERMITTED.

HOWEVER, ANY COVERAGE AFFORDED BY THIS ENDORSEMENT WILL NOT OPERATE TO PROVIDE ANY COVERAGE WITH RESPECT TO:

A. ANY SITE OR LOCATION PRINCIPALLY USED BY, OR ON BEHALF OF THE INSURED, FOR THE HANDLING, STORAGE, DISPOSAL, DUMPING, PROCESSING OR TREATMENT OF WASTE;

B. ANY FINES OR PENALTIES;

C. ACID RAIN;


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(CONTINUED)

D. CLEAN UP, REMOVAL, CONTAINMENT, TREATMENT, DETOXIFICATION OR NEUTRALIZATION OF "POLLUTANTS" SITUATED ON PREMISES OWNED, RENTED OR OCCUPIED BY THE INSURED AT THE TIME OF THE ACTUAL DISCHARGE, DISPERSAL, SEEPAGE, MIGRATION, RELEASE OR ESCAPE OF SAID "POLLUTANTS";

E. WATER POLLUTION CAUSED BY OIL OR ITS DERIVATIVES; OR

F. ANY DISCHARGE, DISPERSAL, SEEPAGE, MIGRATION, RELEASE OR ESCAPE OF "POLLUTANTS";

I. CAUSED BY DETERIORATION, CORROSION, EROSION, OR WEAR AND TEAR; OR

II. ARISING OUT OF A STORAGE TANK BURIED BELOW THE SURFACE OF THE GROUND OR WATER, OR WHICH, AT ANY TIME, HAD BEEN BURIED UNDER THE SURFACE OR THE GROUND OR WATER AND THEN SUBSEQUENTLY EXPOSED BY ANY MEANS.


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11-01-12 at l2:0l a.m. standard time at the Insured's mailing address.





AMENDMENT OF LIMITS OF INSURANCE


GENERAL LIABILITY



WI, WY




SECTION III - LIMITS OF INSURANCE, PARAGRAPH 6. HAS BEEN DELETED IN ITS ENTIRETY AND REPLACED BY THE FOLLOWING:

6. SUBJECT TO 5. ABOVE, THE DAMAGE TO PREMISES RENTED TO YOU LIMIT IS THE MOST WE WILL PAY UNDER COVERAGE A FOR DAMAGES BECAUSE OF "PROPERTY DAMAGE" TO ANY ONE PREMISES, WHILE RENTED TO YOU, OR IN THE CASE OF DAMAGE BY FIRE, SMOKE, EXPLOSION OR WATER DAMAGE, WHILE RENTED TO YOU OR TEMPORARILY OCCUPIED BY YOU WITH PERMISSION OF THE


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(CONTINUED)

OWNER.


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BATCH CLAUSE


GENERAL LIABILITY



WI, WY



SECTION V- DEFINITIONS, PARAGRAPH 13. HAS BEEN AMENDED TO INCLUDE THE FOLLOWING:

WITH RESPECT TO THE "PRODUCTS-COMPLETED OPERATIONS HAZARD" ALL "BODILY INJURY" OR INJURY TO OR DESTRUCTION OF PROPERTY INCLUDING LOSS OF USE THEREOF, ARISING OUT OF [ONE LOT OF GOODS OR PRODUCTS, PREPARED OR ACQUIRED BY THE NAMED INSURED, OR BY ANOTHER TRADING UNDER THE INSURED'S NAME], [ONE ACTUAL OR ALLEGED COMMON CAUSE] [ONE ACTUAL OR ALLEGED COMMON DEFECT] [ONE ACTUAL OR ALLEGED COMMON INJURY] SHALL BE CONSIDERED AS ARISING OUT OF ONE OCCURRENCE.


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POLICY NUMBER:

GL9 99 001 0911

CLL6404745-02

BATCH CLAUSE

(CONTINUED)


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This endorsement changes policy CLL6 4 04 7 4 5-0 2 to which it is attached and is effective




Producer: LOCK TON COMPANIES LLC.


CLUBS


GENERAL LIABILITY



WI, WY



SECTION II - WHO IS AN INSURED IS AMENDED TO INCLUDE ANY ASSOCIATION, CLUB OR OTHER ORGANIZATION AND THE EMPLOYEES OF YOURS WHO ARE MEMBERS THEREOF PROVIDED SUCH ENTITY IS FORMED FOR OR BY EMPLOYEES OF YOURS FOR SOCIAL OR RECREATIONAL PURPOSES WITH THE KNOWLEDGE AND WRITTEN CONSENT OF YOU, AND PROVIDED FURTHER THAT THE INSURANCE AFFORDED IS ONLY IN CONNECTION WITH LIABILITIES ARISING OUT OF ACTIVITIES OF SUCH ASSOCIATION, CLUB OR OTHER ORGANIZATION.


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BROAD FORM MOBILE EQUIPMENT COVERAGE


GENERAL LIABILITY



WI, WY



A PARAGRAPH 12. "MOBILE EQUIPMENT" UNDER SECTION V- DEFINITIONS IS AMENDED TO INCLUDE:

G. TRAILERS NOT LICENSED FOR PUBLIC ROADS, GOLF CARTS AND "MOBILE EQUIPMENT" USED ON THE PRODUCTION LOT THAT ARE NOT LICENSED FOR USE ON PUBLIC ROADS.

B PARAGRAPH 2 OF EXCLUSION H., MOBILE EQUIPMENT, OF COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY DOES NOT APPLY DURING FILMING.


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BROAD FORM MOBILE EQUIPMENT COVERAGE

(CONTINUED)


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REVISED PERSONAL AND ADVERTISING INJURY EXCLUSION


GENERAL LIABILITY



WI, WY




A. PARAGRAPH (J) INSUREDS IN MEDIA AND INTERNET TYPE BUSINESSES UNDER 22.A. EXCLUSIONS OF COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY IS REPLACED BY THE FOLLOWING:

(J) THIS INSURANCE DOES NOT APPLY TO "PERSONAL AND ADVERTISING INJURY" COMMITTED BY AN INSURED WHOSE BUSINESS IS:

1. ADVERTISING, BROADCASTING, PUBLISHING, TELECASTING OR FILM MAKING;


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(CONTINUED)

2. DESIGNING OR DETERMINING CONTENT OF WEBSITES FOR OTHERS OR

3. AN INTERNET SEARCH, ACCESS, CONTENT OR SERVICE PROVIDER.

HOWEVER, THIS EXCLUSION DOES NOT APPLY TO PARAGRAPH 14.A.B. AND C. OF "PERSONAL AND ADVERTISING INJURY" UNDER THE DEFINITIONS SECTION.

FOR THE PURPOSES OF THIS EXCLUSION, THE PLACING OF FRAMES, BORDERS OR LINKS, OR ADVERTISING, FOR YOU OR OTHERS ANYWHERE ON THE INTERNET, IS NOT BY ITSELF, CONSIDERED THE BUSINESS OF ADVERTISING, BROADCASTING, PUBLISHING OR TELECASTING.


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COMMERCIAL GENERAL LIABILITY CG00011207

COMMERCIAL GENERAL LIABILITY COVERAGE FORM

Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered.

Throughout this policy the words ''you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the company providing this insurance.

The word "insured" means any person or organization qualifying as such under Section II -Who Is An Insured.

Other words and phrases that appear in quotation marks have special meaning. Refer to Section V -Definitions.

SECTION I-COVERAGES

COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY

1. Insuring Agreement

a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "bodily injury" or "property damage" to which this insurance does not apply. We may, at our discretion, investigate any "occurrence" and settle any claim or "suit" that may result. But:

(1) The amount we will pay for damages is limited as described in Section Ill - Limits Of Insurance; and

(2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C.

No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments -Coverages A and B.

b. This insurance applies to "bodily injury" and "property damage" only if:

(1) The "bodily injury" or "property damage" is caused by an "occurrence" that takes place in the "coverage territory";

(2) The "bodily injury" or "property damage" occurs during the policy period; and

(3) Prior to the policy period, no insured listed under Paragraph 1. of Section II -Who Is An Insured and no "employee" authorized by you to give or receive notice of an "occurrence" or claim, knew that the "bodily injury" or "property damage" had occurred, in whole or in part. If such a listed insured or authorized "employee" knew, prior to the policy period, that the "bodily injury" or "property damage" occurred, then any continuation, change or resumption of such "bodily injury" or "property damage" during or after the policy period will be deemed to have been known prior to the policy period.

c. "Bodily injury" or "property damage" which occurs during the policy period and was not, prior to the policy period, known to have occurred by any insured listed under Paragraph 1. of Section II - Who Is An Insured or any "employee" authorized by you to give or receive notice of an "occurrence" or claim, includes any continuation, change or resumption of that "bodily injury" or "property damage" after the end of the policy period.

d. "Bodily injury" or "property damage" will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section II -Who Is An Insured or any "employee" authorized by you to give or receive notice of an "occurrence" or claim:

(1) Reports all, or any part, of the "bodily injury" or "property damage" to us or any other insurer;

(2) Receives a written or verbal demand or claim for damages because of the "bodily injury" or "property damage"; or

(3) Becomes aware by any other means that "bodily injury" or "property damage" has occurred or has begun to occur.

CG 00 0112 07 ©ISO Properties, Inc., 2006 Page 1 of 16

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D

e. Damages because of "bodily injury" include damages claimed by any person or organization for care, loss of services or death resulting at any time from the "bodily injury".

2. Exclusions

This insurance does not apply to:

a. Expected Or Intended Injury

"Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to protect persons or property.

b. Contractual Liability

"Bodily injury" or "property damage" for which the insured is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages:

(1) That the insured would have in the absence of the contract or agreement; or

(2) Assumed in a contract or agreement that is an "insured contract", provided the "bodily injury" or "property damage" occurs subsequent to the execution of the contract or agreement. Solely for the purposes of liability assumed in an "insured contract", reasonable attorney fees and necessary litigation expenses incurred by or for a party other than an insured are deemed to be damages because of "bodily injury" or "property damage", provided:

(a) Liability to such party for, or for the cost of, that party's defense has also been assumed in the same "insured contract"; and

(b) Such attorney fees and litigation expenses are for defense of that party against a civil or alternative dispute resolution proceeding in which damages to which this insurance applies are alleged.

c. Liquor Liability

"Bodily injury" or "property damage" for which any insured may be held liable by reason of:

(1) Causing or contributing to the intoxication of any person;

(2) The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; or

(3) Any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages.

This exclusion applies only if you are in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages.

d. Workers' Compensation And Similar Laws

Any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law.

e. Employer's Liability

"Bodily injury" to:

(1) An "employee" of the insured arising out of and in the course of:

(a) Employment by the insured; or

(b) Performing duties related to the conduct of the insured's business; or

(2) The spouse, child, parent, brother or sister of that "employee" as a consequence of Paragraph (1) above.

This exclusion applies whether the insured may be liable as an employer or in any other capacity and to any obligation to share damages with or repay someone else who must pay damages because of the injury.

This exclusion does not apply to liability assumed by the insured under an "insured contract".

Page 2 of 16 ©ISO Properties, Inc., 2006 CG 00 01 12 f11

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D

f. Pollution

(1) "Bodily injury" or "property damage" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of "pollutants":

(a) At or from any premises, site or location which is or was at any time owned or occupied by, or rented or loaned to, any insured. However, this subparagraph does not apply to:

(i) "Bodily injury" if sustained within a building and caused by smoke, fumes, vapor or soot produced by or originating from equipment that is used to heat, cool or dehumidify the building, or equipment that is used to heat water for personal use, by the building's occupants or their guests;

(ii) "Bodily injury" or "property damage" for which you may be held liable, if you are a contractor and the owner or lessee of such premises, site or location has been added to your policy as an additional insured with respect to your ongoing operations performed for that additional insured at that premises, site or location and such premises, site or location is not and never was owned or occupied by, or rented or loaned to, any insured, other than that additional insured; or

(iii) "Bodily injury" or "property damage" arising out of heat, smoke or fumes from a "hostile fire";

(b) At or from any premises, site or location which is or was at any time used by or for any insured or others for the handling, storage, disposal, processing or treatment of waste;

(c) Which are or were at any time transported, handled, stored, treated, disposed of, or processed as waste by or for:

(i) Any insured; or

(ii) Any person or organization for whom you may be legally responsible; or

(d) At or from any premises, site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured's behalf are performing operations if the "pollutants" are brought on or to the premises, site or location in connection with such operations by such insured, contractor or subcontractor. However, this subparagraph does not apply to:

(i) "Bodily injury" or "property damage" arising out of the escape of fuels, lubricants or other operating fluids which are needed to perform the normal electrical, hydraulic or mechanical functions necessary for the operation of "mobile equipment" or its parts, if such fuels, lubricants or other operating fluids escape from a vehicle part designed to hold, store or receive them. This exception does not apply if the "bodily injury" or "property damage" arises out of the intentional discharge, dispersal or release of the fuels, lubricants or other operating fluids, or if such fuels, lubricants or other operating fluids are brought on or to the premises, site or location with the intent that they be discharged, dispersed or released as part of the operations being performed by such insured, contractor or subcontractor;

(ii) "Bodily injury" or "property damage" sustained within a building and caused by the release of gases, fumes or vapors from materials brought into that building in connection with operations being performed by you or on your behalf by a contractor or subcontractor; or

(iii) "Bodily injury" or "property damage" arising out of heat, smoke or fumes from a "hostile fire".

(e) At or from any premises, site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured's behalf are performing operations if the operations are to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, "pollutants".


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(2) Any loss, cost or expense arising out of any:

(a) Request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, "pollutants"; or

(b) Claim or "suit" by or on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of, "pollutants".

However, this paragraph does not apply to liability for damages because of "property damage" that the insured would have in the absence of such request, demand, order or statutory or regulatory requirement, or such claim or "suit" by or on behalf of a governmental authority.

g. Aircraft, Auto Or Watercraft

"Bodily injury" or "property damage" arising out of the ownership, maintenance, use or entrustment to others of any aircraft, "auto" or watercraft owned or operated by or rented or loaned to any insured. Use includes operation and "loading or unloading".

This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury" or "property damage" involved the ownership, maintenance, use or entrustment to others of any aircraft, "auto" or watercraft that is owned or operated by or rented or loaned to any insured.

This exclusion does not apply to:

(1) A watercraft while ashore on premises you own or rent;

(2) A watercraft you do not own that is:

(a) Less than 26 feet long; and

(b) Not being used to carry persons or property for a charge;

(3) Parking an "auto" on, or on the ways next to, premises you own or rent, provided the "auto" is not owned by or rented or loaned to you or the insured;

(4) Liability assumed under any "insured contract" for the ownership, maintenance or use of aircraft or watercraft; or

(5) "Bodily injury" or "property damage" arising out of:

(a) The operation of machinery or equipment that is attached to, or part of, a land vehicle that would qualify under the definition of "mobile equipment" if it were not subject to a compulsory or financial responsibility law or other motor vehicle insurance law in the state where it is licensed or principally garaged; or

(b) the operation of any of the machinery or equipment listed in Paragraph f.(2) or f.(3) of the definition of "mobile equipmenf1.

h. Mobile Equipment

"Bodily injury" or "property damage" arising out of:

(1) The transportation of "mobile equipment" by an "auto" owned or operated by or rented or loaned to any insured; or

(2) The use of "mobile equipment" in, or while in practice for, or while being prepared for, any prearranged racing, speed, demolition, or stunting activity.

i. War

"Bodily injury" or "property damage", however caused, arising, directly or indirectly, out of:

(1) War, including undeclared or civil war;

(2) Warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or

(3) Insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hindering or defending against any of these.

j. Damage To Property

"Property damage" to:

(1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property;

(2) Premises you sell, give away or abandon, if the "property damage" arises out of any part of those premises;

(3) Property loaned to you;

( 4) Personal property in the care, custody or control of the insured;

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(5) That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations, if the "property damage" arises out of those operations; or

(6) That particular part of any property that must be restored, repaired or replaced because 'your work" was incorrectly performed on it.

Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" (other than damage by fire) to premises, including the contents of such premises, rented to you for a period of 7 or fewer consecutive days. A separate limit of insu ranee applies to Damage To Premises Rented To You as described in Section Ill -Limits Of Insurance.

Paragraph (2) of this exclusion does not apply if the premises are "your work" and were never occupied, rented or held for rental by you.

Paragraphs (3), (4), (5) and (6) of this exclusion do not apply to liability assumed under a sidetrack agreement.

Paragraph (6) of this exclusion does not apply to "property damage" included in the "productscompleted operations hazard".

k. Damage To Your Product

"Property damage" to "your product" arising out of it or any part of it.

I. Damage To Your Work

"Property damage" to "your work" arising out of it or any part of it and included in the "products-completed operations hazard".

This exclusion does not apply if the damaged work or the work out of which the damage arises was performed on your behalf by a subcontractor.

m. Damage To Impaired Property Or Property Not Physically Injured

"Property damage" to "impaired property" or property that has not been physically injured, arising out of:

(1) A defect, deficiency, inadequacy or dangerous condition in "your product" or 'your work"; or

(2) A delay or failure by you or anyone acting on your behalf to perform a contract or agreement in accordance with its terms.

This exclusion does not apply to the loss of use of other property arising out of sudden and accidental physical injury to "your product" or "your work" after it has been put to its intended use.

n. Recall Of Products, Work Or Impaired Property

Damages claimed for any loss, cost or expense incurred by you or others for the loss of use, withdrawal, recall, inspection, repair, replacement, adjustment, removal or disposal of:

(1) "Your product";

(2) "Your work"; or

(3) "Impaired property";

if such product, work, or property is withdrawn or recalled from the market or from use by any person or organization because of a known or suspected defect, deficiency, inadequacy or dangerous condition in it.

o. Personal And Advertising Injury

"Bodily injury" arising out of "personal and advertising injury".

p. Electronic Data

Damages arising out of the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate electronic data.

As used in this exclusion, electronic data means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software, including systems and applications software, hard or floppy disks, CD-ROMS, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment.

q. Distribution Of Material In Violation Of Statutes

"Bodily injury" or "property damage" arising directly or indirectly out of any action or omission that violates or is alleged to violate:

(1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; or

(2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; or

(3) Any statute, ordinance or regulation, other than the TCPA or CAN-SPAM Act of 2003, that prohibits or limits the sending, transmitting, communicating or distribution of material or information.


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Exclusions c. through n. do not apply to damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit of insurance applies to this coverage as described in Section Ill- Limits Of Insurance.

COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY


a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "personal and advertising injury" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "personal and advertising injury" to which this insurance does not apply. We may, at our discretion, investigate any offense and settle any claim or "suit" that may result. But:


(2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C.

No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments -Coverages A and B.

b. This insurance applies to "personal and advertising injury" caused by an offense arising out of your business but only if the offense was committed in the "coverage territory" during the policy period.

2. Exclusions


a. Knowing Violation Of Rights Of Another

"Personal and advertising injury" caused by or at the direction of the insured with the knowledge that the act would violate the rights of another and would inflict "personal and advertising injury".

b. Material Published With Knowledge Of Falsity

"Personal and advertising injury" arising out of oral or written publication of material, if done by or at the direction of the insured with knowledge of its falsity.

c. Material Published Prior To Policy Period

"Personal and advertising injury" arising out of oral or written publication of material whose first publication took place before the beginning of the policy period.

d. Criminal Acts

"Personal and advertising injury" arising out of a criminal act committed by or at the direction of the insured.

e. Contractual Liability

"Personal and advertising injury" for which the insured has assumed liability in a contract or agreement. This exclusion does not apply to liability for damages that the insured would have in the absence of the contract or agreement.

f. Breach Of Contract

"Personal and advertising injury" arising out of a breach of contract, except an implied contract to use another's advertising idea in your "advertisement".

g. Quality Or Performance Of Goods- Failure To Conform To Statements

"Personal and advertising injury" arising out of the failure of goods, products or services to conform with any statement of quality or per· formance made in your "advertisement".

h. Wrong Description Of Prices

"Personal and advertising injury" arising out of the wrong description of the price of goods, products or services stated in your "advertisement".

i. Infringement Of Copyright, Patent, Trademark Or Trade Secret

"Personal and advertising injury" arising out of the infringement of copyright, patent, trademark, trade secret or other intellectual property rights. Under this exclusion, such other intellectual property rights do not include the use of another's advertising idea in your "advertisement".

However, this exclusion does not apply to infringement, in your "advertisement", of copyright, trade dress or slogan.

j. Insureds In Media And Internet Type Businesses

"Personal and advertising injury" committed by an insured whose business is:

(1) Advertising, broadcasting, publishing or telecasting;

(2) Designing or determining content of websites for others; or


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(3) An Internet search, access, content or service provider.

However, this exclusion does not apply to Paragraphs 14.a., b. and c. of "personal and advertising injury" under the Definitions Section.

For the purposes of this exclusion, the placing of frames, borders or links, or advertising, for you or others anywhere on the Internet, is not by itself, considered the business of advertising, broadcasting, publishing or telecasting.

k. Electronic Chatrooms Or Bulletin Boards

"Personal and advertising injury" arising out of an electronic chatroom or bulletin board the insured hosts, owns, or over which the insured exercises control.

I. Unauthorized Use Of Another's Name Or Product

"Personal and advertising injury" arising out of the unauthorized use of another's name or product in your e-mail address, domain name or metatag, or any other similar tactics to mislead another's potential customers.

m. Pollution

"Personal and advertising injury" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of "pollutants" at any time.

n. Pollution-Related

Any loss, cost or expense arising out of any:

(1) Request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, "pollutants"; or

(2) Claim or suit by or on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of, "pollutants".

o. War

"Personal and advertising injury", however caused, arising, directly or indirectly, out of:




p. Distribution Of Material In Violation Of Statutes

"Personal and advertising injury" arising directly or indirectly out of any action or omission that violates or is alleged to violate:

(1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; or

(2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; or

(3) Any statute, ordinance or regulation, other than the TCPA or CAN-SPAM Act of 2003, that prohibits or limits the sending, transmitting, communicating or distribution of material or information.

COVERAGE C MEDICAL PAYMENTS


a. We will pay medical expenses as described below for "bodily injury" caused by an accident:

(1) On premises you own or rent;

(2) On ways next to premises you own or rent; or

(3) Because of your operations;

provided that:

(a) The accident takes place in the "coverage territory" and during the policy period;

(b) The expenses are incurred and reported to us within one year of the date of the accident; and

(c) The injured person submits to examination, at our expense, by physicians of our choice as often as we reasonably require.

b. We will make these payments regardless of fault. These payments will not exceed the applicable limit of insurance. We will pay reasonable expenses for:

(1) First aid administered at the time of an accident;

(2) Necessary medical, surgical, x-ray and dental services, including prosthetic devices; and

(3) Necessary ambulance, hospital, professional nursing and funeral services.

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2. Exclusions

We will not pay expenses for "bodily injury":

a. Any Insured

To any insured, except "volunteer workers".

b. Hired Person

To a person hired to do work for or on behalf of any insured or a tenant of any insured.

c. Injury On Normally Occupied Premises

To a person injured on that part of premises you own or rent that the person normally occupies.

d. Workers Compensation And Similar Laws

To a person, whether or not an "employee" of any insured, if benefits for the "bodily injury" are payable or must be provided under a workers' compensation or disability benefits law or a similar law.

e. Athletics Activities

To a person injured while practicing, instructing or participating in any physical exercises or games, sports, or athletic contests.

f. Products-Completed Operations Hazard

Included within the "products-completed operations hazard".

g. Coverage A Exclusions

Excluded under Coverage A. SUPPLEMENTARY PAYMENTS -COVERAGES A ANDB

1. We will pay, with respect to any claim we investigate or settle, or any "suit" against an insured we defend:

a. All expenses we incur.

b. Up to $250 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds.

c. The cost of bonds to release attachments, but only for bond amounts within the applicable limit of insurance. We do not have to furnish these bonds.

d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit", including actual loss of earnings up to $250 a day because of time off from work.

e. All court costs taxed against the insured in the "suit". However, these payments do not include attorneys' fees or attorneys' expenses taxed against the insured.

f. Prejudgment interest awarded against the insured on that part of the judgment we pay. If we make an offer to pay the applicable limit of insurance, we will not pay any prejudgment interest based on that period of time after the offer.

g. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in court the part of the judgment that is within the applicable limit of insurance.

These payments will not reduce the limits of insurance.

2. If we defend an insured against a "suit" and an indemnitee of the insured is also named as a party to the "suit", we will defend that indemnitee if all of the following conditions are met:

a. The "suit" against the indemnitee seeks damages for which the insured has assumed the liability of the indemnitee in a contract or agreement that is an "insured contract";

b. This insurance applies to such liability assumed by the insured;

c. The obligation to defend, or the cost of the defense of, that indemnitee, has also been assumed by the insured in the same "insured contract";

d. The allegations in the "suit" and the information we know about the "occurrence" are such that no conflict appears to exist between the interests of the insured and the interests of the indemnitee;

e. The indemnitee and the insured ask us to conduct and control the defense of that indemnitee against such "suit" and agree that we can assign the same counsel to defend the insured and the indemnitee; and

f. The indemnitee:

(1) Agrees in writing to:

(a) Cooperate with us in the investigation, settlement or defense of the "suit";

(b) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the "suit";

(c) Notify any other insurer whose coverage is available to the indemnitee; and

(d) Cooperate with us with respect to coordinating other applicable insurance available to the indemnitee; and

(2) Provides us with written authorization to:

(a) Obtain records and other information related to the "suit"; and

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(b) Conduct and control the defense of the indemnitee in such "suit".

So long as the above conditions are met, attorneys' fees incurred by us in the defense of that indemnitee, necessary litigation expenses incurred by us and necessary litigation expenses incurred by the indemnitee at our request will be paid as Supplementary Payments. Notwithstanding the provisions of Paragraph 2.b.(2) of Section I -Coverage A - Bodily Injury And Property Damage Liability, such payments will not be deemed to be damages for "bodily injury" and "property damage" and will not reduce the limits of insurance.

Our obligation to defend an insured's indemnitee and to pay for attorneys' fees and necessary litigation expenses as Supplementary Payments ends when we have used up the applicable limit of insurance in the payment of judgments or settlements or the conditions set forth above, or the terms of the agreement described in Paragraph I. above, are no longer met.

SECTION II -WHO IS AN INSURED

1. If you are designated in the Declarations as:

a. An individual, you and your spouse are insureds, but only with respect to the conduct of a business of which you are the sole owner.

b. A partnership or joint venture, you are an insured. Your members, your partners, and their spouses are also insureds, but only with respect to the conduct of your business.

c. A limited liability company, you are an insured. Your members are also insureds, but only with respect to the conduct of your business. Your managers are insureds, but only with respect to their duties as your managers.

d. An organization other than a partnership, joint venture or limited liability company, you are an insured. Your "executive officers" and directors are insureds, but only with respect to their duties as your officers or directors. Your stockholders are also insureds, but only with respect to their liability as stockholders.

e. A trust, you are an insured. Your trustees are also insureds, but only with respect to their duties as trustees.

2. Each of the following is also an insured:

a. Your "volunteer workers" only while performing duties related to the conduct of your business, or your "employees", other than either your "executive officers" (if you are an organization other than a partnership, joint venture or limited liability company) or your managers (if you are a limited liability company), but only for acts within the scope of their employment by you or while performing duties related to the conduct of your business. However, none of these "employees" or "volunteer workers" are insureds for:

(1) "Bodily injury" or "personal and advertising injury":

(a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), to a co-"employee" while in the course of his or her employment or performing duties related to the conduct of your business, or to your other "volunteer workers" while performing duties related to the conduct of your business;

(b) To the spouse, child, parent, brother or sister of that co-"employee" or "volunteer worker" as a consequence of Paragraph (1)(a) above;

(c) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraphs (1)(a) or (b) above; or

(d) Arising out of his or her providing or failing to provide professional health care services.

(2) "Property damage" to property:

(a) Owned, occupied or used by,

(b) Rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by

you, any of your "employees", "volunteer workers", any partner or member (if you are a partnership or joint venture), or any member (if you are a limited liability company).


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b. Any person (other than your "employee" or "volunteer worker"), or any organization while acting as your real estate manager.

c. Any person or organization having proper temporary custody of your property if you die, but only:

(1) With respect to liability arising out of the maintenance or use of that property; and

(2) Until your legal representative has been appointed.

d. Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Coverage Part.

3. Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over which you maintain ownership or majority interest, will qualify as a Named Insured if there is no other similar insurance available to that organization. However:

a. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period, whichever is earlier;

b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and

c. Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization.

No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations.

SECTION Ill-LIMITS OF INSURANCE

1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of:

a. Insureds;

b. Claims made or "suits" brought; or

c. Persons or organizations making claims or bringing nsuits 11

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2. The General Aggregate Limit is the most we will pay for the sum of:

a. Medical expenses under Coverage C;

b. Damages under Coverage A, except damages because of "bodily injury" or "property damage" included in the "products-completed operations hazard"; and

c. Damages under Coverage B.

3. The Products-Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of "bodily injury" and "property damage" included in the "products-completed operations hazard".

4. Subject to Paragraph 2. above, the Personal and Advertising Injury Limit is the most we will pay un· der Coverage B for the sum of all damages because of all "personal and advertising injury" sustained by any one person or organization.

5. Subject to Paragraph 2. or 3. above, whichever applies, the Each Occurrence Limit is the most we will pay for the sum of:

a. Damages under Coverage A; and

b. Medical expenses under Coverage C

because of all "bodily injury" and "property damage" arising out of any one "occurrence".

6. Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit is the most we will pay under Coverage A for damages because of "property damage" to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.

7. Subject to Paragraph 5. above, the Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of "bodily injury" sustained by any one person.

The Limits of Insurance of this Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance.

SECTION IV- COMMERCIAL GENERAL LIABILITY CONDITIONS

1. Bankruptcy

Bankruptcy or insolvency of the insured or of the insured's estate will not relieve us of our obliga· tions under this Coverage Part.

2. Duties In The Event Of Occurrence, Offense, Claim Or Suit

a. You must see to it that we are notified as soon as practicable of an "occurrence" or an offense which may result in a claim. To the extent possible, notice should include:

(1) How, when and where the "occurrence" or offense took place;

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(3) The nature and location of any injury or damage arising out of the "occurrence" or offense.

b. If a claim is made or "suit" is brought against any insured, you must:

(1) Immediately record the specifics of the claim or "suit" and the date received; and

(2) Notify us as soon as practicable.

You must see to it that we receive written notice of the claim or "suit" as soon as practicable.

c. You and any other involved insured must:

(1) Immediately send us copies of any de· mands, notices, summonses or legal papers received in connection with the claim or 11SUit";

(2) Authorize us to obtain records and other information;

(3) Cooperate with us in the investigation or settlement of the claim or defense against the "suit"; and

(4) Assist us, upon our request, in the enforcement of any right against any person or organization which may be liable to the insured because of injury or damage to which this insurance may also apply.

d. No insured will, except at that insured's own cost, voluntarily make a payment, assume any obligation, or incur any expense, other than for first aid, without our consent.

3. Legal Action Against Us No person or organization has a right under this Coverage Part:

a. To join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or

b. To sue us on this Coverage Part unless all of its terms have been fully complied with.

A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured; but we will not be liable for damages that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us, the insured and the claimant or the claimant's legal representative.

4. Otherlnsurance

If other valid and collectible insurance is available to the insured for a loss we cover under Coverages A or B of this Coverage Part, our obligations are limited as follows:

a. Primary Insurance

This insurance is primary except when Paragraph b. below applies. If this insurance is pri· mary, our obligations are not affected unless any of the other insurance is also primary. Then, we will share with all that other insurance by the method described in Paragraph c. be· low.

b. Excess Insurance

(1) This insurance is excess over:

(a) Any of the other insurance, whether primary, excess, contingent or on any other basis:

(i) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work";

(ii) That is Fire insurance for premises rented to you or temporarily occupied by you with permission of the owner;

(iii) That is insurance purchased by you to cover your liability as a tenant for "property damage" to premises rented to you or temporarily occupied by you with permission of the owner; or

(iv) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to Exclusion g. of Section 1 - Coverage A- Bodily Injury And Property Damage Liability.

(b) Any other primary insurance available to you covering liability for damages arising out of the premises or operations, or the products and completed operations, for wh1ch you have been added as an additional insured by attachment of an endorsement.

(2) When this insurance is excess, we will have no duty under Coverages A or B to defend the insured against any "suit" if any other Insurer has a duty to defend the insured against that "suit". If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers.


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(3) When this insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of:

(a) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and

(b) The total of all deductible and selfinsured amounts under all that other insurance.

(4) We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part.

c. Method Of Sharing

If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first.

If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers.

5. Premium Audit

a. We will compute all premiums for this Coverage Part in accordance with our rules and rates.

b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of each audit period we will compute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premiums is the date shown as the due date on the bill. If the sum of the advance and audit premiums paid for the policy period is greater than the earned premium, we will return the excess to the first Named Insured.

c. The first Named Insured must keep records of the information we need for premium computation, and send us copies at such times as we may request.

6. Representations

By accepting this policy, you agree:

a. The statements in the Declarations are accurate and complete;

b. Those statements are based upon representations you made to us; and

c. We have issued this policy in reliance upon your representations.

7. Separation Of Insureds

Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first Named Insured, this insurance applies:

a. As if each Named Insured were the only Named Insured; and

b. Separately to each insured against whom claim is made or "suit" is brought.

8. Transfer Of Rights Of Recovery Against Others To Us

If the insured has rights to recover all or part of any payment we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them.

9. When We Do Not Renew

If we decide not to renew this Coverage Part, we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 30 days before the expiration date.

If notice is mailed, proof of mailing will be sufficient proof of notice.

SECTION V- DEFINITIONS

1. "Advertisement" means a notice that is broadcast or published to the general public or specific market segments about your goods, products or services for the purpose of attracting customers or supporters. For the purposes of this definition:

a. Notices that are published include material placed on the Internet or on similar electronic means of communication; and

b. Regarding web-sites, only that part of a website that is about your goods, products or services for the purposes of attracting customers or supporters is considered an advertisement.

2. 11Auto" means:

a. A land motor vehicle, trailer or semitrailer designed for travel on public roads, including any attached machinery or equipment; or

b. Any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance law in the state where it is licensed or principally garaged.

However, "auto" does not include "mobile equipment".


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3. "Bodily injury" means bodily injury, sickness or disease sustained by a person, including death resulting from any of these at any time.

4. "Coverage territory" means:

a. The United States of America (including its territories and possessions), Puerto Rico and Canada;

b. International waters or airspace, but only if the injury or damage occurs in the course of travel or transportation between any places included in Paragraph a. above; or

c. All other parts of the world if the injury or damage arises out of:

(1) Goods or products made or sold by you in the territory described in Paragraph a. above;

(2) The activities of a person whose home is in the territory described in Paragraph a. above, but is away for a short time on your business; or

(3) "Personal and advertising injury" offenses that take place through the Internet or similar electronic means of communication

provided the insured's responsibility to pay damages is determined in a "suit" on the merits, in the territory described in Paragraph a. above or in a settlement we agree to.

5. "Employee" includes a "leased worker". "Employee" does not include a "temporary worker".

6. "Executive officer" means a person holding any of the officer positions created by your charter, constitution, by-laws or any other similar governing document.

7. "Hostile fire" means one which becomes uncontrollable or breaks out from where it was intended to be.

8. "Impaired property" means tangible property, other than 'your product" or "your work", that cannot be used or is less useful because:

a. It incorporates "your product" or "your work" that is known or thought to be defective, deficient, inadequate or dangerous; or

b. You have failed to fulfill the terms of a contract or agreement;

if such property can be restored to use by the repair, replacement, adjustment or removal of "your product" or "your work" or your fulfilling the terms of the contract or agreement.

9. "Insured contract" means:

a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an "insured contract";

b. A sidetrack agreement;

c. Any easement or license agreement, except in connection with construction or demolition operations on or within 50 feet of a railroad;

d. An obligation, as required by ordinance, to indemnify a municipality, except in connection with work for a municipality;

e. An elevator maintenance agreement;

f. That part of any other contract or agreement pertaining to your business (including an indemnification of a municipality in connection with work performed for a municipality) under which you assume the tort liability of another party to pay for "bodily injury" or "property damage" to a third person or organization. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement.

Paragraph f. does not include that part of any contract or agreement:

(1) That indemnifies a railroad for "bodily injury" or "property damage" arising out of construction or demolition operations, within 50 feet of any railroad property and affecting any railroad bridge or trestle, tracks, roadbeds, tunnel, underpass or crossing;

(2) That indemnifies an architect, engineer or surveyor for injury or damage arising out of:

(a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or

(b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage; or

(3) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the insured's rendering or failure to render professional services, including those listed in (2) above and supervisory, inspection, architectural or engineering activities.


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10. "Leased worker" means a person leased to you by a labor leasing firm under an agreement between you and the labor leasing firm, to perform duties related to the conduct of your business. "Leased worker" does not include a "temporary worker".

11. "Loading or unloading" means the handling of property:

a. After it is moved from the place where it is accepted for movement into or onto an aircraft, watercraft or "auto";

b. While it is in or on an aircraft, watercraft or "auto"; or

c. While it is being moved from an aircraft, watercraft or "auto" to the place where it is finally delivered;

but "loading or unloading" does not include the movement of property by means of a mechanical device, other than a hand truck, that is not attached to the aircraft, watercraft or "auto".

12. "Mobile equipment" means any of the following types of land vehicles, including any attached machinery or equipment:

a. Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads;

b. Vehicles maintained for use solely on or next to premises you own or rent;

c. Vehicles that travel on crawler treads;

d. Vehicles, whether self-propelled or not, maintained primarily to provide mobility to permanently mounted:

(1) Power cranes, shovels, loaders, diggers or drills; or

(2) Road construction or resurfacing equipment such as graders, scrapers or rollers;

e. Vehicles not described in Paragraph a., b., c. or d. above that are not self-propelled and are maintained primarily to provide mobility to permanently attached equipment of the following types:

(1) Air compressors, pumps and generators, including spraying, welding, building cleaning, geophysical exploration, lighting and well servicing equipment; or

(2) Cherry pickers and similar devices used to raise or lower workers;

f. Vehicles not described in Paragraph a., b., c. or d. above maintained primarily for purposes other than the transportation of persons or cargo.

However, self-propelled vehicles with the following types of permanently attached equip· ment are not "mobile equipment" but will be considered "autos":

(1) Equipment designed primarily for:

(a) Snow removal;

(b) Road maintenance, but not construction or resurfacing; or

(c) Street cleaning;

(2) Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers; and

(3) Air compressors, pumps and generators, including spraying, welding, building cleaning, geophysical exploration, lighting and well servicing equipment.

However, "mobile equipment" does not include any land vehicles that are subject to a compulsory or financial responsibility law or other motor vehicle insurance law in the state where it is licensed or principally garaged. Land vehicles subject to a compulsory or financial responsibility law or other motor vehicle insurance law are considered "autos".

13. "Occurrence" means an accident, including continuous or repeated exposure to substantially the same general harmful conditions.

14. "Personal and advertising injury" means injury, including consequential "bodily injury", arising out of one or more of the following offenses:

a. False arrest, detention or imprisonment;

b. Malicious prosecution;

c. The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or premises that a person occupies, committed by or on behalf of its owner, landlord or lessor;

d. Oral or written publication, in any manner, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services;

e. Oral or written publication, in any manner, of material that violates a person's right of privacy;

f. The use of another's advertising idea in your 11advertisement 11

; or

g. Infringing upon another's copyright, trade dress or slogan in your "advertisement".


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15. "Pollutants" mean any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed.

16. "Products-completed operations hazard":

a. Includes all "bodily injury" and "property damage" occurring away from premises you own or rent and arising out of "your product" or "your work" except:

(1) Products that are still in your physical possession; or

(2) Work that has not yet been completed or abandoned. However, "your work" will be deemed completed at the earliest of the following times:

(a) When all of the work called for in your contract has been completed.

(b) When all of the work to be done at the job site has been completed if your contract calls for work at more than one job site.

(c) When that part of the work done at a job site has been put to its intended use by any person or organization other than another contractor or subcontractor working on the same project.

Work that may need service, maintenance, correction, repair or replacement, but which is otherwise complete, will be treated as completed.

b. Does not include "bodily injury" or "property damage" arising out of:

(1) The transportation of property, unless the injury or damage arises out of a condition in or on a vehicle not owned or operated by you, and that condition was created by the "loading or unloading" of that vehicle by any insured;

(2) The existence of tools, uninstalled equipment or abandoned or unused materials; or

(3) Products or operations for which the classification, listed in the Declarations or in a policy schedule, states that productscompleted operations are subject to the General Aggregate Limit.

17. "Property damage" means:

a. Physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it; or

b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the "occurrence" that caused it.

For the purposes of this insurance, electronic data is not tangible property.

As used in this definition, electronic data means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software, including systems and applications software, hard or floppy disks, CD-ROMS, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment.

18. "Suit" means a civil proceeding in which damages because of "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies are alleged. "Suit" includes:

a. An arbitration proceeding in which such damages are claimed and to which the insured must submit or does submit with our consent; or

b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which the insured submits with our consent.

19. 'Temporary worker" means a person who is furnished to you to substitute for a permanent "employee" on leave or to meet seasonal or short-term workload conditions.

20. 'Volunteer worker" means a person who is not your "employee", and who donates his or her work and acts at the direction of and within the scope of duties determined by you, and is not paid a fee, salary or other compensation by you or anyone else for their work performed for you.

21. "Your product":

a. Means:

(1) Any goods or products, other than real property, manufactured, sold, handled, distributed or disposed of by:

(a) You;

(b) Others trading under your name; or

(c) A person or organization whose business or assets you have acquired; and

(2) Containers (other than vehicles), materials, parts or equipment furnished in connection with such goods or products.

b. Includes:

(1) Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of "your product"; and


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(2) The providing of or failure to provide warnings or instructions.

c. Does not include vending machines or other property rented to or located for the use of others but not sold.

22. "Your work":

a. Means:

(1) Work or operations performed by you or on your behalf; and

(2) Materials, parts or equipment furnished in connection with such work or operations.

b. Includes:

(1) Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of "your work", and


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LIQUOR LIABILITY COVERAGE FORM

Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered.

Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the Company providing this insurance.

The word "insured" means any person or organization qualifying as such under Section II -Who Is An Insured.

Other words and phrases that appear in quotation marks have special meaning. Refer to Section V -Definitions.

SECTION I -LIQUOR LIABILITY COVERAGE


a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "injury" to which this insurance applies if liability for such "injury" is imposed on the insured by reason of the selling, serving or furnishing of any alcoholic beverage. We will have the right and duty to defend the insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "injury" to which this insurance does not apply. We may, at our discretion, investigate any "injury" and settle any claim or "suit" that may result. But:


(2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements.

No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments.

b. This insurance applies to "injury" only if:

(1) The "injury" occurs during the policy period in the "coverage territory"; and

(2) Prior to the policy period, no insured listed under Paragraph 1. of Section II -Who Is An Insured and no "employee" authorized by you to give or receive notice of an "injury" or claim, knew that the "injury" had occurred, in whole or in part. If such a listed insured or authorized "employee" knew, prior to the policy period, that the "injury" occurred, then any continuation, change or resumption of such "injury" during or after the policy period will be deemed to have been known prior to the policy period.

c. "Injury" which occurs during the policy period and was not, prior to the policy period, known to have occurred by any insured listed under Paragraph 1. of Section II -Who Is An Insured or any "employee" authorized by you to give or receive notice of an "injury" or claim, includes any continuation, change or resumption of that "injury" after the end of the policy period.

d. "Injury" will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section II -Who Is An Insured or any "employee" authorized by you to give or receive notice of an "injury" or claim:

(1) Reports all, or any part, of the "injury" to us or any other insurer;

(2) Receives a written or verbal demand or claim for damages because of the "injury"; or

(3) Becomes aware by any other means that "injury" has occurred or has begun to occur.

2. Exclusions


a. Expected Or Intended Injury

"Injury" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to protect persons or property.

b. Workers' Compensation And Similar Laws

Any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law.

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c. Employer's Liability

"Bodily injury" to:

(1) An "employee" of the insured arising out of and in the course of:

(a) Employment by the insured; or

(b) Performing duties related to the conduct of the insured's business; or

(2) The spouse, child, parent, brother or sister of that "employee" as a consequence of Paragraph (1) above.

This exclusion applies whether the insured may be liable as an employer or in any other capacity and to any obligation to share damages with or repay someone else who must pay damages because of the "injury".

d. Liquor License Not In Effect

"Injury" arising out of any alcoholic beverage sold, served or furnished while any required license is not in effect.

e. Your Product

"Injury" arising out of ''your product". This exclusion does not apply to "injury" for which the insured or the insured's indemnities may be held liable by reason of:

(1) Causing or contributing to the intoxication of any person;

(2) The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; or

(3) Any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages.

f. Other Insurance

Any "injury" with respect to which other insurance is afforded, or would be afforded but for the exhaustion of the limits of insurance.

This exclusion does not apply if the other insurance responds to liability for "injury" imposed on the insured by reason of the selling, serving or furnishing of any alcoholic beverage.

g. War

"Injury", however caused, arising, directly or indirectly, out of:




SUPPLEMENTARY PAYMENTS

We will pay, with respect to any claim we investigate or settle, or any "suit" against an insured we defend:

1. All expenses we incur.

2. The cost of bonds to release attachments, but only for bond amounts within the applicable limit of insurance. We do not have to furnish these bonds.

3. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit", including actual loss of earnings up to $250 a day because of time off from work.

4. All court costs taxed against the insured in the "suit". However, these payments do not include attorneys' fees or attorneys' expenses taxed against the insured.

5. Prejudgment interest awarded against the insured on that part of the judgment we pay. If we make an offer to pay the applicable limit of insurance, we will not pay any prejudgment interest based on that period of time after the offer.

6. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in court the part of the judgment that is within the applicable limit of insurance.

7. Expenses incurred by the insured for first aid administered to others at the time of an event to which this insurance applies.

These payments will not reduce the limits of insurance.

SECTION II -WHO IS AN INSURED

1. If you are designated in the Declarations as:

a. An individual, you and your spouse are insureds.

b. A partnership or joint venture, you are an insured. Your members, your partners, and their spouses are also insureds, but only with respect to the conduct of your business.

c. A limited liability company, you are an insured. Your members are also insureds, but only with respect to the conduct of your business. Your managers are insureds, but only with respect to their duties as your managers.

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d. An organization other than a partnership, joint venture or limited liability company, you are an insured. Your "executive officers" and directors are insureds, but only with respect to their duties as your officers or directors. Your stockholders are also insureds, but only with respect to their liability as stockholders.


a. Your "employees", other than either your "executive officers" (if you are an organization other than a partnership, joint venture or limited liability company) or your managers (if you are a limited liability company), but only for acts within the scope of their employment by you or while performing duties related to the conduct of your business. However, none of these "employees" is an insured for:

(1) "Injury":

(a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), or to a co-"employee" while that co-"employee" is either in the course of his or her employment or performing duties related to the conduct of your business;

(b) To the spouse, child, parent, brother or sister of that co-"employee" as a consequence of Paragraph (a) above; or

(c) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraphs (a) or (b) above.

(2) "Property damage" to property:

(a) Owned or occupied by, or

(b) Rented or loaned

to that "employee", any of your other "employees", by any of your partners or members (if you are a partnership or joint venture), or by any of your members (if you are a limited liability company).

b. Any person or organization having proper temporary custody of your property if you die, but only:

(1) With respect to liability arising out of the maintenance or use of that property; and

(2) Until your legal representative has been appointed.

c. Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Coverage Part.

3. Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over which you maintain ownership or majority interest, will qualify as a Named Insured if there is no other similar insurance available to that organization. However:

a. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period, whichever is earlier; and

b. Coverage does not apply to "injury" that occurred before you acquired or formed the organization.

No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations.

SECTION Ill -LIMITS OF INSURANCE

1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of:

a. Insureds;


c. Persons or organizations making claims or bringing "suits".

2. The Aggregate Limit is the most we will pay for all "injury" as the result of the selling, serving or furnishing of alcoholic beverages.

3. Subject to the Aggregate Limit, the Each Common Cause Limit is the most we will pay for all "injury" sustained by one or more persons or organizations as the result of the selling, serving or furnishing of any alcoholic beverage to any one person.

The Limits of Insurance of this Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance.

SECTION IV- LIQUOR LIABILITY CONDITIONS

1. Bankruptcy

Bankruptcy or insolvency of the insured or of the insured's estate will not relieve us of our obligations under this Coverage Part.

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2. Duties In The Event Of Injury, Claim Or Suit

a. You must see to it that we are notified as soon as practicable of an "injury" which may result in a claim. To the extent possible, notice should include:

(1) How, when and where the "injury" took place;

(2) The names and addresses of any injured persons and witnesses; and

(3) The nature and location of any "injury".

b. If a claim is made or "suit" is brought against any insured, you must:

(1) Immediately record the specifics of the claim or "suit" and the date received; and


You must see to it that we receive written notice of the claim or "suit" as soon as practicable.


(1) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the claim or "suit";


(3) Cooperate with us in the investigation or settlement of the claim or defense against the "suit"; and

(4) Assist us, upon our request, in the enforcement of any right against any person or organization which may be liable to the insured because of "injury" to which this insurance may also apply,

d. No insured will, except at that insured's own cost, voluntarily make a payment, assume any obligation, or incur any expense, other than for first aid, without our consent

3. Legal Action Against Us

No person or organization has a right under this Coverage Part:

a. To join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or

b. To sue us on this Coverage Part unless all of its terms have been fully complied with.


4. Other Insurance

If other valid and collectible insurance is available to the insured for a loss we cover under this Coverage Part, our obligations are limited as follows:


This insurance is primary. Our obligations are not affected unless any of the other insurance is also primary. Then, we will share with all that other insurance by the method described in b. below.

b. Method Of Sharing

If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first

If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers.

5. Premium Audit

a. We will compute all premiums for this Coverage Part in accordance with our rules and rates.

b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of each audit period we will compute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premiums is the date shown as the due date on the bilL If the sum of the advance and audit premiums paid for the policy period is greater than the earned premium, we will return the excess to the first Named Insured.

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c. The first Named Insured must keep records of the information we need for premium computation, and send us copies at such times as we may request.

6. Representations

By accepting this policy, you agree:

a. The statements in the Declarations are accurate and complete;

b. Those statements are based upon representations you made to us; and

c. We have issued this policy in reliance upon your representations.

7. Separation Of Insureds

Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first Named Insured, this insurance applies:

a. As if each Named Insured were the only Named Insured; and

b. Separately to each insured against whom claim is made or "suit" is brought.

8. Transfer Of Rights Of Recovery Against Others To Us If the insured has rights to recover all or part of any payment we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them.

9. When We Do Not Renew

If we decide not to renew this Coverage Part, we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 30 days before the expiration date.

If notice is mailed, proof of mailing will be sufficient proof of notice.

SECTION V- DEFINITIONS

1. "Bodily injury" means bodily InJUry, sickness or disease sustained by a person, including death resulting from any of these at any time.


a. The United States of America (including its territories and possessions), Puerto Rico and Canada;

b. International waters or airspace, but only if the "injury" occurs in the course of travel or transportation between any places included in Paragraph a. above; or

c. All other parts of the world if the "injury" arises out of:

(1) Goods or products made or sold by you in the territory described in Paragraph a. above; or

(2) The activities of a person whose home is in the territory described in Paragraph a. above, but is away for a short time on your business

provided the insured's responsibility to pay damages is determined in a "suit" on the merits, in the territory described in Paragraph a. above or in a settlement we agree to.

3. "Employee" includes a "leased worker". "Employee" does not include a "temporary worker".

4. "Executive Officer" means a person holding any of the officer positions created by your charter, constitution, by-laws or any other similar governing document.

5. "Injury" means damages because of "bodily injury" and "property damage", including damages for care, loss of services or loss of support.

6. "Leased worker" means a person leased to you by a labor leasing firm under an agreement between you and the labor leasing firm, to perform duties related to the conduct of your business. "Leased worker" does not include a "temporary worker".

7. "Property damage" means:

a. Physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it; or

b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the occurrence that caused it.

8. "Suit" means a civil proceeding in which damages because of "injury" to which this insurance applies are alleged. "Suit" includes:



9. "Temporary worker" means a person who is furnished to you to substitute for a permanent "employee" on leave or to meet seasonal or short-term workload conditions.


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10. "Your product":

a. Means:

(1) Any goods or products, other than real property, manufactured, sold, handled, distributed or disposed of by:

(a) You;

(b) Others trading under your name; or

(c) A person or organization whose business or assets you have acquired; and

(2) Containers (other than vehicles), materials, parts or equipment furnished in connection with such goods or products.

b. Includes:

(1) Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of "your product", and


c. Does not include vending machines or other property rented to or located for the use of others but not sold.

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COMMERCIAL GENERAL LIABILITY CG 2603 04 09


NEW YORK CHANGESliQUOR liABiliTY COVERAGE FORM


LIQUOR LIABILITY COVERAGE PART

A. Paragraph 1. Insuring Agreement of Section I is replaced by the following:


a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "injury" to which this insurance applies if liability for such "injury" is imposed on the insured by reason of the selling, serving or furnishing of any alcoholic beverage. We will have the right and duty to defend the insured against any "suit" seeking those damages even if the allegations of the "suit" are groundless, false or fraudulent. However, we will have no duty to defend the insured against any "suit" seeking damages for "injury" to which this insurance does not apply. We may, at our discretion, investigate any "injury" and settle any claim or "suit" that may result. But:


(2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements.


b. This insurance applies to "injury" only if:

(1) The "injury" occurs during the policy period in the "coverage territory"; and

(2) Prior to the policy period, no insured listed under Paragraph 1. of Section II -Who Is An Insured and no "employee" authorized by you to give or receive notice of an "injury" or claim, knew that the "injury" had occurred, in whole or in part. If such a listed insured or authorized "employee" knew, prior to the policy period, that the "injury" occurred, then any continuation, change or resumption of such "injury" during or after the policy period will be deemed to have been known prior to the policy period.

c. "Injury" which occurs during the policy period and was not, prior to the policy pe· riod, known to have occurred by any insured listed under Paragraph 1. of Section II - Who Is An Insured or any "employee" authorized by you to give or receive notice of an "injury" or claim, includes any continuation, change or resumption of that "injury" after the end of the policy period.

d. "Injury" will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section II -Who Is An Insured or any "employee" authorized by you to give or receive notice of an "injury" or claim:

(1) Reports all, or any part, of the "injury" to us or any other insurer;

(2) Receives a written or verbal demand or claim for damages because of the "injury~~; or

(3) Becomes aware by any other means that "injury" has occurred or has begun to occur.

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B. The following is added as Paragraph e. to Duties In The Event Of Injury, Claim Or Suit under Paragraph 2. of Section IV- Liquor Liability Conditions:

2. Duties In The Event Of Injury, Claim Or Suit

e. Notice given by or on behalf of the insured, or written notice by or on behalf of the in· jured person or any other claimant, to any agent of ours in New York State, with particulars sufficient to identify the insured, shall be considered to be notice to us.

C. Paragraph 3. of Section IV- Liquor Liability Conditions is replaced by the following:


a. Except as provided in Paragraph b., no person or organization has a right under this Coverage Part:

(1) To join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or

(2) To sue us on this Coverage Part unless all of its terms have been fully complied with.


b. With respect to "injury" claims related to "bodily injury", if we deny coverage or do not admit liability because an insured or the injured person, someone acting for the injured person or other claimant fails to give us written notice as soon as practicable, then the injured person, someone acting for the injured person or other claimant may bring an action against us, provided the sole question is whether the denial of coverage or nonadmission of liability is based on the failure to provide timely notice.

However, the injured person, someone acting for the injured person or other claimant may not bring an action if within 60 days after we deny coverage or do not admit liability, we or an insured:

(1) Brings an action to declare the rights of the parties under the policy; and

(2) Names the injured person, someone acting for the injured person or other claimant as a party to the action.

D. The following provision is added and supersedes any provision to the contrary:

Failure to give notice to us as required under this Coverage Part shall not invalidate any claim made by the insured, injured person or any other claimant, unless the failure to provide such timely notice has prejudiced us. However, no claim made by the insured, injured person or other claimant will be invalidated if it shall be shown not to have been reasonably possible to give such timely notice and that notice was given as soon as was reasonably possible thereafter.

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CALIFORNIA CHANGES


COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY

The term "spouse" is replaced by the following:

Spouse or registered domestic partner under Califor· nialaw.

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NEW YORK CHANGES- PREMIUM AUDIT


COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

A. Paragraph b. of the Premium Audit Condition Section IV is replaced by the following:

PREMIUM AUDIT

B. Except as provided in Paragraph A. above, the Examination Of Your Books And Records Common Policy Condition continues to apply.

b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of each audit period we will compute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premiums is the date shown as the due date on the bill. An audit to determine the final premium due or to be refunded will be completed within 180 days after the expiration date of the policy. But the audit may be waived if the total annual premium attributable to the auditable exposure base is not reasonably expected to exceed $1500. If the sum of the advance and audit premiums paid for the policy term is greater than the earned premium, we will return the excess to the first Named Insured.

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NEW YORK CHANGES-COMMERCIAL GENERAL LIABILITY COVERAGE FORM



A. Paragraph 1. Insuring Agreement of Section I -Coverage A Bodily Injury And Property Damage Liability is replaced by the following:


a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages even if the allegations of the "suit" are groundless, false or fraudulent. However, we will have no duty to defend the insured against any "suit" seeking damages for "bodily injury" or "property damage" to which this insurance does not apply. We may, at our discretion, investigate any "occurrence" and settle any claim or "suit" that may result. But:

(1) The amount we will pay for damages is limited as described in Section Ill -Limits Of Insurance; and

(2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C.

No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments - Coverages A and B.

b. This insurance applies to "bodily injury" and "property damage" only if:

(1) The "bodily injury" or "property damage" is caused by an "occurrence" that takes place in the "coverage territory";

(2) The "bodily injury" or "property damage" occurs during the policy period; and

(3) Prior to the policy period, no insured listed under Paragraph 1. of Section II -Who Is An Insured and no "employee" authorized by you to give or receive notice of an "occurrence" or claim, knew that the "bodily injury" or "property damage" had occurred, in whole or in part. If such a listed insured or authorized "employee" knew, prior to the policy period, that the "bodily injury" or "property damage" occurred, then any continuation, change or resumption of such "bodily injury" or "property damage" during or after the policy period will be deemed to have been known prior to the policy period.

c. "Bodily injury" or "property damage" which occurs during the policy period and was not, prior to the policy period, known to have occurred by any insured listed under Paragraph 1. of Section II - Who Is An Insured or any "employee" authorized by you to give or receive notice of an 110ccurrencell or claim, includes any continuation, change or resumption of that "bodily injury" or "property damage" after the end of the policy period.

d. "Bodily injury" or "property damage" will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section II - Who Is An Insured or any "employee" authorized by you to give or receive notice of an 110ccurrence 11 or claim:

(1) Reports all, or any part, of the "bodily injury" or "property damage" to us or any other insurer;

(2) Receives a written or verbal demand or claim for damages because of the "bodily injury" or "property damage"; or

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(3) Becomes aware by any other means that "bodily injury" or "property damage" has occurred or has begun to occur.

e. Damages because of "bodily injury" include damages claimed by any person or organization for care, loss of services or death resulting at any time from the "bodily injury".

B. Paragraph 1.a. of Section I- Coverage B Personal And Advertising Injury Liability is replaced by the following:


a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "personal and advertising injury" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages even if the allegations of the "suit" are groundless, false or fraudulent. However, we will have no duty to defend the insured against any "suit" seeking damages for "personal and advertising injury" to which this insurance does not apply. We may, at our discretion, investigate any offense and settle any claim or "suit" that may result. But:

(1) The amount we will pay for damages is limited as described in Section Ill -Limits Of Insurance; and

(2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A and B or medical expenses under Coverage C.

No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments - Coverages A and B.

C. The following is added as Paragraph e. to the Duties In The Event Of Occurrence, Offense, Claim Or Suit Condition (Paragraph 2. of Section IV -Commercial General Liability Conditions):

e. Notice given by or on behalf of the insured, or written notice by or on behalf of the injured person or any other claimant, to any agent of ours in New York State, with particulars sufficient to identify the insured, shall be considered to be notice to us.

D. Paragraph 3. of Section IV- Commercial General Liability Conditions is replaced by the following:


a. Except as provided in Paragraph b., no person or organization has a right under this Coverage Part:

(1) To join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or

(2) To sue us on this Coverage Part unless all of its terms have been fully complied with.


b. With respect to "bodily injury" and "personal and advertising injury" claims, if we deny coverage or do not admit liability because an insured or the injured person, someone acting for the injured person or other claimant fails to give us written notice as soon as practicable, then the injured person, someone acting for the injured person or other claimant may bring an action against us, provided the sole question is whether the denial of coverage or nonadmission of liability is based on the failure to provide timely notice.

However, the injured person, someone acting for the injured person or other claimant may not bring an action if within 60 days after we deny coverage or do not admit liability, we or an insured:

(1) Brings an action to declare the rights of the parties under the policy; and

(2) Names the injured person, someone acting for the injured person or other claimant as a party to the action.

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E. The following provision is added and supersedes any provision to the contrary:

Failure to give notice to us as required under this Coverage Part shall not invalidate any claim made by the insured, injured person or any other claimant, unless the failure to provide such timely notice has prejudiced us. However, no claim made by the insured, injured person or other claimant will be invalidated if it shall be shown not to have been reasonably possible to give such timely notice and that notice was given as soon as was reasonably possible thereafter.

F. The definition of "loading or unloading" in the Definitions Section does not apply.

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COMMERCIAL GENERAL LIABILITY CG 01 66 01 96


NEW YORK CHANGES- VOLUNTEER FIREFIGHTERS EXCLUSION



The following exclusion is added to COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section !-Coverages):

This insurance does not apply to "bodily injury" to any volunteer firefighter who is performing any duty or activity that is described in subdivision 1 of Section 5 of the New York Volunteer Firefighters' Benefit Law.

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RECORDING AND DISTRIBUTION OF MATERIAL OR INFORMATION IN VIOLATION OF LAW EXCLUSION



A. Exclusion q. of Paragraph 2. Exclusions of Section I -Coverage A- Bodily Injury And Property Damage Liability is replaced by the following:

2. Exclusions


q. Recording And Distribution Of Material Or Information In Violation Of Law

"Bodily injury" or "property damage" arising directly or indirectly out of any action or omission that violates or is alleged to violate:

(1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law;

(2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law;

(3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transaction Act (FACTA); or

(4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA and their amendments and additions, that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of material or information.

B. Exclusion p. of Paragraph 2. Exclusions of Section I -Coverage B -Personal And Advertising Injury Liability is replaced by the following:

2. Exclusions


p. Recording And Distribution Of Material Or Information In Violation Of Law

"Personal and advertising injury" arising di· rectly or indirectly out of any action or omission that violates or is alleged to violate:

(1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law;

(2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law;

(3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transaction Act (FACTA); or

(4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA and their amendments and additions, that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of material or information.

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POLICY NUMBER: CLL6404 745-02 COMMERCIAL GENERAL LIABILITY CG 04 3512 07


EMPLOYEE BENEFITS LIABILITY COVERAGE

THIS ENDORSEMENT PROVIDES CLAIMS-MADE COVERAGE. PLEASE READ THE ENTIRE ENDORSEMENT CAREFULLY.



SCHEDULE

Coverage Limit Of Insurance

Employee Benefits $ 1,000,000 each employee Programs $ 1,000,000 a!l!lre!late

Retroactive Date: 11-01-1989

Each Employee Deductible Premium

$ 1,000 See GL9 05 016

Information required to complete this Schedule, if not shown above will be shown in the Declarations.

A. The following is added to Section I - Coverages:

COVERAGE -EMPLOYEE BENEFITS LIABILITY


a. We will pay those sums that the insured becomes legally obligated to pay as damages because of any act, error or omission, of the insured, or of any other person for whose acts the insured is legally liable, to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages to which this insurance does not apply. We may, at our discretion, investigate any report of an act, error or omission and settle any "claim" or "suit" that may result. But:

(1) The amount we will pay for damages is limited as described in Paragraph D. (Section Ill- Limits Of Insurance); and

(2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements.


b. This insurance applies to damages only if:

(1) The act, error or omission, is negligently committed in the "administration" of your "employee benefit program";

(2) The act, error or omission, did not take place before the Retroactive Date, if any, shown in the Schedule nor after the end of the policy period; and

(3) A "claim" for damages, because of an act, error or omission, is first made against any insured, in accordance with Paragraph c. below, during the policy period or an Extended Reporting Period we provide under Paragraph F. of this endorsement.

c. A "claim" seeking damages will be deemed to have been made at the earlier of the following times:

(1) When notice of such "claim" is received and recorded by any insured or by us, whichever comes first; or


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(2) When we make settlement in accordance with Paragraph a. above.

A "claim" received and recorded by the insured within 60 days after the end of the policy period will be considered to have been received within the policy period, if no subsequent policy is available to cover the claim.

d. All "claims" for damages made by an "employee" because of any act, error or omission, or a series of related acts, errors or omissions, including damages claimed by such "employee's" dependents and beneficiaries, will be deemed to have been made at the time the first of those "claims" is made against any insured.

2. Exclusions


a. Dishonest, Fraudulent, Criminal Or Malicious Act

Damages arising out of any intentional, dishonest, fraudulent, criminal or malicious act, error or omission, committed by any insured, including the willful or reckless violation of any statute.

b. Bodily Injury, Property Damage, Or Personal And Advertising Injury

"Bodily injury", "property damage" or "personal and advertising injury".

c. Failure To Perform A Contract

Damages arising out of failure of performance of contract by any insurer.

d. Insufficiency Of Funds

Damages arising out of an insufficiency of funds to meet any obligations under any plan included in the "employee benefit program".

e. Inadequacy Of Performance Of Investment/ Advice Given With Respect To Participation

Any "claim" based upon:

(1) Failure of any investment to perform;

(2) Errors in providing information on past performance of investment vehicles; or

(3) Advice given to any person with respect to that person's decision to participate or not to participate in any plan included in the "employee benefit program".

f. Workers' Compensation And Similar Laws

Any "claim" arising out of your failure to comply with the mandatory provisions of any workers' compensation, unemployment compensation insurance, social security or disability benefits law or any similar law.

g. ERISA

Damages for which any insured is liable because of liability imposed on a fiduciary by the Employee Retirement Income Security Act of 1974, as now or hereafter amended, or by any similar federal, state or local laws.

h. Available Benefits

Any "claim" for benefits to the extent that such benefits are available, with reasonable effort and cooperation of the insured, from the applicable funds accrued or other collectible insurance.

i. Taxes, Fines Or Penalties

Taxes, fines or penalties, including those imposed under the Internal Revenue Code or any similar state or local law.

j. Employment-Related Practices

Damages arising out of wrongful termination of employment, discrimination, or other employment-related practices.

B. For the purposes of the coverage provided by this endorsement:

1. All references to Supplementary Payments -Coverages A and Bare replaced by Supplementary Payments - Coverages A, B and Employee Benefits Liability.

2. Paragraphs 1.b. and 2. of the Supplementary Payments provision do not apply.

C. For the purposes of the coverage provided by this endorsement, Paragraphs 2. and 3. of Section II -Who Is An Insured are replaced by the following:


a. Each of your "employees" who is or was authorized to administer your "employee benefit program".

b. Any persons, organizations or "employees" having proper temporary authorization to administer your "employee benefit program" if you die, but only until your legal representative is appointed.


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c. Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Endorsement.

3. Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over which you maintain ownership or majority interest, will qualify as a Named Insured if no other similar insurance applies to that organization. However:

a. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period, whichever is earlier.

b. Coverage under this provision does not apply to any act, error or omission that was committed before you acquired or formed the organization.

D. For the purposes of the coverage provided by this endorsement, Section Ill - Limits Of Insurance is replaced by the following:

1. Limits Of Insurance

a. The Limits of Insurance shown in the Schedule and the rules below fix the most we will pay regardless of the number of:

(1) Insureds;

(2) "Claims" made or "suits" brought;

(3) Persons or organizations making "claims" or bringing "suits";

(4) Acts, errors or omissions; or

(5) Benefits included in your "employee benefit program".

b. The Aggregate Limit is the most we will pay for all damages because of acts, errors or omissions negligently committed in the "administration" of your "employee benefit program".

c. Subject to the Aggregate Limit, the Each Employee Limit is the most we will pay for all damages sustained by any one "employee", including damages sustained by such "employee's" dependents and beneficiaries, as a result of:

(1) An act, error or omission; or

(2) A series of related acts, errors or omis-sions

negligently committed in the "administration" of your "employee benefit program".

However, the amount paid under this endorsement shall not exceed, and will be subject to, the limits and restrictions that apply to the payment of benefits in any plan included in the "employee benefit program".

The Limits of Insurance of this endorsement apply separately to each consecutive annual penod and to any remaining period of less than 12 months, starting with the beginning of the policy penod shown 1n the Declarations of the policy to which this endorsement is attached, unless the policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits Of Insurance.

2. Deductible

a. Our obligation to pay damages on behalf of the insured applies only to the amount of damages in excess of the deductible amount stated in the Schedule as applicable to Each Employee. The limits of insurance shall not be reduced by the amount of this deductible.

b. The deductible amount stated in the Schedule applies to all damages sustained by any one "employee", including such "employee's" dependents and beneficiaries, because of all acts, errors or omissions to which this insurance applies.

c. The terms of this insurance, including those with respect to:

(1) Our right and duty to defend any "suits" seeking those damages; and

(2) Your duties, and the duties of any other involved insured, in the event of an act error or omission, or "claim" '

apply irrespective of the application of the deductible amount.

d. We may pay any part or all of the deductible amount to effect settlement of any "claim" or "suit" and, upon notification of the action taken, you shall promptly reimburse us for such part of the deductible amount as we have paid.

E. For the purposes of the coverage provided by this endorsement, Conditions 2. and 4. of Section IVCommercial General Liability Conditions are replaced by the following:

2. Duties In The Event Of An Act, Error Or Omission, Or 11Ciaimn Or 1Suie

a. You must see to it that we are notified as soon as practicable of an act, error or omission which may result in a "claim". To the extent possible, notice should include:

(1) What the act, error or omission was and when it occurred; and

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(2) The names and addresses of anyone who may suffer damages as a result of the act, error or omission.

b. If a "claim" is made or "suit" is brought against any insured, you must:

(1) Immediately record the specifics of the 11Ciaim" or "suit 11 and the date received; and


You must see to it that we receive written notice of the "claim" or "suit" as soon as practicable.


(1) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the "claim" or "suit";


(3) Cooperate with us in the investigation or settlement of the "claim" or defense against the "suit"; and

(4) Assist us, upon our request, in the enforcement of any right against any person or organization which may be liable to the insured because of an act, error or omission to which this insurance may also apply.

d. No insured will, except at that insured's own cost, voluntarily make a payment, assume any obligation or incur any expense without our consent.

4. Otherlnsurance

If other valid and collectible insurance is available to the insured for a loss we cover under this endorsement, our obligations are limited as follows:


This insurance is primary except when Paragraph b. below applies. If this insurance is primary, our obligations are not affected unless any of the other insurance is also primary. Then, we will share with all that other insurance by the method described in Paragraph c. below.

b. Excesslnsurance

(1) This insurance is excess over any of the other insurance, whether primary, excess, contingent or on any other basis that is effective prior to the beginning of the policy period shown in the Schedule of this insurance and that applies to an act, error or omission on other than a claims-made basis, if:

(a) No Retroactive Date is shown in the Schedule of this insurance; or

(b) The other insurance has a policy period which continues after the Retroactive Date shown in the Schedule of this insurance.

(2) When this insurance is excess, we will have no duty to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit". If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers.

(3) When this insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of the total amount that all such other insurance would pay for the loss in absence of this insurance; and the total of all deductible and self-insured amounts under all that other insurance.

(4) We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Schedule of this endorsement.

c. Method Of Sharing

If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first.

If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limits of insu ranee to the total applicable limits of insurance of all insurers.

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F. For the purposes of the coverage provided by this endorsement, the following Extended Reporting Period provisions are added, or, if this endorsement is attached to a claims-made Coverage Part, replaces any similar Section in that Coverage Part:

EXTENDED REPORTING PERIOD

1. You will have the right to purchase an Extended Reporting Period, as described below, if:

a. This endorsement is canceled or not renewed; or

b. We renew or replace this endorsement with insurance that:

(1) Has a Retroactive Date later than the date shown in the Schedule of this endorsement; or

(2) Does not apply to an act, error or omission on a claims-made basis.

2. The Extended Reporting Period does not extend the policy period or change the scope of coverage provided. It applies only to "claims" for acts, errors or omissions that were first committed before the end of the policy period but not before the Retroactive Date, if any, shown in the Schedule. Once in effect, the Extended Reporting Period may not be canceled.

3. An Extended Reporting Period of five years is available, but only by an endorsement and for an extra charge.

You must give us a written request for the endorsement within 60 days after the end of the policy period. The Extended Reporting Period will not go into effect unless you pay the additional premium promptly when due.

We will determine the additional premium in accordance with our rules and rates. In doing so, we may take into account the following:

a. The "employee benefit programs" insured;

b. Previous types and amounts of insurance;

c. Limits of insurance available under this endorsement for future payment of damages; and

d. Other related factors.

The additional premium will not exceed 100% of the annual premium for this endorsement.

The Extended Reporting Period endorsement applicable to this coverage shall set forth the terms, not inconsistent with this Section, applicable to the Extended Reporting Period, including a provision to the effect that the insurance afforded for "claims" first received during such period is excess over any other valid and collectible insurance available under policies in force after the Extended Reporting Period starts.

4. If the Extended Reporting Period is in effect, we will provide an extended reporting period aggregate limit of insurance described below, but only for claims first received and recorded during the Extended Reporting Period.

The extended reporting period aggregate limit of insurance will be equal to the dollar amount shown in the Schedule of this endorsement under Limits of Insurance.

Paragraph D.1.b. of this endorsement will be amended accordingly. The Each Employee Limit shown in the Schedule will then continue to apply as set forth in Paragraph D.1.c.

G. For the purposes of the coverage provided by this endorsement, the following definitions are added to the Definitions Section:

1. "Administration" means:

a. Providing information to "employees", including their dependents and beneficiaries, with respect to eligibility for or scope of "employee benefit programs";

b. Handling records in connection with the "employee benefit program"; or

c. Effecting, continuing or terminating any "employee's" participation in any benefit included in the "employee benefit program".

However, "administration" does not include handling payroll deductions.

2. "Cafeteria plans" means plans authorized by applicable law to allow employees to elect to pay for certain benefits with pre-tax dollars.

3. "Claim" means any demand, or "suit", made by an "employee" or an "employee's" dependents and beneficiaries, for damages as the result of an act, error or omission.

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4. "Employee benefit program" means a program providing some or all of the following benefits to "employees", whether provided through a "cafeteria plan" or otherwise:

a. Group life insurance, group accident or health insurance, dental, vision and hearing plans, and flexible spending accounts, provided that no one other than an "employee" may subscribe to such benefits and such benefits are made generally available to those "employees" who satisfy the plan's eligibility requirements;

b. Profit sharing plans, employee savings plans, employee stock ownership plans, pension plans and stock subscription plans, provided that no one other than an "employee" may subscribe to such benefits and such benefits are made generally available to all "employees" who are eligible under the plan for such benefits;

c. Unemployment insurance, social security benefits, workers' compensation and disability benefits;

d. Vacation plans, including buy and sell programs; leave of absence programs, including military, maternity, family, and civil leave; tuition assistance plans; transportation and health club subsidies; and

e. Any other similar benefits designated in the Schedule or added thereto by endorsement.

H. For the purposes of the coverage provided by this endorsement, Definitions 5. and 18. in the Definitions Section are replaced by the following:

5. "Employee" means a person actively employed, formerly employed, on leave of absence or disabled, or retired. "Employee" includes a "leased worker". "Employee" does not include a "temporary worker".

18. "Suit" means a civil proceeding in which damages because of an act, error or omission to which this insurance applies are alleged. "Suit" includes:




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POLICY NUMBER: CLL6404 745-02 COMMERCIAL GENERAL LIABILITY


ADDITIONAL INSURED- CONTROLLING INTEREST This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART.

SCHEDULE

Name of Person or Organization:

SONY CORPORATION SONY CORPORATION OF AMERICA

(If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.)

1. WHO IS AN INSURED (Section II) is amended to include as an insured the person(s) or organization(s) shown in the Schedule, but only with respect to their liability arising out of:

a Their financial control of you; or

b. Premises they own, maintain or control while you lease or occupy these premises.

2. This insurance does not apply to structural alterations, new construction and demolition operations performed by or for that person or organization.

CG20051185 Copyright, Insurance Services Office, Inc., 1984 Page 1 of 1 D Producer Copy

POLICY NUMBER: CLL 6404745-02 COMMERCIAL GENERAL LIABILITY CG 2010 07 04


ADDITIONAL INSURED- OWNERS, LESSEES OR CONTRACTORS - SCHEDULED PERSON OR

ORGANIZATION



SCHEDULE

Name Of Additional Insured Person(s) Or Organization(s): Location(s) Of Covered Operations

PACIFIC DESIGN CENTER 1, LLC PACIFIC DESIGN CENTER COHEN PDC, LLC 8687 MELROSE AVENUE COHEN PACIFIC, LLC WEST HOLLYWOOD, CALIFORNIA 90069 COHEN BROTHERS REALTY CORPORATION COHEN BROTHERS REALTY CORPORATION OF CALIFORNIA COHEN BROTHERS EQUITIES LTD.


A. Section II - Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by:

1. Your acts or omissions; or

2. The acts or omissions of those acting on your behalf;

in the performance of your ongoing operations for the additional insured(s) at the location(s) designated above.

B. With respect to the insurance afforded to these additional insureds, the following additional exclusions apply:

This insurance does not apply to "bodily injury" or "property damage" occurring after:

1. All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or

2. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project.

CG 2010 07 04 ©ISO Properties, Inc., 2004 Page 1 of 1 D

POLICY NUMBER: CLL6404745-02 COMMERCIAL GENERALLiABt[ITY CG 2010 0704

THIS ENDORSEMENT CHANGES THE POUCY. PLEASE READ IT CAREFULLY.

ADDITIONAL INSURED= OWNERS, LESSEES OR CONTRACTORS- SCHEDULED PERSON OR

ORGANIZATION



SCHEDULE

Name Of Additional Insured Person(s) Or Organization(s): Location(s) Of Covered Operations

CHICAGO PARK DISTRICT,AND CHICAGO PARK DISTRICT MEMBERS OF THE CHICAGO PARK DEPARTMENT OF PARK SERVICES DISTRICT BOARD,AND ITS 541 N. FAIRBANKS COURT,4TH OFFICERS,AGENTS,AND EMPLOYEES FLOOR OF THE CHICAGO PARK DISTRICT, CHICAGO, IL 60611 INDIVIDUALLY AND COLLECTIVELY.


A. Section II· - Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by:



in the performance of your ongoing operations for the additional insured(s) at the location(s) designated above.

B. With respect to the insurance afforded to these additional insureds, the following additional exclusions apply:

This insurance does not apply to "bodily injury" or "property damage" OGcurring alter:

1. All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or

2. That portion of ''your work" out of which the injury or damage arises has been put to its intended ·Hs>e. by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project.

CG 2010 07 04 ©ISO Properties, Inc., 2004 Page 1 of 1 D

POLICY NUMBER: CLL6404 745-02 COMMERCIAL GENERAL LIABILITY CG20100704


ADDITIONAL INSURED- OWNERS, LESSEES OR CONTRACTORS- SCHEDULED PERSON OR

ORGANIZATION



SCHEDULE

Name Of Additional Insured Person( s) Or OrClanization(s): Location(s) Of Covered Operations

BLANKET AS REQUIRED BY CONTRACT


A. Section II - Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by:



in the performance of your ongoing operations for the additional insured{s) at the location(s) designated above.

B. With respect to the insurance afforded to these additional insureds, the following additional exclu· sions apply:

This insurance does not apply to "bodily injury" or "property damage" occurring after:

1. All work, including materials, parts or equip· men! furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or

2. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a princi· pal as a part of the same project.


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POLICYNUMBER: CLL6404745-02 COMMERCIAL GENERAL LIABILITY

CG 20 11 0196

TillS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

ADDITIONAL INSURED- MANAGERS OR LESSORS OF PREMISES



SCHEDULE

1. Designation ofPremises (Part Leased to You):

60 EAST 56TH STREET, 7TH FLOOR NEW YORK, NY. 10022

2. Name of Person or Organization (Additionallnsured):

ROGER REALTY COMPANY

3. Additional Premium: INCL.

'i(If no entry appears above, the information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.)

WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of the ownership, maintenance or use of that part of the premises leased to you and shown in the Schedule and subject to thefollowing additional exclusions:


1. Any "occurrence" which takes place after you cease to be a tenant in that premises.

2. Structural alterations, new construction or demolition operations performed by or on behalf of the person or organization shown in the Schedule.

CG 20 1101 96 Copyright, Insurance Services Office, Inc., 1994 Page 1 of 1 D

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CG 20 110196

TillS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.




SCHEDULE


10000 W. WASHINGTON BLVD, CULVER CITY, CALIFORNIA

2. Name of Person or Organization (Additional Insured):

FILMLAND DEVELOPMENT, INC.


{If no entry appears above. the information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.)

WHO IS AN INSURED (Section IT) is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of the ownership. maintenance or use of that part of the premises leased to you and shown in the Schedule and subject to the following additional exclusions:




CG 201101 96 Copyright, Insurance Services Office, Inc., 1994 Page 1 of 1 D

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CG 20 11 0196





SCHEDULE

1. Designation of Premises (Part Leased to You):

AS REQUIRED BY CONTRACT


BANK OF AMERICA


:_(If no entry appears above, the information required to complete this endorsement will be shovvn in the Declarations as applicable to this endorsement.)

WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of the ownership, maintenance or use of that part of the premises leased to you and shown in the Schedule and subject to the following additional exclusions:




CG 20 1101 96 Copyright, Insurance Services Office, Inc., 1994 Page lof 1 0

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CG 20 11 01 96





SCHEDULE




TCE-FILMLAND LLC


\If no entry appears above, the information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.)

WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of the ownership, maintenance or use of that part of the premises leased to you and shown in the Schedule and subject to the following additional exclusions:


1. Any "occurrence11 which takes place after you cease to be a tenant in that premises.



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CG 20 11 0196





SCHEDULE





3. Additional Premium: INCL .

l(If no entry appears above, the information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.)

WHO IS AN INSURED (Section 1l) is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of the ownership, maintenance or use of that part of the premises leased to you and shown in the Schedule and subject to the following additional exclusions:





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POLICY NUMBER: CLL64 04 745-02 COMMERCIAL GENERAL LIABILITY CG 2012 05 09


ADDITIONAL INSURED- STATE OR GOVERNMENTAL AGENCY OR SUBDIVISION OR POLITICAL

SUBDIVISION- PERMITS OR AUTHORIZATIONS



SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: COUNTY OF VENTURA, ITS BOARDS, AGENCIES, DEPARTMENTS, OFFICERS, EMPLOYEES, AGENTS AND VOLUNTEERS 800 SOUTH VICTORIA AVE. L-1740 VENTURA, CA 93009


Section II - Who Is An Insured is amended to include as an insured any state or governmental agency or subdivision or political subdivision shown in the Schedule, subject to the following provisions:

2. This insurance does not apply to:

1. This insurance applies only with respect to operations performed by you or on your behalf for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization.

a. "Bodily injury", "property damage" or "personal and advertising injury" arising out of operations performed for the federal government, state or municipality; or

b. "Bodily injury" or "property damage" included within the "products·completed operations hazard".

CG20 1205 09 ©Insurance Services Office, Inc., 2008 Page 1 of 1

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POLICY NUMBER: CLL64 04 745-02 COMMERCIAL GENERAL LIABILITY CG 20120509






SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: CITY OF GLENDALE, ITS OFFICERS AND EMPLOYEES, INCLUDING ANY LIABILITY CAUSED BY OR ARISING OUT OF THE CONDITIONS OF ANY CITY OWNED OR CONTROLLED PROPERTY, WHETHER REAL OR PERSONAL AND OCCURRING, DURING THE POLICY PERIOD AND AS RESULT OF THE FILMING ACTIVITIES FOR WHICH SUCH A PERMIT WAS ISSUED BY THE CITY OF GLENDALE.

IT IS AGREED THAT SAID POLICY MUST BE PRIMARY AND NOT EXCESS OF OR CONTRIBUTORY TO ANY OTHER INSURANCE PROVIDED FOR THE BENEFIT OF OR BY THE CITY OF GLENDALE.


Section II -Who Is An Insured is amended to include as an insured any state or governmental agency or subdivision or political subdivision shown in the Schedule, subject to the following provisions:




b. "Bodily injury" or "property damage" included within the "products-completed operations hazard".


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SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: THE CITY OF LONGBEACH, ITS BOARDS, COMMISSIONS, OFFICERS, AGENTS, AND EMPLOYEES. WITH RESPECT TO THE ADDITIONAL INSURED NAMED ABOVE, THE FOLLOWING ADDITIONAL CONDITIONS APPLY: CONTRIBUTIONS NOT REQUIRED: ANY OTHER INSURANCE MAINTAINED BY THE CITY OF LONG BEACH SHALL BE EXCESS OF THIS INSURANCE AND SHALL NOT CONTRIBUTE WITH IT. SEVERABILITY OF INTEREST: THIS INSURANCE APPLIES SEPARATELY TO EACH INSURED AGAINST WHOM CLAIM IS MADE OR SUIT BROUGHT EXCEPT WITH RESPECT TO THE COMPANY'S LIMITS OF INSURANCE. THE INCLUSION OF ANY PERSON OR ORGANIZATION AS AN INSURED SHALL NOT AFFECT ANY RIGHT WHICH SUCH PERSON OR ORGANIZATION WOULD HAVE AS A CLAIMANT IF NOT SO INCLUDED. APPLICABILITY: THIS INSURANCE PERTAINS TO YOUR OPERATIONS AND / OR TENANCY UNDER ALL WRITTEN AGREEMENTS IN FORCE WITH THE CITY OF LONG BEACH.






b. "Bodily injury" or "property damage" included within the "products·completed operations hazardn.


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POLICY NUMBER: CLL6 4 0 4 7 4 5-0 2 COMMERCIAL GENERAL LIABILITY CG 2012 0509






SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: THE STATE OF CALIFORNIA, ITS OFFICERS AND AGENTS; THE ACTIVITIES OF THE STATE, ITS OFFICERS, EMPLOYEES AND AGENTS AS RELATED TO YOUR OPERATIONS OR PREMISES OWNED BY OR RENTED TO YOU; THE STATE OF CALIFORNIA IS NOT LIABLE FOR THE PAYMENT OF ANY PREMIUMS OR ASSESSMENTS ON THIS POLICY.







CG 20120509 ©Insurance Services Office, Inc., 2008 Page 1 of 1

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POLICY NUMBER: CLL6 4 0 4 7 4 5-0 2 COMMERCIAL GENERAL LIABILITY CG 2012 05 09






SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: THE CITY OF BURBANK ITS OFFICERS AND EMPLOYEES, INCLUDING ANY LIABILITY CAUSED BY OR ARISING OUT OF THE CONDITION OF ANY PROPERTY OWNED OR CONTROLLED BY THE CITY OF BURBANK, WHETHER REAL OR PERSONAL PROPERTY, PROVIDED THE INJURY OR DAMAGE OCCURS DURING THE POLICY PERIOD AND LIABILITY RESULTS FROM A PERMIT GRANTED BY THE CITY OF BURBANK FOR FILMING PURPOSES.






b. "Bodily injury" or "property damage" included within the "products-completed operations hazard 11

•


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SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: THE CITY OF PASEDENA, ITS BOARD OF DIRECTORS AND EACH MEMBER AND EVERY OFFICER AND EMPLOYEE OF THE CITY.

THE INSURANCE AFFORDED BY THIS ENDORSEMENT SHALL BE PRIMARY AND WILL NOT CONTRIBUTE WITH OTHER INSURANCE AND WE WAIVE ALL RIGHTS OF RECOVERY AGAINST THE ADDITIONAL INSURED SHOWN ABOVE.

Information required to complete this Schedule, '1f not shown above, will be shown in the Declarations.






•

CG 2012 0509 © Insurance Services Office, Inc., 2008 Page 1 of 1

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ADDITIONAl INSURED- STATE OR GOVERNMENTAl AGENCY OR SUBDIVISION OR POliTICAl




SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: THE CITY OF CULVER CITY, ITS OFFICERS AND EMPLOYEES AS THEY MAY BE HELD LIABLE FOR INJURIES, DEATH TO PROPERTY ARISING OUT OF OR IN CONNECTION WITH ANY FILMING PERMIT ISSUED TO THE NAME INSURED BY THE CITY DURING THE TERM OF THE POLICY. IT IS FURTHER AGREED THAT THIS POLICY SHALL BE PRIMARY AND NONCONTRIBUTING WITH ANY OTHER INSURANCE AVAILABLE TO THE CITY OF CULVER CITY AND INCLUDES A SEVERABILITY OF INTEREST CLAUSE; AND PROVIDING THE NAMING OF ADDITIONAL INSUREDS AS HEREIN PROVIDED SHALL NOT AFFECT ANY RECOVERY TO WHICH SUCH ADDITIONAL INSUREDS WOULD BE ENTITLED UNDER THIS POLICY IF NOT NAMED AS SUCH ADDITIONAL INSUREDS; AND PROVIDING THE ADDITIONAL INSUREDS NAMED HEREIN SHALL NOT BE HELD LIABLE FOR ANY PREMIUM OR EXPENSE OF ANY NATURE ON THIS POLICY OR EXTENSION THEREOF; AND PROVIDING THE ADDITIONAL NAMED HEREIN SHALL NOT BE REASON OF BEING SO NAMED BE CONSIDERED A MEMBER OF ANY MUTUAL INSURANCE COMPANY FOR ANY PURPOSE WHATSOEVER.








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POLICY NUMBER: CLL6 4 0 4 7 4 5-0 2 COMMERCIAL GENERAL LIABILITY CG20120509






SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision:

CITY OF LOS ANGELES, ITS DEPARTMENTS, OFFICERS, AGENTS AND EMPLOYEE; THE CITY OF LOS ANGELES, ITS OFFICERS, AGENTS, AND EMPLOYEES, SHALL BE INDEMNIFIED FOR ANY LOSS OR DAMAGE TO ANY CITY OWNED PROPERTY RESULTING FROM YOUR ACTIVITIES ON CITY OF LOS ANGELES; SUCH INSURANCE SHALL BE PRIMARY AND WILL NOT CONTRIBUTE WITH ANY OTHER INSURANCE MAINTAINED BY THE CITY OF LOS ANGELES; THE POLICY TO WHICH THIS ENDORSEMENT IS ATTACHED SHALL APPLY SEPARATELY TO EACH INSURED AGAINST WHOM CLAIM IS MADE OR SUIT IS BROUGHT EXCEPT WITH RESPECT TO THE LIMITS OF INSURANCE.








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SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: SOUTH PASADENA UNITED SCHOOL DISTRICT.








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SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: THE COUNTY OF LOS ANGELES AND ITS OFFICERS AND EMPLOYEES WHILE ACTING WITHIN THE SCOPE OF THEIR DUTIES AGAINST ALL CLAIMS FOR WHICH COVERAGE IS AFFORDED UNDER THE TERMS OF THIS POLICY ARISING OUT OF OR IN CONNECTION WITH THE WORK TO BE PERFORMED BY THE NAMED INSURED.







•


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POLICY NUMBER: CLL6404 745-02 COMMERCIAL GENERAL LIABILITY CG 20120509






SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: BLANKET- AS REQUIRED BY CONTRACT







CG 2012 05 09 © Insurance Services Office, Inc., 2008 Page 1 of 1

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SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision: CITY OF SOUTH PASADENA, ITS COUNCIL MEMBERS,COMMISSIONERS,OFFICERS, EMPLOYEES AND AGENTS.








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ADDITIONAl INSURED- STATE OR GOVERNMENTAl AGENCY OR SUBDIVISION OR POliTICAl




SCHEDULE

State Or Governmental Agency Or Subdivision Or Political Subdivision:

STATE OR POLITICAL SUBDIVISION

THE COUNTY OF LOS ANGELES AND PUBLIC ENTITY OR SPECIAL DISTRICT FOR

WHICH THE LOS ANGELES COUNTY BOARD OF SUPERVISORS IS THE GOVERNING

BODY, AND THEIR AGENTS, OFFICERS AND EMPLOYEES, SHALL BE ADDITIONAL

INSURED (S) WHILE ACTING WITHIN THE SCOPE OF THEIR DUTIES AGAINST

CLAIMS ARISING OUT OF OR IN CONNECTION WITH THE WORK TO BE PERFORMED.








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ADDITIONAL INSURED- VENDORS This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

SCHEDULE

Name Of Additional Insured Person(s) Or Organization( s) (Vendor) Your Products

ANY PERSON OR ORGANIZATION ANY OF "YOUR PRODUCTS" NOT

WHERE REQUIRED BY CONTRACT OR EXCLUDED UNDER THIS INSURANCE

AGREEMENT WHICH HAS BEEN

EXECUTED OR AGREED TO PRIOR

TO THE TIME THE "BODILY

INJURY' OR " PROPERTY DAMAGE"

OCCURRED.


A. Section II - Who Is An Insured is amended to include as an additional insured any person(s) or organization(s) (referred to below as vendor) shown in the Schedule, but only with respect to "bodily injury" or "property damage" arising out of "your products" shown in the Schedule which are distributed or sold in the regular course of the vendor's business, subject to the following additional exclusions:

1. The insurance afforded the vendor does not apply to:

a. "Bodily injury" or "property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement;

b. Any express warranty unauthorized by you;

c. Any physical or chemical change in the product made intentionally by the vendor;

d. Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container;

e. Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products;

f. Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product;


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g. Products which, after distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; or

h. "Bodily injury" or "property damage" arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to:

(1) The exceptions contained in Subparagraphs d. or f.; or

(2) Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products.

2. This insurance does not apply to any insured person or organization, from whom you have acquired such products, or any ingredient, part or container, entering into, accompanying or containing such products.


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POLICY NUMBER: CLL6404 745-02 COMMERCIAL GENERAL LIABILITY CG 2026 0704


ADDITIONAL INSURED- DESIGNATED PERSON OR ORGANIZATION



SCHEDULE

Name Of Additional Insured Person( s) Or Organization( s)

THE CITY OF MONTEREY PARK AND ITS EMPLOYEES

320 w. NEWMARK AVE . , MONTEREY PARK, CA 91754


Section II -Who Is An Insured is amended to include as an additional insured the person(s) or organiza· tion(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or om is· sions of those acting on your behalf:

A. In the performance of your ongoing operations; or

B. In connection with your premises owned by or rented to you.

CG 2026 07 04 © ISO Properties, Inc., 2004

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SCHEDULE

Name Of Additional Insured Person(sl Or Oraanization(s)


THIS POLICY SHALL BE PRIMARY AND NOT EXCESS OF OR CONTRIBUTORY TO ANY OTHER INSURANCE PROVIDED FOR THE BENEFIT OF OR BY ADDITIONAL INSURED OR ITS PARENT, AFFILIATES AND SUBSIDIARIES FOR THE BENEFIT OF THE ADDITIONAL INSURED.

THE INSURER WAIVES ALL RIGHTS OF SUBROGATION AGAINST SAID ADDITIONAL INSUREDS FOR SUCH MATTERS.


Section II -Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf:




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POLICY NUMBER: CLL64 04 745-02 COMMERCIAL GENERAL LIABILITY CG2026 07 04





SCHEDULE

Name Of Additional Insured Person(s) Or OrCJanization(s)

CITY OF SANTA CLARITA






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POLICY NUMBER: CLL6404 745-02 COMMERCIAL GENERAL LIABILITY CG 20 26 07 04





SCHEDULE

Name Of Additional Insured Person(s) Or OrQanization(s)

SONY CORPORATION OF AMERICA

SONY USA INC.

SONY REAL ESTATE CORP.






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POLICY NUMBER: CLL6404 745-02 COMMERCIAL GENERAL LIABILITY CG 20 26 07 04





SCHEDULE

Name Of Additional Insured Person(s) Or Or!:!anization(s)

THE UNITED STATE OF AMERICA, ANGELES NATIONAL FOREST, us DEPARTMENT

OF AGRICULTURE, IS ADDITIONAL INSURED SOLELY AS RESPECTS LIABILITY

ARISING FROM OPERATIONS OF THE NAMED INSURED

US GOVERNMENT

USDA FOREST SERVICE

701 N. SANTA ANITA AVE.

ARCADIA, CA 91006

FOR THE PRODUCTION ACTIVITIES OF "JUSTIFIED"


Section II - Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf:



CG 20 26 07 04 ©ISO Properties, Inc., 2004

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POLICY NUMBER: CLL6404 745-02 COMMERCIAL GENERAL LIABILITY CG 202607 04





SCHEDULE

Name Of Additional Insured Person(s) Or Oraanization(s)

LA STUDIOS OPERATING COMPANY, LLC, A CALIFORNIA LIMITED

COMPANY, DOWNTOWN CENTER STUDIOS,LLC, LA CENTER STUDIOS COMPANY,HOLLYWOOD LOCATION MANAGEMENT COMPANY AND SMITH DEVELOPMENT COMPANY, BRISTOL GROUP, INC., THE HOLLYWOOD COMPANY, INC . AND CINELEASE INC. AND THEIR RESPECTIVE

LIABILITY

MANAGEMENT & HRICIK LOCATION

AFFILIATES, PARTNERS, OFFICERS, DIRECTORS AND AGENTS AND EMPLOYEES.



A In the performance of your ongoing operations; or


CG 20 26 07 04 ©ISO Properties, Inc., 2004

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SCHEDULE

Name Of Additional Insured Person(s) Or Organization(s)

PACIFIC DESIGN CENTER 1, LLC; COHEN PDC, LLC; COHEN BROTHERS REALTY

CORPORATION; COHEN BROTHERS CORPORATION OF CALIFORNIA; & COHEN

BROTHERS EQUITIES, LTD.


Section II - Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf:



CG20260704 ©ISO Properties, Inc., 2004

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POLICY NUMBER: CLL64 04 745-02 COMMERCIAL GENERAL LIABILITY CG 20 28 07 04

THIS ENDORSEMENT CHANGES THE POLICY. PlEASE READ IT CAREFUllY.

ADDITIONAL INSURED -LESSOR OF lEASED EQUIPMENT



SCHEDULE

Name Of Additional Insured Person(sl Or Orqanization(sl

SUN MICROSYSTEMS FINANCE, A SUN MICROSYSTEMS COMPUTER DRIVE,

SUITE 200 WESTBOROUGH, MA 01581

BUSINESS 1400


A. Section II - Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person(s) or organization(s).

B. With respect to the insurance afforded to these additional insureds, this insurance does not apply to any "occurrence" which takes place after the equipment lease expires.

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EMPLOYMENT-RELATED PRACTICES EXCLUSION



A. The following exclusion is added to Paragraph 2., Exclusions of Section I -Coverage A- Bodily Injury And Property Damage liability:


"Bodily injury" to:

(1) A person arising out of any:

(a) Refusal to employ that person;

(b) Termination of that person's employment; or

(c) Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination or malicious prosecution directed at that person; or

(2) The spouse, child, parent, brother or sister of that person as a consequence of "bodily injury" to that person at whom any of the employmentrelated practices described in Paragraphs (a), (b), or (c) above is directed.

This exclusion applies:

(1) Whether the injury-causing event described in Paragraphs (a), (b) or (c) above occurs before employment, during employment or after employment of that person;

(2) Whether the insured may be liable as an employer or in any other capacity; and

(3) To any obligation to share damages with or repay someone else who must pay damages because of the injury.

B. The following exclusion is added to Paragraph 2., Exclusions of Section I - Coverage B - Personal And Advertising Injury liability:


"Personal and advertising injury" to:

(1) A person arising out of any:

(a) Refusal to employ that person;

(b) Termination of that person's employment; or

(c) Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination or malicious prosecution directed at that person; or

(2) The spouse, child, parent, brother or sister of that person as a consequence of "personal and advertising injury" to that person at whom any of the employment-related practices described in Paragraphs (a), (b), or (c) above is directed.

This exclusion applies:

(1) Whether the injury-causing event described in Paragraphs (a), (b) or (c) above occurs before employment, during employment or after employment of that person;

(2) Whether the insured may be liable as an employer or in any other capacity; and

(3) To any obligation to share damages with or repay someone else who must pay damages because of the injury.


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CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM


COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY

If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a Program Year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of the Treasury.

"Certified act of terrorism" means an act that is certified by the Secretary of the Treasury, in concurrence with the Secretary of State and the Attorney General of the United States, to be an act of terrorism pursuant to the federal Terrorism Risk Insurance Act. The criteria contained in the Terrorism Risk Insurance Act for a "certified act of terrorism" include the following:

1. The act resulted in insured losses in excess of $5 million in the aggregate, attributable to all types of insurance subject to the Terrorism Risk Insurance Act; and

2. The act is a violent act or an act that is dangerous to human life, property or infrastructure and is committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion.

CG 21 70 01 08 ©ISO Properties, Inc., 2007 Page 1 of 1

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POLICYNUMBER: CLL6404745-02 COMMERCIAL GENERAL LIABILITY CG 240405 09

WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US


COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

SCHEDULE

Name Of Person Or Organization: ANY PERSON OR ORGANIZATION FOR WHICH YOU HAVE AGREED BY CONTRACT TO WAIVE ANY RIGHT OF RECOVERY AGAINST.

Information required to complete this Schedule if not shown above will be shown in the Declarations.

The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV- Conditions: We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "productscompleted operations hazard". This waiver applies only to the person or organization shown in the Schedule above.

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POLICY NUMBER: CLL6 4 0 4 7 4 5-0 2 COMMERCIAL GENERAL LIABILITY CG 241710 01


CONTRACTUAL LIABILITY- RAILROADS



SCHEDULE

Scheduled Railroad:

lA.LL RAILROADS Designated Job Site:

ALL JOB SITES

(If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement)

With respect to operations performed for, or affecting, a Scheduled Railroad at a Designated Job Site, the definition of "insured contract" in the Definitions section is replaced by the following:

9. "Insured Contract" means:

a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an "insured contract";

b. A sidetrack agreement;

c. Any easement or license agreement;

d. An obligation, as required by ordinance, to indemnify a municipality, except in connection with work for a municipality;

e. An elevator maintenance agreement;

f. That part of any other contract or agreement pertaining to your business (including an indemnification of a municipality in connection with work performed for a municipality) under which you assume the tort liability of another party to pay for "bodily injury" or "property damage" to a third person or organization. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement

Paragraph f. does not include that part of any contract or agreement:

(1) That indemnifies an architect, engineer or surveyor for injury or damage arising out of:

(a) Preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or

(b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage;

(2) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the in· sured's rendering or failure to render professional services, including those listed in Paragraph (1) above and supervisory, inspection, architectural or engineering activities.

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POLICYNUMBER: CLL6404745-02 COMMERCIAL GENERAL LIABILITY CG24231001


AMENDMENT OF COVERAGE TERRITORY- ADDITIONAL SCHEDULED COUNTRIES



SCHEDULE

SpecHied Additional Countries WORLDWIDE

(If no entry appears above, mformation required to complete th1s endorsement Will be shown in the Declarations as applicable to this endorsement.)

A. The following is added to Section IV- Conditions:

Expanded Coverage Territory

1. If a "suit" is brought in a part of the "coverage territory" that is outside the United States of America (including its territories and possessions), Puerto Rico or Canada, and we are prevented by law, or otherwise, from defending the insured, the insured will initiate a defense of the "suit". We will reimburse the insured under Supplementary Payments, for any reasonable and necessary expenses incurred for the defense of a "suit" seeking damages to which this insurance applies, that we would have paid had we been able to exercise our right and duty to defend.

If the insured becomes legally obligated to pay sums because of damages to which this insurance applies in a part of the "coverage territory" that is outside the United States of America (including its territories and possessions), Puerto Rico or Canada, and we are prevented by law, or otherwise, from paying such sums on the insured's behalf, we will reimburse the insured for such sums.

2. All payments or reimbursements we make for damages because of judgments or settlements will be made in U.S. currency at the prevailing exchange rate at the time the insured became legally obligated to pay such sums. All payments or reimbursements we make for expenses under Supplementary Payments will be made in U.S. currency at the prevailing exchange rate at the time the expenses were incurred.

3. Any disputes between you and us as to whether there is coverage under this policy must be filed in the courts of the United States of America (including its territories and possessions), Puerto Rico or Canada.

4. The insured must fully maintain any coverage required by law, regulation or other governmental authority during the policy period, except for reduction of the aggregate limits due to payments of claims, judgments or settlements.

Failure to maintain such coverage required by law, regulation or other governmental authority will not invalidate this insurance. However, this insurance will apply as if the required coverage by law, regulation or other governmental authority was in full effect.

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B. The following is added to Paragraph 4.b. under the Conditions section:

4. Otherlnsurance b. Excesslnsurance

This insurance is excess over:

(3) Any of the other insurance, whether primary, excess, contingent or on any other basis:

(a) If the insured's liability to pay damages is determined in a "suit" brought outside the United States of America (including its territories and possessions), Puerto Rico or Canada; or

(b) That is coverage required by law, regulation or other governmental authority in a part of the "coverage territory" that is outside the United States of America (including its territories and possessions), Puerto Rico or Canada.

C. Paragraph 4. of the Definitions section is replaced by the following:


a. The United States of America (including its territories and possessions), Puerto Rico and Canada and any other country specified in the Schedule of this endorsement;

b. International waters or airspace, but only if the injury or damage occurs in the course of travel or transportation between any places included in a. above; or

c. All other parts of the world if the injury or damage arises out of:

(1) Goods or products made or sold by you in the territory described in a. above;

(2) The activities of a person whose home is in the territory described in a. above, but who is away for a short time on your business; or

(3) "Personal and advertising injury" offenses that take place through the Internet or similar electronic means of communication

provided the insured's responsibility to pay damages is determined in a "suit" on the merits, in the territory described in a. above or in a settlement we agree to.

Page2 of2 ©ISO Properties, Inc., 2000 Producer Copy

CG 24 2310 01 0



DESIGNATED LOCATION(S) GENERAL AGGREGATE LIMIT



SCHEDULE Designated Location(s): ALL LOCATIONS


A. For all sums which the insured becomes legally obligated to pay as damages caused by "occurrences" under Section I -Coverage A, and for all medical expenses caused by accidents under Section I -Coverage C, which can be attributed only to operations at a single designated "location" shown in the Schedule above:

1. A separate Designated Location General Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations.

2. The Designated Location General Aggregate Limit is the most we will pay for the sum of all damages under Coverage A, except damages because of "bodily injury" or "property damage" included in the "products-completed operations hazard", and for medical expenses under Coverage C regardless of the number of:

a. Insureds;


c. Persons or organizations making claims or bringing "suits".

3. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the Designated Location General Aggregate Limit for that designated "location". Such payments shall not reduce the General Aggregate Limit shown in the Declarations nor shall they reduce any other Designated Location General Aggregate Limit for any other designated "location" shown in the Schedule above.

4. The limits shown in the Declarations for Each Occurrence, Damage To Premises Rented To You and Medical Expense continue to apply. However, instead of being subject to the General Aggregate Limit shown in the Declarations, such limits will be subject to the applicable Designated Location General Aggregate Limit.

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B. For all sums which the insured becomes legally obligated to pay as damages caused by "occurrences" under Section I -Coverage A, and for all medical expenses caused by accidents under Section I -Coverage C, which cannot be attributed only to operations at a single designated "location" shown in the Schedule above:

1. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the amount available under the General Aggregate Limit or the Products-completed Operations Aggregate Limit, whichever is applicable; and

2. Such payments shall not reduce any Designated Location General Aggregate Limit.

C. When coverage for liability arising out of the "products-completed operations hazard" is provided, any payments for damages because of "bodily injury" or "property damage" included in the "products-completed operations hazard" will reduce the Products-completed Operations Aggregate Limit, and not reduce the General Aggregate Limit nor the Designated Location General Aggregate Limit.

D. For the purposes of this endorsement, the Definitions Section is amended by the addition of the following definition:

"Location" means premises involving the same or connecting lots, or premises whose connection is interrupted only by a street, roadway, waterway or right-of-way of a railroad.

E. The provisions of Section Ill -Limits Of Insurance not otherwise modified by this endorsement shall continue to apply as stipulated.

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COMMERCIAL GENERAL LIABILITY


NEW YORK CHANGES- TRANSFER OF DUTIES WHEN A LIMIT OF INSURANCE IS USED UP



The following Condition is added to COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV):

Transfer of Duties When a Limit of Insurance Is Used Up.

a. If we conclude that, based on "occurrences," offenses, claims or "suits" which have been reported to us and to which this insurance may apply, the:

(1) General Aggregate Limit (other than the Prod-ucts/Completed Operations Aggregate Limit);

(2) Products/Completed Operations Aggregate Limit;

(3) Personal and Advertising Injury Limit;

(4) Each Occurrence Limit; or

(5) Fire Damage Limit

is likely to be used up in the payment of judgments or settlements, we will notify the first Named Insured, in writing, to that effect.

b. When a limit of insurance described in paragraph a. above has actually been used up in the payment of judgments or settlements:

(1) We will notify the first Named Insured, in writing, as soon as practicable, that:

(a) Such a limit has actually been used up; and

(b) Our duty to defend "suits" seeking damages subject to that limit has also ended.

(2) We will initiate, and cooperate in, the transfer of control, to any appropriate insured, of all claims and "suits" seeking damages which are subject to that limit and which are reported to us before that limit is used up. That insured must cooperate in the transfer of control of said claims and 11SUits 11

•

We agree to take such steps, as we deem appropriate, to avoid a default in, or continue the defense of, such "suits" until such transfer is completed, provided the appropriate insured is cooperating in completing such transfer.

We will take no action whatsoever with respect to any claim or "suit" seeking damages that would have been subject to that limit, had it not been used up, if the claim or "suit" is reported to us after that limit of insurance has been used up.

(3) The first Named Insured, and any other insured involved in a "suit" seeking damages subject to that limit, must arrange for the defense of such "suit" within such time period as agreed to between the appropriate insured and us. Absent any such agreement, arrangements for the defense of such "suit" must be made as soon as practicable.

c. The first Named Insured will reimburse us for expenses we incur in taking those steps we deem appropriate in accordance with paragraph b.(2) above.

The duty of the first Named Insured to reimburse us will begin on:

(1) The date on which the applicable limit of insurance is used up, if we sent notice in accordance with paragraph a. above; or

(2) The date on which we sent notice in accordance with paragraph b.(1) above, if we did not send notice in accordance with paragraph a. above.

d. The exhaustion of any limit of insurance by the payments of judgments or settlements, and the resulting end of our duty to defend, will not be affected by our failure to comply with any of the provisions of this Condition.

CG 26 2110 91 Copyright, Insurance Services Office, Inc., 1991 Page 1 of 1

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NEW YORK CHANGES- TRANSFER OF DUTIES WHEN A LIMIT OF INSURANCE IS USED UP

This endorsement modifies insurance under the following:

LIQUOR LIABILITY COVERAGE PART

The following Condition is added to LIQUOR LIABILITY CONDITIONS (Section IV):

Transfer of Duties When a Limit of Insurance Is Used Up.

a. If we conclude that, based on "injuries", claims or "suits" which have been reported to us and to which this insurance may apply, the Aggregate Limit or the Each Common Cause Limit is likely to be used up in the payment of judgments or settlements, we will notify the first Named Insured, in writing, to that effect.

b. When a limit of insurance described in paragraph a. above has actually been used up in the payment of judgments or settlements:

(1) We will notify the first Named Insured, in writing, as soon as practicable, that:

(a) Such a limit has actually been used up; and

(b) Our duty to defend "suits" seeking damages subject to that limit has also ended.

(2) We will initiate, and cooperate in, the transfer of control, to any appropriate insured, of all claims and "suits" seeking damages which are subject to that limit and which are reported to us before that limit is used up. That insured must cooperate in the transfer of control of said claims and "suits".

We agree to take such steps, as we deem appropriate, to avoid a default in, or continue the defense of, such "suits" until such transfer is completed, provided the appropriate insured is cooperating in completing such transfer.

We will take no action whatsoever with respect to any claim or "suit" seeking damages that would have been subject to that limit, had it not been used up, if the claim or "suit" is reported to us after that limit of insurance has been used up.

(3) The first Named Insured, and any other insured involved in a "suit" seeking damages subject to that limit, must arrange for the defense of such "suit" within such time period as agreed to between the appropriate insured and us. Absent any such agreement, arrangements for the defense of such "suit" must be made as soon as practicable.

c. The first Named Insured will reimburse us for expenses we incur in taking those steps we deem appropriate in accordance with paragraph b.(2) above.

The duty of the first Named Insured to reimburse us will begin on:

(1) The date on which the applicable limit of insurance is used up, if we sent notice in accordance with paragraph a. above; or

(2) The date on which we sent notice in accordance with paragraph b.(1) above, if we did not send notice in accordance with paragraph a. above.

d. The exhaustion of any limit of insurance by the payments of judgments or settlements, and the resulting end of our duty to defend, will not be affected by our failure to comply with any of the provisions of this Condition.

CG 26 3512 93 Copyright, Insurance Services Office, Inc., 1993 Page 1 of 1

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