colorado chaptergram

Colorado Chaptergram

Penned by the PresidentPenned by the PresidentPenned by the PresidentPenned by the President

DON'T MISSDON'T MISSDON'T MISSDON'T MISS IT!IT!IT!IT!

a must read …

May, 2008May, 2008May, 2008May, 2008

Inside this issue:Inside this issue:Inside this issue:Inside this issue:

Penned by the Pres. 1

RMIIA 3

Calendar the Date 5

Chapter Leaders 6

Leadership Summit 7

Awards 9

Junior Achievement 12

Trail Work 14

Legislation News 15

Education Section 17

Thank you all for joining me on my journey as your

Colorado Chapter president for the past two years. This has

been an enjoyable experience made all the more worthwhile because of the

dedicated board members, enthusiastic committee chairs, wonderful volunteers,

and our ever growing membership base. When I first stepped into this

leadership role, we averaged about 40 attendees at our monthly luncheons. As

many of you saw at May’s meeting, we had almost double that! This is a direct

reflection of the effort of each and every one of you. Thank you.

Our chapter continues to receive national recognition for the various

activities that we have undertaken. Many of those efforts were due to members’

suggestions and ingenuity. Two years ago our board was presented with a

dilemma of whether to continue working with the Community College of

Aurora to offer insurance education programs or to take it on as a Chapter

responsibility. Your board acted quickly and decisively by unanimously agreeing

to this new challenge. Charlie Dwyer was selected to be the insurance education

program director. Under Charlie’s stewardship, this program was successful in

many ways: increased number of students, increased number of classes offered,

and increased revenue to the Chapter resulting in increased benefits to the

members.

As you may have heard, Charlie will be officially retiring June 30, 2008.

We will miss his leadership and business acumen. However, he has indicated

that he can always be called upon to assist in whatever way possible.

Additionally, he has agreed to be our Chapters’ Senior Resource Liaison.

Diane Scott has been our Chapter Treasurer for the past two years. She

was responsible for keeping us within budget, filing our taxes, and handling our

monthly registration table. She also collected our monthly charitable donations

and forwarded them with a matching Chapter gift to the appropriate charity.

We all appreciated her efforts and accomplishments during her tenure. Diane

will continue to serve the chapter while acting as

By: Cindy Baroway

Continued on page 2

Page Page Page 222 May, 2008May, 2008May, 2008May, 2008

the 2008 I-Day Committee Budget Chairperson.

Rita Hyland has served as Director of Membership for two

years. Richard Wells, the Candidate Development and Recruitment

Chair assisted her this past year. Rita organized our social events.

Think Lannie Garrett, Boulder Dinner Theatre, and Adams Mystery

Playhouse—all successful events. Rita is a high energy individual who will continue to serve the chapter as a legislative

liaison.

Gayle Hise, a great CPCU public relations person, has served on the board as a director and most recently as our

Chapter Secretary (2006-2008). She has been instrumental in organizing educational events and tracking our Circle of

Excellence items. Everywhere Gayle goes, people are immediately attracted to her enthusiastic personality and soon hear

about CPCU. She exemplifies the true spirit of a CPCU. She couldn’t bear to leave the board either; she will stay on as

the Candidate Recruitment and Development Chairperson.

As you know, the new officers were installed at the May meeting: Kay Ward—president; Janet Cammack—

president-elect; Cindy Dalpra—treasurer; and, Judi Burke—secretary. Mary Kuhn was appointed to Director of Operations.

She will complete Janet’s three-year term by finishing out the next two years. Jon Evans was appointed to Director of

Membership, a two-year term. Jon will also serve as the Chapter’s New Designee Representative. Anne Schrader will

continue in the Director of Education position for another year. Rick Bender also has one year left in his capacity as

Director of Communications.

Kay also appointed Ron Spicer as our PR Chair, and appointed Dave Davenport as the Chapter’s Interest Group

Liaison, Gary Glosser as the Wyoming Liaison, and Bernard Jenkins as Diversity Chair. Sheryl Yackey will continue to

serve as our Chapter Webmaster and Shelley Johnson had previously been appointed to chair the 2008 I-Day Committee.

I, too, could not pull myself completely away from the Chapter and will take over Charlie’s Insurance Education

Program Director role effective July 1, 2008 as well as serving as your Denver 2009 Committee Co-Chair with Jane

Densch.

Again, thank you all for all that you do to enhance the CPCU experience for your fellow members, co-workers,

clients, and others. Our chapter is GOLD because of each AND every ONE of YOU!

Penned by the President, continued from page. 1

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Colorado ChaptergramColorado ChaptergramColorado ChaptergramColorado Chaptergram Page Page Page 555

Colorado Chapter Upcoming EventsColorado Chapter Upcoming EventsColorado Chapter Upcoming EventsColorado Chapter Upcoming Events

Wednesday, June 11, 2008 Wednesday, June 11, 2008 Wednesday, June 11, 2008 Wednesday, June 11, 2008 2007 CGL Policy2007 CGL Policy2007 CGL Policy2007 CGL Policy————Latest Changes andLatest Changes andLatest Changes andLatest Changes and Commercial Property Policy ChangesCommercial Property Policy ChangesCommercial Property Policy ChangesCommercial Property Policy Changes 8 CE Credits8 CE Credits8 CE Credits8 CE Credits 8:00 a.m. to 4:30 p.m.8:00 a.m. to 4:30 p.m.8:00 a.m. to 4:30 p.m.8:00 a.m. to 4:30 p.m. National Farmers UnionNational Farmers UnionNational Farmers UnionNational Farmers Union 5619 DTC Parkway, Suite 3005619 DTC Parkway, Suite 3005619 DTC Parkway, Suite 3005619 DTC Parkway, Suite 300 Saturday, June 28, 2008 Saturday, June 28, 2008 Saturday, June 28, 2008 Saturday, June 28, 2008 Community Service Project with CMC Community Service Project with CMC Community Service Project with CMC Community Service Project with CMC Volunteer Trail Work. See article on page 13 for Volunteer Trail Work. See article on page 13 for Volunteer Trail Work. See article on page 13 for Volunteer Trail Work. See article on page 13 for details.details.details.details. August 19, 2008August 19, 2008August 19, 2008August 19, 2008————Social OutingSocial OutingSocial OutingSocial Outing Look for more details in upcoming emails Look for more details in upcoming emails Look for more details in upcoming emails Look for more details in upcoming emails and stay tuned to the Chapter website, and stay tuned to the Chapter website, and stay tuned to the Chapter website, and stay tuned to the Chapter website, http://http://http://http://colorado.cpcusociety.org/colorado.cpcusociety.org/colorado.cpcusociety.org/colorado.cpcusociety.org/ and page 12 of this and page 12 of this and page 12 of this and page 12 of this newsletter.newsletter.newsletter.newsletter. August 19, 2008August 19, 2008August 19, 2008August 19, 2008————New Designee ReceptionNew Designee ReceptionNew Designee ReceptionNew Designee Reception The New Designee Reception will be held im-The New Designee Reception will be held im-The New Designee Reception will be held im-The New Designee Reception will be held im-mediately following the Summer Socialmediately following the Summer Socialmediately following the Summer Socialmediately following the Summer Social September 6September 6September 6September 6----9, 20089, 20089, 20089, 2008 Annual Conference, Philadelphia, PAAnnual Conference, Philadelphia, PAAnnual Conference, Philadelphia, PAAnnual Conference, Philadelphia, PA Register at Register at Register at Register at www.cpcusociety.orgwww.cpcusociety.orgwww.cpcusociety.orgwww.cpcusociety.org

No monthly

luncheons dur-

ing the sum-

mer, so get out

and have

some fun!

Tuesday, September 16, 2008Tuesday, September 16, 2008Tuesday, September 16, 2008Tuesday, September 16, 2008 Sandy Masters, AICPCUSandy Masters, AICPCUSandy Masters, AICPCUSandy Masters, AICPCU Sandy Masters is a Western Region Marketing Sandy Masters is a Western Region Marketing Sandy Masters is a Western Region Marketing Sandy Masters is a Western Region Marketing Manager for the American Institute. Topic Manager for the American Institute. Topic Manager for the American Institute. Topic Manager for the American Institute. Topic “Update from the American Institute.”“Update from the American Institute.”“Update from the American Institute.”“Update from the American Institute.” If your company/agency would like to setup a If your company/agency would like to setup a If your company/agency would like to setup a If your company/agency would like to setup a connections visit while Sandy is in town, please connections visit while Sandy is in town, please connections visit while Sandy is in town, please connections visit while Sandy is in town, please call Kay Ward at 720call Kay Ward at 720call Kay Ward at 720call Kay Ward at 720----939939939939----5575.5575.5575.5575. Thursday, October 2, 2008 Thursday, October 2, 2008 Thursday, October 2, 2008 Thursday, October 2, 2008 IIII----Day, Hyatt DTCDay, Hyatt DTCDay, Hyatt DTCDay, Hyatt DTC

PIIAC 2008 ConventionPIIAC 2008 ConventionPIIAC 2008 ConventionPIIAC 2008 Convention October 22October 22October 22October 22----24, 2008 at The Park Hyatt Beaver 24, 2008 at The Park Hyatt Beaver 24, 2008 at The Park Hyatt Beaver 24, 2008 at The Park Hyatt Beaver Creek Resort and Spa.Creek Resort and Spa.Creek Resort and Spa.Creek Resort and Spa.

What will I do with all this

time?


Colorado Chapter Leaders

Year 2008—2009

Elected Officers Are:

Committee or Task Force Chairs Are:

Full Name E-Mail

President: Kay Ward [email protected]

President-Elect: Janet Cammack [email protected]

Secretary: Judi Burk [email protected]

Treasurer: Cindy Dalpra [email protected]

Past President: Cindy Baroway [email protected]

Candidate Recruitment

& Development: Gayle Hise [email protected]

New Designee Rep.: Jon Evans [email protected]

Director of Education: Anne Schrader [email protected]

Director of Membership: Jon Evans [email protected]

Director of Operations: Mary Kuhn [email protected]

Director of Communications: Rick Bender [email protected]

Public Relations or Visibility: Ron Spicer [email protected]

I-Day Chairman 2008: Shelley Johnson [email protected]

Insurance Education Program Director ( Paid Position):

Cindy Baroway [email protected]

Senior Resource Liaison: Charles Dwyer [email protected]

Interest Group Liaison: Dave Davenport [email protected]

Wyoming Liaison: Gary Glosser [email protected]

Diversity Chair: Bernard Jenkins [email protected]

Webmaster(s): Sheryl Yackey [email protected]

Paid Administrator: Deanna Vermillion [email protected]


Orlando Leadership Summit - April 2nd to 5th, 2008

By: Kay Ward

I enjoyed this event from start to finish and would highly recommend for any CPCU and especially for those that are in or may be in a director or committee chair position in our Chapter. There was so many great topics offered it was hard to choose but I attended:

Chapter Management Basics Meeting Member Needs Chapter Web Site Developing Chapter Leaders Marketing Chapter Programs

It was great to network with other insurance professionals and get great ideas for Chapter meetings and events. Here is small sample of ideas that were discussed that you may see become part of our Chapter:

CPCU Candidates - Lunch with scholarship offered for classes New Designees - Lunch with New Designee Rep or President individually Special Recognition for CPD Completers Volunteer of Year Award for I-Day Annual Publication sponsored by one of the insurance companies and supple-

ment to one of our local newspapers Membership Expo/Showcase where we have tables for all committees and Ex-

ecutive Speaker Discuss structure of Society and our Chapter at one of the meetings Consider appointing a Gen X or Gen Y committee person Do "Quick Polls" on our website Consider Mentor Directory for students/candidates Use a greeting card to reminder members of unpaid dues Offer annual payment of monthly meeting and offer discount - will encourage

them to attend Laminated card with all meetings date that they turn in at May meeting for draw-

ing/gift card

Mark your calendars now for the next Leadership Summit:

2009 Leadership Summit, to be held April 22-25 at the Pointe Hilton Squaw Peak Resort in Phoenix, AZ


Orlando Leadership Summit - April 2nd to 5th, 2008

I am active in our Colorado Chapter but haven’t really participated in the net-working and learning opportunities available to me as a CPCU and as a Chapter Offi-cer. This is my first time attending the April Leadership Summit. It was fabulous, not just because of rubbing elbows and shaking hands with our Society and Institute Presi-dents and their Staff, but it allowed me the opportunity to hear and learn from other Chapter Officer’s, Volunteers, and Leaders. I especially liked being able to toot Colo-rado’s horn during training sessions, breakfast or lunch breaks, and even at the end of the day by the pool. I also realized, during the Summit, that our Chapter is pretty unique. We took on the education responsibility with a vengeance and haven’t looked back.

I urge other members to consider attending next year’s Summit. The training and networking opportunities are endless during the 3 day session. We, as family members or employees, don’t necessarily have the extra time, but can you or your ca-reer not afford to take the time now to learn and prosper! Get involved! Consider be-ing pro-active with your career and personal networking. The CPCU Leadership Sum-mit is a great place to either start or re-energize.

By: Gayle Hise

The Leadership Summit really brought home the fact that we're an international group all focused on achieving the same level of excellence. I learned practical leadership information that has already helped me as a manager in the insurance industry and as an involved chapter member.

By: Shelley Johnson, CPCU, AIC

The Leadership Summit was an experience that far exceeded my expecta-tions. The biggest challenge I had was making a decision about which ses-

sions to attend. There were several times where I had to make a decision be-tween two that I wanted to attend. I found the sessions to be very well done

and I learned a lot. I think the Summit provided value to any CPCU, whether involved with the chapter or not. As a chapter leader, the opportunities for

networking, to hear what other chapters are doing, and to share ideas were endless. This experience only enhanced the value of the CPCU designation

and I would encourage all CPCUs to attend.

By: Rick Bender


Pinnacol Assurance: Company of the Year

During the May 20, 2008 meeting, Chapter President

Cindy Baroway presented Pinnacol Assurance with the

“Company of the Year” award. Pinnacol has allowed the chapter

to hold classes at their facility since 2003. The average number

of classes has been three a semester, representing about 31

classes. The average number of students has been eight per class. About 250

students have taken AICPCU classes at this location. Cindy commented that

Delfina Jackson has been a pleasure to work with as well as the various em-

ployees/students—some of whom have become instructors. “It’s partnerships

such as this that help make insurance education a priority within our Colorado

Chapter and certainly at our Company of the Year, Pinnacol Assurance Com-

pany,” said Cindy. Chapter member, Shelley Johnson, stepped forward with the

Pinnacol dignitaries to accept a gift from the chapter as well as a Certificate of

Appreciation. Delfina Jackson, Danielle Nieto and Marcia Benshoof joined Shel-

ley as she introduced each of them.

The Colorado Chapter thanked Pinnacol for their many years of support

and looks forward to continuing this successful partnership.

Pictured left to right: Cindy Baroway, Delfina Jackson (Pinnacol), Danielle Nieto

(Pinnacol) Kay Ward, Marcia Benshoof (Pinnacol), Shelly Johnson, and Diane Scott.


IMA Financial Group: Agency of the Year

Charlie Dwyer, Insurance Education Program Director, felt

very strongly that this category should be added to our annual recog-

nition day. The board agreed unanimously.

IMA Financial Group began partnering with the Colorado

Chapter through the Community College of Aurora, as did Pinna-

col. When the Chapter took over the insurance education classes,

IMA was on board to stay with us. In fact, the number of classes

grew from one a semester to now three, this past spring semester.

Over the past four semesters, the classes have averaged 14 students. Both Pinnacol and IMA,

opened their doors to students from outside their respective companies. This truly says a lot

about their commitment to insurance education.

Heidi Hill, Nora Collier, and Terri Dent all worked closely with Charlie and Kay to

put together the classes, the students and the instructors. “We look forward to a continued

partnership with IMA,” stated Cindy Baroway before presenting the IMA representatives with

their gift and certificate of appreciation. On behalf of the Chapter, Cindy thanked IMA for

all that they do to promote insurance education and professionalism at their agency. In addi-

tion to Ms. Hill, Ms. Collier, and Ms. Dent, also in attendance to receive the award were

Therese Carpio, Kelly Buccino, and Melissa Morris. Thanks to

Shawn Mitchell for his help with the introductions.

Pictured left to right: Shawn Mitchell (IMA and Chapter member), Cindy Baroway, Kay

Ward, Heidi Hill (IMA), Kelly Buccino (IMA), Terri Dent, (IMA), Therese Carpio (IMA),

Nora Collier (IMA), and Patty White (IMA).


Cindy Baroway, Gayle Hise, Kay Ward Cindy Baroway, Kay Ward, Rita Hyland, Gayle Hise,

Jannet Cammack, Diane Scott

Cindy Baroway, Rita Hyland Kay Ward hugging Diane Scott

Kay Ward, Cindy Baroway, Anne Schrader Nina Martin, Fran Buschkoetter, Cindy Baroway

Many thanks to our 2007-2008 Board You are appreciated!


Kim Hais

Jon Evans

Shawn Mitchell

287,491287,491287,491287,491 JA volunteers teach 339,261339,261339,261339,261 classes to 8,358,0878,358,0878,358,0878,358,087 students a year...

That’s 22,89922,89922,89922,899 students a day and nearly 954954954954 students every hour who become empow-

ered with the skills to create a better tomorrow for themselves and their communities!


“Are You Considered a CPCU Society Champion?”

Take a moment and think about how you apply your CPCU designation on a daily, weekly, or monthly basis. Are you a mentor? Do fellow employees come to you with questions, or to discuss continuing education? Does your employer look to you to as-sist them with Chapter or Society interaction? After attending Chapter meetings or All Industry Day, do you share the networking or educational information with your supervi-sor, department, or team? If so, you could be a CPCU Champion. To learn more about CPCU Society Champion’s: • Go to www.cpcusociety.org • Log in • Click on the upper “Members” link • Then click on the CPCU Society Champion link within the side navigation items • Review the current Champion list • Review the FAQ’s • Or click on the hyperlink and “sign up as a Champion” at your company today!

Gayle L. Hise, CPCUGayle L. Hise, CPCUGayle L. Hise, CPCUGayle L. Hise, CPCU

Yes, that’s right, it is time for the CPCU Summer Social and New Designee

Reception. The event will be held at the Family Sports Center, 6901 S. Peoria,

Centennial. Activities will include golf, miniature golf, ice ice skating, video

games and more!!! Stay tuned to the Chapter Website

www.colorado.cpcusociety.org for more information.

Some fun to go with all

this hard work!!


Mark Your Calendars…..

6-28-08

Trail Work for Colorado Mountain Club

A hardy and brave group of CPCU mem-bers/attendees have agreed to volunteer for the Colorado Mountain Club on Saturday, June 28th. A total of 10 people signed up at the April meeting and will be hearing from the leader as-signed to the event. If you are interested in helping please call Kay Ward at 720-939-5575. We will report back on the event along with photos in the fall newsletter…. The Colorado Mountain Club (CMC) was founded in 1912 to stimulate public interest in our mountain area, encourage preservation of forests, flowers, fauna and natural scenery and render readily acces-sible the alpine attractions of the region. CMC is the largest Colorado non-profit group to organize and lead trail maintenance day trips on Saturdays each summer. While 90% of new funding by the State is for various construction projects, Mother Nature and erosion take their toll on miles of existing trail sys-tems that agencies have little manpower to fix. CMC and its members schedule about 25 day trips from May thru September, and solicit spon-sors and their employees and friends to join us for outdoor stewardship. For more information on club activities, call the member desk in Golden at 303-279-3080 x2 or online at www.cmc.org.


Colorado 2008

WHAT A YEAR!! This year there is something for everyone in the smorgasbord of 2008 legislation!! From On Line Voter Registration (SB-08-040) to an Exemption from the “Colorado Veterinary Practice Act” for trained Animal Massage Practitioners (HB-08-1042), signed by the Governor. Just under the topic of Insurance there was a plethora of bills introduced in the Colo-rado House and Senate! First and foremost was the 208 Commission – this topic has been visited a few times in the past year in this column and finally, on January 31, 2008 the panel presented the selected five programs to the House of Representatives. I had the privilege of attending the hearings which were primarily in favor of adopting a hybrid program supported by tax dollars. The Single Payer program was a popular option for many speakers at the hearing. This matter remains under consideration (Refer to SB 08-217 – Creation of the Centennial Care Choice Program) but don’t expect something to happen any time soon!! The bill sets forth prerequisites for the introduction of legislation but none will likely be presented until 2010. The bill remains in Committee at the time of this writing. HB-08-1143 was yet another attempt to prohibit Credit Scoring – this again failed but expect it to return next session. As for other bills presented, HB 1311 would provide for a limited health benefit plan with no deductible and a maximum benefit amount of $30,000 with a schedule of avail-able benefits. This bill was postponed indefinitely in the House Committee on Business Affairs and Labor and although it was to be brought back, it remained indefinitely post-poned. A fairly controversial bill was HB-08-1389 known as the “Fair Accountable Insurance Rates Act” which was introduced on April 4, 2008. This bill, which imposes prior ap-proval of rates, has now passed its third reading in the House, was introduced to the Senate and was assigned to the Senate Finance Committee (Committee Chair: Senator Sandoval - Committee Vice-Chair: Senator Romer - Members: Brophy; Harvey; Isgar; Kopp; Veiga). The consensus in the industry is that this will only serve to increase rates, not lower them. Unfortunately, this bill passed in Senate on its 3rd Reading with Amendments.

For your reference, the Senate Finance committee was

made up of: Continued on Pg. 15

Paula Sandoval - 303-866-4862 - E-mail: [email protected] Chris Romer - 303-866-4852-E-mail: [email protected] Greg Brophy - 303-866-6360 - E-mail: [email protected] Ted Harvery - 303-866-4881 - E-mail: [email protected] Jim Isgar - 303-866-4884 - E-mail: [email protected] Mike Kopp - 303-866-2638 - E-mail: [email protected] Jennifer Veiga - 303-866-4861 – E-mail: [email protected] Another bill that has raised the consciousness of the voters is SB-08-164 which serves to amend the definition of "direct non-economic loss or injury" in actions brought under the "Health Care Availability Act" to exclude physical impairment or disfigurement. Additionally, the damages limitation of $250,000 will be increased to $300,000. It is the intent of the legislators that this increase reflects an adjustment for inflation. This bill passed the Senate and entered the House Judiciary Committee. There was indication that talks with the state’s medical community con-tinued to the bitter end of session but the bill remained “stalled” and did not come out of com-mittee. Another bill to watch and take action on is HB-08-1407: “Increases the penalties that the insur-ance commissioner may impose for the violation of any law, rule, or order of the commissioner. Prohibits an insurer from unreasonably delaying or denying a claim for payment of benefits by a claimant. Creates a cause of action for a claimant who is unreasonably denied insurance bene-fits. Allows a claimant to recover 2 times the actual damages sustained.” This bill was only re-cently introduced, i.e. April 22, 2008, assigned to the Business Affairs & Labor and referred to Appropriations unamended on the 24th. On the 25th the bill was referred unamended to the House Committee of the Whole. Although introduced late in the session, the bill’s history indi-cated the legislature’s intent to expedite passage of the bill, which they did accomplish. As always, you can check on the status of any bill by going to: http://www.leg.state.co.us/Clics/CLICS2008A/csl.nsf/MainBills?openFrameset This site will provide you with the listing of ALL bills that have been considered with an opportunity to read the bills themselves and deter-mine their current and ongoing history. Another good site to visit is the Rocky Mountain Insurance Information Association located at www.RMIIA.com. You can also request inclusion on their Insurance HotMail list. As a final note, the general election will take place Tuesday November 4, 2008 – I have heard that we should expect a LONG Ballot – there are already a dozen Referendums/Initiatives! We hear they will include a Right to Work Petition among other controversial topics. Therefore, consider a Mail-In Ballot which will allow the time to research and contemplate the many issues to be placed before you.

Submitted by Rita L. Hyland, CPCU, LPCS, CPIW, DAE

May, 2008May, 2008May, 2008May, 2008 Page Page Page 161616

March, 2008March, 2008March, 2008March, 2008 Page Page Page 171717

- complete your qualifying activity

- go to http://www.cpcusociety.org/page/73867/

- review points for your activity

- post your activity in the application section

- submit - it's that easy

DON'T WAIT - EDUCATE

Chapter Insurance Education Program Update

The Chapter’s Insurance Education Program has had a successful two years under the leadership of Director Charlie Dwyer. In the fall of 2006, the program had 154 students taking various insurance classes—INS, AIS, AIC, CPCU, ARM, etc. At the end of the Spring 2008 semester, there were 171 students enrolled in insurance classes. This summer we have 28 students taking classes. Within a two-year period, 711 students have taken insurance courses under the Colorado Chapter of CPCU In-surance Education Program. This ranks right up there with larger insurance-industry communities--think home offices of national carriers such as State Farm. The program has been a financial success with $45,000 given back to the Chapter resulting in increased benefits to the members such as complimentary social events, reduced monthly lunch fees, and free or reduced registration fees for educa-tional programs. The American Institutes has recognized many of our course leaders with their Outstanding Course Leader awards, Level I to Level III. Several of our chapter’s course leaders have been instructing classes for five, ten, and even 20+ years. It has been a combination of the course leaders’ dedication and Charlie’s leadership that has resulted in such a wonderful success. If anyone is interested in serving as a course leader, taking a class, hosting a classroom, or a brown-bag presentation, please contact Charlie Dwyer at [email protected] through June, 2008. After that, or even earlier, contact Cindy Baroway at [email protected] or 720-300-5986.


By: Amber Anderson

In my second year at the Community College of Aurora I stumbled upon what would be one of the most promising op-portunities I had seen in my college career. As the student government president, I was overseeing an event where Gary Snap and Troy Everett of Colony Insurance, as well as Kay Ward were presenting information about an insurance intern-ship opportunity. Being in the right place at the right time al-lowed me to find out more information and excitedly apply for the program. The mandatory INS 21 course which Colony re-quired of interns and the passing of the National INS 21 exam were in themselves very enriching opportunities. Matriculating

through Colony's departments as an intern gave me an advantageous perspective on the industry as a whole, insight on how the company operates, and knowledge as to what contributions I could personally make to the company or to a comparable or-ganization in the future. The training and experiences I gained as an intern helped me to understand myself better. I think that this is one of the most valuable experiences I gained. I acquired understanding on how I worked best and with whom, the importance of communicating even casually with office mates, the value of cooperation and coordi-nation and much more. Mainly, I gather from this experience a more spe-cific anticipation of what I would like to do in life. That is to create, to problem-solve, to have liberty to make decisions and to affect my environment through leadership. After Colony, I returned to school at Metro State College. My dissatisfaction at the institution caused me to take the next semester off in order to refocus. To investi-gate whether I would like a career in insurance, I worked full time as an administrative assistant at a brokerage. This was also a great experience. Nonetheless, I missed school and had a determination to finish as soon as possible, therefore I relocated that Summer, worked that Fall and enrolled at Temple University in Philadelphia last Spring. I am now a full time summer student as well. I will graduate in December with a major in Political Science, a minor in Economics and a certificate in Political Economy. All this to say that Colony has been a part of my journey that I am grateful for. Many times, we need help making decisions about our path, so it is crucial that we are grate-ful for and open to both the planned things and those things which we stumble upon.

Intern Updates and Information


By Danielle Garry

While I was attending University of Colorado at Denver I was lucky enough to find an Internship opportunity with Colony Insurance. This was a unique experience in that I learned many facets of the company. The internship was structured in a way

that allowed me to move through operations, IT, claims and three different underwriting departments. I found this to be a very well-rounded approach to the internship pro-gram. Although all of the departments were interesting, underwriting particularly sparked my interest. After my summer internship was over I was offered a temporary, part time position with the Garage underwriting department as an Underwriting Support Assistant. After 3 months I was offered a position with the Transportation department as a permanent, part time Underwriting Support Assistant. I was also given the oppor-tunity to work on a new rating system for the transportation department. This allowed me to expand my skills in rating, technology, and underwriting.

During this time frame I was still working towards my bachelor’s degree in Busi-ness. I found the internship experience as well as my work experience with Colony to be very helpful in many of my classes. I was also able to use what I was learning and apply it in my everyday work. In late 2007 a Brokerage Transportation Underwriter po-sition opened up at Colony and I applied and was promoted. I was excited for this op-portunity because I was graduating in December of 2007 and it seemed to be the next logical step in my career. In December 2007 I graduated from the University of Colo-rado at Denver with my Bachelors degree in Business with and emphasis in Manage-ment. I am currently self studying for the INS23 and CPCU 557 tests and looking for-ward to pursuing my CPCU designation in the near future. I am very grateful for my Internship experience with Colony. I look forward to continuing my career and educa-tion with Colony.

Intern Updates and Information


Your Donation is Doubled!Your Donation is Doubled!Your Donation is Doubled!Your Donation is Doubled!

Colorado CPCU members are very generous! The Colorado Chapter of CPCU has donated over $2300 to charity in the last year. Did you know? The Colorado Chapter of CPCU matches your donation to the charity of the month. At each monthly meeting, the chapter selects a “spotlight” charity of the month and passes the basket for donations to that charity. Once the basket is filled, the chapter sends the member donations, along with a chapter check for the same amount, to the selected charity. By giving $1, you are

giving $2 to the charity. In the last year, we helped organizations serving the needs of those in the Denver metro area with childhood cancer, catastrophic spinal injuries, mental health issues, and more, by giving to Centennial Peaks, Morgan Adams Foundation, The Gathering Place, The Ameri-can Red Cross, The Spinal Cord Society, Canine Companions and Jeffco Action Center. Your favorite charity can join this list. Just let us know which charity is close to your heart, and we will consider it for a spotlight charity in coming months. And thank you for your kindness & generosity!

A lawyer and an engineer were fishing in the Caribbean. The lawyer said, "I'm here

because my house burned down, and everything I owned was destroyed by the fire. The in-

surance company paid for everything."

That's quite a coincidence," said the engineer. "I'm here because my house and all my be-

longings were destroyed by a flood, and my insurance company also paid for everything."

The lawyer thought for a moment, but was puzzled. Finally he

asked the engineer, "How do you start a flood?"

Colorado Chapter of CPCU

Until Next time……

Ta ta for now……

See ya in….

Need CPCU information, but no computer handy, you

can now obtain recorded information, or RSVP to our

monthly luncheon at 303-271-3572.

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As you are all aware, we

“Pass the Hat for Charity” during our

monthly meetings. Each month we choose

a different charity.

If you have a Charity you would like to

suggest, please email your suggestions to:

[email protected]

May, 2008May, 2008May, 2008May, 2008 Page Page Page 212121

colorado chaptergram

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