coca cola
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THE COCA-COLA COMPANYGrihayan Bhaban
Segunbagicha, Dhaka.Phone: 9555744 (Off)
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Report on United Leasing CompanyCourse Name: Real Estate Finance
Course Code: FIN-303
Submitted to: Bakhtear Uddin Talukdar Course Teacher Department of Finance University of Dhaka
Submitted by: 1. Lija Ahmad ID no.052-11-716 2. Towhidul Alam ID no.052-11-816
3. Farjia Tanjim ID no.052-11-829
4. Silvia Naznin ID no.052-11-819 5. Salveen S ID no.052-11-8216. Afrin Sultana ID no.052-11-818
Daffodil International UniversityDate: 16-04-08
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LETTER OF TRANSMITTAL
April 04, 2008
Mr. Bakhtear Uddin Talukdar
Course Instructor
Real Estate Finance
Daffodil International University
Dear Sir:
Subject: Submission of the report on National Housing Authority.
We, some students of BBA 11th batch, want to submit a report on the subject mentioned above.We want to prepare the report on this subject under your observation.
Therefore, we want to seek your permission so that we can submit the report.
Sincerely Yours
Farjia Tanjim(On behalf of the group)
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ACKNOWLEDGEMENT
As, always in preparing a report, there are many people to thank. Our gratitude goes to
Bakhtear Uddin Talukdar, Lecturer of Department of Business Administration, Daffodil
International University, for preparing this Assignment report.
In addition to this, we would like to thank Mr. MD. Ayub Ali, Deputy Director
(Finance), Finance & Accounts, National Housing Authority, who gave us great support
to collect the information.
Also thanks to all of our group members who helped each others to make this report. All
members of the group have showed their best effort to make the report in easy, clear,
liquid and systematic manner.
Though, all efforts have been made to make the report reasonably comprehensive and
better, there still may some mistakes and way in which the presentation can be further
improved, our lecturer may help us in the right way and forgive us for such mistakes.
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EXECUTIVE SUMMARY
This is a report, where we have discussed, about the National Housing Authority. The
National Housing Authority works as the guardian of the whole housing sector of
Bangladesh. As Bangladesh has a huge population, housing is one of the major problems
in our country. To solve the problem NHA is working very hard. Through their activities
like providing house at an affordable price, mobilization of resources, emphasize on the
disadvantaged people to ensuring home, they are trying to solve the problem. Their
objective is to develop National Housing Policies as well. They have so many completed
projects like Lalmatia Housing Estate, Dhaka. Mohammadpur Housing Estate, Dhaka,
Mirpur Housing Estate, Dhaka. Kallanpur Housing Estate, Dhaka and many more. Some
of their upcoming projects are. construction of 648 nos. of flats for selling to Wage
Earners at Mirpur, construction of 720 nos. of flats for selling to limited income group
of people at ‘F’ Block, Mohammadpur, Dhaka etc. in this report we also discussed about
their selling process, loan system, the limitations they faces in doing their activities.
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Origin of the reportThe report entitled, “Report on National Housing Authority”, is prepared for Mr.
Bakhtear Uddin Talukdar, Lecturer, Department of Business Administration, Daffodil
International University. The report is being submitted to fulfill the partial requirement
for the course, “Real Estate Finance”. The report will provide a brief perception about
the financial institutions and the services they provide.
Purpose of the report:
The specific objectives aimed for this report are:
- To fulfill the partial requirement of the course
- To know about the services rendered by the housing institutions.
-To visit and analyze the activities of a particular housing company..
- To gain experience and knowledge of analyzing the loan payment
technique from the real life this will help in practical working
environment.
- To find out the prospects of real estate business in Bangladesh as an
alternative financier.
- To gain report writing and communication skill.
Scope of the report
The proposed report will cover the tools and techniques of real estate finance in the selected housing industry.
Source of data
The major source of data for preparing the report will be based on secondary information, analyzing annual reports.
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Methodology
The study is performed based on the information extracted from different sources
collected by using a specific methodology. This report is analytical in nature. Source of
data of this report can be divided into two categories:
Primary sources:
Face-to-face conversation with the respective officers and staff of the
company.
Secondary sources:
Relevant books, research papers, newspapers, and journals.
Internet.
Brochure and file study provided by the officers concerned.
Limitations
Insufficient knowledge about the real estate Institutions.
Financial problems due to the inability of the group members,
Lack of information due to the policy of the companies keeping all the
information confidential.
Insufficient published information and reluctance about providing those
by the companies.
Lack of responsibilities of some of the group members.
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TABLE OF CONTENTS
Topics Page No.
Real Estate Condition in BD 09
Company Details 10
Objective 10
Background 11
Activities 12
Functions 13
Qualifications 14
Requirement for loan application 14
Monthly installment of a project 15
Loan payment system 17
Table of the installment 18
Completed projects 19
On going projects 23
Future projects 26
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Brief Background of the Company
Coca-Cola® originated as a soda fountain beverage in 1886 selling for five cents a
glass. Early growth was impressive, but it was only when a strong bottling system
developed that Coca-Cola became the world-famous brand it is today.
1894 … A modest start for a bold idea
In a candy store in Vicksburg, Mississippi, brisk sales of the new fountain beverage
called Coca-Cola impressed the store's owner, Joseph A. Biedenharn. He began
bottling Coca-Cola to sell, using a common glass bottle called a Hutchinson.
Biedenharn sent a case to Asa Griggs Candler, who owned the Company. Candler
thanked him but took no action. One of his nephews already had urged that Coca-
Cola be bottled, but Candler focused on fountain sales.
1899 … The first bottling agreement
Two young attorneys from Chattanooga, Tennessee believed they could build a
business around bottling Coca-Cola. In a meeting with Candler, Benjamin F. Thomas
and Joseph B. Whitehead obtained exclusive rights to bottle Coca-Cola across most
of the United States (specifically excluding Vicksburg) -- for the sum of one dollar. A
third Chattanooga lawyer, John T. Lupton, soon joined their venture.
1900-1909 … Rapid growth
The three pioneer bottlers divided the country into territories and sold bottling rights
to local entrepreneurs. Their efforts were boosted by major progress in bottling
technology, which improved efficiency and product quality. By 1909, nearly 400
Coca-Cola bottling plants were operating, most of them family-owned businesses.
Some were open only during hot-weather months when demand was high.
1916 … Birth of the contour bottle
Bottlers worried that the straight-sided bottle for Coca-Cola was easily confused with
imitators. A group representing the Company and bottlers asked glass
manufacturers to offer ideas for a distinctive bottle. A design from the Root Glass
Company of Terre Haute, Indiana won enthusiastic approval in 1915 and was
introduced in 1916. The contour bottle became one of the few packages ever
granted trademark status by the U.S. Patent Office. Today, it's one of the most
recognized icons in the world - even in the dark!
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1920s … Bottling overtakes fountain sales
As the 1920s dawned, more than 1,000 Coca-Cola bottlers were operating in the
U.S. Their ideas and zeal fueled steady growth. Six-bottle cartons were a huge hit
after their 1923 introduction. A few years later, open-top metal coolers became the
forerunners of automated vending machines. By the end of the 1920s, bottle sales of
Coca-Cola exceeded fountain sales.
1920s and 30s … International expansion
Led by longtime Company leader Robert W. Woodruff, chief executive officer and
chairman of the Board, the Company began a major push to establish bottling
operations outside the U.S. Plants were opened in France, Guatemala, Honduras,
Mexico, Belgium, Italy, Peru, Spain, Australia and South Africa. By the time World
War II began, Coca-Cola was being bottled in 44 countries.
1940s … Post-war growth
During the war, 64 bottling plants were set up around the world to supply the
troops. This followed an urgent request for bottling equipment and materials from
General Eisenhower's base in North Africa. Many of these war-time plants were later
converted to civilian use, permanently enlarging the bottling system and
accelerating the growth of the Company's worldwide business.
1950s … Packaging innovations
For the first time, consumers had choices of Coca-Cola package size and type -- the
traditional 6.5-ounce contour bottle, or larger servings including 10-, 12- and 26-
ounce versions. Cans were also introduced, becoming generally available in 1960.
1960s … New brands introduced
Following Fanta® in the 1950s, Sprite®, Minute Maid®, Fresca® and TaB® joined
brand Coca-Cola in the 1960s. Mr. Pibb® and Mello Yello® were added in the 1970s.
The 1980s brought diet Coke® and Cherry Coke®, followed by POWERADE® and
DASANI® in the 1990s. Today hundreds of other brands are offered to meet
consumer preferences in local markets around the world.
1970s and 80s … Consolidation to serve customers
As technology led to a global economy, the retailers who sold Coca-Cola merged
and evolved into international mega-chains. Such customers required a new
approach. In response, many small and medium-size bottlers consolidated to better
serve giant international customers. The Company encouraged and invested in a
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number of bottler consolidations to assure that its largest bottling partners would
have capacity to lead the system in working with global retailers.
1990s … New and growing markets
Political and economic changes opened vast markets that were closed or
underdeveloped for decades. After the fall of the Berlin Wall, the Company invested
heavily to build plants in Eastern Europe. And as the century closed, more than $1.5
billion was committed to new bottling facilities in Africa.
21st Century …
The Coca-Cola bottling system grew up with roots deeply planted in local
communities. This heritage serves the Company well today as people seek brands
that honor local identity and the distinctiveness of local markets. As was true a
century ago, strong locally based relationships between Coca-Cola bottlers,
customers and communities are the foundation on which the entire business grows.
Mission, Vision & Values:
The world is changing all around us. To continue to thrive as a business over the next
ten years and beyond, we must look ahead, understand the trends and forces that will
shape our business in the future and move swiftly to prepare for what's to come. We must
get ready for tomorrow today. That's what our 2020 Vision is all about. It creates a long-
term destination for our business and provides us with a "Roadmap" for winning together
with our bottling partners.
Our Mission
Our Roadmap starts with our mission, which is enduring. It declares our purpose as a
company and serves as the standard against which we weigh our actions and decisions.
To refresh the world
To inspire moments of optimism and happiness
To create value and make a difference.
Our Vision
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Our vision serves as the framework for our Roadmap and guides every aspect of our
business by describing what we need to accomplish in order to continue achieving
sustainable, quality growth.
People: Be a great place to work where people are inspired to be the best they can be.
Portfolio: Bring to the world a portfolio of quality beverage brands that anticipate and
satisfy people's desires and needs.
Partners: Nurture a winning network of customers and suppliers, together we create
mutual, enduring value.
Planet: Be a responsible citizen that makes a difference by helping build and support
sustainable communities.
Profit: Maximize long-term return to shareowners while being mindful of our overall
responsibilities.
Productivity: Be a highly effective, lean and fast-moving organization.
Our Winning Culture
Our Winning Culture defines the attitudes and behaviors that will be required of us to
make our 2020 Vision a reality.
Live Our Values
Our values serve as a compass for our actions and describe how we behave in the world.
Leadership: The courage to shape a better future
Collaboration: Leverage collective genius
Integrity: Be real
Accountability: If it is to be, it's up to me
Passion: Committed in heart and mind
Diversity: As inclusive as our brands
Quality: What we do, we do well
Focus on the Market
Focus on needs of our consumers, customers and franchise partners
Get out into the market and listen, observe and learn
Possess a world view
Focus on execution in the marketplace every day
Be insatiably curious
Work Smart
Act with urgency
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Remain responsive to change
Have the courage to change course when needed
Remain constructively discontent
Work efficiently
Act Like Owners
Be accountable for our actions and inactions
Steward system assets and focus on building value
Reward our people for taking risks and finding better ways to solve problems
Learn from our outcomes -- what worked and what didn’t
Be the Brand
Inspire creativity, passion, optimism and fun
The Coca-Cola System
We are a global business that operates on a local scale, in every community where we do
business. We are able to create global reach with local focus because of the strength of
the Coca-Cola system, which comprises our Company and our nearly 300 bottling
partners worldwide.
The Coca-Cola system is not a single entity from a legal or managerial perspective, and
the Company does not own or control all of our bottling partners.
While many view our Company as simply "Coca-Cola," our system operates through
multiple local channels. Our Company manufactures and sells concentrates, beverage
bases and syrups to bottling operations, owns the brands and is responsible for consumer
brand marketing initiatives. Our bottling partners manufacture, package, merchandise
and distribute the final branded beverages to our customers and vending partners, who
then sell our products to consumers.
All bottling partners work closely with customers -- grocery stores, restaurants, street
vendors, convenience stores, movie theaters and amusement parks, among many others
-- to execute localized strategies developed in partnership with our Company. Customers
then sell our products to consumers at a rate of 1.7 billion servings a day. Learn more
about this unique relationship.
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In January 2006, our Company-owned bottling operations were brought together to form
the Bottling Investments operating group, now the second-largest bottling partner in the
Coca-Cola system in terms of unit case volume.
Coca-Cola System wide Performance
In April 2007, associates from The Coca-Cola Company and several of our largest
bottling partners met for the first time to discuss the development of a core set of
performance indicators for the Coca-Cola system. Working groups of Company
associates and representatives from our bottling partners have been formed to determine
the feasibility -- due to the legal and management complexity of the Coca-Cola system --
of collecting and consolidating economic and social data in addition to the environmental
data already collected. Many of our bottling partners produce their own corporate
responsibility reports which can be viewed in the Sustainability Reports section.
Coca-Cola Refreshments (CCR)
The Coca-Cola Company and the largest bottler, Coca-Cola Enterprises, took actions in
2010 and 2011 to strategically advance our partnership. The Coca-Cola Company has
acquired CCE's entire North American business, renaming the sales and operational
elements of Coca-Cola Enterprises North American businesses to Coca-Cola
Refreshments (CCR). Additionally, The Coca-Cola Company has folded in the vast
majority of its U.S. and Canada businesses into CCR. This is an exciting development in
the history of the world's greatest brand.
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Bibliography
References
Book: 1
Real Estate Finance and Investments
Book: 2
Annual Report 2005 of NHA
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Electronic
Internet: 1
http://www.nha.com.bd accessed on April 14, 2008.
Internet: 2
http://www.banglapedia.com/ accessed on April 14, 2008.
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