cno in our community€¦ · philanthropy liaisons in each of cno’s three corporate office...

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CNO IN OUR COMMUNITY

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Contents

About CNO Financial ................................................3

Our Community Vision ............................................. 5

Corporate Philanthropy Program ............................ 8

Standing Up for Health and Financial Wellness .. 10

Building Stronger Communities ............................ 15

August 2016

CNO Financial Group is middle-income America’s valued financial security partner. We’re committed to helping enrich the lives of our customers through our family of insurance brands—Bankers Life, Colonial Penn and Washington National—by providing insurance solutions that help protect their health and retirement needs.

Our committment can be seen in our business decisions, our core values and our support in the communities where we live and work.

CNO Financial is proud to support organizations in central Indiana, where our corporate headquarters is located, as well as in communities in Chicago, Philadelphia and across the country that share our dedication to:

» Standing up for health and financial wellness.

» Working to build stronger communities.

In 2015, CNO Financial helped deliver more than $2.2 million in total community impact to the neighborhoods where we live and work. CNO Financial, our associates and our insurance producers donated over $1.8 million to our partner organizations in 2015 and raised an additional $400,000 through participation in community fundraising. Our associates volunteered more than 12,000 hours to community service in 2015, including donating their time to our CNO Financial Afternoon of Service projects in Carmel, Chicago and Philadelphia, where we have corporate locations.

I hope you find their work, and this report, as inspiring as I do.

Ed Bonach Chief Executive Officer

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About CNO Financial MIDDLE-INCOME AMERICA’S VALUED FINANCIAL SECURITY PARTNER

CNO Financial Group is a holding company that provides health and life insurance, as well as retirement solutions, to middle-income Americans through its family of insurance brands: Bankers Life, Colonial Penn and Washington National. At CNO Financial, we’re always looking forward— to the security and stability we create for our customers, and the growth we create within our own company.

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ABOUT CNO FINANCIAL

Our companies provide more than

3.5 MILLION POLICIES

to middle-income working Americans and retirees.

In our corporate locations we employ approximately

2,200 full-time associates.

OUR BRANDS

Bankers Life offers a broad selection of life and health insurance products designed especially for Americans who are near or in retirement. As they have done for 137 years, dedicated agents meet customers in their homes and present products and services “across the kitchen table.”

Colonial Penn is a pioneer in designing life insurance products for mature Americans. For nearly 60 years, customers have turned to Colonial Penn through mail, online and by phone to buy simple, affordable term and whole life insurance.

Washington National helps protect working Americans from the financial hardship of critical illnesses, accidents and loss of life. Customers can purchase supplemental health and life insurance products from the comfort of their homes or at the worksite.

40|86 Advisors, Inc., is a fixed income investment advisor. The firm manages over $26 billion in assets, including public corporate debt securities, taxable municipal bonds, emerging market securities, high yield bonds and mortgage related securities.

OUR CORPORATE LOCATIONS

OUR CUSTOMERS OUR ASSOCIATES

=100

Home to Bankers Life

CHICAGO

Home to Colonial Penn

PHILADELPHIA

CARMEL, INDIANA

Home to CNO headquarters, Washington National and 40|86 Advisors

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Our Community VisionCNO Financial Group supports our communities, our associates and our customers through nonprofit agencies that address the health and financial wellness of middle-income Americans and military families.

Standing up for health and financial wellness

Building stronger communities

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2015 BY THE NUMBERS

Total community impact of

in the neighborhoods where we live and work$2.2 million

$1.8 million$400,000

donated to our partner organizations and

raised in community fundraising

850 associates 12,000 hoursdonated more than

to community service

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Alzheimer’s Awareness Night at the Bankers Life Fieldhouse

ONE YEAR IN OUR COMMUNITIES

CNO Community Spirit Awards

CNO Afternoon of Service

JANUARYCNO Community Spirit Awards

MARCHSenior Center Volunteering

APRILAlzheimer’s Awareness Night

at Bankers Life Fieldhouse

JUNEBankers Life Forget Me Not Days,

Jefferson Awards National Ceremony

AUGUSTUnited Way Giving Campaign

SEPTEMBERWalk to End Alzheimer’s

OCTOBERCNO Afternoon of Service,

Making Strides Against Breast Cancer Walk

NOVEMBERMilitary Warriors Support Foundation

at the Bankers Life Fieldhouse

DECEMBERUnited Way Adopt a Family Holiday Program,

Arthritis Foundation Jingle Bell Run

Bankers Life Forget Me Not Days

Walk to End Alzheimer’s

Making Strides Against Breast Cancer Walk

Military Warriors Support Foundation Arthritis Foundation Jingle Bell Run

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CORPORATE PHILANTHROPY PROGRAM

COMMUNITY BOARD LEADERSHIP 2015CNO senior leaders make strong commitments to leading in their communities by serving on the boards of prominent local and national organizations, including:

» Alzheimer’s Association of Greater Illinois

» Alzheimer’s Association of Greater Indiana

» Boy Scouts of America, Crossroads of America Council

» Indiana Chamber of Commerce

» Indiana Sports Corporation

» Indianapolis Chamber of Commerce

» Indianapolis Symphony Orchestra

» Jefferson Awards Foundation

» Julian Center

» Marian University

» Meals on Wheels Chicago

» Pacers Foundation

» St. Vincent Foundation

» United Way of Central Indiana

» WFYI Public Media

From our senior executives to our individual associates, CNO Financial is committed to making service to our communities a strong part of our corporate culture.

EXECUTIVE PHILANTHROPIC COMMITTEE

The Executive Philanthropic Committee is composed of senior leadership members who shape CNO’s philanthropic strategy.

PHILANTHROPY LIAISONS

In each of CNO’s three corporate office locations, two associates serve as philanthropy liaisons to lead volunteer committees of their peers

and chair community service projects.

TEAM CNO PHILANTHROPY PROGRAM

Our associate volunteer program engages associates to give back to their community through volunteer service and charitable donations.

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2015 AWARDS AND RECOGNITION

CNO Financial was recognized as a Platinum award winner of the 2015 Best Employers for Healthy Lifestyles® awards—a prestigious national award sponsored by The National Business Group on Health, a nonprofit association of large U.S. employers.

CNO Financial was listed among the Healthiest 100 Workplaces in America by Healthiest Employer, the leader in employee health analytics, best practices and benchmark data.

CNO Financial received a Platinum Level award, the highest level of recognition, from the American Heart Association for being a Fit-Friendly Company.

CNO Financial received the highest honor from 2020 Women on Boards—a Winning (W) rating—for the gender diversity of its board of directors.

CNO Financial earned the United Way of Central Indiana’s Company that Cares award.

CNO Financial was recognized by Life Office Management Association (LOMA) with its 11th consecutive LOMA Educational Achievement Award for outstanding participation in LOMA’s education programs.

For four consecutive years, CNO Financial subsidiary Bankers Life has been recognized in Training magazine’s Top 125 for having one of the world’s best employee training and development programs.

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Standing Up for Health and Financial WellnessCNO Financial Group believes in standing up for health and financial wellness for our customers, our associates and our neighbors.

“ The 2015 Indy Walk to End Alzheimer’s was an opportunity to show

support of CNO Financial Group’s effort to be a good community partner.

Our effort will raise awareness of this disease and provide the necessary

assistance to people in need.”

—Lester Trotter, Team CNO volunteer

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STANDING UP FOR HEALTH AND FINANCIAL WELLNESSSTANDING UP FOR HEALTH AND FINANCIAL WELLNESS

Bankers Life is a proud national sponsor of the Alzheimer’s Association. Since 2003, Bankers Life has helped raise more than $4.1 million for the Alzheimer’s Association through its annual Forget Me Not Days fundraiser and corporate donations.

In its 13th record-breaking year, more than 1,000 Bankers Life agents, associates and Alzheimer’s Association volunteers took to the streets in June to collect donations from passersby. In exchange for their donations, individuals received packets of forget-me-not flower seeds to take home and plant in honor of families across America who are facing Alzheimer’s or have lost someone with Alzheimer’s.

“ Bankers Life’s Forget Me Not Days represents our commitment to

supporting the Alzheimer’s Association and its efforts to end this

devastating disease. We look forward to the event each year, hitting the

streets to collect money and educate our community about Alzheimer’s

and its impact on the growing Baby Boomer population.”

—Scott Goldberg, president of Bankers Life

in collections and corporate donations in 2015

$515,000

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STANDING UP FOR HEALTH AND FINANCIAL WELLNESS

Bankers Life Center for a Secure Retirement is dedicated to research and consumer education.

Its studies and consumer awareness campaigns provide insight and practical advice to help everyday Americans achieve financial security in retirement.

We appreciate our media partners who help share Bankers Life’s research as part of the national dialogue on the retirement experience of middle-income Americans, including:

» The Wall Street Journal

» USA Today

» Bloomberg

» CBS News

» CNBC.com

» Yahoo Finance

» MarketWatch

Read all of the Center’s retirement insights at CenterForASecureRetirement.com

Bankers Life Center for a Secure RetirementCenterForASecureRetirement.com© 2015 Bankers Life(08/15) 163298

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While it’s one of the more expensive cities on our list, Seattle boasts natural beauty, a moderate climate and a wealth of outdoor and cultural activities — from the nearby Olympic National Park to the recently expanded Seattle Art Museum — all of which make it the ideal locale for active retirees.

Portland has long been a hot spot for young people, but many of the attractions and features that make it popular for youth also make it great for retirees. Plus, the Oregon Health and Science University Hospital is nationally ranked in five adult specialties, including oncology and geriatrics.

Omaha’s economic health is strong, with low cost of living, housing prices, unemployment, and crime. Boomers there also report high levels of satisfaction and support.

We know. It’s cold. But education and volunteer opportunities abound in Minneapolis and St. Paul, and retirees there report high levels of satisfaction and social and emotional support. Not to mention, the Twin Cities’ proximity to the Mayo Clinic puts world-class healthcare within reach.

Hartford boasts one of the most affordable home healthcare industries in our study. The city has one of the highest concentrations of Boomers in the U.S. and some of the highest levels of civic involvement and volunteering.

Pittsburgh is among the most affordable cities on our list. But affordability is not all it offers. Yinzer retirees also enjoy low crime, top cultural institutions (including the Andy Warhol Museum and Pittsburgh Public Theater) and a high concentration of Boomer residents.

Healthcare is one of Baltimore’s specialties, with Johns Hopkins Hospital, Mercy Medical Center and UM Medical Center ranked among the best in the country.

Salt Lake City residents are some of the most physically healthy in our study, with low levels of smoking, cancer, heart disease and Alzheimer’s disease. One of the lowest unemployment rates in the country and surprisingly good public transportation round out this Rocky Mountain paradise.

The Cleveland Clinic is among the country’s top hospitals for cardiology, urology, geriatrics, oncology and a dozen other specialties. Clevelanders also enjoy low housing prices and Playhouse Square, one of the nation’s top theater districts.

Outdoor adventurers will love Denver and the endless opportunities the Rocky Mountains provide. The Mile High City also receives high marks for thriving cultural health, with the epicenter at the Denver Performing Arts Complex, one of the largest centers for the arts in the U.S.

#1

#4

#10#3

#6

#2

#9 #8 #7

#5

America’s Best Cities for a Healthy (and More Affordable) Retirement

In 2015, the Center for a Secure Retirement explored America’s best cities for a healthy (and more affordable) retirement. It also studied the new expectations and new rewards for middle-income Americans who work in retirement.

May 2015

New Expectations, New Rewards: Work in Retirement for Middle-Income Boomers

Snapshot

CenterForASecureRetirement.com© 2015 Bankers Life (05/15) 162044

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Middle-income Boomers view work as a part of their retirement experience. They work because they want to work, primarily for nonfinancial reasons.

Seasonal

7%

28%

Currently work or have

previously worked in retirement

Source: Bankers Life Center for a Secure Retirement, New Expectations, New Rewards: Work in Retirement for Middle-Income Boomers, 2015.

61%

Work because they want

to work, not because they

have to

1To stay sharp

and alert

2 To remain

physically active

3To maintain

sense of purpose

Most often, they have work arrangements other than full time.

Part time

59%

Freelance / project work

18%

4 To stay socially

connected

Working retirees are more satisfied with their jobs and are happier than before retirement.

are as satisfied or moresatisfied with their

retirement job

78%

Why retirees work

77% have less Stress

53% have improved Emotional Health

53% have better Family Relationships

Employed retirees who experience positive impacts

35%

Would like to work

in retirement but cannot

http://CenterForASecureRetirement.com

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Washington National is a proud sponsor of the American Cancer Society and its Making Strides Against Breast Cancer walk.

In 2015, Washington National and Health Opportunity through Partnership in Education (HOPE) awarded a $100,000 research grant to the American Cancer Society. This gift was made possible through contributions from 180,000 Washington National policyholders.

“ We are pleased to support the American Cancer Society and genetic research in lung cancer. The generous

contributions of Washington National certificate holders and HOPE will support efforts to find new and

innovative treatments for lung cancer, which accounts for more deaths than any other cancer.”

—Barbara Stewart, president of Washington National and the HOPE Foundation

in collections and corporate donations in 2015

$158,000

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CNO Financial Group supports the Arthritis Foundation and its annual Jingle Bell Run through fundraising and in-kind donations, which help further its mission to conquer arthritis.

For more than 10 years, Bankers Life has supported Meals on Wheels Chicago and its commitment to working to reduce the number of homebound seniors and individuals with disabilities in need.

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Building Stronger CommunitiesCNO Financial Group believes in building stronger communities by getting our associates involved first-hand in volunteering and service projects.

“ I first joined the Team CNO Senior Center Volunteer event in Carmel with

the hope of helping out my local community and establishing a relationship

with an organization I could continue to assist after this one-time event.”

—Ashely Drees, Team CNO volunteer

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BUILDING STRONGER COMMUNITIES

CNO COMMUNITY SPIRIT AWARDSCNO Financial is proud to recognize our associates and the community causes they support. Since 2010, CNO Financial’s Community Spirit Awards program has awarded $120,000 to community organizations where our associates volunteer their time.

The awards honor associates who make an extraordinary social impact in their communities, demonstrate strategic involvement and dedication to getting results and maintain a compelling and enduring commitment to the agencies they support. The winners are selected by a panel of associates who represent all of the company’s major locations and departments.

Through CNO’s partnership with the nationally acclaimed Jefferson Awards for Public Service, each Spirit Award winner also receives a Jefferson Award.

Award of Excellence $10,000 grant to the nonprofit organization

» Chandra Craig, American Cancer Society

High Achievement Winner $5,000 grant to the nonprofit organization

» Cynthia DeBartolo, American Cancer Society

Merit Winners $1,000 grant to the nonprofit organizations

» Ashley Drees, PrimeLife Enrichment, Inc

» Tiffany Mihill, Boone County Cancer Society

» John Reid, American Red Cross of Central Indiana

» Lester Trotter, Susan G. Komen Central Indiana

» Anja Worley, Girl Scouts of Central Indiana

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For 16 years, CNO Financial has partnered with the United Way to build stronger, healthier communities.

In 2015, CNO Financial and our associates contributed $600,000 to United Way and its community agencies.

CNO Afternoon of ServiceOver 400 CNO Financial associates donated more than 1,600 hours total to better their communities through our Afternoon of Service with United Way partner agencies.

Adopt a FamilyDuring the holiday season, Team CNO volunteers donated their time to help make the holiday season a little brighter with gifts and groceries for 45 families in need in Indianapolis, Chicago and Philadelphia.

Contributed in 2015

$600,000


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“ CNO Financial’s sponsorship of Bankers Life Fieldhouse helps bring the

world’s best athletes, musicians and entertainers to central Indiana.”

—Chris Campbell, Senior Vice President of Marketing & Communications for CNO Financial Group

Bankers Life is proud to be a part of the Indianapolis community as the official insurance partner of the NBA’s Indiana Pacers and the naming sponsor of its home court—Bankers Life Fieldhouse. Nearly 2 million guests per year visit “Bankers Life”—as it’s known to locals and even to some nationally—to watch the Pacers, the WNBA’s Indiana Fever and scores of concerts and other world-class entertainment events.

Its iconic stature in downtown Indianapolis, along with its ability to offer the latest in fan amenities, makes Bankers Life Fieldhouse one of the premier facilities in the country.


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Since 1999, CNO Financial has been a proud supporter of the Pacers Foundation and its mission to motivate and inspire Indiana’s youth toward academic success and civic responsibility.

With every 3-point shot that the Indiana Pacers make during the regular season at Bankers Life Fieldhouse, CNO Financial donates $50 to the Pacers Foundation, delivering much-needed support .

$240,000 donated to the Pacers Foundation

since 1999

“ CNO Financial goes beyond a mere

partnership to support the Pacers

Foundation’s mission of creating

opportunities for the youth of Indiana.”

—Bill Benner, Senior Vice President for Corporate, Community and Public Relations for Pacers Sports &

Entertainment and Pacers Foundation board member


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CNO Financial Group supports military families through our partnership with the Military Warriors Support Foundation, which helps to place our nation’s heroes on the path to lifelong financial security.

In 2015, CNO Financial and Bankers Life supported Military Warriors Support Foundation through a combination of corporate donations and fundraising totaling $40,000—enough to help two veterans pursue homeownership.

For each hero, we provided $20,000 to cover a financial mentoring program for the family. This program is required for the veteran to receive the deed to his or her home, and is designed to reduce debt and prepare the family for the financial realities of civilian life.

CNO Financial and Washington National are proud sponsors of the American Red Cross. The American Red Cross has been serving the people of Indiana for more than 100 years and mobilizes the power of volunteers and the generosity of donors to help those in need.


CNO Financial is a proud supporter of The Center for the Performing Arts, which shares our corporate hometown of Carmel, Indiana.

During the 2014–15 season, the CNO Financial Family Shows brought affordable, world-class entertainment to the Center, continuing our mission to improve the lives of families across central Indiana.

CNO Financial helps bring the Indianapolis Symphony Orchestra outdoors each summer as an Associate Sponsor of the Symphony on the Prairie series.

CNO Financial is a member of the WFYI Mission Society, helping WFYI inspire the best in our community by sharing stories and connecting people through educational, informational and cultural services and entertainment and community outreach events and activities.

cno in our community€¦ · philanthropy liaisons in each of cno’s three corporate office...

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