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CITY OF MCKEESPORT, PENNSYLVANIA500 Fifth Avenue McKeesport Pennsylvania 15132
ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING CHOICE
500 Fifth Avenue, McKeesport, Pennsylvania 15132
UPDATED: FEBRUARY 2011
Regis T. McLaughlin, Honorable Mayor
City Council:Michael E. CherepkoRichard DellapennaLoretta M. Diggs
l llDale McCallDarryl SeginaAlfred Tedesco, Jr. V. Fawn Walker
Dennis Pittman, City Administrator
Bethany Budd Bauer,CDBG Coordinator
Prepared For: City of McKeesportDepartment of Community Development
Prepared By: Urban Design Ventures LLCPrepared By: Urban Design Ventures, LLC212 East Seventh AvenueHomestead, PA 15120
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 1
Table of Contents
Executive Summary ........................................................................................................ 2
I. Introduction ............................................................................................................. 7
II. Background Data .................................................................................................... 8
A. Population, Race and Ethnicity ....................................................................... 8
B. Households ................................................................................................... 13
C. Income and Poverty ...................................................................................... 17
D. Employment .................................................................................................. 20
E. Housing Profile .............................................................................................. 22
F. Financing ....................................................................................................... 24
G. Household Types .......................................................................................... 30
H. Cost Overburden ........................................................................................... 32
I. Housing Problems ......................................................................................... 35
J. Disabled Households .................................................................................... 37
III. Review/Update to Original Plan ............................................................................ 39
A. Summary of Impediments – May 2005: ......................................................... 39
IV. Impediments to Fair Housing 2010 ....................................................................... 43
A. Fair Housing Complaints ............................................................................... 43
B. Public Sector ................................................................................................. 51
C. Private Sector ................................................................................................ 60
D. Citizen Participation ...................................................................................... 68
E. Potential Impediments and Recommendations ............................................. 68
V. Certification ........................................................................................................... 69
VI. Appendix ............................................................................................................... 70
A. Appendix A – Demographic Data .................................................................. 71
B. Appendix B – Maps ....................................................................................... 72
C. Appendix C – Home Mortgage Disclosure Act Data ...................................... 73
D. Appendix D – HUD-CHAS Data .................................................................... 74
E. Appendix E – Meeting Summaries ................................................................ 75
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 2
Executive Summary The City of McKeesport, Pennsylvania is an entitlement community under the U.S. Department of Housing and Urban Development’s (HUD) Community Development Block Grant Program (CDBG). In accordance with the Housing and Community Development Act of 1974, as amended, each entitlement community must “affirmatively further fair housing.” In order to “affirmatively further fair housing,” each entitlement community must conduct a Fair Housing Analysis which identifies any impediments to fair housing choice. The City of McKeesport prepared an Analysis of Impediments to Fair Housing Choice in 1992 and updates in 2001 and 2005. The City has prepared this 2010 Update to the Analysis of Impediments to Fair Housing Choice to bring the City into sequence with its FY 2010-2014 Five Year Consolidated Plan. This analysis focuses on the status and interaction of six (6) fundamental conditions within the community:
The sale or rental of dwellings (public or private);
The provision of housing brokerage services;
The provision of financial assistance for dwellings;
Public policies and actions affecting the approval of sites and other building requirements used in the approval process for the construction of publicly assisted housing;
The administrative policies concerning community development and housing activities, which affect opportunities of minority households to select housing inside or outside areas of minority concentration; and
Where there is a determination of unlawful segregation or other housing discrimination by a court or a finding of noncompliance by HUD regarding assisted housing in a recipient’s jurisdiction, an analysis of the actions which could be taken by the recipient to remedy the discriminatory condition, including actions involving the expenditure of funds made available under 24 CFR Part 570.
The Fair Housing Act prohibits discrimination against persons based on their race, color, religion, sex, national origin, disability, or familial status in the sale, rental, and financing of housing. This Analysis of Impediments seeks to identify any discrimination that may occur in the City of McKeesport which consequently could limit housing choice. The methodology employed to undertake this Analysis of Impediments included:
Research
- A review of the City’s Zoning Ordinance, Comprehensive Plan, land use policies and procedures was undertaken
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 3
- Demographic data for the City was analyzed from the U.S. Census and the HUD-CHAS data and tables, and HMDA data
- A review of the real estate and mortgage practices was undertaken
Interviews & Meetings
- Meetings and/or interviews were conducted with the McKeesport Housing Authority, community and social service/advocacy agencies for the disabled, housing providers, the Realtors Association of Metropolitan Pittsburgh, the Pittsburgh Commission on Human Relations, the Fair Housing Partnership of Greater Pittsburgh, and city staff members.
- Surveys were sent to the McKeesport Housing Authority, community and social service agencies, banks, and the Realtors Association of Metropolitan Pittsburgh. Follow up phone calls were made when an organization neither returned a survey nor attended a meeting.
Analysis of Data
- Low- and moderate-income areas were identified
- Concentrations of minority populations were identified
- Fair housing awareness in the community was evaluated
- Distribution of public and assisted housing units was analyzed
- The location of CDBG expenditures throughout the City was analyzed
Potential Impediments
- Public sector policies that may be viewed as impediments were analyzed
- Private sector policies that may be viewed as impediments were analyzed
The City of McKeesport’s 2010 Update to the City’s Analysis of Impediments to Fair Housing Choice has identified the following impediments, as well as defined specific goals and strategies to address each impediment.
IMPEDIMENT No. 1: FAIR HOUSING EDUCATION, ADVOCACY, MONITORING, AND ENFORCEMENT – There is a need for increased awareness of an individual’s rights under the Fair Housing Act and a need for continued monitoring and enforcement of the Fair Housing Act.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 4
GOAL – Increase awareness of tenant rights, landlord responsibilities, and work to eliminate any discriminatory practices in the sale or lease of houses through education, advocacy, monitoring, and enforcement, to provide fair housing opportunities to all individuals and families. The Strategies to meet this goal include:
- 1-A: Fund and support public education, training, and programs concerning the rights and responsibilities covered by the Fair Housing Act.
- 1-B: Evaluate the role of the McKeesport Human Relations Commission in developing, maintaining and supporting efficient and effective fair housing monitoring, education, and enforcement strategies.
- 1-C: Support and promote the delivery of housing counseling programs and credit counseling for low-income and minority households.
- 1-D: Support and promote the delivery of fair housing services to at-risk groups and victims of housing discrimination.
- 1-E: Include fair housing information and contacts on the City website.
- 1-F: Continue to raise awareness of fair housing through the creation of an educational brochure and proclaiming Fair Housing Month.
IMPEDIMENT No. 2: CONCENTRATION OF LOW-INCOME AND MINORITY GROUPS – There are concentrations of low-income and minority households in certain areas of the City.
GOAL – Promote new affordable housing choices outside areas of low-income and minority concentration in order to lessen concentrations in impacted areas. The Strategies to meet this goal include:
- 2-A: Increase the supply of affordable housing opportunities for low-income and minority households outside of the areas of concentration.
- 2-B: Support opportunities and financial incentives to develop mixed-income housing in areas with high concentration of low-income and minority households.
- 2-C: Increase homeownership opportunities for low-income households by providing funds, or causing to provide, for housing counseling, credit counseling, and downpayment assistance.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 5
IMPEDIMENT No. 3: HOUSING ACCESSIBILITY – The supply of accessible, affordable housing that is decent, safe, and sound does not meet the demand, resulting in limited housing options for persons who are physically challenged.
GOAL – Increase the supply of decent, safe, and sound housing that is both affordable and accessible to low- and moderate-income households who are physically challenged and/or the frail elderly. The Strategies to meet this goal include:
- 3-A: Provide financial and technical assistance for homeowners and landlords seeking to rehabilitate housing units to make accessibility improvements to their properties.
- 3-B: Increase the number of accessible public housing units, particularly for the elderly.
- 3-C: Support applications from non-profit agencies for Federal funds under the HUD Section 811 and 202 Supportive Housing Programs and state funds through PHFA to develop accessible, affordable housing for persons who are physically challenged and the elderly.
- 3-D: Support educational programs to inform the public of the need for accessible housing in the City.
IMPEDIMENT No. 4: PUBLIC POLICIES – The City of McKeesport regulates land use through its Zoning Ordinance, Building Codes, and Code Enforcement program. Some of these policies are outdated and may be too restrictive as they are currently written.
GOAL – Update the City’s policies and procedures to comply with the Fair Housing Act. The Strategies to meet this goal include:
- 4-A: The City will review the City’s Zoning Ordinance and update restrictive definitions.
- 4-B: The City will ensure that the Zoning Ordinance is in accordance with, and makes reference to, the Fair Housing Act, the Americans with Disabilities Act, and other Federal and State laws.
- 4-C: Review the City’s Zoning Ordinance with regard to the location of shelters, supportive housing and transitional housing in various zoning districts.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 6
IMPEDIMENT No. 5: PUBLIC TRANSPORTATION – Public transportation within the City of McKeesport and between the City and other regional employment centers such as the City of Pittsburgh is limited and there is the threat of additional service cuts.
GOAL – To maintain current public transportation and advocate for increased service.
The Strategies to meet this goal include:
- 5-A: Educate the community on how to provide feedback to the Port Authority of Allegheny County to ensure that the Port Authority is aware of the transportation needs in the City of McKeesport.
- 5-B: Support transportation services such as ACCESS so that elderly community members may continue to have reliable transportation services.
- 5-C: Work with the Port Authority of Allegheny County to ensure that service routes meet the needs of McKeesport Residents.
IMPEDIMENT No. 6: ECONOMIC OPPORTUNITIES – There is a lack of
economic opportunities and jobs in the City of McKeesport, making it difficult for low-income households to maintain or improve their living conditions. GOAL – Increase job opportunities to increase household income, allowing for more housing choices. The Strategies to meet this goal include:
- 6-A: Support the flyover to the McKeesport Industrial Park.
- 6-B: Promote Entrepreneurship and small business development to provide economic opportunities to low-income persons.
- 6-C: Support and enhance workforce development and job training to improve job skills for the unemployed and underemployed.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 7
I. Introduction The City of McKeesport is an entitlement community under the U.S. Department of Housing and Urban Development’s Community Development Block Grant Program. In accordance with the Housing and Community Development Act of 1974, as amended, each entitlement community must “affirmatively further fair housing.” In order to “affirmatively further fair housing” the community must conduct a Fair Housing Analysis which identifies any impediments to fair housing choice. HUD defines “fair housing choice” as:
“The ability of persons, regardless of race, color, religion, sex, national origin, familial status, or handicap, of similar income levels to have available to them the same housing choices.”
The Fair Housing Analysis consists of the following six (6) conditions:
The sale or rental of dwellings (public or private);
The provision of housing brokerage services;
The provision of financial assistance for dwellings;
Public policies and actions affecting the approval of sites and other building requirements used in the approval process for the construction of publicly assisted housing;
The administrative policies concerning community development and housing activities, which affect opportunities of minority households to select housing inside or outside areas of minority concentration; and
Where there is a determination of unlawful segregation or other housing discrimination by a court or a finding of noncompliance by HUD regarding assisted housing in a recipient’s jurisdiction, an analysis of the actions which could be taken by the recipient to remedy the discriminatory condition, including actions involving the expenditure of funds made available under 24 CFR Part 570.
The City of McKeesport prepared an Analysis of Impediments to Fair Housing Choice in May 2005 and has prepared this 2010 Update to the City’s Analysis of Impediments to Fair Housing Choice. This 2010 Update will outline progress that has been made since the previous Analysis of Impediments in May 2005, explore the continuation of these impediments where necessary, and identify any new impediments to fair housing choice. Furthermore, this Analysis of Impediments will bring the City into the same time sequence as the City’s FY 2010-2014 Five Year Consolidated Plan. The document is designed to act as a planning tool, providing the City of McKeesport with the necessary framework to strategically reduce the identified impediments to fair housing choice over the next five (5) years.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 8
II. Background Data In order to perform an analysis of fair housing in the City of McKeesport, the demographic and socio-economic characteristics of the City were evaluated as a basis for determining and identifying any existing impediments to fair housing choice. The City of McKeesport has a rich history as a port at the confluence of the Monongahela and Youghiogheny Rivers settled in 1795 by John McKee. McKeesport became a booming steel town and at its peak, the City was home to approximately 55,000 residents in 1940. Until the 1980’s, McKeesport was an industrial city like many formidable manufacturing areas in the Mon Valley. Much like many other industrial cities, the City of McKeesport has suffered from a decreasing number of available jobs and a shrinking population resulting from declining industry. McKeesport is also the home of the original G.C. Murphy Variety Store. Based on the size of the City of McKeesport, the information from the 2000 U.S. Census is the most recently complete set of data available. However, the 2006-2008 American Community Survey offers recent estimations of general demographics of the City of McKeesport. This Census data, along with other databases such as the CHAS Data, have been used to evaluate the City of McKeesport’s demographic and socio-economic characteristics, as well as other conditions affecting fair housing choice. Appendix A of this report contains extensive demographic data that is summarized and/or illustrated in the following sections.
A. Population, Race and Ethnicity:
At the time of the 1990 Census, the City of McKeesport had a population of 26,016. The total population for the City of McKeesport at the time of the 2000 census was 24,040. The U.S. Census Bureau estimates that the City of McKeesport’s total population in 2009 was 22,076. The City saw a population decrease of 1,976 people between 1990 and 2000, or a decrease of 7.6%. Between 2000 and 2009, the City had an estimated population loss of 1,964 people, or a decrease of 8.2%. Since 1990, the City has had a total population loss of more than 15%. Table II-1 below illustrates that “White alone” (72.4%) was the largest racial cohort and “Black or African American alone” (24.5%) was the largest minority cohort. All other races, and persons of two or more races, comprised only 3.1% of the population.
Table II-1 – Race Statistics
Items No. of Persons Percentage
Total 24,040 100%
One race 23,526 97.9%
White alone 17,406 72.4%
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Analysis of Impediments to Fair Housing Choice 2010 Update Page 9
Black or African American alone 5,881 24.5%
American Indian and Alaska Native alone 66 0.3%
Asian alone 30 0.1%
Native Hawaiian and Other Pacific Islander alone
2 0.0%
Some other race alone 141 0.6%
Two or more races 514 2.1% Source: 2000 U.S. Census Data
The City of McKeesport’s total percentage of minority population (non-white alone) was 27.6% in 2000. This was an increase from the 1990 U.S. Census when the City of McKeesport had a minority population of 18.1%. The 2006-2008 American Community Survey estimates that the minority population in the City of McKeesport has continued to increase to approximately 30.8%. Census Tracts 5513, 5524, and a portion of Census Tracts 5512, 5519, and 5522 have the greatest percentage of white population in the City of McKeesport. As indicated in the maps below, the darker block groups in the center of the city, particularly along the rivers, have the lowest percentage of white population. On the other hand, the center portion of the City has the highest concentration of minority population. The maps support the fact that the population of the City of McKeesport is disproportionately distributed across census tracts and block groups by race. However, many affordable public housing developments built more than sixty years ago are located in the areas of high minority population. The locations of these developments likely compound the demographics of race and income in the block groups. Additionally, Harrison Village Building 16 a public housing high rise demolished several years ago. The residents of
this building were allowed to select the location of the replacement units. These residents chose the downtown portion of the City as the site for approximately 20-40 new units to be constructed. The City has made efforts to diversify neighborhoods, but
White Population
Minority Population
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 10
the location of these units were based on the residents desired location. Included at in Appendix B are maps that illustrate the total population by block group, the percentage of the population by block group that is white, and the percentage of the population by block group that is a minority. Table II-2 below highlights the ethnicities of McKeesport residents at the time of the 2000 U.S. Census. Estimations of the ethnicities of McKeesport residents from the 2006-2008 American Community Survey are also included in the table below.
Table II-2 – Ethnicity and Ancestry
ANCESTRY 2000 U.S. Census 2006-2008 American Community Survey
Number Percent Number Percent
Total population 24,021 100.0% 19,713 100.0%
American 1,029 4.3% 580 2.9%
Arab 53 0.2% 0 0.0%
Czech 145 0.6% 34 0.2%
Danish 8 0.0% 0 0.0%
Dutch 107 0.4% 29 0.1%
English 1,476 6.1% 1,775 9.0%
French (except Basque) 175 0.7% 96 0.5%
French Canadian 34 0.1% 0 0.0%
German 3,852 16.0% 3,383 17.2%
Greek 104 0.4% 124 0.6%
Hungarian 945 3.9% 744 3.8%
Irish 3,020 12.6% 2,563 13.0%
Italian 2,280 9.5% 2,556 13.0%
Lithuanian 36 0.1% 175 0.9%
Norwegian 5 0.0% 0 0.0%
Polish 1,839 7.7% 1,663 8.4%
Portuguese 17 0.1% 0 0.0%
Russian 233 1.0% 155 0.8%
Scotch-Irish 307 1.3% 261 1.3%
Scottish 315 1.3% 278 1.4%
Slovak 1,340 5.6% 1,591 8.1%
Sub-Saharan African 221 0.9% 125 0.6%
Swedish 366 1.5% 242 1.2%
Swiss 16 0.1% 0 0.0%
Ukrainian 102 0.4% 87 0.4%
Welsh 289 1.2% 105 0.5%
West Indian (excluding Hispanic origin groups) 86 0.4% 33 0.2%
Other ancestries 7,164 29.8% ‐‐ ‐‐
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 11
The most common ethnicities in the City of McKeesport include German, Irish, and Italian. English, Slovak, and American descendents are also common in the City. Between 2000 and 2008, there was some fluctuation in the makeup of the City, but the most common ethnicities remain in the same proportion, despite some increases and decreases in the population of each. The most noteworthy population decreases are of residents of Arab, Czech, Dutch, Russian, Swedish, Welsh, and West Indian. The ethnicities with the most notable increases in population between 2000 and the 2006-2008 estimate include English, Italian, Lithuanian, and Slovak. These estimated trends may indicate a shift in the ethnic demographics of the City. Chart II-1 below illustrates age distribution within the City at the time of the 2000 U.S. Census. Children under five years of age represented 6.9% of the population; 27.7% of the City’s population was under 20 years of age; and 20.9% was 65 years of age or older.
Chart II-1 – Age of Population
Source: 2000 U.S. Census Data
The median age in the City of McKeesport at the time of the 2000 U.S. Census was 39.7 years. The median age in Allegheny County was similar at 39.6 years, and the median age in the Commonwealth of Pennsylvania was 38 years. The Census Bureau estimated during the 2006-2008 American Community Survey that the median age in the City of McKeesport decreased slightly to 38.8 years. During this same period, it is estimated that the median age in Allegheny County and the Commonwealth increased to 41.8 years and 39.7 years, respectively. The median age in the City of McKeesport does not appear to be increasing as quickly as the County or the Commonwealth. However, a significant portion of the population is over the age of 65, indicating that there is still a need for housing and services for the aging population. Included in Appendix B is a map highlighting the percentage of the population in the City of McKeesport that is over the age of 65. Census Tract 5521, Block Group 2 has the
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 12
highest population over the age of 65, as a percentage of the total population of that Block Group. Note: This Block Group also has 38% of its residents who are white, and 62% of its residents who are minority. The high percentage of elderly is as a result of the Isbir Manor which contains 73 units of elderly housing. This project is owned and operated by the McKeesport Housing Authority.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 13
B. Households: Household Tenure According to the U.S. Census for 2000, there were 9,655 households in the City of McKeesport. Of these households, 60% were owner occupied and 40% were renter occupied. The 2006-2008 American Community Survey estimates that the percentage of owner-occupied units had decreased to 54.6% and the percentage of renter-occupied units had increased to 45.4%.
In 2000, the average size of the owner-occupied households was 2.42 persons and the average renter household was 2.25 persons. Chart II-2 illustrates household size breakdown for owner and renter households.
Chart II-2 – Household Tenure by Size
Source: 2000 U.S. Census
Included in Appendix B is a map of the total number of housing units by block group in the City of McKeesport. Also, there are two maps illustrating the distribution of renter and homeowner occupied housing units across the City at the time of the 2000 U.S. Census. As shown in the maps below, the areas of the City with the greatest renter occupied population are located largely along the rivers, as indicated by the darker blue shade in the Block Groups. Conversely, the block groups with the highest owner-occupied population are located in the southern portion of the City. The areas in the City with the highest rates of renter-occupied housing also have the greatest percentage of minority population. The Block Groups along the rivers and in the center of the City have the greatest portion of renter-occupied housing. Census Tract 5519 Block Group 2, Census Tract 5521 Block Group 2, and Census Tract 5512 Block Group 1 have the highest percentage of renter-occupied housing. Many of the assisted housing developments and high rises are located in the areas of the City that have the highest
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 14
rate of renter-occupied housing. Similarly, the block groups that have the highest homeownership rates also have the greatest white populations. The greatest percentage of owner-occupied housing in the City of McKeesport can be found in the southeastern portion of the City, particularly Census Tract 5513, Census Tract 5524 Block Groups 1 and 2, Census Tract 5520 Block Group 3, and Census Tract 5512 Block Group 2.
There are additional maps in Appendix B that illustrate the Section 8 Voucher distribution and locations of HUD assisted housing relative to housing tenure and minority population.
Table II-3 compares homeowners and renters by race. This table shows that “White” households represent the largest percentage of homeownership (91.8%) with “Black or African American” households comprising only 6.5% of the total homeowners.
Table II-3 – Household Tenure by Race
2000 U.S. Census 2006-2008 American Community Survey
Cohort Owner (60%)
Renter (40%)
Owner (54.6%)
Renter (45.4%)
Householder who is White alone 5,011 2,366 3,742 2,008
Householder who is Black or African American alone
730 1,378 771 1,699
Householder who is American Indian and Alaska Native alone
8 15 - -
Householder who is Asian alone 3 14 - -
Householder who is Native Hawaiian and Other Pacific Islander alone
0 1 - -
Householder who is some other race alone 16 18 - -
Householder who is two or more races 25 70 - -
Renter Occupied Housing
Owner Occupied Housing
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Of the total number of “White” households at the time of the 2000 U.S. Census, 68% are homeowners and 32% are renters. In comparison, of all “Black and African American” households, 34.6% are homeowners and 65.4% are renters. The Census Bureau also estimates household tenure by race as part of the 2006-2008 American Community Survey. The Census Bureau estimates that the City has experienced a further decrease in homeownership city-wide: for White only households, approximately 65% are estimated to be homeowners, and 35% are estimated to be renters; of households that are Black or African American alone, approximately 31% are estimated to be homeowners and an estimated 69% are renters. While the 2006-2008 American Community Survey, the U.S. Census Bureau estimates that the number of renter-occupied households is increasing and the number of owner-occupied households is decreasing on a citywide level, the disaggregated data by race shows slightly different trends. It is estimated that there has been a decrease in both the number of White householders who are homeowners and renters. The Census Bureau estimates an increase in Black or African American households who are renters and homeowners. HUD Assisted Housing
Low Income Housing Tax Credit (LIHTC) projects and other HUD assisted housing developments are located, for the most part, in the areas of the City with the highest renter-occupied housing – the areas nearest to the downtown area. Section 8 Voucher use is distributed throughout the middle section of the City in areas of both renter and owner occupied housing units. The areas of greatest Section 8 Voucher usage are not areas of the lowest income or greatest minority concentration. While many of the HUD Assisted and LIHTC developments are located in low- and moderate-income areas of the City, or areas of high minority concentration, it is important to note that the most recent developments have been built outside of these areas of concentration. Maps highlighting the LIHTC locations, HUD Assisted Housing locations, and Section 8 Voucher use across the City can be found in Appendix B. The McKeesport Housing Authority has continued to pursue additional LIHTC funds, but their recent applications have not been selected for funding. Families In 2000, families comprised 61.9% of households in the City; 28.6% of which included children less than 18 years of age. At the time of the 2006-2008 American Community Survey, it was estimate that the number of percentage of families decreased to 52.1% of all households in the City, with 26.4% having children under the age of eighteen. Twenty-one percent (21.0%) of families were female-headed households at the time of the 2000 U.S. Census. Chart II-3 illustrates characteristics of the 1,762 female-headed households in McKeesport at the time of the 2000 U.S. Census.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 16
Chart II-3 – Female-Headed Households
Of the female-headed households in the City of McKeesport at the time of the 2000 U.S. Census, approximately one third (37%) have related children under the age of 18. The 2006-2008 American Community Survey estimates that the portion of households that are female-headed households increased to 39.8% since the 2000 Census. Of these households, an estimated 47.2% have children under the age of 18 years old. The increase of female-headed households, particularly those with children under the age of 18, is a noteworthy trend. Social service and housing agencies should pay close attention to this trend and prepare to provide the necessary services. The McKeesport Housing Authority, recognizing the increasing number of families with children living in poverty, has increased the construction of housing for families. Currently, approximately two-thirds of their housing stock is for eligible families.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 17
C. Income and Poverty:
The 2000 Census reported that the per capita income in the City was $13,242 in 1999. The median household income for the City of McKeesport was $23,715, compared to $38,329 for Allegheny County, and $40,106 for the Commonwealth of Pennsylvania. Table II-4 highlights an overview of household income in 1999.
Table II-4 – Household Income in 1999
Items Number of
Households Percentage
Total Households 9,634 -
Less than $10,000 1,921 19.9%
$10,000 to $14,999 966 10.0%
$15,000 to $24,999 2,151 22.3%
$25,000 to $34,999 1,401 14.5%
$35,000 to $49,999 1,396 14.5%
$50,000 to $74,999 1,218 12.6%
$75,000 to $99,999 413 4.3%
$100,000 to $149,999 114 1.2%
$150,000 to $199,999 39 0.4%
$200,000 or more 15 0.2%
Median Household Income $23,715
Source: 2000 U.S. Census Data
According to the 2006-2008 American Community Survey, the Median Household Income in 2008 dollars increased to $25,005, meaning that 50% of households earn less than $25,005 each year. Allegheny County and the Commonwealth of Pennsylvania saw greater increases in Median Household Income to $47,851 and $50,272 respectively.
Table II-5 below identifies the Section 8 Income Limits in the Pittsburgh, PA HUD Metro Fair Market Rent Area based on household size for FY 2010.
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Table II-5 – Section 8 Income Limits for 2010
Income Category
1 Person
2 Persons
3 Persons
4 Persons
5 Persons
6 Persons
7 Persons
8 Persons
Extremely Low (30%) Income Limits
$13,250 $15,150 $17,050 $18,900 $20,450 $21,950 $23,450 $24,950
Very Low (50%) Income Limits
$22,050 $25,200 $28,350 $31,500 $34,050 $36,550 $39,100 $41,600
Low (80%) Income Limits
$35,300 $40,350 $45,400 $50,400 $54,450 $58,500 $62,500 $66,550
Data obtained from www.hud.gov
Note: The Median Family Household Income for a family of 4 living in the Pittsburgh HUD Metro Fair Market Rent Area is $63,000, compared to a median income of $25,005 for the City of McKeesport. This difference in median income of $38,000 highlights the stark income disparities that exist between the City of McKeesport and Allegheny County and the great need for assistance in the City.
Table II-6 below highlights the current low- and moderate-income population in the City of McKeesport. The block groups that have a population of more than 51% low- and moderate-income are indicated in bold.
Table II-6 – Low- and Moderate-Income Population in 2010
TRACT BLKGRP POP100 HU100 LOWMOD LOWMODUNIV LOWMODPCT
550900 1 1,044 494 639 928 68.9%
550900 2 1,586 704 929 1,437 64.6%
551200 1 1,668 772 1,456 1,605 90.7%
551200 2 1,336 598 624 1,245 50.1%
551200 3 1,390 655 768 1,380 55.7%
551300 1 1,158 485 675 1,084 62.3%
551300 2 1,625 728 565 1,576 35.9%
551900 1 846 377 523 832 62.9%
551900 2 943 569 610 670 91.0%
552000 1 724 331 562 777 72.3%
552000 2 776 354 395 795 49.7%
552000 3 618 270 343 625 54.9%
552000 4 933 394 373 855 43.6%
552100 1 776 388 535 584 91.6%
552100 2 813 251 377 520 72.5%
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 19
552200 1 1,435 693 879 1,332 66.0%
552300 1 1,021 489 664 1,068 62.2%
552300 2 564 297 436 568 76.8%
552300 3 779 331 441 789 55.9%
552300 4 713 336 564 745 75.7%
552400 1 723 331 324 692 46.8%
552400 2 1,050 506 487 1021 47.7%
552400 3 1,519 771 755 1,577 47.9% City of McKeesport
Total: 24,040 11,124 13,924 22,705 61.3%
Source: hud.gov
Approximately sixty-one percent (61.3%) of residents of the City of McKeesport are considered low- to moderate-income. The low- and moderate-income map for the City McKeesport is included in Appendix B. The areas of the City with the lowest income are those in the center of the City and along the rivers.
The City’s poverty statistics for families with children are significant. At the time of the 2000 U.S. Census, the percentage of some families with children living below the poverty level was as outlined in Table II-7 below.
Table II-7 – Percentage of Families with Children Living Below the Poverty Level
2000 U.S. Census
2006-2008 American Community Survey
Families with Related Children Under the Age of 18
29.6% 40.3%
Families with Related Children Under the Age of 5
35.4% 40.4%
Female-headed Households with Related Children Under the Age of 18
48.9% 47.2%
Female-headed Households with Related Children Under the Age of 5
53.5% 51.1%
Source: 2000 U.S. Census Data It is important to note that while the American Community Survey only presents an estimate, it is expected that the percentage of families with children living under the poverty level has increased since the previous Census.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 20
D. Employment:
In 2000, 52.3% of the City’s residents 16 years of age and over were considered a part of the labor force. The 2006-2008 American Community Survey estimates that approximately 51.2% of the population is currently in the labor force. Chart II-4 and Chart II-5 below illustrate the classes of workers and the occupations. Most workers in McKeesport hold service, management, and sales positions.
Chart II-4 – McKeesport Occupations
Source: 2000 U.S. Census Data
Chart II-5 – Class of Workers in McKeesport
Source: 2000 U.S. Census Data
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 21
Chart II-6 illustrates the unemployment rate trends for the City of McKeesport from January 2000 through May 2010 from the Bureau of Labor (www.bls.gov).
Chart II-6 – City of McKeesport Unemployment Rate
Source: http://data.bls.gov
The City of McKeesport has experienced a fluctuating unemployment rate, but the overall trend is an increasing unemployment rate since early 2008. In August 2010, the City of McKeesport’s unemployment rate of 12.2% exceeded that of Allegheny County (8.1%), the Commonwealth of Pennsylvania (9.2%), and the national average (9.6%). The high unemployment rate in the City of McKeesport suggests that there is a lack of jobs to support the City’s population. The City of McKeesport has experienced company closings over the past few years that have likely contributed to the City’s high unemployment rate. Most recently, Dish Network closed its McKeesport facility in March 2010, effectively eliminating 600 jobs in the City. Additionally, in the previous spring, Precoat Metals eliminated 180 jobs. City officials reached out to Dish Network and Precoat Metals to offer assistance in an effort to encourage these companies to remain in the City. At that time, the City was informed that the decision to close these locations came from corporate headquarters and could not be changed. To date, the City and County have been unsuccessful in recruiting new large employers to the City to replace these lost jobs. The City continues to recruit small businesses.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 22
E. Housing Profile:
Based on the 2000 Census Data, the City of McKeesport’s housing stock can be considered “older” since 49.2%, or almost fifty percent of it was constructed prior to 1939 and another 33.6% was constructed between 1940 and 1959. Therefore, over three quarters of the City’s housing stock (82.8%) was built prior to 1960 which is now 50 years ago.
Chart II-7 illustrates the year that housing structures were built in the City of McKeesport based on the 2000 U.S. Census Data.
Chart II-7 – Year Structure Built
Source: 2000 U.S. Census Data
In 2000, the City’s housing stock primarily consisted of single-family detached (67.8/%) and single-family attached (4.0%). In 2000, multi-family units in the City of McKeesport consisted of two units (7.7%), three to four units (5.4%), five to nine units (4.6%), ten to nineteen units (4.3%) and twenty units or more (6.0%). Mobile homes made up 0.2% of the housing stock. The median value of owner-occupied homes in the City of McKeesport in 2000 was $37,800 compared to $84,200 for Allegheny County and $97,000 for the Commonwealth of Pennsylvania. The 2006-2008 American Community Survey estimates that the median value of owner-occupied homes in the City of McKeesport has increased to approximately $46,000 (122% of median value in 2000), as compared to $112,800 (134% of median value in 2000) in Allegheny County and $155,400 (160% of median value in 2000) in the Commonwealth of Pennsylvania.
The Pittsburgh Metro Area has seen an overall decrease in the number of housing starts over the last seven (7) years. Table II-8 outlines the number of new construction projects annually in the Pittsburgh Metro Area from 2003 through 2009. In 2006, the area saw an increase in the construction of multi-family units as well as residential buildings containing five or more units.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 23
Table II-8 – Annual Housing Starts
in the Pittsburgh Metro Area
Total
Single Family
Multi-Family
5+ Units
2003 6,513 5,292 1,221 754
2004 6,856 5,548 1,308 872
2005 5,601 4,672 929 623
2006 5,633 4,367 1,266 1,025
2007 4,680 3,844 836 551
2008 3,774 3,383 391 280
2009 3,033 2,681 352 231 Source: http://socds.huduser.org/permits/summary.odb
From 2006-2010, there were 102 residential building permits issued in the City of McKeesport.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 24
F. Financing:
Owner Costs
The median mortgage expense in the City of McKeesport for 2000 was $682. Table II-9 illustrates mortgage status and selected monthly owner costs. Almost half (49.4%) of all owner-occupied houses in McKeesport do not have mortgages. This could be a result of an aging population that has completely paid their mortgages. The chart below outlines the monthly owner costs of owner-occupied housing units in the City of McKeesport at the time of the 2000 U.S. Census.
Table II-9 – Mortgage Status and Selected Monthly Owner Costs
Monthly Owner Cost Number of
Housing Units Percentage
Houses with a mortgage 2,740 50.6%
Less than $300 36 0.7%
$300 to $499 508 9.4%
$500 to $699 905 16.7%
$700 to $999 882 16.3%
$1,000 to $1,499 347 6.4%
$1,500 to $1,999 37 0.7%
$2,000 or more 25 0.5%
Median $682 ---
Houses without a mortgage 2,677 49.4%
Median $288 --- Source: 2000 U.S. Census Data
Monthly housing costs of 23.9% of all owner-occupied households exceeded 30% of their monthly income in 2000, indicating a relatively high percentage of owners whose housing is not considered affordable. The 2006-2008 American Community Survey estimates that this value has increased to approximately 30.3% of all owner-occupied households whose housing costs exceed 30% of their monthly income. Table II-10 illustrates housing costs for owner-households.
Table II-10 – Selected Monthly Owner Costs as a Percentage of Household Income (1999)
Owner Costs as a % of Income
Number of Housing Units
Percentage
Less than 15 percent 2173 40.1%
15 to 19 percent 887 16.4%
20 to 24 percent 540 10.0%
25 to 29 percent 447 8.3%
30 to 34 percent 253 4.7%
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 25
35 percent or more 1041 19.2%
Not computed 76 1.4%
Source: 2000 U.S. Census Data
As of November 2010, RealtyTrac indicated that the City of McKeesport experienced the greatest decrease in home sales prices over the previous two calendar quarters as compared to other communities in the area. McKeesport homes saw a 35.78% decrease in the average sales price of homes, bringing the average price down to $46,428.
Home Sales
In December 2010, the Pittsburgh Post-Gazette published an article titled “Buying Here: Duquesne.” This article included an overview of the home sales in Duquesne and ten other neighboring communities in 2009 and 2010. The Post-Gazette ran a similar article in March 2010 titled “Buying Here: McKeesport” that reviewed home sales data in 2008 and 2009. Table II-11 below includes the home sales data for these eleven communities from 2008 through 2010. This data was obtained from RealSTATs.
Table II-11 – Home Sales Data
Community 2008 2009 2010
Sales Median Price
Highest Price
Sales Median Price
Highest Price
Sales Median Price
Highest Price
Duquesne 106 $14,500 $85,000 86 $12,000 $85,500 57 $14,129 $68,000 East McKeesport
35 $35,900 $112,900 14 $73,500 $110,000 31 $31,000 $106,900
East Pittsburgh 43 $15,100 $80,000 30 $13,000 $138,085 24 $15,100 $87,000
McKeesport 339 $15,500 $158,000 284 $15,750 $199,000 236 $13,000 $190,000
North Versailles 126 $65,000 $190,000 110 $60,000 $252,000 124 $62,000 $239,000
Trafford 55 $123,500 $293,475 66 $121,900 $301,425 67 $90,000 $295,000
Turtle Creek 62 $26,500 $103,900 59 $24,900 $134,305 56 $16,500 $131,510
Versailles 14 $25,000 $85,000 13 $22,000 $117,500 26 $47,000 $109,000
Wall 5 $20,000 $56,000 10 $29,000 $69,000 12 $9,000 $60,000
White Oak 102 $89,700 $275,000 71 $78,000 $185,000 92 $86,000 $185,500
Wilmerding 19 $29,625 $79,000 22 $25,000 $86,900 22 $18,000 $89,900
Source: www.post-gazette.com
The home sales data for the City of McKeesport is shaded in light blue. Over the last three years, the City of McKeesport has seen a decline in the number of sales and an overall decline in the median sales price. In 2010, the only community in this grouping to have a lower median sales price than the City of McKeesport was the Borough of Wall.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 26
Foreclosures
As part of the Neighborhood Stabilization Program (NSP) in 2008, HUD Risk Scores were developed using Average Median Income below 120%, change in average home sale price, vacancy rate, unemployment rate, population density, and a predicated foreclosure rate. Of the 130 cities, boroughs, and municipalities in Allegheny County, the City of McKeesport was one of eighteen (18) local jurisdictions that had a HUD Risk Score of 10, indicating the greatest risk of foreclosure. Table II-12 below highlights the HUD Risk Scores for each Census Tract and Block Group in the City of McKeesport.
Table II-12 – HUD Foreclosure Risk Score by Block Group Census Tract Block Group HUD Risk Score
5509 1 10 5509 2 10 5512 1 10 5512 2 10 5512 3 10 5513 1 9 5513 2 9 5519 1 10 5519 2 10 5520 1 10 5520 2 10 5520 3 10 5520 4 10 5521 1 10 5521 2 10 5522 1 10 5523 1 10 5523 2 10 5523 3 10 5523 4 10 5524 1 10 5524 2 10 5524 3 10
The map below highlights the areas of Allegheny County with the greatest risk of foreclosure and abandonment according to the HUD Risk Score. Communities like the City of McKeesport with the greatest risk of foreclosure are orange and red in color, and are predominately located in the southeastern portion of the County.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 27
According to RealtyTrac, the City of McKeesport had 15 homes in foreclosure, a foreclosure rate of 1 in 825 housing units (or 0.12%) in October 2010. This foreclosure rate of 0.12% was the same as the rate in Allegheny County, and close to Pennsylvania’s rate of 0.11%. This foreclosure rate is below the national foreclosure rate of 0.26%. Chart II-8 below illustrates the foreclosures in the City of McKeesport since November 2009.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 28
Chart II-8 – Number of Foreclosures
Source: www.realtytrac.com
When reporting foreclosure trends for McKeesport, PA, RealtyTrac includes surrounding zip codes 15131, 15133, and 15135. As a result, the chart above includes foreclosures for these additional zip codes, as well as the City. The McKeesport area had the greatest number of foreclosures in April 2010 when forty-eight (48) homes received foreclosure notices.
City staff interviewed for the Analysis of Impediments to Fair Housing Choice indicated that abandonment of houses is a notable problem in the City. The City is unable to accurately quantify the number of houses that have been abandoned in recent years. Renter Costs
The median monthly rent in 2000 was $383; and $522 during the 2006-2008 American Community Survey. Table II-13 illustrates rental rates within the City at the time of the 2000 U.S. Census and the 2006-2008 American Community Survey.
Table II-13 – Gross Monthly Rent
2000 U.S. Census 2006-2008 American Community Survey
Rental Rates Number of
Housing Units Percentage
Number of Housing Units
Percentage
Less than $200 789 20.4% 258 7.3%
$200 to $299 449 11.6% 455 12.8%
$300 to $499 1,300 33.7% 915 25.7%
$500 to $749 956 24.8% 1,018 28.6%
$750 to $999 134 3.5% 684 19.2%
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 29
$1,000 to $1,499 31 0.8% 228 6.4%
$1,500 or more 0 0.0% 0 0.0%
No cash rent 203 5.3% --- ---
Median $383 --- $522 --- Source: 2000 U.S. Census Data and 2006-2008 American Community Survey
The monthly housing costs for 38.4% of all renter-occupied households exceeded 30% of monthly income in 2000, indicating an even higher percentage of renters than owners whose housing is not considered affordable. The Census Bureau predicts that the percentage of households for which rent exceeds 30% of their income has grown to an estimated 55.3%. Table II-14 illustrates the housing cost for renter-households in 1999 and at the time of the 2006-2008 American Community Survey.
Table II-14 – Gross Rent as a Percentage of Household Income
2000 U.S. Census 2006-2008 American Community Survey
Rental Cost as a % of Income
Number of Housing Units
Percentage Number of
Housing Units Percentage
Less than 15 percent
653 16.9% 338 9.7%
15 to 19 percent 481 12.5% 357 10.3%
20 to 24 percent 420 10.9% 416 12.0%
25 to 29 percent 477 12.4% 440 12.7%
30 to 34 percent 355 9.2% 279 8.0%
35 percent or more 1128 29.2% 1640 47.3%
Not computed 348 9.0% 328 ---
Source: 2000 U.S. Census Data and 2006-2008 American Community Survey
The table above shows an increase of 18% from the 2000 Census to the 2006-2008 American Community Survey in the number of households spending 35% or more of their income on rent.
The 2010 Fair Market Rents for the Pittsburgh, PA HUD Metro Fair Market Rent Area are shown in Table II-15 below.
Table II-15 – Final FY 2010 FMRs by Unit Bedrooms
Efficiency One-
Bedroom Two-
Bedroom Three-
Bedroom Four-
Bedroom
Final FY2010 FMR
$556 $610 $730 $907 $980
Source: www.hud.gov
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 30
G. Household Types:
Based on the HUD – Comprehensive Housing Affordability Strategy (CHAS) data in Appendix C, the following statistics were found based on Low/Mod Income (LMI) housing types:
Total number of renter households with incomes less than 30% of median family income is 1,579.
- 28.9% are elderly (1 & 2 persons), 457 households
- 32.6% are small families (2 to 4 persons), 515 households
- 7.9% are large families (5 or more persons), 124 households
- 30.6% are other renter households, 483 households
Total number of renter households with incomes greater than 30% but less than 50% of median family income is 721.
- 29.5% are elderly (1 & 2 persons), 213 households
- 42.2% are small families (2 to 4 persons), 304 households
- 6.1% are large families (5 or more persons), 44 households
- 22.2% are other renter households, 160 households
Total number of renter households with incomes greater than 50% but less than 80% of median family income is 814.
- 11.5% are elderly (1 & 2 persons), 94 households
- 42.4% are small families (2 to 4 persons), 345 households
- 11.7% are large families (5 or more persons), 95 households
- 34.4% are other renter households, 280 households
Total number of owner households with incomes less than 30% of median family income is 600.
- 43.7% are elderly (1 & 2 persons), 262 households
- 25.8% are small families (2 to 4 persons), 155 households
- 4.8% are large families (5 or more persons), 29 households
- 25.7% are other owner households, 154 households
Total number of owner households with incomes greater than 30% but less than 50% of median family income is 916.
- 57.2% are elderly (1 & 2 persons), 524 households
- 18.4% are small families (2 to 4 persons), 169 households
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 31
- 11.5% are large families (5 or more persons), 105 households
- 12.9% are other owner households, 118 households
Total number of owner households with incomes greater than 50% but less than 80% of median family income is 1,412.
- 50.9% are elderly (1 & 2 persons), 719 households
- 27.9% are small families (2 to 4 persons), 395 households
- 6.7% are large families (5 or more persons), 93 households
- 14.5% are other owner households, 205 households
Note: Small families comprise a large portion of both owner and renter households, while elderly households make up the greatest portion of owner-occupied households. The elderly and the small families seem to have the greatest need of financial support for housing in the City of McKeesport.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 32
H. Cost Overburden:
Based on the HUD – Comprehensive Housing Affordability Strategy (CHAS) data found in Appendix C the following statistics were identified for Low/Mod Income (LMI) households that are cost overburdened:
Total percentage of all renter households with incomes less than 30% of median family income that are cost overburdened by greater than 30% of income is 59.6%. Below is the percentage of renter households in each household type category that are cost overburdened in this income category.
- 57.8% of elderly (1 & 2 persons), 264 households
- 65.0% of small families (2 to 4 persons), 335 households
- 87.9% of large families (5 or more persons), 109 households
- 48.2% of other renter households, 233 households
Total percentage of all renter households with incomes less than 30% of median family income that are cost overburdened by greater than 50% of income is 40.5%. Below is the percentage of renter households in each household type category that are cost overburdened in this income category.
- 29.5% of elderly (1 & 2 persons), 135 households
- 43.7% of small families (2 to 4 persons), 225 households
- 75.8% of large families (5 or more persons), 94 households
- 38.3% of other renter households, 185 households
Total percentage of all renter households with incomes greater than 30% but less than 50% of median family income that are cost overburdened by greater than 30% is 46.0%. Below is the percentage of renter households in each household type category that are cost overburdened in this income category.
- 36.6% of elderly (1 & 2 persons), 78 households
- 53.9% of small families (2 to 4 persons), 164 households
- 34.1% of large families (5 or more persons), 15 households
- 46.9% of other renter households, 75 households
Total percentage of all renter households with incomes greater than 30% but less than 50% of median family income that are cost overburdened by greater than 50% is 9.6%. Below is the percentage of renter households in each household type category that are cost overburdened in this income category.
- 6.6% of elderly (1 & 2 persons), 14 households
- 11.5% of small families (2 to 4 persons), 35 households
- 0.0% of large families (5 or more persons), 0 households
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 33
- 12.5% of other renter households, 20 households
Total percentage of all owner households with incomes less than 30% of median family income that are cost overburdened by greater than 30% of income is 70.8%. Below is the percentage of owner households in each household type category that are cost overburdened in this income category.
- 65.6% of elderly (1 & 2 persons), 172 households
- 74.2% of small families (2 to 4 persons), 115 households
- 100% of large families (5 or more persons), 29 households
- 70.8% of other owner households, 109 households
Total percentage of all owner households with incomes less than 30% of median family income that are cost overburdened by greater than 50% of income is 55.3%. Below is the percentage of owner households in each household type category that are cost overburdened.
- 43.1% of elderly (1 & 2 persons), 113 households
- 67.7% of small families (2 to 4 persons), 105 households
- 100% of large families (5 or more persons), 29 households
- 55.2% of other owner households, 85 households
Total percentage of all owner households with incomes greater than 30% but less than or equal to 50% of median family income that are cost overburdened by greater than 30% is 39.0%. Below is the percentage of owner households in each household type category that are cost overburdened.
- 34.4% of elderly (1 & 2 persons), 180 households
- 46.7% of small families (2 to 4 persons), 79 households
- 38.1% of large families (5 or more persons), 40 households
- 49.2% of other owner households, 58 households
Total percentage of all owner households with incomes greater than 30% but less than or equal to 50% of median family income that are cost overburdened by greater than 50% of income is 13.5%. Below is the percentage of owner households in each household type category that are cost overburdened.
- 11.5% of elderly (1 & 2 persons), 60 households
- 17.2% of small families (2 to 4 persons), 29 households
- 0.0% of large families (5 or more persons), 0 households
- 29.7% of other owner households, 35 households
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 34
Note: Almost sixty percent (59.6%) of rental households with income less than 30% of median family income are cost overburdened by more than 30% of their income. This indicates a need for financial assistance for low-income rental units.
Similarly, over seventy percent (70.8%) of homeowners with a household income that is less than 30% of median family income are cost overburdened by more than 30% of their income. In this same income category, 55.3% of homeowners are cost overburdened by more than 50%. Elderly households, and large and small families, both owners and renters, are the most cost-overburdened households.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 35
I. Housing Problems: Based on the HUD – Comprehensive Housing Affordability Strategy (CHAS) data found in Appendix C, the following statistics were based on Low/Mod Income (LMI) housing types:
Total percentage of renter households with incomes less than 30% of median family income that have a housing problem is 60.5%. Below is the percentage of renter households in each household type category that have a housing problem in this income category.
- 58.6% of elderly (1 & 2 persons), 268 households
- 65.0% of small families (2 to 4 persons), 335 households
- 87.9% of large families (5 or more persons), 109 households
- 50.3% of other renter households, 243 households
Total percentage of renter households with incomes greater than 30% but less than 50% of median family income that have a housing problem is 50.1%. Below is the percentage of renter households in each household type category that have a housing problem in this income category.
- 36.6% of elderly (1 & 2 persons), 78 households
- 53.9% of small families (2 to 4 persons), 164 households
- 100% of large families (5 or more persons), 44 households
- 46.9% of other renter households, 75 households
Total percentage of renter households with incomes greater than 50% but less than 80% of median family income that have a housing problem is 16.5%. Below is the percentage of renter households in each household type category that have a housing problem in this income category.
- 4.3% of elderly (1 & 2 persons), 4 households
- 15.9% of small families (2 to 4 persons), 55 households
- 47.4% of large families (5 or more persons), 45 households
- 10.7% of other renter households, 30 households
Total percentage of owner households with incomes less than 30% of median family income that have a housing problem is 70.8%. Below is the percentage of owner households in each household type category that have a housing problem in this income category.
- 65.6% of elderly (1 & 2 persons), 172 households
- 74.2% of small families (2 to 4 persons), 115 households
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 36
- 100% of large families (5 or more persons), 29 households
- 70.8% of other owner households, 109 households
Total percentage of owner households with incomes greater than 30% but less than 50% of median family income that have a housing problem is 39.0%. Below is the percentage of owner households in each household type category that have a housing problem in this income category.
- 34.4% of elderly (1 & 2 persons), 180 households
- 46.7% of small families (2 to 4 persons), 79 households
- 38.1% of large families (5 or more persons), 40 households
- 49.2% of other owner households, 58 households
Total percentage of owner households with incomes greater than 50% but less than 80% of median family income that have a housing problem is 27.8%. Below is the percentage of owner households in each household type category that have a housing problem in this income category.
- 16.6% of elderly (1 & 2 persons), 119 households
- 34.2% of small families (2 to 4 persons), 135 households
- 40.9% of large families (5 or more persons), 38 households
- 48.8% of other owner households, 100 households Note: Both renter and owner households with income less than 50% of median family income have high instances of housing problems (50.1% to 60.5% of renters, 39.0% to 70.8% of owners). Owner households with income less than 30% of median family income show the greatest instances of housing problems. Small and large families, as well as “other” households, seem to show the greatest rates of housing problems, but all household categories demonstrate a need for housing financial support. The website www.dataplace.org provides an overview of data for communities across the country. Table II-16 below highlights important data to further illustrate the problem housing in the City of McKeesport.
Table II-16 – Housing Hardship
Categories of Housing Hardships PercentagePercentage of Households with income 0-80% of area median with housing cost burden 41.4% Percentage of Households with income 0-80% of area median with severe housing cost burden
20.4%
Percentage housing units that are overcrowded 2.5% Percentage housing units without complete kitchen facilities 1.1% Percentage occupied housing units without complete plumbing facilities 0.6%
Source: www.dataplace.org
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 37
J. Disabled Households: Table II-17 includes the 2000 Census Data that shows the number of disabled individuals in the City of McKeesport. The total population five (5) years and over is 21,561 and the disabled population is 5,635, or 26.1%. This is an indicator of the need for housing for the disabled which are mainly low- and moderate-income, and do not have housing resources that are accessible and/or affordable.
Table II-17 – Disability Status for McKeesport, PA
Disability Status of the Civilian Non-institutional Population
Total Male Female
Population 5 years and over 21,561 9,909 11,652 With a disability 5,635 2,497 3,138
Percent with a disability 26.1 25.2 26.9
Population 5 to 15 years 3,724 1,996 1,728 With a disability 366 237 129
Percent with a disability 9.8 11.9 7.5 Sensory 24 13 11 Physical 65 30 35 Mental 309 232 77 Self-care 93 46 47
Population 16 to 64 years 13,516 6,249 7,267 With a disability 3,240 1,541 1,699
Percent with a disability 24 24.7 23.4 Sensory 492 236 256 Physical 1,341 663 678 Mental 934 406 528 Self-care 505 218 287 Going outside the home 1,228 525 703 Employment disability 1,966 951 1,015
Population 65 years and over 4,321 1,664 2,657 With a disability 2,029 719 1,310
Percent with a disability 47 43.2 49.3 Sensory 678 277 401 Physical 1,466 488 978 Mental 401 140 261 Self-care 416 129 287 Going outside the home 1,007 307 700
Population 18 to 34 years 4,420 1,950 2,470 With a disability 702 373 329
Percent enrolled in college or graduate school 6.1 5.1 7.3 Percent not enrolled and with a bachelor's degree or higher 11.3 12.6 9.7
No disability 3,718 1,577 2,141 Percent enrolled in college or graduate school 15.7 14.5 16.6 Percent not enrolled and with a bachelor's degree or higher 8.7 7 9.9
Population 21 to 64 years 11,922 5,423 6,499 With a disability 2,996 1,393 1,603
Percent employed 43.8 48.5 39.7
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 38
No disability 8,926 4,030 4,896 Percent employed 69 74.6 64.5
Source: 2000 U.S. Census Data Of the population age 65 and older, 47% have a disability, with women having a higher rate of disabilities than men (49.3% and 43.2% respectively). Educational rates for individuals with disabilities ages 18 to 34 years old are lower than for individuals who are not disabled in this same age category. Of disabled individuals ages 18 to 34, 6.1% are enrolled in college or graduate school, and 11.3% have at least a bachelor’s degree but are not currently enrolled. In this same age range, 15.7% of individuals who are not disabled are enrolled in college or graduate school, and 8.7% have at least a bachelor’s degree but are not enrolled in school. The disparities between individuals who “are” and “are not” disabled can be seen in the employment statistics. Less than half (43.8%) of disabled persons ages 21 to 64 years old are employed, whereas 69.0% of non-disabled persons ages 21 to 64 are employed.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 39
III. Review/Update to Original Plan The previous “Analysis of Impediments to Fair Housing Choice” was prepared in May 2005. The following paragraphs restate each identified impediment within that document and summarize the progress made on each.
A. Summary of Impediments – May 2005:
Impediment 1 – There is a concentration of low-income households and large numbers of persons in the protected classes (particularly minorities and female headed households) which lack affordable housing that is decent, safe, and sound which has an impact on the community and makes this a fair housing concern.
Strategy: Develop a Neighborhood Revitalization Strategy Area Plan for a target neighborhood and concentrate financial resources to prevent and eliminate slums and blight conditions, assemble sites for new housing development, rehabilitate existing housing stock, increase code enforcement, crime prevention, and upgrade community facilities and infrastructure in the area. Status: The Neighborhood Revitalization Strategy Area (NRSA) was completed in May 2006. Through the NRSA, the City of McKeesport was able to make significant improvements to the target area through the construction of affordable homes, reducing blight, and repaving streets. Specifically, the City of McKeesport constructed 10 homes with the assistance of PHFA on the Reservoir Site. Upon completion, these homes were made available to low- and moderate-income households. Twenty (20) affordable housing units were also constructed as part of the St. Mary’s development. Additionally, within the NRSA target area, several streets were reconstructed in eligible census tracts.
Impediment 2 – There is a lack of housing choice that is accessible to the physically disabled. There is an increasing number of persons who are disabled who are on fixed incomes, especially the elderly, who cannot afford to make accommodations to their residences.
Strategy 1: Make accommodations to existing housing stock and provide accessible housing units in new affordable housing developments. Strategy 2: Increase the number of accessible units in public housing, especially the elderly units.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 40
Status: Blueroof Technology constructed new elderly and disabled housing units. Three (3) of these houses were private, and several more were for the Housing Authority. These homes include the Mon Yough Group Home and St. Mary’s. All in all, thirty-nine (39) housing units (or 4.3%) operated by the McKeesport Housing Authority are handicap accessible. An additional twenty-nine (29) units still require modification to become handicap accessible. The City of McKeesport will continue to address this impediment in the 2010 Update to the Analysis of Impediments to Fair Housing Choice through Impediment #3, Housing Accessibility.
Impediment 3 – The McKeesport Zoning Ordinance is outdated and needs to be revised in accordance with the Fair Housing Act amendments. Strategy: Revise the City’s Zoning Ordinance, update definitions; reference Fair Housing Act, Americans with Disabilities Act and other Federal and State laws; evaluate the types of permitted uses in residential zoning districts; etc.
Status: The City of McKeesport is beginning the process of reviewing its Zoning Ordinance in order to indentify and update the outdated definitions, references, and permitted uses in residential districts. The City of McKeesport will continue to address this impediment in the 2010 Update to the Analysis of Impediments to Fair Housing Choice through Impediment #4, Public Policies.
Impediment 4 – The McKeesport Human Relations Commission has been reactivated; however, there is a lack of awareness of the HRC, fair housing regulations, protected class rights, etc. Strategy: The McKeesport Human Relations Commission must be a known organization in the City through education and promotional activities. The Citizens need to be made aware of the Fair Housing Act and their rights.
Status: The McKeesport Human Relations Commission is comprised of five (5) community members having knowledge and expertise in fair housing issues. The City’s CDBG Coordinator is also actively involved in the Commission and has designed and printed a Fair Housing business card for the Commission members to distribute at relevant events and meetings. The CDBG Coordinator is also designing a brochure to
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 41
increase awareness of fair housing regulations and educate the public on the rights of protected classes. The McKeesport Human Relations Commission meets on an as-needed basis to address fair housing issues as they arise. The McKeesport Human Relations Commission (MHRC) has sponsored several presentations over the last several years to educate the Commission itself and the community practitioners on the Fair Housing Act and the rights of renters and borrowers. Specifically, the PA HRC presented to the MHRC in August 2006. The MHRC met with local banks on November 16, 2006. The Fair Housing Partnership of Pittsburgh met with the MHRC on August 9, 2006 and July 19, 2007. On January 18, 2007, MHRC met with local Realtors to discuss fair housing issues. On May 30, 2007, MHRC, the McKeesport Housing Authority, and the Fair Housing Partnership of Pittsburgh met. The City of McKeesport will continue to address this impediment in the 2010 Update to the Analysis of Impediments to Fair Housing Choice through Impediment #1, Fair Housing Education, Advocacy, Monitoring, and Enforcement.
Impediment 5 – There is a lack of housing counseling programs for low-income households to utilize in their efforts to become homeowners. There is a need to improve potential homebuyer credit history. Strategy: Assist low-income households to take advantage of housing counseling programs, credit counseling programs, and increase programs for homebuyers to include post-purchase counseling, maintenance, and home repairs.
Status: McKeesport Neighborhood Initiative, Inc. (MNI) is the primary social service agency offering housing counseling to low-income households. Many of these households have been successful in become homeowners. Dollar Bank reaches out to low-income households to provide housing counseling services as well. The services provided at Dollar Bank target low-income households who have poor or no credit, poor financial management and saving skills, and are unsure of the homebuying process. Dollar Bank teaching lifelong saving skills, develop an action plan to eliminate bad credit, offer an 8 hour homeownership course, and post-purchase counseling. Bank representatives also engage in community workshops at community group meetings, churches, and workplaces to reach out to individuals in need of assistance. Regionally, Dollar Bank estimates that approximately 400-600 households enroll in the
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 42
program each year, and an estimated 80-100 households purchase their first home.
The City of McKeesport will continue to address this impediment in the 2010 Update to the Analysis of Impediments to Fair Housing Choice through Impediment #1, Fair Housing Education, Advocacy, Monitoring, and Enforcement.
Impediment 6 – Even though there does not appear to be any widespread violation to the Fair Housing Act, the City of McKeesport needs to openly affirm its commitment to furthering fair housing in the City. Strategy: City to annually proclaim Fair Housing Month, prepare brochures and press releases, host a fair housing seminar to promote public awareness.
Status: Each year, the City of McKeesport proclaims April to be Fair Housing Month in an effort to raise awareness of Fair Housing issues. In an effort to increase awareness of fair housing issues, the City’s CDBG Coordinator is currently designing a brochure and has already created a business card to distribute.
The City of McKeesport will continue to address this impediment in the 2010 Update to the Analysis of Impediments to Fair Housing Choice through Impediment #1, Fair Housing Education, Advocacy, Monitoring, and Enforcement.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 43
IV. Impediments to Fair Housing 2010 In order to determine if impediments to fair housing choice exist, interviews and meetings were conducted, surveys were distributed, and an analysis of the fair housing complaints in McKeesport was undertaken.
A. Fair Housing Complaints:
1. Human Relations Commission of the City of McKeesport
The McKeesport Human Relations Commission (MHRC) is comprised of five (5) City residents who have knowledge and expertise in areas related to equal opportunity and affirmative action.
The McKeesport Human Relations Commission meets on an as-needed basis to address fair housing concerns and issues within the City of McKeesport. The City’s Community Development staff designed a business card to help raise awareness of the resources available to support fair housing pracitices within the City of McKeesport. The Human Relations
Commission of the City of McKeesport does not conduct fair housing discrimination testing. All fair housing complaints are referred to the Pennsylvania Human Relations Commission for investigation.
The capacity of the McKeesport Human Relations Commission is limited. The MHRC does not have a dedicated staff person to effectively conduct fair housing education and outreach within the community. The MRHC also does not do any fair housing testing or monitoring.
2. Allegheny County Human Relations Commission
The Allegheny County Human Relations Commission was created in July 2009. The Commission is comprised of seven (7) members, appointed by the County Executive and approved by County Council. The Commission meets monthly and will investigate complaints of fair housing and employment discrimination. The mission of the Human Relations Commission is to promote education and equal opportunity within the County. 3. Pennsylvania Human Relations Commission The Pennsylvania Human Relations Commission (PHRC) enforces Pennsylvania’s anti-discrimination laws and promotes equal opportunity in education, employment, housing and commercial property, and public accommodation.
City of McKeesportHuman Relations Commission
500 Fifth AvenueMcKeesport, PA 15132
(412) 675-5020 x603 (Voice)
Allegheny CountyHuman Relations Commission542 Forbes Avenue, Room 102
Pittsburgh, PA 15219(412) 350-6830 x603 (Voice)
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 44
The mission statement of the PHRC is as follows: The Pennsylvania Human Relations Commission is to administer and enforce the Pennsylvania Human Relations Act and the Pennsylvania Fair Educational Opportunities Act through investigation, identification and elimination of unlawful discrimination and the promotion of equal opportunity for all persons. The PHRC staffs a main office in Harrisburg as well as regional offices in Harrisburg, Philadelphia, and Pittsburgh. In addition to its staff members, the PHRC has eleven (11) Commissioners appointed by the Governor and confirmed by the Senate. Additionally, the PHRC has Advisory Councils in seven (7) counties, including Allegheny County, located around the state to serve as liaisons in local communities. The PHRC publishes an annual summary of docketed cases filed during the State’s fiscal year (July 1st – June 30th). Table IV-1 below illustrates the complaint trends for the Pittsburgh Regional Office from 2004 to 2009.
Table IV-1 – PHRC Pittsburgh Regional Office Housing Complaints
Protected Class Number of Complaints
2004-2005 2005-2006 2006-2007 2007-2008 2008-2009
Age 1 5 5 0 3
Ancestry 4 1 0 0 0
Color -- 0 -- 0 1 Disability – Has a Disability
30 46 38 35 31
Regarded as Having a Disability
0 0 2 -- 1
Has a Record of Disability
2 -- -- 1 --
Is Related to Someone Who Has a Disability
0 4 0 2 3
Related to Someone with a Record of a Disability
-- -- -- -- 0
Familial Status 13 10 9 2 6
Multiple Class 0 -- 0 1 0
National Origin 1 4 4 3 0
Race 63 96 87 29 36
Religious Creed 1 4 1 2 1
Retaliation 11 10 13 9 10
Sex 13 11 32 8 16 Use of Guide/Support Animal
0 1 -- -- 1
Total 139 192 191 92 109
PennsylvaniaHuman Relations Commission
Pittsburgh Regional Office 301 Fifth Avenue
Suite 390, Piatt PlacePittsburgh, PA 15222
(412) 565-5395 (Voice) (412) 565-5711 (TTY)
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 45
Disability and Race are consistently the most common causes of fair housing complaints made to the Pittsburgh Regional Office. The Pittsburgh Office saw a sharp decline in the total number of complaints between the 2006-2007 year and the 2007-2008 year. Despite this drop in the total number of complaints, the number of complaints related to disability remained fairly constant. In the 2008-2009 year, a total of one hundred twenty-nine (129) cases were closed. Three (3) were settled after probably cause finding, thirty-five (35) were settled prior to probable cause finding, twelve (12) were administrative closures, and seventy-nine (79) were closed with no probable cause finding.
During the 2008-2009 fiscal year, the Pennsylvania Human Relations Commission reported forty-four (44) housing complaints in Allegheny County. None of these complaints originated in the City of McKeesport.
4. Fair Housing & Equal Opportunity (HUD)
The U.S. Department of Housing and Urban Development’s (HUD) Office of Fair Housing & Equal Opportunity (FHEO) receives complaints regarding alleged violations of the Fair Housing Act. From January 1, 2005 to August 9, 2010, three hundred and seventeen (317) fair housing complaints originated in Allegheny County, eleven (11) of which originated within the City of McKeesport.
The complaints received for the City of McKeesport and Allegheny County are disaggregated in Table IV-2 below to illustrate the most common basis for complaints. In the City of McKeesport, race was the most common basis for complaints between January 1, 2005 and August 9, 2010, and disability and sex were the second most common cause for complaint. The Pittsburgh Regional Office of the Pennsylvania Human Relations Commission also noted that disability and race were the most common causes for complaints. Compared to Allegheny County, the City of McKeesport appears to have a disproportionately higher rate of complaints based on race and sex. Race and disability are the most common bases for complaints in Allegheny County. It is important to note that some complaints had multiple bases.
Table IV-2 – Basis for Complaint
City of McKeesport Allegheny County
Basis Number Percentage Number PercentageRace 7 63.6% 130 41.0%
Disability 4 36.4% 131 41.3%
Sex 4 36.4% 50 15.8%
Family Status 1 9.1% 42 13.2%
National Origin 0 0.0% 3 0.9%
Other Origin 0 0.0% 15 4.7%
Philadelphia HUD Field OfficeThe Wanamaker Building
100 Penn Square EastPhiladelphia, PA 19107-3380
(215) 861-7620 (Voice)
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 46
Color 0 0.0% 16 5.0%
Harassment 0 0.0% 10 3.2%
Religion 0 0.0% 7 2.2%
Retaliation 0 0.0% 28 8.8%
Age 0 0.0% 1 0.3%
Not Reported 0 0.0% 4 1.3%
Two (2) of the eleven (11) cases in the City of McKeesport do not have close dates listed, whereas the remaining nine (9) have been closed. Seven (7) of cases were closed by no cause determination, while one (1) case did have a cause determination.
Table IV-3 “HUD-FHEO Complaints” summarizes all of the complaints filed with the Office of Fair Housing & Equal Opportunity between January 1, 2005 and August 9, 2010 in the City of McKeesport. For the last reporting period of January 1, 2010 through August 9, 2010 there was one (1) Fair Housing Complaint received by HUD-FHEO for the City of McKeesport.
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Analysis of Impediments to Fair Housing Choice 2010 Update Page 47
Table IV-3 HUD-FHEO Complaints in the City of McKeesport HUD File Number
HUD Date Filed
Issue Code Description Basis City How Closed Date Closed Cause Date
030503318 2/18/2005
382 Discrimination in terms/conditions/ privileges relating to rental
Race McKeesport
Complaint withdrawn by complaintant without resolution
5/10/2005 380 Discriminatory terms, conditions, privileges, or services and facilities
030506258 7/5/2005 380 Discriminatory terms, conditions, privileges, or services and facilities
Race, Sex
McKeesport No cause determination
030506268 7/5/2005 385 Discriminatory terms, conditions, privileges, or services and facilities
Race McKeesport No cause determination
030506408 7/18/2005
430 Otherwise deny or make housing available
Disability McKeesport FHAP judicial consent order
6/7/2006 11/14/2005 510 Failure to make reasonable accommodation
030600178 10/14/2005 382 Discrimination in terms/conditions/privileges relating to rental
Race McKeesport No cause determination
8/15/2006
030704008 6/12/2007
380 Discriminatory terms, conditions, privileges, or services and facilities Race,
Sex McKeesport
No cause determination
6/30/2007
430 Otherwise deny or make housing available
030704798 7/5/2007 380 Discriminatory terms, conditions, privileges, or services and facilities
Disability McKeesport No cause determination
4/30/2008
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 48
030800738 11/1/2007
320 Discriminatory advertising, statements and notices
Race, Disability
McKeesport Complaintant failed to cooperate
11/3/2008
380 Discriminatory terms, conditions, privileges, or services and facilities
430 Otherwise deny or make housing available
510 Failure to make reasonable accommodation
030800748 11/1/2007
320 Discriminatory advertising, statements and notices
Sex, Disability,
Family Status
McKeesport No cause determination
2/22/2010
380 Discriminatory terms, conditions, privileges, or services and facilities
430 Otherwise deny or make housing available
510 Failure to make reasonable accommodation
030803878 5/5/2008
382 Discrimination in terms/conditions/ privileges relating to rental Race McKeesport
No cause determination
6/4/2009 310 Discriminatory refusal to rent
031001758 1/26/2010 382 Discrimination in terms/conditions/ privileges relating to rental
Sex McKeesport Conciliation/ settlement successful
3/29/2010
Source: U.S. Dept. of HUD-FHEO, Philadelphia Regional Office
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 49
5. Housing and Human Services Agencies The City of McKeesport interviewed agencies offering housing and human services within the City in order to obtain their input and gain insight into potential impediments to fair housing. The following agencies were engaged in roundtable discussions, individual meetings, or through surveys:
Allegheny County Department of Human Services
City of McKeesport Housing Authority
Fair Housing Partnership of Greater Pittsburgh
First Step Recovery Homes, Inc.
Howard Hanna Wilson Baum
McKeesport Development Corporation
McKeesport Housing Corporation
McKeesport Neighborhood Initiative, Inc. (MNI)
Pittsburgh Commission on Human Relations
Realtors Association of Metropolitan Pittsburgh
Resource Center/Bridge To Recovery
Salvation Army
William C. Kortz, State Representative
Womansplace
YMCA of McKeesport Each of these agencies provided feedback on their perception of housing-related issues in the City of McKeesport. A summary of their input is below. Complete meeting notes can be found in Part VI, Appendix D.
Lack of job opportunities that pay a family supporting wage.
Many rental properties in the City are in poor condition. Some groups perceived this as being because of absentee landlords, while others saw code enforcement as the primary issue.
The City has seen a recent influx of transient residents.
The City has an aging population and does not have the housing stock to meet the needs of the elderly.
There is a large tract of vacant land that has been cleared by a developer. Continuing this development project could be beneficial to the City.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 50
Property taxes are relatively expensive, and real estate taxes and fees are often perceived as being cost prohibitive to developments.
McKeesport has a very high unemployment rate.
Public transportation is an issue. Most households do not have access to cars, yet the Port Authority of Allegheny County is threatening to reduce and/or eliminate service to the City. This would prevent City residents from access to jobs or services outside of the City.
There is a perceived shortage of housing options for single mothers.
City residents would benefit from additional credit counseling.
Overcrowding is becoming an issue.
The economy is perceived to be a greater barrier to affordable housing than social issues and discrimination.
There is a perceived shortage of quality affordable housing for low- and moderate-income individuals and families.
There is a perceived shortage of housing for the disabled, particularly accessible Section 8 units. The older housing stock in the City often makes upgrading the units to accommodate the disabled difficult.
There is a perceived lack of understanding of Fair Housing and land-use regulations in the community.
People with criminal records, previous drug charges, poor credit histories, or owing back rent often have difficulty finding affordable housing.
There is a shortage of Federal and state funding for shelters and supportive services for the homeless population.
The City has a large number of sub-standard housing units.
Non-profit organizations developing housing in the City would benefit from additional funding.
Disability is the most common cause for fair housing complaints in the City of McKeesport and the Pittsburgh region.
The concentration of minorities continues to be a problem in the City.
Lending discrimination by race is a problem in the Pittsburgh area.
Requests for reasonable accommodation and reasonable modifications are perceived to have a relatively low acceptance rate.
Many residents are unaware of their rights for reasonable accommodation and modifications.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 51
B. Public Sector:
Part of the Analysis of Impediments is to examine the public policies of the jurisdiction and the impact on fair housing choice. The local government controls land use and development through the comprehensive plan, zoning regulations, subdivision regulations, and other laws and ordinances passed by the local governing body. These regulations and ordinances govern the types of housing that may be constructed, the density of housing, and the various residential uses in a community. Local officials determine the community’s commitment to housing goals and objectives. The local policies therefore determine if fair housing is to be promoted or passively tolerated. This section of the Analysis of Impediments evaluates the City’s policies to determine if there is a commitment to affirmatively further fair housing.
1. CDBG Program
The City of McKeesport receives CDBG funds from HUD as an entitlement city under the program. The City annually receives approximately $1,300,000 in CDBG funds. The City allocates its funds to public facility improvements, public services, senior services, youth services, and housing activities. Of the CDBG funds, 80% directly benefit low- and moderate-income persons and all of the CDBG funds allocated to public services directly benefit low- and moderate-income persons.
In particular, the City in its FY 2010 CDBG Program allocated the CDBG funds as follows in Table IV-4:
Table IV-4 – Partial FY 2010 CDBG Allocation
Priority Activity Amount
Public Facilities and Improvements
Fire Department Equipment Purchase $82,000
Street Reconstruction - City-wide $177,680
Accessibility Improvements - Handicap Ramps $35,000
10th Ward Ramps $33,000
Public Services
Beat Patrol/Community Policing $120,000
Boys and Girls Club - After School Program $10,000
Economic Development
Renaissance 2005 Bond Repayment $350,000
McKeesport Development Corporation (MDC) - Small Business Loans $10,000
Housing
Neighborhood Preservation Team $215,000
Demolition - City-wide $10,000
Housing Activities - MNI & MHC $29,000
Rodent Control/Wildlife Pest Control $10,000
Program Income
McKeesport Housing Corporation (MHC) $66,000
McKeesport Development Corporation (MDC) $12,000
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 52
All activities listed above will occur in low/mod areas of the city which have a high priority of the City. Additionally, each activity meets the National Objectives of serving a low/mod area, low/mod people, job creation, or reducing slum/blight. Activities shaded in gray serve to reduce barriers to affordable housing within the City. Additional information on these activities shaded in gray can be found in the City’s FY 2010 Annual Action Plan. In its FY 2010-2014 Five Year Consolidated Plan, the City of McKeesport identified the following goals to prioritize funding needs during this five year period, as outlined below. Housing
Increase homeownership opportunities in the City Support housing rehabilitation programs for LMI homeowners Provide targeted code enforcement, including rodent/wildlife control Support emergency repair assistance for LMI homeowners Provide affordable rental assistance for LMI families and seniors
Infrastructure
Accessibility improvements Street reconstruction Sidewalk, curb, and gutter improvements Demolition of dilapidated, abandoned buildings Sewer and storm water management improvements Traffic flow improvements
Economic Development
Support local businesses by providing workplace development and job training services, business development assistance, and loan programs to benefit both small businesses and low-income residents and employers
Provide rehabilitation assistance programs (through grants and loans) for existing businesses to make necessary repairs and façade improvements
Targeted demolition and rehabilitation to remove blight along commercial corridors of the City
Redevelopment and reuse of underutilized lots Public Facilities and Services
Supportive services for low-income residents Improve youth centers, including recreational facilities and programs Improvements to the City’s parks and recreation programs and facilities Improve services to seniors, including recreational, educational, and social
services Support the transportation link between residents, services, and employment
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 53
Support various social service agencies that provide shelter and services to area homeless and those at risk of becoming homeless
Provide affordable housing education and increase informational referral services on choices and resources
Promote fair housing
2. Other Funds
In addition to the CDBG funds, the City of McKeesport received the following federal, state, and county allocations for FY 2010:
HOME Investment Partnership Program ....................................... $300,000
Allegheny County Regional Asset District ..................................... $653,000
Federal and State Highway Commissions .................................. $3,000,000
Homelessness Prevention and Rapid Re-housing (HPRP) ........... $500,957
Neighborhood Stabilization Program (NSP) ..................................... $60,000
CDBG-R (HUD) ............................................................................ $327,572
PA Weed & Seed ............................................................................ $100,000
JAG ............................................................................................... $225,000
FEMA ............................................................................................ $108,000
Early Intervention Program ............................................................... $58,000
McKeesport Housing Authority Capital Funds ............................... $1,200,000
The City of McKeesport is a member of the Allegheny County HOME Consortium. As a member, the City receives approximately 6.7% of the HOME funds for program activities, and 6.7% of the total HOME administrative budget to administer the funds. These additional Federal funds, particularly HOME, HPRP, NSP, and CDBG-R, will be used to affirmatively further fair housing. More information on how these funds will be used can be found in the FY 2010 Annual Action Plan or by contacting the City.
3. Low Income Housing Tax Credits The Low Income Housing Tax Credit (LIHTC) Program was created under the Tax Reform Act of 1986 and is intended to attract private investment to develop affordable rental housing for low- and moderate-income households.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 54
There are currently no known projects, proposed projects, or planned projects in the City of McKeesport that will be using LIHTC funds. The McKeesport Housing Authority has unsuccessfully applied for LIHTC funds during the past two funding rounds. Feedback on the denied applications indicates that increased market appeal and economic development would strengthen their future applications. PHFA has suggested to the McKeesport Housing Authority the construction of the flyover ramp will encourage development on the previous mill site, and will strengthen future LIHTC applications. The City is supportive of the use of LIHTC projects to provide affordable housing to low-income households, and has six previously developed LIHTC projects, between 1987 and 2009, totaling 60 low-income housing units. A full-sized map of the Low Income Housing Tax Credit projects in the City of McKeesport can be found in Appendix B. Table IV-5 provides a list of LIHTC projects which were built in the City of McKeesport from 1987 through 2009.
Table IV-5 – Low-Income Housing Tax Credit Projects
HUD ID Number
Project Name
Project Address
Project City Project State
Project ZIP
Code
Metropolitan Area Code
Total Number of Units
Total Low-Income Units
PAA1988385 814 Huey
Street 814 Huey
Street McKeesport PA 15132 6280 2 2
PAA1989115 1819 Union
Street 1819 Union
Avenue McKeesport PA 15132 6280 2 2
PAA1989285 402 27th
Street 402 27th
Street McKeesport PA 15132 6280 1 1
PAA1991270 701 Coursin
Street 701 Coursin
Street McKeesport PA 15132 6280 1 1
PAA1995005 1812
Grandview Avenue
1812 Grandview
Avenue McKeesport PA 15132 6280 2 2
Source: http://lihtc.huduser.org/ and http://www.phfa.org
4. Planning, Zoning, and Building Codes In its 2005 Analysis of Impediments to Fair Housing Choice, the City of McKeesport identified impediments to Fair Housing that directly related to the City’s planning, zoning, and building codes. At that time, the City’s Zoning Ordinance was determined to be outdated and needed to be revised in accordance with the Fair Housing Act and amendments. A review of the Zoning Ordinance at the time of the 2005 Analysis of Impediments to Fair Housing Choice revealed that the five (5) residential districts were reasonable and should not be considered an impediment to fair housing. On the other hand, the definitions of “Family” and along with the requirements for group homes and group living arrangements may be considered restrictive.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 55
The Zoning Ordinance will be reviewed and will be revised as necessary, as outlined in the City’s strategies and goals to affirmatively further Fair Housing Choice. The Zoning Ordinance was most recently passed in its entirety by the City in 1996. The most recent modification to the Zoning Ordinance was in 2003 when the R-5 residential district was modified to include single family residential dwellings as a conditional use on the zone. The City follows the UCC, or Uniform Construction Code. The City does not follow the plumbing and administration sections of the UCC, however, as these codes are defined by Allegheny County. The UCC is updated every three years. The most recent update was in 2009. 5. Taxes
Real estate property taxes also impact housing affordability. This may not be an impediment to fair housing choice but it does impact the affordability of housing. The general residential real estate tax receipts in the City of McKeesport are divided among Allegheny County, the City of McKeesport, and the McKeesport School District. The 2010 millage rates in the City of McKeesport are outlined below.
Allegheny County ........................................ 4.69 mills
City of McKeesport (Building) ....................... 4.26 mills
City of McKeesport (Land). .......................... 16.50 mills
McKeesport School District .......................... 16.71 mills
The median value of the taxable residential properties within the City of McKeesport is $24,700 (Source: Allegheny County).
Table IV-6 illustrates the taxes assessed for property valued at $100,000 and also at the City’s median value of $24,700. The City of McKeesport has provided calculations for property taxes assuming that the building comprises 95% of the total value and land is valued at the remaining 5%.
Table IV-6 – Property Taxes
Taxes for Property Assessed at $100,000 in the City of McKeesport
Allegheny County $ 469.00
City of McKeesport (Building) $ 404.70
City of McKeesport (Land) $ 82.50
McKeesport School District $ 1,671.00
Total Taxes $ 2,627.20
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 56
Taxes for Property Assessed at $24,700 in the City of McKeesport
Allegheny County $ 115.84
City of McKeesport (Building) $ 99.96
City of McKeesport (Land) $ 20.38
McKeesport School District $ 412.74
Total Taxes $ 648.92
6. Public Policies In 2008, Allegheny County created a Visitability Tax Credit worth up to $2,500 over five (5) years. This tax credit program is designed to encourage “visitable” design aspects to be incorporated into the renovation and construction of homes. Visitable elements that would qualify a renovated or newly constructed home for this tax credit include one no-step entrance, hallways on the floor with the no-step entrance must be at least thirty-six (36) inches wide, a bathroom on the main floor that can be used by a person in a wheelchair, light switches on the main floor mounted forty-two inches from the floor, and lever-type door handles. In 2009, Allegheny County passed an ordinance to create the Allegheny County Human Relations Commission. This Commission was established to promote equality in housing and employment throughout the County. At the same time that the Human Relations Commission was established, the County also passed a non-bias ordinance that prohibits the discrimination against people because of their sexual orientation or gender identity. The Commonwealth of Pennsylvania has passed a law prohibiting discrimination based on age. The City of McKeesport falls under the Commonwealth’s jurisdiction, so housing discrimination based on age in the City is not permitted. 7. Public Housing The McKeesport Housing Authority presently administers 440 Section 8 Housing Choice Vouchers. As of October 2010, 246 families are on the Section 8 Voucher waiting list, and the waiting list is still open. The McKeesport Housing Authority also owns and operates 1,021 public housing units in the City that include senior communities, handicapped accessible housing, and neighborhood sites consisting of townhomes and single family homes. The vacancy rate for these public housing units is less than 2%. As of October 2010, the McKeesport Housing Authority had 60 families on the waiting list for public housing units, and the
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 57
waiting list remained open. Appendix B includes a map highlighting the locations of HUD assisted housing units and the Block Groups where Section 8 Vouchers are most commonly used. The City of McKeesport works closely with the McKeesport Housing Authority to meet the needs of City residents. Table IV-7 below outlines the total number of public housing units available in the City of McKeesport, and how many are currently accessible. The McKeesport Housing Authority recognizes the need for additional accessible units, and plans to convert additional units over the next several years. The number of units expected to be converted are also outlined in the table below.
Table IV-7 – Public Housing Developments
Public Housing Developments Number of
Units Accessible
Units Additional
Accessible Units
Crawford Village Rowhouses 424 10 23
Harrison Village Rowhouses 107 8 2
Isbir Manor 73 4 3
Steelview Manor 88 3 4
McKeesport Towers 200 14 0
1835 Beech Street & St. Mary's 21 3 1 The City of McKeesport also has a number of HUD assisted housing developments to serve low-income, disabled, and elderly households. Table IV-8 below outlines the existing HUD assisted developments in the City.
Table IV-8 – HUD Assisted Housing
Development Name Development Type
Grandview Apartments Section 202 - Elderly Housing
Fifth Avenue Commons Section 202 - Elderly Housing
White Street Apartments Section 811 - Disabled Housing
Versailles Archer Apartments Section 202 and Section 811 - Elderly and Disabled Housing
Hi View Gardens HUD Assisted
Midtown Plaza Apartments HUD Assisted
Bailie Avenue Apartments HUD Assisted
McKeesport Center HUD Assisted
Versailles Apartments HUD Assisted
YMCA HUD Assisted/ SRO/ Housing Authority The majority of McKeesport’s HUD assisted developments are located in areas of high minority and renter-occupied concentration. The City is working to deconcentrate the location of HUD assisted housing by building new developments in areas that have
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 58
lower minority populations. On the maps below, public housing and LIHTC developments are shown by orange dots. While many of the HUD assisted units appear to be located in areas of minority concentration, these developments were build many years ago and today are largely populated by minorities. These maps also illustrate which block groups have the largest concentration of Section 8 Vouchers are used. The block groups with the most voucher use are those in the center of the City. These block groups seem to be relatively balanced in their composition. They are not areas of racial concentration, nor are they areas of renter- or owner-occupied housing.
Locations of HUD Assisted Housing and Section 8 Vouchers % White Population % Minority Population
Owner-Occupied Housing Renter-Occupied Housing
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 59
Full sized maps can be found in Appendix B. Table IV-9 below presents data on multi-family and Section 8 assisted housing facilities in the City of McKeesport. Twenty-seven percent (27%) of the assisted units have contracts set to expire by 2013.
Table IV-9 – Multi-family and Section 8 Project Based Assisted Housing Facilities
Multi-family assisted units with active contracts status 355
Percentage of Multi-family assisted units with contracts expiring in 2004 0.0%
Percentage of Multi-family assisted units with contracts expiring in 2005 0.0%
Percentage of Multi-family assisted units with contracts expiring in 2006 7.3%
Percentage of Multi-family assisted units with contracts expiring in 2007 0.0%
Percentage of Multi-family assisted units with contracts expiring in 2008 9.0%
Percentage of Multi-family assisted units with contracts expiring in 2009-2013 10.7%
Percentage of Multi-family assisted units with contracts expiring in 2014 or later 73.0%
Source: www.dataplace.org
In addition to making accessible and affordable housing available to low-income residents of the City of McKeesport, the McKeesport Housing Authority also makes available a homeownership program to assist persons looking to take advantage of homeownership opportunities. Since the program began, eight (8) Section 8 Voucher holders have successfully moved from the Section 8 Voucher program to become homeowners. 8. Fair Housing Partnership of Greater Pittsburgh As a HUD-certified Fair Housing Initiatives Program (FHIP), The Fair Housing Partnership of Greater Pittsburgh (FHP) receives Federal funding each year to provide advocacy, education, outreach, testing, and complaint referrals to Allegheny County and several surrounding communities. Other services that FHP makes available to individuals include rental counseling, pre-purchase counseling, mortgage delinquency counseling, mobility counseling for Section 8 Voucher holders, and community workshops. FHP also assists individuals who feel that they have been discriminated against in their search for housing by completing investigations and assisting the individual with filing complaints or requests for reasonable accommodations or modifications. Additionally, FHP assists communities to increase their capacity to address fair housing issues by contracting with them to carryout fair housing testing and provide training sessions to educate landlords and residents on fair housing practices.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 60
C. Private Sector:
The private sector has traditionally been the greatest impediment to fair housing choice in regard to discrimination in the sale, rental or advertising of dwellings, the provision of brokerage services, or in the availability of financing for real estate purchases. The Fair Housing Act prohibits such practices as the failure to give the same terms, privileges, or information; charging different fees; steering prospective buyers or renters toward a certain area or neighborhood; or using advertising that discourages prospective buyers or renters because of race, color, religion, sex, handicap, familial status or national origin.
1. Real Estate Practices
The Realtors Association of Metropolitan Pittsburgh (RAMP) is the local organization of real estate brokers operating in the Greater Pittsburgh area, including the City of McKeesport. The Realtors Association of Metropolitan Pittsburgh has an open membership policy and does not discriminate. Members are bound by the Code of Ethics of the National Association of Realtors (NAR). This Code of Ethics obligates its members to maintain professional standards including efforts to affirmatively furthering fair housing. RAMP has several committees, one of which is the “Equal Opportunity/Cultural Diversity Committee.” The primary responsibility of this committee is to promote equal opportunity and cultural diversity by providing program and services to RAMP members as they work to protect the rights of persons covered under the Fair Housing Act, the Civil Rights Act, and ADA laws.
Through the Realtors Association of Metropolitan Pittsburgh, new agents are required to take fourteen (14) hours of continuing education during their first two years of membership. Between two (2) and three (3) hours directly address Fair Housing. The Realtors Association of Metropolitan Pittsburgh offers continuing education courses on a variety of topics including a 3.5 hour course on Fair Housing as well as Diversity Training several times each year to ensure that its members are up to date on policies, practices, and procedures. Including all pre-license and post-license education, RAMP estimates that the average agent is exposed to approximately 6-8 hours of continuing education that directly or indirectly relates to Fair Housing. RAMP has the necessary policies in place to handle fair housing discrimination complaints.
2. Newspaper Advertising
Under Federal Law, no advertising with respect to the sale or rental of a dwelling unit may indicate any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin. Under the Fair Housing Act Amendments, descriptions are listed in regard to the use of words, photographs, symbols or other approaches that are considered discriminatory.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 61
Real estate advertisements were reviewed for several real estate publications, including the Homes Guide by Realtors and Apartments for Rent. Both of these publications contained HUD’s publisher’s notice indicating that all advertisements were subject to the Federal Fair Housing Act and that all advertised housing is available on an equal opportunity basis. The real estate and lender’s advertisements in each of these publications include the equal housing opportunity logo on each page. None of the advertisements contained language that prohibited occupancy by any group.
3. Private Financing
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (F.I.R.R.E.A.) requires any commercial institution that makes five (5) or more home mortgage loans, to report all home loan activity to the Federal Reserve Bank under the Home Mortgage Disclosure Act (HMDA). The annual HMDA data can be found online at www.ffiec.gov/hmda/ and is included in the Appendix B of this Analysis of Impediments. The following tables provide an analysis of the HMDA data. Data for the City of McKeesport and Allegheny County is highlighted where possible. All other data is that of the entire Pittsburgh Metropolitan Statistical Area (MSA).
Table IV-10 below compares lending in the City of McKeesport to Allegheny County and the Greater Pittsburgh Metro Area in which McKeesport is located. Lending in the City of McKeesport comprised only a small portion of the lending in Allegheny County and the metro area in 2009.
Table IV-10 – HMDA Data Analysis for 2009
Home Purchase Loans
FHA, FSA/RHS &
VA Conventional Refinancing
Home Improvement
Loans
# Amount # Amount # Amount # Amount
McKeesport 29 $1,718 2 $84 54 $2,975 0 $0 Allegheny County
3,675 $446,987 2,990 $411,688 6,706 $1,000,233 126 $14,279
MSA/MD 6,106 $758,177 4,876 $661,817 12,574 $1,897,969 236 $24,210% of county lending in McKeesport
0.79% 0.38% 0.07% 0.02% 0.81% 0.30% 0.00% 0.00%
% of metro area lending in Allegheny County
60.19% 58.96% 61.32% 62.21% 53.33% 52.70% 53.39% 58.98%
% of metro area lending in McKeesport
0.47% 0.23% 0.04% 0.01% 0.43% 0.16% 0.00% 0.00%
*Note: Amounts in thousands.
Table IV-11 shows the conventional loan applications in the City of McKeesport. Over half (52.38%) of the loan applications in the City were approved.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 62
Table IV-11 – Disposition of Conventional Loans
City of McKeesport
Count
% of McKeesport Applications
% of Total MSA Applications
Loans Originated 11 52.4% 0.10%
Applications Denied 2 9.5% 0.24%
Applications Withdrawn
5 23.8% 0.34%
Approved, Not Accepted
2 9.5% 0.18%
File Closed for Incompleteness
1 4.8% 0.52%
Table IV-12 outlines the disposition of conventional loans in the Pittsburgh MSA by income level. Loan applications from low-income households have the highest denial rates, and upper-income households have the highest origination rates.
Table IV-12 – Disposition of Conventional Loans by Income Level
Applications
Received Loans Originated
Applications Approved, Not
Accepted
Applications Denied
Applications Withdrawn or
Closed for Incompleteness
Income Level
Count % of Total
Count
% of Total
Income Level
Count
% of Total
Income Level
Count
% of Total
Income Level
Count
% of Total
Income Level
Low 1,433 9.6% 883 61.6% 69 4.8% 354 24.7% 127 8.9%
Moderate 2,760 18.4% 2,056 74.5% 153 5.5% 314 11.4% 237 8.6%
Middle 3,408 22.7% 2,607 76.5% 195 5.7% 312 9.2% 294 8.6%
Upper 7,044 47.0% 5,605 79.6% 390 5.5% 458 6.5% 591 8.4%
Income Not Available
353 2.4% 239 67.7% 18 5.1% 46 13.0% 50 14.2%
Total 14,998 -- 11,390 -- 825 -- 1,484 -- 1,299 --
Tables IV-13, IV-14, and IV-15 show the dispositions of conventional loans disaggregated by minority status and income level for the Pittsburgh MSA. The number of applications for conventional loans submitted by White, Non-Hispanic applicants significantly outnumbers Minority applicants in each income level analyzed. In each income category, the percentage of loans originated by White households exceeds the percentage of loans originated by Minority households, based on the number of applicants in each minority status category. Conversely, Minority applicants experience a higher rate of denial than White, Non-Hispanic applicants at each income level. In fact, the denial rates for minorities who are moderate- or middle-income are almost doubled those of white applicants in those same income categories. Also noteworthy is the portion of applications that are approved but not accepted. This occurs at a higher
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 63
rate for minorities than for white applicants who are low- or middle-income, but at a higher rate for white applicants who are moderate-income.
Table IV-13 – Conventional Loan Disposition Rates by Minority Status, Low Income
Min
ori
ty S
tatu
s
Ap
pli
cati
on
s R
ecei
ved
% o
f T
ota
l A
pp
lica
tio
ns
Lo
ans
Ori
gin
ated
% o
f R
ecei
ved
A
pp
lica
tio
ns
by
Min
ori
ty S
tatu
s
Ap
pli
cati
on
s D
enie
d
% o
f R
ecei
ved
A
pp
lica
tio
ns
by
Min
ori
ty S
tatu
s
Ap
pli
cati
on
s A
pp
rove
d b
ut
No
t A
ccep
ted
% o
f R
ecei
ved
A
pp
lica
tio
ns
by
Min
ori
ty S
tatu
s
Ap
pli
cati
on
s W
ith
dra
wn
Ap
pli
cati
on
s C
lose
d f
or
Inco
mp
lete
nes
s
White, Non-Hispanic
1,226 92.7% 789 64.4% 280 22.8% 57 4.6% 82 18
Minority, Including Hispanic
96 7.3% 43 44.8% 33 34.4% 7 7.3% 11 2
Total 1,322 -- 832 -- 313 -- 64 -- 93 20
The number of white, non-Hispanic low-income applicants significantly outnumbers the number of minority applicants. Minority applicants also have a higher rate of denial than white applicants.
Table IV-14 – Conventional Loan Disposition Rates by Minority Status, Moderate Income
Min
ori
ty S
tatu
s
Ap
pli
cati
on
s R
ecei
ved
% o
f T
ota
l A
pp
lica
tio
ns
Lo
ans
Ori
gin
ated
% o
f R
ecei
ved
A
pp
lica
tio
ns
by
Min
ori
ty S
tatu
s
Ap
pli
cati
on
s D
enie
d
% o
f R
ecei
ved
A
pp
lica
tio
ns
by
Min
ori
ty S
tatu
s
Ap
pli
cati
on
s A
pp
rove
d b
ut
No
t A
ccep
ted
% o
f R
ecei
ved
A
pp
lica
tio
ns
by
Min
ori
ty S
tatu
s
Ap
pli
cati
on
s W
ith
dra
wn
Ap
pli
cati
on
s C
lose
d f
or
Inco
mp
lete
nes
s
White, Non-Hispanic
2,375 93.6% 1,810 76.2% 245 10.3% 123 5.2% 169 28
Minority, Including Hispanic
162 6.4% 103 63.6% 32 19.8% 8 4.9% 17 2
Total 2,537 -- 1,913 -- 277 -- 131 -- 186 30
The number of white, non-Hispanic moderate-income applicants significantly outnumbers the number of minority applicants. The denial rate of minority applicants is almost double that of white applicants.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 64
Table IV-15 – Conventional Loan Disposition Rates by Minority Status, Middle Income M
ino
rity
S
tatu
s
Ap
pli
cati
on
s R
ecei
ved
% o
f T
ota
l A
pp
lica
tio
ns
Lo
ans
Ori
gin
ated
% o
f R
ecei
ved
A
pp
lica
tio
ns
by
Min
ori
ty
Sta
tus
Ap
pli
cati
on
s D
enie
d
% o
f R
ecei
ved
A
pp
lica
tio
ns
by
Min
ori
ty
Sta
tus
Ap
pli
cati
on
s A
pp
rove
d b
ut
No
t A
ccep
ted
% o
f R
ecei
ved
A
pp
lica
tio
ns
by
Min
ori
ty
Sta
tus
Ap
pli
cati
on
s W
ith
dra
wn
Ap
pli
cati
on
s C
lose
d f
or
Inco
mp
lete
nes
s
White, Non-Hispanic
2,926 94.5% 2,308 78.9% 239 8.2% 149 5.1% 207 23
Minority, Including Hispanic
171 5.5% 109 63.7% 28 16.4% 15 8.8% 15 4
Total 3,097 -- 2,417 -- 267 -- 164 -- 222 27
The number of white, non-Hispanic moderate-income applicants significantly outnumbers the number of minority applicants. The denial rate of minority applicants is more than twice that of white applicants. Table IV-16 offers a closer look at the denial rates of conventional loans by denial reason and income level. Not surprisingly, for low-, moderate-, and middle-income applicants, the most common denial reasons include debt-to-income ratio and credit history. The most common denial reasons for upper-income applicants include collateral and credit history. Overall, the most common reason for denial is credit history. Debt-to-income ratio and collateral are the second most common reasons for the denial of conventional loans in the Pittsburgh MSA.
Table IV-16 – Conventional Loan Denial Rates by Denial Reason and Income Level
Low Income
Moderate Income
Middle Income Upper Income Income Not Available
Total Denials
Count
% of Income Level
Count % of
Income Level
Count % of
Income Level
Count % of
Income Level
Count % of
Income Level
Count % of Total
Debt to Income Ratio
105 29.4% 71 21.4% 68 21.3% 76 15.2% 13 23.6% 333 21.3%
Employment History
15 4.2% 11 3.3% 11 3.5% 6 1.2% 3 5.5% 46 2.9%
Credit History 125 35.0% 128 38.6% 81 25.4% 100 20.0% 14 25.5% 448 28.7%
Collateral 45 12.6% 46 13.9% 79 24.8% 156 31.3% 5 9.1% 331 21.2%
Insufficient Cash
13 3.6% 19 5.7% 13 4.1% 19 3.8% 0 0.0% 64 4.1%
Unverifiable Information
7 2.0% 8 2.4% 8 2.5% 16 3.2% 5 9.1% 44 2.8%
Credit Application Incomplete
11 3.1% 10 3.0% 15 4.7% 34 6.8% 2 3.6% 72 4.6%
Mortgage Insurance Denied
6 1.78% 5 1.5% 7 2.2% 7 1.4% 0 0.0% 25 1.6%
Other 30 8.4% 34 10.2% 37 11.6% 85 17.0% 13 23.6% 199 12.7%
Total Denials/ % of Total
357 22.9% 332 21.3% 319 20.4% 499 32.0% 55 3.5% 1,562 --
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 65
An additional analysis of loans granted by race in McKeesport, Pennsylvania, and across the country is beneficial to further illustrate the financial trends in the City of McKeesport. The following tables present data gathered from www.dataplace.org. Table IV-17 presents loans for the purchase of single-family homes by race. The City of McKeesport has a high proportion of home loans made to black and other minority households relative to Pennsylvania and, in some instances, the United States.
Table IV-17 – Home Purchase Loans by Race
Loans by Race City of
McKeesport Allegheny
County Pennsylvania
United States
Percentage of owner-occupied home purchase loans to Whites (2007)
81.3% 90.0% 84.1% 72.7%
Percentage of owner-occupied home purchase loans to Blacks (2007)
17.3% 4.5% 5.9% 7.9%
Percentage of owner-occupied home purchase loans to Asian/Pacific Islanders (2007)
0% 2.9% 3.6% 5.2%
Percentage of owner-occupied home purchase loans to Native Americans (2007)
0% 0.1% 0.1% 0.3%
Percentage of owner-occupied home purchase loans to Hispanics (2007)
1.3% 0.8% 4.5% 10.8%
Percentage of owner-occupied home purchase loans to mixed race pairs (2007)
0% 1.6% 1.7% 2.9%
Percentage of owner-occupied home purchase loans to minorities (2007)
18.7% 10.0% 15.9% 27.3%
Percentage of owner-occupied home purchase loans made to multiracial applicants (2007)
0.0% 0.2% 0.1% 0.2%
Source: www.dataplace.org
Table IV-18 highlights home loans made in McKeesport, Pennsylvania, and the United States. The Median income in McKeesport is significantly lower than the rest of the Commonwealth and Country. As a result, there is a significantly higher portion of very low- and low-income loans made in the City of McKeesport than in Allegheny County, Pennsylvania, or nationally.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 66
Table IV-18 – Home Purchase Loans by Income
Income City of
McKeesport Allegheny
County Pennsylvania
United States
Median borrower income for owner-occupied purchase 1 to 4 family (2007)
$37,000 $64,000 $66,000 $74,000
Median income of purchase borrowers (1 to 4 families)/median owner income (2007)
0.96 1.07 1.11 1.13
Percentage of owner-occupied home purchase loans to very low-income borrowers (2007)
31.8% 22.8% 8.4% 5.7%
Percentage of owner-occupied home purchase loans to low-income borrowers (2007)
38.8% 24.9% 23.1% 19.2%
Percentage of owner-occupied home purchase loans to middle-income borrowers (2007)
24.7% 45.3% 26.7% 25.8%
Percentage of owner-occupied home purchase loans to high-income borrowers (2007)
4.7% 7.0% 41.8% 49.3%
Source: www.dataplace.org
Table IV-19 considers the percentage of conventional and refinancing mortgages made by subprime lenders. The prevalence of these loans in the City of McKeesport in 2005 (the most recent data available) significantly exceeds the rates for the County, the rest of the Commonwealth, and the nation.
Table IV-19 – Loans from Subprime Lenders by Purpose and Loan Type
Type City of
McKeesport Allegheny
County Pennsylvania
United States
Percentage of conventional home purchase mortgage loans by subprime lenders (2005)
22.3% 9.7% 9.8% 17.7%
Percentage of conventional refinancing mortgage loans by subprime lenders (2005)
33.6% 20.3% 18.1% 20.4%
Source: www.dataplace.org
In February 2011, Lending Patterns released a study that analyzed national HMDA data from 2004-2009. The study found that discriminatory lending practices are still occurring across the nation, despite the creation of organizations such as Fannie Mae
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 67
and Freddie Mac, and the implementation of the Community Reinvestment Act. Specifically, this study found that it is more difficult for an African American and Latino household to secure financing to purchase a home. Additionally, lending is also limited in census tracts that have relatively high foreclosure activity. Furthermore, African American and Latino homeowners are disproportionately affected by foreclosures. The implications of these findings indicate that minority populations and neighborhoods will be disproportionately affected over the long run as they struggle to recover from the immediate financial ramifications of a foreclosure, as well as the longer-term impacts to the neighborhood. These trends are nationwide. The Fair Housing Partnership of Greater Pittsburgh also completed a study of lending practices in the Pittsburgh area. FHP managed testing of mortgage lenders between April 2007 and April 2008. Their findings indicate that disparities in lending by race exist in the Pittsburgh area.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 68
D. Citizen Participation: The City of McKeesport’s 2010 Update to its Analysis of Impediments to Fair Housing Choice was available for public comment on the City’s website (www.mckeesport.org) and at the City’s Department of Community Development Office, located at 500 Fifth Avenue. The document was available for ten (10) days beginning on February 9, 2011. Citizens wishing to provide feedback on the Analysis of Impediments were encouraged to submit their comments in writing to the City’s Department of Community Development by February 18, 2011.
E. Potential Impediments and Recommendations: The following impediments to fair housing choice and recommendations are presented to assist the City of McKeesport to affirmatively further fair housing in the community. The previously identified impediments to fair housing choice were discussed in Section III and progress was reported for each impediment. New and carried over impediments to Fair Housing Choice are presented in chart format on the pages that follow.
Impediment to Be Addressed Goal Strategies to Meet the GoalResponsible Entities
Assigned to Meet StrategiesBenchmark
Proposed Five Year Investment
Year to Be Completed
City of McKeesport Fund one activity/initiative each year $500 2014Financial Institutions Support education and outreach annually Other Funds 2014
City of McKeesport Evaluate and restructure the MHRC as necessary.
$0 2011
McKeesport Human Relations Commission
Self‐evaluation of the role of the MHRC $0 2011
City of McKeesport Support a program $0 2014
Fair Housing Partnership of Greater Pittsburgh, McKeesport Neighborhood Initiative and Dollar Bank
Provide housing counseling to 5 households per year
Other Funds 2014
City of McKeesport Support one program each year $0 2014Fair Housing Partnership of Greater Pittsburgh
Provide fair housing services $5,000 2014
1‐E: Include fair housing information and contacts on the City website. City of McKeesport Update the City's Website $2,500 2011
1‐F: Continue to raise awareness of fair housing through the creation of an educational brochure and proclaiming Fair Housing Month.
City of McKeesport Publish a brochure, proclaim annual Fair Housing Month
$1,000 2014
City of McKeesport (HOME Funds)
Fund one activity each year through HOME Funds
$150,000 2014
McKeesport Housing Corporation (CHDO Funds)
Develop 5 new single family houses and housing rehab for resale
$250,000 2014
McKeesport Housing Authority
Develop 5 scattered site housing units $250,000 2014
McKeesport Neighborhood Initiative
Develop new single family houses $50,000 2014
City of McKeesport (HOME Funds)
Provide financial incentives for housing development
$50,000 2014
McKeesport Housing Corporation (CHDO Funds)
Fund housing rehabilitation $250,000 2014
City of McKeesport (HOME Funds)
Support homeownership activities $50,000 2014
McKeesport Housing Corporation (CHDO Funds)
Develop new scattered site housing $100,000 2014
Fair Housing Partnership of Greater Pittsburgh
Assist McKeesport households through housing counseling
Other Funds 2014
Financial Institutions Provide housing counseling Other Funds 2014
City of McKeesport (HOME Funds)
Provide funds for homeowner rehabilitation $250,000 2014
McKeesport Housing Corporation (CHDO Funds)
Rehabilitate 5 houses per year $250,000 2014
3‐B: Increase the number of accessible public housing units, particularly for the elderly.
McKeesport Housing Authority
Provide 2 additional housing units each year $150,000 2014
1‐A: Fund and support public education, training, and programs concerning the rights and responsibilities covered by the Fair Housing Act.
1‐B: Evaluate the role of the McKeesport Human Relations Commission in developing, maintaining and supporting efficient and effective fair housing monitoring, education, and enforcement strategies.
1‐C: Support and promote the delivery of housing counseling programs and credit counseling for low‐income and minority households.
1‐D: Support and promote the delivery of fair housing services to at‐risk groups and victims of housing discrimination.
2‐B: Support opportunities and financial incentives to develop mixed‐income housing in areas with high concentration of low‐income and minority households.
2‐A: Increase the supply of affordable housing opportunities for low‐income and minority households outside of the areas of concentration.
2‐C: Increase homeownership opportunities for low‐income households by providing funds, or causing to provide, for housing counseling, credit counseling, and downpayment assistance.
IMPEDIMENT NO. 3 ‐ HOUSING ACCESSIBILITY – The supply of accessible, affordable housing that is decent, safe, and sound does not meet the demand, resulting in limited housing options for persons who are physically challenged.
3‐A: Provide financial and technical assistance for homeowners and landlords seeking to rehabilitate housing units to make accessibility improvements to their properties.
Increase awareness of tenant rights, landlord responsibilities, and work to eliminate any discriminatory practices in the sale or lease of houses through education, advocacy, monitoring, and enforcement, to provide fair housing opportunities to all individuals and families.
IMPEDIMENT NO. 1 ‐ FAIR HOUSING EDUCATION, ADVOCACY, MONITORING, AND ENFORCEMENT – There is a need for increased awareness of an individual’s rights under the Fair Housing Act and a need for continued monitoring and enforcement of the Fair Housing Act.
Promote new affordable housing choices outside areas of low‐income and minority concentration in order to lessen concentrations in impacted areas.
IMPEDIMENT NO. 2 ‐ CONCENTRATION OF LOW‐INCOME AND MINORITY GROUPS – There are concentrations of low‐income and minority households in certain areas of the City.
Increase the supply of decent, safe, and sound housing that is both affordable and accessible to low‐ and moderate‐income households who are physically challenged and/or the frail elderly.
** The Proposed Five Year Investments cannot be totalled across strategies, as some funds will be used to address multiple strategies and goals.
Impediment to Be Addressed Goal Strategies to Meet the GoalResponsible Entities
Assigned to Meet StrategiesBenchmark
Proposed Five Year Investment
Year to Be Completed
3‐C: Support applications from non‐profit agencies for Federal funds under the HUD Section 811 and 202 Supportive Housing Programs and State funds through PHFA to develop accessible, affordable housing for persons who are physically challenged and the elderly.
City of McKeesport Support at least one application for supportive housing and encourage housing agencies to submit applications for Federal and State funds
$0 2014
City of McKeesport Provide educational programs $1,000 (tied to the funds for Strategy
1F)
2014
McKeesport Housing Authority
Provide resident educational programs $10,000 2014
Fair Housing Partnership of Greater
Promote "reasonable accommodations" in rental housing
Other Funds 2014
4‐A: The City will review the City’s Zoning Ordinance and update restrictive definitions.
City of McKeesport Revise current zoning ordinance potentially by a private entity
$5,000 2012
4‐B: The City will ensure that the Zoning Ordinance is in accordance with, and makes reference to, the Fair Housing Act, the Americans with Disabilities Act, and other Federal and State laws.
City of McKeesport Revise current zoning ordinance potentially by a private entity
$5,000 2012
4‐C: Review the City’s Zoning Ordinance with regard to the location of shelters, supportive housing and transitional housing in various zoning districts, and make necessary updates.
City of McKeesport Monitor and track locations to ensure dispersal throughout the City
$2,500 2012
City of McKeesport Advocate for better bus service Staff Time 2013
McKeesport Housing Authority
Advocate for better bus service $0 2013
City of McKeesport Advocate for better bus service Staff Time 2012
McKeesport Housing Authority
Continue funding for resident transportation
$0 2014
5‐C: Work with the Port Authority of Allegheny County to ensure that service routes meet the needs of McKeesport Residents.
City of McKeesport Advocate for better bus service Staff Time 2014
6‐A: Support the flyover to the McKeesport Industrial Park. Allegheny County Match State funds for construction work $10,000,000 2014
6‐B: Promote entrepreneurship and small business development to provide economic opportunities to low‐income persons.
McKeesport Development Corporation
Funds for small business development loans $50,000 2014
6‐C: Support and enhance workforce development and job training to improve job skills for the unemployed and underemployed.
Pennsylvania Job Corps Provide funds for training programs $100,000 2014
Increase job opportunities to increase household income, allowing for more housing choices.
IMPEDIMENT NO. 6 ‐ ECONOMIC OPPORTUNITIES – There is a lack of economic opportunities and jobs in the City of McKeesport, making it difficult for low‐income households to maintain or improve their living conditions.
5‐A: Educate the community on how to provide feedback to the Port Authority of Allegheny County to ensure that the Port Authority is aware of the transportation needs in the City of McKeesport.
5‐B: Support transportation services such as ACCESS so that elderly community members may continue to have reliable transportation services.
3‐D: Support educational programs to inform the public of the need for accessible housing in the City.
IMPEDIMENT NO. 5 ‐ PUBLIC TRANSPORTATION – Public transportation within the City of McKeesport and between the City and other regional employment centers such as the City of Pittsburgh is limited and threatens additional service cuts.
To maintain current public transportation and advocate for increased service.
Update the City’s policies and procedures to comply with the Fair Housing Act.
IMPEDIMENT NO. 4 ‐ PUBLIC POLICIES – The City of McKeesport regulates land use through its Zoning Ordinance, Building Codes, and Code Enforcement program. Some of these policies are outdated and may be too restrictive as they are currently written.
** The Proposed Five Year Investments cannot be totalled across strategies, as some funds will be used to address multiple strategies and goals.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 70
VI. Appendix
The following items are in the appendix:
Appendix A – Demographic Data
The 2000 Census Data for the City of McKeesport, Allegheny County, and Pennsylvania
Appendix B – Maps
Maps of the City of McKeesport Appendix C – Home Mortgage Disclosure Act Data
CRA Reports for May 24, 2010
Appendix D – HUD-CHAS Data
HUD-CHAS Data Tables for the City of McKeesport
Appendix E – Meeting Summaries
Summaries of meetings held with housing providers, city staff, social service agencies, the McKeesport Housing Authority, the Pittsburgh Commission on Human Relations, and the Fair Housing Partnership of Greater Pittsburgh are attached.
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 71
A. Appendix A – Demographic Data
Attached is the 2000 U.S. Census Data for the City of McKeesport, Allegheny County, and the Commonwealth of Pennsylvania.
Subject Number Percent Number Percent Number Percent
Total population 24,040 100 1,281,666 100 12,281,054 100
SEX AND AGE
Male 11,034 45.9 607,002 47.4 5,929,663 48.3
Female 13,006 54.1 674,664 52.6 6,351,391 51.7
Under 5 years 1,657 6.9% 71,081 5.5 727,804 5.9
5 to 9 years 1,717 7.1% 79,385 6.2 827,945 6.7
10 to 14 years 1,725 7.2% 82,688 6.5 863,849 7
15 to 19 years 1,571 6.5% 81,721 6.4 850,986 6.9
20 to 24 years 1,255 5.2% 75,792 5.9 746,086 6.1
25 to 34 years 2,687 11.2% 161,277 12.6 1,560,486 12.7
35 to 44 years 3,286 13.7% 201,974 15.8 1,948,076 15.9
45 to 54 years 3,092 12.9% 181,542 14.2 1,705,032 13.9
55 to 59 years 1,104 4.6% 63,512 5 619,969 5
60 to 64 years 923 3.8% 54,278 4.2 511,656 4.2
65 to 74 years 2,187 9.1% 112,549 8.8 969,272 7.9
75 to 84 years 2,035 8.5% 87,724 6.8 712,326 5.8
85 years and over 801 3.3% 28,143 2.2 237,567 1.9
Median age (years) 39.7 (X) 39.6 (X) 38 (X)
18 years and over 17 929 74 6 1 000 490 78 1 9 358 833 76 2
City of McKeesport Allegheny County Pennsylvania
18 years and over 17,929 74.6 1,000,490 78.1 9,358,833 76.2
Male 7,790 32.4 463,140 36.1 4,430,102 36.1
Female 10,139 42.2 537,350 41.9 4,928,731 40.1
21 years and over 17,103 71.1 950,171 74.1 8,842,276 72
62 years and over 5,594 23.3 260,451 20.3 2,219,927 18.1
65 years and over 5,023 20.9 228,416 17.8 1,919,165 15.6
Male 1,816 7.6 89,195 7 767,547 6.2
Female 3,207 13.3 139,221 10.9 1,151,618 9.4
RACE
One race 23,526 97.9 1,267,901 98.9 12,138,830 98.8
White 17,406 72.4 1,080,800 84.3 10,484,203 85.4
Black or African American 5,881 24.5 159,058 12.4 1,224,612 10
American Indian and Alaska Native 66 0.3 1,593 0.1 18,348 0.1
Asian 30 0.1 21,716 1.7 219,813 1.8
Asian Indian 4 0 7,487 0.6 57,241 0.5
Chinese 3 0 5,903 0.5 50,650 0.4
Filipino 10 0 1,189 0.1 14,506 0.1
Japanese 4 0 1,143 0.1 6,984 0.1
Korean 3 0 2,068 0.2 31,612 0.3
Vietnamese 0 0 1,638 0.1 30,037 0.2
Other Asian 1 6 0 2,288 0.2 28,783 0.2
General Characteristics, 2000 Census Data 1
Subject Number Percent Number Percent Number Percent
City of McKeesport Allegheny County Pennsylvania
Native Hawaiian and Other Pacific Islander 2 0 335 0 3,417 0
Native Hawaiian 1 0 88 0 897 0
Guamanian or Chamorro 0 0 59 0 646 0
Samoan 0 0 85 0 734 0
Other Pacific Islander 2 1 0 103 0 1,140 0
Some other race 141 0.6 4,399 0.3 188,437 1.5
Two or more races 514 2.1 13,765 1.1 142,224 1.2
Race alone or in combination with one or more other races 3
White 17,831 74.2 1,091,899 85.2 10,596,409 86.3
Black or African American 6,286 26.1 166,731 13 1,289,123 10.5
American Indian and Alaska Native 178 0.7 5,419 0.4 52,650 0.4
Asian 73 0.3 24,722 1.9 248,601 2
Native Hawaiian and Other Pacific Islander 4 0 758 0.1 8,790 0.1
Some other race 215 0.9 7,430 0.6 238,700 1.9
HISPANIC OR LATINO AND RACE
Total population 24,040 100 1,281,666 100 12,281,054 100
Hispanic or Latino (of any race) 361 1.5 11,166 0.9 394,088 3.2
Mexican 143 0.6 3,568 0.3 55,178 0.4
Puerto Rican 107 0.4 2,216 0.2 228,557 1.9
Cuban 10 0 622 0 10,363 0.1,
Other Hispanic or Latino 101 0.4 4,760 0.4 99,990 0.8
Not Hispanic or Latino 23,679 98.5 1,270,500 99.1 11,886,966 96.8
White alone 17,238 71.7 1,074,129 83.8 10,322,455 84.1
RELATIONSHIP
Total population 24,040 100 1,281,666 100 12,281,054 100
In households 22,715 94.5 1,241,049 96.8 11,847,753 96.5
Householder 9,655 40.2 537,150 41.9 4,777,003 38.9
Spouse 3,349 13.9 247,549 19.3 2,467,673 20.1
Child 7,283 30.3 354,174 27.6 3,555,036 28.9
Own child under 18 years 5,266 21.9 258,792 20.2 2,653,125 21.6
Other relatives 1,351 5.6 49,511 3.9 525,185 4.3
Under 18 years 573 2.4 17,593 1.4 201,853 1.6
Nonrelatives 1,077 4.5 52,665 4.1 522,856 4.3
Unmarried partner 594 2.5 23,371 1.8 237,622 1.9
In group quarters 1,325 5.5 40,617 3.2 433,301 3.5
Institutionalized population 794 3.3 18,451 1.4 213,790 1.7
Noninstitutionalized population 531 2.2 22,166 1.7 219,511 1.8
HOUSEHOLDS BY TYPE
Total households 9,655 100 537,150 100 4,777,003 100
General Characteristics, 2000 Census Data 2
Subject Number Percent Number Percent Number Percent
City of McKeesport Allegheny County Pennsylvania
Family households (families) 5,973 61.9 332,237 61.9 3,208,388 67.2
With own children under 18 years 2,759 28.6 141,634 26.4 1,430,808 30
Married-couple family 3,349 34.7 247,549 46.1 2,467,673 51.7
With own children under 18 years 1,246 12.9 99,770 18.6 1,043,071 21.8
Female householder, no husband present 2,119 21.9 66,541 12.4 554,693 11.6
With own children under 18 years 1,278 13.2 34,534 6.4 298,021 6.2
Nonfamily households 3,682 38.1 204,913 38.1 1,568,615 32.8
Householder living alone 3,277 33.9 175,738 32.7 1,320,941 27.7
Householder 65 years and over 1,519 15.7 70,829 13.2 555,374 11.6
Households with individuals under 18 years 3,099 32.1 153,174 28.5 1,559,281 32.6
Households with individuals 65 years and over 3,209 33.2 160,123 29.8 1,328,237 27.8
Average household size 2.35 (X) 2.31 (X) 2.48 (X)
Average family size 3.01 (X) 2.96 (X) 3.04 (X)
HOUSING OCCUPANCY
Total housing units 11,124 100 583,646 100 5,249,750 100
Occupied housing units 9,655 86.8 537,150 92 4,777,003 91
Vacant housing units 1,469 13.2 46,496 8 472,747 9
For seasonal, recreational, or occasional use 17 0.2 2,098 0.4 148,230 2.8
Homeowner vacancy rate (percent) 2.6 (X) 1.9 (X) 1.6 (X)
Rental vacancy rate (percent) 10.4 (X) 8.9 (X) 7.2 (X)
HOUSING TENURE
Occupied housing units 9,655 100 537,150 100 4,777,003 100
Owner-occupied housing units 5,793 60 360,036 67 3,406,337 71.3
Renter-occupied housing units 3,862 40 177,114 33 1,370,666 28.7
Average household size of owner-occupied unit 2.42 (X) 2.51 (X) 2.62 (X)
Average household size of renter-occupied unit 2.25 (X) 1.91 (X) 2.12 (X)
General Characteristics, 2000 Census Data 3
Subject Number Percent Number Percent Number Percent
SCHOOL ENROLLMENT
Population 3 years and over enrolled in school 5,578 100 322,016 100 3,135,934 100
Nursery school, preschool 236 4.2 22,242 6.9 203,934 6.5
Kindergarten 262 4.7 14,713 4.6 159,146 5.1
Elementary school (grades 1-8) 2,852 51.1 131,978 41 1,379,671 44
High school (grades 9-12) 1,315 23.6 66,024 20.5 690,020 22
College or graduate school 913 16.4 87,059 27 703,163 22.4
EDUCATIONAL ATTAINMENT
Population 25 years and over 15,993 100 891,171 100 8,266,284 100
Less than 9th grade 1,070 6.7 33,163 3.7 452,069 5.5
9th to 12th grade, no diploma 2,513 15.7 88,673 10 1,044,036 12.6
High school graduate (includes equivalency) 7,066 44.2 301,774 33.9 3,150,013 38.1
Some college, no degree 2,644 16.5 151,441 17 1,284,731 15.5
Associate degree 1,016 6.4 63,537 7.1 487,804 5.9
Bachelor's degree 1,224 7.7 154,369 17.3 1,153,383 14
Graduate or professional degree 460 2.9 98,214 11 694,248 8.4
Percent high school graduate or higher 77.6 (X) 86.3 (X) 81.9 (X)
Percent bachelor's degree or higher 10.5 (X) 28.3 (X) 22.4 (X)
MARITAL STATUS
Population 15 years and over 18,952 100 1,048,285 100 9,861,713 100
Never married 6,245 33 304,958 29.1 2,685,328 27.2
Now married, except separated 8,089 42.7 535,716 51.1 5,352,297 54.3
Separated 632 3.3 21,289 2 215,846 2.2
Widowed 2,007 10.6 97,979 9.3 808,903 8.2
Female 1,560 8.2 79,945 7.6 656,381 6.7
Divorced 1,979 10.4 88,343 8.4 799,339 8.1
Female 1,171 6.2 52,927 5 456,801 4.6
GRANDPARENTS AS CAREGIVERS
Grandparent living in household with one or more own grandchildren under 18 years 524 100 17,441 100 204,909 100
Grandparent responsible for grandchildren 276 52.7 6,900 39.6 80,423 39.2
VETERAN STATUS
Civilian population 18 years and over 17,882 100 1,000,087 100 9,354,471 100
Civilian veterans 2,841 15.9 142,638 14.3 1,280,788 13.7
DISABILITY STATUS OF THE CIVILIAN NONINSTITUTIONALIZED POPULATION
PennsylvaniaCity of McKeesport Allegheny County
Social Characteristics, 2000 Census Data 4
Subject Number Percent Number Percent Number Percent
PennsylvaniaCity of McKeesport Allegheny County
Population 5 to 20 years 5,318 100 258,879 100 2,689,895 100
With a disability 610 11.5 16,875 6.5 202,259 7.5
Population 21 to 64 years 11,922 100 715,567 100 6,837,268 100
With a disability 2,996 25.1 113,343 15.8 1,196,717 17.5
Percent employed 43.8 (X) 55.3 (X) 54.8 (X)
No disability 8,926 74.9 602,224 84.2 5,640,551 82.5
Percent employed 69 (X) 78.2 (X) 78.3 (X)
Population 65 years and over 4,321 100 216,994 100 1,809,320 100
With a disability 2,029 47 83,875 38.7 712,795 39.4
RESIDENCE IN 1995
Population 5 years and over 22,352 100 1,210,720 100 11,555,538 100
Same house in 1995 14,582 65.2 781,552 64.6 7,333,591 63.5
Different house in the U.S. in 1995 7,645 34.2 411,938 34 4,056,716 35.1
Same county 6,182 27.7 298,448 24.7 2,513,167 21.7
Different county 1,463 6.5 113,490 9.4 1,543,549 13.4
Same state 702 3.1 53,699 4.4 874,796 7.6
Different state 761 3.4 59,791 4.9 668,753 5.8
Elsewhere in 1995 125 0.6 17,230 1.4 165,231 1.4
NATIVITY AND PLACE OF BIRTH
Total population 24,021 100 1,281,666 100 12,281,054 100
Native 23,596 98.2 1,233,400 96.2 11,772,763 95.9
Born in United States 23,438 97.6 1,226,855 95.7 11,620,495 94.6
State of residence 21,387 89 1,054,459 82.3 9,544,251 77.7
Different state 2,051 8.5 172,396 13.5 2,076,244 16.9
Born outside United States 158 0.7 6,545 0.5 152,268 1.2
Foreign born 425 1.8 48,266 3.8 508,291 4.1
Entered 1990 to March 2000 40 0.2 21,313 1.7 209,123 1.7
Naturalized citizen 316 1.3 23,771 1.9 257,339 2.1
Not a citizen 109 0.5 24,495 1.9 250,952 2
REGION OF BIRTH OF FOREIGN BORN
Total (excluding born at sea) 425 100 48,266 100 508,282 100
Europe 316 74.4 21,709 45 182,667 35.9
Asia 44 10.4 18,356 38 182,967 36
Africa 13 3.1 2,013 4.2 25,413 5
Oceania 0 0 272 0.6 2,178 0.4
Latin America 52 12.2 4,184 8.7 99,514 19.6
Northern America 0 0 1,732 3.6 15,543 3.1
LANGUAGE SPOKEN AT HOME
Population 5 years and over 22,352 100 1,210,720 100 11,555,538 100
Social Characteristics, 2000 Census Data 5
Subject Number Percent Number Percent Number Percent
PennsylvaniaCity of McKeesport Allegheny County
English only 21,067 94.3 1,131,112 93.4 10,583,054 91.6
Language other than English 1,285 5.7 79,608 6.6 972,484 8.4
Speak English less than 'very well 468 2.1 24,579 2 368,257 3.2
Spanish 432 1.9 15,708 1.3 356,754 3.1
Speak English less than "very well" 182 0.8 4,802 0.4 140,502 1.2
Other Indo-European languages 708 3.2 46,052 3.8 428,122 3.7
Speak English less than "very well" 254 1.1 13,008 1.1 138,542 1.2
Asian and Pacific Island languages 45 0.2 12,797 1.1 143,955 1.2
Speak English less than "very well" 23 0.1 5,546 0.5 76,183 0.7
ANCESTRY (single or multiple)
Total population 24,021 100 1,281,666 100 12,281,054 100
Total ancestries reported 25,564 106.4 1,541,597 120.3 13,575,589 110.5
Arab 53 0.2 7,915 0.6 49,413 0.4
Czech1 145 0.6 12,576 1 70,704 0.6
Danish 8 0 1,121 0.1 16,762 0.1
Dutch 107 0.4 8,513 0.7 255,373 2.1
English 1,476 6.1 96,745 7.5 966,253 7.9
French (except Basque)1 175 0.7 22,961 1.8 211,264 1.7
French Canadian1 34 0.1 2,219 0.2 31,769 0.3
German 3,852 16 330,625 25.8 3,115,560 25.4
Greek 104 0.4 8,992 0.7 56,911 0.5
Hungarian 945 3.9 23,087 1.8 132,184 1.1
Irish1 3,020 12.6 235,697 18.4 1,983,262 16.1
Italian 2,280 9.5 194,227 15.2 1,418,465 11.6
Lithuanian 36 0.1 9,190 0.7 78,330 0.6
Norwegian 5 0 3,116 0.2 38,869 0.3
Polish 1,839 7.7 116,962 9.1 824,146 6.7
Portuguese 17 0.1 644 0.1 13,566 0.1
Russian 233 1 20,966 1.6 178,855 1.5
Scotch-Irish 307 1.3 28,294 2.2 218,173 1.8
Scottish 315 1.3 23,128 1.8 185,163 1.5
Slovak 1,340 5.6 53,314 4.2 243,009 2
Subsaharan African 221 0.9 7,797 0.6 58,807 0.5
Swedish 366 1.5 10,474 0.8 105,525 0.9
Swiss 16 0.1 3,745 0.3 60,107 0.5
Ukrainian 102 0.4 13,922 1.1 122,291 1
United States or American 1,029 4.3 38,147 3 633,236 5.2
Welsh 289 1.2 15,068 1.2 182,289 1.5
West Indian (excluding Hispanic groups) 86 0.4 1,678 0.1 36,396 0.3
Other ancestries 7,164 29.8 250,474 19.5 2,288,907 18.6
Social Characteristics, 2000 Census Data 6
Subject Number Percent Number Percent Number Percent
EMPLOYMENT STATUS
Population 16 years and over 18,628 100 1,032,364 100 9,693,040 100
In labor force 9,746 52.3 630,964 61.1 6,000,512 61.9
Civilian labor force 9,720 52.2 630,293 61.1 5,992,886 61.8
Employed 8,509 45.7 591,905 57.3 5,653,500 58.3
Unemployed 1,211 6.5 38,388 3.7 339,386 3.5
Percent of civilian labor force 12.5 (X) 6.1 (X) 5.7 (X)
Armed Forces 26 0.1 671 0.1 7,626 0.1
Not in labor force 8,882 47.7 401,400 38.9 3,692,528 38.1
Females 16 years and over 10,498 100 553,644 100 5,094,133 100
In labor force 4,910 46.8 302,930 54.7 2,818,832 55.3
Civilian labor force 4,910 46.8 302,795 54.7 2,817,741 55.3
Employed 4,308 41 284,751 51.4 2,660,720 52.2
Own children under 6 years 1,724 100 83,595 100 845,915 100
All parents in family in labor force 1,046 60.7 50,426 60.3 508,870 60.2
COMMUTING TO WORK
Workers 16 years and over 8,320 100 582,362 100 5,556,311 100
Car, truck, or van -- drove alone 5,781 69.5 419,829 72.1 4,247,836 76.5
Car, truck, or van -- carpooled 1,151 13.8 58,512 10 577,364 10.4
Public transportation (including taxicab) 719 8.6 61,085 10.5 289,699 5.2
Walked 556 6.7 24,006 4.1 229,725 4.1
PennsylvaniaCity of McKeesport Allegheny County
Other means 30 0.4 4,345 0.7 47,041 0.8
Worked at home 83 1 14,585 2.5 164,646 3
Mean travel time to work (minutes) 26.4 (X) 25.3 (X) 25.2 (X)
Employed civilian population 16 years and over 8,509 100 591,905 100 5,653,500 100
OCCUPATION
Management, professional, and related occupations 1,775 20.9 223,974 37.8 1,841,175 32.6
Service occupations 2,066 24.3 93,411 15.8 838,137 14.8
Sales and office occupations 2,528 29.7 170,055 28.7 1,525,131 27
Farming, fishing, and forestry occupations 0 0 396 0.1 26,722 0.5Construction, extraction, and maintenance occupations 924 10.9 44,338 7.5 500,898 8.9Production, transportation, and material moving occupations 1,216 14.3 59,731 10.1 921,437 16.3
INDUSTRY
Agriculture, forestry, fishing and hunting, and mining 26 0.3 1,417 0.2 73,459 1.3
Construction 527 6.2 32,142 5.4 339,363 6
Manufacturing 689 8.1 53,523 9 906,398 16
Wholesale trade 242 2.8 20,413 3.4 201,084 3.6
Retail trade 1,316 15.5 70,520 11.9 684,179 12.1
Economic Characteristics, 2000 Census Data 7
Subject Number Percent Number Percent Number Percent
PennsylvaniaCity of McKeesport Allegheny County
Transportation and warehousing, and utilities 457 5.4 35,514 6 304,335 5.4
Information 417 4.9 19,145 3.2 148,841 2.6Finance, insurance, real estate, and rental and leasing 526 6.2 50,452 8.5 372,148 6.6
Professional, scientific, management, administrative, and waste management services 583 6.9 66,081 11.2 478,937 8.5
Educational, health and social services 2,060 24.2 144,665 24.4 1,237,090 21.9Arts, entertainment, recreation, accommodation and food services 746 8.8 48,354 8.2 397,871 7
Other services (except public administration) 541 6.4 30,169 5.1 274,028 4.8
Public administration 379 4.5 19,510 3.3 235,767 4.2
CLASS OF WORKER
Private wage and salary workers 7,327 86.1 500,723 84.6 4,657,372 82.4
Government workers 868 10.2 59,127 10 639,088 11.3Self-employed workers in own not incorporated business 314 3.7 30,915 5.2 339,631 6
Unpaid family workers 0 0 1,140 0.2 17,409 0.3
INCOME IN 1999
Households 9,634 100 537,405 100 4,779,186 100
Less than $10,000 1,921 19.9 57,641 10.7 465,860 9.7
$10,000 to $14,999 966 10 39,913 7.4 333,381 7
$15,000 to $24,999 2,151 22.3 79,179 14.7 657,266 13.8
$25,000 to $34,999 1,401 14.5 69,879 13 633,953 13.3
$35,000 to $49,999 1,396 14.5 87,433 16.3 809,165 16.9
$50,000 to $74,999 1,218 12.6 97,907 18.2 929,863 19.5
$75,000 to $99,999 413 4.3 48,950 9.1 457,480 9.6
$100,000 to $149,999 114 1.2 34,349 6.4 317,171 6.6
$150,000 to $199,999 39 0.4 9,662 1.8 84,173 1.8
$200,000 or more 15 0.2 12,492 2.3 90,874 1.9
Median household income (dollars) 23,715 (X) 38,329 (X) 40,106 (X)
With earnings 6,386 66.3 402,439 74.9 3,667,238 76.7
Mean earnings (dollars) 33,025 (X) 54,605 (X) 54,209 (X)
With Social Security income 3,589 37.3 171,293 31.9 1,451,386 30.4
Mean Social Security income (dollars) 10,904 (X) 11,881 (X) 11,717 (X)
With Supplemental Security Income 886 9.2 22,426 4.2 203,851 4.3
Mean Supplemental Security Income (dollars) 6,706 (X) 6,507 (X) 6,523 (X)
With public assistance income 760 7.9 16,587 3.1 149,203 3.1
Mean public assistance income (dollars) 2,887 (X) 2,788 (X) 2,848 (X)
With retirement income 2,089 21.7 107,858 20.1 940,184 19.7
Mean retirement income (dollars) 9,355 (X) 14,763 (X) 14,663 (X)
Families 5,914 100 333,898 100 3,225,707 100
Economic Characteristics, 2000 Census Data 8
Subject Number Percent Number Percent Number Percent
PennsylvaniaCity of McKeesport Allegheny County
Less than $10,000 780 13.2 18,676 5.6 167,090 5.2
$10,000 to $14,999 374 6.3 12,800 3.8 124,473 3.9
$15,000 to $24,999 1,199 20.3 36,282 10.9 352,867 10.9
$25,000 to $34,999 898 15.2 40,939 12.3 410,489 12.7
$35,000 to $49,999 1,091 18.4 58,914 17.6 586,011 18.2
$50,000 to $74,999 1,068 18.1 76,354 22.9 756,698 23.5
$75,000 to $99,999 357 6 41,490 12.4 396,388 12.3
$100,000 to $149,999 98 1.7 29,381 8.8 278,306 8.6
$150,000 to $199,999 34 0.6 8,445 2.5 74,520 2.3
$200,000 or more 15 0.3 10,617 3.2 78,865 2.4
Median family income (dollars) 31,577 (X) 49,815 (X) 49,184 (X)
Per capita income (dollars) 13,242 (X) 22,491 (X) 20,880 (X)
Median earnings (dollars):
Male full-time, year-round workers 27,412 (X) 38,804 (X) 37,051 (X)
Female full-time, year-round workers 21,977 (X) 27,492 (X) 26,687 (X)
POVERTY STATUS IN 1999 (below poverty level)
Families 1,070 (X) 26,527 (X) 250,296 (X)
Percent below poverty level (X) 18.1 (X) 7.9 (X) 7.8
With related children under 18 years 905 (X) 20,094 (X) 188,366 (X)
Percent below poverty level (X) 29.6 (X) 13.1 (X) 12.1
With related children under 5 years 433 (X) 9,433 (X) 88,081 (X)
Percent below poverty level (X) 35 4 (X) 16 6 (X) 15 3Percent below poverty level (X) 35.4 (X) 16.6 (X) 15.3
Families with female householder, no husband present 727 (X) 16,495 (X) 134,560 (X)
Percent below poverty level (X) 37.7 (X) 25.3 (X) 24.9
With related children under 18 years 664 (X) 14,535 (X) 118,782 (X)
Percent below poverty level (X) 48.9 (X) 37.2 (X) 34.9
With related children under 5 years 302 (X) 6,845 (X) 55,163 (X)
Percent below poverty level (X) 53.5 (X) 52 (X) 47.4
Individuals 5,301 (X) 139,505 (X) 1,304,117 (X)
Percent below poverty level (X) 23 (X) 11.2 (X) 11
18 years and over 3,114 (X) 97,230 (X) 882,372 (X)
Percent below poverty level (X) 18.2 (X) 10 (X) 9.8
65 years and over 525 (X) 19,520 (X) 164,095 (X)
Percent below poverty level (X) 12.1 (X) 9 (X) 9.1
Related children under 18 years 2,092 (X) 41,339 (X) 408,079 (X)
Percent below poverty level (X) 35.9 (X) 14.9 (X) 14.3
Related children 5 to 17 years 1,465 (X) 29,169 (X) 291,913 (X)
Percent below poverty level (X) 34.6 (X) 14.1 (X) 13.6
Unrelated individuals 15 years and over 1,663 (X) 56,610 (X) 473,182 (X)
Percent below poverty level (X) 32.5 (X) 21.8 (X) 22.8
Economic Characteristics, 2000 Census Data 9
Subject Number Percent Number Percent Number Percent
Total housing units 11,119 100 583,646 100 5,249,750 100
UNITS IN STRUCTURE
1-unit, detached 7,541 67.8 361,753 62 2,935,248 55.9
1-unit, attached 442 4 52,127 8.9 940,396 17.9
2 units 851 7.7 34,567 5.9 273,798 5.2
3 or 4 units 597 5.4 30,080 5.2 241,745 4.6
5 to 9 units 517 4.6 28,391 4.9 179,909 3.4
10 to 19 units 477 4.3 24,200 4.1 131,691 2.5
20 or more units 672 6 48,043 8.2 283,714 5.4
Mobile home 22 0.2 4,401 0.8 258,551 4.9
Boat, RV, van, etc. 0 0 84 0 4,698 0.1
YEAR STRUCTURE BUILT Percent
1999 to March 2000 0 0 4,037 0.7 66,916 1.3
1995 to 1998 66 0.6 11,467 2 212,916 4.1
1990 to 1994 7 0.1 15,599 2.7 266,445 5.1
1980 to 1989 160 1.4 37,182 6.4 531,986 10.1
1970 to 1979 622 5.6 64,173 11 709,768 13.5
1960 to 1969 1,061 9.5 75,032 12.9 595,897 11.4
1940 to 1959 3,734 33.6 188,477 32.3 1,275,149 24.3
1939 or earlier 5,469 49.2 187,679 32.2 1,590,673 30.3
Allegheny County PennsylvaniaCity of McKeesport
ROOMS
1 room 132 1.2 7,093 1.2 62,654 1.2
2 rooms 219 2 16,227 2.8 143,152 2.7
3 rooms 1,041 9.4 55,123 9.4 403,457 7.7
4 rooms 1,986 17.9 81,450 14 668,040 12.7
5 rooms 2,811 25.3 110,698 19 924,603 17.6
6 rooms 2,801 25.2 135,772 23.3 1,220,416 23.2
7 rooms 1,149 10.3 75,930 13 767,695 14.6
8 rooms 607 5.5 55,438 9.5 561,360 10.7
9 or more rooms 373 3.4 45,915 7.9 498,373 9.5
Median (rooms) 5.3 (X) 5.7 (X) 5.8 (X)
Occupied Housing Units 9,650 100 537,150 100 4,777,003 100
YEAR HOUSEHOLDER MOVED INTO UNIT
1999 to March 2000 1,131 11.7 80,795 15 696,279 14.6
1995 to 1998 2,298 23.8 123,674 23 1,139,483 23.9
1990 to 1994 1,365 14.1 78,116 14.5 734,248 15.4
1980 to 1989 1,410 14.6 84,731 15.8 821,152 17.2
1970 to 1979 1,118 11.6 64,830 12.1 575,344 12
1969 or earlier 2,328 24.1 105,004 19.5 810,497 17
Housing Characteristics, 2000 Census Data 10
Subject Number Percent Number Percent Number Percent
Allegheny County PennsylvaniaCity of McKeesport
VEHICLES AVAILABLE
None 2,845 29.5 87,279 16.2 613,249 12.8
1 3,856 40 211,896 39.4 1,667,535 34.9
2 2,265 23.5 184,027 34.3 1,791,526 37.5
3 or more 684 7.1 53,948 10 704,693 14.8
HOUSE HEATING FUEL
Utility gas 9,018 93.5 474,292 88.3 2,452,941 51.3
Bottled, tank, or LP gas 95 1 4,317 0.8 145,254 3
Electricity 307 3.2 45,642 8.5 786,648 16.5
Fuel oil, kerosene, etc. 98 1 8,123 1.5 1,217,155 25.5
Coal or coke 22 0.2 183 0 67,986 1.4
Wood 6 0.1 745 0.1 76,060 1.6
Solar energy 0 0 27 0 663 0
Other fuel 67 0.7 2,491 0.5 20,500 0.4
No fuel used 37 0.4 1,330 0.2 9,796 0.2
SELECTED CHARACTERISTICS
Lacking complete plumbing facilities 61 0.6 1,932 0.4 24,450 0.5
Lacking complete kitchen facilities 102 1.1 2,385 0.4 25,831 0.5
No telephone service 222 2.3 4,610 0.9 65,680 1.4
OCCUPANTS PER ROOMOCCUPANTS PER ROOM
Occupied housing units 9,650 100 537,150 100 4,777,003 100
1.00 or less 9,407 97.5 531,002 98.9 4,685,858 98.1
1.01 to 1.50 212 2.2 4,449 0.8 60,627 1.3
1.51 or more 31 0.3 1,699 0.3 30,518 0.6
Specified owner-occupied units 5,417 100 331,436 100 2,889,484 100
VALUE
Less than $50,000 3,819 70.5 64,747 19.5 435,193 15.1
$50,000 to $99,999 1,422 26.3 145,286 43.8 1,079,698 37.4
$100,000 to $149,999 126 2.3 66,386 20 703,093 24.3
$150,000 to $199,999 44 0.8 27,101 8.2 344,172 11.9
$200,000 to $299,999 0 0 17,176 5.2 214,812 7.4
$300,000 to $499,999 6 0.1 7,702 2.3 84,425 2.9
$500,000 to $999,999 0 0 2,671 0.8 23,654 0.8
$1,000,000 or more 0 0 367 0.1 4,437 0.2
Median (dollars) 37,800 (X) 84,200 (X) 97,000 (X)
MORTGAGE STATUS AND SELECTED MONTHLY OWNER COSTS
With a mortgage 2,740 50.6 201,917 60.9 1,798,402 62.2
Housing Characteristics, 2000 Census Data 11
Subject Number Percent Number Percent Number Percent
Allegheny County PennsylvaniaCity of McKeesport
Less than $300 36 0.7 920 0.3 9,157 0.3
$300 to $499 508 9.4 13,080 3.9 108,720 3.8
$500 to $699 905 16.7 33,209 10 270,083 9.3
$700 to $999 882 16.3 59,119 17.8 498,003 17.2
$1,000 to $1,499 347 6.4 57,339 17.3 546,365 18.9
$1,500 to $1,999 37 0.7 21,847 6.6 220,493 7.6
$2,000 or more 25 0.5 16,403 4.9 145,581 5
Median (dollars) 682 (X) 971 (X) 1,010 (X)
Not mortgaged 2,677 49.4 129,519 39.1 1,091,082 37.8
Median (dollars) 288 (X) 342 (X) 318 (X)
SELECTED MONTHLY OWNER COSTS AS A PERCENTAGE
OF HOUSEHOLD INCOME IN 1999
Less than 15 percent 2,173 40.1 127,506 38.5 1,091,368 37.8
15 to 19 percent 887 16.4 59,929 18.1 509,245 17.6
20 to 24 percent 540 10 44,025 13.3 399,694 13.8
25 to 29 percent 447 8.3 29,744 9 264,015 9.1
30 to 34 percent 253 4.7 17,543 5.3 164,558 5.7
35 percent or more 1,041 19.2 49,640 15 436,159 15.1
Not computed 76 1.4 3,049 0.9 24,445 0.8
Specified renter-occupied units 3,862 100 176,537 100 1,348,824 100
GROSS RENTGROSS RENT
Less than $200 789 20.4 13,638 7.7 85,346 6.3
$200 to $299 449 11.6 12,051 6.8 89,493 6.6
$300 to $499 1,300 33.7 53,378 30.2 389,144 28.9
$500 to $749 956 24.8 62,405 35.3 454,749 33.7
$750 to $999 134 3.5 18,929 10.7 167,064 12.4
$1,000 to $1,499 31 0.8 6,620 3.7 65,230 4.8
$1,500 or more 0 0 1,773 1 19,811 1.5
No cash rent 203 5.3 7,743 4.4 77,987 5.8
Median (dollars) 383 (X) 516 (X) 531 (X)
GROSS RENT AS A PERCENTAGE OF HOUSEHOLD INCOME IN 1999
Less than 15 percent 653 16.9 34,053 19.3 259,386 19.2
15 to 19 percent 481 12.5 24,889 14.1 193,612 14.4
20 to 24 percent 420 10.9 21,329 12.1 165,624 12.3
25 to 29 percent 477 12.4 19,015 10.8 139,877 10.4
30 to 34 percent 355 9.2 12,264 6.9 93,260 6.9
35 percent or more 1,128 29.2 52,859 29.9 386,384 28.6
Not computed 348 9 12,128 6.9 110,681 8.2
Housing Characteristics, 2000 Census Data 12
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 72
B. Appendix B – Maps
Attached are the following maps for the City of McKeesport, Pennsylvania:
Total Population by Block Group
Percentage of White Population by Block Group
Percentage of Minority Population by Block Group
Total Housing Units by Block Group
Percentage of Owner Occupied Housing Units by Block Group
Percentage of Renter Occupied Housing Units by Block Group
Number of Section 8 Housing Choice Vouchers by Block Group
Percentage of Population Age 65 and Over by Block Group
Low- and Moderate-Income Population by Block Group
HUD Assisted Housing Locations
Low-Income Housing Tax Credit (LIHTC) Locations
White Population, HUD Assisted Housing Locations (Including LIHTC), and Section 8 Vouchers
Minority Population, HUD Assisted Housing Locations (Including LIHTC), and Section 8 Vouchers
Owner Occupied Housing Units, HUD Assisted Housing Locations (Including LIHTC), and Section 8 Vouchers
Renter Occupied Housing Units, HUD Assisted Housing Locations (Including LIHTC), and Section 8 Vouchers
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 73
C. Appendix C – Home Mortgage Disclosure Act Data
Attached are the CRA Reports for the Pittsburgh MSA, date May 24, 2010. These reports were downloaded from www.ffiec.org/hmda/.
A K VALLEY FEDERAL CREDIT UNIO ACCESS NATIONAL MORTGAGE CORP AFFILIATED MORTGAGE COMPANY
AGCHOICE FARM CREDIT, ACA ALLEGENT COMMUNITY FCU ALLEGHENY ENERGY FCU
ALLEGHENY MORTGAGE CORP. ALLEGHENY VALLEY BANK ALLIED HOME MORTGAGE CORP.
ALLIED MORTGAGE GROUP ALLSTATE FINANCIAL AMERICAN EQUITY MORTGAGE, INC.
AMERICAN FEDERAL MORTGAGE CORP AMERICAN FINANCIAL MORTGAGE CO AMERICAN FINANCIAL RESOURCES
AMERICAN INTERBANC MTG, LLC AMERICAN SOUTHWEST MORTGAGE CO AMERICANMTGNETWORK DBA VERTICE
AMERISAVE MORTGAGE CORPORATION AMERISERV FINANCIAL BANK APOLLO TRUST COMPANY
ARMSTRONG ASSOCIATES FCU ARMSTRONG CO BLDG & LOAN ASSOC ATLANTIC HOME LOAN, INC.
AVELO MORTGAGE LLC BANKMORTGAGESOLUTIONS, LLC BAYER HERITAGE FCU
BEAVER VALLEY FCU BENEFICIAL COMPANY LLC BNY MELLON N.A.
BRENTWOOD BANK BUTLER ARMCO EMP. CREDIT UNION CAPITAL ONE HOME LOANS, LLC
CAPWEST MORTGAGE CORPORATION CARDINAL FINANCIAL COMPANY CARNEGIE MORTGAGE
CARROLLTON MORTGAGE SERVICES CENTRA BANK CENTURY HERITAGE FCU
CHARLEROI FEDERAL SAVINGS BANK CITIFINANCIAL SERVICES, INC. CITIMORTGAGE, INC
CITIZENS BANK OF PENNSYLVANIA CLEARVIEW FEDERAL CREDIT UNION COMMERCIAL BANK & TRUST OF PA
COMMUNITY BANK COMPASS SAVINGS BANK CONTINENTAL HOME LOANS INC.
CTX MORTGAGE COMPANY, LLC DELL FRANKLIN FINANCIAL LLC DOLLAR BANK, FSB
E MORTGAGE MANAGEMENT, LLC ELDERTON STATE BANK EMBRACE HOME LOANS, INC.
ENTERPRISE BANK EQUIFIRST CORPORATION EQUITABLE TRUST MORTGAGE CORPO
EQUITY LOANS LLC EQUITY RESOURCES INC ESB BANK
EUREKA BANK EVERHOME MORTGAGE COMPANY FAIRWAY INDEPENDENT MORTGAGE
FARMERS & MERCHANTS BANK OF WE FARMERS BUILDING AND SAVINGS B FEDEX EMPLOYEES CREDIT ASSOCIA
FIDELITY BANK PASB FIFTH THIRD BANK FIFTH THIRD MORTGAGE COMPANY
FINANCIAL FREEDOM ACQUISITION FIRST COMMONWEALTH BANK FIRST COMMONWEALTH HOME MTGE
FIRST FEDERAL S&L OF GREENE CO FIRST FEDERAL SAVINGS BANK FIRST GUARANTY MORTGAGE COPR
FIRST INTERSTATE FINANCIAL COR FIRST NATIONAL BANK OF PA FIRST NIAGARA BANK
FIRST RESIDENTIAL MORTGAGE FIRST RESIDENTIAL MORTGAGE SER FIRSTMERIT MORTGAGE CORP
FLAGSHIP MORTGAGE CORPORATION FORWARD NATIONAL COMPANY, INC. FRANKLIN AMERICAN MORTGAGE CO
FRANKLIN FIRST FINANCIAL LTD FREEDOM MORTGAGE CORP. Greentree Mortgage Co., L.P.
Guaranteed Rate Inc GATEWAY BANK OF PENNSYLVANIA GATEWAY FUNDING DMS, LP
GB MORTGAGE, LLC GMAC MORTGAGE LLC HFC COMPANY LLC
HOMCASTLE MORTGAGE, LLC HOME LOAN CENTER HOME SAVINGS AND LOAN
HOMEOWNERS MORTGAGE OF AMERICA HOMEPLUS FINANCE CORPORATION HOMEPROMISE CORPORATION
HOWARD HANNA MORTGAGE SERVICES HSBC MORTGAGE CORP IFREEDOM DIRECT CORPORATION
INFINITY HOME MORTGAGE COMPANY INTERCONTINENTAL CAPITAL GROUP JAMES B. NUTTER & CO.
K. HOVNANIAN AMERICAN MORTGAGE KEYSTONE FINANCIAL LESCO FEDERAL CREDIT UNION
LIBERTY MORTGAGE CORPORATION LINCOLN MORTGAGE CO MARION CENTER BANK
MAVERICK FUNDING MCS MORTGAGE BANKERS, INC MENNONITE FINANCIAL FCU
MERIDIAS CAPITAL INC MERRILL LYNCH CREDIT CORP MFC MORTGAGE INC OF FLORIDA
MIDWEST LOAN SERVICES, INC. MLD MORTGAGE, INC MON VALLEY COMMUNITY FCU
MORGAN STANLEY CREDIT CORP MORTGAGE NETWORK MORTGAGE NOW INC
MORTGAGE RESEARCH CENTER MORTGAGE SERVICES III, L.L.C. NATIONSTAR MORTGAGE LLC
NATIONWIDE ADVANTAGE MORTGAGE NATIONWIDE EQUITIES CORP NATIONWIDE MORTGAGE CONCEPTS,
NEW ALLIANCE FCU NEW DAY FINANCIAL, LLC NEW PENN FINANCIAL, LLC
NEXTIER BANK NA NFM, INC. NORTHWEST SAVINGS BANK
NVR MORTGAGE FINANCE INC OAK MORTGAGE COMPANY OCEANSIDE MORTGAGE COMPANY
Report Date: 05/24/2010
LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2009 MSA/MD AGGREGATE REPORT
MSA/MD: 38300 - PITTSBURGH, PA
Page 1 of 5
INSTITUTIONS WHO HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD
OMEGA FEDERAL CREDIT UNION OMEGA FINANCIAL SERVICES, INC. ONE REVERSE MORTGAGE, LLC
PARAGON FEDERAL CREDIT UNION PARKVALE SAVINGS BANK PATHFINDER FEDERAL CREDIT UNIO
PHH HOME LOANS PHH MORTGAGE CORPORATION PITTSBURGH CENTRAL FCU
PITTSBURGH FIREFIGHTERS FCU PLAZA HOME MORTGAGE, INC. PNC BANK NA
PNC MORTGAGE, LLC PREMIA MORTGAGE, LLC PREMIUM CAPITAL FUNDING LLC
PRIMARY RESIDENTIAL MORTGAGE PRIMELENDING PROFICIO BANK
PROFOLIO HOME MORTGAGE CORP PROGRESSIVE-HOME FEDERAL S&LA PROSPECT MORTGAGE, LLC
PROSPERITY MORTGAGE COMPANY PROVIDENT FUNDING ASSOCIATES QUICKEN LOANS
REAL ESTATE MORTGAGE NETWORK RELIANCE FIRST CAPITAL LLC RESIDENTIAL FINANCE CORP
RIVERSET CREDIT UNION S&T BANK Somerset Investors Corp.
Standard Bank PaSB SAIL MORTGAGE CORP SECURITY ATLANTIC WHOLESALE
SERVICE 1ST MORTGAGE, INC. SEWICKLEY SAVINGS BANK SHELTER MORTGAGE COMPANY, LLC
SIERRA PACIFIC MORTGAGE CO. IN SIRVA MORTGAGE, INC. SLOVAK SAVINGS BANK
SLOVENIAN S&L ASS'N SOMERSET TRUST COMPANY STEARNS LENDING, INC.
STERLING NATIONAL MORTGAGE CO. SUMMIT MORTGAGE CORPORATION SUN WEST MORTGAGE COMPANY, INC
SUNCOAST MORTGAGE CORPORATION SUNTRUST MORTGAGE, INC SUPERIOR MORTGAGE CORP
TAMMAC HOLDINGS CORPORATION TAYLOR, BEAN & WHITAKER THE BANK OF NEW YORK MELLON
THE FARMERS NATIONAL BANK OF E THE GREATER PGH POLICE FCU THE HUNTINGTON NATIONAL BANK
THE MARS NATIONAL BANK THE MONEY SOURCE, INC. THE SCOTTDALE BANK & TRUST CO.
THE UNITED FEDERAL CREDIT UNIO TRI BORO FEDERAL CREDIT UNION TRISTATE CAPITAL BANK
U.S. POSTAL SERVICE FCU UNION NATIONAL MORTGAGE CO. UNITED AMERICAN SAVINGS BANK
UNITED MORTGAGE CORP UNITED NORTHERN MORTGAGE BANKE UNIVERSAL MORTGAGE & FINANCE
US MORTGAGE FINANCE CORP USX FEDERAL CREDT UNION VALLEY 1ST COMMUNITY F.C.U.
VANDYK MORTGAGE CORPORATION VILLAGE CAPITAL & INVESTMENT L Washington Financial Bank
WALKER JACKSON MORTGAGE CORP WASHINGTON COMMUNITY FCU WEICHERT FINANCIAL SERVICES
WELLS FARGO FUNDING, INC WESBANCO BANK, INC. WEST PENN FINANCIAL
WEST VIEW SAVINGS BANK WESTMORELAND FEDERAL SAVINGS WESTSTAR MORTGAGE INC
WINTRUST MORTGAGE CORPORATION WOODFOREST NATIONAL BANK WORLD ALLIANCE FINANCIAL CORP.
WRIGHT-PATT FINANCIAL GROUP 1ST NATIONAL COMMUNITY BANK 1ST SUMMIT BANK
21ST MORTGAGE
Report Date: 05/24/2010
LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2009 MSA/MD AGGREGATE REPORT
MSA/MD: 38300 - PITTSBURGH, PA
Page 2 of 5
INSTITUTIONS WHO HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD
American Heritage FCU ACACIA FEDERAL SAVINGS BANK ACADEMY MORTGAGE CORPORATION
ADDISON AVENUE FEDERAL CREDIT ADVANCE MORTGAGE ADVANCIAL FEDERAL CREDIT UNION
AFFILIATED BANK AFFINITY FEDERAL CREDIT UNION AIG FEDERAL SAVINGS BANK
ALLEGACY FEDERAL CREDIT UNION ALLIED HOME MTG CAPITAL CORP. ALLSTATE BANK
ALLY BANK F/K/A/ GMAC BANK ALTOONA FIRST SAVINGS BANK ALTRA FEDERAL CREDIT UNION
AMERICAHOMEKEY, INC AMERICAN AIRLINES FEDERAL CU AMERICAN BANK
AMERICAN GENERAL FIN.SERV.(DE) AMERICAN NATIONAL BANK AMERIFIRST FINANCIAL CORPORATI
AMERIPRISE BANK, FSB ANDERSON FINANCIAL GROUP ANHEUSER-BUSCH EMPLOYEES CU
APCI FEDERAL CREDIT UNION ARCOLA HOMESTEAD SAVINGS BANK ARK-LA-TEX FINANCIAL SERVICES,
ARVEST BANK GROUP ASSURITY FINANCIAL SERVICES ASTORIA FEDERAL MORTGAGE CORP.
ATLANTA POSTAL CREDIT UNION AURORA BANK FSB AURORA FINANCIAL GROUP INC
B. F. SAUL MORTGAGE COMPANY Bank of Whittier, N.A. BALLSTON SPA NATIONAL BANK
BANK OF AMERICA, N.A. BANK OF ANN ARBOR BANK OF ARKANSAS, NA
BANK OF COMMERCE BANK OF ENGLAND BANK OF INTERNET USA
BANK OF TEXAS, NA BANK-FUND STAFF FEDERAL CU BAXTER CREDIT UNION
BEACH FIRST NATIONAL BANK BENEFICIAL BANK BETHPAGE FEDERAL CREDIT UNION
BNC NATIONAL BANK BRANCH BANKING AND TRUST CO BROTHERHOOD BANK & TRUST
C&G SAVINGS BANK CAMBRIA COUNTY FEDERAL S&L CAPAHA BANK
CAPITAL ONE NA CARLINVILLE NATIONAL BANK CAROLINA BANK
CARROLLTON BANK CDC FEDERAL CREDIT UNION CENTIER BANK
CFBANK CGB AGRI FINANCIAL SERVICES CHARLES SCHWAB BANK
CHESCO FINANCIAL SERVICES, LLC CHESSIE FEDERAL CREDIT UNION CHEVY CHASE BANK, F.S.B.
CIRCLE ONE MORTGAGE COMPANY CITADEL FEDERAL CREDIT UNION CITIBANK, N.A.
CITICORP TRUST BANK FSB CITIZENS NATIONAL BANK CLEARFIELD BANK & TRUST CO.
CNB BANK COLONIAL SAVINGS, F.A. COLORADO STATE BANK & TRUST NA
COMMERCIAL BANK COMMUNITY FIRST BANK COMPASS BANK
CONTINENTAL FEDERAL CU CONTOUR MORTGAGE CORP. CORNERSTONE FCU
CORNERSTONE MORTGAGE COMPANY CORNING FEDERAL CREDIT UNION CORPORATE AMERICA FAMILY CU
CORRIDOR MORTGAGE GROUP, INC. COUNTRYWIDE BANK FSB CUC MORTGAGE CORPORATION
DB PRIVATE WEATH MORTGAGE LTD. DELTA COMMUNITY CREDIT UNION DEVON BANK
DIAMOND BANK FSB DIGITAL FEDERAL CREDIT UNION DIRECTIONS CREDIT UNION
DISCOVER BANK DOMESTIC BANK DOMINION CREDIT UNION
DOVER MORTGAGE COMPANY DRAGAS MORTGAGE COMPANY E*TRADE BANK
Eastern Savings Bank, fsb EAGLE NATIONAL BANK - MTG DIV EASTMAN CREDIT UNION
EDWARD JONES MORTGAGE, LLC ESL FEDERAL CREDIT UNION EVERBANK
EVOLVE BANK & TRUST FAIRMONT FEDERAL CREDIT UNION FEDERATED LENDING CORPORATION
FIDELITY BANK FINANCIAL RESOURCES FCU FIRST BANK
FIRST BANK OF CHARLESTON FIRST CENTURY BANK, N. A. FIRST CHOICE BANK
FIRST COMMUNITY BANK,NA FIRST EXCHANGE BANK FIRST FEDERAL BANK
FIRST FEDERAL OF LAKEWOOD FIRST HOME MORTGAGE FIRST INTERNET BANK OF INDIANA
FIRST MUTUAL CORP. FIRST NATIONAL ACCEPTANCE CO., FIRST NATIONAL BANK OF AMERICA
FIRST NATIONAL BANK OF CC FIRST NATIONAL BANK OF LAYTON FIRST NATIONAL COMMUNITY BANK
FIRST PLACE BANK FIRST PRIORITY BANK FIRST STAR BANK, SSB
FIRST TENNESSEE BANK NA FIRST UNITED BANK & TRUST FIRSTMERIT BANK NA
FLAGSTAR BANK FME FEDERAL CREDIT UNION FNB BANK, N.A.
FOX CHASE BANK FSGBANK, N.A. FULTON BANK, N.A.
Report Date: 05/24/2010
LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2009 MSA/MD AGGREGATE REPORT
MSA/MD: 38300 - PITTSBURGH, PA
Page 3 of 5
INSTITUTIONS WHO DO NOT HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD
GATEWAY BANK, FSB GATEWAY BUSINESS BANK GATEWAY MORTGAGE GROUP LLC
GENEQUITY MORTGAGE GENERAL MILLS FCU GENISYS CREDIT UNION
GEORGIA BANKING COMPANY GMS FUNDING, LLC GRAND BANK N.A.
GREAT LAKES CREDIT UNION GREENVILLE SAVINGS BANK GROVE CITY AREA FCU
GUARANTEED HOME MORTGAGE COMPA GUARANTY BANK, FSB GUIDANCE RESIDENTIAL, LLC
H&R BLOCK BANK HAMILTON NATIONAL MORTGAGE CO. HANCOCK COUNTY SAVINGS BANK
HANSCOM FEDERAL CREDIT UNION HARLEYSVILLE NATIONAL BANK HARRIS N.A.
HARTFORD FUNDING LTD HEARTLAND BANK HENRY STATE BANK
HOME LOAN INVESTMENT BANK HOME SAVINGS OF AMERICA HORIZON BANK, N.A.
HSBC BANK USA, NA HUDSON CITY SAVINGS BANK HUNTINGDON VALLEY BANK
IMPERIAL CAPITAL BANK INDYMAC BANK, F.S.B. ING BANK, FSB
INOVA FEDERAL CREDIT UNION INTEGRITY HOME FUNDING, LLC JPMORGAN CHASE BANK, NA
JUSTICE FEDERAL CREDIT UNION KB HOME MORTGAGE, LLC KEMBA FINANCIAL CREDIT UNION
KEYBANK NATIONAL ASSOCIATION LAFAYETTE FEDERAL CREDIT UNION LAKE MICHIGAN CREDIT UNION
LEADER ONE FINANCIAL CORPORATI LENDMORE MORTGAGE BANKERS CORP LIBERTY MORTGAGE CORPORATION
LIBERTY NATIONAL BANK LIBERTY SAVINGS BANK, FSB M&I BANK FSB
M&T BANK M&T REALTY CAPITAL CORPORATION MACKINAC SAVINGS BANK, FSB
MB FINANCIAL BANK NA MCGRAW-HILL EFCU MEFC
MEMBER FIRST MORTGAGE, LLC MEMBERS 1ST FCU MERCER COUNTY STATE BANK
MERCURY, INC. MERRILL LYNCH BANK & TRUST FSB METLIFE BANK, N.A.
METRO BANK MIDCOUNTRY BANK MIDFIRST BANK
MMS MORTGAGE SERVICES, LTD MONARCH BANK MORTGAGE CAPITAL ASSOCIATES
MORTGAGE CENTER LC MORTGAGE CONCEPTS MORTGAGE MASTER, INC.
MUTUAL OF OMAHA BANK MVB BANK INC MWABANK
NAPUS FEDERAL CREDIT UNION NASA FEDERAL CREDITUNION NATIONAL BANK OF KANSAS CITY
NATIONAL BANK OF ST ANNE NATIONAL INSTITUTES OF HEALTH NATIONAL PENN BANK
NATIONWIDE BANK NBT BANK NA NETMORE AMERICA
NEW CARLISLE FEDERAL SAVINGS B NEW YORK COMMUNITY BANK NFCU
NICOLET NATIONAL BANK NJ LENDERS CORP NORTH AMERICAN SAVINGS BANK
NORTHWEST FEDERAL CREDIT UNION NPB MORTGAGE LLC NRL FEDERAL CREDIT UNION
NUMARK CREDIT UNION OHIO EDISON PENN POWER C U OMNIAMERICAN BANK
ONEWEST BANK, FSB ORIGEN FINANCIAL SERVICES LLC PA CENTRAL FCU
PA STATE EMPLOYEES C U PAN AMERICAN MORTGAGE, LLC PATELCO CREDIT UNION
PEFCU PENNYMAC LOAN SERVICES LLC PENTAGON FEDERAL CREDIT UNION
PEOPLES HOME EQUITY, INC PEOPLESBANK, A CODORUS VALLEY PHILADELPHIA FEDERAL CREDIT UN
PHILADELPHIA MORTGAGE ADVISORS PICATINNY FED CREDIT UNION POLICE AND FIRE FEDERAL CU
PREMIER MORTGAGE RESOURCES LL PREMIER AMERICA CREDIT UNION PRINCIPAL BANK
PROGRESSIVE BANK NA PULASKI BANK QUORUM FEDERAL CREDIT UNION
Roma Bank RANLIFE, INC. RAYMOND JAMES BANK
RBC BANK RBS CITIZENS, N.A. REALTY HOME MORTGAGE CO., LLC
REGIONS BANK RELIANCE SAVINGS BANK RELIANT COMMUNITY FCU
REPUBLIC STATE MORTGAGE CO RESIDENTIAL HOME FUNDING RIVERVIEW COMMUNITY BANK
Sharonview Federal Credit Unio Stifel Bank & Trust SACU
SANDY SPRING BANK SB1 FEDERAL CREDIT UNION SEASIDE NATIONAL BANK & TRUST
SECU CREDIT UNION SECURE LENDING SOLUTIONS, INC. SECURITY BANK
SECURITYNATIONAL MORTGAGE SENECA FALLS SAVINGS BANK SERVICE CREDIT UNION
Report Date: 05/24/2010
LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2009 MSA/MD AGGREGATE REPORT
MSA/MD: 38300 - PITTSBURGH, PA
Page 4 of 5
INSTITUTIONS WHO DO NOT HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD
SEVEN SEVENTEEN CREDIT UNION SHORE MORTGAGE SIDUS FINANCIAL, LLC
SOUTH CENTRAL BANK SOUTHWEST BANK SOVEREIGN BANK
SPE FEDERAL CREDIT UNION STAR ONE CREDIT UNION STAR USA FEDERAL CREDIT UNION
STATE FARM BANK STERLING BANK SUMMIT MORTGAGE BANKERS, INC.
SUNTRUST BANKS, INC SUPERIOR CHOICE CREDIT UNION SUSQUEHANNA BANK
SYNOVUS MORTGAGE CORPORATION The Provident Bank TD BANK, N.A.
THE NORTHERN TRUST COMPANY THE OHIO VALLEY BANK COMPANY THE PARK NATIONAL BANK
THIRD FEDERAL SAVINGS AND LOAN THRIVENT FINANCIAL BANK TIERONE BANK
TMG REAL ESTATE & FINANCIAL TOWER FEDERAL CREDIT UNION TREASURY DEPARTMENT FCU
TRI-EMERALD FINANCIAL GROUP TRIDENT MORTGAGE COMPANY TRUHOME SOLUTIONS, LLC
TRUMARK FINANCIAL UBS AG, TAMPA BRANCH UKRAINIAN SELFRELIANCE FCU
UNION BANK, N.A. UNION MORTGAGE GROUP UNITED BANK INC
UNITED MIDWEST SAVINGS BANK UNIVEST NATIONAL BANK & TRUST URBAN TRUST BANK
US BANK NORTH DAKOTA US BANK, N.A. USAA FEDERAL SAVINGS BANK
USALLIANCE FEDERAL CREDIT UNIO USSCO FEDERAL CREDIT UNION VANDERBILT MORTGAGE
VANGUARD FUNDING LLC VISIONS FEDERAL CREDIT UNION WACHOVIA BANK NA
WACHOVIA MORTGAGE FSB WELLS FARGO BANK, NA WESTBOUND BANK
WESTERN FEDERAL CREDIT UNION WILMINGTON SAVINGS FUND SOCIET WILMINGTON TRUST FSB
WINTERWOOD MORTGAGE GROUP LLC WR STARKEY MORTGAGE, LLP XCEED FINANCIAL FEDERAL CREDIT
1st Preference Mortgage Corp 1ST MARINER BANK NARFE PREMIER FCU
Report Date: 05/24/2010
LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2009 MSA/MD AGGREGATE REPORT
MSA/MD: 38300 - PITTSBURGH, PA
Page 5 of 5
INSTITUTIONS WHO DO NOT HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD
LOANS ORIGINATED 4 3 5325 402 557
APPROVED, NOT ACCEPTED
APP DENIED 1 1 1 124 82 100 50
APP WITHDRAWN 1 24
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/0103.00 23 36
LOANS ORIGINATED 51 18 3 1 1112345 4686 303 329 3141
APPROVED, NOT ACCEPTED 5 21418 453
APP DENIED 3 23 4 4
2 176
231 6355 938 120
APP WITHDRAWN
8
12 1
1 60 1672
3022 112
FILES CLOSED FOR INCOMPLETENESS
7
2
6 313 692
52
PA/ALLEGHENY COUNTY/0201.00
321
44 146
LOANS ORIGINATED 3 1 1 1721 189 15 235
APPROVED, NOT ACCEPTED 2 813
APP DENIED
APP WITHDRAWN 5 1042
FILES CLOSED FOR INCOMPLETENESS
1 30
PA/ALLEGHENY COUNTY/0203.00 64 34
LOANS ORIGINATED 5 5 1 1 4522 733 12 141 474
APPROVED, NOT ACCEPTED 2 182
APP DENIED
1
7 3
37
1077 63
APP WITHDRAWN 3 230
FILES CLOSED FOR INCOMPLETENESS
2 31
PA/ALLEGHENY COUNTY/0305.00
1 12
90 53
LOANS ORIGINATED 7 4 2 81 206 558 399 20 667
APPROVED, NOT ACCEPTED 1 173
APP DENIED 2 1 2
1 173
137 47 15
APP WITHDRAWN
2
1
61
53
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/0402.00 60 52
LOANS ORIGINATED 2 10757 2943
APPROVED, NOT ACCEPTED 1 560
APP DENIED 2 610
APP WITHDRAWN
1
1
190
120
FILES CLOSED FOR INCOMPLETENESS
1 120
PA/ALLEGHENY COUNTY/0403.00
1 370
20 375
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 1 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 13 9 1 41 88 1637 1130 61 638
APPROVED, NOT ACCEPTED 1 90
APP DENIED 1 2101 4
APP WITHDRAWN 1 198 94
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/0404.00 28 147
LOANS ORIGINATED 5 10 3 1 10970 845 349 220 1733
APPROVED, NOT ACCEPTED 3 299
APP DENIED 1 3 2
2 186
113 277 190
APP WITHDRAWN
3
2
377
187
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/0405.00 21 78
LOANS ORIGINATED 6 2 1 2 61 97 606 148 15 780 493
APPROVED, NOT ACCEPTED 1 1113 119
APP DENIED 2
1 113
247
APP WITHDRAWN
11 540 122
FILES CLOSED FOR INCOMPLETENESS 1 113
PA/ALLEGHENY COUNTY/0406.00
1131
22 55
LOANS ORIGINATED 21 15 5 1611 1329 1734 1085 123 1188
APPROVED, NOT ACCEPTED 3 1325 100
APP DENIED 2 2 5 3
1 100
234 102 345 195
APP WITHDRAWN
3
1 3 3
170
131 232 190
FILES CLOSED FOR INCOMPLETENESS
3
1
232
90
PA/ALLEGHENY COUNTY/0409.00
2 238 901
38 63
LOANS ORIGINATED 6 2 4 11 191 794 186 54 115
APPROVED, NOT ACCEPTED 1 49
APP DENIED 4 11203 232
APP WITHDRAWN
1
2
10
86
FILES CLOSED FOR INCOMPLETENESS 1 50
PA/ALLEGHENY COUNTY/0501.00 98 49
LOANS ORIGINATED 9 6 8 35 492 917 304 112 201
APPROVED, NOT ACCEPTED
APP DENIED 1 14 9152 837 165
APP WITHDRAWN
2
3
161
306
FILES CLOSED FOR INCOMPLETENESS
1 9
PA/ALLEGHENY COUNTY/0506.00
1 77
90 77
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 2 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 5 6 4950 935 621
APPROVED, NOT ACCEPTED 2 2582 368
APP DENIED 1 280 173
APP WITHDRAWN
2
1 1
130
400 39
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/0507.00 33 44
LOANS ORIGINATED
APPROVED, NOT ACCEPTED
APP DENIED 2 16
APP WITHDRAWN
1 15
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/0509.00 98 16
LOANS ORIGINATED 1 119
APPROVED, NOT ACCEPTED 1 121
APP DENIED 1 57
APP WITHDRAWN 1 154 25
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/0510.00 95 22
LOANS ORIGINATED 10 9 10 1 69 1161 1116 1110 338 197 644
APPROVED, NOT ACCEPTED 1 3108 160
APP DENIED 4 16 8465 1600 67
APP WITHDRAWN
3
1 3 7
1 150 109
93 228 936
FILES CLOSED FOR INCOMPLETENESS
1
1
1 50 82
144
PA/ALLEGHENY COUNTY/0603.00
1 100
28 67
LOANS ORIGINATED 5 9 13 1 53 306 271 722 544 296 600
APPROVED, NOT ACCEPTED 1 1 164 55 9
APP DENIED 1 1 7 4258 62 628 155
APP WITHDRAWN
1
1 2
25
105 155
FILES CLOSED FOR INCOMPLETENESS
12 50 105
PA/ALLEGHENY COUNTY/0605.00
1 155 1 50
18 51
LOANS ORIGINATED 16 28 4 53 715 4647 9038 404 592
APPROVED, NOT ACCEPTED 4 5 1637 1436 12
APP DENIED 1 3 11 2
2 91
366 321 3200 155
APP WITHDRAWN
4
2 5 10
1 309 790
192 954 3366
FILES CLOSED FOR INCOMPLETENESS
3
3
474
376
PA/ALLEGHENY COUNTY/0703.00
1 96 961
18 206
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 3 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 17 30 2 2 74 725 2954 6367 328 853 1049
APPROVED, NOT ACCEPTED 1 1 2128 60 262
APP DENIED 6 8 1
1 232
798 1799 8
APP WITHDRAWN
4
1 2 11
650
300 312 2590
FILES CLOSED FOR INCOMPLETENESS 1 144
PA/ALLEGHENY COUNTY/0705.00
1 155
23 78
LOANS ORIGINATED 22 22 1 52 476 3998 4829 228 672
APPROVED, NOT ACCEPTED 1 134
APP DENIED 1 1 8 1160 180 1138 28
APP WITHDRAWN
1
1 9
97
116 2027
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/0706.00
1 20
19 173
LOANS ORIGINATED 9 16 1 32251 2817 24 191
APPROVED, NOT ACCEPTED 1 90
APP DENIED 1 6
1 90
417 1446
APP WITHDRAWN
2
2 3
435
567 660
FILES CLOSED FOR INCOMPLETENESS 2 212
PA/ALLEGHENY COUNTY/0708.00
2122
27 121
LOANS ORIGINATED 31 45 2 1 41 147 6253 12317 128 78 704
APPROVED, NOT ACCEPTED 4 1780 264
APP DENIED 2 1 14242 133 3618
APP WITHDRAWN
3
1 2 6
764
101 499 761
FILES CLOSED FOR INCOMPLETENESS
1
2
1 35 75
1110
PA/ALLEGHENY COUNTY/0709.00
5 1542
33 134
LOANS ORIGINATED 7 11 2 65 491 478 763 93 459
APPROVED, NOT ACCEPTED 1 1 188 62 50
APP DENIED 3 2 12 5271 93 954 288
APP WITHDRAWN
2
1 2 4
120
126 53 268
FILES CLOSED FOR INCOMPLETENESS
1 23
PA/ALLEGHENY COUNTY/0802.00 6 70
LOANS ORIGINATED 12 9 85 821 1579 1333 946
APPROVED, NOT ACCEPTED
APP DENIED 1 2 3 2110 270 472 20
APP WITHDRAWN
1
1 2 1
176
54 132 70
FILES CLOSED FOR INCOMPLETENESS
2
1
136
110
PA/ALLEGHENY COUNTY/0804.00
1 10
24 64
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 4 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 11 20 4 43 452 1537 2650 255 611
APPROVED, NOT ACCEPTED 4 1590 75
APP DENIED 6 3854 165
APP WITHDRAWN 7 1470
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/0806.00
1 101
19 90
LOANS ORIGINATED 7 23 1 2 21 147 1192 2823 44 1468 278
APPROVED, NOT ACCEPTED 1 211
APP DENIED 1 9 1236 1674 10
APP WITHDRAWN 1 5162 989
FILES CLOSED FOR INCOMPLETENESS 1
1 25
178
PA/ALLEGHENY COUNTY/0807.00
1 205
41 70
LOANS ORIGINATED 4 11 4 2 23 528 566 1167 198 353 275
APPROVED, NOT ACCEPTED 1 1185 25
APP DENIED 3 7568 200
APP WITHDRAWN
2
4 3
1 480 110
681 225
FILES CLOSED FOR INCOMPLETENESS
11 99 192
PA/ALLEGHENY COUNTY/0809.00
2 155
22 81
LOANS ORIGINATED 5 17 3 2 310 929 410 1471 154 573 212
APPROVED, NOT ACCEPTED 1 180 96
APP DENIED 1 2 9 4
1 80
176 99 526 102
APP WITHDRAWN
3
5
119
312
FILES CLOSED FOR INCOMPLETENESS
11 15 55
PA/ALLEGHENY COUNTY/0901.00 8 79
LOANS ORIGINATED 22 24 10 1111 1295 2659 2259 397 950
APPROVED, NOT ACCEPTED 1 1 341 103 288
APP DENIED 4 1 14 7532 30 1389 253
APP WITHDRAWN
3
1 2 5
1 6 196
110 210 450
FILES CLOSED FOR INCOMPLETENESS 2 1
1 25
280 44
PA/ALLEGHENY COUNTY/0902.00
441
7 58
LOANS ORIGINATED 7 13 3 75 496 802 744 41 643
APPROVED, NOT ACCEPTED 1 1 2 1136 180 234 126
APP DENIED 1 1 5 7145 30 805 186
APP WITHDRAWN 2 5175 557
FILES CLOSED FOR INCOMPLETENESS
12 98 68
PA/ALLEGHENY COUNTY/0903.00 11 76
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 5 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 3 15 911 849 245 1332 267
APPROVED, NOT ACCEPTED 1 242 202
APP DENIED 1 14 1363 1318 413
APP WITHDRAWN
1
6
63
511
FILES CLOSED FOR INCOMPLETENESS
2 40
PA/ALLEGHENY COUNTY/1005.00
1 122
67 96
LOANS ORIGINATED 6 9 11 46 475 224 611 177 230
APPROVED, NOT ACCEPTED
APP DENIED 5 12 11262 474 210
APP WITHDRAWN
2
5
188
407
FILES CLOSED FOR INCOMPLETENESS 1 22
PA/ALLEGHENY COUNTY/1011.00
221
15 64
LOANS ORIGINATED 14 44 6 722 2220 1362 4094 221 479
APPROVED, NOT ACCEPTED 1 1233 10
APP DENIED 2 2 11 19336 148 1175 421
APP WITHDRAWN
2
1 2 8
178
106 233 646
FILES CLOSED FOR INCOMPLETENESS 1
1 6
110
PA/ALLEGHENY COUNTY/1014.00
1 10
13 96
LOANS ORIGINATED 1 11 49 15 25
APPROVED, NOT ACCEPTED 1 33
APP DENIED 5 6193 189
APP WITHDRAWN
2 57
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1016.00 97 23
LOANS ORIGINATED 2 1 42 84 186 29 62
APPROVED, NOT ACCEPTED 1 89
APP DENIED 2 1 4 7144 14 114 115
APP WITHDRAWN
2
1
52
42
FILES CLOSED FOR INCOMPLETENESS 1 1
1 10
38 63
PA/ALLEGHENY COUNTY/1017.00 79 59
LOANS ORIGINATED 16 35 820 2134 1452 3023 286
APPROVED, NOT ACCEPTED 1 5153 339
APP DENIED 3 17 4189 1490 63
APP WITHDRAWN
1
3 11
10
272 1011
FILES CLOSED FOR INCOMPLETENESS 1 105
PA/ALLEGHENY COUNTY/1018.00
4 335
17 128
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 6 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 20 43 16 1 38 965 2666 6029 1109 840 206
APPROVED, NOT ACCEPTED 1 4 2128 653 144
APP DENIED 1 2 22 4172 313 3516 117
APP WITHDRAWN
4
2 14
512
210 2375
FILES CLOSED FOR INCOMPLETENESS 1
3 372
90
PA/ALLEGHENY COUNTY/1102.00
1 180
40 97
LOANS ORIGINATED 28 56 9 1 38 1003 5605 8919 685 248 275
APPROVED, NOT ACCEPTED 1 7301 1054
APP DENIED 3 14 1400 3287 10
APP WITHDRAWN
1
3 15
135
876 2104
FILES CLOSED FOR INCOMPLETENESS
44 275 332
PA/ALLEGHENY COUNTY/1106.00
3 342
27 127
LOANS ORIGINATED 5 6 1 14 384 572 684 23 33
APPROVED, NOT ACCEPTED 1 246 162
APP DENIED 1 9 5
1 32
33 982 112
APP WITHDRAWN
2
2 1 1
185
157 70 136
FILES CLOSED FOR INCOMPLETENESS
1
1
70
120
PA/ALLEGHENY COUNTY/1113.00 76 62
LOANS ORIGINATED 2 21 26 210 95
APPROVED, NOT ACCEPTED
APP DENIED 1 9 770 532 181
APP WITHDRAWN
1
1 3
73
69 150
FILES CLOSED FOR INCOMPLETENESS
21 5 91
PA/ALLEGHENY COUNTY/1114.00
2 128 381
93 66
LOANS ORIGINATED 2 6 3 31 52 232 547 43 2020
APPROVED, NOT ACCEPTED 1 30
APP DENIED 10 7906 982
APP WITHDRAWN
4
5
1088
326
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1115.00 81 46
LOANS ORIGINATED 1 2 14 226 35 40 4400
APPROVED, NOT ACCEPTED 1 24
APP DENIED 6 4471 85
APP WITHDRAWN 1 1206 57
FILES CLOSED FOR INCOMPLETENESS
1 12
PA/ALLEGHENY COUNTY/1201.00 79 67
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 7 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 2 51 21 74 46
APPROVED, NOT ACCEPTED 1 149 10
APP DENIED 1 4 7
1 49
44 204 160
APP WITHDRAWN
11 80 44
FILES CLOSED FOR INCOMPLETENESS 1
1 15
20
PA/ALLEGHENY COUNTY/1202.00
1 25
99 77
LOANS ORIGINATED 11 33 6
APPROVED, NOT ACCEPTED
APP DENIED 4 7 8115 367 126
APP WITHDRAWN
2
5
60
288
FILES CLOSED FOR INCOMPLETENESS
1 6
PA/ALLEGHENY COUNTY/1203.00 96 51
LOANS ORIGINATED 1 57
APPROVED, NOT ACCEPTED
APP DENIED 1 415 35
APP WITHDRAWN
1 15
FILES CLOSED FOR INCOMPLETENESS
1 39
PA/ALLEGHENY COUNTY/1204.00 95 40
LOANS ORIGINATED 1 236 16
APPROVED, NOT ACCEPTED
APP DENIED 4 2201 7
APP WITHDRAWN
1
1
3
15
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1207.00 97 56
LOANS ORIGINATED 12 89 44
APPROVED, NOT ACCEPTED
APP DENIED 1 3 331 75 12
APP WITHDRAWN 1 35
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1208.00 89 55
LOANS ORIGINATED 1 1 138 9 38
APPROVED, NOT ACCEPTED
APP DENIED 9 7369 135
APP WITHDRAWN
1
2
50
131
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1301.00 99 44
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 8 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 11 29 40 51
APPROVED, NOT ACCEPTED 1 9
APP DENIED 8 4384 35
APP WITHDRAWN
1
1 3
1 184 17
36 271
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1302.00 99 64
LOANS ORIGINATED 2 1 13 232 147 182 182
APPROVED, NOT ACCEPTED 2 95
APP DENIED 1 2 1 541 129 35 60
APP WITHDRAWN
1
1
20
90
FILES CLOSED FOR INCOMPLETENESS 1 93
PA/ALLEGHENY COUNTY/1303.00 99 46
LOANS ORIGINATED 21 69 33
APPROVED, NOT ACCEPTED 1 8
APP DENIED 1 235 51
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1304.00 99 33
LOANS ORIGINATED 1 5 4 25 251 40 215 83 66
APPROVED, NOT ACCEPTED 2 108
APP DENIED 1 13 1047 756 207
APP WITHDRAWN
2
1 2 2
55
68 143 121
FILES CLOSED FOR INCOMPLETENESS
1
1
22
77
PA/ALLEGHENY COUNTY/1306.00 97 47
LOANS ORIGINATED 30 91 6 82 639 7531 28278 799 1632
APPROVED, NOT ACCEPTED 3 3 1661 1008 215
APP DENIED 8 6
1 219
1632 2128
APP WITHDRAWN
1
1 6 5
340
362 2822 907
FILES CLOSED FOR INCOMPLETENESS 1 275
PA/ALLEGHENY COUNTY/1401.00
2 380
31 283
LOANS ORIGINATED 16 43 2 2 34656 14401 545 3250 1107
APPROVED, NOT ACCEPTED 1 6286 1643
APP DENIED 1 12 1
2 496
225 4415 170
APP WITHDRAWN 3 6822 4975
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1402.00
1 345
28 235
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 9 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 23 82 7 92 559 5438 20445 545 1672
APPROVED, NOT ACCEPTED 3 9433 2514
APP DENIED 1 1 15 1230 60 3010 255
APP WITHDRAWN
5
3 14
786
544 3690
FILES CLOSED FOR INCOMPLETENESS 1
1 319
342
PA/ALLEGHENY COUNTY/1403.00
3 748
10 201
LOANS ORIGINATED 35 88 5 1 61 329 8339 21641 649 129 1364
APPROVED, NOT ACCEPTED 3 6 1740 1707 50
APP DENIED 11 32844 671
APP WITHDRAWN 1 3 11325 727 3637
FILES CLOSED FOR INCOMPLETENESS
3 273
PA/ALLEGHENY COUNTY/1404.00
2 668
8 230
LOANS ORIGINATED 8 20 6 1 33 354 1091 2227 121 160 388
APPROVED, NOT ACCEPTED 2 3137 30
APP DENIED 3 8 8573 907 87
APP WITHDRAWN
3
1 1 4
37
161 152 441
FILES CLOSED FOR INCOMPLETENESS
1 127
PA/ALLEGHENY COUNTY/1405.00
1 77
73 88
LOANS ORIGINATED 44 79 7 512 2482 8584 15123 656 632
APPROVED, NOT ACCEPTED 1 9 8 298 1592 1798 30
APP DENIED 5 19 7
3 311
679 4001 525
APP WITHDRAWN
2
4 18
88
884 3023
FILES CLOSED FOR INCOMPLETENESS
2
1
3 361 313
385
PA/ALLEGHENY COUNTY/1406.00
3 274 1651
14 147
LOANS ORIGINATED 32 85 4 113 638 6403 17821 353 1781
APPROVED, NOT ACCEPTED 1 2 9184 280 1562
APP DENIED 2 23 3219 5525 135
APP WITHDRAWN
2
1 18
334
74 3576
FILES CLOSED FOR INCOMPLETENESS
13 408 74
PA/ALLEGHENY COUNTY/1408.00
1 397
12 157
LOANS ORIGINATED 11 29 6 31561 4322 756 469
APPROVED, NOT ACCEPTED 3 581
APP DENIED 8 31272 285
APP WITHDRAWN 1 1 10124 230 1748
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1410.00 7 125
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 10 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 12 18 1 18 989 1212 1679 130 100
APPROVED, NOT ACCEPTED 3 227
APP DENIED 1 3 5
1 56
120 348 121
APP WITHDRAWN 5 596
FILES CLOSED FOR INCOMPLETENESS 2 280
PA/ALLEGHENY COUNTY/1411.00 4 122
LOANS ORIGINATED 35 65 8 113 506 7470 12619 1440 2061
APPROVED, NOT ACCEPTED 1 6192 1135
APP DENIED 1 20 2150 4193 137
APP WITHDRAWN
5
2 13
761
517 3062
FILES CLOSED FOR INCOMPLETENESS
3
1
877
97
PA/ALLEGHENY COUNTY/1413.00
1 100
17 134
LOANS ORIGINATED 50 107 6 3 110 1670 11057 20791 554 4907 173
APPROVED, NOT ACCEPTED 1 4 7 1136 494 1176 50
APP DENIED 3 26 1301 5310 25
APP WITHDRAWN
1
3 15
2 975 167
578 2655
FILES CLOSED FOR INCOMPLETENESS 1
1 50
415
PA/ALLEGHENY COUNTY/1414.00
3 792 2 121 5601
13 124
LOANS ORIGINATED 5 9 4 56 800 313 706 156 249
APPROVED, NOT ACCEPTED 1 22
APP DENIED 4 2252 45
APP WITHDRAWN 1 330 272
FILES CLOSED FOR INCOMPLETENESS
2 40
PA/ALLEGHENY COUNTY/1501.00
1 27
25 68
LOANS ORIGINATED
APPROVED, NOT ACCEPTED 1 30
APP DENIED 1 127 44
APP WITHDRAWN 1 73
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1504.00 76 29
LOANS ORIGINATED 3 9 5 34 262 82 602 86 118
APPROVED, NOT ACCEPTED 2 18
APP DENIED 1 1 14 1751 33 601 333
APP WITHDRAWN
4
4
103
330
FILES CLOSED FOR INCOMPLETENESS
2 50
PA/ALLEGHENY COUNTY/1515.00
1 36 1 10
45 58
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 11 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 25 17 9 419 2333 2135 1212 226 310
APPROVED, NOT ACCEPTED 2 4207 234
APP DENIED 2 12 12193 1265 192
APP WITHDRAWN
5
1 3 9
241
102 165 864
FILES CLOSED FOR INCOMPLETENESS 2 106
PA/ALLEGHENY COUNTY/1516.00
3 225
3 94
LOANS ORIGINATED 39 62 11 1 1131 3794 4486 6360 442 1125 1267
APPROVED, NOT ACCEPTED 3 7 1245 610 10
APP DENIED 2 3 42 12310 153 4797 420
APP WITHDRAWN
6
1 3 26
1264
77 371 3461
FILES CLOSED FOR INCOMPLETENESS
53 157 1346
PA/ALLEGHENY COUNTY/1517.00
7 1019 1481
10 113
LOANS ORIGINATED 2 6 6 43 140 40 452 69 268
APPROVED, NOT ACCEPTED 1 2 154 80 134
APP DENIED 2 10 15
2 178
126 505 259
APP WITHDRAWN
1 1
1 3
83 50
40 206
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1603.00 14 77
LOANS ORIGINATED
APPROVED, NOT ACCEPTED
APP DENIED 1 10
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1604.00 80 45
LOANS ORIGINATED
APPROVED, NOT ACCEPTED
APP DENIED 1 155 45
APP WITHDRAWN 1 53
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1606.00 87 25
LOANS ORIGINATED 1 1 11 69 48 53 48
APPROVED, NOT ACCEPTED
APP DENIED 1 2 168 105 37
APP WITHDRAWN 2 86
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1607.00 21 63
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 12 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 18 29 9 197 907 1638 3319 297 1583
APPROVED, NOT ACCEPTED 7 1882 8
APP DENIED 4 16 5302 1668 424
APP WITHDRAWN
8
1 2 11
600
216 446 1255
FILES CLOSED FOR INCOMPLETENESS
6
1
1 50 439
228
PA/ALLEGHENY COUNTY/1608.00
4 443 1051
7 82
LOANS ORIGINATED 24 35 6 125 980 3735 5521 274 1648
APPROVED, NOT ACCEPTED 1 6 1109 880 99
APP DENIED 1 1 22 9
1 89
121 100 3462 717
APP WITHDRAWN
2
11
250
1602
FILES CLOSED FOR INCOMPLETENESS
11 417 172
PA/ALLEGHENY COUNTY/1609.00
3 301
7 72
LOANS ORIGINATED 48 62 12 1810 1683 8033 9713 1071 2381
APPROVED, NOT ACCEPTED 3 2 7 1419 602 1148 30
APP DENIED 2 6 18 9
1 217
318 908 2891 721
APP WITHDRAWN
5
2 12
882
250 1864
FILES CLOSED FOR INCOMPLETENESS
4
1
1 100 519
100
PA/ALLEGHENY COUNTY/1702.00
5 1007 1 10 1581
5 81
LOANS ORIGINATED 11 14 3 48 1012 1487 1970 45 396
APPROVED, NOT ACCEPTED 1 271
APP DENIED 2 6 14 6191 879 1981 464
APP WITHDRAWN
7 1
1 6
801 25
57 975
FILES CLOSED FOR INCOMPLETENESS
31 40 575
PA/ALLEGHENY COUNTY/1706.00
1 166
7 73
LOANS ORIGINATED 2 6 3 22 104 61 882 30 36
APPROVED, NOT ACCEPTED 2 135
APP DENIED 2 2 8 11108 98 1217 154
APP WITHDRAWN
3
1 1 6
191
69 48 784
FILES CLOSED FOR INCOMPLETENESS
1
1
123
59
PA/ALLEGHENY COUNTY/1803.00 23 64
LOANS ORIGINATED 8 5 13 179 397 136 27
APPROVED, NOT ACCEPTED 2 155
APP DENIED 1 6 243 452 55
APP WITHDRAWN
1
6
50
511
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1806.00
2 102
4 100
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 13 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 11 15 8 710 640 1385 2099 262 313
APPROVED, NOT ACCEPTED 2 1 2122 260 116
APP DENIED 1 8 7
1 63
50 673 218
APP WITHDRAWN
4
2 5
330
113 358
FILES CLOSED FOR INCOMPLETENESS
1
1
1 60 55
97
PA/ALLEGHENY COUNTY/1807.00 16 84
LOANS ORIGINATED 3 22 86 85 13
APPROVED, NOT ACCEPTED
APP DENIED 1 9 65 530 147
APP WITHDRAWN
2
1 7
114
41 314
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1809.00
2 68
88 64
LOANS ORIGINATED 15 18 4 47 1099 2096 3158 151 684
APPROVED, NOT ACCEPTED 3 1 3431 120 481
APP DENIED 1 3 17 3
1 120
116 738 2361 128
APP WITHDRAWN
3
1 3 7
772
83 485 1508
FILES CLOSED FOR INCOMPLETENESS
5
1
1 35 959
206
PA/ALLEGHENY COUNTY/1903.00
2 398
4 146
LOANS ORIGINATED 21 35 8 1 88 975 3058 4990 820 80 1189
APPROVED, NOT ACCEPTED 1 2 8 169 195 1373 90
APP DENIED 3 26 5
2 152
278 3376 252
APP WITHDRAWN
3
6 1 9
188
564 82 1681
FILES CLOSED FOR INCOMPLETENESS
1
1 1
1 150 315
82 235
PA/ALLEGHENY COUNTY/1911.00
3 260
6 107
LOANS ORIGINATED 17 17 4 95 697 1940 1605 46 508
APPROVED, NOT ACCEPTED 2 2168 451
APP DENIED 1 2 8 6
1 47
142 540 712 216
APP WITHDRAWN
4
5 1 7
191
773 289 1419
FILES CLOSED FOR INCOMPLETENESS
1
1
1 2 250
47
PA/ALLEGHENY COUNTY/1914.00
5 487 1 20 1402
9 78
LOANS ORIGINATED 8 10 4 1 48 657 966 804 253 2300 542
APPROVED, NOT ACCEPTED 1 136
APP DENIED 2 4 8 2109 266 727 14
APP WITHDRAWN
2
1 2
111
158 114
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1915.00
3 223 2 54
8 80
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 14 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 16 40 6 1223 1772 1061 2473 189 570
APPROVED, NOT ACCEPTED 2 1 5 288 70 301 90
APP DENIED 3 1 23 9
2 104
209 75 1699 121
APP WITHDRAWN
5
4 11
134
440 639
FILES CLOSED FOR INCOMPLETENESS
2 74
PA/ALLEGHENY COUNTY/1916.00
2 121
12 93
LOANS ORIGINATED 11 35 13 117 1519 706 2785 343 64
APPROVED, NOT ACCEPTED 5 530
APP DENIED 2 1 24 7
1 101
117 140 1974 243
APP WITHDRAWN
3
1 4 11
117
140 345 1183
FILES CLOSED FOR INCOMPLETENESS 1
1 11
67
PA/ALLEGHENY COUNTY/1917.00
4 362
5 94
LOANS ORIGINATED 20 42 15 354 5839 1917 3036 685 187
APPROVED, NOT ACCEPTED 9 548
APP DENIED 3 4 26 11577 262 2033 168
APP WITHDRAWN
2
3 6 15
148
331 515 1257
FILES CLOSED FOR INCOMPLETENESS
32 157 224
PA/ALLEGHENY COUNTY/1918.00
3 243
4 98
LOANS ORIGINATED 12 19 5 314 1054 713 1236 206 134
APPROVED, NOT ACCEPTED 1 178 56
APP DENIED 1 18 362 1444 48
APP WITHDRAWN
2
5 8
76
396 731
FILES CLOSED FOR INCOMPLETENESS
13 169 54
PA/ALLEGHENY COUNTY/1919.00 5 94
LOANS ORIGINATED 9 28 5 1 1123 1541 721 1791 183 22 581
APPROVED, NOT ACCEPTED 6 284
APP DENIED 1 3 15 2
1 60
49 151 1070 35
APP WITHDRAWN
1
2 11
1 88 45
99 778
FILES CLOSED FOR INCOMPLETENESS
5
1
308
40
PA/ALLEGHENY COUNTY/1920.00
1 113
8 92
LOANS ORIGINATED 1 45
APPROVED, NOT ACCEPTED
APP DENIED
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/1921.00 32 24
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 15 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 7 18 664 496 15
APPROVED, NOT ACCEPTED 1 11
APP DENIED 5 2405 25
APP WITHDRAWN
1
3
15
193
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2016.00
1 57
5 88
LOANS ORIGINATED 21 48 494
APPROVED, NOT ACCEPTED
APP DENIED 1 1 327 341 25
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2017.00 20 106
LOANS ORIGINATED 1 18 6 1 45 223 2 1199 122 188 386
APPROVED, NOT ACCEPTED 4 288
APP DENIED 2 13 9
1 69
230 920 193
APP WITHDRAWN
6
2 6
2 396 362
98 481
FILES CLOSED FOR INCOMPLETENESS
2 98
PA/ALLEGHENY COUNTY/2018.00 29 92
LOANS ORIGINATED 2 1 31 30 61 14 75
APPROVED, NOT ACCEPTED
APP DENIED
APP WITHDRAWN 1 39
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2019.00 38 92
LOANS ORIGINATED 2 16 6 24 250 37 1020 110 78
APPROVED, NOT ACCEPTED 2 3 1114 183 10
APP DENIED 1 4 13 657 354 933 230
APP WITHDRAWN
4
2 1 11
211
71 29 777
FILES CLOSED FOR INCOMPLETENESS
1
2
1 2 60
550
PA/ALLEGHENY COUNTY/2020.00
2 82
19 86
LOANS ORIGINATED 1 3 158 193 13
APPROVED, NOT ACCEPTED
APP DENIED 3 9161 148
APP WITHDRAWN
2
2
110
116
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2021.00 75 75
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 16 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 7 14 2 2 112 832 360 647 43 600 52
APPROVED, NOT ACCEPTED 5 1402 100
APP DENIED 2 1 16 10
1 55
120 95 1237 292
APP WITHDRAWN
1
1 2 3
236
42 156 205
FILES CLOSED FOR INCOMPLETENESS 2
2 110
149
PA/ALLEGHENY COUNTY/2022.00
2 145
21 87
LOANS ORIGINATED 16 61 6 219 2192 1504 5579 293 149
APPROVED, NOT ACCEPTED 6 657
APP DENIED 2 1 14 3
1 98
144 36 1533 75
APP WITHDRAWN
1
2 1 10
36
241 40 1005
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2023.00
3 328
12 107
LOANS ORIGINATED 5 13 5 1 31 71 712 2275 252 251 337
APPROVED, NOT ACCEPTED 2 1106 13
APP DENIED 3 3 9 9
1 56
247 118 734 159
APP WITHDRAWN
8
1 1 4
314
83 20 299
FILES CLOSED FOR INCOMPLETENESS
1 50
PA/ALLEGHENY COUNTY/2107.00
1 83
88 71
LOANS ORIGINATED
APPROVED, NOT ACCEPTED 1 381
APP DENIED 1 154 55
APP WITHDRAWN
2 109
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2108.00 67 0
LOANS ORIGINATED 1 10 4 2130 2038 843 239
APPROVED, NOT ACCEPTED
APP DENIED 1 1
APP WITHDRAWN 1 326
FILES CLOSED FOR INCOMPLETENESS 1 140
PA/ALLEGHENY COUNTY/2201.00
1 201 3412
26 169
LOANS ORIGINATED 3 253
APPROVED, NOT ACCEPTED
APP DENIED 1 2
APP WITHDRAWN 3 566
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2204.00 49 43
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 17 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 23040
APPROVED, NOT ACCEPTED 1 223
APP DENIED
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2205.00 17 211
LOANS ORIGINATED 18 25 5 113 1974 2156 4223 79 33
APPROVED, NOT ACCEPTED 1 1 2144 176 385
APP DENIED 1 15 4118 2576 172
APP WITHDRAWN
5
7
276
1053
FILES CLOSED FOR INCOMPLETENESS
2 78
PA/ALLEGHENY COUNTY/2206.00
1 336
49 67
LOANS ORIGINATED 10 14 9 35 819 1147 1847 273 193
APPROVED, NOT ACCEPTED 1 1 189 110 5000
APP DENIED 3 16 6401 1801 172
APP WITHDRAWN
4
1 2 7
1 100 460
132 294 882
FILES CLOSED FOR INCOMPLETENESS
1 90
PA/ALLEGHENY COUNTY/2304.00 29 56
LOANS ORIGINATED 16 13 4 66 394 2225 1801 88 161
APPROVED, NOT ACCEPTED 1 1 165 22 414
APP DENIED 4 11 6110 1177 118
APP WITHDRAWN
2
7
273
640
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2406.00
1 70
3 80
LOANS ORIGINATED 2 4 5 13 243 226 137 110 13
APPROVED, NOT ACCEPTED
APP DENIED 5 3219 29
APP WITHDRAWN 3 150
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2412.00 11 70
LOANS ORIGINATED 5 13 4 32 235 526 1812 49 331
APPROVED, NOT ACCEPTED 1 224
APP DENIED 2 1 7 3105 63 909 34
APP WITHDRAWN
1
1 3
50
170 318
FILES CLOSED FOR INCOMPLETENESS 1 78
PA/ALLEGHENY COUNTY/2503.00 76 40
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 18 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 11 24 74 10
APPROVED, NOT ACCEPTED
APP DENIED 1 158 41
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2507.00 81 49
LOANS ORIGINATED 1 4 1 35 585 70 380 27 153
APPROVED, NOT ACCEPTED
APP DENIED 3 2 8 2279 209 480 35
APP WITHDRAWN
1
4
192
296
FILES CLOSED FOR INCOMPLETENESS
2 221
PA/ALLEGHENY COUNTY/2509.00 54 48
LOANS ORIGINATED 2 18 3 215 1311 186 1378 143 64
APPROVED, NOT ACCEPTED 1 2 1 261 78 72 90
APP DENIED 4 1 18 4
2 78
167 28 1328 112
APP WITHDRAWN
2
1 6
74
113 429
FILES CLOSED FOR INCOMPLETENESS
1
1
50
75
PA/ALLEGHENY COUNTY/2602.00
2 153 3 128
22 93
LOANS ORIGINATED 4 22 3 28 941 383 1696 116 153
APPROVED, NOT ACCEPTED 1 1 162 102 25
APP DENIED 1 12 514 1026 138
APP WITHDRAWN 8
1 124
760
FILES CLOSED FOR INCOMPLETENESS
1 11 39 168 131
PA/ALLEGHENY COUNTY/2607.00
1 100
37 110
LOANS ORIGINATED 1 152
APPROVED, NOT ACCEPTED
APP DENIED 1 10
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 155
PA/ALLEGHENY COUNTY/2609.00 98 22
LOANS ORIGINATED 4 14 19 827 375 1196 56
APPROVED, NOT ACCEPTED 1 374 166
APP DENIED 2 152
APP WITHDRAWN 5 488
FILES CLOSED FOR INCOMPLETENESS
1 55
PA/ALLEGHENY COUNTY/2612.00
1 82
15 86
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 19 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 13 5 72 154 47 1009 89 414
APPROVED, NOT ACCEPTED 1 24
APP DENIED 1 3 13 6120 142 792 135
APP WITHDRAWN
1
4
65
201
FILES CLOSED FOR INCOMPLETENESS
21 25 73
PA/ALLEGHENY COUNTY/2614.00
1 69
71 56
LOANS ORIGINATED 1 4 16 429 43 231 9
APPROVED, NOT ACCEPTED 3 155
APP DENIED 1 4 7
1 24
98 537 90
APP WITHDRAWN
2
3
139
130
FILES CLOSED FOR INCOMPLETENESS
21 10 98
PA/ALLEGHENY COUNTY/2615.00
1 61
65 82
LOANS ORIGINATED 9 11 12 511 651 410 755 297 275
APPROVED, NOT ACCEPTED 2 1 266 85 12
APP DENIED 4 11 10
1 55
208 714 99
APP WITHDRAWN
4
1 7
202
55 565
FILES CLOSED FOR INCOMPLETENESS
1 107
PA/ALLEGHENY COUNTY/2620.00
1 53
24 59
LOANS ORIGINATED 10 20 11 119 1751 759 1864 352 100
APPROVED, NOT ACCEPTED 2 4 1225 475 35
APP DENIED 1 1 16 4173 195 1623 239
APP WITHDRAWN 2 1 15161 135 1235
FILES CLOSED FOR INCOMPLETENESS
22 85 156
PA/ALLEGHENY COUNTY/2701.00
1 84 1 50 501
16 114
LOANS ORIGINATED 5 12 7 1 88 557 335 1029 101 356 438
APPROVED, NOT ACCEPTED 1 1114 60
APP DENIED 4 1 18 6174 33 1589 209
APP WITHDRAWN
5
1 1 7
385
35 27 749
FILES CLOSED FOR INCOMPLETENESS
1 41
PA/ALLEGHENY COUNTY/2703.00
1 85
16 68
LOANS ORIGINATED 2 2 2 16 395 77 159 95 50
APPROVED, NOT ACCEPTED 1 90
APP DENIED
1
1 15 1
90
89 1269 35
APP WITHDRAWN 1 789 554
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2704.00
2 128
54 68
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 20 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 12 37 2 423 2449 1144 3348 33 436
APPROVED, NOT ACCEPTED 2 1 5202 113 548
APP DENIED 2 1 17 10272 96 1467 414
APP WITHDRAWN 1 1874 2012
FILES CLOSED FOR INCOMPLETENESS
2 35
PA/ALLEGHENY COUNTY/2708.00
1 65
9 101
LOANS ORIGINATED 4 15 4 1015 955 154 816 115 458
APPROVED, NOT ACCEPTED 1 153 76
APP DENIED 2 16 13
1 53
117 960 284
APP WITHDRAWN
3
1 2 7
123
47 222 346
FILES CLOSED FOR INCOMPLETENESS
1
1
33
47
PA/ALLEGHENY COUNTY/2715.00 20 72
LOANS ORIGINATED 3 12 133 180 15
APPROVED, NOT ACCEPTED 1 150 72
APP DENIED 1 1 5 179 49 290 25
APP WITHDRAWN 1 8
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2805.00
1 8
12 75
LOANS ORIGINATED 1 11 611 799 65 798 173
APPROVED, NOT ACCEPTED 7 540
APP DENIED 1 12 623 922 66
APP WITHDRAWN
1
3 4
23
344 317
FILES CLOSED FOR INCOMPLETENESS
1 50
PA/ALLEGHENY COUNTY/2807.00
2 207
30 88
LOANS ORIGINATED 11 108 14
APPROVED, NOT ACCEPTED
APP DENIED 2 136
APP WITHDRAWN 2 175
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2808.00
1 81 811
95 25
LOANS ORIGINATED 15 44 11 214 1430 1698 4627 240 82
APPROVED, NOT ACCEPTED 3 3229 371
APP DENIED 3 3 21 6270 198 2175 247
APP WITHDRAWN
4
4 2 17
196
407 184 1386
FILES CLOSED FOR INCOMPLETENESS
34 72 147
PA/ALLEGHENY COUNTY/2811.00
3 237
9 95
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 21 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 3 10 4 14 472 218 652 41 15
APPROVED, NOT ACCEPTED 1 63
APP DENIED 1 1 6 231 42 477 32
APP WITHDRAWN
1
4
74
276
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2812.00
1 132
8 98
LOANS ORIGINATED 8 19 5 1 415 1214 548 1199 97 960 205
APPROVED, NOT ACCEPTED 1 485 308
APP DENIED 1 12 122 872 8
APP WITHDRAWN 1 1 587 85 473
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/2814.00
2 251 1701
37 69
LOANS ORIGINATED 4 13 111 824 288 916 5
APPROVED, NOT ACCEPTED 1 80
APP DENIED 2 2 4 5105 114 261 125
APP WITHDRAWN
1
2 1 3
65
119 127 176
FILES CLOSED FOR INCOMPLETENESS 1 51
PA/ALLEGHENY COUNTY/2815.00 8 94
LOANS ORIGINATED 2 5 5 47 545 210 248 177 305
APPROVED, NOT ACCEPTED 2 1136 109
APP DENIED 2 2 10 4136 100 789 129
APP WITHDRAWN 3 174
FILES CLOSED FOR INCOMPLETENESS
1 49
PA/ALLEGHENY COUNTY/2901.00
3 126
6 77
LOANS ORIGINATED 6 15 10 2 121 1365 295 909 209 275 41
APPROVED, NOT ACCEPTED 1 2 141 53 70
APP DENIED 1 2 23 15
1 16
53 126 1385 328
APP WITHDRAWN
4
2 11
192
83 710
FILES CLOSED FOR INCOMPLETENESS 1 147
PA/ALLEGHENY COUNTY/2902.00
1 70
3 89
LOANS ORIGINATED 13 27 11 1 823 1835 681 1613 320 210 455
APPROVED, NOT ACCEPTED 1 1 2 188 45 92 176
APP DENIED 5 1 17 10
1 45
354 78 1019 216
APP WITHDRAWN
4
9
214
555
FILES CLOSED FOR INCOMPLETENESS
1
1
57
71
PA/ALLEGHENY COUNTY/2904.00
1 77
4 92
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 22 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 2 6 1 3 29 369 115 320 14 657 115
APPROVED, NOT ACCEPTED 1 17
APP DENIED 1 1 13 1341 21 773 183
APP WITHDRAWN
6
1 1 4
175
115 20 187
FILES CLOSED FOR INCOMPLETENESS
1
1
20
30
PA/ALLEGHENY COUNTY/3001.00
1 50 301
37 63
LOANS ORIGINATED 1 10
APPROVED, NOT ACCEPTED
APP DENIED 1 163
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/3101.00 2 57
LOANS ORIGINATED 5 45 1627 1995 269 3915 636
APPROVED, NOT ACCEPTED 3 1 1158 25 3
APP DENIED 3 1 23 13196 75 1892 213
APP WITHDRAWN
3
1 8
90
33 673
FILES CLOSED FOR INCOMPLETENESS 1
1 30
67
PA/ALLEGHENY COUNTY/3102.00
4 253 1051
2 95
LOANS ORIGINATED 3 19 14 536 494 3736 15
APPROVED, NOT ACCEPTED 1 2244 413
APP DENIED 1 12 5244 2185 79
APP WITHDRAWN 1 7164 1192
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/3103.00
1 242
13 119
LOANS ORIGINATED 5 14 5 113 917 258 1054 49 30
APPROVED, NOT ACCEPTED 1 177 1
APP DENIED 2 1 11 7157 41 719 85
APP WITHDRAWN
1
1 1 7
35
80 59 420
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/3204.00
1 95
4 101
LOANS ORIGINATED 9 27 9 420 1758 427 2057 282 224
APPROVED, NOT ACCEPTED 2 152
APP DENIED 2 2 21 6214 136 2048 162
APP WITHDRAWN
3
3 1 8
243
259 98 697
FILES CLOSED FOR INCOMPLETENESS
14 59 98
PA/ALLEGHENY COUNTY/3206.00
1 107
5 104
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 23 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 5 12 67 597 407 1181 198
APPROVED, NOT ACCEPTED 1 264 142
APP DENIED 1 12 419 1351 48
APP WITHDRAWN
1
1 1 7
19
68 18 441
FILES CLOSED FOR INCOMPLETENESS
1 18
PA/ALLEGHENY COUNTY/3207.00
1 41
3 90
LOANS ORIGINATED 22 54 10 326 2491 2011 5793 453 135
APPROVED, NOT ACCEPTED 2 1056 1266
APP DENIED 1 21 7
1 50
36 2597 117
APP WITHDRAWN 4 1 14333 48 1245
FILES CLOSED FOR INCOMPLETENESS
2
1
2 22 100
63
PA/ALLEGHENY COUNTY/4011.00
3 377
3 99
LOANS ORIGINATED 8 10 7 411 788 477 731 228 158
APPROVED, NOT ACCEPTED
APP DENIED 3 12 848 753 76
APP WITHDRAWN
3
1 6
26
61 552
FILES CLOSED FOR INCOMPLETENESS 1
2 70
49
PA/ALLEGHENY COUNTY/4012.00 12 66
LOANS ORIGINATED 20 43 9 116 1427 1618 3884 515 24
APPROVED, NOT ACCEPTED 1 232 131
APP DENIED 1 17 435 1818 45
APP WITHDRAWN
1
4 2 18
10
330 198 2245
FILES CLOSED FOR INCOMPLETENESS
1 25
PA/ALLEGHENY COUNTY/4013.00 2 102
LOANS ORIGINATED 11 19 12 1 218 1278 825 1352 228 175 98
APPROVED, NOT ACCEPTED 1 1 539 68 379
APP DENIED 1 25 1020 1739 285
APP WITHDRAWN
6
2 12
210
74 863
FILES CLOSED FOR INCOMPLETENESS
11 40 40
PA/ALLEGHENY COUNTY/4020.00 5 89
LOANS ORIGINATED 3 22 12 28 511 272 1434 496 75
APPROVED, NOT ACCEPTED 2 2 189 148 11
APP DENIED 4 2 30 8
1 100
207 52 1924 211
APP WITHDRAWN
3
1 12
193
128 735
FILES CLOSED FOR INCOMPLETENESS
1
1
30
53
PA/ALLEGHENY COUNTY/4035.00
3 98
7 68
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 24 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 6 12 3 35 353 305 910 89 129
APPROVED, NOT ACCEPTED 1 1 212 113 14
APP DENIED 1 4 78 411 183
APP WITHDRAWN
3
1 2 4
108
142 176 380
FILES CLOSED FOR INCOMPLETENESS 1 59
PA/ALLEGHENY COUNTY/4040.00 3 82
LOANS ORIGINATED 1 20 4 12 272 32 2614 182 32
APPROVED, NOT ACCEPTED 2 1295 20
APP DENIED
1
3 14 5
101
287 1423 195
APP WITHDRAWN 1 1 760 90 725
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4050.00 1 101
LOANS ORIGINATED 5 30 8 23 355 487 3975 523 84
APPROVED, NOT ACCEPTED 1 2166 232
APP DENIED 16 62060 268
APP WITHDRAWN 1 4137 893
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4060.00 1 96
LOANS ORIGINATED 33 93 13 123 2846 5659 13126 367 62
APPROVED, NOT ACCEPTED 1 1 11 1117 244 1455 50
APP DENIED 4 1 35 4549 124 4585 147
APP WITHDRAWN 2 2 29154 276 4382
FILES CLOSED FOR INCOMPLETENESS
1
1
3 22 85
135
PA/ALLEGHENY COUNTY/4070.01
2 308
1 97
LOANS ORIGINATED 30 138 20 532 4240 3594 17637 628 505
APPROVED, NOT ACCEPTED 1 2 18 1187 204 2079 20
APP DENIED 9 1 54 8
1 104
829 77 7766 318
APP WITHDRAWN
2 3
1 4 37
149 81
135 451 4865
FILES CLOSED FOR INCOMPLETENESS
12 88 60
PA/ALLEGHENY COUNTY/4070.02
8 1296 561
1 121
LOANS ORIGINATED 58 144 10 122 4302 12418 31514 553 200
APPROVED, NOT ACCEPTED 6 121038 2321
APP DENIED 7 2 42 81179 263 8278 276
APP WITHDRAWN
1
2 4 36
20
370 1791 7070
FILES CLOSED FOR INCOMPLETENESS
1
1
3 40 43
71
PA/ALLEGHENY COUNTY/4080.01
601
5 1210 1 25
2 142
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 25 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 61 179 28 1 246 8536 11000 30143 1371 98 175
APPROVED, NOT ACCEPTED 3 1 14 1739 170 1869 25
APP DENIED 5 6 64 14974 322 9373 756
APP WITHDRAWN
1 6
3 3 48
10 322
497 644 8598
FILES CLOSED FOR INCOMPLETENESS
1 20
PA/ALLEGHENY COUNTY/4080.02
381
5 1128
2 144
LOANS ORIGINATED 135 496 34 1 827 5808 45014 135475 4123 7300 2131
APPROVED, NOT ACCEPTED 13 48 13492 11772 15
APP DENIED 1 5 94 10172 1193 31359 686
APP WITHDRAWN
2 1
16 75
360 183
4621 22220
FILES CLOSED FOR INCOMPLETENESS 1
2 165
269
PA/ALLEGHENY COUNTY/4090.00
13 4428
3 197
LOANS ORIGINATED 10 48 31 260 2075 10435 687
APPROVED, NOT ACCEPTED 5 11164 225
APP DENIED 2 8 1641 1767 62
APP WITHDRAWN
1
3 11
225
922 2700
FILES CLOSED FOR INCOMPLETENESS
1 5
PA/ALLEGHENY COUNTY/4100.00
4 918
2 213
LOANS ORIGINATED 118 264 14 720 4764 27962 66434 2132 728
APPROVED, NOT ACCEPTED 4 12 11053 3616 265
APP DENIED 4 32 2839 8884 170
APP WITHDRAWN
2
5 7 24
433
919 1973 6582
FILES CLOSED FOR INCOMPLETENESS
2 437
PA/ALLEGHENY COUNTY/4110.00
3201
4 1061
5 232
LOANS ORIGINATED 108 354 19 321 4586 28302 82494 2283 1154
APPROVED, NOT ACCEPTED 2 11 21225 2391 4462
APP DENIED 3 7 70 2
1 180
724 1939 16074 35
APP WITHDRAWN 4 9 481021 2156 12019
FILES CLOSED FOR INCOMPLETENESS 2
2 346
239
PA/ALLEGHENY COUNTY/4120.01
12 2646 1 25
6 200
LOANS ORIGINATED 60 170 14 26 1278 14612 36880 1225 322
APPROVED, NOT ACCEPTED 1 3 18 1102 575 4472 10
APP DENIED 2 32 277 6857 321
APP WITHDRAWN
1
1 20
105
172 4869
FILES CLOSED FOR INCOMPLETENESS
1
1
5 661 417
95
PA/ALLEGHENY COUNTY/4120.02
4 1104 1 150
5 201
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 26 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 66 181 15 1 717 3372 13099 35822 1095 136 876
APPROVED, NOT ACCEPTED 2 2 15 1315 451 2587 14
APP DENIED 1 4 37 2231 1074 7696 40
APP WITHDRAWN
1
3 6 38
218
674 1214 6882
FILES CLOSED FOR INCOMPLETENESS
1 200
PA/ALLEGHENY COUNTY/4131.00
8 1703
8 191
LOANS ORIGINATED 31 76 7 419 3046 4254 10061 355 441
APPROVED, NOT ACCEPTED 1 4 1140 528 5
APP DENIED 1 1 23 2107 49 3216 53
APP WITHDRAWN
2
7 11
253
1044 1485
FILES CLOSED FOR INCOMPLETENESS 1
1 13
186
PA/ALLEGHENY COUNTY/4132.01
2 372 1 131 1541
5 142
LOANS ORIGINATED 25 78 6 512 1655 4629 12057 595 706
APPROVED, NOT ACCEPTED 8 1307
APP DENIED 1 1 19 1
1 54
162 186 2702 60
APP WITHDRAWN 4 16877 3376
FILES CLOSED FOR INCOMPLETENESS
2 64
PA/ALLEGHENY COUNTY/4132.02
2 265
3 158
LOANS ORIGINATED 28 97 11 323 3417 5212 13135 1033 1250
APPROVED, NOT ACCEPTED 3 9 3441 1132 178
APP DENIED 2 2 27 4270 252 3865 112
APP WITHDRAWN
2
3 15
281
516 2308
FILES CLOSED FOR INCOMPLETENESS
1
1
1 20 80
105
PA/ALLEGHENY COUNTY/4133.00
4 596
3 139
LOANS ORIGINATED 34 100 915 2529 5374 15229 571
APPROVED, NOT ACCEPTED 1 3 9 2127 536 1468 185
APP DENIED 1 2 28 2146 264 4659 116
APP WITHDRAWN 2 3 18336 398 2723
FILES CLOSED FOR INCOMPLETENESS 1 135
PA/ALLEGHENY COUNTY/4134.00
7 1046
5 181
LOANS ORIGINATED 40 118 4 411 1875 5777 18410 169 333
APPROVED, NOT ACCEPTED 1 3 2136 451 12
APP DENIED 2 1 25 2326 123 3570 160
APP WITHDRAWN
2
1 2 24
242
224 200 3659
FILES CLOSED FOR INCOMPLETENESS
44 330 308
PA/ALLEGHENY COUNTY/4135.00
4 640 1 170
8 132
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 27 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 48 151 19 226 4224 9205 26066 1239 139
APPROVED, NOT ACCEPTED 1 16241 2805
APP DENIED 2 3 33 6277 482 6378 424
APP WITHDRAWN
1
2 4 20
112
378 931 3417
FILES CLOSED FOR INCOMPLETENESS 1
3 72
172
PA/ALLEGHENY COUNTY/4141.01
6 1079
2 149
LOANS ORIGINATED 76 179 8 520 2960 16690 34412 367 558
APPROVED, NOT ACCEPTED 2 5 13 2203 803 1946 24
APP DENIED 2 4 46 4302 1676 9979 235
APP WITHDRAWN
1
4 3 27
100
564 1290 4420
FILES CLOSED FOR INCOMPLETENESS 2
6 197
157
PA/ALLEGHENY COUNTY/4141.02
9 2598 1 10 731
4 143
LOANS ORIGINATED 43 171 17 617 2680 9336 32226 1375 970
APPROVED, NOT ACCEPTED 2 5 11 2569 1434 2101 33
APP DENIED 4 2 42 9406 283 8523 276
APP WITHDRAWN
1
2 3 38
83
245 356 7906
FILES CLOSED FOR INCOMPLETENESS 1 1
3 235
170 57
PA/ALLEGHENY COUNTY/4142.00
4 694 1 230
2 133
LOANS ORIGINATED 27 103 6 125 4692 5237 20473 248 145
APPROVED, NOT ACCEPTED 2 11 2398 2100 56
APP DENIED 2 29 1060 4842 654
APP WITHDRAWN
1 3
2 1 14
100 63
451 144 2408
FILES CLOSED FOR INCOMPLETENESS
2
1
3 29 278
130
PA/ALLEGHENY COUNTY/4150.01
5 1047
3 120
LOANS ORIGINATED 18 66 8 15 768 3837 14228 951 30
APPROVED, NOT ACCEPTED 1 4 1106 302 193
APP DENIED 1 18 1
2 112
378 3563 45
APP WITHDRAWN 3 11522 2157
FILES CLOSED FOR INCOMPLETENESS
2 150
PA/ALLEGHENY COUNTY/4150.02
3 667
7 152
LOANS ORIGINATED 6 13 79 652 424 1112 252
APPROVED, NOT ACCEPTED 5 487
APP DENIED 9 3714 42
APP WITHDRAWN
2
2 3
45
143 295
FILES CLOSED FOR INCOMPLETENESS 1 42
PA/ALLEGHENY COUNTY/4160.00
631
2 115
1 92
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 28 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 5 27 6 117 1474 541 2233 243 50
APPROVED, NOT ACCEPTED 1 1 3 179 44 291 5
APP DENIED 2 1 15 3108 114 1469 80
APP WITHDRAWN
2
3 9
90
195 806
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4171.00
2 204
1 93
LOANS ORIGINATED 3 7 1 25 412 144 596 51 141
APPROVED, NOT ACCEPTED 2 1181 20
APP DENIED 1 7 170 561 15
APP WITHDRAWN 1 434 356
FILES CLOSED FOR INCOMPLETENESS
1 34
PA/ALLEGHENY COUNTY/4172.00
1 86
2 92
LOANS ORIGINATED 3 24 511 1258 259 2100 171
APPROVED, NOT ACCEPTED 2 1239 24
APP DENIED 2 11 5186 982 193
APP WITHDRAWN
2
3
165
340
FILES CLOSED FOR INCOMPLETENESS 1 112
PA/ALLEGHENY COUNTY/4180.00
1 181
1 100
LOANS ORIGINATED 10 44 6 38 933 1260 5734 787 164
APPROVED, NOT ACCEPTED 4 415
APP DENIED 1 18 730 2255 322
APP WITHDRAWN
2
2 3 9
120
330 231 1275
FILES CLOSED FOR INCOMPLETENESS
12 120 45
PA/ALLEGHENY COUNTY/4190.00
1 82
3 106
LOANS ORIGINATED 6 15 1 44 469 571 1187 25 243
APPROVED, NOT ACCEPTED 1 2132 70
APP DENIED 2 7 2115 466 143
APP WITHDRAWN
1 1
2 4
65 19
365 318
FILES CLOSED FOR INCOMPLETENESS
2 285
PA/ALLEGHENY COUNTY/4200.00 7 92
LOANS ORIGINATED 42 123 11 319 2451 9077 25724 386 448
APPROVED, NOT ACCEPTED 1 14196 3149
APP DENIED 2 50 6144 10694 297
APP WITHDRAWN
1
1 8 29
24
236 1265 6538
FILES CLOSED FOR INCOMPLETENESS
12 45 132
PA/ALLEGHENY COUNTY/4211.00
4 1347
6 166
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 29 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 33 107 1013 1910 7372 21843 344
APPROVED, NOT ACCEPTED 1 4 13 1291 523 1939 10
APP DENIED 1 1 23 4
1 31
276 199 3895 127
APP WITHDRAWN 1 7 2292 2001 4156
FILES CLOSED FOR INCOMPLETENESS
13 178 161
PA/ALLEGHENY COUNTY/4212.00
6 672
5 161
LOANS ORIGINATED 54 196 13 51 316 20841 67003 2316 1702
APPROVED, NOT ACCEPTED 4 19 11344 5245 358
APP DENIED 6 28 2
1 271
2984 7918 406
APP WITHDRAWN
3
8 33
585
3802 9332
FILES CLOSED FOR INCOMPLETENESS
31 375 677
PA/ALLEGHENY COUNTY/4220.00
8 2786
7 406
LOANS ORIGINATED 15 54 7 2 311 1977 2333 9039 501 606 393
APPROVED, NOT ACCEPTED 1 5 164 1062 25
APP DENIED 2 20 4302 3741 180
APP WITHDRAWN
1
1 1 10
202
110 152 2008
FILES CLOSED FOR INCOMPLETENESS
11 153 180
PA/ALLEGHENY COUNTY/4230.00
7 1591
3 124
LOANS ORIGINATED 7 24 7 48 635 748 1826 280 151
APPROVED, NOT ACCEPTED 1 1 4 159 51 236 14
APP DENIED 1 1 21 7
1 51
85 89 1539 138
APP WITHDRAWN
5
4 1 10
448
363 120 806
FILES CLOSED FOR INCOMPLETENESS
21 309 165
PA/ALLEGHENY COUNTY/4240.00
1 10
8 65
LOANS ORIGINATED 9 28 5 315 1077 417 2292 192 173
APPROVED, NOT ACCEPTED 2 4119 255
APP DENIED 5 5 23 6
1 48
273 541 1802 98
APP WITHDRAWN
1
4 2 7
70
246 95 527
FILES CLOSED FOR INCOMPLETENESS 1
1 30
54
PA/ALLEGHENY COUNTY/4250.00
3 248
3 88
LOANS ORIGINATED 37 114 21 338 5036 4121 13674 804 295
APPROVED, NOT ACCEPTED 2 3 11 1287 392 1609 38
APP DENIED 6 4 44 8770 158 6195 434
APP WITHDRAWN
2
5 4 28
43
615 471 3653
FILES CLOSED FOR INCOMPLETENESS
3 101
PA/ALLEGHENY COUNTY/4263.00
7 781
2 128
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 30 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 35 77 12 528 3728 3429 7530 245 439
APPROVED, NOT ACCEPTED 7 1599 15
APP DENIED 3 2 28 9275 168 3856 384
APP WITHDRAWN
3
2 1 20
248
245 119 2279
FILES CLOSED FOR INCOMPLETENESS
1
1
2 83 84
64
PA/ALLEGHENY COUNTY/4264.00
3 295
2 109
LOANS ORIGINATED 11 33 7 314 1592 1199 3833 479 252
APPROVED, NOT ACCEPTED 1 1 5104 190 665
APP DENIED 1 15 6114 1366 216
APP WITHDRAWN
1
1 7
89
46 840
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4267.00
1 65
7 111
LOANS ORIGINATED 29 116 20 228 4197 4318 14916 730 159
APPROVED, NOT ACCEPTED 1 3 11 1294 392 1399 60
APP DENIED 40 24945 17
APP WITHDRAWN 3 5 29456 878 4076
FILES CLOSED FOR INCOMPLETENESS 2
2 7
547
PA/ALLEGHENY COUNTY/4268.00
3 604 2 238
2 137
LOANS ORIGINATED 7 9 8 215 928 454 661 159 151
APPROVED, NOT ACCEPTED 2 1122 55
APP DENIED 2 2 18 794 93 1234 199
APP WITHDRAWN
4
3 7 13
262
208 368 995
FILES CLOSED FOR INCOMPLETENESS
31 69 152
PA/ALLEGHENY COUNTY/4270.00 4 65
LOANS ORIGINATED 36 118 1731 4526 4257 14104 691
APPROVED, NOT ACCEPTED 2 2 11 1220 306 1810 11
APP DENIED 2 1 49 10155 264 6160 384
APP WITHDRAWN 3 1 23511 166 3419
FILES CLOSED FOR INCOMPLETENESS 1
3 12
208
PA/ALLEGHENY COUNTY/4271.00
3 312 1781
2 139
LOANS ORIGINATED 33 62 9 2 236 4387 3435 6954 278 1107 95
APPROVED, NOT ACCEPTED 2 10321 1298
APP DENIED 1 2 36 5153 204 3731 52
APP WITHDRAWN
2
1 1 21
155
76 99 2380
FILES CLOSED FOR INCOMPLETENESS
12 104 38
PA/ALLEGHENY COUNTY/4272.00
6 627
2 97
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 31 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 6 11 8 32 167 310 995 158 120
APPROVED, NOT ACCEPTED 1 16
APP DENIED 2 6 5132 496 65
APP WITHDRAWN 4 284
FILES CLOSED FOR INCOMPLETENESS
2 127
PA/ALLEGHENY COUNTY/4281.00
1 53
2 92
LOANS ORIGINATED 10 31 2 214 1733 1036 2497 75 78
APPROVED, NOT ACCEPTED
APP DENIED 2 10 4165 1362 89
APP WITHDRAWN 7 612
FILES CLOSED FOR INCOMPLETENESS
1
1
1 250 78
98
PA/ALLEGHENY COUNTY/4282.00
1 50
3 92
LOANS ORIGINATED 20 36 8 1 312 1556 2492 4028 96 940 207
APPROVED, NOT ACCEPTED 2 1213 134
APP DENIED 2 2 14 8335 246 2111 407
APP WITHDRAWN
2
1 13
40
174 1255
FILES CLOSED FOR INCOMPLETENESS
1
1
1 10 73
65
PA/ALLEGHENY COUNTY/4291.00
5 605 1251
4 114
LOANS ORIGINATED 31 117 10 216 2626 4711 16993 286 186
APPROVED, NOT ACCEPTED 2 500
APP DENIED 1 3 27 183 545 4242 32
APP WITHDRAWN
1
2 7 15
135
275 870 2123
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4292.01
2 300
8 155
LOANS ORIGINATED 32 108 10 134 5198 4331 16227 317 10
APPROVED, NOT ACCEPTED 3 6513 909
APP DENIED 1 31 11
1 100
124 4482 852
APP WITHDRAWN
1
2 4 19
148
253 482 3022
FILES CLOSED FOR INCOMPLETENESS
21 40 192
PA/ALLEGHENY COUNTY/4292.02
9 1954
5 142
LOANS ORIGINATED 31 98 17 126 3318 3476 13038 544 4932
APPROVED, NOT ACCEPTED 4 1 10594 100 1675
APP DENIED 2 2 40 6181 317 5057 88
APP WITHDRAWN
2
1 3 25
225
194 341 2808
FILES CLOSED FOR INCOMPLETENESS
3 292
PA/ALLEGHENY COUNTY/4293.00
3 281
2 130
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 32 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 30 83 17 737 5355 3962 9528 866 668
APPROVED, NOT ACCEPTED 1 6 2135 506 55
APP DENIED 4 1 28 8510 145 3390 309
APP WITHDRAWN 4 3 26674 384 4081
FILES CLOSED FOR INCOMPLETENESS
3 64
PA/ALLEGHENY COUNTY/4294.00
2 375
2 117
LOANS ORIGINATED 36 76 9 327 3094 7128 10115 201 1340
APPROVED, NOT ACCEPTED 3 5328 725
APP DENIED 3 3 21 3400 326 2552 338
APP WITHDRAWN 2 7 16438 652 2284
FILES CLOSED FOR INCOMPLETENESS
1 15
PA/ALLEGHENY COUNTY/4295.00
4 647
8 117
LOANS ORIGINATED 21 70 9 132 4044 2458 7064 290 64
APPROVED, NOT ACCEPTED 2 7262 643
APP DENIED 1 2 21 458 129 2152 156
APP WITHDRAWN
1
18
86
2026
FILES CLOSED FOR INCOMPLETENESS
11 12 70
PA/ALLEGHENY COUNTY/4296.00
4 611
7 104
LOANS ORIGINATED 10 52 13 120 2592 1222 5579 494 78
APPROVED, NOT ACCEPTED 6 1638 30
APP DENIED 1 13 8118 1246 274
APP WITHDRAWN 1 1 9116 186 820
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4297.00
2 160
2 93
LOANS ORIGINATED 11 30 6 2 121 2023 854 2743 127 646 26
APPROVED, NOT ACCEPTED 1 490 304
APP DENIED 1 1 14 3102 26 1448 43
APP WITHDRAWN
3
1 7
206
98 542
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4301.00 3 94
LOANS ORIGINATED 18 67 9 634 4252 2162 6865 494 627
APPROVED, NOT ACCEPTED 1 1 6 2105 12 490 316
APP DENIED 3 28 7288 2990 87
APP WITHDRAWN
3
5 1 26
160
520 124 3831
FILES CLOSED FOR INCOMPLETENESS
4 310
PA/ALLEGHENY COUNTY/4302.00
3 405
3 108
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 33 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 11 21 8 813 1321 823 2064 252 585
APPROVED, NOT ACCEPTED 3 3290 305
APP DENIED 1 1 12 5
1 124
132 106 1426 160
APP WITHDRAWN
1
1 9
130
137 899
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4311.00
1 50
8 83
LOANS ORIGINATED 9 18 7 1 29 943 672 1799 404 140 97
APPROVED, NOT ACCEPTED 1 472 360
APP DENIED 3 2 18 6233 157 1856 139
APP WITHDRAWN
1
8
96
816
FILES CLOSED FOR INCOMPLETENESS
2 20
PA/ALLEGHENY COUNTY/4314.00
5 436
5 102
LOANS ORIGINATED 9 14 2 1 713 1297 608 1513 80 198 716
APPROVED, NOT ACCEPTED 2 1 1167 100 8
APP DENIED 9 3788 113
APP WITHDRAWN
2
2 7
102
175 565
FILES CLOSED FOR INCOMPLETENESS
2 156
PA/ALLEGHENY COUNTY/4315.00 7 91
LOANS ORIGINATED 5 23 2 3 322 2179 564 1978 20 4021 167
APPROVED, NOT ACCEPTED 1 383 103
APP DENIED 2 9 4
1 35
132 944 88
APP WITHDRAWN
2
1 1 8
178
123 100 1000
FILES CLOSED FOR INCOMPLETENESS
11 83 83
PA/ALLEGHENY COUNTY/4323.00 8 89
LOANS ORIGINATED 14 23 5 618 1860 876 1808 80 338
APPROVED, NOT ACCEPTED 2 444 290
APP DENIED 5 1 4 4
2 44
449 160 340 169
APP WITHDRAWN
1
3 1 9
1 47 98
273 39 794
FILES CLOSED FOR INCOMPLETENESS
2
1
2 101 97
50
PA/ALLEGHENY COUNTY/4324.00 7 78
LOANS ORIGINATED 6 181 169 1354 4439
APPROVED, NOT ACCEPTED 2 460
APP DENIED 5 1720
APP WITHDRAWN 1 4225 876
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4330.00
1 120
2 236
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 34 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 12 34 8 610 1310 2012 5611 286 695
APPROVED, NOT ACCEPTED 1 2 662 443 808
APP DENIED 2 17 5249 2979 158
APP WITHDRAWN
1
9
100
1490
FILES CLOSED FOR INCOMPLETENESS
1
1 1
92
175 68
PA/ALLEGHENY COUNTY/4340.00
1 75
5 142
LOANS ORIGINATED 17 19 7 1 112 1331 1532 1454 308 2300 83
APPROVED, NOT ACCEPTED 3 2 4 3258 159 471 117
APP DENIED 4 15 4236 1355 146
APP WITHDRAWN
1
3 1 16
47
440 77 1672
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4350.00
2 268 801
6 107
LOANS ORIGINATED 6 16 2 13 597 850 2220 330 122
APPROVED, NOT ACCEPTED 1 6 1180 1026 45
APP DENIED 1 4 1108 750 115
APP WITHDRAWN 3 250
FILES CLOSED FOR INCOMPLETENESS 1 189 337
PA/ALLEGHENY COUNTY/4360.00
1 231
1 129
LOANS ORIGINATED 82 190 8 421 5158 19490 46015 683 615
APPROVED, NOT ACCEPTED 10 143053 3086
APP DENIED 4 3 33 31092 592 7241 335
APP WITHDRAWN
2
1 8 25
272
287 1719 5295
FILES CLOSED FOR INCOMPLETENESS
3 315
PA/ALLEGHENY COUNTY/4370.00
4 911
3 151
LOANS ORIGINATED 5 16 22 352 1420 3962 246
APPROVED, NOT ACCEPTED 1 204
APP DENIED 7 11424 350
APP WITHDRAWN 1 383 584
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4380.00
1 290
6 195
LOANS ORIGINATED 10 45 65 606 2540 12123 563
APPROVED, NOT ACCEPTED 5 1367
APP DENIED 2 2 4 295 502 1257 200
APP WITHDRAWN 1 2 1332 800 2573
FILES CLOSED FOR INCOMPLETENESS
3 587
PA/ALLEGHENY COUNTY/4390.00
1 97
5 149
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 35 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 14 25 1 18349 8907 35 321
APPROVED, NOT ACCEPTED 1 3333 1317
APP DENIED 1 4 13 1214 791 7359 359
APP WITHDRAWN
2
1 3 5
1344
261 1252 1787
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4400.00
2 1304
3 336
LOANS ORIGINATED 13 26 4 14 494 1960 4265 237 137
APPROVED, NOT ACCEPTED 5 776
APP DENIED 1 13152 2555
APP WITHDRAWN
1
1 7
152
700 2397
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4410.00
1 269 1 7
5 141
LOANS ORIGINATED 7 11 51 1245 8
APPROVED, NOT ACCEPTED 2 139
APP DENIED 3 1221 100
APP WITHDRAWN 1 69
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4420.00 4 92
LOANS ORIGINATED 1 1 1417 108 100
APPROVED, NOT ACCEPTED 1 115
APP DENIED
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4430.00 3 105
LOANS ORIGINATED 2 13 1635 3225 109
APPROVED, NOT ACCEPTED 1 1264 411
APP DENIED 1 3308 1240
APP WITHDRAWN 4 1462
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4440.00
1 100
2 152
LOANS ORIGINATED 37 96 15 1 67 1292 10559 23741 961 173 630
APPROVED, NOT ACCEPTED 1 7 17196 1688 4124
APP DENIED 2 5 23 1
2 160
280 2355 4444 55
APP WITHDRAWN
1
1 1 23
263
65 292 6750
FILES CLOSED FOR INCOMPLETENESS 2
3 447
309
PA/ALLEGHENY COUNTY/4455.00
3 815 721
13 120
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 36 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 20 71 4 21 285 7126 24165 919 559
APPROVED, NOT ACCEPTED 4 3 11458 844 70
APP DENIED 6 11382 30
APP WITHDRAWN 1 10412 3043
FILES CLOSED FOR INCOMPLETENESS
1 25
PA/ALLEGHENY COUNTY/4460.00 5 247
LOANS ORIGINATED 6 35 5 24 561 893 6342 222 190
APPROVED, NOT ACCEPTED 1 2 3 2195 428 715 29
APP DENIED 15 2
1 98
2009 65
APP WITHDRAWN 1 1134 1726
FILES CLOSED FOR INCOMPLETENESS
1 40
PA/ALLEGHENY COUNTY/4470.00
2 516
6 132
LOANS ORIGINATED 5 6 13 371 414 373 194
APPROVED, NOT ACCEPTED
APP DENIED 3 5 4444 490 81
APP WITHDRAWN 1 371 306
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4480.00
2 196
11 79
LOANS ORIGINATED 6 45 4 110 1200 805 5425 85 46
APPROVED, NOT ACCEPTED 4 647
APP DENIED 1 2 27 484 114 3981 150
APP WITHDRAWN
1 1
1 14
100 104
113 1788
FILES CLOSED FOR INCOMPLETENESS
2 9
PA/ALLEGHENY COUNTY/4490.00
1081
2 172
4 111
LOANS ORIGINATED 8 25 4 312 869 494 1865 51 126
APPROVED, NOT ACCEPTED 3 138
APP DENIED 2 2 27 11252 125 2358 387
APP WITHDRAWN
1
1 3 14
1 175 68
82 147 1142
FILES CLOSED FOR INCOMPLETENESS
1
1
2 15 48
39
PA/ALLEGHENY COUNTY/4507.00
3 253 2 80 301
9 96
LOANS ORIGINATED 9 13 4 69 550 911 890 147 245
APPROVED, NOT ACCEPTED 1 1 2103 415 202
APP DENIED 1 14 856 1120 147
APP WITHDRAWN
1
7
17
516
FILES CLOSED FOR INCOMPLETENESS
1 50
PA/ALLEGHENY COUNTY/4508.00
2 208
24 77
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 37 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 16 93 1417 2127 2829 16933 809
APPROVED, NOT ACCEPTED 1 8 1102 1354 134
APP DENIED 1 4 31111 923 5310
APP WITHDRAWN
1
1 2 21
143
249 158 3522
FILES CLOSED FOR INCOMPLETENESS
2 128
PA/ALLEGHENY COUNTY/4511.01
9 1515 3311
5 154
LOANS ORIGINATED 31 68 14 1 226 4147 3628 9005 862 1500 32
APPROVED, NOT ACCEPTED 1 1 7156 96 601
APP DENIED 1 2 26 237 190 4176 41
APP WITHDRAWN
1
1 3 26
5
144 231 3856
FILES CLOSED FOR INCOMPLETENESS
2
2
1 132 208
118
PA/ALLEGHENY COUNTY/4511.02
1 138
12 137
LOANS ORIGINATED 51 142 12 1 847 8450 8465 21777 659 500 865
APPROVED, NOT ACCEPTED 2 6 21 1328 844 3181 13
APP DENIED 4 2 55 8
1 257
811 417 8106 167
APP WITHDRAWN
3 1
3 4 34
1 488 228 119
727 1092 5117
FILES CLOSED FOR INCOMPLETENESS
1
1
1 10 123
165
PA/ALLEGHENY COUNTY/4511.03
14 2110
7 144
LOANS ORIGINATED 64 210 18 247 7467 14950 38861 1502 551
APPROVED, NOT ACCEPTED 2 7 16 1261 1021 3126 30
APP DENIED 3 3 52 13
1 52
381 523 10631 734
APP WITHDRAWN
1
1 5 42
292
157 758 8892
FILES CLOSED FOR INCOMPLETENESS 1
2 268
137
PA/ALLEGHENY COUNTY/4513.00
2011
11 2307 2 96 2571
5 150
LOANS ORIGINATED 26 104 15 732 4736 3565 15005 839 496
APPROVED, NOT ACCEPTED 1 1 8 241 202 1185 521
APP DENIED 1 6 43 833 1057 5815 516
APP WITHDRAWN
1
2 4 37
132
473 622 5719
FILES CLOSED FOR INCOMPLETENESS
1
1
2 264 93
212
PA/ALLEGHENY COUNTY/4520.00
102
2 224
4 119
LOANS ORIGINATED 41 173 13 355 8142 5171 22934 593 325
APPROVED, NOT ACCEPTED 2 1 33 3213 147 4740 254
APP DENIED 5 10 74 13
1 45
888 724 9962 529
APP WITHDRAWN
5 9
5 3 49
392 95
504 231 6856
FILES CLOSED FOR INCOMPLETENESS
3
2
1 20 215
143
PA/ALLEGHENY COUNTY/4530.01
12 1656
8 132
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 38 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 40 125 13 130 5434 7694 24156 1114 90
APPROVED, NOT ACCEPTED 1 1 17 164 260 2635 8
APP DENIED 1 7 45 469 1592 7745 51
APP WITHDRAWN
2 1
1 3 32
40 47
140 679 6679
FILES CLOSED FOR INCOMPLETENESS
1
1
1 417 140
211
PA/ALLEGHENY COUNTY/4530.02
281
6 1107
3 109
LOANS ORIGINATED 3 5330 599
APPROVED, NOT ACCEPTED 1 138
APP DENIED 7 4680 98
APP WITHDRAWN
1
2
65
352
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4540.00
1 10
6 80
LOANS ORIGINATED 3 21 5 24 469 360 2007 152 217
APPROVED, NOT ACCEPTED 2 1146 10
APP DENIED 11 11340 25
APP WITHDRAWN
1
2 4
41
146 448
FILES CLOSED FOR INCOMPLETENESS
2 146
PA/ALLEGHENY COUNTY/4550.00
1 47
3 118
LOANS ORIGINATED 16 99 12 115 2236 2234 15425 483 87
APPROVED, NOT ACCEPTED 11 1888
APP DENIED 1 26 386 4523 189
APP WITHDRAWN 1 1663 2541
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4560.01
3 503
3 144
LOANS ORIGINATED 83 211 14 243 8126 15514 42560 1642 319
APPROVED, NOT ACCEPTED 1 2 17 3185 538 3174 271
APP DENIED 2 3 52 11325 792 8850 374
APP WITHDRAWN
2 1
2 4 35
120 5
362 674 7503
FILES CLOSED FOR INCOMPLETENESS
4 267
PA/ALLEGHENY COUNTY/4560.03
731
14 3367 2471
5 138
LOANS ORIGINATED 27 85 5 130 4194 3513 12207 267 73
APPROVED, NOT ACCEPTED 2 13 1223 2010 107
APP DENIED 2 5 33 5230 1218 4494 69
APP WITHDRAWN
3
4 1 21
1 6 201
381 240 2668
FILES CLOSED FOR INCOMPLETENESS 1 3
1 15
254 285
PA/ALLEGHENY COUNTY/4560.04
5 626 871
10 131
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 39 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 6 13 2 54 402 415 1323 40 466
APPROVED, NOT ACCEPTED 1 17
APP DENIED 1 11115 1006
APP WITHDRAWN
3
1 3
167
49 331
FILES CLOSED FOR INCOMPLETENESS 1 96
PA/ALLEGHENY COUNTY/4571.00
2 40 201
6 102
LOANS ORIGINATED 12 42 7 1 426 2676 1107 3947 287 2 212
APPROVED, NOT ACCEPTED 3 4286 382
APP DENIED 2 19 1187 2098 17
APP WITHDRAWN
1
3 16
1 2 73
401 1737
FILES CLOSED FOR INCOMPLETENESS 1
1 8
62
PA/ALLEGHENY COUNTY/4572.00
3 278
7 96
LOANS ORIGINATED 76 189 19 1 618 2649 17087 38496 988 240 1025
APPROVED, NOT ACCEPTED 6 10 1573 1501 50
APP DENIED
3
3 3 47 14
120
330 210 9039 396
APP WITHDRAWN
2 5
4 3 41
385 100
380 400 7851
FILES CLOSED FOR INCOMPLETENESS
1 2
1 2
1 15 48 80
49 216
PA/ALLEGHENY COUNTY/4580.00
281
12 2494
2 107
LOANS ORIGINATED 6 32 6 27 1143 889 3497 478 96
APPROVED, NOT ACCEPTED 6 752
APP DENIED 2 1 20 3259 135 3125 83
APP WITHDRAWN 1 1 15131 135 2330
FILES CLOSED FOR INCOMPLETENESS 1 119
PA/ALLEGHENY COUNTY/4591.01
1 194
6 113
LOANS ORIGINATED 38 130 9 223 3589 6436 22104 510 326
APPROVED, NOT ACCEPTED 1 3 14 3244 495 2721 65
APP DENIED 3 1 34381 300 6673
APP WITHDRAWN 2 26379 4483
FILES CLOSED FOR INCOMPLETENESS 1
1 5
142
PA/ALLEGHENY COUNTY/4591.02
12 2114
3 162
LOANS ORIGINATED 30 80 16 424 3423 4741 11623 941 364
APPROVED, NOT ACCEPTED 1 2 7117 405 1259
APP DENIED 5 2 26 3608 141 4147 199
APP WITHDRAWN
2
30
108
4446
FILES CLOSED FOR INCOMPLETENESS
1
3
1 1 40
495
PA/ALLEGHENY COUNTY/4592.01
5 812 451
7 131
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 40 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 12 11 1 120 1834 855 950 50 56
APPROVED, NOT ACCEPTED 1 1 298 86 179
APP DENIED 3 1 6327 90 488
APP WITHDRAWN 3 6281 530
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4592.02
1 70
4 117
LOANS ORIGINATED 34 83 10 222 2791 4185 9893 435 218
APPROVED, NOT ACCEPTED 1 3 15 1131 287 2370 178
APP DENIED 1 3 29 6
2 182
168 195 4011 226
APP WITHDRAWN
2
1 1 20
45
83 60 2316
FILES CLOSED FOR INCOMPLETENESS 1
1 47
147
PA/ALLEGHENY COUNTY/4600.01
6 856
1 119
LOANS ORIGINATED 9 67 13 410 1406 1137 9256 441 263
APPROVED, NOT ACCEPTED 13 11953 40
APP DENIED 1 1 19 1182 100 2733 5
APP WITHDRAWN
1
1 23
125
216 3146
FILES CLOSED FOR INCOMPLETENESS
1 41
PA/ALLEGHENY COUNTY/4600.02
1 155
2 120
LOANS ORIGINATED 5 7 3 25 339 479 689 115 144
APPROVED, NOT ACCEPTED 2 1102 69
APP DENIED 9 2
2 102
1348 170
APP WITHDRAWN
1
4
1 336 410
359
FILES CLOSED FOR INCOMPLETENESS
1 10
PA/ALLEGHENY COUNTY/4610.00
1 94
3 93
LOANS ORIGINATED 6 24 4 211 903 310 1456 49 102
APPROVED, NOT ACCEPTED 1 865 677
APP DENIED 2 3 11 2151 147 1134 21
APP WITHDRAWN
1
3 9
44
252 567
FILES CLOSED FOR INCOMPLETENESS 1 115
PA/ALLEGHENY COUNTY/4621.00
1 88
13 75
LOANS ORIGINATED 5 7 6 2 213 913 237 536 233 189 120
APPROVED, NOT ACCEPTED 2 4 1112 269 71
APP DENIED 2 19 10155 1133 124
APP WITHDRAWN
3
2 1 4
55
162 57 246
FILES CLOSED FOR INCOMPLETENESS
11 50 50
PA/ALLEGHENY COUNTY/4626.00
3 200
7 86
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 41 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 4 19 7 711 1010 583 1884 232 545
APPROVED, NOT ACCEPTED 1 1 160 69 1
APP DENIED 16 13
1 1
1067 161
APP WITHDRAWN
5
1 1 7
242
34 30 580
FILES CLOSED FOR INCOMPLETENESS
21 13 94
PA/ALLEGHENY COUNTY/4639.00
3 125 391
8 75
LOANS ORIGINATED 6 32 9 213 1292 483 2653 291 136
APPROVED, NOT ACCEPTED 1 3 2143 441 37
APP DENIED 5 19 7689 1833 163
APP WITHDRAWN
2
1 14
95
86 1491
FILES CLOSED FOR INCOMPLETENESS 1 48
PA/ALLEGHENY COUNTY/4643.00
1 50
5 97
LOANS ORIGINATED 3 8 2 44 212 127 472 229 212
APPROVED, NOT ACCEPTED 1 139 35
APP DENIED 1 1 12 432 20 798 64
APP WITHDRAWN
2
1 3
98
52 128
FILES CLOSED FOR INCOMPLETENESS
2
1
1 14 92
99
PA/ALLEGHENY COUNTY/4644.00 25 51
LOANS ORIGINATED 2 27 6 414 1399 263 2445 212 382
APPROVED, NOT ACCEPTED 1 420 474
APP DENIED 1 1 14 6
1 20
78 90 1176 247
APP WITHDRAWN
1
1 8
60
29 674
FILES CLOSED FOR INCOMPLETENESS
12 87 29
PA/ALLEGHENY COUNTY/4656.00
2 270 751
7 97
LOANS ORIGINATED 16 43 6 521 2468 1418 3888 189 462
APPROVED, NOT ACCEPTED 1 1 4134 49 455
APP DENIED 2 20 7238 2089 338
APP WITHDRAWN
1
1 13
110
196 1511
FILES CLOSED FOR INCOMPLETENESS
1
2
5 70 90
354
PA/ALLEGHENY COUNTY/4658.00
5 680
4 119
LOANS ORIGINATED 7 202 340 1146 4418
APPROVED, NOT ACCEPTED 1 2 178 343 154
APP DENIED 1 699 1874
APP WITHDRAWN 1 61
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4660.00
1 383
4 178
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 42 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 7 13 43 521 2543 2764 203
APPROVED, NOT ACCEPTED 2 2110 99
APP DENIED 2 176
APP WITHDRAWN 1 2 2157 276 531
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4670.00 1 226
LOANS ORIGINATED 5 14 4 18 603 338 1430 289 38
APPROVED, NOT ACCEPTED 1 197 72
APP DENIED 1 17 5113 1362 101
APP WITHDRAWN
2
1 12
139
77 1318
FILES CLOSED FOR INCOMPLETENESS
1 161
PA/ALLEGHENY COUNTY/4687.00
1 126
5 116
LOANS ORIGINATED 16 42 5 517 1628 1646 3902 128 254
APPROVED, NOT ACCEPTED 4 489
APP DENIED 3 2 22 7207 109 1956 143
APP WITHDRAWN
4
1 2 5
167
78 186 490
FILES CLOSED FOR INCOMPLETENESS
11 10 92
PA/ALLEGHENY COUNTY/4688.00
4 454
7 83
LOANS ORIGINATED 15 45 4 718 1861 1249 4485 160 518
APPROVED, NOT ACCEPTED 2 66
APP DENIED 3 5 20 8305 410 2024 170
APP WITHDRAWN
3
2 10
1 75 181
151 1016
FILES CLOSED FOR INCOMPLETENESS
2 26
PA/ALLEGHENY COUNTY/4689.00
1 105
13 83
LOANS ORIGINATED 31 89 13 330 3847 4008 10472 429 305
APPROVED, NOT ACCEPTED 5 3 10 3602 371 903 37
APP DENIED 1 5 40 9
2 121
160 537 5735 262
APP WITHDRAWN
2
2 4 28
66
263 344 3648
FILES CLOSED FOR INCOMPLETENESS
11 35 550
PA/ALLEGHENY COUNTY/4690.00
3 630 1 30
4 135
LOANS ORIGINATED 17 70 10 115 2105 1953 7644 332 80
APPROVED, NOT ACCEPTED 1 1 14147 40 1609
APP DENIED 2 17 3293 2611 52
APP WITHDRAWN
1
2 1 17
33
255 100 2137
FILES CLOSED FOR INCOMPLETENESS 1 1
1 20
144 51
PA/ALLEGHENY COUNTY/4703.00
3 447
4 129
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 43 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 26 51 926 3198 3002 5248 209
APPROVED, NOT ACCEPTED 1 2 9 2104 193 1286 220
APP DENIED 1 1 18 764 478 2355 308
APP WITHDRAWN 1 1 21110 108 2630
FILES CLOSED FOR INCOMPLETENESS 1
1 25
64
PA/ALLEGHENY COUNTY/4704.00
7 629 1 199
2 115
LOANS ORIGINATED 43 76 8 1 529 3443 4419 8593 275 20 367
APPROVED, NOT ACCEPTED 2 4 14 3192 521 1900 51
APP DENIED 1 2 38 386 154 5030 124
APP WITHDRAWN
2 1
6 3 18
147 10
745 380 2484
FILES CLOSED FOR INCOMPLETENESS
1
1
85
86
PA/ALLEGHENY COUNTY/4705.00
7 833
18 126
LOANS ORIGINATED 7 25 11 717 1433 442 2372 372 782
APPROVED, NOT ACCEPTED 1 1 1 134 67 70 3
APP DENIED 1 15 444 1079 120
APP WITHDRAWN
3
2 2 7
1 96 119
188 191 881
FILES CLOSED FOR INCOMPLETENESS
22 35 445
PA/ALLEGHENY COUNTY/4706.00
4 426 1331
4 74
LOANS ORIGINATED 4 10 5 26 629 238 936 346 131
APPROVED, NOT ACCEPTED 3 193
APP DENIED 2 6 5162 490 124
APP WITHDRAWN
2 1
1 7
162 10
112 704
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4710.00
2 201
3 87
LOANS ORIGINATED 10 21 4 114 1702 958 1759 151 87
APPROVED, NOT ACCEPTED 1 854 797
APP DENIED 2 12 460 1037 12
APP WITHDRAWN
1
1 2 7
10
124 307 810
FILES CLOSED FOR INCOMPLETENESS
1
1
2 194 100
118
PA/ALLEGHENY COUNTY/4721.00
1 132
6 114
LOANS ORIGINATED 10 29 2 313 1702 1553 3029 90 228
APPROVED, NOT ACCEPTED 1 1121 130
APP DENIED 1 9 1136 938 8
APP WITHDRAWN 2 2 8
1 240
206 173 909
FILES CLOSED FOR INCOMPLETENESS
1
1
1 25 169
70
PA/ALLEGHENY COUNTY/4722.00
1 113
3 100
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 44 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 5 11 4 2 46 626 300 989 172 254 236
APPROVED, NOT ACCEPTED 1 156 65
APP DENIED 9 1534 9
APP WITHDRAWN 1 1
1 227
51 168
FILES CLOSED FOR INCOMPLETENESS
3 91
PA/ALLEGHENY COUNTY/4723.00
2 80
6 107
LOANS ORIGINATED 13 30 6 115 1736 1129 2563 183 350
APPROVED, NOT ACCEPTED 3 322
APP DENIED 11 41190 80
APP WITHDRAWN 1 2 12
1 100
130 102 1238
FILES CLOSED FOR INCOMPLETENESS
11 119 40
PA/ALLEGHENY COUNTY/4724.00
2 216 2 148
3 119
LOANS ORIGINATED 40 113 8 718 3359 7546 20462 235 801
APPROVED, NOT ACCEPTED 4 4 1786 736 75
APP DENIED 5 23 3463 4006 406
APP WITHDRAWN 5 5 18
1 85
705 1079 2318
FILES CLOSED FOR INCOMPLETENESS
22 60 221
PA/ALLEGHENY COUNTY/4731.00
5 711 941
4 146
LOANS ORIGINATED 19 68 7 1 311 1829 2622 8994 345 645 322
APPROVED, NOT ACCEPTED 2 6 1175 887 10
APP DENIED 4 1 15 4636 50 2383 418
APP WITHDRAWN 1 2 8261 228 1088
FILES CLOSED FOR INCOMPLETENESS 1
2 97
45
PA/ALLEGHENY COUNTY/4732.00
1 112
6 130
LOANS ORIGINATED 38 127 10 541 6379 5249 18577 978 592
APPROVED, NOT ACCEPTED 1 3 12 2198 483 1642 90
APP DENIED 3 3 30 4475 501 5285 52
APP WITHDRAWN
2
3 6 26
306
545 697 3653
FILES CLOSED FOR INCOMPLETENESS
2 96
PA/ALLEGHENY COUNTY/4733.00
3 429
3 152
LOANS ORIGINATED 32 103 16 2 58 1600 6690 22123 1852 555 669
APPROVED, NOT ACCEPTED 6 81721 1463
APP DENIED 1 20 3415 4175 285
APP WITHDRAWN
1
1 15
415
170 3482
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4734.01
6 1094 1 10
5 158
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 45 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 30 98 14 3 319 3623 5253 19477 716 1180 587
APPROVED, NOT ACCEPTED 6 10 11144 2420 2
APP DENIED 2 21 3
1 74
595 3709 87
APP WITHDRAWN 1 5 13
1 1500
281 692 2497
FILES CLOSED FOR INCOMPLETENESS 1
2 50
206
PA/ALLEGHENY COUNTY/4734.02
2 285 1 12
5 201
LOANS ORIGINATED 54 123 16 19 1738 12033 26182 1448 131
APPROVED, NOT ACCEPTED 1 12 2296 2853 250
APP DENIED 2 4 20 2338 828 4567 315
APP WITHDRAWN
2
1 4 17
470
156 931 3854
FILES CLOSED FOR INCOMPLETENESS
11 114 376
PA/ALLEGHENY COUNTY/4735.00
3 534
4 194
LOANS ORIGINATED 40 107 5 214 2813 10382 23064 317 178
APPROVED, NOT ACCEPTED 4 11 1852 1958 348
APP DENIED 1 3 20 5333 1094 5416 225
APP WITHDRAWN
1
5 13
52
1617 2331
FILES CLOSED FOR INCOMPLETENESS 1
1 20
211
PA/ALLEGHENY COUNTY/4736.01
2 312
4 222
LOANS ORIGINATED 31 87 7 120 3552 4784 12650 696 104
APPROVED, NOT ACCEPTED 2 7 2324 1120 199
APP DENIED 4 27 6469 3889 254
APP WITHDRAWN 1 2 18144 288 2221
FILES CLOSED FOR INCOMPLETENESS
2 550
PA/ALLEGHENY COUNTY/4736.02
5 717 2 53
4 165
LOANS ORIGINATED 51 118 7 48 1309 10692 25266 567 660
APPROVED, NOT ACCEPTED 2 15 1596 2893 10
APP DENIED 1 1 19 3191 98 3733 32
APP WITHDRAWN
2
4 16
312
1184 3162
FILES CLOSED FOR INCOMPLETENESS
2 60
PA/ALLEGHENY COUNTY/4741.01
5 771
7 173
LOANS ORIGINATED 27 115 13 416 3129 7417 27412 1169 517
APPROVED, NOT ACCEPTED 1 1 7142 242 1561
APP DENIED 1 1 19 3215 214 4212 112
APP WITHDRAWN 6 231212 5299
FILES CLOSED FOR INCOMPLETENESS 1 343
PA/ALLEGHENY COUNTY/4741.02
8 1948
5 223
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 46 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 18 77 4 17 1315 3088 14852 292 105
APPROVED, NOT ACCEPTED 3 518
APP DENIED 1 14 1104 2443 60
APP WITHDRAWN 1 2 15186 246 2753
FILES CLOSED FOR INCOMPLETENESS 1 270
PA/ALLEGHENY COUNTY/4742.01
1 206
5 206
LOANS ORIGINATED 44 142 9 311 2100 10174 30740 975 608
APPROVED, NOT ACCEPTED 3 13 4690 2913 291
APP DENIED 3 29513 6758
APP WITHDRAWN
1
1 7 22
263
184 1285 4683
FILES CLOSED FOR INCOMPLETENESS 2 352
PA/ALLEGHENY COUNTY/4742.02
9 1609
6 218
LOANS ORIGINATED 45 167 14 1 118 3132 8763 28926 1275 130 103
APPROVED, NOT ACCEPTED 5 18 2784 2796 44
APP DENIED 6 45 21439 8181 77
APP WITHDRAWN
2
1 8 30
419
128 2005 6243
FILES CLOSED FOR INCOMPLETENESS
2
1
3 43 564
146
PA/ALLEGHENY COUNTY/4742.03
4 660 1 104
7 193
LOANS ORIGINATED 21 65 9 126 3315 2125 7838 254 82
APPROVED, NOT ACCEPTED 1 2 554 192 544
APP DENIED 1 4 27 3113 452 3252 284
APP WITHDRAWN
1
3 2 13
115
440 163 1335
FILES CLOSED FOR INCOMPLETENESS 1 1
1 6
169 200
PA/ALLEGHENY COUNTY/4751.01
3 487
5 126
LOANS ORIGINATED 9 31 7 18 1071 1099 3918 298 64
APPROVED, NOT ACCEPTED 1 1110 12
APP DENIED 9 11237 33
APP WITHDRAWN 1 2 13123 209 1852
FILES CLOSED FOR INCOMPLETENESS
1 97
PA/ALLEGHENY COUNTY/4751.02
1 60
4 135
LOANS ORIGINATED 29 97 17 128 3963 3828 12309 1097 80
APPROVED, NOT ACCEPTED 1 9 1130 976 3
APP DENIED 1 2 25 4102 411 3493 255
APP WITHDRAWN
1
16
241
2652
FILES CLOSED FOR INCOMPLETENESS
1 45
PA/ALLEGHENY COUNTY/4752.00
6 837
2 142
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 47 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 33 63 9 1 227 4028 4474 6345 565 3250 128
APPROVED, NOT ACCEPTED 2 4 10476 748 1120
APP DENIED 2 14 6392 1406 149
APP WITHDRAWN
1
3 1 11
3
416 78 1081
FILES CLOSED FOR INCOMPLETENESS
1
1
2 150 50
120
PA/ALLEGHENY COUNTY/4753.01
13 1311 1551
4 111
LOANS ORIGINATED 38 98 7 225 4145 4598 12319 449 206
APPROVED, NOT ACCEPTED 4 6 2462 913 78
APP DENIED 2 2 27 5202 225 3697 194
APP WITHDRAWN 2 2 15337 190 2012
FILES CLOSED FOR INCOMPLETENESS
2
1
2 159 456
168
PA/ALLEGHENY COUNTY/4753.03
5 688
2 153
LOANS ORIGINATED 38 141 15 523 3495 5313 19220 921 637
APPROVED, NOT ACCEPTED 2 1 6 2247 140 767 160
APP DENIED 1 29 6
1 85
107 4400 216
APP WITHDRAWN
1 1
3 22
59 15
487 3578
FILES CLOSED FOR INCOMPLETENESS 2
1 20
171
PA/ALLEGHENY COUNTY/4753.04
4 472
4 151
LOANS ORIGINATED 20 94 11 322 3217 3631 13499 235 383
APPROVED, NOT ACCEPTED 2 10 3450 1480 40
APP DENIED 3 3 38 9410 262 5654 260
APP WITHDRAWN
1
1 15
2
126 2227
FILES CLOSED FOR INCOMPLETENESS 1
2 125
143
PA/ALLEGHENY COUNTY/4754.01
4 659
2 129
LOANS ORIGINATED 11 82 8 116 2336 2094 12990 465 1005
APPROVED, NOT ACCEPTED 2 7 2304 1203 85
APP DENIED 1 25 2103 4202 20
APP WITHDRAWN 1 3 20123 357 3464
FILES CLOSED FOR INCOMPLETENESS
1
1
2 241 136
136
PA/ALLEGHENY COUNTY/4754.02
2 263
2 154
LOANS ORIGINATED 15 28 6 1 224 2500 1181 2685 169 1000 136
APPROVED, NOT ACCEPTED 3 2 6260 120 515
APP DENIED 4 19 8420 2082 135
APP WITHDRAWN 1 1 1269 90 1486
FILES CLOSED FOR INCOMPLETENESS
11 20 300
PA/ALLEGHENY COUNTY/4761.00
10 941
5 94
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 48 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 13 52 14 227 2878 987 4264 501 143
APPROVED, NOT ACCEPTED 6 570
APP DENIED 3 2 24 6196 164 2179 264
APP WITHDRAWN
1
1 15
45
57 1397
FILES CLOSED FOR INCOMPLETENESS 1
3 114
134
PA/ALLEGHENY COUNTY/4762.00
3 302
2 111
LOANS ORIGINATED 26 68 1231 3727 2851 7455 385
APPROVED, NOT ACCEPTED 2 1 10 1241 71 1114 65
APP DENIED 2 24 6191 2634 254
APP WITHDRAWN 1 20105 2228
FILES CLOSED FOR INCOMPLETENESS
3 218
PA/ALLEGHENY COUNTY/4771.00
4 383
1 132
LOANS ORIGINATED 34 71 16 325 3058 3802 8217 732 308
APPROVED, NOT ACCEPTED 4 6 1403 731 12
APP DENIED 1 25 2
2 136
70 2639 159
APP WITHDRAWN 2 2 18146 303 2300
FILES CLOSED FOR INCOMPLETENESS 1
2 128
96
PA/ALLEGHENY COUNTY/4772.00
4 387 1 140
1 122
LOANS ORIGINATED 22 61 14 229 3242 2606 7265 665 470
APPROVED, NOT ACCEPTED 3 8 1352 1317 15
APP DENIED 4 2 22 6331 46 2503 81
APP WITHDRAWN
3
1 8 25
201
153 897 2933
FILES CLOSED FOR INCOMPLETENESS 1
3 140
106
PA/ALLEGHENY COUNTY/4773.00
1 35
7 120
LOANS ORIGINATED 18 37 13 1 630 2477 1144 2580 619 302 335
APPROVED, NOT ACCEPTED 1 2 2 178 185 230 5
APP DENIED 2 3 13 6173 193 1186 188
APP WITHDRAWN
2
1 6
111
75 604
FILES CLOSED FOR INCOMPLETENESS
1 43
PA/ALLEGHENY COUNTY/4781.00
501
3 251
3 101
LOANS ORIGINATED 21 57 26 743 3353 1458 4910 645 409
APPROVED, NOT ACCEPTED 1 1 8 150 25 780 40
APP DENIED 2 3 22 15
2 100
129 174 1982 370
APP WITHDRAWN
2
1 1 11
113
83 104 1224
FILES CLOSED FOR INCOMPLETENESS
1 20
PA/ALLEGHENY COUNTY/4782.00
4 309 1181
2 106
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 49 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 12 29 512 1284 1378 2701 214
APPROVED, NOT ACCEPTED 1 573 399
APP DENIED 3 2 11 5258 220 1127 102
APP WITHDRAWN
1
1 2 9
60
79 151 1057
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4790.00
3 224
2 111
LOANS ORIGINATED 16 43 8 118 1822 1448 4219 197 96
APPROVED, NOT ACCEPTED 9 1859 60
APP DENIED 3 1 17 8317 145 1869 407
APP WITHDRAWN 4 2 15453 190 1945
FILES CLOSED FOR INCOMPLETENESS
1
1
3 155 95
74
PA/ALLEGHENY COUNTY/4801.01
2 83
11 98
LOANS ORIGINATED 10 49 1225 2936 803 4287 227
APPROVED, NOT ACCEPTED 2 1 8 1226 154 707 10
APP DENIED 1 2 17 6108 99 1682 241
APP WITHDRAWN
1
2 3 18
75
179 360 1614
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4801.02
2 276
4 113
LOANS ORIGINATED 8 41 823 2444 721 3628 256
APPROVED, NOT ACCEPTED 1 776 647
APP DENIED 31 63200 173
APP WITHDRAWN 1 1354 1411
FILES CLOSED FOR INCOMPLETENESS
2 35
PA/ALLEGHENY COUNTY/4802.00
4 228 1 46
2 117
LOANS ORIGINATED 21 52 618 1746 2829 6831 207
APPROVED, NOT ACCEPTED 3 2 10290 228 1888
APP DENIED 2 5 33 11
1 195
351 779 5199 344
APP WITHDRAWN
1
1 2 17
246
182 236 2483
FILES CLOSED FOR INCOMPLETENESS
2 151
PA/ALLEGHENY COUNTY/4803.00
1 15
1 87
LOANS ORIGINATED 25 60 19 530 3160 1960 5250 667 281
APPROVED, NOT ACCEPTED 2 2 7 2194 187 765 30
APP DENIED 2 1 31 11216 49 2925 270
APP WITHDRAWN
1 1
1 1 16
81 81
107 70 2065
FILES CLOSED FOR INCOMPLETENESS
11 94 70
PA/ALLEGHENY COUNTY/4804.00
801
2 201
2 102
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 50 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 10 12 6 1 113 196 530 584 65 15 596
APPROVED, NOT ACCEPTED 1 171 50
APP DENIED 4 11 13230 714 206
APP WITHDRAWN
5
1 1 5
269
76 19 289
FILES CLOSED FOR INCOMPLETENESS 1 158 34
PA/ALLEGHENY COUNTY/4810.00
2 104 341
17 69
LOANS ORIGINATED 4 11 5 13 249 391 993 166 104
APPROVED, NOT ACCEPTED 1 294 20
APP DENIED 1 3 4101 353 60
APP WITHDRAWN 1 159 99
FILES CLOSED FOR INCOMPLETENESS 1
2 266
55
PA/ALLEGHENY COUNTY/4825.00
1 9
11 94
LOANS ORIGINATED 2 3 3 23 154 40 144 209 2405
APPROVED, NOT ACCEPTED 1 35
APP DENIED 1 1 8 6
1 35
47 60 402 53
APP WITHDRAWN
2
1 1 3
73
26 28 116
FILES CLOSED FOR INCOMPLETENESS 1 66
PA/ALLEGHENY COUNTY/4838.00
1 28
58 60
LOANS ORIGINATED 7 12 5 512 1253 407 875 140 202
APPROVED, NOT ACCEPTED 1 1 3 198 82 71 142
APP DENIED 1 1 20 1359 15 1829 201
APP WITHDRAWN
4
2 1 8
286
93 95 422
FILES CLOSED FOR INCOMPLETENESS
1
1
1 13 400
95
PA/ALLEGHENY COUNTY/4843.00 13 80
LOANS ORIGINATED 20 56 13 338 3074 1588 4455 305 118
APPROVED, NOT ACCEPTED 1 2 8 2116 136 485 88
APP DENIED 4 41 6
1 71
290 3706 107
APP WITHDRAWN
2
4 2 25
129
328 100 2126
FILES CLOSED FOR INCOMPLETENESS
13 84 36
PA/ALLEGHENY COUNTY/4845.00
4 389 1 30
2 91
LOANS ORIGINATED 9 13 3 36 498 533 1366 69 155
APPROVED, NOT ACCEPTED 3 1 1212 60 10
APP DENIED 1 4 16 4
1 82
41 210 1464 65
APP WITHDRAWN
1 1
1 5
65 60
60 445
FILES CLOSED FOR INCOMPLETENESS
2
1
2 66 85
96
PA/ALLEGHENY COUNTY/4846.00 6 88
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 51 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 3 3 59 543 188 172 39
APPROVED, NOT ACCEPTED 1 43
APP DENIED 8 4469 55
APP WITHDRAWN 1 166 70
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4850.00
1 81
7 83
LOANS ORIGINATED 2 1 11 53 86 49 49
APPROVED, NOT ACCEPTED 3 141
APP DENIED 7 3451 54
APP WITHDRAWN
1
2
17
135
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4867.00 47 49
LOANS ORIGINATED 1 42 89 18 160
APPROVED, NOT ACCEPTED 1 147 10
APP DENIED 3 1159 10
APP WITHDRAWN
1
3 1
50
185 31
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4868.00 46 78
LOANS ORIGINATED 1 1 12 122 35 58 14
APPROVED, NOT ACCEPTED 1 69
APP DENIED 2 2 2136 156 6
APP WITHDRAWN
1
1 5
1
20 232
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4869.00 61 45
LOANS ORIGINATED 3 8 10 17 337 138 498 133 52
APPROVED, NOT ACCEPTED 1 2 149 107 57
APP DENIED 8 4
1 35
533 162
APP WITHDRAWN
1
8
36
655
FILES CLOSED FOR INCOMPLETENESS 1
2 56
66
PA/ALLEGHENY COUNTY/4870.00
1 63
2 84
LOANS ORIGINATED 6 11 6 111 1012 365 1267 149 30
APPROVED, NOT ACCEPTED 1 176 101
APP DENIED 2 2 13 5193 149 1105 91
APP WITHDRAWN
1
1 7
35
76 622
FILES CLOSED FOR INCOMPLETENESS
12 63 76
PA/ALLEGHENY COUNTY/4881.00
781
2 218
18 93
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 52 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 2 19 12 215 1171 67 1505 225 62
APPROVED, NOT ACCEPTED 1 280 40
APP DENIED 22 71668 80
APP WITHDRAWN
2
1 4
63
75 340
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4882.00
2 198
26 85
LOANS ORIGINATED 7 13 9 19 870 508 1259 477 71
APPROVED, NOT ACCEPTED 2 1 1196 60 157
APP DENIED 3 12 6330 1512 113
APP WITHDRAWN
1 1
1 12
80 20
66 1714
FILES CLOSED FOR INCOMPLETENESS
1 5
PA/ALLEGHENY COUNTY/4883.00
2 323
2 118
LOANS ORIGINATED 6 25 10 231 2158 271 1728 310 93
APPROVED, NOT ACCEPTED 2 3142 295
APP DENIED 2 2 28 4156 110 1804 53
APP WITHDRAWN
2
2 2 9
86
124 118 708
FILES CLOSED FOR INCOMPLETENESS
1 51
PA/ALLEGHENY COUNTY/4884.00
4 322 1 25
6 95
LOANS ORIGINATED 5 30 14 319 1679 380 2654 341 202
APPROVED, NOT ACCEPTED 1 2 4 162 191 287 90
APP DENIED 2 19 5198 1776 170
APP WITHDRAWN
1 1
3 1 9
83 87
218 74 935
FILES CLOSED FOR INCOMPLETENESS 1
3 122
73
PA/ALLEGHENY COUNTY/4885.00
6 534
4 103
LOANS ORIGINATED 14 43 19 121 2004 1161 3954 625 54
APPROVED, NOT ACCEPTED 3 8 3214 550 172
APP DENIED 1 1 40 6108 38 3842 52
APP WITHDRAWN
2
1 3 7
152
92 343 548
FILES CLOSED FOR INCOMPLETENESS 1 106
PA/ALLEGHENY COUNTY/4886.00
1 84 1 139
9 101
LOANS ORIGINATED 33 79 6 318 2270 4348 11296 211 276
APPROVED, NOT ACCEPTED 1 2 1282 225 1777
APP DENIED 1 2 31 3106 155 4909 460
APP WITHDRAWN
1
2 1 16
129
228 93 1900
FILES CLOSED FOR INCOMPLETENESS
21 288 221
PA/ALLEGHENY COUNTY/4890.01
5 815
3 124
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 53 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 22 74 6 324 3482 2361 8223 257 259
APPROVED, NOT ACCEPTED 1 2 9123 214 871
APP DENIED 3 27 9466 3273 376
APP WITHDRAWN
1
1 12
15
176 1263
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4890.02
1 107
3 131
LOANS ORIGINATED 25 75 11 424 2855 2261 8930 390 494
APPROVED, NOT ACCEPTED 1 5 1120 658 11
APP DENIED 1 1 23 678 49 3065 311
APP WITHDRAWN
2
2 2 20
126
343 279 2743
FILES CLOSED FOR INCOMPLETENESS 1
1 40
60
PA/ALLEGHENY COUNTY/4900.02
1 97
8 107
LOANS ORIGINATED 22 65 11 213 2163 3131 8386 332 288
APPROVED, NOT ACCEPTED 6 11067 110
APP DENIED 3 18 6399 2635 320
APP WITHDRAWN
1
2 1 15
125
150 75 1793
FILES CLOSED FOR INCOMPLETENESS 1
1 10
139
PA/ALLEGHENY COUNTY/4900.03
2 119
2 128
LOANS ORIGINATED 28 92 9 226 3774 3360 12128 283 214
APPROVED, NOT ACCEPTED 3 2 9320 175 1364
APP DENIED 1 1 45 5146 122 6174 81
APP WITHDRAWN 2 22
2 33
349 2930
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4900.04
1 242
4 125
LOANS ORIGINATED 58 129 8 529 4995 10503 23050 509 359
APPROVED, NOT ACCEPTED 2 17552 2703
APP DENIED 1 1 48 1078 174 9360 465
APP WITHDRAWN
2
1 3 27
214
77 469 4562
FILES CLOSED FOR INCOMPLETENESS
1 110
PA/ALLEGHENY COUNTY/4911.01
7 1304 1 320
5 153
LOANS ORIGINATED 8 42 513 1667 1103 7302 366
APPROVED, NOT ACCEPTED 5 899
APP DENIED 1 19 5115 2391 371
APP WITHDRAWN 1 12294 1584
FILES CLOSED FOR INCOMPLETENESS 1
2 210
92
PA/ALLEGHENY COUNTY/4911.02
1341
2 325
2 99
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 54 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 13 27 6 28 922 1606 3409 245 130
APPROVED, NOT ACCEPTED 2 76
APP DENIED 1 8202 1038
APP WITHDRAWN 1 3 686 625 965
FILES CLOSED FOR INCOMPLETENESS
1 94
PA/ALLEGHENY COUNTY/4912.00
1 67
3 120
LOANS ORIGINATED 4 5 2 26 297 138 286 81 67
APPROVED, NOT ACCEPTED
APP DENIED 1 3 7 632 241 314 159
APP WITHDRAWN
1
3 5
25
158 306
FILES CLOSED FOR INCOMPLETENESS
1 56
PA/ALLEGHENY COUNTY/4927.00
441
1 11
12 74
LOANS ORIGINATED 2 5 64 134 62 248 57
APPROVED, NOT ACCEPTED 3 183
APP DENIED 1 13 731 647 121
APP WITHDRAWN
1
2
31
95
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4928.00
1 92
57 66
LOANS ORIGINATED 3 4 118 911 138 211 2
APPROVED, NOT ACCEPTED
APP DENIED 2 3 7 4164 338 524 88
APP WITHDRAWN
2
1 1 3
69
27 26 217
FILES CLOSED FOR INCOMPLETENESS
1 106
PA/ALLEGHENY COUNTY/4929.00 20 66
LOANS ORIGINATED 1 12 145 66 10
APPROVED, NOT ACCEPTED
APP DENIED 1 361 30
APP WITHDRAWN
1 10
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4930.00 1 69
LOANS ORIGINATED 2 11 1 16 365 95 734 40 52
APPROVED, NOT ACCEPTED 1 1111 18
APP DENIED 1 8 448 567 90
APP WITHDRAWN 2 1 5133 43 375
FILES CLOSED FOR INCOMPLETENESS
1 43
PA/ALLEGHENY COUNTY/4940.00
1 127
5 78
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 55 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 4 25 910 1202 596 2475 490
APPROVED, NOT ACCEPTED 1 1 381 75 176
APP DENIED 1 1 21 671 271 2185 204
APP WITHDRAWN
3 1
9
134 45
1183
FILES CLOSED FOR INCOMPLETENESS
1 50
PA/ALLEGHENY COUNTY/4950.00
1592
2 231
3 97
LOANS ORIGINATED 8 30 317 2460 915 3185 251
APPROVED, NOT ACCEPTED 4 432
APP DENIED 2 21 4179 2269 298
APP WITHDRAWN 4 10602 1055
FILES CLOSED FOR INCOMPLETENESS
1
1
93
121
PA/ALLEGHENY COUNTY/4961.01
3 373
2 107
LOANS ORIGINATED 15 54 6 119 2148 1960 6541 228 34
APPROVED, NOT ACCEPTED 2 2 8206 209 1115
APP DENIED 1 2 34 865 217 4144 399
APP WITHDRAWN 2 18124 2233
FILES CLOSED FOR INCOMPLETENESS 3
3 95
426
PA/ALLEGHENY COUNTY/4961.02
5 410 2 110 1051
4 90
LOANS ORIGINATED 11 57 12 128 2942 1127 6313 386 5
APPROVED, NOT ACCEPTED 1 8 244 672 46
APP DENIED 1 2 49 587 491 5655 297
APP WITHDRAWN
1
5 12
417
604 1749
FILES CLOSED FOR INCOMPLETENESS
3 40
PA/ALLEGHENY COUNTY/4962.00
6 544
3 117
LOANS ORIGINATED 1 12 2 13 348 47 1225 69 47
APPROVED, NOT ACCEPTED 1 88
APP DENIED 2 9 3240 1324 188
APP WITHDRAWN 1 11
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/4970.00 2 92
LOANS ORIGINATED 6 22 4 215 1051 338 1551 126 94
APPROVED, NOT ACCEPTED 1 3 155 362 35
APP DENIED 3 1 6 5409 36 433 100
APP WITHDRAWN 7 596
FILES CLOSED FOR INCOMPLETENESS 1
1 85
50
PA/ALLEGHENY COUNTY/4980.00 2 91
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 56 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 6 37 496 50 323 70
APPROVED, NOT ACCEPTED 2 269
APP DENIED 8 1621 15
APP WITHDRAWN 1 554 439
FILES CLOSED FOR INCOMPLETENESS 1
1 20
78
PA/ALLEGHENY COUNTY/4993.00
1 150
2 82
LOANS ORIGINATED 4 10 5 48 536 216 709 112 453
APPROVED, NOT ACCEPTED 2 265 62
APP DENIED 2 16 8106 1055 89
APP WITHDRAWN
2
2 12
55
142 889
FILES CLOSED FOR INCOMPLETENESS
1 48
PA/ALLEGHENY COUNTY/4994.00
3 209
2 78
LOANS ORIGINATED 4 20 7 326 1603 216 1187 150 112
APPROVED, NOT ACCEPTED 3 1148 10
APP DENIED 1 31 7
1 20
81 1880 176
APP WITHDRAWN
1
2 15
32
160 955
FILES CLOSED FOR INCOMPLETENESS
2 68
PA/ALLEGHENY COUNTY/5003.00
3 169
2 79
LOANS ORIGINATED 2 2 23 196 150 73 41
APPROVED, NOT ACCEPTED 2 91
APP DENIED 5 3230 124
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5010.00
1 11
5 77
LOANS ORIGINATED 5 2606 176
APPROVED, NOT ACCEPTED
APP DENIED 1 111
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5020.00
2 247
0 90
LOANS ORIGINATED 2 21 67 807 246 2788 387
APPROVED, NOT ACCEPTED 2 181 28
APP DENIED 1 13 253 1469 45
APP WITHDRAWN 3 367
FILES CLOSED FOR INCOMPLETENESS
2 13
PA/ALLEGHENY COUNTY/5030.01
3 448
3 98
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 57 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 14 65 14 324 2054 1157 6255 234 191
APPROVED, NOT ACCEPTED 11 21117 58
APP DENIED 4 2 45 6219 150 5008 174
APP WITHDRAWN
3
4 6 21
143
576 365 2022
FILES CLOSED FOR INCOMPLETENESS
1
1
3 127 15
107
PA/ALLEGHENY COUNTY/5030.02
6 608 1 20
3 100
LOANS ORIGINATED 2 24 14 1 216 1131 86 1796 266 750 106
APPROVED, NOT ACCEPTED 2 2 172 180 5
APP DENIED 5 8 41 14
2 72
375 445 3695 460
APP WITHDRAWN
6 5
2 1 16
231 373
127 43 1213
FILES CLOSED FOR INCOMPLETENESS
3 31
PA/ALLEGHENY COUNTY/5041.00
3 253
19 67
LOANS ORIGINATED 24 51 12 330 2270 1762 4018 420 136
APPROVED, NOT ACCEPTED 1 10 256 835 51
APP DENIED 4 1 50 11
1 38
297 69 4673 339
APP WITHDRAWN 1 1 18142 60 1719
FILES CLOSED FOR INCOMPLETENESS 1 60
PA/ALLEGHENY COUNTY/5044.00
6 666
5 99
LOANS ORIGINATED 1 2 1 12 66 99 170 10 99
APPROVED, NOT ACCEPTED
APP DENIED 3 1265 30
APP WITHDRAWN 1 48
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5060.00 3 69
LOANS ORIGINATED 1 15 6 110 788 35 714 141 35
APPROVED, NOT ACCEPTED 1 11
APP DENIED 2 1 7 7147 30 485 176
APP WITHDRAWN 1 650 392
FILES CLOSED FOR INCOMPLETENESS
1 41
PA/ALLEGHENY COUNTY/5070.00 5 81
LOANS ORIGINATED 1 3 32 173 50 154 48
APPROVED, NOT ACCEPTED
APP DENIED 1 1 8 344 15 616 85
APP WITHDRAWN
2
1
67
35
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5080.00 10 67
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 58 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 4 22 11 1 416 953 154 1130 150 480 157
APPROVED, NOT ACCEPTED 1 3 342 131 45
APP DENIED 6 1 26 13343 30 1398 211
APP WITHDRAWN
1
2 12
55
169 851
FILES CLOSED FOR INCOMPLETENESS
2
1
2 48 165
133
PA/ALLEGHENY COUNTY/5094.00
3 166 1 3 601
8 93
LOANS ORIGINATED 2 1 5 15 252 61 25 88 18
APPROVED, NOT ACCEPTED 1 24
APP DENIED 1 5 2
1 24
85 272 5
APP WITHDRAWN
1
1 1
1
46 132
FILES CLOSED FOR INCOMPLETENESS
1 240
PA/ALLEGHENY COUNTY/5100.00
1 47 1 110
24 68
LOANS ORIGINATED 3 9 13 279 152 624 7
APPROVED, NOT ACCEPTED 3 190
APP DENIED 5 2466 85
APP WITHDRAWN 4 336
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5110.00
1 35 351
7 98
LOANS ORIGINATED 4 9 5 23 184 189 388 55 80
APPROVED, NOT ACCEPTED 2 120
APP DENIED 10 8529 131
APP WITHDRAWN
2
1 1 2
56
59 26 138
FILES CLOSED FOR INCOMPLETENESS
1 26
PA/ALLEGHENY COUNTY/5120.00 13 77
LOANS ORIGINATED 1 1 3 13 177 38 37 28 38
APPROVED, NOT ACCEPTED
APP DENIED 1 7 451 432 50
APP WITHDRAWN 2 166
FILES CLOSED FOR INCOMPLETENESS
12 80 45
PA/ALLEGHENY COUNTY/5128.00 55 64
LOANS ORIGINATED 2 1 1 260 25 10 50
APPROVED, NOT ACCEPTED
APP DENIED 1 5 565 315 101
APP WITHDRAWN
2
1
100
65
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5129.00 60 50
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 59 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 68 399 63 45
APPROVED, NOT ACCEPTED 1 20
APP DENIED 1 2 760 97 87
APP WITHDRAWN
1
1 1
7
42 78
FILES CLOSED FOR INCOMPLETENESS
1 25
PA/ALLEGHENY COUNTY/5138.00 70 44
LOANS ORIGINATED 1 43 145 33 24
APPROVED, NOT ACCEPTED
APP DENIED 5 5219 18
APP WITHDRAWN
1 12 2
FILES CLOSED FOR INCOMPLETENESS
1 15
PA/ALLEGHENY COUNTY/5140.00
1 30
72 39
LOANS ORIGINATED 7 8 7 1 67 571 337 449 98 1260 257
APPROVED, NOT ACCEPTED 1 160 1
APP DENIED 2 10 779 631 92
APP WITHDRAWN
1
2 1 9
1 188 35
151 36 724
FILES CLOSED FOR INCOMPLETENESS
1
1
38
35
PA/ALLEGHENY COUNTY/5151.00
2 146 1 10
37 68
LOANS ORIGINATED 6 15 6 1 314 1076 354 1338 96 2096 157
APPROVED, NOT ACCEPTED 4 1202 72
APP DENIED 14 51007 159
APP WITHDRAWN 1 1 1055 51 660
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5152.00
2 224
20 81
LOANS ORIGINATED 8 3 3 25 366 493 258 26 46
APPROVED, NOT ACCEPTED 1 355 308
APP DENIED 2 3 1 577 224 45 67
APP WITHDRAWN
4
2 2
188
91 111
FILES CLOSED FOR INCOMPLETENESS 1 82
PA/ALLEGHENY COUNTY/5153.00 30 68
LOANS ORIGINATED 11 22 5 1 55 404 972 1899 87 150 335
APPROVED, NOT ACCEPTED 1 5 1177 387 75
APP DENIED 2 9
2 216
165 943
APP WITHDRAWN 1 2 561 253 269
FILES CLOSED FOR INCOMPLETENESS 1 75
PA/ALLEGHENY COUNTY/5154.00
2 240
16 80
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 60 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 10 16 1 32 360 1387 2432 56 259
APPROVED, NOT ACCEPTED 1 1150 225
APP DENIED 3 522
APP WITHDRAWN 1 993 1512
FILES CLOSED FOR INCOMPLETENESS
11 138 76
PA/ALLEGHENY COUNTY/5155.00
2 306
6 147
LOANS ORIGINATED 16 28 9 26 961 2594 4738 645 151
APPROVED, NOT ACCEPTED 2 1232 52
APP DENIED 13 4
1 52
1754 43
APP WITHDRAWN
2
1 6
199
264 786
FILES CLOSED FOR INCOMPLETENESS
1 100
PA/ALLEGHENY COUNTY/5161.00
2 528
8 128
LOANS ORIGINATED 17 31 4 19 1567 2780 5127 352 68
APPROVED, NOT ACCEPTED 1 1 2137 110 29
APP DENIED 4 3 3433 431 69
APP WITHDRAWN 1 2 1044 228 1969
FILES CLOSED FOR INCOMPLETENESS
11 8 770
PA/ALLEGHENY COUNTY/5162.00
1 150
15 169
LOANS ORIGINATED 6 12 28 637 498 875 42
APPROVED, NOT ACCEPTED 1 5112 417
APP DENIED 1 7 649 519 110
APP WITHDRAWN 2 9179 661
FILES CLOSED FOR INCOMPLETENESS 1
1 8
36
PA/ALLEGHENY COUNTY/5170.00
1 8
21 86
LOANS ORIGINATED 24 60 13 218 2425 2766 7685 686 249
APPROVED, NOT ACCEPTED 1 1 7165 13 829
APP DENIED 3 1 25 6338 39 3017 265
APP WITHDRAWN
1
2 14
122
219 1926
FILES CLOSED FOR INCOMPLETENESS
21 20 267
PA/ALLEGHENY COUNTY/5180.01
4 670
5 132
LOANS ORIGINATED 13 28 8 625 2446 1091 2112 346 543
APPROVED, NOT ACCEPTED 1 570 451
APP DENIED 1 15 8106 1385 276
APP WITHDRAWN
2
1 2 13
90
85 217 1390
FILES CLOSED FOR INCOMPLETENESS
11 85 138
PA/ALLEGHENY COUNTY/5180.02
1 36
6 100
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 61 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 24 60 1420 2464 2651 7108 630
APPROVED, NOT ACCEPTED 1 6 1143 1075 35
APP DENIED 1 27 4
1 143
102 4244 225
APP WITHDRAWN 2 4 22212 423 3343
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5190.00
4 510 1 25
12 159
LOANS ORIGINATED 17 40 4 413 1277 1724 4901 82 219
APPROVED, NOT ACCEPTED 3 6 2414 663 86
APP DENIED 1 3 22 6219 242 2548 116
APP WITHDRAWN
4
2 2 13
153
200 229 1309
FILES CLOSED FOR INCOMPLETENESS
1 72
PA/ALLEGHENY COUNTY/5200.01
3 101
8 104
LOANS ORIGINATED 7 25 916 1484 432 2471 151
APPROVED, NOT ACCEPTED 1 1 4 4102 91 393 90
APP DENIED 1 2 17 2125 93 1538 20
APP WITHDRAWN
1
1 9
36
80 974
FILES CLOSED FOR INCOMPLETENESS 1 91
PA/ALLEGHENY COUNTY/5200.02
1 237
7 95
LOANS ORIGINATED 14 76 15 419 2192 1720 9224 410 315
APPROVED, NOT ACCEPTED 3 11 1241 1356 50
APP DENIED 1 4 37 11
1 53
112 505 4349 470
APP WITHDRAWN
4
3 4 28
296
382 357 3531
FILES CLOSED FOR INCOMPLETENESS
1
1
4 249 35
80
PA/ALLEGHENY COUNTY/5211.00
3 257
24 117
LOANS ORIGINATED 11 43 7 616 1633 917 4107 285 705
APPROVED, NOT ACCEPTED 3 4 1296 467 20
APP DENIED 4 2 21 3375 193 2601 77
APP WITHDRAWN
2 1
2 2 19
189 172
196 161 1882
FILES CLOSED FOR INCOMPLETENESS 1 68
PA/ALLEGHENY COUNTY/5212.00
1521
1 132
16 95
LOANS ORIGINATED 14 46 7 112 1607 1786 5947 194 63
APPROVED, NOT ACCEPTED 5 1 6719 70 789
APP DENIED 4 23 4
1 55
549 3320 73
APP WITHDRAWN
1
1 1 10
56
83 35 1299
FILES CLOSED FOR INCOMPLETENESS
3 240
PA/ALLEGHENY COUNTY/5213.01
1 95
15 116
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 62 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 10 35 11 120 1910 853 3362 466 77
APPROVED, NOT ACCEPTED 2 8259 713
APP DENIED 3 2 19 9
1 60
293 106 2061 416
APP WITHDRAWN
1 1
2 4 15
51 55
192 91 1880
FILES CLOSED FOR INCOMPLETENESS
1
2
1 56 26
199
PA/ALLEGHENY COUNTY/5213.02
721
1 161 1 49 551
17 84
LOANS ORIGINATED 15 34 9 217 1930 1726 4117 232 143
APPROVED, NOT ACCEPTED 2 204
APP DENIED 1 1 15 9128 224 2255 159
APP WITHDRAWN 2 1 9173 107 1338
FILES CLOSED FOR INCOMPLETENESS
3 178
PA/ALLEGHENY COUNTY/5214.01
1 159
8 102
LOANS ORIGINATED 35 104 2221 3679 4848 15137 770
APPROVED, NOT ACCEPTED 1 2 7 1232 283 1082 46
APP DENIED 2 1 26 1372 136 4161 80
APP WITHDRAWN
1
5 7 12
109
915 950 1749
FILES CLOSED FOR INCOMPLETENESS
15 425 174
PA/ALLEGHENY COUNTY/5214.02
4 372 2 80
14 168
LOANS ORIGINATED 17 70 1632 4119 1867 8309 498
APPROVED, NOT ACCEPTED 1 11 3108 1293 114
APP DENIED 4 4 23 10
1 98
385 672 2997 499
APP WITHDRAWN
1
3 3 17
3
338 185 1978
FILES CLOSED FOR INCOMPLETENESS 2
5 287
343
PA/ALLEGHENY COUNTY/5215.00
3 341
8 117
LOANS ORIGINATED 2 17 10 410 624 90 809 204 163
APPROVED, NOT ACCEPTED 2 105
APP DENIED 4 1 23 8289 35 1535 197
APP WITHDRAWN 5 1 8407 40 587
FILES CLOSED FOR INCOMPLETENESS
2 115
PA/ALLEGHENY COUNTY/5220.00 2 73
LOANS ORIGINATED 1 18 7 218 1303 32 1122 75 62
APPROVED, NOT ACCEPTED 1 5 140 416 10
APP DENIED 5 2 47 35376 109 3057 886
APP WITHDRAWN
3 1
5 2 13
92 10
261 35 886
FILES CLOSED FOR INCOMPLETENESS
1
1
1 60 16
62
PA/ALLEGHENY COUNTY/5231.00
3 160
87 83
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 63 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 11 31 8 723 1742 532 2371 265 241
APPROVED, NOT ACCEPTED 1 5 267 330 87
APP DENIED 1 29 1754 2212 330
APP WITHDRAWN
3
5 2 21
161
429 136 1624
FILES CLOSED FOR INCOMPLETENESS 1
1 90
60
PA/ALLEGHENY COUNTY/5232.00
2 149 2 85
47 101
LOANS ORIGINATED 16 28 15 233 3018 1131 2449 286 77
APPROVED, NOT ACCEPTED 3 4 8 1249 248 739 12
APP DENIED 6 1 49 25495 100 4555 503
APP WITHDRAWN
3
1 3 23
143
86 238 1904
FILES CLOSED FOR INCOMPLETENESS
1
1
4 122 45
65
PA/ALLEGHENY COUNTY/5233.00
4 422
19 98
LOANS ORIGINATED 20 31 13 1 442 3170 1297 2434 249 148 126
APPROVED, NOT ACCEPTED 2 1 11 4146 72 784 106
APP DENIED 7 5 41 18
1 90
432 294 3514 541
APP WITHDRAWN
6
6 3 20
316
598 161 1945
FILES CLOSED FOR INCOMPLETENESS
21 78 125
PA/ALLEGHENY COUNTY/5234.00
4 282
18 96
LOANS ORIGINATED 7 36 6 336 2932 325 3043 105 120
APPROVED, NOT ACCEPTED 1 1351 907
APP DENIED 6 3 27 13
2 106
484 214 2354 303
APP WITHDRAWN
4
3 1 14
205
240 32 1508
FILES CLOSED FOR INCOMPLETENESS
1 32
PA/ALLEGHENY COUNTY/5235.01
3 691
30 100
LOANS ORIGINATED 5 11 4 211 934 1366 811 177 90
APPROVED, NOT ACCEPTED 1 50
APP DENIED 5 1 17 9474 65 1105 157
APP WITHDRAWN 3 1187 50
FILES CLOSED FOR INCOMPLETENESS
2 40
PA/ALLEGHENY COUNTY/5235.02 14 93
LOANS ORIGINATED 19 46 15 428 2636 1870 4413 416 210
APPROVED, NOT ACCEPTED 1 3108 383
APP DENIED 4 26 8421 2716 119
APP WITHDRAWN
1
2 4 18
72
194 360 1809
FILES CLOSED FOR INCOMPLETENESS
2 18
PA/ALLEGHENY COUNTY/5236.00
6 786 1 18 701
17 111
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 64 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 14 50 18 336 3222 1166 3977 533 197
APPROVED, NOT ACCEPTED 1 2 6 145 96 531 25
APP DENIED 1 1 42 11113 85 3529 368
APP WITHDRAWN 1 2956 2646
FILES CLOSED FOR INCOMPLETENESS
13 105 56
PA/ALLEGHENY COUNTY/5237.01
6 620
9 111
LOANS ORIGINATED 15 43 11 426 2211 836 3427 251 224
APPROVED, NOT ACCEPTED 4 5 3214 413 87
APP DENIED 1 3 22 970 123 1975 164
APP WITHDRAWN
2
2 16
75
225 1286
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5237.02
5 334 1 25
15 97
LOANS ORIGINATED 17 35 17 349 4151 1206 3019 548 304
APPROVED, NOT ACCEPTED 2 1 8 2222 71 597 18
APP DENIED 4 2 21 10315 96 1561 204
APP WITHDRAWN 3 2 18301 93 1656
FILES CLOSED FOR INCOMPLETENESS
1
1
3 32 20
17
PA/ALLEGHENY COUNTY/5238.00
3 167
5 106
LOANS ORIGINATED 3 11 7 38 549 271 821 129 116
APPROVED, NOT ACCEPTED 2 1139 5
APP DENIED
1
11 6
80
1162 73
APP WITHDRAWN
2
3 2 8
106
166 72 803
FILES CLOSED FOR INCOMPLETENESS
1 59
PA/ALLEGHENY COUNTY/5240.00
1 94
5 77
LOANS ORIGINATED 24 49 7 416 1878 3056 6267 216 397
APPROVED, NOT ACCEPTED 3 4 1613 463 20
APP DENIED 1 16 5
1 160
120 2920 92
APP WITHDRAWN
3
2 1 7
328
278 162 1211
FILES CLOSED FOR INCOMPLETENESS
1
1
1 20 20
160
PA/ALLEGHENY COUNTY/5251.00
2 414 1601
2 127
LOANS ORIGINATED 4 15 3 18 909 386 2276 54 395
APPROVED, NOT ACCEPTED 1 1203 141
APP DENIED 1 4 4
1 203
112 307 252
APP WITHDRAWN
3
1 9
247
75 1316
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5252.00
1 133
3 90
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 65 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 16 52 8 1 48 1198 3381 10104 476 457 286
APPROVED, NOT ACCEPTED 3 3 1 1401 422 15 525
APP DENIED 2 11 10
1 80
131 2481 148
APP WITHDRAWN
1
3 9
10
628 1626
FILES CLOSED FOR INCOMPLETENESS 1
1 25
83
PA/ALLEGHENY COUNTY/5253.00
3 638
3 145
LOANS ORIGINATED 40 148 24 241 5958 5681 20915 996 95
APPROVED, NOT ACCEPTED 3 12 5384 1292 98
APP DENIED 5 5 48 10
1 98
697 521 6384 256
APP WITHDRAWN
3
5 5 18
168
840 705 2805
FILES CLOSED FOR INCOMPLETENESS
4 232
PA/ALLEGHENY COUNTY/5261.01
9 1193 1 40
4 121
LOANS ORIGINATED 8 44 4 28 897 1394 6434 140 72
APPROVED, NOT ACCEPTED 1 171 61
APP DENIED 3 2 10 5576 206 1171 142
APP WITHDRAWN
2
1 15
160
93 2091
FILES CLOSED FOR INCOMPLETENESS
11 100 98
PA/ALLEGHENY COUNTY/5261.02
4 469
2 94
LOANS ORIGINATED 15 67 11 212 1525 2326 10366 439 200
APPROVED, NOT ACCEPTED 1 2 5 2112 237 532 35
APP DENIED 1 27 3
1 29
53 2920 183
APP WITHDRAWN
1
1 23
45
332 3277
FILES CLOSED FOR INCOMPLETENESS
11 18 118
PA/ALLEGHENY COUNTY/5262.01
6 981 1 33
3 103
LOANS ORIGINATED 12 91 19 123 3271 1285 11891 457 295
APPROVED, NOT ACCEPTED 1 11 1125 1302 40
APP DENIED 40 5
1 74
6398 205
APP WITHDRAWN
1 1
2 14
60 97
190 1989
FILES CLOSED FOR INCOMPLETENESS 1 2
4 280
95 208
PA/ALLEGHENY COUNTY/5262.02
4 679
7 96
LOANS ORIGINATED 14 72 16 318 2318 1315 8355 658 233
APPROVED, NOT ACCEPTED 3 4 1268 332 4
APP DENIED 26 73389 420
APP WITHDRAWN
1
1 1 30
10
119 96 3068
FILES CLOSED FOR INCOMPLETENESS
11 38 96
PA/ALLEGHENY COUNTY/5263.01
2 149
3 117
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 66 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 18 70 7 124 3242 1543 7207 224 54
APPROVED, NOT ACCEPTED 1 1 12 2171 140 1140 170
APP DENIED 1 3 18 3123 141 2099 119
APP WITHDRAWN 1 1 22126 69 2527
FILES CLOSED FOR INCOMPLETENESS
2 30
PA/ALLEGHENY COUNTY/5263.02
1 83 1 10
8 121
LOANS ORIGINATED 1 113 29
APPROVED, NOT ACCEPTED 2 267
APP DENIED 1 7 5
1 215
36 443 93
APP WITHDRAWN
2 1
1
76 5
31
FILES CLOSED FOR INCOMPLETENESS
1 31
PA/ALLEGHENY COUNTY/5509.00 41 52
LOANS ORIGINATED 1 13 2 110 636 82 751 70 65
APPROVED, NOT ACCEPTED 3 1165 30
APP DENIED 1 15 6
1 46
40 891 83
APP WITHDRAWN
1
8
67
491
FILES CLOSED FOR INCOMPLETENESS 1 49
PA/ALLEGHENY COUNTY/5512.00
2 63
35 57
LOANS ORIGINATED 6 13 2 120 1848 304 1013 171 50
APPROVED, NOT ACCEPTED 1 3 1220 253 75
APP DENIED 2 1 12 8
1 75
356 11 763 174
APP WITHDRAWN
1
1 11
50
220 1036
FILES CLOSED FOR INCOMPLETENESS
1
1 1
2 39 141
79 36
PA/ALLEGHENY COUNTY/5513.00
1 50
3 88
LOANS ORIGINATED 2 11 20 40 48
APPROVED, NOT ACCEPTED 1 24
APP DENIED 1 1 2
1 24
25 15 40
APP WITHDRAWN 1 15
FILES CLOSED FOR INCOMPLETENESS
11 30 30
PA/ALLEGHENY COUNTY/5519.00 29 45
LOANS ORIGINATED 8 5 23 133 313 85 63
APPROVED, NOT ACCEPTED 1 134 20
APP DENIED 14 14
1 34
655 204
APP WITHDRAWN
4
1 7
139
37 326
FILES CLOSED FOR INCOMPLETENESS
1 37
PA/ALLEGHENY COUNTY/5520.00
3 87 241
19 77
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 67 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 35
APPROVED, NOT ACCEPTED
APP DENIED 1 152 5
APP WITHDRAWN
1
1
52
71
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5521.00 62 31
LOANS ORIGINATED 2 2126 32
APPROVED, NOT ACCEPTED 1 4
APP DENIED 6 4268 83
APP WITHDRAWN
2
2
91
120
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5522.00 5 66
LOANS ORIGINATED 5 3 16 320 253 58 11
APPROVED, NOT ACCEPTED 1 1 130 44 10
APP DENIED 3 17 7
1 30
246 757 201
APP WITHDRAWN
4
1
128
162
FILES CLOSED FOR INCOMPLETENESS
1 6
PA/ALLEGHENY COUNTY/5523.00
1 110
56 53
LOANS ORIGINATED 4 4 3 511 576 151 435 47 464
APPROVED, NOT ACCEPTED 1 5
APP DENIED 2 13 9
1 5
118 658 94
APP WITHDRAWN
1
1 14
10
47 936
FILES CLOSED FOR INCOMPLETENESS
12 36 31
PA/ALLEGHENY COUNTY/5524.00
1 55
7 84
LOANS ORIGINATED 3 4 3 1 2228 215 47 170 76
APPROVED, NOT ACCEPTED 1 20
APP DENIED 1 223 6
APP WITHDRAWN
1
1
1 146 23
45
FILES CLOSED FOR INCOMPLETENESS 1 63
PA/ALLEGHENY COUNTY/5604.00
1 30
74 46
LOANS ORIGINATED 19 28 6 1 56 978 2361 3483 83 128 422
APPROVED, NOT ACCEPTED 3 1325 25
APP DENIED 1 1 9 7156 105 934 160
APP WITHDRAWN
2
3 7
181
490 1447
FILES CLOSED FOR INCOMPLETENESS
3 244
PA/ALLEGHENY COUNTY/5605.00 27 98
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 68 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 1 4 11 61 45 84 85 20
APPROVED, NOT ACCEPTED
APP DENIED 1 6 113 407 30
APP WITHDRAWN
2
2
1 100 83
147
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5606.00 78 38
LOANS ORIGINATED 3 2 11 71 67 48 120
APPROVED, NOT ACCEPTED
APP DENIED 3 91
APP WITHDRAWN 2 103
FILES CLOSED FOR INCOMPLETENESS 1 40
PA/ALLEGHENY COUNTY/5610.00
1 55
78 52
LOANS ORIGINATED 1 11 49 71 25
APPROVED, NOT ACCEPTED
APP DENIED 8 4495 26
APP WITHDRAWN 2 120
FILES CLOSED FOR INCOMPLETENESS
PA/ALLEGHENY COUNTY/5611.00 95 57
LOANS ORIGINATED 2 11 62 23 120
APPROVED, NOT ACCEPTED 3 62
APP DENIED 5 1253 9
APP WITHDRAWN 1
1 5
30
FILES CLOSED FOR INCOMPLETENESS
1 30
PA/ALLEGHENY COUNTY/5612.00
1 38
92 71
LOANS ORIGINATED 6 20 914 1655 456 1717 323
APPROVED, NOT ACCEPTED 1 660 620
APP DENIED 3 3 24 13333 173 1748 224
APP WITHDRAWN
5
1 11
183
48 1077
FILES CLOSED FOR INCOMPLETENESS 1
3 50
89
PA/ALLEGHENY COUNTY/5614.00
2 126 891
72 82
LOANS ORIGINATED 3 11 5 16 478 168 950 114 25
APPROVED, NOT ACCEPTED 1 55
APP DENIED 1 1 20 139 47 955 10
APP WITHDRAWN 8
3 1645
607
FILES CLOSED FOR INCOMPLETENESS
1 93
PA/ALLEGHENY COUNTY/5615.00
1 51
70 85
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 69 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 18 43 17 48 929 1451 3610 937 208
APPROVED, NOT ACCEPTED 4 545
APP DENIED 3 3 21 4186 142 2575 61
APP WITHDRAWN
1 3
5 7
30 316
353 714
FILES CLOSED FOR INCOMPLETENESS
2 30
PA/ARMSTRONG COUNTY/9801.00
1544
1 218
1 75
LOANS ORIGINATED 10 27 10 41 136 796 2144 254 335
APPROVED, NOT ACCEPTED 1 464 18
APP DENIED
1
1 22 2
64
74 2682 86
APP WITHDRAWN
3
1 2 6
226
52 62 635
FILES CLOSED FOR INCOMPLETENESS
21 9 210
PA/ARMSTRONG COUNTY/9802.00
201
1 70
LOANS ORIGINATED 9 31 4 39 838 732 3681 356 424
APPROVED, NOT ACCEPTED 1 108
APP DENIED 4 25 4284 2612 107
APP WITHDRAWN
1
3 6
109
466 996
FILES CLOSED FOR INCOMPLETENESS
11 50 50
PA/ARMSTRONG COUNTY/9803.00
1 60
2 78
LOANS ORIGINATED 5 29 6 21 142 741 3186 310 278
APPROVED, NOT ACCEPTED 2 162
APP DENIED 2 4 16 3316 226 1908 227
APP WITHDRAWN
1
2 2 5
24
260 331 564
FILES CLOSED FOR INCOMPLETENESS
2 331
PA/ARMSTRONG COUNTY/9804.00
1311
1 79
LOANS ORIGINATED 23 68 20 58 1194 2874 7063 802 566
APPROVED, NOT ACCEPTED 1 1106 20
APP DENIED 6 41 7505 4076 105
APP WITHDRAWN
3
5 23
338
527 2745
FILES CLOSED FOR INCOMPLETENESS 1
3 64
69
PA/ARMSTRONG COUNTY/9805.00
2642
5 620 1 5
1 88
LOANS ORIGINATED 11 41 11 25 445 966 4556 206 75
APPROVED, NOT ACCEPTED 1 1 1236 76 11
APP DENIED 3 6 21 6447 882 2258 183
APP WITHDRAWN
5
2 1 12
404
564 143 1279
FILES CLOSED FOR INCOMPLETENESS
3 47
PA/ARMSTRONG COUNTY/9806.00
2233
2 130
1 76
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 70 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 18 27 17 54 375 2326 2431 671 247
APPROVED, NOT ACCEPTED 1 3 292 191 17
APP DENIED
2
1 4 32 6
154
333 271 3124 232
APP WITHDRAWN
3
2 11
215
202 1323
FILES CLOSED FOR INCOMPLETENESS
1 3
1
60 312
56
PA/ARMSTRONG COUNTY/9807.00
1533
3 266 1 45
1 74
LOANS ORIGINATED 13 55 17 23 261 1200 5419 435 236
APPROVED, NOT ACCEPTED 1 3 1180 367 25
APP DENIED 5 20 7408 1324 177
APP WITHDRAWN
1 4
9
50 328
1150
FILES CLOSED FOR INCOMPLETENESS
1 50
PA/ARMSTRONG COUNTY/9808.00
2826
1 88
1 85
LOANS ORIGINATED 15 66 26 621 2038 1608 6887 1329 388
APPROVED, NOT ACCEPTED 3 1 1229 127 118
APP DENIED
1
1 3 46 13
14
66 331 4929 125
APP WITHDRAWN
2 4
1 1 15
112 169
156 120 1821
FILES CLOSED FOR INCOMPLETENESS
21 15 190
PA/ARMSTRONG COUNTY/9809.00
422
3 597 1 20
2 90
LOANS ORIGINATED 11 34 21 114 1020 712 2802 503 40
APPROVED, NOT ACCEPTED 4 2242 45
APP DENIED 7 21 18343 1828 498
APP WITHDRAWN
2
1 2 16
63
67 92 1013
FILES CLOSED FOR INCOMPLETENESS
13 57 56
PA/ARMSTRONG COUNTY/9810.00
4 479 1 30 301
6 65
LOANS ORIGINATED 13 36 25 69 542 492 3710 780 748
APPROVED, NOT ACCEPTED 1 1 3 2133 57 175 50
APP DENIED
3
1 5 30 9
246
97 516 3022 142
APP WITHDRAWN
2 3
1 5 26
271 194
65 248 2301
FILES CLOSED FOR INCOMPLETENESS
1 13
PA/ARMSTRONG COUNTY/9811.00
702
1 20
3 65
LOANS ORIGINATED 18 87 16 110 1255 2810 10538 622 57
APPROVED, NOT ACCEPTED 2 12 2180 1422 109
APP DENIED
2
1 2 44 14
1 150 78
85 173 6313 416
APP WITHDRAWN
1
2 26
24
137 4093
FILES CLOSED FOR INCOMPLETENESS
1 43 261 75 383
PA/ARMSTRONG COUNTY/9812.00
1022
6 988 2 136
1 95
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 71 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 10 32 8 112 1201 1086 3433 248 31
APPROVED, NOT ACCEPTED 3 167
APP DENIED 3 6 18 3250 575 2069 160
APP WITHDRAWN
3
5
318
497
FILES CLOSED FOR INCOMPLETENESS 2
2 248
424
PA/ARMSTRONG COUNTY/9813.00
921
2891
2 101
LOANS ORIGINATED 13 36 18 27 610 1311 3457 536 129
APPROVED, NOT ACCEPTED 1 4 1108 516 90
APP DENIED
1
10 8 22 3
90
1327 410 2176 21
APP WITHDRAWN
3 1
2 5 12
170 33
398 473 1546
FILES CLOSED FOR INCOMPLETENESS
1 1
2
1 9 43 133
230
PA/ARMSTRONG COUNTY/9814.00
491
3 447 1 34
5 80
LOANS ORIGINATED 10 19 5 411 932 518 1409 173 168
APPROVED, NOT ACCEPTED 4 3302 42
APP DENIED 2 2 15 1180 76 1161 338
APP WITHDRAWN 2 16234 1374
FILES CLOSED FOR INCOMPLETENESS
32 35 225
PA/ARMSTRONG COUNTY/9815.00
901
1 95
4 71
LOANS ORIGINATED 15 56 20 17 519 1746 5312 702 150
APPROVED, NOT ACCEPTED 1 1 3 1161 35 237 14
APP DENIED
2
1 13 32 10
99
145 1034 3572 199
APP WITHDRAWN
5 9
2 20
251 430
67 2826
FILES CLOSED FOR INCOMPLETENESS
2 155
PA/ARMSTRONG COUNTY/9816.00
56210
2 242
2 93
LOANS ORIGINATED 14 47 14 36 569 1658 5187 500 108
APPROVED, NOT ACCEPTED 1 479 505
APP DENIED 2 5 16 6180 593 1868 45
APP WITHDRAWN
3
3 10
181
234 1205
FILES CLOSED FOR INCOMPLETENESS
1 250 185
PA/ARMSTRONG COUNTY/9817.00
80513
1 81
LOANS ORIGINATED 4 16 8 26 489 208 1231 222 118
APPROVED, NOT ACCEPTED 3 253
APP DENIED 1 1 12 438 25 831 198
APP WITHDRAWN
1
8
98
590
FILES CLOSED FOR INCOMPLETENESS 1
1 29
30
PA/ARMSTRONG COUNTY/9818.00
2 112 301
3 82
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 72 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 3 7 7 18 625 187 486 153 20
APPROVED, NOT ACCEPTED 5 1304 13
APP DENIED 1 1 10 255 45 599 18
APP WITHDRAWN 2 7125 514
FILES CLOSED FOR INCOMPLETENESS 1
3 37
22
PA/ARMSTRONG COUNTY/9819.00
1 85
2 85
LOANS ORIGINATED 18 66 14 315 1512 2553 8447 478 121
APPROVED, NOT ACCEPTED 3 3 1287 682 113
APP DENIED
1
1 4 38 5
132
53 581 4133 119
APP WITHDRAWN
1 1
1 14
110 142
129 1881
FILES CLOSED FOR INCOMPLETENESS 1
3 187
42
PA/BEAVER COUNTY/6001.01
6105
4 410
1 97
LOANS ORIGINATED 3 14 3 24 610 446 1923 181 331
APPROVED, NOT ACCEPTED 1 151 150
APP DENIED
1
1 6 2
51
240 549 90
APP WITHDRAWN
1
2
45
253
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6001.02
1 229 1 12
2 106
LOANS ORIGINATED 20 78 27 618 2080 1880 8878 1561 1262
APPROVED, NOT ACCEPTED 1 13 1230 1094 11
APP DENIED 6 2 43 7
2 143
487 70 5032 322
APP WITHDRAWN
2
3 4 30
85
342 166 4269
FILES CLOSED FOR INCOMPLETENESS
1
1 2
46
81 150
PA/BEAVER COUNTY/6002.00
781
8 1167 1061
2 95
LOANS ORIGINATED 1 6 16 422 44 409 44
APPROVED, NOT ACCEPTED 1 63
APP DENIED 3 3 3 2185 201 184 151
APP WITHDRAWN 1 430 266
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6003.00
1 57
1 77
LOANS ORIGINATED 1 4 12 142 70 168 56
APPROVED, NOT ACCEPTED
APP DENIED 1 60
APP WITHDRAWN 2 68
FILES CLOSED FOR INCOMPLETENESS
1 53
PA/BEAVER COUNTY/6004.00 2 77
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 73 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 8 32 8 26 563 804 3005 309 32
APPROVED, NOT ACCEPTED 2 674 605
APP DENIED 1 1 27 5
1 40
85 116 3812 300
APP WITHDRAWN
1
11
73
1152
FILES CLOSED FOR INCOMPLETENESS
13 30 38
PA/BEAVER COUNTY/6005.00
1822
3 436 1 90
3 90
LOANS ORIGINATED 3 34 7 23 353 377 4236 400 206
APPROVED, NOT ACCEPTED 6 1863 120
APP DENIED 2 22 7162 2154 301
APP WITHDRAWN
2
3 6
123
457 604
FILES CLOSED FOR INCOMPLETENESS
11 70 39
PA/BEAVER COUNTY/6006.01
851
1 108 1 70
1 91
LOANS ORIGINATED 7 34 7 14 532 825 4323 175 229
APPROVED, NOT ACCEPTED 1 925 1228
APP DENIED
1
1 25 5
25
25 3821 159
APP WITHDRAWN
2 3
1 1 8
13 171
113 97 955
FILES CLOSED FOR INCOMPLETENESS
1 25
PA/BEAVER COUNTY/6006.02
1262
1 223
2 107
LOANS ORIGINATED 52 156 11 1 529 3411 8205 25773 548 500 819
APPROVED, NOT ACCEPTED 1 3 10 1159 565 1636 5
APP DENIED 4 8 68 9393 856 11492 361
APP WITHDRAWN
5 1
5 5 30
1568 45
1156 965 3937
FILES CLOSED FOR INCOMPLETENESS
1 1
1
85 123
76
PA/BEAVER COUNTY/6007.00
6 688
3 132
LOANS ORIGINATED 6 11 25 447 391 851 57
APPROVED, NOT ACCEPTED
APP DENIED 1 6 363 400 200
APP WITHDRAWN 5 446
FILES CLOSED FOR INCOMPLETENESS 1 95
PA/BEAVER COUNTY/6008.00
1 80
3 88
LOANS ORIGINATED 5 10 5 15 401 317 703 135 50
APPROVED, NOT ACCEPTED 3 229
APP DENIED 1 3 8 549 119 638 119
APP WITHDRAWN 1 3109 210
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6009.00
501
1 118
13 83
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 74 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 12 62 826 2861 1020 6829 538
APPROVED, NOT ACCEPTED 2 6 2263 585 220
APP DENIED 2 1 31 2190 60 3414 63
APP WITHDRAWN 2 13188 1245
FILES CLOSED FOR INCOMPLETENESS 4
1 216
354
PA/BEAVER COUNTY/6010.00
3 229
3 107
LOANS ORIGINATED 7 18 7 27 485 451 1179 198 84
APPROVED, NOT ACCEPTED 3 1240 26
APP DENIED 1 2 19 462 101 1138 132
APP WITHDRAWN
1
7
40
461
FILES CLOSED FOR INCOMPLETENESS
1 29
PA/BEAVER COUNTY/6011.00
1 58
13 75
LOANS ORIGINATED 3 20 7 34 347 133 1222 127 102
APPROVED, NOT ACCEPTED 3 1157 95
APP DENIED 1 15 5
1 86
39 1071 97
APP WITHDRAWN
1
1 1 4
39
85 115 230
FILES CLOSED FOR INCOMPLETENESS 1
1 17
85
PA/BEAVER COUNTY/6012.00
3 256 641
29 54
LOANS ORIGINATED 7 3 36 264 255 98 23
APPROVED, NOT ACCEPTED 2 282 42
APP DENIED 3 12 8
1 50
92 582 98
APP WITHDRAWN 1 444 217
FILES CLOSED FOR INCOMPLETENESS
21 25 54
PA/BEAVER COUNTY/6013.00
2 185 1 15
24 66
LOANS ORIGINATED 5 18 713 872 202 1275 110
APPROVED, NOT ACCEPTED 5 1417 7
APP DENIED 3 19 10136 1527 321
APP WITHDRAWN
6
1 10
276
15 941
FILES CLOSED FOR INCOMPLETENESS
22 91 102
PA/BEAVER COUNTY/6014.00 12 81
LOANS ORIGINATED 3 13 2 1 23 244 96 1096 9 2120 94
APPROVED, NOT ACCEPTED 1 2 1118 140 20
APP DENIED 2 2 9 4126 46 662 63
APP WITHDRAWN 1 493 283
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6015.00
2 115
16 57
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 75 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 2 13 31 64 122 1014 57
APPROVED, NOT ACCEPTED 2 2166 31
APP DENIED 2 6 5485 311 93
APP WITHDRAWN
2 1
4 1 6
345 25
183 192 447
FILES CLOSED FOR INCOMPLETENESS
11 30 192
PA/BEAVER COUNTY/6016.00
121
5 70
LOANS ORIGINATED 14 45 11 111 1238 2630 4464 352 41
APPROVED, NOT ACCEPTED 1 1 9 198 91 850 40
APP DENIED
1
3 34 3
91
391 3661 28
APP WITHDRAWN
1 1
9
80 40
1113
FILES CLOSED FOR INCOMPLETENESS
1 3
PA/BEAVER COUNTY/6017.00
771
4 430
3 103
LOANS ORIGINATED 41 112 24 323 2962 4993 14194 1338 278
APPROVED, NOT ACCEPTED 1 2093 2474
APP DENIED 4 9 58 12370 709 7450 352
APP WITHDRAWN
1 7
1 1 19
154 332
74 53 2924
FILES CLOSED FOR INCOMPLETENESS 1
1 25
15
PA/BEAVER COUNTY/6018.00
69911
4 586 151
1 100
LOANS ORIGINATED 8 30 612 1017 765 2868 149
APPROVED, NOT ACCEPTED 1 1 2 2125 129 140 22
APP DENIED 1 2 14 664 123 1217 198
APP WITHDRAWN 2 1 9221 31 1122
FILES CLOSED FOR INCOMPLETENESS 1
1 3
31
PA/BEAVER COUNTY/6019.00
1081
6 558
5 88
LOANS ORIGINATED 3 8 13 255 230 631 135
APPROVED, NOT ACCEPTED 1 1110 80
APP DENIED 1 1 6 266 55 251 20
APP WITHDRAWN 1 148 150
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6020.00
1 75
4 75
LOANS ORIGINATED 6 20 11 1 312 727 190 1435 167 130 194
APPROVED, NOT ACCEPTED 1 1 146 96 6
APP DENIED 2 2 23 13131 154 1621 122
APP WITHDRAWN
3 1
3 10
122 94
158 639
FILES CLOSED FOR INCOMPLETENESS
15 252 46
PA/BEAVER COUNTY/6021.00
2 192
17 84
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 76 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 4 13 15 483 306 1176 89
APPROVED, NOT ACCEPTED 1 6113 628
APP DENIED 3 3 287 198 20
APP WITHDRAWN 1 3121 297
FILES CLOSED FOR INCOMPLETENESS 1
1 5
53
PA/BEAVER COUNTY/6022.00
1 52
11 90
LOANS ORIGINATED 14 29 3 49 887 1691 3732 76 352
APPROVED, NOT ACCEPTED 2 3303 385
APP DENIED 5 1 9525 200 1067
APP WITHDRAWN
2
1 6
278
312 632
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6023.00
1 149
3 118
LOANS ORIGINATED 12 38 5 1 69 1051 1471 5050 179 3400 842
APPROVED, NOT ACCEPTED 5 1645 10
APP DENIED 14 3
1 90
1672 176
APP WITHDRAWN
3
1 5
431
111 817
FILES CLOSED FOR INCOMPLETENESS 1
2 150
108
PA/BEAVER COUNTY/6024.00
3 553
5 129
LOANS ORIGINATED 5 102 191 561 1061
APPROVED, NOT ACCEPTED 2 234
APP DENIED 1 345 285
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6025.00 2 84
LOANS ORIGINATED 26 127 10 228 4332 3958 20185 651 277
APPROVED, NOT ACCEPTED 2 2 14150 308 2428
APP DENIED 2 32114 5377
APP WITHDRAWN
2
1 1 23
173
55 143 3722
FILES CLOSED FOR INCOMPLETENESS 1
1 260
140
PA/BEAVER COUNTY/6026.01
5 714 2352
1 126
LOANS ORIGINATED 21 70 6 515 2545 3368 10234 212 445
APPROVED, NOT ACCEPTED 1 6 1290 824 2
APP DENIED 3 1 18 1515 144 2905 15
APP WITHDRAWN 4 3 22762 497 3008
FILES CLOSED FOR INCOMPLETENESS 2 379
PA/BEAVER COUNTY/6026.02
2191
5 708
4 124
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 77 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 8 19 2 36 629 865 2112 44 213
APPROVED, NOT ACCEPTED 1 117 88
APP DENIED 1 1446 1386
APP WITHDRAWN
1
1 2 5
46
83 134 581
FILES CLOSED FOR INCOMPLETENESS
11 20 88
PA/BEAVER COUNTY/6027.01
1 100
4 92
LOANS ORIGINATED 14 55 8 14 411 1547 7466 240 70
APPROVED, NOT ACCEPTED 2 1 4 1232 200 442 20
APP DENIED
1
5 3 33 3
142
344 360 3810 116
APP WITHDRAWN
1 2
13
70 90
1820
FILES CLOSED FOR INCOMPLETENESS
11 10 161
PA/BEAVER COUNTY/6027.02
4715
2 196 1091
3 103
LOANS ORIGINATED 2 14 2 26 527 110 1175 47 270
APPROVED, NOT ACCEPTED 3 1195 5
APP DENIED 1 15 250 1200 36
APP WITHDRAWN
1
1 5
35
48 454
FILES CLOSED FOR INCOMPLETENESS 1 50
PA/BEAVER COUNTY/6028.00
3 247
27 68
LOANS ORIGINATED 12 58 66 1013 1488 7911 656
APPROVED, NOT ACCEPTED 7 1348
APP DENIED 1 4 22 8123 510 2740 188
APP WITHDRAWN
9
10
700
1984
FILES CLOSED FOR INCOMPLETENESS
1 8
PA/BEAVER COUNTY/6029.00
1432
3 367 431
2 100
LOANS ORIGINATED 8 45 88 931 843 6977 565
APPROVED, NOT ACCEPTED 1 1 383 150 438
APP DENIED 1 1 24 670 35 3775 457
APP WITHDRAWN
1 1
1 11
155 155
52 1324
FILES CLOSED FOR INCOMPLETENESS
12 56 52
PA/BEAVER COUNTY/6030.00
2042
5 376
2 124
LOANS ORIGINATED 9 23 368 1002 64
APPROVED, NOT ACCEPTED 1 303
APP DENIED 3 4 1255 390 15
APP WITHDRAWN
1
2 1
99
527 136
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6031.00
1501
1 92
1 109
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 78 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 16 88 10 420 2607 2252 10724 363 413
APPROVED, NOT ACCEPTED 1 1 8 2133 102 1148 97
APP DENIED
1
1 3 34 4
1 119 102
149 364 4543 80
APP WITHDRAWN
4
1 18
409
59 2220
FILES CLOSED FOR INCOMPLETENESS
12 200 102
PA/BEAVER COUNTY/6032.01
4 512 1 25 1131
5 112
LOANS ORIGINATED 44 180 20 126 3828 6562 29892 1799 134
APPROVED, NOT ACCEPTED 1 2 10 295 353 1321 286
APP DENIED 4 4 63 8669 531 10314 345
APP WITHDRAWN 4 4 32651 444 5031
FILES CLOSED FOR INCOMPLETENESS
34 264 354
PA/BEAVER COUNTY/6032.02
991
11 1604 351
4 137
LOANS ORIGINATED 9 45 4 423 2101 562 4421 174 233
APPROVED, NOT ACCEPTED 1 3 569 173 565
APP DENIED 1 2 28 4
1 44
70 110 2492 160
APP WITHDRAWN
3
1 20
158
92 2076
FILES CLOSED FOR INCOMPLETENESS
1 29
PA/BEAVER COUNTY/6033.00
2 170
4 96
LOANS ORIGINATED 4 17 2 213 1155 322 1274 13 102
APPROVED, NOT ACCEPTED 3 361
APP DENIED 13 2979 28
APP WITHDRAWN
1
1 5
60
126 528
FILES CLOSED FOR INCOMPLETENESS
4 186
PA/BEAVER COUNTY/6034.00
2 151
3 94
LOANS ORIGINATED 1 8 25 427 89 519 20
APPROVED, NOT ACCEPTED 3 135
APP DENIED 13 41122 156
APP WITHDRAWN 2 5214 507
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6035.00
1 28
7 81
LOANS ORIGINATED 6 39 517 1852 453 4937 94
APPROVED, NOT ACCEPTED 2 4 1123 672 10
APP DENIED 2 4 16 6142 173 1840 122
APP WITHDRAWN 2 10227 1306
FILES CLOSED FOR INCOMPLETENESS
3 149
PA/BEAVER COUNTY/6036.00 2 98
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 79 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 11 47 8 114 1203 928 4026 240 46
APPROVED, NOT ACCEPTED 2 5135 486
APP DENIED 4 2 27 6271 179 2870 114
APP WITHDRAWN
3
1 1 15
125
28 192 1669
FILES CLOSED FOR INCOMPLETENESS 1
1 8
73
PA/BEAVER COUNTY/6037.00
1 35
2 87
LOANS ORIGINATED 21 69 14 112 1543 3257 8116 961 61
APPROVED, NOT ACCEPTED 2 4 3272 496 80
APP DENIED 3 22 3318 3074 128
APP WITHDRAWN 2 12251 1515
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6038.01
651
5 559
3 143
LOANS ORIGINATED 23 105 179 1598 4658 15857 773
APPROVED, NOT ACCEPTED 2 4379 637
APP DENIED 1 1 30 1213 375 6239 10
APP WITHDRAWN
1
4 20
128
791 2876
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6038.02
2 538 1 10
2 130
LOANS ORIGINATED 15 50 5 111 1118 1602 7412 530 1500
APPROVED, NOT ACCEPTED 1 5 148 755 25
APP DENIED
1
5 25 3
48
536 3647 231
APP WITHDRAWN
2
2 24
280
129 3162
FILES CLOSED FOR INCOMPLETENESS
2 12 20 68 43
PA/BEAVER COUNTY/6038.03 1 97
LOANS ORIGINATED 11 39 12 422 1881 1109 4010 348 255
APPROVED, NOT ACCEPTED 2 7 1200 642 35
APP DENIED 1 1 29 177 140 3053 82
APP WITHDRAWN
1
1 13
91
41 1639
FILES CLOSED FOR INCOMPLETENESS
12 33 73
PA/BEAVER COUNTY/6039.00
1551
4 392
3 103
LOANS ORIGINATED 2 8 2 2 29 537 53 415 17 158 53
APPROVED, NOT ACCEPTED 1 76
APP DENIED 3 1 10 4264 15 635 72
APP WITHDRAWN
1
1 4
48
61 298
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6040.00
3 214
15 64
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 80 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 6 3 18 530 23 382 110 54
APPROVED, NOT ACCEPTED 1 274 142
APP DENIED 1 18 564 1210 118
APP WITHDRAWN
2
1 2 3
64
47 67 166
FILES CLOSED FOR INCOMPLETENESS
2 68
PA/BEAVER COUNTY/6041.00
2 89 201
19 77
LOANS ORIGINATED 3 3 35 284 169 147 137
APPROVED, NOT ACCEPTED 1 24
APP DENIED 1 1 237 56 41
APP WITHDRAWN
1
4
1
225
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6042.00
1 80
10 86
LOANS ORIGINATED 1 10 47 397 54 661 153
APPROVED, NOT ACCEPTED 2 1181 69
APP DENIED 2 14 545 985 110
APP WITHDRAWN
3
1 6
60
14 541
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6043.00
1 63
33 81
LOANS ORIGINATED 31 51 101
APPROVED, NOT ACCEPTED
APP DENIED 1 1 5 384 62 201 49
APP WITHDRAWN 1 211 172
FILES CLOSED FOR INCOMPLETENESS
12 96 11
PA/BEAVER COUNTY/6044.00 2 89
LOANS ORIGINATED 1 2 5 12 78 14 125 31 14
APPROVED, NOT ACCEPTED 2 78
APP DENIED 2 5 6
1 28
41 362 70
APP WITHDRAWN 1 360 135
FILES CLOSED FOR INCOMPLETENESS
PA/BEAVER COUNTY/6045.00 85 42
LOANS ORIGINATED 10 21 5 213 1188 645 1874 170 92
APPROVED, NOT ACCEPTED 1 1 5 186 112 439 15
APP DENIED 2 13 4228 1059 95
APP WITHDRAWN
2
3 10
169
324 889
FILES CLOSED FOR INCOMPLETENESS 1
1 15
100
PA/BEAVER COUNTY/6046.00
1 81
15 83
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 81 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 5 6 3 1 210 832 343 297 72 180 55
APPROVED, NOT ACCEPTED 1 2 164 158 18
APP DENIED 1 1 16 6189 38 1184 102
APP WITHDRAWN 9 579
FILES CLOSED FOR INCOMPLETENESS
1
1
50
57
PA/BEAVER COUNTY/6047.00
1 12
9 82
LOANS ORIGINATED 23 58 10 632 3791 2248 6016 292 587
APPROVED, NOT ACCEPTED 2 8 1127 983 3
APP DENIED 4 29 10403 3644 304
APP WITHDRAWN
3
4 11
251
396 1176
FILES CLOSED FOR INCOMPLETENESS
2 169
PA/BEAVER COUNTY/6048.00
4 318 701
3 95
LOANS ORIGINATED 14 63 7 121 2340 1666 7589 262 65
APPROVED, NOT ACCEPTED 1 655 771
APP DENIED
1
1 2 24 7
55
25 186 3595 339
APP WITHDRAWN
2
1 1 24
104
179 35 3331
FILES CLOSED FOR INCOMPLETENESS
22 261 350
PA/BEAVER COUNTY/6049.01
4 543
4 115
LOANS ORIGINATED 23 90 9 236 3968 2135 10195 198 164
APPROVED, NOT ACCEPTED 2 12 1170 1623 68
APP DENIED 2 4 39 11208 342 4498 179
APP WITHDRAWN
1 1
2 18
60 101
222 1993
FILES CLOSED FOR INCOMPLETENESS
1
1
1 15 145
72
PA/BEAVER COUNTY/6049.02
7 626
3 120
LOANS ORIGINATED 10 35 310 1689 1772 5309 171
APPROVED, NOT ACCEPTED 1 252 209
APP DENIED
1
3 5 24 2
52
308 699 4167 8
APP WITHDRAWN
1 2
1 9
294 11
72 1699
FILES CLOSED FOR INCOMPLETENESS
1 72
PA/BEAVER COUNTY/6050.01
2502
4 611 401
3 100
LOANS ORIGINATED 15 70 8 1 18 1257 2171 10848 504 55 46
APPROVED, NOT ACCEPTED 1 1 5 1409 22 514 11
APP DENIED 2 2 32 8
1 22
224 73 4780 290
APP WITHDRAWN
1 3
2 1 31
10 86
152 20 6164
FILES CLOSED FOR INCOMPLETENESS
42 152 307
PA/BEAVER COUNTY/6050.02
2142
4 742
2 107
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 82 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 11 28 7 213 1307 1017 2299 143 113
APPROVED, NOT ACCEPTED 3 1256 400
APP DENIED 3 14 8
1 83
235 1598 331
APP WITHDRAWN 1 2 771 108 697
FILES CLOSED FOR INCOMPLETENESS
11 12 49
PA/BUTLER COUNTY/9021.00
1 106
4 105
LOANS ORIGINATED 4 16 3 18 821 309 1127 45 45
APPROVED, NOT ACCEPTED
APP DENIED 1 1 15 438 57 1608 84
APP WITHDRAWN 2 3173 393
FILES CLOSED FOR INCOMPLETENESS
22 36 85
PA/BUTLER COUNTY/9022.00
1 100
3 72
LOANS ORIGINATED 5 18 7 311 649 258 1035 129 145
APPROVED, NOT ACCEPTED 1 354 34
APP DENIED 3 3 13 5183 162 820 54
APP WITHDRAWN
1
1 1 9
2 90 62
36 62 537
FILES CLOSED FOR INCOMPLETENESS
21 13 87
PA/BUTLER COUNTY/9023.00
3 232
8 67
LOANS ORIGINATED 7 14 5 1 29 706 556 938 88 532 100
APPROVED, NOT ACCEPTED 2 1141 180
APP DENIED 8 3632 13
APP WITHDRAWN
4
7
85
476
FILES CLOSED FOR INCOMPLETENESS 1
1 98
72
PA/BUTLER COUNTY/9024.00
5281
6 69
LOANS ORIGINATED 8 17 913 1253 476 1382 243
APPROVED, NOT ACCEPTED 2 70
APP DENIED 4 6 16 6
1 57
316 268 1525 261
APP WITHDRAWN
2
1 1 8
59
64 25 844
FILES CLOSED FOR INCOMPLETENESS
5 162
PA/BUTLER COUNTY/9025.00
2 142
5 72
LOANS ORIGINATED 15 56 5 215 1927 1702 5690 171 146
APPROVED, NOT ACCEPTED 3 2184 32
APP DENIED 1 16 349 1866 29
APP WITHDRAWN 11 1448
FILES CLOSED FOR INCOMPLETENESS 1
1 10
80
PA/BUTLER COUNTY/9026.00
6 478
2 112
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 83 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 6 26 11 311 1212 429 2507 246 271
APPROVED, NOT ACCEPTED 3 1256 55
APP DENIED 2 2 13 7175 56 1176 203
APP WITHDRAWN
1 1
1 2 9
41 32
121 200 601
FILES CLOSED FOR INCOMPLETENESS
11 58 20
PA/BUTLER COUNTY/9027.00
2 318 2001
2 75
LOANS ORIGINATED 19 56 9 212 1384 2146 6761 384 211
APPROVED, NOT ACCEPTED 1 240 237
APP DENIED
1
1 3 16 4
40
310 268 2076 25
APP WITHDRAWN
1
1 3 15
40
211 405 1637
FILES CLOSED FOR INCOMPLETENESS
1 5
PA/BUTLER COUNTY/9028.00
692
2 272
3 97
LOANS ORIGINATED 9 46 52 210 1534 7545 84
APPROVED, NOT ACCEPTED 5 552
APP DENIED 2 1 16200 198 2221
APP WITHDRAWN 3 1 9470 67 1657
FILES CLOSED FOR INCOMPLETENESS
2 43
PA/BUTLER COUNTY/9029.00
911
1 133 1 132
2 127
LOANS ORIGINATED 29 137 1325 3231 4030 20909 320
APPROVED, NOT ACCEPTED 2 1 7133 84 974
APP DENIED
1
28 7
71
4660 189
APP WITHDRAWN
1 1
1 2 18
5 87
72 228 3127
FILES CLOSED FOR INCOMPLETENESS 1 1
2 146
157 100
PA/BUTLER COUNTY/9030.00
401
2 110 1 18
1 124
LOANS ORIGINATED 14 72 7 12 380 1648 10298 351 101
APPROVED, NOT ACCEPTED 6 807
APP DENIED 1 12 1135 2256 3
APP WITHDRAWN 7 1160
FILES CLOSED FOR INCOMPLETENESS
1 14
PA/BUTLER COUNTY/9031.00
941
2 464
2 119
LOANS ORIGINATED 16 67 21 312 1211 1349 7310 856 94
APPROVED, NOT ACCEPTED 1 1 667 52 684
APP DENIED
1
1 2 43 11
52
132 51 3568 383
APP WITHDRAWN
4 6
3 27
168 272
215 2504
FILES CLOSED FOR INCOMPLETENESS
2 23 88 100 179
PA/BUTLER COUNTY/9101.00
1202
7 591 2 51 1752
1 84
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 84 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 17 70 20 613 1619 1367 7612 377 374
APPROVED, NOT ACCEPTED 4 9384 776
APP DENIED
3
4 10 50 13
265
471 798 5588 522
APP WITHDRAWN
4 16
2 4 31
274 1050
236 211 4162
FILES CLOSED FOR INCOMPLETENESS
2 4
2
2 82 155 377
126
PA/BUTLER COUNTY/9102.00
103613
4 378 1 115 1081
2 81
LOANS ORIGINATED 44 141 25 1021 2940 4998 17160 957 1145
APPROVED, NOT ACCEPTED 6 16613 1938
APP DENIED
1
3 7 55 9
2 304 23
561 769 6702 215
APP WITHDRAWN
4 7
1 4 26
141 485
86 322 4032
FILES CLOSED FOR INCOMPLETENESS
2
1
1 15 164
252
PA/BUTLER COUNTY/9103.00
50911
10 1468 1121
2 93
LOANS ORIGINATED 13 21 3 56 752 1973 4167 67 587
APPROVED, NOT ACCEPTED 2 5805 1051
APP DENIED 1 1 7 1101 400 1127 17
APP WITHDRAWN
1
2 3
27
205 896
FILES CLOSED FOR INCOMPLETENESS
PA/BUTLER COUNTY/9104.00
1 92
10 92
LOANS ORIGINATED 8 21 83 1524 195
APPROVED, NOT ACCEPTED 2 381
APP DENIED 3 188
APP WITHDRAWN
1 68
FILES CLOSED FOR INCOMPLETENESS
PA/BUTLER COUNTY/9105.00
831
8 83
LOANS ORIGINATED 13 78 20 12 186 1453 8808 438 70
APPROVED, NOT ACCEPTED 1 549 350
APP DENIED
2
2 1 29 15
97
271 162 3413 660
APP WITHDRAWN
1 11
2 3 20
95 930
199 572 2792
FILES CLOSED FOR INCOMPLETENESS
11 66 115
PA/BUTLER COUNTY/9106.00
59410
8 1295 1001
1 88
LOANS ORIGINATED 7 59 15 14 418 955 6883 449 104
APPROVED, NOT ACCEPTED 1 2 4114 175 208
APP DENIED 1 5 30 425 399 3572 95
APP WITHDRAWN
3
2 20
125
227 2529
FILES CLOSED FOR INCOMPLETENESS
1
1
2 19 81
130
PA/BUTLER COUNTY/9107.00
2342
1 105
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 85 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 20 73 13 46 1017 2196 9981 399 700
APPROVED, NOT ACCEPTED 1 2 7 3153 92 957 177
APP DENIED
4
1 3 26 4
1 128 250
164 91 2909 243
APP WITHDRAWN
2 10
16
80 652
2209
FILES CLOSED FOR INCOMPLETENESS 1
1 81
19
PA/BUTLER COUNTY/9108.00
2916
5 637 1 150 1412
2 100
LOANS ORIGINATED 38 138 1919 3067 5117 19961 1236
APPROVED, NOT ACCEPTED 2 7 1366 1035 13
APP DENIED 2 3 24 9252 481 3717 318
APP WITHDRAWN
1
1 3 20
10
247 542 3848
FILES CLOSED FOR INCOMPLETENESS
14 88 142
PA/BUTLER COUNTY/9109.00
7 1172
2 113
LOANS ORIGINATED 35 151 28 111 1516 4830 20018 1265 244
APPROVED, NOT ACCEPTED 1 6 9 1219 994 1498 99
APP DENIED
2
3 8 28 15
54
349 729 3885 506
APP WITHDRAWN
2 11
2 16
117 464
264 2102
FILES CLOSED FOR INCOMPLETENESS
2
1
3 191 167
61
PA/BUTLER COUNTY/9110.00
125919
5 717 1041
1 90
LOANS ORIGINATED 27 103 13 35 544 3965 15374 709 364
APPROVED, NOT ACCEPTED 1 7236 1031
APP DENIED
1
1 3 41 7
117
137 339 6506 302
APP WITHDRAWN
1 5
1 1 18
192 322
164 131 2671
FILES CLOSED FOR INCOMPLETENESS
3 65
PA/BUTLER COUNTY/9111.00
2544
7 1058 1 15 151
1 97
LOANS ORIGINATED 27 81 16 411 1407 3192 9077 845 283
APPROVED, NOT ACCEPTED 2 9 262 1130 231
APP DENIED 2 18 10
1 75
260 2681 506
APP WITHDRAWN
1 3
2 2 13
130 198
264 130 1966
FILES CLOSED FOR INCOMPLETENESS
11 9 43
PA/BUTLER COUNTY/9112.00
1663
2 164 1 12
5 96
LOANS ORIGINATED 25 96 19 313 1466 2869 11532 774 335
APPROVED, NOT ACCEPTED 2 2 3 3157 213 334 46
APP DENIED
3
3 4 42 7
1 6 122
362 248 4156 408
APP WITHDRAWN
2 9
2 1 20
86 509
126 145 2378
FILES CLOSED FOR INCOMPLETENESS
11 50 28
PA/BUTLER COUNTY/9113.00
3788
4 388 531
1 93
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 86 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 17 68 13 29 1530 2523 9541 697 450
APPROVED, NOT ACCEPTED 1 3 4 286 227 669 451
APP DENIED
2
3 24 9
1 117 110
170 3627 124
APP WITHDRAWN
1 4
1 4
75 357
48 585
FILES CLOSED FOR INCOMPLETENESS
1
1
48
80
PA/BUTLER COUNTY/9114.00
4014
2 330
1 101
LOANS ORIGINATED 14 110 13 38 1335 2194 15475 759 495
APPROVED, NOT ACCEPTED 5 1673 5
APP DENIED
1
1 2 32 9
5
164 172 5288 217
APP WITHDRAWN
2
1 1 13
139
161 224 2168
FILES CLOSED FOR INCOMPLETENESS 1
2 63
115
PA/BUTLER COUNTY/9115.01
2964
4 639 1 100
1 113
LOANS ORIGINATED 40 88 18 39 1341 5965 12632 1259 307
APPROVED, NOT ACCEPTED 1 9250 1224
APP DENIED 2 5 37 2326 997 4708 20
APP WITHDRAWN
2
1 4 23
224
136 793 2882
FILES CLOSED FOR INCOMPLETENESS
3
1
2 189 104
97
PA/BUTLER COUNTY/9115.02
2515
3 457 381
2 100
LOANS ORIGINATED 10 128 15 219 3140 1341 21839 1666 254
APPROVED, NOT ACCEPTED 3 8 2743 1501 119
APP DENIED
1
4 2 26 8
95
902 271 4189 144
APP WITHDRAWN
4 1
3 1 25
220 1
406 130 4960
FILES CLOSED FOR INCOMPLETENESS
12 160 147
PA/BUTLER COUNTY/9116.00
1682
4 657
2 116
LOANS ORIGINATED 19 116 17 516 2518 2625 17900 1132 171
APPROVED, NOT ACCEPTED 1 11 186 1810 50
APP DENIED
2
4 2 40 7
1 57 169
458 74 5418 520
APP WITHDRAWN
1 4
5 1 22
50 376
569 185 3902
FILES CLOSED FOR INCOMPLETENESS
2
1
1 15 148
130
PA/BUTLER COUNTY/9117.00
1512
2 216
1 107
LOANS ORIGINATED 48 192 17 526 4142 8959 33234 812 516
APPROVED, NOT ACCEPTED 11 18 33088 3496 42
APP DENIED
2
5 3 46 7
1 440 140
557 811 7005 511
APP WITHDRAWN
3 7
2 3 30
225 834
308 716 4960
FILES CLOSED FOR INCOMPLETENESS
1 1
1 2
2 80 50 139
139 214
PA/BUTLER COUNTY/9118.00
82511
8 1284 1 60 1391
2 114
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 87 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 26 92 14 414 2258 3167 11370 481 392
APPROVED, NOT ACCEPTED 9 11150 64
APP DENIED 1 1 23 3160 250 2652 178
APP WITHDRAWN
1
1 6 16
80
166 757 2503
FILES CLOSED FOR INCOMPLETENESS
1
1
2 200 70
160
PA/BUTLER COUNTY/9119.00
7 989
2 110
LOANS ORIGINATED 136 382 24 939 8625 31461 81130 2551 1543
APPROVED, NOT ACCEPTED 2 7 40525 1546 8771
APP DENIED
1
7 58 14
47
582 12227 494
APP WITHDRAWN
2 6
5 8 56
474 197
1005 2241 12593
FILES CLOSED FOR INCOMPLETENESS
1
4
3 438 173
662
PA/BUTLER COUNTY/9120.00
473
11 2299 2 257
5 178
LOANS ORIGINATED 39 111 8 432 5020 6784 15939 674 434
APPROVED, NOT ACCEPTED 1 3 13255 549 2095
APP DENIED 3 28 6
1 114
460 4512 274
APP WITHDRAWN 6 3 20994 660 3143
FILES CLOSED FOR INCOMPLETENESS
12 207 52
PA/BUTLER COUNTY/9121.01
7 1193
3 151
LOANS ORIGINATED 24 56 6 223 3956 3263 6679 298 232
APPROVED, NOT ACCEPTED 1 3148 391
APP DENIED 1 15 21 2128 561 2835 85
APP WITHDRAWN
3 17
3 1 8
424 635
433 176 911
FILES CLOSED FOR INCOMPLETENESS
1 237
PA/BUTLER COUNTY/9121.02
291
3 420
3 126
LOANS ORIGINATED 38 92 826 3844 6366 14573 236
APPROVED, NOT ACCEPTED 3 9 2640 1318 19
APP DENIED 1 6 18 3136 587 2673 30
APP WITHDRAWN 3 1 12549 133 1739
FILES CLOSED FOR INCOMPLETENESS 1
2 35
290
PA/BUTLER COUNTY/9122.00
5 926
3 141
LOANS ORIGINATED 158 510 27 1 946 9934 36332 119782 2178 3000 1119
APPROVED, NOT ACCEPTED 3 13 43 1678 3203 10291 25
APP DENIED 1 12 76 9
1 169
194 2947 16321 335
APP WITHDRAWN
2 1
3 13 91
180 2
752 3317 20567
FILES CLOSED FOR INCOMPLETENESS
2
1
4 126 149
200
PA/BUTLER COUNTY/9123.00
1961
19 4867 1 108
4 167
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 88 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 215 529 30 1937 7544 51613 132833 1402 3902
APPROVED, NOT ACCEPTED 3 15 48 1577 3360 11475 417
APP DENIED
1
8 26 111 17
2 276 36
1814 4790 28125 1641
APP WITHDRAWN
4 8
7 18 79
589 406
1173 4683 18831
FILES CLOSED FOR INCOMPLETENESS 2
11 636
557
PA/BUTLER COUNTY/9124.00
432
20 4474
2 139
LOANS ORIGINATED 47 170 19 227 4666 7860 29618 1517 128
APPROVED, NOT ACCEPTED 3 10 3532 2054 449
APP DENIED 1 5 66 10
1 116
210 759 12733 964
APP WITHDRAWN
1
3 5 39
97
400 690 6695
FILES CLOSED FOR INCOMPLETENESS
2
1 2
3 243 338
173 305
PA/BUTLER COUNTY/9127.00
1943
10 1850
1 110
LOANS ORIGINATED 22 133 18 217 2862 3868 20792 963 400
APPROVED, NOT ACCEPTED 2 1 13327 316 2102
APP DENIED 1 6 42 1427 466 7046 974
APP WITHDRAWN
2 6
1 3 20
17 143
103 1443 4160
FILES CLOSED FOR INCOMPLETENESS
1
1
3 143 20
128
PA/BUTLER COUNTY/9128.00
1282
4 573
2 119
LOANS ORIGINATED 14 41 14 623 2048 1717 4324 420 300
APPROVED, NOT ACCEPTED 1 1 6 2108 90 594 33
APP DENIED 3 2 37 6260 84 3600 96
APP WITHDRAWN
4 1
1 21
1 135 310 36
23 2374
FILES CLOSED FOR INCOMPLETENESS
1 12 23 23 100
PA/FAYETTE COUNTY/2601.00
5 778 1 172 1611
2 80
LOANS ORIGINATED 11 36 13 313 1027 1030 4236 580 155
APPROVED, NOT ACCEPTED 1 7 2147 1000 21
APP DENIED 1 5 22 6108 387 3648 168
APP WITHDRAWN
1 2
1 1 10
73 95
68 48 1272
FILES CLOSED FOR INCOMPLETENESS
1
1 1
2 85 128
66 33
PA/FAYETTE COUNTY/2602.00
791
3 386 331
3 84
LOANS ORIGINATED 8 39 4 16 436 930 4611 139 43
APPROVED, NOT ACCEPTED 1 3 175 265 160
APP DENIED
1
3 6 20 6
75
211 691 2292 170
APP WITHDRAWN
1 1
1 5
85 89
41 755
FILES CLOSED FOR INCOMPLETENESS
2 18
PA/FAYETTE COUNTY/2603.00
3 454
2 70
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 89 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 6 24 55 681 779 3736 172
APPROVED, NOT ACCEPTED 1 4417 301
APP DENIED 2 15 1121 1864 55
APP WITHDRAWN
1
1 6
399
128 418
FILES CLOSED FOR INCOMPLETENESS
PA/FAYETTE COUNTY/2604.01
751
1 215
0 92
LOANS ORIGINATED 19 60 17 311 1356 2147 7123 742 174
APPROVED, NOT ACCEPTED 3 8 3380 521 121
APP DENIED
3
3 3 31 7
241
397 417 3313 550
APP WITHDRAWN
2 4
1 1 15
109 298
66 70 1702
FILES CLOSED FOR INCOMPLETENESS
12 74 65
PA/FAYETTE COUNTY/2604.02
4015
6 898
1 84
LOANS ORIGINATED 19 92 22 347 748 3394 14864 731 8998
APPROVED, NOT ACCEPTED 5 11850 1582
APP DENIED
2
1 9 58 14
4 995 87
53 534 7913 488
APP WITHDRAWN
15 11
1 17
2778 369
349 3080
FILES CLOSED FOR INCOMPLETENESS
6 2
1
2 325 1774 46
221
PA/FAYETTE COUNTY/2605.00
2197
3 385 1 112
1 77
LOANS ORIGINATED 12 24 15 1 79 809 1030 2296 367 891 168
APPROVED, NOT ACCEPTED 2 886 606
APP DENIED
2
1 1 32 11
86
150 40 2365 286
APP WITHDRAWN
1 2
19
68 173
2326
FILES CLOSED FOR INCOMPLETENESS
2
1
1 7 262
16
PA/FAYETTE COUNTY/2606.00
461
2 123
2 76
LOANS ORIGINATED 11 21 10 813 1203 792 1272 298 337
APPROVED, NOT ACCEPTED 1 4120 149
APP DENIED 2 1 14 1093 30 1123 165
APP WITHDRAWN
3
1 2 10
94
81 64 924
FILES CLOSED FOR INCOMPLETENESS
11 35 99
PA/FAYETTE COUNTY/2607.00
1 145 1 35
6 64
LOANS ORIGINATED 10 20 13 315 1124 808 1705 234 66
APPROVED, NOT ACCEPTED 2 2124 73
APP DENIED
1
3 4 22 8
44
141 186 1401 92
APP WITHDRAWN
1
4 4
10
139 205
FILES CLOSED FOR INCOMPLETENESS
11 30 30
PA/FAYETTE COUNTY/2608.00
2 151
6 57
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 90 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 16 51 15 87 795 1697 5721 546 700
APPROVED, NOT ACCEPTED 1 5 2195 426 122
APP DENIED
1
1 2 27 9
119
98 144 2838 362
APP WITHDRAWN
1 1
1 8
50 18
167 989
FILES CLOSED FOR INCOMPLETENESS
32 60 363
PA/FAYETTE COUNTY/2609.00
4816
3 103
LOANS ORIGINATED 8 19 14 24 317 1206 2387 303 203
APPROVED, NOT ACCEPTED 1 1 198 124 187
APP DENIED 1 1 11 6167 450 914 179
APP WITHDRAWN
1
1 1 9
50
164 203 1252
FILES CLOSED FOR INCOMPLETENESS
12 75 112
PA/FAYETTE COUNTY/2610.00
342
1 141
2 81
LOANS ORIGINATED 14 28 11 23 141 1688 3852 254 126
APPROVED, NOT ACCEPTED 3 265
APP DENIED 3 23 3333 2540 161
APP WITHDRAWN
1
1 3 4
11
62 447 299
FILES CLOSED FOR INCOMPLETENESS
11 60 160
PA/FAYETTE COUNTY/2611.00
1642
3 330 1 93 2332
2 87
LOANS ORIGINATED 4 11 4 58 621 188 705 72 258
APPROVED, NOT ACCEPTED 4 351
APP DENIED 2 17 936 944 237
APP WITHDRAWN
3
2 6
114
116 424
FILES CLOSED FOR INCOMPLETENESS
1 40
PA/FAYETTE COUNTY/2612.00
1 120
15 69
LOANS ORIGINATED 8 38 14 212 928 594 3545 390 34
APPROVED, NOT ACCEPTED 2 9 3123 1145 85
APP DENIED 1 5 31 21123 370 2387 594
APP WITHDRAWN
3 3
4 11
128 260
488 906
FILES CLOSED FOR INCOMPLETENESS 1 95
PA/FAYETTE COUNTY/2613.00
1222
3 232 1 6
5 75
LOANS ORIGINATED 12 36 14 513 839 1037 3280 290 158
APPROVED, NOT ACCEPTED 1 1 4 150 69 355 10
APP DENIED 5 9 24 14270 456 1639 226
APP WITHDRAWN
4 3
4 11
85 192
601 742
FILES CLOSED FOR INCOMPLETENESS
1
2
1 25 52
110
PA/FAYETTE COUNTY/2614.00
4354
4 449 1 10
10 67
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 91 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 18 30 13 26 560 2074 3635 589 52
APPROVED, NOT ACCEPTED 1 109
APP DENIED 1 3 23 7126 211 2219 220
APP WITHDRAWN
1
2 9
10
117 871
FILES CLOSED FOR INCOMPLETENESS
11 18 116
PA/FAYETTE COUNTY/2615.00
662
2 225
4 82
LOANS ORIGINATED 10 21 6 43 307 1208 2428 131 400
APPROVED, NOT ACCEPTED 5 432
APP DENIED 1 3 17 7148 203 1927 95
APP WITHDRAWN
1 5
5
9 134
486
FILES CLOSED FOR INCOMPLETENESS
PA/FAYETTE COUNTY/2616.00
1813
2 157
1 83
LOANS ORIGINATED 7 13 6 25 427 525 726 140 118
APPROVED, NOT ACCEPTED 2 119
APP DENIED
1
1 5 10 4
76
47 121 571 76
APP WITHDRAWN
5
1 5
139
41 367
FILES CLOSED FOR INCOMPLETENESS
11 14 41
PA/FAYETTE COUNTY/2617.00
2885
1 42
8 66
LOANS ORIGINATED 10 28 17 1 311 1046 807 2466 518 140 118
APPROVED, NOT ACCEPTED 1 5 148 451 5
APP DENIED 3 23 6297 2225 142
APP WITHDRAWN
2
1 1 20
116
72 70 1639
FILES CLOSED FOR INCOMPLETENESS 1 118
PA/FAYETTE COUNTY/2618.00
801
4 65
LOANS ORIGINATED 20 14 9 1212 1117 1031 938 206 527
APPROVED, NOT ACCEPTED 1 2 193 158 5
APP DENIED 3 17 574 1387 231
APP WITHDRAWN
4
1 2 8
109
106 107 801
FILES CLOSED FOR INCOMPLETENESS
13 62 20
PA/FAYETTE COUNTY/2619.00
4 328 351
10 70
LOANS ORIGINATED 37 74 19 523 2673 5782 11389 619 333
APPROVED, NOT ACCEPTED 2 8 1210 1542 300
APP DENIED
1
1 2 23 9
58
191 291 4478 126
APP WITHDRAWN
3
1 3 21
60
132 398 3927
FILES CLOSED FOR INCOMPLETENESS 1 147
PA/FAYETTE COUNTY/2620.00
1 130 1 40
4 140
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 92 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 15 21 9 38 874 1181 1651 337 103
APPROVED, NOT ACCEPTED 1 1 1125 293 50
APP DENIED 2 2 9 6217 154 1068 138
APP WITHDRAWN
2
1 1 5
263
39 80 437
FILES CLOSED FOR INCOMPLETENESS
1 30
PA/FAYETTE COUNTY/2621.00 8 64
LOANS ORIGINATED 20 18 6 2 82 230 1348 1825 180 193 372
APPROVED, NOT ACCEPTED 1 1 236 59 124
APP DENIED
1
2 14 9
59
189 1187 417
APP WITHDRAWN
2
2 6
198
199 460
FILES CLOSED FOR INCOMPLETENESS
2 72
PA/FAYETTE COUNTY/2622.00
2 226
6 74
LOANS ORIGINATED 3 7 8 111 607 86 405 172 14
APPROVED, NOT ACCEPTED 4 222
APP DENIED 3 3 10 7227 196 807 129
APP WITHDRAWN 1 466 264
FILES CLOSED FOR INCOMPLETENESS
1
1
56
50
PA/FAYETTE COUNTY/2623.00
2 120 651
31 50
LOANS ORIGINATED 18 55 17 510 1156 2703 6442 551 480
APPROVED, NOT ACCEPTED 5 369
APP DENIED 2 1 21 6321 19 2648 161
APP WITHDRAWN
1 1
3 10
130 19
274 1305
FILES CLOSED FOR INCOMPLETENESS
1
1
1 25 110
152
PA/FAYETTE COUNTY/2624.00
2 170
4 86
LOANS ORIGINATED 10 21 14 24 406 873 2131 663 66
APPROVED, NOT ACCEPTED 8 2770 205
APP DENIED 3 28 13192 3165 287
APP WITHDRAWN
2 7
1 12
415 374
103 2254
FILES CLOSED FOR INCOMPLETENESS
PA/FAYETTE COUNTY/2625.00
2104
2 162
3 66
LOANS ORIGINATED 4 16 410 752 240 1593 94
APPROVED, NOT ACCEPTED 1 2103 17
APP DENIED 1 1 8 999 38 705 197
APP WITHDRAWN
3
1 1 5
58
30 160 307
FILES CLOSED FOR INCOMPLETENESS
1
1
59
149
PA/FAYETTE COUNTY/2626.00 2 64
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 93 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 21 91 24 1 127 830 2304 11143 1164 2690 1620
APPROVED, NOT ACCEPTED 1 6 334 468 210
APP DENIED
1
2 5 50 18
1 85 34
158 375 6922 405
APP WITHDRAWN
7 10
2 24
1040 563
42 3115
FILES CLOSED FOR INCOMPLETENESS
1 275 141
PA/FAYETTE COUNTY/2627.00
68413
3 378 1001
1 74
LOANS ORIGINATED 14 52 12 113 1264 1270 6143 716 84
APPROVED, NOT ACCEPTED 3 5 3441 347 28
APP DENIED 4 8 53 19394 421 5452 665
APP WITHDRAWN
5 6
2 4 19
132 338
75 381 2256
FILES CLOSED FOR INCOMPLETENESS
1
1
3 198 8
139
PA/FAYETTE COUNTY/2628.00
4887
7 607 1 10
3 67
LOANS ORIGINATED 13 27 16 29 708 1289 3095 428 484
APPROVED, NOT ACCEPTED 5 1427 61
APP DENIED 5 22 14444 1658 251
APP WITHDRAWN
2 1
2 10
52 117
181 650
FILES CLOSED FOR INCOMPLETENESS
16 232 54
PA/FAYETTE COUNTY/2629.00
7067
8 69
LOANS ORIGINATED 14 22 13 34 284 960 1356 279 105
APPROVED, NOT ACCEPTED 2 5107 243
APP DENIED 3 8 15 12
2 100
278 394 1427 222
APP WITHDRAWN
4 2
1 12
56 37
49 1323
FILES CLOSED FOR INCOMPLETENESS
1 12
PA/FAYETTE COUNTY/2630.00
732
1 68
7 59
LOANS ORIGINATED 22 45 20 16 627 1791 4550 625 20
APPROVED, NOT ACCEPTED 1 5 289 426 145
APP DENIED
1
4 7 22 10
89
678 327 2360 334
APP WITHDRAWN
1 7
1 8 15
15 473
33 811 1572
FILES CLOSED FOR INCOMPLETENESS
2 12 35 34 16
PA/FAYETTE COUNTY/2631.00
84412
5 1088 391
2 67
LOANS ORIGINATED 13 16 10 12 225 2058 1326 330 15
APPROVED, NOT ACCEPTED 1 1268 128
APP DENIED 3 20 7369 2131 252
APP WITHDRAWN
4
8
198
735
FILES CLOSED FOR INCOMPLETENESS
1 60
PA/FAYETTE COUNTY/2632.00
3614
1 147
1 77
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 94 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 2 6 5 14 218 59 535 159 35
APPROVED, NOT ACCEPTED 1 143 27
APP DENIED 2 7 633 870 165
APP WITHDRAWN
1 23
FILES CLOSED FOR INCOMPLETENESS
1 52
PA/FAYETTE COUNTY/2633.00 2 68
LOANS ORIGINATED 2 1 2 2167 157 28 177
APPROVED, NOT ACCEPTED 1 113
APP DENIED
1
2 1
113
81 53
APP WITHDRAWN
2
1
81
251
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7041.00 30 37
LOANS ORIGINATED 10 67 16 47 725 1597 10563 653 599
APPROVED, NOT ACCEPTED 3 3434 246
APP DENIED 1 35 13210 5171 384
APP WITHDRAWN
1
1 15
158
144 2382
FILES CLOSED FOR INCOMPLETENESS
1 23 270 200 155
PA/WASHINGTON COUNTY/7110.00
401
1 390
2 110
LOANS ORIGINATED 7 22 4 210 731 219 2169 126 45
APPROVED, NOT ACCEPTED 2 1 1 2118 56 123 25
APP DENIED 1 22 11
1 56
59 2624 343
APP WITHDRAWN
2
9
40
926
FILES CLOSED FOR INCOMPLETENESS
1 14
PA/WASHINGTON COUNTY/7127.00 5 83
LOANS ORIGINATED 3 41 13 115 1416 564 4657 239 11
APPROVED, NOT ACCEPTED 3 324
APP DENIED
1
1 1 31 18
80
59 39 3992 316
APP WITHDRAWN
2 3
5 1 15
1 80 45 217
570 42 1513
FILES CLOSED FOR INCOMPLETENESS
1 14 232 190 144
PA/WASHINGTON COUNTY/7137.00
2 291
3 96
LOANS ORIGINATED 8 35 7 211 954 951 3274 73 66
APPROVED, NOT ACCEPTED 1 2 168 173 2
APP DENIED 1 1 14 5119 83 2142 141
APP WITHDRAWN
2
9
25
1027
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7140.00
751
5 778
4 88
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 95 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 5 10 1 39 847 323 989 40 196
APPROVED, NOT ACCEPTED 2 1101 75
APP DENIED 1 12 4
1 75
134 1350 118
APP WITHDRAWN
2
7
209
699
FILES CLOSED FOR INCOMPLETENESS 1 106
PA/WASHINGTON COUNTY/7157.00
2 144
8 99
LOANS ORIGINATED 12 70 19 212 1305 2069 9298 856 205
APPROVED, NOT ACCEPTED 1 1 6 1114 147 1258 90
APP DENIED 1 1 39 560 109 5107 143
APP WITHDRAWN 1 2 1565 218 1858
FILES CLOSED FOR INCOMPLETENESS
2 146
PA/WASHINGTON COUNTY/7210.00
4 801
2 90
LOANS ORIGINATED 22 72 11 1 33 529 3891 13382 492 170 117
APPROVED, NOT ACCEPTED 11 11368 14
APP DENIED 4 1 27 2
1 215
547 264 5011 82
APP WITHDRAWN 10 1503
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7227.00
1041
4 1099
4 104
LOANS ORIGINATED 18 86 33 116 1937 2356 11025 1745 142
APPROVED, NOT ACCEPTED 1 1 12 295 30 1598 35
APP DENIED 1 5 47 27
1 111
75 288 6318 685
APP WITHDRAWN
3
1 3 22
108
158 246 2735
FILES CLOSED FOR INCOMPLETENESS
1 2
2 2
5 143 96 268
205 243
PA/WASHINGTON COUNTY/7310.00
6165
3 380 1 135
1 95
LOANS ORIGINATED 23 110 32 25 755 3408 16652 1476 184
APPROVED, NOT ACCEPTED 1 4 14 1160 668 2318 17
APP DENIED
3
2 6 51 10
295
437 410 7944 202
APP WITHDRAWN
7
1 3 15
371
133 363 2294
FILES CLOSED FOR INCOMPLETENESS
2 250
PA/WASHINGTON COUNTY/7320.00
80710
4 481
1 100
LOANS ORIGINATED 27 104 10 118 2990 4779 17520 568 215
APPROVED, NOT ACCEPTED 2 3 10 1371 332 1563 48
APP DENIED 3 3 47 5630 763 7259 392
APP WITHDRAWN 1 7 2266 1003 3592
FILES CLOSED FOR INCOMPLETENESS
1
1
1 5 153
111
PA/WASHINGTON COUNTY/7411.00
8 1827
2 107
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 96 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 26 74 6 211 2242 4883 13114 679 233
APPROVED, NOT ACCEPTED 1 2 7255 565 1520
APP DENIED 1 16 3299 2963 118
APP WITHDRAWN
1
13
83
2590
FILES CLOSED FOR INCOMPLETENESS
1 30
PA/WASHINGTON COUNTY/7412.00
5 941
3 129
LOANS ORIGINATED 49 95 8 435 5316 7023 12936 466 363
APPROVED, NOT ACCEPTED 1 2 8 286 484 1123 61
APP DENIED 1 3 31 3152 512 3890 81
APP WITHDRAWN
1
6 5 17
146
980 844 2248
FILES CLOSED FOR INCOMPLETENESS 1 145
PA/WASHINGTON COUNTY/7413.00
2 140
4 122
LOANS ORIGINATED 22 38 2 25 951 5883 9698 370 517
APPROVED, NOT ACCEPTED 1 1 5307 278 1451
APP DENIED 3 4 7494 925 1989
APP WITHDRAWN
2
4 7
750
635 1441
FILES CLOSED FOR INCOMPLETENESS
1 142
PA/WASHINGTON COUNTY/7414.00 2 130
LOANS ORIGINATED 46 116 18 1219 2911 5955 16243 1167 962
APPROVED, NOT ACCEPTED 2 12177 1773
APP DENIED 1 3 44 8215 519 5834 115
APP WITHDRAWN 1 2 1898 698 2494
FILES CLOSED FOR INCOMPLETENESS
1
3
3 225 38
631
PA/WASHINGTON COUNTY/7421.00
5 561
6 92
LOANS ORIGINATED 4 25 2 23 394 694 3964 43 357
APPROVED, NOT ACCEPTED 1 4113 602
APP DENIED 1 14 364 1582 30
APP WITHDRAWN
1
9
8
1549
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7422.00
1 215
3 108
LOANS ORIGINATED 2 13 48 799 210 1344 52
APPROVED, NOT ACCEPTED 1 134
APP DENIED 11 2998 19
APP WITHDRAWN 1 1 780 295 924
FILES CLOSED FOR INCOMPLETENESS
1 295
PA/WASHINGTON COUNTY/7437.00 6 89
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 97 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 26 77 15 1 1024 3260 3129 9249 389 551 634
APPROVED, NOT ACCEPTED 2 2 4 1213 41 621 187
APP DENIED 4 1 41 14
2 41
577 53 5493 525
APP WITHDRAWN
2
21
52
3098
FILES CLOSED FOR INCOMPLETENESS
1
1 1
1 50 112
210 55
PA/WASHINGTON COUNTY/7441.00
4 584 1 62
11 85
LOANS ORIGINATED 12 41 7 1 813 1271 1281 4117 344 450 658
APPROVED, NOT ACCEPTED 1 274 125
APP DENIED 6 1 32 10494 181 3235 1450
APP WITHDRAWN
2
2 1 18
54
231 72 1918
FILES CLOSED FOR INCOMPLETENESS
2 160
PA/WASHINGTON COUNTY/7442.00
2 208
8 102
LOANS ORIGINATED 123 272 19 1 462 10086 18423 43730 744 250 601
APPROVED, NOT ACCEPTED 3 5 22 1470 608 3792 5
APP DENIED 3 8 86 11585 1028 14569 316
APP WITHDRAWN
2
4 7 52
68
625 1007 7610
FILES CLOSED FOR INCOMPLETENESS
1
1 3
1 15 74
66 348
PA/WASHINGTON COUNTY/7451.00
15 2657 1 326 2061
4 128
LOANS ORIGINATED 51 164 21 613 2896 11444 31671 1407 573
APPROVED, NOT ACCEPTED 1 3 6112 650 1378
APP DENIED 1 4 45 498 989 10861 370
APP WITHDRAWN
1
25
80
5192
FILES CLOSED FOR INCOMPLETENESS
1
1
1 30 247
66
PA/WASHINGTON COUNTY/7452.00
1401
6 1188
3 126
LOANS ORIGINATED 59 196 12 316 3220 11465 44133 842 285
APPROVED, NOT ACCEPTED 5 17985 3049
APP DENIED 4 38 2
2 449
681 8250 133
APP WITHDRAWN 3 33506 7095
FILES CLOSED FOR INCOMPLETENESS
1
1
1 7 160
147
PA/WASHINGTON COUNTY/7461.00
7 1302 1 119
3 163
LOANS ORIGINATED 29 183 10 38 1945 6229 46022 477 455
APPROVED, NOT ACCEPTED 20 15123 10
APP DENIED 2 44 2670 9778 10
APP WITHDRAWN
2
2 43
339
360 10018
FILES CLOSED FOR INCOMPLETENESS
14 672 200
PA/WASHINGTON COUNTY/7462.00
7 2000
2 188
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 98 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 122 414 21 1 614 3841 34529 104225 2996 600 1025
APPROVED, NOT ACCEPTED 6 29 11500 7430 10
APP DENIED 2 6 87 10
1 179
455 1517 23927 1442
APP WITHDRAWN
3
2 8 77
472
528 2615 20103
FILES CLOSED FOR INCOMPLETENESS
1
3
4 270 150
1293
PA/WASHINGTON COUNTY/7463.00
17 3784 1 151 4001
3 203
LOANS ORIGINATED 18 56 20 118 2468 2010 6775 601 160
APPROVED, NOT ACCEPTED 1 925 938
APP DENIED
1
2 1 25 4
25
239 207 2944 26
APP WITHDRAWN
1
1 2 16
4
149 402 2213
FILES CLOSED FOR INCOMPLETENESS 1
1 4
23
PA/WASHINGTON COUNTY/7511.00
1054
2 200 231
3 91
LOANS ORIGINATED 16 44 4 414 1594 1897 13389 84 541
APPROVED, NOT ACCEPTED 9 1229
APP DENIED 5 29 10512 3358 156
APP WITHDRAWN
4
1 2 16
154
221 203 1729
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7512.00
591
4 679
7 75
LOANS ORIGINATED 27 66 11 217 2717 3384 8214 541 259
APPROVED, NOT ACCEPTED 1 4 6 3112 346 903 78
APP DENIED 1 2 38 10157 101 4247 352
APP WITHDRAWN 1 4 20151 526 2563
FILES CLOSED FOR INCOMPLETENESS 2 198
PA/WASHINGTON COUNTY/7527.00
2 224
4 108
LOANS ORIGINATED 10 29 4 65 711 1663 4157 132 574
APPROVED, NOT ACCEPTED
APP DENIED 9 1286
APP WITHDRAWN
1
2
53
478
FILES CLOSED FOR INCOMPLETENESS
1 94
PA/WASHINGTON COUNTY/7537.00
1 220
6 139
LOANS ORIGINATED 10 17 8 68 745 689 1557 231 260
APPROVED, NOT ACCEPTED
APP DENIED 3 9 2217 834 106
APP WITHDRAWN
2
1 1 9
1 1 171
26 49 1007
FILES CLOSED FOR INCOMPLETENESS
1 49
PA/WASHINGTON COUNTY/7542.00
1 46
11 95
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 99 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 14 29 3 811 1371 1621 2996 54 405
APPROVED, NOT ACCEPTED 1 132 96
APP DENIED
1
1 4 21 8
32
65 168 1641 104
APP WITHDRAWN
1 2
1 3 14
60 25
88 798 1824
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7543.00
4 320
30 68
LOANS ORIGINATED 5 3 2 15 283 200 238 59 31
APPROVED, NOT ACCEPTED 1 114 36
APP DENIED 2 2 12 5
1 14
84 54 812 138
APP WITHDRAWN
2
1 1 3
91
56 150 205
FILES CLOSED FOR INCOMPLETENESS
1
1
61
42
PA/WASHINGTON COUNTY/7544.00
3 192
19 71
LOANS ORIGINATED 14 24 5 412 1139 1029 1882 66 264
APPROVED, NOT ACCEPTED 1 340 188
APP DENIED 1 20 387 1925 12
APP WITHDRAWN 1 1 19
1 100
86 60 1707
FILES CLOSED FOR INCOMPLETENESS
21 90 139
PA/WASHINGTON COUNTY/7545.00
1 49
10 80
LOANS ORIGINATED 1 6 34 294 76 480 51
APPROVED, NOT ACCEPTED 1 158 8
APP DENIED 3 1 6 3183 49 379 40
APP WITHDRAWN
1
1
44
67
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7546.00 12 61
LOANS ORIGINATED 18 65 6 219 2641 2373 6791 84 117
APPROVED, NOT ACCEPTED 8 1005
APP DENIED 1 19 7
1 167
175 2352 163
APP WITHDRAWN
1
1 3 14
70
173 340 1885
FILES CLOSED FOR INCOMPLETENESS
11 15 112
PA/WASHINGTON COUNTY/7551.00
671
3 453
3 102
LOANS ORIGINATED 53 129 19 515 2800 10088 22641 1094 727
APPROVED, NOT ACCEPTED 2 1 9 4500 236 1952 96
APP DENIED 1 1 24117 248 4678
APP WITHDRAWN
1
2 31
417
324 5185
FILES CLOSED FOR INCOMPLETENESS 1
1 9
160
PA/WASHINGTON COUNTY/7552.00
5 956
3 129
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 100 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 17 63 157 898 3157 8721 525
APPROVED, NOT ACCEPTED 1 5 268 782 13
APP DENIED 2 3 28 6180 249 3811 94
APP WITHDRAWN
1 4
2 13
65 166
129 1638
FILES CLOSED FOR INCOMPLETENESS
2
1
1 100 129
116
PA/WASHINGTON COUNTY/7557.00
792
4 600
2 103
LOANS ORIGINATED 5 80 15 18 1171 800 12040 901 73
APPROVED, NOT ACCEPTED 2 11 1286 1508 5
APP DENIED
1
7 49 7
123
700 7346 180
APP WITHDRAWN
1 3
1 1 17
65 241
88 72 3168
FILES CLOSED FOR INCOMPLETENESS
23 229 233
PA/WASHINGTON COUNTY/7610.00
841
5 931 1 215
1 99
LOANS ORIGINATED 7 43 9 21 36 800 4631 164 204
APPROVED, NOT ACCEPTED 3 1355 40
APP DENIED 1 4 20 718 399 2513 141
APP WITHDRAWN
5
1 1 17
622
39 105 1658
FILES CLOSED FOR INCOMPLETENESS
21 10 259
PA/WASHINGTON COUNTY/7620.00
1292
1 142 1 151
3 82
LOANS ORIGINATED 5 13 3 12 187 431 1516 209 34
APPROVED, NOT ACCEPTED 1 3 2232 372 250
APP DENIED 2 1 12 2472 17 1180 105
APP WITHDRAWN 1 9173 1314
FILES CLOSED FOR INCOMPLETENESS
2 189
PA/WASHINGTON COUNTY/7637.00
361
2 202
6 93
LOANS ORIGINATED 14 29 3 27 502 804 2750 164 102
APPROVED, NOT ACCEPTED 1 9 160 1112 45
APP DENIED 1 1 30 1541 71 2465 593
APP WITHDRAWN
1 2
9
35 158
1021
FILES CLOSED FOR INCOMPLETENESS
1 239
PA/WASHINGTON COUNTY/7640.00
4 253 621
4 75
LOANS ORIGINATED 41 132 12 122 3017 6936 23594 560 94
APPROVED, NOT ACCEPTED 1 3 1186 216 1510
APP DENIED
1
1 4 55 12
50
219 462 8221 437
APP WITHDRAWN
4
2 6 30
267
182 937 5779
FILES CLOSED FOR INCOMPLETENESS
23 170 57
PA/WASHINGTON COUNTY/7711.00
102
9 1378 1 80
1 117
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 101 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 12 52 3 310 1147 923 6130 226 168
APPROVED, NOT ACCEPTED 2 2 7 1142 104 1044 16
APP DENIED
1
2 1 21 6
44
321 43 2646 75
APP WITHDRAWN
2
1 2 12
81
241 111 1517
FILES CLOSED FOR INCOMPLETENESS
21 10 111
PA/WASHINGTON COUNTY/7712.00
672
5 531
3 111
LOANS ORIGINATED 3 12 212 1167 135 1459 40
APPROVED, NOT ACCEPTED
APP DENIED 4 13 4218 1041 35
APP WITHDRAWN
2 4
2 3
70 142
136 300
FILES CLOSED FOR INCOMPLETENESS
1 22
PA/WASHINGTON COUNTY/7727.00 3 75
LOANS ORIGINATED 8 23 6 1 312 779 404 1857 136 138 120
APPROVED, NOT ACCEPTED 1 181 120
APP DENIED 3 2 11 8127 169 899 237
APP WITHDRAWN
2
1 1 10
1 112 85
49 84 1171
FILES CLOSED FOR INCOMPLETENESS
2 103
PA/WASHINGTON COUNTY/7731.00
1 65 1 27
5 76
LOANS ORIGINATED 2 13 214 1070 108 1028 86
APPROVED, NOT ACCEPTED 2 183
APP DENIED 2 1 5 1180 100 511 10
APP WITHDRAWN
1
1
36
214
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7732.00 7 83
LOANS ORIGINATED 25 65 1728 2895 2326 7690 709
APPROVED, NOT ACCEPTED 1 2 12 1107 131 1259 70
APP DENIED 5 3 35 11427 240 3649 372
APP WITHDRAWN
1
1 18
31
127 2239
FILES CLOSED FOR INCOMPLETENESS 1
1 8
71
PA/WASHINGTON COUNTY/7747.00
7 608
2 111
LOANS ORIGINATED 2 6 7 16 427 118 459 78 40
APPROVED, NOT ACCEPTED 1 135 51
APP DENIED 15 31162 67
APP WITHDRAWN
1
6
1 57 40
413
FILES CLOSED FOR INCOMPLETENESS
1 22
PA/WASHINGTON COUNTY/7752.00 22 80
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 102 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 6 9 6 15 293 166 648 87 23
APPROVED, NOT ACCEPTED 2 1128 18
APP DENIED 11 5646 47
APP WITHDRAWN
1
1 2
25
64 94
FILES CLOSED FOR INCOMPLETENESS
1 32
PA/WASHINGTON COUNTY/7753.00 17 78
LOANS ORIGINATED 17 51 19 718 1752 1741 6319 688 817
APPROVED, NOT ACCEPTED 2 1 3 1214 80 222 50
APP DENIED 3 4 29 16350 243 3113 373
APP WITHDRAWN
2
2 1 22
270
195 109 2514
FILES CLOSED FOR INCOMPLETENESS
1
1 1
41
55 54
PA/WASHINGTON COUNTY/7817.00
5 521 541
3 97
LOANS ORIGINATED 2 9 5 24 288 239 649 65 51
APPROVED, NOT ACCEPTED
APP DENIED 1 9 6105 610 95
APP WITHDRAWN 1 3
1 107
160 202
FILES CLOSED FOR INCOMPLETENESS
1 25
PA/WASHINGTON COUNTY/7827.00
1 60 1 25
3 77
LOANS ORIGINATED 4 4 5 1 57 338 145 361 129 112 172
APPROVED, NOT ACCEPTED 1 118 36
APP DENIED 2 2 5 10
1 18
74 55 247 154
APP WITHDRAWN
2
4
86
231
FILES CLOSED FOR INCOMPLETENESS 1 37
PA/WASHINGTON COUNTY/7832.00
1 60
5 66
LOANS ORIGINATED 1 14 48 450 23 731 127
APPROVED, NOT ACCEPTED 1 223 163
APP DENIED 2 5 860 510 134
APP WITHDRAWN
1
1 2
37
38 180
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7833.00
2 112
5 69
LOANS ORIGINATED 12 32 7 411 795 1228 2600 513 125
APPROVED, NOT ACCEPTED 1 1 187 91 11
APP DENIED 2 2 12 3160 43 1656 202
APP WITHDRAWN
1
1 6
23
200 790
FILES CLOSED FOR INCOMPLETENESS
11 11 63
PA/WASHINGTON COUNTY/7840.00
201
3 291
2 87
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 103 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 7 14 5 24 380 507 876 314 47
APPROVED, NOT ACCEPTED 2 154
APP DENIED 1 1 7 5174 72 602 214
APP WITHDRAWN
1
2 5
15
289 519
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7910.00
952
3 310
2 82
LOANS ORIGINATED 11 25 4 2 49 953 1570 2586 143 513 504
APPROVED, NOT ACCEPTED 1 6 262 618 43
APP DENIED 1 2 18 3
1 13
332 390 2165 250
APP WITHDRAWN
3 1
9
270 175
1205
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7921.00
2 245
5 89
LOANS ORIGINATED 8 11 1 62 178 641 993 25 442
APPROVED, NOT ACCEPTED 1 3 179 248 15
APP DENIED 3 1 8 1
1 79
295 71 634 50
APP WITHDRAWN
1
1 1
71
95 95
FILES CLOSED FOR INCOMPLETENESS
1 11 55 90 95
PA/WASHINGTON COUNTY/7922.00 8 93
LOANS ORIGINATED 2 9 3 1299 762 56 53
APPROVED, NOT ACCEPTED 2 4 1320 215 53
APP DENIED 1 4 6290 312 278
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/WASHINGTON COUNTY/7937.00 2 78
LOANS ORIGINATED 11 54 8 111 853 1239 6299 218 180
APPROVED, NOT ACCEPTED 1 6 172 546 10
APP DENIED 3 25 9166 2631 308
APP WITHDRAWN
1
1 2 14
33
152 159 1524
FILES CLOSED FOR INCOMPLETENESS 1
3 39
64
PA/WASHINGTON COUNTY/7947.00
81
7 716 1 35
1 86
LOANS ORIGINATED 7 16 4 32 175 528 1170 101 95
APPROVED, NOT ACCEPTED 2 287 15
APP DENIED 1 2 7 7
1 5
36 240 428 113
APP WITHDRAWN
1
1 7
52
76 583
FILES CLOSED FOR INCOMPLETENESS
1 43
PA/WASHINGTON COUNTY/7957.00
621
4 62
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 104 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 110 10
APPROVED, NOT ACCEPTED
APP DENIED 6 98
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8001.00 26 44
LOANS ORIGINATED 5 2 2 35 259 102 152 31 75
APPROVED, NOT ACCEPTED 1 154 46
APP DENIED 9 6605 81
APP WITHDRAWN
1
1 4
75
64 224
FILES CLOSED FOR INCOMPLETENESS
1 50
PA/WESTMORELAND COUNTY/8002.00
1 54
21 58
LOANS ORIGINATED 7 13 6 612 757 208 793 77 344
APPROVED, NOT ACCEPTED 1 6
APP DENIED 1 11 626 756 96
APP WITHDRAWN
2
3 10
84
141 626
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8003.00
1 61 1 11
8 84
LOANS ORIGINATED 6 7 24 339 478 475 30
APPROVED, NOT ACCEPTED 1 74
APP DENIED 2 14 456 969 81
APP WITHDRAWN 1 396 251
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8004.00 5 89
LOANS ORIGINATED 12 34 5 113 1437 1028 3751 120 282
APPROVED, NOT ACCEPTED 1 4 3 140 217 40 2700
APP DENIED 4 26 4
1 40
311 3326 55
APP WITHDRAWN
1
2 5 13
53
159 495 1397
FILES CLOSED FOR INCOMPLETENESS
11 20 53
PA/WESTMORELAND COUNTY/8005.00
1 84
4 116
LOANS ORIGINATED 3 4 6 312 740 131 294 102 160
APPROVED, NOT ACCEPTED 1 2230 45
APP DENIED 1 12 4
2 255
50 799 158
APP WITHDRAWN
2
1 5
170
43 287
FILES CLOSED FOR INCOMPLETENESS
1 5
PA/WESTMORELAND COUNTY/8006.00
2 177
21 66
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 105 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 1 5 5 14 292 42 335 62 100
APPROVED, NOT ACCEPTED 2 22
APP DENIED 2 9 10126 688 203
APP WITHDRAWN 1 565 353
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8007.00 28 52
LOANS ORIGINATED 6 17 4 15 427 377 1355 84 44
APPROVED, NOT ACCEPTED 2 2172 61
APP DENIED 1 14 860 1195 91
APP WITHDRAWN
3
4
85
319
FILES CLOSED FOR INCOMPLETENESS
12 141 30
PA/WESTMORELAND COUNTY/8008.00 3 109
LOANS ORIGINATED 8 12 2 28 613 810 935 63 89
APPROVED, NOT ACCEPTED 2 2136 132
APP DENIED 1 2 14 6100 76 1522 124
APP WITHDRAWN
2
1 2
36
48 146
FILES CLOSED FOR INCOMPLETENESS
1
1 1
1 50 50
78 61
PA/WESTMORELAND COUNTY/8009.00
1 90 1 10
10 72
LOANS ORIGINATED 23 57 13 322 2571 2091 5536 330 169
APPROVED, NOT ACCEPTED 5 352
APP DENIED 4 2 26334 204 2821
APP WITHDRAWN
1
4 13
61
424 1536
FILES CLOSED FOR INCOMPLETENESS 1 155
PA/WESTMORELAND COUNTY/8010.01
6 1006
1 105
LOANS ORIGINATED 17 36 9 38 1056 2283 4483 354 100
APPROVED, NOT ACCEPTED 1 628 774
APP DENIED 1 3 22 4
1 28
98 242 2481 117
APP WITHDRAWN
1
2 9
43
95 977
FILES CLOSED FOR INCOMPLETENESS
11 69 28
PA/WESTMORELAND COUNTY/8010.02
1002
1 261
4 108
LOANS ORIGINATED 17 79 13 119 2408 1671 8721 424 65
APPROVED, NOT ACCEPTED 1 2 11 171 246 1214 130
APP DENIED 2 1 30 8209 270 4187 400
APP WITHDRAWN 2 22206 2709
FILES CLOSED FOR INCOMPLETENESS
1
1
1 14 75
128
PA/WESTMORELAND COUNTY/8011.00
1431
4 532 1 13
2 106
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 106 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 17 111 20 114 1780 2925 16071 1224 25
APPROVED, NOT ACCEPTED 4 12 1721 2070 4
APP DENIED 3 4 47 4223 374 6730 480
APP WITHDRAWN
1
3 20
108
427 3739
FILES CLOSED FOR INCOMPLETENESS
1 1
2
2 272 32 112
94
PA/WESTMORELAND COUNTY/8012.00
1633
6 961
2 108
LOANS ORIGINATED 26 71 8 325 3346 2653 8188 253 362
APPROVED, NOT ACCEPTED 1 7 228 671 23
APP DENIED 3 5 39 12360 340 3863 405
APP WITHDRAWN
1 1
3 2 24
75 60
204 53 3195
FILES CLOSED FOR INCOMPLETENESS
1
1
2 95 151
157
PA/WESTMORELAND COUNTY/8013.00
1003
8 1117 981
2 94
LOANS ORIGINATED 4 19 5 512 718 59 1349 147 357
APPROVED, NOT ACCEPTED 1 1 241 56 62
APP DENIED 2 10 7112 831 149
APP WITHDRAWN
5 1
3 7
343 127
101 699
FILES CLOSED FOR INCOMPLETENESS
1
1
2 316 38
62
PA/WESTMORELAND COUNTY/8014.00
2 152
4 85
LOANS ORIGINATED 9 7 7 314 847 405 318 77 118
APPROVED, NOT ACCEPTED 4 331
APP DENIED 1 3 5 676 100 337 135
APP WITHDRAWN
3
1 1 4
155
47 34 353
FILES CLOSED FOR INCOMPLETENESS
2
1
1 45 79
28
PA/WESTMORELAND COUNTY/8015.00
1 71
4 64
LOANS ORIGINATED 2 8 5 34 218 93 441 45 193
APPROVED, NOT ACCEPTED 3 165
APP DENIED 3 11 685 673 172
APP WITHDRAWN
1
1 2
25
44 131
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8016.00 10 91
LOANS ORIGINATED 10 37 116 1051 1520 4915 525
APPROVED, NOT ACCEPTED 2 167
APP DENIED 3 1 21485 255 2738
APP WITHDRAWN 2 9373 1234
FILES CLOSED FOR INCOMPLETENESS
1 160
PA/WESTMORELAND COUNTY/8017.01
1 165
4 99
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 107 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 14 67 14 18 979 2170 8817 744 10
APPROVED, NOT ACCEPTED 2 7 3426 961 65
APP DENIED
1
2 4 26 9
26
199 310 3841 371
APP WITHDRAWN
5
2 16
345
193 2157
FILES CLOSED FOR INCOMPLETENESS
1
2 1
3 103 79
168 106
PA/WESTMORELAND COUNTY/8017.02
1531
3 430 1 43 431
1 101
LOANS ORIGINATED 6 42 14 14 454 972 5551 401 20
APPROVED, NOT ACCEPTED 1 2106 53
APP DENIED 1 3 26 3124 308 2636 18
APP WITHDRAWN 10 1304
FILES CLOSED FOR INCOMPLETENESS
12 76 80
PA/WESTMORELAND COUNTY/8017.03
913
4 163
1 107
LOANS ORIGINATED 21 106 35 323 2382 2131 12544 1113 125
APPROVED, NOT ACCEPTED 1 8 347 663 160
APP DENIED
1
2 12 45 22
47
183 866 4835 786
APP WITHDRAWN
4 5
3 2 24
186 113
230 375 2607
FILES CLOSED FOR INCOMPLETENESS
1 1
1 3
2 90 75 96
57 342
PA/WESTMORELAND COUNTY/8018.00
2815
4 413 1 23 104 2381 2
2 86
LOANS ORIGINATED 23 83 259 1629 4607 10402 728
APPROVED, NOT ACCEPTED 2 2 10 2236 99 1768 170
APP DENIED 1 4 47 769 188 6366 219
APP WITHDRAWN
1 2
1 26
25 79
123 3633
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8019.00
1023
4 565 1 100
2 84
LOANS ORIGINATED 13 77 7 15 669 2769 17436 375 95
APPROVED, NOT ACCEPTED 10 21247 68
APP DENIED 3 27 1697 4156 2
APP WITHDRAWN
1
5 11
88
1279 1461
FILES CLOSED FOR INCOMPLETENESS
1
3
3 123 440
541
PA/WESTMORELAND COUNTY/8020.01
2 461
3 138
LOANS ORIGINATED 45 171 34 642 5962 6643 25805 1573 841
APPROVED, NOT ACCEPTED 1 4 15 5285 597 1938 266
APP DENIED 3 3 58 25
2 122
427 559 8704 1083
APP WITHDRAWN
4 1
3 2 50
304 45
534 408 9233
FILES CLOSED FOR INCOMPLETENESS
2
1
2 55 491
120
PA/WESTMORELAND COUNTY/8020.02
9 1455 1 35
4 125
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 108 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 46 135 10 111 1699 8959 24005 819 417
APPROVED, NOT ACCEPTED 2 8622 1024
APP DENIED
1
2 3 31 7
1 512 512
173 883 8127 163
APP WITHDRAWN
2 1
2 4 23
188 49
228 1112 4235
FILES CLOSED FOR INCOMPLETENESS
2 517
PA/WESTMORELAND COUNTY/8021.01
9 2469
7 182
LOANS ORIGINATED 34 188 12 1 219 2871 8097 36278 1023 150 711
APPROVED, NOT ACCEPTED 17 13705 25
APP DENIED 1 35 9141 8803 849
APP WITHDRAWN
2
2 3 31
575
376 892 7410
FILES CLOSED FOR INCOMPLETENESS 1
2 218
83
PA/WESTMORELAND COUNTY/8021.02
4 1068
4 155
LOANS ORIGINATED 17 67 9 29 1483 4909 12380 854 336
APPROVED, NOT ACCEPTED 1 8 1155 1814 60
APP DENIED 1 3 11 2108 672 2093 13
APP WITHDRAWN 15 3323
FILES CLOSED FOR INCOMPLETENESS
1 50
PA/WESTMORELAND COUNTY/8021.03
1 130
6 155
LOANS ORIGINATED 27 40 14 1 424 3186 3382 3992 323 150 233
APPROVED, NOT ACCEPTED 3 6 1385 740 5
APP DENIED 6 4 20 81034 523 2041 164
APP WITHDRAWN
2
7 1 12
364
1252 75 1239
FILES CLOSED FOR INCOMPLETENESS
1
1
4 65 89
68
PA/WESTMORELAND COUNTY/8022.00
5 645 1 15
2 86
LOANS ORIGINATED 40 145 37 525 4176 5508 24013 1443 717
APPROVED, NOT ACCEPTED 1 2 16 5179 225 1645 168
APP DENIED 1 2 43 14
1 135
114 425 6975 705
APP WITHDRAWN
2
4 6 26
240
1100 1590 5271
FILES CLOSED FOR INCOMPLETENESS
15 106 200
PA/WESTMORELAND COUNTY/8023.01
10 1442 1 13
2 118
LOANS ORIGINATED 56 280 33 1 432 5163 9420 50050 1652 212 952
APPROVED, NOT ACCEPTED 4 3 33 3604 489 5688 298
APP DENIED 3 7 59 6
2 343
587 1021 8430 192
APP WITHDRAWN
2
3 6 47
91
561 1016 8191
FILES CLOSED FOR INCOMPLETENESS 1 3
4 343
87 205
PA/WESTMORELAND COUNTY/8023.02
51
13 2649
2 134
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 109 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 22 79 1212 1382 3361 8924 775
APPROVED, NOT ACCEPTED 1 8 1312 1115 10
APP DENIED 2 37 6237 4407 309
APP WITHDRAWN
1 2
2 27
70 124
158 3783
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8024.00
772
4 500
1 97
LOANS ORIGINATED 8 20 7 121 1664 740 1900 59 208
APPROVED, NOT ACCEPTED 1 4113 235
APP DENIED 2 2 15 6172 90 1002 177
APP WITHDRAWN 7 465
FILES CLOSED FOR INCOMPLETENESS
12 78 48
PA/WESTMORELAND COUNTY/8025.00 4 90
LOANS ORIGINATED 4 26 4 318 1336 228 1964 107 152
APPROVED, NOT ACCEPTED 1 1 896 146 886
APP DENIED 6 2 36 14388 92 3031 460
APP WITHDRAWN
5 1
2 1 19
1 81 344 60
209 90 1322
FILES CLOSED FOR INCOMPLETENESS
22 65 139
PA/WESTMORELAND COUNTY/8026.00
4 221
5 79
LOANS ORIGINATED 5 16 412 1112 605 2008 58
APPROVED, NOT ACCEPTED 3 592
APP DENIED 1 1 14 554 60 1290 303
APP WITHDRAWN
1
14
84
1533
FILES CLOSED FOR INCOMPLETENESS
12 9 129
PA/WESTMORELAND COUNTY/8027.00
4 457 1 105
2 89
LOANS ORIGINATED 4 4 510 745 175 298 114
APPROVED, NOT ACCEPTED 1 111 15
APP DENIED 13 3876 105
APP WITHDRAWN
4
2 1 2
163
170 29 179
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8028.00
3 126 111
17 64
LOANS ORIGINATED 24 139 18 1 227 3614 4005 21323 566 160 282
APPROVED, NOT ACCEPTED 3 9 1320 1345 20
APP DENIED 1 4 32 15
1 40
143 340 4785 391
APP WITHDRAWN
2
3 2 27
58
325 158 4247
FILES CLOSED FOR INCOMPLETENESS
2 138
PA/WESTMORELAND COUNTY/8029.00
8 1719
2 113
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 110 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 21 54 1521 2011 3834 5606 421
APPROVED, NOT ACCEPTED 2 2169 124
APP DENIED 6 2 19 12531 167 2220 194
APP WITHDRAWN
1
5 2 16
270
546 264 2052
FILES CLOSED FOR INCOMPLETENESS
2 49
PA/WESTMORELAND COUNTY/8030.00
71
3 262 1 25
4 88
LOANS ORIGINATED 14 81 22 422 2684 1493 10461 816 133
APPROVED, NOT ACCEPTED 3 9 3245 1178 220
APP DENIED 1 2 42 1193 358 5489 509
APP WITHDRAWN
2
2 16
159
251 1846
FILES CLOSED FOR INCOMPLETENESS 2
3 45
133
PA/WESTMORELAND COUNTY/8031.00
921
4 536 2 30
1 99
LOANS ORIGINATED 10 46 7 110 1065 1654 6401 117 57
APPROVED, NOT ACCEPTED 4 1372 3
APP DENIED
1
1 16 7
40
81 1976 107
APP WITHDRAWN 1 12118 2123
FILES CLOSED FOR INCOMPLETENESS 1 113
PA/WESTMORELAND COUNTY/8032.00 1 93
LOANS ORIGINATED 21 120 26 226 3728 3448 16869 1138 331
APPROVED, NOT ACCEPTED 1 2 14 152 150 1736 15
APP DENIED 3 39 9584 5109 271
APP WITHDRAWN
1
5 27
6
473 3927
FILES CLOSED FOR INCOMPLETENESS
1
2 1
2 52 94
322 323
PA/WESTMORELAND COUNTY/8033.01
3 594
2 111
LOANS ORIGINATED 18 100 12 311 1621 2872 16880 267 198
APPROVED, NOT ACCEPTED 3 10 1806 1755 12
APP DENIED
1
1 2 36 3
12
285 633 6938 65
APP WITHDRAWN
1
1 1 20
225
108 212 3586
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8033.02
1 375
1 102
LOANS ORIGINATED 23 114 19 221 3822 3778 22015 794 446
APPROVED, NOT ACCEPTED 1 5 5 3126 897 943 155
APP DENIED 4 1 27 5588 69 5247 154
APP WITHDRAWN
1
3 18
69
537 4061
FILES CLOSED FOR INCOMPLETENESS 1
1 14
64
PA/WESTMORELAND COUNTY/8034.00
5 1245
1 105
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 111 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 87 236 34 851 6916 16525 40245 1346 726
APPROVED, NOT ACCEPTED 3 8 29 3394 2208 3858 115
APP DENIED 6 7 71 17647 921 11953 839
APP WITHDRAWN
2 1
4 3 39
146 135
548 456 6304
FILES CLOSED FOR INCOMPLETENESS 1 5
2 50
332 1009
PA/WESTMORELAND COUNTY/8035.00
12 1548 1 9 901
2 118
LOANS ORIGINATED 1 14 4 17 603 68 1201 48 140
APPROVED, NOT ACCEPTED 1 2104 71
APP DENIED 2 13 647 1145 90
APP WITHDRAWN
3 1
1
192 16
90
FILES CLOSED FOR INCOMPLETENESS 1
2 23
20
PA/WESTMORELAND COUNTY/8036.00
1142
2 154 201
2 86
LOANS ORIGINATED 22 91 23 114 1824 2606 13539 1219 1380
APPROVED, NOT ACCEPTED 1 2 12 2127 237 2106 59
APP DENIED 2 4 36 6280 556 4976 308
APP WITHDRAWN
1
1 2 20
23
178 152 2744
FILES CLOSED FOR INCOMPLETENESS
41 20 230
PA/WESTMORELAND COUNTY/8037.00
1372
2 283 1 15
2 120
LOANS ORIGINATED 47 132 26 623 3945 7383 23984 1985 724
APPROVED, NOT ACCEPTED 4 9 4934 1835 111
APP DENIED 4 42 11475 6244 328
APP WITHDRAWN
4 2
4 2 27
377 45
799 408 4206
FILES CLOSED FOR INCOMPLETENESS
1 23 21 127 131
PA/WESTMORELAND COUNTY/8038.00
1321
4 572 1 132
3 104
LOANS ORIGINATED 28 106 14 1 730 3522 3697 13862 411 161 742
APPROVED, NOT ACCEPTED 1 3 7 1102 443 643 92
APP DENIED 4 2 36 8
3 267
470 167 3935 460
APP WITHDRAWN
4
2 5 24
420
243 956 2845
FILES CLOSED FOR INCOMPLETENESS
3
1 1
3 64 265
119 134
PA/WESTMORELAND COUNTY/8039.00
6 942 2 65
7 103
LOANS ORIGINATED 2 7 1 210 904 101 625 29 519
APPROVED, NOT ACCEPTED 1 92
APP DENIED 6 8491 173
APP WITHDRAWN
2
3 1 2
145
202 50 147
FILES CLOSED FOR INCOMPLETENESS
1 50
PA/WESTMORELAND COUNTY/8040.00 12 68
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 112 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 7 17 7 513 1105 518 1466 262 244
APPROVED, NOT ACCEPTED 1 3100 179
APP DENIED 2 2 16 7309 90 1541 182
APP WITHDRAWN
2
1 2 4
90
121 167 385
FILES CLOSED FOR INCOMPLETENESS 1 62
PA/WESTMORELAND COUNTY/8041.00
4 161 1 89 621
9 63
LOANS ORIGINATED 21 46 8 1 425 2652 2293 5241 145 1450 333
APPROVED, NOT ACCEPTED 5 6 1406 950 13
APP DENIED 3 6 34 6
3 146
358 555 4228 266
APP WITHDRAWN
7
2 15
475
304 2047
FILES CLOSED FOR INCOMPLETENESS
2 279
PA/WESTMORELAND COUNTY/8042.00
3 377
5 85
LOANS ORIGINATED 9 29 6 518 1830 642 2384 88 334
APPROVED, NOT ACCEPTED 1 570 454
APP DENIED 1 12 4
4 389
143 891 190
APP WITHDRAWN
1
2 7
75
177 626
FILES CLOSED FOR INCOMPLETENESS
1 25
PA/WESTMORELAND COUNTY/8043.00
2 179
4 93
LOANS ORIGINATED 7 26 7 214 1234 571 2643 252 20
APPROVED, NOT ACCEPTED 1 2 8 288 153 646 135
APP DENIED 15 5
3 177
1411 138
APP WITHDRAWN
3
1 2 5
205
135 170 597
FILES CLOSED FOR INCOMPLETENESS
2 14
PA/WESTMORELAND COUNTY/8044.00
5 580
2 101
LOANS ORIGINATED 17 77 18 116 2348 3019 10380 877 362
APPROVED, NOT ACCEPTED 5 8 4687 801 139
APP DENIED
1
3 22 8
77
410 4069 234
APP WITHDRAWN
1
1 16
15
358 3251
FILES CLOSED FOR INCOMPLETENESS
11 20 358
PA/WESTMORELAND COUNTY/8045.01
5 736 1 70
3 129
LOANS ORIGINATED 35 107 17 232 4449 4734 15944 1320 132
APPROVED, NOT ACCEPTED 3 7 3275 1256 156
APP DENIED 1 2 29 12
1 125
92 167 4336 607
APP WITHDRAWN
2
6 16
152
672 2778
FILES CLOSED FOR INCOMPLETENESS
1 13 27 588 100
PA/WESTMORELAND COUNTY/8045.02
1 315
4 121
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 113 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 7 21 4 313 1291 374 1813 120 173
APPROVED, NOT ACCEPTED 4 1396 6
APP DENIED 1 33 1010 3008 177
APP WITHDRAWN
1 2
1 1 8
68 195
61 35 787
FILES CLOSED FOR INCOMPLETENESS
1 15
PA/WESTMORELAND COUNTY/8046.00
2 180 1 15
15 93
LOANS ORIGINATED 13 64 6 19 1119 1359 7367 301 47
APPROVED, NOT ACCEPTED 1 6 1103 621 75
APP DENIED 2 29 4255 3342 220
APP WITHDRAWN
1 1
2 14
18 18
314 1630
FILES CLOSED FOR INCOMPLETENESS
1
1
3 109 45
43
PA/WESTMORELAND COUNTY/8047.01
1542
1 112
2 118
LOANS ORIGINATED 17 74 12 221 2799 1565 9651 252 180
APPROVED, NOT ACCEPTED 1 6 162 775 54
APP DENIED
1
4 2 29 4
62
479 305 3531 17
APP WITHDRAWN
3
1 1 13
200
155 62 1641
FILES CLOSED FOR INCOMPLETENESS
13 104 62
PA/WESTMORELAND COUNTY/8047.02
1375
7 1017
4 111
LOANS ORIGINATED 3 18 2 17 721 263 1742 19 81
APPROVED, NOT ACCEPTED 3 266
APP DENIED 3 1 11 2463 32 1649 11
APP WITHDRAWN
1
3 1 2
32
247 84 207
FILES CLOSED FOR INCOMPLETENESS 1 22
PA/WESTMORELAND COUNTY/8048.01
41
2 320 1 65 221
4 77
LOANS ORIGINATED 26 137 30 321 2862 3175 19538 785 119
APPROVED, NOT ACCEPTED 1 1450 2096
APP DENIED 5 31 4237 5265 84
APP WITHDRAWN
2
1 1 26
38
132 251 3983
FILES CLOSED FOR INCOMPLETENESS
1
2
1 6 110
270
PA/WESTMORELAND COUNTY/8048.02
461
5 949 1 25
2 111
LOANS ORIGINATED 13 81 22 332 4783 1810 11290 1047 124
APPROVED, NOT ACCEPTED 14 1626
APP DENIED 2 4 41 12
2 120
194 563 4690 579
APP WITHDRAWN
1 3
2 1 20
1 38 35 291
357 108 2783
FILES CLOSED FOR INCOMPLETENESS
4 31
PA/WESTMORELAND COUNTY/8049.00
2542
8 1433 1 20
2 88
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 114 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 6 46 1413 1677 958 4666 411
APPROVED, NOT ACCEPTED 2 1220 9
APP DENIED 1 2 24 11
1 51
88 198 1833 217
APP WITHDRAWN
1 2
1 1 13
20 124
39 47 1678
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8050.00
4586
3 536
1 87
LOANS ORIGINATED 4 28 77 618 317 3704 454
APPROVED, NOT ACCEPTED 1 4 1184 658 75
APP DENIED 2 2 16 6185 112 1822 176
APP WITHDRAWN 1 332 305
FILES CLOSED FOR INCOMPLETENESS
1 32
PA/WESTMORELAND COUNTY/8051.00
1162
3 680
1 76
LOANS ORIGINATED 3 12 4 13 149 249 627 177 22
APPROVED, NOT ACCEPTED 1 114 3
APP DENIED 13 4
1 14
971 56
APP WITHDRAWN 3 220
FILES CLOSED FOR INCOMPLETENESS
1 19
PA/WESTMORELAND COUNTY/8052.00 15 78
LOANS ORIGINATED 4 1 5 21 70 126 68 47 47
APPROVED, NOT ACCEPTED
APP DENIED 2 9 1058 626 115
APP WITHDRAWN
3
4
56
250
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8054.00 39 53
LOANS ORIGINATED 15 38 11 110 681 1147 2304 299 21
APPROVED, NOT ACCEPTED 1 220 162
APP DENIED 1 2 23 10117 136 2183 112
APP WITHDRAWN
1
16
120
1440
FILES CLOSED FOR INCOMPLETENESS 1
1 52
144
PA/WESTMORELAND COUNTY/8055.00
4 390
6 87
LOANS ORIGINATED 7 17 6 26 552 463 931 192 76
APPROVED, NOT ACCEPTED 1 187 20
APP DENIED 2 6 3155 658 26
APP WITHDRAWN
1
5
49
382
FILES CLOSED FOR INCOMPLETENESS
1
1
3 48 60
59
PA/WESTMORELAND COUNTY/8056.00
481
1 140
3 84
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 115 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 10 44 14 110 1180 1787 6135 378 21
APPROVED, NOT ACCEPTED 3 429
APP DENIED 2 2 32 4175 289 4564 239
APP WITHDRAWN
1
1 1 15
155
96 200 2410
FILES CLOSED FOR INCOMPLETENESS
1
1
2 68 5
91
PA/WESTMORELAND COUNTY/8058.00
781
3 416
6 82
LOANS ORIGINATED 36 146 14 1 525 4073 3987 23699 1037 500 464
APPROVED, NOT ACCEPTED 3 20 2468 2949 95
APP DENIED
1
2 11 69 7
1 70 39
266 747 13813 553
APP WITHDRAWN
7
4 4 22
293
937 449 3532
FILES CLOSED FOR INCOMPLETENESS
32 82 292
PA/WESTMORELAND COUNTY/8059.00
3 548
3 107
LOANS ORIGINATED 14 29 8 313 853 1271 2727 290 352
APPROVED, NOT ACCEPTED 7 1611 10
APP DENIED 1 21 764 2101 82
APP WITHDRAWN 1 1363 1326
FILES CLOSED FOR INCOMPLETENESS
11 6 68
PA/WESTMORELAND COUNTY/8060.00
2 70
3 87
LOANS ORIGINATED 8 30 7 314 1370 856 3924 144 153
APPROVED, NOT ACCEPTED 4 1409 11
APP DENIED 4 27 5231 2893 190
APP WITHDRAWN
1 4
5 10
75 228
487 1499
FILES CLOSED FOR INCOMPLETENESS
1 73
PA/WESTMORELAND COUNTY/8061.00
1 191
2 82
LOANS ORIGINATED 6 20 4 15 462 1397 3030 300 25
APPROVED, NOT ACCEPTED 5 689
APP DENIED 1 3 19 861 298 2473 96
APP WITHDRAWN
2 1
7
18 140
775
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8062.00
2793
1 80
2 84
LOANS ORIGINATED 2 28 4 29 816 142 2373 52 151
APPROVED, NOT ACCEPTED 1 280 178
APP DENIED 2 18 2183 1620 40
APP WITHDRAWN 1 686 441
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8063.00 3 83
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 116 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 9 31 6 1 313 1225 775 3146 283 18 154
APPROVED, NOT ACCEPTED 3 3 1381 256 53
APP DENIED 1 2 20 6
1 37
76 230 2423 252
APP WITHDRAWN
2
1 1 7
230
48 68 718
FILES CLOSED FOR INCOMPLETENESS
11 4 64
PA/WESTMORELAND COUNTY/8064.00
231
2 218
2 90
LOANS ORIGINATED 18 61 10 29 1429 1951 6426 337 74
APPROVED, NOT ACCEPTED 2 3 6 1167 216 524 73
APP DENIED
1
2 26 8
1 41 27
61 3470 242
APP WITHDRAWN
1 2
16
41 18
2112
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8065.00
1855
2 180 1 70
2 89
LOANS ORIGINATED 3 24 8 16 464 164 3180 127 28
APPROVED, NOT ACCEPTED 1 1 3 257 95 382 25
APP DENIED 5 12 3
1 70
317 1669 55
APP WITHDRAWN
3
6
166
793
FILES CLOSED FOR INCOMPLETENESS
PA/WESTMORELAND COUNTY/8066.00
942
3 358
1 77
LOANS ORIGINATED 4 41 8 213 1201 256 4284 313 152
APPROVED, NOT ACCEPTED 7 701
APP DENIED 20 81717 305
APP WITHDRAWN
2
3 10
124
319 1328
FILES CLOSED FOR INCOMPLETENESS 1
1 50
71
PA/WESTMORELAND COUNTY/8067.00
2 135
3 94
LOANS ORIGINATED 1 21 9 18 505 26 1996 191 26
APPROVED, NOT ACCEPTED 1 4245 352
APP DENIED 1 1 8 564 16 584 88
APP WITHDRAWN
1
1 5
2
79 358
FILES CLOSED FOR INCOMPLETENESS
1
1
1 60 60
52
PA/WESTMORELAND COUNTY/8068.00 3 78
LOANS ORIGINATED 13 51 10 411 1137 2436 7089 675 305
APPROVED, NOT ACCEPTED 2 10222 1097
APP DENIED
2
1 4 16 8
103
206 201 2112 106
APP WITHDRAWN
2 5
1 1 12
59 241
39 215 1394
FILES CLOSED FOR INCOMPLETENESS 2 136
PA/WESTMORELAND COUNTY/8069.00
5 824 561
2 71
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 117 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 16 36 2 36 519 1879 5276 26 250
APPROVED, NOT ACCEPTED 1 1 471 65 569
APP DENIED 3 23 6
1 188
119 3311 202
APP WITHDRAWN
2
2 6
95
139 766
FILES CLOSED FOR INCOMPLETENESS
1 112
PA/WESTMORELAND COUNTY/8070.00
1682
4 499 1 187
1 91
LOANS ORIGINATED 8 33 119 967 935 3415 412
APPROVED, NOT ACCEPTED 4 1523 45
APP DENIED 2 16 6213 1858 185
APP WITHDRAWN
1
2 9
95
148 1054
FILES CLOSED FOR INCOMPLETENESS
11 55 60
PA/WESTMORELAND COUNTY/8071.00
461
2 80 1 10
1 98
LOANS ORIGINATED 51 168 24 321 2911 9780 32058 916 343
APPROVED, NOT ACCEPTED 2 3 17 1251 943 3063 5
APP DENIED
1
2 8 56 19
5
313 1633 8703 937
APP WITHDRAWN
5 1
32
1 2240 284 33
6080
FILES CLOSED FOR INCOMPLETENESS
1
1
2 110 194
118
PA/WESTMORELAND COUNTY/8072.00
5 971
2 114
LOANS ORIGINATED 19 73 13 1 318 2307 3199 12909 452 300 536
APPROVED, NOT ACCEPTED 1 1 5 179 323 803 10
APP DENIED
1
3 2 33 16
79
321 494 4461 562
APP WITHDRAWN
3 2
2 20
488 149
277 2446
FILES CLOSED FOR INCOMPLETENESS
1 35
PA/WESTMORELAND COUNTY/8073.00
3 572 1 116
1 88
LOANS ORIGINATED 6 31 10 27 712 1419 3841 687 210
APPROVED, NOT ACCEPTED 4 1349 10
APP DENIED 1 17 6137 2204 563
APP WITHDRAWN
1 1
2 6
94 156
108 646
FILES CLOSED FOR INCOMPLETENESS
21 12 102
PA/WESTMORELAND COUNTY/8074.01
911
3 427
1 87
LOANS ORIGINATED 55 160 14 1 521 3144 7263 28214 1090 59 341
APPROVED, NOT ACCEPTED 2 21 2342 3652 35
APP DENIED 1 1 41 8153 113 8471 524
APP WITHDRAWN
1
2 1 29
83
471 109 5490
FILES CLOSED FOR INCOMPLETENESS 1 64
PA/WESTMORELAND COUNTY/8074.02
10 1708
3 119
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 118 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 10 18 10 46 513 862 1761 496 251
APPROVED, NOT ACCEPTED 1 183 125
APP DENIED 3 1 12 3
1 125
275 18 899 73
APP WITHDRAWN
3 1
1 7
210 18
65 565
FILES CLOSED FOR INCOMPLETENESS
1
1
1 45 60
35
PA/WESTMORELAND COUNTY/8075.00
1 76
2 95
LOANS ORIGINATED 8 23 2 59 736 546 1634 79 299
APPROVED, NOT ACCEPTED 1 289 10
APP DENIED 4 3 21 6306 172 1816 240
APP WITHDRAWN 2 1260 1077
FILES CLOSED FOR INCOMPLETENESS
1 35
PA/WESTMORELAND COUNTY/8076.00
2 213 1 90
1 82
LOANS ORIGINATED 16 43 7 1 59 937 1179 5085 211 195 326
APPROVED, NOT ACCEPTED 2 3241 96
APP DENIED 1 23 575 2574 78
APP WITHDRAWN 1 2 14107 215 1241
FILES CLOSED FOR INCOMPLETENESS
1
1
95
198
PA/WESTMORELAND COUNTY/8077.00
3 389
1 94
LOANS ORIGINATED 14 24 9 315 1545 1299 2406 379 344
APPROVED, NOT ACCEPTED 2 1141 20
APP DENIED 3 3 21 1341 276 1741 4
APP WITHDRAWN
1
1 1 10
58
69 63 856
FILES CLOSED FOR INCOMPLETENESS 1
1 166
50
PA/WESTMORELAND COUNTY/8078.00
61
3 265 1 98
1 83
LOANS ORIGINATED 18 94 23 315 1688 1770 12850 1271 143
APPROVED, NOT ACCEPTED 3 5 2586 653 10
APP DENIED
1
3 5 49 8
97
192 550 6883 196
APP WITHDRAWN
3 3
4 31
416 192
300 4119
FILES CLOSED FOR INCOMPLETENESS
1
1
1 213 32
109
PA/WESTMORELAND COUNTY/8079.00
3263
6 367 1 3
1 87
LOANS ORIGINATED 7 41 12 1 312 1295 440 4209 432 40 210
APPROVED, NOT ACCEPTED 1 6 352 653 316
APP DENIED 3 3 31 19322 114 3245 437
APP WITHDRAWN
1 4
1 1 11
40 204
83 52 1263
FILES CLOSED FOR INCOMPLETENESS
1 52
PA/WESTMORELAND COUNTY/8081.00
2105
3 268 451
4 90
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 119 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED 7 20 4 36 441 491 1884 29 142
APPROVED, NOT ACCEPTED 2 1166 5
APP DENIED 3 19 9270 1687 174
APP WITHDRAWN
3 2
2 9
387 166
53 653
FILES CLOSED FOR INCOMPLETENESS
12 47 28
PA/WESTMORELAND COUNTY/8082.00
2 215 1 10
1 80
LOANS ORIGINATED 14 69 20 711 1344 1530 8115 639 1251
APPROVED, NOT ACCEPTED 2 6 2236 783 250
APP DENIED 5 3 38 8439 370 4112 237
APP WITHDRAWN
1 3
1 2 18
135 252
234 817 2833
FILES CLOSED FOR INCOMPLETENESS 1
1 30
109
PA/WESTMORELAND COUNTY/8083.00
4037
5 528
2 75
LOANS ORIGINATED 42 127 28 1216 1918 6413 19473 1268 1978
APPROVED, NOT ACCEPTED 2 2 10 2201 1595 871 27
APP DENIED
1
2 3 55 8
15
169 256 8547 205
APP WITHDRAWN
4 1
3 27
564 161
1345 5054
FILES CLOSED FOR INCOMPLETENESS
2
2 1
4 154 386
227 49
PA/WESTMORELAND COUNTY/8084.00
41
8 1204 3 468 65 1481 1
1 99
LOANS ORIGINATED 7 18 8 33 390 972 2071 190 471
APPROVED, NOT ACCEPTED 2 3 1330 390 67
APP DENIED 3 12 1
1 240
259 1485 20
APP WITHDRAWN
2
1 4
285
300 369
FILES CLOSED FOR INCOMPLETENESS
21 5 199
PA/WESTMORELAND COUNTY/8085.00
2 293 1 20 1401
1 90
LOANS ORIGINATED 7 51 17 75 457 1306 8143 1336 1910
APPROVED, NOT ACCEPTED 1 4 260 430 155
APP DENIED 1 2 36 8
1 60
88 110 5763 330
APP WITHDRAWN
6 2
1 2 14
1310 50
70 175 1967
FILES CLOSED FOR INCOMPLETENESS
1 21 7 100 213
PA/WESTMORELAND COUNTY/8086.00
221
2 300 1 35
1 83
LOANS ORIGINATED 11390 35165 6100 146 19848858 1070066 1744564 5358295 271987 118113 195449
APPROVED, NOT ACCEPTED 354 825 3622 553 1041321 127508 512411 23690 9414
APP DENIED
97
987 1484 14647 4209
200 18250 6435
108718 163856 1935632 135716
APP WITHDRAWN
1019 512
785 1107 8639
49 12027 84210 29304
93375 167574 1239934
FILES CLOSED FOR INCOMPLETENESS
9 389 106
177 192
809 41703 2138 39202 9117
19230 24353
MSA/MD(TOTAL)
30170456
1866 270495 158 9537 1360 7692 21144 75 30
0 0
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 120 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
LOANS ORIGINATED
APPROVED, NOT ACCEPTED
APP DENIED
APP WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
INVALID GEOGRAPHIC IDENTIFIERS 2/ 0 0
Report Date: 05/24/2010
AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 121 of 121
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
%MinPop4/
MedianIncome As
PCT ofMSA/MDMedian
PA/ALLEGHENY COUNTY/0103.00 3 252
PA/ALLEGHENY COUNTY/0201.00 12 32292 400
PA/ALLEGHENY COUNTY/0203.00 1 1282 189
PA/ALLEGHENY COUNTY/0305.00 3 6 2364 843 241
PA/ALLEGHENY COUNTY/0402.00 2 2 1278 125 88
PA/ALLEGHENY COUNTY/0403.00 1 22 696
PA/ALLEGHENY COUNTY/0404.00 5 2 3455 476 529
PA/ALLEGHENY COUNTY/0405.00 1 3 1112 266 112
PA/ALLEGHENY COUNTY/0406.00 1 118
PA/ALLEGHENY COUNTY/0409.00 8 7 412 1473 616 689 356
PA/ALLEGHENY COUNTY/0501.00 4 21 23 488 24
PA/ALLEGHENY COUNTY/0506.00 53 251 267
PA/ALLEGHENY COUNTY/0507.00 3 1354 111
PA/ALLEGHENY COUNTY/0510.00 1 23
PA/ALLEGHENY COUNTY/0603.00 6 2 37 945 557 147 237
PA/ALLEGHENY COUNTY/0605.00 3 314
PA/ALLEGHENY COUNTY/0703.00 11 13 2 23 715 3325 3259 405 306
PA/ALLEGHENY COUNTY/0705.00 7 83 609 507 1880
PA/ALLEGHENY COUNTY/0706.00 11 4 31 172 3016 942 329
PA/ALLEGHENY COUNTY/0708.00 3 6653 1402
PA/ALLEGHENY COUNTY/0709.00 17 16 11 257 3104 4861 83
PA/ALLEGHENY COUNTY/0802.00 5 9 26 478 317 433 129
PA/ALLEGHENY COUNTY/0804.00 1 3 11 163 216 388 113
PA/ALLEGHENY COUNTY/0806.00 4 4 1 34 620 710 591 63 410
PA/ALLEGHENY COUNTY/0807.00 2 2 22 265 157 220 160
PA/ALLEGHENY COUNTY/0809.00 3 3 3178 329 359
PA/ALLEGHENY COUNTY/0901.00 1 86 617 16 755
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 1 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/0902.00 3 6 1 26 680 382 482 104 242
PA/ALLEGHENY COUNTY/0903.00 4 52 155 324 380
PA/ALLEGHENY COUNTY/1005.00 3 117 507 177 892
PA/ALLEGHENY COUNTY/1011.00 2 8 15 393 91 325 34
PA/ALLEGHENY COUNTY/1014.00 8 17 417 2013 934 1757 472
PA/ALLEGHENY COUNTY/1016.00 2 98
PA/ALLEGHENY COUNTY/1017.00 1 3 11 39 103 119 39
PA/ALLEGHENY COUNTY/1018.00 8 1416 1542 495 1246
PA/ALLEGHENY COUNTY/1102.00 8 18 1 410 1159 1183 2504 224 258
PA/ALLEGHENY COUNTY/1106.00 12 14 16 872 2751 2581 152
PA/ALLEGHENY COUNTY/1113.00 2 1 12 524 126 101 32
PA/ALLEGHENY COUNTY/1114.00 1 649 302
PA/ALLEGHENY COUNTY/1115.00 11 52 47
PA/ALLEGHENY COUNTY/1201.00 4 15 135 96 10
PA/ALLEGHENY COUNTY/1202.00 1 151 51
PA/ALLEGHENY COUNTY/1203.00 1 136 36
PA/ALLEGHENY COUNTY/1204.00 2 62
PA/ALLEGHENY COUNTY/1208.00 1 130
PA/ALLEGHENY COUNTY/1301.00 2 64
PA/ALLEGHENY COUNTY/1302.00 4 12 44 129 15
PA/ALLEGHENY COUNTY/1304.00 2 13 152 43 14
PA/ALLEGHENY COUNTY/1306.00 52 108 200
PA/ALLEGHENY COUNTY/1401.00 10 25 21 275 3218 7884 1185
PA/ALLEGHENY COUNTY/1402.00 4 13 11069 3815 200
PA/ALLEGHENY COUNTY/1403.00 15 22 52 467 2536 4629 782
PA/ALLEGHENY COUNTY/1404.00 12 211 161 3444 5679
PA/ALLEGHENY COUNTY/1405.00 1 10 1 12 251 152 1671 246 182
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 2 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/1406.00 28 28 111 2477 5894 5233 94
PA/ALLEGHENY COUNTY/1408.00 17 17 2 24 790 3823 3770 252 329
PA/ALLEGHENY COUNTY/1410.00 6 7 2 12 179 727 1140 358 91
PA/ALLEGHENY COUNTY/1411.00 7 4 16 781 914 398 130
PA/ALLEGHENY COUNTY/1413.00 19 21 61 333 3227 4440 997
PA/ALLEGHENY COUNTY/1414.00 17 255 844 3118 5316
PA/ALLEGHENY COUNTY/1501.00 3 6 24 669 215 650 92
PA/ALLEGHENY COUNTY/1504.00 1 196
PA/ALLEGHENY COUNTY/1515.00 1 10 1 14 262 28 727 25 28
PA/ALLEGHENY COUNTY/1516.00 7 4 116 2034 664 563 60
PA/ALLEGHENY COUNTY/1517.00 14 21 1 229 3397 1560 2169 34 167
PA/ALLEGHENY COUNTY/1603.00 31 22 200
PA/ALLEGHENY COUNTY/1606.00 1 115 15
PA/ALLEGHENY COUNTY/1607.00 12 118 9
PA/ALLEGHENY COUNTY/1608.00 2 11 35 560 188 1417 245
PA/ALLEGHENY COUNTY/1609.00 8 20 22 427 1400 2906 164
PA/ALLEGHENY COUNTY/1702.00 21 21 45 758 2899 2684 235
PA/ALLEGHENY COUNTY/1706.00 6 97 854 880 1257
PA/ALLEGHENY COUNTY/1803.00 6 442
PA/ALLEGHENY COUNTY/1806.00 2 53 179 73 345
PA/ALLEGHENY COUNTY/1807.00 3 5 17 416 116 454 75
PA/ALLEGHENY COUNTY/1809.00 15 210 20
PA/ALLEGHENY COUNTY/1903.00 2 11 112 1927 47 1796 275
PA/ALLEGHENY COUNTY/1911.00 7 14 22 230 782 1647 487
PA/ALLEGHENY COUNTY/1914.00 10 6 55 748 1456 379 421
PA/ALLEGHENY COUNTY/1915.00 1 75 488 106 731
PA/ALLEGHENY COUNTY/1916.00 5 22 117 1167 221 1649 54
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 3 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/1917.00 9 17 1 123 1874 555 1233 86 68
PA/ALLEGHENY COUNTY/1918.00 12 25 1 141 4163 757 2064 102 99
PA/ALLEGHENY COUNTY/1919.00 7 6 1 110 925 485 370 38 38
PA/ALLEGHENY COUNTY/1920.00 3 15 215 938 93 1026 126 1 10
PA/ALLEGHENY COUNTY/2016.00 1 36 527 64 222
PA/ALLEGHENY COUNTY/2017.00 2 414
PA/ALLEGHENY COUNTY/2018.00 2 5 23 158 131 223 86
PA/ALLEGHENY COUNTY/2019.00 1 73
PA/ALLEGHENY COUNTY/2020.00 104 220 718
PA/ALLEGHENY COUNTY/2022.00 5 4 19 719 224 308 34
PA/ALLEGHENY COUNTY/2023.00 10 19 116 1929 625 2204 85
PA/ALLEGHENY COUNTY/2107.00 1 7 12 126 226 667 52
PA/ALLEGHENY COUNTY/2201.00 3 579
PA/ALLEGHENY COUNTY/2206.00 7 85 622 980 1448
PA/ALLEGHENY COUNTY/2304.00 3 44 646 302 473
PA/ALLEGHENY COUNTY/2406.00 6 8 14 191 479 455 22
PA/ALLEGHENY COUNTY/2412.00 43 243 189
PA/ALLEGHENY COUNTY/2503.00 4 7367 740
PA/ALLEGHENY COUNTY/2507.00 2 1117 49
PA/ALLEGHENY COUNTY/2509.00 44 430 249
PA/ALLEGHENY COUNTY/2602.00 10 17 719 715 52
PA/ALLEGHENY COUNTY/2607.00 2 118 867 218 801
PA/ALLEGHENY COUNTY/2609.00 1 71
PA/ALLEGHENY COUNTY/2612.00 1 45 489 91 448
PA/ALLEGHENY COUNTY/2614.00 1 5 11 17 13 361 12
PA/ALLEGHENY COUNTY/2615.00 3 32 98 166 157
PA/ALLEGHENY COUNTY/2620.00 1 10 17 360 34 509 82
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 4 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/2701.00 7 8 111 1118 686 964 100
PA/ALLEGHENY COUNTY/2703.00 2 9 23 252 147 672 130
PA/ALLEGHENY COUNTY/2704.00 1 26 434 42 130
PA/ALLEGHENY COUNTY/2708.00 10 17 214 1452 606 1481 83
PA/ALLEGHENY COUNTY/2715.00 5 4 1 17 449 702 167 49 42
PA/ALLEGHENY COUNTY/2805.00 13 203 58
PA/ALLEGHENY COUNTY/2807.00 2 6 17 615 113 529 23
PA/ALLEGHENY COUNTY/2808.00 1 108
PA/ALLEGHENY COUNTY/2811.00 6 13 111 1034 574 1798 19
PA/ALLEGHENY COUNTY/2812.00 1 47 798 98 419
PA/ALLEGHENY COUNTY/2814.00 1 4 16 457 58 331 58
PA/ALLEGHENY COUNTY/2815.00 7 65 446 401 410
PA/ALLEGHENY COUNTY/2901.00 3 54 274 117 340
PA/ALLEGHENY COUNTY/2902.00 4 9 18 619 190 562 77
PA/ALLEGHENY COUNTY/2904.00 3 12 214 1066 69 791 128
PA/ALLEGHENY COUNTY/3001.00 2 9 22 119 60 472 60
PA/ALLEGHENY COUNTY/3101.00 21 47 36
PA/ALLEGHENY COUNTY/3102.00 28 112 933 2245 54
PA/ALLEGHENY COUNTY/3103.00 17 12 278 2805 55
PA/ALLEGHENY COUNTY/3204.00 1 7 214 1055 40 624 112
PA/ALLEGHENY COUNTY/3206.00 10 316 1407 755 160
PA/ALLEGHENY COUNTY/3207.00 4 12 15 429 212 1065 70 1 35
PA/ALLEGHENY COUNTY/4011.00 11 26 115 1450 1288 2563 99
PA/ALLEGHENY COUNTY/4012.00 2 3 16 606 103 304 17
PA/ALLEGHENY COUNTY/4013.00 10 156 652 774 1468
PA/ALLEGHENY COUNTY/4020.00 4 1013 954 209 699
PA/ALLEGHENY COUNTY/4035.00 3 126 489 161 758
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 5 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/4040.00 2 9 11 93 72 560 32
PA/ALLEGHENY COUNTY/4050.00 1 7 13 381 90 714 24
PA/ALLEGHENY COUNTY/4060.00 4 111 127 298 1662
PA/ALLEGHENY COUNTY/4070.01 9 38 18 1107 1220 4622 77
PA/ALLEGHENY COUNTY/4070.02 12 51 124 3140 1153 6965 148
PA/ALLEGHENY COUNTY/4080.01 28 42 117 3228 5170 9639 155
PA/ALLEGHENY COUNTY/4080.02 41 70 139 7032 7111 12258 85 1 138
PA/ALLEGHENY COUNTY/4090.00 56 128 2 224 4876 13930 33229 257 240
PA/ALLEGHENY COUNTY/4100.00 4 10780 2412
PA/ALLEGHENY COUNTY/4110.00 30 84 17 1682 7159 22278 65
PA/ALLEGHENY COUNTY/4120.01 53 103 2 116 3431 11893 24102 183 132 1 44
PA/ALLEGHENY COUNTY/4120.02 24 60 2 24 711 5266 12763 375 322
PA/ALLEGHENY COUNTY/4131.00 23 54 210 2097 4778 11018 295
PA/ALLEGHENY COUNTY/4132.01 14 28 111 1573 1614 4212 175
PA/ALLEGHENY COUNTY/4132.02 11 20 1 19 1199 1238 3174 170 139
PA/ALLEGHENY COUNTY/4133.00 7 3717 2456 882 5811
PA/ALLEGHENY COUNTY/4134.00 17 30 119 3192 1771 5055 98
PA/ALLEGHENY COUNTY/4135.00 22 35 29 1524 2619 5528 155
PA/ALLEGHENY COUNTY/4141.01 20 52 1 119 3091 3443 8768 212 83
PA/ALLEGHENY COUNTY/4141.02 24 75 1 220 2742 4827 12643 40 246
PA/ALLEGHENY COUNTY/4142.00 17 61 1 39 1350 2449 11776 289 509
PA/ALLEGHENY COUNTY/4150.01 19 33 1 117 3249 3007 6759 37 14
PA/ALLEGHENY COUNTY/4150.02 7 225 768 945 4102
PA/ALLEGHENY COUNTY/4160.00 3 6 18 737 362 601 213 1 63
PA/ALLEGHENY COUNTY/4171.00 1 1511 875 129 1573
PA/ALLEGHENY COUNTY/4172.00 2 14 380 147 71
PA/ALLEGHENY COUNTY/4180.00 1 12 16 735 95 1463 113
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 6 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/4190.00 7 1711 1442 769 2941
PA/ALLEGHENY COUNTY/4200.00 6 6 13 368 438 315 48
PA/ALLEGHENY COUNTY/4211.00 23 49 1 33 572 4278 10550 121 385
PA/ALLEGHENY COUNTY/4212.00 21 32 29 1493 4243 5972 287
PA/ALLEGHENY COUNTY/4220.00 20 62 26384 20866 430
PA/ALLEGHENY COUNTY/4230.00 7 2510 2033 1093 4259
PA/ALLEGHENY COUNTY/4240.00 5 146 616 466 983
PA/ALLEGHENY COUNTY/4250.00 2 119 722 52 878
PA/ALLEGHENY COUNTY/4263.00 23 5423 3278 2402 6866
PA/ALLEGHENY COUNTY/4264.00 16 26 1 124 3044 1703 2852 134 63
PA/ALLEGHENY COUNTY/4267.00 8 13 212 1313 613 1887 117
PA/ALLEGHENY COUNTY/4268.00 18 40 1 119 2766 1993 5987 198 68
PA/ALLEGHENY COUNTY/4270.00 5 8 38 521 357 546 192
PA/ALLEGHENY COUNTY/4271.00 18 42 1 122 3168 2091 5533 33 14
PA/ALLEGHENY COUNTY/4272.00 18 2722 2942 1978 3405
PA/ALLEGHENY COUNTY/4281.00 2 91 101 138 812
PA/ALLEGHENY COUNTY/4282.00 9 16 115 1882 682 1554 105
PA/ALLEGHENY COUNTY/4291.00 12 15 2 111 1589 1545 1760 70 52
PA/ALLEGHENY COUNTY/4292.01 18 36 112 1983 1809 5680 89
PA/ALLEGHENY COUNTY/4292.02 17 43 128 4454 1822 6056 178
PA/ALLEGHENY COUNTY/4293.00 29 4122 3113 2433 5318
PA/ALLEGHENY COUNTY/4294.00 12 28 3 330 4150 1178 3737 243 144
PA/ALLEGHENY COUNTY/4295.00 14 26 214 1706 1897 3519 172
PA/ALLEGHENY COUNTY/4296.00 9 3125 3657 561 2902
PA/ALLEGHENY COUNTY/4297.00 6 2115 1718 525 2329
PA/ALLEGHENY COUNTY/4301.00 4 10 113 1267 257 966 25
PA/ALLEGHENY COUNTY/4302.00 9 24 126 3191 770 2642 158
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 7 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/4311.00 6 12 112 1312 316 1066 93
PA/ALLEGHENY COUNTY/4314.00 4 83 267 159 808
PA/ALLEGHENY COUNTY/4315.00 4 77 743 321 664
PA/ALLEGHENY COUNTY/4323.00 4 12 113 1250 233 930 99
PA/ALLEGHENY COUNTY/4324.00 3 1315 1472 100 1041
PA/ALLEGHENY COUNTY/4330.00 3 62 467 930 1823
PA/ALLEGHENY COUNTY/4340.00 7 20 16 910 857 3268 77
PA/ALLEGHENY COUNTY/4350.00 9 11 116 2194 750 1187 18
PA/ALLEGHENY COUNTY/4360.00 5 31 251 405 507
PA/ALLEGHENY COUNTY/4370.00 30 60 211 2753 5687 13280 276
PA/ALLEGHENY COUNTY/4380.00 1 4 1100 958 256
PA/ALLEGHENY COUNTY/4390.00 5 182 294 1443 5017
PA/ALLEGHENY COUNTY/4400.00 9 123275 3750
PA/ALLEGHENY COUNTY/4410.00 8 73 516 1463 1117
PA/ALLEGHENY COUNTY/4420.00 61 51 1096
PA/ALLEGHENY COUNTY/4440.00 4 6951 1905
PA/ALLEGHENY COUNTY/4455.00 15 35 2 24 725 3950 10265 539 272
PA/ALLEGHENY COUNTY/4460.00 11 32 24695 10966 1292
PA/ALLEGHENY COUNTY/4470.00 3 9 2 23 594 296 1272 168 190
PA/ALLEGHENY COUNTY/4480.00 4 1 14 769 124 80 10
PA/ALLEGHENY COUNTY/4490.00 3 21 19 1007 325 2317 46
PA/ALLEGHENY COUNTY/4507.00 7 17 1 110 770 345 1218 164 33
PA/ALLEGHENY COUNTY/4508.00 2 8 19 545 74 648 26
PA/ALLEGHENY COUNTY/4511.01 6 41 113 1810 906 8264 128
PA/ALLEGHENY COUNTY/4511.02 11 3016 2413 1345 4167
PA/ALLEGHENY COUNTY/4511.03 33 52 2 537 6769 5876 8229 172 823 2 269
PA/ALLEGHENY COUNTY/4513.00 22 74 128 4357 4057 14268 65
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 8 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/4520.00 12 27 213 2084 1427 4304 166
PA/ALLEGHENY COUNTY/4530.01 25 68 1 330 3724 2528 10391 21 201
PA/ALLEGHENY COUNTY/4530.02 15 56 127 4104 2450 9346 345
PA/ALLEGHENY COUNTY/4540.00 3 1487 94
PA/ALLEGHENY COUNTY/4550.00 1 73 324 143 833
PA/ALLEGHENY COUNTY/4560.01 8 35 27 971 1010 5531 298
PA/ALLEGHENY COUNTY/4560.03 54 78 1 240 7168 10897 16820 180 365 1 30
PA/ALLEGHENY COUNTY/4560.04 22 34 1 225 3084 2337 4212 91 83
PA/ALLEGHENY COUNTY/4571.00 3 51 157 75 504
PA/ALLEGHENY COUNTY/4572.00 8 11 1 114 1529 633 1234 40 48
PA/ALLEGHENY COUNTY/4580.00 28 57 112 1442 5901 12531 10
PA/ALLEGHENY COUNTY/4591.01 7 10 18 1374 1337 1129 53
PA/ALLEGHENY COUNTY/4591.02 11 39 121 3081 1218 7742 28
PA/ALLEGHENY COUNTY/4592.01 17 25 115 2420 2364 3297 34
PA/ALLEGHENY COUNTY/4592.02 4 315 1359 176 264
PA/ALLEGHENY COUNTY/4600.01 17 2821 2437 1354 4703
PA/ALLEGHENY COUNTY/4600.02 9 25 15 488 818 3040 12
PA/ALLEGHENY COUNTY/4610.00 3 6 13 156 144 679 25
PA/ALLEGHENY COUNTY/4621.00 2 6 15 462 125 481 29
PA/ALLEGHENY COUNTY/4626.00 1 1212 711 59 711
PA/ALLEGHENY COUNTY/4639.00 8 9 312 1202 779 341 108
PA/ALLEGHENY COUNTY/4643.00 4 18 217 1688 242 1726 81
PA/ALLEGHENY COUNTY/4644.00 1 3 12 122 49 189 49
PA/ALLEGHENY COUNTY/4656.00 2 13 1 17 563 25 1537 115 55
PA/ALLEGHENY COUNTY/4658.00 10 14 1 316 1697 719 1320 94 219
PA/ALLEGHENY COUNTY/4660.00 3 63 495 280 999
PA/ALLEGHENY COUNTY/4670.00 4 12 334 791 129
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 9 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/4687.00 5 7 15 308 294 502 54
PA/ALLEGHENY COUNTY/4688.00 10 19 411 1114 815 1464 188
PA/ALLEGHENY COUNTY/4689.00 7 23 117 1900 444 2299 73
PA/ALLEGHENY COUNTY/4690.00 17 31 125 3248 2063 4006 68
PA/ALLEGHENY COUNTY/4703.00 7 2310 1459 782 2705
PA/ALLEGHENY COUNTY/4704.00 7 23 125 3005 602 2694 80
PA/ALLEGHENY COUNTY/4705.00 21 25 224 2721 1515 3198 89
PA/ALLEGHENY COUNTY/4706.00 3 20 211 1052 123 2106 100
PA/ALLEGHENY COUNTY/4710.00 24 394 141
PA/ALLEGHENY COUNTY/4721.00 9 6 1 117 2052 689 714 87 87
PA/ALLEGHENY COUNTY/4722.00 7 9 1 314 1645 436 1073 92 203
PA/ALLEGHENY COUNTY/4723.00 44 433 273
PA/ALLEGHENY COUNTY/4724.00 2 810 1157 117 734
PA/ALLEGHENY COUNTY/4731.00 26 40 417 3098 4352 7675 310 1 13
PA/ALLEGHENY COUNTY/4732.00 10 26 18 1378 1438 4228 151
PA/ALLEGHENY COUNTY/4733.00 31 51 333 5120 3663 7530 196
PA/ALLEGHENY COUNTY/4734.01 14 30 1 16 1170 3454 7551 54 417
PA/ALLEGHENY COUNTY/4734.02 17 45 1 212 2329 3269 9456 376 399
PA/ALLEGHENY COUNTY/4735.00 24 5111 1755 5094 12115
PA/ALLEGHENY COUNTY/4736.01 25 31 14 654 5737 7075 354
PA/ALLEGHENY COUNTY/4736.02 8 28 1 120 3692 948 4330 290 104
PA/ALLEGHENY COUNTY/4741.01 24 27 29 1688 4418 6053 324
PA/ALLEGHENY COUNTY/4741.02 13 45 1 311 2317 2779 10118 206 493
PA/ALLEGHENY COUNTY/4742.01 11 37 1 16 1218 2019 7899 173 105
PA/ALLEGHENY COUNTY/4742.02 30 60 110 1890 5983 12454 197
PA/ALLEGHENY COUNTY/4742.03 32 63 1 115 2842 5803 12562 211 42
PA/ALLEGHENY COUNTY/4751.01 14 3219 2385 978 4200
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 10 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/4751.02 7 16 26 916 578 1753 166
PA/ALLEGHENY COUNTY/4752.00 16 31 1 126 3889 1800 4199 120 80
PA/ALLEGHENY COUNTY/4753.01 9 20 227 3436 1007 2390 154
PA/ALLEGHENY COUNTY/4753.03 23 32 117 2887 2781 4133 103
PA/ALLEGHENY COUNTY/4753.04 23 42 1 125 3363 3601 6815 146 312
PA/ALLEGHENY COUNTY/4754.01 7 47 1 114 2106 865 6181 212 93
PA/ALLEGHENY COUNTY/4754.02 7 2310 1534 635 4181
PA/ALLEGHENY COUNTY/4761.00 10 21 514 1515 453 1843 55
PA/ALLEGHENY COUNTY/4762.00 4 3318 1993 332 2792
PA/ALLEGHENY COUNTY/4771.00 14 1724 2952 1320 1656
PA/ALLEGHENY COUNTY/4772.00 14 2919 2477 1322 3360
PA/ALLEGHENY COUNTY/4773.00 14 26 224 2684 1256 3659 101
PA/ALLEGHENY COUNTY/4781.00 3 20 1 119 1644 258 1536 23 59
PA/ALLEGHENY COUNTY/4782.00 9 22 235 2734 743 1615 80
PA/ALLEGHENY COUNTY/4790.00 12 616 2022 1220 647
PA/ALLEGHENY COUNTY/4801.01 8 17 215 1597 485 1688 90
PA/ALLEGHENY COUNTY/4801.02 3 1820 2233 320 1854
PA/ALLEGHENY COUNTY/4802.00 7 28 120 2087 498 2594 91
PA/ALLEGHENY COUNTY/4803.00 16 1715 1265 2355 2297
PA/ALLEGHENY COUNTY/4804.00 11 15 1 126 2701 676 1336 25 44
PA/ALLEGHENY COUNTY/4810.00 1 8 17 412 10 405 73
PA/ALLEGHENY COUNTY/4825.00 6 42 145 746 231
PA/ALLEGHENY COUNTY/4838.00 1 5 11 44 14 473 42
PA/ALLEGHENY COUNTY/4843.00 3 75 745 253 507
PA/ALLEGHENY COUNTY/4845.00 5 2520 1616 215 2302
PA/ALLEGHENY COUNTY/4846.00 4 64 342 216 500
PA/ALLEGHENY COUNTY/4850.00 1 7 24 218 111 317 84
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 11 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/4867.00 4 163
PA/ALLEGHENY COUNTY/4868.00 1 30
PA/ALLEGHENY COUNTY/4869.00 11 53 37
PA/ALLEGHENY COUNTY/4870.00 3 54 206 127 292
PA/ALLEGHENY COUNTY/4881.00 1 114 302 11 986
PA/ALLEGHENY COUNTY/4882.00 3 5 113 951 141 361 32
PA/ALLEGHENY COUNTY/4883.00 2 57 921 198 557
PA/ALLEGHENY COUNTY/4884.00 3 826 1795 68 689
PA/ALLEGHENY COUNTY/4885.00 3 1313 1203 155 896
PA/ALLEGHENY COUNTY/4886.00 8 22 115 1402 320 2287 59
PA/ALLEGHENY COUNTY/4890.01 13 30 215 1924 1512 3826 249
PA/ALLEGHENY COUNTY/4890.02 14 2715 2101 1182 3375
PA/ALLEGHENY COUNTY/4900.02 14 27 118 2194 1037 3249 34
PA/ALLEGHENY COUNTY/4900.03 11 22 1 18 1217 1016 2103 128 160
PA/ALLEGHENY COUNTY/4900.04 19 33 118 2553 1272 4726 124
PA/ALLEGHENY COUNTY/4911.01 31 55 1 120 3421 5294 10719 162 40
PA/ALLEGHENY COUNTY/4911.02 1 19 19 1904 94 2871 22
PA/ALLEGHENY COUNTY/4912.00 3 47 750 396 593
PA/ALLEGHENY COUNTY/4927.00 1 7 12 96 46 257 28
PA/ALLEGHENY COUNTY/4928.00 3 62 66 114 224
PA/ALLEGHENY COUNTY/4929.00 2 4 19 477 91 135 50
PA/ALLEGHENY COUNTY/4930.00 2 145
PA/ALLEGHENY COUNTY/4940.00 1 6 1 15 359 81 772 78 52
PA/ALLEGHENY COUNTY/4950.00 4 124 431 141 1577
PA/ALLEGHENY COUNTY/4961.01 7 1415 2169 708 1340
PA/ALLEGHENY COUNTY/4961.02 13 20 114 1333 1427 2694 7
PA/ALLEGHENY COUNTY/4962.00 2 3122 2404 111 3199
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 12 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/4970.00 1 13 349 16 39
PA/ALLEGHENY COUNTY/4980.00 2 1110 710 127 847
PA/ALLEGHENY COUNTY/4993.00 72 138 310
PA/ALLEGHENY COUNTY/4994.00 6 76 402 305 320
PA/ALLEGHENY COUNTY/5003.00 4 17 117 1032 143 927 37
PA/ALLEGHENY COUNTY/5010.00 33 149 209
PA/ALLEGHENY COUNTY/5020.00 1 97
PA/ALLEGHENY COUNTY/5030.01 86 691 1099
PA/ALLEGHENY COUNTY/5030.02 10 33 116 1310 676 3080 65
PA/ALLEGHENY COUNTY/5041.00 5 176 425 225 1378
PA/ALLEGHENY COUNTY/5044.00 10 19 117 1468 644 1739 15
PA/ALLEGHENY COUNTY/5060.00 1 170
PA/ALLEGHENY COUNTY/5070.00 108 635 516
PA/ALLEGHENY COUNTY/5080.00 3 11 85 153 58
PA/ALLEGHENY COUNTY/5094.00 147 396 793
PA/ALLEGHENY COUNTY/5100.00 1 55 211 13 240
PA/ALLEGHENY COUNTY/5110.00 24 375 107
PA/ALLEGHENY COUNTY/5120.00 3 46 256 109 171
PA/ALLEGHENY COUNTY/5128.00 2 13 133 123 53
PA/ALLEGHENY COUNTY/5129.00 1 71 26 35 211
PA/ALLEGHENY COUNTY/5138.00 2 19 427 94 13
PA/ALLEGHENY COUNTY/5140.00 14 182 47
PA/ALLEGHENY COUNTY/5151.00 2 7 16 436 85 330 53
PA/ALLEGHENY COUNTY/5152.00 4 57 637 220 487
PA/ALLEGHENY COUNTY/5153.00 5 7 14 278 366 766 104
PA/ALLEGHENY COUNTY/5154.00 5 7 2 11 66 438 725 65 101
PA/ALLEGHENY COUNTY/5155.00 5 9 11 218 810 1531 72
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 13 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/5161.00 7 95 870 1314 1955
PA/ALLEGHENY COUNTY/5162.00 7 106 1156 1138 1462
PA/ALLEGHENY COUNTY/5170.00 2 55 393 83 333
PA/ALLEGHENY COUNTY/5180.01 16 17 19 1399 1636 2317 156
PA/ALLEGHENY COUNTY/5180.02 7 15 113 1269 633 1095 100
PA/ALLEGHENY COUNTY/5190.00 12 178 1091 1544 2441
PA/ALLEGHENY COUNTY/5200.01 8 148 837 830 1623
PA/ALLEGHENY COUNTY/5200.02 5 20 18 753 304 2057 24
PA/ALLEGHENY COUNTY/5211.00 11 32 1 113 1699 1091 3484 214 86 1 104
PA/ALLEGHENY COUNTY/5212.00 5 19 1 211 988 435 1752 93 203
PA/ALLEGHENY COUNTY/5213.01 11 96 999 1582 1215
PA/ALLEGHENY COUNTY/5213.02 4 11 213 1290 252 1243 67
PA/ALLEGHENY COUNTY/5214.01 7 96 728 1031 863
PA/ALLEGHENY COUNTY/5214.02 16 318 1515 2042 4588
PA/ALLEGHENY COUNTY/5215.00 7 3621 2876 504 4697
PA/ALLEGHENY COUNTY/5220.00 3 15 278 186 47
PA/ALLEGHENY COUNTY/5231.00 2 12 114 844 133 672 23
PA/ALLEGHENY COUNTY/5232.00 5 18 118 1460 323 1188 30
PA/ALLEGHENY COUNTY/5233.00 9 21 116 1174 676 1755 8
PA/ALLEGHENY COUNTY/5234.00 13 28 126 2146 1187 1989 28
PA/ALLEGHENY COUNTY/5235.01 3 25 1 314 1341 312 2523 12 220
PA/ALLEGHENY COUNTY/5235.02 2 6 1 16 447 70 358 20 31
PA/ALLEGHENY COUNTY/5236.00 11 32 1 219 1586 970 2870 68 153
PA/ALLEGHENY COUNTY/5237.01 6 2725 2384 370 2186
PA/ALLEGHENY COUNTY/5237.02 6 30 112 973 373 2696 46
PA/ALLEGHENY COUNTY/5238.00 6 26 1 131 2624 520 2071 124 34
PA/ALLEGHENY COUNTY/5240.00 1 135 420 72 785
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 14 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ALLEGHENY COUNTY/5251.00 13 11 1 312 1453 1694 961 151 143
PA/ALLEGHENY COUNTY/5252.00 3 52 223 286 862
PA/ALLEGHENY COUNTY/5253.00 8 177 867 1694 3752
PA/ALLEGHENY COUNTY/5261.01 26 50 127 4523 4012 7247 45 1 135
PA/ALLEGHENY COUNTY/5261.02 1 95 578 223 1307
PA/ALLEGHENY COUNTY/5262.01 7 25 111 1213 653 3854 98
PA/ALLEGHENY COUNTY/5262.02 11 36 214 1792 977 4901 131
PA/ALLEGHENY COUNTY/5263.01 4 20 119 2356 281 2220 28
PA/ALLEGHENY COUNTY/5263.02 9 3219 2590 921 3847
PA/ALLEGHENY COUNTY/5509.00 1 130 78
PA/ALLEGHENY COUNTY/5512.00 143 150 749
PA/ALLEGHENY COUNTY/5513.00 1 411 854 54 323
PA/ALLEGHENY COUNTY/5519.00 4 171
PA/ALLEGHENY COUNTY/5520.00 22 98 102
PA/ALLEGHENY COUNTY/5521.00 1 37
PA/ALLEGHENY COUNTY/5522.00 7 391
PA/ALLEGHENY COUNTY/5523.00 8 15 274 395 44
PA/ALLEGHENY COUNTY/5524.00 138 342 729
PA/ALLEGHENY COUNTY/5604.00 23 141 106
PA/ALLEGHENY COUNTY/5605.00 12 6 1 13 540 1221 1142 143 95
PA/ALLEGHENY COUNTY/5606.00 1 12 151 38 84
PA/ALLEGHENY COUNTY/5610.00 2 21 71 207 71
PA/ALLEGHENY COUNTY/5611.00 1 554 282
PA/ALLEGHENY COUNTY/5612.00 1 69
PA/ALLEGHENY COUNTY/5614.00 4 11 113 1235 155 1170 89 1 10
PA/ALLEGHENY COUNTY/5615.00 4 104 287 104 397
PA/ARMSTRONG COUNTY/9801.00 93 204 1202
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 15 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/ARMSTRONG COUNTY/9802.00 71 79 759
PA/ARMSTRONG COUNTY/9803.00 2 7 15 425 193 613 80
PA/ARMSTRONG COUNTY/9804.00 4 11 2380 1451 167
PA/ARMSTRONG COUNTY/9805.00 4 26 19 949 246 2915 91 2 270
PA/ARMSTRONG COUNTY/9806.00 2 64 519 55 675
PA/ARMSTRONG COUNTY/9807.00 1 63 253 136 610
PA/ARMSTRONG COUNTY/9808.00 71 92 907
PA/ARMSTRONG COUNTY/9809.00 218 775 2118
PA/ARMSTRONG COUNTY/9810.00 4 146 495 98 1496
PA/ARMSTRONG COUNTY/9811.00 6 155 399 260 1827
PA/ARMSTRONG COUNTY/9812.00 6 345 614 1227 4911
PA/ARMSTRONG COUNTY/9813.00 2 6 13 218 93 559 115
PA/ARMSTRONG COUNTY/9814.00 2 12 15 393 229 1092 63
PA/ARMSTRONG COUNTY/9815.00 6 87 610 350 487
PA/ARMSTRONG COUNTY/9816.00 2 57 741 322 504
PA/ARMSTRONG COUNTY/9817.00 162 239 2023 3 304
PA/ARMSTRONG COUNTY/9818.00 1 83 268 62 775
PA/ARMSTRONG COUNTY/9819.00 2 3 14 289 36 222 15
PA/BEAVER COUNTY/6001.01 9 24 16 777 1205 3550 130 5 587
PA/BEAVER COUNTY/6001.02 4 12 358 786 296
PA/BEAVER COUNTY/6002.00 5 28 114 1669 331 3618 32
PA/BEAVER COUNTY/6003.00 15 346 62
PA/BEAVER COUNTY/6004.00 1 73
PA/BEAVER COUNTY/6005.00 4 11 12 196 201 1040 57 2 232
PA/BEAVER COUNTY/6006.01 22 2592
PA/BEAVER COUNTY/6006.02 1 172 217 104 3096
PA/BEAVER COUNTY/6007.00 21 36 2 218 2109 2768 5799 376 30
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 16 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/BEAVER COUNTY/6008.00 33 294 186
PA/BEAVER COUNTY/6009.00 2 36 533 164 237
PA/BEAVER COUNTY/6010.00 8 1915 1418 387 2151
PA/BEAVER COUNTY/6011.00 2 5 23 221 86 411 80
PA/BEAVER COUNTY/6012.00 91 85 681
PA/BEAVER COUNTY/6013.00 2 4 12 86 74 216 32
PA/BEAVER COUNTY/6014.00 128 594 894
PA/BEAVER COUNTY/6015.00 85 376 755
PA/BEAVER COUNTY/6016.00 1 82 120 44 726
PA/BEAVER COUNTY/6017.00 6 1412 1359 649 1736
PA/BEAVER COUNTY/6018.00 15 24 212 1526 2241 3332 167 1 169
PA/BEAVER COUNTY/6019.00 5 116 595 304 1283
PA/BEAVER COUNTY/6020.00 1 31 31 59 227
PA/BEAVER COUNTY/6021.00 5 14 1 18 532 236 1026 15 64
PA/BEAVER COUNTY/6022.00 2 7 18 672 172 811 88
PA/BEAVER COUNTY/6023.00 12 12 511 1544 1422 1381 444
PA/BEAVER COUNTY/6024.00 2 36 724 50 424
PA/BEAVER COUNTY/6025.00 3 11 70 568 80
PA/BEAVER COUNTY/6026.01 9 3716 2719 1148 5215
PA/BEAVER COUNTY/6026.02 9 19 17 968 1501 2167 188
PA/BEAVER COUNTY/6027.01 2 13 17 695 151 1571 86
PA/BEAVER COUNTY/6027.02 2 204 450 201 2699
PA/BEAVER COUNTY/6028.00 1 63 230 10 670
PA/BEAVER COUNTY/6029.00 5 123 333 658 2245 1 130
PA/BEAVER COUNTY/6030.00 4 16 16 438 367 2850 49
PA/BEAVER COUNTY/6031.00 2 353
PA/BEAVER COUNTY/6032.01 6 30 2 311 1284 817 3863 114 397
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 17 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/BEAVER COUNTY/6032.02 18 5922 3362 2753 10680
PA/BEAVER COUNTY/6033.00 4 2016 1437 260 2012
PA/BEAVER COUNTY/6034.00 1 6 1 25 427 43 557 65 158
PA/BEAVER COUNTY/6035.00 1 325 184
PA/BEAVER COUNTY/6036.00 2 13 118 1879 201 1603 33
PA/BEAVER COUNTY/6037.00 9 238 592 501 2048 1 57
PA/BEAVER COUNTY/6038.01 4 32 110 1178 432 4177 61 2 314
PA/BEAVER COUNTY/6038.02 11 353 631 1410 6368
PA/BEAVER COUNTY/6038.03 3 17 17 796 245 2794 23
PA/BEAVER COUNTY/6039.00 2 29 113 1117 163 2966 10
PA/BEAVER COUNTY/6040.00 5 17 398 261 27
PA/BEAVER COUNTY/6041.00 1 9 34 197 28 612 195
PA/BEAVER COUNTY/6042.00 4 23 150 106 116 1 10
PA/BEAVER COUNTY/6043.00 1 8 24 220 124 455 133
PA/BEAVER COUNTY/6045.00 2 21 58 28 28
PA/BEAVER COUNTY/6046.00 2 11 28 761 86 1010 99
PA/BEAVER COUNTY/6047.00 10 1 16 458 568 30 36
PA/BEAVER COUNTY/6048.00 8 18 127 3421 843 1742 81
PA/BEAVER COUNTY/6049.01 5 265 411 369 3187
PA/BEAVER COUNTY/6049.02 9 31 127 3020 593 3763 66
PA/BEAVER COUNTY/6050.01 5 123 386 787 2659 1 133
PA/BEAVER COUNTY/6050.02 2 193 313 144 3055
PA/BUTLER COUNTY/9021.00 8 65 521 491 673
PA/BUTLER COUNTY/9022.00 2 5 19 934 113 296 14
PA/BUTLER COUNTY/9023.00 3 10 110 603 174 815 39
PA/BUTLER COUNTY/9024.00 1 37 697 106 128
PA/BUTLER COUNTY/9025.00 3 129 843 227 1017
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 18 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/BUTLER COUNTY/9026.00 7 18 1 112 1680 485 2200 128 28
PA/BUTLER COUNTY/9027.00 6 9 26 616 426 895 156
PA/BUTLER COUNTY/9028.00 5 25 19 1065 687 3518 142
PA/BUTLER COUNTY/9029.00 2 133 382 303 2100 1 91
PA/BUTLER COUNTY/9030.00 11 30 118 2113 686 5009 112
PA/BUTLER COUNTY/9031.00 4 21 1348 2558 101
PA/BUTLER COUNTY/9101.00 2 179 899 155 1990 1 77
PA/BUTLER COUNTY/9102.00 4 26 18 1266 275 3595 110 1 51
PA/BUTLER COUNTY/9103.00 13 57 2 315 2375 1178 8486 67 273 1 45
PA/BUTLER COUNTY/9104.00 5 32 245 600 646
PA/BUTLER COUNTY/9105.00 1 31 83 140 522 1 83
PA/BUTLER COUNTY/9106.00 5 36 1637 4622 123 2 282
PA/BUTLER COUNTY/9107.00 3 9 12 213 387 1067 104
PA/BUTLER COUNTY/9108.00 8 21 14 638 841 2364 69
PA/BUTLER COUNTY/9109.00 22 2811 1737 2991 5595
PA/BUTLER COUNTY/9110.00 6 44 25 676 796 6857 182 1 125
PA/BUTLER COUNTY/9111.00 7 275 822 868 4554 1 16
PA/BUTLER COUNTY/9112.00 2 20 19 1580 244 2859 25
PA/BUTLER COUNTY/9113.00 2 19 1 16 714 160 2772 25 10
PA/BUTLER COUNTY/9114.00 5 14 17 1352 530 1904 125 2 322
PA/BUTLER COUNTY/9115.01 10 34 27 1148 1051 5416 255
PA/BUTLER COUNTY/9115.02 6 287 1070 1059 4540
PA/BUTLER COUNTY/9116.00 6 34 213 1968 553 6781 390
PA/BUTLER COUNTY/9117.00 4 3713 1875 408 6015
PA/BUTLER COUNTY/9118.00 23 63 1 121 3351 3767 11263 243 84 1 87
PA/BUTLER COUNTY/9119.00 11 347 1119 758 4558
PA/BUTLER COUNTY/9120.00 60 123 1 230 6859 9209 28336 165 327 1 41
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 19 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/BUTLER COUNTY/9121.01 21 48 1 321 3369 2486 7528 70 205
PA/BUTLER COUNTY/9121.02 13 2218 3127 1409 2570
PA/BUTLER COUNTY/9122.00 13 3118 2637 1795 4871
PA/BUTLER COUNTY/9123.00 60 150 3 439 7933 11017 37275 702 728
PA/BUTLER COUNTY/9124.00 82 161 229 5839 20641 41447 485 2 311
PA/BUTLER COUNTY/9127.00 28 73 1 221 3915 3911 13972 31 76
PA/BUTLER COUNTY/9128.00 7 417 1188 633 7288 1 30
PA/FAYETTE COUNTY/2601.00 4 1812 1073 396 1643
PA/FAYETTE COUNTY/2602.00 1 168 807 48 2084
PA/FAYETTE COUNTY/2603.00 2 106 484 158 1522
PA/FAYETTE COUNTY/2604.01 11 1760
PA/FAYETTE COUNTY/2604.02 6 18 16 716 508 2309 200 2 262
PA/FAYETTE COUNTY/2605.00 11 33 194 365 2380 6801 6373 2 302
PA/FAYETTE COUNTY/2606.00 1 105 415 142 1184
PA/FAYETTE COUNTY/2607.00 3 812 1049 95 659
PA/FAYETTE COUNTY/2608.00 6 13 15 339 336 1239 42
PA/FAYETTE COUNTY/2609.00 4 93 542 410 1030
PA/FAYETTE COUNTY/2610.00 2 9 4260 1302 700
PA/FAYETTE COUNTY/2611.00 1 112 105 176 1989
PA/FAYETTE COUNTY/2612.00 52 127 247
PA/FAYETTE COUNTY/2613.00 1 16 32 148 15 1251 89
PA/FAYETTE COUNTY/2614.00 3 146 471 154 1151 1 68
PA/FAYETTE COUNTY/2615.00 2 14 22 297 98 1526 79
PA/FAYETTE COUNTY/2616.00 1 7 1 11 133 75 917 133 121
PA/FAYETTE COUNTY/2617.00 2 33 310 260 178
PA/FAYETTE COUNTY/2618.00 5 143 275 404 1298
PA/FAYETTE COUNTY/2619.00 4 56 572 279 282
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 20 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/FAYETTE COUNTY/2620.00 11 24 28 1112 1680 4019 257
PA/FAYETTE COUNTY/2621.00 2 117 852 126 1014
PA/FAYETTE COUNTY/2622.00 1 11 24 268 59 818 112
PA/FAYETTE COUNTY/2623.00 56 303 344
PA/FAYETTE COUNTY/2624.00 4 268 788 561 3879
PA/FAYETTE COUNTY/2625.00 3 16 2 11 200 385 1536 264 105 3 264
PA/FAYETTE COUNTY/2626.00 2 87 598 172 796
PA/FAYETTE COUNTY/2627.00 4 23 1 24 419 422 3355 11 266
PA/FAYETTE COUNTY/2628.00 5 22 16 469 523 2842 84 2 132
PA/FAYETTE COUNTY/2629.00 2 10 15 505 155 649 33
PA/FAYETTE COUNTY/2630.00 3 6174 529
PA/FAYETTE COUNTY/2631.00 3 153 395 217 1646 2 230
PA/FAYETTE COUNTY/2632.00 1 985 921
PA/FAYETTE COUNTY/2633.00 23 156 155
PA/WASHINGTON COUNTY/7110.00 3 2011 1225 269 3355
PA/WASHINGTON COUNTY/7127.00 3 10 18 508 162 1063 74
PA/WASHINGTON COUNTY/7137.00 6 18 16 699 506 1936 118
PA/WASHINGTON COUNTY/7140.00 4 13 12 321 551 1643 71
PA/WASHINGTON COUNTY/7157.00 3 74 383 246 667
PA/WASHINGTON COUNTY/7210.00 3 2313 1545 81 3189
PA/WASHINGTON COUNTY/7227.00 6 23 36 822 887 3494 415
PA/WASHINGTON COUNTY/7310.00 5 26 219 2667 448 3592 293
PA/WASHINGTON COUNTY/7320.00 9 30 12 280 1128 4383 25
PA/WASHINGTON COUNTY/7411.00 14 3814 2818 2474 5680
PA/WASHINGTON COUNTY/7412.00 9 202 320 1100 3859
PA/WASHINGTON COUNTY/7413.00 38 37 1 331 4919 4644 5091 114 238
PA/WASHINGTON COUNTY/7414.00 9 6 22250 2086 184
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 21 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/WASHINGTON COUNTY/7421.00 16 43 1 118 3041 1621 6971 14 48
PA/WASHINGTON COUNTY/7422.00 51 170 534
PA/WASHINGTON COUNTY/7437.00 9 965
PA/WASHINGTON COUNTY/7441.00 13 36 1 224 3390 1720 4464 39 100
PA/WASHINGTON COUNTY/7442.00 5 13 1 215 1343 385 1279 71 91
PA/WASHINGTON COUNTY/7451.00 55 102 2 142 6672 7076 17028 160 48
PA/WASHINGTON COUNTY/7452.00 30 44 1 112 2887 5772 8534 75 103
PA/WASHINGTON COUNTY/7461.00 34 64 211 2268 6285 15366 114
PA/WASHINGTON COUNTY/7462.00 18 50 15 871 3444 14212 35
PA/WASHINGTON COUNTY/7463.00 53 145 4 211 2608 12673 39754 1107 431
PA/WASHINGTON COUNTY/7511.00 4 2618 2286 319 3502
PA/WASHINGTON COUNTY/7512.00 5 15 210 1093 256 1719 48
PA/WASHINGTON COUNTY/7527.00 7 23 217 2258 744 3466 252
PA/WASHINGTON COUNTY/7537.00 3 34 494 337 272
PA/WASHINGTON COUNTY/7542.00 2 10 110 1055 168 794 72
PA/WASHINGTON COUNTY/7543.00 5 14 1 18 607 517 1391 98 73
PA/WASHINGTON COUNTY/7544.00 2 3 11 65 77 203 31
PA/WASHINGTON COUNTY/7545.00 5 6 115 1521 392 505 48
PA/WASHINGTON COUNTY/7546.00 2 894 519
PA/WASHINGTON COUNTY/7551.00 8 1420 2604 992 1842
PA/WASHINGTON COUNTY/7552.00 15 49 1 28 1455 2791 9188 140 201
PA/WASHINGTON COUNTY/7557.00 3 12 14 645 721 1927 120
PA/WASHINGTON COUNTY/7610.00 3 35 1 19 1603 432 5274 17 173
PA/WASHINGTON COUNTY/7620.00 4 10 12 156 291 891 53
PA/WASHINGTON COUNTY/7637.00 10 1049
PA/WASHINGTON COUNTY/7640.00 4 155 444 188 1584
PA/WASHINGTON COUNTY/7711.00 22 46 2 217 2587 3356 8001 281 137
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 22 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/WASHINGTON COUNTY/7712.00 4 18 18 879 196 2228 51
PA/WASHINGTON COUNTY/7727.00 1 106 641 27 708
PA/WASHINGTON COUNTY/7731.00 2 11 12 191 50 1090 7
PA/WASHINGTON COUNTY/7732.00 2 2120 117
PA/WASHINGTON COUNTY/7747.00 4 2926 2909 301 3493
PA/WASHINGTON COUNTY/7752.00 1 2 13 174 8 254 8
PA/WASHINGTON COUNTY/7753.00 1 52 196 26 438
PA/WASHINGTON COUNTY/7817.00 6 138 787 276 1502
PA/WASHINGTON COUNTY/7827.00 2 22 184 157 98
PA/WASHINGTON COUNTY/7832.00 1 81 66 24 623
PA/WASHINGTON COUNTY/7833.00 1 4 1 15 309 32 241 59 56
PA/WASHINGTON COUNTY/7840.00 1 103 249 87 862
PA/WASHINGTON COUNTY/7910.00 1 54 318 28 421
PA/WASHINGTON COUNTY/7921.00 7 104 427 470 1170
PA/WASHINGTON COUNTY/7922.00 2 5 12 188 258 385 98
PA/WASHINGTON COUNTY/7937.00 1 2244 172
PA/WASHINGTON COUNTY/7947.00 2 147 541 226 2122
PA/WASHINGTON COUNTY/7957.00 53 257 381
PA/WESTMORELAND COUNTY/8001.00 1 17
PA/WESTMORELAND COUNTY/8002.00 3 1 14 250 149 43 43
PA/WESTMORELAND COUNTY/8003.00 5 95 306 154 591
PA/WESTMORELAND COUNTY/8004.00 4 42 166 357 269
PA/WESTMORELAND COUNTY/8005.00 5 14 18 974 381 1570 9
PA/WESTMORELAND COUNTY/8006.00 5 3 18 485 199 198 36
PA/WESTMORELAND COUNTY/8007.00 2 195
PA/WESTMORELAND COUNTY/8008.00 3 45 487 150 454
PA/WESTMORELAND COUNTY/8009.00 3 6 14 272 217 362 25
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 23 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/WESTMORELAND COUNTY/8010.01 10 21 1 224 3038 810 2067 13 121
PA/WESTMORELAND COUNTY/8010.02 6 10 1 16 931 1035 1541 90 20
PA/WESTMORELAND COUNTY/8011.00 11 28 111 1638 892 3353 15
PA/WESTMORELAND COUNTY/8012.00 6 3311 1347 751 4808 3 331
PA/WESTMORELAND COUNTY/8013.00 10 24 118 2750 1158 2937 27
PA/WESTMORELAND COUNTY/8014.00 71 59 412
PA/WESTMORELAND COUNTY/8015.00 2 24 229 119 117
PA/WESTMORELAND COUNTY/8016.00 5 11 82 257 70
PA/WESTMORELAND COUNTY/8017.01 5 11 2 12 294 466 1759 68 12
PA/WESTMORELAND COUNTY/8017.02 5 15 26 540 517 2289 27
PA/WESTMORELAND COUNTY/8017.03 2 176 757 318 2237 1 130
PA/WESTMORELAND COUNTY/8018.00 3 39 1 112 1248 112 5382 20 51
PA/WESTMORELAND COUNTY/8019.00 5 239 1373 672 3585
PA/WESTMORELAND COUNTY/8020.01 4 17718 3876
PA/WESTMORELAND COUNTY/8020.02 21 49 228 4403 3696 6570 550 1 268
PA/WESTMORELAND COUNTY/8021.01 20 34 2 315 2602 3775 6582 75 606
PA/WESTMORELAND COUNTY/8021.02 12 45 1 18 1017 2155 8976 90 35
PA/WESTMORELAND COUNTY/8021.03 7 11 1 25 932 1487 1495 42 174
PA/WESTMORELAND COUNTY/8022.00 9 1925 3315 1465 2714
PA/WESTMORELAND COUNTY/8023.01 19 54 1 111 1924 3842 9390 54 109
PA/WESTMORELAND COUNTY/8023.02 20 78 1 219 3165 3053 14150 43 576
PA/WESTMORELAND COUNTY/8024.00 8 25 14 515 753 3241 98
PA/WESTMORELAND COUNTY/8025.00 3 1712 1313 179 1154
PA/WESTMORELAND COUNTY/8026.00 3 1512 1120 118 1631
PA/WESTMORELAND COUNTY/8027.00 3 6 211 971 261 482 30
PA/WESTMORELAND COUNTY/8028.00 55 361 258
PA/WESTMORELAND COUNTY/8029.00 11 3430 4604 1405 5650
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 24 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/WESTMORELAND COUNTY/8030.00 6 17 16 381 816 2160 121
PA/WESTMORELAND COUNTY/8031.00 6 3015 1685 650 3732
PA/WESTMORELAND COUNTY/8032.00 2 166 759 435 2072
PA/WESTMORELAND COUNTY/8033.01 15 28 320 2941 1751 4041 479
PA/WESTMORELAND COUNTY/8033.02 9 26 112 1661 893 3875 33 1 70
PA/WESTMORELAND COUNTY/8034.00 17 3420 3831 2981 7019
PA/WESTMORELAND COUNTY/8035.00 28 70 234 4721 4268 11536 353 3 408
PA/WESTMORELAND COUNTY/8036.00 52 193 495
PA/WESTMORELAND COUNTY/8037.00 8 24 111 1284 772 4521 178
PA/WESTMORELAND COUNTY/8038.00 11 42 115 2512 1932 7777 350
PA/WESTMORELAND COUNTY/8039.00 8 38 117 1958 1111 5730 41
PA/WESTMORELAND COUNTY/8040.00 2 68 738 45 601
PA/WESTMORELAND COUNTY/8041.00 1 9 17 659 92 834 27
PA/WESTMORELAND COUNTY/8042.00 8 1820 2265 706 2212
PA/WESTMORELAND COUNTY/8043.00 2 12 1 19 1014 170 1232 26 74
PA/WESTMORELAND COUNTY/8044.00 5 12 17 738 295 1406 90
PA/WESTMORELAND COUNTY/8045.01 5 22 19 1360 607 3277 26
PA/WESTMORELAND COUNTY/8045.02 8 3118 2404 822 5279
PA/WESTMORELAND COUNTY/8046.00 4 9 16 640 161 887 56
PA/WESTMORELAND COUNTY/8047.01 5 24 25 726 653 3206 25
PA/WESTMORELAND COUNTY/8047.02 11 23 112 1460 1319 3318 103 1 118
PA/WESTMORELAND COUNTY/8048.01 1 62 245 133 478
PA/WESTMORELAND COUNTY/8048.02 11 39 219 2389 1407 6232 56
PA/WESTMORELAND COUNTY/8049.00 4 2820 3372 300 3985
PA/WESTMORELAND COUNTY/8050.00 4 13 1 212 926 302 1175 52 80
PA/WESTMORELAND COUNTY/8051.00 1 3 13 308 78 298 22
PA/WESTMORELAND COUNTY/8052.00 1 82 90 116 621
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 25 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/WESTMORELAND COUNTY/8054.00 2 11 70 77 62
PA/WESTMORELAND COUNTY/8055.00 1 105 323 55 821
PA/WESTMORELAND COUNTY/8056.00 2 43 273 142 266
PA/WESTMORELAND COUNTY/8058.00 5 2010 1303 481 2978
PA/WESTMORELAND COUNTY/8059.00 20 41 1 523 3318 2470 5734 66 532
PA/WESTMORELAND COUNTY/8060.00 5 15 18 542 300 1546 56
PA/WESTMORELAND COUNTY/8061.00 3 1312 1390 288 1236
PA/WESTMORELAND COUNTY/8062.00 45 523 605 1 102
PA/WESTMORELAND COUNTY/8063.00 2 14 14 341 77 1377 54
PA/WESTMORELAND COUNTY/8064.00 1 107 598 20 977
PA/WESTMORELAND COUNTY/8065.00 3 188 1082 105 1951
PA/WESTMORELAND COUNTY/8066.00 9 12 108 1217 98 2 195
PA/WESTMORELAND COUNTY/8067.00 1 11 15 576 74 909 73
PA/WESTMORELAND COUNTY/8068.00 2 109 625 136 1081
PA/WESTMORELAND COUNTY/8069.00 5 18 18 977 611 2320 48
PA/WESTMORELAND COUNTY/8070.00 1 13 13 249 110 2044 146
PA/WESTMORELAND COUNTY/8071.00 75 552 637
PA/WESTMORELAND COUNTY/8072.00 12 41 3 29 1629 1906 7582 264 458
PA/WESTMORELAND COUNTY/8073.00 4 25 25 312 524 3868 169
PA/WESTMORELAND COUNTY/8074.01 1 9 1 11 25 181 1120 115 94
PA/WESTMORELAND COUNTY/8074.02 19 2612 1953 3287 4885
PA/WESTMORELAND COUNTY/8075.00 6 81 112 458 766
PA/WESTMORELAND COUNTY/8076.00 5 9 28 678 255 557 113
PA/WESTMORELAND COUNTY/8077.00 5 14 1 110 1089 417 1521 12 51
PA/WESTMORELAND COUNTY/8078.00 2 1510 928 148 1767
PA/WESTMORELAND COUNTY/8079.00 3 268 1007 296 3057
PA/WESTMORELAND COUNTY/8081.00 154 584 1603
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 26 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
PA/WESTMORELAND COUNTY/8082.00 5 14 2 18 615 141 1640 189 26
PA/WESTMORELAND COUNTY/8083.00 7 22 53 411 1005 2457 1025
PA/WESTMORELAND COUNTY/8084.00 10 35 1 49 1365 1530 5680 22 468 1 80
PA/WESTMORELAND COUNTY/8085.00 2 5 34 620 174 859 579
PA/WESTMORELAND COUNTY/8086.00 6 18 36 629 788 2485 663
MSA/MD (TOTAL) 4876 12574 236 5266106 758177 661817 1897969 24210 54533 73 7578
INVALID GEOGRAPHIC IDENTIFIERS 2/
Report Date: 05/24/2010
AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Page 27 of 27
ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings From
Columns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 4 10 317 2568 511 2117 419 7 780 5 642 11 1404
ASIAN 40 187 68252 52954 6616 38364 14191 99 21372 152 30519 136 30376
BLACK OR AFRICAN AMERICAN 184 75 3 46153 22120 19142 10775 227 6274 119 10987 144 16595 236 26048
NAT HAWAIIAN/OTHER PACIFIC ISLND
6 3 313 2127 1109 491 767 2 342 7 1339 6 1060
WHITE 4908 8182 45 303112124 1974843 672658 1401904 8289 514311 4073 642842 6723 1048265 8363 1241762
2 OR MORE MINORITY RACES 2 61 74 239 1065
JOINT (WHITE/MINORITY RACE) 34 76 23111 22080 5359 16519 4363 30 5124 52 8869 78 12343
RACE NOT AVAILABLE 6/ 1807 1474 8 4142363 414923 246442 286772 2037 68728 1132 170327 931 150469 501 82429
ETHNICITY 7/
HISPANIC OR LATINO 32 59 1665 10932 4772 9154 2912 20 3491 35 5924 39 6120
NOT HISPANIC OR LATINO 5127 8387 46 314112438 2045368 697605 1445168 8305 535607 4317 679572 7019 1095939 8724 1295718
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
44 67 2190 17915 6998 13516 4419 15 2384 36 6328 48 9021
ETHNICITY NOT AVAILABLE 6/ 1782 1500 10 4102441 417474 242701 290169 2248 66115 1110 166327 924 148507 520 84563
MINORITY STATUS 8/
WHITE NON-HISPANIC 4785 7971 43 297211770 1923399 655689 1364963 8078 504679 4013 633968 6628 1032954 8214 1217273
OTHERS, INCLUDING HISPANIC 341 474 3 174691 128610 43865 90491 227 32330 292 44480 422 68754 544 84718
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 648 445 5 213819 63514 53124 33539 429 15409 469 34645 555 42081 835 63182
50-79% OF MSA/MD MEDIAN 1566 1198 10 6002293 240609 156841 122298 1006 60132 1046 108579 1470 150355 2123 215359
80-99% OF MSA/MD MEDIAN 1003 1105 3 4761935 242019 125814 138138 657 59708 770 99844 1019 126455 1353 168778
100-119% OF MSA/MD MEDIAN 747 902 4 3391523 216695 106770 128174 703 49828 597 87190 785 111576 1024 143916
120% OR MORE OF MSA/MD MEDIAN 1557 5291 20 17927317 1517963 290145 1139320 4671 396610 2304 475639 3342 705262 3713 757907
INCOME NOT AVAILABLE 6/ 1464 1072 14 1681147 210889 219382 196538 3087 27366 276 45877 843 120969 283 46280
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 5906 9017 48 312513581 2267836 835150 1608220 9514 543621 4813 770544 7040 1121219 8185 1255595
10-19% MINORITY 681 660 4 290945 152099 75725 96421 465 40828 437 57733 647 90162 724 89655
20-49% MINORITY 291 291 3 136429 63448 28351 48406 529 21364 161 19285 261 38871 333 42275
50-79% MINORITY 75 31 2861 6443 10402 3499 2229 35 2904 52 5030 59 5207
80-100% MINORITY 32 14 1 918 1863 2448 1461 45 1011 16 1308 14 1416 30 2690
INCOME 12/ 13/
LOW INCOME 38 14 1226 2966 2629 1345 1202 25 1792 18 1993 22 2085
MODERATE INCOME 787 489 5 274925 100815 83695 55492 561 29854 429 41834 701 71213 804 74792
MIDDLE INCOME 3917 3899 29 14406781 934060 483493 554084 4839 194886 2718 364538 3574 463277 4581 582481
UPPER INCOME 2243 5611 22 18627302 1453848 382259 1147086 5153 383111 2290 443610 3721 720215 3924 736064
TOTAL 14/ 6985 10013 56 358815034 2491689 952076 1758007 10553 609053 5462 851774 8014 1256698 9331 1395422
Report Date: 05/24/2010
AGGREGATE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2009
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATE OFINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTED PRICING DATA 15/
3058 7238 44 14038880 2 1 1 63 3877 2 2743 2 7119 21
REPORTED PRICING DATA
249 142 3 81233 1 144 1 94 1056 10
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
3 - 3.99 221 119 2 73160 NA NA NA NA NA NA 132 NA 83 NA 330 NA
4 - 4.99 16 22 649 NA NA NA NA NA NA 9 NA 10 NA 256 NA
5 - 5.99 12 1 1 223 1 3 1 426 10
6 - 6.99 1 42
7 - 7.99 2
8 - 8.99
9 - 9.99 1
10 OR MORE
MEAN 3.47 3.46 4.11 3.443.76 5.86 3.43 9.29 3.44 4.62 5.45
MEDIAN 3.31 3.24 3.34 3.303.49 5.86 3.29 9.29 3.30 4.79 5.39
HOEPA LOANS 17/
2
Report Date: 05/24/2010
AGGREGATE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS ROW REFLECTS ACTIVITY FOR THE FULL YEAR)
MSA/MD: 38300 - PITTSBURGH, PA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATE OFINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTED PRICING DATA 15/
416987 1285444 7947 2469981464793 71 3000 183 2843 617528 210 451996 4 1086778 311
REPORTED PRICING DATA
25769 14301 991 1041022761 24 16549 14 9052 148080 74
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
3 - 3.99 22856 11680 406 958615312 NA NA NA NA NA NA 15498 NA 8243 NA 38368 NA
4 - 4.99 1374 2582 6305487 NA NA NA NA NA NA 876 NA 739 NA 47560 NA
5 - 5.99 1539 39 585 1941876 24 175 70 58648 74
6 - 6.99 86 3407
7 - 7.99 97
8 - 8.99
9 - 9.99 14
10 OR MORE
MEAN 30/ 3.47 3.46 4.79 3.403.75 5.86 3.38 9.29 3.39 4.62 5.61
MEDIAN 31/ 3.27 3.21 5.93 3.273.46 5.86 3.28 9.29 3.26 4.76 5.61
HOEPA LOANS 17/
178
Report Date: 05/24/2010
AGGREGATE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS ROW REFLECTS ACTIVITY FOR THE FULL YEAR)
MSA/MD: 38300 - PITTSBURGH, PA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000'S
JUNIORLIEN
$000'S
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATE OFINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000'S
JUNIORLIEN
$000'S
FIRSTLIEN
$000'S
FIRSTLIEN
$000'S
FIRSTLIEN
$000'S
FIRSTLIEN
$000'S
FIRSTLIEN
$000'S
FIRSTLIEN
$000'S
FIRSTLIEN
$000'S
JUNIORLIEN
$000'S
JUNIORLIEN
$000'S
JUNIORLIEN
$000'S
JUNIORLIEN
$000'S
JUNIORLIEN
$000'S
JUNIORLIEN
$000'S
JUNIORLIEN
$000'S
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 4 1 16 614 438 102 74
MALE 3 1 15 526 350 102 74
FEMALE 11 88 88
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 79 1 15 12 2109 17046 13260 201 1840 1551 194
MALE 42 12 6 161 9714 7023 1605 946 140
FEMALE 17 2 3 123 2667 2316 128 169 54
JOINT (MALE/FEMALE) 20 1 1 325 4665 3921 201 107 436
BLACK OR AFRICAN AMERICAN (TOTAL) 413 18 69 41 14555 51218 38438 1908 6175 3638 1059
MALE 138 5 31 14 6194 18782 13496 591 2934 1324 437
FEMALE 220 12 29 20 8289 23521 18052 1197 2154 1496 622
JOINT (MALE/FEMALE) 55 1 9 772 8915 6890 120 1087 818
NAT HAWAIIAN/OTHER PACIFIC ISL (TOTAL) 10 1 314 2362 1881 55 426
MALE 5 1 39 1250 769 55 426
FEMALE 22 251 251
JOINT (MALE/FEMALE) 33 861 861
WHITE (TOTAL) 7667 269 793 630 1349493 1141831 931738 31967 88781 74684 14661
MALE 2915 107 370 261 603713 417875 332089 11698 39423 28291 6374
FEMALE 1920 82 191 145 362374 241703 197250 8177 18790 14255 3231
JOINT (MALE/FEMALE) 2826 80 228 224 383396 481234 401706 12092 30242 32138 5056
2 OR MORE MINORITY RACES (TOTAL) 11 163 163
MALE 11 163 163
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 63 1 6 3 174 10479 8938 67 799 520 155
MALE 2 13 284 230 54
FEMALE 1 1 13 339 63 121 155
JOINT (MALE/FEMALE) 60 1 4 368 9856 8645 67 624 520
RACE NOT AVAILABLE (TOTAL) 6/ 621 65 102 95 26909 108997 75210 7178 10966 12482 3161
MALE 120 11 28 10 4173 19484 14209 899 2976 904 496
FEMALE 76 9 19 19 4127 12039 6953 778 1994 1926 388
JOINT (MALE/FEMALE) 103 7 7 11 7135 19161 14831 930 841 1680 879
Report Date: 05/24/2010
AGGREGATE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Race and Gender 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 42 2 13 4 162 8628 6199 216 1724 393 96
MALE 18 10 230 4395 2979 1289 127
FEMALE 7 1 1 2 112 1082 633 60 27 266 96
JOINT (MALE/FEMALE) 17 1 220 3151 2587 156 408
NOT HISPANIC OR LATINO (TOTAL) 8157 286 866 687 14910145 1207998 983001 33306 95170 80684 15837
MALE 3078 112 406 281 673944 442184 349499 12096 43003 30660 6926
FEMALE 2147 93 218 168 452671 266551 216688 9321 20635 15941 3966
JOINT (MALE/FEMALE) 2922 80 237 236 373512 497274 415637 11763 31124 33805 4945
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) (TOTAL)
37 2 5 1 146 7427 5653 525 960 79 210
MALE 22 242 242
FEMALE 11 176 176
JOINT (MALE/FEMALE) 35 2 4 1 143 7009 5411 525 784 79 210
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 622 64 103 93 26908 108657 75213 7274 10864 12219 3087
MALE 128 11 28 12 4183 21257 15609 1092 2857 1178 521
FEMALE 83 9 22 17 4135 12799 7652 771 2349 1639 388
JOINT (MALE/FEMALE) 93 7 6 11 7124 17258 13219 966 585 1708 780
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 7539 260 766 620 1309315 1118724 915013 30638 85341 73519 14213
MALE 2870 105 355 257 583645 409222 326042 11385 37777 27885 6133
FEMALE 1897 79 185 142 352338 238220 195042 7982 18188 13873 3135
JOINT (MALE/FEMALE) 2768 76 222 221 373324 470483 393456 11271 29050 31761 4945
OTHERS, INCLUDING HISPANIC (TOTAL) 640 24 109 63 19855 95927 73308 2917 11434 6554 1714
MALE 208 5 55 24 7299 34454 24698 591 5818 2770 577
FEMALE 247 13 34 25 11330 27987 21266 1257 2606 1931 927
JOINT (MALE/FEMALE) 185 6 20 14 1226 33486 27344 1069 3010 1853 210
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1386 74 273 152 411926 133173 95822 4886 19640 10170 2655
50-79% OF MSA/MD MEDIAN 2904 103 322 221 473597 348137 280826 10017 31804 20765 4725
80-99% OF MSA/MD MEDIAN 1568 60 135 130 231916 229320 188529 6683 15952 15397 2759
100-119% OF MSA/MD MEDIAN 1030 39 74 80 151238 170045 141235 5601 10082 11154 1973
120% OR MORE OF MSA/MD MEDIAN 1935 77 169 185 272393 441290 359554 13914 30031 33894 3897
INCOME NOT AVAILABLE 6/ 35 1 14 17 2491 10745 4100 220 1209 1995 3221
TOTAL 14/ 8858 354 987 785 17711161 1332710 1070066 41321 108718 93375 19230
Report Date: 05/24/2010
AGGREGATE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Ethnicity, Gender and Income 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 9 2 5 5 122 2431 1091 494 419 344 83
MALE 6 2 1 110 1033 686 188 76 83
FEMALE 1 3 37 458 41 231 186
JOINT (MALE/FEMALE) 2 2 15 940 364 494 82
ASIAN (TOTAL) 300 26 43 28 6403 80780 62102 4281 7618 5724 1055
MALE 129 16 24 15 2186 30717 21401 2402 3839 2516 559
FEMALE 46 4 4 5 261 10059 7730 534 505 1100 190
JOINT (MALE/FEMALE) 122 6 15 7 2152 39399 32572 1345 3274 1902 306
BLACK OR AFRICAN AMERICAN (TOTAL) 138 18 63 26 4249 24992 17125 1553 4005 2141 168
MALE 46 6 22 7 384 9072 5955 887 1395 729 106
FEMALE 59 10 31 17 1118 9400 5653 603 1873 1209 62
JOINT (MALE/FEMALE) 33 2 10 247 6520 5517 63 737 203
NAT HAWAIIAN/OTHER PACIFIC ISL (TOTAL) 3 2 2 18 1743 743 176 560 264
MALE 2 2 26 1382 646 176 560
FEMALE 11 97 97
JOINT (MALE/FEMALE) 11 264 264
WHITE (TOTAL) 9966 644 1176 901 14012827 1889573 1503735 99369 133151 134721 18597
MALE 2953 216 462 306 523989 507315 382161 28395 50088 40179 6492
FEMALE 1943 147 292 199 312612 287373 219496 17053 24113 23901 2810
JOINT (MALE/FEMALE) 5062 279 421 395 566213 1093179 900894 53784 58820 70568 9113
2 OR MORE MINORITY RACES (TOTAL) 1 12 384 144 240
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 384 144 240
JOINT (WHITE/MINORITY RACE) (TOTAL) 89 5 13 10 1118 21902 17794 1203 1364 1484 57
MALE 11 103 103
FEMALE 11 119 119
JOINT (MALE/FEMALE) 87 5 13 10 1116 21680 17572 1203 1364 1484 57
RACE NOT AVAILABLE (TOTAL) 6/ 884 130 181 135 391369 206050 141830 20608 16883 22600 4129
MALE 105 21 23 15 9173 27785 17174 3901 2803 2683 1224
FEMALE 57 7 19 10 194 10615 6466 984 1394 1671 100
JOINT (MALE/FEMALE) 145 27 23 15 4214 43696 31936 5335 3103 2873 449
Report Date: 05/24/2010
AGGREGATE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Race and Gender 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 69 2 13 488 12128 9414 232 1702 780
MALE 29 1 636 4836 3782 47 1007
FEMALE 14 1 7 224 2895 1686 185 695 329
JOINT (MALE/FEMALE) 25 227 4313 3862 451
NOT HISPANIC OR LATINO (TOTAL) 10357 685 1258 952 14913401 1989060 1580369 104782 141723 142092 20094
MALE 3097 240 496 329 564218 543873 406582 32299 53637 44103 7252
FEMALE 2020 157 315 221 342747 300744 228698 17824 25211 25949 3062
JOINT (MALE/FEMALE) 5220 286 447 401 596413 1140778 941767 54522 62875 71834 9780
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) (TOTAL)
57 7 7 677 17094 13200 2041 625 1228
MALE 11 355 355
FEMALE
JOINT (MALE/FEMALE) 56 7 7 676 16739 12845 2041 625 1228
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 907 131 206 145 431432 209573 141581 20453 19806 23474 4259
MALE 115 18 33 17 11194 28343 17407 3239 3845 2640 1212
FEMALE 74 10 27 11 1123 14482 9218 1165 2210 1789 100
JOINT (MALE/FEMALE) 151 28 29 21 5234 44232 30525 5661 4038 3599 409
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 9764 621 1128 878 13512526 1842976 1470274 95616 127919 130979 18188
MALE 2892 211 446 301 503900 494921 373165 27913 48175 39307 6361
FEMALE 1906 141 274 196 312548 279212 214284 16334 22478 23306 2810
JOINT (MALE/FEMALE) 4960 267 408 381 546070 1068001 882120 51232 57266 68366 9017
OTHERS, INCLUDING HISPANIC (TOTAL) 655 59 145 80 13952 158768 119908 9244 16047 11942 1627
MALE 212 23 56 25 6322 47323 32753 3336 6605 3881 748
FEMALE 121 15 44 27 3210 22936 15303 1322 3235 2824 252
JOINT (MALE/FEMALE) 318 21 45 27 4415 87820 71369 4586 6207 5031 627
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 883 69 354 104 231433 90343 57538 4433 20520 6571 1281
50-79% OF MSA/MD MEDIAN 2056 153 314 204 332760 234735 180465 12188 22345 16863 2874
80-99% OF MSA/MD MEDIAN 1461 110 201 140 221934 207692 160955 12200 18259 14278 2000
100-119% OF MSA/MD MEDIAN 1146 85 111 119 131474 185185 144745 11414 13262 14443 1321
120% OR MORE OF MSA/MD MEDIAN 5605 390 458 516 757044 1466195 1168282 85435 85688 112070 14720
INCOME NOT AVAILABLE 6/ 239 18 46 24 26353 43705 32579 1838 3782 3349 2157
TOTAL 14/ 11390 825 1484 1107 19214998 2227855 1744564 127508 163856 167574 24353
Report Date: 05/24/2010
AGGREGATE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Ethnicity, Gender and Income 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 47 7 34 36 2126 14596 6236 503 3907 3860 90
MALE 14 4 11 19 250 4999 1746 258 1170 1735 90
FEMALE 21 1 12 539 4201 2295 75 1320 511
JOINT (MALE/FEMALE) 12 2 9 1033 4919 2195 170 1236 1318
ASIAN (TOTAL) 457 33 117 105 18730 150602 98109 7229 21093 20809 3362
MALE 149 12 37 54 9261 52572 30694 2670 7064 10361 1783
FEMALE 63 4 30 12109 18123 11210 722 4164 2027
JOINT (MALE/FEMALE) 245 17 50 38 9359 79788 56205 3837 9865 8302 1579
BLACK OR AFRICAN AMERICAN (TOTAL) 400 85 584 208 471324 134233 47414 8989 52753 20133 4944
MALE 128 24 213 68 16449 45240 15735 2480 18882 6861 1282
FEMALE 145 38 227 88 20518 44710 14542 2779 17632 7842 1915
JOINT (MALE/FEMALE) 126 22 143 51 11353 43922 17026 3555 16183 5411 1747
NAT HAWAIIAN/OTHER PACIFIC ISL (TOTAL) 21 2 8 5 137 5941 3919 270 1059 591 102
MALE 9 3 214 2563 1661 645 257
FEMALE 3 1 4 2 111 971 240 121 350 158 102
JOINT (MALE/FEMALE) 9 1 1 112 2407 2018 149 64 176
WHITE (TOTAL) 30564 2819 11467 6500 133252682 7678750 4613478 398436 1528890 946781 191165
MALE 6885 783 3523 2028 43713656 1906943 1000690 108135 455151 282606 60361
FEMALE 4689 508 2370 1199 2379003 1014629 539420 58246 255529 136094 25340
JOINT (MALE/FEMALE) 18926 1512 5461 3256 65429809 4722896 3063155 229874 798753 526006 105108
2 OR MORE MINORITY RACES (TOTAL) 14 10 529 4758 2429 1584 745
MALE 4 2 28 1114 743 191 180
FEMALE 5 4 110 1113 477 370 266
JOINT (MALE/FEMALE) 5 4 211 2531 1209 1023 299
JOINT (WHITE/MINORITY RACE) (TOTAL) 241 32 106 52 11442 72001 44099 4613 13988 7833 1468
MALE 5 1 17 1147 883 145 119
FEMALE 5 1 17 781 677 40 64
JOINT (MALE/FEMALE) 231 30 104 52 11428 70073 42539 4428 13805 7833 1468
RACE NOT AVAILABLE (TOTAL) 6/ 3421 644 2321 1728 4558569 1255886 542611 92371 312358 239182 69364
MALE 379 78 341 264 451107 155960 60319 11090 45280 31664 7607
FEMALE 218 39 213 177 25672 74376 27423 4040 22081 17861 2971
JOINT (MALE/FEMALE) 787 99 471 376 441777 300579 143461 17353 75573 56367 7825
Report Date: 05/24/2010
AGGREGATE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Race and Gender 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 150 23 92 48 12325 47930 24833 3412 11523 6851 1311
MALE 64 13 38 28 8151 20862 9908 1651 4521 3703 1079
FEMALE 35 4 32 10 283 10476 4173 740 3714 1827 22
JOINT (MALE/FEMALE) 48 4 22 9 285 15483 9978 761 3288 1246 210
NOT HISPANIC OR LATINO (TOTAL) 31306 2930 12120 6845 138954590 7955059 4755457 413280 1597951 989838 198533
MALE 7110 806 3740 2166 45614278 1994679 1042196 110662 477697 301532 62592
FEMALE 4891 549 2615 1300 2589613 1074374 564953 61414 274757 145595 27655
JOINT (MALE/FEMALE) 19238 1558 5664 3356 67230488 4852652 3138136 238745 828228 539686 107857
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) (TOTAL)
213 17 68 52 10360 61008 35985 3565 9349 10529 1580
MALE 5 38 960 754 206
FEMALE 3 25 913 604 309
JOINT (MALE/FEMALE) 205 17 65 50 10347 59135 34627 3565 9143 10220 1580
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3496 652 2367 1694 4558664 1252770 542020 92154 316809 232716 69071
MALE 394 83 350 243 451115 154037 59613 12465 46078 28429 7452
FEMALE 220 39 214 172 23668 73141 26554 3869 23039 17028 2651
JOINT (MALE/FEMALE) 850 104 492 371 451862 299845 145067 16295 75843 54560 8080
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 29878 2732 11139 6304 129351346 7484778 4512340 384306 1484930 917648 185554
MALE 6725 756 3427 1980 42513313 1861447 978604 103615 443645 276742 58841
FEMALE 4605 495 2316 1163 2318810 992381 530416 56561 249102 131577 24725
JOINT (MALE/FEMALE) 18494 1468 5310 3150 63529057 4603784 2994670 222352 776916 508089 101757
OTHERS, INCLUDING HISPANIC (TOTAL) 1513 196 1001 501 993310 482433 258347 27894 113716 69801 12675
MALE 374 54 305 170 34937 128399 61523 7204 32671 22827 4174
FEMALE 275 49 305 119 23771 80078 33574 4477 27178 12810 2039
JOINT (MALE/FEMALE) 860 90 388 207 421587 271890 162365 15778 53630 33655 6462
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1866 235 2212 820 1485281 401568 132422 17482 172694 66585 12385
50-79% OF MSA/MD MEDIAN 4731 554 3084 1476 28810133 960048 439326 50104 300093 142271 28254
80-99% OF MSA/MD MEDIAN 4366 513 2095 1211 2398424 948387 485629 54946 242529 139913 25370
100-119% OF MSA/MD MEDIAN 3607 378 1530 907 2146636 838003 454632 45941 192531 117264 27635
120% OR MORE OF MSA/MD MEDIAN 18190 1609 4980 3551 75429084 5514398 3479486 296291 926431 675523 136667
INCOME NOT AVAILABLE 6/ 2405 333 746 674 2234381 654363 366800 47647 101354 98378 40184
TOTAL 14/ 35165 3622 14647 8639 186663939 9316767 5358295 512411 1935632 1239934 270495
Report Date: 05/24/2010
AGGREGATE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Ethnicity, Gender and Income 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 12 18 232 1299 613 472 214
MALE 5 10 116 624 192 313 119
FEMALE 4 8 113 379 125 159 95
JOINT (MALE/FEMALE) 33 296 296
ASIAN (TOTAL) 24 4 27 8 265 4706 1804 403 1404 985 110
MALE 7 2 12 6 128 1642 309 35 553 645 100
FEMALE 7 1 9 118 815 456 68 281 10
JOINT (MALE/FEMALE) 10 1 6 219 2249 1039 300 570 340
BLACK OR AFRICAN AMERICAN (TOTAL) 188 15 430 32 4669 14070 4195 295 8422 992 166
MALE 68 7 149 3 1228 4355 1484 118 2644 28 81
FEMALE 85 4 222 20 3334 6764 1596 56 4390 637 85
JOINT (MALE/FEMALE) 35 4 57 9105 2926 1115 121 1363 327
NAT HAWAIIAN/OTHER PACIFIC ISL (TOTAL) 5 2 512 449 355 40 54
MALE 1 2 25 73 28 40 5
FEMALE
JOINT (MALE/FEMALE) 4 37 376 327 49
WHITE (TOTAL) 5351 396 3043 624 1129526 404862 240660 16945 106375 33149 7733
MALE 1287 127 1050 177 342675 96145 49072 4166 31555 9497 1855
FEMALE 1141 115 933 146 242359 70419 35785 3123 24391 5907 1213
JOINT (MALE/FEMALE) 2918 154 1048 298 544472 237063 155366 9656 49750 17626 4665
2 OR MORE MINORITY RACES (TOTAL) 1 3 26 386 32 29 325
MALE 11 250 250
FEMALE 1 3 15 136 32 29 75
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 27 29 6 163 1902 1051 723 108 20
MALE 11 172 172
FEMALE
JOINT (MALE/FEMALE) 26 29 6 162 1730 879 723 108 20
RACE NOT AVAILABLE (TOTAL) 6/ 492 136 654 135 391456 54959 23277 6007 18237 5930 1508
MALE 21 7 48 9 590 3486 828 304 1770 348 236
FEMALE 26 3 50 11 191 2178 807 107 984 270 10
JOINT (MALE/FEMALE) 57 11 47 11 3129 6600 3451 640 1437 862 210
Report Date: 05/24/2010
AGGREGATE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Race and Gender 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 34 1 44 8 289 3454 1114 10 1223 879 228
MALE 11 1 19 4 136 958 226 10 458 251 13
FEMALE 15 21 339 1242 462 692 88
JOINT (MALE/FEMALE) 8 3 1 113 1253 426 72 540 215
NOT HISPANIC OR LATINO (TOTAL) 5490 404 3446 666 11710123 418873 243974 17342 114422 35402 7733
MALE 1342 135 1193 186 362892 101586 50394 4326 34534 10264 2068
FEMALE 1205 115 1133 164 282645 76364 37068 3081 28358 6647 1210
JOINT (MALE/FEMALE) 2940 154 1113 313 534573 240304 156243 9935 51313 18358 4455
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) (TOTAL)
27 1 21 352 2049 1071 10 883 85
MALE
FEMALE 1 23 63 43 20
JOINT (MALE/FEMALE) 26 1 19 349 1986 1028 10 863 85
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 549 147 698 132 391565 58257 25828 6328 19188 5337 1576
MALE 37 9 59 7 4116 4203 1465 327 1848 372 191
FEMALE 43 8 69 12 1133 3022 1228 273 1164 249 108
JOINT (MALE/FEMALE) 79 15 55 9 4162 7697 4776 772 1644 280 225
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 5229 383 2935 613 1089268 395293 235705 16589 102979 32638 7382
MALE 1262 123 1021 174 332613 94407 48370 4108 30919 9168 1842
FEMALE 1112 110 896 143 232284 68316 34939 2957 23476 5839 1105
JOINT (MALE/FEMALE) 2854 150 1014 294 524364 232255 152371 9524 48402 17523 4435
OTHERS, INCLUDING HISPANIC (TOTAL) 312 22 564 60 9967 27587 9929 748 12815 3571 524
MALE 92 12 188 14 3309 7944 2402 203 3869 1276 194
FEMALE 111 5 258 25 4403 9087 2671 124 5302 895 95
JOINT (MALE/FEMALE) 109 5 115 21 2252 10530 4856 421 3618 1400 235
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 806 98 1263 98 272292 45900 15433 2080 25314 2389 684
50-79% OF MSA/MD MEDIAN 1335 117 1043 173 232691 75479 38921 3125 25027 7438 968
80-99% OF MSA/MD MEDIAN 842 90 583 117 171649 58280 30871 3251 18968 4496 694
100-119% OF MSA/MD MEDIAN 623 53 403 85 171181 49021 25652 2189 16754 3778 648
120% OR MORE OF MSA/MD MEDIAN 2394 190 863 326 743847 245675 156317 12670 47012 23133 6543
INCOME NOT AVAILABLE 6/ 100 5 54 10169 8278 4793 375 2641 469
TOTAL 14/ 6100 553 4209 809 15811829 482633 271987 23690 135716 41703 9537
Report Date: 05/24/2010
AGGREGATE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Ethnicity, Gender and Income 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 80 80
MALE 11 80 80
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL) 2 13 601 401 200
MALE 2 13 601 401 200
FEMALE
JOINT (MALE/FEMALE)
NAT HAWAIIAN/OTHER PACIFIC ISL (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 36 4 21 5 167 13078 8712 921 1985 1388 72
MALE 16 3 11 131 5968 4154 396 1277 141
FEMALE 7 2 1 111 1619 952 7 588 72
JOINT (MALE/FEMALE) 13 1 8 325 5491 3606 525 701 659
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 108 6 27 3 3147 129293 109000 8493 9962 550 1288
MALE 22 181 181
FEMALE 11 600 600
JOINT (MALE/FEMALE) 22 302 302
Report Date: 05/24/2010
AGGREGATE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Race and Gender 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 6 6
MALE 11 6 6
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 38 4 18 6 167 13714 9113 921 2020 1588 72
MALE 18 3 11 234 6643 4555 396 1351 341
FEMALE 7 1 1 110 1613 952 1 588 72
JOINT (MALE/FEMALE) 13 1 6 323 5458 3606 525 668 659
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 108 6 30 3 3150 129332 109000 8493 10001 550 1288
MALE 22 181 181
FEMALE 22 606 606
JOINT (MALE/FEMALE) 44 335 335
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 36 4 17 5 163 13033 8712 921 1940 1388 72
MALE 16 3 10 130 5962 4154 396 1271 141
FEMALE 7 1 1 110 1613 952 1 588 72
JOINT (MALE/FEMALE) 13 1 6 323 5458 3606 525 668 659
OTHERS, INCLUDING HISPANIC (TOTAL) 2 2 15 687 401 86 200
MALE 2 2 15 687 401 86 200
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 146 10 49 9 4218 143052 118113 9414 12027 2138 1360
TOTAL 14/ 146 10 49 9 4218 143052 118113 9414 12027 2138 1360
Report Date: 05/24/2010
AGGREGATE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Ethnicity, Gender and Income 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 1 23 96 41 55
MALE 22 55 55
FEMALE 11 41 41
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 26 2 16 7 152 7794 3227 307 2820 1429 11
MALE 11 7 5 124 3566 1227 1240 1088 11
FEMALE 3 1 15 273 247 4 22
JOINT (MALE/FEMALE) 11 2 8 122 3861 1659 307 1576 319
BLACK OR AFRICAN AMERICAN (TOTAL) 36 10 83 20 3152 7692 2768 288 3230 1216 190
MALE 18 1 32 7 260 3314 1416 24 1270 453 151
FEMALE 7 5 41 10 164 2744 596 127 1350 632 39
JOINT (MALE/FEMALE) 11 4 10 328 1634 756 137 610 131
NAT HAWAIIAN/OTHER PACIFIC ISL (TOTAL) 11 3 3
MALE 11 3 3
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1492 136 687 260 482623 241154 142405 12585 56688 24596 4880
MALE 523 59 296 112 161006 83072 44786 4673 22343 9955 1315
FEMALE 179 23 127 43 9381 28874 15064 1994 7559 3449 808
JOINT (MALE/FEMALE) 788 53 257 105 231226 127826 82343 5886 25648 11192 2757
2 OR MORE MINORITY RACES (TOTAL) 2 1 25 610 278 7 325
MALE 11 250 250
FEMALE 2 1 14 360 278 7 75
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 2 9 325 2427 1080 124 690 533
MALE 11 77 77
FEMALE
JOINT (MALE/FEMALE) 10 2 9 324 2350 1003 124 690 533
RACE NOT AVAILABLE (TOTAL) 6/ 416 50 220 97 23806 85027 45650 4946 20717 11103 2611
MALE 18 5 25 11 362 4915 1678 382 1608 1075 172
FEMALE 7 3 14 327 1686 362 200 925 199
JOINT (MALE/FEMALE) 30 4 22 15 475 8768 4718 561 1744 1269 476
Report Date: 05/24/2010
AGGREGATE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Race and Gender 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 10 1 10 1 123 2199 921 111 967 75 125
MALE 4 812 1021 336 685
FEMALE 3 14 414 234 180
JOINT (MALE/FEMALE) 2 1 1 15 487 185 102 75 125
NOT HISPANIC OR LATINO (TOTAL) 1536 149 778 283 482794 251690 146195 13380 60395 27370 4350
MALE 540 60 322 124 181064 87484 46157 4684 23516 11672 1455
FEMALE 187 28 170 52 10447 31198 15459 2121 8705 4066 847
JOINT (MALE/FEMALE) 804 60 281 107 201272 131852 84155 6543 27474 11632 2048
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) (TOTAL)
10 1 5 420 3524 1962 101 912 549
MALE 11 36 36
FEMALE
JOINT (MALE/FEMALE) 10 1 4 419 3488 1962 101 876 549
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 428 49 226 101 26830 87390 46371 4658 21936 11208 3217
MALE 27 5 32 12 480 6711 2691 395 2282 1149 194
FEMALE 9 3 13 631 2366 895 200 960 311
JOINT (MALE/FEMALE) 34 4 20 15 679 8612 4177 371 1816 1188 1060
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1450 133 661 252 432539 231627 137711 12396 53434 24007 4079
MALE 508 58 282 111 15974 80225 43258 4635 21174 9865 1293
FEMALE 173 23 125 42 9372 27703 14257 1994 7255 3389 808
JOINT (MALE/FEMALE) 768 51 251 99 191188 123104 80126 5735 24512 10753 1978
OTHERS, INCLUDING HISPANIC (TOTAL) 95 16 126 36 5278 23930 10206 931 8659 3808 326
MALE 33 1 50 13 3100 8226 2985 24 3264 1791 162
FEMALE 16 5 44 12 178 3832 1396 127 1541 729 39
JOINT (MALE/FEMALE) 44 9 32 11 197 11501 5565 669 3854 1288 125
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 97 18 162 20 2299 13891 6355 799 5348 1299 90
50-79% OF MSA/MD MEDIAN 195 20 155 57 4431 26271 12052 1559 9030 3368 262
80-99% OF MSA/MD MEDIAN 151 24 123 46 11355 24928 11332 1817 8227 2808 744
100-119% OF MSA/MD MEDIAN 173 13 89 29 9313 24130 13692 1276 6478 1980 704
120% OR MORE OF MSA/MD MEDIAN 1078 98 387 200 321795 204951 122581 10215 44717 23566 3872
INCOME NOT AVAILABLE 6/ 290 27 103 37 17474 50632 29437 2584 10410 6181 2020
TOTAL 14/ 1984 200 1019 389 753667 344803 195449 18250 84210 39202 7692
Report Date: 05/24/2010
AGGREGATE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Ethnicity, Gender and Income 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 22 167 167
MALE 11 75 75
FEMALE 11 92 92
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL) 1 14 116 736 108 536 92
MALE 22 14 14
FEMALE 33 24 24
JOINT (MALE/FEMALE) 1 9 111 698 108 498 92
NAT HAWAIIAN/OTHER PACIFIC ISL (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 432 85 443 93 291082 68150 28269 5263 24919 7707 1992
MALE 131 29 136 28 8332 19599 7894 1840 7350 2181 334
FEMALE 89 24 122 15 8258 12777 4898 1436 5145 919 379
JOINT (MALE/FEMALE) 212 32 185 49 13491 35701 15477 1987 12424 4534 1279
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 1 34 221 90 131
MALE
FEMALE
JOINT (MALE/FEMALE) 1 34 221 90 131
RACE NOT AVAILABLE (TOTAL) 6/ 22 12 50 12 197 7866 1703 1172 3551 1318 122
MALE 3 5 19 1032 191 675 166
FEMALE 2 1 69 457 225 65 167
JOINT (MALE/FEMALE) 4 1 5 212 1430 477 108 661 184
Report Date: 05/24/2010
AGGREGATE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Race and Gender 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 2 2 59 586 81 84 421
MALE 1 1 13 259 62 47 150
FEMALE 1 1 24 193 19 37 137
JOINT (MALE/FEMALE) 11 133 133
NOT HISPANIC OR LATINO (TOTAL) 432 85 452 91 281088 68624 28536 5352 25316 7528 1892
MALE 130 28 139 27 8332 19448 7731 1793 7497 2093 334
FEMALE 89 24 120 14 8255 12615 5017 1464 4946 809 379
JOINT (MALE/FEMALE) 213 33 193 50 12501 36561 15788 2095 12873 4626 1179
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) (TOTAL)
2 13 80 68 12
MALE
FEMALE
JOINT (MALE/FEMALE) 2 13 80 68 12
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 20 10 54 15 2101 7850 1485 999 3555 1589 222
MALE 3 4 29 1013 292 467 254
FEMALE 1 10 112 542 87 345 110
JOINT (MALE/FEMALE) 3 7 2 113 1276 296 696 184 100
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 426 83 431 90 281058 66579 27841 5179 24231 7436 1892
MALE 129 28 134 27 8326 19057 7652 1793 7185 2093 334
FEMALE 88 23 116 14 8249 12355 4879 1399 4889 809 379
JOINT (MALE/FEMALE) 209 32 181 49 12483 35167 15310 1987 12157 4534 1179
OTHERS, INCLUDING HISPANIC (TOTAL) 6 2 24 133 1698 347 84 1175 92
MALE 1 1 46 348 62 47 239
FEMALE 1 1 57 217 19 37 161
JOINT (MALE/FEMALE) 4 14 119 1132 266 774 92
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 93 19 162 16 10300 12383 4372 892 5959 749 411
50-79% OF MSA/MD MEDIAN 146 40 147 34 6373 22884 8903 2574 8066 2989 352
80-99% OF MSA/MD MEDIAN 84 18 78 22 7209 14524 5485 1206 5184 2156 493
100-119% OF MSA/MD MEDIAN 40 10 46 16 2114 9062 3047 725 3486 1588 216
120% OR MORE OF MSA/MD MEDIAN 83 8 74 18 5188 16295 7474 470 6074 1635 642
INCOME NOT AVAILABLE 6/ 10 2 517 1992 889 568 535
TOTAL 14/ 456 97 512 106 301201 77140 30170 6435 29304 9117 2114
Report Date: 05/24/2010
AGGREGATE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Ethnicity, Gender and Income 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 102 102
ASIAN 7 8 4 221 1982 629 754 405 194
BLACK OR AFRICAN AMERICAN 118 7 22 16 6169 10159 7072 388 1245 1075 379
NAT HAWAIIAN/OTHER PACIFIC ISL 1 1 13 186 61 55 70
WHITE 1176 58 207 117 311589 110876 82332 3946 15036 7599 1963
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 4 15 246 192 54
RACE NOT AVAILABLE 6/ 80 9 33 14 2138 9622 5536 552 2394 1021 119
ETHNICITY 7/
HISPANIC OR LATINO 6 4 111 721 357 272 92
NOT HISPANIC OR LATINO 1290 63 233 138 391763 121614 89174 4171 16569 9164 2536
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
2 24 398 139 259
ETHNICITY NOT AVAILABLE 6/ 88 11 34 13 2148 10440 6152 715 2540 914 119
MINORITY STATUS 8/
WHITE NON-HISPANIC 1153 55 197 115 311551 108018 80705 3742 14200 7408 1963
OTHERS, INCLUDING HISPANIC 138 7 39 21 8213 13702 8450 388 2741 1550 573
50-79% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 88 88
ASIAN 22 224 3090 2727 363
BLACK OR AFRICAN AMERICAN 150 4 27 14 4199 16163 12209 371 2346 888 349
NAT HAWAIIAN/OTHER PACIFIC ISL 11 143 143
WHITE 2504 73 255 179 373048 296985 243682 7358 25185 17111 3649
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 15 1 3 120 2061 1392 67 438 164
RACE NOT AVAILABLE 6/ 211 25 35 27 6304 29607 20585 2221 3472 2602 727
ETHNICITY 7/
HISPANIC OR LATINO 11 1 4 2 119 2194 1393 60 463 182 96
NOT HISPANIC OR LATINO 2681 81 280 190 403272 315829 258492 8083 27591 17741 3922
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
5 16 502 423 79
ETHNICITY NOT AVAILABLE 6/ 207 21 38 28 6300 29612 20518 1874 3750 2763 707
MINORITY STATUS 8/
WHITE NON-HISPANIC 2474 72 248 174 353003 292370 240549 7298 24495 16588 3440
OTHERS, INCLUDING HISPANIC 204 6 35 17 5267 23855 18245 498 3389 1278 445
Report Date: 05/24/2010
AGGREGATE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 74 74
ASIAN 14 115 2426 2168 258
BLACK OR AFRICAN AMERICAN 65 3 9 4 283 8922 6651 401 1164 527 179
NAT HAWAIIAN/OTHER PACIFIC ISL 2 13 324 227 97
WHITE 1366 49 112 109 151651 198211 165355 5321 12969 12534 2032
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 112 1269 1125 144
RACE NOT AVAILABLE 6/ 110 8 13 14 6151 18094 13003 961 1561 2021 548
ETHNICITY 7/
HISPANIC OR LATINO 9 1 111 1766 1337 310 119
NOT HISPANIC OR LATINO 1444 52 123 115 171751 209100 173532 5686 14288 13383 2211
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
88 1031 1031
ETHNICITY NOT AVAILABLE 6/ 107 8 11 14 6146 17423 12629 997 1354 1895 548
MINORITY STATUS 8/
WHITE NON-HISPANIC 1343 48 110 107 151623 194579 162462 5181 12587 12317 2032
OTHERS, INCLUDING HISPANIC 108 3 11 8 2132 15709 12436 401 1732 961 179
100-119% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 145 145
ASIAN 8 2 212 1613 1149 280 184
BLACK OR AFRICAN AMERICAN 36 2 4 143 5161 4426 273 385 77
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 910 29 62 69 131083 149761 125355 4278 8650 9794 1684
2 OR MORE MINORITY RACES 11 163 163
JOINT (WHITE/MINORITY RACE) 66 753 753
RACE NOT AVAILABLE 6/ 68 8 6 9 192 12449 9244 1050 767 1176 212
ETHNICITY 7/
HISPANIC OR LATINO 7 1 311 1604 1029 156 419
NOT HISPANIC OR LATINO 945 29 64 72 141124 154173 129477 4179 8680 10076 1761
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
4 1 16 818 386 216 216
ETHNICITY NOT AVAILABLE 6/ 74 8 6 8 197 13450 10343 1050 767 1078 212
MINORITY STATUS 8/
WHITE NON-HISPANIC 893 27 58 69 131060 146251 122852 3906 8015 9794 1684
OTHERS, INCLUDING HISPANIC 61 4 10 2 178 9852 7646 645 1300 184 77
Report Date: 05/24/2010
AGGREGATE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 22 205 205
ASIAN 27 1 1 635 7720 6450 201 107 962
BLACK OR AFRICAN AMERICAN 44 2 5 758 10634 8080 475 931 1148
NAT HAWAIIAN/OTHER PACIFIC ISL 6 17 1709 1450 259
WHITE 1690 59 147 145 232064 379295 312578 10844 25976 26674 3223
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 27 2 1 131 6150 5476 307 212 155
RACE NOT AVAILABLE 6/ 139 15 14 25 3196 35577 25315 2394 2710 4639 519
ETHNICITY 7/
HISPANIC OR LATINO 8 19 2206 1946 260
NOT HISPANIC OR LATINO 1777 60 153 161 232174 400375 329898 10967 26895 29348 3267
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
18 1 2 122 4678 3674 309 485 210
ETHNICITY NOT AVAILABLE 6/ 132 16 13 24 3188 34031 24036 2638 2391 4546 420
MINORITY STATUS 8/
WHITE NON-HISPANIC 1657 57 143 144 222023 371000 306078 10291 25079 26440 3112
OTHERS, INCLUDING HISPANIC 128 4 11 15 2160 32415 26394 985 2090 2581 365
8858 354 986 785 17711160 1332657 1070066 41321 108665 93375 19230TOTAL 14/
Report Date: 05/24/2010
AGGREGATE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 23 119 30 89
ASIAN 20 3 6 130 2366 1599 218 514 35
BLACK OR AFRICAN AMERICAN 15 4 19 7 247 2267 925 244 844 202 52
NAT HAWAIIAN/OTHER PACIFIC ISL 11 62 62
WHITE 803 59 293 83 181256 78799 51743 3673 16867 5496 1020
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 3 1 15 597 274 224 99
RACE NOT AVAILABLE 6/ 42 3 33 10 391 6133 2997 298 1979 650 209
ETHNICITY 7/
HISPANIC OR LATINO 5 510 800 298 502
NOT HISPANIC OR LATINO 829 65 307 92 191312 81908 53760 4037 17264 5810 1037
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
11 30 30
ETHNICITY NOT AVAILABLE 6/ 49 4 41 12 4110 7605 3480 396 2724 761 244
MINORITY STATUS 8/
WHITE NON-HISPANIC 789 57 280 82 181226 76672 50829 3503 15872 5448 1020
OTHERS, INCLUDING HISPANIC 43 7 33 11 296 6172 3096 462 2137 425 52
50-79% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 3 4 18 577 112 389 76
ASIAN 27 4 1 4 137 4222 3115 406 99 467 135
BLACK OR AFRICAN AMERICAN 41 4 22 9 177 5023 3051 225 1153 532 62
NAT HAWAIIAN/OTHER PACIFIC ISL 22 267 267
WHITE 1853 126 255 172 292435 207276 162393 9987 18470 13894 2532
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 7 2 110 971 760 125 86
RACE NOT AVAILABLE 6/ 123 19 30 17 2191 16399 10767 1570 2109 1808 145
ETHNICITY 7/
HISPANIC OR LATINO 20 2 224 2184 1915 110 159
NOT HISPANIC OR LATINO 1895 134 272 184 302515 214154 166413 10662 19560 14899 2620
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
5 16 394 382 12
ETHNICITY NOT AVAILABLE 6/ 136 19 39 18 3215 18003 11755 1526 2663 1805 254
MINORITY STATUS 8/
WHITE NON-HISPANIC 1810 123 245 169 282375 202320 158509 9768 17958 13662 2423
OTHERS, INCLUDING HISPANIC 103 8 32 17 2162 13496 9460 631 1888 1320 197
Report Date: 05/24/2010
AGGREGATE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 12 296 62 234
ASIAN 24 1 6 5 339 5220 3416 100 759 600 345
BLACK OR AFRICAN AMERICAN 16 4 7 128 2537 1765 319 421 32
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 1324 83 161 115 171700 182264 145267 9574 14183 11807 1433
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 7 2 110 961 760 168 33
RACE NOT AVAILABLE 6/ 89 19 26 19 2155 16414 9685 1805 2863 1839 222
ETHNICITY 7/
HISPANIC OR LATINO 7 18 699 652 47
NOT HISPANIC OR LATINO 1360 91 170 118 191758 189399 149880 10531 15161 12071 1756
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
4 26 838 648 190
ETHNICITY NOT AVAILABLE 6/ 90 18 29 22 3162 16756 9775 1622 2908 2207 244
MINORITY STATUS 8/
WHITE NON-HISPANIC 1302 81 155 110 161664 178720 142786 9399 13832 11292 1411
OTHERS, INCLUDING HISPANIC 57 9 15 6 390 10238 7023 868 1370 632 345
100-119% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 97 97
ASIAN 27 5 1 134 5770 4448 1006 184 132
BLACK OR AFRICAN AMERICAN 15 1 7 629 2258 1053 188 465 552
NAT HAWAIIAN/OTHER PACIFIC ISL 1 12 378 114 264
WHITE 1023 69 88 99 81287 161332 129323 8901 10821 11600 687
2 OR MORE MINORITY RACES 11 240 240
JOINT (WHITE/MINORITY RACE) 11 62 62
RACE NOT AVAILABLE 6/ 81 10 12 12 4119 15048 9921 1319 1376 2062 370
ETHNICITY 7/
HISPANIC OR LATINO 9 110 1268 1054 214
NOT HISPANIC OR LATINO 1053 76 95 105 81337 168113 133459 10233 11306 12180 935
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
2 1 14 487 239 69 179
ETHNICITY NOT AVAILABLE 6/ 82 9 14 13 5123 15317 9993 1181 1673 2084 386
MINORITY STATUS 8/
WHITE NON-HISPANIC 1006 68 84 97 71262 158270 127284 8675 10241 11399 671
OTHERS, INCLUDING HISPANIC 52 6 13 9 181 10489 6723 1194 1348 960 264
Report Date: 05/24/2010
AGGREGATE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 5 1 17 1259 917 260 82
ASIAN 201 13 26 17 2259 62299 49284 2551 5399 4490 575
BLACK OR AFRICAN AMERICAN 50 5 8 366 12819 10297 577 1122 823
NAT HAWAIIAN/OTHER PACIFIC ISL 1 23 1036 476 560
WHITE 4882 300 363 420 556020 1240564 999447 66801 71960 90624 11732
2 OR MORE MINORITY RACES 11 144 144
JOINT (WHITE/MINORITY RACE) 71 3 8 8 191 18989 15678 1035 920 1299 57
RACE NOT AVAILABLE 6/ 394 68 53 65 17597 129085 92039 14211 6287 14192 2356
ETHNICITY 7/
HISPANIC OR LATINO 28 1 4 235 7081 5495 185 780 621
NOT HISPANIC OR LATINO 5139 312 395 441 586345 1315458 1061359 68886 76965 95832 12416
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
43 7 2 557 14685 11271 2041 324 1049
ETHNICITY NOT AVAILABLE 6/ 395 70 57 68 17607 128971 90157 14323 7619 14568 2304
MINORITY STATUS 8/
WHITE NON-HISPANIC 4779 285 349 408 535874 1208412 975964 63838 69262 87878 11470
OTHERS, INCLUDING HISPANIC 394 29 48 37 3511 116221 92350 6089 8545 8605 632
11375 825 1483 1105 19214980 2225601 1742576 127508 163811 167353 24353TOTAL 14/
Report Date: 05/24/2010
AGGREGATE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 6 9 823 1736 497 572 667
ASIAN 4 16 828 2684 333 1604 747
BLACK OR AFRICAN AMERICAN 35 16 128 40 9228 13523 2006 962 7434 2626 495
NAT HAWAIIAN/OTHER PACIFIC ISL 1 23 260 150 110
WHITE 1666 175 1716 592 1024251 323724 117877 13058 135541 48799 8449
2 OR MORE MINORITY RACES 11 152 152
JOINT (WHITE/MINORITY RACE) 5 1 3 2 112 879 271 136 242 130 100
RACE NOT AVAILABLE 6/ 149 43 339 168 36735 58610 11286 3326 27151 13506 3341
ETHNICITY 7/
HISPANIC OR LATINO 11 3 14 4 133 2478 799 438 895 299 47
NOT HISPANIC OR LATINO 1697 189 1852 660 1134511 340403 120387 13759 143116 53737 9404
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
4 1 16 560 334 162 64
ETHNICITY NOT AVAILABLE 6/ 154 42 346 155 34731 58127 10902 3123 28683 12485 2934
MINORITY STATUS 8/
WHITE NON-HISPANIC 1633 169 1671 580 994152 315859 115739 12390 131433 47973 8324
OTHERS, INCLUDING HISPANIC 64 21 170 64 11330 21937 4185 1698 10871 4541 642
50-79% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 9 1 5 11 127 2561 734 99 672 1026 30
ASIAN 27 1 16 1357 6583 3265 100 2051 1167
BLACK OR AFRICAN AMERICAN 82 16 161 52 12323 24895 6109 955 12059 4267 1505
NAT HAWAIIAN/OTHER PACIFIC ISL 3 58 744 297 447
WHITE 4171 446 2438 1097 2108362 795624 388120 40334 241053 105771 20346
2 OR MORE MINORITY RACES 1 45 416 85 331
JOINT (WHITE/MINORITY RACE) 14 2 15 2 134 3097 1204 233 1108 344 208
RACE NOT AVAILABLE 6/ 424 88 440 301 641317 126128 39512 8383 42372 29696 6165
ETHNICITY 7/
HISPANIC OR LATINO 18 5 19 6 250 4812 1627 452 1862 778 93
NOT HISPANIC OR LATINO 4251 461 2609 1175 2238719 825004 395038 41251 254201 112413 22101
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
15 1 11 734 3103 1526 80 818 679
ETHNICITY NOT AVAILABLE 6/ 447 87 445 288 631330 127129 41135 8321 43212 28401 6060
MINORITY STATUS 8/
WHITE NON-HISPANIC 4084 437 2379 1065 2078172 777202 380363 39417 234834 102456 20132
OTHERS, INCLUDING HISPANIC 168 26 230 90 16530 45775 14762 1919 19040 8218 1836
Report Date: 05/24/2010
AGGREGATE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 2 2 6 818 1586 69 133 465 919
ASIAN 29 1 9 9 149 6351 3960 178 1007 1171 35
BLACK OR AFRICAN AMERICAN 54 12 83 32 4185 16778 4924 911 8022 2568 353
NAT HAWAIIAN/OTHER PACIFIC ISL 1 12 255 121 134
WHITE 3831 409 1652 919 1796990 784030 422105 44222 191734 107174 18795
2 OR MORE MINORITY RACES 22 230 230
JOINT (WHITE/MINORITY RACE) 14 1 12 431 3342 1756 25 1235 326
RACE NOT AVAILABLE 6/ 436 87 331 238 551147 135815 52815 9356 39836 27621 6187
ETHNICITY 7/
HISPANIC OR LATINO 14 3 13 1040 4268 1460 389 1351 1068
NOT HISPANIC OR LATINO 3901 420 1748 960 1817210 806776 429951 44659 201831 111679 18656
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
13 7 7 229 3620 1576 713 1053 278
ETHNICITY NOT AVAILABLE 6/ 438 90 327 234 561145 133723 52642 9898 38634 26113 6436
MINORITY STATUS 8/
WHITE NON-HISPANIC 3765 396 1609 889 1756834 766304 414416 42609 187226 103800 18253
OTHERS, INCLUDING HISPANIC 123 20 131 71 7352 36026 13392 1757 12972 7239 666
100-119% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 4 1 6 3 115 1757 612 61 636 388 60
ASIAN 34 1 10 651 8088 5669 103 1380 936
BLACK OR AFRICAN AMERICAN 36 4 61 15 4120 11895 3576 380 6046 1618 275
NAT HAWAIIAN/OTHER PACIFIC ISL 11 149 149
WHITE 3192 291 1182 707 1685540 700003 401072 35698 148988 92001 22244
2 OR MORE MINORITY RACES 11 40 40
JOINT (WHITE/MINORITY RACE) 24 6 15 6 354 6316 3278 713 1586 567 172
RACE NOT AVAILABLE 6/ 317 74 256 169 38854 109755 40425 8837 33895 21714 4884
ETHNICITY 7/
HISPANIC OR LATINO 16 4 14 3 239 4872 2104 551 1813 333 71
NOT HISPANIC OR LATINO 3228 300 1234 727 1685657 715171 407594 36612 154328 94926 21711
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
13 3 6 224 2391 1315 293 457 326
ETHNICITY NOT AVAILABLE 6/ 350 74 279 171 42916 115569 43619 8778 36097 21548 5527
MINORITY STATUS 8/
WHITE NON-HISPANIC 3114 283 1139 686 1605382 681195 391929 34431 143780 89936 21119
OTHERS, INCLUDING HISPANIC 125 17 107 39 11299 35109 16379 1957 11612 4317 844
Report Date: 05/24/2010
AGGREGATE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 20 3 6 635 5909 3593 210 1246 860
ASIAN 348 27 62 63 16516 122124 82634 6380 14521 15477 3112
BLACK OR AFRICAN AMERICAN 133 28 117 44 12334 51800 22267 4618 16695 6454 1766
NAT HAWAIIAN/OTHER PACIFIC ISL 16 2 1 120 4206 3466 462 176 102
WHITE 15747 1246 3958 2751 52624228 4579054 2985012 228923 739676 529691 95752
2 OR MORE MINORITY RACES 10 4 418 3635 1907 1023 705
JOINT (WHITE/MINORITY RACE) 161 18 56 35 5275 53057 34172 2985 8960 6074 866
RACE NOT AVAILABLE 6/ 1755 287 775 647 1943658 694613 346435 53175 143848 116086 35069
ETHNICITY 7/
HISPANIC OR LATINO 81 7 26 22 5141 28556 17435 1476 5023 3941 681
NOT HISPANIC OR LATINO 16158 1299 4120 2857 55324987 4746855 3086687 239674 770127 549705 100662
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
155 12 43 29 4243 47322 29409 2827 6438 7898 750
ETHNICITY NOT AVAILABLE 6/ 1796 291 791 643 1923713 691665 345955 52314 144843 113979 34574
MINORITY STATUS 8/
WHITE NON-HISPANIC 15362 1203 3838 2661 50923573 4459212 2915885 220520 718452 511622 92733
OTHERS, INCLUDING HISPANIC 906 93 309 198 431549 310881 191680 17940 53546 40438 7277
35142 3619 14627 8635 186563888 9308443 5353861 512124 1932664 1239399 270395TOTAL 14/
Report Date: 05/24/2010
AGGREGATE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 5 813 298 184 114
ASIAN 2 1 69 452 73 68 311
BLACK OR AFRICAN AMERICAN 40 4 184 8 1237 3665 462 86 2952 140 25
NAT HAWAIIAN/OTHER PACIFIC ISL 11 2 2
WHITE 701 78 891 76 191765 36706 13625 1633 19078 1864 506
2 OR MORE MINORITY RACES 11 32 32
JOINT (WHITE/MINORITY RACE) 2 4 17 131 17 89 25
RACE NOT AVAILABLE 6/ 55 15 169 13 7259 4614 1040 293 2768 360 153
ETHNICITY 7/
HISPANIC OR LATINO 11 16 229 547 182 307 58
NOT HISPANIC OR LATINO 727 81 1061 84 221975 40191 13986 1726 21877 2016 586
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
2 57 88 20 68
ETHNICITY NOT AVAILABLE 6/ 66 17 181 12 5281 5074 1245 354 3062 315 98
MINORITY STATUS 8/
WHITE NON-HISPANIC 679 76 863 74 191711 35618 13255 1572 18479 1806 506
OTHERS, INCLUDING HISPANIC 61 5 218 11 1296 5108 939 154 3767 223 25
50-79% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 3 3 17 314 123 72 119
ASIAN 7 9 2 119 847 296 321 220 10
BLACK OR AFRICAN AMERICAN 64 4 122 7 1198 3922 1104 38 2596 174 10
NAT HAWAIIAN/OTHER PACIFIC ISL 1 12 33 16 17
WHITE 1183 93 724 129 152144 62423 35361 2227 18204 5887 744
2 OR MORE MINORITY RACES 22 22 22
JOINT (WHITE/MINORITY RACE) 2 8 1 112 269 109 100 40 20
RACE NOT AVAILABLE 6/ 75 20 174 33 5307 7649 1912 860 3695 998 184
ETHNICITY 7/
HISPANIC OR LATINO 8 15 124 670 174 466 30
NOT HISPANIC OR LATINO 1237 94 842 138 182329 66673 36488 2165 20894 6342 784
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
2 35 115 25 90
ETHNICITY NOT AVAILABLE 6/ 88 23 183 34 5333 8021 2234 960 3577 1066 184
MINORITY STATUS 8/
WHITE NON-HISPANIC 1161 90 694 126 152086 61139 34848 2127 17682 5738 744
OTHERS, INCLUDING HISPANIC 87 4 160 12 3266 5950 1847 38 3442 583 40
Report Date: 05/24/2010
AGGREGATE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 3 15 131 10 26 95
ASIAN 3 25 109 49 60
BLACK OR AFRICAN AMERICAN 27 4 40 7 280 1803 663 93 736 180 131
NAT HAWAIIAN/OTHER PACIFIC ISL 1 1 13 58 28 10 20
WHITE 736 63 441 92 111343 49785 27513 2287 15737 3721 527
2 OR MORE MINORITY RACES 11 7 7
JOINT (WHITE/MINORITY RACE) 9 6 116 342 221 108 13
RACE NOT AVAILABLE 6/ 65 22 89 16 4196 6045 2387 861 2274 487 36
ETHNICITY 7/
HISPANIC OR LATINO 1 67 270 60 210
NOT HISPANIC OR LATINO 764 67 481 100 131425 51122 27754 2300 16413 3997 658
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
4 26 254 206 48
ETHNICITY NOT AVAILABLE 6/ 73 23 94 17 4211 6634 2851 951 2297 499 36
MINORITY STATUS 8/
WHITE NON-HISPANIC 722 61 428 92 111314 48766 26879 2172 15467 3721 527
OTHERS, INCLUDING HISPANIC 45 5 60 9 2121 2896 1199 103 1175 288 131
100-119% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 2 13 139 89 50
ASIAN 1 5 17 175 20 135 20
BLACK OR AFRICAN AMERICAN 15 1 28 448 1419 590 46 613 170
NAT HAWAIIAN/OTHER PACIFIC ISL 11 30 30
WHITE 548 40 299 66 8961 41721 22820 1769 13568 3225 339
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 3 47 287 237 50
RACE NOT AVAILABLE 6/ 54 11 66 14 9154 5250 1896 344 2338 363 309
ETHNICITY 7/
HISPANIC OR LATINO 3 14 252 227 25
NOT HISPANIC OR LATINO 561 41 329 73 81012 43217 23523 1830 14075 3450 339
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
3 36 313 126 187
ETHNICITY NOT AVAILABLE 6/ 56 12 71 11 9159 5239 1776 359 2492 303 309
MINORITY STATUS 8/
WHITE NON-HISPANIC 537 39 290 66 8940 40742 22260 1754 13164 3225 339
OTHERS, INCLUDING HISPANIC 27 2 40 675 2605 1289 76 1025 215
Report Date: 05/24/2010
AGGREGATE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 34 417 207 210
ASIAN 11 3 5 5 125 3123 1366 335 577 745 100
BLACK OR AFRICAN AMERICAN 38 2 45 590 3067 1329 32 1396 310
NAT HAWAIIAN/OTHER PACIFIC ISL 3 25 326 311 15
WHITE 2119 120 655 254 593207 210929 139395 8938 38731 18248 5617
2 OR MORE MINORITY RACES 22 325 325
JOINT (WHITE/MINORITY RACE) 11 7 321 873 467 376 30
RACE NOT AVAILABLE 6/ 211 65 146 57 14493 26615 13242 3365 5707 3475 826
ETHNICITY 7/
HISPANIC OR LATINO 11 1 7 4 225 1715 471 10 240 766 228
NOT HISPANIC OR LATINO 2133 119 694 263 563265 214219 140230 9230 40018 19375 5366
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
16 1 8 328 1279 694 10 490 85
ETHNICITY NOT AVAILABLE 6/ 234 69 154 56 16529 28462 14922 3420 6264 2907 949
MINORITY STATUS 8/
WHITE NON-HISPANIC 2066 115 627 248 553111 205730 136517 8873 37130 17944 5266
OTHERS, INCLUDING HISPANIC 88 6 75 21 3193 10834 4608 377 3277 2244 328
6097 553 4209 809 15811826 482565 271919 23690 135716 41703 9537TOTAL 14/
Report Date: 05/24/2010
AGGREGATE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 1 13 192 144 26 22
BLACK OR AFRICAN AMERICAN 4 31 2 138 971 103 753 45 70
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 89 13 105 14221 11170 5732 660 3652 1126
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 2 2
RACE NOT AVAILABLE 6/ 7 1 24 3 136 1556 479 36 915 106 20
ETHNICITY 7/
HISPANIC OR LATINO 1 23 66 26 40
NOT HISPANIC OR LATINO 89 17 135 17 1259 12275 5885 763 4364 1193 70
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 7 1 25 3 137 1550 444 36 944 106 20
MINORITY STATUS 8/
WHITE NON-HISPANIC 87 13 104 14218 11124 5701 660 3637 1126
OTHERS, INCLUDING HISPANIC 2 4 34 3 144 1206 170 103 796 67 70
50-79% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 23 535 106 429
BLACK OR AFRICAN AMERICAN 5 3 22 838 1617 219 83 838 477
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 176 12 107 41 4340 20830 10752 912 6573 2331 262
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 13 5 24 850 3289 975 564 1190 560
ETHNICITY 7/
HISPANIC OR LATINO 2 1 36 646 144 111 391
NOT HISPANIC OR LATINO 177 14 129 48 4372 22068 10719 957 7362 2768 262
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 16 5 23 953 3557 1189 491 1277 600
MINORITY STATUS 8/
WHITE NON-HISPANIC 171 11 103 41 4330 19921 10394 874 6060 2331 262
OTHERS, INCLUDING HISPANIC 8 4 27 847 2798 469 194 1658 477
Report Date: 05/24/2010
AGGREGATE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 22 55 55
ASIAN 3 1 15 283 181 42 60
BLACK OR AFRICAN AMERICAN 3 1 8 3 217 758 231 39 284 84 120
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 122 20 92 29 9272 19123 8818 1621 6145 1915 624
2 OR MORE MINORITY RACES 11 7 7
JOINT (WHITE/MINORITY RACE) 1 1 13 312 222 50 40
RACE NOT AVAILABLE 6/ 22 2 18 1355 4390 1880 107 1654 749
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 128 23 99 32 10292 19994 9319 1735 6155 2063 722
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
11 92 92
ETHNICITY NOT AVAILABLE 6/ 23 1 23 14 162 4842 2013 82 1980 745 22
MINORITY STATUS 8/
WHITE NON-HISPANIC 120 20 85 29 8262 18432 8631 1621 5663 1915 602
OTHERS, INCLUDING HISPANIC 7 2 14 4 229 1507 634 89 520 144 120
100-119% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 4 15 307 303 4
BLACK OR AFRICAN AMERICAN 5 7 113 666 155 416 95
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 151 11 68 22 7259 19958 11939 1057 4846 1555 561
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 23 456 138 318
RACE NOT AVAILABLE 6/ 12 2 11 6 233 2743 1157 219 894 330 143
ETHNICITY 7/
HISPANIC OR LATINO 4 15 542 440 102
NOT HISPANIC OR LATINO 153 11 78 20 6268 20124 11524 1057 5660 1470 413
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
22 158 158
ETHNICITY NOT AVAILABLE 6/ 16 2 10 7 338 3306 1728 219 716 352 291
MINORITY STATUS 8/
WHITE NON-HISPANIC 143 11 67 19 6246 18613 10978 1057 4790 1375 413
OTHERS, INCLUDING HISPANIC 13 11 327 2058 965 840 253
Report Date: 05/24/2010
AGGREGATE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 41 41
ASIAN 17 2 11 5 136 6477 2493 307 2319 1347 11
BLACK OR AFRICAN AMERICAN 20 2 10 537 3171 1971 63 667 470
NAT HAWAIIAN/OTHER PACIFIC ISL 11 3 3
WHITE 913 73 293 143 231445 162411 101222 7806 33936 16711 2736
2 OR MORE MINORITY RACES 2 24 603 278 325
JOINT (WHITE/MINORITY RACE) 9 1 5 318 1657 720 74 330 533
RACE NOT AVAILABLE 6/ 116 20 67 42 8253 30588 15856 1965 7462 4180 1125
ETHNICITY 7/
HISPANIC OR LATINO 3 3 1 18 825 311 314 75 125
NOT HISPANIC OR LATINO 947 77 312 154 221512 169730 105042 8339 35290 18873 2186
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
10 1 4 217 3274 1962 101 820 391
ETHNICITY NOT AVAILABLE 6/ 118 20 68 43 9258 31122 15266 1775 8293 4227 1561
MINORITY STATUS 8/
WHITE NON-HISPANIC 890 71 282 138 201401 156547 98493 7655 31992 16302 2105
OTHERS, INCLUDING HISPANIC 62 6 34 17 2121 15732 7776 545 4453 2822 136
1979 200 1018 388 753660 343968 194804 18250 84165 39057 7692TOTAL 14/
Report Date: 05/24/2010
AGGREGATE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 55 30 30
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 90 17 140 16 10273 11476 4297 758 5261 749 411
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 15 15
RACE NOT AVAILABLE 6/ 3 2 1621 862 75 134 653
ETHNICITY 7/
HISPANIC OR LATINO 1 1 13 57 19 37 1
NOT HISPANIC OR LATINO 88 17 144 16 10275 11465 4273 829 5203 749 411
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
11 5 5
ETHNICITY NOT AVAILABLE 6/ 3 1 1721 856 75 26 755
MINORITY STATUS 8/
WHITE NON-HISPANIC 88 16 136 16 10266 11244 4273 721 5090 749 411
OTHERS, INCLUDING HISPANIC 2 1 710 107 24 37 46
50-79% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 75 75
ASIAN
BLACK OR AFRICAN AMERICAN 55 312 312
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 136 35 123 30 5329 19423 8152 2256 6269 2516 230
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 12 131 90 41
RACE NOT AVAILABLE 6/ 9 5 17 4 136 2943 661 318 1369 473 122
ETHNICITY 7/
HISPANIC OR LATINO 11 45 45
NOT HISPANIC OR LATINO 138 36 126 27 5332 19851 8396 2321 6659 2245 230
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
1 12 75 63 12
ETHNICITY NOT AVAILABLE 6/ 7 4 19 7 138 2913 444 253 1350 744 122
MINORITY STATUS 8/
WHITE NON-HISPANIC 135 35 119 27 5321 18932 8089 2256 6112 2245 230
OTHERS, INCLUDING HISPANIC 2 911 638 153 485
Report Date: 05/24/2010
AGGREGATE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 1 23 189 108 81
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 82 16 69 19 7193 13242 5352 1127 4506 1764 493
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 2 7 313 1093 25 79 597 392
ETHNICITY 7/
HISPANIC OR LATINO 1 12 197 47 150
NOT HISPANIC OR LATINO 82 15 71 19 6193 13110 5280 1080 4593 1764 393
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 2 2 6 3 114 1217 205 79 441 392 100
MINORITY STATUS 8/
WHITE NON-HISPANIC 81 15 68 19 6189 12765 5172 1080 4356 1764 393
OTHERS, INCLUDING HISPANIC 1 1 35 386 108 47 231
100-119% OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 92 92
ASIAN
BLACK OR AFRICAN AMERICAN 11 15 15
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 37 9 41 13 2102 8155 2782 686 3166 1305 216
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 3 1 3 310 800 265 39 213 283
ETHNICITY 7/
HISPANIC OR LATINO 1 12 154 62 92
NOT HISPANIC OR LATINO 36 9 41 13 2101 8093 2720 686 3166 1305 216
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 3 1 4 311 815 265 39 228 283
MINORITY STATUS 8/
WHITE NON-HISPANIC 36 9 40 13 2100 8078 2720 686 3151 1305 216
OTHERS, INCLUDING HISPANIC 1 23 169 62 107
Report Date: 05/24/2010
AGGREGATE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 1 12 190 98 92
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 81 7 67 15 5175 15064 7296 380 5373 1373 642
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 75 75
RACE NOT AVAILABLE 6/ 2 1 5 210 966 178 90 528 170
ETHNICITY 7/
HISPANIC OR LATINO 11 133 133
NOT HISPANIC OR LATINO 80 7 67 16 5175 15035 7197 380 5351 1465 642
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 3 1 6 212 1127 277 90 590 170
MINORITY STATUS 8/
WHITE NON-HISPANIC 80 7 65 15 5172 14770 7197 380 5178 1373 642
OTHERS, INCLUDING HISPANIC 3 14 398 306 92
455 96 511 106 301198 76924 30066 6379 29248 9117 2114TOTAL 14/
Report Date: 05/24/2010
AGGREGATE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Income, Race and Ethnicity Continued
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 7397 291 792 619 1399238 1150582 930115 34877 91490 78568 15532
10-19% MINORITY 902 45 111 100 171175 118905 92088 4896 10812 9075 2034
20-49% MINORITY 411 10 46 45 11523 46342 36874 818 3297 4334 1019
50-79% MINORITY 97 6 25 10 6144 11617 7617 560 2249 786 405
80-100% MINORITY 51 2 13 11 481 5264 3372 170 870 612 240
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 51 4 16 6 582 5593 3338 463 1004 427 361
MODERATE INCOME 1153 46 199 138 301566 129891 95315 4385 16960 10966 2265
MIDDLE INCOME 5075 199 570 423 986365 695350 557506 20211 60895 46486 10252
UPPER INCOME 2579 105 202 218 443148 501876 413907 16262 29859 35496 6352
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 13 417 931 680 251
50-79% MINORITY 21 2 9 4 238 2893 1547 293 607 305 141
80-100% MINORITY 17 2 3 2 327 1769 1111 170 146 122 220
MODERATE INCOME
LESS THAN 10% MINORITY 687 35 133 80 13948 81867 58573 3428 11991 6749 1126
10-19% MINORITY 220 4 33 29 6292 21313 15964 357 2692 1914 386
20-49% MINORITY 194 4 19 21 6244 21393 17515 375 1232 1802 469
50-79% MINORITY 36 3 9 4 456 3763 2305 225 697 272 264
80-100% MINORITY 16 5 4 126 1555 958 348 229 20
MIDDLE INCOME
LESS THAN 10% MINORITY 4331 162 474 345 875399 604339 487627 16651 51655 39535 8871
10-19% MINORITY 494 31 66 49 7647 63270 48009 3165 6578 4412 1106
20-49% MINORITY 192 5 18 22 4241 20840 16802 353 1341 2069 275
50-79% MINORITY 40 1 7 250 4961 3765 42 945 209
80-100% MINORITY 18 5 528 1940 1303 376 261
UPPER INCOME
LESS THAN 10% MINORITY 2379 94 185 194 392891 464376 383915 14798 27844 32284 5535
10-19% MINORITY 188 10 12 22 4236 34322 28115 1374 1542 2749 542
20-49% MINORITY 12 1 5 2 121 3178 1877 90 473 463 275
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
8858 354 987 785 17711161 1332710 1070066 41321 108718 93375 19230TOTAL 14/
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Type of Census Tract 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1AGGREGATE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2009
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 9832 690 1198 917 14712784 1949472 1544314 109222 134494 142605 18837
10-19% MINORITY 944 74 139 100 221279 153915 118678 9737 12635 10296 2569
20-49% MINORITY 514 50 109 78 19770 110906 72183 7471 14760 13914 2578
50-79% MINORITY 62 8 22 4 298 8142 5424 856 1254 456 152
80-100% MINORITY 38 3 16 8 267 5420 3965 222 713 303 217
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 50 5 17 5 279 7691 5101 745 971 669 205
MODERATE INCOME 1101 82 335 161 241703 144044 97382 7919 22172 14744 1827
MIDDLE INCOME 4901 371 727 465 976561 777326 596182 47473 70655 52789 10227
UPPER INCOME 5338 366 404 476 696653 1298359 1045899 70990 70004 99372 12094
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 20 3 8 2 134 3552 1877 695 464 466 50
50-79% MINORITY 15 2 522 2075 1688 50 337
80-100% MINORITY 15 4 3 123 2064 1536 170 203 155
MODERATE INCOME
LESS THAN 10% MINORITY 689 38 217 106 131063 94371 64410 3836 15026 10190 909
10-19% MINORITY 156 14 52 23 2247 14384 9144 1019 2668 1497 56
20-49% MINORITY 208 24 46 26 8312 29264 19698 2517 3562 2688 799
50-79% MINORITY 26 4 10 3 144 2947 1733 365 482 304 63
80-100% MINORITY 22 2 10 337 3078 2397 182 434 65
MIDDLE INCOME
LESS THAN 10% MINORITY 4378 331 643 403 825837 702754 540620 43000 62607 47600 8927
10-19% MINORITY 394 29 58 38 10529 56755 43327 3560 5986 2948 934
20-49% MINORITY 107 9 18 21 3158 14854 10200 813 1572 2054 215
50-79% MINORITY 21 1 6 1 130 2685 2003 60 381 152 89
80-100% MINORITY 1 1 2 2 17 278 32 40 109 35 62
UPPER INCOME
LESS THAN 10% MINORITY 4765 321 338 408 525884 1152347 939284 62386 56861 84815 9001
10-19% MINORITY 394 31 29 39 10503 82776 66207 5158 3981 5851 1579
20-49% MINORITY 179 14 37 29 7266 63236 40408 3446 9162 8706 1514
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
1 12 435 381 54ALL OTHER TRACTS 21/
11390 825 1484 1107 19214998 2227855 1744564 127508 163856 167574 24353TOTAL 14/
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Type of Census Tract 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1AGGREGATE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2009
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 31752 3174 12331 7417 163956313 8421686 4914738 461314 1701271 1098035 246328
10-19% MINORITY 2194 279 1265 726 1324596 553736 278288 33967 138773 88650 14058
20-49% MINORITY 1006 130 660 351 712218 280975 146602 13944 69476 42347 8606
50-79% MINORITY 143 23 204 82 14466 36856 12510 2292 14244 6861 949
80-100% MINORITY 70 16 187 63 10346 23514 6157 894 11868 4041 554
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 64 18 107 54 3246 19886 6157 1858 7056 4665 150
MODERATE INCOME 2626 342 2310 1057 2296564 613793 259397 29888 203092 100043 21373
MIDDLE INCOME 16409 1815 8045 4492 96931730 3916372 2056155 216094 951926 570581 121616
UPPER INCOME 16066 1447 4184 3036 66525398 4766661 3036586 264571 773503 564645 127356
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 19 9 22 13 265 5737 1993 731 1599 1294 120
50-79% MINORITY 26 2 32 22 183 8213 2806 813 2335 2229 30
80-100% MINORITY 19 7 53 1998 5936 1358 314 3122 1142
MODERATE INCOME
LESS THAN 10% MINORITY 1883 245 1421 683 1444376 437700 196117 22758 135659 68341 14825
10-19% MINORITY 330 49 376 158 37950 67477 22241 3608 27297 11813 2518
20-49% MINORITY 333 37 325 157 34886 84385 34115 3048 28058 16010 3154
50-79% MINORITY 47 7 101 28 7190 12294 3247 310 6389 1866 482
80-100% MINORITY 33 4 87 31 7162 11937 3677 164 5689 2013 394
MIDDLE INCOME
LESS THAN 10% MINORITY 14946 1590 7062 3939 87828415 3570442 1899985 192765 856045 509777 111870
10-19% MINORITY 1009 141 610 365 592184 240832 112683 16001 63473 42048 6627
20-49% MINORITY 366 65 256 143 23853 83163 35908 5743 23886 15104 2522
50-79% MINORITY 70 14 70 32 6192 16294 6457 1169 5465 2766 437
80-100% MINORITY 18 5 47 13 386 5641 1122 416 3057 886 160
UPPER INCOME
LESS THAN 10% MINORITY 14923 1339 3848 2795 61723522 4413544 2818636 245791 709567 519917 119633
10-19% MINORITY 855 89 279 203 361462 245427 143364 14358 48003 34789 4913
20-49% MINORITY 288 19 57 38 12414 107690 74586 4422 15933 9939 2810
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
11 55 55ALL OTHER TRACTS 21/
35165 3622 14647 8639 186663939 9316767 5358295 512411 1935632 1239934 270495TOTAL 14/
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Type of Census Tract 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1AGGREGATE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2009
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 5186 452 3107 666 1279538 414014 240606 20364 110224 34539 8281
10-19% MINORITY 498 53 485 76 161128 37145 18114 1701 12370 4228 732
20-49% MINORITY 270 35 324 42 11682 21301 10412 1432 6756 2325 376
50-79% MINORITY 89 5 131 16 1242 4685 1892 60 2307 396 30
80-100% MINORITY 57 8 162 9 3239 5488 963 133 4059 215 118
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 57 4 107 5 2175 3843 834 82 2677 139 111
MODERATE INCOME 1005 105 1101 119 272357 63954 29197 3316 25894 4514 1033
MIDDLE INCOME 3457 297 2358 459 886659 249459 136160 12329 74982 21048 4940
UPPER INCOME 1581 147 643 226 412638 165377 105796 7963 32163 16002 3453
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 12 1 20 134 667 240 24 373 30
50-79% MINORITY 24 1 23 3 152 647 306 20 221 70 30
80-100% MINORITY 21 2 64 1 189 2529 288 38 2083 39 81
MODERATE INCOME
LESS THAN 10% MINORITY 658 66 601 77 191421 43241 20879 2162 16122 3287 791
10-19% MINORITY 153 14 195 16 1379 8817 3479 514 4207 567 50
20-49% MINORITY 130 19 176 13 5343 7811 3487 545 3213 411 155
50-79% MINORITY 35 1 66 6108 2157 752 10 1262 133
80-100% MINORITY 29 5 63 7 2106 1928 600 85 1090 116 37
MIDDLE INCOME
LESS THAN 10% MINORITY 3080 253 1910 389 735705 220855 124396 10904 63920 17272 4363
10-19% MINORITY 240 27 252 45 9573 17490 7558 827 6487 2262 356
20-49% MINORITY 100 13 119 17 6255 8202 3297 558 2865 1261 221
50-79% MINORITY 30 3 42 782 1881 834 30 824 193
80-100% MINORITY 7 1 35 144 1031 75 10 886 60
UPPER INCOME
LESS THAN 10% MINORITY 1448 133 596 200 352412 149918 95331 7298 30182 13980 3127
10-19% MINORITY 105 12 38 15 6176 10838 7077 360 1676 1399 326
20-49% MINORITY 28 2 9 1150 4621 3388 305 305 623
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
6100 553 4209 809 15811829 482633 271987 23690 135716 41703 9537TOTAL 14/
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Type of Census Tract 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1AGGREGATE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2009
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 85 7 24 6 2124 70297 57761 4172 6306 1330 728
10-19% MINORITY 22 1 7 1 233 38652 36012 142 1466 400 632
20-49% MINORITY 27 2 10 241 22156 14553 5100 2095 408
50-79% MINORITY 6 511 9146 7255 1891
80-100% MINORITY 6 39 2801 2532 269
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 5 27 2484 2238 246
MODERATE INCOME 43 3 18 1 267 34300 25954 5300 2078 240 728
MIDDLE INCOME 61 6 19 7 194 41512 30294 3589 6247 1310 72
UPPER INCOME 37 1 10 1 150 64756 59627 525 3456 588 560
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 48 48
50-79% MINORITY 1 23 416 170 246
80-100% MINORITY 33 2020 2020
MODERATE INCOME
LESS THAN 10% MINORITY 12 2 9 225 9406 7704 300 674 728
10-19% MINORITY 11 112 4518 4418 100
20-49% MINORITY 13 1 5 120 12670 6395 5000 1035 240
50-79% MINORITY 44 6925 6925
80-100% MINORITY 3 36 781 512 269
MIDDLE INCOME
LESS THAN 10% MINORITY 47 4 10 566 31417 23802 3347 3526 742
10-19% MINORITY 5 1 2 1 110 2817 2127 142 76 400 72
20-49% MINORITY 8 1 4 114 5473 4205 100 1000 168
50-79% MINORITY 1 34 1805 160 1645
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY 26 1 5 133 29474 26255 525 2106 588
10-19% MINORITY 6 4 111 31317 29467 1290 560
20-49% MINORITY 5 16 3965 3905 60
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
146 10 49 9 4218 143052 118113 9414 12027 2138 1360TOTAL 14/
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Type of Census Tract 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1AGGREGATE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2009
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1450 138 685 285 492607 258539 149710 13298 60399 29527 5605
10-19% MINORITY 264 27 144 51 12498 39012 20231 1797 10083 6139 762
20-49% MINORITY 217 27 116 39 11410 37910 21528 2728 9794 2743 1117
50-79% MINORITY 35 5 40 9 190 5254 2491 294 1746 634 89
80-100% MINORITY 18 3 34 5 262 4088 1489 133 2188 159 119
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 30 2 25 5 264 5052 2658 52 1867 329 146
MODERATE INCOME 548 49 320 104 191040 79129 45488 4080 20225 8138 1198
MIDDLE INCOME 949 99 486 183 331750 140741 79292 7927 34882 15578 3062
UPPER INCOME 457 50 186 97 21811 119772 68011 6191 27127 15157 3286
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 14 1 3 2 121 1750 1428 24 147 86 65
50-79% MINORITY 10 9 221 1446 815 410 221
80-100% MINORITY 6 1 13 1 122 1856 415 28 1310 22 81
MODERATE INCOME
LESS THAN 10% MINORITY 294 20 163 64 7548 48539 28055 1762 12110 6065 547
10-19% MINORITY 99 10 57 15 6187 9490 5513 581 2506 744 146
20-49% MINORITY 124 13 64 18 5224 16512 9645 1362 4018 1020 467
50-79% MINORITY 21 4 18 447 2526 1263 270 805 188
80-100% MINORITY 10 2 18 3 134 2062 1012 105 786 121 38
MIDDLE INCOME
LESS THAN 10% MINORITY 784 80 375 151 291419 117504 68022 6871 27407 12499 2705
10-19% MINORITY 118 11 63 21 3216 16184 8267 671 4678 2300 268
20-49% MINORITY 41 7 34 789 5710 2528 361 2283 538
50-79% MINORITY 4 1 11 3 120 1173 413 24 422 225 89
80-100% MINORITY 2 3 16 170 62 92 16
UPPER INCOME
LESS THAN 10% MINORITY 372 38 147 70 13640 92496 53633 4665 20882 10963 2353
10-19% MINORITY 47 6 24 15 395 13338 6451 545 2899 3095 348
20-49% MINORITY 38 6 15 12 576 13938 7927 981 3346 1099 585
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
22 109 109ALL OTHER TRACTS 21/
1984 200 1019 389 753667 344803 195449 18250 84210 39202 7692TOTAL 14/
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Type of Census Tract 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1AGGREGATE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2009
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 451 93 493 103 291169 75203 29774 6163 28232 8975 2059
10-19% MINORITY 5 12 3 121 1542 396 949 142 55
20-49% MINORITY 2 57 256 145 111
50-79% MINORITY 1 12 92 90 2
80-100% MINORITY 1 12 47 37 10
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 1 34 196 113 83
MODERATE INCOME 100 22 116 18 6262 16048 6191 1356 6608 1552 341
MIDDLE INCOME 335 68 325 85 22835 55081 22109 4165 19822 7330 1655
UPPER INCOME 21 6 68 3 2100 5815 1870 801 2791 235 118
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 23 194 113 81
50-79% MINORITY 11 2 2
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY 99 19 107 17 6248 15372 6147 1197 6155 1532 341
10-19% MINORITY 1 6 18 487 44 423 20
20-49% MINORITY 1 34 62 32 30
50-79% MINORITY 11 90 90
80-100% MINORITY 11 37 37
MIDDLE INCOME
LESS THAN 10% MINORITY 331 68 319 83 21822 54026 21757 4165 19296 7208 1600
10-19% MINORITY 4 5 2 112 1045 352 516 122 55
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 10 10
UPPER INCOME
LESS THAN 10% MINORITY 21 6 67 3 299 5805 1870 801 2781 235 118
10-19% MINORITY 11 10 10
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
456 97 512 106 301201 77140 30170 6435 29304 9117 2114TOTAL 14/
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Type of Census Tract 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1AGGREGATE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2009
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 50 50 2 100
ASIAN 2 2 17 50 14 14 7 1 7 1 7 14 100
BLACK OR AFRICAN AMERICAN 2 20 12 4 316 23 3 28 17 6 4 6 8 8 11 71 100
NAT HAWAIIAN/OTHER PACIFIC ISL 1 150 50 2 100
WHITE 45 191 147 38 49186 23 5 23 18 5 6 58 7 2 0 104 13 820 100
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 22 33 17 33 1 17 6 100
RACE NOT AVAILABLE 6/ 4 19 21 3 931 30 4 18 20 3 9 7 7 10 10 104 100
ETHNICITY 7/
HISPANIC OR LATINO 1 3 15 38 8 23 8 3 23 13 100
NOT HISPANIC OR LATINO 47 207 162 41 54208 23 5 23 18 5 6 64 7 2 0 106 12 891 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
2 2 12 22 22 22 11 2 22 9 100
ETHNICITY NOT AVAILABLE 6/ 4 24 19 3 728 26 4 23 18 3 7 8 8 13 12 106 100
MINORITY STATUS 8/
WHITE NON-HISPANIC 43 184 144 37 49177 22 5 23 18 5 6 57 7 2 0 96 12 789 100
OTHERS, INCL. HISPANIC 6 27 19 5 532 28 5 23 16 4 4 7 6 15 13 116 100
GENDER 19/
MALE 22 121 82 22 32103 23 5 26 18 5 7 25 5 1 0 49 11 457 100
FEMALE 10 58 41 13 1756 22 4 23 16 5 7 21 8 33 13 249 100
JOINT (MALE/FEMALE) 19 44 48 7 972 28 7 17 19 3 4 21 8 1 0 36 14 257 100
GENDER NOT AVAILABLE 6/ 2 11 13 3 412 21 4 20 23 5 7 5 9 6 11 56 100
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 20 63 40 19 2594 31 7 21 13 6 8 14 5 2 1 28 9 305 100
50-79% OF MSA/MD MEDIAN 19 84 56 13 1674 23 6 26 17 4 5 27 8 32 10 321 100
80-99% OF MSA/MD MEDIAN 3 33 30 3 1131 22 2 23 21 2 8 10 7 20 14 141 100
100-119% OF MSA/MD MEDIAN 3 18 17 210 14 4 24 23 3 9 12 15 20 74 100
120% OR MORE OF MSA/MD MEDIAN 6 33 41 8 731 19 4 20 25 5 4 12 7 28 17 166 100
INCOME NOT AVAILABLE 6/ 2 3 2 13 25 17 25 17 8 1 8 12 100
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Applicant Characteristics Debt-to- Income
RatioEmployment
History Credit History Collateral
InsufficientCash
UnverifiableInformation
Number Number Number Number Number Number% % % % % %
Page 1 of 1
Credit App.Incomplete
Number %
MortgageInsurance
Denied
Number %
Other
Number %
Total /22
Number %
AGGREGATE TABLE 8-1: REASONS FOR DENIAL OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 2 250 50 4 100
ASIAN 2 6 7 2 411 26 5 14 16 5 9 5 12 6 14 43 100
BLACK OR AFRICAN AMERICAN 26 13 1 18 14 46 23 2 2 4 7 1 2 2 4 56 100
NAT HAWAIIAN/OTHER PACIFIC ISL 1 50 1 50 2 100
WHITE 37 353 267 49 30269 22 3 29 22 4 2 55 4 22 2 156 13 1238 100
2 OR MORE MINORITY RACES 1 100 1 100
JOINT (WHITE/MINORITY RACE) 1 5 4 21 7 7 36 29 14 1 7 14 100
RACE NOT AVAILABLE 6/ 6 56 38 9 844 22 3 27 19 4 4 8 4 2 1 33 16 204 100
ETHNICITY 7/
HISPANIC OR LATINO 2 2 1 11 9 18 18 9 9 2 18 2 18 11 100
NOT HISPANIC OR LATINO 39 380 286 55 35281 21 3 29 22 4 3 61 5 22 2 164 12 1323 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
1 3 21 9 9 27 18 1 9 1 9 2 18 11 100
ETHNICITY NOT AVAILABLE 6/ 6 63 41 8 850 23 3 29 19 4 4 8 4 2 1 31 14 217 100
MINORITY STATUS 8/
WHITE NON-HISPANIC 37 340 258 48 29262 22 3 28 22 4 2 51 4 21 2 153 13 1199 100
OTHERS, INCL. HISPANIC 4 43 30 7 722 16 3 31 21 5 5 12 9 2 1 13 9 140 100
GENDER 19/
MALE 16 146 114 25 15115 21 3 27 21 5 3 28 5 11 2 80 15 550 100
FEMALE 6 111 62 13 1481 23 2 32 18 4 4 21 6 6 2 38 11 352 100
JOINT (MALE/FEMALE) 19 152 130 21 13104 20 4 29 25 4 2 20 4 7 1 58 11 524 100
GENDER NOT AVAILABLE 6/ 5 39 25 5 233 24 4 29 18 4 1 3 2 1 1 23 17 136 100
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 15 125 45 13 7105 29 4 35 13 4 2 11 3 6 2 30 8 357 100
50-79% OF MSA/MD MEDIAN 11 128 46 19 871 21 3 39 14 6 2 10 3 5 2 34 10 332 100
80-99% OF MSA/MD MEDIAN 8 61 47 11 440 20 4 30 23 5 2 6 3 3 1 24 12 204 100
100-119% OF MSA/MD MEDIAN 3 20 32 2 428 24 3 17 28 2 3 9 8 4 3 13 11 115 100
120% OR MORE OF MSA/MD MEDIAN 6 100 156 19 1676 15 1 20 31 4 3 34 7 7 1 85 17 499 100
INCOME NOT AVAILABLE 6/ 3 14 5 513 24 5 25 9 9 2 4 13 24 55 100
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Applicant Characteristics Debt-to- Income
RatioEmployment
History Credit History Collateral
InsufficientCash
UnverifiableInformation
Number Number Number Number Number Number% % % % % %
Page 1 of 1
Credit App.Incomplete
Number %
MortgageInsurance
Denied
Number %
Other
Number %
Total /22
Number %
AGGREGATE TABLE 8-2: REASONS FOR DENIAL OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 12 8 19 25 3 33 22 3 2 6 3 8 36 100
ASIAN 12 26 1 1129 26 11 23 1 10 11 10 1 1 21 19 112 100
BLACK OR AFRICAN AMERICAN 2 153 117 23 575 18 0 36 28 5 1 12 3 1 0 33 8 421 100
NAT HAWAIIAN/OTHER PACIFIC ISL 2 3 129 43 14 1 14 7 100
WHITE 130 2013 2981 445 3351828 20 1 22 32 5 4 660 7 42 0 926 10 9360 100
2 OR MORE MINORITY RACES 4 2 1 13 25 33 17 8 8 1 8 12 100
JOINT (WHITE/MINORITY RACE) 20 32 5 118 20 22 36 6 1 6 7 8 9 90 100
RACE NOT AVAILABLE 6/ 28 446 499 87 42365 21 2 25 28 5 2 97 5 4 0 198 11 1766 100
ETHNICITY 7/
HISPANIC OR LATINO 19 27 2 322 26 22 31 2 3 3 3 1 1 9 10 86 100
NOT HISPANIC OR LATINO 130 2166 3113 472 3391933 20 1 22 32 5 3 670 7 42 0 969 10 9834 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
1 17 23 1 211 16 1 25 34 1 3 2 3 11 16 68 100
ETHNICITY NOT AVAILABLE 6/ 30 460 505 88 52361 20 2 25 28 5 3 114 6 5 0 201 11 1816 100
MINORITY STATUS 8/
WHITE NON-HISPANIC 127 1952 2899 436 3181783 20 1 21 32 5 3 639 7 40 0 895 10 9089 100
OTHERS, INCL. HISPANIC 4 232 234 33 24165 20 0 28 29 4 3 37 5 3 0 85 10 817 100
GENDER 19/
MALE 59 725 1022 144 130653 20 2 22 31 4 4 191 6 8 0 347 11 3279 100
FEMALE 28 568 621 99 73551 24 1 25 27 4 3 131 6 10 0 196 9 2277 100
JOINT (MALE/FEMALE) 51 1024 1710 259 175871 17 1 20 34 5 3 395 8 26 1 534 11 5045 100
GENDER NOT AVAILABLE 6/ 23 345 315 61 18252 21 2 29 26 5 1 72 6 4 0 113 9 1203 100
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 51 498 262 42 41654 38 3 29 15 2 2 58 3 5 0 109 6 1720 100
50-79% OF MSA/MD MEDIAN 37 644 656 96 67599 25 2 27 27 4 3 137 6 4 0 189 8 2429 100
80-99% OF MSA/MD MEDIAN 22 364 571 79 52343 20 1 21 34 5 3 89 5 11 1 164 10 1695 100
100-119% OF MSA/MD MEDIAN 11 297 414 65 37191 16 1 24 34 5 3 79 6 4 0 123 10 1221 100
120% OR MORE OF MSA/MD MEDIAN 23 721 1649 262 164475 11 1 17 39 6 4 395 9 23 1 496 12 4208 100
INCOME NOT AVAILABLE 6/ 17 138 116 19 3565 12 3 26 22 4 7 31 6 1 0 109 21 531 100
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Applicant Characteristics Debt-to- Income
RatioEmployment
History Credit History Collateral
InsufficientCash
UnverifiableInformation
Number Number Number Number Number Number% % % % % %
Page 1 of 1
Credit App.Incomplete
Number %
MortgageInsurance
Denied
Number %
Other
Number %
Total /22
Number %
AGGREGATE TABLE 8-3: REASONS FOR DENIAL OF APPLICATIONS TO REFINANCE LOANS ON 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 10 37 30 43 13 3 13 23 100
ASIAN 12 1 115 42 33 3 3 1 3 6 17 36 100
BLACK OR AFRICAN AMERICAN 10 289 29 6 14134 25 2 54 5 1 3 4 1 47 9 533 100
NAT HAWAIIAN/OTHER PACIFIC ISL 2 2 14 40 20 20 10 1 10 10 100
WHITE 66 1528 419 100 80886 25 2 43 12 3 2 71 2 1 0 383 11 3534 100
2 OR MORE MINORITY RACES 2 100 2 100
JOINT (WHITE/MINORITY RACE) 19 3 26 18 56 9 6 4 12 34 100
RACE NOT AVAILABLE 6/ 19 391 71 11 28199 25 2 48 9 1 3 14 2 74 9 807 100
ETHNICITY 7/
HISPANIC OR LATINO 21 4 218 35 40 8 4 2 4 5 10 52 100
NOT HISPANIC OR LATINO 72 1819 440 105 931012 25 2 45 11 3 2 69 2 1 0 425 11 4036 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
11 39 32 39 11 2 7 3 11 28 100
ETHNICITY NOT AVAILABLE 6/ 23 402 81 12 31212 25 3 47 9 1 4 17 2 85 10 863 100
MINORITY STATUS 8/
WHITE NON-HISPANIC 64 1477 400 96 77854 25 2 43 12 3 2 64 2 1 0 367 11 3400 100
OTHERS, INCL. HISPANIC 10 362 45 10 16186 26 1 51 6 1 2 9 1 68 10 706 100
GENDER 19/
MALE 30 654 156 32 56365 25 2 45 11 2 4 27 2 149 10 1469 100
FEMALE 21 680 114 27 40433 29 1 46 8 2 3 25 2 137 9 1477 100
JOINT (MALE/FEMALE) 25 602 199 52 22294 21 2 43 14 4 2 27 2 1 0 165 12 1387 100
GENDER NOT AVAILABLE 6/ 19 317 59 8 6159 25 3 49 9 1 1 11 2 67 10 646 100
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 36 763 75 6 42526 33 2 48 5 0 3 17 1 115 7 1580 100
50-79% OF MSA/MD MEDIAN 28 589 106 24 38344 27 2 47 8 2 3 15 1 1 0 109 9 1254 100
80-99% OF MSA/MD MEDIAN 10 304 83 16 10139 21 1 45 12 2 1 15 2 92 14 669 100
100-119% OF MSA/MD MEDIAN 6 188 65 14 897 21 1 41 14 3 2 10 2 68 15 456 100
120% OR MORE OF MSA/MD MEDIAN 12 378 195 59 23133 14 1 40 20 6 2 33 3 123 13 956 100
INCOME NOT AVAILABLE 6/ 3 31 4 312 19 5 48 6 5 11 17 64 100
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Applicant Characteristics Debt-to- Income
RatioEmployment
History Credit History Collateral
InsufficientCash
UnverifiableInformation
Number Number Number Number Number Number% % % % % %
Page 1 of 1
Credit App.Incomplete
Number %
MortgageInsurance
Denied
Number %
Other
Number %
Total /22
Number %
AGGREGATE TABLE 8-4: REASONS FOR DENIAL OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 100 1 100
ASIAN
BLACK OR AFRICAN AMERICAN
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 12 1 36 22 44 4 11 5 19 27 100
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 7 8 8 16 17 19 22 22 3 6 17 36 100
ETHNICITY 7/
HISPANIC OR LATINO 1 100 1 100
NOT HISPANIC OR LATINO 11 1 34 17 46 4 13 5 21 24 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 8 8 8 18 21 21 21 21 3 6 15 39 100
MINORITY STATUS 8/
WHITE NON-HISPANIC 10 1 34 17 43 4 13 5 22 23 100
OTHERS, INCL. HISPANIC 2 100 2 100
GENDER 19/
MALE 7 33 17 39 17 5 28 18 100
FEMALE 31 25 75 4 100
JOINT (MALE/FEMALE) 4 3 23 23 31 23 15 1 8 13 100
GENDER NOT AVAILABLE 6/ 6 6 6 15 17 21 21 21 3 5 17 29 100
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 20 9 11 112 19 31 14 17 2 11 17 64 100
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Applicant Characteristics Debt-to- Income
RatioEmployment
History Credit History Collateral
InsufficientCash
UnverifiableInformation
Number Number Number Number Number Number% % % % % %
Page 1 of 1
Credit App.Incomplete
Number %
MortgageInsurance
Denied
Number %
Other
Number %
Total /22
Number %
AGGREGATE TABLE 8-5: REASONS FOR DENIAL OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 100 1 100
ASIAN 3 1 17 37 16 5 5 2 11 5 26 19 100
BLACK OR AFRICAN AMERICAN 3 34 17 117 20 4 40 20 1 3 4 9 11 84 100
NAT HAWAIIAN/OTHER PACIFIC ISL 11 50 50 2 100
WHITE 12 160 178 22 28153 21 2 22 24 3 4 47 6 138 19 738 100
2 OR MORE MINORITY RACES 1 100 1 100
JOINT (WHITE/MINORITY RACE) 3 1 24 40 30 10 20 10 100
RACE NOT AVAILABLE 6/ 4 43 56 13 451 22 2 19 24 6 2 6 3 52 23 229 100
ETHNICITY 7/
HISPANIC OR LATINO 1 4 13 25 8 33 8 1 8 2 17 12 100
NOT HISPANIC OR LATINO 15 199 191 25 26177 21 2 24 23 3 3 48 6 148 18 829 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
1 2 12 25 13 25 13 1 13 1 13 8 100
ETHNICITY NOT AVAILABLE 6/ 4 44 56 13 552 22 2 19 24 6 2 8 3 53 23 235 100
MINORITY STATUS 8/
WHITE NON-HISPANIC 12 157 168 21 26149 21 2 22 24 3 4 43 6 133 19 709 100
OTHERS, INCL. HISPANIC 3 44 25 5 135 26 2 32 18 4 1 7 5 17 12 137 100
GENDER 19/
MALE 4 89 94 14 1079 21 1 23 25 4 3 24 6 68 18 382 100
FEMALE 7 62 32 3 841 21 4 32 17 2 4 13 7 25 13 191 100
JOINT (MALE/FEMALE) 4 59 87 11 1271 22 1 18 26 3 4 18 5 68 21 330 100
GENDER NOT AVAILABLE 6/ 4 35 40 11 243 24 2 19 22 6 1 3 2 43 24 181 100
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 9 72 18 7 350 28 5 40 10 4 2 5 3 17 9 181 100
50-79% OF MSA/MD MEDIAN 1 41 27 4 547 29 1 26 17 3 3 8 5 27 17 160 100
80-99% OF MSA/MD MEDIAN 2 30 33 2 230 25 2 25 28 2 2 4 3 16 13 119 100
100-119% OF MSA/MD MEDIAN 1 18 21 4 326 27 1 19 22 4 3 4 4 20 21 97 100
120% OR MORE OF MSA/MD MEDIAN 3 63 137 17 1656 13 1 15 33 4 4 36 9 88 21 416 100
INCOME NOT AVAILABLE 6/ 3 21 17 5 325 23 3 19 15 5 3 1 1 36 32 111 100
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Applicant Characteristics Debt-to- Income
RatioEmployment
History Credit History Collateral
InsufficientCash
UnverifiableInformation
Number Number Number Number Number Number% % % % % %
Page 1 of 1
Credit App.Incomplete
Number %
MortgageInsurance
Denied
Number %
Other
Number %
Total /22
Number %
AGGREGATE TABLE 8-6: REASONS FOR DENIAL OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1 TO 4 FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 150 50 2 100
ASIAN
BLACK OR AFRICAN AMERICAN 1 12 11 7 7 80 7 15 100
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 4 209 93 9 369 16 1 49 22 2 1 1 0 35 8 423 100
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 50 50 2 100
RACE NOT AVAILABLE 6/ 1 23 7 1 110 20 2 47 14 2 2 2 4 4 8 49 100
ETHNICITY 7/
HISPANIC OR LATINO 4 267 33 6 100
NOT HISPANIC OR LATINO 5 214 92 9 370 16 1 50 21 2 1 1 0 34 8 428 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
1 100 1 100
ETHNICITY NOT AVAILABLE 6/ 1 27 8 1 111 20 2 48 14 2 2 2 4 5 9 56 100
MINORITY STATUS 8/
WHITE NON-HISPANIC 4 199 90 9 367 16 1 49 22 2 1 1 0 34 8 407 100
OTHERS, INCL. HISPANIC 1 19 32 8 4 76 12 25 100
GENDER 19/
MALE 1 67 32 5 222 15 1 47 23 4 1 13 9 142 100
FEMALE 72 17 128 22 58 14 1 7 6 125 100
JOINT (MALE/FEMALE) 4 96 48 3 124 12 2 50 25 2 1 1 1 16 8 193 100
GENDER NOT AVAILABLE 6/ 1 11 5 1 17 23 3 35 16 3 3 2 6 3 10 31 100
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 4 76 15 2 141 27 3 50 10 1 1 12 8 151 100
50-79% OF MSA/MD MEDIAN 2 83 27 5 225 16 1 53 17 3 1 12 8 156 100
80-99% OF MSA/MD MEDIAN 37 20 17 10 54 29 1 1 1 3 4 69 100
100-119% OF MSA/MD MEDIAN 17 16 1 13 8 44 41 3 3 1 3 39 100
120% OR MORE OF MSA/MD MEDIAN 33 23 15 7 46 32 1 1 1 9 13 72 100
INCOME NOT AVAILABLE 6/ 1 25 1 25 2 50 4 100
Report Date: 05/24/2010
MSA/MD: 38300 - PITTSBURGH, PA
Applicant Characteristics Debt-to- Income
RatioEmployment
History Credit History Collateral
InsufficientCash
UnverifiableInformation
Number Number Number Number Number Number% % % % % %
Page 1 of 1
Credit App.Incomplete
Number %
MortgageInsurance
Denied
Number %
Other
Number %
Total /22
Number %
AGGREGATE TABLE 8-7: REASONS FOR DENIAL OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2009
1990-MARCH 2000
LOANS ORIGINATED 316 930 53 2 2090 19510 73676 210610 5099 26040 3179 2434
APPLICAT'N APPROVED, NOT ACCEPTED 22 88 1 16 1510 5250 20513 25 169 471
APPLICATIONS DENIED 23 141 23 64 688 4454 30537 829 1404 1997
APPLICATIONS WITHDRAWN 25 154 7 48 1757 6193 34601 564 464
FILES CLOSED FOR INCOMPLETENESS 5 30 3862 7166 365
1980-1989
LOANS ORIGINATED 577 1807 143 2 38237 41073 136754 391636 12837 7436 6107 3201
APPLICAT'N APPROVED, NOT ACCEPTED 39 161 11 48 1125 8872 31823 646 437
APPLICATIONS DENIED 40 409 48 1520 3320 6891 89018 2189 1679 27810
APPLICATIONS WITHDRAWN 49 302 15 528 4952 11560 64953 1608 307
FILES CLOSED FOR INCOMPLETENESS 6 70 22 143 1003 14692 65 451
1970-1979
LOANS ORIGINATED 2602 8740 1107 9 2651305 203350 456363 1480411 59765 5007 39058 11904193
APPLICAT'N APPROVED, NOT ACCEPTED 173 823 97 2656 8068 32934 135774 6019 4223 254739
APPLICATIONS DENIED 305 2777 492 5 119144 19764 40081 455644 21465 2767 13292 11912209
APPLICATIONS WITHDRAWN 199 1691 122 1 28104 16122 36764 286821 7156 142 4900 254734
FILES CLOSED FOR INCOMPLETENESS 41 394 18 925 3667 6497 67988 1650 1532 85113
1960-1969
LOANS ORIGINATED 2797 9739 1472 18 2982009 273865 449814 1526055 69340 14830 37432 8696122
APPLICAT'N APPROVED, NOT ACCEPTED 207 896 120 3384 10523 32623 130798 5341 3204 166527
APPLICATIONS DENIED 300 3453 778 2 140195 24089 41051 507095 30286 98 15609 7177127
APPLICATIONS WITHDRAWN 280 2160 190 2 73173 24623 46897 340563 9787 788 8727 316235
FILES CLOSED FOR INCOMPLETENESS 43 477 45 1440 5115 4779 76933 3099 1553 5687
1959 OR EARLIER
LOANS ORIGINATED 5098 13949 3325 115 13635217 532268 627957 1749583 124946 64800 109673 9007136
APPLICAT'N APPROVED, NOT ACCEPTED 384 1654 324 10 136200 20095 47829 193503 11659 9414 10217 217630
APPLICATIONS DENIED 816 7867 2868 42 739624 60857 71379 853338 80947 9162 52226 9738159
APPLICATIONS WITHDRAWN 554 4332 475 6 279472 45921 66160 512996 22588 1208 24804 340837
FILES CLOSED FOR INCOMPLETENESS 97 895 90 4 52110 10305 11212 103716 4358 1360 4607 6509
Report Date: 05/24/2010
AGGREGATE TABLE 9: DISPOSITION OF LOAN APPLICATIONS , BY MEDIAN AGE OF HOMES IN CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Census Tracts byMedian Age of Homes 23/
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A,B,C & D
G
$000'sNumber
Nonoccupant Loans
From Columns
A, B, C & D
PRINCIPAL CITY 24/
LOANS ORIGINATED 1267 2491 584 46 482899 90549 186186 366050 26159 51306 50996
APPLICAT'N APPROVED, NOT ACCEPTED 100 269 45 3 4554 5240 15249 36238 1935 5276 4084 1272
APPLICATIONS DENIED 206 1349 672 15 261119 11316 23918 154824 19752 3492 23466 752
APPLICATIONS WITHDRAWN 139 764 93 1 10193 9453 22078 99116 5202 168 11027
FILES CLOSED FOR INCOMPLETENESS 31 144 18 1 2231 3439 4823 17681 681 560 2140
MSA/MD LESS PRINCIPAL CITY 25/
LOANS ORIGINATED 10123 32674 5516 100 15027959 979517 1558378 4992245 245828 66807 144453 30170456
APPLICAT'N APPROVED, NOT ACCEPTED 725 3353 508 7 155300 36081 112259 476173 21755 4138 14166 630895
APPLICATIONS DENIED 1278 13298 3537 34 758868 97402 139938 1780808 115964 8535 60744 29229510
APPLICATIONS WITHDRAWN 968 7875 716 8 288692 83922 145496 1140818 36501 1970 28175 9117106
FILES CLOSED FOR INCOMPLETENESS 161 1722 140 3 53146 15791 19530 252814 8856 800 5552 211430
Report Date: 05/24/2010
AGGREGATE TABLE 10: DISPOSITION OF LOAN APPLICATIONS , BY PRINCIPAL CITY VERSUS NON-PRINCIPAL CITY PROPERTY LOCATION AND TYPE OF LOAN, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Location Category FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
A B C D E F
Home Purchase Loans
Loans on 1-to-4 Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A,B,C & D
G
$000'sNumber
Nonoccupant Loans
From Columns
A, B, C & D
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 2
ASIAN 4 462 5.50 5.53
BLACK OR AFRICAN AMERICAN 31 21 2 6 2289 4.05 3.55
NAT HAWAIIAN/OTHER PACIFIC ISL 7
WHITE 562 274 29 224 335006 2 4.47 4.14
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 4 2 1 140 4.00 3.81
RACE NOT AVAILABLE 6/ 46 30 7 9419 3.88 3.46
ETHNICITY 7/
HISPANIC OR LATINO 2 226 3.41 3.41
NOT HISPANIC OR LATINO 594 291 33 233 355358 2 4.46 4.09
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
3 1 223 4.78 5.31
ETHNICITY NOT AVAILABLE 6/ 48 33 6 9418 3.83 3.41
MINORITY STATUS 8/
WHITE NON-HISPANIC 551 265 29 222 334931 2 4.48 4.23
OTHERS, INCLUDING HISPANIC 44 26 3 13 2442 4.20 3.62
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 109 73 8 22 5875 1 4.07 3.58
50-79% OF MSA/MD MEDIAN 223 118 17 69 181880 1 4.40 3.83
80-99% OF MSA/MD MEDIAN 120 61 7 47 51022 4.40 3.94
100-119% OF MSA/MD MEDIAN 71 35 2 31 3690 4.40 4.08
120% OR MORE OF MSA/MD MEDIAN 124 40 5 75 41333 4.76 5.19
INCOME NOT AVAILABLE 6/ 25
GENDER 19/
MALE 245 127 16 88 142021 4.38 3.83
FEMALE 162 86 8 56 111539 1 4.39 3.84
JOINT (MALE/FEMALE) 211 98 11 91 102049 1 4.50 4.81
GENDER NOT AVAILABLE 6/ 29 16 4 9216 4.13 3.54
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 509 257 28 200 224806 2 4.41 3.95
10-19% MINORITY 78 38 4 31 5621 4.50 4.15
20-49% MINORITY 47 24 4 12 7284 4.38 3.86
50-79% MINORITY 8 5 2 176 3.88 3.52
80-100% MINORITY 5 3 1 138 4.09 3.81
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 7 4 2 141 4.42 3.57
MODERATE INCOME 90 51 10 20 8701 1 4.28 3.76
MIDDLE INCOME 377 210 21 125 203312 1 4.33 3.73
UPPER INCOME 173 62 8 97 61771 4.67 5.14
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 1: PRICING INFORMATION FOR FHA HOME-PURCHASE LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
# # # # # #
Page 1 of 2
7 - 7.99
#
8 OR MORE
#
MEAN MEDIAN3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 179
ASIAN 495 49510487 5.45 5.52
BLACK OR AFRICAN AMERICAN 2560 1750 152 536 12225570 3.98 3.36
NAT HAWAIIAN/OTHER PACIFIC ISL 1383
WHITE 61939 27032 2650 29431 2729617580 97 4.55 5.08
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 279 136 64 796001 4.04 4.19
RACE NOT AVAILABLE 6/ 4748 2549 641 155848704 4.16 3.83
ETHNICITY 7/
HISPANIC OR LATINO 236 2363701 3.39 3.35
NOT HISPANIC OR LATINO 64335 28255 2892 30240 2851654419 97 4.54 5.06
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
521 220 3013307 4.63 5.31
ETHNICITY NOT AVAILABLE 6/ 4929 2756 615 155848477 4.13 3.67
MINORITY STATUS 8/
WHITE NON-HISPANIC 60538 25932 2650 29130 2729608389 97 4.57 5.09
OTHERS, INCLUDING HISPANIC 4091 2342 216 1411 12249371 4.21 3.55
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 7106 4607 452 1682 29960209 66 4.10 3.57
50-79% OF MSA/MD MEDIAN 19310 9865 1379 6566 1469182734 31 4.43 3.97
80-99% OF MSA/MD MEDIAN 12990 6099 775 5737 379124219 4.46 4.51
100-119% OF MSA/MD MEDIAN 9188 4429 248 4277 23493815 4.38 4.08
120% OR MORE OF MSA/MD MEDIAN 21427 6467 653 13837 470245682 4.80 5.23
INCOME NOT AVAILABLE 6/ 3245
GENDER 19/
MALE 24759 12352 1385 9898 1124233836 4.40 4.00
FEMALE 15100 6974 593 6626 841156470 66 4.52 4.80
JOINT (MALE/FEMALE) 26977 10861 1092 14107 886294352 31 4.62 5.15
GENDER NOT AVAILABLE 6/ 3185 1280 437 146825246 4.46 4.90
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 58089 26485 2708 26864 1935611342 97 4.50 4.98
10-19% MINORITY 7405 2880 394 3820 31164241 4.63 5.17
20-49% MINORITY 3577 1478 242 1307 55025728 4.56 5.09
50-79% MINORITY 622 430 137 555956 3.71 3.46
80-100% MINORITY 328 194 26 1082637 4.31 3.81
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 414 185 164 652805 4.73 5.81
MODERATE INCOME 6108 3418 462 1646 55158962 31 4.30 3.64
MIDDLE INCOME 37264 19133 1968 14474 1623364504 66 4.41 3.91
UPPER INCOME 26235 8731 1077 15815 612283633 4.70 5.15
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 1: PRICING INFORMATION FOR FHA HOME-PURCHASE LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
7 - 7.99
$000'S
8 OR MORE
$000'S
MEAN 30/ MEDIAN 31/3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1
ASIAN 1
BLACK OR AFRICAN AMERICAN 3 2 117 3.64 3.57
NAT HAWAIIAN/OTHER PACIFIC ISL 1
WHITE 30 9 4 17441 4.65 5.13
2 OR MORE MINORITY RACES 1
JOINT (WHITE/MINORITY RACE) 1 17 4.70 4.70
RACE NOT AVAILABLE 6/ 1 147 3.31 3.31
ETHNICITY 7/
HISPANIC OR LATINO 1 15 3.01 3.01
NOT HISPANIC OR LATINO 33 10 6 17463 4.61 5.03
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
1 15 3.15 3.15
ETHNICITY NOT AVAILABLE 6/ 43
MINORITY STATUS 8/
WHITE NON-HISPANIC 28 7 4 17431 4.76 5.16
OTHERS, INCLUDING HISPANIC 6 4 236 3.63 3.46
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 2 1 132 4.31 4.31
50-79% OF MSA/MD MEDIAN 12 4 1 7126 4.62 5.20
80-99% OF MSA/MD MEDIAN 7 2 1 493 4.62 5.10
100-119% OF MSA/MD MEDIAN 3 2 181 3.68 3.57
120% OR MORE OF MSA/MD MEDIAN 11 3 3 5183 4.63 4.91
INCOME NOT AVAILABLE 6/ 1
GENDER 19/
MALE 19 6 1 12237 4.69 5.24
FEMALE 24
JOINT (MALE/FEMALE) 16 6 5 5233 4.32 4.80
GENDER NOT AVAILABLE 6/ 22
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 30 10 5 15454 4.55 4.97
10-19% MINORITY 4 1 1 246 4.53 4.59
20-49% MINORITY 1 115 3.57 3.57
50-79% MINORITY
80-100% MINORITY 1
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 7 1 2 455 4.89 5.15
MIDDLE INCOME 19 9 2 8295 4.32 4.90
UPPER INCOME 9 2 2 5166 4.67 5.03
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 2: PRICING INFORMATION FOR VA HOME-PURCHASE LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
# # # # # #
Page 1 of 2
7 - 7.99
#
8 OR MORE
#
MEAN MEDIAN3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 114
ASIAN 175
BLACK OR AFRICAN AMERICAN 414 347 672306 3.50 3.34
NAT HAWAIIAN/OTHER PACIFIC ISL 309
WHITE 3923 953 664 230666659 4.72 5.15
2 OR MORE MINORITY RACES 163
JOINT (WHITE/MINORITY RACE) 171 1711539 4.70 4.70
RACE NOT AVAILABLE 6/ 234 2348902 3.31 3.31
ETHNICITY 7/
HISPANIC OR LATINO 155 155967 3.01 3.01
NOT HISPANIC OR LATINO 4428 1220 902 230669981 4.65 5.03
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
159 1591042 3.15 3.15
ETHNICITY NOT AVAILABLE 6/ 8177
MINORITY STATUS 8/
WHITE NON-HISPANIC 3609 639 664 230664896 4.86 5.17
OTHERS, INCLUDING HISPANIC 899 661 2386210 3.58 3.34
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 191 53 1382440 4.75 5.30
50-79% OF MSA/MD MEDIAN 1323 368 148 80713661 4.73 5.24
80-99% OF MSA/MD MEDIAN 713 271 67 37511800 4.44 5.10
100-119% OF MSA/MD MEDIAN 364 215 14912512 3.73 3.57
120% OR MORE OF MSA/MD MEDIAN 2151 627 538 98639695 4.58 4.91
INCOME NOT AVAILABLE 6/ 59
GENDER 19/
MALE 2150 553 67 153033678 4.82 5.24
FEMALE 2585
JOINT (MALE/FEMALE) 2592 981 835 77639851 4.32 4.70
GENDER NOT AVAILABLE 6/ 4053
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 4342 1389 835 211873061 4.55 4.91
10-19% MINORITY 319 64 67 1885384 4.64 5.15
20-49% MINORITY 81 811686 3.57 3.57
50-79% MINORITY
80-100% MINORITY 36
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 926 234 215 4775467 4.72 5.15
MIDDLE INCOME 2244 1018 367 85941060 4.33 4.90
UPPER INCOME 1572 282 320 97033640 4.75 5.17
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 2: PRICING INFORMATION FOR VA HOME-PURCHASE LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
7 - 7.99
$000'S
8 OR MORE
$000'S
MEAN 30/ MEDIAN 31/3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 5
ASIAN 3 2 1223 3.78 3.58
BLACK OR AFRICAN AMERICAN 11 8 2 191 3.71 3.43
NAT HAWAIIAN/OTHER PACIFIC ISL 3
WHITE 428 209 115 94 57003 3 2 4.22 4.04
2 OR MORE MINORITY RACES 1
JOINT (WHITE/MINORITY RACE) 5 3 1 164 4.03 3.55
RACE NOT AVAILABLE 6/ 20 14 3 3525 3.82 3.54
ETHNICITY 7/
HISPANIC OR LATINO 3 1 1 149 4.70 4.99
NOT HISPANIC OR LATINO 435 219 118 88 57285 3 2 4.19 3.99
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
2 1 144 4.27 4.27
ETHNICITY NOT AVAILABLE 6/ 27 15 3 9537 4.07 3.97
MINORITY STATUS 8/
WHITE NON-HISPANIC 416 205 114 87 56857 3 2 4.21 4.04
OTHERS, INCLUDING HISPANIC 23 15 5 3474 3.89 3.45
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 51 25 9 14 2601 1 4.33 4.01
50-79% OF MSA/MD MEDIAN 118 63 24 291457 1 1 4.25 3.85
80-99% OF MSA/MD MEDIAN 72 34 22 161048 4.17 4.18
100-119% OF MSA/MD MEDIAN 42 24 11 6 1813 3.96 3.60
120% OR MORE OF MSA/MD MEDIAN 183 89 56 34 23928 2 4.18 4.11
INCOME NOT AVAILABLE 6/ 1 168 3.22 3.22
GENDER 19/
MALE 149 84 29 33 12232 2 4.13 3.78
FEMALE 81 34 22 21 31549 1 4.33 4.40
JOINT (MALE/FEMALE) 223 109 68 43 13829 2 4.20 4.10
GENDER NOT AVAILABLE 6/ 14 9 3 2305 3.82 3.33
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 405 201 105 90 46912 3 2 4.22 4.03
10-19% MINORITY 37 22 11 4636 3.90 3.70
20-49% MINORITY 16 10 3 3308 3.98 3.68
50-79% MINORITY 6 3 2 132 5.09 4.94
80-100% MINORITY 3 327 3.43 3.50
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 2 1 126 4.65 4.65
MODERATE INCOME 70 46 16 6 1584 1 3.97 3.61
MIDDLE INCOME 230 128 47 51 23304 1 1 4.12 3.78
UPPER INCOME 165 62 58 41 24001 2 4.38 4.51
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
# # # # # #
Page 1 of 2
7 - 7.99
#
8 OR MORE
#
MEAN MEDIAN3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 846
ASIAN 392 192 20050810 3.91 4.30
BLACK OR AFRICAN AMERICAN 1794 1455 280 5911657 3.60 3.43
NAT HAWAIIAN/OTHER PACIFIC ISL 743
WHITE 55616 25183 16119 13098 6961171352 474 46 4.25 4.33
2 OR MORE MINORITY RACES 144
JOINT (WHITE/MINORITY RACE) 1796 1367 126 30313315 3.80 3.41
RACE NOT AVAILABLE 6/ 3070 1881 582 60799740 4.08 3.97
ETHNICITY 7/
HISPANIC OR LATINO 769 512 145 1126355 3.96 3.26
NOT HISPANIC OR LATINO 57072 26873 16580 12403 6961233435 474 46 4.22 4.26
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
753 450 30310014 4.05 3.14
ETHNICITY NOT AVAILABLE 6/ 4074 2243 582 124998803 4.17 3.97
MINORITY STATUS 8/
WHITE NON-HISPANIC 53356 23822 15974 12344 6961146023 474 46 4.26 4.37
OTHERS, INCLUDING HISPANIC 5201 3976 751 47492851 3.70 3.41
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 2607 1097 563 859 7441466 14 4.32 4.10
50-79% OF MSA/MD MEDIAN 8666 4245 1674 2664137313 51 32 4.34 4.11
80-99% OF MSA/MD MEDIAN 6604 2940 1959 1705126631 4.23 4.36
100-119% OF MSA/MD MEDIAN 5539 2771 1634 716 418112125 4.10 3.82
120% OR MORE OF MSA/MD MEDIAN 39192 18965 11477 8123 204915768 423 4.19 4.26
INCOME NOT AVAILABLE 6/ 60 6015304 3.22 3.22
GENDER 19/
MALE 15154 8369 3087 3154 418326493 126 4.14 3.78
FEMALE 8116 3236 2118 2229 185189160 348 4.45 4.57
JOINT (MALE/FEMALE) 37395 17355 11520 8381 93775591 46 4.19 4.29
GENDER NOT AVAILABLE 6/ 2003 1118 582 30357363 4.08 3.97
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 56443 26623 15517 13122 6611199479 474 46 4.23 4.30
10-19% MINORITY 4401 2329 1464 60892016 3.94 3.75
20-49% MINORITY 1192 738 243 21150775 4.14 3.97
50-79% MINORITY 244 83 126 353294 5.17 5.01
80-100% MINORITY 388 3883043 3.47 3.55
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 94 35 592799 4.74 5.01
MODERATE INCOME 4624 3453 735 387 3560157 14 3.77 3.49
MIDDLE INCOME 25873 14246 5025 6345 150445964 75 32 4.12 3.78
UPPER INCOME 32077 12379 11512 7276 511839687 399 4.35 4.49
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
7 - 7.99
$000'S
8 OR MORE
$000'S
MEAN 30/ MEDIAN 31/3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 3 312 5.52 5.66
BLACK OR AFRICAN AMERICAN 1 13 5.02 5.02
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 60 52 7 1424 5.48 5.35
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 12 5.20 5.20
RACE NOT AVAILABLE 6/ 1 119 5.00 5.00
ETHNICITY 7/
HISPANIC OR LATINO 1 13 5.11 5.11
NOT HISPANIC OR LATINO 63 55 7 1436 5.48 5.37
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
1 11 5.20 5.20
ETHNICITY NOT AVAILABLE 6/ 1 120 5.00 5.00
MINORITY STATUS 8/
WHITE NON-HISPANIC 59 51 7 1420 5.49 5.37
OTHERS, INCLUDING HISPANIC 6 620 5.32 5.16
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 2 1 114 5.87 5.87
50-79% OF MSA/MD MEDIAN 11 10 157 5.37 5.32
80-99% OF MSA/MD MEDIAN 9 956 5.35 5.31
100-119% OF MSA/MD MEDIAN 6 647 5.37 5.37
120% OR MORE OF MSA/MD MEDIAN 37 31 5 1282 5.52 5.33
INCOME NOT AVAILABLE 6/ 1 14 5.29 5.29
GENDER 19/
MALE 23 21 2103 5.46 5.39
FEMALE 10 8 262 5.61 5.36
JOINT (MALE/FEMALE) 33 29 3 1281 5.43 5.32
GENDER NOT AVAILABLE 6/ 14
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 49 42 6 1398 5.50 5.37
10-19% MINORITY 11 1136 5.22 5.14
20-49% MINORITY 6 5 121 5.63 5.54
50-79% MINORITY 5
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 2
MODERATE INCOME 6 5 132 5.42 5.36
MIDDLE INCOME 26 26187 5.31 5.28
UPPER INCOME 34 27 6 1239 5.60 5.51
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 4: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, JUNIOR LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 6 - 6.99 7 - 7.99 8 - 8.99
# # # # # #
Page 1 of 2
9 - 9.99
#
10 OR MORE
#
MEAN MEDIAN5 - 5.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 133 133891 5.51 5.66
BLACK OR AFRICAN AMERICAN 20 2024 5.02 5.02
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 1721 1496 190 3519400 5.49 5.33
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 85 8583 5.20 5.20
RACE NOT AVAILABLE 6/ 8 8765 5.00 5.00
ETHNICITY 7/
HISPANIC OR LATINO 80 80250 5.11 5.11
NOT HISPANIC OR LATINO 1794 1569 190 3519829 5.50 5.33
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
85 859 5.20 5.20
ETHNICITY NOT AVAILABLE 6/ 8 81075 5.00 5.00
MINORITY STATUS 8/
WHITE NON-HISPANIC 1641 1416 190 3518854 5.51 5.33
OTHERS, INCLUDING HISPANIC 318 3181234 5.30 5.20
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 15 5 10201 6.03 6.35
50-79% OF MSA/MD MEDIAN 135 121 141754 5.36 5.31
80-99% OF MSA/MD MEDIAN 125 1251206 5.39 5.31
100-119% OF MSA/MD MEDIAN 66 661283 5.36 5.33
120% OR MORE OF MSA/MD MEDIAN 1615 1414 166 3516321 5.49 5.31
INCOME NOT AVAILABLE 6/ 11 11398 5.29 5.29
GENDER 19/
MALE 547 523 243647 5.47 5.42
FEMALE 260 202 581678 5.74 5.82
JOINT (MALE/FEMALE) 1160 1017 108 3515196 5.41 5.20
GENDER NOT AVAILABLE 6/ 642
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1364 1214 115 3518412 5.51 5.39
10-19% MINORITY 366 3661368 5.12 5.04
20-49% MINORITY 237 162 75964 5.80 5.62
50-79% MINORITY 419
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 349
MODERATE INCOME 94 84 101305 5.21 5.01
MIDDLE INCOME 549 5496446 5.31 5.20
UPPER INCOME 1324 1109 180 3513063 5.56 5.40
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 4: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, JUNIOR LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 6 - 6.99 7 - 7.99 8 - 8.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
9 - 9.99
$000'S
10 OR MORE
$000'S
MEAN 30/ MEDIAN 31/5 - 5.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 16 3.24 3.24
ASIAN 7
BLACK OR AFRICAN AMERICAN 19 14 2 3103 3.83 3.57
NAT HAWAIIAN/OTHER PACIFIC ISL 1 11 3.35 3.35
WHITE 370 296 20 53 13120 23.67 3.32
2 OR MORE MINORITY RACES 1
JOINT (WHITE/MINORITY RACE) 1 126 4.92 4.92
RACE NOT AVAILABLE 6/ 64 55 7 1 1435 3.47 3.21
ETHNICITY 7/
HISPANIC OR LATINO 4 417 3.19 3.17
NOT HISPANIC OR LATINO 398 317 24 56 13248 23.68 3.32
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
25
ETHNICITY NOT AVAILABLE 6/ 54 46 6 1 1409 3.49 3.24
MINORITY STATUS 8/
WHITE NON-HISPANIC 363 289 20 53 13051 23.68 3.32
OTHERS, INCLUDING HISPANIC 25 19 3 3181 3.75 3.41
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 49 41 3 4 1231 13.61 3.32
50-79% OF MSA/MD MEDIAN 96 76 7 13626 3.68 3.39
80-99% OF MSA/MD MEDIAN 75 60 7 7 1520 3.62 3.32
100-119% OF MSA/MD MEDIAN 46 34 3 9403 3.79 3.30
120% OR MORE OF MSA/MD MEDIAN 127 103 7 171069 13.64 3.30
INCOME NOT AVAILABLE 6/ 63 53 3 7850 3.60 3.25
GENDER 19/
MALE 139 117 9 12 11082 13.60 3.33
FEMALE 94 73 4 16 1683 3.73 3.34
JOINT (MALE/FEMALE) 196 154 14 281756 13.67 3.30
GENDER NOT AVAILABLE 6/ 27 23 3 1178 3.47 3.26
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 393 317 27 48 13280 23.64 3.31
10-19% MINORITY 35 28 2 4 1274 3.74 3.43
20-49% MINORITY 18 15 3109 3.64 3.42
50-79% MINORITY 9 7 1 127 3.70 3.39
80-100% MINORITY 1 19 5.34 5.34
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 3 1 26 4.74 5.34
MODERATE INCOME 60 52 4 4341 3.54 3.37
MIDDLE INCOME 259 210 17 31 12114 13.65 3.32
UPPER INCOME 134 104 9 20 11238 13.69 3.30
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 5: PRICING INFORMATION FOR FHA REFINANCING LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
# # # # # #
Page 1 of 2
7 - 7.99
#
8 OR MORE
#
MEAN MEDIAN3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 193 193812 3.24 3.24
ASIAN 1259
BLACK OR AFRICAN AMERICAN 1863 1306 318 23912941 3.81 3.57
NAT HAWAIIAN/OTHER PACIFIC ISL 31 31132 3.35 3.35
WHITE 49412 39187 2630 7491 104467486 1783.67 3.30
2 OR MORE MINORITY RACES 191
JOINT (WHITE/MINORITY RACE) 235 2354118 4.92 4.92
RACE NOT AVAILABLE 6/ 8778 7457 924 130 26764722 3.50 3.21
ETHNICITY 7/
HISPANIC OR LATINO 502 5022632 3.19 3.14
NOT HISPANIC OR LATINO 52901 41774 3293 7730 104483074 1783.67 3.30
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
4596
ETHNICITY NOT AVAILABLE 6/ 7109 5898 814 130 26761359 3.55 3.26
MINORITY STATUS 8/
WHITE NON-HISPANIC 48531 38306 2630 7491 104456910 1783.68 3.30
OTHERS, INCLUDING HISPANIC 2732 1940 553 23925879 3.77 3.37
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 4589 3871 177 274 26722829 763.63 3.28
50-79% OF MSA/MD MEDIAN 10106 8029 709 136870096 3.67 3.34
80-99% OF MSA/MD MEDIAN 9893 8006 903 880 10469591 3.59 3.26
100-119% OF MSA/MD MEDIAN 6515 4525 701 128961974 3.85 3.30
120% OR MORE OF MSA/MD MEDIAN 20782 16488 1028 3266196249 1023.67 3.30
INCOME NOT AVAILABLE 6/ 8627 7255 589 783130922 3.56 3.22
GENDER 19/
MALE 17439 14543 1449 1343 104158086 763.59 3.30
FEMALE 10196 7920 310 1699 26783828 3.75 3.32
JOINT (MALE/FEMALE) 29182 22631 1863 4688283038 1023.68 3.29
GENDER NOT AVAILABLE 6/ 3695 3080 485 13026709 3.50 3.26
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 53534 42996 3765 6669 104503171 1783.63 3.29
10-19% MINORITY 4282 3122 276 617 26732287 3.94 3.54
20-49% MINORITY 1939 1469 47012219 3.75 3.37
50-79% MINORITY 727 587 66 742897 3.62 3.34
80-100% MINORITY 30 301087 5.34 5.34
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 163 59 104581 4.72 5.34
MODERATE INCOME 6053 5160 403 49037943 3.54 3.37
MIDDLE INCOME 32996 26360 2426 4106 104289246 1023.65 3.30
UPPER INCOME 21300 16595 1278 3160 267223891 763.69 3.28
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 5: PRICING INFORMATION FOR FHA REFINANCING LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
7 - 7.99
$000'S
8 OR MORE
$000'S
MEAN 30/ MEDIAN 31/3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
$000'S
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1
ASIAN 2
BLACK OR AFRICAN AMERICAN 1 110 3.33 3.33
NAT HAWAIIAN/OTHER PACIFIC ISL 1
WHITE 3 1 2316 4.31 4.66
2 OR MORE MINORITY RACES 1
JOINT (WHITE/MINORITY RACE) 3
RACE NOT AVAILABLE 6/ 49
ETHNICITY 7/
HISPANIC OR LATINO 2
NOT HISPANIC OR LATINO 4 2 2329 4.07 4.09
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
4
ETHNICITY NOT AVAILABLE 6/ 48
MINORITY STATUS 8/
WHITE NON-HISPANIC 3 1 2308 4.31 4.66
OTHERS, INCLUDING HISPANIC 1 123 3.33 3.33
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 13
50-79% OF MSA/MD MEDIAN 17
80-99% OF MSA/MD MEDIAN 23
100-119% OF MSA/MD MEDIAN 1 117 4.66 4.66
120% OR MORE OF MSA/MD MEDIAN 1 161 3.52 3.52
INCOME NOT AVAILABLE 6/ 2 1 1252 4.04 4.04
GENDER 19/
MALE 1 1138 3.33 3.33
FEMALE 22
JOINT (MALE/FEMALE) 3 1 2194 4.31 4.66
GENDER NOT AVAILABLE 6/ 29
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 3 1 2341 4.31 4.66
10-19% MINORITY 33
20-49% MINORITY 1 19 3.33 3.33
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2 1 128 4.00 4.00
MIDDLE INCOME 1 1221 4.75 4.75
UPPER INCOME 1 1134 3.52 3.52
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 6: PRICING INFORMATION FOR VA REFINANCING LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
# # # # # #
Page 1 of 2
7 - 7.99
#
8 OR MORE
#
MEAN MEDIAN3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 96
ASIAN 318
BLACK OR AFRICAN AMERICAN 77 771081 3.33 3.33
NAT HAWAIIAN/OTHER PACIFIC ISL 125
WHITE 867 414 45353508 4.15 4.66
2 OR MORE MINORITY RACES 94
JOINT (WHITE/MINORITY RACE) 426
RACE NOT AVAILABLE 6/ 8210
ETHNICITY 7/
HISPANIC OR LATINO 427
NOT HISPANIC OR LATINO 944 491 45355026 4.08 3.52
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
606
ETHNICITY NOT AVAILABLE 6/ 7799
MINORITY STATUS 8/
WHITE NON-HISPANIC 867 414 45352254 4.15 4.66
OTHERS, INCLUDING HISPANIC 77 773052 3.33 3.33
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 2258
50-79% OF MSA/MD MEDIAN 1821
80-99% OF MSA/MD MEDIAN 3288
100-119% OF MSA/MD MEDIAN 121 1213234 4.66 4.66
120% OR MORE OF MSA/MD MEDIAN 414 41412598 3.52 3.52
INCOME NOT AVAILABLE 6/ 409 77 33240659 4.48 4.75
GENDER 19/
MALE 77 7720745 3.33 3.33
FEMALE 3423
JOINT (MALE/FEMALE) 867 414 45334767 4.15 4.66
GENDER NOT AVAILABLE 6/ 4923
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 867 414 45358547 4.15 4.66
10-19% MINORITY 4352
20-49% MINORITY 77 77959 3.33 3.33
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 198 77 1213496 4.14 4.66
MIDDLE INCOME 332 33233119 4.75 4.75
UPPER INCOME 414 41427243 3.52 3.52
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 6: PRICING INFORMATION FOR VA REFINANCING LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
7 - 7.99
$000'S
8 OR MORE
$000'S
MEAN 30/ MEDIAN 31/3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
$000'S
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 4 2 224 4.15 4.01
ASIAN 8 6 1374 1 3.97 3.56
BLACK OR AFRICAN AMERICAN 33 15 2 7163 6 3 5.10 4.17
NAT HAWAIIAN/OTHER PACIFIC ISL 17
WHITE 1255 684 389 93 2219574 34 33 44.15 3.81
2 OR MORE MINORITY RACES 9
JOINT (WHITE/MINORITY RACE) 7 1 3 2162 1 5.02 4.87
RACE NOT AVAILABLE 6/ 112 64 39 4 12008 2 2 4.05 3.85
ETHNICITY 7/
HISPANIC OR LATINO 4 3 194 3.65 3.35
NOT HISPANIC OR LATINO 1287 700 392 94 2220020 43 36 44.18 3.81
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
3 2 1142 3.43 3.11
ETHNICITY NOT AVAILABLE 6/ 125 67 42 12 12075 1 2 4.11 3.90
MINORITY STATUS 8/
WHITE NON-HISPANIC 1229 672 383 85 2219146 34 33 44.15 3.81
OTHERS, INCLUDING HISPANIC 59 29 10 9967 8 3 4.69 4.07
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 212 113 52 21 3933 12 11 4.39 3.87
50-79% OF MSA/MD MEDIAN 294 171 73 25 42731 10 11 34.18 3.75
80-99% OF MSA/MD MEDIAN 223 129 61 15 72730 5 6 14.17 3.77
100-119% OF MSA/MD MEDIAN 152 96 42 5 32311 4 2 3.97 3.63
120% OR MORE OF MSA/MD MEDIAN 524 252 206 40 513051 13 8 4.14 4.02
INCOME NOT AVAILABLE 6/ 14 11 2 1575 3.68 3.38
GENDER 19/
MALE 278 159 75 20 74459 7 10 4.17 3.75
FEMALE 270 153 73 25 53075 8 6 4.15 3.74
JOINT (MALE/FEMALE) 785 413 256 57 1013526 28 21 44.18 3.87
GENDER NOT AVAILABLE 6/ 86 47 32 4 11271 1 1 4.04 3.87
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1238 674 394 90 1820401 35 27 44.13 3.84
10-19% MINORITY 90 50 22 4 41276 4 6 4.34 3.74
20-49% MINORITY 61 34 16 7 1572 3 4.20 3.77
50-79% MINORITY 15 8 1 254 3 1 4.88 3.95
80-100% MINORITY 15 6 3 328 2 1 4.92 4.81
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 8 5 1 224 3.99 3.53
MODERATE INCOME 231 142 51 20 31214 8 7 4.13 3.69
MIDDLE INCOME 799 447 231 53 119583 30 27 44.19 3.77
UPPER INCOME 381 178 153 31 911510 6 4 4.15 4.10
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
# # # # # #
Page 1 of 2
7 - 7.99
#
8 OR MORE
#
MEAN MEDIAN3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 463 107 3563334 4.46 4.27
ASIAN 1159 921 12082830 118 3.91 3.62
BLACK OR AFRICAN AMERICAN 2091 1266 73 28822624 300 164 4.59 3.34
NAT HAWAIIAN/OTHER PACIFIC ISL 3486
WHITE 117122 57254 42967 8774 25333262647 3377 2217 2374.21 4.04
2 OR MORE MINORITY RACES 1846
JOINT (WHITE/MINORITY RACE) 1537 373 611 47832471 75 4.72 4.87
RACE NOT AVAILABLE 6/ 11718 5400 5597 319 15354660 215 172 4.07 4.02
ETHNICITY 7/
HISPANIC OR LATINO 272 200 7216703 3.62 3.13
NOT HISPANIC OR LATINO 120686 58909 43840 9019 25333363034 4004 2381 2374.22 4.04
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
652 552 10025756 3.23 3.11
ETHNICITY NOT AVAILABLE 6/ 12480 5660 5712 840 15358405 81 172 4.09 4.02
MINORITY STATUS 8/
WHITE NON-HISPANIC 114666 55870 42416 8253 25333193427 3377 2217 2374.21 4.04
OTHERS, INCLUDING HISPANIC 6174 3419 1332 766186096 493 164 4.30 3.62
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 9253 5056 2355 733 13568124 507 467 4.34 3.74
50-79% OF MSA/MD MEDIAN 17959 10248 4266 1664 431266681 752 598 1874.22 3.76
80-99% OF MSA/MD MEDIAN 16123 9047 4566 1327 572317015 230 381 504.16 3.79
100-119% OF MSA/MD MEDIAN 13082 7278 4650 376 272304183 324 182 4.05 3.73
120% OR MORE OF MSA/MD MEDIAN 76350 33222 33754 5759 4182716354 2272 925 4.21 4.12
INCOME NOT AVAILABLE 6/ 1323 470 133 72091541 4.99 6.23
GENDER 19/
MALE 24802 12008 7960 2274 1458725759 508 594 4.28 4.10
FEMALE 18164 9588 5850 1406 413389968 444 463 4.19 3.92
JOINT (MALE/FEMALE) 82305 39513 31776 5860 6622431051 3073 1421 2374.21 4.04
GENDER NOT AVAILABLE 6/ 8819 4212 4138 319 15217120 60 75 3.99 4.02
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 121378 58882 46699 9129 14563468029 3443 1769 2374.17 4.02
10-19% MINORITY 6825 3229 1459 203 1039186864 377 518 4.69 4.04
20-49% MINORITY 4261 2408 1327 338 53100664 135 4.12 3.77
50-79% MINORITY 913 514 58 955245 141 105 4.87 3.57
80-100% MINORITY 713 288 181 943096 124 26 4.87 4.81
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 628 430 58 1402722 3.93 3.57
MODERATE INCOME 13289 8635 2686 1066 355134895 300 247 4.05 3.66
MIDDLE INCOME 61434 32224 19303 4723 7231314764 2676 1785 2374.22 3.92
UPPER INCOME 58739 24032 27677 3930 14702311517 1109 521 4.22 4.18
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
7 - 7.99
$000'S
8 OR MORE
$000'S
MEAN 30/ MEDIAN 31/3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
$000'S
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 4
ASIAN 5
BLACK OR AFRICAN AMERICAN 3 210 1 16.89 5.74
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 110 80 19 5 21417 2 2 15.81 5.35
2 OR MORE MINORITY RACES 1
JOINT (WHITE/MINORITY RACE) 5
RACE NOT AVAILABLE 6/ 11 7 3146 1 5.92 5.35
ETHNICITY 7/
HISPANIC OR LATINO 1 15 5.33 5.33
NOT HISPANIC OR LATINO 111 80 19 5 21412 3 2 25.85 5.36
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
11
ETHNICITY NOT AVAILABLE 6/ 12 8 3160 1 5.85 5.25
MINORITY STATUS 8/
WHITE NON-HISPANIC 108 78 19 5 21385 2 2 15.82 5.36
OTHERS, INCLUDING HISPANIC 4 339 1 16.50 5.54
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 13 9 1 263 1 6.21 5.51
50-79% OF MSA/MD MEDIAN 18 12 5210 1 15.86 5.55
80-99% OF MSA/MD MEDIAN 9 6 3196 5.81 5.88
100-119% OF MSA/MD MEDIAN 14 7 4 1 1169 1 6.42 6.16
120% OR MORE OF MSA/MD MEDIAN 68 53 9 2 1917 2 1 15.67 5.26
INCOME NOT AVAILABLE 6/ 2 233 5.38 5.38
GENDER 19/
MALE 28 22 5224 1 5.73 5.40
FEMALE 20 12 5 1192 2 16.21 5.62
JOINT (MALE/FEMALE) 66 48 9 4 21055 2 1 15.83 5.29
GENDER NOT AVAILABLE 6/ 10 7 3117 5.57 5.25
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 109 78 21 5 21455 3 5.76 5.34
10-19% MINORITY 8 689 2 16.77 5.74
20-49% MINORITY 6 5 136 5.59 5.33
50-79% MINORITY 3
80-100% MINORITY 15 1 19.68 9.68
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 1 14 5.97 5.97
MODERATE INCOME 11 9 1151 1 5.94 5.39
MIDDLE INCOME 76 52 14 5 2852 3 15.88 5.36
UPPER INCOME 36 27 7581 1 1 15.75 5.30
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 8: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, JUNIOR LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 6 - 6.99 7 - 7.99 8 - 8.99
# # # # # #
Page 1 of 2
9 - 9.99
#
10 OR MORE
#
MEAN MEDIAN5 - 5.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 143
ASIAN 349
BLACK OR AFRICAN AMERICAN 108 63484 45 457.31 5.74
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 3601 2746 421 184 2971959 163 58 375.80 5.27
2 OR MORE MINORITY RACES 20
JOINT (WHITE/MINORITY RACE) 326
RACE NOT AVAILABLE 6/ 494 267 1658955 62 6.14 5.35
ETHNICITY 7/
HISPANIC OR LATINO 15 15417 5.33 5.33
NOT HISPANIC OR LATINO 3666 2766 421 184 2971967 208 58 825.85 5.27
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
477
ETHNICITY NOT AVAILABLE 6/ 522 295 1659375 62 6.08 5.35
MINORITY STATUS 8/
WHITE NON-HISPANIC 3558 2703 421 184 2970414 163 58 375.81 5.27
OTHERS, INCLUDING HISPANIC 123 782105 45 457.07 5.74
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 262 172 3 662003 21 6.32 5.51
50-79% OF MSA/MD MEDIAN 351 247 597341 45 456.08 5.61
80-99% OF MSA/MD MEDIAN 167 116 517945 5.76 5.88
100-119% OF MSA/MD MEDIAN 379 202 64 28 87140 77 6.77 5.95
120% OR MORE OF MSA/MD MEDIAN 2907 2202 409 90 2156085 148 37 375.74 5.25
INCOME NOT AVAILABLE 6/ 137 1371722 5.10 5.03
GENDER 19/
MALE 826 713 9210905 21 5.58 5.33
FEMALE 545 304 113 67598 122 456.64 5.73
JOINT (MALE/FEMALE) 2400 1792 216 178 2956190 148 37 375.85 5.26
GENDER NOT AVAILABLE 6/ 432 267 1657543 5.66 5.35
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 3607 2589 580 184 2976717 225 5.84 5.33
10-19% MINORITY 348 2903525 58 376.15 5.06
20-49% MINORITY 203 197 61841 5.26 5.26
50-79% MINORITY 49
80-100% MINORITY 45104 45 459.68 9.68
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 23 23109 5.97 5.97
MODERATE INCOME 344 317 66838 21 5.53 5.08
MIDDLE INCOME 2346 1686 263 184 2939425 184 455.95 5.35
UPPER INCOME 1490 1050 31735864 86 37 375.84 5.13
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 8: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, JUNIOR LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 6 - 6.99 7 - 7.99 8 - 8.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
9 - 9.99
$000'S
10 OR MORE
$000'S
MEAN 30/ MEDIAN 31/5 - 5.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
$000'S
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 4 1 2 12 4.62 4.44
ASIAN 1 19 3.55 3.55
BLACK OR AFRICAN AMERICAN 15 12 126 2 4.21 3.74
NAT HAWAIIAN/OTHER PACIFIC ISL 1 11 4.17 4.17
WHITE 517 290 136 47 181452 9 17 124.28 3.89
2 OR MORE MINORITY RACES 1
JOINT (WHITE/MINORITY RACE) 4 3 15 4.07 3.83
RACE NOT AVAILABLE 6/ 31 17 7 3 3112 1 4.28 3.92
ETHNICITY 7/
HISPANIC OR LATINO 3 36 3.55 3.45
NOT HISPANIC OR LATINO 537 305 138 47 191461 9 19 124.27 3.88
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
3 1 27 4.27 4.21
ETHNICITY NOT AVAILABLE 6/ 30 15 7 4 3134 1 4.41 4.02
MINORITY STATUS 8/
WHITE NON-HISPANIC 509 287 133 46 171415 9 17 124.28 3.89
OTHERS, INCLUDING HISPANIC 29 19 6 1 157 2 4.19 3.79
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 131 72 34 10 11186 1 3 24.30 3.94
50-79% OF MSA/MD MEDIAN 167 84 49 16 3335 5 10 64.47 3.98
80-99% OF MSA/MD MEDIAN 83 48 24 4 3234 4 34.33 3.85
100-119% OF MSA/MD MEDIAN 51 29 13 5 1148 1 2 4.23 3.85
120% OR MORE OF MSA/MD MEDIAN 136 86 27 16 4697 2 1 14.04 3.82
INCOME NOT AVAILABLE 6/ 5 58 3.46 3.34
GENDER 19/
MALE 129 66 38 14 5307 3 3 14.28 3.96
FEMALE 138 74 39 9 6334 1 9 34.39 3.95
JOINT (MALE/FEMALE) 285 171 66 25 10878 5 8 84.24 3.85
GENDER NOT AVAILABLE 6/ 21 13 4 3 189 4.03 3.81
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 510 291 128 48 191397 7 17 114.27 3.87
10-19% MINORITY 38 17 15 2 2130 2 4.35 4.14
20-49% MINORITY 19 10 4 1 154 3 14.64 3.95
50-79% MINORITY 1 118 3.85 3.85
80-100% MINORITY 5 59 3.63 3.74
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 3 39 13.49 3.55
MODERATE INCOME 142 76 44 11 6194 2 3 34.25 3.94
MIDDLE INCOME 338 194 80 31 13884 5 15 84.34 3.88
UPPER INCOME 90 51 23 9 3521 2 2 4.13 3.74
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
# # # # # #
Page 1 of 2
7 - 7.99
#
8 OR MORE
#
MEAN MEDIAN3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 174 50 105 19139 4.20 4.04
ASIAN 60 601056 3.55 3.55
BLACK OR AFRICAN AMERICAN 474 315 641301 95 4.55 3.74
NAT HAWAIIAN/OTHER PACIFIC ISL 28 28213 4.17 4.17
WHITE 19639 11860 4415 1712 417123244 454 781 3684.22 3.85
2 OR MORE MINORITY RACES 32
JOINT (WHITE/MINORITY RACE) 103 83 20322 4.04 3.81
RACE NOT AVAILABLE 6/ 1395 793 187 250 11210765 53 4.29 3.92
ETHNICITY 7/
HISPANIC OR LATINO 58 58260 3.57 3.45
NOT HISPANIC OR LATINO 20276 12313 4475 1727 431124022 454 876 3684.22 3.85
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
99 38 61536 4.18 4.21
ETHNICITY NOT AVAILABLE 6/ 1440 752 263 255 11712254 53 4.35 3.94
MINORITY STATUS 8/
WHITE NON-HISPANIC 19342 11739 4269 1707 392120499 454 781 3684.22 3.85
OTHERS, INCLUDING HISPANIC 936 544 258 20 193859 95 4.30 3.81
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 2729 1715 664 130 1026458 6 112 564.16 3.81
50-79% OF MSA/MD MEDIAN 5525 2899 1464 354 7618246 318 414 2074.50 3.94
80-99% OF MSA/MD MEDIAN 2847 1825 616 88 10815981 210 694.30 3.77
100-119% OF MSA/MD MEDIAN 2099 1272 541 108 4011431 39 99 4.15 3.72
120% OR MORE OF MSA/MD MEDIAN 8512 5289 1514 1302 22284421 91 94 364.08 3.85
INCOME NOT AVAILABLE 6/ 161 161535 3.37 3.34
GENDER 19/
MALE 4318 2354 1051 613 7325152 140 87 164.22 3.89
FEMALE 4387 2416 981 129 27419909 87 500 934.59 3.92
JOINT (MALE/FEMALE) 12160 7774 2639 990 18883088 227 342 2594.12 3.78
GENDER NOT AVAILABLE 6/ 1008 617 128 250 138923 4.02 3.85
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 19835 12193 4323 1753 416122328 361 789 3524.19 3.85
10-19% MINORITY 1271 565 365 129 1198589 93 4.49 4.17
20-49% MINORITY 611 247 111 100 135050 140 164.98 4.17
50-79% MINORITY 30 30799 3.85 3.85
80-100% MINORITY 126 126306 3.67 3.74
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 68 68343 163.57 3.55
MODERATE INCOME 4463 2512 1440 276 6210391 63 110 984.13 3.85
MIDDLE INCOME 13000 8061 2406 1162 31663092 291 764 2544.29 3.85
UPPER INCOME 4342 2520 953 544 17063246 100 55 4.14 3.90
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
7 - 7.99
$000'S
8 OR MORE
$000'S
MEAN 30/ MEDIAN 31/3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
$000'S
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1
ASIAN 2 17 1 7.38 7.38
BLACK OR AFRICAN AMERICAN 6 3 341 6.43 6.47
NAT HAWAIIAN/OTHER PACIFIC ISL 1 11 7.67 7.67
WHITE 168 93 38 27 51428 2 3 6.19 5.90
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 110 6.28 6.28
RACE NOT AVAILABLE 6/ 14 5 4 4119 1 6.54 6.62
ETHNICITY 7/
HISPANIC OR LATINO 2 1 19 6.36 6.36
NOT HISPANIC OR LATINO 173 95 37 30 51459 3 3 6.22 5.88
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
1 19 6.67 6.67
ETHNICITY NOT AVAILABLE 6/ 16 6 5 4130 1 6.52 6.62
MINORITY STATUS 8/
WHITE NON-HISPANIC 163 90 36 27 51397 2 3 6.20 5.88
OTHERS, INCLUDING HISPANIC 12 5 2 476 1 6.58 6.48
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 12 9 376 5.73 5.49
50-79% OF MSA/MD MEDIAN 43 17 9 11 3244 2 1 6.65 6.64
80-99% OF MSA/MD MEDIAN 28 15 3 7219 2 1 6.46 5.90
100-119% OF MSA/MD MEDIAN 24 13 6 4 1202 6.08 5.96
120% OR MORE OF MSA/MD MEDIAN 83 47 21 13 1837 1 6.09 5.85
INCOME NOT AVAILABLE 6/ 2 1 129 5.90 5.90
GENDER 19/
MALE 36 18 5 9 2301 1 1 6.39 6.00
FEMALE 40 22 9 7247 1 1 6.29 5.85
JOINT (MALE/FEMALE) 104 59 25 15 3967 1 1 6.12 5.88
GENDER NOT AVAILABLE 6/ 12 3 4 492 1 6.75 6.80
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 167 91 37 29 51416 3 2 6.21 5.87
10-19% MINORITY 15 8 2 3111 1 1 6.47 5.98
20-49% MINORITY 6 2 3 160 6.37 6.15
50-79% MINORITY 3 1 212 6.78 7.10
80-100% MINORITY 1 18 5.74 5.74
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 2 1 15 6.56 6.56
MODERATE INCOME 27 14 5 5 2183 1 6.33 5.93
MIDDLE INCOME 107 56 24 20 3894 3 1 6.27 5.98
UPPER INCOME 56 32 13 9525 1 1 6.14 5.70
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 10: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, JUNIOR LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 6 - 6.99 7 - 7.99 8 - 8.99
# # # # # #
Page 1 of 2
9 - 9.99
#
10 OR MORE
#
MEAN MEDIAN5 - 5.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 18
ASIAN 45 40493 5 5.89 5.47
BLACK OR AFRICAN AMERICAN 135 86 49859 6.11 5.83
NAT HAWAIIAN/OTHER PACIFIC ISL 9 989 7.67 7.67
WHITE 3233 1966 708 384 4645796 24 105 6.10 5.57
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 25 25405 6.28 6.28
RACE NOT AVAILABLE 6/ 291 117 114 553808 5 6.30 6.61
ETHNICITY 7/
HISPANIC OR LATINO 26 17 9246 5.96 5.05
NOT HISPANIC OR LATINO 3402 2085 704 433 4646738 29 105 6.10 5.57
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
19 19329 6.67 6.67
ETHNICITY NOT AVAILABLE 6/ 291 107 124 554155 5 6.38 6.62
MINORITY STATUS 8/
WHITE NON-HISPANIC 3167 1929 679 384 4644945 24 105 6.11 5.57
OTHERS, INCLUDING HISPANIC 250 143 44 582409 5 6.11 5.83
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 120 99 211527 5.64 5.43
50-79% OF MSA/MD MEDIAN 587 285 122 121 294869 15 15 6.43 6.61
80-99% OF MSA/MD MEDIAN 437 285 25 895369 19 19 6.25 5.47
100-119% OF MSA/MD MEDIAN 431 291 72 57 115233 5.80 5.38
120% OR MORE OF MSA/MD MEDIAN 2141 1239 595 230 633757 71 6.10 5.62
INCOME NOT AVAILABLE 6/ 22 10 12713 5.97 6.68
GENDER 19/
MALE 592 329 92 132 148512 10 15 6.22 5.73
FEMALE 662 410 96 805555 5 71 6.63 5.59
JOINT (MALE/FEMALE) 2257 1417 545 230 3234424 14 19 5.90 5.48
GENDER NOT AVAILABLE 6/ 227 53 114 552977 5 6.59 6.62
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 3377 2069 753 390 4645781 29 90 6.08 5.57
10-19% MINORITY 228 117 24 673493 5 15 6.46 5.98
20-49% MINORITY 97 17 62 181802 6.42 6.16
50-79% MINORITY 30 8 22294 6.85 7.10
80-100% MINORITY 6 698 5.74 5.74
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 22 8 1464 6.71 7.10
MODERATE INCOME 441 264 84 63 154373 15 6.06 5.82
MIDDLE INCOME 1889 1138 398 274 3126846 29 19 6.04 5.59
UPPER INCOME 1386 807 357 14620185 5 71 6.23 5.62
Report Date: 05/24/2010
AGGREGATE TABLE 11 - 10: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, JUNIOR LIEN, 1–TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA LOANS COLUMN REFLECTS ACTIVITY FOR THE FULL YEAR) MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 6 - 6.99 7 - 7.99 8 - 8.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
9 - 9.99
$000'S
10 OR MORE
$000'S
MEAN 30/ MEDIAN 31/5 - 5.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/ HOEPALOANS 17/
$000'S
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 75 75
ASIAN
BLACK OR AFRICAN AMERICAN 4 15 320 228 92
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 139 46 182 25 11403 21915 8549 2513 8495 1811 547
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 75 75
RACE NOT AVAILABLE 6/ 9 3 17 231 1399 389 119 715 176
ETHNICITY 7/
HISPANIC OR LATINO 2 1 14 173 81 47 45
NOT HISPANIC OR LATINO 137 45 182 25 11400 21779 8367 2466 8569 1830 547
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 11 12 12
ETHNICITY NOT AVAILABLE 6/ 9 3 21 336 1820 490 119 962 249
MINORITY STATUS 8/
WHITE NON-HISPANIC 136 45 175 24 11391 21231 8288 2466 8192 1738 547
OTHERS, INCLUDING HISPANIC 2 1 8 112 655 81 47 435 92
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 39 12 79 6 6142 5997 1869 508 3161 244 215
50-79% OF MSA/MD MEDIAN 43 20 66 9 3141 6903 2321 1085 2953 456 88
80-99% OF MSA/MD MEDIAN 30 11 28 3 173 4376 1947 673 1385 315 56
100-119% OF MSA/MD MEDIAN 10 4 10 630 2358 585 298 742 733
120% OR MORE OF MSA/MD MEDIAN 25 2 21 4 153 4068 2149 68 1332 331 188
INCOME NOT AVAILABLE 6/ 1 12 82 67 15
GENDER 19/
MALE 48 19 54 7 6134 6961 2995 1000 2392 390 184
FEMALE 37 12 74 5 3131 5719 1693 601 3071 235 119
JOINT (MALE/FEMALE) 58 15 69 13 2157 10269 4092 912 3816 1205 244
GENDER NOT AVAILABLE 6/ 5 3 8 319 835 158 119 309 249
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 146 46 198 27 10427 22936 8822 2450 9139 2033 492
10-19% MINORITY 2 5 1 19 585 116 368 46 55
20-49% MINORITY 2 24 226 145 81
50-79% MINORITY
80-100% MINORITY 11 37 37
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 1 23 194 113 81
MODERATE INCOME 35 11 50 3 2101 5721 2213 573 2510 347 78
MIDDLE INCOME 107 34 109 23 8281 15391 6352 1764 5231 1620 424
UPPER INCOME 6 3 44 2 156 2478 373 182 1766 112 45
Report Date: 05/24/2010
AGGREGATE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009
MSA/MD: 38300 - PITTSBURGH, PA
Borrower or Census Tract Characteristics
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 78 13 21 11 1644 7 5 5.92 5.175
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 3 1 15 1 6.36 5.36
ETHNICITY 7/
HISPANIC OR LATINO 11 10.76 10.761
NOT HISPANIC OR LATINO 77 13 21 11 1643 7 5 5.85 5.164
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 3 1 15 1 6.36 5.36
MINORITY STATUS 8/
WHITE NON-HISPANIC 77 13 21 11 1642 7 5 5.85 5.164
OTHERS, INCLUDING HISPANIC 11 10.76 10.761
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 25 4 6 4 611 1 3 5.82 5.411
50-79% OF MSA/MD MEDIAN 24 3 7 4 615 2 1 5.79 5.291
80-99% OF MSA/MD MEDIAN 17 1 6 4 18 3 6.49 5.092
100-119% OF MSA/MD MEDIAN 34 1 1 9.05 8.341
120% OR MORE OF MSA/MD MEDIAN 12 5 3 310 1 4.88 4.35
INCOME NOT AVAILABLE 6/ 1
GENDER 19/
MALE 23 5 4 4 520 3 1 5.76 5.411
FEMALE 25 2 8 2 57 2 4 6.56 6.272
JOINT (MALE/FEMALE) 30 6 9 5 621 2 5.50 4.982
GENDER NOT AVAILABLE 6/ 3 1 11 1 6.36 5.36
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 79 12 22 11 1649 7 6 5.97 5.175
10-19% MINORITY 2 1 1 4.45 4.45
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 19 3 6 1 59 1 2 5.89 5.411
MIDDLE INCOME 57 9 16 11 1040 3 4 5.88 5.094
UPPER INCOME 5 1 1 3 6.75 7.53
Report Date: 05/24/2010
AGGREGATE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER OCCUPIED DWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
# # # # # #
Page 1 of 2
7 - 7.99
#
8 - 9.99
#
MEAN MEDIAN3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
10 OR MORE
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NAT HAWAIIAN/OTHER PACIFIC ISL
WHITE 3479 658 1206 590 6003709 169 191 5.31 4.8365
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 50 25 20309 5 5.26 4.87
ETHNICITY 7/
HISPANIC OR LATINO 1962 10.76 10.7619
NOT HISPANIC OR LATINO 3460 658 1206 590 6003546 169 191 5.28 4.8346
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 50 25 20410 5 5.26 4.87
MINORITY STATUS 8/
WHITE NON-HISPANIC 3460 658 1206 590 6003467 169 191 5.28 4.8346
OTHERS, INCLUDING HISPANIC 1962 10.76 10.7619
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 979 144 337 173 193768 38 75 5.41 5.1719
50-79% OF MSA/MD MEDIAN 1069 112 473 191 1931047 54 42 5.32 4.834
80-99% OF MSA/MD MEDIAN 784 63 311 246 66677 61 5.52 5.0137
100-119% OF MSA/MD MEDIAN 40299 16 19 8.42 8.345
120% OR MORE OF MSA/MD MEDIAN 657 339 110 1481160 60 4.70 3.99
INCOME NOT AVAILABLE 6/ 67
GENDER 19/
MALE 1084 159 295 230 2741496 67 46 5.38 5.1713
FEMALE 965 92 406 75 141495 63 145 6.03 4.7943
JOINT (MALE/FEMALE) 1430 407 505 285 1851949 39 4.76 4.689
GENDER NOT AVAILABLE 6/ 50 25 2078 5 5.26 4.87
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 3413 614 1231 538 6004018 169 196 5.33 4.8365
10-19% MINORITY 116 44 72 4.62 5.16
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 848 156 340 66 159708 16 106 5.40 4.765
MIDDLE INCOME 2504 442 891 544 4073310 70 90 5.21 4.8360
UPPER INCOME 177 60 34 83 6.17 6.98
Report Date: 05/24/2010
AGGREGATE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER OCCUPIED DWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009)
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4 - 4.99 5 - 5.99 6 - 6.99
$000'S $000'S $000'S $000'S $000'S $000'S
Page 2 of 2
7 - 7.99
$000'S
8 - 9.99
$000'S
MEAN 30/ MEDIAN 31/3 - 3.99
PERCENTAGE POINTS ABOVE TREASURY: ONLY INCL. LOANS WITH APR ABOVE THE THRESHOLD 16/
10 OR MORE
$000'S
TOTAL APPLICATIONS 28/
CONVENTIONAL 848 45804 3653 4485 409613694 2629
FHA 13245 175 1889663 67
VA 742 2809
FSA/RHS 8618
LOANS ORIGINATED
CONVENTIONAL 662 27700 2023 2643 215210571 1083
FHA 4806 65 657718 24
VA 434 1642
FSA/RHS 5463
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 36 2586 231 190 167739 142
FHA 723 18 17308 13
VA 4831
FSA/RHS 17
APPLICATIONS DENIED
CONVENTIONAL 82 9234 1073 1238 13651195 1326
FHA 4040 66 88797 21
VA 113 166
FSA/RHS 2108
APPLICATIONS WITHDRAWN
CONVENTIONAL 54 5009 269 340 3351022 75
FHA 3195 24 18695 9
VA 10961
FSA/RHS 19
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 14 1275 57 74 77167 3
FHA 481 2145
VA 389
FSA/RHS 21
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL 8 NA NA NA NA615 NA
FHA NA NA NA NA458 NA
VA NA NA NA NA64 NA
FSA/RHS NA NA NA NA9 NA
LOANS SOLD
CONVENTIONAL 92 19172 15 385 157524 3
FHA 4471 527290
VA 389 1613
FSA/RHS 5445
Report Date: 05/24/2010
SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILIES (EXCLUDES MANUFACTURED HOMES), 2009
MSA/MD: 38300 - PITTSBURGH, PA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 6 359 33 73 41450 54
FHA 93 265 17
VA 26
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 4 146 20 26 13153 20
FHA 31 131 7
VA 4
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 26 1 1 350 2
FHA 57
VA 11
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 131 11 42 21207 32
FHA 4315 9
VA 1
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 2 43 1 2 429
FHA 12 110 1
VA 1
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 13 211
FHA 22
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA2 NA
FHA NA NA NA NA2 NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 3816
FHA 26 128
VA 4
FSA/RHS
Report Date: 05/24/2010
SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOME, 2009
MSA/MD: 38300 - PITTSBURGH, PA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 1 92 5 28 775 7
FHA 3
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1 63 4 20 549 1
FHA 3
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 7 12
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 14 1 7 219 6
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 63
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 22
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL 1 12
FHA 3
VA
FSA/RHS
Report Date: 05/24/2010
SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY, 2009
MSA/MD: 38300 - PITTSBURGH, PA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN IND/ALASKA NATIVE NA NA NA NA
ASIAN 17 3388 NA NA NA NA
BLACK OR AFRICAN AMERICAN 11 938 NA NA NA NA
NAT HAWAIIAN/OTHER PACIFIC ISL NA NA NA NA
WHITE 541 80048 NA NA NA NA
2 OR MORE MINORITY RACES NA NA NA NA
JOINT (WHITE/MINORITY RACE) 6 1752 NA NA NA NA
RACE NOT AVAILABLE 6/ 40 6114 NA NA NA NA
ETHNICITY 7/
HISPANIC OR LATINO 7 1213 NA NA NA NA
NOT HISPANIC OR LATINO 568 84489 NA NA NA NA
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
1 152 NA NA NA NA
ETHNICITY NOT AVAILABLE 6/ 39 6386 NA NA NA NA
MINORITY STATUS 8/
WHITE NON-HISPANIC 530 77822 NA NA NA NA
OTHERS, INCLUDING HISPANIC 42 7443 NA NA NA NA
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 39 3236 NA NA NA NA
50-79% OF MSA/MD MEDIAN 131 12584 NA NA NA NA
80-99% OF MSA/MD MEDIAN 87 9470 NA NA NA NA
100-119% OF MSA/MD MEDIAN 76 10747 NA NA NA NA
120% OR MORE OF MSA/MD MEDIAN 272 54196 NA NA NA NA
INCOME NOT AVAILABLE 6/ 10 2007 NA NA NA NA
GENDER 19/
MALE 177 23161 NA NA NA NA
FEMALE 114 12762 NA NA NA NA
JOINT (MALE/FEMALE) 299 52950 NA NA NA NA
GENDER NOT AVAILABLE 6/ 25 3367 NA NA NA NA
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 549 83939 NA NA NA NA
10-19% MINORITY 45 5715 NA NA NA NA
20-49% MINORITY 18 2284 NA NA NA NA
50-79% MINORITY 1 84 NA NA NA NA
80-100% MINORITY 2 218 NA NA NA NA
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME NA NA NA NA
MODERATE INCOME 50 4734 NA NA NA NA
MIDDLE INCOME 298 37862 NA NA NA NA
UPPER INCOME 267 49644 NA NA NA NA
Report Date: 05/24/2010
SUMMARY TABLE A4: DISPOSITION OF PREAPPROVALS FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2009
MSA/MD: 38300 - PITTSBURGH, PA
BORROWER OR CENSUS TRACTCHARACTERISTICS
# $000'S # $000'S # $000'S
Page 1 of 1
PREAPPROVALS RESULTING INORIGINATIONS
PREAPPROVALS APPROVED BUTNOT ACCEPTED 29/
PREAPPROVALSDENIED
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 460 22331 1588 1608 16077915 NA
PRICING REPORTED 66 1419 124 573 192467 NA
MEAN (POINTS ABOVE TREASURY: ONLY INCLUDE LOANS WITH APR ABOVE THE THRESHOLD 16/)
5.47 4.17 5.85 4.28 6.254.19 NA
MEDIAN (POINTS ABOVE TREASURY: ONLY INCLUDE LOANS WITH APR ABOVE THE THRESHOLD 16/)
5.33 3.83 5.36 3.88 5.963.99 NA
HOEPA STATUS
HOEPA LOAN 17/ NA 4 2 12NA NA
NOT HOEPA LOAN NA 26836 1994 2479 2108NA NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 2 80 15 6 949 NA
PRICING REPORTED 1 39 13 381 NA
MEAN (POINTS ABOVE TREASURY: ONLY INCLUDE LOANS WITH APR ABOVE THE THRESHOLD 16/)
5.14 4.65 5.43 8.815.93 NA
MEDIAN (POINTS ABOVE TREASURY: ONLY INCLUDE LOANS WITH APR ABOVE THE THRESHOLD 16/)
5.14 3.97 5.00 6.035.17 NA
HOEPA STATUS
HOEPA LOAN 17/ NA 2 1NA NA
NOT HOEPA LOAN NA 142 20 23 12NA NA
Report Date: 05/24/2010
SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2009 (EXCLUDES LOANS WITH APPLICATION DATES BETWEEN OCTOBER 1, 2009 AND DECEMBER 31, 2009 WITH THE EXCEPTION THAT THE HOEPA STATUS SECTION REFLECTS ACTIVITY FOR THE FULL YEAR)
MSA/MD: 38300 - PITTSBURGH, PA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 74
D. Appendix D – HUD-CHAS Data
Attached are the HUD-CHAS Data tables for the City of McKeesport.
SOCDS CHAS Data: Housing Problems Output for All Households
Name of Jurisdiction: Source of Data: Data Current as of:
McKeesport city, Pennsylvania CHAS Data Book 2000
Renters Owners
Household by Type, Income, & Housing Problem
Elderly Small
Related Large
Related All Total Elderly Small
Related Large
Related All Total Total
(1 & 2 members)
(2 to 4 members)
(5 or more
members) Other Renters (1 & 2
members) (2 to 4
members) (5 or more members) Other Owners Households
(A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) 1. Household Income <= 50% MFI 670 819 168 643 2,300 786 324 134 272 1,516 3,816 2. Household Income <=30% MFI 457 515 124 483 1,579 262 155 29 154 600 2,179 3. % with any housing problems 58.6 65 87.9 50.3 60.5 65.6 74.2 100 70.8 70.8 63.3
4. % Cost Burden >30% 57.8 65 87.9 48.2 59.6 65.6 74.2 100 70.8 70.8 62.7
5. % Cost Burden >50% 29.5 43.7 75.8 38.3 40.5 43.1 67.7 100 55.2 55.3 44.6
6. Household Income >30 to <=50% MFI 213 304 44 160 721 524 169 105 118 916 1,637 7. % with any housing problems 36.6 53.9 100 46.9 50.1 34.4 46.7 38.1 49.2 39 43.9
8. % Cost Burden >30% 36.6 53.9 34.1 46.9 46 34.4 46.7 38.1 49.2 39 42.1
9. % Cost Burden >50% 6.6 11.5 0 12.5 9.6 11.5 17.2 0 29.7 13.5 11.8
10. Household Income >50 to <=80% MFI 94 345 95 280 814 719 395 93 205 1,412 2,226 11.% with any housing problems 4.3 15.9 47.4 10.7 16.5 16.6 34.2 40.9 48.8 27.8 23.6
12.% Cost Burden >30% 0 13 21.1 7.1 10.4 16 31.6 20.4 48.8 25.4 19.9
13. % Cost Burden >50% 0 0 0 0 0 2.1 7.6 4.3 9.8 4.9 3.1 14. Household Income >80% MFI 114 345 80 190 729 758 1,515 274 295 2,842 3,571 15.% with any housing problems 12.3 10.1 50 10.5 15 3.7 5.3 8.8 5.1 5.2 7.2
16.% Cost Burden >30% 3.5 2.9 0 0 1.9 3.2 5.3 3.6 5.1 4.5 4
17. % Cost Burden >50% 0 0 0 0 0 0.5 1 0 0 0.7 0.5
18. Total Households 878 1,509 343 1,113 3,843 2,263 2,234 501 772 5,770 9,613 19. % with any housing problems 41.5 39 69.4 33.1 40.6 22.1 18.3 26.1 36.5 22.9 30
20. % Cost Burden >30 39.4 36.7 42 29.5 35.7 21.7 17.9 19.6 36.5 22 27.5
21. % Cost Burden >50 17 17.2 27.4 18.4 18.4 8.5 8 6.6 18.1 9.4 13
SOCDS CHAS Data: Housing Problems Output for White Non-Hispanic Households
Name of Jurisdiction: Source of Data: Data Current as of:
McKeesport city, Pennsylvania CHAS Data Book 2000
Renters Owners
Household by Type, Income, & Housing Problem
Elderly Family All Total Elderly Family All Total Total
1 & 2 Households Other Renters 1 & 2 Households Other Owners Households
Member Households Member Households
Households Households
(A) (B) (C) (D) (E) (F) (G) (H) (I) 1. Household Income <=50% MFI 565 395 345 1,305 745 300 195 1,240 2,545 2. Household Income <=30% MFI 375 260 260 895 230 110 80 420 1,315 % with any housing problems 54.7 71.2 51.9 58.7 60.9 86.4 62.5 67.9 61.6
3. Household Income >30 to <=50% MFI 190 135 85 410 515 190 115 820 1,230 % with any housing problems 42.1 59.3 41.2 47.6 34 44.7 52.2 39 41.9
4. Household Income >50 to <=80% MFI 74 240 200 514 665 370 155 1,190 1,704 % with any housing problems 5.4 27.1 10 17.3 15.8 29.7 48.4 24.4 22.2 5. Household Income >80% MFI 90 265 160 515 715 1,550 270 2,535 3,050 % with any housing problems 16.7 9.4 12.5 11.7 3.5 5.8 3.7 4.9 6.1
6. Total Households 729 900 705 2,334 2,125 2,220 620 4,965 7,299 % with any housing problems 41.7 39.4 29.8 37.2 20.9 17.1 31.5 20.5 25.9
SOCDS CHAS Data: Housing Problems Output for Black Non-Hispanic Households
Name of Jurisdiction: Source of Data: Data Current as of:
McKeesport city, Pennsylvania CHAS Data Book 2000
Renters Owners
Household by Type, Income, & Housing Problem
Elderly Family All Total Elderly Family All Total Total
1 & 2 Households Other Renters 1 & 2 Households Other Owners Households
Member Households Member Households
Households Households
(A) (B) (C) (D) (E) (F) (G) (H) (I) 1. Household Income <=50% MFI 99 535 260 894 39 150 78 267 1,161 2. Household Income <=30% MFI 70 345 190 605 25 65 70 160 765
% with any housing problems 78.6 72.5 55.3 67.8 100 61.5 78.6 75 69.3
3. Household Income >30 to <=50% MFI 29 190 70 289 14 85 8 107 396
% with any housing problems 13.8 57.9 57.1 53.3 71.4 41.2 50 45.8 51.3
4. Household Income >50 to <=80% MFI 15 180 70 265 34 95 40 169 434
% with any housing problems 0 13.9 14.3 13.2 11.8 57.9 62.5 49.7 27.4
5. Household Income >80% MFI 20 155 20 195 50 195 25 270 465
% with any housing problems 0 32.3 0 25.6 20 0 40 7.4 15.1
6. Total Households 134 870 350 1,354 123 440 143 706 2,060
% with any housing problems 44 50 44.3 47.9 39.8 29.5 65.7 38.7 44.8
SOCDS CHAS Data: Housing Problems Output for Hispanic Households
Name of Jurisdiction: Source of Data: Data Current as of:
McKeesport city, Pennsylvania CHAS Data Book 2000
Renters Owners
Household by Type, Income, & Housing Problem
Elderly Family All Total Elderly Family All Total Total
1 & 2 Households Other Renters 1 & 2 Households Other Owners Households
Member Households Member Households
Households Households
(A) (B) (C) (D) (E) (F) (G) (H) (I) 1. Household Income <=50% MFI 4 18 14 36 0 10 0 10 46 2. Household Income <=30% MFI 4 8 14 26 0 10 0 10 36 % with any housing problems 0 50 28.6 30.8 N/A 100 N/A 100 50
3. Household Income >30 to <=50% MFI 0 10 0 10 0 0 0 0 10 % with any housing problems N/A 100 N/A 100 N/A N/A N/A N/A 100
4. Household Income >50 to <=80% MFI 0 0 0 0 8 14 0 22 22 % with any housing problems N/A N/A N/A N/A 50 28.6 N/A 36.4 36.4 5. Household Income >80% MFI 0 0 0 0 0 40 4 44 44 % with any housing problems N/A N/A N/A N/A N/A 37.5 0 34.1 34.1
6. Total Households 4 18 14 36 8 64 4 76 112 % with any housing problems 0 77.8 28.6 50 50 45.3 0 43.4 45.5
SOCDS CHAS Data: Housing Problems Output for Native American Non-Hispanic Households
Name of Jurisdiction: Source of Data: Data Current as of:
McKeesport city, Pennsylvania CHAS Data Book 2000
Renters Owners
Household by Type, Income, & Housing Problem
Elderly Family All Total Elderly Family All Total Total
1 & 2 Households Other Renters 1 & 2 Households Other Owners Households
Member Households Member Households
Households Households
(A) (B) (C) (D) (E) (F) (G) (H) (I) 1. Household Income <=50% MFI N/A N/A N/A 0 N/A N/A N/A 0 0 2. Household Income <=30% MFI N/A N/A N/A 0 N/A N/A N/A 0 0 % with any housing problems N/A N/A N/A N/A N/A N/A N/A N/A N/A 3. Household Income >30 to <=50% MFI N/A N/A N/A 0 N/A N/A N/A 0 0 % with any housing problems N/A N/A N/A N/A N/A N/A N/A N/A N/A 4. Household Income >50 to <=80% MFI N/A N/A N/A 0 N/A N/A N/A 10 10 % with any housing problems N/A N/A N/A N/A N/A N/A N/A 0 0 5. Household Income >80% MFI N/A N/A N/A 0 N/A N/A N/A 0 0 % with any housing problems N/A N/A N/A N/A N/A N/A N/A N/A N/A
6. Total Households N/A N/A N/A 0 N/A N/A N/A 10 10 % with any housing problems N/A N/A N/A N/A N/A N/A N/A 0 0
SOCDS CHAS Data: Housing Problems Output for Asian Non-Hispanic Households
Name of Jurisdiction: Source of Data: Data Current as of:
McKeesport city, Pennsylvania CHAS Data Book 2000
Renters Owners
Household by Type, Income, & Housing Problem
Elderly Family All Total Elderly Family All Total Total
1 & 2 Households Other Renters 1 & 2 Households Other Owners Households
Member Households Member Households
Households Households
(A) (B) (C) (D) (E) (F) (G) (H) (I) 1. Household Income <=50% MFI N/A N/A N/A 10 N/A N/A N/A 10 20 2. Household Income <=30% MFI N/A N/A N/A 10 N/A N/A N/A 10 20
% with any housing problems N/A N/A N/A 0 N/A N/A N/A 100 50
3. Household Income >30 to <=50% MFI N/A N/A N/A 0 N/A N/A N/A 0 0
% with any housing problems N/A N/A N/A N/A N/A N/A N/A N/A N/A
4. Household Income >50 to <=80% MFI N/A N/A N/A 10 N/A N/A N/A 0 10
% with any housing problems N/A N/A N/A 0 N/A N/A N/A N/A 0
5. Household Income >80% MFI N/A N/A N/A 4 N/A N/A N/A 0 4
% with any housing problems N/A N/A N/A 0 N/A N/A N/A N/A 0
6. Total Households N/A N/A N/A 24 N/A N/A N/A 10 34
% with any housing problems N/A N/A N/A 0 N/A N/A N/A 100 29.4
SOCDS CHAS Data: Housing Problems Output for Pacific Islander Non-Hispanic Households
Name of Jurisdiction: Source of Data: Data Current as of:
McKeesport city, Pennsylvania CHAS Data Book 2000
Renters Owners
Household by Type, Income, & Housing Problem
Elderly Family All Total Elderly Family All Total Total
1 & 2 Households Other Renters 1 & 2 Households Other Owners Households
Member Households Member Households
Households Households
(A) (B) (C) (D) (E) (F) (G) (H) (I)
1. Household Income <=50% MFI N/A N/A N/A 0 N/A N/A N/A 0 0
2. Household Income <=30% MFI N/A N/A N/A 0 N/A N/A N/A 0 0
% with any housing problems N/A N/A N/A N/A N/A N/A N/A N/A N/A 3. Household Income >30 to <=50% MFI N/A N/A N/A 0 N/A N/A N/A 0 0
% with any housing problems N/A N/A N/A N/A N/A N/A N/A N/A N/A 4. Household Income >50 to <=80% MFI N/A N/A N/A 0 N/A N/A N/A 0 0
% with any housing problems N/A N/A N/A N/A N/A N/A N/A N/A N/A
5. Household Income >80% MFI N/A N/A N/A 0 N/A N/A N/A 0 0
% with any housing problems N/A N/A N/A N/A N/A N/A N/A N/A N/A
6. Total Households N/A N/A N/A 0 N/A N/A N/A 0 0
% with any housing problems N/A N/A N/A N/A N/A N/A N/A N/A N/A
SOCDS CHAS Data: Housing Problems Output for Mobility & Self Care Limitation
Name of Jurisdiction: Source of Data: Data Current as of:
McKeesport city, Pennsylvania CHAS Data Book 2000
Renters Owners
Household by Type, Income, & Housing Problem
Extra Elderly All Total Extra Elderly All Total Total
Elderly 1 & 2 Other Renters Elderly 1 & 2 Other Owners Households
1 & 2 Member Households 1 & 2 Member Households
Member Households Member Households
Households Households
(A) (B) (C) (D) (E) (F) (G) (H) (I) 1. Household Income <=50% MFI 165 155 385 705 200 72 244 516 1,221 2. Household Income <=30% MFI 135 115 285 535 75 39 114 228 763
% with any housing problems 59.3 52.2 56.1 56.1 80 89.7 78.9 81.1 63.6
3. Household Income >30 to <=50% MFI 30 40 100 170 125 33 130 288 458
% with any housing problems 50 62.5 55 55.9 48 12.1 53.8 46.5 50
4. Household Income >50 to <=80% MFI 30 15 90 135 144 114 99 357 492
% with any housing problems 0 0 44.4 29.6 9.7 21.9 49.5 24.6 26
5. Household Income >80% MFI 30 24 63 117 139 78 435 652 769
% with any housing problems 0 0 12.7 6.8 2.9 5.1 6.9 5.8 6
6. Total Households 225 194 538 957 483 264 778 1,525 2,482
% with any housing problems 42.2 43.8 48.9 46.3 28.6 25.8 30.7 29.2 35.8
SOCDS CHAS Data: Affordability Mismatch Output for All Households
Name of Jurisdiction: Source of Data: Data Current as of:
McKeesport city, Pennsylvania CHAS Data Book 2000
Renters Units by # of bedrooms Owned or for sale units by # of bedrooms
Housing Units by Affordability
0-1 2 3+ Total 0-1 2 3+ Total
(A) (B) (C) (D) (E) (F) (G) (H)
1. Rent <=30% Value <=30%
# occupied units 640 560 370 1,570 N/A N/A N/A N/A
% occupants <=30% 72.7 57.1 40.5 59.6 N/A N/A N/A N/A
% built before 1970 70.3 82.1 87.8 78.7 N/A N/A N/A N/A
% some problem 30.5 26.8 35.1 30.3 N/A N/A N/A N/A
# vacant for rent 55 60 75 190 # vacant for sale N/A N/A N/A N/A
2. Rent >30% to <=50% Value <=50%
# occupied units 425 665 390 1,480 92 1,795 3,120 5,007
% occupants <=50% 63.5 41.4 52.6 50.7 35.9 30.4 27.4 28.6
% built before 1970 82.4 87.2 92.1 87.1 113 98.9 98.4 98.8
% some problem 41.2 38.3 48.7 41.9 10.9 8.4 5.6 6.7
# vacant for rent 100 100 30 230 # vacant for sale 4 60 70 134
3. Rent >50% to <=80% Value >50% to <=80%
# occupied units 130 360 255 745 24 223 384 631
% occupants <=80% 73.1 80.6 68.6 75.2 16.7 23.8 34.9 30.3
% built before 1970 73.1 87.5 96.1 87.9 79.2 87 74.2 78.9
% some problem 57.7 55.6 60.8 57.7 0 6.7 10.4 8.7
# vacant for rent 15 0 0 15 # vacant for sale 0 4 15 19
4. Rent >80% Value >80%
# occupied units 39 14 20 73 4 20 86 110
# vacant for rent 4 0 0 4 # vacant for sale 0 0 0 0
City of McKeesport, Pennsylvania
Analysis of Impediments to Fair Housing Choice 2010 Update Page 75
E. Appendix E – Meeting Summaries
Attached are summaries of the following meetings:
Chief of Police
- August 16, 2010, 9:00 AM
Housing Providers
- August 16, 2010, 9:20 AM
City Staff (including the Fire Chief, the Building Inspector, CDBG staff)
- August 16, 2010, 11:00 AM
Social Service Agencies
- August 16, 2010, 1:30 PM
McKeesport Housing Authority
- August 16, 2010, 3:30 PM
Pittsburgh Commission on Human Relations
- November 16, 2010
Fair Housing Partnership of Greater Pittsburgh
- November 30, 2010, 3:00 PM
City of McKeesport, Pennsylvania Analysis of Impediments to Fair Housing Choice
Meeting with Chief Holtzman, Chief of Police August 16, 2010 – 9 AM
What housing issues are you seeing on a citywide level?
Absentee landlords leave rentals in poor condition. There is an influx of transient residents using Section 8 vouchers.
o This transient population often has a higher crime rate than the general population.
o Difficult to keep track of tenants compared to visitors. Fire department and building inspector inspect the rental properties.
o Properties generally aren’t inspected between tenants. o The City does not have a rental registry.
Thefts and burglaries are generally the largest crime issues. When the police receive complaints about landlords, they refer the tenants to the
magistrate and educate them on the possibility of putting their rent into an escrow account. The process with the magistrate typically takes approximately 30 to 60 days.
City of McKeesport, Pennsylvania Analysis of Impediments to Fair Housing Choice
Meeting with Housing Providers August 16, 2010 – 9:20 AM
Bethany Bauer, CDBG Administrator, provided an introduction to the group, provided some background information on the Analysis of Impediments to Fair Housing Choice, and introduced the consultants. Karl Haglund provided additional information on the Analysis of Impediments the overall process. Sarah Stutts posed the first discussion question to the group – What housing issues are you seeing on a citywide level? Below are the housing issues noted by the housing providers present at the meeting:
There is a need for more ranch-style housing to meet the needs of the growing elderly population.
o Often though these homes are more expensive to build because they have a larger footprint and therefore require more vacant lots for construction.
There is vacant land in the City that has been cleared by a developer. Would it be possible to re-energize him and continue this development project?
Property taxes are relatively expensive, particularly school taxes. Overall, the population in the City is aging. The School District is planning to build three new elementary school buildings. The YMCA is currently transitioning out of 87 SRO’s, to be taken over by ACTION-
Housing. o There are few SRO’s in the County o The needs are the same o There is a high number of single parents with children o Emergency Shelter provides housing for 60 days at most o Bridge housing provides shelter for up to 1 year; also offers services to help
residents find employment o Have 3 Section 8 units o Also have single units for rent o Also see domestic violence issues
McKeesport Housing Authority checks to see if tenants owe money to any other Housing Authorities. If they do, the Housing Authority will not rent to them.
Has your agency noticed any housing, social, or economic trends in the City?
There are very few jobs and many companies have left the City. o Single mothers used to be able to work and buy homes o McKeesport has the highest unemployment rate of the State and Region. o CareerLinks is no longer located in the City.
There is a need for additional manufacturing jobs. It is difficult to get a mortgage despite low interest rates and other incentives. Some businesses in the City are looking to expand, but funds to assist them are limited. Port Authority routes are problematic.
o Less routes through the neighborhoods o More Park & Rides
o Cuts threaten to greatly reduce or eliminate service to McKeesport o Many residents don’t have access to a car so they go to Labor Ready and work
for the day, if there is any work available. No taxi service in the City. The perception of foreclosure in the City is sometimes a greater issue than the actual
foreclosure rate. Realtors are requiring pre-approval before showing houses so they’re only showing
potential buyers homes that they can afford. McKeesport Neighborhood Initiative, Inc. offers a credit counseling program in the City
that could be grown so that people wouldn’t have to go into Pittsburgh to Advantage Consumer Credit.
A local church sponsors computer classes. Code Enforcement is sometimes the real issue, not absentee landlords. The People’s Building is sitting vacant – it was purchased by a company in NY but will
be very expensive to rehabilitate. Developers are having some difficulty getting bank loans to build new housing. Transfer taxes can be viewed as a barrier to housing development. Many elderly residents are selling or abandoning their homes to move into apartments. Realtors are required to take a course on Fair Housing once a year.
Summary of Impediments Identified by Housing Providers:
Differentiate absentee landlords from ineffective code enforcement. Determine the real need for additional elderly housing Improve housing options for single mothers Increase credit counseling programs Create jobs Maintain or improve access to public transportation Real estate taxes and fees are often perceived as being cost prohibitive to
developments and purchasing property.
City of McKeesport, Pennsylvania Analysis of Impediments to Fair Housing Choice
Meeting with City Staff Members August 16, 2010 – 11:00 AM
The fire department is generally first to inspect a building when a complaint is received,
then calls the code enforcement officer. All sales are inspected by the fire department. Members of the fire department are certified to inspect properties to assist the full-time
building inspector. Many property owners own several buildings in town. There are buildings in the City that have no windows, water, or electricity. Absentee landlords are a big issue Section 8 properties are inspected by the Housing Authority to maintain in compliance
with the program. Any problems are communicated with the fire department and building inspector.
Tenant registration legislation was passed and is currently being challenged in court. The City is seeing more ramps and mechanical lifts being installed in homes. The City’s building code follows the Uniform Construction Code and was last updated in
1996. The County Health Department handles utility calls (such as those for broken furnaces). Overcrowding is becoming an issue. Building permits have increased recently. All new construction is required to include hard-wired smoke detectors. The City would benefit from more funding for demolition. The demolition list currently has
approximately 400 structures on it, generated from complaints. Fees for building permits:
o Single family housing - $3 for every $1,000 o Multifamily or commercial development - $10 for every $1,000
The economy is perceived to be a greater barrier to affordable housing than social issues.
The City is often reactive in their approach rather than proactive because of limited funding.
Sidewalk ramps have been modified.
City of McKeesport, Pennsylvania Analysis of Impediments to Fair Housing Choice
Meeting with Social Service Agencies August 16, 2010 – 1:45 PM
There is a perceived shortage of low- and moderate-income housing in the City. Housing is being eliminated but not replaced with new housing. There is a perceived shortage of disabled housing. Upgrade the existing housing stock. Transportation is a big issue.
o Most jobs are located outside of the community. o The Port Authority plans to cut or drastically eliminate service to the Mon Valley
in January 2011 due to budget constraints. Need to bring more jobs into the community. Old homes have very high utility costs.
o McKeesport Resource Center and Bridge to Recovery assist with utility negotiations and help individuals apply for grants and other programs.
It is suspected that, overall, people are remaining in their overcrowded or sub-standard homes because they have limited options.
Housing discrimination isn’t perceived to be an issue. Instead, economic issues are perceived to be greater barriers to housing.
There is a lack of understanding of Fair Housing in the community. The City needs income diversity. Need more job training that would be in line with jobs expected to come into the
community. There is no access to Children’s Hospital from McKeesport. Overcrowding is becoming more common.
City of McKeesport, Pennsylvania Analysis of Impediments to Fair Housing Choice Meeting with the McKeesport Housing Authority
August 16, 2010 – 3:00 PM
Run programs such as Head Start, an after school program, service supported housing, Section 8 Homeownership (along with the McKeesport Housing Corporation), and Nehemiah Ministries Counseling.
Waiting list priority has been reorganized to give top priority to the elderly, then those with jobs, then for women who fall under the women against violence act.
There is a lack of accessible Section 8 units. o It is difficult to make upgrades to old homes if the tenant becomes disabled. o There is a need for more Section 8 units in the private market.
There are proposed upgrades to many units, but the Housing Authority is still working to secure funding.
o The Housing Authority has an application into HUD for 3 fully accessible units and 3 visitable units.
There are barriers for the disabled. o Mon Yough used to provide services to help clients live on their own (paid for by
Health Care), but health care no longer covers these services to help people pay their bills and stay in compliance with their leases.
The Housing Authority often has difficulty finding tenants to fill their 3 and 4 bedroom apartments (they have one of each).
The Port Authority has made severe cuts and combined several routes. o Housing Authority residents are eligible for Work Net – a van system for
transportation to work/day care. o Seniors can use ACCESS.
Making upgrades to recreational facilities. Partnered with Community Life for rehabilitations.
o Expect future partnerships because this one was successful. Housing stock is becoming less dense. Generating waiting lists. No assisted living available for the low-income. Seeing less families, more related individuals (siblings and cousins) applying.
City of McKeesport, Pennsylvania Analysis of Impediments to Fair Housing Choice
Meeting with the Pittsburgh Commission on Human Relations November 16, 2010
On November 16, 2010, Karl Haglund of Urban Design Ventures spoke with Charles Morrison of the Pittsburgh Commission on Human Relations. While Mr. Morrison does not directly work with the City of McKeesport to address its fair housing concerns or complaints, he was able to provide insight into regional fair housing trends. He emphasized that the most common causes for fair housing complaints in the Pittsburgh region include disability and race.
City of McKeesport, Pennsylvania Analysis of Impediments to Fair Housing Choice
Meeting with the Fair Housing Partnership of Pittsburgh November 30, 2010 – 3:00 PM
Those in attendance included Peter Harvey, Director; Tina Doose, Program Director, Housing Counseling; Jay Dworin, Program Director, Enforcement; Sarah Stutts, Consultant, Urban Design Ventures. Sarah Stutts began the meeting by providing an update on the status of the McKeesport Analysis of Impediments to Fair Housing Choice. Listed below are the key points that were addressed during this meeting:
The Three Rivers Center for Independent Living was recommended as a contact as they work as advocates for the disabled and assist persons with disabilities to locate services.
Consider the locations of HUD housing related to the areas of minority concentration in the City.
The most common cause for complaint that the Fair Housing Partnership receives in McKeesport is related to disability.
The City should look into its responsibility to consider sexual orientation a protected class based on Allegheny County’s passage of an ordinance in 2009 that identified sexual orientation as a protected class.
The Fair Housing Partnership of Pittsburgh offers counseling for rental assistance, pre-purchase, and mortgage delinquency. From January 2010 to date, 21 clients received one-on-one counseling (8 pre-purchase, 3 mobility). They also offer educational workshops (over 50 participants to date for 2010).
The Fair Housing Partnership is concerned about the concentration of minorities in the City, and the concentration of Section 8 Voucher use in these minority areas. Mobility counseling assists Section 8 Voucher recipients to move into different neighborhoods.
Requests for reasonable accommodation and reasonable modification can be made through the Fair Housing Partnership of Pittsburgh. Approximately 80% of these requests are related to disabilities. The Fair Housing Partnership would like to see a higher acceptance rate of these requests, and notes that many residents are unaware of their rights for accommodation.
The Fair Housing Partnership of Pittsburgh is able to provide Landlord Training. Any testing currently taking place in the City of McKeesport is complaint based. The City
can contract with the Fair Housing Partnership of Pittsburgh to conduct random testing. The Fair Housing Partnership of Pittsburgh completed a study on mortgage lending
discrimination and found that within the region, discriminatory lending practices based on race exist.
It was noted that there is no mention of Fair Housing on the websites of the City or the McKeesport Housing Authority.
The Fair Housing Partnership has some concerns about the grievance procedures of the Housing Authority, particularly as it relates to requests for reasonable accommodation.
The Fair Housing Partnership would like to see an in-depth look at why people who can afford to live in the predominately owner-occupied area of the City do not move there, particularly minority households.
On average, the Fair Housing Partnership of Pittsburgh counsels approximately 20-35 individuals through their one-on-one counseling programs. Current numbers for group attendance in McKeesport are lower than average.
The Fair Housing Partnership of Pittsburgh receives, on average, one legitimate fair housing complaint for the City of McKeesport every other month.
When complaints are received, the Fair Housing Partnership identifies the type of complaint and determines if they are valid. If possible, complaints are tested. If found to be legitimate, they are handled internally if possible or referred to HUD or the Pennsylvania Human Relations Commission.