cic · prospection insurance from coface. trade services facilitates electronic exchanges relating...
TRANSCRIPT
www.cic.fr
CIC in brief
2 0 1 2 e d i t i o n
CIC remains close to its clientele of retail customers, associations, professional and corporate customers by constantly upgrading its branch network. Thirty-one new branches were created in 2011.
It enhances its remote banking services on an ongoing basis by expanding its network of automatic teller machines and adding new Filbanque functions (secure messaging, confirmation code, interconnection between contracts, Internet and Smartphone applications and appointment scheduling in business diaries are among the most recent).
An ever more efficient range of services covers banking, insurance and new technology, including remote surveillance and mobile telephony, with services adapted to young people of all age groups.
CIC provides high value-added services to a clientele of high-net-worth customers and senior executives through its private banking entities in France and abroad.
Drawing on the strength of the Crédit Mutuel-CIC group, it seeks to build a lasting relationship with each of its customers.
> 3,703,056 individualsCIC strives to provide the best possible service by listening and responding to its customers’ needs, making the right expertise available, and providing local decision-making capacity.
Making banking easy
Banking in the best conditions also means being able to access banking services, freely and at any time. With Filbanque you can use Internet, telephone or WAP to view your accounts, carry out transactions and make payments in all security, 24 hours a day. Personal contracts (Contrats Personnels) include a service package: you choose the services that suit you best and, with the Web option, you benefit from reduced rates if you receive your bank statements via cic.fr.
Your payment instruments are accompanied by extensive guarantees. Some cards offer the Différé plus option, providing for payment in instalments.
With Crédit en Réserve and Allure Libre accounts or a personal loan, you are equipped to face any unforeseen expenses or impulse purchases.
Financing projects
When buying a car, you can choose a specific car loan or opt for an all-inclusive long-term car rental solution.
If you are planning to buy a house to live in or rent out, or to carry out home improvements, CIC offers a comprehensive range of flexible and adaptable loans.
Protecting your family and possessions
With comprehensive home and motor insurance, CIC can cover all your needs starting from financing your project. The range extends to healthcare, retirement and personal insurance.
Intégral’Optic provides healthcare insurance policyholders with full coverage of their optical equipment needs and payments made directly by the insurer to the service provider by using the Avance Santé card.
Building your capital and preparing the future
The bank offers a range of flexible savings solutions to respond to each customer’s savings objectives: safety net savings, build-ing capital, increasing capital, top-up income, tax optimisation and transmission of assets.
By combining Livret A Sup and LDD Sup savings plans, you can invest up to €200,000 on advantageous and flexible terms and with complete security.
With the Compte évolutif, you benefit from a guaranteed inter-est rate that is known in advance and increases each year with-out you having to commit to a subscription period, and your capital remains available at all times.
Your advisor will recommend the products best suited to your situation and objectives and can draw on the assistance of the bank’s wealth management experts when necessary.
Service offer
Benefit from the most efficient new technology
As a pioneer in this field, Crédit Mutuel-CIC has made new tech-nology a central feature of its commercial strategy, with innova-tive products and services designed to make life easier: mobile telephone services for monitoring your accounts and, in the near future, paying for your purchases in shops; Protection Vol (remote home surveillance); Web Conso, an online consumer credit facility, and more.
The range of telephone service packages has been further extended with the addition of the Ultimate illimitée package for Smartphones.
> 648,131 self-employed professionals and associations
A dual approach has been adopted to advise the bank’s clientele of trades people, self-employed and independent professionals, farmers and associations: first, a global approach covering both professional and personal aspects, as all entrepreneurs need to look after their businesses and their families and prepare the future from solid bases; and, second, an offer of ‘tailored’ solu-tions to meet specific needs.
Services
Managing accounts, receipts and payments, investing surplus cash, etc. Saving time and reducing administrative tasks are priorities so as to be able to focus on the business: Contrat Professionnel Global, a global business banking package, comprises all the essential banking services and bundles their costs for a flat fee.
CIC has developed several innovative services in the area of flow processing: electronic handling of healthcare providers’ social security forms; a healthcare electronic payment package facili-tating the use of electronic payment terminals by doctors; a dedicated bank card specifically for the legal profession, etc.
CM-CIC Paiement offers secure online payment for small busi-nesses as well as international e-commerce sites operating in several languages and currencies. With the Prévention fraude module, you set the filter terms for payments considered too risky. And thanks to Pack Associations, associations are no longer obliged to have their own website to offer the possibility of online payment of fees and/or subscriptions.
Financing
CIC offers a range of suitable loans for starting a business, such as the subsidised business creation loan (PCE) and Créacic, a comprehensive and tailored financing solution for business rescuers restarting a business. Self-employed customers can avail themselves of services adapted to their situation, such as a payment card for business expenses, property and casualty insurance and civil liability cover.
Businesses can draw on CIC’s discount, factoring and receivables assignment (Dailly) services and overdraft facilities to finance their operating cycle and meet their cash requirements. And Assistance Recouvrement CIC sends out reminders on their behalf to recover unpaid receivables.
For your equipment and production materials purchases, your relationship manager can provide you with a full range of solu-tions including leasing options with all-inclusive offers such as
Flash association and Autoconfort, which combine a mainte-nance contract with a long-term vehicle lease, as well as remote surveillance of your business premises with Protection Vol Pro.
Savings and wealth management
Tax optimisation, building capital, investing, preparing for retire-ment, transmitting wealth: your objectives and your require-ments evolve over time and the bank will help you draw up a personalised strategy.
Profit sharing, incentive plans and employee savings plans (PEE and PEI) are tax-efficient methods of remunerating you and your employees, as well as motivating and increasing the loyalty of your staff. Force 3 Epargne and Force 3 Retraite offer a simple and efficient employee savings solution to very small businesses.
Personal insurance
To protect you and your family, TNS Prévoyance offers a choice between a capital sum or an annuity in the event of your death; daily indemnities enabling you to maintain your earnings at 100% of your salary in the case of incapacity to work and an education allowance. It includes a healthcare and retirement insurance package that benefits from the tax advantages of the Madelin law.
> 110,853 corporatesRelationship managers are in contact with and at the service of businesses of all sizes and their executives. They can draw on the capacity for innovation and skill centres of Crédit Mutuel-CIC. They have extensive expertise spanning flow and cash manage-ment, international operations, operating cycles, investment and social and financial engineering.
Flow management
Our services are at the cutting edge of technology in electronic payment and remote banking services to handle receipts, payments, management and security of financial flows and to optimise surplus cash.
The bank helps business migrate to new file exchange protocols and to introduce SEPA formats, confirming its capacity to develop innovative and efficient bank connectivity services, such as the file management and transmission solution, Hub Transferts, which is integrated with Filbanque.
CIC distributes the electronic signature certificate K Sign RGS** for the Keynectis certification authority, thereby providing a comprehensive EBICS TS and certification package to facilitate the dematerialisation, securitisation and automation of trans-actions.
Cash management
The bank markets secure fixed-rate products – CDN negotiable term deposits or CIC Acti-trésorerie – and CAT term deposits at interest rates that increase each quarter including a three-year CAT indexed on three-month Euribor – or annually. With Libre Arbitre, a range of market investments, capital can be guaran-teed at maturity.
International
CIC is your day-to-day partner for supporting your strategy, financing your development, limiting interest rate and foreign exchange risk and determining your means of payment. Through its 39 international branches and representative offices and through CM-CIC Aidexport, it can offer ad hoc services, such as market research, organisation of trade missions, partnerships and setting up of operations, among others.
The Avance Plus Prospection service rounds off its financing offer to exporting SMEs by combining a cash advance with prospection insurance from Coface. Trade Services facilitates electronic exchanges relating to all documentary credits.
Operating cycle
Short-term credits, surety bonds, guarantees, factoring, receiv-ables assignment (Dailly), etc. offer numerous solutions to finance your operating cycle.
With the CIC InfoRisk information service and credit insurance via the CM-CIC Factor factoring agreements, you can protect your business against the risk of payment default and secure your trade receivables, which can be dematerialised with the E-pack service.
Investment
Whether for creating or taking over a business, renovating its production facilities, acquiring or extending business premises or innovating, CIC offers a range of conventional loans and appro-priate equipment and real estate leasing and finance leasing solutions.
Social engineering
An offer comprising all aspects of deferred collective remunera-tion (profit sharing, incentive plans and employee savings plans) and group insurance cover (retirement indemnities, plans under Article 39/83 of the French Tax Code, health and personal insur-ance) in an advantageous tax framework.
The CIC Plan Retraite Evolutif allows you to optimise your remu-neration policy while controlling your expenses: designed to adapt to changes in your company and in the business cycle, it combines the advantages of the PERCO collective retirement savings plans and Article 83.
Financial engineering
From creation to expansion, growth through acquisitions and transmission, a business goes through a variety of complex financial, legal and accounting phases: CIC can help you at each of these key phases in your business’s future.
Service offer
Retail banking encompasses all the banking and specialist activities whose products are distributed through the network: life and property-casualty insurance, equipment operating and finance leasing, real estate leasing, factoring, fund management, employee savings plans and real estate.
Financing and capital markets: • financing encompasses credit facilities for large corporates
and institutional customers, specialized financing (export financing, project and asset financing, etc.), international operations and foreign branches;
• the capital markets activities, in their broadest sense, comprise customer and proprietary transactions involving interest rate instruments, foreign currencies and equities, including broker-age services through CM-CIC Securities.
Private banking provides expertise in asset management and estate planning to entrepreneurs and private investors. The private banking division operates at national and regional level under the CIC Banque Privée banner with 343 employees in 54 towns. It draws on the expertise of the group’s specialist subsidiaries in France and abroad.
Private equity comprises equity investments, M&A advisory services and financial and capital markets engineering. It is organised around two businesses: CM-CIC Capital Finance and CM-CIC Investissement. CIC is one of the leading players in this segment in France outside the Paris region.
> The group’s activity is organised around four core businesses
4,462,041 customers including:
3,703,056 individuals
68,065 associations
580,066 self-employed professionals
110,853 corporates
20,779 employees*
2,108 branches in France
3 foreign branches, 36 representative offices and 30 private banking offices outside France
Data as at 31 December 2011
* Full-time equivalent
CIC profile
CIC is the holding company and network bank for the Greater Paris region. It federates five regional banks and subsidiaries specialised in all finance and insurance business lines in France and abroad.
Activity of the regional banks
CIC Ouest
CIC Sud Ouest
CIC
6 avenue de Provence75009 Paris Tel: +33 (0)1 45 96 96 96www.cic.fr
Chairman and chief executive officer: Michel LucasDeputy chief operating officer: Alain FradinDirector of the retail banking network:Daniel BaalDirector of the corporate banking network:René Dangel
CIC Nord Ouest
33 avenue Le Corbusier59800 Lille Tel: +33 (0)3 20 12 64 64www.cic.fr
Chairman and chief executive officer: Stelli PrémaorDeputy chief operating officers: Eric Cotte – Bernard Duval
CIC Ouest
2 avenue Jean-Claude Bonduelle 44000 Nantes Tel: +33 (0)2 40 12 91 91 www.cic.fr
Chairman and chief executive officer: Michel Michenko Deputy chief operating officers: Michel David – Laurent Métral
CIC Est
31 rue Jean Wenger-Valentin67000 Strasbourg Tel: +33 (0)3 88 37 61 23www.cic.fr
Chairman and chief executive officer: Philippe VidalChief operating officers: Luc Dymarski – Pierre Jachez
CIC Lyonnaise de Banque
8 rue de la République69001 Lyon Tel: +33 (0)4 78 92 02 12www.cic.fr
Chairman and chief executive officer: Rémy WeberDeputy chief operating officers: Isabelle Bourgade – Yves Manet
CIC (Greater Paris region)
Customers (1): 686,153
• individuals 571,897
• associations 11,101
• self-employed professionals 89,236
• corporates 13,919
ATMs 290
Customer loans 15,591
Customer deposits 15,102
Managed savings 10,431
CIC Ouest
Customers (1): 697,343
• individuals 576,361
• associations 9,799
• self-employed professionals 90,560
• corporates 20,623
ATMs 391
Customer loans 16,873
Customer deposits 11,354
Managed savings 9,353
CIC Sud Ouest
Customers (1): 394,388
• individuals 314,977
• associations 7,118
• self-employed professionals 62,290
• corporates 10,002
ATMs 376
Customer loans 8,172
Customer deposits 5,340
Managed savings 3,440
(1) including other customers
Data at 31 December, 2011; monthly average principal amounts in millions of euros
CIC Sud Ouest
CIC Lyonnaise de Banque
CIC Est
CIC Ile-de-France
CIC Nord Ouest
CIC Sud Ouest
Cité Mondiale20 quai des Chartrons33058 Bordeaux Cedex Tel: +33 (0)5 57 85 55 00www.cic.fr
Chairman and chief operating officer: Jean-Jacques TamburiniChief operating officer: Pascale Ribault
CIC Nord Ouest
Customers (1): 746,517
• individuals 631,132
• associations 9,668
• self-employed professionals 86,989
• corporates 18,728
ATMs 338
Customer loans 16,059
Customer deposits 11,888
Managed savings 8,241
CIC Lyonnaise de Banque
Customers (1): 926,661
• individuals 752,733
• associations 16,342
• self-employed professionals 131,414
• corporates 26,172
ATMs 599
Customer loans 23,122
Customer deposits 15,764
Managed savings 13,154
CIC Est
Customers (1): 1,010,979
• individuals 855,956
• associations 14,037
• self-employed professionals 119,577
• corporates 21,409
ATMs 476
Customer loans 21,551
Customer deposits 13,828
Managed savings 10,749
CIC comprises:
• CIC (Crédit Industriel et Commercial), the holding company and bank that heads the CIC group. It is also the regional bank serving the Greater Paris region and houses the group’s investment, financing and capital markets activities;
• five regional banks, each of which serves a clearly-defined region;
• specialist entities and service companies serving the entire group.
Crédit Mutuel shareholdings by business:
Private bankingBanque de Luxembourg: 27.6%
Specialised businessesCM-CIC Asset Management: 76.5%CM-CIC Bail: 0.8%CM-CIC Lease: 45.9%CM-CIC Factor: 4.5%
InsuranceGroupe des Assurances du Crédit Mutuel: 79.5%
Shared services companiesEuro Information: 87.5%
Simplified organisation chart
100%
CICNord Ouest
CICOuest
CICEst
100%Retail banking
network
Privatebanking(1)
Privateequity
Specializedbusinesses
Sharedservices
companies
Insurance
CICLyonnaisede Banque
100%
CICSud Ouest
100%
Groupe desAssurances
du CréditMutuel
20.5%
100%
CM-CICCapitalFinance
EuroInformation
12.5%
GIECM-CICTitres
No capital
GIECM-CIC
Services
No capital
62.7%
DublyDouilhet
100%
Banque CIC
Suisse
100%
72.4%
Banque de Luxembourg
100%
CICBanque
Transatlantique
CIC PrivateBanking -
Banque Pasche
100%
CIC
CM-CICEpargneSalariale
CM-CICGestion
CM-CICAsset
Management
CM-CICAidexport
CM-CIC Factor (2)
CM-CICSecurities
95.5% 100%
100%23.5% 99.9%100%
CM-CIC Lease
54.1%
CM-CICBail
99.2%
The percentages indicated represent the percentage of control exercised by CIC within the meaning of Article L.233-3 of the French Commercial Code. Companies that are not controlled by CIC (less than 50% holding) are also held by Crédit Mutuel, as indicated opposite. They are thus controlled within the meaning of the same Article by the Crédit-Mutuel-CIC group.
(1) Private banking business is also conducted by CIC’s Singapore branch (in Singapore and via CIC Investor Services Limited in Hong Kong).
(2) CM-CIC Factor (formerly Factocic) absorbed CM-CIC Laviolette Financement on 2 January 2012.
FinancialAsset Management* • Bail* • Épargne Salariale*
Gestion* • Factor* • Securities* • Titres* • Aidexport*BECM • Sofémo • Filaction • ESN • Home Loan SFH*
TechnologyEuro Information • EID - EIP • EIS - Sicorfé • EP Surveillance
EIDS • ETS • Euro GDS • Euro P3C • Euro TVS EurAfric Information • IID / DPS • Keynectis • CardProcess
NRJ Mobile • Axxès • EP Services
InsuranceGACM • ACM Vie SAM • ACM Vie SA • Sérénis Vie • ACM IARD Sérénis Assurances • ACM Services • Partners • RACC Seguros
RMA Watanya • Astree • ICM Life • Procourtage
Real estateSarest* • Ataraxia* • SOPARIM* • SOFEDIM* • AFEDIM*
Gestion immobilière* • Lease CMH
Asset managementCIC Banque Privée • CIC Banque Transatlantique (France,
Luxembourg, Belgium, Singapore, Montreal) • Banque de Luxembourg CIC Suisse • Banque Pasche • Dubly Douilhet
Private equityCM-CIC Capital Finance • CM-CIC Investissement (SCR)
93%
6%
93%
5%
25%
100%
50%
20%
50%
51%
100%
100%
100%
100%
100%
100%
6.60%
50%
CIC Nord Ouest
CIC Est
CIC Ouest
CIC Sud Ouest
CIC Lyonnaise de Banque
Banca Popolare di Milano
CIC Iberbanco
Cofidis
Banque Casino
Banque de Tunisie
BMCE Bank
Banco Popular
TARGOBANK (Spain)
TARGOBANK (Germany)
11 federations(1)
Banque Fédérative du Crédit Mutuel
(BFCM)
(1) Centre Est Europe; Sud-Est; Ile-de-France; Savoie-Mont Blanc; Midi-Atlantique; Dauphiné-Vivarais; Loire-Atlantique et Centre-Ouest; Normandie; Centre; Méditerranéen; Anjou.
* CM-CIC subsidiaries
Spain
France
Germany
United Kingdom
U.K.
Czech Republic
Slovakia
Hungary
Portugal
1
Luxembourg2
Switzerland3
Morocco
Tunisia
Belgium
Italy
1 CM-CIC Bail Belgique – BT Belgium Cofidis – Partners (Insurance)
2 Banque de Luxembourg – BT Luxembourg ICM Life (Insurance)
3 CIC Private Banking – Banque Pasche Banque CIC (Suisse)
The strength of an international group
Regional banks and local banks
Caisse Fédérale de Crédit Mutuel(Banks 82% – ACM 18%)
Caisses de Crédit Mutuelof the 11 federations
Centre Est Europe
Sud-Est
Ile-de-France
Savoie-Mont Blanc
Midi-Atlantique
Centre
Dauphiné-Vivarais
Loire-Atlantique Centre-Ouest
Méditerranéen
Normandie
Anjou
International and specialist network
International network
Europe
Germany
Wilhelm-Leuschner Strasse 9-11D 60329 Frankfurt am MainTel: +49 69 97 14 61 01E-mail: [email protected]
Christoph Platz-Baudin
Belgium and the Netherlands
CIC Banque Transatlantique Belgique Rue de Crayer, 141000 BrusselsTel: +32 2/554 18 90E-mail: [email protected]
Yolande van der Bruggen
Spain
Calle Marquès de la Ensenadan°2-328004 MadridTel: +34 91 310 32 81/82E-mail: [email protected]
Rafael Gonzalez-Ubeda
United Kingdom
Veritas House125 Finsbury PavementLondon EC2A IHXTel: +44 20 74 54 54 00
Ubaldo Bezoari
Greece
Vassileos Alexandrou 5-7 11528 Athens Tel: +30 210 72 22 531/541E-mail: [email protected]
Georges Anagnostopoulos
Hungary
Budapesti kepviseleti Iroda Fö utca 10 H-1011 Budapest Tel: +36 1 489 03 40E-mail: [email protected]
Kalman Marton
Italy
Corso di Porta Vittoria, 2920122 MilanTel: +39 02 55 19 62 42E-mail: [email protected]
Luigi Caricato
Poland
Ul Stawki 2Intraco 29 p.00-193 WarsawTel: +48 22 860 65 01/02/03E-mail: [email protected]
Barbara Kucharczyk
Portugal
Avenida de Berna n°30, 3° A1050-042 Lisbon Tel: +351 21 790 68 43/44E-mail: [email protected]
Henrique Real
Czech Republic
Mala Stepanska 912000 Prague CZ Tel: +420 2 24 91 93 98E-mail: [email protected]
Zdenka Stibalova
Romania
Str. Herastrau nr.1, etaj 2Apt. 6, Sector 1 011981 Bucharest Tel: +40 21 203 80 83E-mail: [email protected]
Adela Bota
Russian Federation - CIS
9, korp. 2A Kutuzovskiy prospektOffice 93-94121248 MoscowRussian Federation Tel: +7 495 974 12 44E-mail: [email protected]
Nikita Stepanchenko
Sweden and Scandinavia
Grev Magnigatan 6SE - 114.55 StockholmTel: +46 8 611 47 11E-mail: [email protected]
Martine Wahlström
Switzerland
29 avenue de Champel1211 Geneva 12 Tel: +41 22 839 35 06E-mail: [email protected]
Nadine Johnson
Turkey
Suleyman Seba Cad. N° 48 BJK Plaza A Blok K:4 D:41 Akaretler34357 Besiktas Istanbul Tel: +90 212 227 67 39 E-mail: [email protected]
Mehmet Bazyar
Africa
Algeria
38 rue des Frères Benali (ex-Parmentier) Hydra16000 Algiers Tel: +213 21 60 15 55E-mail: [email protected]
Ahmed Mostefaoui
Egypt
28 rue CherifCairo 11-111 Tel: +20 2 23 93 60 45E-mail: [email protected]
Hussein M. Lotfy
Morocco
12 boulevard Brahim RoudaniRésidence Zeïna 1er étage - Appartement 10220000 CasablancaTel: +212 522 20 67 67/68 16E-mail: [email protected]
Mahmoud Belhoucine
Tunisia
Immeuble Carthage CenterRue du Lac de Constance1053 Les Berges du Lac - TunisTel: +216 71 96 23 33/96 30 78E-mail: [email protected]
Emna Ben Amor – Dimassi
Middle East
United Arab Emirates
Dubaï-Al Wasl-Sheikh Zayed roadDubaï National Insurance Building1st floor - Office 106Po Box : 16732 DubaiUnited Arab Emirates Tel: +971 4 325 1559E-mail: [email protected]
Blanche Ammoun
Israel
Y.S. ConsultingBeit Hatasiya (Industry House)29, Hamered Street, 10th floor - Suite 1030POB 50156Tel-Aviv 61500 Tel: +972 3 517 22 71E-mail: [email protected]
Jacob Shtofman
Lebanon and Middle East
AchrafiehRue de l’Archevêque GhofrayelImmeuble Attar - rdc gaucheBeirut Tel: +961 1 216 320E-mail: [email protected]
Blanche Ammoun
Americas
Brazil
CIC Do BrasilRua Fidêncio Ramos, 22313 Andar - cj 132CEP 04551 - 010Sao Paulo SPTel: +55 11 3846 2212E-mail: [email protected]
Luiz Mendes de Almeida
Chile
Edificio World Trade Center SantiagoAv. Nueva Tajamar 481Torre Norte - Oficina 1401Las Condes - Santiago de ChileTel: +56 2 203 67 90E-mail: [email protected]
Sylvie Le Ny
United States
CIC520 Madison AvenueNew York, N.Y. 10022Tel: +1 212 715 44 00E-mail: [email protected]
Steve Francis
Mexico
Andrés Bello n° 45Piso 13ACol. Polanco 11560Mexico D.F.Tel: +52 55 52 80 83 73E-mail: [email protected]
Olivier Soulard
Venezuela
Centro Plaza - Torre A - Piso 12Oficina 1Avenida Francisco de MirandaCaracasPostal address: Apartado Postal 60583 Caracas 1060 Tel: +58 212 285 45 85/286 25 03E-mail: [email protected]
Pierre Roger
Asia
East China/Shanghai
Room 2005Shanghai Overseas Chinese MansionN° 129 Yan An Xi Road (w)Shanghai 200040 Tel: +86 21 62 49 66 90/69 27E-mail: [email protected]
Shan Hu
North China/Beijing
Room 310, Tower 1, Bright ChinaChang An BuildingN° 7 Jianguomennei DajieDong Cheng DistrictBeijing 100005 P.R.Tel: +86 10 65 10 21 67/68E-mail: [email protected]
Wenlong Bian
South China/Hong Kong
22nd floor, Central Tower28 Queen’s Road CentralHong KongTel: +85 2 25 21 61 51E-mail: cichongkong@ cichongkong.com
Timothy Lo
South Korea
Samsug Marchen House 601Il-San-Dong-KuJang-Hang-Dong-2-Dong 752Goyang 410-837 South KoreaTel: +82 31 901 1225E-mail: [email protected]
Isabelle Hahn
India
A-31 Feroz Gandhi MargLajpat Nagar Part 2New Delhi 110 024Tel: +91 11 41 68 06 06E-mail: [email protected]
Mathieu Jouve Villard
Indonesia
Wisma Pondok Indah 2,Suite 1709Jalan Sultan Iskandar MudaPondok Indah Kav. V-TAJakarta Selatan 12310Tel: +62 21 765 41 08/09E-mail: cicindonesia@ cicindonesia.co.id
Japan
Sun Mall Crest 3011-19-10 ShinjukuShinjuku-kuTokyo 160 - 0022Tel: +81 3 32 26 42 11E-mail: [email protected]
Frédéric Laurent
Singapore
63 Market Street #15-01 floor Singapore 048942Tel: +65 65 36 60 08www.cic.com.sgE-mail: [email protected]
Jean-Luc Anglada
Taiwan
380 Lin-shen North Road10 F (101 room)TaipeiTel: +886 2 2543 26 62/63E-mail: [email protected]
Henri Wen
Thailand
496-502 Amarin Tower, 10th floorPloenchit road, LumpiniPathumwanBangkok 10330Tel: +66 2 305 6894E-mail: [email protected]
Abhawadee Devakula
Vietnam
c/o Openasia Consulting Limited6B Ton Duc Thang Street, 1st floorDistrict 1Hô Chi Minh City Tel: +848 391 05 029E-mail: [email protected]
Dai Tu Doan Viet
Oceania
Australia
Suite 1 503, Level 15 Chifley Tower2 Chifley SquareSydney NSW2000 AustraliaTel: +61 2 922 607 01E-mail: [email protected]
Lee Sutton
Specialist network
FrancePrivate Banking
CIC Banque Transatlantique26 avenue Franklin D.Roosevelt75008 ParisTel: +33 1 56 88 77 77www.banquetransatlantique.com
Chairman and Chief Executive Officer: Bruno Julien-LaferrièreDeputy Chief Operating Officer: Hubert Veltz
Private equity
CM-CIC Capital Finance4-6 rue Gaillon75002 ParisTel: +33 1 42 66 76 63 www.cmcic-capitalfinance.com
Antoine Jarmak – Pierre Tiers Carl Arnou
BelgiumPrivate Banking
Banque Transatlantique BelgiumRue De Crayer, 141000 BrusselsTel: +32 2 626 02 70E-mail: btb@ banquetransatlantique.be
Michel de Villenfagne
United KingdomPrivate Banking
CIC Banque Transatlantique
125 Finsbury PavementLondon EC2A IHXTel: +44 20 74 96 18 90E-mail: btlondres@ banquetransatlantique.com
Yves Pinsard
LuxembourgPrivate Banking
Banque de Luxembourg14 boulevard RoyalL 2449 LuxembourgTel: +35 2 49 92 41E-mail: [email protected]
Pierre Ahlborn – Philippe Vidal
Banque Transatlantique Luxembourg17 Côte d’Eich - BP 884L 2018 LuxembourgTel: +35 2 46 99 891E-mail: [email protected]
Didier Huard
SwitzerlandPrivate Banking
CIC Private Banking- Banque Pasche10 rue de HollandeCase Postale 57601211 Geneva 11 Tel: +41 22 818 82 22E-mail: [email protected]
Christophe Mazurier
Banque CIC (Suisse) SA13 place du Marché4001 BaselTel: +41 61 264 12 00E-mail: [email protected]
Thomas Müller – Philippe Vidal
United StatesPrivate Banking
CIC Banque Transatlantique520 Madison AvenueNew York, N.Y. 10022Tel: +1 212 644 42 19E-mail: btnewyork@ banquetransatlantique.com
Pascal Le Coz
Hong KongPrivate Banking
CIC Banque Transatlantique22/F, Central Tower28 Queen’s Road CentralHong KongTel: +85 2 21 06 03 91E-mail: bthongkong@ banquetransatlantique.com
Juliette Michelon-Tang
CIC Investor Services Limited22nd floor, Central Tower28 Queen’s Road CentralHong KongTel: +85 2 21 06 03 88E-mail: [email protected]
Timothy Lo
SingaporePrivate Banking
CIC Banque Transatlantique63 Market Street #15-01Singapore 048942Tel: +65 62 31 98 80E-mail: btsingapour@ banquetransatlantique.com
Hervé Guinebert
CIC Singapore63 Market Street #15-01Singapore 048942Tel: +65 62 31 98 80www.cic.com.sgE-mail: [email protected]
Paul Kwek
CIC, a French limited company (société anonyme) with share capital of €608,439,888 – 6, avenue de Provence - 75009 Paris Swift CMCIFRPP – Tel: +33 1 45 96 96 96 – Paris Trade and Companies Registry no. 542 016 381
Register of Insurance Intermediaries no. 07 025 723 (www.orias.fr) Bank governed by Articles L.511-1 et seq. of the French Monetary and Financial Code for transactions carried out in its capacity as an insurance intermediary
www.cic.fr May
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