CEO ROUNDTABLECOOPERATIVE INVESTMENTS: DRIVING A COMMUNITY TO BE OPPORTUNITY FOCUSED

November 7, 2012at the Frederik Meijer Gardens & Sculpture Park Welcome!

Your Board of Directors...

Chris Butler

David Wright

Dean Wilson

Don Mills

JeffJorgensen

VickieSchmitzer

ScottMcFarland

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A Hint on This Year’s Numbers

Declared 2012 Patronage Dividends:$ 700,000 Standard Patronage Dividend$ 800,000 Bonus Patronage Dividend

$1,500,000Year #3 for a Bonus Patronage Dividend: is this becoming an annual tradition?

Projected Stock Dividend: 4.45% Projected Increase in Stock Equity: 19%+ Projected Stock Price: $180,000 per owner share

These are all projections and should be finalized by December based on our CPA’s work...then look for a check!

THE BOARD’S INSTRUCTIONS TO OUR CPA FOR CLOSING THE YEAR

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It’s Been a Great Year...

In August, the BOD approved the 2013 Business Plan and Budget This marked the end of our 2013 Planning Session, and now we’re on

to executing the plan – our new year started 10/1/2012 Today’s event is the first in our planning season for 2014

There are many more events planned for 2013, as part of our 2014 planning season – from our Board meetings to focus groups to all of our credit union education – it will be a full year

The next major event is our Leadership Conference (June 18-20, 2013 – mark your calendars!)

We truly appreciate your participation, and respect your dedication in leading this cooperative

...NOW ON TO 2013!

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Today’s Agenda

Morning (9:00-12:20) 9:15 Introduction

Cooperative Investments: Driving a Community to be Opportunity Focused (Randy Karnes)

9:30 CU*Answers Innovator Investment & Grant Program: Your 2012 Finalists Presentations from our 4 finalists 10 minute break after each for group

discussion and networking 12:20 Lunch

Submit your questions by 1:00!!

Afternoon (1:15-3:00) 1:15 II&G Program Wrap-up

Update from one of our finalists from last year

1:30 Q&A with Jack Antonini Insights on studying opportunities,

fostering projects, and pushing investment in opportunity

2:30 Wrap-Up

Now introducing today’s facilitator...Randy K

QUESTIONS FOR JACK?FILL OUT THE FORM AND GIVE TO DAWN BEFORE LUNCH

Cooperative Investments

DRIVING A COMMUNITY TO BE

OPPORTUNITY FOCUSED

The 2012 Innovator Investment & Grant Program

OUR FINALISTS

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Thanks to All of the Participants

David JezewskiCommunity Star CU

Annie Lepper Superior Choice CUU

Kevin FinneranDetroit Metropolitan CU

Kristy PelleSpokane Media FCU

Jenny Bickel Frankenmuth CU

Chris Butler Community CU

Charles Papenfus Inland Valley FCU(2 ideas submitted)

Renee Maeder Best Advantage CU(2 ideas submitted)

Lisa ToheyGrand Rapids Family CU

= SEMI-FINALIST

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Our Finalists

Time Idea Presented by

9:30 Mobile Branch Charles PapenfusInland Valley FCU

10:05 Break / Group Discussion / Networking

10:25 Field of Dreams Jenny BickelFrankenmuth CU

11:00 Break / Group Discussion / Networking

11:10 Flix in the Sticks Renee MaederBest Advantage CU

11:35 Break / Group Discussion / Networking

11:45 The Great Debt Pay Down Annie LepperSuperior Choice CU

IN PRESENTATION ORDER (RANDOMLY PLACED)

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Hearing From Our Finalists

Presentation and Q&A35 minutes Each finalist will have a total of 35

minutes to present his or her idea Includes time to field questions from

the group (we’ll pass around the microphone)

Determining the Winner(s) Ballot data collected today will be presented to the CU*Answers Board of

Directors for consideration The Board will make its final decision and announce the awards no later than

January 31, 2013

HERE’S HOW THE MORNING WILL GO...

Group Discussions10 minutes Between each finalist presentation,

we’ll take a 10 minute break for refreshments

Discuss the idea amongst yourselves...at your table or with any other group!

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Is this a good business for the network to invest its money?

If it’s not really a business per se, is it still a good idea? Something that is worthy of our financial support?

Is this a repeatable business that could potentially be implemented in your community, by other credit unions or network partners?

Thinking as a venture capitalist, would you invest your own money in this idea?

What to Listen ForMARK YOUR BALLOT WHILE YOU LISTEN

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LUNCHREMEMBER TO

SUBMIT YOUR QUESTIONS FOR

JACK ANTONINI BEFORE YOU EAT!

Don’t forget your ballots!

TURN THEM IN TO ANY CU*ANSWERS STAFF

PERSON BEFORE YOU LEAVE TODAY

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Following Up on Last Year’s InvestmentsLET’S HEAR FROM ONE OF OUR WINNERS...

THANKS FOR THE DAY!