CASH-FLOWKINGS AND

QUEENS

What You Need To Know

This session and all the information and content it contains is general in nature only. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider you financial situation and needs before making any decisions based on this information. K JACOBSEN ABN 86 179 514 695 trading as Nextgen Financial Services is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee and Australian Credit Licensee.Further, Nextgen FS and AMP Financial Planning does not accept any responsibility arising in any way (including by reason of negligence) for errors in, and omissions from, the information appearing in this budget planner and does not accept any responsibility for any loss or damage, however caused, as a result of any person relying on any information appearing in this session.

01A Cash flow King/Queen

Mindset

02Three fundamental steps to cash flow

mastery

03An Example Of A Proven, simple and effective

cash-flow system

OutlineWhat we’ll cover

About Kristin Freddy Jacobsen I AMHERE TO…

Enable people to live their best life possible through purpose drive wealth

My Why

• Help you make smart choices about your money

• Get your entire financial house in order

• Reach your purpose driven financial goals

A Cash flow King/QueenMindset

The value of money

Cash-flow is the core Investing

Debt Management

Backup plan

Cash-flow

Australia’s Debt Appetite

Adjusting for inflation, Australia’s average household debt is four times what it was 27 years ago

Australia’s Debt Appetite

The ratio of household debt to disposable income has almost tripled since 1988, from 64% to 185%.

Australia’s Debt Appetite

If interest rates were to rise by 2.5%, households with the top 10% of debt

would see their repayments rise from 37.3% of their disposable income to 52.7%.

Don’t go broke trying to look rich

$45,000 per yearSpend $44,000

+ $1,000

$240,000 per yearSpend $241,000

- $1,000

3 Fundamental Steps To Cash-flow Mastery

STEP 1

Create an automatic, cash flow system

Keep it simple

Automate it

STEP 2

Use Virtual Money Jars

What we can learn from grandparents

Easy feedback system

STEP 3

Track it

All Your Finances in one place

Easy and automatic cash flow tracking

An example of a proven, simple and effective cash-flow system

Example

PER WEEK$1,000 net income

$500 Living expense + $100 emergency buffer (60%)$100 fun (10%) and $100 lifestyle expenses (10%)

$200 towards grow fund (20%)

Results

$100 per week each to spend on whatever$5,200 per year for a holiday, deposit for car etc. $10,400 per year off debt or to grow your wealth

Less stress and better quality of life

01A Cash flow King/Queen

Mindset

02Three fundamental steps to cash flow

mastery

03An Example Of A Proven, simple and effective

cash-flow system

SummaryAnd Action Items

SummaryAnd Action Items

1. Download the cash flow success blue print (Free)

2. Setup Your Free My Prosperity Wealth Trial (Free)

3. Book in a Financial Roadmap Session ($149)(Valid until the following Friday)

Tip of the icebergInvesting

Debt Management

Backup plan

Cash-flow

Connect with us

nextgenau

nextgenau

Kristin Jacobsen

Ngfs.com.au

Thank you!Have a great week/end