birdseye financial profile (client packet)

8/3/2019 Birdseye Financial Profile (CLIENT PACKET)

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Birdseye Meeting Agenda

A. Introduction

B. Agent Background

C. Client Background

1. Review Financial Foundation2. Investment Risk / MAP

3. Goals and Priorities

D. Seven Key Steps to Planning

1. Financial Foundation

2. Risk Management

3. Wealth Accumulation

4. Taxes and Inflation

5. Retirement Plans6. Asset Protection

7. Estate Planning

E. Six Step Process

1. Personal Commitment

2. Data Gathering Date:• Financial Questionnaire (two pages)

•

Assets and Liabilities• Budget Analysis

• Social Security Statements

3. Critical Factor Analysis

4. Review Assessment Date:

5. Implementation of Action Plan

6. Introductions to my services… (four or more)

Many people never take the time to do what you are doing. When the time is right and you find a friend,co-worker or a family member who could benefit from our service, all we ask is that you don’t keep us a

secret. Let us know how to get connected with them and help them as we have helped you.

We help you navigate through the Financial Maze of life…

Birdseye Financial Services

Office (800) 588-0558 / Fax # (425) 412-6865Email: [email protected] / WEB: www.birdseyefinancial.com

Health

Insurance

• Retirement Plans

• Taxes and Inflation

• Wealth Strategies

• Business Ownership

Estate Plans

Long-Term Care

Asset Protection

Wealth Transfer

Life

Insurance

Auto & Property

Insurance

Disability Income Protection

Greatest asset is your ability to work…

Review Current Plans, Goals, Priorities and Documents

RISK MANAGEMENT

Estate

Plans

Wealth Accumulation

FINANCIAL FOUNDATION

mailto:[email protected]

http://www.birdseyefinancial.com/





Corbin Lindsey

(425) [email protected]

What does a Financial Representative do?As an Independent Financial Representative, our goal is to help clients (individual and businesses owners) define their financial goals, review their current insurances and investments

and focus on planning strategies. The list below is a sample of the most common services and

products offered. Being independent allows us to offer what is the most competitive product

(Insurance or Investment) that best fits your plan. All too often, we find that people are sold

products to fit their plan rather than build a plan and fit the products to make that plan work.

Captive agents are limited to what they can offer both in services and products so with us you

will notice a difference.

“We work for our clients, NOT for the insurance company.”

HOW MUCH DOES THE SERVICE COST?Corbin Lindsey

We are NON-FEE based Representatives who DO NOT charge fees. We are compensated directly from insurance a

investment companies. This practice offers all Financial Analysis, Planning Strategies and Portfolio Development alowith local workshops at NO CHARGE. However, due to the amount of time invested, we do ask that each client helped w

in exchange provide us with four or more qualified introductions to others like themselves.

WHAT WE DO COMPANIES APPOINTMENTS (Partial List)











PLANNING

• Budget Analysis

• Financial Foundation Review

• Risk Analysis

• Wealth Accumulation Strategies

• Tax Strategies

• Retirement Planning

• Asset Protection & Estate Planning

• Pension Maximization

• Investment Strategies

• Mortgage Equity Management

BUSINESS PLANNING

• Business Buy/Sell Funding

• Business Continuation

• Key Man (Golden Handcuffs)

• Executive Bonus

• 401(k) / Simple / SEP IRA’s

• Employee Benefits Employee

• Educational Workshops

INSURANCE PRODUCTS• Health Insurance / Dental / Vision

• Disability Income Protection

• Life Insurance

• Long-Term Care

• Medicare

INVESTMENTS

• 401(k), 403(b), 457

• IRA (Traditional and ROTH)

• Annuities (Fixed, MYGA, Indexed)

• Cash Value Life Insurance

• Mutual Funds

• ALLIANZ LIFE INSURANCE COMPANY OF NORTH

AMERICA

• AMERICAN GENERAL LIFE INSURANCE COMPANY

• AMERICAN NATIONAL INSURANCE COMPANY

• Aviva Life and Annuity Company

• BANNER LIFE INSURANCE COMPANY

• FORETHOUGHT LIFE INSURANCE COMPANY

• GENWORTH LIFE INSURANCE COMPANY

• GROUP HEALTH COOPERATIVE

• HUMANA INSURANCE COMPANY

• ILLINOIS MUTUAL LIFE INSURANCE COMPANY

• INDEPENDENT ORDER OF FORESTERS

• LIBERTY LIFE INSURANCE COMPANY

• LIFE INSURANCE COMPANY OF THE SOUTHWEST

• LINCOLN NATIONAL LIFE INSURANCE COMPANY THE

• MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

• METROPOLITAN LIFE INSURANCE COMPANY

• MIDLAND NATIONAL LIFE INSURANCE COMPANY

• NATIONAL WESTERN LIFE INSURANCE COMPANY

• NORTH AMERICAN INSURANCE

• PACIFICARE LIFE AND HEALTH INSURANCE COMPANY

• PRUCO LIFE INSURANCE COMPANY

• PRUCO LIFE INSURANCE COMPANY

• REGENCE BLUE SHIELD

• RELIANCE STANDARD LIFE INSURANCE COMPANY

• RELIASTAR LIFE INSURANCE COMPANY

• SECURITY LIFE OF DENVER INSURANCE COMPANY

• TRANSAMERICA LIFE INSURANCE COMPANY

• UNITED HEALTH CARE (Secure Horizon, Evercare,

AARP)

Assets and Liabilities Worksheet

To facilitate a Needs Analysis which details where your current risk factors and the status of your retirement outlook, we ask that you obtain recent copies of each investment documentslisted below. (Please have available for review upon our next appointment.)

Client Name: Date:

PLEASE PROVIDE A COPY OF

• Current Budget Breakdown

• Social Security Statements (A copy may be obtained at www.ssa.gov)

INVESTMENTS / ASSETS(Please have copies of statements for review)

Current Value Rate Mo. Payment



https://fortress.wa.gov/oic/laa/LAAMAIN.ASPX?MODE=C&SEPCMODE=N&WAOIC=961
























http://www.ssa.gov/



























http://www.ssa.gov/





• CD’s (Certificate of Deposit) $ % $

• Savings Account / Money Market $ % $

• 401 k / 403 / 457 Plans $ % $

• IRA - Traditional / Simple / SEP $ % $

• IRA – Roth $ % $

• Stock Accounts $ % $

• Mutual Fund Accounts $ % $

• Bond Accounts $ % $• Annuity (Fixed / Index / Variable) $ % $

• Pension (Fed / State / City) $ % $

• Pension (Military / Union) $ % $

• House Market Value $ Equity $

LOANS / OBLIGATIONS Balance Rate Mo. Payment

• House 1st Mortgage $ % $

• House 2nd Mortgage $ % $

• Car Loans $ % $

•

Education Loans$ % $

• Personal Loans $ % $

• Other Loans $ % $

• Credit Card Accounts $ % $

• OTHER: $ % $

Current In-Force Policies(Please have policies for review)

Face Amount Mo. Payment

• Life Insurance (from work) $ $

• Life Insurance (term) $ $

• Life Insurance (cash value type) $ $

• Disability Income $ $• Long-Term Care $ $

• Critical Illness Insurance $ $

*** Please have the above information ready prior to our next appointment.However, should you not be able to gather all information listed above prior

to our meeting you can supply that information at a later date.









Budget AnalysisCLIENT NAME: Date:

First name Occupation Gross Inc Net Inc Medical Pre-tax Save Other

Total Monthly Income Total

Expenses Company Int. Rate Balance Payment Budget Disabled???

M t g .

L o a n s

1st Mtg

2nd Mtg

Line of Credit

Mortgage Loans Total

A u t o

L o a n s

Car

Auto Loans Total

L o n g - T e r m

D e b t

Student Loan

Credit Card

Long-Term Debt Total

M o n t h l y L i v i n g E

x p e n s e s

( U t i l i t i e s / I n s u r a n c e s )

Gasoline for cars

Electricity

Garbage

Sewer & Water Home Phone

Groceries

Child Care

Auto Insurance

Retirement / Savings

Disability

Life Insurance

Monthly Living Expenses Total

M o n t h l y

S p e n d i n g

Entertainment

Cell Phones

Cable

Internet

OTHER









Monthly Spending Total

Monthly Expenses TotalSURPLUS / DEFICET

*** Optional Excel version of this budget analysis is available upon request or you may go to: www.birdseyefinancial.co





