biblical truth concerning stewardship and distribution of funds

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    Other Booklets in this series

    Contact for copies

    Biblical Truths on Quiet time with God(Eng/Tel) Biblical Truths on Christian Marriage Biblical Truths on Career and Money Biblical Truths on Christian Discipleship(Eng/Tel) Backslider in heart (Eng/Tel)

    Biblical Truths on Stewardship

    Copyright (c) 2013, G John Thimothy

    All rights reserved, no part of this booklet may bereproduced, stored in a retrieval system or transmittedin any form without the prior permission of thecopyright owners. Any part of this booklet that is quotedmust bear reference to the title and author. Themeticulous efforts of Ms Mary G, in reviewing thelanguage of the manuscript, are acknowledged.

    Printed by: Scripture Focus. INDIA

    Price: Rs 15

    mailto:[email protected]:[email protected]:[email protected]:[email protected]
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    Content

    Preface .. 3Introduction 4Characterstics of a steward .. 7Areas of stewardship .. 13Our attitude towards Riches ..18Finance at Home... 21Distribution of funds 25

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    Preface

    As a student we learnt about God, sin, Salvation,

    Quiet time with God, Personal Bible study and Personal

    Witnessing. As we move up and come to pre-final year

    students we start thinking about career, marriage, and

    money. God wants us to be a faithful steward in thisworld.

    The notes in this booklet were taken as a practical

    talk on Stewardship in student discipleship camps

    during 2002-2004. While preparing the messages, I usedUngers Bible Dictionary , Alexan der Crudens

    Concorance , notebook and pen . In 2013 I felt there is a

    need to publishing a booklet on Stewardship . As the

    thought came, I started re-working on the material inwhich I added new chapters on Managing the money

    and distribution of funds .

    As we keep reading the book, my prayer is that

    every one should come back to the Bible and check thetruths and live a basic Christian life.

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    Introduction

    Stewardship: Steward is a person who manages

    another persons property and or all other affairs. Thi s

    can be incharge of household, large estate or club or

    hotel or resort. A ship's officer who is incharge of

    provisions and dining arrangements is also called as

    steward. An attended on a ship or aeroplane is also

    called steward. An official who supervises or helps to

    manage an event is also a steward. A shop steward is

    another example. Biblical stewardship is the productive

    and joyful acquiring, managing, using, giving and sharing

    with others the very best of our time, treasure, talent,

    and nature. There are various synonyms for word

    steward like manager,overseer,agent(treasurer)

    or governor .

    In scripture stewardship is usually rendered to one

    who manages the affairs or superintends the household

    of another, as Eliezer of Damascus did that of Abr ahams

    (Genesis 15:2). Great confidence was reposed in those

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    who held such an office, and hence Paul describes

    Christian ministers as the stewards of God over his

    Church and family (Titus 1:7). Believers also are

    described as stewards of Gods gifts and gr ace, to

    dispense their benefits to world (1 Peter 4:10). Our Lord

    frequently refers to the responsibilities of steward ship

    for illustrating his reasoning. In the parable of unjust

    steward, who defrauds his master by collusion with the

    debtors (Luke 16).

    Christian stewardship : is the joyous management of

    complete life and lifes resources. Every believer,

    responding with love to Gods abundant outpouring of

    material blessings, shares the responsibility of Christian

    stewardship. Everything that we own is actually on

    loan from God. Apostle Paul wrote, We broughtnothing into the world, and we can take nothing out of

    it (1 Tim. 6:7). We should be ready to share our

    materials with others.

    Steward means a manager or porter. Porter isexpected to take it to the destination carefully. A

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    manager has been entrusted with some task and is

    expected to take care of it well. It is given to be used in

    way that it is fruitful or multiply. Christians are stewards

    and are accountable to God.

    Stewards mentioned in the Bible: We can see five

    stewards by name out of them 4 are good stewards and

    1 is a bad example. Eliezer (Genesis 24) Josephs steward

    (Genesis 43:18-25), steward in vineyard (Mathew 20:8)

    Chuza. Herods steward (Luke 8:3) is good examples

    where as Arza is a bad example where he opened his

    home to make Zimri to drink (1 Kings 16:9). The wordsteward is found thirteen times in KJV and the word

    stewardship appears three times in KJV. Going though

    all the verses gives proper perspective of Biblical truths

    on Christian Stewardship.

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    Characteristics of a steward

    1. Be aware of your appointment: "... Who called

    his own servants, and delivered unto them his goods...

    (Mathew 25:14-30). We should realize how much

    amount God given to us. This amount varies with what

    he given to one with other person. We need to trade

    and increase the amount. The minimum gain we can get

    is the interest given by banks. We need to work such

    that our earning is more than bank interest. We should

    not hardened our hearts and accuse our master who

    given talent. We should not think that whatever we do is

    failing others are prospering. We should not be slothful.

    We should venture into business. It is our privilege to be

    able to serve for the sake of increasing what has been

    entrusted on us. Two servants are faithful and another is

    not. Whether we are seen by men or not we must be

    conscious of the fact that our God sees everything. If we

    work on what we got, God will give more bonus on the

    same, otherwise he will take away what we have.

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    2. Be responsible: "As every man hath received the

    gift, even so minister the same one to another, as good

    stewards of the manifold grace of God." (1 Peter 4:10.)

    Every believer received a gift by the Holy Spirit. We

    should identify the gift and work on it. Neglect not the

    gift that is in thee (1 Thimothy 3:14). And always

    remember to stir up the gift which is in us (2 Timothy

    1:6, 7). We should execute the gift with boldness

    (Romans 8:15) Power (Luke 24:49; Acts 1: 1 Cor 16:10; 1

    Timothy 4:14) spirit of love (1 Corinthians 13:4) and

    spirit of a sound mind, understanding and judgement(Galatians 5:22-23). These gifts are specifically given to

    us minister to others with grace. Be confident in the

    work we start using these gifts (Philippians 1:6)

    3. Be faithful: A person should consider as servantsof Christ and managers of God's mysteries. In this

    regard, it is expected of managers that each one be

    found faithful. (1 Corinthians 4:1-2). Here stewardship

    is to administrate the manifold grace of God. We needto be faithful in the activities we are doing. Faithfulness

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    is a characteristic of a believer (Ephesians 1:1, Colossians

    1:1).To find a faithful person it is very difficult (Psalm

    5:9. Find a faithful person associate with him. (Psalm

    101:6). Faithfulness needs patience (proverbs 28:20)

    and it will be rewarded (Mathew 25:21; Mathew 25:23).

    Be faithful in small things (Luke 16:10-12). Be faithful in

    conveying the message (Proverbs 13:17) In Daniel life no

    fault found in him (Daniel 6:4). As we become strong in

    the Lord, We need to commit the same to faithful men,

    who shall able to teach others also (2 Timothy 2:2, 3).

    4. Be discerning: And the Lord said, who then is thatfaithful and wise steward, whom his lord shall make

    ruler over his household, to give them their portion of

    meat in due season? Blessed is that servant, whom his

    lord when he cometh shall find so doing. (Luke 12:42,43) The wise steward has his mind on eternal values and

    He builds his house on the rock (Mathew 7:24) and lays

    up for himself treasurers in heaven (Mathew 6:20). Our

    soul is like a mirror designed to behold and reflectChrist. Yet in order for our soul to reflect Christ in the

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    clearest, most unobstructed way, its fallen source must

    first be denied (Matthew 16:24-26; Luke 9:23-25). This

    means that we must learn to deny our natural mind, will

    and emotion. Secondly, for our soul to reflect Christ

    alone, it must be not only denied but also purified by

    receiving the Word (1 Peter 1:22). Finally, our soul needs

    to be thoroughly transformed into the image of Christ

    by the renewing of the mind (Romans 12:2; 2

    Corinthians 3:18). Thus, when our soul is denied,

    purified, and transformed it is able to fulfil its intended

    function, the glorious, true reflection of Christ. This willhelp us to discern the things.

    5. Be loving: For a bishop must be blameless, as the

    steward of God; not self willed, not soon angry, not

    given to wine, no striker, not given to filthy lucre; But alover of hospitality, a lover of good men, sober, just,

    holy, temperate; Holding fast the faithful word as he

    hath been taught, that he may be able by sound

    doctrine both to exhort and to convince the gain Sayers

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    (Titus 1:7). Love God with all your heart, soul, mind and

    strength." (Mathew 22:37; Luke 10:27).

    If you love God keep his commandments then Love

    yourself (Self-discipline), which reflects in loving your

    neighbour (Mathew 22:39) loving his own wife (Eph

    5:33). family. Father, mother, wife, children, brethren,

    sister and his own life... (Luke 14:5; Eph 5:22-6:9). All

    these are Possible by filling with the Holy Spirit (Eph 5:18

    cf Col 3:16), possible by being rich in word of God (Eph

    5:18 cf Col 3:16)

    6. Be accountable: Luke 16:1- 5 talks about parable

    of unjust steward which teaches us about the wise use

    of time and the danger of covetousness. The steward

    was unjust and wasted his resources. But when the timeof reckoning came he suddenly felt he was working with

    a real people for whom business is a meaning. He taught

    stewardship is just responsibility and privilegeWhen

    time came he learnt that he needs to be accountable.Now he acted smart and ensured that he made some

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    friends by lowering the interest rate and also he proved

    that he was a shrewd manager, capable of acting in

    crisis. He knows that when master comes he will fire him

    or put him in jail. We as the stewards in the house of

    God have tendency to forget that one day an account

    must be given to the Lord. For we must all appear

    before the judgement seat of Christ; that every one may

    receive the things done in his body, according to that he

    hath done, whether it is good or bad . (2 Cor 5:10). If we

    really believe that one day we need to give an account

    to God for our works, this conviction show up in our dayto day life and in using our time talent and treasures.

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    Areas of Stewardship

    Christian stewardship also includes managing lives,

    money and resources. All the material procession we

    have also includes area of stewardship. Stewardship

    means how a believer uses his time, treasure, talent,

    tongue, team, thoughts and things. We should be good

    stewards in using our cars, our houses, and resources.

    Talents and Gifts: Matthew 25:14-30. 1 Corinthians

    12:1-11 you are solely responsible for the use of talents

    and gifts God has given you or that He would give you.

    Your faithful use and profit will have a reward otherwise

    a punishment. (1 Peter 1:4-11) . We need to use both

    talent and gifts to build one another. We need to find

    the specific talent in us , focus and excel in it. Church

    should identify these talents and gifts in a person and

    encourage him to concecreate the talent to God so that

    entire beleivers grow together.

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    Time: Every purpose in life has some time to

    execute (Eccl. 3:1-9) we should start working early

    without postponing (John 9:4). We should plan to do the

    things. Our god is a God who keeps time table (2

    Corinthians. 6:2.) We are accountable to God in terms of

    time . See then that ye walk circumspectly, not as fools,

    but as wise, redeeming the time because days are evil.

    (Eph 5:15-16). This means we have to avoid time

    wasters. Everyone is having 24 hours per day. We

    cannot stretch it and we cannot squeeze it. Present

    worldly system makes us busy only in mind but weneed to utilize the time effectively and should become

    busy in executing work using mind. We should have time

    for God, family, friends and enemies. If you give right

    time to God, He will bless hundred fold and give u time.He has given us the time of our lives for a definite;

    purpose of using it for Gods glory. What you refuse to

    do today may be too late for tomorrow.

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    4. Life: (Matt. 6:25-34) you are a steward even your

    life. You cannot live any way you like. Remember that

    you are bought with a price for a purpose (1 Cor. 6:20;

    7:23). There are some people who will waste their life .

    They will gather the entire resources and property and

    they eat, drink and merry. By the end they realize that

    they wasted entire property or they die before they

    realize. A rich fool said to his soul Soul, thou hast much

    goods laid up for many years; take thine ease, eat, drink,

    and be merry (Luke 12:19). Even prodigal son wasted

    his life he realized after he spent all (Luke 15:14) he said

    to himself I will arise and go to my father and wil l say

    unto him, Father I have sinned against heaven and

    before thee, and ... arose and came to his father ( Luke

    15:17-20). This will lead to merry to the entire family(Luke 15:29). There are another set of people who

    spent their life. Elder brother served the father for

    many years, he never transgressed any time to the

    commandment of his father, and his expectation is thathe want a party with his friends (Luke 15:29). Even elder

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    son does the will of God he doesnt have enjoyment in

    it. Many of us spent their life doing the will of God and

    spend their life but they wont enjoy the fellowship with

    family members. Better is we have to invest our life in

    this present keeping eternity as future in mind. In order

    to achieve this we should use the opportunities wisely

    and manage the life without falling into dangers and

    overcoming the temptations.

    5 Gospel: But as we were allowed of God to be put

    in trust with the gospel, even so we speak; not as

    pleasing meant but God which trieth our hearts ( 1 Thes

    2:4). For I delivered unto you fi rst of all that which I also

    received (1 Corinthians 15:3). Gospel is that which I

    also received how that Christ died for our sins according

    to the scriptures and he was buried and that he roseagain the third day according to the scriptures (1

    Corinthians 15:3, 4). Gospel is a great and pure treasure

    which he put in us. It is our responsibility to proclaim

    and guard it. We need to buy the opportunities and

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    share the Gospel with everyone who ever come across

    in our life.

    6 Creation: In Genesis 1 God provided the water for

    the vegetation, He wanted man to till the ground and

    work on it so that plantation produce fruit. We are the

    stewards of the creation. God put Adam in the garden to

    do his work in tilling the soil and caring for it (Genesis

    2:15). God promised that he will provide the necessary

    material if we seek his righteousness and kingdom which

    doesnt mean that we have to sit idle and seek his

    righteousness and kingdom. We should work, Faithwithout works is dead (James 2:26). A Gardner should

    work on the ground. We sh ould labour as we are

    laborers of god (1Cor 3:9) work is an opportunity where

    we bring out our abilities and utilize the opportunities,As we are going to stand before the God and say along

    with Paul Have fought a good fight, I have finished my

    course, I have kept the faith (2 timothy 4:7)

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    Our Attitude towards Riches

    It was commended in the Bible that every one needs

    to work and eat their fruit. T here are poor among us

    and some are rich among us. We are not supposed to

    advertise our personal needs. Twelve apostles and

    Apostle Paul never advertised their needs. They did

    make known the needs of distressed saints. Bible

    recommends information of need is sent as information

    to the house of God but not with seeking a help. Every

    beleiver even working employee must look to their

    Master alone for due support if employer not paying

    him properly. He it is who moves the hearts of His

    people in right directions to meet His needy beleivers.

    Every transaction of finance may be acknowledged by

    word or letter. Person who is handling money should be

    accountable for every rupee coming into funds.

    Bible warns us He that loveth silver shall not be

    satisfied with silver; nor he that loveth abundance with

    increase: this is also vanity (Ecclesiastes 5:11). The

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    cares of the world, and delight in the riches, and desire

    for other things, enter in and choke the word, and it

    proves unfruitful (Ma rk 4:19). Jesus said to a rich young

    man If thou wilth be perfect, go and sell that thou hast,

    and give to the poor, .. (Mathew 19:21). There is no evil

    in the money itself, but love of money is the root of all

    evil.

    Riches are gift from God (Deut 8:18; 1 Chron 29:12).

    We come across many wonderful men of God who were

    rich. Charge them that are rich in this world, that they

    be not high minded, nor trusted in uncertain riches, butin the living Go, who giveth riches in the living God, who

    giveth us richly all things to enjoy (1 Timothy 6:17).

    When we fail to recognize from where the riches comes

    we bring sorrow and snares of devil in our life. Havingriches puts us into responcibility and duties.Riches

    should be used to do good, that they be rich in good

    works, ready to distribute, willing to communicate ( 1

    Timothy 6:18). Rich people should involve in taking careof the needs of the poor people as a manifestation of

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    love of God. But by an equality, that now at this time

    your abundance may be a supply for their want, that

    their abundance also may be a supply for your want,

    that there may be equality ( 2 Corinthains 8:14).

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    Finance at Home

    Managing funds at Home: We should know our

    income, in come can be fixed monthly salary or variable

    business returns, by re-wards, awards, bank interest,

    shares and house rental. Once you are clear about your

    income, move to your Expenditure.Expenditure is of two

    catergories. Fixed: Tithe, EMI, Savings, School fees,

    house rent e.t.c Variable: Food, clothing, Telephone bill

    e.t.c. little variation will be there based on family, for e.g

    some people eat only at home, for them food expences

    may be less, some like to visit restaurants. Once you

    know your income and expenditure you will get your

    balance. Important in life is not how much you areearning but how much you save. For e.g you may be

    earning 1Lakh every month and other person is earning

    30K every month. You are expenditure for every month

    is 1Lakh 10 thousand. And other person expenditure is

    20k per month at the end of first year you end up with a

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    Clothing (5%), save every month so that you can get the

    cloths easily for occasions. Medical Expences (2.5%)

    Recreation (5%) , Debts ( 5%) and Savings (5%). Savings

    will increase from 5% to 20% if we dont have medical

    expences and debts.

    Some feels this percentage is insignificant to save.

    They wont save money. Small drops for every month

    reaps riches in future.There are some who thinks it is

    not spiritual to save the money. It is scriptural according

    to Bible to save the money for the Rainy day. It is good

    to cultivate the habit of savings. Your savings should be

    used for buying laptop, car or house where u can use for

    effeceint work. We should not buy things where we

    wont use, or there is no particual need.

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    Distribution of Funds

    Reading Portion: Collective gifts are indicated in

    Acts 11: 29, 30; Rom 15: 25,26; 1 Cor 16: 1 ; Phil 4:15,

    16; individual gifts, 2 Jn 5-7 ; Gal 6:6 ; Heb13: 16 ; 1 Tim.

    6.:18 ; Acts 4:36, 37.

    In gatherings we collect the money. Once the money

    is collected, the collection should be 1) Administered 2)

    spent for logistics and 3) Distribute.

    Administration of funds: Administration of funds

    should be should be in the hands of more than one

    brother.Acts 6. 3-6 ; 1 Cor. 16. 3, 4 ; 2 Cor. 8. 18-21; 9. 3-

    5. Handling money by multiple people is wise, and it

    eases the burden of one person, brings the sharing,accountability into picture. Pastor should be busy with

    gaurding the flock from wrong teachings, Elders should

    spent time in gaurding the flock, Reading the word of

    God and in prayer. Evangelist should be busy in winning

    the soul. Leaders in the assembly would seem free to

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    judge the most expedient way of discovering the mind

    of (he saints. Accounts should be rendered at regular

    intervals, again on the principle of 1 Cor. 14. 40.

    The responcible bretheren should be born again,

    spirit filled and moral in nature (Acts 6. 3 ; 1 Tim. 3. 8-

    13.). apart from that he should be aware of local laws

    with respect to tax payment, maintianing the log books,

    cash receipts and good at purchasing the goods and

    abide to the principles concerning the distribution of

    funds.

    2) Amount spent for Logistics: As an individual or

    group of people we have funds with us. This collection is

    by collective Acts 11: 29, 30; Rom 15: 25, 26; 1 Cor 16:1;

    Phil 4:15, 16 or by individual contribution (2 Jn. 5-7 ; Gal.6. 6 ; Heb. 13. 16 ; 1 Tim. 6. 18 ; Acts 4. 36, 37). There

    will be expences like hall rent, Chairs, lights, fans, air-

    conditioning, fees for care-taker e.t.c. As an individual

    we should be aware that giving to such need is not

    considered as Giving unto the Lord. These are

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    nessasary but for the comfort, convenience and wise

    investment of the saints for the gathering. Sharing such

    expences cant be considered Offering. These are

    matter of obligation and a debt.

    3) Distribution of Funds: The amount spent on

    administration and logistics should be minimmum.

    Major amount should go to this category where

    distribution of funds has to be. New Testament teaches

    us to distribute the funds to the nessacities (Romans

    12:13) in the following areas.

    i) Needy Widows: Generally in our day to day

    ministration widows were neglected in daily

    ministration (Acts 6:1).Because of this need Pastors,

    Evangelists and elders should not leave the ministry ofwinning souls, Bible teaching and shepperding the folk

    and distribute the funds. This has to be dealt by the

    responcible bretheren. The widows whom we support

    should be of really destitute , of aged, woman trusts on

    God and is not a tale bearer (1 Timothy 5:11-16).

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    ii) Poor People: We should open our hand wide

    unto thy brother, to thy poor and to thy needy and to

    the land (Deuteronony 15:7-11). Make certain

    contribution to the poor saints (Romans 15:26, Galatians

    2:10) in their studies, food, and in whatsoever business

    he needs (Romans 16:1-3). Care must be taken that poor

    person is working on the investment you are making and

    he is growing (2 Thessalonians 3:10). He that hath pity

    upon the poor lendenth unto the Lord and that which he

    hath given him will he pay him again (Proverbs 19:17)

    iii) Unto Releif fund: When ever natual calamities

    happened we should raise funds and send to the releif

    fund unto the bretheren (Acts 11:27-30 cf Acts 24:17).

    what ever we have should consider it is theirs. (Acts2:44.45).

    iv) Eangelists: Now ye phillip plans know also, that

    in the beginning of the gospel, when I departed from

    Macedonia, no church communicated with me as

    concerning giving and receiving but ye only.For even in

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    Thessalonica, ye sent once anga again unto my

    necessity. Not beacause I desire gift: but I desire fruit

    that may abound to your account.. (Philippians 4:15 -

    19). There are some evangelists who forsaken working

    and devoted their time completely in the vineyard. In

    order their souls are at peace, we should support in

    their needs so that they can work in vineyard with out

    much tempatations (1 Cor 5:4:14)

    v) Bible Teachers: There are few who spends on

    Reading Bible, Preparing the notes and in prayers so that

    they can teach Bible accurately and contextually to the

    thirsty souls. There is a need of pure word in every

    gathering. Galatians 6:6 recommends Let him that is

    taught in the word communicate unto him that teachethin all good things.

    vi) Elders: there are few who are earning and about

    to settle in the world, relinquished their work, resigned

    and started spending more time in winning souls, Bible

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    teaching and shepperding the flock. (1 timothy 5:17,18).

    For sure we should share a portion to them.

    vii) Philanthrophic Efforts: As we distribute the

    funds, we should not forget about philanthphic efforts.

    We should give to every man. Follow that which is

    good, both among youselves and to all men (1

    Thessalonians 5:15). The household of faith has prior

    claim upon the gifts of God's people but not an exclusive

    claim.