better business bureau foundation serving nw …...organization stated purpose and notes financial a...

Organization Stated Purpose and Notes Financial A B EvaluationInformation

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A= % of Total Expenses Spent on Programs B= % of Related Contributions Spent on Fundraising UTV= Unable to verify

Donors should decide for themselves the importance of any deviation from the Standards. For the most recent reports on each charity,

call (419) 531-3116 or (800) 743-4222, or visit www.bbb.org. SEE STANDARDS FOR CHARITABLE ACCOUNTABILITY ON PAGES 6-7.

Better Business Bureau Foundation Serving NW Ohio and SE Michigan

1

2008 Charity Giving GuideYour Resource for Charitable Giving

Uniting donors, grant makers and charities

ServingNorthwestern Ohioand SoutheasternMichigan

BetterBusinessBureauFoundation


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Donors should decide for themselves the importance of any deviation from the Standards. For the most recent reports on each charity, call

(419) 531-3116 or (800) 743-4222, or visit www.bbb.org. SEE STANDARDS FOR CHARITABLE ACCOUNTABILITY ON PAGES 6-7.


2

THE BETTER BUSINESS BUREAU SERVING NORTHWESTERN OHIO

AND SOUTHEASTERN MICHIGAN WOULD LIKE TO THANK THE

FOLLOWING SPONSORS FOR THEIR SUPPORT OF THE

2008 CHARITY GIVING GUIDE

©2007 Better Business Bureau

ISIONWESTGATECENTERMichael A. Cooper O.D. David B. Levine O.D.


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TABLE OF CONTENTS

Assisting in people’s lives many ways including:

•24-hour Emergency Road Service •Full-Service Travel Agency

•Auto, Home & Life Insurance •Car Care Plus - Auto Repair

•Show Your Card & Save Discounts •Financial Services

Check out our 3 different membership levelsJoin online: www.AAA.com or call (419) 843-1200

or visit any AAA Branch

Help onthe Roadand Beyond.

Welcome 2

Frequently Asked Questions 4

When Charities Don’t Meet Standards 5

Standards For Charitable Accountability 6-7

How To Read The Grid 8

Evaluations 9-40

Which Charities Do You Trust? 17

Tips For Donating Used Items 19

5 Best Questions For Charity Telemarketers 25

How To Handle Unwanted Mail From Charities 28

Do’s And Don’ts Of Wise Giving 32

Tips For Car Donations 40

BBB Accredited Charity Seal 41

Developing A Charity Report 41

Glossary 42-43

Credits 44

Disclaimer 44


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WELCOME

Here it is! After overtwo years of hard workyou hold in your handsthe first annual localBetter Business BureauCharity Giving Guide.We have compiled theinformation in this bookand provide it free ofcharge as a service toyou, the businesses andconsumers in our 18-

county service area, to help you make wisedecisions when evaluating your charitable donations.

Charitable and not-for-profit organizations provideassistance to hundreds of thousands of people inneed each and every year. This support includesproviding help to children, adults and older adultswith every type of disability, and offering aid for ahuge variety of needs from shelter, to food andclothing, medicine, medical care, transportation,rehabilitation and much more. These organizationsdepend on support from the charitable donationsreceived from the businesses and consumers in ourservice area. We want to help you make sure thatyour charitable contributions COUNT!

Many of the listed organizations have voluntarilyprovided information and we thank them for theircooperation. They were all evaluated in accordancewith our national BBB 20 STANDARDS FORCHARITABLE ACCOUNTABILITY.

Some fine charities have just missed meetingStandards but are working with us to move intocompliance. Please read the text to see where theirevaluation stands. Some charities did refuse to workwith us and some simply cannot meet our Standardsat this time. You have a right to know as you makeyour charitable giving decisions. We are ready towork with all of them and try to move them intocompliance if possible.

Please review the book and use the informationwhen deciding which organizations to support. Wewant to help save donors from throwing away theirmoney on fraud and groups with questionablefundraising practices. The use of this document willresult in bringing more of your charitable dollars toworthwhile, legitimate organizations.

This book was made possible through the generoussupport to the BBB Foundation from many localbusiness leaders listed throughout the book. Also,thanks to the United Way of Greater Toledo for theirtremendous cooperation. Nearly every United Wayorganization meets BBB Standards.

BBB charity ratings are updated regularly, so if youhave any questions regarding a specific report,please call us at 419-531-3116 or 1-800-743-4222or go to our web site, www.bbb.org.

We hope you find this book valuable and follow ourBBB advice to "Give. But Give Wisely!"

Sincerely,

Richard T. Eppstein, President


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FirstEnergy Foundation isa Proud Sponsor of the

BBB Charity Giving Guide

Exemplifying the spiritof charitable giving


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FREQUENTLY ASKED QUESTIONS

Complete Vision Care forthe Entire Family…

with Integrity

Westgate Vision Center 4011 Secor RoadCorner of Secor & Sylvania Toledo, Ohio 43623

ISIONWESTGATECENTERMichael A. Cooper O.D. David B. Levine O.D.Michael A. Cooper O.D. David B. Levine O.D.

419-474-8833Mon & Wed 9:30-7 Tues, Thurs, & Fri 9:30-6 Sat 8:30-1

WHY DOES THE BETTER BUSINESS BUREAUPROVIDE REPORTS ON CHARITIES?

The BBB provides charity reports for the same reason itprovides business reports - to help the public makeinformed decisions and encourage ethical behavior. Withover one million registered charities nationwide, it may beharder now than ever before to decide whichorganizations to support. Our Charity Review Programprovides the mission, programs, and finances of localcharities, and evaluates these organizations according toour Standards for Charitable Accountability, giving youthe information you need to make the best decision.

WHY HAVE STANDARDS FOR CHARITIES?

The BBB Standards for Charitable Accountability help toanswer your basic questions about an organization'sgovernance, finances, and fundraising practices.

• How do they use your donations?• Are they honest in their fundraising materials and

financial statements?• Does the board of directors avoid conflicts of interest

and provide adequate oversight?These standards are designed to apply to any charitableorganization, regardless of size or area of service. A fulllist of the Standards for Charitable Accountability can befound on pages 6-7.

WHICH ARE THE BEST CHARITIES IN THE GIVINGGUIDE?

The BBB does not make any judgments about theworthiness of any particular organization or cause.Donors are strongly encouraged to use the Standards asone resource for making their own decisions. You shouldalso take into consideration the charity's mission,program activities, and history of service. Whenever acharity does not meet all Standards, its full report(available at www.bbb.org or by calling 419-531-3116 or800-743-4222) will explain exactly why and provide thecharity's response, if any.

WHAT DO THE PERCENTAGES IN COLUMNS A AND BMEAN, AND WHY DON'T THEY ADD UP TO 100%?

These two percentages measure two important - and verydifferent - ratios, and it's pure coincidence if they do addup to 100%. Column A measures the percentage of totalexpenses spent on programs, while Column B measuresthe percentage of contributed revenue spent onfundraising. Since many charities also receive fundingfrom government contracts, service fees, or productsales, total contributions may be significantly less thantotal expenses. To meet BBB Standard 8, Column Ashould be 65% or greater. To meet Standard 9, Column B

should be 35% or less. The percentages in these twocolumns tell you whether the organization is spendingyour donations appropriately.

WHY DO SOME CHARITIES HAVE FINANCIALINFORMATION FROM 2003 AND 2004?

The Better Business Bureau strives to provide the mostaccurate and up-to-date financial information available,but when charities choose not to disclose, the BBBconsults publicly available sources, which at times can beoutdated. Additionally, our evaluations are conductedevery two years, and in some cases these were the mostrecent financial statements available at the time ofreview. Future editions of our Giving Guide will continueto update financial information as it becomes available.

WHY ARE SOME CHARITIES LISTED AS "NATIONAL"OR "STATEWIDE"?

Each BBB is responsible for maintaining reports oncharities and businesses located within its service area.When a local charity is part of a larger state or nationalorganization, the BBB makes a case-by-casedetermination whether to evaluate it locally or to referdonors to another BBB (such as Columbus) or to thenational BBB Wise Giving Alliance. Collectively, thousandsof charity reports are available online at www.bbb.orgfrom the nationwide network of BBBs.

WHY CAN'T I FIND THE CHARITY I'M LOOKINGFOR?

There are thousands of charities located throughoutNorthwest Ohio and Southeast Michigan, and in this firstedition of our Giving Guide we focused on organizationswe felt potential donors would be most interested in. Ifthere's a charity you would like us to review that wedidn't include, please call (419) 531-3116 or (800) 743-4222 and let us know. Your call will help us determinewhich charities are included in the next Giving Guide.


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What does it mean when a charity does not meet allStandards? Does it mean that you shouldn't donate tothat organization? That's up to you. We stronglyencourage all donors to visit our website–www.bbb.org–and read the full report on any charity they areinvestigating. To see what could be at stake, take forexample two of the most commonly missed Standards,Standard 16 and Standard 9.

Standard 16 asks organizations to produce an annualreport available to anyone upon request. The BBB doesnot dictate the format - the annual report can be aglossy full-color magazine or a simple one-page factsheet - but we do ask that it contain some basicinformation: the charity's mission statement, asummary of what it has accomplished in the past year, aroster of its board of directors, and a financial summarythat includes total income, an expense breakdown, andits net assets. The BBB feels that this informationprovides potential donors with a basic–but solid–overview of the organization: what it does, who is incharge, and how it spends its money.

A charity can miss this Standard in several ways. Someorganizations may not meet this Standard because theyoverlook one of the basic requirements and did notamend their annual report in time for the Giving Guide.Other organizations don't publish an annual report at all.A few may actually want to make it difficult for thepublic to obtain basic information, like who is on theboard of directors or the amount of assets it has.

Transparency is at the heart of BBB Standards, andStandard 16 is one important way for a charity to betransparent.

Standard 9 requires organizations to spend no morethan 35% of contributions on fundraising expenses."Contributions" include private and corporate donations,revenues from special events, foundation grants, andother results of fundraising efforts. This Standard, alongwith Standard 8, seeks to ensure that your donationprimarily supports the charity’s mission and programs.It's virtually impossible for a charity to raise moneywithout spending money, but they should keep theirfundraising expenses reasonable as a principle of goodstewardship.

Relatively few charities in the Giving Guide exceed thisratio, but there are many for whom the BBB could notverify what this ratio truly was. In most cases, thecharity's financial statements did not provide enoughinformation about how much it spent on fundraising.The charity may not even track those expenses, and willnot meet several other Standards which relate tofinancial transparency and accuracy. Unless fundraising

expenses are monitored on a regular basis, a charitycannot ensure that it is spending public donations wiselyand raising money in an efficient manner.

It's up to each individual to decide if he should donate toan organization when all Standards are not being met.The BBB's full reports on each charity go into muchmore detail about any Standards that were not met. Ifyou are interested in a charity listed in the Guide whichdoes not meet one or more Standards, we encourageyou to look up the charity's full report at www.bbb.org.Or you can call (419) 531-3116 or (800) 743-4222weekdays between 9:00 a.m. and 4:30 p.m., and wecan read you the charity's report or mail you a copy. Ourcharity staff is also available to help explain ourStandards more fully.

WHEN CHARITIES DON'T MEET STANDARDS


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STANDARDS FOR CHARITABLE ACCOUNTABILITY

GOVERNANCE AND OVERSIGHTThe governing board has the ultimate oversight authorityfor any charitable organization. This section of theStandards seeks to ensure that the volunteer board isactive, independent, and free of self-dealing. To meetthese Standards, the organization shall have:

1. A board of directors that provides adequate oversightof the charity's operations and its staff.

Indication of adequate oversight includes, but is notlimited to, regularly scheduled appraisals of the CEO'sperformance, evidence of disbursement controls such asboard approval of the budget and fundraising practices,establishment of a conflict-of-interest policy, andestablishment of accounting procedures sufficient tosafeguard charity finances.

2. A board of directors with a minimum of five votingmembers.

3. A minimum of three evenly spaced meeting per year ofthe full governing body with a majority in attendance,with face-to-face participation. A conference call of the fullboard can substitute for one of the three meetings of thegoverning body. For all meetings, alternative modes ofparticipation are acceptable for those with physicaldisabilities.

4. Not more than one or 10% (whichever is greater)directly or indirectly compensated person(s) serving asvoting member(s) of the board. Compensated membersshall not serve as the board's chair or treasurer.

5. No transaction(s) in which any board or staff membershave material conflicting interests with the charityresulting from any relationship or business affiliation.

Factors that will be considered when concluding whetheror not a related party transaction constitutes a conflict ofinterest and if such a conflict is material, include, but arenot limited to: any arm's length procedures established bythe charity; the size of the transaction relative to likeexpenses of the charity; whether the interested partyparticipated in the board vote on the transaction; ifcompetitive bids were sought; and whether thetransaction is one-time, recurring, or ongoing.

MEASURING EFFECTIVENESSAn organization should regularly assess its effectiveness inachieving its mission. This section seeks to ensure that anorganization has defined, measurable goals and objectivesin place and a defined process in place to evaluate thesuccess and impact of its program(s) in fulfilling the goalsand objectives of the organization and that also identifiesways to address any deficiencies. To meet theseStandards, a charitable organization shall:

6. Have a board policy of assessing, no less than everytwo years, the organization's performance andeffectiveness and of determining future actions requiredto achieve its mission.

7. Submit to the organization's governing body, for itsapproval, a written report that outlines the results of theaforementioned performance and effectivenessassessment and recommendations for future actions.

FINANCESThis section of the Standards seeks to ensure that thecharity spends its funds honestly, prudently, and inaccordance with statements made in fundraising appeals.To meet these Standards, the charitable organizationshall: Please note: Standards 8 and 9 have differentdenominators.

8. Spend at least 65% of its total expenses on programactivities.

FORMULA FOR STANDARD 8

Total Program

Service Expenses

Total Expenses

9. Spend no more than 35% of related contributions onfundraising. Related contributions include donations,legacies, and other gifts received as a result of fundraisingefforts.

FORMULA FOR STANDARD 9

Total Fundraising

Expenses

Total RelatedContributions

10. Avoid accumulating funds that could be used forcurrent program activities. To meet this Standard, thecharity's unrestricted net assets available for use shouldnot be more than three times the size of the past year'sexpenses of three times the size of the current year'sbudget, whichever is higher.

An organization that does not meet Standards 8,9, and/or10 may provide evidence to demonstrate that its use offunds is reasonable. The higher fundraising andadministrative costs of a newly created organization,donor restrictions on the use of funds, exceptionalbequests, a stigma associated with a cause andenvironmental or political events beyond an organization'scontrol are among factors which may result inexpenditures that are reasonable although they do notmeet the financial measures cited in these Standards.

should be at least 65%

should be no more than 35%


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(d) financial information that includes

(i) total income in the past fiscal year,

(ii) expenses in the same program, fundraising andadministrative categories as in the financialstatements, and

(iii) ending net assets.

17. Include on any charity websites that solicitcontributions, the same information that is recommendedfor annual reports, as well as the mailing address of thecharity and electronic access to its most recent IRS Form990.

18. Address privacy concerns of donors by:

(a) providing in written appeals at least annually, ameans (such as a check off box) for both new andcontinuing donors to inform the charity if they do notwant their name and address shared outside theorganization, and

(b) providing clear, prominent and easily accessibleprivacy policy on any of its websites that tells visitors (i)what information, if any, is being collected about them bythe charity and how this information will be used, (ii)how to contact the charity to review personal informationcollected and request corrections, (iii) how to inform thecharity (e.g., a check off box) that the visitor does notwish his/her personal information to be shared outsidethe organization, and (iv) what security measures thecharity has in place to protect personal information.

19. Clearly disclose how the charity benefits from the saleof products or services (i.e., cause-related marketing) thatstate or imply that a charity will benefit from a consumersale or transaction. Such promotions should disclose, atthe point of solicitation:

(a) the actual or anticipated portion of the purchaseprice that will benefit the charity (e.g., 5 cents will becontributed to ABC Charity for every XYZ Companyproduct sold),

(b) the duration of the campaign (e.g., the month ofOctober),

(c)any maximum or guaranteed minimum contributionamount (e.g., up to a maximum of $200,000).

20. Respond promptly to and act on complaints broughtto its attention by the BBB Wise Giving Alliance and/orlocal Better Business Bureaus about fundraising practices,privacy policy violations and/or other issues.

STANDARDS FOR CHARITABLE ACCOUNTABILITY, CONT’D

11. Make available to all, on request, complete annualfinancial statements prepared in accordance with generallyaccepted accounting principles. When total annual grossincome exceeds $250,000, these statements should beaudited in accordance with generally accepted auditingstandards. For charities whose annual gross income isbetween $100,000 and $250,000, a review by a certifiedpublic accountant is sufficient to meet this Standard.

12. Include in the financial statements a breakdown ofexpenses (e.g., salaries, travel, postage, etc.) that showswhat portion of these expenses was allocated to program,fundraising, and administrative activities. If the charity hasmore than one major program category, the scheduleshould provide a breakdown for each category.

13. Accurately report the charity's expenses including anyjoint cost allocations, in its financial statements.

For example, audited or unaudited statements whichinaccurately claim zero fundraising expenses or otherwiseunderstate the amount a charity spends on fundraising,and/or overstate the amount it spends on programs willnot meet this Standard.

14. Have a board-approved annual budget for its currentfiscal year, outlining projected expenses for major programactivities, fundraising, and administration.

FUNDRAISING AND INFORMATIONALMATERIALSA fundraising appeal is often the only contact a donor haswith a charity and may be the sole impetus for giving. Thissection of the Standards seeks to ensure that a charity'srepresentations to the public are accurate, complete, andrespectful. To meet these Standards, the charitableorganization shall:

15. Have solicitations and informational materials,distributed by any means, that are accurate, truthful andnot misleading, both in whole and in part.

Appeals that omit a clear description of program(s) forwhich contributions are sought will not meet thisStandard. A charity should also be able to substantiatethat the timing and nature of its expenditures are inaccordance with what is stated, expressed, or implied inthe charity's solicitations.

16. Have an annual report available to all, on request,that includes:

(a) the organization's mission statement;

(b) a summary of the past year's program serviceaccomplishments;

(c) a roster of the officers and members of the board ofdirectors;


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HOW TO READ THE GRID

review. In some cases, the charity fully cooperated withthe BBB, but the necessary information was simplyunavailable or too ambiguous for the BBB to make a firmdecision.

DID NOT DISCLOSEDespite multiple written requests from the BBB, theorganization did not provide the requested materials.While participation in the BBB's charity review efforts isvoluntary, the BBB believes this lack of cooperation maydemonstrate a lack of commitment to transparency. TheBBB consults publicly available information to provide aminimal report on expenses, but this should not beconsidered a substitution for a full evaluation.

Garage Doors Patio Doors Retractable AwningsEntry Doors Rolling Doors Windows/SidingStorm Doors Door Openers Gate Systems

Visit the Area’s Largest Showroom & Parts Department5153 Secor Rd. 419-475-DOOR (3667) ToledoDoor.com


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Grid Sample

Above is a sample of how organizations are listed in theGiving Guide. The first column, Organization, providesthe name contact information for the charity, includingthe address, telephone number, and website (if any). Thesecond column, Stated Purpose and Notes, providesthe charity's mission statement, along with other relevantnotes. The third column describes the FinancialInformation provided to the BBB by the charity–e.g.,audited financial statements, IRS Form 990, etc. Thefourth column is broken into two sub-columns. Column Alists the percentage of total expenses spent on programs,while Column B lists the percentage of relatedcontributions spent on fundraising. Finally, the lastcolumn provides the charity's Evaluation, which caninclude several different conclusions:

BBB ACCREDITED CHARITYAt the time of review, the charity met all 20 BBBStandards for Charitable Accountability.

DID NOT MEET STANDARD XBased on the BBB's review of the information provided,the charity did not meet one or more Standards. Donorsare advised to view the charity's full report (available bycalling (419) 531-3116, (800) 743-4222, or online atwww.bbb.org) which will explain why Standards wereunmet, as well as the charity's response to thisdetermination (if any).

UNABLE TO VERIFY STANDARD XDespite BBB requests, the charity did not providesufficient information to determine whether or not itmeets a particular Standard. For example, the charitymay not have provided its fundraising materials orsubmitted board meeting attendance for the year in

ABC Charity To provide assistance to the homeless Audited Financial 82% 11% BBB7668 Main St. throughout the community. Statements for AccreditedAnytown, OH Year Ending Charity(419) 555-5555 12/31/2006

Local Charity, Inc. To provide educational opportunities for children IRS Form 990 for 72% 41% Did Not Meet3301 First St. through scholarships and educational assistance. the Year Ending Standard 9Anycity, MI 12/31/2005 Unable to Verify(517) 555-5555 Standard 14

Better Business Bureau member for 32 Years!


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Adelante, Inc. To develop, promote, encourage and Audited Financial 83% 2% Did Not Meet520 Broadway St. provide abuse prevention and related Statements for StandardsToledo, OH 43602 services that are bilingual, culturally the Year Ending 1, 6, 7, 16, 18(419) 244-8440 appropriate and sensitive to the needs 6/30/2005 Unable towww.adelante-inc.org of the Hispanic/Latino community. Verify

Standards3, 14

Adopt America Network To encourage the effective and successful Audited Financial 85% 12% BBB1025 N. Reynolds Rd. adoption of children who wait with an Statements for AccreditedToledo, OH 43615 established pool of parents who care, the Year Ending Charity(419) 534-3350 with special emphasis on children who have 12/31/2005www.adoptamericanetwork.org been abused, neglected, have medical,

physical and/or emotional challenges,are of minority heritage, have siblingsor are school age or older.

Adrian Schools Educational BBB Note: Because this organization IRS Form 990 for 68% 8% Did NotFoundation did not disclose, the BBB was unable to Year Ending Disclose227 N. Winter St. determine if the the organization meets 6/30/2004Adrian, MI 49221 BBB standards. Public information was (See Page 4)(517) 263-2911 obtained to provide a minimal report

on financial expenses.

Advertising Club of Toledo BBB Note: This organization is a 501(c)(6) No Review7230 Sawmill Run tax-exempt business membership ConductedHolland, OH 43528 organization. Contributions are generally(419) 866-4199 not tax deductible as charitable donationswww.adclubtoledo.org for federal income tax purposes, but might

be tax deductible as a business expense.

Advocates for Basic Legal To provide free, high-quality legal Audited Financial 92% 2% BBBEquality, Inc. (ABLE) assistance in civil matters to help eligible, Statements for Accredited520 Madison Ave. Ste. 740 low-income individuals and groups in the the Year Ending CharityToledo, OH 43604 community achieve equal opportunity, 12/31/2005(419) 255-0814 self-reliance and equality.www.ablelaw.org

Advocates for Victims and BBB Note: Because this organization No statements UTV UTV Did NotJustice, Inc. did not disclose, the BBB was unable to provided. Disclose700 Adams St. determine if the organization meets BBBToledo, OH 43624 standards. Public information was not(419) 245-3127 available to provide a minimal reportwww.co.lucas.oh.us/victims on financial expenses.

Alzheimer’s Association of To enhance the quality of life of all persons Audited Financial 81% 20% BBBNorthwest Ohio affected by Alzheimer’s disease and related Statements for Accredited2500 N. Reynolds Rd. disorders through compassionate services, the Year Ending CharityToledo, OH 43615 diverse educational programs, advocacy, 6/30/2006(419) 537-1999 support for research, and access towww.nwoalz.org resources.


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American Cancer Society; BBB Note: This is the local office of the Audited Financial 78% 19% BBBOhio Division American Cancer Society of Ohio, which is Statements for Accredited740 Commerce Dr., Ste. B regionally based in Columbus. This evaluation the Year Ending CharityPerrysburg, OH 43551 has been provided by the Columbus BBB and 8/31/2004(888) 227-6446 can be viewed at www.columbus-ohbbb.org orwww.cancer.org by calling (614) 486-6336 for a full report.

American Heart Association BBB Note: This is the local office of the Audited Financial 78% 16% BBBof Northwest Ohio American Heart Association, which is Statements for Accredited1701 Woodlands Dr., Ste. 200 nationally based in Dallas, Texas. This the Year Ending CharityMaumee, OH 43537 evaluation has been provided by the BBB 6/30/2005(419) 740-6180 Wise Giving Alliance and can be viewed atwww.americanheart.org www.bbb.org/charity or by calling

(703) 276-0100 for a full report.

American Lung Association BBB Note: This is the local office of the Audited Financial 81% 14% BBBof Northwest Ohio American Lung Association of Ohio, which is Statements for Accredited226 State Route 61 regionally based in Columbus. This evaluation the Year Ending CharityNorwalk, OH 44857 has been provided by the Columbus BBB and 6/30/2006(419) 663-5864 can be viewed at www.columbus-ohbbb.org orwww.ohiolung.org by calling (614) 486-6336 for a full report.

American Red Cross; To provide relief to victims of disasters and to Audited Financial 72% 14% BBBGreater Toledo Area help people prevent, prepare for, and respond Statements for Accredited3100 W. Central Ave. to emergencies. the Year Ending CharityToledo, OH 43606 6/30/2006(419) 329-2900www.redcrosstoledo.org

American Red Cross; BBB Note: Because this organization did No statements UTV UTV Did NotMonroe County Chapter not disclose, the BBB was unable to provided. Disclose1635 N. Dixie Hwy. determine if the organization meets BBBMonroe, MI 48162 standards. Public information was not(734) 289-1481 available to provide a minimal report onwww.arc-monroe.org financial expenses.

Animal House Rescue BBB Note: Because this organization did No statements UTV UTV Did Not254 Vine St. not disclose, the BBB was unable to provided. DiscloseWauseon, OH 43567 determine if the organization meets BBB(419) 276-5699 standards. Public information was notwww.ahrescue.org available to provide a minimal report on

financial expenses.

Anne Grady Center To provide dignity, respect and quality service Audited Financial 84% UTV Did Not Meet1525 Eber Rd. to people with disabilities and their families, Statements for StandardsHolland, OH 43528 always offering opportunities to reach their the Year Ending 1, 6, 7, 12, 13,(419) 866-6500 highest potential. 6/30/2006 14, 16, 17, 18www.annegrady.org Unable to

VerifyStandard 9


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Arc of Monroe County To promote the general welfare of all persons IRS Form 990EZ 70% UTV Did Not Meet752 S. Monroe St., Ste. B with developmental disabilities and their for the Year StandardsMonroe, MI 48161 families through advocacy counseling, Ending 1, 6, 7, 12, 13,(734) 241-5881 education, and community/program services. 9/30/2005 14, 16

Unable toVerify

Standards 9, 15

Arc of Wood County To assure a high quality of life for all citizens IRS Form 990EZ 72% UTV Did Not MeetP.O. Box 264 with mental retardation and developmental for the Year Ending StandardsBowling Green, OH 43402 disabilities. 12/31/2005 1, 6, 7, 12,(419) 353-1099 13, 16

Unable to VerifyStandard 9

Arthritis Foundation To improve lives through leadership in the Audited Financial 80% 27% Did Not MeetNorthwestern Ohio Chapter prevention, control, and cure of arthritis and Statements for Standards309 N. Reynolds Rd. related diseases. the Year Ending 6, 7, 17Toledo, OH 43615 12/31/2005(419) 537-0888www.arthritis.org

Arthur Lesow Community A place where small and large groups might Audited Financial 89% 6% BBBCenter gather, under competent leadership, to learn Statements for Accredited120 Eastchester St. better ways of living together. the Year Ending CharityMonroe, MI 48161 12/31/2005(734) 241-4313

Arts Commission of Greater To develop and promote the arts in the greater Audited Financial 48% 17% Did Not MeetToledo Toledo community Statements for Standards1838 Parkwood Ave., Ste. 120 the Year Ending 3, 6, 7, 8, 12,Toledo, OH 43604 12/31/2006 17, 18(419) 254-2787www.acgt.org

Assets Toledo BBB Note: Because this organization did No statements N/A N/A Did Not1946 N. 13th St., Ste. 437 not disclose, the BBB was unable to provided. DiscloseToledo, OH 43624 determine if the organization meets BBB(419) 381-2721 standards. Public information was notwww.assetstoledo.com available to provide a minimal report on

financial expenses.

Assistance Dogs of America, To locate, train, and place highly skilled service IRS Form 990 for 93% 1% BBBInc. and therapy dogs with disabled adults and the Year Ending Accredited8806 SR 64 children to help them become more 12/31/2005 CharitySwanton, OH 43558 independent.(419) 825-3622www.adai.org


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Association of Community BBB Note: This organization is a community No statements N/A N/A No ReviewOrganizations for Reform lobbying group and is not a tax-exempt charity. provided. ConductedNow (ACORN) Donations may not be tax-deductible as454 W. Delaware St. charitable contributions.Toledo, OH 43610(419) 244-7250www.acorn.org

Aurora Gonzalez Community A neighborhood based social service agency Audited Financial 90% 4% Did Not Meet& Family Resource Center committed to comprehensive service delivery to Statements for Standards1949 Broadway St. assist families who want to achieve the Year Ending 1, 6, 7, 16Toledo, OH 43609 self-sufficiency. 6/30/2006 Unable to(419) 244-0666 Verify

Standard 14

Aurora Project, Inc. A comprehensive program for homeless women Audited Financial 79% 9% BBB1035 N. Superior St. and their children to facilitate the transition Statements for AccreditedToledo, OH 43604 from dysfunction to self-sufficiency and the Year Ending Charity(419) 244-3200 independence by providing safe, secure housing 6/30/2006

that includes a nurturing center for children.

Back to the Wild, Inc. To rehabilitate and ultimately release into their No statements UTV UTV Did Not4504 Bardshar Rd. natural habitat, injured, orphaned and displaced provided. DiscloseCastalia, OH 44824 wildlife. BBB Note: Because this(419) 684-9539 organization did not disclose, the BBB waswww.backtothewild.org unable to determine if the organization

meets BBB standards. Public informationwas not available to provide a minimalreport on financial expenses.

Beach House, Inc. To provide shelter, food, clothing, counseling, IRS Form 990 for 85% UTV Did Not915 N. Erie St. and assistance to homeless women, single the Year Ending DiscloseToledo, OH 43604 parents with children, and families. BBB Note: 12/31/2005(419) 241-9277 Because this organization did not disclose,www.beachhousetoledo.org the BBB was unable to determine if the

organization meets BBB standards. Publicinformation was obtained to provide aminimal report on financial expenses.

Bethany House; To provide shelter, support, and assistance to No statements UTV UTV Did Not(Franciscan Shelters) women and children who are victims of provided. Disclose6832 Convent Blvd. domestic violence. BBB Note: Because thisSylvania, OH 43560 organization did not disclose, the BBB was(419) 882-8373 unable to determine if the organization

meets BBB standards. Public informationwas not available to provide a minimalreport on financial expenses.

Big Brothers Big Sisters of To provide quality mentoring relationships Audited Financial 84% 16% Did Not MeetNorthwestern Ohio between children and qualified adults in Statements for StandardsOne Stranahan Square, Northwestern Ohio, and promote their the Year Ending 17, 18Ste. 252, Toledo, OH 43604 development into competent, confident and 6/30/2005(419) 243-4600 caring individuals.www.bbbsnwo.org


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Bittersweet Farms To maximize opportunities for individual Audited Financial 81% 23% BBB12660 Archbold-Whitehouse Rd. development of persons with autism by Statements for AccreditedWhitehouse, OH 43571 providing an array of premier services to the Year Ending Charity(419) 875-6986 individuals and support to families. 12/31/2005www.bittersweetfarms.org

Black Swamp Bird To develop and promote sound stewardship of No statements UTV UTV Did NotObservatory avian and other wildlife resources through provided. Disclose13551 W. SR 2 research and education. BBB Note: BecauseOak Harbor, OH 43449 this organization did not disclose, the BBB(419) 898-4070 was unable to determine if the organizationwww.bsbobird.org meets BBB standards. Public information

was not available to provide a minimalreport on financial expenses.

Boy Scouts of America, Inc., To instill positive values and enable youth to be Audited Financial 83% 21% BBBErie Shores Council leaders of the community. Statements For AccreditedOne Stranahan Square, Ste. 226 the Year Ending CharityToledo, OH 43604 12/31/2005(419) 241-7293www.toledobsa.com

Boys & Girls Club of Lenawee To inspire and enable all young people by No statements UTV UTV Did Not327 Erie St. providing an affordable, diverse, empowered provided. DiscloseAdrian, MI 49221 and enriching experience through community(517) 266-9775 collaboration that seeks to develop self-www.bgclenawee.com confident, engaged youth. BBB Note: Because

this organization did not disclose, the BBBwas unable to determine if the organizationmeets BBB standards. Public informationwas not available to provide a minimalreport on financial expenses.

Boys & Girls Club of Toledo To inspire and enable all young people, Audited Financial 82% 7% BBB2250 N. Detroit Ave. especially those from disadvantaged Statements for AccreditedToledo, OH 43606 circumstances, to realize their full potential as the Year Ending Charity(419) 241-4258 productive, responsible citizens. 12/31/2006www.bgctoledo.org

Cancer Patient Services To reduce the burden of cancer patients and IRS Form 990 for 85% 14% Did Not1800 N. Blanchard Rd., Ste. 120 their families who live or work in Hancock the Year Ending DiscloseFindlay, OH 45840 County by providing them with physical, 12/31/2004(419) 423-0286 emotional and financial assistance, as well as (See Page 4)www.cancerpatientservices.org educational resources. BBB Note: Because this

organization did not disclose, the BBB wasunable to determine if the organizationmeets BBB standards. Public informationwas obtained to provide a minimal reporton financial expenses.


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Cancer Services of Erie County To support cancer patients and their families IRS Form 990 for 81% 8% Did Not912 Perry St., Ste. N-1 both emotionally and financially, and to educate the Year Ending DiscloseSandusky, OH 44870 the community in care, prevention and 12/31/2005(419) 626-4548 awareness of cancer related issues. BBB Note:www.cancerservicesoferie Because this organization did not disclose,county.org the BBB was unable to determine if the


Catholic Charities Diocese of To live out the Gospel message of Jesus by Audited Financial 89% 2% BBBToledo acting as a leaven, enabling and empowering Statements for Accredited1933 Spielbusch Ave. individuals, families, groups, parish communities the Year Ending CharityToledo, OH 43624 and other organizations to respond more fully 6/30/2005(419) 244-6711 to the Gospel. Catholic Charities is committedwww.catholiccharitiesnwo.org to enhancing the quality of life for all people,

through service and advocacy, regardless ofrace, economic standing or creed, and arecommitted to sustaining, protecting andpromoting those among us who are mostvulnerable.

Catholic Club BBB Note: Because this organization did No statements UTV UTV Did Not1601 Jefferson Ave. not disclose, the BBB was unable to provided. DiscloseToledo, OH 43624 determine if the organization meets BBB(419) 243-7255 standards. Public information was notwww.catholicclub.org available to provide a minimal report on

financial expenses.

Cherry Street Mission To transform lives by empowering people to Audited Financial 65% 29% BBBMinistries advance from dependency to self-sufficiency Statements for Accredited105 17th St. through an abundant life in Christ Jesus. the Year Ending CharityToledo, OH 43624 12/31/2005(419) 242-5141www.cherrystreetmission.org

Children’s Wishing Star, Inc. To provide temporary shelter and support to the IRS Form 990 for 93% UTV Did Not Meet320 Pheasant Run Drive children of Latin American countries who are in the Year Ending Standard 13Findlay, OH 45840 the recovery phase of an illness and need only 12/31/2005 Unable to(419) 424-3251 minimal medical care and treatment. Verify

Standard 9

Christian Health Ministries To provide free primary health care to those IRS Form 990 for 75% 10% Did Not1630 Broadway St. who cannot afford it. BBB Note: Because this the Year Ending DiscloseToledo, OH 43609 organization did not disclose, the BBB was 12/31/2005(419) 243-5371 unable to determine if the organization

meets BBB standards. Public informationwas obtained to provide a minimal reporton financial expenses.


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City Mission of Findlay Ohio To serve the physical and spiritual needs of IRS Form 990 for 69% 2% BBB510 W. Main Cross St. local and transient homeless persons by the Year Ending AccreditedFindlay, OH 45840 providing shelter, food, and rest in emergency 12/31/2005 Charity(419) 423-9151 situations.www.findlaymission.org

Communities in Schools of To connect community resources with schools Audited Financial 78% 3% BBBLenawee County, Inc. to help Lenawee’s children successfully learn Statements for Accredited1040 Winter St., Ste. 3013 and prepare for life. the Year Ending CharityAdrian, MI 49221 06/30/2006(517) 263-4591

Community Hospice Care To increase the significance of a terminal Reviewed 75% 24% BBB181 E. Perry St. patient’s remaining days through the provision Financial AccreditedTiffin, OH 44883 of an umbrella of physical care, emotional Statements for Charity(419) 447-4040 support, and encouragement to the patient’s the Year Endingwww.communityhospicecare.com ability to remain in the home setting for as 6/30/2006

long as possible.

Dental Center of Northwest To provide primary oral health services for IRS 990 Form for 88% 7% Did NotOhio underserved children, adults and seniors in the Year Ending Disclose2138 Madison Ave. Northwest Ohio, promote the value of good oral 12/31/2005Toledo, OH 43604 health through education, and serve as an(419) 241-1644 advocate for those with limited access towww.dentalcenternwo.org dental care. BBB Note: Because this


Diabetes Youth Program To promote physical and emotional wellness of IRS Form 990 for UTV UTV Did Not Meet4143 W. Monroe St., Ste. 10 children with diabetes and their families, to the Year Ending StandardsToledo, OH 43606 prevent the occurrence of life-threatening 12/31/2005 1, 6, 7, 11, 12,(419) 480-1796 complications, and to reduce healthcare costs 13, 14, 16,www.dys4kids.org that escalate when their disease is not 17, 19

well controlled. Unable toVerify

Standards8, 9, 10

Dundee Senior Citizens BBB Note: Because this organization IRS Form 990 for 80% UTV Did NotCenter did not disclose information, the BBB was the Year Ending Disclose284 W. Monroe unable to determine if the organization 12/31/2005Dundee, MI 48131 meets BBB standards. Public information(734) 529-2401 was obtained to provide a minimal report


East Toledo Family Center To provide quality family services to enhance Audited Financial 89% 2% BBB1020 Varland Ave. the lives of East Toledo residents and Statements for AccreditedToledo, OH 43605 surrounding areas. the Year Ending Charity(419) 691-1429 12/31/2005www.etfc.org


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Easter Seals of Northwest Ohio BBB Note: This is the local office for Easter Audited Financial 80% 19% BBB435 S. Hawley St., Suite A Seals, which is nationally based in Chicago, Statements for AccreditedToledo, OH 43609 Illinois. This evaluation has been provided by the the Year Ending Charity(419) 241-2600 BBB Wise Giving Alliance and can be viewed at 8/31/2005www.eastersealsnwohio.org www.bbb.org/charity or by calling (703) 276-0100.

Epilepsy Center of Northwest To improve the lives of people affected by Audited Financial 72% 4% BBBOhio, Inc. epilepsy. Statements for Accredited5405 Southwyck Blvd., # 100 the Year Ending CharityToledo, OH 43614 6/30/2005(419) 867-5950www.epilepsycenter.org

Fair Housing Center To eliminate practices of housing discrimination Audited Financial 71% 8% BBB432 N. Superior St. and expand equal housing opportunities. Statements for AccreditedToledo, OH 43604 the Year Ending Charity(419) 243-6163 6/30/2005www.toledofhc.org

Family and Child Abuse To intervene and educate to reduce family Audited Financial 90% 1% BBBPrevention Center violence. Statements for AccreditedOne Stranahan Sq., Ste. 532 Year Ending CharityToledo, OH 43604 6/30/2005(419) 244-3053www.fcapc.org

Family Counseling and To empower and strengthen families, advocate IRS Form 990 for 92% 3% Did Not MeetShelter Services of Monroe for the recovery of victims of domestic or sexual the Year Ending StandardsCounty, Inc. abuse, and contribute to a safer and more 3/31/2004 1, 6, 7, 1114930 LaPlaisance Rd. Ste. 106 productive community. (See Page 4) Unable toMonroe, MI 48161 Verify(734) 241-0180 Standardswww.fcssmc.org 12, 13, 14, 15

Family House The Family House works to help families in IRS 990 Form for 87% UTV Did Not669 Indiana Ave. crisis to find permanent housing, to regain the Year Ending DiscloseToledo, OH 43602 control over their lives and reclaim their 6/30/2005(419) 242-5505 independence. BBB Note: Because this


Family Outreach Community An interfaith, not-for-profit agency working to Audited Financial 86% 7% BBBUnited Service (FOCUS) end homelessness by promoting dignity, hope Statements For Accredited2283 Ashland Ave. and independence. the Year Ending CharityToledo, OH 43620 12/31/2005(419) 244-2175www.focustoledo.org


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Family Service of Northwest To empower families by providing high quality Audited Financial 88% <1% BBBOhio and affordable counseling, home care, outreach, Statements for AccreditedOne Stranahan Square Ste. 414 advocacy and prevention education services to the Year Ending CharityToledo, OH 43604 Northwest Ohio families. 6/3/2006(419) 244-5511www.fsno.org

Feed Lucas County Children To supply lunch for needy children during the IRS Form 990 for 91% 6% Did Not4627 Wickford Drive West summer while they are out of school. BBB the Year Ending DiscloseSylvania, OH 43560 Note: Because this organization did not 9/30/2005(419) 824-0082 disclose, the BBB was unable to determine

if the organization meets BBB standards.Public information was obtained to providea minimal report on financial expenses.

First Step Family Violence To empower individuals and families by Audited Financial 79% 6% BBBIntervention Center producing the resources to make healthy Statements for AccreditedP.O. Box 1103 relationship choices. the Year Ending CharityFostoria, OH 44830 12/31/2005(419) 435-7300www.firststepweb.org

Fraternal Order of Police - BBB Note: Because this organization did No statements UTV UTV Did NotCaptain Custar #181 not disclose, the BBB was unable to provided. DiscloseP.O. Box 7121 determine if the organization meets BBBBryan, OH 43506 standards. Public information was not(419) 784-4838 available to provide a minimal report onwww.fop181.org financial expenses.

Fraternal Order of Police #35 BBB Note: Because this organization did No statements UTV UTV Did NotP.O. Box 856 not disclose, the BBB was unable to provided. DiscloseFremont, OH 43420 determine if the organization meets BBB(419) 332-9097 standards. Public information was not

available to provide a minimal report onfinancial expenses.

Fraternal Order of Police #40 BBB Note: Because this organization did No statements UTV UTV Did Not540 Independence Rd. not disclose, the BBB was unable to provided. DiscloseToledo, OH 43607 determine if the organization meets BBB(419) 578-7800 standards. Public information was not


know that you will trust and support organizations with thesenames and try to capitalize by pressuring you for a donation.If you are solicited by phone, ask what percentage of yourdonation actually goes to the charity and how much isretained by the telemarketer. Be cautious if the charity isvague about its programs or if it uses high pressurefundraising techniques, such as runners who pick updonations in person. And before you donate, investigate-findout which organizations are using your donation responsiblyby checking them out with the Better Business Bureau first.

WHICH CHARITIES DO YOU TRUST?A survey by the BBB Wise Giving Alliance found thatAmerican donors are likely to trust religious, police, firefighter, and veterans organizations more than othertypes of charities. But sometimes this trust can bemisplaced. The words "church," "police," "fire fighter," or"veterans," “troopers,” “handicapped,” and any othergood-sounding name is no guarantee that your donationwill be spent the way you intend. Unscrupulous individuals


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Frederick Douglass To strengthen and enrich the lives of individuals Audited Financial 81% 9% Does Not MeetCommunity Association and families through its many activities and Statements for Standards1001 Indiana Ave. services in the Family Resource & Enrichment the Year Ending 1, 6, 7, 16Toledo, OH 43607 Center, Youth Development & Sports and 6/30/2004 Unable to(419) 244-6722 Childcare Services. (See Page 4) Verify

Standards4, 14, 15

Frenchtown Senior Citizens, To encourage older adults to socialize and Audited Financial 83% 13% StandardsInc. participate in activities designed to assist them Statements for 1, 6, 7, 162786 Vivian Rd. to live more independent and inter-dependent the Year EndingMonroe, MI 48162 lives. 12/31/2004(734) 243-6210 (See Page 4)

Friendly Center, Inc. An agency of social concern committed to the Audited Financial 77% 13% BBB1324 N. Superior St. development of its neighborhood and its people. Statements for AccreditedToledo, OH 43604 The Center provides the resources to assist the Year Ending Charity(419) 243-1289 neighborhood, families and individuals in 12/31/2005www.friendly-center.org achieving their goals.

Gabby’s Ladder, Inc. To provide guiding steps and loving support in IRS Form 990 for 85% 3% Did Not431 East Elm St. a safe place to grieving children, teens and the Year Ending DiscloseMonroe, MI 48144 their families as they move through grief and 12/31/2003(734) 242-8773 find their way to healing. BBB Note: Because (See Page 4)www.gabbysladder.org this organization did not disclose, the BBB

was unable to determine if theorganization meets BBB standards. Publicinformation was obtained to provide aminimal report on financial expenses.

Girl Scouts of Maumee Valley To empower girls to be confident, independent, Audited Financial 85% 9% BBBCouncil, Inc. contributing members of their communities Statements for Accredited2244 Collingwood Blvd. with the highest ideals of character, conduct, the Year Ending CharityToledo, OH 43620 patriotism and commitment to service. 12/31/2005(419) 243-8216www.gsmvc.org

Glass City Youth BBB Note: Because this organization did No statements UTV UTV Did Not316 N. Michigan Ave., Ste. 207 not disclose, the BBB was unable to provided. DiscloseToledo, OH 43624 determine if the organization meets BBB(419) 574-3015 standards. Public information was not


Goodwill Industries of To provide assessment, job training, and Audited Financial 85% <1% BBBNorthwest Ohio placement that assists people with disabilities Statements for Accredited626 N. Huron Street and other work-related disadvantages to the Year Ending CharityToledo, OH 43604 become independent. 12/31/2006(419) 255-0070www.goodwillnwohio.org


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Goodwill Industries, Provides education, job training, career Audited Financial 91% UTV Did Not MeetSandusky Bay Area development and employment services to Statements for Standards419 W. Market St. people experiencing disabling and the Year Ending 12, 13, 16, 18Sandusky, OH 44870 disadvantaging conditions to enable them 12/31/2005 Unable to(419) 625-4744 to achieve their highest level of independence. Verifywww.sbagoodwill.org Standard 9

Greater Toledo Urban League, To promote and assist in the improvement of IRS Form 990 for 74% UTV Did NotInc social and economic conditions of minorities the Year Ending Disclose608 Madison Ave., Ste. 1525 and the disadvantaged in the community. 12/31/2005Toledo, OH 43604 BBB Note: Because this organization did(419) 243-3343 not disclose, the BBB was unable towww.gtul.org determine if the organization meets BBB

standards. Public information wasobtained to provide a minimal report onfinancial expenses.

Habitat for Humanity of To bring together families in need and provide No statements UTV UTV Did NotLenawee County, Inc. community resources to help eliminate provided. Disclose1205 E. Beecher St. inadequate housing. BBB Note: Because thisAdrian, MI 49221 organization did not disclose, the BBB was(517) 265-6157 unable to determine if the organizationwww.habitat-lenawee.org meets BBB standards. Public information


TIPS FOR DONATING USED ITEMS

Giving as much thought as to where you give yourclothing and household items as to where you make yourcash donations can help assure that you're not justcleaning out but truly helping others.

1. Don't assume that charities will welcome allsecond-hand items.Some organizations specify that they do not acceptbroken appliances, furniture in bad repair, tires, paint,water heaters, windows or doors, among other items.However, another charity might accept some of theseitems. If you have any questions about an item'sacceptability, call the charity and ask.

2. If you get a phone or mail solicitation for a localgoods pick-up, don't hesitate to ask which charitywill benefit from your donation, and how.Call the charity directly to verify they are providing localneighborhood pick-ups.

3. For drop-off boxes, the same advice applies:verify, verify, verify.If there's a phone number on the bin, call it forinformation. Expect straight answers. Be wary of namesyou don't know or that seem similar to ones you know.Some state regulators report taking action against for-profit dealers who have used charities' names on theirbins without authorization.

4. Not all thrift stores are run to benefit acharitable cause.While the name of a store may identify a charitableaffiliation, charity-sounding names have been used byfor-profit stores with no connection to charity. If in doubt,ask the store to identify the charity it's affiliated with andthen contact the charity directly to verify thearrangements.

5. Before you donate your used goods to a charity,contact the Better Business Bureau to learn moreabout the organization to ensure your donation ishelping to make a difference.


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Habitat for Humanity, To eliminate poverty housing in Lucas and Audited Financial 84% 4% BBBMaumee Valley Fulton Counties and to make decent shelter a Statements for Accredited223 South Fearing Blvd. matter of conscience and action. the Year Ending CharityToledo, OH 43609 12/31/2005(419) 382-1964www.mvhabitat.org

Habitat for Humanity of Works in partnership with God and people IRS Form 990 for 73% 12% Did Not MeetMonroe County, Inc. everywhere, from all walks of life, to develop the Year Ending Standard 17840 LaPlaisance Road communities with people in need by building 9/30/2004Monroe, MI 48161 houses so that there are decent houses in (See Page 4)(734) 243-2048 decent communities in which every person canwww.habitatmonroemi.org live and grow into all that God intends.

Hancock County Agency on To enhance the quality of life of older adults by Audited Financial 84% UTV Did Not MeetAging empowering them to maintain and create Statements for Standards423 Trenton Ave. independence through advocacy, education, the Year Ending 1, 6, 7, 13, 14,Findlay, OH 45840 support and fellowship. 12/31/2006 16, 17, 18(419) 423-8496 Unable towww.hancockseniors.org Verify

Standard 9

Hancock Historical Museum To collect, care for, exhibit and interpret items IRS Form 990 for 69% UTV Did NotAssociation that will serve to illustrate the history of the Year Ending Disclose422 W. Sandusky St. Hancock County from prehistoric times through 12/31/2005Findlay, OH 45840 the present with emphasis on the gas boom(419) 423-4433 period of the late nineteenth century. BBBwww.hancockhistorical Note: Because this organization did notmuseum.org disclose, the BBB was unable to determine

if the organization meets BBB standards.Public information was obtained to providea minimal report on financial expenses.

Harbor Behavioral Healthcare BBB Note: Because this organization did IRS Form 990 for 90% UTV Did Not4334 Secor Rd. not disclose, the BBB was unable to the Year Ending DiscloseToledo, OH 43623 determine if the organization meets BBB 6/30/2005(419) 475-4449 standards. Public information waswww.harbor.org obtained to provide a minimal report on

financial expenses.

Harbor House, Inc. BBB Note: Because this organization did IRS Form 990 for 72% 4% Did Not3322 Cherry St. not disclose, the BBB was unable to the Year Ending DiscloseToledo, OH 43608 determine if the organization meets BBB 6/30/2005(419) 244-6300 standards. Public information waswww.harbor-house.org obtained to provide a minimal report on

financial expenses.

Hillsdale County Agricultural To promote agricultural, industrial, recreational IRS Form 990 for 92% UTV Did Not MeetSociety and educational fairs and exhibitions, and to the Year Ending Standards115 S. Broad St. provide entertainment and amusements to the 11/30/2003 1, 11, 12, 13,Hillsdale, MI 49242 general public. (See Page 4) 16(517) 437-3622 Unable towww.hillsdalecountyfair.org Verify

Standard 9


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Hillsdale County Council For To promote the prevention of child abuse and IRS Form 990- 76% UTV Did Notthe Prevention of Child Abuse neglect and to advocate for appropriate social EZ for the Year Discloseand Neglect change. BBB Note: Because this organization Ending20 Care Dr. did not disclose, the BBB was unable to 12/31/2003Hillsdale, MI 49242 determine if the organization meets BBB (See Page 4)(517) 437-3100 standards. Public information was obtained

to provide a minimal report on financialexpenses.

Hillsdale County Senior To provide reliable, compassionate help and Audited Financial 81% 2% BBBServices Center encouragement to older persons while Statement for the Accredited320 E. Bacon St. promoting good health, independence, Year Ending CharityHillsdale, MI 49242 and community involvement. 9/30/06(517) 437-2422www.hillsdaleseniorcenter.org

Hillsdale County Task Force BBB Note: Because this organization did IRS Form 990 for UTV UTV Did Noton Family Violence not disclose, the BBB was unable to the Year Ending DiscloseP.O. Box 231 determine if the organization meets BBB 12/31/2005Hillsdale, MI 49242 standards. Public information was(517) 439-1454 obtained to provide a minimal report on

a minimal report on financial expenses.

Hillsdale County United Way, See United Way, Hillsdale CountyInc.30 N. Howell St, Ste. 21Hillsdale, MI 49242(517) 439-5050www.hillsdalecountyunitedway.org

Holy Cross Children’s Services To provide for the social, emotional, educational, Audited Financial 90% 48% Does Not Meet8759 Clinton-Macon Road economic and spiritual needs of its clients and Statements for Standards 1, 6,Clinton, MI 49236 staff with the goal of empowering children and the Year Ending 7, 9, 16, 17(517) 423-7451 families to function effectively in their 12/31/2005 Unable towww.hccsnet.org community. Verify

Standard 3

Hope Community Center BBB Note: Because this organization did IRS Form 990 for 83% 10% Did Not431 Baker St. not disclose, the BBB was unable to the Year Ending DiscloseAdrian, MI 49221 determine if the organization meets BBB 12/31/2005(517) 265-2410 standards. Public information was

obtained to provide a minimal report ona minimal report on financial expenses.

Hospice of Lenawee To provide the best quality of life for those living IRS Form 990 for 80% UTV Did Not415 Mill Rd., Ste. 4 with a life-limiting illness through timely the Year Ending DiscloseAdrian, MI 49221 individualized physical, social, emotional, and 12/31/2005(517) 263-2323 spiritual support. BBB Note: Because this



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Hospice of Northwest Ohio To provide specialized medical, emotional and Audited Financial 84% 33% BBB30000 East River Rd. spiritual care to people of all ages - and their Statements for AccreditedPerrysburg, OH 43551 families - living with any end-stage illness in the Year Ending Charity(419) 661-4001 Northwest Ohio and Southeast Michigan. 12/31/2005www.hospicenwo.org

Humane Ohio BBB Note: Because this organization did No statements UTV UTV Did Not5225 Secor Rd. not disclose, the BBB was unable to provided. DiscloseToledo, OH 43623 determine if the organization meets BBB(419) 266-5607 standards. Public information was notwww.humaneohio.org available to provide a minimal report on

financial expenses.

Humane Society of Monroe BBB Note: Because this organization did IRS Form 990 for 86% 7% Did NotCounty not disclose, the BBB was unable to the Year Ending Disclose111 E. First St. determine if the organization meets BBB 12/31/2005Monroe, MI 48161 standards. Public information was not(734) 240-0562 available to provide a minimal report onwww.monroehumane.com financial expenses.

International Institute of To provide professional immigration and Audited Financial 76% 16% Did Not MeetGreater Toledo naturalization services to foreign-born Statements for Standards 1, 6,2040 Scottwood Ave. immigrants. the Year Ending 7, 16, 17, 18Toledo, OH 43620 12/31/2005 Unable to(419) 241-9178 Verifywww.iitoledo.org Standards

4, 14

ISOH/Impact To meet the needs of children and families in Audited Financial 98% 1% BBB25182 W. River Rd. crisis across the nation and around the world Statements for AccreditedPerrysburg, OH 43551 through humanitarian relief, medical/surgical the Year Ending Charity(419) 878-8548 teams, children’s medical/surgical intervention 12/31/2005www.isohimpact.org and children’s medical restoration centers.

James C. Caldwell To provide the opportunity for educational, Audited Financial 83% UTV Did Not MeetCommunity Center social, and physical growth for people of all Statements for Standards 10,3201 Stickney Ave. ages in the North Toledo Community. Year Ending 12, 13, 16, 18Toledo, OH 43608 6/30/2005 Unable to(419) 729-4654 Verifywww.caldwellcenter.org Standard 9

James Wes Hancock Senior A place where people age 55 and older can Audited Financial 54% 11% Did Not MeetCenter come together for services and activities Statements for Standards5760 Bayshore Rd. which enhance their dignity, support their Year Ending 6, 7, 8, 16Oregon, OH 43618 independence and encourage their involvement 12/31/2003(419) 698-7078 in and with the community. (See Page 4)


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Josina Lott Residential and To provide quality residential options and IRS 990 Form for 75% UTV Did NotCommunity Services support for individuals with mental retardation the Year Ending Disclose120 S. Holland-Sylvania Rd. and other developmental disabilities. BBB Note: 12/31/2003Toledo, OH 43615 Because this organization did not disclose, (See Page 4)(419) 866-9013 the BBB was unable to determine if thewww.josinalott.org organization meets BBB standards. Public

information was obtained to provide aminimal report on financial expenses.

Junior Achievement of To educate and inspire young people to value free No statements UTV UTV Did NotNorthwest Ohio, Inc. enterprise, understand business and economics provided. Disclose2239 Cheyenne Blvd. to improve the quality of their lives. BBB Note:Toledo, OH 43614 Because this organization did not disclose,(419) 865-5511 the BBB was unable to determine if thewww.janwo.org organization meets BBB standards. Public

information was unavailable to provide aminimal report on financial expenses.

Junior League of BBB Note: Because this organization did No statements UTV UTV Did NotToledo, Inc. not disclose, the BBB was unable to provided. Disclose4041 W. Sylvania Ave., Ste. LL3 determine if the organization meets BBBSylvania, OH 43623 standards. Public information was not(419) 474-6262 available to provide a minimal report onwww.jltoledo.org financial expenses.

Juvenile Diabetes Research BBB Note: This is the local office of the Juvenile Audited Financial 86% 8% BBBFoundation Diabetes Research Foundation, which is Statements for Accredited3450 W. Central Ave., Ste. 256 nationally based in New York, NY. This the Year Ending CharityToledo, OH 43606 evaluation has been provided by the BBB Wise 6/30/2006(419) 873-1377 Giving Alliance and can be viewed atwww.jdrf.org/northwestohio www.bbb.org/charity or by calling


Keep Toledo/Lucas County To promote public interest, education and No statements UTV UTV Did NotBeautiful, Inc. knowledge in maintaining a clean, safe, provided. Disclose2901 Key St. attractive environment through voluntaryMaumee, OH 43537 partnerships with citizens, government and(419) 213-2255 businesses. BBB Note: Because thiswww.recycle.utoledo.edu/ktlcb organization did not disclose, the BBB was

unable to determine if the organizationmeets BBB standards. Public informationwas unavailable to provide a minimalreport on financial expenses.

Kidney Foundation of To provide assistance and support to clients, Audited Financial 78% 25% Did Not MeetNorthwest Ohio, Inc. community awareness to the public and health Statements for Standards 1,3100 W. Central Ave., Ste. 250 care professionals, and funds for research for the Year Ending 6, 7, 17, 18Toledo, OH 43606 the prevention and cure of kidney disease. 12/31/2005(419) 329-2776www.kfnwo.org


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Kimball Camp Hillsdale See YMCA, Kimball Camp Hillsdale CountyCounty YMCA4444 Long Lake Rd.Reading, MI 49274(517) 283-2168www.kimballcamp.org

KindHearts For Charitable BBB Note: Because this organization did not No statements UTV UTV Did NotHumanitarian Development disclose, the BBB was unable to determine provided. Disclose3450 W. Central Ave. if the organization meets BBB standards.Toledo, OH 43606 Public information was unavailable to(419) 329-2929 provide a minimal report on financial

expenses.

Lagrange Development A community organization comprised of Audited Financial 63% 7% Did Not MeetCorporation (LDC) residents, business owners, community Statements for Standard 83106 Lagrange St. institutions, and other interested individuals Year EndingToledo, OH 43608 who work together to maintain and enhance a 12/31/2005(419) 255-8406 neighborhood of economic and ethnic diversity.www.lagrangedevelopment.org

Learning Club of Toledo To provide free after-school programming for Compiled 87% 7% BBB1702 Upton Ave. students grades 2-12 in targeted areas in Financial AccreditedToledo, OH 43607 Toledo. Statements for Charity(419) 536-3781 the Year Ending

6/30/2006

Legal Aid of Western Ohio, To provide free, high quality legal assistance in Audited Financial 98% <1% BBBInc. (LAWO) civil matters to help eligible, low-income Statements for Accredited520 Madison Ave., Ste. 640 individuals and groups in the community the Year Ending CharityToledo, OH 43604 achieve equal opportunity, self-reliance and 12/31/2005(419) 724-0030 equality.www.lawolaw.org

Lenawee County Humane BBB Note: Because this organization did not IRS Form 990 for 76% 5% Did NotSociety disclose, the BBB was unable to determine the Year Ending Disclose705 W. Beecher St. if the organization meets BBB standards. 12/31/2004Adrian, MI 49221 Public information was unavailable to (See Page 4)(517) 263-3463 provide a minimal report on financial

expenses.

Lenawee County Mission BBB Note: Because this organization did not No statements UTV UTV Did Not227/229 N. Broad St. disclose, the BBB was unable to determine provided. DiscloseAdrian, MI 49221 if the organization meets BBB standards.(517) 265-4019 Public information was unavailable towww.lenaweecountymission.org provide a minimal report on financial

expenses.

Lend-A-Paw Foundation BBB Note: This organization is not a tax- N/A N/A N/A Does Not MeetAnimal Shelter exempt 501(c)3 charity and is not registered Standards2627 Pine Tracy Dr. with the Ohio Attorney General to solicit publicMaumee, OH 43537 donations.(419) 842-1800


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Library Legacy Foundation of To support the goals of the Toledo-Lucas IRS Form 990 for 89% 3% Did Not MeetToledo-Lucas County County Public Library through collection the Year Ending Standards 1, 6,325 N. Michigan St. development, capital support, activities to 12/31/2004 7, 12, 16, 17,Toledo, OH 43604 advance literature and learning, and support of (See Page 4) 18(419) 259-5207 special library projects.www.toledolibrary.org

Linques Neighborhood Center BBB Note: Because this organization did not IRS Form 990 for 82% UTV Did Not401 N. Hawley St. disclose, the BBB was unable to determine the Year Ending DiscloseToledo, OH 43607 if the organization meets BBB standards. 12/31/2005(419) 244-3142 Public information was unavailable to

provide a minimal report on financialexpenses.

Lupus Foundation of America, To improve the diagnosis and treatment of IRS Form 990 for 78% 9% BBBInc., Northwest Ohio Chapter lupus, support individuals and families the Year Ending Accredited1800 N. Blanchard St., Ste. 102 affected by the disease, increase awareness of 9/30/2006 CharityFindlay, OH 45840 lupus among health professionals and the(419) 423-9313 public, and find the causes and the cure.www.lupusnwoh.org

Lutheran Social Services of To provide human services that will enhance the Audited Financial 93% 4% BBBNorthwestern Ohio mental, moral, physical, social and spiritual well Statements for Accredited2149 Collingwood Blvd. being of those who seek the agency’s services. the Year Ending CharityToledo, OH 43620 6/30/2006(419) 243-9178www.lssnwo.org

1. Do you work for the charity or a professionalsolicitor?

Some charities use their own employees or volunteerswhile others hire outside contractors. If the caller worksfor a telemarketing company, the best follow-up questionis...

2. What percentage of my donation will the charityreceive?

By law, telemarketers must answer this questiontruthfully. While some telemarketing companies charge areasonable percentage for their services, others maykeep 90% or more of your donation. Be aware that theanswer "all of it" or 50% is rarely true.

3. Is my donation tax-deductible?

If the answer is "no," then the organization may be alabor union, fraternal organization, political lobbying

5 BEST QUESTIONS FOR CHARITY TELEMARKETERS

group, or even a for-profit company claiming to be acharity. Before you donate, know who the organization isby asking for their full name and address.

4. How will my donation be used?

Ask for details when, where, who. If they claim to havelocal programs, then ask them where the programs takeplace. Be cautious of appeals that are long on emotion,but short on details.

5. Will you send me some written information?

Your donation is an important decision, and you deservethe right to make that decision on your own time afterthoughtful consideration. Refusing or being unable toprovide written information, or pressuring you to make animmediate gift, are major red flags.

To file a complaint or report bad practices, call your BBBat (800) 743-4222.


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Make-A-Wish Foundation of To grant the wishes of children with life- Audited Financial 73% 18% BBBNorthwest Ohio threatening illnesses to enrich the human Statements for Accredited405 Madison Ave., Ste. 210 experience with hope, strength, and joy. the Year Ending CharityToledo, OH 43604 8/31/2006(419) 244-9474www.northwestohio.wish.org

March of Dimes Birth Defects BBB Note: This is the local affiliate of the March Audited Financial 75% 17% BBBFoundation of NW Ohio of Dimes Birth Defects Foundation, which is Statements for Accredited3450 W. Central Ave., Ste. 352 nationally based in White Plains, NY. This the Year Ending CharityToledo, OH 43606 evaluation has been provided by the BBB Wise 12/21/2005(419) 534-3600 Giving Alliance and can be viewed atwww.marchofdimes.com/ www.bbb.org/charity or by callingohio/ohio.asp (703) 276-0100 for a full report.

Martin Luther King Kitchen To help feed the homeless and low income Audited Financial UTV UTV Did Not Meetfor the Poor people, and to provide clothing, counseling and Statements for Standards 1, 6,650 Vance St. support for a segment of our community. the Year Ending 7, 12, 13, 16Toledo, OH 43602 12/31/2005 Unable to(419) 241-2596 Verify

Standards3, 4, 5, 8, 9,10, 15, 19

Maumee Valley Habitat for See Habitat for Humanity, Maumee ValleyHumanity223 South Fearing Blvd.Toledo, OH 43609(419) 382-1964www.mvhabitat.org

Maumee Valley Historical BBB Note: Because this organization did not IRS Form 990 for 13% 10% Did NotSociety disclose, the BBB was unable to determine the Year Ending Disclose1031 River Rd. if the organization meets BBB standards. 3/31/2005Maumee, OH 43537 Public information was obtained to provide(419) 893-9602 a minimal report on financial expenses.

Maumee Valley Founded on the belief that every companion IRS Form 990 for UTV UTV Did Not MeetSave-A-Pet, Inc. animal deserves a loving, responsible and the Year Ending Standards 1,P.O. Box 140782 permanent home. In short, no animal 12/31/2005 11, 12, 13,Toledo, OH 43614 homeless, and no animal unloved, abused or 16, 17(419) 470-2988 neglected. Unable towww.maumeevalleysaveapet.org Verify

Standard 9

Men of Color Project of BBB Note: Because this organization did not No statements UTV UTV Did NotToledo, Inc. disclose, the BBB was unable to determine provided. Disclose2275 Collingwood Blvd. if the organization meets BBB standards.Toledo, OH 43620 Public information was obtained to provide(419) 841-2801 a minimal report on financial expenses.


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Mission Toledo; Hope For the BBB Note: Because this organization did not No statements UTV UTV Did NotCities disclose, the BBB was unable to determine provided. Disclose1919 Madison Ave. if the organization meets BBB standards.Toledo, OH 43604 Public information was obtained to provide(419) 244-8810 a minimal report on financial expenses.

Mobile Meals of Toledo, Inc. To foster the nutritional well-being and Audited Financial 90% 21% BBB2200 Jefferson Ave. self-reliance of the disabled, elderly, Statements for AccreditedToledo, OH 43624 convalescing or chronically ill via home- the Year Ending Charity(419) 255-7806 delivered meals and groceries. 6/30/2006www.mobilemeals.org

Mom’s House To enable single parents, meeting eligibility IRS Form 990 for 60% 22% Did Not2505 Franklin Ave. and enrollment requirements, to complete the Year Ending DiscloseToledo, OH 43610 their education and become employable 6/30/2006(419) 241-5554 through tutoring and scholarships. BBB Note:www.momshousetoledo.org Because this organization did not disclose,

the BBB was unable to determine if theorganization meets BBB standards. Publicinformation was obtained to provide aminimal report on financial expenses.

Muscular Dystrophy BBB Note: This is the local office of the Audited Financial 76% 17% BBBAssociation, Inc. Muscular Dystrophy Association, which is Statements for Accredited6135 Trust Drive, Ste 103 nationally based in Tucson, AZ. This evaluation the Year Ending CharityHolland, OH 43528 has been provided by the BBB Wise Giving 3/31/2005(419) 866-9289 Alliance and can be viewed at www.bbb.org/charitywww.mdausa.org or by calling (703) 276-0100 for a full report.

NAMI of Greater Toledo A community based, family and consumer Audited Financial 83% 7% BBB2753 W. Central Ave. focused organization, dedicated to improving Statements for AccreditedToledo, OH 43606 the lives of people with severe mental illness the Year Ending Charity(419) 243-1119 through support, education, and advocacy. 6/30/2006www.namitoledo.org

National Child Abuse Defense To preserve the rights of those falsely accused No statements UTV UTV Did Not& Resource Center (NCADRC) of child abuse through education. BBB Note: provided. DiscloseP.O. Box 638 Because this organization did not disclose,Holland, OH 43528 the BBB was unable to determine if the(419) 865-0513 organization meets BBB standards. Publicwww.falseallegation.org information was not available to provide a

minimal report on financial expenses.

National Multiple Sclerosis To enhance the quality of life for those affected Audited Financial 83% 9% BBBSociety; Northwest Ohio by multiple sclerosis through patient care and Statements for AccreditedChapter funding research. the Year Ending Charity401 Tomahawk Dr. 9/30/2006Maumee, OH 43537(419) 897-9533www.nationalmssociety.org/OHO


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Neighborhood Housing BBB Note: Because this organization did No statements UTV UTV Did NotServices of Toledo, Inc. not disclose, the BBB was unable to provided. Disclose704 Second St. determine if the organization meets BBBToledo, OH 43605 standards. Public information was(419) 691-2900 unavailable to provide a minimal reportwww.nhstoledo.org on financial expenses.

Neighborhood Improvement To improve the quality of life in Toledo through IRS Form 990 for 64% 61% Did NotFoundation of Toledo, Inc. cleanup, nuisance abatement and environment the Year Ending Disclose(NIFTI) education outreach. BBB Note: Because this 12/31/20051938 Alvin organization did not disclose, the BBB wasToledo, OH 43607 unable to determine if the organization(419) 244-5998 meets BBB standards. Public information

was obtained to provide a minimal reporton financial expenses.

Northwest Ohio Community To expand member organization’s fundraising Audited Financial 74% 5% Did Not MeetShares, Inc. opportunities to include workplace giving while Statements for Standards2052 Collingwood Blvd., Ste. A building social and economical equity and a the Year Ending 6, 7, 16, 18Toledo, OH 43620 healthy environment. 12/31/2005(419) 243-6637www.communitysharesnwohio.org

HOW TO HANDLE UNWANTED MAIL FROM CHARITIES

It is unlikely that anyone—the Better Business Bureau,the Postal Service, you, or your attorney—can have yourname removed from all mailing lists. Even if you aresuccessful in eliminating your name from most of thelists you are on today, new lists are constantly beingcreated, composed from such basic sources astelephone directories and zip code indexes. However, ifyou want to take steps to cut down on the amount offundraising mail you are receiving, here are some pointsto keep in mind:

1. Decide which charities you want to support anddiscard the appeals from other groups. Don't feel guiltyabout not supporting all of the groups writing to you;they do not expect a donation from each and everyperson they solicit.

2. A five dollar contribution to 20 organizations canplace you on numerous lists and offers little support fortheir programs. But by giving larger gifts to fewercharities, you ensure that your donation is moreeffectively supporting the organization's programs andmission.

3. If more focused giving doesn't reduce the volume ofmail, write directly to each organization soliciting you torequest that your name be deleted from their mailing list.If you wish to continue supporting a group and receive itssolicitations, request that your name not be included onany donor lists that they exchange or rent.

4. If you are writing to an organization either to requestname removal or eliminate duplicate appeals, be sure tosend the address label that appears on the outside of theenvelope (and/or the return card enclosed with theappeal). If you are receiving duplicate mailings, be sureto send all the labels addressed to you showing all thevariations.

5. Most charities use nonprofit postal rates to send youfundraising appeals. Therefore, it does not work to writea note (such as "Delete my name from your mailing list")on the envelope and try to return the letter to the sender.These special postal rates only cover delivery one way—toyour home. Unless you add additional postage, the letterwill not be returned to the charity, and your name will notbe removed from the charity's mailing list.


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Northwest Ohio Development To promote economic and housing development Audited Financial 88% 7% BBBAgency (NODA) within low and moderate income and Statements for Accredited432 N. Superior St. underserved communities. the Year Ending CharityToledo, OH 43624 6/30/2006(419) 243-3734www.nodatoledo.org

Norwalk Area United Fund BBB Note: Because this organization did IRS Form 990 for 79% UTV Did Not10 West Main St., Ste. 3 not disclose, the BBB was unable to the Year Ending DiscloseNorwalk, OH 44857 determine if the organization meets BBB 1/31/2005(419) 668-0269 standards. Public information waswww.norwalkunitedfund.org unavailable to provide a minimal report


Oak House To provide a non-judgmental safe haven for Audited Financial 97% UTV Did Not Meet333 Buckeye Blvd. adults recovering from mental illness by Statements for StandardsPort Clinton, OH 43452 enhancing the community in vocational, social, the Year Ending 1, 6, 7, 12,(419) 734-4417 recreational, and self-sufficiency activities. 6/30/2005 13, 16

Unable toVerify

Standards 3, 9

Ohio Theatre BBB Note: Because this organization did No statements UTV UTV Did Not3114 Lagrange St. not disclose, the BBB was unable to provided. DiscloseToledo, OH 43608 determine if the organization meets BBB(419) 241-6785 standards. Public information was

unavailable to provide a minimal reporton financial expenses.

Old Newsboys Goodfellow To ensure that no child shall miss school for lack IRS Form 990 for 80% 6% Did NotAssociation of Toledo of coat or shoes. BBB Note: Because this the Year Ending DiscloseP.O. Box 2032 organization did not disclose, the BBB was 5/31/2006Toledo, OH 43604 unable to determine if the organization(419) 480-8141 meets BBB standards. Public informationwww.toledonewsboys.org was obtained to provide a minimal report


Paraclete Social Outreach BBB Note: Because this organization did No statements UTV UTV Did Not228 W. Wayne St. not disclose, the BBB was unable to provided. DiscloseMaumee, OH 43537 determine if the organization meets BBB(419) 893-4187 standards. Public information was

unavailable to provide a minimal reporton financial expenses.

Parents Helping Parents To strengthen parents to create healthy families. Audited Financial 90% 2% BBBOne Stranahan Square, Statements for AccreditedSte. 560 the Year Ending CharityToledo, OH 43604 12/31/2005(419) 242-9001www.parentshelpingparents.net


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Partners in Education of To promote student success through community Audited Financial 44% 51% Did Not MeetToledo involvement by fostering collaborations among Statements for Standards608 Madison Ave., Ste. 1303 businesses and organizations with schools. the Year Ending 8, 9, 13, 14,Toledo, OH 43604 6/30/2006 16, 17, 18(419) 242-2122www.partnerstoledo.org

Paws and Whiskers Cat To provide veterinary care, shelter, and homes No statements UTV UTV Did NotShelter for stray unwanted cats and kittens in the provided. Disclose32 Hillwyck Dr. Northwestern Ohio Area. BBB Note: BecauseToledo, OH 43615 this organization did not disclose, the BBB(419) 536-1914 was unable to determine if the organizationwww.pawsandwhiskers.org meets BBB standards. Public information

was unavailable to provide a minimalreport on financial expenses.

Planned Parenthood of To promote the fundamental right of every Audited Financial 80% 17% BBBNorthwest Ohio, Inc. individual to make informed and voluntary Statements for Accredited1301 Jefferson Ave. decisions regarding reproduction, reproductive the Year Ending CharityToledo, OH 43624 health and human sexuality, and to receive 12/31/2005(419) 255-1115 comprehensive reproductive health care withwww.ppnwo.org dignity and privacy.

Planned Pethood, Inc. To reduce the overpopulation and suffering of IRS Form 990 for 87% 68% Did NotP.O. Box 178 dogs and cats through education and low-cost the Year Ending DiscloseSwanton, OH 43558 spay/neuter programs and to rescue, vet and 2/28/2003(419) 826-3499 place adoptable dogs and cats into good (See Page 4)www.plannedpethood.org permanent homes. BBB Note: Because this


Prevent Blindness Ohio - BBB Note: This is the local affiliate of Prevent Audited Financial 79% 11% BBBNorthwest Ohio Chapter Blindness America, which is nationally based in Statements for Accredited2200 Jefferson Ave., Ste. 2020 Chicago. This evaluation has been provided by the Year Ending CharityToledo, OH 43624 the BBB Wise Giving Alliance and can be viewed 3/31/2005(419) 327-2020 at www.bbb.org/charity or by callingwww.pbohio.org (703) 276-0100 for a full report.

Prevention Partners of Wood To inspire leadership and foster educational IRS Form 990 for 96% 1% BBBCounty opportunities to assist communities in building the Year Ending Accredited134 W. Boundary, Ste. H prevention strategies that nurture positive 6/30/2004 CharityPerrysburg, OH 43551 youth development. (See Page 4)(419) 874-4242www.prevention-partners.org


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Read For Literacy, Inc. To recruit non-reading adults and teach them Audited Financial 31% 38% Did Not Meet325 N. Michigan St. basic English literacy and employability skills, Statements for StandardsToledo, OH 43604 one-on-one and in groups, so they may the Year Ending 8, 9(419) 242-7323 participate in, benefit from, and contribute to 8/31/2004 Unable to

our community; to train volunteer tutors; and (See Page 4) Verifyto promote interest in literacy in Northwest Standard 14Ohio.

Ronald McDonald House To provide temporary, home-like Audited Financial 76% 18% BBBCharities of Northwest Ohio, accommodations and a caring environment to Statements for AccreditedInc. families accessing medical care for children and the Year Ending Charity3883 Monroe St. to award grants and funding projects to 12/31/2005Toledo, OH 43606 organizations that enrich the lives of children.(419) 471-4663www.rmhctoledo.org

Rutherford B. Hayes To promote an understanding of the nineteenth No statements UTV UTV Did NotPresidential Center President, the Gilded Age, and leadership. provided. DiscloseSpiegel Grove BBB Note: Because this organization didFremont, OH 43420 not disclose, the BBB was unable to(419) 332-2081 determine if the organization meets BBBwww.rbhayes.org standards. Public information was

unavailable to provide a minimal report onfinancial expenses.

Salvation Army; Northwest To preach the gospel of Jesus Christ and to Audited Financial 73% 27% BBBOhio Area Services meet human needs in His name without Statements for AccreditedP.O. Box 798 discrimination. the Year Ending CharityToledo, OH 43697 9/30/2006(419) 241-1138www.salvationarmy-usaeast.org

Sandusky Area YMCA See YMCA, Sandusky Area2101 W. Perkins Ave.Sandusky, OH 44870(419) 621-9622www.ymca-sanduskyarea.org

Sandusky Bay Area Goodwill See Goodwill Industries, Sandusky Bay AreaIndustries, Inc.419 W. Market St.Sandusky, OH 44870(419) 625-4744www.sbagoodwill.org

Sight Center To provide services that maximize the Audited Financial 94% 7% BBB1002 Garden Lake Pkwy. independence of individuals who are blind and Statements for AccreditedToledo, OH 43614 visually impaired, and to minimize the incidence the Year Ending Charity(419) 720-3937 of blindness through education and prevention. 12/31/2005www.sightcentertoledo.org


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St. Paul’s Community Center To provide services and act as a safety net to Audited Financial 88% 1% BBB230 N. 13th St. the homeless and those suffering from Statements for AccreditedToledo, OH 43624 indigence, to promote self-sufficiency and to the Year Ending Charity(419) 255-5520 assist clients in making positive independent 6/30/2005

life changes in an atmosphere of caring andconcern.

Students For Other Students, Provides funding to financially compensate IRS Form 990 for 93% 5% Did NotInc. high school honor students who participate in the Year Ending Disclose3171 N. Republic Blvd. tutoring “at-risk” kids through their program. 12/31/2005Toledo, OH 43615 BBB Note: Because this organization did(419) 843-5798 not disclose, the BBB was unable towww.gotutor.org determine if the organization meets BBB

standards. Public information was obtainedto provide a minimal report on financialexpenses.

Sunshine Foundation, Inc. To fund residential and support services for Audited Financial 71% 12% BBB7223 Maumee-Western Rd. individuals with developmental disabilities and Statements for AccreditedMaumee, OH 43537 their families served by Sunshine Inc. of the Year Ending Charity(419) 865-0251 Northwest Ohio. 12/31/2005www.sunshinefnd.com

Susan G. Komen Breast BBB Note: This is the local office of the Susan G. Audited Financial 78% 11% BBBCancer Foundation Komen Breast Cancer Foundation, which is Statements for Accredited3100 W. Central Ave., 2nd FL nationally based in Dallas, TX. This evaluation the Year Ending CharityToledo, OH 43606 has been provided by the BBB Wise Giving 3/31/2006(419) 329-2137 Alliance and can be viewed atwww.nwohkomen.org www.bbb.org/charity or by calling


DO’S AND DONT’S OF WISE GIVING

1. DO watch out for similar names. Check the name andaddress carefully, because the charity soliciting you maynot be the one you have in mind.

2. DON'T be pressured to make an immediate gift.Charities should welcome your gift whenever you want tosend it.

3. DO question vague appeals. Watch out for appealsthat are long on emotion, but short on details.

4. DON'T give out personal information to phonesolicitors. Don't give out credit card numbers, checkingaccount numbers, or any other personal information tounknown telephone solicitors.

5. DO write a check instead of giving cash. Be cautious

about giving cash, and ALWAYS write out the check to thecharity, never to the solicitor.

6. DO keep records of your donation. Ask for a receipt ifyou want a tax deduction.

7. DO make sure the organization is a charity if you wanta tax deduction. Most appeals will indicate if your gifts aretax-deductible.

8. DON'T hesitate to ask for written information. Mostorganizations will be glad to tell you more.

9. DO report bad practices. Contact the Better BusinessBureau and your state's Attorney General aboutsolicitation problems.

10. DO understand that many law enforcementorganizations use telemarketers that may keep a largepercentage of your donation.


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Sylvania Area Family To create the highest quality of life for low- Audited Financial 85% 3% BBBServices, Inc. income Sylvania area residents by utilizing Statements for Accredited5440 Marshall Rd. public and private resources for their benefit. the Year Ending CharitySylvania, OH 43560 12/31/2005(419) 882-8415

T.E.E.N.S. of the Future BBB Note: This organization is not registered No statements UTV UTV Does Not Meet12 East Bancroft St. Ste 107B with the Ohio Attorney General to solicit public provided. StandardsToledo, OH 43620 donations and has not reported its finances(419) 870-2468 with the IRS since 2002. Because this

organization did not disclose, the BBB wasunable to determine if the organization meetsBBB standards. Public information was notavailable to provide a minimal report onfinancial expenses.

Team Greyhound Adoption of Dedicated to the promotion and adoption of IRS Form 990- 71% 4% BBBOhio, Inc. retired racing greyhounds into loving and caring EZ for the Year Accredited2242 Elks Run permanent homes. Ending CharityToledo, OH 43617 12/31/2006(877) 842-6446www.teamgreyhound.com

Thomas M. Wernert Center To improve the quality of life for persons living Audited Financial 83% 1% BBB208 W. Woodruff Ave. with mental illness through consumer-driven Statements for AccreditedToledo, OH 43604 and focused programs which address recovery the Year Ending Charity(419) 242-3000 through education, peer support and advocacy. 6/30/2005www.wernertcenter.org

Tiffin Seneca United Way, Inc. See United Way, Tiffin Seneca174 Jefferson St.Tiffin, OH 44883(419) 448-0355www.tiffinohio.com/unitedway

Toledo Animal Shelter To care for and provide temporary and indefinite Audited Financial 65% UTV Did Not MeetAssociation, Inc. shelter for homeless and abandoned dogs and Statements for Standards640 Wyman St. cats, and to promote a spay/neuter program the Year Ending 6, 7, 10, 12,Toledo, OH 43609 with emphasis on a “no kill” policy for its 3/31/2006 13, 14, 17, 18(419) 382-1130 animals. Unable towww.toledoanimalshelter.com Verify

Standard 9

Toledo Area Humane Society To relieve the suffering of, prevent cruelty to, Audited Financial 75% 28% BBB1920 Indian Wood Circle and provide for the humane treatment of Statements for AccreditedMaumee, OH 43537 animals. the Year Ending Charity(419) 891-0705 12/31/2005www.toledohumanesociety.org


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Toledo Area Ministries (TAM) To be the church of the world by meeting Audited Financial 84% 3% BBB444 Floyd St. human need, creating community, and working Statements for AccreditedToledo, OH 43620 for justice. BBB Note: This organization is the the Year Ending Charity(419) 242-7401 result of a recent merger between Toledo 12/31/2005www.tamohio.org Metropolitan Ministries and the Toledo Area

Council of Churches.

Toledo Botanical Garden To enrich lives through gardens, the arts, and Audited Financial 70% 4% BBB5403 Elmer Dr. nature. Statements for AccreditedToledo, OH 43615 the Year Ending Charity(419) 936-2986 12/31/2005www.toledogarden.org

Toledo Choral Society To contribute to the cultural development of IRS Form 990EZ UTV UTV Did Not MeetP.O. Box 66 Toledo through the performance of significant for the Year StandardsToledo, OH 43697 choral music representing all forms of the art. Ending 1, 4, 6, 7, 8,(419) 530-1973 12/31/2005 12, 13, 14, 16,www.toledochoralsociety.org 17, 18

Unable toVerify

Standards 9, 10

Toledo Cultural Arts Center, To produce and provide cultural and performing Audited Financial 67% 31% Did Not MeetInc. at the Valentine Theatre arts experiences for diverse audiences of all Statements for Standards410 Adams St. ages, and to enhance the quality of the cultural the Year Ending 1, 6, 7, 16,Toledo, OH 43604 and economic life of the City of Toledo, Lucas 6/30/04 17, 18(419) 242-3490 County, Northwestern Ohio and Southeastern (See Page 4)www.valentinetheatre.com Michigan.

Toledo Day Nursery To provide children of working and student Audited Financial 87% 4% BBB2211 Jefferson Avenue parents with quality, affordable child care Statements for AccreditedToledo, OH 43624 programs devoted to enhancing the child’s the Year Ending Charity(419) 243-2627 educational, social, emotional and physical 12/31/2005www.toledodaynursery.org development.

Toledo Gospel Rescue To minister to the spiritual and physical needs Compiled 86% 8% Did not MeetMission of the homeless and low-income throughout Financial Standard1917 Jefferson Ave. Northwest Ohio and Southeast Michigan. Statements for 11Toledo, OH 43624 the Year Ending(419) 241-6579 9/30/2006

Toledo Hearing and Speech To be the leading community-based center Audited Financial 83% 9% BBBCenter committed to providing hearing, speech- Statements for Accredited3148 W. Central Ave. language, and related rehabilitative services to the Year Ending CharityToledo, OH 43606 everyone. 12/31/2005(419) 241-6219www.heartoledospeak.org

Toledo Museum of Art To integrate art into the lives of people. Audited Financial 97% 5% BBB2445 Monroe St. Statements for AccreditedToledo, OH 43620 the Year Ending Charity(419) 255-8000 6/30/2006www.toledomuseum.org


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Toledo Northwestern Ohio To enable other community organizations to Audited Financial 98% 1% Did Not MeetFoodbank, Inc. end hunger and maximize community resources Statements for Standards24 E. Woodruff St. by effectively obtaining and distributing food the Year Ending 1, 6, 7, 12,Toledo, OH 43604 through a food collection and distribution 12/31/2004 16, 17(419) 242-5000 system. (See Page 4) Unable towww.toledofoodbank.org Verify

Standard 3

Toledo Opera Association To present inspiring performances of the IRS Form 990 for 59% 11% Did Not Meet425 Jefferson Ave., Ste. 601 highest artistic quality that will enhance the the Year Ending StandardsToledo, OH 43604 quality of life in this region. 5/31/2006 8, 11, 12, 13,(419) 255-7464 16, 17, 18www.toledoopera.org Unable to

VerifyStandard 3

Toledo Public Schools To support the broad education mission of IRS Form 990 for 19% UTV Did NotFoundation Toledo Public Schools by receiving, managing, the Year Ending Disclose420 E. Manhattan Blvd. and distributing gifts to benefit Toledo Public 6/30/2006Toledo, OH 43608 Schools students, faculty, and programs. BBB(419) 729-6568 Note: Because this organization did notwww.tps.org disclose, the BBB was unable to determine

if the organization meets BBB standards.Public information was obtained toprovide a minimal report on financialexpenses.

Toledo Restoration Church BBB Note: Because this organization did No statements UTV UTV Did Not546 Western Ave. not disclose, the BBB was unable to provided. DiscloseToledo, OH 43609 determine if the organization meets BBB(419) 242-0497 standards. Public information was notwww.toledorestorationchurch.com available to provide a minimal report on

financial expenses.

Toledo Seagate Food Bank BBB Note: Because this organization did No statements UTV UTV Did Not526 High St. not disclose, the BBB was unable to provided. DiscloseToledo, OH 43614 determine if the organization meets BBB(419) 244-6996 standards. Public information was not


Toledo Symphony To sponsor concerts performed primarily in Audited Financial 80% 12% BBB1838 Parkwood Ave., Ste. 310 Northwest Ohio by the Toledo Symphony Statements for AccreditedToledo, OH 43624 Orchestra. the Year Ending Charity(419) 241-1272 6/30/2006www.toledosymphony.com

Toledo Zoological Society To promote wildlife and its conservation through Audited Financial 89% 6% BBB2700 Broadway excellence in animal management, educational Statements for AccreditedToledo, OH 43609 programs, and scientific activities while the Year Ending Charity(419) 385-5721 providing visitors with an enjoyable, 12/31/2005www.toledozoo.org recreational, and family-oriented experience.


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Toledoans United For Social Unites, organizes, and trains leaders from No statements UTV UTV Did NotAction (TUSA) diverse congregations to build a powerful provided. Disclose442 Floyd St. community voice. BBB Note: Because thisToledo, OH 43620 organization did not disclose, the BBB was(419) 241-1052 unable to determine if the organizationwww.toledoans.us meets BBB standards. Public information


United Way of Defiance To bring together the people and resources IRS Form 990 for 82% 7% Did NotCounty, Inc. of Defiance County to help build a healthy, the Year Ending Disclose511 Perry St. happy, and strong community. BBB Note: 12/31/2005Defiance, OH 43512 Because this organization did not disclose,(419) 782-3510 the BBB was unable to determine if the


United Way of Erie County To increase the organized capacity for people to Audited Financial 74% 13% BBB416 Columbus Ave. care for one another through the funding of Statements for AccreditedSandusky, OH 44870 partner agencies. the Year Ending Charity(419) 625-4672 12/31/2006www.unitedwayeriecounty.org

United Way of Fulton County BBB Note: Because this organization did not IRS Form 990 for 76% 2% Did Not604 S. Shoop Ave., Ste. 122 disclose, the BBB was unable to determine if the Year Ending DiscloseWauseon, OH 43567 the organization meets BBB standards. 12/31/2005(419) 337-9606 Public information was obtained to provide

a minimal report on financial expenses.

United Way of Greater Toledo A collaboration of community volunteers, health Audited Financial 85% 9% BBBOne Stranahan Square and human service providers, and donors Statements for AccreditedToledo, OH 43604 throughout Lucas, Wood and Ottawa County the Year Ending Charity(419) 248-2424 who are committed to and believe that together 6/30/2006www.uwgtol.org we build a strong community by developing

resources to help children, families, andindividuals build better lives for themselves.

United Way of Hancock To measurably improve lives by providing Audited Financial 83% 4% BBBCounty funding for local programs that meet local Statements for Accredited245 Stanford Pkwy. needs. the Year Ending CharityFindlay, OH 45840 12/31/2006(419) 423-1432www.uwhancock.org

United Way, Hillsdale County A volunteer-based resource development Audited Financial 77% 17% BBB30 N. Howell St, Ste. 21 organization which identifies and effectively Statements for AccreditedHillsdale, MI 49242 addresses local human service needs through the Year Ending Charity(517) 439-5050 partnerships with member agencies. 3/31/2005www.hillsdalecountyunitedway.org


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United Way of Lenawee To increase the organized capacity of people to Audited Financial 93% 9% Did Not MeetCounty care for one another in the Lenawee County Statements for Standards 1, 6,1354 N. Main St. community. the Period 7, 16, 17, 18Adrian, MI 49221 Ending Unable to(517) 263-4696 7/31/2006 Verifywww.lenaweeunitedway.org Standard 3

United Way of Monroe County BBB Note: Because this organization did not IRS Form 990 for 79% 19% Did Not216 N. Monroe St. disclose, the BBB was unable to determine the Year Ending DiscloseMonroe, MI 48162 if the organization meets BBB standards. 6/30/2006(734) 242-1331 Public information was obtained to providewww.monroeuw.org a minimal report on financial expenses.

United Way of Paulding To promote the well-being of the residents by IRS Form 990 for 65% 31% Did NotCounty supporting local non-profit agencies. BBB Note: the Year Ending DiscloseP.O. Box 357 Because this organization did not disclose, 6/30/2006Paulding, OH 45879 the BBB was unable to determine if the(419) 399-5300 organization meets BBB standards. Publicwww.unitedwayofpaulding information was obtained to provide acounty.org minimal report on financial expenses.

United Way of Sandusky To increase the organized capacity of people to Audited Financial 78% 11% BBBCounty, Inc care for one another. Statements for Accredited103 S. Front St. the Year Ending CharityFremont, OH 43420 6/30/2006(419) 334-8938www.uwsandco.org

United Way, Tiffin Seneca BBB Note: Because this organization did not IRS Form 990 for 75% 13% Did Not174 Jefferson St. disclose, the BBB was unable to determine the Year Ending DiscloseTiffin, OH 44883 if the organization meets BBB standards. 1/31/2006(419) 448-0355 Public information was obtained to providewww.tiffinohio.com/unitedway a minimal report on financial expenses.

United Way of Williams County To unite the community’s outreach efforts to Audited Financial 79% 9% BBB228 S. Main St. meet the true needs of children, families and Statements for AccreditedBryan, OH 43506 senior citizens in Williams County. the Year Ending Charity(419) 636-8603 12/31/2005www.unitedwaywc.org

Vermilion Family YMCA See YMCA, Vermilion Family320 Aldrich Rd.Vermilion, OH 44089(440) 967-4208

Victory Center To promote education and prevention Audited Financial 69% 25% BBB5532 W. Central Ave., Ste. B techniques for healthy living, and to provide Statements for AccreditedToledo, OH 43615 non-medical services to individuals living with the Year Ending Charity(419) 531-7600 cancer in support of their pursuit of recovery. 12/31/2005www.thevictorycenter.org


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Volunteers of America To reach and uplift all people bringing them to Audited Financial 78% 7% BBBNorthwest Ohio, Inc. the knowledge and active service of God. Statements for Accredited1127-1201 Champlain St. Volunteers of America, illustrating the presence the Year Ending CharityToledo, OH 43604 of God through all we do, serves people and 6/30/2006(419) 248-3733 communities in need and creates opportunitieswww.voa.org for people to experience the joy of serving

others. Volunteers of America measures itssuccess in positive change in the lives ofindividuals and communities we serve.

Wake Up Youth, Inc. BBB Note: Because this organization did not No statements UTV UTV Did Not123 10th St. disclose, the BBB was unable to determine provided. DiscloseToledo, OH 43624 if the organization meets BBB standards.(419) 244-8911 Public information was not available to


WGTE Public Broadcasting To provide its region with a unique schedule of Audited Financial 58% 12% Did Not Meet1270 S. Detroit Ave. broadcast programs and services of educational, Statements for Standard 8Toledo, OH 43614 journalistic, cultural and technical excellence the Year Ending(419) 380-4600 that enrich the quality of life for the community. 06/30/2006www.wgte.org Program services will encourage intellectual

growth, focus on humanity’s highestachievements and help to interpret our complexworld and the diversity of the human experience.

Women Blessing Women To serve, bless and empower women to achieve Reviewed 79% 2% BBB223 Page St. their potential, obtain living wage jobs and Financial AccreditedToledo, OH 43620 break the cycle of poverty. Statements for Charity(419) 241-9789 the Year Endingwww.womenblessingwomen.org 12/31/2005

Wood County Special BBB Note: Because this organization did not No statements UTV UTV Did NotOlympics disclose, the BBB was unable to determine provided. Disclose11160 E. Gypsy Lane Rd. if the organization meets BBB standards.Bowling Green, OH 43402 Public information was not available to(419) 352-5115 provide a minimal report on financialwww.woodso.org expenses.

YMCA of Greater Toledo To put Christian principles into practice through Audited Financial 87% 2% BBB1500 N. Superior St., 2nd Fl. programs that build spirit, mind, and body for Statements for AccreditedToledo, OH 43604 all. the Year Ending Charity(419) 729-8135 12/31/2005www.ymcatoledo.org


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YMCA, Kimball Camp To put Christian faith and principles into practice No statements UTV UTV Did NotHillsdale County through programs that build healthy spirit, mind provided. Disclose4444 Long Lake Rd. and body for all in an environment whichReading, MI 49274 fosters a wholesome relationship between man(517) 283-2168 and God’s creation. BBB Note: Because thiswww.kimballcamp.org organization did not disclose, the BBB was

unable to determine if the organizationmeets BBB standards. Public informationwas unavailable to provide a minimalreport on financial expenses.

YMCA of Lenawee County To put Christian principles into practice through No statements UTV UTV Did Not638 W. Maumee St. programs that build healthy spirit, mind and provided. DiscloseAdrian, MI 49221 body for all. BBB Note: Because this(517) 263-2151 organization did not disclose, the BBB waswww.ymcaoflenawee.org unable to determine if the organization

meets BBB standards. Public informationwas unavailable to provide a minimalreport on financial expenses.

YMCA of Monroe Michigan To put Christian principles into practice through IRS Form 990 for 84% 3% Did Not1111 W. Elm Ave. programs that build spirit, mind, and body for the Year Ending DiscloseMonroe, MI 48162 all. BBB Note: Because this organization did 12/31/2005(734) 241-2606 not disclose, the BBB was unable to

determine if the organization meets BBBstandards. Public information was obtainedto provide a minimal report on financialexpenses.

YMCA, Sandusky Area BBB Note: Because this organization did not IRS Form 990 for 87% 6% Did Not2101 W. Perkins Ave. disclose, the BBB was unable to determine the Year Ending DiscloseSandusky, OH 44870 if the organization meets BBB standards. 12/31/2003(419) 621-9622 Public information was not available to (See Page 4)www.ymca-sanduskyarea.org provide a minimal report on financial

expenses.

YMCA of Sandusky County To put Christian principles into practice through Audited Financial 76% 11% BBB1000 North St. programs and partnerships that build a healthy Statements for AccreditedFremont, OH 43420 mind, body and spirit for all. Year Ending Charity(419) 332-9622 12/31/2006www.frymca.org

YMCA, Vermilion Family To put Christian principles into practice through IRS Form 990 for 88% 12% Did Not320 Aldrich Rd. programs that build healthy spirit, mind and the Year Ending DiscloseVermilion, OH 44089 body for all. BBB Note: Because this 12/31/2005(440) 967-4208 organization did not disclose, the BBB was

unable to determine if the organizationmeets BBB standards. Public informationwas obtained to provide a minimal reporton financial expenses.


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Youth Investment Program BBB Note: Because this organization did not No statements UTV UTV Did Not1111 Tricia Court disclose, the BBB was unable to determine provided. DisclosePerrysburg, OH 43551 if the organization meets BBB standards.(419) 266-7702 Public information was not available to


YWCA of Greater Toledo To be a powerful pro-active force for the Audited Financial 93% 4% BBB1018 Jefferson Ave. support and advancement of women and girls Statements for AccreditedToledo, OH 43604 in our community that will continue to work for the Year Ending Charity(419) 241-3235 peace, justice, equality, and dignity for all 6/30/2005www.ywcatoledo.org people.

TIPS FOR CAR DONATIONS

1. If you are not familiar with the charity that issoliciting, check it out as you would if you were givingcash. Contact the charity directly and ask how your cardonation will be used to benefit the organization. And ofcourse, check with the Better Business Bureau to learnmore about the organization before donating.

2. Make sure the title of the car is transferred to thecharity’s name and keep a copy of this record. The titlechange will help you avoid potential problems that canoccur if the car is somehow parked illegally by theorganization or is involved in an accident or other mishapbefore the charity is able to sell it.

3. If you are claiming a car donation over $500, you willneed to complete and attach IRS Form 8283 to your taxreturn. For more deductibility information, see IRSPublication 561, Determining the Value of DonatedProperty. If the car is worth more than $5000, you willneed to get a written professional appraisal, which youcan find by contacting local car dealers.

4. Check out the new IRS guidelines on vehicledeductions, if you itemize or plan to. A Donor’s Guide toVehicle Donations (Publication 4303) is reader-friendlyand accessible at www.irs.gov/pub/irs-pdf/p4303.pdf orby calling (800) 829-3676. It includes a chart of therecord-keeping and tax filing requirements for deductionsfrom under $250 to over $5,000.


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BBB ACCREDITED CHARITY SEAL

Starting this fall, look for the new BBBAccredited Charity Seal on charitywebsites and appeals to quickly andeasily identify organizationscommitted to spending yourcontributions wisely.

This Seal provides the public with aclear and accessible way to find out,by looking at the very appeal received,that the charity meets the BBB’sStandards for Charitable Accountability(pages 6-7).

When conducting a charity evaluation, the BetterBusiness Bureau doesn't only consider the charity'sfinances. In addition to reviewing an organization'saudit and budget, each evaluation will typically examinethe following information:

Audited Financial Statements

IRS Form 990

Current Budget

Annual Report

Board Roster with Meeting Attendance

Conflict of Interest Policy

By-Laws

IRS Determination Letter

Policies for Measuring Effectiveness

CEO Evaluation Policy

Fundraising Examples

Agreements with Professional Fundraisers

Special Event Invitations

Telephone Solicitations Scripts

Grant Proposals

Television and Radio Appeals

These materials are carefully examined to determinewhether or not the charity meets BBB Standards forCharitable Accountability. These Standards weredeveloped with the advice and feedback from charities,accountants, lawyers, fundraising professionals,grantmakers, businesses, and the general public.

Following each review, the charity is provided a draftcopy of its report before it is released to the public.During this time, the charity is given opportunity toreview the evaluation and supply additional informationto address any unmet standards, if any.

DEVELOPING A CHARITY REPORT

© 2007 Citigroup Global Markets Inc. Member SIPC. Smith Barney is a division and servicemark of Citigroup Global Markets Inc. and it affiliates and is used and registeredthroughout the world. Citi and Citi with Arc Design are trademarks and service marks ofCitigroup Inc. and its affiliates, and are used and registered throughout the world. WorkingWealthSM is a service mark of Citigroup Global Markets Inc.

Charity begins at home. Or even with your home.Giving back is good, but giving cash may not be.It may make better financial sense to give thefollowing assets instead:

• Stock and addressing your capital gains tax

• Life insurance to donate a significant amount atrelatively small cost

• Art, and creating a charitable art legacy for futuregenerations

• Real estate, even while you live there.

It’s all discussed in our free booklet, “GivingBack: Techniques for Charitable Giving.”


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501(c)(3)Most organizations in the Giving Guide have 501(c)(3)status, which is the federal designation for tax-exempt,charitable organizations, including religious, socialservice, educational, literacy, artistic, animal welfare, andathletic organizations. Donations to 501(c)(3)organizations are tax-deductible, and these organizationsalso receive certain tax benefits.

Most organizations in the Giving Guide are publiccharities, which generally means they receive fundingfrom a variety of sources, as opposed to privatefoundations, which are 501(c)(3) organizations thatreceive funding from a single donor or endowment.

ACCREDITED CHARITYThe BBB uses this term to recognize charities that havebeen evaluated and meet all 20 Standards for CharitableAccountability, which can be viewed on pages 6-7.

ADMINISTRATIVE EXPENSESThese are expenses for general management, as opposedto program or fundraising expenses. These include thecosts for bookkeeping, budgeting, filing governmentpaperwork, producing financial statements and annualreports, and fulfilling other management functions.Charities with no administrative expenses areextraordinarily rare and usually quite small.

AUDITED FINANCIAL STATEMENTSMost organizations produce annual statements of theirfinancial position, which will include assets, liabilities,revenues, expenses, cash flows, and descriptions of theiraccounting practices. BBB Standards require charitieswith gross revenues over $250,000 to have their financialstatements audited by an independent CPA or firm. Anaudit examines the organization's books, assessesfinancial procedures, and performs certain investigationsto obtain reasonable assurance that the organization'sfinancial statements are free from material misstatement.If an organization's gross revenues are between$250,000 and $100,000, then the BBB Standards requireonly a review of the financial statements, which issignificantly less in scope. For organizations with grossrevenues below $100,000, unaudited financial statementsor their most recent IRS Form 990 are acceptable. Annualfinancial statements - whether audited or not - areintegral to evaluating an organization.

CHARITYThe BBB uses this term as shorthand for "charitableorganization," a nonprofit organization established forcharitable purposes (educational, religious, scientific,literacy, etc.) and usually holding 501(c)(3) tax-exemptstatus.

DID NOT DISCLOSEThe Better Business Bureau has requested currentinformation from these organizations about theirprograms, governance, fundraising, and finances, butthese organizations have either declined to provide thisinformation or did not respond to at least three writtenrequests. Because they did not voluntarily provide thisinformation, the BBB is unable to determine whether ornot the organization meets the Standards for CharitableAccountability.

While participation in the BBB's charity review efforts isvoluntary, the BBB believes this lack of cooperation maydemonstrate a lack of commitment to transparency. Any501(c) organization that files an IRS Form 990, however,is required by law to provide a copy to anyone who asksfor it. When a charity doesn't disclose information, theBBB consults these statements to provide a minimumreport on financial expenses. The BBB shares thesefinancial statements for informational purposes only andshould not be considered a substitution for a fullevaluation.

FUNDRAISING EXPENSESThese are costs associated with soliciting contributions,which may include printing fundraising letters, organizingspecial events, writing grant proposals, or payingfundraising personnel. BBB Standards state that charitiesshould spend no more than 35% of related contributionson fundraising expenses.

IRS FORM 990Even though 501(c)(3) organizations are tax-exempt,they are required to file an informational tax return calleda Form 990. The 990 is open to public inspection;charities are required by law to allow anyone to inspecttheir last three 990s (though they may charge forcopying costs). The IRS will also provide a copy of anyorganization's 990 in response to a written request, and990s can be viewed online at www.guidestar.org. The 990

GLOSSARY


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GLOSSARY, CONT’D

TAX-EXEMPT ORGANIZATIONIf a nonprofit organization has been recognized as "tax-exempt" by the IRS, it receives certain tax benefits.Churches automatically receive tax-exempt status, butother organizations must submit an application to theIRS. In addition to 501(c)(3) charities, other types of tax-exempt organizations include 501(c)(4) - social welfaregroups; 501(c)(6) - business and trade associations,including the BBB; 501(c)(8) and (10) - fraternalorganizations; and 501(c)(9) - veterans organizations.Not all donations to these types of 501(c) organizationsare tax-deductible.

contains financial information, including how much anorganization spent on its programs, how much it spent onfundraising, and income received from donations andservice fees, as well as non-financial information like thenames of the board of directors and brief descriptions ofthe organization's purpose and programs.

NONPROFIT ORGANIZATIONThis is a broader category than charity or 501(c)(3)organization. Nonprofit status is based on whetherproceeds from the organization benefit any owners orshareholders, and this status is determined at the timethe organization is incorporated. All tax-exemptorganizations are nonprofit, but not all nonprofitorganizations are tax-exempt.

PROGRAM EXPENSESThese are the costs of performing the charity's mission(i.e. the whole reason the charity exists). Programexpenses can include a wide range of items. For example,a health charity's program expenses might include thesalaries of support group counselors, grants given tomedical researchers, and the costs of public educationcampaigns. BBB Standards state that charities shouldspend at least 65% of their total program expenses ontheir programs.

RELATED CONTRIBUTIONSThese are all revenues received as a result of fundraisingactivities: contributions from individuals, corporatesponsorship, foundation grants, special events revenue,bequests, etc. Government funding, in most cases, is notincluded, since government grants are often administeredmore like contracts for service than true contributions.Because most charities also receive income from othersources (e.g. service contracts, admissions fees, sales ofgoods or services), BBB standards compare fundraisingexpenses to related contributions.

TAX-DEDUCTIBLE CONTRIBUTIONDonations to 501(c)(3) public charities are tax-deductibleas charitable contributions for federal income taxpurposes. Just because an organization claims to be tax-exempt does not mean you can deduct your donation(see next column). Check with a tax advisor if you havequestions about whether a contribution is tax-deductible.

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The 2008 Charity Giving Guide is published and produced by the Better Business Bureau Foundation.

The Better Business Bureau, in its quest to advance and promote consumer and business education, alongwith its efforts to foster ethics and self-regulation, has formed the Better Business Bureau Foundation tobetter serve your community. The educational programs of the Foundation help to ensure all segments of thecommunity, at every age and economic level, have a better understanding of the marketplace. The trust andcredibility of the Better Business Bureau enables it to reach all audiences with its educational efforts. Thereare currently three exciting educational projects in various stages of operation and development - includingthis 2008 Charity Giving Guide.

The CHARITY REVIEW PROGRAM was developed to assist prospective donors in making wise giving decisions.We hope this guide will help you give wisely.

The SMART SENIOR PROGRAM was developed to serve as an educational resource for older adults, providinginformation on scams and frauds. This program is reaching area seniors through speeches, pamphlets and anemail ALERT system that disseminates up-to-date information on the most current scams and frauds directedto the senior population through their churches and senior centers.

The ETHICS PROGRAM, in development, is a natural extension of the overall Better Business Bureau Missionas the recognized gatekeeper of good, ethical businesses practices. When completed, this program will beavailable to business, educational institutions and professional associations.

The Better Business Bureau Foundation and the Charity Review Program are greatly indebted to the CincinnatiBBB, as well as the surrounding BBBs throughout Ohio, for their willingness to advise and share materials inthe production of this 2008 Charity Giving Guide.

President & CEO: Richard Eppstein Director of Operations: Jean Haynes

Director, Charity Review: Gregory Heldt Director, BBB Foundation: Marilyn Levine

If you represent a local charity or nonprofit organization and would like to learn more about the Charity GivingGuide and the Charity Review Program, please visit www.bbb.org or contact the BBB's Director of CharityReview at (419) 531-3116 or (800) 743-4222.

DISCLAIMER

The BBB 2008 Charity Giving Guide lists organizationsbelieved to be soliciting in the Greater Toledo area -including Southeast Michigan. The Better Business BureauFoundation develops charity reports based on donorinquiry and community activity. Inclusion or omissionfrom this list should not be interpreted as either approvalor disapproval. The BBB Foundation does not evaluate theworthiness of any charitable program. These reports existsolely to assist donors in making their own judgments.

Donors should be aware that many worthy organizations

CREDITS

do not meet one or more of the BBB's Standards forCharitable Accountability. Individuals and businessesshould take into account the soliciting organization'spurpose, programs, and overall performance, and thendecide for themselves the impact of any variance fromBBB standards.

This guide represents current information as of October3, 2007. Reports are subject to change at any time.Donors are strongly encouraged to contact the BBB fora full report.

Special thanks to Homewood Press and Carleen Cincala


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ServingNorthwestern Ohioand SoutheasternMichigan

BetterBusinessBureauFoundation

Integrity Place7668 King's Pointe Rd.Toledo, OH [email protected]

better business bureau foundation serving nw …...organization stated purpose and notes financial a...

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