bed & breakfast - bigelearn.bankersinsurance.com/media/default/marketing...bankers bed &...
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![Page 1: Bed & Breakfast - BIGelearn.bankersinsurance.com/Media/Default/Marketing...Bankers Bed & Breakfast Protection What’s Covered With over 40 years of experience in commercial lines](https://reader034.vdocuments.mx/reader034/viewer/2022043014/5fb2db040240f6552f2aa9ed/html5/thumbnails/1.jpg)
What’s CoveredBankers Bed & Breakfast Protection
With over 40 years of experience in commercial lines policies, Bankers Insurance Group offers a stable and secured product. We’ve crafted a unique program designed for eligible B&Bs, providing eligible risk protection to owners who take pride in their property.
Some eligible risks include:
• Replacement cost available onstructures of all ages
• Replacement cost on contents• Loss of business income• Any construction types• Wind coverage available• Guest property• Fine arts• Spoilage
Customer Service 800.627.0000 x4900 | bankersinsurance.com
Florida Business Owners Policy
Bed & Breakfast
• Risks with prior claims activity• Risks with additional activities on
premises• Risks offering wedding or reception areas
Share your home away from home...knowing it’s fully covered by Bankers Insurance.
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BIG
111 F
L 4
/20
18
Examples of Comprehensive Coverage at No Additional Cost
Our complete online system makes writing easy:
• Process from quote to application
• View existing policy information, including payment andpolicy status
• Submit and view endorsements and cancellations, keepsigned documents
• Quote new business up to 60 days out
• Report insured claims, receive claim number instantly
• Access underwriter directly
• Generate individual or agency loss run reports
• Use convenient payment plans with American Express,Visa, MasterCard, and Discover
Coverage Feature Limits
Accounts Receivable $25,000 at premises/$2,500 off premises
Business Income and Extra Expense
25% included
Business Personal Property Within 1,000 feet of premises
Business Personal Property - Seasonal Increase
The policy limit on business personal property will also automatically increase by 25% to provide for seasonal variations.
Damage to Premises Rented to You (Fire Legal Liability)
$50,000
Debris Removal - Increased Limits
25% of the loss up to a maximum of $25,000
Electronic Data Additional Coverage
$10,000
Employee Dishonesty $10,000
Fine Arts $10,000, $500 per item limit (without an appraisal)
Fire Department Service Charge
$10,000
Fire Extinguisher Systems Recharge Expense
Included
Forgery and Alteration $15,000
Fungi or Bacteria Coverage - Property
$15,000
Glass Expense $10,000
Guests’ Property on Premises Motels/Hotels/Bed & Breakfasts ONLY
$25,000, $1,000 per guest limit
Coverage Feature Limits
Money and Securities $10,000 inside/$2,500 outside
Money Orders and Counterfeit Paper
$1,000
Newly Acquired Property Coverage Extension
Contents at $250,000; coverage period is 180 days.
On Premises Swimming Pool - Liability
$20,000
Outdoor Property - Named Perils Only - Fire, Lightning, Explosion, Riot and Civil Commotion, or Aircraft
$10,000 but not more than $2,500 for fences or walls, $1,000 for any one tree, shrub or plant, $1,000 for antennae and satellites and $5,000 for signs (unattached).
Personal Property Off Premises (Including Transit)
$25,000
Pollutant Clean Up and Removal
$10,000
Reward Coverage $5,000
Spoilage Coverage $10,000
Signs - Attached $5,000
Supplementary Payments Includes the cost of bail bonds, attorney fees, loss of earnings up to $100 a day.
Valuable Papers and Records $25,000 at premises/$5,000 off premises
Wind and Hail - Added as Covered Causes of Loss for Outdoor Property
Included