banks' products and services for corporate customers
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Deposits Credits Internationalsettlements
Import -
exportfinancing
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1
2
Current account
Term Deposit
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1/ CURRENT ACCOUNT
Current account (non-term deposit) is a
type of deposits which you can useactively with flexible time.
Purpose: to conduct banking payment
transactions, not interest.
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2/ Term Deposit
A time deposit is a money deposit thatcannot be withdrawn for a certain "term" orperiod of time (unless a penalty is paid).When the term is over it can be withdrawnor it can be held for another term.
Purpose:
Safe and high interestsUsed as pledge, guarantee to request for
bank loans or financial commitment.
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2/ Project loan
1/ Business and
manufacturing loanfor urgent capital
demand
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1/ Business and manufacturingloan for urgent capital demand
Benefits Promptly satisfy urgent
temporary capital shortage of corporate.
Target customers Private Enterprises
who are in need of loans for smallbusiness operations and desire simpleprocedure for loan.
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2/ Project loan
This is the solution to capital shortage to extendcorporates business and manufacturingactivities or invest in new projects.
Benefits Loan term is middle to long period, and isregulated to match project duration.
Extend loan term for developing projects to
reduce repayment pressure for customers. Manage corporates working capital.Target customers: Organizations with having
legally feasible investment projects.
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Documentary Credit1
Collection of payment2
Remittance3
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1/ Documentary Credit(letter of credit)
Is one of the most secure paymentmethods in international trade, offeringadvantages for both importers and
exporters. If you are an importer, we can issuedocumentary credits on your behalf.
If you are an exporter, we can receiveadvice of documentary credits issued inyour favour.
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2/ Collection ofpayment
importer
exporter
Collecting bank
Remitting bank
(1)
(7) (2)(5a) (5b)
(6)
(3)
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3/ Remittance
This method is widely used in cases of
payment such as compensation, surplus,the terms of service ..
Tasks of bank only transfer money,
collect some fees, not be bound inpayment.
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Import financing1
Export finacing
2
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1/ Import financing
Satisfy foreign currency demand for
organizations to pay the costs of goodsand services provided by foreigncountries, contributing to meet theeconomic needs of society.
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2/ Export financing
Help exporters get money immediately tomeet the needs of the manufacturingoperations of its business, thus ensuringthat the import and export companiesconducting business continuously.
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Member
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