BancPlus – Functional Architecture FeaturesBrindley Technologies Pvt. Ltd.

www.BrindleyTech.com

Company Confidential 1Brindley Technologies Pvt. Ltd © 2012-2015

BANCPLUS ®

Brindley Technologies Core Banking Products & IT Services Features

Brindley Technologies is one of the emerging software and hardware banking solution house. Also they are part of the iSPIRIT product consortium.

It has developed a well known software well known as “Bancplus” for all the banking services for Medium, Small & Cooperative units.

Its world head quarter is in Mumbai, India with Sales offices in London, UK & Dubai, UAE. We have a state-of-the-art development center for BancPlus product in Udaipur, Rajasthan.

It has adopted global quality assurance standards and ISO 9001:2008 and CMMi level 4 processes.

BANCPLUS ®

The Story

OUR VISIONTo build a solution not the product.

OUR PHILOSOPHY– Technology Excellence

– Flexible Architecture

– Innovative Research

– Result Oriented Approach

OUR MISSION– To partner in growth with

SMEs by providing low cast and highly advanced IT solutions.

– To build long-lasting partnerships with our clients and their advisors, who value our personal services.

BANCPLUS ®

Operation Strategies

BANCPLUS ®

BancPlus Products Market Reach

• It is specially designed to undertake advisory consulting, analysis and strategic assignments, mostly for core banking systems and the vendors to that market.

• We recognize the value of the daily routine of collecting, analyzing, reviewing, and understanding all the data from and about the global banking technology market and reveal actionable intelligence.

•It’s unmatched security features also make it stand tall among its competitors

BANCPLUS ®

•To generate payrolls for the employees.

• It provides anytime, anywhere banking service i.e. Mobile banking Services.

•It provides immense help to SMEs, as before funding to their customers they can fully verify their customer’s financial records.

•It provides an innovative service E- Doctor i.e. provides you initial medical advice as your own family doctor a door step away.

Continue…BANCPLUS ®

BANCPLUS ®

Why BancPlus?

Core Features

Interoperability User Friendly

Secure

Incremental Build Model Time Boxed

Real time based BANCPLUS

BANCPLUS ®

Core banking

• It is business conducted by a banking institution with its retail and small business customers.

• Centralize operations and transaction information, automate core processes.

• Provide clients with real-time, efficient customer service and a variety of interactive, integrated Web services.

• Support end-to-end business banking products.

• Simplify security management

BANCPLUS ®

Pay Roll

• In a company, payroll is the sum of all financial records of salaries for an employee, wages, bonuses and deductions.

•BancPlus offers a great ease to follow the long and lengthy manual / semi manual processes for generating staff salaries and other payables.

BANCPLUS ®

Advisor Connect

There are many advisors/ agents for CCS or such same-business organizations. These agents have large number of customers under them, so to manage this bulk of customers Newline has provided a flexible, versatile service to agents.

It provides information about: • Customers’ accounts- overdue/ renewals/ maturity/ loans etc.• Business-commission statements/direct or referral business etc.• Performance analysis can be done of whole team.

BANCPLUS ®

Customer Connect

This is the service provided by Bancplus to customers, so that they can get involved in and interact with Business Continuity.

BANCPLUS ®

Micro Financing

The software deals with maintaining of information with regard to all members and their various account transactions with the MFI along with other attributes.

It provides powerful tools; our customers need to succeed in the modern Micro Finance environment.

• Custom Built for Micro Finance Institutions.• Incorporates various Micro Finance models• Offers customized MIS as per the requirement of the Client.• Fully Supported by a Strong After Sales Technical Support Team.

BANCPLUS ®

Mobile bankingWe provide our customers with a convenient, secure, anytime anywhere banking service i.e. Mobile Banking.

Services such as:•Funds transfer (within and outside the bank) •Interbank Mobile Payment Services•Enquiry services (Balance enquiry/ Mini statement)•Cheque book request•Bill Payment (Utility bills, credit cards, Insurance premium), Donations.•Mobile Top up•M Commerce

BANCPLUS ®

Risk ManagementA very vital and useful solution provided by Bancplus i.e. risk

management.

• The services monitors, identifies, and manages the risks that an organization faces and improves overall cash flow-with specialized management services.

• It help clients to calibrate a comprehensive range of risks i.e. o credit risko price and market risko exchange and liquidity risko operational risko strategic risk.

BANCPLUS ®

It offers a broad range of research, strategy and analytics.

Using a consultative approach, it provides customized insights and prudent solutions to reduce credit giving risk.

It provides a framework, which typically involves identifying particular events or circumstances relevant to the customers objectives determining a response strategy, and monitoring progress.

It offers a very innovative service i.e. credit information sharing through which lenders have the information about their customer’s bank records.

Risk Management

BANCPLUS ®Continue…

Innovations

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Services

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SERVICES

WEB DESIGN• Inclusion of compelling graphics optimized for visitor responsiveness and brand recognition.

•Home page design that quickly engages the visitor

WEB DEVELOPMENT•It enables website functionality, as per the customer’s requirements.

•It mainly deals with the non-design aspect of building websites, which includes coding and writing markup.

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CUSTOMER SOFTWARE DEVELOPMENT

•Customer e-business & e-commerce solutions

•Customer Relationship Management Solutions

•Supply Chain Management solutions

•Web Portal Solutions

SOCIAL MEDIA MARKETING

•It create online public interaction platforms to market a product or service.

•It has increased communication for organizations fosters brand awareness and often, improved customer service..

BANCPLUS ®

Differentiators

BANCPLUS ®

FUNCTIONAL FEATURES & ARCHITECTURE

BANCPLUS ®

Real Time system & Remote Operability

ApplicationServer

Back up Server

Access:Office, Home, Mobile Phone(VPN protection)

INTERNET/ VPN

Branches

First time activation Key is generated

Production environnent

Head Office

BANCPLUS ®

Functional Design Architecture

Create/ Maintain Products

Create /Verify Transactions

View/ Analyze Reports

Utility Module

TD Closure

Interfaces

TD Renewal

ATM

Handheld

SMSBulk Entry

Interest Application

Deposits

Term Deposit

Share Transfer

Create/ maintain Ledger Office UseAgent Scroll

Loan Disbursement

SI Execution

Utility Scroll

Dividends

System console

Daily Reports

Alerts

Agent Reports

Branch MIS

Loans-Interest Slabs

Pre-Maturity Slab

TD Interest Slab

Agent Commission

Agent promotion

Day open/close

Branch Authorization

Balance Sheet Design

Charges Slabs

ReconciliationS I Design

User maintenance

System Parameters

General Parameters

NPA management

Branch Merging Process

Branch Parameters Maintenance

Year End Activity

Business promotional Activities

Loan Application Share Application

Sanction

Employee Maintenance

User Permissions

Loans & Advances

Provisional Interest Calc

Create/ maintain Ledger Customer

Statutory Reports

Employee Transfers

Salary Scheme

Employee salary

generations

Statutory Reports

Income & Expenditure

Sundry Debtors & Creditors

Fixed Assets

Provisional Ledger etc.

BANCPLUS ®

Segments

BANCPLUS ®

Master Management

This section is set up to create various schemes like Interest schemes, Loan Schemes etc. It is used for creating users and defining their working permissions and roles.

BANCPLUS ®

Customer Management Interest Rate Management NPA management Advisor management

Master Management

Balance Sheet Customization Membership Maintenance Security Stock

BANCPLUS ®

Transaction Management

Transaction Management is the important section in which all the voucher entry goes through two level verification process for authenticity before being effected in relevant account ledger.

BANCPLUS ®

Entry Scroll Inter Branch Scroll Account ledger Remittance

AdminUtilities

Transaction Management

Reconciliation Registers

BANCPLUS ®

Report Management

Report Management segment is highly customized and user friendly .

This is very flexible system which is capable to retrieve all the reports.

BANCPLUS ®

Alerts Daily Reports Agent Reports MIS

Error Check Reports Miscellaneous Reports

Report Management

BANCPLUS ®

BANCPLUS®

Know more about our banking product at: http://brindleytech.com/core-banking-bancplus/

Know more about our Financial Services solutions at:http://brindleytech.com/financial-services/

Next Step

Thank YouBrindley Technologies Pvt. Ltd.

www.BrindleyTech.com

Brindley Technologies Pvt. Ltd © 2012-2013Company Confidential