aviva investor · 2016-02-16 · better 2016 led to optimistic investor sentiments. on the bse...

Life unit Linked Life unit Linked Life unit Linked Pension unit Linked Pension unit Linked

Bond Fund Index Fund Protector Fund ll Secure Fund PSU Fund


Secure Fund PSU Fund Balanced Fund ll Protector Fund Protector Fund ll


Protector Fund Infra Fund Growth Fund ll Balanced Fund Balanced Fund ll


Balanced Fund Wealth Builder Fund Enhancer Fund ll Growth Fund Growth Fund ll

Life unit Linked Life unit Linked Life unit Linked

Life unit Linked

Pension unit Linked Pension unit Linked

Growth Fund Dynamic PE Fund Index Fund ll

Discontinued Policy Fund

Index Fund Index Fund ll

Life unit Linked Life unit Linked Pension unit Linked

Enhancer Fund Bond Fund ll Infra Fund

Disclaimer/Disclosure

Aviva Life Insurance Company India Limited

Aviva Towers ,Sector road,Opp.Golf Course,

Tel:+91(0)1242709000-01, Fax: +91(0)124 2571 214

www.avivaindia.com

FUND PERFORMANCE

DLF Phase-V,Sector 43,Gurgoan,Haryana-122 003

Registered office:2nd Floor,Prakashdeep Building,7,Tolstoy Marg, New Delhi -110 001

MARKET REVIEW (Equity and Fixed Income Outlook)

PORTFOLIO RETURNS SINCE INCEPTION

AVIVA INVESTOR

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FOREWORD More More

December, 2015

mdfaiyazs

Typewritten Text

IN ULIP PRODUCTS THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO SHALL BE BORNE BY THE POLICY HOLDER. THE LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.

As on December

31,2015

Life Unit Linked

Bond Fund

Life Unit Linked

Secure Fund

Life Unit Linked

Protector Fund

Pension Unit Linked

Secure Fund

Pension Unit Linked

Protector Fund

Pension Unit Linked

Balanced Fund

Portfolio Return

Since Inception9.1% 8.1% 7.6% 8.3% 7.7% 12.3%

Benchmark Return

Since Inception6.9% 7.1% 7.9% 7.8% 7.0% 10.0%

BenchmarkCRISIL Composite Bond

Fund Index

CRISIL Composite Bond

Fund Index

and NIFTY 50


Fund Index

and NIFTY 50


Fund Index

and NIFTY 50


Fund Index

and NIFTY 50


Fund Index

and NIFTY 50

As on December

31,2015

Life Unit Linked

Balanced Fund

Life Unit Linked

Growth Fund

Life Unit Linked

Enhancer Fund

Pension Unit Linked

Growth Fund

Pension Unit Linked

Index Fund

Pension Unit Linked

Infrastructure Fund

Portfolio Return

Since Inception13.7% 14.1% 8.2% 10.5% 6.5% 0.1%

Benchmark Return

Since Inception10.8% 12.0% 5.6% 10.3% 6.3% -3.8%

Benchmark CRISIL Composite Bond

Fund Index

and NIFTY 50


Fund Index

and NIFTY 50

NIFTY 50CRISIL Composite Bond

Fund Index

and NIFTY 50

CRISIL Liquid Fund Index

and NIFTYBSE 100 Index

As on December

31,2015

Life Unit Linked

Index Fund

Life Unit Linked

PSU Fund

Life Unit Linked

Infrastructure Fund

Pension Unit Linked

PSU Fund

Pension Unit Linked

Protector Fund II

Pension Unit Linked

Balanced Fund II

Portfolio Return

Since Inception3.7% 0.8% -0.6% 1.0% 8.2% 7.5%

Benchmark Return

Since Inception3.2% -5.8% -4.6% -5.8% 8.2% 8.5%

Benchmark CRISIL Liquid Fund Index

and NIFTY 50 BSE PSU Index BSE 100 Index BSE PSU Index


Fund Index

and NIFTY 50


Fund Index

and NIFTY 50

As on December

31,2015

Life Unit Linked

Bond Fund II

Life Unit Linked

Protector Fund II

Life Unit Linked

Balanced Fund II

Pension Unit Linked

Growth Fund II

Pension Unit Linked

Index Fund II

Portfolio Return

Since Inception8.5% 7.8% 8.0% 9.0% 8.4%

Benchmark Return

Since Inception8.1% 8.1% 8.2% 8.4% 8.1%


Fund IndexCRISIL Composite Bond

Fund Index

and NIFTY 50


Fund Index and NIFTY 50


Fund Index

and NIFTY 50

CRISIL Liquid Fund Index

and NIFTY

As on December

31,2015

Life Unit Linked

Growth Fund II

Life Unit Linked

Enhancer Fund II

Life Unit Linked

Index Fund II

Portfolio Return

Since Inception7.8% 9.9% 6.8%

Benchmark Return

Since Inception7.7% 7.2% 7.2%


Fund Index

and NIFTY 50

NIFTY 50CRISIL Liquid Fund Index

and NIFTY 50

As on December

31,2015

Life Unit Linked

Wealth Builder

Fund

Highest NAV locked

in is 7.3%

September, 2015

Dear Customer,

On behalf of the entire Aviva family, let me wish you and your families a very

happy and healthy 2016. I thank you for your continued association with

Aviva and assure you that we will continue to do everything we can to offer

you the best possible outcomes through enhanced products and services.

In 2016, you can look forward to several new initiatives from Aviva that will

provide you with insurance solutions that meet your needs, expert advice for

sound financial planning, best-in-class services, digital innovations that make

your life convenient, all with the end objective of securing the future of you

and your family. We will also be introducing new and repackaged propositions that will be customised to the

needs of you and your family.

We are also investing heavily towards creating a digital ecosystem that will offer our customers more

convenience online along with the advice and support from professional advisors and employees. We at Aviva

are innovating constantly to align ourselves to the evolving customer of today.

You can lookout for our new brand communication ‘Don’t miss The Yellow Bus’ aimed at sensitising young

parents towards the importance of securing their child’s future.

As usual I look forward to your feedback.

Regards, Trevor Bull MD & CEO, Aviva India

December 2015

Equity Commentary Indian equity markets inched down during the quarter after witnessing considerable volatility. Broadly, the chief causes for investor concern were uncertainty regarding the passage of the Goods & Services Tax Bill (GST) in the Winter session of the Parliament, worries over a slowdown in Chinese economy, and weakness in global commodity prices. Positives for the quarter included a slew of Government announcements and reforms aimed at boosting different market sectors and optimism over a better 2016 that prompted investors to go for fresh long positions. Key benchmark indices, S&P BSE Sensex and Nifty 50, fell 0.14% and 0.03% Q-o-Q to close at 26,117.54 points and 7,946.35 points, respectively. Broader indices such as S&P BSE Mid-Cap and S&P BSE Small Cap gained 3.18% and 7.40%, respectively.

Similar to the previous quarter, Foreign Portfolio Investors (FPIs) remained net sellers of domestic stocks although the quantum was lower. According to data from the National Securities Depository, FPIs sold net domestic stocks worth Rs. 3,241.07 crore during the quarter, compared with net sales of Rs. 18,033.38 crore in the previous quarter. Domestic mutual funds remained net buyers and bought stocks worth Rs. 14,027.70 crore. The quarter started on an upbeat note on the back of positive economic data. The impact of slowdown in Indian manufacturing activity, which hit a seven-month low in September, was outweighed by the growth in infrastructure output for the same period. Investor sentiments improved as the country’s fiscal deficit narrowed during the April-August period and chances of the Goods and Services Tax rolling out from the next fiscal looked bright. However, soon gains were capped as the IMF lowered India’s FY16 growth forecast to 7.30% in October from its July forecast of 7.50%. Weak trade and machinery orders data from Germany and Japan further weighed on investor sentiments. China reported its worst quarterly GDP growth since 2009. For the July-September quarter China GDP grew 6.90%, slightly better than the 6.80% expected by analysts and slightly worse than the 7.00% recorded in the prior quarter. China's official manufacturing number contracted for the third straight month in October. Early November brought news of a private survey result that showed India’s manufacturing sector touched nearly two-year low in October due to absence of fresh orders. However, data released around the same time showed encouraging core sector output data for September. Output for eight core sectors in September increased to a four-month high of 3.20% due to increase in fertilizer production and electricity generation. Bourses took a hit as the outcome of the Assembly elections in a state did not come in line with market expectations. The downturn was restricted as investors turned their eyes on the consumer discretionary sector, factoring in the affect of the 7th Pay Commission’s recommendation to substantially raise salaries of central Government employees and pensioners. The

move could boost sale of affordable homes and consumer durables, steering demand in the economy. In the last month bourses lost momentum because of lack of any development on the Goods & Service Tax Bill. The positive impact of better than expected second quarter GDP was somewhat offset after the Reserve Bank of India (RBI) kept the repo rate steady at 6.75%. Markets dwindled after final reading of a private survey showed slowdown in growth of India’s services sector in November. Weak global cues affected buying interest as ECB's stimulus package aimed to rejuvenate the euro zone economy failed to meet investor expectations. Concerns over foreign fund outflow hit the markets after the Fed chief hinted at a rate hike in mid-December. Finally, Fed raised interest rates in December as was widely expected by market participants. At the homefront investor confidence was boosted when the Government announced a minimum import price for steel in order to stop cheap imported steel from flooding the domestic industry. The banking sector attracted a lot of investor interest as the Government introduced Insolvency and Bankruptcy Code 2015 in Parliament. Upbeat official data such as India's current account deficit narrowing to $8.2 billion (1.60% of GDP) in the September quarter from $10.9 billion (2.20% of GDP) in the year-ago quarter and expectations of a better 2016 led to optimistic investor sentiments. On the BSE sectoral front, top gainers were S&P BSE Consumer Durables with 10.99% increase followed by S&P BSE Oil & Gas with 9.90% and S&P BSE Metal with 8.26%. Investors showed interest in the oil & gas sector after the Union Cabinet approved a marketing margin of Rs. 150-200 per standard cubic meter for natural gas retailers to be charged from urea and Liquefied Petroleum Gas plants. S&P BSE Power gained 6.30% following reports that the Union Cabinet might consider a proposal to recast Rs. 4.3-lakh-crore loans of nine public sector power distribution companies to bring down their liabilities. Delhi High Court’s ruling against the Comptroller and Auditor General of India’s audit of distribution companies also went in favour of the sector. Among the sectoral indices, major laggards were S&P BSE Capital Goods that lost 6.51% followed by S&P BSE Healthcare with a fall of 4.92% and S&P BSE IT that lost 4.46%. Outlook Investors will track the trend in global markets, investment activities by Foreign Portfolio Investors, the movement of the rupee against the dollar, and international crude prices. Investors will also be awaiting the passage of the crucial Goods & Service Tax Bill in the Parliament. On the global front, investors will be looking for indication about the timing of the next rate hike by the U.S. Fed. Besides, the manufacturing and services PMI data from various nations will also remain in focus.

Fixed Income Outlook

Global headwinds dictated the course of Debt market during the quarter. Gradual weakening of Chinese economy impacted the sentiments in the global markets. Emerging markets bore the brunt as outflows created pressures on the respective domestic currencies. US for the first time in a decade raised the

Benchmark rates making the new range 0.25% to 0.50%. The FOMC felt that the hike was ‘modest’ and

that going forward the process to tightening could well be ‘gradual’. The fed Governor stated that future rate action would depend on Growth and inflation figures RBI’s monetary policy was mostly along expected line and saw rates being kept unchanged. RBI appeared confident of having CPI within acceptable levels. RBI while flagging off inflation and other global risks at the December policy, has kept the door open for a potential easing. Overall, RBIs policy stance is broadly neutral in outlook with dovish undertones. Core inflation inched up by 20 bps to 4.7%, pushed higher by services inflation. Food inflation moved higher to 6.1% in November from 5.3% in October. Base effect which was aiding softness in the CPI readings for the past few months is now completely off. As a result, CPI readings for the remainder of FY 2016 are likely to have an upward bias. Liquidity demand which started building up in November coinciding with the start of the festive season continued well into December. RBI’s proactive liquidity management measures such as injection of addition liquidity into the system through term repos helped to neutralize short term spike in the rates. As a result, overnight rates remained relatively stable and reigned only marginally higher than repo rates. Fiscal deficit continues to remain better than previous year with April-November 2015 deficit at 87 per cent of budgeted estimate against 99 per cent last year. Though market is concerned over the impact of Pay commission and OROP on the medium term fiscal stance. The external indicators such as trade balance, forex reserves and CAD have all been consolidating in the last few months. While headline export numbers have been falling for more than 15 months, this has to be seen in the context of weak external demand and falling commodity prices. The yield on the 10-year benchmark bond rose 22 bps during the quarter to close at 7.76%, against previous month’s close of 7.54%, after moving in the range of 7.51% to 7.82%. Weakness in bond prices emanated from global uncertainty especially on devaluation of Yuan by Chinese Central Bank. Exodus of FPI money from emerging markets impacted the Bond Yields

domestically. Lack of positive triggers and perceived pressure on Fiscal deficit kept the Bond yields under pressure during the quarter. Outlook: Annual Budget will be a key trigger for markets which will be keenly watched on account of government’s Fiscal consolidation and overall borrowing. Consolidation and improved global economic scenario will help deciding the shape of all asset class. In the near term we expect Bond yields to be volatile though in a range of 10-20bps.

Aviva Investor

9.23% GOI 2043 17.14

7.73% GOI 2034 6.27

8.85% Tamil Nadu State Development Ltd. 2022 4.96

8.32% GOI 2032 4.92

8.24% GOI 2033 4.07

7.72% GOI 2025 4.01

9.20% GOI 2030 1.76

8.15% GOI 2026 1.02 Total 44.15

Tata Sons Ltd. 8.75

GOVERNMENT SECURITIES44.15 Power Finance Corporation Ltd. 8.40

CORPORATE BONDS49.23 LIC Housing Finance Ltd. 6.75

MONEY MARKET 6.62 Rural Electrification Corporation 6.58

Mahindra & Mahindra Ltd. 5.47

Power Grid Corporation of India Ltd. 4.13

Yes Bank Ltd. 3.40

Bajaj Auto Ltd. 3.26

HDFC Ltd. 2.49

Total 49.23

As on December 31, 2015

Absolute

Return

Portfolio return 9.1% 9.8% 10.2% 9.6% 11.1% 6.8% * Money Market includes Liquid Schemes of Mutual Funds & Bank Deposit

Benchmark** 6.9% 8.5% 9.0% 8.8% 11.4% 8.6%

Note: Past returns are not indicative of future performance.

Life Unit Linked

CAGR Return

December 2015

BOND FUND Portfolio as on December 31, 2015

The investment objective of the debt fund is to provide progressive capital

growth with relatively lower investment risks.Sovereign

Sovereign

AAA

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Since

inception

Last 5

years

Last 2

years

Last 1

year

**Benchmark for this fund is CRISIL Composite Bond Fund Index

Last 4

years

Last 3

years

AAA

AAA

AAA

AAA

AAA

AA+

AA+

AAA

Asset Allocation Pattern

Portfolio Return

NAV MovementInception Date - February 6,2008

Security Net Asset % RatingULIF01306/02/2008LIFEDEBTFU122

The risk profile for this fund is Low

• Cash and Money Market Instruments 0%-40% • Government and other Debt Securities 60%-100%

810121416182022

Feb

-08

No

v-0

8

Sep

-09

Jun

-10

Mar

-11

Jan

-12

Oct

-12

Au

g-1

3

May

-14

Mar

-15

Dec

-15

NAV MOVEMENT SINCE INCEPTION

GOVERNMENT SECURITIES

CORPORATE BONDS

CASH AND MONEY MARKETS* 6.62%

PORTFOLIO TOTAL 100.00%

Asset Mix

Aviva Investor

TOP 10 EQUITY STOCKS AND OTHERS

EQUITIES 15.87 Infosys Ltd. 1.55

GOVERNMENT SECURITIES34.36 HDFC Bank Ltd. 1.55

CORPORATE BONDS43.72 Reliance Industries Ltd. 0.97

MONEY MARKET 6.05 ITC Ltd. 0.88

HDFC Ltd. 0.84

Tata Consultancy Services Ltd. 0.78

ICICI Bank Ltd. 0.69

Larsen & Toubro Ltd. 0.65

Axis Bank Ltd. 0.63

Shasun Pharmaceuticals Ltd. 0.62

Others 6.71As on December 31, 2015 Total 15.87

Absolute

Return

Portfolio return 8.1% 8.0% 9.3% 8.4% 11.4% 5.4% 9.20% GOI 2030 8.14

Benchmark** 7.1% 8.7% 10.0% 9.2% 11.7% 6.8% 8.83% GOI 2041 7.32

8.97% GOI 2030 6.90

Note: Past returns are not indicative of future performance. 8.30% GOI 2040 2.46

7.88% GOI 2030 2.29

8.24% GOI 2033 2.23

9.23% GOI 2043 2.08

8.15% GOI 2026 1.08

8.28% GOI 2032 0.74

7.73% GOI 2034 0.63

7.83% GOI 2018 0.30

8.32% GOI 2032 0.19

Total 34.36


Reliance Gas Transportation Infrastructure Ltd. 7.57

Power Finance Corporation Ltd. 5.83

LIC Housing Finance Ltd. 5.61

Yes Bank Ltd. 4.84

HDFC Ltd. 3.38

Food Corporation of India 2.32


Tata Sons Ltd. 1.01

Gail (India) Ltd. 0.93

MRF Ltd. 0.73

Rural Electrification Corporation 0.65


NTPC Ltd. 0.01

Total 43.72

* Money Market includes Liquid Schemes of Mutual Funds & Bank Deposit

Life Unit Linked

CAGR Return

December 2015

SECURE FUND Portfolio as on December 31, 2015

The investment objective of the fund is to provide progressive returns on your

investment and carry capital guarantee as defined in the policy terms &

conditions.

Since

inception

Last 5

years

Last 2

years

Last 1

year

**Benchmark return has been computed by applying benchmark weightages on CRISIL Composite Bond Fund

Index and NIFTY 50 INDEX

Last 4

years

Last 3

years

Sovereign

View Detailed Portfolio >>

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

Sovereign

AAA

AAA

AAA

AAA

AA+

AAA

AAA

AA+

AAA

AA+

AAA

AAA

AAA


Portfolio Return

NAV MovementInception Date - January 27,2004

Security Net Asset % RatingULIF00627/01/2004LIFESECURE122


• Cash and Money Market Instruments 0%-40% • Equity 0%-20%• Government and other Debt Securities 60%-100%

8

13

18

23

Jan

-04

Ap

r-0

5

Jun

-06

Au

g-0

7

Oct

-08

Jan

-10

Mar

-11

May

-12

Jul-

13

Oct

-14

Dec

-15


EQUITIES 15.87%

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%


CORPORATE BONDS



Asset Mix

Aviva Investor






HDFC Ltd. 0.83





Axis Bank Ltd. 0.62


Absolute

Return


Benchmark** 7.9% 8.5% 9.7% 9.3% 11.7% 6.8% 8.97% GOI 2030 6.57

8.40% GOI 2024 5.39


7.72% GOI 2025 3.51

8.15% GOI 2026 3.35

7.88% GOI 2030 2.70

8.24% GOI 2033 1.53

8.32% GOI 2032 1.49

8.28% GOI 2027 1.03

8.30% GOI 2040 0.82

7.59% GOI 2016 0.02

Total 39.57



Tata Sons Ltd. 4.80

Yes Bank Ltd. 4.24




HDFC Ltd. 2.06



MRF Ltd. 1.01

Indian Railway Finance Corporation Ltd. 0.43

NTPC Ltd. 0.01

Total 38.78




Life Unit Linked

CAGR Return

December 2015

PROTECTOR FUND Portfolio as on December 31, 2015

Progressive return on your investment by investing majority portion in debt

securities, with a minimum exposure to equities.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Last 4

years

Last 3

years

Sovereign


Sovereign

Sovereign

Sovereign

Sovereign

AA+

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AAA

AA+

AAA

AAA

AAA

AAA

AAA

AAA

AAA

AAA


Portfolio Return

NAV MovementInception Date - July 7,2006

Security Net Asset % RatingULIF00911/07/2006LIFPROTECT122



810121416182022

Jul-

06

Jun

-07

May

-08

May

-09

Ap

r-1

0

Mar

-11

Mar

-12

Feb

-13

Jan

-14

Jan

-15

Dec

-15


EQUITIES 15.72%

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%


CORPORATE BONDS



Asset Mix

Aviva Investor






HDFC Ltd. 1.92





Axis Bank Ltd. 1.43


Absolute

Return


Benchmark** 10.8% 7.9% 11.2% 9.7% 12.0% 4.3% 8.83% GOI 2041 6.28

7.88% GOI 2030 3.24


9.23% GOI 2043 2.68

8.24% GOI 2033 2.61

9.20% GOI 2030 1.20

8.24% GOI 2027 0.78

8.28% GOI 2032 0.58

7.73% GOI 2034 0.52

8.24% GOI 2018 0.16

8.19% GOI 2020 0.14

8.28% GOI 2027 0.12

8.15% GOI 2026 0.09

7.83% GOI 2018 0.07

6.35% GOI 2020 0.06

8.35% GOI 2022 0.06

8.32% GOI 2032 0.04

8.15% GOI 2022 0.01

Total 32.45


0.56 Tata Sons Ltd. 3.23

0.05 Reliance Gas Transportation Infrastructure Ltd. 2.77

0.04 HDFC Ltd. 2.39

Total 27.31 Power Grid Corporation of India Ltd. 2.07

Tata Motors Ltd. 2.02

PORTFOLIO TOTAL 100.00% Bajaj Auto Ltd. 1.46



Yes Bank Ltd. 1.02

MRF Ltd. 0.96

National Capital Regional Planning Board 0.93


Life Unit Linked

CAGR Return

December 2015

BALANCED FUND Portfolio as on December 31, 2015

The fund is designed to provide long-term cumulative capital growth while controlling

risk, by availing opportunities in debt and equity markets.

Since

inception

Last 5

years

Last 2

years

Last 1

year

**Benchmark return has been computed by applying benchmark weightages on CRISIL Composite Bond Fund Index and

NIFTY 50 INDEX

Last 4

years

Last 3

years

Sovereign


Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AA+

AA+

AAA

AAA

AAA

AA

AA+

AAA

AAA

Export-Import Bank of India Ltd. AAA

NTPC Ltd. AAA

Indian Railway Finance Corporation Ltd. AAA


Portfolio Return

NAV MovementInception Date - June 6,2002

Security Net Asset % RatingULIF00106/06/2002LIFBALANCE122

The risk profile for this fund is Medium


8

18

28

38

48

Jun

-02

Oct

-03

Feb

-05

Jun

-06

No

v-0

7

Mar

-09

Jul-

10

No

v-1

1

Ap

r-1

3

Au

g-1

4

Dec

-15


EQUITIES 36.45%

0.00%2.00%4.00%6.00%8.00%

10.00%


CORPORATE BONDS

Asset Mix

CORPORATE BONDS



Aviva Investor






HDFC Ltd. 3.66





Axis Bank Ltd. 2.85


Absolute

Return

Portfolio return 14.1% 5.7% 12.7% 10.1% 13.2% -1.2% 8.30% GOI 2042 2.52

Benchmark** 12.0% 6.4% 13.3% 10.2% 12.3% -0.8% 8.83% GOI 2041 1.68

8.97% GOI 2030 1.63


9.20% GOI 2030 1.05

9.23% GOI 2043 0.84

8.24% GOI 2033 0.81

8.32% GOI 2032 0.75

8.33% GOI 2026 0.56

8.28% GOI 2032 0.40

8.15% GOI 2022 0.37

7.73% GOI 2034 0.24

8.83% GOI 2023 0.22

7.59% GOI 2029 0.14

7.16% GOI 2023 0.10

7.72% GOI 2025 0.08

8.12% GOI 2020 0.07

8.28% GOI 2027 0.05


Total 12.91

Tata Sons Ltd. 2.01




HDFC Ltd. 0.37

NTPC Ltd. 0.27






Neyveli Lignite Corporation Ltd. 0.04

Total 7.35




Life Unit Linked

CAGR Return

December 2015

GROWTH FUND Portfolio as on December 31, 2015

The fund is designed to provide long-term cumulative capital growth while

managing the risk of a relatively high exposure to equity markets. The policy

holder gets the full benefit of a rise in the market.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Sovereign

Sovereign


Sovereign

Sovereign

Sovereign

Sovereign

AAA

Sovereign

Sovereign

AAA

AA

AAA

AA+

AAA

AAA

AAA

AAA

Last 4

years

Last 3

years

AAA

AAA

AAA

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign


Portfolio Return


Security Net Asset % RatingULIF00527/01/2004LIFEGROWTH122

The risk profile for this fund is High


7

17

27

37

47

Jan

-04

Ap

r-0

5

Jun

-06

Au

g-0

7

Oct

-08

Jan

-10

Mar

-11

May

-12

Jul-

13

Oct

-14

Dec

-15


EQUITIES 72.67%

0.00%

5.00%

10.00%

15.00%

20.00%


CORPORATE BONDS

Asset Mix



Aviva Investor



MONEY MARKET 7.7 HDFC Bank Ltd. 5.95

Reliance Industries Ltd. 5.91

ITC Ltd. 5.33


HDFC Ltd. 4.34




Axis Bank Ltd. 3.72


Absolute

Return

Portfolio return 8.2% 7.7% 18.9% 14.5% 16.8% -2.1%

Benchmark** 5.6% 5.3% 14.5% 10.4% 12.3% -4.1%


* Money Market includes Liquid Schemes of Mutual Funds & Bank Deposit**Benchmark for this fund is NIFTY 50 INDEX

Life Unit Linked

CAGR Return

December 2015

ENHANCER FUND Portfolio as on December 31, 2015


managing the risk of exposure to equity markets. The policy holder gets the full

benefit of a rise in the market.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Last 4

years

Last 3

years



Portfolio Return


Security Net Asset % RatingULIF01230/01/2008LIENHANCER122


• Debt and Money Market Instruments 0%-40% • Equity 60%-100%

4

9

14

19

Jan

-08

No

v-0

8

Au

g-0

9

Jun

-10

Mar

-11

Jan

-12

Oct

-12

Au

g-1

3

May

-14

Mar

-15

Dec

-15


EQUITIES 92.30%

0.00%

5.00%

10.00%

15.00%

20.00%



Asset Mix

Aviva Investor





HDFC Bank Ltd. 5.94

HDFC Ltd. 5.53







Absolute

Return


Benchmark** 3.2% 5.3% 14.5% 10.4% 12.3% -4.1%



Life Unit Linked

CAGR Return

December 2015

INDEX FUND Portfolio as on December 31, 2015

The investment objective of this fund is to generate returns in line with the stock

market index - NIFTY 50.Subject to exposure norms applicable under the IRDA

of India (Investment) regulations.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Last 4

years

Last 3

years


EQUITIES94%

MONEY MARKET

6%


Portfolio Return


Security Net Asset % RatingULIF01002/01/2008LIFEINDEXF122


• Debt Securities Incl. Money Market Instruments 0%-20% • Equity 80%-100%

2

7

12

17

Jan

-08

Oct

-08

Au

g-0

9

May

-10

Mar

-11

Dec

-11

Oct

-12

Jul-

13

May

-14

Mar

-15

Dec

-15


EQUITIES 93.98%

0.00%

5.00%

10.00%

15.00%

20.00%



Asset Mix

Aviva Investor


EQUITIES 98.66 Coal India Ltd. 9.35

MONEY MARKET 1.34 State Bank of India 8.83

Oil and Natural Gas Corporation Ltd. 8.75

NTPC Ltd. 8.60

Indraprastha Gas Ltd. 6.96

Bank of Baroda 6.42

Engineers India Ltd. 5.77

Indian Oil Corporation Ltd. 5.35

Hindustan Petroleum Corporation Ltd. 5.12



Absolute

Return

Portfolio return 0.8% -1.2% 8.0% 5.1% 14.8% -11.5%

Benchmark** -5.8% -6.3% 1.7% -2.4% 7.4% -17.2%


* Money Market includes Liquid Schemes of Mutual Funds & Bank Deposit**Benchmark for this fund is BSE PSU Index

Life Unit Linked

CAGR Return

December 2015

PSU FUND Portfolio as on December 31, 2015

To generate steady returns through investment in PSU and related

equities.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Last 4

years

Last 3

years



Portfolio Return


Security Net Asset % RatingULIF02208/01/2010LIFEPSUFND122


• Money Market & Other Cash Instruments 0%-40% • Equity 60%-100%• Debt 0%-40%

4

6

8

10

12

14

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 98.66%

0.00%5.00%

10.00%15.00%20.00%25.00%30.00%35.00%



Asset Mix

Aviva Investor


EQUITIES 92.14 Larsen & Toubro Ltd. 8.09

MONEY MARKET 7.86 Bharti Airtel Ltd. 7.91

Kotak Mahindra Prime Ltd. 4.63

NTPC Ltd. 4.62

Coal India Ltd. 4.54

Axis Bank Ltd. 4.37


Tata Power Co. Ltd. 4.20


Ambuja Cements Ltd. 4.02


Absolute

Return

Portfolio return -0.6% -3.2% 8.0% 3.2% 9.4% -9.7%

Benchmark** -4.6% -4.3% 6.8% 2.3% 5.7% -8.9%


* Money Market includes Liquid Schemes of Mutual Funds & Bank Deposit**Benchmark for this fund is Nifty Infrastructure

Life Unit Linked

CAGR Return

December 2015

INFRASTRUCTURE FUND Portfolio as on December 31, 2015

To generate steady returns through investment in infrastructure and

related equities.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Last 4

years

Last 3

years



Portfolio Return


Security Net Asset % RatingULIF01908/01/2010LIFEINFRAF122



4

6

8

10

12

14

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 92.14%

0.00%2.00%4.00%6.00%8.00%

10.00%12.00%14.00%16.00%



Asset Mix

Aviva Investor




CORPORATE BONDS37.68 HDFC Ltd. 1.50







Axis Bank Ltd. 0.57


Absolute

Return

Portfolio return 7.3% 6.6% 8.9% 9.1% 9.0% 4.7% 8.18% Andhra Pradesh SDL 2020 15.56

8.12% GOI 2020 7.04



Total 27.03




NTPC Ltd. 5.52



Total 37.68


Life Unit Linked

CAGR Return

December 2015

WEALTHBUILDER FUND Portfolio as on December 31, 2015

This fund aims at participating in a well-diversified equity portfolio to provide

progressive capital growth and use highly rated debt instruments to lock-in the

capital growth.


Sovereign

Sovereign

Sovereign

Last 4

years

Last 3

years

AAA

AAA

AAA

AAA

AAA

AAA

Since

inception

Last 5

years

Last 2

years

Last 1

year

Sovereign


Portfolio Return

NAV MovementInception Date - April 12,2010

Security Net Asset % RatingULIF03020/07/2010LIFEWEALTH122


• Debt and Money Market Instruments 0%-100%• Equity 0%-100%

8

10

12

14

16

Ap

r-1

0

No

v-1

0

May

-11

Dec

-11

Jul-

12

Feb

-13

Sep

-13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 20.18%

0.00%1.00%2.00%3.00%4.00%5.00%


CORPORATE BONDS



Asset Mix

Aviva Investor





ITC Ltd. 5.29


HDFC Ltd. 4.30




Axis Bank Ltd. 3.69


Absolute

Return

Portfolio return 9.6% 15.6% 11.5% 14.3% -2.3%

Benchmark 8.8% 14.0% 10.4% 12.0% -2.8%


* Money Market includes Liquid Schemes of Mutual Funds & Bank Deposit**Benchmark return has been computed by applying benchmark weightages on NIFTY 50 INDEX

and LIQUID INDEX

Life Unit Linked

CAGR Return

December 2015

DYNAMIC P/E FUND Portfolio as on December 31, 2015

To provide long term capital appreciation through dynamic asset allocation

between Debt and Equity. The allocation to Equity and Equity Related

Securities is determined with reference to the Forward Price Earning (P/E)

multiple of the Nifty 50 index and the remainder is invested in Debt and Money

Market instruments.

Since

inception

Last 4

years

Last 1

year

Last 3

years

Last 2

years



Portfolio Return

NAV MovementInception Date - July 29,2011

Security Net Asset % RatingULIF03201/08/2011LIFDYNAMIC122


• Debt and Money Market Instruments 0%-100%• Equity 0%-100%

68

1012141618

Jul-

11

Jan

-12

Jun

-12

No

v-1

2

Ap

r-1

3

Oct

-13

Mar

-14

Au

g-1

4

Jan

-15

Jul-

15

Dec

-15


EQUITIES 91.09%

0.00%

5.00%

10.00%

15.00%

20.00%



Asset Mix

Aviva Investor

9.20% GOI 2030 14.51

7.88% GOI 2030 10.17

8.24% GOI 2033 5.82

9.23% GOI 2043 4.71

8.30% GOI 2040 4.03

7.73% GOI 2034 2.45

8.60% GOI 2028 1.95

7.72% GOI 2025 1.79 7.59% GOI 2029 1.41

8.97% GOI 2030 0.65

8.32% GOI 2032 0.64


GOVERNMENT SECURITIES48.65 Total 48.65

CORPORATE BONDS45.64

MONEY MARKET 5.71


HDFC Ltd. 7.92


Tata Sons Ltd. 7.86




Power Finance Corporation Ltd. 2.09As on December 31, 2015 Bajaj Auto Ltd. 2.04

Absolute

Return Indian Railway Finance Corporation Ltd. 0.23


Total 45.64

Portfolio return 8.5% 8.9% 9.1% 8.4% 10.3% 6.3%

Benchmark** 8.1% 8.5% 9.0% 8.8% 11.4% 8.6%



**Benchmark for this fund is CRISIL Composite Bond Fund Index

Life Unit Linked

CAGR Return

December 2015

BOND FUND-II Portfolio as on December 31, 2015

To generate a steady income through investment in high quality fixed income

securities.Sovereign

Sovereign

Sovereign

Since

inception

Last 5

years

Last 2

years

Last 1

year

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AAA

AAA

AAA

AAA

Last 4

years

Last 3

years

AAA

AA+

AAA

AAA


Portfolio Return


Security Net Asset % RatingULIF01608/01/2010LIFDEBT-II122


8

10

12

14

16

18

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15



CORPORATE BONDS



Asset Mix

• Debt 60%‐100%•Money Market & other cash instruments 0%‐40%

Aviva Investor






HDFC Ltd. 0.85





Axis Bank Ltd. 0.63


Absolute

Return


Benchmark** 8.1% 8.2% 9.9% 9.2% 11.7% 6.8% 8.28% GOI 2027 6.00

8.40% GOI 2024 5.06


7.88% GOI 2030 3.44

8.30% GOI 2040 3.20

7.16% GOI 2023 2.49

7.72% GOI 2025 1.57

8.32% GOI 2032 1.20

9.20% GOI 2030 1.20

8.15% GOI 2026 0.77

7.59% GOI 2029 0.46

8.27% GOI 2020 0.40

7.73% GOI 2034 0.38

8.79% Gujarat SDL 2022 0.37

8.20% GOI 2025 0.16

8.60% GOI 2028 0.16

Total 44.41


Tata Sons Ltd. 8.14



HDFC Ltd. 2.13






NTPC Ltd. 0.01

Total 32.94


Life Unit Linked

CAGR Return

December 2015

PROTECTOR FUND-II Portfolio as on December 31, 2015

To generate steady returns with a minimum exposure to equities.

Since

inception

Last 5

years

Last 2

years

Last 1

year



Last 4

years

Last 3

years

Sovereign


Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AAA

AAA

AA+

AAA

AAA

AAA

AAA

AAA


Portfolio Return


Security Net Asset % RatingULIF02108/01/2010LIPROTE-II122


8

10

12

14

16

18

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 16.02%

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%


CORPORATE BONDS



Asset Mix

• Money Market & other cash instruments 0%‐40%• Equity 0%‐20%•Debt 25%‐100%

Aviva Investor






HDFC Ltd. 2.12




Axis Bank Ltd. 1.58



Absolute

Return


Benchmark** 8.2% 7.8% 11.2% 9.8% 12.2% 3.7% 7.88% GOI 2030 3.82

8.30% GOI 2042 3.18


9.20% GOI 2030 1.79

8.33% GOI 2026 1.58

9.23% GOI 2043 1.22

8.15% GOI 2026 1.19

8.24% GOI 2033 1.16

7.16% GOI 2023 0.66

8.79% Gujarat SDL 2022 0.59

7.80% GOI 2020 0.58

8.32% GOI 2032 0.58

8.20% GOI 2025 0.45

8.40% GOI 2024 0.30

Total 24.49



Tata Sons Ltd. 4.12




HDFC Ltd. 1.66




Export-Import Bank of India Ltd. 0.12

NTPC Ltd. 0.03

Total 27.93




Life Unit Linked

CAGR Return

December 2015

BALANCED FUND-II Portfolio as on December 31, 2015

To generate a balance of capital growth and steady returns.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Sovereign


Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Last 4

years

Last 3

years

AAA

AAA

AA

AAA

AA+

AAA

AAA

AAA

AAA

AAA

AAA

AAA

Sovereign


Portfolio Return


Security Net Asset % RatingULIF01508/01/2010LIBALAN-II122



8

10

12

14

16

18

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 40.13%

0.00%

2.00%

4.00%

6.00%

8.00%

10.00%


CORPORATE BONDS



Asset Mix

Aviva Investor






HDFC Ltd. 3.90





Axis Bank Ltd. 2.90


Absolute

Return

Portfolio return 7.8% 6.2% 14.2% 11.4% 14.6% -0.7% 8.32% GOI 2032 1.04

Benchmark** 7.7% 6.4% 13.3% 10.2% 12.3% -0.8% 8.97% GOI 2030 0.79

9.23% GOI 2043 0.62


Total 2.51




NTPC Ltd. 0.04

Total 15.01


Life Unit Linked

CAGR Return

December 2015

GROWTH FUND-II Portfolio as on December 31, 2015

To generate long term capital appreciation with high equity exposure.

AAA


Sovereign

Sovereign

Sovereign

Sovereign

Last 4

years

Last 3

years

AAA

AAA

AA



Since

inception

Last 5

years

Last 2

years

Last 1

year


Portfolio Return


Security Net Asset % RatingULIF01808/01/2010LIGROWT-II122


7

9

11

13

15

17

19

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 73.81%

0.00%

5.00%

10.00%

15.00%

20.00%


CORPORATE BONDS



Asset Mix

• Money Market & other cash instruments 0%‐40%• Equity 30%‐85%•Debt 0%‐50%

Aviva Investor





ITC Ltd. 5.31


HDFC Ltd. 4.37




Axis Bank Ltd. 3.70


Absolute

Return


Benchmark** 7.2% 5.3% 14.5% 10.4% 12.3% -4.1%



Life Unit Linked

CAGR Return

December 2015

ENHANCER FUND-II Portfolio as on December 31, 2015

To provide aggressive, long term capital growth with high equity exposure.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Last 4

years

Last 3

years



Portfolio Return


Security Net Asset % RatingULIF01708/01/2010LIFENHN-II122



79

111315171921

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 91.89%

0.00%

5.00%

10.00%

15.00%

20.00%



Asset Mix

Aviva Investor





HDFC Bank Ltd. 5.97

HDFC Ltd. 5.56







Absolute

Return


Benchmark** 7.2% 5.3% 14.5% 10.4% 12.3% -4.1%



Life Unit Linked

CAGR Return

December 2015

INDEX FUND-II Portfolio as on December 31, 2015

To generate returns in line with the stock market index - NIFTY 50.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Last 4

years

Last 3

years



Portfolio Return


Security Net Asset % RatingULIF02008/01/2010LIFINDX-II122



7

9

11

13

15

17

19

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 93.98%

0.00%

5.00%

10.00%

15.00%

20.00%



Asset Mix

Aviva Investor

364 Days Treasury Bill 2016 6.22







364 Days Treasury Bill 2016 3.83364 Days Treasury Bill 2016 8.65




MONEY MARKET 0.89 364 Days Treasury Bill 2016 6.08

GOVERNMENT SECURITIES99.11 364 Days Treasury Bill 2016 5.13




10.71% GOI 2016 0.04

Total 99.11

As on December 31, 2015

Absolute Return


Portfolio return 7.9% 8.1% 7.8% 7.8% 7.5%


SovereignSovereign

Since inception

Last 4 years

Last 1 year

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Last 3 years

Last 2 years

Life Unit Linked

CAGR Return

December 2015

DISCONTINUED POLICY FUND Portfolio as on December 31, 2015

The investment objective of the Discontinued Policy Fund is to provide aminimum guaranteed return as prescribed by IRDA from time to time.

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign


Portfolio Return


Security Net Asset % RatingULIF03127/01/2011LIDISCPLCY122


•Money Market 0%-40%• Government Securities 60%-100%

8

10

12

14

16

Jan

-11

Jul-

11

Jan

-12

Jul-

12

Jan

-13

Jul-

13

Dec

-13

Jun

-14

Dec

-14

Jun

-15

Dec

-15





Asset Mix

MONEY MARKET

1%


99%

Aviva Investor


EQUITIES 15.94 HDFC Bank Ltd. 1.56

GOVERNMENT SECURITIES34.13 Infosys Ltd. 1.54


MONEY MARKET 5 ITC Ltd. 0.86

HDFC Ltd. 0.84





Axis Bank Ltd. 0.63


Absolute

Return


Benchmark** 7.8% 8.7% 10.0% 9.2% 11.7% 6.8% 9.23% GOI 2043 11.35

8.97% GOI 2030 5.43


9.20% GOI 2030 1.11

8.24% GOI 2033 1.02

8.32% GOI 2032 0.62

Total 34.13






Tata Sons Ltd. 2.97





NTPC Ltd. 0.01

Total 44.93


Pension Unit Linked

CAGR Return

December 2015


The investment objective of the fund is to provide progressive return on

investment and carry capital guarantee as defined in the policy terms &

conditions.

Since

inception

Last 5

years

Last 2

years

Last 1

year



Last 4

years

Last 3

years

AAA


Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AAA

AAA

AAA

AAA

AAA

AAA

AAA

AAA


Portfolio Return

NAV MovementInception Date - March 3,2005

Security Net Asset % RatingULIF00803/03/2005PNSNSECURE122



8

13

18

23

Mar

-05

Ap

r-0

6

Ap

r-0

7

May

-08

Jun

-09

Jul-

10

Au

g-1

1

Sep

-12

Oct

-13

No

v-1

4

Dec

-15


EQUITIES 15.94%

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%


CORPORATE BONDS



Asset Mix

Aviva Investor






HDFC Ltd. 0.81





Axis Bank Ltd. 0.60


Absolute

Return


Benchmark** 7.0% 8.5% 9.7% 9.3% 11.7% 6.8% 9.23% GOI 2043 5.96

8.15% GOI 2026 5.37


8.28% GOI 2027 2.71

7.88% GOI 2030 2.38

9.20% GOI 2030 1.45

7.59% GOI 2029 0.91

7.59% GOI 2016 0.30

10.71% GOI 2016 0.11

Total 43.39

HDFC Ltd. 8.21

Tata Sons Ltd. 5.56






MRF Ltd. 2.66

Yes Bank Ltd. 0.84


NTPC Ltd. 0.01

Total 34.45


Pension Unit Linked

CAGR Return

December 2015




Since

inception

Last 5

years

Last 2

years

Last 1

year



Last 4

years

Last 3

years


Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AAA

AAA

AA+

AAA

AAA

AA+

AA+

AAA

AAA


Portfolio Return


Security Net Asset % RatingULIF01408/02/2008PNSPROTECT122



8

10

12

14

16

18

20

Feb

-08

No

v-0

8

Sep

-09

Jun

-10

Mar

-11

Jan

-12

Oct

-12

Au

g-1

3

May

-14

Mar

-15

Dec

-15


EQUITIES 15.29%

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%


CORPORATE BONDS



Asset Mix

Aviva Investor


EQUITIES 36 Infosys Ltd. 3.51




HDFC Ltd. 1.90





Axis Bank Ltd. 1.41


Absolute

Return


Benchmark** 10.0% 7.9% 11.2% 9.7% 12.0% 4.3% 9.23% GOI 2043 5.71

8.28% GOI 2032 3.54


9.20% GOI 2030 2.70

8.28% GOI 2027 1.93

8.24% GOI 2033 1.10

7.88% GOI 2030 1.01

Total 25.13




Tata Sons Ltd. 3.05




HDFC Ltd. 2.23



MRF Ltd. 1.17


NTPC Ltd. 0.03

Total 33.16


Pension Unit Linked

CAGR Return

December 2015



controlling overall risk, by availing opportunities in debt and equity markets.

Since

inception

Last 5

years

Last 2

years

Last 1

year



Last 4

years

Last 3

years

AAA


Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AAA

AAA

AAA

AA+

AAA

AAA

AAA

AA+

AAA

AAA


Portfolio Return


Security Net Asset % RatingULIF00311/02/2003PNSBALANCE122



8

18

28

38

Feb

-03

May

-04

Sep

-05

Dec

-06

Ap

r-0

8

Jul-

09

Oct

-10

Feb

-12

May

-13

Sep

-14

Dec

-15


EQUITIES 36.00%

0.00%

2.00%

4.00%

6.00%

8.00%

10.00%


CORPORATE BONDS



Asset Mix

Aviva Investor






HDFC Ltd. 2.86




Axis Bank Ltd. 2.13



Absolute

Return


Benchmark** 10.3% 7.2% 12.3% 10.0% 12.2% 1.8% 8.83% GOI 2041 5.67

8.30% GOI 2042 3.05


8.97% GOI 2030 2.02

8.24% GOI 2033 1.86

8.32% GOI 2032 1.68

7.72% GOI 2025 0.92

8.30% GOI 2040 0.84

9.20% GOI 2030 0.80

7.73% GOI 2034 0.45

8.40% GOI 2024 0.19

Total 26.48

Tata Sons Ltd. 4.81



HDFC Ltd. 1.42



NTPC Ltd. 0.04

Total 11.64


Pension Unit Linked

CAGR Return

December 2015


The fund is designed to provide long-term cumulative growth while managing

the risk of relatively high exposure to equity markets.

Since

inception

Last 5

years

Last 2

years

Last 1

year



Last 4

years

Last 3

years

Sovereign


Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AAA

Sovereign

AAA

AA

AAA

AAA


Portfolio Return

NAV MovementInception Date - March 3,2005

Security Net Asset % RatingULIF00703/03/2005PNSNGROWTH122



8

13

18

23

28

Mar

-05

Ap

r-0

6

Ap

r-0

7

May

-08

Jun

-09

Jul-

10

Au

g-1

1

Sep

-12

Oct

-13

No

v-1

4

Dec

-15


EQUITIES 54.17%

0.00%2.00%4.00%6.00%8.00%

10.00%12.00%14.00%


CORPORATE BONDS



Asset Mix

Aviva Investor





HDFC Bank Ltd. 5.95

HDFC Ltd. 5.55







Absolute

Return


Benchmark** 6.3% 5.3% 14.5% 10.4% 12.3% -4.1%



Pension Unit Linked

CAGR Return

December 2015



market index - NIFTY 50.

Since

inception

Last 5

years

Last 2

years

Last 1

year


Last 4

years

Last 3

years


Portfolio Return


Security Net Asset % RatingULIF01122/01/2008PNSNINDEXF122


3

8

13

18

Jan

-08

No

v-0

8

Au

g-0

9

Jun

-10

Mar

-11

Jan

-12

Oct

-12

Au

g-1

3

May

-14

Mar

-15

Dec

-15


EQUITIES 93.92%

0.00%

5.00%

10.00%

15.00%

20.00%



Asset Mix

• Debt Securities Incl. Money Market Instruments 0%-20% • Equity 80%-100%

Aviva Investor


EQUITIES 92.07 Larsen & Toubro Ltd. 8.02

MONEY MARKET 7.93 Bharti Airtel Ltd. 7.85

NTPC Ltd. 4.60

Coal India Ltd. 4.58

Kotak Mahindra Prime Ltd. 4.57

Axis Bank Ltd. 4.35


Tata Power Co. Ltd. 4.16


Ambuja Cements Ltd. 4.00


Absolute

Return


Benchmark** -3.8% -4.3% 6.8% 2.3% 5.7% -8.9%


* Money Market includes Liquid Schemes of Mutual Funds & Bank Deposit**Benchmark for this fund is Nifty Infrastructure

Pension Unit Linked

CAGR Return

December 2015

INFRASTRUCTURE FUND Portfolio as on December 31, 2015

This fund is designed to generate steady returns through investment in

infrastructure and related equities.

Since

inception

Last 5

years

Last 2

years

Last 1

year


Last 4

years

Last 3

years


Portfolio Return


Security Net Asset % RatingULIF02525/01/2010PNSNINFRAF122


5

7

9

11

13

15

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 92.07%

0.00%2.00%4.00%6.00%8.00%

10.00%12.00%14.00%16.00%



Asset Mix

• Cash and Money Market Instruments 0%-40% • Equity 60%-100%

Aviva Investor


EQUITIES 98.14 Coal India Ltd. 9.23

MONEY MARKET 1.86 State Bank of India 8.80

Oil and Natural Gas Corporation Ltd. 8.72

NTPC Ltd. 8.54

Indraprastha Gas Ltd. 6.90

Bank of Baroda 6.35


Indian Oil Corporation Ltd. 5.39

Hindustan Petroleum Corporation Ltd. 5.07



Absolute

Return


Benchmark** -5.8% -6.3% 1.7% -2.4% 7.4% -17.2%


* Money Market includes Liquid Schemes of Mutual Funds & Bank Deposit**Benchmark for this fund is BSE PSU Index

Pension Unit Linked

CAGR Return

December 2015

PSU FUND Portfolio as on December 31, 2015

This fund is designed to generate steady returns through investment in PSU

and related equities.

Since

inception

Last 5

years

Last 2

years

Last 1

year


Last 4

years

Last 3

years


Portfolio Return


Security Net Asset % RatingULIF02725/01/2010PNSNPSUFND122


5

7

9

11

13

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 98.14%

0.00%5.00%

10.00%15.00%20.00%25.00%30.00%35.00%



Asset Mix

• Cash and Money Market Instruments 0%-40% • Equity 60%-100%

Aviva Investor






HDFC Ltd. 0.86





Axis Bank Ltd. 0.64


Absolute

Return


Benchmark** 8.2% 8.2% 9.9% 9.2% 11.7% 6.8% 9.20% GOI 2030 8.24

8.79% Gujarat SDL 2022 1.94


8.20% GOI 2025 0.31

Total 35.33


Tata Sons Ltd. 8.65





NTPC Ltd. 0.01

Total 40.92




Pension Unit Linked

CAGR Return

December 2015




Since

inception

Last 5

years

Last 2

years

Last 1

year

Last 4

years

Last 3

years

Sovereign


Sovereign

Sovereign

Sovereign

Sovereign

AA+

AAA

AAA

AAA

AAA

AAA

AAA


Portfolio Return


Security Net Asset % RatingULIF02825/01/2010PNPROTE-II122



8

10

12

14

16

18

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 16.20%

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%


CORPORATE BONDS



Asset Mix

Aviva Investor






HDFC Ltd. 1.93





Axis Bank Ltd. 1.47


Absolute

Return


Benchmark** 8.5% 7.7% 11.1% 9.7% 12.0% 4.3% 8.83% GOI 2041 4.99

8.33% GOI 2026 4.15


8.28% GOI 2027 2.96

9.23% GOI 2043 1.52

8.79% Gujarat SDL 2022 0.99

7.88% GOI 2030 0.58

Total 24.90


Tata Sons Ltd. 7.95






HDFC Ltd. 0.77

NTPC Ltd. 0.04

Total 31.05


Pension Unit Linked

CAGR Return

December 2015



controlling overall risk, by availing opportunities in debt and equity markets.

Since

inception

Last 5

years

Last 2

years

Last 1

year



Last 4

years

Last 3

years

AAA


Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AA+

AAA

AAA

AAA

AAA

AAA


Portfolio Return


Security Net Asset % RatingULIF02325/01/2010PNBALAN-II122


8

10

12

14

16

18

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 37.71%

0.00%

2.00%

4.00%

6.00%

8.00%

10.00%


CORPORATE BONDS



Asset Mix


Aviva Investor






HDFC Ltd. 2.85




Axis Bank Ltd. 2.14



Absolute

Return


Benchmark** 8.4% 7.1% 12.3% 10.0% 12.2% 1.8% 8.28% GOI 2032 4.32

8.83% GOI 2041 3.01


8.20% GOI 2025 1.48

Total 15.48



Tata Sons Ltd. 2.57


HDFC Ltd. 1.51

NTPC Ltd. 0.04

Total 23.34




Pension Unit Linked

CAGR Return

December 2015


The fund is designed to provide long-term cumulative growth while managing

the risk of relatively high exposure to equity markets.

Since

inception

Last 5

years

Last 2

years

Last 1

year

Last 4

years

Last 3

years

Sovereign


Sovereign

Sovereign

Sovereign

Sovereign

AAA

AAA

AAA

AAA

AAA

AAA


Portfolio Return


Security Net Asset % RatingULIF02425/01/2010PNGROWT-II122



8

10

12

14

16

18

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 54.45%

0.00%2.00%4.00%6.00%8.00%

10.00%12.00%14.00%


CORPORATE BONDS



Asset Mix

Aviva Investor





HDFC Bank Ltd. 5.97

HDFC Ltd. 5.56







Absolute

Return


Benchmark** 8.1% 5.3% 14.5% 10.4% 12.3% -4.1%



Pension Unit Linked

CAGR Return

December 2015



market index - NIFTY 50.

Since

inception

Last 5

years

Last 2

years

Last 1

year


Last 4

years

Last 3

years


Portfolio Return


Security Net Asset % RatingULIF02625/01/2010PNINDEX-II122



79

1113151719

Jan

-10

Au

g-1

0

Mar

-11

Oct

-11

May

-12

Dec

-12

Jul-

13

Mar

-14

Oct

-14

May

-15

Dec

-15


EQUITIES 93.99%

0.00%

5.00%

10.00%

15.00%

20.00%



Asset Mix

Aviva Investor

Bharat Heavy Electricals Ltd.

AUTO & AUTO ANCILLARIES Crompton Greaves Ltd.

Mahindra & Mahindra Ltd. POWER GENERATION

Tata Motors Ltd. NTPC Ltd.

Maruti Suzuki India Ltd. POWER TRANSMISSION

Hero MotoCorp Ltd. Power Grid Corporation of India Ltd.

Bajaj Auto Ltd. SOFTWARE AND CONSULTANCY SERVICES

BANKS Infosys Ltd.

HDFC Bank Ltd. Tata Consultancy Services Ltd.

ICICI Bank Ltd. HCL Technologies Ltd.

Axis Bank Ltd. Tech Mahindra Ltd.

State Bank of India STEEL AND FERROUS METAL

Yes Bank Ltd. Tata Steel Ltd.

Bank of Baroda TELECOM SERVICES

Federal Bank Ltd. Bharti Airtel Ltd.

CHEMICALS Idea Cellular Ltd.

Asian Paints Ltd. TRANSPORTATION, SUPPLY CHAIN AND LOGISTICS SERVICES

CONSTRUCTION AND INFRASTRUCTURE Container Corporation Of India Ltd.

IRB Infrastructure Developers Ltd. UTILITIES - GAS, POWER

Sadbhav Engineering Ltd. Indraprastha Gas Ltd.

CONSTRUCTION MATERIALS Tata Power Co. Ltd.

Ultratech Cement Ltd.

Ambuja Cements Ltd. Total

CONSUMER DURABLES AND ELECTRONICS

Titan Company Ltd.

ENGINEERING AND CAPITAL GOODS

Larsen & Toubro Ltd.

Engineers India Ltd.

FERTILIZERS, PESTICIDES & AGROCHEMICALS

P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.

Rural Electrification Corporation

Power Finance Corporation Ltd.

FMCG

ITC Ltd.

Hindustan Unilever Ltd.

HFC

HDFC Ltd.

MEDIA AND ENTERTAINMENT

Jagran Prakashan Ltd.

MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC

Kotak Mahindra Prime Ltd.

NON FERROUS METALS

Hindalco Industries Ltd.

PETROLEUM, GAS AND PETROCHEMICAL PRODUCTS

Reliance Industries Ltd.

Oil and Natural Gas Corporation Ltd.

Hindustan Petroleum Corporation Ltd.

Gail (India) Ltd.

Gulf Oil Lubricants India Ltd.

Cairn India Ltd.

Indian Oil Corporation Ltd.

Oil India Ltd.

Gujarat State Petronet Ltd.

PHARMACEUTICALS & BIOTECHNOLOGY

Shasun Pharmaceuticals Ltd.

Lupin Ltd.

Dr Reddys Laboratories Ltd.

Cipla Ltd.

IPCA Laboratories Ltd.

POWER & CONTROL EQUIPMENT MANUFACTURER

0.27

0.06

0.17

16.93

0.23

0.02

0.03

0.11

0.44

0.44

0.04

0.04

0.97

0.03

1.12

0.09

0.05

0.05

0.05

0.1

0.12

0.62

0.27

0.13

0.07

0.01

0.22

0.88

0.17

1.05

0.15

0.17

0.78

0.28

0.23

0.04

1.74

0.13

0.09

2.84

0.08

0.84

0.17

0.17

0.30

0.10

0.4

0.84

0.25

0.03

0.08

0.06

0.21

0.12

0.13

0.13

1.55

0.17

0.17

0.08

0.73

0.03

0.2

0.65

3.63

0.29

0.29

0.09

0.34

0.02

0.11

1.55

0.69

0.63

0.51

0.14

0.08

0.03

0.55

0.38

0.36

0.30

0.27

0.20

1.51

December 2015

Life Unit Linked


0.06

0.04

Security Net Asset %

ULIF00627/01/2004LIFESECURE122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.

















Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS






Gail (India) Ltd.


Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.



0.26

0.06

0.17

16.78

0.23

0.02

0.02

0.11

0.44

0.44

0.04

0.04

0.96

0.03

1.12

0.09

0.06

0.05

0.04

0.10

0.12

0.62

0.27

0.13

0.07

0.01

0.22

0.87

0.16

1.03

0.15

0.17

0.78

0.28

0.22

0.04

1.72

0.13

0.09

2.82

0.08

0.83

0.16

0.16

0.30

0.10

0.40

0.83

0.25

0.02

0.08

0.06

0.21

0.12

0.13

0.13

1.54

0.16

0.16

0.08

0.73

0.03

0.20

0.65

3.60

0.28

0.28

0.09

0.33

0.02

0.11

1.54

0.69

0.62

0.50

0.14

0.08

0.03

0.54

0.38

0.36

0.30

0.27

0.20

1.51

December 2015

Life Unit Linked


0.06

0.04


ULIF00911/07/2006LIFPROTECT122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.

















Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.



0.61

0.14

0.40

38.91

0.53

0.04

0.06

0.26

1.01

1.01

0.10

0.10

2.20

0.07

2.60

0.20

0.13

0.12

0.10

0.23

0.29

1.45

0.61

0.30

0.17

0.03

0.52

2.02

0.38

2.40

0.35

0.40

1.79

0.65

0.52

0.09

3.97

0.31

0.21

6.51

0.18

1.92

0.39

0.39

0.69

0.24

0.93

1.92

0.57

0.06

0.18

0.14

0.48

0.29

0.28

0.28

3.55

0.39

0.39

0.20

1.73

0.08

0.48

1.53

8.31

0.66

0.66

0.22

0.77

0.04

0.26

3.54

1.58

1.43

1.17

0.32

0.19

0.08

1.25

0.87

0.82

0.69

0.62

0.47

3.47

December 2015

Life Unit Linked


0.14

0.09


ULIF00106/06/2002LIFBALANCE122

EQUITIES


Aviva Investor

Crompton Greaves Ltd.

AUTO & AUTO ANCILLARIES POWER GENERATION

Mahindra & Mahindra Ltd. NTPC Ltd.

Tata Motors Ltd. POWER TRANSMISSION

Maruti Suzuki India Ltd. Power Grid Corporation of India Ltd.

Hero MotoCorp Ltd. SOFTWARE AND CONSULTANCY SERVICES

Bajaj Auto Ltd. Infosys Ltd.

BANKS Tata Consultancy Services Ltd.

HDFC Bank Ltd. HCL Technologies Ltd.

ICICI Bank Ltd. Tech Mahindra Ltd.

Axis Bank Ltd. STEEL AND FERROUS METAL

State Bank of India Tata Steel Ltd.

Yes Bank Ltd. TELECOM SERVICES











Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.




0.31

0.82

77.3

1.09

0.08

1.17

0.11

0.11

0.51

3.64

1.32

1.10

13.32

0.36

0.36

0.14

5.23

0.39

0.30

0.24

0.21

1.77

1.77

0.20

0.20

4.57

1.29

3.66

0.29

0.11

0.40

0.63

0.63

0.50

0.50

7.26

0.18

8.21

2.86

1.25

0.62

0.36

0.61

0.42

3.66

0.78

0.78

1.39

0.48

1.87

0.27

0.07

0.98

4.04

0.77

4.81

0.64

0.43

3.72

0.79

0.17

0.96

3.29

1.57

0.99

2.56

0.80

0.80

15.54

1.31

1.31

0.43

0.08

0.51

6.90

2.97

2.85

2.06

0.63

0.13

1.75

1.75

1.40

1.23

0.95

7.08

December 2015

Life Unit Linked



ULIF00527/01/2004LIFEGROWTH122

EQUITIES


Aviva Investor



















J Kumar Infraprojects Ltd. Indraprastha Gas Ltd.

Sadbhav Engineering Ltd. Tata Power Co. Ltd.

CONSTRUCTION MATERIALS

Ultratech Cement Ltd. Total

Ambuja Cements Ltd.


Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI


IDFC Ltd.

FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.




98.27

1.58

17.37

0.49

0.49

1.28

0.10

1.38

0.15

0.15

0.67

0.42

1.09

0.38

0.24

0.62

0.73

0.73

0.32

0.32

9.20

5.01

1.58

3.79

1.64

0.81

0.46

0.19

6.89

0.51

0.41

0.31

0.27

0.24

0.89

0.61

1.00

1.00

1.82

0.62

2.44

2.18

2.18

10.69

0.26

0.26

5.91

1.54

4.34

4.34

0.81

4.65

1.04

0.48

1.52

0.35

3.84

0.10

0.45

5.33

1.00

6.33

2.83

1.29

4.12

1.15

1.15

17.42

1.90

1.90

0.66

0.50

0.11

1.27

5.95

3.81

3.72

3.00

0.84

0.10

2.32

2.19

1.84

1.79

1.37

9.51

December 2015

Life Unit Linked

ENHANCER FUND Portfolio as on December 31, 2015


ULIF01230/01/2008LIENHANCER122

EQUITIES


Aviva Investor

Tata Steel Ltd.

AUTO & AUTO ANCILLARIES TELECOM SERVICES

Tata Motors Ltd. Bharti Airtel Ltd.

Maruti Suzuki India Ltd. Idea Cellular Ltd.

Mahindra & Mahindra Ltd. UTILITIES - GAS, POWER

Bajaj Auto Ltd. Tata Power Co. Ltd.

Hero MotoCorp Ltd.

Bosch Ltd. Total

BANKS

HDFC Bank Ltd.

ICICI Bank Ltd.

Axis Bank Ltd.

State Bank of India

IndusInd Bank Ltd.

Yes Bank Ltd.

Bank of Baroda

Punjab National Bank

CHEMICALS

Asian Paints Ltd.

CONSTRUCTION AND INFRASTRUCTURE

Adani Ports and Special Economic Zone Ltd.



Grasim Industries Ltd.

Ambuja Cements Ltd.

ACC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.


Zee Entertainment Enterprises Ltd.

MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS





Bharat Petroleum Corporation Ltd.

Gail (India) Ltd.

Cairn India Ltd.



Lupin Ltd.


Cipla Ltd.



POWER GENERATION

NTPC Ltd.

POWER TRANSMISSION

Power Grid Corporation of India Ltd.

SOFTWARE AND CONSULTANCY SERVICES

Infosys Ltd.

Tata Consultancy Services Ltd.

HCL Technologies Ltd.

Wipro Ltd.

Tech Mahindra Ltd.

STEEL AND FERROUS METAL

0.67

0.67

1.77

0.61

2.38

0.47

0.47

99.47

8.51

4.80

1.83

1.38

1.23

17.75

0.59

0.59

0.66

1.16

1.16

1.19

1.19

0.29

3.43

1.70

1.52

1.26

7.91

0.41

0.41

6.45

1.67

0.88

9.95

2.06

2.06

4.00

4.00

7.02

2.35

9.37

5.53

5.53

0.92

0.92

1.63

0.37

2.00

0.49

3.11

0.66

0.41

0.24

0.90

0.90

1.10

0.92

0.60

16.86

1.53

1.53

10.71

5.94

4.21

2.09

1.93

1.38

2.88

2.36

2.25

1.32

1.25

0.65

December 2015

Life Unit Linked



ULIF01002/01/2008LIFEINDEXF122

EQUITIES


Aviva Investor

Portfolio as on December 31, 2015

BANKS

State Bank of India

Bank of Baroda


Indian Bank

Oriental Bank of Commerce Ltd.



FI



HFC

LIC Housing Finance Ltd.

MINING AND MINERALS

Coal India Ltd.

National Mineral Development Corporation Ltd.





Gail (India) Ltd.

Oil India Ltd.





POWER GENERATION

NTPC Ltd.

POWER TRANSMISSION


TRANSPORTATION, SUPPLY CHAIN AND LOGISTICS SERVICES

Container Corporation Of India Ltd.

UTILITIES - GAS, POWER

Indraprastha Gas Ltd.

Total

6.96

6.96

98.66

8.60

8.60

4.72

4.72

1.52

1.52

2.04

2.04

9.35

1.13

10.48

8.75

5.35

5.12

4.87

4.23

2.90

1.27

32.49

0.68

0.68

8.83

6.42

2.91

2.52

0.76

5.77

5.77

3.29

0.67

3.96

21.44

December 2015

Life Unit Linked

PSU FUND


ULIF02208/01/2010LIFEPSUFND122

EQUITIES

Aviva Investor


BANKS

Axis Bank Ltd.

ICICI Bank Ltd.

Yes Bank Ltd.

HDFC Bank Ltd.

State Bank of India


J Kumar Infraprojects Ltd.

IRB Infrastructure Developers Ltd.

Sadbhav Engineering Ltd.

NCC Ltd.


Ambuja Cements Ltd.





FI



IDFC Ltd.

HFC

HDFC Ltd.

MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS





Gail (India) Ltd.

Cairn India Ltd.






POWER GENERATION

NTPC Ltd.

POWER TRANSMISSION



Tata Steel Ltd.

TELECOM SERVICES

Bharti Airtel Ltd.

Idea Cellular Ltd.

TELECOMMUNICATIONS EQUIPMENT MANUFACTURER

Bharti Infratel Ltd




Tata Power Co. Ltd.


Total

0.77

0.77

7.91

96.77

1.89

1.89

1.78

1.78

4.20

1.55

5.75

0.95

8.86

3.16

1.42

1.30

1.22

0.78

1.81

1.81

1.42

5.96

4.63

4.63

0.51

0.51

4.54

12.11

0.87

0.48

1.35

4.62

4.62

4.23

0.49

0.30

1.46

3.39

3.39

0.67

3.49

7.51

8.09

4.11

12.20

4.02

3.40

2.52

1.30

0.22

7.44

4.37

3.47

3.03

2.94

0.92

14.73

December 2015

Life Unit Linked

INFRASTRUCTURE FUND


ULIF01908/01/2010LIFEINFRAF122

EQUITIES

Aviva Investor

Tata Steel Ltd.






Hero MotoCorp Ltd.

Bosch Ltd. Total

BANKS

HDFC Bank Ltd.

ICICI Bank Ltd.

Axis Bank Ltd.

State Bank of India

IndusInd Bank Ltd.

Yes Bank Ltd.

Bank of Baroda


CHEMICALS

Asian Paints Ltd.






Ambuja Cements Ltd.

ACC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS






Gail (India) Ltd.

Cairn India Ltd.



Lupin Ltd.


Cipla Ltd.



POWER GENERATION

NTPC Ltd.

POWER TRANSMISSION



Infosys Ltd.



Wipro Ltd.

Tech Mahindra Ltd.


0.13

0.13

0.35

0.12

0.47

0.09

0.09

21.41

1.66

0.94

0.36

0.27

0.24

3.47

0.12

0.12

0.13

0.23

0.23

0.23

0.23

0.06

0.67

0.33

0.30

0.25

1.55

0.08

0.08

1.26

0.33

0.17

1.95

0.56

0.56

0.79

0.79

1.39

0.46

1.85

1.50

1.50

0.18

0.18

0.32

0.08

0.40

0.10

0.61

0.18

0.11

0.07

0.18

0.18

0.21

0.18

0.12

4.61

0.30

0.30

2.11

1.61

1.15

0.57

0.52

0.40

0.56

0.47

0.44

0.26

0.25

0.13

December 2015

Life Unit Linked

WEALTHBUILDER FUND Portfolio as on December 31, 2015


ULIF03020/07/2010LIFEWEALTH122

EQUITIES


Aviva Investor























Ambuja Cements Ltd.


Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI


IDFC Ltd.

FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.




97.00

1.53

17.17

0.49

0.49

1.22

0.10

1.32

0.15

0.15

0.66

0.39

1.05

0.38

0.23

0.61

0.69

0.69

0.31

0.31

9.13

4.94

1.57

3.76

1.62

0.80

0.44

0.19

6.81

0.51

0.40

0.30

0.27

0.23

0.88

0.53

0.99

0.99

1.80

0.61

2.41

2.15

2.15

10.45

0.26

0.26

5.82

1.51

4.30

4.30

0.81

4.62

1.03

0.47

1.50

0.35

3.81

0.10

0.45

5.29

0.99

6.28

2.77

1.27

4.04

1.08

1.08

17.31

1.89

1.89

0.66

0.50

0.10

1.26

5.90

3.81

3.69

2.99

0.82

0.10

2.30

2.17

1.82

1.78

1.34

9.41

December 2015

Life Unit Linked

DYNAMIC PE FUND Portfolio as on December 31, 2015


ULIF03201/08/2011LIFDYNAMIC122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.

















Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS






Gail (India) Ltd.


Cairn India Ltd.


Oil India Ltd.




Lupin Ltd.


Cipla Ltd.



0.27

0.06

0.17

17.1

0.23

0.02

0.03

0.11

0.45

0.45

0.04

0.04

0.99

0.03

1.13

0.09

0.05

0.05

0.05

0.10

0.13

0.63

0.27

0.13

0.07

0.01

0.22

0.89

0.17

1.06

0.15

0.17

0.79

0.29

0.23

0.04

1.76

0.13

0.09

2.87

0.08

0.85

0.17

0.17

0.30

0.11

0.41

0.85

0.25

0.03

0.08

0.06

0.21

0.13

0.13

0.13

1.56

0.17

0.17

0.08

0.72

0.04

0.21

0.64

3.65

0.29

0.29

0.09

0.34

0.02

0.11

1.56

0.70

0.63

0.51

0.14

0.08

0.03

0.55

0.39

0.37

0.31

0.27

0.21

1.55

December 2015

Life Unit Linked


0.06

0.04


ULIF02108/01/2010LIPROTE-II122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.

















Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.



0.67

0.16

0.45

42.82

0.58

0.04

0.06

0.29

1.12

1.12

0.11

0.11

2.44

0.08

2.86

0.22

0.14

0.13

0.11

0.26

0.32

1.57

0.68

0.34

0.19

0.03

0.56

2.22

0.42

2.64

0.38

0.44

1.97

0.71

0.57

0.10

4.38

0.34

0.23

7.15

0.20

2.12

0.43

0.43

0.75

0.26

1.01

2.12

0.62

0.06

0.20

0.15

0.53

0.32

0.34

0.34

3.90

0.43

0.43

0.22

1.88

0.09

0.53

1.66

9.15

0.72

0.72

0.24

0.84

0.04

0.28

3.90

1.75

1.58

1.28

0.35

0.21

0.08

1.37

0.96

0.91

0.76

0.69

0.51

3.83

December 2015

Life Unit Linked


0.16

0.10


ULIF01508/01/2010LIBALAN-II122

EQUITIES


Aviva Investor



Tata Motors Ltd. POWER GENERATION





BANKS Infosys Ltd.








CHEMICALS TRANSPORTATION, SUPPLY CHAIN AND LOGISTICS SERVICES

Asian Paints Ltd. Container Corporation Of India Ltd.

CONSTRUCTION AND INFRASTRUCTURE UTILITIES - GAS, POWER

IRB Infrastructure Developers Ltd. Indraprastha Gas Ltd.




Ambuja Cements Ltd.


Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.



78.77

0.97

0.97

0.12

0.12

0.53

0.30

0.83

3.64

1.32

1.05

13.21

0.37

0.37

0.15

5.27

0.29

0.19

0.48

0.53

0.53

0.48

0.48

7.20

0.19

8.14

2.90

1.25

0.62

0.35

0.79

1.39

0.21

2.06

2.06

0.20

0.20

4.43

1.23

0.63

0.46

0.40

0.35

0.24

0.82

0.17

0.99

3.17

0.49

1.88

0.28

0.07

1.06

4.10

0.77

4.87

0.71

3.90

3.90

0.79

0.98

2.54

0.82

0.82

0.44

3.61

16.86

1.33

1.33

0.44

1.56

0.09

0.53

7.20

3.22

2.90

2.36

0.64

0.38

0.16

1.66

1.65

1.41

1.26

0.95

6.93

December 2015

Life Unit Linked



ULIF01808/01/2010LIGROWT-II122

EQUITIES


Aviva Investor























Ambuja Cements Ltd.


Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI


IDFC Ltd.

FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.




97.83

1.54

17.28

0.49

0.49

1.24

0.10

1.34

0.15

0.15

0.66

0.40

1.06

0.38

0.24

0.62

0.70

0.70

0.32

0.32

9.17

5.00

1.57

3.77

1.64

0.81

0.45

0.19

6.86

0.51

0.41

0.30

0.27

0.24

0.88

0.56

0.99

0.99

1.83

0.62

2.45

2.17

2.17

10.61

0.26

0.26

5.91

1.53

4.37

4.37

0.81

4.68

1.05

0.48

1.53

0.35

3.87

0.10

0.45

5.31

0.99

6.30

2.81

1.29

4.10

1.09

1.09

17.37

1.89

1.89

0.67

0.51

0.11

1.29

5.93

3.81

3.70

3.00

0.83

0.10

2.30

2.18

1.84

1.78

1.36

9.46

December 2015

Life Unit Linked

ENHANCER FUND-II Portfolio as on December 31, 2015


ULIF01708/01/2010LIFENHN-II122

EQUITIES


Aviva Investor

Tata Steel Ltd.






Hero MotoCorp Ltd.

Bosch Ltd. Total

BANKS

HDFC Bank Ltd.

ICICI Bank Ltd.

Axis Bank Ltd.

State Bank of India

IndusInd Bank Ltd.

Yes Bank Ltd.

Bank of Baroda


CHEMICALS

Asian Paints Ltd.






Ambuja Cements Ltd.

ACC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS






Gail (India) Ltd.

Cairn India Ltd.



Lupin Ltd.


Cipla Ltd.



POWER GENERATION

NTPC Ltd.

POWER TRANSMISSION



Infosys Ltd.



Wipro Ltd.

Tech Mahindra Ltd.


0.66

0.66

1.78

0.61

2.39

0.47

0.47

99.48

8.46

4.81

1.82

1.38

1.22

17.69

0.59

0.59

0.66

1.16

1.16

1.19

1.19

0.29

3.43

1.69

1.51

1.26

7.89

0.41

0.41

6.42

1.66

0.88

9.91

2.07

2.07

4.01

4.01

7.04

2.35

9.39

5.56

5.56

0.92

0.92

1.62

0.37

1.99

0.49

3.10

0.66

0.41

0.24

0.91

0.91

1.09

0.92

0.60

16.94

1.53

1.53

10.70

5.97

4.23

2.10

1.93

1.40

2.88

2.34

2.25

1.32

1.26

0.65

December 2015

Life Unit Linked



ULIF02008/01/2010LIFINDX-II122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.









Asian Paints Ltd. TELECOMMUNICATIONS EQUIPMENT MANUFACTURER

CONSTRUCTION AND INFRASTRUCTURE Bharti Infratel Ltd

IRB Infrastructure Developers Ltd. TRANSPORTATION, SUPPLY CHAIN AND LOGISTICS SERVICES

Sadbhav Engineering Ltd. Container Corporation Of India Ltd.

CONSTRUCTION MATERIALS UTILITIES - GAS, POWER

Ultratech Cement Ltd. Indraprastha Gas Ltd.

Ambuja Cements Ltd. Tata Power Co. Ltd.


Titan Company Ltd. Total





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS






Gail (India) Ltd.


Cairn India Ltd.


Oil India Ltd.




Lupin Ltd.


Cipla Ltd.



0.11

0.06

0.17

17.02

0.22

0.02

0.24

0.03

0.03

0.06

0.06

0.79

0.28

0.23

2.84

0.04

0.04

0.03

1.13

0.06

0.04

0.10

0.14

0.14

0.23

0.23

1.54

0.04

1.73

0.63

0.27

0.13

0.07

0.17

0.30

0.05

0.45

0.45

0.04

0.04

0.97

0.26

0.13

0.09

0.09

0.05

0.05

0.17

0.03

0.20

0.63

0.11

0.41

0.06

0.01

0.22

0.86

0.17

1.03

0.15

0.84

0.84

0.17

0.21

0.51

0.17

0.17

0.08

0.71

3.65

0.29

0.29

0.09

0.30

0.02

0.11

1.56

0.70

0.63

0.51

0.14

0.08

0.03

0.38

0.36

0.30

0.27

0.20

1.51

December 2015

Pension Unit Linked



ULIF00803/03/2005PNSNSECURE122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.

















Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.


Oil India Ltd.

Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.



0.26

0.06

0.17

16.32

0.22

0.02

0.02

0.11

0.43

0.43

0.04

0.04

0.92

0.03

1.09

0.08

0.05

0.05

0.04

0.10

0.12

0.60

0.26

0.13

0.07

0.01

0.22

0.85

0.16

1.01

0.15

0.16

0.75

0.27

0.22

0.04

1.66

0.13

0.09

2.73

0.08

0.81

0.16

0.16

0.29

0.10

0.39

0.81

0.24

0.02

0.08

0.06

0.20

0.12

0.13

0.13

1.49

0.16

0.16

0.08

0.71

0.03

0.19

0.63

3.49

0.28

0.28

0.09

0.32

0.02

0.11

1.49

0.67

0.60

0.49

0.13

0.08

0.03

0.52

0.37

0.34

0.29

0.26

0.20

1.46

December 2015

Pension Unit Linked


0.06

0.04


ULIF01408/02/2008PNSPROTECT122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.

















Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.



0.60

0.14

0.40

38.41

0.52

0.04

0.06

0.26

1.00

1.00

0.10

0.10

2.17

0.07

2.56

0.19

0.13

0.11

0.10

0.23

0.28

1.41

0.61

0.30

0.17

0.03

0.51

2.00

0.38

2.38

0.34

0.39

1.77

0.64

0.51

0.07

3.87

0.30

0.20

6.43

0.18

1.90

0.38

0.38

0.68

0.24

0.92

1.90

0.56

0.06

0.18

0.14

0.48

0.28

0.30

0.30

3.51

0.37

0.37

0.19

1.71

0.08

0.47

1.52

8.22

0.65

0.65

0.21

0.76

0.04

0.25

3.50

1.57

1.41

1.15

0.32

0.19

0.08

1.24

0.87

0.82

0.68

0.61

0.46

3.44

December 2015

Pension Unit Linked


0.14

0.09


ULIF00311/02/2003PNSBALANCE122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.

















Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.


Oil India Ltd.

Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.



0.90

0.22

0.60

57.8

0.78

0.06

0.09

0.38

1.51

1.51

0.15

0.15

3.31

0.11

3.84

0.29

0.17

0.17

0.15

0.34

0.42

2.12

0.91

0.45

0.25

0.05

0.77

3.01

0.57

3.58

0.52

0.58

2.66

0.97

0.78

0.13

5.89

0.46

0.31

9.68

0.27

2.86

0.57

0.57

1.02

0.36

1.38

2.86

0.84

0.09

0.27

0.20

0.72

0.42

0.45

0.45

5.27

0.59

0.59

0.30

2.52

0.12

0.70

2.22

12.36

0.98

0.98

0.32

1.14

0.06

0.38

5.28

2.36

2.13

1.73

0.46

0.29

0.11

1.86

1.30

1.23

1.03

0.92

0.69

5.17

December 2015

Pension Unit Linked


0.21

0.13


ULIF00703/03/2005PNSNGROWTH122

EQUITIES


Aviva Investor

Tata Steel Ltd.






Hero MotoCorp Ltd.

Bosch Ltd. Total

BANKS

HDFC Bank Ltd.

ICICI Bank Ltd.

Axis Bank Ltd.

State Bank of India

IndusInd Bank Ltd.

Yes Bank Ltd.

Bank of Baroda


CHEMICALS

Asian Paints Ltd.






Ambuja Cements Ltd.

ACC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS






Gail (India) Ltd.

Cairn India Ltd.



Lupin Ltd.


Cipla Ltd.



POWER GENERATION

NTPC Ltd.

POWER TRANSMISSION



Infosys Ltd.



Wipro Ltd.

Tech Mahindra Ltd.


0.66

0.66

1.78

0.61

2.39

0.47

0.47

99.41

8.46

4.81

1.82

1.38

1.22

17.69

0.59

0.59

0.66

1.16

1.16

1.19

1.19

0.29

3.43

1.69

1.51

1.26

7.89

0.41

0.41

6.42

1.66

0.88

9.91

2.06

2.06

4.01

4.01

7.04

2.35

9.39

5.55

5.55

0.92

0.92

1.62

0.37

1.99

0.49

3.10

0.66

0.41

0.24

0.91

0.91

1.09

0.92

0.60

16.89

1.53

1.53

10.70

5.95

4.22

2.09

1.93

1.39

2.88

2.34

2.25

1.32

1.26

0.65

December 2015

Pension Unit Linked



ULIF01122/01/2008PNSNINDEXF122

EQUITIES


Aviva Investor


BANKS

Axis Bank Ltd.

ICICI Bank Ltd.

Yes Bank Ltd.

HDFC Bank Ltd.

State Bank of India


J Kumar Infraprojects Ltd.

IRB Infrastructure Developers Ltd.

Sadbhav Engineering Ltd.

NCC Ltd.


Ambuja Cements Ltd.





FI



IDFC Ltd.

HFC

HDFC Ltd.

MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS





Gail (India) Ltd.

Cairn India Ltd.






POWER GENERATION

NTPC Ltd.

POWER TRANSMISSION



Tata Steel Ltd.

TELECOM SERVICES

Bharti Airtel Ltd.

Idea Cellular Ltd.

TELECOMMUNICATIONS EQUIPMENT MANUFACTURER

Bharti Infratel Ltd




Tata Power Co. Ltd.


Total

0.77

0.77

7.85

96.64

1.88

1.88

1.78

1.78

4.16

1.55

5.71

0.94

8.79

3.20

1.42

1.31

1.22

0.78

1.79

1.79

1.42

6.00

4.57

4.57

0.51

0.51

4.58

12.11

0.88

0.48

1.36

4.60

4.60

4.18

0.51

0.30

1.48

3.44

3.44

0.67

3.55

7.55

8.02

4.08

12.10

4.00

3.39

2.54

1.31

0.22

7.46

4.35

3.52

3.06

2.90

0.91

14.74

December 2015

Pension Unit Linked

INFRASTRUCTURE FUND


ULIF02525/01/2010PNSNINFRAF122

EQUITIES

Aviva Investor


BANKS

State Bank of India

Bank of Baroda


Indian Bank

Oriental Bank of Commerce Ltd.



FI



HFC

LIC Housing Finance Ltd.

MINING AND MINERALS

Coal India Ltd.

National Mineral Development Corporation Ltd.





Gail (India) Ltd.

Oil India Ltd.





POWER GENERATION

NTPC Ltd.

POWER TRANSMISSION






Total

6.90

6.90

98.14

8.54

8.54

4.67

4.67

1.53

1.53

2.03

2.03

9.23

1.13

10.36

8.72

5.39

5.07

4.87

4.25

2.87

1.27

32.44

0.68

0.68

8.80

6.35

2.90

2.52

0.75

5.75

5.75

3.25

0.67

3.92

21.32

December 2015

Pension Unit Linked

PSU FUND


ULIF02725/01/2010PNSNPSUFND122

EQUITIES

Aviva Investor








BANKS Infosys Ltd.

















Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.

Cairn India Ltd.





Lupin Ltd.


Cipla Ltd.



0.27

0.06

0.17

17.29

0.23

0.02

0.03

0.11

0.45

0.45

0.04

0.04

0.97

0.03

1.16

0.09

0.07

0.05

0.05

0.10

0.11

0.64

0.27

0.14

0.08

0.02

0.24

0.90

0.17

1.07

0.16

0.17

0.80

0.29

0.22

0.04

1.79

0.14

0.11

2.87

0.08

0.86

0.17

0.17

0.31

0.11

0.42

0.86

0.25

0.03

0.08

0.06

0.21

0.11

0.11

0.11

1.56

0.19

0.19

0.10

0.78

0.04

0.21

0.68

3.70

0.29

0.29

0.09

0.34

0.02

0.11

1.58

0.71

0.64

0.52

0.14

0.08

0.03

0.55

0.39

0.36

0.31

0.27

0.21

1.54

December 2015

Pension Unit Linked


0.06

0.04


ULIF02825/01/2010PNPROTE-II122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.









Asian Paints Ltd. TELECOMMUNICATIONS EQUIPMENT MANUFACTURER

CONSTRUCTION AND INFRASTRUCTURE Bharti Infratel Ltd

IRB Infrastructure Developers Ltd. TRANSPORTATION, SUPPLY CHAIN AND LOGISTICS SERVICES

Sadbhav Engineering Ltd. Container Corporation Of India Ltd.

CONSTRUCTION MATERIALS UTILITIES - GAS, POWER

Ultratech Cement Ltd. Indraprastha Gas Ltd.

Ambuja Cements Ltd. Tata Power Co. Ltd.


Titan Company Ltd. Total





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.



0.27

0.15

0.42

40.22

0.53

0.04

0.57

0.09

0.09

0.18

0.18

1.81

0.65

0.50

6.51

0.12

0.12

0.07

2.64

0.15

0.09

0.24

0.42

0.42

0.53

0.53

3.55

0.09

4.14

1.47

0.62

0.31

0.17

0.41

0.73

0.10

1.04

1.04

0.10

0.1

2.26

0.66

0.32

0.24

0.20

0.15

0.12

0.40

0.08

0.48

1.62

0.25

0.98

0.14

0.03

0.53

2.08

0.38

2.46

0.36

1.93

1.93

0.41

0.49

1.24

0.40

0.4

0.22

1.84

8.46

0.68

0.68

0.22

0.75

0.04

0.26

3.56

1.64

1.47

1.21

0.32

0.18

0.08

0.92

0.81

0.70

0.65

0.47

3.55

December 2015

Pension Unit Linked



ULIF02325/01/2010PNBALAN-II122

EQUITIES


Aviva Investor








BANKS Infosys Ltd.

















Titan Company Ltd.





P I Industries Ltd.

UPL Ltd.

FI

IDFC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS







Gail (India) Ltd.

Oil India Ltd.


Cairn India Ltd.




Lupin Ltd.


Cipla Ltd.



0.90

0.22

0.62

58.09

0.78

0.06

0.09

0.40

1.51

1.51

0.15

0.15

3.16

0.11

3.85

0.30

0.28

0.18

0.15

0.35

0.39

2.13

0.91

0.45

0.25

0.05

0.78

3.01

0.57

3.58

0.52

0.60

2.65

0.96

0.74

0.14

5.96

0.47

0.38

9.60

0.27

2.85

0.59

0.59

1.02

0.36

1.38

2.85

0.84

0.09

0.27

0.21

0.71

0.39

0.38

0.38

5.25

0.62

0.62

0.35

2.76

0.13

0.73

2.41

12.37

0.98

0.98

0.33

1.14

0.06

0.39

5.27

2.37

2.14

1.74

0.46

0.28

0.11

1.85

1.31

1.22

1.03

0.95

0.69

5.20

December 2015

Pension Unit Linked


0.21

0.14


ULIF02425/01/2010PNGROWT-II122

EQUITIES


Aviva Investor

Tata Steel Ltd.






Hero MotoCorp Ltd.

Bosch Ltd. Total

BANKS

HDFC Bank Ltd.

ICICI Bank Ltd.

Axis Bank Ltd.

State Bank of India

IndusInd Bank Ltd.

Yes Bank Ltd.

Bank of Baroda


CHEMICALS

Asian Paints Ltd.






Ambuja Cements Ltd.

ACC Ltd.



FMCG

ITC Ltd.


HFC

HDFC Ltd.



MINING AND MINERALS

Coal India Ltd.

Vedanta Ltd.

NBFC


NON FERROUS METALS






Gail (India) Ltd.

Cairn India Ltd.



Lupin Ltd.


Cipla Ltd.



POWER GENERATION

NTPC Ltd.

POWER TRANSMISSION



Infosys Ltd.



Wipro Ltd.

Tech Mahindra Ltd.


0.66

0.66

1.78

0.61

2.39

0.47

0.47

99.49

8.46

4.81

1.82

1.38

1.22

17.69

0.59

0.59

0.66

1.16

1.16

1.19

1.19

0.29

3.43

1.69

1.51

1.26

7.89

0.41

0.41

6.42

1.66

0.88

9.91

2.07

2.07

4.01

4.01

7.04

2.35

9.39

5.56

5.56

0.92

0.92

1.62

0.37

1.99

0.49

3.10

0.66

0.41

0.24

0.91

0.91

1.09

0.92

0.60

16.95

1.53

1.53

10.70

5.97

4.23

2.10

1.93

1.41

2.88

2.34

2.25

1.32

1.26

0.65

December 2015

Pension Unit Linked



ULIF02625/01/2010PNINDEX-II122

EQUITIES


All return shown in AVIVA investor are net of Fund Management Charges.

Advt. no. Feb 14/16 IRDAI Registration Number: 122

For more details, call nowon the toll-free number

For non-MTNL/BSNLusers the number is

1 8 0 0 - 1 0 3 - 7 7 6 6 0 1 2 4 - 2 7 0 9 0 4 6(Monday to Saturday, 8 a.m to 8 p.m)

months ending September 30, 2014.

and Philosophy which are reviewed periodically. All investments are made within the Parameters laid down by the Investment Mandates and Philosophy.

Disclaimer

Benchmark Indices Provided by CRISIL

returns due to such changes in weights for sub indices. CRISIL indices are sole property of CRISIL Limited (CRISIL) indices shall not be

indices, based on data obtained for any errors or for the results obtained from the use of the indices. CRISIL especially states that it has no nancial liability whatsoever to the users of CRISIL indices.

www.avivaindia.com

Aviva Life Insurance Company India Limited2 or, Prakashdeep Building,7 Tolstoy Marg, New Delhi-11001CIN: U66010DL2000PLC107880Tel: +91 124 2709000Fax: +91 124 2571210E-mail: [email protected]

1800-103-7766

Aviva Trade logo displayed above belongs to Aviva Brands Limited and is used by Aviva Life Insurance Company India Limited under License.

For more details on risk factors, terms & condition, please read sales brochures carefully before concluding a sale. Tax benefits are as per applicable tax laws which are subject to change. Past performance are not indicative of future returns. Unit-Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in unit-linked life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market. The insured is responsible for his/her decisions. Aviva Life Insurance Company India Limited is only the name of the Insurance Company and the various funds offered under this contract are the names of the unit linked life insurance contract and do not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your sales representative or the Intermediary or policy document issued by insurance company. The premiums and funds are subject to certain charges related to the fund or to the premium paid and there is a possibility of increase in charges. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Unit-linked funds are subjects to market risks and there is no assurance or guarantee that the objective of the investment fund will be achieved. Past performance of the investment funds do not indicate the future performance of the same. Investors in the Scheme are not being offered any guaranteed / assured results.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS or FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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