arizona homeowner | brady holland
DESCRIPTION
az lifestyle, real estateTRANSCRIPT
Top ChefBe Your Best Baker!
Butterfly WonderlandA Rainforest Experience
Hearty & SoothingStockyards Buffalo Meatloaf
Local Art & CultureTHE OPERA BOOM
Cove
r Pho
togr
aphy
| Can
delar
ia De
sign
All information is deemed reliable but not guaranteed.
Lisa Matt Laura
Lisa: 602.320.8415 Matt: 480.390.0445 Laura: 480.390.5044
[email protected] | LisaLucky.com
Synonymous with fine properties
If your home is currently listed, this is not a solicitation for that listing. Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net
Interested in a private one-on-one meeting to understand our current real estate market even more? Let us treat you to lunch and we’ll update you on today’s market, current home values, and what to expect for the remainder of 2014. Contact us to schedule our lunch - we look forward to hearing from you!
Any Realtor can LIST your home - count on The Luckys to SELL your home!Vol. 1 Issue 10
2014 North Scottsdale Map
Contact The Luckys today to receive our new 2014
MAP OF NORTH SCOTTSDALE. Includes a detailed Troon Village
map plus area hiking trails.
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
Desert Summit Troon VillagePinnacle Peak Country Club Troon Village
Troon Village DC RanchPinnacle Peak Country Club Estancia
The Rocks Troon NorthTroon North Troon Village
YOUR HOME
LOCAL VENUEButterfly Wonderland - A Rainforest ExperienceScottsdale480.800.3000 | ButterflyWonderland.com
The Stockyards StockyardSteakhouse.com | 602.273.7378
LOC
AL
FLA
VO
R!
With the weather cooling off and the feel of fall in the air now is the perfect time to bake up some homemade treats for you and your family. Think pumpkin pie, ginger spice cookies, and chocolate torte! Whether you’re in the market for a new high-end oven to complete your dream kitchen or you’re house hunting for a new abode that boasts the ideal appliances, here’s what to look for in today’s top ovens. In no time, you’ll be the best baker in your neighborhood. Thefirstdecisionisusuallywhethertochoosegasorelectric.Whilemanytopchefs prefer gas for a cooktop stove, allowing for better and instant heat control, this distinction is not as critical when choosing ovens. However, serious bakers should consider a convection oven, which uses fans to circulate hot air through-outthebakingspace.Thiscreatesthecrusty,caramelizedbreads,muffins,andpiesfoundinthefinestofbakeries.Notonlywillyourfoodshavethatfull-flavoredbrownedtaste,buttheywillalsobakefasterandmoreevenly.Nolongerwillyouhave to rotate your cookie sheets so each tray browns evenly. In a convection oven, cookies and other sweet treats will cook consistently no matter where they are placed within the oven. Onefinalbonus:Yousavealotoftimewithaconvectionoven.Asageneralrule, you can reduce the cooking time by 25 percent and lower the oven temperature by 25 degrees in a convection oven. Just remember to stay close by when getting accustomed to your particular oven, as you will need to gauge how long and how high your oven should be set. Many of today’s top ovens offer an automatic conversion option. Just input the temperature and cooking time of your recipe and the oven will automatically set to the appropriate convection settings. How’s that for foolproof baking?
If you’re looking for a professional look to complete your kitchen, Viking is the brand that most gourmets demand. Other high-end options include Wolf, Thermador, Bosch,Jenn-Air,andKitchenAid.Sowhynotwhip up an apple pie, berry crumble, or Halloween baked treat for the kids and get your house smelling likefall.Yourfamilywillthank you!
Stockyards Buffalo MeatloafIngredients:
1/4 c white onion (small dice)
1/4 c celery (small dice)
1/4 c carrot (small dice)
1 tbsp butter
1 lb ground buffalo
1/2 lb ground beef
1/2 c BBQ sauce
1 large egg (beaten)
3/4 c Panko
1 large clove garlic (minced)
1 tbsp Dijon mustard
1 tbsp Worcestershire sauce
1 dash Tabasco
1/2 tsp salt
1/2 tsp pepper
3 strips bacon (raw)
The fall air ushers in a new season of the arts and world of opera is no exception. But if you’re thinking that opera is an old world relic favored by a few timeworn fanatics, think again. Some 125 opera companies currently perform in 43 states, in cities as var-ied as Phoenix, Houston, Los AngelesandSantaFe,ac-cordingtoOPERAAmerica.
Even more impressive is that more than half of these companies were established after 1970, and more than 40 percent were founded since 1980, suggesting a growing rather than waning interest. It may surprise you to know that some 2.3 million people went to the op-erain2013alone(source:statista.com).TheInternet is chock full of web sites catering to
operaloversbothyoungandold.Facebookpages and Twitter feeds abound. So if you haven’t given opera a chance, you may want to lend this 400-year-old art form and cultural experience an ear. Turns out, opera is alive andwellinAmerica. What is it about opera that people still love? Perhaps it’s the classics, such as La Boheme, TheMarriageofFigaro,Carmen,andMa-dameButterfly,whichseemtoenthrallandmystify audiences after so many centuries. They are still the most popular and most frequently performed operas, reaching new audiences with every production. But original operas are also being produced with some regularity. In fact, some 359 new operatic works have been produced since 2000. Some current themes of new operas include telling the stories of Jackie Kennedy, Malcolm X, and Harvey Milk. But most likely what makes
opera such a fascinating and unique art form is the ability of the performer to both sing and act to portray their character like no other wayimaginable.Nottomentiontheincred-ible set designs and costumes. The current opera trend? Live simulcast of opera performances from the Metropoli-tanOpera,NewYork’smostreveredoperahouse. The live performances are transmitted via satellite to select venues such as movie theaters throughout the country. While some expect this accessibility to gain new follow-ers, others fear even seasoned opera fans may skip heading out to the opera house altogether for this easier and far less costly experience. Perhaps only time will tell. Either way, fall is the perfect time to discover your local opera house (or look for listings from the Met’s simulcast) and enjoy this incredible art form. Bravo to you for trying something new!
Procedure:
Preheat oven to 350 degrees. Set aside
1/4 cup of BBQ sauce. Sauté onion, celery,
and carrot in butter over medium heat until
tender.Coolslightly.Addthesevegeta-
bles to all of the other ingredients except
thebacon.Blendwellinamixer.Form
into a loaf and put into a loaf pan that has
been sprayed with non-stick spray. Make
suretopatitdown,itmustbefirm.Spread
the BBQ sauce on top of the loaf and
sprinkle with black pepper. Lay the bacon
strips lengthwise on top of the meatloaf.
Bake uncovered in a 350 degree oven
for approximately 1 hour. Let rest for
5 to 10 minutes before removing from
the pan, then serve.
OPERA STILL SHINES!
ButterflyWonderlandtakesflightasoneofthenewestattractions in the Valley with a highly innovative, indoor rainforestenvironmentfeaturingthelargestbutterfly pavilioninAmerica.You’llbewelcomedintoamagnificent,lush,rainforestenvironmentwherethousandsofbutterfliesfromaroundtheworldflyfreely,alighting onfragrantfloweringplantsand,quitepossibly,onafriendlyvisitor’sshoulderorfinger. Fluttering, flittering, flying Stroll inside this 10,000 square foot atrium and stand in wonderasthousandsofbutterfliesfromaroundtheworldenchant with their grace and beauty. This dramatic, glass-enclosed atrium shelters a breathtaking rainforest environment with lush tropical plants, trees, waterfalls andalargeKoipond.Amongthefavoritebutterfliesto seearetheiridescentbeautifulBlueMorphobutterflies fromtherainforestsofSouthAmericaandthedelicatelookingPaperKitebutterfly!
Fun fact: Thereareabout28,000speciesofbutterfliesintheworld.InNorthAmerica,thereareabout800differentkindsofbutterflies.Arizonaishometo334speciesofbutterflies,secondnexttoTexaswiththemostspecies.
YOUR HOME
LOCAL VENUEButterfly Wonderland - A Rainforest ExperienceScottsdale480.800.3000 | ButterflyWonderland.com
The Stockyards StockyardSteakhouse.com | 602.273.7378
LOC
AL
FLA
VO
R!
With the weather cooling off and the feel of fall in the air now is the perfect time to bake up some homemade treats for you and your family. Think pumpkin pie, ginger spice cookies, and chocolate torte! Whether you’re in the market for a new high-end oven to complete your dream kitchen or you’re house hunting for a new abode that boasts the ideal appliances, here’s what to look for in today’s top ovens. In no time, you’ll be the best baker in your neighborhood. Thefirstdecisionisusuallywhethertochoosegasorelectric.Whilemanytopchefs prefer gas for a cooktop stove, allowing for better and instant heat control, this distinction is not as critical when choosing ovens. However, serious bakers should consider a convection oven, which uses fans to circulate hot air through-outthebakingspace.Thiscreatesthecrusty,caramelizedbreads,muffins,andpiesfoundinthefinestofbakeries.Notonlywillyourfoodshavethatfull-flavoredbrownedtaste,buttheywillalsobakefasterandmoreevenly.Nolongerwillyouhave to rotate your cookie sheets so each tray browns evenly. In a convection oven, cookies and other sweet treats will cook consistently no matter where they are placed within the oven. Onefinalbonus:Yousavealotoftimewithaconvectionoven.Asageneralrule, you can reduce the cooking time by 25 percent and lower the oven temperature by 25 degrees in a convection oven. Just remember to stay close by when getting accustomed to your particular oven, as you will need to gauge how long and how high your oven should be set. Many of today’s top ovens offer an automatic conversion option. Just input the temperature and cooking time of your recipe and the oven will automatically set to the appropriate convection settings. How’s that for foolproof baking?
If you’re looking for a professional look to complete your kitchen, Viking is the brand that most gourmets demand. Other high-end options include Wolf, Thermador, Bosch,Jenn-Air,andKitchenAid.Sowhynotwhip up an apple pie, berry crumble, or Halloween baked treat for the kids and get your house smelling likefall.Yourfamilywillthank you!
Stockyards Buffalo MeatloafIngredients:
1/4 c white onion (small dice)
1/4 c celery (small dice)
1/4 c carrot (small dice)
1 tbsp butter
1 lb ground buffalo
1/2 lb ground beef
1/2 c BBQ sauce
1 large egg (beaten)
3/4 c Panko
1 large clove garlic (minced)
1 tbsp Dijon mustard
1 tbsp Worcestershire sauce
1 dash Tabasco
1/2 tsp salt
1/2 tsp pepper
3 strips bacon (raw)
The fall air ushers in a new season of the arts and world of opera is no exception. But if you’re thinking that opera is an old world relic favored by a few timeworn fanatics, think again. Some 125 opera companies currently perform in 43 states, in cities as var-ied as Phoenix, Houston, Los AngelesandSantaFe,ac-cordingtoOPERAAmerica.
Even more impressive is that more than half of these companies were established after 1970, and more than 40 percent were founded since 1980, suggesting a growing rather than waning interest. It may surprise you to know that some 2.3 million people went to the op-erain2013alone(source:statista.com).TheInternet is chock full of web sites catering to
operaloversbothyoungandold.Facebookpages and Twitter feeds abound. So if you haven’t given opera a chance, you may want to lend this 400-year-old art form and cultural experience an ear. Turns out, opera is alive andwellinAmerica. What is it about opera that people still love? Perhaps it’s the classics, such as La Boheme, TheMarriageofFigaro,Carmen,andMa-dameButterfly,whichseemtoenthrallandmystify audiences after so many centuries. They are still the most popular and most frequently performed operas, reaching new audiences with every production. But original operas are also being produced with some regularity. In fact, some 359 new operatic works have been produced since 2000. Some current themes of new operas include telling the stories of Jackie Kennedy, Malcolm X, and Harvey Milk. But most likely what makes
opera such a fascinating and unique art form is the ability of the performer to both sing and act to portray their character like no other wayimaginable.Nottomentiontheincred-ible set designs and costumes. The current opera trend? Live simulcast of opera performances from the Metropoli-tanOpera,NewYork’smostreveredoperahouse. The live performances are transmitted via satellite to select venues such as movie theaters throughout the country. While some expect this accessibility to gain new follow-ers, others fear even seasoned opera fans may skip heading out to the opera house altogether for this easier and far less costly experience. Perhaps only time will tell. Either way, fall is the perfect time to discover your local opera house (or look for listings from the Met’s simulcast) and enjoy this incredible art form. Bravo to you for trying something new!
Procedure:
Preheat oven to 350 degrees. Set aside
1/4 cup of BBQ sauce. Sauté onion, celery,
and carrot in butter over medium heat until
tender.Coolslightly.Addthesevegeta-
bles to all of the other ingredients except
thebacon.Blendwellinamixer.Form
into a loaf and put into a loaf pan that has
been sprayed with non-stick spray. Make
suretopatitdown,itmustbefirm.Spread
the BBQ sauce on top of the loaf and
sprinkle with black pepper. Lay the bacon
strips lengthwise on top of the meatloaf.
Bake uncovered in a 350 degree oven
for approximately 1 hour. Let rest for
5 to 10 minutes before removing from
the pan, then serve.
OPERA STILL SHINES!
ButterflyWonderlandtakesflightasoneofthenewestattractions in the Valley with a highly innovative, indoor rainforestenvironmentfeaturingthelargestbutterfly pavilioninAmerica.You’llbewelcomedintoamagnificent,lush,rainforestenvironmentwherethousandsofbutterfliesfromaroundtheworldflyfreely,alighting onfragrantfloweringplantsand,quitepossibly,onafriendlyvisitor’sshoulderorfinger. Fluttering, flittering, flying Stroll inside this 10,000 square foot atrium and stand in wonderasthousandsofbutterfliesfromaroundtheworldenchant with their grace and beauty. This dramatic, glass-enclosed atrium shelters a breathtaking rainforest environment with lush tropical plants, trees, waterfalls andalargeKoipond.Amongthefavoritebutterfliesto seearetheiridescentbeautifulBlueMorphobutterflies fromtherainforestsofSouthAmericaandthedelicatelookingPaperKitebutterfly!
Fun fact: Thereareabout28,000speciesofbutterfliesintheworld.InNorthAmerica,thereareabout800differentkindsofbutterflies.Arizonaishometo334speciesofbutterflies,secondnexttoTexaswiththemostspecies.
Top ChefBe Your Best Baker!
Butterfly WonderlandA Rainforest Experience
Hearty & SoothingStockyards Buffalo Meatloaf
Local Art & CultureTHE OPERA BOOM
Cove
r Pho
togr
aphy
| Can
delar
ia De
sign
September | October 2014
Brady HollandBranch Manager
MLO-180079
Direct: 480.272.3282Email: [email protected]
Brady HollandMortgage Banker
MLO-180079
NMLS 81395 AZ BK#910890
Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net
Real estate financing can be a daunting task. And that is especially true in today’s world where lenders are more cautious about lending due to economic uncertainty. I understand that choosing a mortgage is one the biggest decisions that you will make. You want the best interest rate and you want the pre-approval, application, and close of escrow process to be hassle-free. I understand. I listen to your needs. And I respond quickly and deliver. Let me put my nearly two decades of residential lending experience to work for you!
Call me today!
MORTGAGE RATES As of 8/14/14
Loan Rates for $150K-$417K:• 30-Year Fixed: 4.000%/4.204% APR• 15-Year Fixed: 3.2500%/3.606% APR
• 7/1 ARM: 3.375%/3.302% APR*Note: All above conventional rate quotes offered for primary home purchase or no cash-out refinance financing with
20% equity and 720+ FICO scores. Other financing options are available upon request.All rates are quoted subject to change without notice.
Pinnacle Capital Mortgage Corporation8145 E. Evans Road, Suite 5Scottsdale, AZ 85260
This is not a commitment to lend. Subject to qualification. Not all applicants will qualify.
Curious what your home is currently worth? Understanding your home’s value is useful when thinking about selling a home. And since your home represents a good portion of family wealth, it is good to document the value from time-to-time. Our technology has improved to the point where I can now offer a free automated home valuation to any interested clients. Just call or email and I can send you a report within 24 hours.
Many of you were required to have mortgage insurance because you had less than 20% equity when you took out your last mortgage. That’s probably costing you anywhere between $100-$450 per month.
But you don’t have to pay mortgage insurance forever. Contact me to find out how to get rid of your mortgage insurance and save yourself thousands of dollars a year.
Time to update your home? With home values accelerating, many people now want to finance home improvements to increase their enjoyment and maximize their resale value. Contact me today to find out how to make home improvements affordable.
Do your credit card balances seem to never go away? Contact me to find out about a disciplined approach to use the low rates and tax deductibility of mortgage interest as a tool to pay off your credit card debt in record time.
www.BradyHollandGroup.com
Welcome to Fall! The housing market has had a pretty good year this year. And we expect home sales to pick up even more in the Fall as the weather improves. And mortgage rates have defied year-end predictions and have actually dropped a bit over the past month. For this reason, it’s a great time to lock in a historically low mortgage rate if you are in the market to purchase a home or refinance an existing mortgage.
PEAK HOME BUYING SEASON
If you are looking to buy or sell your home, or just want to do some spring cleaning, here are some tools to help you get started: