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This Week Online 6

Gitomer 7

Calendar 7

Leads 12, 14

People on the Move 13

Public Notices 16-25

Opinion 26

Don Pickett and Associates tops the listof Solar Companies

THE List | 10

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Corey Burleson,Owner,The Big Local.com

aGriCULTUrEDrought touchesdelicate dairy industry

APRIl 4, 2014

THE PROFiLE | 9

THE FOCUs | 8

Growing big, growing small in FresnoWalmart supercenter, neighborhood market in works for area

Walmart believes a 107,000 square-foot former

Mervyn’s location is a good fit for a Fresno supercenter as it kicks off a multimil-lion-dollar project to re-furbish the interior of the store located at Ashlan and Blackstone avenues for a summer opening.

The retail giant, now building smaller neighbor-hood stores as well, also likes the 41,000 square-foot size of the former Cedar Lanes bowling alley that it is refurbishing at the inter-section of Shields and Cedar avenues in Fresno.

Walmart expects good support for a supercenter and the smaller neigh-borhood Walmart mar-ket scheduled to open in

Chuck Harvey – Staff Writer

2015. One of the reasons it is downsizing some stores is the growth in e-commerce sales. Shoppers can order items on-line and pick them up at their nearest Walmart store.

Still, Walmart plans to con-tinue building supercenters that range from 100,000 square

feet to 180,000 square feet.The bigger stores will be

built in locations where vehicle and shopper numbers are high. One concern with the Ashlan and Blackstone location is an adequate number of parking spaces.

Walmart shares the park-

ing lot with other tenants in the shopping center. However, Steve Rontell, broker with Col-liers International in Fresno, said the other tenants, includ-ing a furniture store and Petco store, are not heavy users of the

CHUCK HARVEY | Walmart expects to complete the refurbishing of a former Mervyn’s location in Central Fresno by the summer. The 107,000 square-foot building has been empty for five years.

CONTRIBUTED | Fresno Art Museum officials attended the San Mateo maker faire to gain inspiration for a similar event in Fresno April 12.

SoCal firm, agave crop Tulare County-bound

Hobbyists, builders and tinkerers will have a place to showcase their creations dur-ing Fresno’s first mini maker faire April 12.

The daylong event, hosted by the Fresno Art Museum, will replicate maker faires that have been a huge success for the last decade in cities like San Francisco, San Mateo and New York City.

Launched in 2005 under the direction of Make Magazine, the annual gatherings give thousands of curious atten-dants a chance to engage with

local crafts people as they demonstrate everything from robotics, rockets and circuit boards to model planes, metal sculptures and just plain weird inventions.

For Fresno’s inaugural mini maker faire, made possible by a grant from the James Irvine Foundation, around 100 exhib-itors have signed up so far to give their gadgets a go at Radio City Park outside the Fresno Art Museum.

“We’ve predicted we would have about 50 makers and we’ve doubled that,” said Fres-

First mini maker faire coming to Fresno

Walmart | 3

Maker Faire | 5

Firm | 4

Forest Wood Fiber Products, based in Lake Elsinore in western Riverside County, is in escrow to buy property in southern Tulare County east of Delano with plans to relocate operations there in the next 45 days.

That’s the word from owner Mark Carlston, who adds he is buying near-ly 40 acres adjacent to the 5-acre site

in Richgrove to cultivate blue agave plants for a second business line — te-quila. The family forest products busi-

ness has been operating since 1905.The wood fiber company grinds

waste wood, some from nearby Sierra Forest Products of Terra Bella, into nursery products including organ-ic soil amendments and landscaping material.

“Many of our customers are from

Northern California and our trucks were having to go back and forth be-tween there and our Southern Califor-nia markets,” Carlston said.

“Now we are half way to both plac-es.”

Finding enough logging material in Southern California is becoming in-creasingly difficult, he added.

John Lindt – contributing Writer

Ben Keller – Staff Writer

FRIDAY, APRIL 4, 2014 www.thebusinessjournal.com 3

lot.Also, an El Pollo Loco restaurant at

Ashlan and Blackstone avenues has its own parking area, Rontell said.

In addition, the new Walmart will have parking in the rear of the store for employees, said Rontell, who rep-resented the landlord in the lease transaction.

“We believe there is sufficient parking to serve our customers,” said Delia Garcia, director of com-munications for Walmart.

The supercenter will employ ap-proximately 250 workers on a full and part time basis. Average hourly pay is $13.08.

Garcia said hourly employees would have the opportunity to work toward higher-paying management positions.

A hiring center will open near the Ashlan and Blackstone avenues loca-tion in early summer, Walmart re-ported.

Rontell said the deal with Walmart has been in the works for years. He said Walmart officials wanted to make sure the new store was not too close to other Walmart stores. Also, it had to pencil out in terms of attracting shoppers and potential sales.

Smaller stores inquired about the space, but it was hoped the store would not have to be split up.

“So Walmart was a good fit,” Ron-tell said.

The Ochinero family of Fresno leased the Ashlan and Blackstone avenues property to Walmart.

City officials were also pleased that Walmart decided to lease the space.

“I’m so happy that Walmart picked Central Fresno,” said Clinton Olivier, city councilman for the 7th district. “I only see benefits.”

Olivier said he is also glad Walmart is building a neighborhood store at Shields and Cedar avenues.

Olivier added that in campaigning for reelection, he has not found any opposition to the stores. “I knock on doors and not one person has told me I am disappointed that Walmart is coming.”

However, he pointed out that Walmart did not face public com-ment at a public hearing. Because Walmart is moving into an existing retail building, neither a hearing nor a permit from the city council or planning commission is required for the refurbishing projects.

Still, the work is seen as a big improvement, considering the Mervyn’s store has been vacant for more than five years.

“We welcome this private invest-ment along the city’s major north-south commercial corridor,” said Ashley Swearengin, mayor of Fres-no, in a release. “Projects like these, coupled with the city’s vision for improving Blackstone Avenue with public infrastructure will help give new life to this critical commercial corridor.”

Some sprucing up at the location is also expected to discourage pros-titution, gangs, crime and graffiti — all cited as problems in the area.

Most of the work and expense in upgrading the Mervyn’s building has been in installing cold cases for perishable groceries, Garcia said. She said the exterior of the build-ing would remain mostly the same, but would include new signage and decoration.

Reeve-Knight Construction of Roseville is doing the refurbishing work.

Along with food, the supercenter will carry value-priced general mer-chandise including apparel, elec-tronics, toys and sporting goods. Food offerings include organic selec-tions, fresh dairy and meat depart-ments and fruits and vegetables.

The store also features a pharma-cy.

“It will be one-stop shopping,” Garcia said.

The Walmart Neighborhood Mar-ket at Shields and Cedar avenues will offer a full supermarket line of gro-ceries along with some household products, pet supplies and pharmacy services.

Fresno’s first neighborhood mar-ket opened near Herndon and Wil-low avenues in May 2013, followed by a Clovis location near Clovis and Shaw avenues in September 2013. Visalia received the Valley’s first neighborhood market in March 2013. Each store typically employs about 65 people.

Garcia added that supercenters also have a positive impact on the community. They help to revitalize the area and bring back local shop-pers, Garcia said.

Also, businesses tend to invest in new stores once a strong anchor store is in place, she said.

Chuck Harvey | reporter can be reached at:490-3466 or e-mail [email protected]

Walmart Expansionin the Central Valley

From large to small-format stores, Walmart has been onan aggressive growth path in the last year.

Walmart | from 1

Projected opening, new Fresno neighborhood market

(3131 N. Cedar Ave.)

Fresno’s first neighborhood market opens

(6855 N. Willow Ave.)

Visalia neighborhoodmarket opens

(1320 N. Demaree St.)

Clovis neighborhood market opens

(1830 Shaw Ave.)

Projected opening,Fresno supercenter(4150 N. Blackstone Ave.)

Kerman supercenter opens (4061 W. Whitesbridge Ave.)

Clovis supercenter opens (323 W. Shaw Ave.)

Source: BusinessJournal reporting

4 www.thebusinessjournal.com FRIDAY, APRIL 4, 2014

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The manufacturing operation in Richgrove is a former almond pro-cessing plant on Avenue 24 that has not been used recently. Carlston said he is selling his Lake Elsinore building and will invest money back into his new Richgrove facility to add power and a septic system.

“Tulare County and especially Mike Washam (new economic de-velopment manager) have been great to work with. We expect to get all permits in place in 45 days.

In Southern California that took 3 years.”

Carlston said he will be hiring about 25 employees at the plant in addition to 10 others, mostly drivers who deliver product.

Regarding the agave plantation, Carlston said he also owns a te-quila company, Los Angeles-based Crotalo Tequila, but that some of the agave will be harvested to make agave nectar, a source of sugar ben-eficial for diabetics. The outer fiber is used to make rope and the waste material is a good cattle feed.

FACEBOOK | Mark Carlston, owner of Lake Elsinore’s Forest Wood Fiber Products, plans to relocate the company to Tulare County. He also owns a tequila company.

Hanford City Manager Darrel Pyle said the Hanford City Coun-cil is expected to put a new tax sharing agreement on the ballot this November.

The measure would authorize a sales-tax incentive agreement that would return up to $2 million in sales-tax revenue to the developer of the new Costco center over 10 years. The idea is to stimulate de-velopment on the east side of town anchored by the new 59-acre Cost-co shopping center.

The developer, John Kashian, needs to install expensive new in-frastructure to make that happen. Supporters say the city will more than get their investment back.

Hanford seeks independenceHanford City Manager Dar-

rell Pyle said the city has a goal to become “energy independent,” installing up to 2.3 megawatts of solar power under a proposal by Chevron Energy Solutions.

Pyle suggested the project should move forward with “per-mits likely by the end of June.” In late 2012 Chevron completed a so-lar installation expected to reduce energy costs at the city’s wastewa-ter treatment plant and save more than $7 million over the program’s life.

The installation uses a 1 mega-watt, ground-mounted, single-axis solar tracking system that auto-matically positions solar panels to-wards the sun. Now the city looks

to make an even larger deal with Phase 11 including the wastewater treatment plant.

The contract calls for some $14 million in savings to the city over 25 years.

Tulare cities want streets lightsVisalia, Tulare and Porterville

are negotiating with Southern Cal-ifornia Edison to buy street lights in their communities. Visalia has 6,200 street lights in the city and pays Edison up to $850,000 annu-ally to use them.

Buying the system and main-taining it internally would save enough money, the city expects, to convert them to energy savings LED light. The other cities are on a similar track but behind Visalia on their timeline.

Visalia believes the price tag to buy the system will be $4 to 5 mil-lion.

Visalia permits strongVisalia building permits were up

in February for the second month in a row over totals for the same month last year. The city permit-ted 26 single family homes in Feb-ruary compared to 23 in Feb 2013. Commercial improvement permits jumped to 121 versus 79. Total per-mits numbered 288 versus 226 and valuation increased to $11.2 million compared to $10.3 million in Feb 2013. For the year so far, new home permits are up 18 percent.

AROUND THE SOUTH VALLEY

Hanford to vote on tax sharingfor Costco development

Firm | from 1

South Valley | 5

John Lindt – contributing Writer


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no Art Museum Executive Director Linda Cano. “We’re expecting about 1,000 (attendees) and I think we’re on track for that.”

Cano mentioned that one area of the park will be set aside for “Ste-ampunk” enthusiasts working with gears or steam-powered inventions that call upon the science fiction sub-genre’s Victorian era and American Wild West roots.

Local designer Benjamin Short will rove the grounds with his con-fetti cannon blasting from the back of a mini-car that looks like some-thing out of Willy Wonka and the Chocolate Factory. Seven-year-old Fin Walling allows attendees to control his street-sweeping robot dubbed Pascal that can be controlled remotely by iPhone.

Meanwhile, booths lining Radio Park will feature a myriad of hand-built, homemade products. One exhibitor will display his electric quads, bicycles and other vehicles while another will let attendees play some made-from-scratch flutes and saxophones.

And the list goes on, from Lego ro-bots, 3D printers, costumes and life-like prosthetic devices to duct tape and garden art, wood-carved bowls and kitchen utensils and do-it-your-self snow globe construction kits.

One class of students from Duncan Polytechnical High School in Fresno will have their own section devoted to the acclaimed work students have done in robotics as finalists in the FIRST Robotics Competition Cen-tral Valley Regional in Madera last year.

“The goal of this stuff is not that the makers want to sell things like Pascal the robot,” said Nate Gilbert, co-chair of the Fresno Art Museum’s membership committee coordinat-ing the event. “They want to enable people to make their own Pascal ro-bot, like ‘if you’re interested in this, this is exactly how I did it so make your own by all means.’ It’s called the do-it-yourself, do-it-with-others movement.”

The science and technology exhib-its will be matched by a strong arts components as well, Gilbert said.

Inside the museum, one room has been set aside for an artist creating an enchanted forest scenery using recycled materials.

The gift shop will be blacked out

as a performer decked in a neon light suit flails with dazzling colors while the short films of the Galactic Ad-ventures of John Neptune will play in the auditorium in homage to old sci-fi films and serials from the 30s, 40s and 50s like Flash Gordon and Buck Rogers.

Outside, another group of per-formers known as The Fireflies will be putting on their own show with flames and pyrotechnics as one of the walls lining Radio Park will serve as a mural that artists and the public alike can slather with their imaginations.

Since hearing about Make Maga-zines many maker faires from the Science, Art and Music (SAM) Acad-emy in Sanger, Cano knew it was something she wanted to take on be-fore she stepped down as executive director this year. But it was by no means a solo effort.

“Some of our staff went to a big one in San Mateo and when we saw it we said ‘this is crazy fun, we have to do this if we possibly can,’” she said. “But it’s way bigger than just the museum so we got some community partners on board. So it’s not the mu-seum’s program.”

The Fresno Grizzlies is helping to plan the event and bring young audi-ences, along with Fresno County li-braries and Fresno Ideaworks, which put on a similar but smaller event last year at Chukchansi Park.

A handful of sponsors also stepped up with financial support, includ-ing companies like Baker, Peterson & Franklin, Lyles Diversified, Inc., Donaghy Sales, Speck Media and CCIS Insurance Group.

Additional exposure has come from the City of Fresno as Mayor Ashley Swearengin earlier this year declared April to be Maker Month in the city.

And while nowhere near the 200,000 or so that visit San Mateo’s maker faire each year, Cano said she’s hoping for even larger crowds next year as the James Irvine grant provides the funding for two mini maker faires taking the place of the museum’s Trashique fashion show.

“The purpose of the grant was so the museum could find new ways to engage audiences and to bring in folks that don’t normally come here,” Cano said.

Ben Keller | reporter can be reached at:490-3465 or e-mail [email protected]

Maker Faire | from 1

south Valley | from 4

Fitch downgradeshospital bonds

New York-based Fitch Ratings has recently downgraded to ‘B’ from ‘B+’ the rating on $15,230,000 series 2007 fixed rate bonds issued by the Tulare Local Health Care District d/b/a Tulare Regional Medical Center (TRMC).

The bonds have been placed on Rating Watch Negative. The rat-ings firm said “TRMC’s liquidity position is very weak” adding that unrestricted cash and investments were $6.3 million at Dec. 31, 2013 compared to $10.5 million at Dec. 31, 2012 and $24.4 million at FYE 2010.

Looking at TRMC’S delayed tow-er construction project, Fitch point-ed to new efforts by the hospital’s

recently hired management firm. “TRMC is leveraging HCCA’s ex-pertise to renegotiate contracts and develop a recovery schedule.” Fitch sounded a hopeful note on TRMC’s declining patient revenues. “HCCA is projecting TRMC to break even by the end of calendar year 2014, which Fitch believes is relatively at-tainable.”

Also recently the District’s Bond Oversight Committee, after hear-ing a discouraging report on lack of progress on construction of the tower in January, heard that the dis-trict had just $6.31 million left in its budget for a project that will need $18.5 million to complete. The advi-sory group said they had lost confi-dence in the way the tower project was moving and will report that to the District board later this month.


EDUCATION

Library kiosk debutsin Clovis mall

Taking a cue from the proliferation of Red Box and other rental kiosks, the Fresno County Public Library has unveiled a new touchscreen 400-book library kiosk at Sierra Vista Mall in Clovis.

April 1 was the first day the kiosk was available to Sierra Vista Mall shoppers, said Jonathan Waltmire, library spokesperson. It will be open during regular mall hours.

The kiosk is located inside the mall next to the Kohl’s entrance. All that is required to use the system is a Fresno County Public Library card.

Waltmire said this is the first in-door automated library kiosk to be located inside a US shopping mall.

The 24-hour library system, which can hold 300-400 books, books on CD, DVDs and other digital media materials, is made by a company called EnvisionWare. Fresno’s is one of the first systems in use in the country, according to the School Li-brary Journal, which states the sys-tems cost about $200,000 each.

The kiosk allows patrons to search the Fresno County Public Library catalogue, place holds on items and return items. Waltmire said to start the kiosk has only books, but other digital media will be available in coming weeks. Library staff will man the kiosk for a while to help pa-trons learn the system, but eventu-ally it will be a standalone kiosk that will be serviced with new materials twice a week, Waltmire said.

A grand opening is planned for next month.

ENERGY

Energy group scraps nuclearA group of local investors that

intended to build a nuclear power plant capable of producing 1,600 megawatts for the region has now changed its focus to treating agricul-tural run-off water with new tech-nology.

Formerly the Fresno Nuclear En-ergy Group, the reorganized Fresno New Energy Group has set its sights on a hydrogen-based energy process that will provide energy to remove contaminants from some 100,000 acre-feet of brackish groundwater at the start.

Partnering with Hydrogen Tech-nologies, Inc. of Stockton, the group will use the company’s hydrogen boiler technology to burn hydrogen and oxygen in a vacuum chamber in order to create heat and steam.

Energy produced from the process is planned to power a water desalina-tion plant without producing green-house gases and the only bi-product being water.

Depending on where it’s sited, the electricity generated is also expect-ed to supply the state’s energy grid through local transmission facilities.

The directors for the Fresno New Energy Group include the firm’s President and Chief Executive Of-ficer John Hutson, B.B. Blevins, Jim Boone, Richard Caglia, Tom McClean, Al Smith and Robert Smittcamp.

First forming in 2006, the band of

investors had originally partnered with French energy company ARE-VA several years ago to build dual nuclear energy reactors that would produce up to 20 million megawatt-hours of energy annually.

The project, at an estimated price tag of $5 billion per reactor, was ex-pected to be the cornerstone of a planned clean energy park complete with wind turbines and solar panels.

Hutson figured the new endeavor would cost no more than $100 mil-lion and take less than five years to build.

HEALTH CARE

Saroyan joins Children’s Hospital

Rob Saroyan has joined Children’s Hospital Central California as vice president of philanthropy and chief development officer.

In his new role, he leads the Chil-dren’s Hospital Foundation and the Guilds of Children’s Hospital.

Saroyan came to Children’s from Community Medical Centers, where he served as vice president and chief development officer for its founda-

This Week Online

DEVELOPMENTtion for 13 years. Prior to that, he was senior development director at the California State University, Fresno Foundation.

Saroyan’s previous positions in-clude working in Sacramento as an independent legislative and public affairs advocate; advisor to the chair for the California Integrated Waste Management Board and assistant to California Gov. George Deukmejian, first as a writer and later in public af-fairs as a member of the governor’s Advance Team.

Chubb leaves CRMCAfter nine years, Jack Chubb has

left his position as CEO of Com-munity Regional Medical Center in Fresno on April 1.

In a memo to staff, Patrick Raffer-ty, chief operating officer of Commu-nity Medical Centers, lauded Chubb on his performance with the down-town Fresno hospital, including the move from University Medical Cen-ter, transition to electronic health records and a number of expansion projects.

“More recently, CRMC smoothly earned reaccreditation from the Joint Commission, and cardiac sur-gery earned the highest possible rating from the Society of Thoracic Surgeons—while the facility also has accommodated unprecedented patient volumes,” Rafferty wrote.

No explanation was given for Chubb’s sudden departure.

Craig Wagoner will serve as inter-im CEO for CRMC on top of his ex-isting duties as COO of the hospital.

RETAIL

Maurices opens Fresno storeMaurices, a fast-growing women’s

clothing store, has opened a Fresno store in Marketplace at El Paseo, 6599 N. Riverside Drive in Fresno.

It is the 900th store built for the chain and the 13th in California. Maurices also has stores in Visalia, Hanford and Clovis.

The Fresno store has 10 employees, two full-time and eight part-time.

It is a milestone for the women’s fashion clothing provider that start-ed with a small retail store in down-town Duluth, Minn.

Maurices will open 60 new stores and will operate more than 925 stores in 46 states and Canada by the end of its fiscal year in July. In addi-tion to new store openings, Maurices is remodeling or expanding 80 stores this year with an inspiring new look to keep the fast growing chain fresh.

The company’s long-term goal is to reach more than 1,200 stores domes-tically and 100 stores in Canada.

TRANSPORTATION

Lyft seeks Fresno driversRidesharing service Lyft is seek-

ing drivers for its launch in Fresno, following in the footsteps of Uber that started up in the city just a few months ago.

Known for its cars with the pink mustache, Lyft launched out of San Francisco-based startup Zimride in 2012, connecting drivers to people in need of transportation when they request a ride through their mobile phones.

FILE PHOTO | Fresno is in middle ground when it comes to sprawl in the US, according to a new report.

Fresno’s not the greatest example of how to keep sprawl contained, but it’s not the worst either, a new report showed.

The report, Measuring Sprawl 2014, was released by Washington D.C.-based Smart Growth America, an organization that advocates for policies and research that lead to safer, more vibrant communities.

In the report, 221 larger metro-politan areas and 994 counties in the U.S. were measured on how connected residents and businesses were to their urban cores or else spread out in suburban areas where jobs and services are harder to reach.

The Fresno metropolitan area came in at No. 9 with an overall composite score of 92.24. Scores higher than 100 tend to be more compact and connected while areas with scores lower than 100 are con-sidered more sprawling.

Bringing down Fresno’s score was a lack of nearby activities. With a score of 95.56 in that category, the Fresno area also scored 101.58 in

terms of density, 126.18 for land use mix—measured by the balance of jobs to total population—and 82.42 for street accessibility like the av-erage length of a street blocks and percentage of four-way or more in-tersections.

That’s a far cry from the top ranked New York City metro with a total composite score of 203.36, including 384.29 for density, 159.34 for land use mix, 213.49 for activity centering and 193.8 for street con-nectivity.

However, the Fresno area was still pretty high up from the bot-tom of the list, reserved for Hicko-ry-Lenoir-Morganton, N.C., which achieved a composite score of just 24.86, including 78.64 for density, 40.46 for land use mix, 67 for ac-tivity centering and 56.95 for street connectivity.

Among counties, Fresno County received a composite score of 109.31. Kings County managed a score of 105.04, followed by Tulare County with 104.49 and Madera County with 94.12.

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Fresno averagefor sprawl


When you’re giving your sales presentation, do you really know what the customer is thinking or what they’re asking themselves as

you’re presenting?I doubt it. You’re

too busy trying to sell.

Shake the hand. Smile the smile. Show the slides. Talk the talk. Do the demo. Ask the superficial questions. Try the close. Try to overcome, “the price is too high.”

Propose the proposal. Do the sales dance.

Meanwhile the customer is thinking. He or she is asking themself questions about the validity of your product and your offer. They’re thinking about how your stuff might fit into their company. And while you're talking they may be Googling.

While you are trying to prove a point, they are trying to verify your information. And in these times, they can do it in a nanosecond. And you can’t stop them.

While you’re talking, they may be wondering if you have a Twitter account. So they do a quick search and find out that you do not. What's that about? How validating is that? If they ask you about it, you’ll just brush it off. Suppose the customer is exceptionally Twitter active? How does that make you look?

That’s a small tip-of-the-iceberg example of the thoughts that differentiate your sales presentation from the customer’s decision to buy. But let me take it deeper.

All customers, not just the decision maker, have a buying process. It’s a strategy and a process by which they make a purchase. And that purchase is based around the trust, safety, and comfort your customer feels when buying something from you.

In order to gain that trust, and that feeling of safety, they asked themselves a bunch of questions without ever saying a word. You answer those questions by the words you speak. Your job as a master salesperson is to answer those silent questions in a manner that drives the customer to say, “I’ll take it!”

The following list of questions is exactly what goes through the mind of a prospective customer during your presentation. The list is long, and every customer may not ask themselves every one of these questions, but since you don’t know specifically which ones they are going to ask themselves, you better be prepared with answers to all of them.

Here are the questions the prospective customer is asking:

• What do you offer?• What do you offer that no one

else has?• What do you offer of value?• How does your product compare

to others I have seen?• Does it really fill my need?• Can you deliver?• Is it real-world?• Will it work?• Will it work in our environment?• How will it impact our people?• How could it impact our success?• Will senior or executive

management buy in?• Will my people use it? • How will we produce as a result

of the purchase?• How will we profit as a result of

the purchase?• How will it come together? • How do we buy it?• What’s the risk factor in buying?• Will you and your company keep

its promises? • Do I trust you and the people I’m

buying from, both as humans and their ability to deliver service after purchase?

• Will you be my main contact after purchase or are you going to relegate me to “the service department”?

• Do I believe you?• Do I have confidence in you?• Are you telling me the truth?• Do I have the trust and comfort to

buy now?HOLY COW! All that?YES! All that and more!This list of questions is by far

the most comprehensive I have put together. They address both confidence in product and confidence in the salesperson.

The customer is seeking validation and wants to believe you. They need what you have and they're going to buy what you offer. The only question is: From who? Depending on the answers to the above questions, they may not buy from you. OUCH!

Here are a few more thought-provoking challenges to help you understand the buying process:

1. The first sale that’s made is the salesperson. If the prospect doesn’t buy you, he’s not going to buy your product or service.

2. How’s your online reputation? What’s your Google ranking and reputation? NOT YOUR COMPANY. YOU!

3. What’s your social media reputation? Not Tweeting is a choice, but a poor one. How about LinkedIn? Do you have a business Facebook page?

4. Did you offer proof? Did you use “voice-of-customer” as testimonial proof to your claims?

4.5 Does the buyer have enough peace of mind to purchase?

I have just given you a mind full of sales information, from the mind of the only person that matters in your sales conversations: the customer.

Jeffrey Gitomer is the author of twelve best-selling books including The Sales Bible, The Little Red Book of Selling, and 21.5 Unbreakable Laws of Selling. His books are now available as online courses at www.GitomerVT.com. For information about training and seminars visit www.Gitomer.com or www.GitomerCertifiedAdvisors.com, or email Jeffrey personally at [email protected].

The questions that matter most in a sales presentation

TheSaleS GuruJeffrey Gitomer

APRIL 4• Eggs & Issues with State Sen. Anthony Cannella, Madera Community Hospital, Shebelut/Pierini Room, 1250 E. Almond Ave., Madera, 7:30-9 a.m. State Sen. Anthony Cannella will talk about upcoming legislative issues affecting businesses. Sponsored by the Madera County Economic Development Commission. $15. Reservations to Lois Grow at [email protected]; (559) 675-7768.• CCHCC Toastmasters Meeting, Central California Hispanic Chamber of Commerce, 2331 Fresno St., Fresno, noon-1 p.m. Promote your business or career by improving your public speaking skills. Sponsored by the Central California Hispanic Chamber of Commerce. Free. www.cchcc.net; (559) 495-4817.

APRIL 5• Ag Crime Prevention Seminar, International Agri-Center, Heritage Complex, 4500 S. Laspina St., Tulare, 7 a.m.-3 p.m. Presentations on the various types of agricultural crimes and how to prevent them. Sponsored by Western Executive Protection. Free. Breakfast and lunch provided. Registration to Rocky Pipkin at [email protected] or (559) 622-8889. www.wep247.com.

APRIL 7• High Speed Rail: A Systems Approach, Fresno State University, University Business Center, 5245 N. Backer Ave., Fresno, 8:30 a.m.-5:45 p.m. Workshop for practicing engineers, construction managers, planners and policy makers and others to learn about the systems approach towards high speed rail implementation. Sponsored by the Lyles College of Engineering and the Division of Continuing and Global Education. $295. Registration to www.fresnostate.edu/engineering/hsrworkshop.html; (559) 278-2500.• How to Deliver Exceptional Customer Service, Radisson Hotel and Conference Center, 2233 Ventura St., Fresno, 9 a.m.-4 p.m. Training for sales professionals on how to increase the return on your customer service dollars and make your customers feel important and appreciated. Sponsored by Fred Pryor Seminars. $199; $189 in groups of five or more. Registration to www.pryor.com; (800) 780-8476.

APRIL 8• SCORE Simple Steps Workshop: Startup Basics, Central Valley SCORE, 801 R St., 201 Training Room, Fresno, 9 a.m.-noon. Part 1 of workshop series on starting up a business. (April 8, 15, 22, 29, May 6, 13). Reservations to www.centralvalleyscore.org/events; (559) 487-5605. • Mastering Microsoft Excel (2-day), Holiday Inn Plaza Park, 9000 W. Airport Drive, Visalia, 9 a.m.-4 p.m. Learn shortcuts, tips and straight answers to all your Excel questions Sponsored by Fred Pryor Seminars. $199; $189 in groups of five or more. Registration to www.pryor.com; (800) 780-8476.• Fresno Women’s Network Luncheon: Dress for Success, TorNino’s Banquets, 5080 N. Blackstone Ave., Fresno, 11:30 a.m.-1 p.m. Networking among professional women leaders. Brenda Budke of Sierra HR Partners talks

about what to wear for a professional appearance. $21; $17 FWN members and guests. Register at www.fresnowomennetwork.org or (559) 450-2102.• Property Management Certification Series, Part 8, UC Merced Center, 550 E. Shaw Ave., Fresno, 6-9:30 p.m. Series of nine courses on how to become a property manager. Part 8 on fair housing and the law. Series completion earns your California Certified Residential Manager designation. Sponsored by the California Apartment Association. $800 or $90 per course; $610 CAA members or $55 per course. Registration to [email protected] or (559) 221-2533.• Fresno Women’s Network Small Business Owners Forum, Robin Goldbeck’s Home, 3546 W. Lima Linda Ave., Fresno, 6-9 p.m. Peer-to-peer support for women business owners in a diverse and positive atmosphere. Reservations to https://www.facebook.com/events/1407341672865501; (559) 450-2102.

APRIL 9• Reedley College Virtual Enterprise Trade Fair, Reedley College, 995 N. Reed Ave., Reedley, 8:30 a.m.-1 p.m. Event presents the business ideas of high school entrepreneurs for a judging competition. Sponsored by Reedley College. Free and open to the public. www.reedleycollege.edu; (559) 638-3641.• Property Management Certification Series, Part 9, UC Merced Center, 550 E. Shaw Ave., Fresno, 6-9:30 p.m. Series of nine courses on how to become a property manager. Part 9 on ethics in property management. Series completion earns your California Certified Residential Manager designation. Sponsored by the California Apartment Association. $800 or $90 per course; $610 CAA members or $55 per course. Registration to [email protected] or (559) 221-2533.

APRIL 10• Fresno Job Fair, Radisson Hotel and Conference Center, 2233 Ventura Ave., Fresno, 9 a.m.-12:30 p.m. Come meet with hiring managers from local, national and Fortune 500 companies. Sponsored by HireLive. Bring 10 to 15 resumes and dress business professional. Registration to www.hirelive.com; (949) 599-1870.• How to Communicate with Tact and Professionalism (2-day), Park Inn By Radisson, 3737 N. Blackstone Ave., Fresno, 9 a.m.-4 p.m. Learn how to avoid misleading verbal and visual cues that interfere with clear, concise communication. Sponsored by Fred Pryor Seminars. $299; $279 in groups of 3 or more. Registration to www.pryor.com; (800) 780-8476.

APRIL 11• CCHCC Toastmasters Meeting, Central California Hispanic Chamber of Commerce, 2331 Fresno St., Fresno, noon-1 p.m. Promote your business or career by improving your public speaking skills. Sponsored by the Central California Hispanic Chamber of Commerce. Free. www.cchcc.net; (559) 495-4817.

CALENDAR

Calendar | 13

10 TheList:SolarCompanies

AgricultureFOCUSApril 4, 2014

INSIDE

Dairy farmers are experiencing record prices driven by global demand for milk and dairy products.

It’s great news after three years of low dairy product prices that drove many Central Valley dairies out of business.

Dairy farmers are also benefiting from a big drop in corn prices resulting from a bumper corn crop.

However all the good news is tempered by the fact that drought has cut sharply into California hay and grain production, leading to low supplies and high prices.

And cows need hay and grain.

“California producer margins are being trimmed as a result of the drought and diminished availability of alfalfa hay,” said Michael Marsh, CEO of Western United Dairymen in Modesto. “Drought has caused some alfalfa growers to fallow their fields due to a lack of available water.”

Pete Degroot, partner with John Degroot & Son Dairy in Fresno, said his dairy is fortunate in that it has wells to supply irrigation water to grow feed crops on land the dairy owns. He added that

without the wells, he would be paying high prices for alfalfa hay.

Groundwater levels have dropped, but for now the wells continue to keep the Degroot farm in operation.

For dairies that buy their hay, alfalfa hay prices have again jumped to the $300 per ton range, making it harder to profit even with higher milk prices.

Degroot said dairies must borrow money from banks to stay operational in years of low milk profits. In more profitable years like 2014, dairies pay back the banks, he said.

“When you’re overextended, you’re working for nothing,” Degroot said.

Degroot added that this year’s milk prices have been strengthened by a strong export market.

Degroot & Son Dairy sells milk to the Visalia-based California Dairies cooperative. It is then sold as retail milk or milk for processing.

Although business has improved significantly for Degroot and other dairy operators who survived hard times in the industry, the severe drought will continue to make it more costly to feed

cows.Marsh said problems with

price guarantees further complicate the life of dairy operators.

He said the price for milk used for cheese processing remains disconnected from market milk prices because of a California Department of Food & Agriculture pricing blunder that occurred in 2008.

It still lacks remedy today, Marsh said.

He said former CDFA Secretary A.G. Kawamura disconnected the basic milk price from milk earmarked for cheese processing. “Kawamura not only exposed California dairy farmers to extraordinary additional basis volatility, but also undermined the best risk management tool dairymen in our state have ever had, the California pool,” Marsh wrote in a Western United Dairymen column.

The pool Marsh referred to is the Gonsalves Milk Pooling Act that was signed into law by former Gov. Ronald Reagan. It was created in an effort to end processor abuses against dairy farmers.

Milk processors are required to pay dairy farmers at least a regulated minimum price in California. Money

generated from milk going into the fluid market, cottage cheese, yogurt, ice cream, butter, cheese and nonfat dry milk is pooled together.

The farmers are then paid a blend price from those pooled revenues.

Marsh said that despite repeated attempts by Western United Dairymen to correct the problem caused by disconnecting milk for cheese processing from the basic market milk price, the California Department of Food & Agriculture has refused to correct the blunder.

“It’s very hard to get a bureaucrat to admit an error and unfortunately California dairy families continue to suffer as a result,” Marsh said.

He added that regulated minimum prices for dairy products are highly correlated with announced prices in federal marketing orders, with the exception of milk going to cheese.

Kawamura’s action along with skyrocketing feed costs driven by the corn-based ethanol mandate, forced hundreds of California diary families out of their multi-generational legacy businesses, Marsh said. “The shakeout has been horrific,”

Dairy dilemmaBureaucratic blunder keeps local producers down

Chuck Harvey – Staff Writer

Chuck HarveyCows at Gasper & Son Dairy in Hanford may be more expensive to feed this year with the drought’s impact on feed prices. In addition, dairymen are lobbying the state to correct a pricing error for milk made into cheese.

he added.Meanwhile, the Milk

Producers Council reported that on March 24, prices for blocks and barrels of cheddar cheese reached record highs. Blocks reached $2.43 per pound and barrels hit $2.37 per pound.

Prices dropped some since, but remain at high levels.

Prices for butter and dry whey have also been on the rise.

The Chicago Mercantile Exchange reported that butter hit $2 a pound on the wholesale market on March 31. Price for 40-pound blocks of butter reached $2.38 a pound the same day.

A barrel of butter sold for $2.25 a pound.

The latest report on dry whey was on March 27. On that day, dry whey sold for 64 cents a pound.

That compares to about 62 cents a pound on February 27.

Whey is the liquid part of milk that remains after the manufacture of cheese. Dry whey is manufactured by removing a substantial portion of water from whey.

Whey is used to produce ricotta, brown cheeses and other products for human consumption. It is also an additive in many processed foods, including breads, crackers, and commercial pastry and in animal feed.

Wholesale price for class 3 milk used to produce cheese has also been on the rise. The price was $21.93 per 100-weight in March and is expected to reach $23.50 per 100-weight in May. In March of 2013 class 3 milk sold for $17.76 per 100-weight.

One year before that, the price was about $14 per 100-weight.

At $14 per 100 weight and feed costs soaring, many dairies found it impossible to remain in operation.

At that time, many of dairy farmers, along with the Milk Producers Council, complained that the California Department of Food and Agriculture failed to allow prices of milk produced for cheese manufacturing to rise high enough to cover costs.

Chuck Harvey | reporter can be reached at: 490-3466 or e-mail [email protected]

FRIDAY, APRIL 4, 2014 www.thebusinessjournal.com 9The Profile

Owner

The Big Local.com

What we do:The Big Local was built on the premise that word-of-mouth advertising is far more effective and affordable, and creates a clientele more than likely to do repeat business. When a business posts an item on The Big Local —it could be a normal advertisement, but it is better as a single or group of items that the vendor is wanting to move quickly — it gets posted on the Waterfall (our home page), linked to the city area within our site and can be shared on major social media networks. This last portion is significant in that items or ads on The Big Local can be text-based, single images, multiple images and even embedded video or a combination of everything. Each item gets its own page with no size limit, although we have found that shorter posts perform better. What’s more impressive is that The Big Local is not relying on pay-per-click or cost-per-thousand marketing models. Rather we are asking vendors to join us for less than $1 a day through an annual subscription-based plan. And with that, vendors are able to post four items per day. We currently are in the Fresno market, but are expanding this week into Bakersfield, Denver and the Quad Cities in Washington and Idaho.The Big Local started in 2009 and has increased our local network to over 30,000 people, with that number growing daily. In addition, vendors who sign up now will be encouraged to participate in a new app that we are currently developing, allowing patrons the ability to make electronic payments using their smartphones — without a processing charge to the merchant. We anticipate launching the app by the end of July 2014.The Big Local covers 80 percent of what people search for. Our categories extend from restaurants, nightlife, tax preparation to retail and specialty stores. Since we cover most of what people are searching for, almost any business can advertise with us and that helps increase our sales.

Education:Selma High School

Age:41

What are the advantages of using The Big Local.com over Facebook and Craigslist?What makes The Big Local standout from Facebook and Craigslist is that we have developed a way to connect local businesses to their local markets without breaking the bank. And while a business might be able to make a post on Craigslist for free, that ad does not allow for images to be on the main page, which statistics show is a driving factor in marketing. We make it easier for the end user to see what the business is showcasing. Also, Craigslist allows each posting to a single area and category, once per 48 hours. On The Big Local, a business can select which cities they wish for their items to be placed. Every business’ items get placed as they are created on the homepage on the Waterfall, with a quick option to narrow down by city directly to the right of the Waterfall. On The Big Local, visitors can and are encouraged to share what they have found with their friends. You cannot do this on Craigslist.

How did you get involved in this kind of service? New emission laws put me out of business when I had a trucking company. Shortly after, I ventured into opening a restaurant. I tried several forms of advertising, spending dollar after dollar and didn’t see a return on my investment. This is when I learned how expensive the cost of advertising was to a small business owner. Unfortunately, I was not able to keep up with the high cost of advertising and had to close my doors. I was left with no business, no job and feeling very discouraged. I saw there was a vast need for affordable advertising for the small business owner. Much like me, too many small businesses were closing their doors because of the high cost of advertising and something needed to be done. The few businesses making the biggest impact and able to afford the high price of advertising were the big box stores. I wanted to eliminate some of the risk in advertising for the business owner, but also create the impact they needed to attract new customers. I saw social media becoming more and more the new word of mouth, and causing a tremendous impact on how businesses can utilize these networks for more exposure. I wanted to level the playing field.

Times have been tough for advertisers and sellers over the seven years. Has the advertising business been picking up some? Small businesses are finding it hard to compete against corporate giants when it comes to advertising and marketing. In fact, when it comes to those expenses, they tend to be the first cut and the last added back into a company’s budget. That being said, we have found that most small businesses are very interested in avoiding a shotgun approach to marketing and want to be able to focus on targeting individuals who are actually interested and can hear the marketing message through the noise that bombards them throughout the day. This is where social marketing is the most effective. If someone takes advantage of a good deal, they tell people. Today that is happening on Facebook and Twitter. Tomorrow it will be on something else. The Big Local is a growing local network that effectively makes the connection — all for less than $1 a day.

What was the best business advice you received? Was there someone who inspired you?The best business advice I ever received was from a salesman I admire very much and has given much insight on my approach with this business. He told me, “People never appreciate a product or service when it’s free.”

What was your very first job?I had my first job when I was 16 years old as a meat wrapper in Grumbles Market in Selma.

What do you do in your spare time?Spend time with my sons and travel to the coast whenever possible.

10 www.thebusinessjournal.com FRIDAY, APRIL 4, 2014The List

Solar CompaniesIn the Central San Joaquin Valley- ranked by capacity installed in 2013; if tied, by number of installations

20142013

Company nameAddress

PhoneFax

InstalledKilowatts

2013No. of

installationsLocal grossrevenues

No. of localemployees

Types of solar energy systems, servicesoffered

FoundedYears

installingsolar

Location ofheadquarters Top local executive

1(2)

Don Pickett and Associates,Inc.7395 N. Palm Bluffs Ave. #101Fresno, CA

431-3535431-5360 3,936 33 WND 14 Agribusiness, commercial, and residential 1988

WND Fresno Mike Pickett, president

2(3)

Solar Universe5096 Blythe AveFresno, CA

277-2000476-8080 2,500 1,150 WND 35 Commercial and residential 2009

5 FresnoJames Vumback, Hogi Selling

IV, Mark Worthington, co-owners

3(5)

REC Solar4933 W. Jennifer #101Fresno, CA

888-657-6527251-1126 1,500 200 $6.0 mil. 30 Photovoltaic 2004

17 San Luis Obispo Mike Gallagher, regional salesmanager

4(4)

Nova West Solar7429 N First StreetFresno, CA

291-9900476-5235 1,064 WND WND WND WND 2005

8 Fresno Gary Fairhead, owner

5(7)

JT Solar Inc.7539 N. Wheeler Ave.Fresno, CA

906-4920276-3305 600 30 WND 16 Photovoltaic, residential/commercial, we are also

a licensed electrical contractor2008

6 Fresno Jeff Tozlian, owner/CEO

6(8)

Energy Concepts112 E. University Ave.Fresno, CA

485-2504485-2554 500 1,000 WND 6 PV, DHW and pool 1991

38 Fresno Patrick Connelly, CEO/contractor

7(10)

American Green Solutions415 W. Shaw Ave.Fresno, CA

866-438-7873WND 300 15 WND 3 Residential, all types of solar and all types of

installations.WNDWND WND Terry Carson, owner

8(9)

Sundowner Solar8627 W. Goshen AveVisalia, CA

741-9022741-9200 300 WND WND WND PV & water heating 2009

WND WND David Wind, owner

9(NR)

Altsys Solar1434 E. Tulare Ave.Tulare, CA

688-2544WND 200 30 $800,000 8 Solar installer/distributor 2007

7 TulareJack Ramsey, pres., Vahnn

Blue, , Mitch Evans, , RicardoArmendarez, , Teresa Thomas,

10(NR)

4th Day Energy36886 River BelleTollhouse, CA

87704thDay1N/A 154 WND WND WND PV 2007

15 WND Duane Deister, owner

Key:WND-Would not disclose. NR-Not ranked. All data has been provided by representatives of the firms listed and Business Journal research.Not all sources surveyed responded to inquiries.

Research: Chris Rose

Original Publication Date: April 4, 2014E-mail: [email protected]


Presented by:

Bullard High School 5445 N Palm Ave Fresno, CA 93704

(Drop off at the North Parking lot off

Browning)

April 5th, 2014 10 a.m. – 1 p.m. (Or until truck is full)

First 2 boxes per car are free. $3/box donation for additional boxes. For health reasons, we cannot accept wet,

moldy or mildewed materials. Trash bags (up to 13 gallons) will be accepted. No hard plastics! No trash! No fasteners! No 3

ring binders! No metal strips!

The Bullard Tennis Team benefits from all proceeds.

Everything is shredded onsite in a professional mobile shredding truck.

Drive up-Drop off- Drive off

For more info contact Gaby at 559-256-6331…

If you have more

than 10 boxes call to make an appointment…

Proudly Servicing Businesses and

Residents

For additional shredding at your location contact


LEADS Guide

THE contents

The Leads information found in this issue of The Business Journal is a sampling from the Business Leads Download Center. The Business Leads Download Center is available free with your paid subscription to The Business Journal. For questions about the content listed in this section or how to obtain a subscription to The Business Journal, contact Ashley Webster at 559.490.3481 or e-mail [email protected].

HOW IT WORkS: The Business Journal’s Leads listings are designed to help you find the latest legal transactions to grow your business. Find out who’s new in town, who’s going out of business and what neighborhoods are becoming a hotspot for new business. We’ve pulled information from the county clerks’ and recorders offices in Fresno, Kings, Madera and Tulare counties to bring you the latest in business news. No matter what business you are in, you can gain a competitive advantage from these Leads each week.

WHAT THESE listinGs mEAn:

LEASES/ESCROW: Transfer of real property as provided by local real estate f irms. For more information on how to submit lease information, please call 559.490.3400

BANkRuPTCy: The following samples of business bankruptcies are filed in the U.S. Bankruptcy Court in Fresno. The information below is retrieved by The Business Journal Business Leads Download Center. For questions about the content shown below or how to obtain the complete and digital list weekly, contactAshley Webster at 559.490.3481 or e-mail [email protected].

CHapTer 7: A straight bankruptcy involving an appointed trustee to sell assets by auction or other means to pay creditors.

CHapTer 11: A procedure that allows businesses to gain temporary relief from paying debts in order to reorganize. The debtor remains in control of the business during the bankruptcy and the business continues to function.

CHapTer 13: A bankruptcy plan available to individuals whose income is sufficiently stable to enable the individual to make payments under a plan to a trustee who disburses the funds to creditors.

TAx LIENS: Encumbrances placed on a property as a claim for payment of an outstanding tax liability. The Business Journal lists both state and federal liens. A lien is released when debt repayment has been resolved with the creditor. The information is retrieved by The Business Journal Business Leads Download Center. For questions about the content shown below or how to obtain the complete and digital list weekly, contact Ashley Webster at 559.490.3481 or e-mail [email protected].

NEW BuSINESSES: Newly licensed or incorporated businesses. The new businesses listed below are a sampling from The Business Journal Business Leads Download Center. For questions about the content or how to obtain the complete and digital list weekly, contact Ashley Webster at 559.490.3481 or e-mail [email protected].

page 12 APRIL 4, 2014

real eSTaTe

RETAIL CALIFORNIA is reporting the following real estate transactions:

900 square feet at 1177 N. Willow ave. in Clovis, to Leilani Shave Ice, Inc. from Willow Station LLC. Michael arfsten of retail California was the agent.

5,000 square feet at the Marketplace at el paseo Shopping Center at the southwest corner of Herndon ave. and riverside Dr. in Fresno, to Famous Footwear, from DCTN3388 Fresno, LLC. Lewis Smith with retail California was the agent in cooperation with Matthew Lux with Colliers International, Santa Barbara.

8,003 square feet at the Marketplace at el paseo Shopping Center at the southwest corner of Herndon ave. and riverside Dr. in Fresno, to Tilly’s, from DCTN3388 Fresno , LLC. Lewis Smith with retail California was the agent in cooperation with John Beaney with edge realty.

9,000 square feet at the Marketplace at el paseo Shopping Center at the southwest corner of Herndon ave. and riverside Dr. in Fresno, to anna’s Linens, from DCTN3388 Fresno, LLC. Lewis Smith and peter Orlando with retail California were the agents.

15,000 square feet at the Marketplace at el paseo Shopping Center at the southwest corner of Herndon ave. and riverside Dr. in Fresno, to Old Navy, from DCTN3388 Fresno, LLC. Lewis Smith with retail California was the agent in cooperation with Drew Greenspan with Terranomics, Burlingame.

12,500 square feet at the Marketplace at el paseo Shopping Center at the southwest corner of Herndon ave. and riverside Dr. in Fresno, to petCo animal Supplies Stores, Inc., from DCTN3388 Fresno, LLC. Lewis Smith with retail California was the agent in cooperation with Tim Bettencourt with CoSol.

60,000 square feet at the Marketplace at el paseo Shopping Center at the southwest corner of Herndon ave. and riverside Dr. in Fresno, to Burlington Coat Factory, from DCTN3388 Fresno, LLC. Lewis Smith with retail CaCa was the agent in cooperation with Kent Despain with retail West, San Francisco.

bankrupTcieS

Stanger ConstructionCase No: 14-11307-7135 rall aveClovis Ca 93612assets: $6,627, Liability: $210,145, exemptions: $4,039

C&R CleaningCase No: 14-11317-71473 Carolyn Stexeter Ca 93221assets: $49,598, Liability: $43,199, exemptions: $31,425

AnysthingsCase No: 14-11330-72688 e Kelso aveFresno Ca 93720assets: $653,038, Liability: $340,369, exemptions: $37,560

T ManfredoCase No: 14-11363-72616 e princeton aveVisalia Ca 93292assets: $545,400, Liability: $541,287, exemptions: $0

Zapateria DianaCase No: 14-11391-7133 W San Joaquin aveFresno Ca 93706assets: $121,283, Liability: $125,804, exemptions: $121,283

LeadsReal Estate 12Bankruptcies 12Federal Liens 12State Liens 12New Businesses 12

Christine Loberg PhotographyCase No: 14-11395-739674 pierce Lake DrOakhurst Ca 93644assets: $47,735, Liability: $58,759, exemptions: $47,735

kB Transportation Inc/Circle kB IndustriesCase No: 14-11397-7124 S p StBakersfield Ca 93304assets: $246,038, Liability: $1,059,955, exemptions: $105,038

ken's Plumbing Rooter & HandymanCase No: 14-11445-72375 pasadena LaneLake Isabella Ca 93240assets: $111,793, Liability: $133,068, exemptions: $30,003

Super Shine Hand Carwash Inc/AGE Enterprises llc/Gabriel and Armen Ekezyan Ca GpCase No: 14-11452-7882 SpruceClovis Ca 93611assets: $21,198, Liability: $3,591,071, exemptions: $21,198

Super Shine Hand Carwash Inc/AGE Enterprises llc/Gabriel and Armen Ekezyan Ca GpCase No: 14-11453-7880 N rogers aveClovis Ca 93611assets: $20,948, Liability: $3,608,183, exemptions: $20,948

Tornado Group/Mercury NewsCase No: 14-11455-131734 N Cherry LnClovis Ca 93619assets: $0, Liability: $0, exemptions: $0

federal lienS

Best Glass EnterprisesDoc No: 14-030231, IrS tax lien2998 e Belmont ave, Fresno, Ca 93701amount: $19,204

Brock Liquid Transportation IncDoc No: 14-030232, IrS tax lien3110 W Muscat ave, Fresno, Ca 93706amount: $232,924

Brock Liquid Transportation IncDoc No: 14-030233, IrS tax lien3110 W Muscat ave, Fresno, Ca 93706amount: $58,798

CA Freight xpress IncDoc No: 14-030235, IrS tax lienp O box 8466, Fresno, Ca 93747amount: $40,851

Hassibah TLC IncDoc No: 14-030242, IrS tax lien345 S Locan ave, Fresno, Ca 93737amount: $145,448

Mosqueda Farm LaborDoc No: 14-030243, IrS tax lien5550 W athens ave, Fresno, Ca 93722amount: $5,617

Ag Labor ServiceDoc No: 14-030244, IrS tax lien13459 e Mulberry Ln, parlier, Ca 93648amount: $185,477

Superior Satellite LtdDoc No: 14-030702, IrS tax lien1230 W Shields ave, Fresno, Ca 93705amount: $4,619

Mackys Recycling CenterDoc No: 14-030703, IrS tax lien1646 N 1st St, Fresno, Ca 93703amount: $11,665

Lizarraga ConcreteDoc No: 14-030709, IrS tax lien5397 W Shields ave, Fresno, Ca 93722amount: $22,954

STaTe lienS

Fowler Auto SalesDoc No: 14-029088, Board of equalization tax lien102 N 8th St, Fowler, Ca 93625amount: $550

American Video & Desert ShopDoc No: 14-029089, Board of equalization tax lien6680 N Blackstone, Fresno, Ca 93710amount: $15,982

Ray Fisher Pharmacy IncDoc No: 14-029523, Board of equalization tax lien6629 N Blackstone ave, Fresno, Ca 93710amount: $6,065

Fresno Landscaping Nursery CenterDoc No: 14-029524, Board of equalization tax lien12099 e Stroud ave, Kingsburg, Ca 93631amount: $380

NP IncDoc No: 14-029994, Franchise Tax Board tax lien1105 e Kelso ave, Fresno, Ca 93720amount: $1,259

Tranzform IncDoc No: 14-029995, Franchise Tax Board tax lien3381 N Bond ave Ste 101, Fresno, Ca 93726amount: $34,683

Barczar IncDoc No: 14-029996, Franchise Tax Board tax lienp O Box 374, Friant, Ca 93626amount: $70,049

kW Apparel llcDoc No: 14-029997, Franchise Tax Board tax lien6770 N pleasant ave, Fresno, Ca 93711amount: $5,022

Levite MinistriesDoc No: 14-029998, Franchise Tax Board tax lien1801 2nd St, Selma, Ca 93662amount: $3,146

Don Simon products IncDoc No: 14-029999, Franchise Tax Board tax lien431 N 1st St, Fresno, Ca 93702amount: $5,628

Blossom Trail Insurance Services IncDoc No: 14-030067, eDD tax lien1027 G St Ste 2, reedley, Ca 93654amount: $5,883

Indian Food MartDoc No: 14-030068, eDD tax lien4784 e Kings Canyon rd, Fresno, Ca 93702amount: $1,499

Bullard Chiropractic ClinicDoc No: 14-030069, eDD tax lien330 Bullard ave, Clovis, Ca 93612amount: $1,538

SCV Freight IncDoc No: 14-030070, eDD tax lienp O Box 11885, Fresno, Ca 93775amount: $1,823

Global Direct Media IncDoc No: 14-030071, eDD tax lien6364 N Figarden Dr Ste 114, Fresno, Ca 93722amount: $4,211

Fryer Roofing Co IncDoc No: 14-030072, eDD tax lien4877 W Jennifer ave Ste 105, Fresno, Ca 93722amount: $1,748

Power Design Electric IncDoc No: 14-030073, eDD tax lienp O Box 251, Kingsburg, Ca 93631amount: $3,081

Aria Persian Cuisine Doc No: 14-030074, eDD tax lien9415 N Fort Washington rd Ste 101, Fresno, Ca 93730amount: $2,843

Dhillon Brothers Express IncDoc No: 14-030075, eDD tax lien255 e Curtis ave, Fowler, Ca 93625amount: $126,028

Bennie M Gonsalves DairyDoc No: 14-030078, eDD tax lien6665 e Harlan ave, Laton, Ca 93242amount: $4,412

Sierra Data Management & Storage IncDoc No: 14-030079, eDD tax lien2615 N argyle ave, Fresno, Ca 93727amount: $1,244

Lee Insurance AgencyDoc No: 14-030080, eDD tax lien1555 Shaw ave Ste 106, Clovis, Ca 93611amount: $123

Cal Western Paving IncDoc No: 14-030081, eDD tax lien129 W Indianapolis ave, Clovis, Ca 93612amount: $15,152

Beebe and Company IncDoc No: 14-030082, eDD tax lien1141 W Shaw ave Ste 102, Fresno, Ca 93711amount: $3,182

JSV Farm Labor IncDoc No: 14-030645, eDD tax lien10732 elkhorn ave, Kingsburg, Ca 93631amount: $6,789

Continued | pg 14

Short or long -term leases, any size is acceptable

– Excellent lease rates– Professionally farmed– Will consider lease/purchase

Let’s Talk 559-970-0125Email : [email protected]


Simon

Minas

QuatackerLuck

APRIL 12• Fresno Mini-Maker Faire, Fresno Art Museum, 2233 N. First St., Fresno,10 a.m.-6 p.m. Event to showcase the projects of Fresno area inventors and tinkerers along with food vendors and musical artists. Sponsored by the Fresno Art Museum and Make Magazine. More information to Eva Torres at [email protected]

or (559) 441-4221.

APRIL 15• SCORE Simple Steps Workshop: Business Concepts, Central Valley SCORE, 801 R St., 201 Training Room, Fresno, 9 a.m.-noon. Part 2 of workshop series on starting up a business. (April 15, 22, 29, May 6, 13). Reservations to www.centralvalleyscore.org/events; (559) 487-5605. • The Exceptional Assistant, Radisson Hotel and Conference Center, 2233 Ventura St., Fresno, 9 a.m.-4 p.m. Learn to manage people, problems and priorities, and become an indispensible member of your organization. Sponsored by Fred Pryor Seminars. $99; $89 in groups of five or more. Registration to www.pryor.com; (800) 780-8476.• SHRM T/k Monthly Luncheon, Visalia Holiday Inn, 9000 W. Airport Drive, Visalia, 11:30 a.m.-1 p.m. Gathering of local human resource professionals and a presentation on employment issues. Sponsored by the Society of Human Resource Managers of Tulare/Kings County. $30; $12.50 students. Registration to www.shrmtularekings.org; (559) 827-3342.

APRIL 16• Central Valley Business Diversity Expo, University Square Hotel, 4961 N. Cedar Ave., Fresno, 8 a.m.-4 p.m. Gathering and workshops to engage, educate and encourage greater business diversity in Central California. Sponsored by the Fresno

Metro Black Chamber of Commerce. Prices and registeration to www.fmbcc.com; (559) 441-7929.• How to Handle Conflict and Confrontation, Holiday Inn Airport, 5090 E. Clinton Ave., Fresno, 9 a.m.-4 p.m. Learn how to disarm disagreeable people and build more cooperation in the workplace. Sponsored by National Seminars Training. $199. Free to Star12 members. Registration to www.nationalseminarstraining.com; (800) 258-7246.• Employee or Independent Contractor Tax Seminar, Workforce Investment Board, Business Services Center, 7475 N. Palm Ave., Suite 105, Fresno, 9:30 a.m.-12:30 p.m. Seminar covers the basics of statutory employment and the difference between reporting an employee and independent contractor. Sponsored by the Employment Development Department. Register to www.edd.ca.gov/Payroll_Tax_Seminars; (866) 873-6083.• Fresno Mayor’s youth Job Fair, Manchester Center Mall, 1901 Shields Ave., Fresno, 10 a.m.-1 p.m. Inviting youth ages 16 to 25 dozens of companies with immediate and near term job offerings. Bring multiple copies of your resume and be prepared for job interviews on the spot. More info to www.facebook.com/pages/fresno-mayors-youth-job-fair/168188526561925.• California’s Water System and the City of Fresno Metro Plan, Water and Energy Technology Center, 2911 E. Barstow Ave., Fresno, 5:30-7:30 p.m. Learn how California’s water system works and what can be done to ensure a sustainable water supply. Sponsored by the U.S. Green Building Council, Central California chapter. $10; $5 students; free for USGBC members. Registration to [email protected]; 1-800-788-9013.

APRIL 17• Government Contracting Workshop for Small Businesses, U.S. Small Business Administration, 801 R. St., Ste. 201, Fresno, 8:45-noon. Workshop

on the federal and state government’s procurement process and an overview of SBA’s various contracting programs. Free parking available on R Street. Reservations to William Hori at [email protected] or (559) 487-5791.• Visalia Business Academy: The 3 keys to Hitting your 2014 Sales Goals, Brandman University, 649 S. County Center Drive, Visalia, 9-10 a.m. Monthly seminar series on topics important to business. Presented by Dale Bierce of Sandler Training. Sponsored by the Visalia Chamber of Commerce. $30 per seminar or $250 for an annual pass; free to Chamber members and $15 for each additional seat. Registration to www.visaliachamber.org; (559) 734-7479.• Safety Programs: understanding CalOSHA’s Written Safety Program, Tulare-Kings Builders Exchange, 1223 S. Lovers Lane, Visalia, 10-11:30 a.m. Seminar to review the IIPP or SB 198 requirements for your business. Sponsored by Pacific Employers. Free. Reservations to (559) 733-4256. www.pacificemployers.com.

APRIL 18• CCHCC Toastmasters Meeting, Central California Hispanic Chamber of Commerce, 2331 Fresno St., Fresno, noon-1 p.m. Promote your business or career by improving your public speaking skills. Sponsored by the Central California Hispanic Chamber of Commerce. Free. www.cchcc.net; (559) 495-4817.

APRIL 22• SCORE Simple Steps Workshop: Marketing Plan, Central Valley SCORE, 801 R St., 201 Training Room, Fresno, 9 a.m.-noon. Part 3 of workshop series on starting up a business. (April 8, 15, 22, 29, May 6, 13). Reservations to www.centralvalleyscore.org/events; (559) 487-5605. • Business After Hours Mixer, Family '• Creating Leadership for Managers, Supervisors and Team

Leaders, Holiday Inn Downtown, 1055 Van Ness Ave., Fresno, 9 a.m.-4 p.m. Learn to motivate and re-energize your team by developing an environment of creativity and collaboration. Sponsored by Fred Pryor Seminars. $179; $169 in groups of five or more. Registration to www.pryor.com; (800) 780-8476.• Business Writing for Results, Visalia Convention Center, 303 E. Acequia Ave., Visalia, 9 a.m.-4 p.m. Learn how to write powerful emails, letters, reports and proposals that get results. Sponsored by Fred Pryor Seminars. $149; $139 in groups of five or more. Registration to www.pryor.com; (800) 780-8476.• Fresno Council of Governments Public Hearing, 2035 Tulare St., Suite 201, Fresno, 5:30 p.m. The Fresno COG Policy Board will hear public comments about their Draft 2015 Federal Transportation Improvement Program, Draft 2014 Regional Transportation Plan/Sustainable Communities Strategy and Draft Air Quality Conformity Analysis. Comments can be sent prior to the hearing to Barbara Steck at [email protected]. More information to (559) 233-4148.

APRIL 25• Loan Workshop for Small Businesses, U.S. Small Business Administration, 801 R St., Ste. 201, Fresno, 9-11 a.m. Learn the specifics of SBA loans and how to apply for them. Sponsored by the U.S. Small Business Administration. Free. Reservations to William Hori at [email protected] or (559) 487-5791.• CCHCC Toastmasters Meeting, Central California Hispanic Chamber of Commerce, 2331 Fresno St., Fresno, noon-1 p.m. Promote your business or career by improving your public speaking skills. Sponsored by the Central California Hispanic Chamber of Commerce. Free. www.cchcc.net; (559) 495-4817.

calendar | from 7

HEALTH

California Cancer associates for research and excellence, has announced the hiring of its new CeO, Troy J. Simon.

Kaweah Delta is pleased to announce the new class of graduate medical education resident physicians: emergency MedicineSean andrews, DO, Western University of Health SciencesDavid Denson, MD, Medical College of WisconsinTam Le, MD, Chicago Medical School rosalind Franklin

University of Medicine and Sciencephyllis Cowan, DO, arizona College of Osteopathic Medicine of Midwestern Universityerik Miguel, DO, a.T. Still UniversityKunal Sukhija, MD, UCLa David Geffen School of Medicine Family MedicineDesta ellis, MD, escuela Lationoamericana de Medicinaaisha Hanif, MD, ross UniversityUzma Qureshi, MD, Dow Medical Collegepouria Sadeghi, MD, Saba Universityadesina Sanni, MD, Obafemi awolowo CollegeTehniyat Shorish, MD, King edward Medical College psychiatryKingwai Lui, DO, Western

University of Health SciencesGagandeep randhawa, MD, Government Medical College of amritsarKamaldeep Sandhu, MD, St. George’s UniversityMichael Serna, MD, Universidad autonoma de Guadalajara

EDUCATION

The 2014 Common Threads award, which recognizes women in Fresno, Kern, Kings, Madera, Merced and Tulare counties for their agricultural, philanthropic and community service, is pleased to announce this years recipients, Juliet Campos of Caruthers, Lorraine Machado of Merced, alice Saviez of Fresno, roseann Serrano of Le Grand and Helen Sullivan of Hanford.

Fresno businessman Frank Villegas, whose longtime

family business Chihuahua

Tortilleria thrived for more

than six decades in the Valley,

is the 2014 Chicano alumni

Legacy Builder recipient.

MEDIA & MARKETING

Kristin Luck of Decipher, a

market research firm in Fresno,

has received the top award in

the “future-forward” category

of the advertising research

association’s (arF) 2014 Great

Minds award.

BANKING & FINANCE

Central Valley Community Bank is pleased to announce the addition of Scott Quatacker as Vice president, agribusiness loan officer for the bank’s south valley region covering Tulare, Kings and Kern counties.

Central Valley Community Bank is pleased to announce

that veteran manager Leslee Minas has been named Vice president, branch manager for the Fresno downtown office.

PEOPLE ON THE MOVECaLL 490.3400

People on the Move


neW buSineSSeS

— FRESNO —

Champco Appliance RepairKalee espinoza5302 N CallischFresno, Ca 93710

A A Cargo Carrier Incaa Cargo Carriers Inc 2796 S railroad ave #107Fresno, Ca 93725

The Golden GroupMichael Garabedian3049 W pembrook LoopFresno, Ca 93711

We The People Investigationsryan Cox3284 Mitchell aveClovis, Ca 93619

Fresno Soap CompanyHeather Karsevar2881 e Huntington Blvd #204Fresno, Ca 93721

Mija's In Out GrillJose pena Jr9942 e ManningSelma, Ca 93662

Strategic Investment GroupTomas ross5473 N aurora aveFresno, Ca 93722

Taqueria Natalieanabel Cardenas2424 McCall aveSelma, Ca 93662

Fresno Hardwood FlooringTodd Hiester4860 N Zediker

Inri TruckingNalleli alvarado16107 S Derrick aveCantu Creek, Ca 93608

Central Valley Cancer SupportSelma's Cancer Support Inc 2128 North StSelma, Ca 93662

Lee's Wholesale FloristKellie Helm2018 W Floradora aveFresno, Ca 93728

HCS 007James Hinojosa12907 e San Gabriel aveSanger, Ca 93657

Premier Bride's Perfect DressKristy Montgomery7075 N West aveFresno, Ca 93711

Premier MarketingKristy Montgomery7075 N West aveFresno, Ca 93711

Sparkle EventsKristina Nichols1925 N Sterling aveSanger, Ca 93657

Carpet America Cleaning Servicerene ruiz14320 W Chad CourtKerman, Ca 93630

Adrian Handy ManJose Medrano3907 e ashcroftFresno, Ca 93726

Downtown Fresno Grocery OutletDel Sol Grocers Unlimited llc 2820 Tulare StFresno, Ca 93721

— KINGS —

Tapatia BakeryMaria Vela120 N 11th Hanford, Ca 93230

Aloha MemoriesLisa Cervantez673 Cottonwood LaneLemoore, Ca 93245

leads | from 12 k PopsChristina acosta2216 N Glacier WayHanford, Ca 93230

Brooksi Almond RanchKevin Brooks345 S acacia DrLemoore, Ca 93245

The Treaure HouseNaomi Hicks718 N 11th ave Ste aHanford, Ca 93230

The Ladies Lounge and Vintage Thrift ShopMekevia Wadlington10889 14th avearmona, Ca 93232

— MADERA —

Horta & Sonsrafael espinoza17702 Brook Dr WMadera, Ca 93638

kebab GrillDei Graita Development Inc 300 N Gateway Dr #106Madera, Ca 93637

Las Palmas Auto CenterLas palmas auto Center 321 prosperity BlvdChowchilla, Ca 93610

Root Creek Farmray Warner35761 ave 9Madera, Ca 93636

G D G Constructionalberto Sanchez Jr428 W South aveFresno, Ca 93706

D & E Deluxe Power Washing & Vehicle Detailingeric Ogden549 adams DrChowchilla, Ca 93610

unique Threading SalonBhagwant Sandhu126 W Olive ave #102Madera, Ca 93637

— TULARE —

Valley Green Landscape and MaintenanceOtoniel Leanos31223 rd 160Visalia, Ca 93292

Jaliscience Jewelers & FurnitureMartha Valencia144 N L St #101Dinuba, Ca 93618

Pe S TweedLouis Garay210 S Linwood StVisalia, Ca 93291

Porterville Cheer Academyamalia Johnson70 S Hockett Stporterville, Ca 93257

Diva Chic BoutiqueSouth point exchange llc 202 e acequia aveVisalia, Ca 93291

Apple Gate MarketSaid Kaeib212 N Newcomb Stporterville, Ca 93257

Mom & Pop's Lunch Box DinerSabrina Nieto-Gomez22388 ave 152 #Bporterville, Ca 93257

Burchell Mobile RepairMichael Burchell962 e poplar porterville, Ca 93257

Valley Sunrise Carpet CleaningNasir Khan1249 N Velie CtVisalia, Ca 93292

Shear Beauty Hair Therapyashley Moore520 N Main Stporterville, Ca 93257

Wings of Hopeesperanza Hansen2948 e DouglasVisalia, Ca 93292

BUSINESS MARKETPLACE

Short or long -term leases, any size is acceptable

– Excellent lease rates– Professionally farmed– Will consider lease/purchase

Let’s Talk 559-970-0125Email : [email protected] Insurance products offered in California by AAA Northern California Insurance Agency, License #0175868. The provider of AAA Auto and Home Insurance is CSAA Insurance

Group, a AAA Insurer. Motorcycle insurance is made available through Lighthouse Risk & Insurance Solutions, Inc. and underwritten by Progressive Insurance and American Modern Insurance Group. © 2014 AAA Northern California, Nevada & Utah. All rights reserved.

Michael Travels AAA Clovis 1595 Shaw Ave Clovis, CA 93611

Come in and experience personal customer care that only a membership organization can provide. AAA offers superior insurance products for your ultimate peace of mind, including:• Auto • Personal Umbrella • Home • Renters • Motorcycle

Enjoy trusted local service in Clovis.

Call or visit me today.

(559) 323-3003 | [email protected]

San Joaquin, CA. Golden State FC LLC seeks candidates for the following (multiple positions available): Operations Manager (Job Code: OM-GSFC) to manage & lead projects, operations and area managers to correct quality defects, improve customer experience and ensure economical, safe, and effective use of materials, energy, and people; and Sr. Operations Manager (Job Code: SROM-GSFC) to manage & lead team of Operations and Area Managers to ensure Fulfillment Center’s operational and performance objectives are met.

Candidates must respond by mail and reference the specific job code to:Golden State FC LLC, PO Box 81226, Seattle, Washington 98108.

OperAtiOnS pOSitiOn

Auto • Home • Business • Life • Worker’s Compensation • Recreation Vehicles

SHEILA KAMPS-FROWSINGYour Local Farmer’s Insurance Agent750 E Bullard Ave #104Fresno, CA [email protected]





Enjoy the taste of a fine cigar!

(Authorized deAler of fuente fuente opus x Arturo fuente • cAo • ligA privAdA)

Mixed tAbAccos • sMoking Accessories • coMfortAble lounge • Monthly events

LOcated in tOwer districtweddings • parties • events • pipes

humidors • accessories

729 E. Olive Fresno, CA 93728t: 559.486.0400

Large Selection

Enjoy the taste of a fine cigar!

(Authorized deAler of fuente fuente opus x Arturo fuente • cAo • ligA privAdA)

Mixed tAbAccos • sMoking Accessories • coMfortAble lounge • Monthly events

LOcated in tOwer districtweddings • parties • events • pipes

humidors • accessories

729 E. Olive Fresno, CA 93728t: 559.486.0400

Large Selection

ADVERTISE IN THE BUSINESS JOURNAL

BUSINESS MARKETPLACE

CONTACT YOUR SALES REPRESENTATIVE TODAY!

559.490.3400

FRIDAY, APRIL 4, 2014 www.thebusinessjournal.com 15Public Notices

Continued | Next Page

TrusTee sales (1)NOTICE OF TRUSTEE’S SALE T.S No. 1387075-31 APN: 435-282-14 TRA: 005199 LOAN NO: Xxxxxx0658 REF: Alcantar, Rocio IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED December 12, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 24, 2014, at 10:00am, Cal-western Reconveyance Llc, as duly appointed trustee under and pursuant to Deed of Trust recorded December 22, 2006, as Inst. No. 2006-0267322 in book XX, page XX of Official Records in the office of the County Recorder of Fresno County, State of California, executed by Rocio Alcantar, An Unmarried Woman, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: At the entrance to the county courthouse breezeway, 1100 Van Ness Fresno, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 134 W andrews Ave Fresno CA 93705-3501 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $180,323.36. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office

or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.dlppllc.com, using the file number assigned to this case 1387075-31. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. Cal-Western Reconveyance LLC, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: March 20, 2014. (DLPP-436994 04/04/14, 04/11/14, 04/18/14) 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE T.S No. 1386623-31 APN: 478-320-08 TRA: 005224 LOAN NO: Xxxxxx8695 REF: Mcnealy, James IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED November 15, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 24, 2014, at 10:00am, Cal-western Reconveyance Llc, as duly appointed trustee under and pursuant to Deed of Trust recorded December 09, 2005, as Inst. No. 2005-0288957 in book XX, page XX of Official Records in the office of the County Recorder of Fresno County, State of California, executed by James Mcnealy and Nelda Mcnealy, Husband And Wife, As Joint Tenants, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: At the entrance to the county courthouse breezeway, 1100 Van Ness Fresno, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 1037 E Atchison Ave Fresno CA 93706 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust.

The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $177,759.11. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.dlppllc.com, using the file number assigned to this case 1386623-31. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. Cal-Western Reconveyance LLC, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: March 21, 2014. (DLPP-437100 04/04/14, 04/11/14, 04/18/14) 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE TS No. CA-13-603829-CL Order No.: 130248131-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/4/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KURT M. KARLSSON AN UNMARRIED MAN Recorded: 3/11/2003 as Instrument No. 2003-0056002 of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale: 4/25/2014 at

10:30:00 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93724 Amount of unpaid balance and other charges: $146,053.26 The purported property address is: 8084 NORTH ORCHARD STREET, FRESNO, CA 93720 Assessor’s Parcel No.: 402-383-06 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-603829-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-603829-CL IDSPub #0063949 4/4/2014 4/11/2014 4/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE TS No. CA-13-604083-HL Order No.: 730-1304966-70 (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the

highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the accrued principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): FRED E. STEVENSON, SURVIVING JOINT TENANT Recorded: 12/28/2006 as Instrument No. 2006-0271102 of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale: 5/5/2014 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93724 Amount of accrued balance and other charges: $220,168.15 The purported property address is: 955 WEST SAN GABRIEL AVENUE, CLOVIS, CA 93612 Assessor’s Parcel No. 430-281-37 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this Notice of Sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the trustee: CA-13-604083-HL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the mortgagor, the mortgagee, or the mortgagee’s attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a

PublicNotices

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READERS INDEX Public notices contain information that must, by law, be published in order to make that information available to the general public. First-time publications will be designated with a (1) in the top left corner of the listing. Publication dates appear in the lower left corner of the notice beginning with the first publication and ending with the last.


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Public Notices

credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 O r Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-604083-HL IDSPub #0064071 4/4/2014 4/11/2014 4/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE TS No. CA-13-599683-JB Order No.: 1254789 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/17/1998. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ELIZABETH VANCE, A SINGLE WOMAN CLAUDE L. VANCE SR. AND JOSEPHINA ROJAS VANCE, HUSBAND AND WIFE Recorded: 6/30/1998 as Instrument No. 98091419 of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale: 4/30/2014 at 9:00 AM Place of Sale: At the Radisson Hotel & Conference Center Fresno, 2233 Ventura Street, Fresno, CA 93721, in the Grand Ballroom Amount of unpaid balance and other charges: $68,862.29 The purported property address is: 2926 E MICHIGAN AVE, FRESNO, CA 93703 Assessor’s Parcel No.: 445-134-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-599683-JB . Information about postponements that are very short

in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-599683-JB IDSPub #0064079 4/4/2014 4/11/2014 4/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE T.S. No. 13-20816-SP-CA Title No. 130156388-CA-MAI ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06/13/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: B. M. GORMAN, AN UNMARRIED MAN Duly Appointed Trustee: NATIONAL DEFAULT SERVICING CORPORATION Recorded 06/17/2005 as Instrument No. 2005-0135261 (or Book, Page) of the Official Records of Fresno County, California. Date of Sale: 04/24/2014 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Estimated amount of unpaid balance and other charges: $376,841.74 Street Address or other common designation of real property: 280 West Celeste Avenue, Fresno, CA 93704-2033 A.P.N.: 416-171-

11 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. This loan is exempt. Compliance with California Civil Code Section 2923.5and 2924.8 is not necessary to proceed with preparing and processing a notice of sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this Internet Web site www.ndscorp.com/sales, using the file number assigned to this case 13-20816-SP-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 03/27/2014 NATIONAL DEFAULT SERVICING CORPORATION 7720 N. 16th Street, Suite 300 Phoenix, AZ 85020 phone 602-264-6101 Sales Line 714-730-2727; Sales Website: www.ndscorp.com/sales Jan Claxton, Trustee Sales Representative A-4449467 04/04/2014, 04/11/2014, 04/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE T.S. No.: 9551-1345 TSG Order No.: 130243411-CA-MAI A.P.N.: 454-233-24 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED (The above statement is made pursuant to CA Civil Code Section 2923.3(c)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(c)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03/29/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 04/03/2007 as Document No.: 2007-0066475, of Official Records in the office of the Recorder of Fresno County, California, executed by: RAFAELA CARDENAS MOJICA, AN UNMARRIED WOMAN , as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully

described in the above referenced Deed of Trust. Sale Date and Time: 04/28/2014 at 10:30 AM Sale Location: M-F 10:30 AM At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 The street address and other common designation, if any, of the real property described above is purported to be: 4523 E TURNER AVE, FRESNO, CA 93702-2456 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $119,712.42 (Estimated) as of 04/16/2014. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (714) 730-2727 for information regarding the trustee`s sale or visit this Internet Web site, https://www.lpsasap.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-1345. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://www.lpsasap.com/ or Call: (714) 730-2727. NBS Default Services, LLC, Suzanne Castle “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” A-4449623 04/04/2014, 04/11/2014, 04/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)APN: 415-422-19 TS No: CA07000300-13-1 TO No: 1550538 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED June 22, 2012. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 1, 2014 at 10:30 AM, at the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93724, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on June 29, 2012 as Instrument No. 2012-0091182 of official records in the Office of the

Recorder of Fresno County, California, executed by MARLENE R SEGURA AN UNMARRIED WOMAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for GOLDEN EMPIRE MORTGAGE, INC., DBA EQUITYREACH MORTGAGE SOLUTIONS, A CALIFORNIA CORPORATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 3388 WEST ROBERTS AVENUE, FRESNO, CA 93711 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $126,331.97 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA07000300-13-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be



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reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: March 28, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA07000300-13-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1088729 4/4, 4/11, 04/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1) TSG No.: 8386016 TS No.: CA1300256852 FHA/VA/PMI No.: APN: 071-065-08-S Property Address: 444 UNIVERSITY AVE COALINGA, CA 93210 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/20/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 04/24/2014 at 10:00 A.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/29/2009, as Instrument No. 2009-0072669, in book , page , , of Official Records in the office of the County Recorder of FRESNO County, State of California. Executed by: MINNIE L INGERSOL, A WIDOW, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 071-065-08-S The street address and other common designation, if any, of the real property described above is purported to be: 444 UNIVERSITY AVE , COALINGA, CA 93210 he undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $70,462.44. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be

aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1300256852 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: First American Title Insurance Company 6 CAMPUS CIRCLE WESTLAKE, TX 76262 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0228842 To: FRESNO BUSINESS JOURNAL 04/04/2014, 04/11/2014, 04/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)APN: 493-083-08 Property : 5482 East Ashlan Avenue, Fresno, CA 93727 Title Order No. : 730-1305152-70 Trustee Sale No. : 8686-011480-F00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED October 12, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 30, 2014, Sage Point Lender Services, LLC, as duly appointed Trustee WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT drawn on a state or national bank, cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States). The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust with interest and late charges thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: PLEASE SEE ATTACHED EXHIBIT “A” Exhibit A The land referred to in this Report is situated in the Area of Fresno, County of Fresno, State of California, and is described as follows: Lot 609 of Tract No. 1119, Tarpey Village No. 2, in the County of Fresno, State of California, according to the Map thereof recorded in Book 15, Pages 12, 13, and 14 of Plats, Fresno County Records. APN: 493-083-08 Executed by: Robert Ragsdale and Helena Ragsdale husband and wife as joint tenants Recorded on October 18, 2006, as Instrument No. 2006-0222710, of Official Records, in the office of the County Recorder of Fresno County, California ? Date of Sale: April 30, 2014 at 09:00 AM Place of Sale: at the Auction.com Room of the Radisson Hotel & Conference Center Fresno, 2233 Ventura Street, Fresno, CA 93721 The street address and other common designation, if any, of the real property described above is purported to be: 5482 EAST ASHLAN AVENUE, FRESNO, CA 93727 APN# 493-083-08 The total amount of the unpaid balance

of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is $161,550.71. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to the return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 8686-011480-F00. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 3/27/14 Sage Point Lender Services, LLC 400 Exchange, Suite 110 Irvine, CA 92602 949-265-9940 Iuliia Calloway FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (800) 280-2832 or visit WWW.AUCTION.COM SAGE POINT LENDER SERVICES, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NPP0228924 To: FRESNO BUSINESS JOURNAL PUB: 04/04/2014, 04/11/2014, 04/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE T.S. No.: 9551-1362 TSG Order No.: 130250358-CA-MAI A.P.N.: 509-244-09 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED (The above statement is made pursuant to CA Civil Code Section 2923.3(c)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(c)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03/31/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 04/07/2005 as Document No.: 2005-0076828, of Official Records in the office of the Recorder of Fresno County, California, executed by: JAMES W WRIGHT AND STEPHANIE R. WRIGHT, HUSBAND AND WIFE, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of

sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date and Time: 04/28/2014 at 10:30 AM Sale Location: M-F 10:30 AM At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 The street address and other common designation, if any, of the real property described above is purported to be: 5506 N STATE ST, FRESNO, CA 93722-2518 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $247,376.15 (Estimated) as of 04/16/2014. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (714)730-2727 for information regarding the trustee’s sale or visit this Internet Web site, https://www.lpsasap.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-1362. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://www.lpsasap.com/ or Call: (714)730-2727. NBS Default Services, LLC, Suzanne Castle “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” A-4449792 04/04/2014, 04/11/2014, 04/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1)T.S. No.: 13-12345-01Loan No.: ******60-1NOTICE OF TRUSTEE’S SALENOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED*注：本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE

ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY*[PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TOABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT,BUT ONLY TO THE COPIES PROVIDED TO TRUSTOR.]YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.Original Trustor(s): Juan J. Rios and Thou Khoun, husband and wifeDuly Appointed Trustee: WT Capital Lender Services, a California corporationRecorded 3/27/2007, as Instrument No. 2007-0061263, of Official Records in the office of the Recorder of Fresno County, CaliforniaDate of Sale: 4/25/2014 at 10:00 AMPlace of Sale:AT THE MAIN ENTRANCE TO THE BUILDING LOCATED AT 7522 NORTH COLONIAL AVENUE, FRESNO, CALIFORNIAAmount of unpaid balance and other charges: $79,083.02 EstimatedStreet Address or other common designation of real property: 3405 East Liberty Avenue, Fresno, CA Legal Description:LOT 10 IN BLOCK 5 OF CEDAR PARK, IN THE CITY OF FRESNO, COUNTY OF FRESNO, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF RECORDED IN BOOK 7, PAGE 63 OF PLATS, FRESNO COUNTY RECORDS. A.P.N.: 470-192-16The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER:



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Public Notices

The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.Date: April 3, 2014WT Capital Lender Services, a California corporation7522 North Colonial Avenue, Suite 101Fresno, California 93711 (559) 222-4644 WTCap.comBy Debra Berg, Senior Vice President 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

(1) TSG No.: 8387298 TS No.: CA1300256907 FHA/VA/PMI No.: APN: 433-161-01 Property Address: 1643 WEST GRIFFITH WAY FRESNO, CA 93705 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/09/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 04/24/2014 at 10:00 A.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/11/2005, as Instrument No. 2005-0055828, in book , page , , of Official Records in the office of the County Recorder of FRESNO County, State of California. Executed by: FONG VANG AND YIA CHANG, HUSBAND AND WIFE AND XAI VUE, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, ALL AS JOINT TENANTS., WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 433-161-01 The street address and other common designation, if any, of the real property described above is purported to be: 1643 WEST GRIFFITH WAY, FRESNO, CA 93705 he undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $157,730.55. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does

not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1300256907 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: First American Title Insurance Company 6 CAMPUS CIRCLE WESTLAKE, TX 76262 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0228997 To: FRESNO BUSINESS JOURNAL 04/04/2014, 04/11/2014, 04/18/2014 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. CA-13-604784-BF Order No.: 130306272-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/10/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAVIER GUTIERREZ AND MARIA GUTIERREZ, HUSBAND AND WIFE Recorded: 9/19/2007 as Instrument No. 2007-0174265 of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale: 4/16/2014 at 9:00 AM Place of Sale: At the Radisson Hotel & Conference Center Fresno, 2233 Ventura Street, Fresno, CA 93721, in the Grand Ballroom Amount of unpaid balance and other charges: $282,849.02 The purported property address is: 6510 E BUCKEYE AVENUE, FRESNO, CA 93727 Assessor’s Parcel No.: 313-681-08 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a

trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-604784-BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-604784-BF IDSPub #0063097 3/21/2014 3/28/2014 4/4/2014 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S No. 1386881-31 APN: 578-033-04 TRA: 005978 LOAN NO: Xxxxxx7816 REF: Monreal, Lee IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED December 19, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 10, 2014, at 10:00am, Cal-western Reconveyance Llc, as duly appointed trustee under and pursuant to Deed of Trust recorded December 22, 2006, as Inst. No. 2006-0267110 in book XX, page XX of Official Records in the office of the County Recorder of Fresno County, State of California, executed by Joseph Monreal and Lee Monreal, Husband And Wife, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by

a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: At the entrance to the county courthouse breezeway, 1100 Van Ness Fresno, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 2321 East Oak Haven Drive Fresno CA 93730 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $308,492.09. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.dlppllc.com, using the file number assigned to this case 1386881-31. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. Cal-Western Reconveyance LLC, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: February 28, 2014. (DLPP-436710 03/21/14, 03/28/14, 04/04/14) 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. CA-09-309887-RM Order No.: 090623815-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/11/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan

association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ART G. MADLAING, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 9/19/2006 as Instrument No. 2006-0197977 of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale: 4/11/2014 at 10:30:00 AM Place of Sale: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CALIFORNIA 93721 Amount of unpaid balance and other charges: $771,752.48 The purported property address is: 645 JORDAN AVENUE, CLOVIS, CA 93611 Assessor’s Parcel No.: 562-022-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-09-309887-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill



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TrusTee sales

Public Notices

the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-09-309887-RM IDSPub #0063507 3/21/2014 3/28/2014 4/4/2014 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

APN: 460-154-07 Trustee Sale No. 007005-CA NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 3/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 4/11/2014 at 10:30 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 3/16/2005, as Instrument No. 2005-0059106, in Book XX, Page XX, of Official Records in the office of the County Recorder of Fresno County, State of CALIFORNIA executed by: Roberto Diaz and Marisol Gonzalez, husband and wife as joint tenants WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93724 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 4576 EAST WASHINGTON AVENUE FRESNO, CA 93702 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $18,330.80 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult

either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site WWW.PRIORITYPOSTING.COM, using the file number assigned to this case 007005-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (714) 573-1965 Date: 3/11/2014 Date Executed: CLEAR RECON CORP. ,Authorized Signature CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 P1086322 3/21, 3/28, 04/04/2014 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

Trustee Sale No. : 20130210200217 Title Order No.: 8013209 FHA/VA/PMI No.: 456496756 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/01/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/11/2008 as Instrument No. 2008-0035129 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: RAYMOND S AVILEZ AND ROSIE AVILEZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 04/10/2014 TIME OF SALE: 10:00 AM PLACE OF SALE: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE AT 1100 VAN NESS AVENUE, FRESNO, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 3250 EAST CLAY AVENUE, FRESNO, CALIFORNIA 93702 APN#: 454-024-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $115,618.69. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office

or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20130210200217. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 03/11/2014 NPP0227916 To: FRESNO BUSINESS JOURNAL 03/21/2014, 03/28/2014, 04/04/2014 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

APN: 444-172-02 Property : 1512 EAST YALE AVENUE A-D, FRESNO, CA 93704 Title Order No. : 730-1303960-70 Trustee Sale No. : 1031-009670-F00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED November 13, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 11, 2014, Sage Point Lender Services, LLC, as duly appointed Trustee WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT drawn on a state or national bank, cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States). The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust with interest and late charges thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN BELOW MENTIONED DEED OF TRUST Executed by: Quynhchi Phan and Long Chi Tang, husband and wife as joint tenants Recorded on November 28, 2007, as Instrument No. 2007-0212124, of Official Records, in the office of the County Recorder of Fresno County, California Date of Sale: April 11, 2014 at 10:00 AM Place of Sale: at the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA 93721 The street address and other common designation, if any, of the real property described above is purported to be: 1512 EAST YALE AVENUE A-D, FRESNO, CA 93704 APN# 444-172-02 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is $254,916.31. The beneficiary under said

Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to the return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 855-880-6845 or visit this Internet Web site WWW.NATIONWIDEPOSTING.COM, using the file number assigned to this case 1031-009670-F00. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: March 17, 2014 Sage Point Lender Services, LLC 400 Exchange, Suite 110 Irvine, CA 92602 949-265-9940 David Garcia FOR TRUSTEE’S SALE INFORMATION PLEASE CALL 855-880-6845 or visit WWW.NATIONWIDEPOSTING.COM SAGE POINT LENDER SERVICES, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NPP0228429 To: FRESNO BUSINESS JOURNAL PUB: 03/21/2014, 03/28/2014, 04/04/2014 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No.: 9551-1361 TSG Order No.: 130249432-CA-MAI A.P.N.: 463-291-05 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED (The above statement is made pursuant to CA Civil Code Section 2923.3(c)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(c)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02/08/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 02/14/2007 as Document No.: 2007-0031703, of Official Records in the office of the Recorder of Fresno County, California, executed by: SAMUEL LEE SINGLEY AND JOANNE BROWN SINGLEY, HUSBAND AND WIFE, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check

drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date and Time: 04/11/2014 at 10:30 AM Sale Location: M-F 10:30 AM At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 The street address and other common designation, if any, of the real property described above is purported to be: 320 S WINERY AVE, FRESNO, CA 93727-3768 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $140,883.86 (Estimated) as of 03/26/2014. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (714)730-2727 for information regarding the trustee’s sale or visit this Internet Web site, https://www.lpsasap.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-1361. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://www.lpsasap.com/ or Call: (714)730-2727. NBS Default Services, LLC, Suzanne Castle “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” A-4448142 03/21/2014, 03/28/2014, 04/04/2014 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

NOTICE OF TRUSTEE’S SALE File No. 8349.20747 Title Order No. 8161458 MIN No. 100051700183504399 APN 316-201-21 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/12/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED



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TrusTee sales

Public Notices

AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): STEVEN B. MOORE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 09/22/05, as Instrument No. 2005-0223987,of Official Records of FRESNO County, California. Date of Sale: 04/16/14 at 9:00 AM Place of Sale: Grand Ballroom of Radisson Hotel & Conference Center, 2233 Ventura Street,, Fresno, CA The purported property address is: 2416 SOUTH PREUSS AVE, FRESNO, CA 93727 Assessors Parcel No. 316-201-21 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $206,722.09. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or 800-280-2832 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 8349.20747. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: March 18, 2014 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Melissa Myers, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 866-387-6987 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 or 800-280-2832 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE File # 8349.20747: 3/21/2014,3/28/2014,4/4/2014/ 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

APN# 510-373-22 Address 4702 WEST SWIFT AVENUE FRESNO, CA 93722 NOTICE OF TRUSTEE’S SALE

Trustee’s Sale No. 05-FWA-130477 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/14/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 4/11/2014, at 10:30 AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, in the City of FRESNO, County of Fresno, State of CALIFORNIA, REGIONAL SERVICE CORPORATION, a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by MARDELL E STOVALL, AN UNMARRIED WOMAN, as Trustors, recorded on 01/18/2007, as Instrument No. 2007-0010552, of Official Records in the office of the Recorder of Fresno County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, or cashier’s check (payable at the time of sale in lawful money of the United States) without warranty express or implied as to title, use, possession or encumbrances, all right, title and interest conveyed to and now held by it as such Trustee, in and to the following described property situated in the aforesaid County and State, to-wit: TAX PARCEL NO. 510-373-22 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 4702 WEST SWIFT AVENUE , Fresno, CA 93722. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $173,199.18. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-542-2550 for information regarding the trustee’s sale or visit this Internet Web site www.rtrustee.com, using the file number assigned to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. In compliance with California Civil Code 2923.5(c), the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one or more of the following methods: by telephone, by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting or the borrower has surrendered the property to the mortgagee, trustee, beneficiary, or authorized agent and that the compliance with Civil Code Section 2923.5 was made at least thirty (30) days prior to the date of this Notice of Sale. Dated: 3/14/2014 REGIONAL SERVICE

CORPORATION, Trustee By MARILEE HAKKINEN, AUTHORIZED AGENT Agent for Trustee: PRIORITY POSTING & PUBLISHING 17501 IRVINE BLVD, SUITE #1 TUSTIN, CA 92780 Telephone Number: (800) 542-2550 Sale Information: (714) 573-1965 or http://www.rtrustee.com P1087251 3/21, 3/28, 04/04/2014 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 117583 Title No. 95507184 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 04/17/2014 at 10:30 AM, The Mortgage Law Firm, PLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 07/05/2007, as Instrument No. 2007-0129611, in book xx, page xx, of Official Records in the office of the County Recorder of Fresno County, State of California, executed by Tammy Amezcua, An Unmarried Woman, and Juan Ramirez, An Unmarried Man, all as Joint Tenants, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States), At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State, described as: FULLY DESCRIBED IN THE ABOVE DEED OF TRUST. APN 312-853-10 The street address and other common designation, if any, of the real property described above is purported to be: 5166 W. Weathermaker Avenue, Fresno, CA 93722 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $235,885.46 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and written Notice of Default and Election to Sell. The undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located. Dated: 3/28/2014 THE MORTGAGE LAW FIRM, PLC Adriana Rivas/Authorized Signature FOR TRUSTEE’S SALE INFORMATION PLEASE CALL 714-730-2727 The Mortgage Law Firm, PLC. is attempting to collect a debt. Any information obtained may be used for that purpose. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed

one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 730-2727 for information regarding the trustee’s sale or visit this Internet Web site - www.lpsasap.com - for information regarding the sale of this property, using the file number assigned to this case: 117583. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. A-FN4448426 03/28/2014, 04/04/2014, 04/11/2014 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

Trustee Sale No. 13-520442 CXE Title Order No. 8387323 APN 406-342-33-S NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/15/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 04/30/14 at 9:00 am, Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to the power of sale contained in that certain Deed of Trust executed by Steven T. Reynolds and Dena A. Reynolds, Husband and Wife as Joint Tenants, as Trustor(s), in favor of Centex Home Equity Company, LLC, A Limited Liability Company, as Beneficiary, Recorded on 09/30/03 in Instrument No. 2003-0236673 of official records in the Office of the county recorder of FRESNO County, California; Nationstar Mortgage LLC, F/K/A Centex Home Equity Company, LLC, as the current Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), Radisson Hotel & Conference Center Fresno, 2233 Ventura Street, Auction.com Room, Fresno, CA 93721, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 6165 NORTH BLOSSER AVENUE, FRESNO, CA 93711 The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $141,341.47 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 3-4-14 Elaine Malone Assistant Secretary & Assistant Vice President Aztec Foreclosure Corporation 6 Venture, Suite 305 Irvine, CA 92618 Phone: (877) 257-0717 or (602) 638-5700 Fax: (602) 638-5748 www.aztectrustee.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county

recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call or visit the Internet Web site, using the file number assigned to this case 13-520442. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. www.Auction.com or call (800) 280-2832 Or Aztec Foreclosure Corporation (877) 257-0717 www.aztectrustee.com P1086926 3/28, 4/4, 04/11/2014 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

APN: 316-323-02 TS No: CA09001015-13-1 TO No: 8350377 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED April 5, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 30, 2014 at 09:00 AM, Grand Ballroom at Radisson Hotel & Conference Center Fresno, 2233 Ventura Street, Fresno, CA 93721, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on April 13, 2007 as Instrument No. 2007-0074694 of official records in the Office of the Recorder of Fresno County, California, executed by JASON J CASCINO, A SINGLE MAN, as Trustor(s), WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 2163 S. BUNDY DRIVE, FRESNO, CA 93727 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $378,968.50 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the



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TrusTee sales

Public Notices

successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address www.Auction.com for information regarding the sale of this property, using the file number assigned to this case, CA09001015-13-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: March 21, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA09001015-13-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: AUCTION.COM at 800.280.2832 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1087819 3/28, 4/4, 04/11/2014 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

T.S. No.: 9551-1353 TSG Order No.: 130246717-CA-MAI A.P.N.: 447-103-10 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 01/23/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 04/09/2008 as Document No.: 2008-0051614, of Official Records in the office of the Recorder of Fresno County, California, executed by: JULIO SANCHEZ AND AURIE SANCHEZ, HUSBAND AND WIFE, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 04/17/2014 at 10:00 AM Sale Location: At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA. The street address and other common designation, if any, of the real property described above is purported to be: 4756 E MICHIGAN

AVE, FRESNO, CA 93703-1653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $148,411.41 (Estimated) as of 04/01/2014. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee`s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-1353. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.nationwideposting.com or Call: 916-939-0772. NBS Default Services, LLC, Suzanne Castle “We are attempting to collect a debt, and any information we obtain will be used for that purpose.”NPP0228684 To: FRESNO BUSINESS JOURNAL 03/28/2014, 04/04/2014, 04/11/2014 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No.: 9462-0374 TSG Order No.: 120216519-CA-LMI A.P.N.: 452-211-10 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED (The above statement is made pursuant to CA Civil Code Section 2923.3(c)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(c)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 07/13/2007 as Document No.: 2007-0135317, of Official Records in the office of the Recorder of Fresno County, California, executed by: GUADALUPE S VIDAL, AND JUAN M VIDAL, WIFE AND HUSBAND AS JOINT TENANTS, as Trustor, WILL

SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date and Time: 04/21/2014 at 10:30 AM Sale Location: M-F 10:30 AM At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 The street address and other common designation, if any, of the real property described above is purported to be: 1490 E ENGLEWOOD AVE, FRESNO, CA 93728-3616 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $125,271.46 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (714)730-2727 for information regarding the trustee`s sale or visit this Internet Web site, https://www.lpsasap.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9462-0374. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://www.lpsasap.com/ or Call: (714)730-2727. NBS Default Services, LLC, Suzanne Castle “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” A-4449117 03/28/2014, 04/04/2014, 04/11/2014 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No. 13-20389-SP-CA Title No. 130101983-CA-MAI ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO

CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/05/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Robert W Roberts, And Lynn M Roberts, Husband And Wife As Joint Tenants Duly Appointed Trustee: NATIONAL DEFAULT SERVICING CORPORATION Recorded 12/12/2006 as Instrument No. 2006-0259865 (or Book, Page) of the Official Records of FRESNO County, California. Date of Sale: 04/17/2014 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Estimated amount of unpaid balance and other charges: $930,826.75 Street Address or other common designation of real property: 896 NORTH DEWOLF AVENUE, FRESNO, CA 93727-9713 A.P.N.: 313-113-04 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. This loan is exempt. Compliance with California Civil Code Section 2923.5 and 2924.8 is not necessary to proceed with preparing and processing a notice of sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this Internet Web site www.ndscorp.com/sales, using the file number assigned to this case 13-20389-SP-CA. Information about postponements that are very short in duration or that occur close

in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 03/25/2014 NATIONAL DEFAULT SERVICING CORPORATION 7720 N. 16th Street, Suite 300 Phoenix, AZ 85020 phone 602-264-6101 Sales Line 714-730-2727; Sales Website: www.ndscorp.com/sales Nichole Alford, Trustee Sales Representative A-4448991 03/28/2014, 04/04/2014, 04/11/2014 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

T.S. No.: 13-51152 TSG Order No.: 02-13036488 A.P.N.: 436-062-13 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CA CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/28/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 4/21/2014 at 10:30 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 4/7/2006 as Instrument No. 2006-0073294 in book --, page -- of Official Records in the office of the Recorder of Fresno County, California, executed by: WILLIAM D. MORRISON AND MORLEE C. MORRISON, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AEGIS WHOLESALE CORPORATION, A CORPORATION as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 3391 EAST HAMPTON WAY, FRESNO, CA 93726 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $207,772.33 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible



Continued | From 21

TrusTee sales


Public Notices

for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 13-51152. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 11/4/2013 Date: 3/25/2014 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting & Publishing (714) 573-1965 Dalaysia Ramirez, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.”P1088210 3/28, 4/4, 04/11/2014 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S No. 1384481-37 APN: 507-264-15 TRA: 005486 LOAN NO: Xxxxxx9179 REF: Gutierrez, Florentin IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED April 17, 2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 28, 2014, at 10:00am, Cal-western Reconveyance Llc, as duly appointed trustee under and pursuant to Deed of Trust recorded April 23, 2008, as Inst. No. 2008-0058805 in book XX, page XX of Official Records in the office of the County Recorder of Fresno County, State of California, executed by Florentino Gutierrez and Maria Gutierrez, Husband And Wife As Joint Tenants, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: At the entrance to the county courthouse breezeway, 1100 Van Ness Fresno, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 6523 North Pima Avenue Fresno CA 93722-3521 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $203,271.81. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall

be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.dlppllc.com, using the file number assigned to this case 1384481-37. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. Cal-Western Reconveyance LLC, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: March 24, 2014. (DLPP-437262 03/28/14, 04/04/14, 04/11/14) 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

APN: 500-160-13 Property : 3390 WEST SPRUCE AVENUE, FRESNO, CA 93711 Title Order No. : 130176457 Trustee Sale No. : 2068-008672-F00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED January 18, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 30, 2014, Sage Point Lender Services, LLC, as duly appointed Trustee WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT drawn on a state or national bank, cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States). The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust with interest and late charges thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN BELOW MENTIONED DEED OF TRUST Executed by: RENDOLL CONCEPCION, An unmarried Man Recorded on January 27, 2005, as Instrument No. 2005-0018849, of Official Records, in the office of the County

Recorder of Fresno County, California Date of Sale: April 30, 2014 at 09:00 AM Place of Sale: at the Auction.com Room of the Radisson Hotel & Conference Center Fresno, 2233 Ventura Street, Fresno, CA 93721 The street address and other common designation, if any, of the real property described above is purported to be: 3390 WEST SPRUCE AVENUE, FRESNO, CA 93711 APN# 500-160-13 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is $220,076.22. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to the return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 2068-008672-F00. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 3/25/14 Sage Point Lender Services, LLC 400 Exchange, Suite 110 Irvine, CA 92602 949-265-9940 David Garcia FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (800) 280-2832 or visit WWW.AUCTION.COM SAGE POINT LENDER SERVICES, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NPP0228792 To: FRESNO BUSINESS JOURNAL PUB: 03/28/2014, 04/04/2014, 04/11/2014 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

Civil (1)ORDER TO SHOW CAUSEFOR CHANGE OF NAMESUPERIOR COURT OF CALIFORNIA, COUNTY OF: FRESNO1130 “O” STREETFresno, CA 93724-2201PETITION OF: AMANDA BOGDANOVICHFOR CHANGE OF NAMECASE NUMBER:14 CE CG 00723TO ALL INTERESTED PERSONS:1. Petitioner: AMANDA BOGDANOVICH filed a petition with this court for a decree changing names as follows:

Present name: a. Hayden Ryan Kincaid to Proposed name: Hayden Nicholas Bogdanovich.2. THE COURT ORDERS all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.a.Date: 05/01/14, Time: 9:00 a.m. Dept: 404.b. The address of the court is: Superior Court of CaliforniaCounty of FresnoB.F. Sisk Division1130 O StreetFresno, CA 93724.3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: THE BUSINESS JOURNAL.Date: MAR 11, 2014CARLOS A. CABRERA, Judge of the Superior Court.PETITIONER OR ATTORNEY: RONALD L. CALHOUN422 N. Redington St.Hanford, CA 93230Telephone No: (559) 584-6601Fax No.: (559) 584-6375ATTORNEY FOR:AMANDA BOGDANOVICH 04/04/2014, 04/11/2014, 04/18/2014, 04/25/2014-----------------------------------

NOTICE AND CITATION TOPARENT FOR APPEARANCE ATHEARING.W&I Code §366.26 Hearing: 05-13-2014Time: 8:00 A.M.; DEPT: 22SUPERIOR COURT OF CALIFORNIA, COUNTY OF FRESNOJUVENILE COURTCase No.: 12-300237In The Matter OfHEAVEN RODRIGUEZDOB: 01-01-2014MinorTO: CARRIE ADAMS, MOTHER OF THE MINOR, AND TO ANY AND ALL PERSONS CLAIMING TO BE THE MOTHER OF THE MINOR. This is to notify you that you are cited to appear at the hearing below, pursuant to Welfare and Institutions Code §366.23 and §366.26:DATE: MAY 13, 2014TIME: 8:00 A.M.PLACE: Department 22, Juvenile Dependency Court, 1100 Van Ness, Fresno, California 93724PLEASE TAKE NOTICE THAT AT THIS HEARING FRESNO COUNTY, THROUGH ITS DEPARTMENT OF SOCIAL SERVICES, WILL RECOMMEND TO THE COURT THAT THE PARENTAL RIGHTS OF CARRIE ADAMS, MOTHER OF THE MINOR, AND TO ANY AND ALL PERSONS CLAIMING TO BE THE MOTHER OF THE MINOR, BE TERMINATED AND THAT THE ABOVE MINOR BE FREED FOR ADOPTION.As the parent of the subject minor, you are cited to and may appear at Court as indicated above in order to express your opinion as to whether your parental rights should be terminated so that the minor can be adopted.This is also to advise you that you have certain legal rights and protections, including the right to oppose these proceedings. You have the right to hire an attorney of your choice to represent you. If you are unable to retain a lawyer, you may request that the judge appoint one for you, who shall be the Public Defender or a private attorney. If you cannot afford to pay the cost of legal counsel to represent you, the fee will be paid by Fresno County.This notice and citation is dated MAR 19, 2014.SHERAN MORTON,Clerk of the Court.By: DAVID RYAN, Deputy.___________________________DISOBEDIENCE TO THIS CITATION BY FAILING TO APPEAR MAY SUBJECT THE PARTY SERVED TO ARREST AND PUNISHMENT FOR CONTEMPT OF COURT.___________________________FRESNO COUNTY DEPARTMENT OF SOCIAL SERVICES, 2135 Fresno Street, Suite 403, Fresno CA 93721 Telephone Number: (559) 600-1975, PETITIONER COUNTY OF FRESNO, Acting by and through its DEPARTMENT OF SOCIAL SERVICES.

03/21/2014, 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

ORDER TO SHOW CAUSEFOR CHANGE OF NAMESUPERIOR COURT OF CALIFORNIA, COUNTY OF: FRESNOB. F. Sisk Courthouse1130 “O” STREETFresno, CA 93724CentralPETITION OF: STACY O’NEAL, AS GUARDIAN OF THE PERSON OF BENJAMIN ALLEN PORTER, A MINORFOR CHANGE OF NAMECASE NUMBER:14 CE CG 00802TO ALL INTERESTED PERSONS:1. Petitioner: STACY O’NEAL filed a petition with this court for a decree changing names as follows:Present name: a. BENJAMIN ALLEN PORTER to Proposed name: BENJAMIN PORTER O’NEAL.2. THE COURT ORDERS all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.a. Date: 5/8/14, Time: 9:00 a.m. Dept: 404.b. The address of the court is: Superior Court of CaliforniaCounty of FresnoCivil Division1130 O StreetFresno, CA 93724.3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: THE BUSINESS JOURNAL.Date: MAR 20, 2014CARLOS A. CABRERA, Judge of the Superior Court.PETITIONER OR ATTORNEY: Nancy J. StegallLaw Office of Nancy J. Stegall, APC2445 Capital Street, Suite 140Fresno, CA 93721Telephone No: (559) 237-6800Fax No.: (559) 237-6807ATTORNEY FOR:STACY O’NEAL 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

ProbaTe (1)NOTICE OF PETITION TOADMINISTER ESTATE OFBEATRICE H. LITLECASE NO: 14 CE PR 00261To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of BEATRICE H. LITLEA Petition for Probate has been filed by Anita Heath in the Superior Court of California, County of FRESNO.The Petition for Probate requests that Anita Heath be appointed as personal representative to administer the estate of the decedent.The petition requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.A hearing on the petition will be held in this court as follows:May 6, 2014, 9:00 A.M., Dept.: 3031130 “O” Street, 3rd Floor - Dept. 303Fresno, California 93721-2200If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or


(2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.Attorney for petitioner:David M. Camenson642 Pollasky Avenue, Suite 220Clovis, California 93612 (559) 299-4422 04/04/2014, 04/09/2014, 04/18/2014-----------------------------------

NOTICE OF PETITION TOADMINISTER ESTATE OFWilliam L. KermoyanCASE NO: 14 CE PR 00227To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of William L. Kermoyan, a/k/a W. L. Kermoyan, a/k/a William Leon Kermoyan, a/k/a Bill KermoyanA Petition for Probate has been filed by Leo Kermoyan in the Superior Court of California, County of Fresno.The Petition for Probate requests that Leo Kermoyan be appointed as personal representative to administer the estate of the decedent.The petition requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.A hearing on the petition will be held in this court as follows:April 22, 2014, 9:00 A.M., Dept.: 3031130 “O” Street, 3rd Floor - Dept. 303Fresno, California 93724Central Division - PROBATEIf you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.Attorney for petitioner:William H. Coleman #073518499 W. Shaw Ave., #116Fresno, CA 93704(559) 248-4820 03/21/2014, 03/26/2014, 04/04/2014-----------------------------------

NOTICE OF SALE OF REAL PROPERTYSUPERIOR COURT OF CALIFORNIA COUNTY OF FRESNO

CENTRAL DIVISIONDATE: April 15, 2014TIME: 9:00 a.m.DEPT: 303In the Matter of the Estate of:GEORGE FEODOR TAYLOR,Decedent.DIANE ELIZABETH TAYLOR,Objector,Case No.: 13CEPR00482NOTICE IS HEREBY GIVEN that on April 15, 2014 at 9:00 a.m. or thereafter within the time allowed by law, Gregory L. Taylor, Administrator of the estate of GEORGE FEODOR TAYLOR, will sell the property described below at private sale to the highest and best bidder, on the terms and conditions described below, subject to confirmation by this Court. The property to be sold consists of all right, title, and interest of the decedent at the time of his death and all right, title, and interest that the estate has acquired in addition to that of the decedent at the time of death, in and to the real property located in Fresno County, California, described as follows and is commonly referred to as 1677 Gettysburg Avenue, Clovis, California 93611:Lot 11 of Tract No. 2753, COUGAR ESTATES NO. 12, in the City of Clovis, County of Fresno, State of California, according to the map thereof recorded in Book 30, Pages 44 and 45 of Plats, Fresno County Records.APN: 499-384-11The sale is subject to easements of record, restrictions, reservations, covenants, conditions, rights of way and current taxes with any encumbrances of record to be satisfied from the purchase price.The property is to be sold on an “as is” basis.Written bids or offers are invited for this property. They will be received at the office of Daniel T. McCloskey, attorney for the administrator with will annexed at 750 E. Bullard, Suite 101, Fresno, California 93710. Such bids or offers may also be filed with the clerk of this Court or delivered to Daniel T. McCloskey personally at any time after first publication of this notice and before the sale.The terms of sale are cash. The offer must be accompanied by a certified check for ninety percent (90%) of the amount of the offer and the balance shall be paid on confirmation of sale by the court. Taxes, rents, operating and maintenance expenses, and premiums on insurance acceptable to the purchaser shall be prorated as of the date of confirmation of sale. Examination of title, recording of conveyance, transfer taxes, and any title insurance policy shall be at the expense of the purchaser or purchasers.The undersigned reserves the right to reject any bids.Dated: March 18, 2014/s/ Gregory L. TaylorDated: March 17, 2014TUTTLE & McCLOSKEY A Professional CorporationBy: /s/ Daniel T. McCloskey, Attorney for Petitioner, Gregory L. Taylor750 E. Bullard, Suite 101Fresno, California 93710PH: (559) 437-1770FAX: (559) 437-0150Attorney for Gregory L. Taylor 03/21/2014, 03/26/2014, 04/04/2014-----------------------------------

FiCTiTious (1) FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001850The following person(s) is (are) conducting business asEASTON ENTERPRISES at 5786 S. ELM AVENUE, FRESNO, CA 93706, FRESNO COUNTY:Full Name of Registrant:NICK CARL KAZARIAN, 5648 COLUMBIA DRIVE NORTH, FRESNO, CA 93727EARL GIACOLINI, 928 W. LINCOLN AVENUE, FRESNO, CA 93706ROBERT APUY, 3781 W. LOCUST, FRESNO, CA 93711CAROL LICHTI, 114 E. FANTZ AVENUE, FRESNO, CA 93706.Registrant commenced to transact business under the Fictitious Business Name listed above on: 01/01/1999.This business conducted by: COPARTNERS.NICK KAZARIAN, CO PARTNER.This statement filed with the Fresno County Clerk on: 03/28/2014. (Seal)BRANDI L. ORTH,County Clerk.By: JENNIFER KEYES, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY

CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 04/04/2014, 04/11/2014, 04/18/2014, 04/25/2014-----------------------------------

(1) FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001659The following person(s) is (are) conducting business asTHE GOLDEN GROUP at 3049 W. PEMBROOK LOOP, FRESNO, CA 93711, FRESNO COUNTY:Full Name of Registrant:MICHAEL MUGAR GARABEDIAN, 3049 W. PEMBROOK LOOP, FRESNO, CA 93711, Phone (559) 246-0831.Registrant commenced to transact business under the Fictitious Business Name listed above on: 03/15/2014.This business conducted by: INDIVIDUAL.MICHAEL MUGAR GARABEDIAN, OWNER.This statement filed with the Fresno County Clerk on: 03/20/2014. (Seal)BRANDI L. ORTH,County Clerk.By: ALISA SANDERS, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 04/04/2014, 04/11/2014, 04/18/2014, 04/25/2014-----------------------------------

(1) FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001452The following person(s) is (are) conducting business asCAMARENA’S TOWING at 4495 N. JOHN ALBERT AVE., FRESNO, CA 93726, FRESNO COUNTY:Mailing Address:JOSE LUIS CAMARENA, 4495 N. JOHN ALBERT AVE., FRESNO, CA 93726.Registrant commenced to transact business under the Fictitious Business Name listed above on: 03/10/2014.This business conducted by: INDIVIDUAL.JOSE LUIS CAMARENA, OWNER.This statement filed with the Fresno County Clerk on: 03/10/2014. (Seal)BRANDI L. ORTH,County Clerk.By: STACEY WARRICK, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 04/04/2014, 04/11/2014, 04/18/2014, 04/25/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001141The following person(s) is (are) conducting business asCentral California Endoscopy Center at 7055 North Fresno Street, Suite 100 Fresno, CA 93720-2957, FRESNO COUNTY, Phone (615) 665-3580:Mailing Address:20 Burton Hills Blvd., Ste. 500 Nashville, TN 37215;Full Name of Registrant:AmSurg Fresno Endoscopy, Inc., General Partner of Fresno CA Endoscopy ASC. L.P., 20 Burton Hills Blvd. Ste. 500 Nashville, TN 37215, Phone (615) 665-3580.Registrant commenced to transact business under the Fictitious Business Name listed above on: 12/30/2013.This business conducted by: LIMITED PARTNERSHIP.Articles of Incorporation Number: 201403400008Clint C. Cromwell, General Partner.This statement filed with the Fresno County Clerk on: 02/25/2014. (Seal)BRANDI L. ORTH,County Clerk.By: VICTORIA L. VILLICANA, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT

TIME.” 03/14/2014, 03/21/2014, 03/28/2014, 04/04/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001397The following person(s) is (are) conducting business asULTA BEAUTY at 6587 NORTH RIVERSIDE DRIVE, FRESNO, CA 93722, FRESNO COUNTY:Mailing Address:1000 REMINGTON BLVD. ATTN: NEDRA ALLEN, BOLINGBROOK, IL 60440;Full Name of Registrant:ULTA SALON COSMETICS & FRAGRANCE INC., 1000 REMINGTON BLVD, BOLINGBROOK, IL 60440, Phone (630) 410-4814.Registrant has not yet commenced to transact business under the Fictitious Business Name listed above.OPENS 4-4-14This business conducted by: Corporation.Articles of Incorporation Number: 2337302CHRIS LIALIOS, VP OF FINANCE.This statement filed with the Fresno County Clerk on: 03/07/2014. (Seal)BRANDI L. ORTH,County Clerk.By: STACEY WARRICK, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 03/21/2014, 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001539The following person(s) is (are) conducting business asSARAI C LANDSCAPING at 552 S. CHESTNUT AVENUE APT# 104, FRESNO, CA 93702, FRESNO COUNTY, Phone (559) 396-0278:Full Name of Registrant:SARAI CRUZ ARELLANO, 552 S. CHESTNUT AVENUE APT# 104, FRESNO, CA 93702, Phone (559) 396-0278.Registrant has not yet commenced to transact business under the Fictitious Business Name listed above.This business conducted by: INDIVIDUAL.SARAI CRUZ ARELLANO, OWNER.This statement filed with the Fresno County Clerk on: 03/13/2014. (Seal)BRANDI L. ORTH,County Clerk.By: SONIA LOPEZ, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 03/21/2014, 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001561The following person(s) is (are) conducting business asCalifornia Dome Builders at 5320 N. Barcus, Fresno, CA 93722, Fresno County, Phone (559) 277-4700:Full Name of Registrant:Construction Developers Inc., 5320 N. Barcus, Fresno, CA 93722, Phone (559) 277-4700.Registrant commenced to transact business under the Fictitious Business Name listed above on: 03/17/2014.This business conducted by: Corporation.Articles of Incorporation Number: c1946306Frank Cornell, President.This statement filed with the Fresno County Clerk on: 03/17/2014. (Seal)BRANDI L. ORTH,County Clerk.By: Alisa Sanders, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 03/21/2014, 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001228The following person(s) is (are) conducting business asPAMA Management Company #0317 at 4890 N. Backer Ave, Fresno, Ca 93726, Fresno County:Mailing Address:4900 Santa Anita Ave Suite 2C, El Monte, Ca 91731;Full Name of Registrant:Nijjar Realty Inc., 4900 Santa Anita Ave #2C, El Monte, Ca 91731.Registrant commenced to transact business under the Fictitious Business Name listed above on: 08/01/2005.This business conducted by: CorporationArticles of Incorporation Number: 882200Everet Miller - CFO.This statement filed with the Fresno County Clerk on: 02/28/2014. (Seal)BRANDI L. ORTH,County Clerk.By: S WARRICK, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 03/21/2014, 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001239The following person(s) is (are) conducting business asActivStyle at 4656 E Dakota Ave, Suite 104, Fresno, CA 93654, Fresno County, Phone (866) 672-3795:Mailing Address:1701 Broadway Street NE, Minneapolis, MN 55413-2638;Full Name of Registrant:M. A. R. Y. Medical, Inc., 4656 E Dakota Ave, Suite 104, Fresno, CA 93654, Phone (518) 561-7343.Registrant has not yet commenced to transact business under the Fictitious Business Name listed above.This business conducted by: A Corporation.Articles of Incorporation Number: 2213498This Statement has been executed pursuant to section 17919 of the Business and Professionals code.Robert P. Penrose, Jr./ CFO.This statement filed with the Fresno County Clerk on: 03/03/2014. (Seal)BRANDI L. ORTH,County Clerk.By: S WARRICK, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 03/21/2014, 03/28/2014, 04/04/2014, 04/11/2014-----------------------------------

STATEMENT OF ABANDONMENT OF USE OF FICTITIOUS BUSINESS NAMEFile No. 2201010003439The following person(s) has (have) abandoned the use of the fictitious business name: Concentra Medical Centers, 3610 Tuolumne Street, Fresno, CA 93721.The fictitious business name referred to above was filed in the office of Brandi L. Orth, Fresno County Clerk on 06/08/2010Occupational Health Centers of California, A Medical Corporation, 5080 Spectrum Drive, Suite 1200, West Tower, Addison, TX 75001.I declare that all information in this statement is true and correct. (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)S/ Joan O. Lenahan, Assistant Corporate Secretary for Occupational Health Centers of California, A Medical CorporationThis statement was filed with the County Clerk of Fresno County on March 13, 2014.3/28, 4/4, 4/11, 4/18/14CNS-2603700#FRESNO BUSINESS JOURNAL 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

FICTITIOUS BUSINESS

Continued | From 22

ProbaTe


Public Notices


NAME STATEMENTFile No. 2201410001628The following person(s) is(are) doing business as:Concentra Medical Center, 2555 South East Avenue, Fresno, CA 93706, County of Fresno; 500 W. Main Street, 21st Floor, Louisville, KY 40202Registrant:Occupational Health Centers of California, A Medical Corporation, 5080 Spectrum Drive, Suite 1200 West Tower, Addison, TX 75001Registrant commenced to transact business under the Fictitious Business Name(s) listed above on: 12/22/2008This business is conducted by: CorporationArticles of Incorporation: C2055819This Statement has been executed pursuant to section 17919 of the Business and Professionals code.I declare that all information in this statement is true and correct. (A registrant who declares as true information, false declarations are a misdemeanor punishable by a fine up to $1,000).S/ Joan O. Lenahan, SecretaryFiled with the Fresno County Clerk on March 18, 2014A new Fictitious Business Name Statement must be filed before the expiration.The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or common law (See Section 14411 et seq., Business and Professions Code).New Filing3/28, 4/4, 4/11, 4/18/14CNS-2603720#FRESNO BUSINESS JOURNAL 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

STATEMENT OF ABANDONMENT OF USE OF FICTITIOUS BUSINESS NAMEFile No. 2201310003037The following person(s) has (have) abandoned the use of the fictitious business name: Concentra Urgent Care, 2444 Main Street, Fresno, CA 93721.The fictitious business name referred to above was filed in the office of Brandi L. Orth, Fresno County Clerk on 5/28/2013American Current Care Of California, A Medical Corporation, 2444 Main Street, Fresno, CA 93721.I declare that all information in this statement is true and correct. (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)S/ Joan O. Lenahan, Assistant Corporate Secretary for American Current Care Of California, A Medical CorporationThis statement was filed with the County Clerk of Fresno County on March 13, 2014.3/28, 4/4, 4/11, 4/18/14CNS-2603695#FRESNO BUSINESS JOURNAL 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENTFile No. 2201410001629The following person(s) is(are) doing business as:Concentra Medical Centers, 2555 South East Avenue, Fresno, CA 93706, County of Fresno; 500 W. Main Street, 21st Floor, Louisville, KY 40202Registrant:Concentra Health Services, Inc., 5080 Spectrum Drive, Suite 1200 West Tower, Addison, TX 75001Registrant commenced to transact business under the Fictitious Business Name(s) listed above on: 12/22/2008This business is conducted by: corporationArticles of Incorporation: C1918803This Statement has been executed pursuant to section 17919 of the Business and Professionals code.I declare that all information in this statement is true and correct. (A registrant who declares as true information, false declarations are a misdemeanor punishable by a fine up to $1,000).S/ Joan O. Lenahan, Vice PresidentFiled with the Fresno County Clerk on March 18, 2014A new Fictitious Business Name Statement must be filed before the expiration.The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or common law (See Section 14411 et seq., Business and Professions Code).New Filing

3/28, 4/4, 4/11, 4/18/14CNS-2603709#FRESNO BUSINESS JOURNAL 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

STATEMENT OF ABANDONMENT OF USE OF FICTITIOUS BUSINESS NAMEThe following person(s) has (have) abandoned the use of the fictitious business name: Concentra Urgent Care, 2610 Tuolumne Street, Fresno, CA 93721The fictitious business name referred to above was filed in the office of Brandi L. Orth, Fresno County on 12/18/2012 under Current File No. 2201210006877.American Current Care of California, A Medical Corporation, 5080 Spectrum Drive, Suite 1200, West Tower, Addison, TX 75001I declare that all information in this statement is true and correct. (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)S/ Joan D. Lenahan, Assistant Corporate Sectretary for American Current Care of California, A Medical CorporationThis statement was filed with the County Clerk of Fresno County on March 13, 2014.3/28, 4/4, 4/11, 4/18/14CNS-2603703#FRESNO BUSINESS JOURNAL 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENTFile No. 2201410001627The following person(s) is(are) doing business as:Concentra Medical Centers, 7265 North First Street, Building A, Fresno, CA 93720, County of Fresno; 500 W. Main Street, 21st Floor, Louisville, KY 40202Registrant:Occupational Health Services, Inc., 5080 Spectrum Drive, Suite 1200 West Tower, Addison, TX 75001Registrant commenced to transact business under the Fictitious Business Name(s) listed above on: 12/22/2008This business is conducted by: corporationArticles of Incorporation: C1918803This Statement has been executed pursuant to section 17919 of the Business and Professionals code.I declare that all information in this statement is true and correct. (A registrant who declares as true information, false declarations are a misdemeanor punishable by a fine up to $1,000).S/ Joan O. Lenahan, Vice PresidentFiled with the Fresno County Clerk on March 18, 2014A new Fictitious Business Name Statement must be filed before the expiration.The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or common law (See Section 14411 et seq., Business and Professions Code).New Filing3/28, 4/4, 4/11, 4/18/14CNS-2603717#FRESNO BUSINESS JOURNAL 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENTFile No. 2201410001625The following person(s) is(are) doing business as:Concentra Medical Centers, 7265 North First Street, Building A, Fresno, CA 93720, County of Fresno; 500 W. Main Street, 21st Floor, Louisville, KY 40202Registrant:Occupational Health Centers of California, A Medical Corporation, 5080 Spectrum Drive, Suite 1200 West Tower, Addison, TX 75001Registrant commenced to transact business under the Fictitious Business Name(s) listed above on: 12/22/2008This business is conducted by: corporationArticles of Incorporation: C2055819This Statement has been executed pursuant to section 17919 of the Business and Professionals code.I declare that all information in this statement is true and correct. (A registrant who declares as true information, false declarations are a misdemeanor punishable by a fine up to $1,000).S/ Joan O. Lenahan, SecretaryFiled with the Fresno County Clerk on March 18, 2014A new Fictitious Business Name Statement must be filed before the expiration.

The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or common law (See Section 14411 et seq., Business and Professions Code).New Filing3/28, 4/4, 4/11, 4/18/14CNS-2603725#FRESNO BUSINESS JOURNAL 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001293The following person(s) is (are) conducting business asHNTB/Mendoza/Nolte at 5080 North Fruit Avenue, Suite 102 - Fresno, CA 93711 (Fresno County):Full Name of Registrant:HNTB, 1111 Broadway, 9th Floor, Oakland, CA 94607Mendoza & Associates, 501 Second street, Suite 330, San Francisco, CA 94107NV5, 201 North Civic Drive, Walnut Creek, CA 94596.Registrant commenced to transact business under the Fictitious Business Name listed above on: January 1, 2014.This business conducted by: Joint Venture.Richard J. Mendoza, P.E.-President.This statement filed with the Fresno County Clerk on: 03/04/2014. (Seal)BRANDI L. ORTH,County Clerk.By: S. WARRICK, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001714The following person(s) is (are) conducting business asA LITTLE NUTS at 23034 E. DINUBA AVE., DINUBA, CA 93618, FRESNO COUNTY:Mailing Address:P. O. BOX 661, REEDLEY, CA 93654;Full Name of Registrant:WHITNEY ROSE EGOIAN, 23034 E. DINUBA AVE., DINUBA, CA 93618ANDREW COLE VAUGHN EGOIAN, 23034 E. DINUBA AVE., DINUBA, CA 93618JAMES CONELL EGOIAN, 23034 E. DINUBA AVE., DINUBA, CA 93618CAROLINE KAY EGOIAN, 23034 E. DINUBA AVE., DINUBA, CA 93618.Registrant has not yet commenced to transact business under the Fictitious Business Name listed above.This business conducted by: COPARTNERS.WHITNEY R. EGOIAN, CO-PARTNER.This statement filed with the Fresno County Clerk on: 03/24/2014. (Seal)BRANDI L. ORTH,County Clerk.By: BLANCA H. AVALOS, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2201410001601The following person(s) is (are) conducting business asALONSO’S IMPORT at 4707 E. HEDGES AVE., FRESNO, CA 93703, FRESNO COUNTY:Full Name of Registrant:ALEJANDRO ALONSO, 1152 VALENTINE, FRESNO, CA 93722.Registrant commenced to transact business under the Fictitious Business Name listed above on: 03/17/2014.This business conducted by: INDIVIDUAL.ALEJANDRO ALONSO, OWNER.This statement filed with the Fresno County Clerk on: 03/17/2014. (Seal)BRANDI L. ORTH,County Clerk.By: STACEY WARRICK, Deputy. “NOTICE - THIS FICTITIOUS NAME

STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.” 03/28/2014, 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

MisC. (1)NOTICE OF PUBLIC HEARINGNOTICE IS HEREBY GIVEN THAT the Board of Supervisors (“Board”) of the County of Fresno (“County”) will hold a public hearing on April 29 , 2014 at 2:00 p.m. or as soon thereafter as the matter may be heard, in the Board Chambers, Hall of Records, Third Floor, 2281 Tulare Street, Fresno, California, 93721, to consider and take action to adopt the proposed Ordinance Amendment to Chapter 17.92, Title 17 of the Fresno County Ordinance Code relating to the collection of Development Fees within the Sphere of Influence of the City of Clovis. On March 25, 2014, the Board conducted a first reading of the proposed Ordinance Amendment to consider its adoption, and set the foregoing time and date for the foregoing proposed actions. The proposed Ordinance amendment updates the fees as recently adopted by the City of Clovis. The Ordinance provides that Clovis development fees (“Fees”), which are set forth in Schedule of Fees to the proposed Ordinance, shall be charged by the County on behalf of the City of Clovis (“Clovis”) for any “discretionary development application” submitted to the County after the effective date of the Ordinance, and to be approved by the County, with respect to any development project within the Clovis sphere of influence (“Clovis SOI”). The County is adopting the proposed Ordinance under a memorandum of understanding with Clovis.The purposes of the Fees, as applicable, are for Clovis to finance public facilities within Clovis and the Clovis SOI, which Clovis has determined are needed to mitigate adverse impacts caused by new development within the Clovis SOI. To that end, Clovis may use the Fees, as applicable, to (i) prevent deterioration of public facilities by constructing, improving, acquiring, providing, or planning for such public facilities financed by the fees concurrently with such development, and (ii) provide a source of funding to the County for a County library in Clovis that is necessary to serve such development.The public hearing will be held under the provisions of the Mitigation Fee Act (Gov. Code, secs 66000 et seq.), and any related laws. This notice is given pursuant to Government Code, sections 6062a, 66017, and 66018. The proposed Ordinance will be effective commencing sixty (60) days following its adoption by the Board. A copy of the Schedule of Fees, and any data supporting the proposed Fees, will be available for public review at the office of the Clerk to the Board of Supervisors (“Clerk”), at the above address for the Board Chambers, on County business days between the hours of 8:00 AM and 5:00 PM. A copy of the Board agenda materials, including the proposed Ordinance, for the Board’s actions on this matter will be made available for public review, commencing on or about the Thursday immediately before the applicable Board public hearing or meeting date, at the office of the Clerk, and on the County’s Internet web site at www.co.fresno.ca.us.Anyone may attend the public hearing and meeting of the Board and make any oral or written presentations at that time. Also, if you wish to submit any written comments to the Board on this matter in advance of the hearing or meeting, you may deliver those comments, either personally or by mail, to the Clerk at the above address. If you wish to present any such written comments to the Board, you are encouraged to do so sufficiently in advance of the public hearing or meeting so that County staff and the Board can have enough time to take your comments into consideration in advance of the Board hearing.If you have any questions concerning this notice, please contact Chris Motta, Department of Public Works & Planning, at (559) 600-4227.Bernice Seidel, ClerkBoard of SupervisorsCounty of FresnoDate: April 4, 2014 04/04/2014-----------------------------------

(1)NOTICE TO CREDITORS OF BULK SALE(SECS. 6101-6111 U.C.C.)Notice is hereby given to the creditors of Lanny George Taylor and Lorrie Ann Taylor (“Seller”), whose business address is 25203 W. Dorris Avenue, Coalinga, CA 93210, that a bulk sale is about to be made to J.S.T. LLC (“Buyer”), whose business address is 405 N. Palm Avenue, Fresno, CA 93710.The property to be transferred is located at 25203 W. Dorris Avenue, City of Coalinga, County of Fresno, State of California. Said property is described as: ALL INVENTORY, STOCK IN TRADE, FIXTURES, EQUIPMENT AND GOODWILL OF THE BUSINESS KNOWN AS Circle K 76 and located at 25203 W. Dorris Avenue, Coalinga, California 93210.The bulk sale will be consummated on or after April 22, 2014, at First American Title Company, 17 W. Alexander Avenue, Merced, CA 95348 pursuant to Division 6 of the California Code.[This bulk sale is subject to Section 6106.2 of the California Commercial Code. ALL CLAIMS TO BE SENT C/O First American Title Company, 4559724A, 17 W. Alexander Avenue, Merced, CA 95348. The last date for filing claims shall be April 18th, 2014.]So far as known to Buyer, all business names and addresses used by Seller for the three years last past, if different from the above, are:Name:KINGSBURG 76 FEIN#77-0332234 CRP# 1854730 RESALE # SRDH# 99-254236 CA. EMP# 36911413 ADDRESS: 825 SIERRA ST. KINGSBURG 93631 PHONE 897-5805 FAX 897-4104DAVE’S TOWING FEIN: 46-2944730 RESALE # SRDF 102-419149 CA. EMP# 02147783 ADDRESS: 959 GOLDEN STATE BLVD SELMA 93662 PHONE: 896-3273 FAX 896-3278FOWLER 76 RESALE # SRDH 22-732831 ADDRESS: 104 S. FOWLER AVE FOWLER 93625 PHONE 834-3076 FAX 834-3337VISALIA 76 RESALE# SRDH 99-730495 ADDRESS: 100 W. MINERAL KING VISALIA 93291 PHONE 733-9474 FAX 733-5215MOONEY 76 RESALE# SRDH 97-293463 ADDRESS: 2825 S. MOONEY BLVD VISALIA 93277 PHONE 732-7873 FAX 732-6001COALINGA 76 RESALE# SRDH 99-825664 ADDRESS: 25203 W. DORRIS AVE COALINGA 93210 PHONE 935-1776 FAX 935-0676WESTSIDE 76 RESALE# SRKHO 100-991525 ADDRESS: 46370 PANOCHE RD FIREBAUGH 93622 PHONE 659-3772 FAX 659-4603WESTSIDE COUNTRY STORE RESALE# SRKHO 100-991541 ADDRESS: 46378 PANOCHE RD FIREBAUGH 93622 PHONE 659-3947 FAX 659-2595WESTSIDE COUNTRY SUBWAY RESALE# SRKHO 102-136217 ADDRESS: 46378 PANOCHE RD FIREBAUGH 93622 PHONE 659-3291 FAX 659-2599 EMAIL: W E S T S I D E C O U N T R Y @SBCGLOBAL.NETDated: March 18, 2014 Buyer:J.S.T., LLC, a California Limited Liability Company, a California limited liability companyBy: John L. Shehady, its Managing Member & CEO 04/04/2014-----------------------------------

(1)NOTICE OF INTENT TO ADOPTA NEGATIVE/MITIGATED NEGATIVE DECLARATIONNotice is hereby given that Fresno County intends to adopt a Negative/Mitigated Negative Declaration for the following project: INITIAL STUDY APPLICATION NO. 6808 and UNCLASSIFIED CONDITIONAL USE PERMIT APPLICATION NO. 3442 filed by POM WONDERFUL, LLC, proposing to allow expansion of the wastewater land disposal area for an existing fruit juice processing facility from 203 acres to 298 acres, and two wastewater storage ponds on five contiguous parcels totaling 382.06 acres in the AE-20 (Exclusive Agriculture, 20-acre minimum parcel size) Zone District. The project site is located on the southeast corner of S. Del Rey and E. Jefferson Avenues adjacent to the unincorporated community of Del Rey and is bordered by Del Rey, Jefferson, Bethel, Lincoln, Indianola and Clayton


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Public Notices


Avenues. (5286 S. Del Rey Avenue, Del Rey) (SUP. DIST.: 4) (APN: 350-031-11, 13, 63S; 350-061-06, 07).The public review period during which Fresno County will receive written comments on the proposed project and Negative/Mitigated Negative Declaration will begin on April 4, 2014 and end on May 5, 2014. The public hearing will be held on May 8, 2014, at 8:45 a.m., or as soon thereafter as possible in Room 301, Hall of Records, Tulare & “M” Streets, Fresno, California.To view documents, or mail written comments:Fresno County Department of Public Works and PlanningDevelopment Services DivisionAttn: Ejaz Ahmad, [email protected] Tulare Street, Suite AFresno, CA 93721Hours: Monday through Thursday, 9:00 a.m. to 5:00 p.m.; Friday 8:30 a.m. to 12:30 p.m. (except holidays)For questions call Ejaz Ahmad (559) 600-4204.Published: April 4, 2014 04/04/2014-----------------------------------

(1)NOTICE OF INTENT TO ADOPT A MITIGATED NEGATIVE DECLARATIONNotice is hereby given that Fresno County intends to adopt a Mitigated Negative Declaration for the following project:INITIAL STUDY APPLICATION NO. 6659, GENERAL PLAN AMENDMENT APPLICATION NO. 538, AMENDMENT APPLICATION NO. 3796, CLASSIFIED CONDITIONAL USE PERMIT APPLICATION NO. 3399, and VESTING TENTATIVE TRACT MAP APPLICATION NO. 6057 filed by LOU TELESMANIC, proposing to amend the Bullard Community Plan to change the land use designation for an approximately 1.19-acre parcel from Medium Low Density Residential to Medium High Density Residential and change the zoning from R-1-B (Single-Family Residential, 12,500 square-foot minimum parcel size) to R-2 (Low Density Multiple-Family Residence, 6,600 square-foot minimum parcel size) and allow a Planned Unit Residential Development (PUD) on the said parcel consisting of 12 single-family residential lots and one common-use lot in the R-2 Zone District. The project site is located on the north side of Bullard Avenue approximately 960 feet east of the intersection of W. Bullard and N. West Avenues and 400 feet east of the nearest city limits of the City of Fresno (1652 W. Bullard Avenue, Fresno) (SUP. DIST. 2) (APN: 407-450-50).The public review period during which Fresno County will receive written comments on the proposed project and Mitigated Negative Declaration will begin on April 4, 2014 and end on May 5, 2014. The public hearing will be held on May 8, 2014, at 8:45 a.m., or as soon thereafter as possible in Room 301, Hall of Records, Tulare & “M” Streets, Fresno, California.To view documents, or mail written comments:Fresno County Department of Public Works and PlanningDevelopment Services DivisionAttn: Ejaz Ahmad; [email protected] Tulare Street, Suite AFresno, CA 93721Hours: Monday through Thursday, 9:00 a.m. to 5:00 p.m., Friday 8:30 a.m. to 12:30 p.m. (except holidays).For questions call Ejaz Ahmad (559) 600-4204Published: April 4, 2014 04/04/2014-----------------------------------

(1)NOTICE OF INTENT TO ADOPTA NEGATIVE/MITIGATED NEGATIVE DECLARATIONNotice is hereby given that Fresno County intends to adopt a Negative/Mitigated Negative Declaration for the following project: INITIAL STUDY APPLICATION NO. 6793 and UNCLASSIFIED CONDITIONAL USE PERMIT APPLICATION NO. 3440 filed by REBEKAH ANDERSON on behalf of VERIZON WIRELESS, proposing to allow a 150-foot-tall lattice telecommunications tower with 12 antennas, a 190 square-foot outdoor equipment shelter, and an emergency back-up generator with a 132-gallon storage tank on a 2,500 square-foot portion of a 2.56-acre parcel in the M-1

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miscellaneous (Light Manufacturing) Zone District. The project site is located on the southwest corner of Portola and American Avenues, in the unincorporated community of Del Rey (21 W. Clayton Avenue) (Sup. Dist.: 4) (APN: 350-080-73).The public review period during which Fresno County will receive written comments on the proposed project and Negative/Mitigated Negative Declaration will begin on April 4, 2014 and end on April 23, 2014. The public hearing will be held on April 24, 2014, at 8:45 a.m., or as soon thereafter as possible in Room 301, Hall of Records, Tulare & “M” Streets, Fresno, California.To view documents, or mail written comments:Fresno County Department of Public Works and PlanningDevelopment Services DivisionAttn: Bill Carlson, [email protected] Tulare Street, Suite AFresno, CA 93721Hours: Monday through Thursday, 9:00 a.m. to 5:00 p.m.; Friday 8:30 a.m. to 12:30 p.m. (except holidays)For questions call Bill Carlson (559) 600-4569.Published: April 4, 2014 04/04/2014-----------------------------------

(1)California Institute of Medical Science is applying for initial accreditation with the Commission of the Council on Occupational Education. Persons wishing to make comments should write to: Executive Director, Commission of the Council on Occupational Education, 7840 Roswell Road, Bldg. 300, Suite 325, Atlanta, GA 30350, or submit their comments via the Council web site (www.council.org). 04/04/2014-----------------------------------

(1)NOTICE TO CREDITORS OF BULK SALE(Division 6 of the Commercial Code)(1) Notice is hereby given to creditors of the within named Seller(s) that a bulk sale is about to be made on personal property hereinafter described.(2) The name and business addresses of the seller are: PARAMJIT SINGH DHALIWAL, JATINDERPAL SINGH and SARBPREET KAUR 3057 E. Ashlan Avenue, Fresno, CA 93726(3) The location in California of the chief executive office of the Seller is:(4) The names and business address of the Buyer(s) are PARAMJIT S. BHULLAR and SURINDER BHULLAR 10595 N. Laurel Valley Dr., Fresno, CA 93730.(5) The location and general description of the assets to be sold are of that certain business located at: 3057 E. Ashlan Avenue, Fresno, CA 93726.(6) The business name used by the seller(s) at said location is: KEG N CORK LIQUOR.(7) The anticipated date of the bulk sale is April 22, 2014 at the office of Fresno Escrow, Inc., 6760 N. West Avenue, Suite 102 Fresno, CA 93711, ESCROW NO. 024036-EO, Escrow Officer: Erica R. Osborne(8) Claims may be filed with Same as “7” above.(9) The last date for filing claims is April 21, 2014.(10) This Bulk Sale is subject to Section 6106.2 of the Uniform Commercial Code.(11) As listed by the Seller, all other business names and addresses used by the Seller within three years before the date such list was sent or delivered to the Buyer are (if “none”, so state): NONEDATED: March 3, 2014TRANSFEREES: PARAMJIT S. BHULLAR SURINDER BHULLAR 04/04/2014-----------------------------------

(1)NOTICE OF HEARINGCITY OF CLOVISCommunity Services District No. 2004-1(Police and Fire Services)Notice is hereby given by the City of Clovis that the City Council, on March 10, 2014, adopted A Resolution of Intention to Annex Territory to Maintenance District and to Authorize the Levy of Special Taxes Therein (the “Resolution of Intention”) stating its intention to annex the territory (Annexation #33) to the City’s Community Facilities District No. 2004-1 (Police and Fire Services) (the “District”), pursuant to Mello Roos Community Facilities Act of 1982,

Sections 53311 and following, California Government Code (the “Act”). Reference is hereby made to the Resolution of Intention, on file with the City Clerk of the City for further particulars.Pursuant to the Resolution of Intention, the Council determined that certain territory, as more particularly described in the Resolution of Intention, be annexed to the existing District, all as provided in the Act. The Resolution of Intention provides that the special taxes heretofore caused to be levied in the District for financing the public facilities and services provided through the District shall be levied in the territory proposed to be annexed, subject to public hearing and landowner election proceedings as specified in the Act.Notice is further given that Monday, April 21, 2014 at the hour of 6:00 o’clock p.m., in the regular meeting place of the City Council, City Hall, 1033 Fifth Street, Clovis, California, are the time and place when and where the Council of the City as the legislative body for the District, will conduct a public hearing on the annexation of the territory described in the Resolution of Intention to the District and finally consider and determine whether the public convenience and necessity require the annexation of said territory to the District and the levy of special taxes therein.Notice is further given that at the hearing, the testimony of all interested persons for and against the annexation of said territory to the District or the levying of special taxes within the territory proposed to be annexed will be heard.City Clerk, City of Clovis 04/04/2014-----------------------------------

(1)NOTICE OF PUBLIC SALE OF PERSONAL PROPERTYNotice is hereby given that pursuant to Section 21700 of the Business and Professions Code, State of California, the undersigned will sell at Public Auction by competitive bidding on April 18, 2014 at 10:30 A.M. at Security Public Storage, 4420 N. Blackstone Ave. City of Fresno, County of Fresno, State of California, the goods, chattels or personal goods and property of the tenants/units listed below. Unit # Name A2024 Jarrett N. StrachanA2039 Jay L. HarrisB1127 Zachariah J. Jensen B2063 Mike O. UptonB2094 Crystal S. SalazarB2106 Teresa ThomasC1005 Marilyn E. HoxsieD30 Jovan Z. Phillips D110 Antoinette A. GantD114 Brian C. FowlerE008 Joan G. CoxPurchased goods are sold as is, and must be removed within one (1) day of purchase. Payment is to be with cash only and made at the time of purchase.This sale is subject to cancellation without notice in the event of settlement between owner and obligated party. 04/04/2014, 04/11/2014-----------------------------------

(1)PUBLIC NOTICEClovis Unified School DistrictAdoption of Level I and II School Facilities (Developer) Fees PLEASE TAKE NOTICE that the Governing Board of Clovis Unified School District will conduct a public hearing to consider adoption of a Development Fee Justification Study/School Facilities Needs Analysis and Level I and II School Facilities (Developer) fees at its regular meeting to be held at 6:45 p.m. on May 7, 2014, in the Professional Development Building Board Room at 1680 David E. Cook Way, Clovis, California. FURTHER TAKE NOTICE that following this public hearing, the Governing Board of Clovis Unified School District will consider a resolution to adopt a Development Fee Justification Study/School Facilities Needs Analysis and Level I and II fees on new development as authorized by Education Code Section 17620 and Government Code Sections 65995, 65995.5 and 65995.6. If approved, the Level I and II fees will take effect on July 6, 2014. The Development Fee Justification Study/School Facilities Needs Analysis with the data supporting the Level I and II School Facilities fees is available for review. Anyone wishing to review or request a copy of the Development Fee Justification Study/School Facilities Needs Analysis may do so by contacting the Office of the Assistant Superintendent, Facility Services at 1450 Herndon Avenue, Clovis, California 93611 or by calling (559) 327-9260. 04/04/2014, 04/23/2014-----------------------------------

(1)NOTICE OF PUBLIC SALE OF PERSONAL PROPERTYNotice is hereby given that pursuant to Section 21700 of the Business and Professions Code, State of California, the undersigned will sell at Public Auction by competitive bidding on April 18th,2014 at 12:30 p.m. at Security Public Storage, 2633 W. Shaw Ave., City of Fresno, County of Fresno, State of California. The goods, chattels or personal goods and property of the tenants/units listed below.G033 FELIX CONTRERASH030 BRANDI REESEG222 STEVE CURTISA156 JUNE ANN BEARDA286 ANTHONY M. FLORESE066 DAVID L. GRIFFING208 MARIA SUSAN ORSOTG216 BERNADINE CROMER DAVIS Purchased goods are sold as is, and must be removed within one (1) day of purchase. Payment is to be with cash only and made at the time of purchase.This sale is subject to cancellation without notice in the event of settlement between owner and obligated party.Security Public Storage, 2633 W. Shaw Ave., Fresno, Ca. 93711 (559) 222-7479 04/04/2014, 04/11/2014-----------------------------------

(1)NOTICE INVITING BIDS for the SIERRA OAKS SENIOR EDUCATIONAL CENTER ELECTRICAL IMPROVEMENTS(ALSO KNOWN AS SIERRA HIGH SCHOOL/SIERRA OAKS SENIOR CENTER ELECTRICAL SERVICE SPLIT) for the SIERRA UNIFIED SCHOOL DISTRICT The budget for this project is $65,000.00Project Identification Name: Sierra High School / Sierra Oaks Senior Center Service SplitBorrelli Project Identification Number: 13127Community Development Block Grant Project No. 12001There will be a mandatory Pre-Bid Conference will be conducted at Sierra High School 33326 LODGE ROAD TOLLHOUSE, CA on Thursday April 17, 2014 at 10:00 AM. Any Contractor bidding on the project who fails to attend the entire job walk and conference will be deemed a non-responsive bidder and will have its bid returned unopened.Sealed Bids Submittal Deadline: Thursday, May 1, 2014 at 2:00 PMPlace of Bid Receipt: Sierra Unified School District Office29143 Auberry Road Prather, CA 93651Any electrical contractor licensed in any of the 50 States with the equivalent of a California Electrical C-10 license may bid this project subject to the requirements of the plans and specifications.The work to be performed under this contract is on a project assisted under a program providing direct Federal financial assistance from the Department of Housing and Urban Development, Community Development Block Grant Program, and is subject to the requirements of Section 3 of the Housing and Urban Development Act of 1968, as amended, 12 USC 170lu. Section 3 requires that to the greatest extent feasible opportunities for training and employment be given to low and very low income persons residing within the project area and that the contracts for work in connection with the project be awarded to eligible business concerns which are located in, or owned in substantial part by persons residing in the area of the project. Regulations for implementing the Section 3 clause are contained in 24 CFR 135, as amended, and as specified in the project specifications.Refer to the Fresno, Merced and Stockton Builders exchanges for plans and specifications and contractual obligations the contractor is to adhere to. A copy of the plans and specifications may also be obtained from Borrelli Associates, Inc. for a non-refundable nominal fee of $100.00. Please email inquiries to : [email protected] or fax the requests to 559-233-4354 04/04/2014, 04/11/2014, 04/18/2014-----------------------------------

DECEMBER 2013 ADIf you feel you have a claim to these Fresno Police Property/Evidence Funds, call 559-621-2675. All monies shall become the property of the City of Fresno on May 12, 2014, 93-81276 9/30/93 46.00; 94-20986 3/01/94 10.00; 95-60804 2/09/95 3.00; 95-64270 7/22/95 5.71; 95-64270 7/22/95 .36; 95-106219 1/21/03 1.03; 95-106219 1/21/03 5.01; 95-107638 1/22/03 08; 96-47592 6/06/96 .92; 96-67648 8/15/96 1.00 96-67648 8/15/96 1.90; 96-67648 8/15/96 .90; 96-67648 8/15/96 5.64; 96-67648 8/15/96 20.05; 96-72013 8/30/96 20.00; 96-72013 8/30/96 124.00; 96-

72013 8/30/96 1.00; 97-21584 3/12/97 2.00; 98-7190 1/24/98 .65; 98-68248 8/07/98 565.00; 05-114157 12/09/05 2.00; 09-14769 2/22/09 82.25; 09-31735 4/20/09 50.00; 09-70029 8/29/09 20.00; 09-70029 8/29/09 23.00; 09-81859 10/09/09 127.00; 09-82138 10/10/09 1.00; 09-88026 10/31/09 28.00; 09-85741 10/22/09 1.00; 09-88804 11/03/09 415.00; 09-90079 11/08/09 40.00; 09-90956 11/11/09 20.00; 09-91841 11/14/09 8.00; 09-91983 11/15/09 1664.24; 09-93730 11/23/09 2.00; 10-157 1/01/10 68.00; 10-580 1/03/10 20.00; 10-39481 6/01/10 311.00; 10-2865 1/11/140 1.00; 10-19318 10/13/10 .50; 10-21266 3/25/10 5.00; 10-22611 3/30/10 195.00; 10-22628 3/30/10 1150.00; 10-22697 3/30/10 471.00; 10-23335 4/02/10 312.00; 10-23950 4/04/10 289.00; 10-25511 4/10/10 20.00; 10-25560 4/10/10 41.25; 10-26129 4/12/10 137.00; 10-26271 4/13/10 300.00; 10-26347 4/13/10 44.00; 10-27158 4/16/10 61.00; 10-28154 4/20/10 2.72; 10-28397 4/21/10 150.00; 10-28531 4/21/10 .75;10-29902 4/26/10 131.00; 10-30130 4/27/10 20.00 10-30314 4/28/10 202.00; 10-30330 4/28/10 753.00; 10-30418 4/28/10 260.00; 10-30531 4/29/10 4.00; 10-30578 4/29/10 30.00; 10-31520 5/02/10 217.00; 10-31536 5/02/10 316.00; 10-31537 5/02/10 121.00; 10-32089 5/04/10 1.00; 10-32090 5/04/10 64.00; 10-32363 5/05/10 564.00; 10-32464 5/08/10 1.95; 10-33084 5/08/10 43.47; 10-33436 5/09/10 103.00; 10-33807 5/11/10 50.00; 10-34128 5/12/10 6.00; 10-34197 5/12/10 80.00; 10-34211 5/12/10 95.00; 10-34846 5/14/10 55.00; 10-34846 5/14/10 194.00; 10-35006 5/15/10 100.00; 10-35082 5/15/10 110.00 10-35082 5/15/10 30.00; 10-35326 5/16/10 40.00; 10-35594 5/17/10 1.00; 10-36204 5/19/10 442.00; 10-36327 5/20/10 4.00; 10-36909 5/22/10 1.00; 10-37215 5/23/10 161.00; 10-37508 5/24/10 70.00; 10-38139 5/27/10 20.00; 10-38411 5/28/10 95.00; 10-38529 5/28/10 24.00; 10-39273 6/01/10 249.00; 10-39563 6/02/10 70.25; 10-39699 6/02/10 2320.00; 10-39733 6/02/10 278.00; 10-39750 6/02/10 302.00; 10-39869 6/03/10 291.00; 10-40046 6/03/10 101.00; 10-40856 6/06/10 73.00; 10-40856 6/06/10 120.00; 10-40849 6/06/10 22.00; 10-41547 6/09/10 160.00; 10-41656 6/09/10 5.00; 10-41680 6/09/10 503.00; 10-41259 6/08/10 235.00; 10-42711 6/13/10 250.00; 10-42936 6/14/10 367.00; 10-43594 6/17/10 89.00; 10-43003 6/14/10 1197.00; 10-43534 6/16/10 1102.00; 10-43516 6/16/10 20.45; 10-43819 6/17/10 1300.00; 10-43685 6/17/10 529.00; 10-44269 6/19/10 145.00; 10-44293 6/19/10 127.63; 10-44309 6/19/10 25.00; 10-45081 6/22/10 183.00; 10-45313 6/23/10 215.00; 10-45132 6/22/10 400.41; 10-45406 6/23/10 236.00; 10-47124 6/30/10 79.00; 10-47136 6/30/10 .36; 10-47163 6/30/10 1.00; 10-47398 7/02/14 890.00; 10-47869 7/03/12 1260.00; 10-47929 7/03/10 484.00; 10-47978 7/04/10 20.00; 10-48680 7/06/10 20.00; 10-48350 7/05/10 345.00; 10-48106 7/04/10 122.00; 10-49684 7/10/10 10.00; 10-49694 7/10/10 25.00; 10-50264 7/12/10 60.00; 10-50536 7/13/10 82.00; 10-50660 7/14/10 407.00; 10-50750 7/14/10 4.00; 10/51193 7/16/10 6.00; 10-51930 7/19/10 99.00; 10-51941 7/17/10 45.00; 10-52062 7/19/10 893.00; 10-52309 7/20/10 15.00; 10-52418 7/21/10 50.00; 10-52434 7/21/10 5.00; 10-53621 7/26/10 2.00; 10-54349 7/28/10 3164.00; 10-55044 7/31/10 688.00; 10-55224 7/31/10 48.00; 10-55280 7/31/10 30.00; 10-55346 8/01/10 730.00; 10-55346 8/01/10 155.00; 10-55346 8/01/10 41.00; 10-55346 8/01/10 312.00; 10-57293 8/09/10 500.00; 10-56880 8/07/10 30.54; 10-56956 8/07/10 10.00; 10-57188 8/08/10 70.96; 10-57717 8/10/10 124.00; 10-58034 8/11/10 107.00; 10-58100 8/11/10 341.00; 10-58103 8/12/10 210.00; 10-58463 8/13/10 .74; 10-58801 8/14/10 4.00; 10-58985 8/15/10 470.00; 10-59217 8/16/10 66.00; 10-59217 8/16/10 90.00; 10-59217 8/16/10 10.00; 10-59364 8/16/10 31.00; 10-59905 8/18/10 252.00; 10-59546 8/17/10 32.00; 10-59941 8/18/10 80.00; 10-60189 8/19/10 560.35; 10-60726 8/22/10 60.00; 10-61250 8/23/10 438.00; 10-61169 8/23/10 122.00; 10-61266 8/23/10 440.00; 10-61290 8/23/10 864.42; 10-61570 8/24/10 40.00; 10-68926 9/21/10 2.25; 10-68926 9/21/10 4.00; 10-69506 9/23/10 97.83; 10-72854 10/06/10 140.00; 10-76958 10/22/10 372.00; 10-78062 10/27/10 4.00; 10-78701 10/29/10 .02; 10-78712 10/27/10 26.53; 10-81296 11/08/10 160.00; 10-81999 11/11/10 110.00; 10-88261 12/07/10 507.00; 10-88639 12/08/10 81.00; 10-88877 12/09/10 60.00; 10-89518 12/12/10 12.00; 10-89975 12/13/10 225.00; 10-90487 12/15/10 377.00; 10-91488 12/19/10 160.00; 11-76375 10/27/11 400.00; 13-13938 3/04/13 710.00; 13-42918 7/08/13 423.00; 13-42918 7/08/13 1078.25 03/28/2014, 04/04/2014-----------------------------------

Public Notices


Hey, New Jersey and Chicago, you’ve got nothing on Cali-

fornia. For several years, the Golden State has tried to be No. 1 among

all states in tax burden — and, of course, we are very close to that prize. But now we seem to be striving for a new title: The most corrupt state in America.

By now, few peo-ple in California haven’t heard about the latest in cor-ruption scandals

emanating from the California Leg-islature. In a nutshell, liberal San Francisco Democrat Leland Yee has been indicted on multiple counts of conspiracy, money laundering and arms dealing. (The latter charge is particularly ironic given the fact that Yee had recently won an award from the Brady Campaign for his work in support of gun control).

Just a couple of short weeks ago I noted how systemic corruption in the Capitol had actually provided a silver-lining benefit to taxpayers.

With the suspension of two other California senators, Ron Calderon and Rod Wright, liberal Democrats in the upper house had lost their two-thirds supermajority and thus had lost both the ability to impose tax hikes and propose constitutional amendments which could weaken or repeal Proposition 13. The indict-ment and subsequent suspension of Senator Yee is a further blow to the left’s agenda of fleecing taxpayers even more.

But while taxpayers may cheer the damage done to our anti-taxpayer adversaries, we can’t help but be concerned about the collateral dam-age this corruption might inflict on political engagement by citizens. It is true that, as fiscal conservatives, we preach a healthy distrust of government and that certainly won’t change anytime soon. But we also recognize that if we had the kind of government that more closely reflected what our Founding Fathers intended, we wouldn’t have nearly the depth of cynicism and disgust on the part of voters.

The sad fact is that corruption leads to less engagement and that leads to more bad government,

including endemic corruption. And, by the way, this isn’t just happening at the state level. Ask the citizens of the City of Bell whether they believe they should have been paying closer attention to what was happening just down the street at city hall.

Senate leader Darrell Steinberg, in the wake of the Yee indictment, gave a self-serving speech on the floor of the Senate defending the integrity of the institution and actu-ally calling for public financing of campaigns. (As if giving taxpayer dollars to ethically challenged poli-ticians would cure the problem). Steinberg did get one thing right, though. He said that there is no ethics training in the world that would stop someone from dealing in weapons if they were predisposed to engage in such blatantly illegal activity.

The better answer, of course, is to scale back the size of big govern-ment in California. Government that tries to do too much creates opportunities for influence peddling and other mischief. It would do California a world of good to return our Legislature to a part-time insti-tution where our elected officials

would be forced to spend more time among the people they purport to represent.

California voters were told de-cades ago that having a full time legislature would bring a degree of professionalism to government that would be the envy of America. Moreover, our political class has so thoroughly manipulated the system that we also have the highest paid legislators in the country. (By the way, all three of the corrupt sena-tors who have been suspended are still drawing their hefty paychecks).

We respectfully submit that Cali-fornia’s experiment in big govern-ment has been an abysmal failure. It is time to return to a part-time legislature with part-time salaries with no additional benefits (they should have real jobs) so that the sullied reputation of the California Legislature can begin a long needed decontamination process.

Jon Coupal is president of the Howard Jarvis Taxpayers Association — Califor-nia’s largest grass-roots taxpayer orga-nization dedicated to the protection of Proposition 13 and the advancement of taxpayers’ rights.

In the fall of 2013, up to 70 million Target customers’ credit card, debit card and personal information was compromised in a data breach that occurred during the busy holiday shopping season. Small businesses aren’t immune from similar attacks. In 2012, around 40 percent of data breaches occurred at companies with fewer than 1,000 employees, according to Verizon’s 2013 Data Breach Investigations Report.

Carolyn Schrader, CEO of Cyber Security Group in Reno, Nev., spe-cializes in helping small businesses avoid cyber threats. But small busi-ness owners can’t protect their data alone. Here, she offers three cyber security tips small business owners can share with their employees.

Social engineeringSocial engineering,

when a hacker poses as a vendor, govern-ment representative or even an em-ployee, is a key way that cons learn about an organization and hack into its network. “Social engineers are often great actors and have very convincing stories of why they want confidential information,” Schrader says. “It is critical that employees understand that they are an important link into a business, regardless of the size of the busi-ness or the role of the employee.”

Small business owners should tell employees to watch for these red flags, Schrader says. One example of a common social engineering activity is for a criminal to pose as a representative of another busi-ness. Another is when a criminal uses personal information gleaned from social media sites and acts as if he or she is connected to the target employee: making a fabulous

special offer, asking for a donation to a favorite charity or sending an email with malware that is activat-ed when the employee opens a PDF or clicks on a link.

Smartphone or tabletMany businesses allow employees

to use their own devices for work purposes, and the proliferation of smartphones and tablets “presents a huge opportunity for hackers to ac-cess company data,” Schrader says. Smartphone theft is rampant across the country — in New York City, these crimes account for more than half of all street crime, and stolen phones (along with the sensitive data they contain) are often sold on

the black market.Schrader recom-

mends that small business owners ask employees to use a passcode to access their phone or tablet,

and to avoid using their devices on public WiFi networks for activities involving passwords or financial transactions (such as online bank-ing or shopping). These unsecure networks are safe for visiting sites that do not require personal in-formation, but for other activities, stick to 3G or 4G networks.

Passwords“Strong passwords are the first

defense to security,” Schrader says, “just as a key is to a front door.” She recommends that small business owners mandate that employees create a personal formula for their passwords, which should include a minimum of 8 characters: upper-case and lowercase letters, numbers and symbols. The longer and more complex the formula, the harder it is to hack. By using a personal

OpinionOpinion

Don’t let your company be another data breach statistic

With three scandals, welcome to Corruptifornia

Jon Coupal

GUEST VIEW

WEB POLL

Tech firm Google is at the forefront of developing an autonomous car that can drive itself without human intervention. Long a plot device in science-fiction stories, driverless cars are now allowed in four states — Califor-nia, Nevada, Florida and Michigan. The technology is currently viable — Google has operated autonomous cars over hundreds of thousands of miles of California roads — though commercial availability may be a decade away. Forty eight percent of respondents to this week’s Web poll wouldn’t buy a self-driving car, while 32 percent believe it would be safer. Ten percent are either not sure or believe they don’t need the technology, but their fellow commuters do. One hundred forty nine votes were cast.

Would you buy a self-driving car?

48% - No. It's like a bad sci-fi movie32% - Yes. It will make automobile travel safer.10% - Not Sure10% - No, but the other idiots on the road need one.

formula, such as the first and last letters of words in a favorite song coupled with a few numbers and symbols, an employee can remem-ber the password and change it quickly if needed.

Founded in 1943, and headquartered in Nashville, Tennessee, the National Federation of Independent Busi-ness is America’s leading small-busi-ness advocacy association.

Would you buy a self-driving car?

FRIDAY, APRIL 4, 2014 www.thebusinessjournal.com 27Contact Us

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April 11 HotelsApril 18 Luxury Auto DealersApril 25 Oldest Family-Owned BusinessesMay 2 Credit Unions

2006

(2005)

Name of association

Address

Web site or e-mail address

Telephone

Fax

Local activity

• members

• chapters

• staff

Membership criteria

Membership area

–––––––––––––

Annual Dues

Organization publication

2006 budget

–––––––––––––

Year founded locally

Location of

headquartersTop local executive

1(1)

Fresno County Farm Bureau

1274 W. Hedges Ave.

Fresno, Calif. 93728

www.fcfb.org

[email protected]

237-0263

237-3396

• 5,000

• 1• 5

Those wishing to support agriculture in Fresno

County

Fresno County

–––––––––––––

$75 sustaining

$125 voting

Agriculture Today, Friday Follow-up

WND

–––––––––––––

1917

Fresno

Karla Kay Fullerton

2(3)

Better Business Bureau

2519 W. Shaw Ave., Ste. 106


www.bbb.org

222-8111

228-6518

•3,734

• 1

• 28

Commitment to ethical business

San Joaquin Valley

–––––––––––––

$380

Newsletter, annual member roster, consumer

publications

$2,011,058

–––––––––––––

1950

Fresno

Doug Broten,

CEO

3(2)

Fresno Association of Realtors

6720 N. West


www.fresnorealtors.com

490-6400

490-6464

•3,731

• 1• 9

Valid real estate license

Fresno County

–––––––––––––

WND

Grapevine, Realtor Magazine

WND

–––––––––––––

1905

Fresno

Mary Van Ness

4(4)

Greater Fresno Area

Chamber of Commerce

2331 Fresno Street


www.fresnochamber.com

495-4800

495-4811

• 1,900

• N/A

• 12

Business in Fresno and surrounding counties

Fresno County

–––––––––––––

WND

Membership Directory, Guide to Fresno

$990,000

–––––––––––––

1895

Fresno

Al Smith,

presidet/CEO

5(5)

Fresno County Bar Association

1221 Van Ness Ave., Ste. 300


www.fresnocountybar.org

264-2619

264-8726

• 1,200

• N/A

• 3

Member in good standing with the state bar of

California

Fresno County

–––––––––––––

$115

The Bar Bulletin

WND

–––––––––––––

1882

Fresno

Bobbie Lee,

executive director

6(6)

Visalia Chamber of Commerce

220 N. Santa Fe

Visalia, Calif. 93292

www.visaliachamber.org

[email protected]

734-5876

734-7479

• 1,130

• WND

• 8

Businesses and civic minded individuals

Tulare County

–––––––––––––

Varies

Monthly newsletter, annual membership,

directory, annual Visalia map

$1,000,000

–––––––––––––

1899

Visalia

Mike Cully, president/CEO

7(7)

Clovis Chamber of Commerce

325 Pollasky Ave.

Clovis, Calif. 93612

www.clovischamber.com

[email protected]

299-7363

299-2969

• 1,100

• WND

• 6

Businesses in good standing

Central California

–––––––––––––

$185 and up

Clovis Chamber monthly newsletter, annual

chamber directory

WND

–––––––––––––

1912

Clovis

Jim Ware,

president/CEO

8(10)

California Society of Certified Public Accountants

(CalCPA)

P. O. Box 729

Sanger, Calif. 93657

www.calcpa.org

[email protected]

876-3800

876-3880

• 864

• 1• 1

Licensed CPAs, CPA candidates, students, and

non-CPA associates

Fresno, Madera, Kings and

Tulare counties

–––––––––––––

varies

California CPA Magazine, CalCPA Fresno

Chapter Bulletin, CalCPA Clips (online)

$71,000

–––––––––––––

1970

Redwood City

Anthony Forestiere, CPA/chapter

president

9

(12)

California Apartment Association

516 W. Shaw Ave., Ste. 200


www.caanet.org

[email protected]

221-2533

221-2503

• 800

• 1• 1

Ownership or management of residential rental

housing

Fresno, Madera, Kings and

Tulare counties

–––––––––––––

$113 base

plus $1.35 per unit

Perspective Magazine

WND

–––––––––––––

WND

Sacramento

Stephanie Espinosa

10

(NR)

Fresno Builders Exchange

1244 N. Mariposa St.


[email protected]

www.fresnobuildersexchange.com

237-1831

264-2532

• 785

• 1• 9

Firms involved in, or associated in or with the

construction industry

WND

–––––––––––––

$250

Weekly newsletter, monthly safety newsletter,

annual membership directory, various

educational books and reference material

WND

–––––––––––––

1922

Fresno

Roxanne Greenwood,

executive director

11

(NR)

Porterville Chamber of Commerce

93 N. Main St.

Porterville, Calif. 93257

[email protected]

www.chamberporterville.com

784-7502

784-0770

• 540

• N/A

• 3

Open to all

Central Valley

–––––––––––––

varies

Chamber CONNECT, local map, community

and business resource guide

$310,000

–––––––––––––

1907

Porterville

Donnette Silva Carter

12

(NR)

Central California Hispanic Chamber of Commerce

2331 Fresno St., Ste. 114


www.cchcc.net

[email protected]

495-4817

495-4811

• 513

• 1• 2

Businesses

Central Valley

–––––––––––––

$150 - $500

Business Link, travel guide

$250,000

–––––––––––––

1984

Fresno

Lorena Martinez

13

(NR)

Fresno-Madera Dental Society

371 E. Bullard Ave., Ste. 120


www.fmds.com

438-7284

438-7287

• 450

• 1• 2

WND

Fresno and Madera counties

–––––––––––––

$255

The Grapevine Bulletin

WND

–––––––––––––

1912

Sacramento

Valjean Xaiz

14

(13)

Selma District Chamber of Commerce

1821 Tucker St.

Selma, Calif. 93662

[email protected]

www.cityofselma.com

891-2235

896-7075

• 352

• N/A

• 2

WND

Central Valley

–––––––––––––

$25 - $250

18 brochures, membership directory, monthly

newsletter, promotional flyer, economic profiles

$150,000

–––––––––––––

1929

Selma

Cindy Howell,

executive director

Roseann Galvan,

president

15

(15)

Fresno Area Hispanic Chamber of Commerce

1456 W. Shaw


[email protected]

www.fahcc.org

222-8705

222-8706

• 300

• WND

• 3

Business, individuals, students

Fresno

–––––––––––––

$250 - $500

Directory, newsletter, brochures, flyers, micro-

loan information

$350,000

–––––––––––––

2001

Fresno

Dora C. Rivera

16

(17)

Downtown Association of Fresno

2014 Tulare St., Ste. 713


www.downtownfresno.org

490-9966

490-9968

• 275

• 1• 2

Anyone with an interest in the revitalization of

downtown Fresno

unrestricted

–––––––––––––

$25 - $2500

What’s Up Downtown

$476,000

–––––––––––––

1955

Fresno

Stanley Kooyumjian,

executive director

17

(14)

Lemoore Chamber of Commerce

300 E St.

Lemoore, Calif. 93245

www.lemoorecofc.com

924-6401

924-4520

• 270

• WND

• 3

Individuals, businesses, churches, students

Lemoore

–––––––––––––

$185 - $920

Lemoore Lifestyles

$200,000

–––––––––––––

1929

Lemoore

Lynda Lahondy,

CEO

18

(18)

Kingsburg District Chamber of Commerce

1475 Draper St.

Kingsburg, Calif. 93631

[email protected]

www.kingsburgchamberofcommerce.org

897-1111

897-4621

• 200

• WND

• 1

Various categories

Kingsburg and surrounding

areas

–––––––––––––

$125 - $275

Sweedish Village Voice

$165,000

–––––––––––––

1922

KingsburgJess Chambers, executive director

19

(19)

National Association of Insurance & Financial

Advisors-Fresno

(NAIFA-Fresno)

4747 N. First St., Ste. 140


www.naifafresno.org

439-4087

227-1463

• 182

• 1

• WND

Life insurance industry

Fresno/Madera Counties

–––––––––––––

$387

Lifewire Newsletter

WND

–––––––––––––

1921

Falls Church, Va.

Vicki Von Tersch,

RHU, LUTCF

20

(NR)

Dinuba Chamber of Commerce

210 N. L St.

Dinuba, Calif. 93618

www.dinubacommerce.org

[email protected]

591-2707

591-2712

• 150

• WND

• 3

WND

WND

–––––––––––––

WND

WND

WND

–––––––––––––

1912

WND

Ralph H. Hinds

Professional Associations

In the Central San Joaquin Valley – ranked by number of local members; if tied by number of staff.

Research: Robin D. Ogle

Lee Onna Maciel

Original publication date: March 17, 2006

Key: WND: Would not disclose.

NR: Not ranked.

Not all sources responded to phone or fax inquiries.

Source: Representatives from each association. The Business Jo

urnal assumes all information given is correct. Not all respondants ra

nked on this list. Fresno-Madera Medical Society, Kings

County Farm Buerau, Central California Association of Health Underwriters and The Advertising Federation, did not respond for this years lis

ting.

OppOrtunities

May 2

aPRIL 25

aPRIL 11

aPRIL 18

Travel & Tourismlist: Hotels

Closing Date: april 4, 2014

economic DevelopmenTlist: luxury auto Dealers


FamilY Businesslist: oldest Family-owned Businesses


Banking & Financelist: credit unions


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