“different needs, one solution”saharamutual.com/.../facsheets/factsheet_feb_2015.pdf · january...
TRANSCRIPT
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
www.saharamutual.com
FactsJanuary 2015
sms MUTUAL to 59090
“Different needs, one solution”
February 2015
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
Banks Industrial Capital Goods Consumer Non Durables Power Construction Project Industrial Products Minerals/Mining Consumer Durables Petroleum Products Finance Software Cement Auto Ancillaries Oil Auto Pharmaceuticals Paper Gas Ferrous Metals CBLO/Cash and Cash Receivables
Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLE
Monthly 6 post-dated cheques for minimum of ` 500 each and in multiples of ` 500
Quartery 4 post-dated cheques for minimum of ` 500 each and in multiples of ` 500
Load Structure (SIP)
Entry Load NA
Exit Load NIL If redeemed after 36 months.
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARESPower Grid Corporation of India Ltd Power 4.37Reliance Industries Ltd Petroleum Products 3.55HDFC Ltd Finance 3.50Bharat Electronics Ltd Industrial Capital Goods 3.21Crompton Greaves Ltd Industrial Capital Goods 3.19Hindustan Unilever Ltd Consumer Non Durables 3.13Ultratech Cement Ltd Cement 3.08CCL Products (India) Ltd Consumer Non Durables 3.03Kesoram Industries Ltd Auto Ancillaries 3.01Larsen & Toubro Ltd Construction Project 2.90ICICI Bank Ltd Banks 2.84Oil & Natural Gas Corp Ltd Oil 2.66Mahindra & Mahindra Ltd Auto 2.65Bharat Forge Ltd Industrial Products 2.57Axis Bank Ltd Banks 2.51Syndicate Bank Banks 2.44Bharat Heavy Electricals Ltd Industrial Capital Goods 2.36ABB India Ltd Industrial Capital Goods 2.29Voltas Ltd Construction Project 2.29Bank of Baroda Banks 2.28HSIL Ltd Consumer Durables 2.27HDFC Bank Ltd Banks 2.24Glenmark Pharmaceuticals Ltd Pharmaceuticals 2.14State Bank of India Banks 2.08Infosys Ltd Software 2.07UCO Bank Banks 2.06Walchandnagar Industries Ltd Industrial Capital Goods 2.04Tamil Nadu Newsprint & Papers Ltd Paper 2.02CESC Ltd Power 1.95NMDC Ltd Minerals/Mining 1.94Coal India Ltd Minerals/Mining 1.94GAIL (India) Ltd Gas 1.90Mahindra CIE Automotive Ltd Industrial Products 1.78TATA Metaliks Ltd Ferrous Metals 1.74Bata India Ltd Consumer Durables 1.58BEML Ltd Industrial Capital Goods 1.44Mastek Ltd Software 1.38ITC Ltd Consumer Non Durables 0.95Equity Total 91.35CBLO/Cash & Cash Receivables 8.65Grand Total 100.00
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Tax Gain Fund 24.52 491792.80 41.46 6.24 32.66 14145.63 10624.44 13265.98
S & P BSE 200 14.03 102992.04 35.47 4.38 30.98 13546.66 10438.05 13098.46
Sensex 12.44 80243.19 29.89 8.98 25.70 12989.39 10897.72 12569.92
SMS TAX TO 59090 www.saharamutual.com
An Open-Ended Equity Linked Savings Scheme (ELSS)
FUND MANAGERName Designation Experience (Years)
Naresh Kumar Garg Chief Investment Officer 24 yrs (10.5 yrs in Sahara Tax Gain Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Tax Gain Fund)
Date Of Inception 01/04/1997 Total Expense Ratio (%)Portfolio Turnover Ratio 2.10 Direct Options 2.45%Holdings in Top 10 Scrips (%) 32.98 Options Other than Direct Options 2.70%AUM (In ` Lakhs) 1220.17
NAV AS ON 27.02.2015Growth Option ` 62.7299 Dividend Option ` 17.3034Growth Option - Direct ` 63.1552 Dividend Option - Direct ` 17.4096
DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)
Dividend Option Dividend Option - Direct
25.02.2014 ` 2.00 per unit ` 10.00 13.7826 13.822307.03.2013 ` 2.00 per unit ` 10.00 14.0575 14.053701.03.2011 ` 2.50 per unit ` 10.00 15.8112.03.2010 ` 4.00 per unit ` 10.00 18.3829.03.2008 ` 7.50 per unit ` 10.00 20.7524.03.2006 ` 2.50 per unit ` 10.00 19.4023.03.2005 ` 20.00 per unit ` 10.00 66.7519.01.2005 ` 10.00 per unit ` 10.00 70.61
Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.
Bonus History (Record Date - Aug 29, 2005) Growth Option: 7:1 Dividend Option: 3:1
Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)Sharpe Ratio1 0.6859 Beta 0.9907STDEV (%) 16.87% Rsquare 0.75911 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount ` 500 and additional amount in multiples of ` 500.
OPTIONS Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct
Load StructureEntry Load NAExit Load NIL If redeemed after 36 months.
INDUSTRY-WISE ASSET DISTRIBUTION (%)
The basic objective of Sahara Tax Gain Fund is to provide immediate tax relief and long term growth of capital to investors.This scheme is suitable for investors who are seeking*• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives.• High Risk (BROWN) (Investors understand that their principal will be at high risk) * (Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
16.4414.53
7.116.325.194.353.883.843.553.503.453.083.012.662.652.142.021.901.748.65
16.44
14.53
7.11
6.325.194.353.88
3.843.55
3.083.012.66
2.142.021.901.74
2.65
8.65
3.453.50
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
FUND MANAGERName Designation Experience (Years)
Naresh Kumar Garg Chief Investment Officer 24 yrs (6 yrs in Sahara B & FS Fund)A N Sridhar Fund Manager 24 yrs (6 yrs in Sahara B & FS Fund)
DATE OF INCEPTION 16/09/2008AUM (` in Lakhs) 1326.88PORTFOLIO TURNOVER RATIO 1.35
Total Expense Ratio (%)For Direct Options 2.30%Options other than Direct options 2.70%
NAV AS ON 27.02.2015Growth Option ̀ 47.8014 Dividend Option ` 16.9124Growth Option - Direct ` 48.1119 Dividend Option - Direct ` 17.0491
DIVIDEND
Record Date Rate Face ValueCum Dividend NAV (`)
Dividend Option
Dividend Option - Direct
18.01.2013 ` 2.50 Per Unit ` 10.00 14.8698 14.872029.04.2011 ` 2.50 Per Unit ` 10.00 15.570203.09.2010 ` 4.00 Per Unit ` 10.00 19.736519.01.2010 ` 4.00 Per Unit ` 10.00 19.486431.07.2009 ` 4.00 Per Unit ` 10.00 19.7059
Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012B & FS Fund 28.18 47696.70 61.00 (13.80) 58.16 16100.48 8619.54 15816.19Bank Nifty 19.42 30550.80 64.57 (8.73) 56.54 16456.95 9127.00 15654.16Sensex 11.94 20341.61 29.89 8.98 25.70 12989.39 10897.72 12569.92
SMS BANKING TO 59090 www.saharamutual.com
An Open-Ended Sectoral Growth Fund
The investment objective would be to provide long term capital appreciation through investment in equities and equities related securities of companies whose business comprise of Banking / Financial services, either whole or in part.This scheme is suitable for investors who are seeking* • Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives, in the Banking & Financial Services sector. • High Risk (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
88.50
6.39
5.11
88.50
6.395.11
Banks
Finance
CBLO / Cash & Cash Receivables
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARES
ICICI Bank Ltd Banks 24.00HDFC Bank Ltd Banks 23.33
Axis Bank Ltd Banks 12.00
State Bank of India Banks 9.09
City Union Bank Ltd Banks 4.50
Bajaj Finance Ltd Finance 3.97
Yes Bank Ltd Banks 3.46
Max India Ltd Finance 2.43
Bank of India Banks 2.30
DCB Bank Ltd Banks 2.15
IndusInd Bank Ltd Banks 2.07
Union Bank of India Banks 1.94
Canara Bank Banks 1.88
UCO Bank Banks 0.92
The Federal Bank Ltd Banks 0.86
Equity Total 94.89
CBLO/Cash & Cash Receivables 5.11Grand Total 100.00
INDUSTRY-WISE ASSET DISTRIBUTION (%)
Load StructureEntry Load NA
Exit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - For Direct Option
Load Structure (SIP)Entry Load NA
Exit Load 1%- If redeemed on or before 1 year from the date of allotment.
NIL (for Direct Option)
Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE
Monthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each
Quartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each
Minimum Application Amount ` 5000 and in multiples of ` 1 thereafter.
OPTIONS : Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct
Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)Sharpe Ratio1 0.4559 Beta 0.9372Standard Deviation (%) 26.59% Rsquare 0.96981 Risk Free rate is based on 1 year T-Bill rate.
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLEMonthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 eachLoad Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct Option
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Growth Fund 22.29 119891.10 35.44 1.07 31.60 13543.57 10107.48 13160.47CNX Nifty 18.58 81958.24 31.39 6.76 27.70 13138.80 10675.52 12769.72Sensex 19.09 86442.73 29.89 8.98 25.70 12989.39 10897.72 12569.92
Minimum Application Amount` 3000 and additional amount of ` 500 and multiples of ` 1 thereafter.
OPTIONS Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct
Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - For Direct Option
FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (10.5 yrs in Sahara Growth Fund)
A N Sridhar Fund Manager 24 yrs (8 yrs in Sahara Growth Fund)
Date of Inception 30/08/2002 AUM (` in Lakhs) 801.23Portfolio Turnover Ratio 2.17 Holdings in Top 10 Scrips (%) 42.11
Total Expense Ratio (%)For Direct Option 2.30%Options other than Direct Option 2.70%
NAV AS ON 27.02.2015
Growth Option ` 122.2037 Dividend Option ` 35.4525
Growth Option- Direct ` 123.9652 Dividend Option-
Direct ` 35.7554
DIVIDEND
Record Date Rate Face Value Cum Div NAV (`)
29.10.2010 ` 7.50 per unit ` 10.00 33.1549
07.09.2007 ` 7.50 per unit ` 10.00 28.5888
13.03.2006 ` 7.50 per unit ` 10.00 28.22
28.01.2005 ` 3.00 per unit ` 10.00 19.57
25.09.2003 ` 3.00 per unit ` 10.00 14.95
Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.
Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)Sharpe Ratio1 0.5095 Beta 1.0340STDEV (%) 16.22% Rsquare 0.83231 Risk Free rate is based on 1 year T-Bill rate.
INDUSTRY-WISE ASSET DISTRIBUTION (%)
An Open-Ended Growth Fund
SMS GROWTH TO 59090 www.saharamutual.com
The investment objective of the Scheme is to achieve capital appreciation by investing in equity and equity-related instruments.This scheme is suitable for investors who are seeking*• Long Term Capital Growth • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
23.2611.49
7.777.185.214.744.353.783.653.353.332.952.841.921.891.671.571.481.396.19
Banks Software Finance Auto Ancillaries Consumer Non Durables Industrial Capital Goods Construction Project Petroleum Products Oil Auto Power Minerals/Mining Construction Pharmaceuticals Industrial Products Consumer Durables Cement Gas Fertilisers CBLO/Cash and Cash Receivables
23.26
11.49
7.77
7.185.214.74
4.353.78
3.353.332.95
2.841.92
1.891.671.57
1.481.39 6.19
3.65
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARESHDFC Ltd Finance 5.67Axis Bank Ltd Banks 5.35ICICI Bank Ltd Banks 5.18Larsen & Toubro Ltd Construction Project 4.35Reliance Industries Ltd Petroleum Products 3.78Oil & Natural Gas Corp Ltd Oil 3.65Hindustan Unilever Ltd Consumer Non Durables 3.63State Bank of India Banks 3.58Tech Mahindra Ltd Software 3.57Hero Motocorp Ltd Auto 3.35Power Grid Corporation of India Ltd Power 3.33HDFC Bank Ltd Banks 3.30Wipro Ltd Software 3.29Coal India Ltd Minerals/Mining 2.95Prestige Estates Project Ltd Construction 2.84Kesoram Industries Ltd Auto Ancillaries 2.75Alstom India Ltd Industrial Capital Goods 2.72Mastek Ltd Software 2.62Exide Industries Ltd Auto Ancillaries 2.24Igarashi Motors India Ltd Auto Ancillaries 2.19Union Bank of India Banks 2.14Capital First Ltd Finance 2.10Crompton Greaves Ltd Industrial Capital Goods 2.02Infosys Ltd Software 2.01Lupin Ltd Pharmaceuticals 1.92Timken India Ltd Industrial Products 1.89Punjab National Bank Banks 1.86Bank of Baroda Banks 1.85Whirlpool of India Ltd Consumer Durables 1.67ITC Ltd Consumer Non Durables 1.58Ultratech Cement Ltd Cement 1.57GAIL (India) Ltd Gas 1.48UNLISTED EQUITY SHARESNagarjuna Fertilizers & Chemicals Ltd Fertilisers 1.39Equity Total 93.81CBLO/Cash & Cash Receivables 6.19Grand Total 100.00
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (9 yrs in Sahara Wealth Plus Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Wealth Plus Fund)
Date of Inception 01/09/2005 AUM (` in Lakhs) 1168.04Portfolio Turnover Ratio 1.93 Holding In Top 10 scrips (%) 45.55
Total Expense Ratio (%) For Direct Option 2.45%Options other than Direct options 2.70%
NAV AS ON 27.02.2015Fixed Pricing Option Variable Pricing Option
Growth Option ` 38.5221 Growth Option ` 41.5730Dividend Option ` 27.4385 Dividend Option ` 30.1375Growth Option - Direct ` 38.7829 Growth Option - Direct ` 41.8130Dividend Option - Direct ` 27.5852 Dividend Option - Direct ` 30.3064
DIVIDEND
Record Date Rate Face Value
Cum Div NAV (`)Fixed Pricing Option Variable Pricing OptionDividend Option
Dividend Option - Direct
Dividend Option
Dividend Option - Direct
07.03.2013 ` 2.50 Per Unit ` 10.00 17.7335 17.7435 18.9205 18.928105.10.2010 ` 4.00 Per Unit ` 10.00 23.2186 24.0699
Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.
Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)Variable Pricing Option Fixed Pricing Option
Sharpe Ratio1 1.2974 Beta 0.8063 Sharpe Ratio1 1.2130 Beta 0.8055STDEV 13.99% Rsquare 0.7731 STDEV 13.98% Rsquare 0.77271 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount` 1000 and additional amount of ` 500 & multiples of ` 1 thereafter.OPTIONS : Growth Option Dividend Option
Growth Option - Direct Dividend Option - Direct
Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct option
INDUSTRY-WISE ASSET DISTRIBUTION (%)
Return on Equity: The Equity selected is based on Return on Equity. A higher RoE may mean higher creation of Wealth.
Portfolio RoE : 29.31%
Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE
Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each
Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 each
Load Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIl - for Direct option
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012W Plus-V Fund 15.73 39114.10 43.79 12.70 31.32 14378.76 11270.22 13132.03W Plus-F Fund 14.81 36304.30 42.40 11.62 30.15 14240.11 11162.22 13015.15CNX 500 13.11 31599.41 37.82 3.61 31.84 13782.01 10361.34 13184.49Sensex 14.33 34914.80 29.89 8.98 25.70 12989.39 10897.72 12569.92
SMS WEALTH TO 59090 www.saharamutual.com
An Open-Ended Growth Fund
The primary objective of the scheme would be to invest in equity and equity related instruments of companies that would be wealth builders in the long term.This scheme is suitable for investors who are seeking *• Long Term Capital Growth • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
17.09
15.37
13.08
8.57
7.46
6.92
4.49
4.41
3.19
3.04
3.02
1.97
1.92
1.48
1.11
0.34
6.54
Auto Ancillaries
Software
Banks
Consumer Non Durables
Pharmaceuticals
Industrial Capital Goods
Consumer Durables
Auto
Finance
Minerals/Mining
Industrial Products
Construction Project
Fertilisers
Cement
Oil
Textile Products
CBLO/Cash & Cash Receivables
17.09
15.37
13.08
8.577.46
6.92
4.49
4.413.19
3.042.03
1.971.92 1.48
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARESCity Union Bank Ltd Banks 5.54Axis Bank Ltd Banks 5.51Wipro Ltd Software 5.36Glenmark Pharmaceuticals Ltd Pharmaceuticals 5.07Colgate-Palmolive (India) Ltd Consumer Non Durables 4.58Infosys Ltd Software 4.52Siemens Ltd Industrial Capital Goods 4.01Exide Industries Ltd Auto Ancillaries 4.00Tech Mahindra Ltd Software 3.68Motherson Sumi Systems Ltd Auto Ancillaries 3.29Bajaj Finance Ltd Finance 3.19Bosch Ltd Auto Ancillaries 3.10Coal India Ltd Minerals/Mining 3.04NRB Bearing Ltd Industrial Products 3.02Bharat Heavy Electricals Ltd Industrial Capital Goods 2.92Kesoram Industries Ltd Auto Ancillaries 2.62CCL Products (India) Ltd Consumer Non Durables 2.59Hero Motocorp Ltd Auto 2.53Sona Koya Steering Systems Ltd Auto Ancillaries 2.40Lupin Ltd Pharmaceuticals 2.39Whirlpool of India Ltd Consumer Durables 2.29Bata India Ltd Consumer Durables 2.20State Bank of India Banks 2.03Larsen & Toubro Ltd Construction Project 1.97Coromandel International Ltd Fertilisers 1.92Mahindra & Mahindra Ltd Auto 1.88KPIT Technologies Ltd Software 1.81Ucal Fuel Systems Ltd Auto Ancillaries 1.67Ultratech Cement Ltd Cement 1.48Hindustan Unilever Ltd Consumer Non Durables 1.40Oil & Natural Gas Corp Ltd Oil 1.11Monte Carlo Fashions Ltd Textile Products 0.34Equity Total 93.46CBLO/Cash & Cash Receivables 6.54Grand Total 100.00
1.110.34
6.54
3.02
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
14.4712.4710.596.736.585.975.654.653.743.063.052.592.562.552.191.951.921.567.71
Construction Project Cement Banks Industrial Capital Goods Power Transportation Hotels Industrial Products Construction Auto Ancillaries Software Auto Petroleum Products Gas Minerals/Mining Ferrous Metals Telecom - Services Oil CBLO/Cash and Cash Receivables
14.47
12.47
10.59
6.585.975.65
4.65
3.74
3.05
2.562.55
2.191.95
1.561.92
3.06
2.59
7.71
6.73
FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (8.5 yrs in Sahara Infrastructure Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Infrastructure Fund)
Date of Inception 03/04/2006 AUM (` in Lakhs) 539.79Portfolio Turnover Ratio 1.49 Holding In Top 10 scrips (%) 40.35
Total Expense Ratio (%)For Direct Option 2.45%other than Direct option 2.70%
NAV AS ON 27.02.2015Fixed Pricing Variable Pricing
Growth Option ` 19.0271 Growth Option ` 20.4564Dividend Option ` 13.9081 Dividend Option ` 15.0491Growth Option - Direct ` 19.0706 Growth Option - Direct ` 20.5002Dividend Option - Direct ` 13.9768 Dividend Option - Direct ` 15.1137DIVIDEND
Record Date Rate Face Value Cum Div NAV (`)FIXED VARIABLE
30.11.2007 ` 5.00 per unit ` 10.00 18.6112 18.8216Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.
Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)Variable Pricing Option Fixed Pricing Option
Sharpe Ratio1 0.1590 Beta 1.4260 Sharpe Ratio1 0.1170 Beta 1.4256STDEV (%) 24.82% Rsquare 0.6761 STDEV (%) 24.81% Rsquare 0.6760
1 Risk Free rate is based on 1 year T-Bill rate.
Minimum Application Amount` 1000 under Growth Option and ` 5000 under Dividend Option and additional investment of Rs.500/- & in multiples of ` 1.
OPTIONS Fixed Pricing Option Growth
OptionGrowth Option
- DirectDividend Option
Dividend Option - DirectVariable Pricing Option
Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL-If redeemed after 12 months.Exit Load NIL - for Direct option
Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE
Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each
Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 each
Load Structure (SIP)Entry Load : NA
Exit Load 1%- If redeemed on or before 1 year from the date of allotment.NIL - for Direct option
SMS INFRA TO 59090 www.saharamutual.com
An Open-Ended Growth Fund
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012INFRA - V Fund 8.10 19770.00 48.85 (12.23) 27.92 14885.48 8777.20 12792.14INFRA - F Fund 7.23 18416.60 47.49 (13.09) 26.78 14748.50 8691.03 12678.40Nifty 10.44 23846.77 31.39 6.76 27.70 13138.80 10675.52 12769.72Sensex 10.41 23779.46 29.89 8.98 25.70 12989.39 10897.72 12569.92
The investment objective would be to provide income distribution and / or medium to long term capital gains by investing in equity / equity related instrument of companies mainly in the infrastructure sector.This scheme is suitable for investors who are seeking*• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives, predominantly in the infrastructure sector. • High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARESLarsen & Toubro Ltd Construction Project 5.27Bharat Forge Ltd Industrial Products 4.65ICICI Bank Ltd Banks 4.10Axis Bank Ltd Banks 4.09Alstom India Ltd Industrial Capital Goods 3.78Voltas Ltd Construction Project 3.76ITD Cementation India Ltd Construction 3.74Prism Cement Ltd Cement 3.74Ashoka Buildcon Ltd Construction Project 3.66Container Corporation of India Ltd Transportation 3.55PTC India Ltd Power 3.38EIH Ltd Hotels 3.27Heidelberg Cement India Ltd Cement 3.26Everest Industries Ltd Cement 3.20Power Grid Corporation of India Ltd Power 3.20Exide Industries Ltd Auto Ancillaries 3.06Wipro Ltd Software 3.05Crompton Greaves Ltd Industrial Capital Goods 2.95Ashok Leyland Ltd Auto 2.59Reliance Industries Ltd Petroleum Products 2.56GAIL (India) Ltd Gas 2.55Adani Ports & SEZ Ltd Transportation 2.42Bank of Baroda Banks 2.40Indian Hotels Co Ltd Hotels 2.39Ramco Industries Ltd Cement 2.27Coal India Ltd Minerals/Mining 2.19Pennar Industries Ltd Ferrous Metals 1.95Tata Communications Ltd Telecom - Services 1.92Sadbhav Engineering Ltd Construction Project 1.77Oil & Natural Gas Corp Ltd Oil 1.56Equity Total 92.29
CBLO/Cash & Cash Receivables 7.71
Grand Total 100.00
INDUSTRY-WISE ASSET DISTRIBUTION (%)
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE
Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum ` 1000 each.
Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each
Load Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct option
SMS MIDCAP TO 59090 www.saharamutual.com
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Midcap Fund 18.40 54190.70 58.08 6.39 33.08 15808.02 10639.08 13308.10CNX Midcap 15.47 42161.75 55.91 (5.10) 39.16 15590.86 9489.95 13915.75Sensex 15.33 41648.81 29.89 8.98 25.70 12989.39 10897.72 12569.92
An Open-Ended Growth Fund
FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (10 yrs in Sahara Midcap Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Midcap Fund)Date of Inception 31/12/2004 AUM (` in Lakhs) 1043.95Portfolio Turnover Ratio 1.88 Holding In Top 10 scrips (%) 32.91Total Expense ratio (%) for Direct options 2.45%
Options other than Direct options 2.70%NAV AS ON 27.02.2015Growth Option ` 54.2984 Dividend Option ` 23.9523Auto Payout Option ` 54.2984 Bonus Option ` 54.2984Growth Option - Direct ` 54.4210 Dividend Option - Direct ` 24.0559Auto Payout Option - Direct ` 54.4210 Bonus Option - Direct ` 54.4210DIVIDEND
Record Date Rate Face Value Cum Div NAV (`)24.12.2010 ` 3.00 per unit ` 10.00 17.279728.05.2010 ` 4.00 per unit ` 10.00 18.937631.12.2007 ` 5.00 per unit ` 10.00 20.918320.09.2005 ` 1.50 per unit ` 10.00 14.2829
Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)Sharpe Ratio1 0.7574 Beta 0.8659STDEV (%) 19.20% Rsquare 0.79921 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount
` 1000 & additional amount of ` 500 & multiples of ` 1.
OPTIONS Growth Option Dividend OptionGrowth Auto Payout Option Bonus OptionGrowth Option - Direct Dividend Option - DirectGrowth Auto Payout Option - Direct Bonus Option - Direct
Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL-If redeemed after 12 months.Exit Load NIL - for Direct Option
TARGETED CAPITAL SEGMENT WIISE BREAKUP (As on 28th Feb, 2015 )MIDCAP 97.12% LARGE CAP 2.88%
An open-ended Growth Fund with an objective to achieve long term capital growth at medium level of risks by investing primarily in mid-cap stocks.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
13.0411.98
9.837.607.457.097.034.013.663.003.002.802.672.512.352.312.082.005.57
Banks Auto Ancillaries Industrial Capital Goods Construction Project Software Construction Pharmaceuticals Cement Fertilisers Power Telecom-Equipment & Accessories Finance Telecom - Services Gas Textile Products Services Industrial Products Media & Entertainment CBLO/Cash and Cash Receivables
13.04
11.98
9.83
7.607.457.09
7.03
4.01
3.663.003.002.80
2.352.51
2.312.08
2.00
2.67
5.57
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARESITD Cementation India Ltd Construction 4.99Bharat Electronics Ltd Industrial Capital Goods 3.57Crompton Greaves Ltd Industrial Capital Goods 3.39Kesoram Industries Ltd Auto Ancillaries 3.17NCC Ltd Construction Project 3.03Glenmark Pharmaceuticals Ltd Pharmaceuticals 3.03Power Grid Corporation of India Ltd Power 3.00Astra Microwave Products Ltd Telecom - Equipment & Accessories 3.00Alstom India Ltd Industrial Capital Goods 2.87City Union Bank Ltd Banks 2.86Shriram Transport Finance Company Ltd Finance 2.80TATA Communications Ltd Telecom - Services 2.67Cyient Ltd Software 2.64Motherson Sumi Systems Ltd Auto Ancillaries 2.60Indraprastha Gas Ltd Gas 2.51Syndicate Bank Banks 2.51Voltas Ltd Construction Project 2.43Mastek Ltd Software 2.41UCO Bank Banks 2.41Intellect Design Arena Ltd Software 2.40Arvind Ltd Textile Products 2.35Ramco Industries Ltd Cement 2.35Aditya Birla Nuvo (Indian Rayon) Services 2.31Exide Industries Ltd Auto Ancillaries 2.29Sona Koyo Steering Systems Ltd Auto Ancillaries 2.20Techno Electric & Engineering Company Ltd Construction Project 2.14Brigade Enterprises Ltd Construction 2.10Mahindra Cie Automotive Ltd Industrial Products 2.08Marksans Pharma Ltd Pharmaceuticals 2.03T V Today Network Ltd Media & Entertainment 2.00Natco Pharma Ltd Pharmaceuticals 1.97Canara Bank Banks 1.91Coromandel International Ltd Fertilisers 1.88Bank of India Banks 1.80Gujarat State Fertilizers & Chemicals Ltd Fertilisers 1.78UCAL Fuel Systems Ltd Auto Ancillaries 1.73Mangalam Cement Ltd Cement 1.67Union Bank of India Banks 1.56Equity Total 94.43CBLO/Cash & Cash Receivables 5.57Grand Total 100.00
INDUSTRY-WISE ASSET DISTRIBUTION (%)
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
An Open-Ended Growth Fund
Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE
Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each
Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each
Load Structure (SIP)Entry Load NA
Exit Load 1%- If redeemed on or before 1 year from the date of allotment.
Exit Load NIL - for Direct option
SMS POWER TO 59090 www.saharamutual.com
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012P & NR Fund 6.49 15087.60 31.88 (1.73) 21.24 13188.35 9827.25 12123.85Nifty 9.21 17800.77 31.39 6.76 27.70 13138.80 10675.52 12769.72Sensex 8.95 17519.01 29.89 8.98 25.70 12989.39 10897.72 12569.92
FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (6.5 yrs in Sahara Power & NR Fund)A N Sridhar Fund Manager 24 yrs (6.5 yrs in Sahara Power & NR Fund)
Date Of Inception 17/06/2008 Holdings in Top 10 Scrips (%) 41.68 AUM (` in Lakhs) 267.60 Portfolio Turnover Ratio 1.35
Total Expense Ratio (%)For Direct option 2.45%
Options other than Direct option 2.70%
NAV AS ON 27.02.2015Growth Option ` 15.3918 Dividend Option ` 13.1281Growth Option-Direct ` 15.4611 Dividend Option - Direct ` 13.2099
DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)30.07.2010 ` 2.00 per unit ` 10.00 13.5352
Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.
Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)Sharpe Ratio1 0.0257 Beta 1.2422STDEV (%) 22.11% Rsquare 0.64641 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount ` 5000 and in multiples of ` 1 thereafter.
OPTIONS Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct
Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.Exit Load NIL - for Direct option
INDUSTRY-WISE ASSET DISTRIBUTION (%)
The investment objective is to generate long term capital appreciation through investment in equities and equity related securities of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives in the power & natural resources sector. • High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
24.09
18.75
7.03
5.63
5.61
4.66
4.42
3.98
3.88
3.87
3.71
3.00
2.57
2.43
6.38
Power
Industrial Capital Goods
Construction Project
Gas
Fertilisers
Chemicals
Minerals/Mining
Cement
Petroleum Products
Finance
Transportation
Industrial Products
Auto Ancillaries
Oil
CBLO/Cash and Cash
Receivables
24.09
18.75
7.035.63
4.66
4.42
3.98
3.87
3.713.00
2.572.43 6.38
5.61
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARESPower Grid Corporation of India Ltd Power 4.69TATA Chemicals Ltd Chemicals 4.66Coal India Ltd Minerals/Mining 4.42PTC India Ltd Power 4.22Indraprastha Gas Ltd Gas 4.08NTPC Ltd Power 4.08Prism Cement Ltd Cement 3.98Reliance Industries Ltd Petroleum Products 3.88PTC India Financial Services Ltd Finance 3.87Voltas Ltd Construction Project 3.80Torrent Power Ltd Power 3.79Adani Ports & SEZ Ltd Transportation 3.71Crompton Greaves Ltd Industrial Capital Goods 3.63Alstom India Ltd Industrial Capital Goods 3.56Larsen & Toubro Ltd Construction Project 3.24Apar Industries Ltd Industrial Capital Goods 3.10Finolex Cables Ltd Industrial Products 3.00Siemens Ltd Industrial Capital Goods 3.00CESC Ltd Power 2.89Bharat Heavy Electricals Ltd Industrial Capital Goods 2.84Coromandel International Ltd Fertilisers 2.83Gujarat State Fertilizers & Chemicals Ltd Fertilisers 2.78ABB India Ltd Industrial Capital Goods 2.62Kesoram Industries Ltd Auto Ancillaries 2.57Kalpataru Power Transmission Ltd Power 2.47Oil & Natural Gas Corp Ltd Oil 2.43Tata Power Company Ltd Power 1.95GAIL (India) Ltd Gas 1.54Equity Total 93.62CBLO/Cash & Cash Receivables 6.38Grand Total 100.00
3.88
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Star Value Fund 11.70 16995.02 57.36 (3.67) 26.01 15736.30 9633.45 12601.47S & P BSE 200 10.88 16409.76 35.47 4.38 30.98 13546.66 10438.05 13098.46Sensex 10.48 16128.74 29.89 8.98 25.70 12989.39 10897.72 12569.92
FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (5 yrs in Sahara Star Value Fund)A N Sridhar Fund Manager 24 yrs (5 yrs in Sahara Star Value Fund)
Date of Inception 14/09/2009 Holding In Top 10 scrips (%) 47.07Portfolio Turnover Ratio 4.35 AUM (` in Lakhs) 199.12
Total Expense Ratio (%) for Direct option 2.30%Options other than Direct options 2.70%
NAV AS ON 27.02.2015Growth Option ` 17.5984 Dividend Option ` 13.8199Growth Option - Direct ` 19.0474 Dividend Option -Direct ` 13.9355
Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.
Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)Sharpe Ratio1 0.2924 Beta 1.2698STDEV (%) 23.40% Rsquare 0.64831 Risk Free rate is based on 1 year T-Bill rate.
Minimum Application Amount` 5000 and in multiples of ` 1 thereafter.
OPTIONS Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct
Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE
Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum of ` 1000 each.
Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each
Load Structure (SIP)
Entry Load NA
Exit Load 1%- If redeemed on or before 1 year from the date of allotment.
Exit Load NIL - for Direct option
SMS STARVALUE TO 59090 www.saharamutual.com
An Open-Ended Growth Fund
The investment objective is to provide long term capital appreciation by investing predominantly in equity / equity related instruments of select companies based on value parameters.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
17.85
12.17
11.72
8.67
8.64
8.58
4.64
4.52
3.74
3.23
2.91
1.61
11.74
Banks
Auto Ancillaries
Power
Construction Project
Industrial Capital Goods
Construction
Software
Chemicals
Industrial Products
Cement
Ferrous Metals
Fertilisers
CBLO/Cash and Cash
Receivables
17.85
12.17
11.72
8.678.64
8.58
4.52
3.74
1.61
11.74
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARESCrompton Greaves Ltd Industrial Capital Goods 5.33Techno Electric & Engineering Company Ltd Construction Project 4.90Syndicate Bank Banks 4.79UCO Bank Banks 4.68Mastek Ltd Software 4.64Kesoram Industries Ltd Auto Ancillaries 4.62ITD Cementation India Ltd Construction 4.58Atul Ltd Chemicals 4.52Exide Industries Ltd Auto Ancillaries 4.51Kalpataru Power Transmission Ltd Power 4.50Prestige Estates Project Ltd Construction 4.00Power Grid Corporation of India Ltd Power 3.94NCC Ltd Construction Project 3.77Greaves Cotton Ltd Industrial Products 3.74Walchandnagar Industries Ltd Industrial Capital Goods 3.31CESC Ltd Power 3.28Mangalam Cement Ltd Cement 3.23Canara Bank Banks 3.13Subros Ltd Auto Ancillaries 3.04Pennar Industries Ltd Ferrous Metals 2.91Punjab National Bank Banks 2.66Union Bank of India Banks 2.58UNLISTED EQUITY SHARESNagarjuna Fertilizers & Chemicals Ltd Fertilisers 1.61
Equity Total 88.26CBLO/Cash & Cash Receivables 11.74Grand Total 100.00
Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct option
INDUSTRY-WISE ASSET DISTRIBUTION (%)
3.23
4.64
DIVIDEND
Record Date Rate Face ValueCum Dividend NAV (`)Dividend Option
Dividend Option - Direct
01.09.2014 ` 2.50 Per Unit ` 10.00 16.4033 16.537616.08.2010 ` 1.00 Per Unit ` 10.00 12.5064
2.91
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
SMS SUPER TO 59090 www.saharamutual.com
An Open-Ended Growth Fund
FUND MANAGER
Name Designation Experience (Years)
Naresh Kumar Garg Chief Investment Officer 24 yrs (5.5 yrs in Sahara Super 20 Fund)
A N Sridhar Fund Manager 24 yrs (5.5 yrs in Sahara Super 20 Fund)
Date of Inception 31/07/2009 AUM (` in Lakhs) 72.41
Portfolio Turnover Ratio 1.84 Holding In Top 10 scrips (%) 56.51
Total Expense ratio (%)for Direct options 2.30%
Options other than Direct options 2.70%
NAV AS ON 27.02.2015
Growth Option ` 16.9726 Dividend Option ` 16.9569
Growth-Direct ` 17.1058 Dividend-Direct ` 17.1111
Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)
Sharpe Ratio1 0.3625 Beta 0.9814
STDEV (%) 14.73% Rsquare 0.9096
1 Risk Free rate is based on 1 year T-Bill rate.
MINIMUM APPLICATION AMOUNT : ` 5000 and in multiples of ` 1 thereafter.
Load Structure Entry Load: NA ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - for Direct option
SIP / STP: Entry Load: NA ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment. NIL - for Direct option
OptionsGrowth Growth Option - Direct
Dividend Dividend Option - Direct
SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLE
Monthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each
Quarterly Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000
The investment objective would be to provide long term capital appreciation by investing in predominantly equity and equity related securities of around 20 companies selected out of the top 100 largest market capitalization companies, at the point of investment.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives of the Top 100 companies by market capitalisation. • High Risk (BROWN)
(Investors understand that their principal will be at high risk)(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
Returns for the period ended December 2014
CAGR Returns (%) ` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
Super 20 Fund 9.51 15632.96 27.20 3.59 23.33 12720.43 10358.94 12332.85
Nifty 11.29 16926.13 31.39 6.76 27.70 13138.80 10675.52 12769.72
Sensex 10.93 16654.70 29.89 8.98 25.70 12989.39 10897.72 12569.92
24.6716.3910.356.105.975.534.524.333.592.902.602.41
10.64
Banks Software Consumer Non Durables Construction Project Petroleum Products Finance Services Cement Oil Industrial Capital Goods Auto Pharmaceuticals CBLO/Cash and Cash Receivables
24.67
16.39
10.355.97
4.52
4.33
6.10
5.53
3.592.90
2.602.41
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARESICICI Bank Ltd Banks 7.89Infosys Ltd Software 6.98Larsen & Toubro Ltd Construction Project 6.10Reliance Industries Ltd Petroleum Products 5.97HDFC Bank Ltd Banks 5.70HDFC Ltd Finance 5.53Wipro Ltd Software 5.46Aditya Birla Nuvo (Indian Rayon) Services 4.52Ultratech Cement Ltd Cement 4.33Colgate-Palmolive (India) Ltd Consumer Non Durables 4.03Tech Mahindra Ltd Software 3.95Oil & Natural Gas Corp Ltd Oil 3.59ITC Ltd Consumer Non Durables 3.49Punjab National Bank Banks 3.43State Bank of India Banks 3.33Bharat Heavy Electricals Ltd Industrial Capital Goods 2.90Hindustan Unilever Ltd Consumer Non Durables 2.83Hero Motocorp Ltd Auto 2.60Lupin Ltd Pharmaceuticals 2.41Kotak Mahindra Bank Ltd Banks 2.32Canara Bank Banks 2.01Equity Total 89.36CBLO/Cash & Cash Receivables 10.64Grand Total 100.00
INDUSTRY-WISE ASSET DISTRIBUTION (%)
10.64
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
Options Growth Option
Dividend Option Growth Option - Direct Dividend Option - Direct
Returns for the period ended December 2014
CAGR Returns (%) ` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012R.E.A.L Fund 5.58 14703.70 72.97 0.89 32.34 17297.05 10089.13 13233.65
NIFTY 5.41 14535.77 31.39 6.76 27.70 13138.80 10675.52 12769.72
Sensex 5.25 14376.73 29.89 8.98 25.70 12989.39 10897.72 12569.92
An Open-Ended Equity Fund
FUND MANAGERName Designation Experience (Years)
Naresh Kumar Garg Chief Investment Officer 24 yrs (6.5 yrs in Sahara R.E.A.L Fund)
A N Sridhar Fund Manager 24 yrs (6.5 yrs in Sahara R.E.A.L Fund)
Date of Inception 27/11/2007 AUM (` in Lakhs) 452.49Portfolio Turnover Ratio 1.60 Holding In Top 10 scrips (%) 38.79
Total expense ratio (%) for Direct options 2.45%Options other than Direct options 2.70%
NAV AS ON 27.02.2015Growth Option ` 14.6586 Dividend Option ` 14.6585Growth-Direct ` 14.9322 Dividend-Direct ` 14.7552
Statistical Measures (For trailing 3 years Period) (as on 28.02.2015)
Sharpe Ratio1 0.8580 Beta 1.0676
STDEV (%) 18.99% Rsquare 0.6471
1 Risk Free rate is based on 1 year T-Bill rate.
SMS REAL TO 59090 www.saharamutual.com
The investment objective would be to provide long term capital gains by investing predominantly in equity / equity related instrument of companies in the Retailing, Entertainment & Media, Auto & auto ancillaries and Logistics sector.This scheme is suitable for investors who are seeking* • Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives, in the Retailing, Entertainment & Media, Auto & auto ancillaries and Logistics sector. • High Risk. (BROWN)
(Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
MINIMUM APPLICATION AMOUNT : ` 5000 and in multiples of ` 1 thereafter.
Load Structure Entry Load: NA ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - for Direct option
SIP / STP: Entry Load: NA ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment. NIL - for Direct option
23.80
11.94
10.32
7.63
6.11
6.10
5.55
5.04
3.32
2.78
2.71
2.33
2.02
1.68
8.68
Auto Ancillaries
Transportation
Banks
Consumer Durables
Media & Entertainment
Industrial Products
Auto
Consumer Non Durables
Industrial Capital Goods
Software
Textile Products
Finance
Telecom - Services
Hotels
CBLO/Cash and Cash
Receivables
23.80
11.94
10.327.63
5.04
3.322.78
2.71
2.021.68
2.33
8.68
PORTFOLIO AS ON 28.02.2015
Name of the Instrument Industry % of AUM
EQUITY SHARESGateway Distriparks Ltd Transportation 5.68Exide Industries Ltd Auto Ancillaries 4.37T V Today Network Ltd Media & Entertainment 4.10Bharat Forge Ltd Industrial Products 3.88Container Corporation of India Ltd Transportation 3.59DCB Bank Ltd Banks 3.53Motherson Sumi Systems Ltd Auto Ancillaries 3.50Igarashi Motors India Ltd Auto Ancillaries 3.48CCL Products (India) Ltd Consumer Non Durables 3.34Crompton Greaves Ltd Industrial Capital Goods 3.32Ashok Leyland Ltd Auto 3.09Wabco India Ltd Auto Ancillaries 3.06Bata India Ltd Consumer Durables 2.83Mastek Ltd Software 2.78Punjab National Bank Banks 2.74Arvind Ltd Textile Products 2.71Transport Corporation of India Ltd Transportation 2.67Suprajit Engineering Ltd Auto Ancillaries 2.63UCO Bank Banks 2.54Whirlpool of India Ltd Consumer Durables 2.53TVS Motor Company Ltd Auto 2.46Subros Ltd Auto Ancillaries 2.40Capital First Ltd Finance 2.33Asahi India Glass Ltd Auto Ancillaries 2.27V I P Industries Ltd Consumer Durables 2.27Mahindra CIE Automotive Ltd Industrial Products 2.22Ucal Fuel Systems Ltd Auto Ancillaries 2.07Tata Communications Ltd Telecom - Services 2.02Entertainment Network India Ltd Media & Entertainment 2.00Jyothy Laboratories Ltd Consumer Non Durables 1.69Taj GVK Hotels & Resorts Ltd Hotels 1.68Union Bank of India Banks 1.52Equity Total 91.32CBLO/Cash & Cash Receivables 8.68Grand Total 100.00
INDUSTRY-WISE ASSET DISTRIBUTION (%)
5.55
SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLE
Monthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each
Quarterly Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000
6.11
6.10
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
FUND MANAGER
Name Designation Experience (Years)
Naresh Kumar Garg
Chief Investment Officer
24 yrs (5.5 yrs in Sahara Short Term Bond Fund)
Ashwini Kumar Fund Manager 10 yrs (4 yrs in Sahara Short Term Bond Fund)
Date of Inception 13/04/2009 AUM (` in Lakhs) 274.998
Average Portfolio Maturity 3 days
Total Expense ratio (%)
for Direct option 0.29
Options other than Direct option 0.30
NAV AS ON 27.02.2015
Growth Option ` 16.4476 Dividend Reinvestment Option ` 10.5178
Growth Option-Direct ` 16.4758 Dividend Reinvestment
Option - Direct ` 10.5290
Dividend History [(per unit (Gross Dividend in Rupees)] for 3 months under
Dividend Re investment Option (Monthly Frequency)
Date Gross Dividend (`) Investor
26.02.2015 0.0570 Non Corporate
29.01.2015 0.0700 Non Corporate
24.12.2014 0.0580 Non Corporate
Dividend declared on the face value of `10.
Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.
Systematic Investment Plan (SIP) Auto Debit / ECS Facility Available
Monthly 5 post dated cheques for a minimum of ` 2000 each.
Quarterly 4 post dated cheques for a minimum of ` 2500 each.
Load Structure (SIP)
Entry / Exit Load NIL
PORTFOLIO AS ON 27.02.2015
Name of the Instrument Rating % of AUM
Collateralized Borrowing and Lending Obligation - 98.14%
Cash & Cash Receivables - 1.86%
TOTAL 100.00%
Minimum Application Amount
` 5000 and in multiples of ` 1 thereafter.
Load Structure (for all Options)
Entry /Exit Load NIL
Returns for the period ended December 2014CAGR
RETURNS (%)
` 10,000 CAGR RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Short Term Bond Fund 8.86 13133.34 8.40 9.40 9.17 10839.61 10940.06 10916.53
Crisil Liquifex 7.38 12569.51 9.21 9.74 8.52 10921.44 10973.96 10851.96
Crisil 10 yr Gilt Index 5.20 11766.64 14.14 (0.68) 10.61 11414.28 9932.21 11060.68
SMS MUTUAL TO 59090 www.saharamutual.com
An Open Ended Income Fund
The investment objective is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities. This product is suitable for investors who are seeking*• regular fixed income for short term to medium term • investment in Debt/Money Market Instruments. • low risk. (BLUE) (Investors understand that their principal will be at low risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
Systematic Investment Plan (SIP) - Auto Debit / ECS Facility Available
Monthly 5 postdated cheques for minimum of ` 2000 each.
Quarterly 4 postdated cheques for minimum of ` 2500 each.
Load Structure (SIP)
Entry / Exit Load NIL
PORTFOLIO AS ON 27.02.2015
Name of the Instrument Rating % of AUM
Collateralized Borrowing and Lending Obligation - 99.84%
Cash & Cash Receivables - 0.16%
Total 100.00%
Minimum Application Amount`10000 & additional amt. of ` 5000 & Multiples of ` 1.
Load Structure (for all Options)Entry /Exit Load NIL
FUND MANAGERName Designation Experience (Years)
Naresh Kumar Garg Chief Investment Officer
24 yrs (10.5 yrs in Sahara Liquid Fund)
Ashwini Kumar Fund Manager 10 yrs (4 yrs in Sahara Liquid Fund)
Returns for the period ended December 2014CAGR RETURNS
(%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Liquid Fund - VP 7.90 16610.86 8.41 9.47 9.31 10841.20 10946.69 10930.79Crisil Liquifex 7.59 16293.61 9.21 9.74 8.52 10921.44 10973.96 10851.961 year T bill 5.92 14680.44 8.56 5.86 8.06 10855.81 10586.45 10806.12
Liquid Fund - FP 7.17 20503.01 8.21 9.31 9.26 10821.09 10930.99 10926.43Crisil Liquifex NA* NA* 9.21 9.74 8.52 10921.44 10973.96 10851.961 year T bill 5.70 17762.87 8.56 5.86 8.06 10855.81 10586.45 10806.12
Date of Inception 19/02/2002 AUM (` in Lakhs) 6646.69Average Portfolio Maturity 3 days
Total Expense Ratio (%)
Fixed Pricing Option 0.40Variable Pricing Option 0.40Fixed Pricing Option - Direct Option 0.39Variable Pricing Option - Direct Option 0.39
CAGR RETURNS (%) ` 10,000 CAGR RETURNS7 days 15 days 1 month 7 days 15 days 1 month
Liquid Fund - VP 8.01 8.13 7.99 10015.35 10033.40 10065.63Crisil Liquid Fund Index 8.92 8.30 8.20 10017.11 10034.12 10067.401 year T bill 11.40 9.74 8.87 10021.85 10040.04 10072.92
Liquid Fund - FP 7.87 7.96 7.78 10015.10 10032.71 10063.97Crisil Liquid Fund Index 8.92 8.30 8.20 10017.11 10034.12 10067.401 year T bill 11.40 9.74 8.87 10021.85 10040.04 10072.92
* AS INDEX INCEPTION IS 31.03.2002
SMS MUTUAL TO 59090 www.saharamutual.com
An Open-Ended Liquid Fund
Dividend History [Gross Dividend per unit (in Rupees)] (for Monthly Dividend Option )*
Date Variable Pricing Option
Variable Pricing Option - Direct Option Investor
27.02.2015 6.0773 - Non Corporate30.01.2015 7.8432 - Non Corporate26.12.2014 6.3434 - Non Corporate
* Dividend declared on the face value of Rs.1000. Past performance may or may not be sustained in future. The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.
The investment objective is to create a highly liquid portfolio of good quality debt as well as money market instruments with a view to provide high liquidity and reasonable returns to the unit holders, while at all times emphasizing the importance of capital preservation.
This product is suitable for investors who are seeking*
• regular income generation in short term to medium term • highly liquid portfolio of money market debt instruments • low risk. (BLUE)
(Investors understand that their principal will be at low risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
NAV AS ON 27.02.2015Fixed Pricing Option Variable Pricing Option
Daily Dividend ` 1038.5712 Daily Dividend - Direct ` 1038.5712 Daily Dividend ` 1038.6443 Daily Dividend - Direct ` 1038.8249Weekly Dividend ` 1027.4373 Weekly Dividend - Direct ` 1027.4373 Weekly Dividend ` 1045.8605 Weekly Dividend - Direct ` 1045.8605Monthly Dividend ` 1043.3721 Monthly Dividend - Direct ` 1043.3721 Monthly Dividend ` 1051.3486 Monthly Dividend - Direct ` 1055.8972Growth Option ` 2468.8559 Growth Option - Direct ` 2469.7863 Growth Option ` 2499.2141 Growth Option - Direct ` 2500.9723
The face value of the units have been changed from ` 10 per unit to ` 1000 per unit by consolidation of units w.e.f. 27th October, 2005. Also, the Variable Pricing Option has been introduced under the scheme w.e.f. 27th October, 2005.
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Sahara Classic Fund 9.31 14803.65 7.99 9.24 9.11 10798.95 10923.95 10911.12MIP Blended Index 5.74 12791.08 16.83 5.24 12.10 11682.83 10523.80 11210.07Crisil 10 yr Gilt Index 6.01 12936.61 14.14 (0.68) 10.61 11414.28 9932.21 11060.68
Systematic Investment Plan (SIP) - AUTO DEBIT / ECS facility availableMonthly 6 post dated cheques for minimum of ` 1000 each.Quarterly 4 post dated cheques for minimum of ` 2000 each.
Load Structure (SIP)Entry / Exit Load NIL
PORTFOLIO AS ON 27.02.2015Name of the Instrument Rating % of AUM
Collateralized Borrowing and Lending Obligation - 97.53%
Cash & Cash Receivables - 2.47%
TOTAL 100.00%
FUND MANAGERName Designation Experience (Years)
Naresh Kumar Garg Chief Investment Officer 24 yrs (6.5 yrs in Sahara Classic Fund)Ashwini Kumar Fund Manager 10 yrs (4 yrs in Sahara Classic Fund)
Date of Inception 01/02/2008 AUM (` in Lakhs) 25.24Average Portfolio Maturity 3 days
Total Expense Ratio (%) For Direct options 0.34Options other than Direct options 0.35
NAV AS ON 27.02.2015Growth Option ` 18.7259 Dividend Option ` 18.7273Growth Option - Direct ` 18.7305 Dividend Option - Direct ` 18.7273
Minimum Application AmountDividend Option ` 5000 and additional investments in multiples of ` 1000.Growth Option ` 1000 and additional investments in multiples of ` 1000.
Load Structure (for all Options)Entry /Exit Load NIL
Minimum Application Amount` 3000 and additional amt. of ` 1000 & multiples of ` 1 thereafter.
Load Structure (for all Options)Entry /Exit Load NIL
FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg
Chief Investment Officer
24 yrs (10.5 yrs in Sahara Income Fund)
Ashwini Kumar Fund Manager 10 yrs (4 yrs in Sahara Income Fund)
Date of Inception 21/2/2002AUM (` in Lakhs) 293.30Average Portfolio
Maturity 3 days
Total Expense ratio (%)
for Direct option 0.34other than Direct 0.35
NAV AS ON 27.02.2015Growth Option ` 26.1541 Dividend Option ` 21.5402Growth - Direct ` 26.1792 Dividend - Direct ` 21.7739
DividendRecord Date Rate Cum Div NAV (`)26.03.2007 ` 1.00 per unit 11.7697
Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Sahara Income Fund 7.66 21475.93 8.26 9.36 9.33 10825.82 10936.46 10933.31Crisil Composite Bond Fund Index NA* NA* 14.31 4.67 9.36 11430.67 10466.70 10936.40
Crisil 10 yr Gilt Index 6.30 18834.79 14.14 (0.68) 10.61 11414.28 9932.21 11060.68
SMS MUTUAL TO 59090 www.saharamutual.com
An Open-Ended Income Fund
An Open-Ended Income Fund
* AS INDEX INCEPTION IS 31.03.2002
Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 6 post dated cheques for a minimum of ` 500 each.Quarterly 4 post dated cheques for a minimum of ` 750 each.Load Structure (SIP)Entry / Exit Load NIL
PORTFOLIO AS ON 27.02.2015Name of the Instrument Rating % of AUM
Collateralized Borrowing and Lending Obligation - 99.17%
Cash & Cash Receivables - 0.83%
TOTAL 100.00%
The investment objective of the scheme is to generate returns by investing mainly in debt and debt related instruments including money market instruments and also to invest a portion of the fund in equity and equity related instruments to seek capital appreciation.This product is suitable for investors who are seeking*• regular income generation/capital appreciation in short, medium and long term • investment in various debt securities and equity and equity related instruments. • Medium risk. (Yellow) (Investors understand that their principal will be at medium risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
The primary objective of the scheme is to generate regular income and growthof capital through investment in debt instruments, money market and related secuirities while at all times emphasizing the importance of capital preservation.This product is suitable for investors who are seeking*• regular income/capital appreciation in short, medium and long term • investment in Money Market Instruments, Corporate Debt & Govt. Securities. • low risk. (BLUE) (Investors understand that their principal will be at low risk)(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg
Chief Investment Officer
24 yrs (6 yrs in Sahara Interval Fund)
Ashwini Kumar Fund Manager 10 yrs (4 yrs in Sahara Interval Fund)
Date of Inception 03/10/2008 Average Portfolio Maturity 3 daysAUM (` in Lakhs) 9.08
Total Expense Ratio (%)
For Direct Option 0.34Option other than Direct option 0.35
NAV AS ON 27.02.2015Growth Option ` 16.3361 Dividend Option ` 16.3362
Growth Option - Direct ` 16.3426 Dividend Option - Direct ` 16.3362
PORTFOLIO AS ON 27.02.2015
Name of the Instrument Rating % of AUMCollateralized Borrowing and Lending Obligation - 99.36%
Cash & Cash Receivables - 0.64%
TOTAL 100.00%
Minimum Application Amount
` 5000 & additional amount in Multiples of ` 1 thereafter.
Load Structure (for all Options)
Entry /Exit Load NIL
FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg
Chief Investment Officer
24 yrs (10.5 yrs in Sahara Gilt Fund
Ashwini Kumar Fund Manager 10 yrs (4 yrs in Sahara Gilt Fund)
Date of Inception 21/02/2002 Average Portfolio Maturity 3 daysAUM (` in Lakhs) 5.19
Total Expense Ratio (%)For Direct Option 0.34Option other than Direct option 0.35
NAV AS ON 27.02.2015Growth ` 23.1793 Dividend ` 19.3316Growth Option - Direct ` 23.1800 Dividend Option-Direct ` 19.3316
Minimum Application Amount`5000 & additional amount of `1000 & Multiples of `1 thereafter. Load Structure (for all Options)Entry /Exit Load NIL
Returns for the period ended December 2014CAGR RETURNS
(%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Sahara Gilt Fund 6.65 19483.80 8.09 8.66 8.06 10808.70 10866.07 10805.72I Sec Composite Gilt Index NA* NA* 15.12 5.33 11.08 11511.76 10533.25 11108.51Crisil 10 yr Gilt Index 6.30 18834.79 14.14 (0.68) 10.61 11414.28 9932.21 11060.68
SMS MUTUAL TO 59090 www.saharamutual.com
An Debt Oriented Interval Fund
An Open-Ended Gilt Fund
Returns for the period ended December 2014CAGR
RETURNS (%) ` 10,000 CAGR
RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS
Scheme / Duration
SinceInception
SinceInception
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012
31/12/2013 TO
31/12/2014
31/12/2012 TO
31/12/2013
31/12/2011 TO
31/12/2012Sahara Interval Fund 7.97 13317.74 8.06 8.79 8.98 10805.93 10879.42 10898.45Crisil Liquidfex 7.59 13143.64 9.21 9.74 8.52 10921.44 10973.96 10851.96I year T bill 6.31 12570.43 8.56 5.86 8.06 10855.81 10586.45 10806.12
Systematic Investment Plan (SIP) - Auto Debit / Ecs Facility AvailableMonthly 5 post dated cheques for minimum of ` 1000 each.Quarterly 4 post dated cheques for minimum of ` 1250 each.Load Structure (SIP)Entry / Exit Load NIL
PORTFOLIO AS ON 27.02.2015Name of the Instrument Rating % of AUM
Collateralized Borrowing and Lending Obligation - 98.99%
Cash & Cash Receivables - 1.01%TOTAL 100.00%
DividendRecord Date Rate Cum Div NAV (`)
26.03.2007 ` 1.00 per unit 11.4405Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend distribution tax as applicable.
The units of Sahara Interval Fund are listed on the National Stock Exchange of India in line with SEBI guidelines, “It is been distinctly understood that the permission given by NSE should not in any way be deemed or construted that the Scheme Information Document has been cleared or approved by NSE nor does it certify the correctness or completeness of any of the content of the Draft Scheme Information Document. The Investor are advised to refer to the Combined Scheme Information Document for the full text of the “Disclaimer clause of NSE’. ”
The investment objective is to generate returns with low volatility through a portfolio of debt and money market instruments with a provision to offer liquidity at periodic intervals. This product is suitable for investors who are seeking*• to generate reasonable return at periodic intervals in short, medium term • investment in Debt/Money Market Instruments/Govt. Securities. • low risk. (BLUE) (Investors understand that their principal will be at low risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
The primary investment objective of the Scheme is to generate resonable returns by investing in sovereign securities issued by the Central Government and/or State Government and/or any security unconditionally guaranteed by the Government of India.This product is suitable for investors who are seeking*• regular income generation/capital appreciation for short , medium and long term • investment in Government Securities and government guaranteed debt securities / T - bills / Overnight money market instruments • low risk. (BLUE) (Investors understand that their principal will be at low risk) *(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)
Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.
AHMEDABAD :No - 1, Ground Floor, Narnarayan Complex, Swastik Cross Road, Navrangpura, Ahmedabad - 380 009.Ph-079 32942935.BANGALORE:No.41, 3rd Cross, Ulsoor Road, Bangalore- 560042.Ph-080-25327891.BHUBANESHWAR: Plot No.617/D, Kharvel Nagar, Unit-3, In front of Giridurga Temple, Bhubaneshwar-751001. Ph 0674-2391372 / 3257998. CHANDIGARH: SCO-364-366, Cabin-304, Sec-34/A,3rd Floor, Above Tata Motors Office, Chandigarh - 160 034.Ph.0172-3244010 / 4636359.CHENNAI:Flat No."J", 2nd Floor, "Mount Chambers", No.758, Anna Salai, Chennai – 600002.Ph. 044-32979232 / 43546336.COIMBATORE: Door No.196/8, Gr/Flr,Aishwarya Commercial Centre, T.V. Samy Rd.(W), R.S.Puram, Coimbatore - 641 002. Ph.0422-3296379.GURGAON:Office No. 110,Upper Ground Floor,Aap ka Bazar, Main Gurudwara Road, Gurgaon-122001.Ph.0124-3224746. GORAKHPUR: Shop No.23, Upper Ground Floor, Cross Roads, "The Mall", Bank Road, Gorakhpur - 273001.Ph.0551-3247171.HYDERABAD: Sahara Manzil,2nd Floor,Opp. Secretariat,Basheerbagh,Hyderabad-500004.Ph.040-32936958.INDORE: Flat No.315, 3rd Floor,President Tower,6/2,South Tukoganj, Indore-452001.Ph.0731-3255735.JAIPUR:Office No. 305-A, 3rd Floor, Shyam Anukampa,Opp. HDFC Bank,C Scheme,Ashok Marg, Jaipur-302001. Ph.0141-3269923 / 4013634.JAMMU:Kiosk-5, (B-1) North Block,Ground Floor,Bahu Plaza, Jammu -180012. Ph.0919-2100485 / 9797366142.KOLKATA:Sahara India Pariwar,101 1st Floor, Mangal Jyoti,227/2, A.J.C Bose Road,Kolkata-700020.Ph.033-40032420/32977674.KOLKATA (Salt Lake): B.D-16(Ground Floor),Sector-1 Salt lake city,Kolkata-700 064.Ph.033-40041617.LUCKNOW:Office No. 8, Ground Floor, Saran Chamber-1, V Park Road. Lucknow-226001.Ph.0522-3242899 / 4015702.MUMBAI:2nd Floor,Parinee Crescenzo,Bandra-Kurla Complex,Bandra (East),Mumbai-400051.Ph.022-39664100. NEW DELHI: 701,7th Floor,Deep Shikha Building No.8, Rajendra Place, New Delhi-110008.Ph.011-25755783.NOIDA:C-1,Sahara India Complex, Sector 11, Noida-201301.Ph.0120-3100209. PATNA:C/o Sahara India Pariwar,Sahara India Vihar, Boring Road Chauraha, Boring Road. Patna-800001Ph.0612-3255280. PUNE: Office No.71,Shrinath Plaza, Office F.C. Road,Dnyaneshwar Paduka Chowk, Shivaji Nagar,Pune-411005.Ph-020-32934114.THANE:Shop No.-1,Santoshi Bhavan,Shivaji Path,Behind Punjab National Bank,Thane-400 601.Ph.022-25441993.
The ‘Disclaimer’ on product labelling may kindly be read by the Investor before downloading the factsheet from the website or when received through e-mail to enable the investor to take aninformed decision at the time of investing in the schemes of Sahara Mutual Fund.
SAHARA MUTUAL FUND INVESTOR SERVICE CENTRES
REGISTRAR & TRANSFER AGENTKARVY Computershare Private Limited (Unit : Sahara Mutual Fund)#59, ‘SKANDA” Puttana Raod, Basavangudi, Bengaluru-560004, Ph:080-26600785 / 26602851 Fax: 080 26600786 Toll Free No.: 18004254034/35 Email : [email protected]
KARVY INVESTOR SERVICE CENTRES
Mutual Fund investments are subject to market risks,read all Scheme related Documents Carefully.
SAHARA ASSET MANAGEMENT COMPANY PRIVATE LIMITEDCorporate Office: 2nd Floor, Parinee Crescenzo,Bandra-Kurla Complex, Bandra (East),Mumbai - 400 051 Tel.: 022-39664100Email: [email protected]
BOOK POST
Agra:9369918603: Ahmedabad:079-65445550:079-26402967: Ajmer : 0145-5120725:0145-2628055: Allahabad:9369918605: Ambala: 9315017301: Amritsar:0183-5053802: Anand:9662020623: Asansol: 0341-3266507: Aurangabad:0240-2343414: Balasore:06782-260503: Bangalore: 080-26600785: 080-26602852/9625: Bareilly:9369918607: Baroda:0265-6640870: 02656640871: Belgaum:0831 2402544: Berhampur (Or):0680-2228106: Bhagalpur:9386256100: Bharuch:02642-225022: Bhavnagar:0278-3004116: Bhilai:0788-2295999:0788-2295332: Bhilwara:01482-246362:01482-246364: Bhopal:0755-4092712:0755-4092715: Bhubaneswar:06746534585: Bokaro:9204061959:06542-233330/31: Burdwan:0342-2665140: Calicut:0495-4022480: Chandigarh:0172-5042279: Chennai:044-42028512:044-42028513: Cochin:0484 3000231:0484 3000232: Coimbatore:0422 - 4388011:0422 - 4388013/0422 - 4388451: Cuttack:0-9238102118 : Darbhanga:06272-220145: Dehradun:9369918608: Dhanbad:0326-6452027: Dharwad:0836-2744207:0836-2744208: Durgapur:0343-6512111: Erode:0424-4021212: Faridabad:9310448851: Gaya:0631-2220071: Ghaziabad:9310448804: Gorakhpur:9369918610: Guntur:0863-2339094: Gurgaon:9310448806: Guwahati:8811036746: Gwalior:9300004262: Hissar:9315017303: Hubli:0836-2252444: Hyderabad:040-44677075/76/77/44677348: Indore:07314266828:0731-4218902: Jabalpur:0761-3204376: Jaipur:0141-4167714:0141-4167715/17: Jalandhar:0181-5094410: Jalgaon:0257-2226761: Jammu:0191-2458820:01912458818: Jamnagar:02882558887: Jamshedpur:0657-6655000:0657-6655003/6655004: Jhansi:9369918614: Jodhpur:0291-6454590: Kanpur:9369918615/6: Karaikudi:04565-237192: Karur:04324-241755: Kolhapur:0231 2653656: Kolkata:033-40611135/ 36: 033-24659263/9267: Kota:0744-5100964: Kottayam:0481-2300868: Lucknow:9369918600: Ludhiana:0161-4648747: Madurai:0452-2605856: Mangalore:0824-2496289: Margoa:0832-2731823: Meerut:9369918619: Mehsana:02762-242950: Moradabad:9369918620: Mumbai:022-66235353:022-66235333: Mumbai:(Andheri):022-66211860: Muzaffarpur:9386256101: Mysore:0821-2438006: Nagpur:0712-2533040: Nasik:02536611395: Navsari:02637-280367:New Delhi:011-43681700/704: Noida:9310448805: Panipat:9315017304: Panjim:0832-2426873:0832-2426874: Patiala:0175-5004349: Patna:0612-6453098:7781023134: Pondicherry:0413 2220640: Pune:020-25533795:020-25539957: Raipur:0771-4052620: Rajahmundry:0883-2434468:0883-2434470: Rajkot:2816545888: Ranchi:06512331320: Rohtak:9315017305: Rourkela:0661-2500005: Salem:0427-4020300: Shillong:0364 2506106: Shimla:9318644501: Shimoga:08182-228799:08182-227485: Silchar:03842261714: Siliguri:0353-2526393: Surat:0261-3042170: Tirunelveli:04622335137: Tirupur:0421-2214221: Trichur:0487-3246231: Trichy:0431-4020227: Trivandrum:0471-2725728: Udaipur:0294-2429370: Valsad:02632-258481: Vapi:9228012909: Varanasi:9369918626: Vijayawada:0866-2475126: Visakhapatnam:0891-2714125:
Investors understand that their principal will be at medium risk (YELLOW)Note : Risk may be represented as:
Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Long term Capital Growth.,Investment in Equity & equity related securities including equity derivatives.,High Risk (Brown).This product is suitable for investors who are seeking*:
Investors understand that their principal will be at low risk (BLUE)Investors understand that their principal will be at high risk (BROWN)
SAHARA
(An Open Ended Growth Fund)
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