rsl advant edge

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

An Insured Supplemental Medical Reimbursement Plan

RSL AdvantEDGE®

provides an EDGE in compensation planning and employee benefits!

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

The information provided herein:1.is general in nature and may not apply to product-specific or employer-specific situations;2.is not intended to be relied upon for the purpose of avoiding penalties that may be imposed under the Internal Revenue Code;3.may not be used to recommend, promote or market any federal tax transaction or matter.Consult your legal and/or tax advisor(s) to determine legal compliance as well as federal and state tax implications.

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

The RSL AdvantEDGE® Plan The RSL AdvantEDGE® Plan is a fully insured supplemental plan specifically designed to fill gaps in primary health coverage.

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

The RSL AdvantEDGE® Plan The RSL AdvantEDGE® Plan pays benefits for out-of-pocket health care costs not paid by other health plans—expenses that would otherwise be paid with personal after-tax earnings.

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

The RSL AdvantEDGE® Plan The RSL AdvantEDGE® Plan covers:• Deductibles and copayments• Over-the-counter and prescription drugs• Dental and orthodontic care• Vision care, including frames, contacts and lasik surgery• Childbirth and pre/postnatal care• Hospital charges, including private-room• Private duty nursing and home health care• Medical supplies & equipment• Preventative and rehabilitative care• Chiropractic and podiatry• Non-conventional treatments

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

The RSL AdvantEDGE® Plan The RSL AdvantEDGE® Plan converts after-tax health care expenses into a tax-free deductible business expense.

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

The savings can be significant >>>

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

How it works >>>

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

The employer remits the additional premium to

RSL Specialty ProductsAdministration,

and a reimbursement check is sent to the employee.

RSL Specialty Products

Administration processes the

claims and sends an invoice to the

employer.

They submit their claims with proof of the expenses to RSL Specialty Products

Administration.

The insured or dependents incur

expenses not reimbursed by

other health plans.

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

The RSL AdvantEDGE® Plan The RSL AdvantEDGE® Plan works for any type of business:

• Sole Proprietorships and Partnerships• LLCs and LLPs• Sub S and C Corporations • For-profit and• Not-for-profit corporations

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

Other Benefits >>>

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

The Accidental Death Benefit can help protect employees and their families should the unthinkable happen. While no amount of money will ever compensate for a loss, the valuable benefits of the Accidental Death Benefit can help lessen an already stressful time for those left behind.

With the Accidental Death benefit, if a covered employee loses their life due to a covered accident, a $100,000 benefit is paid to the designated beneficiary. The Accidental Death Benefit only covers the insured employee and is reduced 70% at age 70 and terminates at age 80. Spouse and dependents are not eligible for AD&D coverage.

Other BenefitsAccidental Death Benefit

For more information, visit our website at www.RSLAdvantEDGE.com,Or call us at 1.866.924.8828 or email us at info@EdgeSMG.com.

Some employers are eligible to select the Critical Illness Benefit instead of the standard $100,000 Accidental Death Benefit for covered employees. The Critical Illness Benefit is a $5,000 lump sum payment made to the insured when a covered employee has been diagnosed with a covered condition and all premiums have been paid.

Other BenefitsCritical Illness Benefit