flood insurance community outreach...the flood log barrier is a modular system designed to withstand...

Flood Insurance Community Outreach

Who We Are?

•20 years of promoting sound floodplain management•Community Outreach's all over the Nation•All agents & staff are certified floodplain managers

E. Tyler Ardron, CFM

Vice President

Risk Reduction Plus Group

Email:tardron@riskreductionplus.com

O: 866-599-7066 Ext: 105 | C: 856-

723-3666

Basic Terms

• Base Flood Elevation (BFE) is the calculated level flood waters will rise during a Base Flood.

• AE & A1-30 Zones: Have established BFE’s.Low impact from waves.

• VE & V1-30 Zones: Have established BFE’s. Impact from storm induced waves.

• The Community Rating System (CRS) recognizes and encourages community floodplain management activities that exceed the minimum NFIP standards. Depending upon the level of participation, flood insurance premium rates for policyholders can be reduced up to 45%.

• Freeboard is elevating a building’s lowest floor above and beyond BFE. This is a built-in safety factor resulting in lower flood insurance premiums. This elevation is required in certain communities with height requirements that vary.

Changing Landscape

• 2012 Biggert - Waters Reform

• 2014 Grimm – Waters (HFIAA)

• Actuarial Rates Phased in

– Non-Primary Residences

– Severe Repetitive Loss

– Business Properties 18-25%Overall 9% Premium increase

for everyone

$25 Surcharge Primary$250 Non-Primary

April 1st, 2015

FEMA Section 28 Clear Communication of Risk

• Started going out January of 2017

• Policyholders will receive them upon renewal

• The NFIP has identified seven categories to receive information based on their risk and current premium rates.

• Letter A: Newly Mapped into the Special Flood Hazard Area• Letter B: Standard X, not grandfathered• Letter C: Standard X, grandfathered• Letter D: Pre-FIRM primary• Letter E: Pre-FIRM non primary • Letter F: PRP• Letter G Post Firm Full risk

Estimated subsidizes policies in NJ: 85,231

What FRE does for you?

What FRE does for you?

What are your options?

• Mitigate to compliance

• Correctly Rated

• Private Flood Insurance

Mitigation Case Study

Stats

• Pre-Firm Built 1952

• Receiving Subsidized Rate

• Primary Residence

• Current Map shows BFE of 9’ (1984)

• Preliminary Shows BFE of 9’

Before Premium

Cause of High Flood Insurance:

Inadequate Flood Venting

More then 12”

Lowest Floor Rating

BFE 9’

Bottom Floor 7.16 (-2) rating

Next Higher Floor 10.18 With Retrofit +1

After Premium

82%

• Premium Before $2,977

• Retrofit (10) total engineered flood vents

• After Retrofit $547

• Estimated Cost $3,500

• ROI Less then 1.5 years

$72,900

The Flood Log Flood Barrier can be installed either across specific openings or as a perimeter defense. Because of its modular design, this system can be supplied in almost any configuration from 3 sided arrays to straight linear runs of any length to a maximum height of 9 feet. Each application is engineered to suit its site specific conditions

optimizing the system’s effectiveness. It offers one of the lowest reaction times of flood control systems on the market, and is the preferred system of Architects and Building Owners due to its easy storage and installation.

Flood Logs aka Stop Logs

Log Channel Log Front Wall Mount Offset Wall Mount

Compression Bolts Jamb MountGasket

Gasket

Wall Plate Midspan

Flood Logs: Components

Flood Logs: Deployment

The Flood Log barrier is a modular system designed to withstand high velocity water loads and to be highly resistant to heavy impact forces. It is particularly applicable to flash flood and hurricane prone locations in both small and large installations. Posts are bolted snugly to the permanently mounted wall plate and the floor, after which all logs are stacked and horizontal bolts inserted and hand tightened. Once the entire system is in place,

the horizontal and vertical bolts are precisely turned to compress all gaskets for a water tight seal.

Flood Logs: Compression

7 openings at a height of 4’ Two 85’ arrays, jamb mount to outside channelProtecting louvers to basement mechanicalsConcrete walls, modified concrete sills

Court Annex in Houma, LA

Custom sizes available

Lightweight (less than 5 pounds per sq. ft.)

Easy to install and remove

Fiber-reinforced plastic skin

Decorative caps to cover anchors when not in use

Door, Window, and Vent Flood Barriers

Spline Connection for Superior Support

Conforms to Uneven Surfaces

Decorative Caps

(paintable)3/8” Fasteners

Door, Window, and Vent Flood Barriers: Components

Door, Window, and Vent Flood Barriers: Applications

Before After

Hoboken, NJ

Flood Panel Installations: Window and Door Protection

Flood Panel Installations: Storage Protection

Before After

Harbour Island – Tampa, FL

Before After

Marco Island, FL

Flood Panel Installations: Equipment Room Protection

Point-of-Use Flood Barriers: Side-Deployed Flexible Wall

Point-of-Use Flood Barriers: Critical Facility Deployment

ANSI/FM 2510 American National Standard for Flood Abatement

Equipment for Openings

30ILC Dover Proprietary Information

Example: 8-ft. length packed

in an 8-in. x 8-in. space

Point-of-Use Flood Barriers: Vertical-Deployed Flexible Wall

Passive Flood Barriers: Self-Activating Walls

KEY BENEFITS

• Automatic spring support for fast activation

• Stainless steel and PTFE gaskets

• Delivered in one single unit

• No external power needed

• Low operational cost

• Always ready

• Easy manual lift, if desired

Oil Refinery & Medical Center

KEY BENEFITS

• No warning time required

• No manpower

• No storage

• Short closing time

• Low operational cost

Berchem Station, Belgium

Passive Flood Barriers: Applications

Florida Product Approval: Impact Testing

Remember: What We Need To Get Started

Elevation Certificate and

Insurance Declaration Page

Email these to

ec@yourfloodrisk.com

Fax to

856-269-4465