flood insurance community outreach...the flood log barrier is a modular system designed to withstand...
TRANSCRIPT
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Flood Insurance Community Outreach
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Who We Are?
•20 years of promoting sound floodplain management•Community Outreach's all over the Nation•All agents & staff are certified floodplain managers
E. Tyler Ardron, CFM
Vice President
Risk Reduction Plus Group
Email:[email protected]
O: 866-599-7066 Ext: 105 | C: 856-
723-3666
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Basic Terms
• Base Flood Elevation (BFE) is the calculated level flood waters will rise during a Base Flood.
• AE & A1-30 Zones: Have established BFE’s.Low impact from waves.
• VE & V1-30 Zones: Have established BFE’s. Impact from storm induced waves.
• The Community Rating System (CRS) recognizes and encourages community floodplain management activities that exceed the minimum NFIP standards. Depending upon the level of participation, flood insurance premium rates for policyholders can be reduced up to 45%.
• Freeboard is elevating a building’s lowest floor above and beyond BFE. This is a built-in safety factor resulting in lower flood insurance premiums. This elevation is required in certain communities with height requirements that vary.
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Changing Landscape
• 2012 Biggert - Waters Reform
• 2014 Grimm – Waters (HFIAA)
• Actuarial Rates Phased in
– Non-Primary Residences
– Severe Repetitive Loss
– Business Properties 18-25%Overall 9% Premium increase
for everyone
$25 Surcharge Primary$250 Non-Primary
April 1st, 2015
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FEMA Section 28 Clear Communication of Risk
• Started going out January of 2017
• Policyholders will receive them upon renewal
• The NFIP has identified seven categories to receive information based on their risk and current premium rates.
• Letter A: Newly Mapped into the Special Flood Hazard Area• Letter B: Standard X, not grandfathered• Letter C: Standard X, grandfathered• Letter D: Pre-FIRM primary• Letter E: Pre-FIRM non primary • Letter F: PRP• Letter G Post Firm Full risk
Estimated subsidizes policies in NJ: 85,231
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What FRE does for you?
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What FRE does for you?
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What are your options?
• Mitigate to compliance
• Correctly Rated
• Private Flood Insurance
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Mitigation Case Study
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Stats
• Pre-Firm Built 1952
• Receiving Subsidized Rate
• Primary Residence
• Current Map shows BFE of 9’ (1984)
• Preliminary Shows BFE of 9’
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Before Premium
Cause of High Flood Insurance:
Inadequate Flood Venting
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More then 12”
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Lowest Floor Rating
BFE 9’
Bottom Floor 7.16 (-2) rating
Next Higher Floor 10.18 With Retrofit +1
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After Premium
82%
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• Premium Before $2,977
• Retrofit (10) total engineered flood vents
• After Retrofit $547
• Estimated Cost $3,500
• ROI Less then 1.5 years
$72,900
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The Flood Log Flood Barrier can be installed either across specific openings or as a perimeter defense. Because of its modular design, this system can be supplied in almost any configuration from 3 sided arrays to straight linear runs of any length to a maximum height of 9 feet. Each application is engineered to suit its site specific conditions
optimizing the system’s effectiveness. It offers one of the lowest reaction times of flood control systems on the market, and is the preferred system of Architects and Building Owners due to its easy storage and installation.
Flood Logs aka Stop Logs
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Log Channel Log Front Wall Mount Offset Wall Mount
Compression Bolts Jamb MountGasket
Gasket
Wall Plate Midspan
Flood Logs: Components
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Flood Logs: Deployment
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The Flood Log barrier is a modular system designed to withstand high velocity water loads and to be highly resistant to heavy impact forces. It is particularly applicable to flash flood and hurricane prone locations in both small and large installations. Posts are bolted snugly to the permanently mounted wall plate and the floor, after which all logs are stacked and horizontal bolts inserted and hand tightened. Once the entire system is in place,
the horizontal and vertical bolts are precisely turned to compress all gaskets for a water tight seal.
Flood Logs: Compression
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7 openings at a height of 4’ Two 85’ arrays, jamb mount to outside channelProtecting louvers to basement mechanicalsConcrete walls, modified concrete sills
Court Annex in Houma, LA
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Custom sizes available
Lightweight (less than 5 pounds per sq. ft.)
Easy to install and remove
Fiber-reinforced plastic skin
Decorative caps to cover anchors when not in use
Door, Window, and Vent Flood Barriers
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Spline Connection for Superior Support
Conforms to Uneven Surfaces
Decorative Caps
(paintable)3/8” Fasteners
Door, Window, and Vent Flood Barriers: Components
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Door, Window, and Vent Flood Barriers: Applications
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Before After
Hoboken, NJ
Flood Panel Installations: Window and Door Protection
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Flood Panel Installations: Storage Protection
Before After
Harbour Island – Tampa, FL
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Before After
Marco Island, FL
Flood Panel Installations: Equipment Room Protection
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Point-of-Use Flood Barriers: Side-Deployed Flexible Wall
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Point-of-Use Flood Barriers: Critical Facility Deployment
ANSI/FM 2510 American National Standard for Flood Abatement
Equipment for Openings
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30ILC Dover Proprietary Information
Example: 8-ft. length packed
in an 8-in. x 8-in. space
Point-of-Use Flood Barriers: Vertical-Deployed Flexible Wall
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Passive Flood Barriers: Self-Activating Walls
KEY BENEFITS
• Automatic spring support for fast activation
• Stainless steel and PTFE gaskets
• Delivered in one single unit
• No external power needed
• Low operational cost
• Always ready
• Easy manual lift, if desired
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Oil Refinery & Medical Center
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KEY BENEFITS
• No warning time required
• No manpower
• No storage
• Short closing time
• Low operational cost
Berchem Station, Belgium
Passive Flood Barriers: Applications
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Florida Product Approval: Impact Testing
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Remember: What We Need To Get Started
Elevation Certificate and
Insurance Declaration Page
Email these to
Fax to
856-269-4465