causes and effects of non-performing loans in banks
Post on 01-Nov-2015
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ppt presentation on NPL.
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Causes and Effects of Non-Performing Loans in Banks
Causes and Effects of Non-Performing Loans in BanksDAS,AMIT14-98030-3Findings (Causes of NPL)Improper preparation of credit risk grading score sheet (57.19%).High cost of borrowing (8.63%).Biasness while providing loan (18.75%).Over competition among banking sector (47).
Findings (Effects of NPL)Standard non-performing loan rate is 4%.Lowers ROA.Economic slowdown.Lower dividend payout and retained earning.Financial distress.
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